Senior Underwriter (Mca / Alternative Finance)

Craft RecruitingRed Bank, NJ

$90,000 - $120,000 / year

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Overview

Compensation

$90,000-$120,000/year

Job Description

Senior Underwriter (MCA / Alternative Finance) Onsite near Red Bank, NJ | Base $90, 000–$120, 000 | OTE $150, 000–$180, 000Introduction Craft Recruiting has partnered with a rapidly growing, well-established alternative financing company to hire a Senior Underwriter. The team has tremendous deal flow and is growing their Underwriting Team. They need someone who can price confidently, move fast and drive deals through final underwriting to funding.Why Join

Real deal flow and a team that needs more underwriting horsepower now
Reputable platform with strong growth momentum and long-term stability
High-ownership underwriting seat—you're trusted to make decisions and drive outcomes
Strong compensation upside tied to performance

Key Responsibilities

Price and underwrite small business financing opportunities across a broad credit box.
Own deals through final underwriting, including re-review of bank data, verification, background review, and funding readiness.
Work directly with merchants to gather stipulations and keep deals moving.
Collaborate with internal teams to ensure speed, decision quality, and clean execution from offer to funding.

Performance expectation: An ideal candidate can consistently price ~25 deals/day and handle ~8 final underwrites/day in a high-volume environment.What We're Looking ForExperience

5+ years underwriting MCA / revenue-based financing and/or small business loans in a high-volume setting
Strong track record pricing deals (not just following automated outputs)
Comfortable owning decisions and moving files quickly with urgency

Skills

Strong bank statement/cash flow analysis and risk instincts
Ability to balance competitiveness with credit discipline
Excellent merchant-facing communication and customer service
High pace, high accountability, low-ego team style

Education Bachelor's degree preferred (Finance/Accounting/Business/Math). Equivalent experience is fine.Location Onsite near Red Bank, NJ (Monmouth County / Jersey Shore-Bayshore region;commuter-friendly area with Client access to NYC). Common commutable areas include Matawan/Aberdeen, Holmdel/Lincroft, Middletown/Atlantic Highlands, Keyport/Union Beach, and surrounding towns.Compensation & Benefits

Base: $90, 000–$120, 000 (DOE)
OTE: $150, 000–$180, 000 (performance-driven)
Full benefits package including medical/dental/vision, life insurance, and PTO
Company continues to grow over 30% per year leading to multiple opportunities for advancement

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FAQs About Senior Underwriter (Mca / Alternative Finance) Jobs at Craft Recruiting

What is the work location for this position at Craft Recruiting?

This job at Craft Recruiting is located in Red Bank, NJ, according to the details provided by the employer. Some roles may also include multiple work locations depending on the requirement.

What pay range can candidates expect for this role at Craft Recruiting?

Candidates can expect a pay range of $90,000 and $120,000 per year.

What employment applies to this position at Craft Recruiting?

The employer has not provided this information. This may be discussed during the hiring process.

What is the process to apply for this position at Craft Recruiting?

You can apply for this role at Craft Recruiting either through Sonara's automated application system, which helps you submit applications 10X faster with minimal effort, or by applying manually using the direct link on the job page.