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Senior Software Developer – Backend API Engineering

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Overview

Schedule
Full-time
Career level
Senior-level
Benefits
Health Insurance
401k Matching/Retirement Savings

Job Description

About PactFi

Private asset markets (PE, Private Credit, VC, Real Estate) have 10x to 9.8T in AUM over the past decade and are projected to grow to $17T in the next five years. However, digital infrastructure has not kept pace, with most of the market operating predominantly in error-prone, internal-only software solutions.

PactFi provides secure, end-to-end, operational infrastructure for managing complex private credit transactions. Our web-based application brings together all parties involved in such a transaction to more efficiently allocate capital, complete KYC, share documents, manage funds flow, and more. The platform is secured to a bank-grade standard, and we have received our SOC 2 Type 2 attestation.

PactFi was developed in close partnership with two of the industry's largest players, both of whom represent the top 3 players in the private credit space by both size (AUM) and deal activity.

Key Responsibilities

Backend API Development & Optimization

  • Design, build, and maintain RESTful APIs using PHP Laravel to support PactFi’s financial workflows, partner onboarding, and investment operations.

  • Ensure APIs are secure, scalable, fault-tolerant, and optimized for low latency.

  • Implement API versioning, documentation, and automated testing.

Third-Party Integrations & Middleware

  • Develop integrations with financial data providers, custodians, broker-dealer systems, KYC/AML services, payment processors, and CRM platforms.

  • Build workflows for data synchronization, event processing, and multi-system orchestration.

  • Develop middleware solutions to normalize, validate, and transform financial data across external APIs and PactFi systems.

Database & Data Management

  • Design and optimize relational databases (MSSQL or MySQL) for investment data, partner information, and operational workflows.

  • Ensure strong data governance, auditability, and compliance with financial-sector data requirements.

  • Build data-layer tools for secure and reliable data movement.

Security, Compliance & Access Control

  • Implement secure authentication & authorization: OAuth2, JWT, API keys.

  • Develop and maintain role-based access controls (RBAC) aligned with financial industry requirements.

  • Conduct security audits, vulnerability assessments, and compliance reviews.

  • Enforce encryption and secure handling of sensitive financial and customer data.

Qualifications

Required

  • 5+ years of backend development experience with PHP Laravel.

  • Strong expertise in RESTful API architecture and distributed backend systems.

  • Experience integrating with external APIs (financial systems, CRMs, payment platforms, KYC/AML providers).

  • Strong database skills with MSSQL, MySQL, and caching systems such as Redis.

  • Proficiency with automated testing frameworks and API monitoring.

  • Strong debugging, performance tuning, and problem-solving ability.

What We Offer

  • Competitive salary + equity.

  • Healthcare coverage.

  • 401k

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FAQs About Senior Software Developer – Backend API Engineering Jobs at PactFi

What is the work location for this position at PactFi?
This job at PactFi is located in New York, New York, according to the details provided by the employer. Some roles may also include multiple work locations depending on the requirement.
What pay range can candidates expect for this role at PactFi?
Employer has not shared pay details for this role.
What employment applies to this position at PactFi?
PactFi lists this role as a Full-time position.
What experience level is required for this role at PactFi?
PactFi is looking for a candidate with "Senior-level" experience level.
What benefits are offered by PactFi for this role?
PactFi offers following benefits: Health Insurance and 401k Matching/Retirement Savings for this position. Actual benefits may vary depending on the employer's policies and employment terms.
What is the process to apply for this position at PactFi?
You can apply for this role at PactFi either through Sonara's automated application system, which helps you submit applications 10X faster with minimal effort, or by applying manually using the direct link on the job page.