Small Business Specialist (Lending & Business Development)

Beacon Credit UnionLynchburg, VA

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Overview

Remote

On-site

Job Description

Role

The primary purpose of this position is to assist Beacon Credit Union to live out our mission, "Dedicated to Our Member's Financial Success, " by delivering outstanding service to both internal and external members.Small Business Specialist will develop and maintain business affiliations with our Small Business Members. Actively deepens existing customer relationships through routine calling activity and develops new relationship opportunities through business development activities. Responsibilities include originating scored credit requests up to $1 million and selling products/services such as business deposit products, business credit cards and payment solutions, as well as all other suitable solutions as appropriate. This job may require outside prospecting and sales to meet or exceed the sales production goals. Appropriately handles business banking member service issues in assigned portfolio. Actively manages relationships with branch and business line partners. Ensure compliance with all State and Federal regulations as they relate to Small Business Services in the Credit Union environment. Provides weekly sales reports to management. Adhere to all Beacon policies and procedures. Meets or exceeds service goals and standards as set forth by Management.

We're looking for people who want more than just a job - who want to make a difference in the communities where we live and work.

Major Duties and Responsibilities

Originates, manages, and supervises a portfolio of small business loans with the overall objective of maintaining and increasing its asset quality. Develops new and existing business relationships. Reviews customer financial condition and assesses the customer's ability to re-pay the loan. Completes or directs completion of all loan documents and closes loans.

Complete Credit Presentations and Annual Reviews for Lending Management team and Loan Committee members.

Work closely with Branch Managers to enhance relationships with prospective business clients and Business lending principles to promote our products and services. Builds rapport with targeted professional groups through networking and community activities

Presents potential loans to the loan credit committee. Assists and completes analysis and credit memos with input and guidance from Loan Officers and Underwriting. Gathers documentation and monitors annual review for loans.

Sales and service support to branch personnel. This includes visiting/meeting with members as needed to assist with opening new accounts, closing loans, gathering necessary information, etc. Working with underwriting and ensuring all annual reviews are completed in a timely manner.

Understands and stays abreast of changes to BCU policies, procedures, NCUA guidelines, BSA law and regulations, and all Federal and State regulations as it relates to the Small Business Specialist role and responsibilities. Possess thorough knowledge and understanding of Loan Policy and related Procedures and appropriate regulatory guidance. Must comply with all company policies and procedures, applicable laws and regulations, including but not limited to, the Bank Secrecy Act, the Patriot Act, and the Office of Foreign Assets Control.

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FAQs About Small Business Specialist (Lending & Business Development) Jobs at Beacon Credit Union

What is the work location for this position at Beacon Credit Union?

This job at Beacon Credit Union is located in Lynchburg, VA, according to the details provided by the employer. Some roles may also include multiple work locations depending on the requirement.

What pay range can candidates expect for this role at Beacon Credit Union?

Employer has not shared pay details for this role.

What employment applies to this position at Beacon Credit Union?

The employer has not provided this information. This may be discussed during the hiring process.

What is the process to apply for this position at Beacon Credit Union?

You can apply for this role at Beacon Credit Union either through Sonara's automated application system, which helps you submit applications 10X faster with minimal effort, or by applying manually using the direct link on the job page.