Software Engineer, Commercial Banking

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Who we are:

Shape a brighter financial future with us.

Together with our members, we're changing the way people think about and interact with personal finance.

We're a next-generation financial services company and national bank using innovative, mobile-first technology to help our millions of members reach their goals. The industry is going through an unprecedented transformation, and we're at the forefront. We're proud to come to work every day knowing that what we do has a direct impact on people's lives, with our core values guiding us every step of the way. Join us to invest in yourself, your career, and the financial world.

We are seeking a highly motivated and experienced Software Engineer to join our AML Engineering team  at SoFi. The AML Engineering team's mission is to build and support a suite of AML and Risk platforms and services that ensure compliance across all SoFi products, empowering the company to meet regulatory standards while safeguarding customer trust. 

The team collaborates closely with cross-functional engineering groups and AML and Risk business units to protect SoFi from compliance risks and ensure regulatory alignment. By proactively identifying and managing potential risks, they help reduce regulatory exposure while providing a balanced, risk-aware experience for SoFi Members, fostering long-term trust and confidence.

As a Software Engineer on our team, you'll be tasked with building critical components and features to support our new greenfield product. You will be involved in the entire product lifecycle, from ideation through building, testing, deploying, monitoring, and supporting mission-critical systems. The ideal candidate is someone with a strong sense of ownership and drive for delivery, a hunger for learning and is a good co-worker. 

What you'll do:

• Full SDLC: Collaborate with cross-functional teams to design, architect, and implement end-to-end solutions that encompass both front-end and back-end components. Utilize your expertise in various programming languages, frameworks, and technologies to deliver high-quality and scalable software applications. Partner with senior engineers in the Anti-Money Laundering function to provide consultancy and translate the business needs to design and develop solutions, techniques, metrics, and dashboards for insights and data visualization.
• Back-end Development: Design and develop robust, scalable, and secure server-side applications and APIs. Work with databases and data models to manage and store information effectively. Build and maintain scalable data pipelines to support efficient data processing and analysis. Optimize performance and maintain system stability.
• Architecture and Design: Participate in architecture discussions and provide valuable insights to drive technical decisions. Ensure that software design patterns and best practices are followed throughout the development process.
• Testing and Quality Assurance: Conduct thorough testing of software components, including unit testing, integration testing, and end-to-end testing, to ensure the reliability and functionality of the applications.
• Continuous Improvement: Keep abreast of industry trends, best practices, and emerging technologies in software development. Advocate for process improvements and adopt new tools and technologies to enhance productivity and efficiency.
• Documentation: Create and maintain technical documentation for developed software, APIs, and processes to ensure comprehensive understanding and knowledge transfer.

What you'll need:

• Bachelor's Degree, Computer Science Degree, or equivalent from a fully-accredited college or university.
• 2Also + years of programming experience, ideally on a modern stack.
• Strong expertise in at least one back-end technologies and programming languages, such as Java, Kotlin, Springboot, Node.js, Python, C#, Kafka, PostgreSQL, and we run on Kubernetes in a service-oriented architecture with over 100 services in production
• Knowledge of RESTful API design and implementation.
• Willingness to roll up your sleeves, collaborate with others and get stuff done.
• Strong sense of responsibility and ownership, driving a task from inception to completion.
• Affinity for solving problems and diving deep into the details.
• Experience working in a collaborative coding environment, refining designs together, working through code reviews, and managing pull requests.
• Excellent communication and collaboration skills.

Nice to have:

• Experience scaling highly available, mission-critical systems.
• Test-driven development along with unit and integration testing.
• Front end experience.

Compensation and Benefits

The base pay range for this role is listed below. Final base pay offer will be determined based on individual factors such as the candidate's experience, skills, and location. 

To view all of our comprehensive and competitive benefits, visit our Benefits at SoFi page!

Pay range: $105,600.00 - $198,000.00

Payment frequency: Annual

This role is also eligible for a bonus, long term incentives and competitive benefits. More information about our employee benefits can be found in the link above.

SoFi provides equal employment opportunities (EEO) to all employees and applicants for employment without regard to race, color, religion (including religious dress and grooming practices), sex (including pregnancy, childbirth and related medical conditions, breastfeeding, and conditions related to breastfeeding), gender, gender identity, gender expression, national origin, ancestry, age (40 or over), physical or medical disability, medical condition, marital status, registered domestic partner status, sexual orientation, genetic information, military and/or veteran status, or any other basis prohibited by applicable state or federal law.

The Company hires the best qualified candidate for the job, without regard to protected characteristics.

Pursuant to the San Francisco Fair Chance Ordinance, we will consider for employment qualified applicants with arrest and conviction records.

New York applicants: Notice of Employee Rights

SoFi is committed to an inclusive culture. As part of this commitment, SoFi offers reasonable accommodations to candidates with physical or mental disabilities. If you need accommodations to participate in the job application or interview process, please let your recruiter know or email accommodations@sofi.com.

Due to insurance coverage issues, we are unable to accommodate remote work from Hawaii or Alaska at this time.

Internal Employees

If you are a current employee, do not apply here - please navigate to our Internal Job Board in Greenhouse to apply to our open roles.