Sr. Product Manager - Credit, Compliance & Fraud
NCC/ProMaxAustin, TX
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Overview
Schedule
Full-time
Career level
Senior-level
Remote
On-site
Benefits
Health Insurance
Dental Insurance
Vision Insurance
Job Description
Who We Are:NCC is a leader in providing award-winning software, credit and compliance solutions, and cutting-edge data to the automotive industry for over 30 years. Our solutions help dealerships streamline their operations, enhance their finance and insurance (F&I) processes, and drive profitability. We are looking for individuals who thrive in a high-growth environment.Overview: We are seeking an experienced Senior Product Manager to own Credit, Compliance & Fraud (CCF), the pillar that protects every transaction on the NCC platform, which serves automotive dealerships nationwide. You will share equal ownership across three disciplines: credit decisioning, compliance automation, and fraud prevention, ensuring that dealers and lenders can move fast without taking on unacceptable regulatory or fraud risk.This is a high-impact role for an experienced product leader who thrives on regulatory nuance, AI-native product delivery, and the protection of dealers and lenders while enabling growth across the automotive retail and finance ecosystem.What You’ll Do:Credit Decisioning
- Own the roadmap for credit decisioning capabilities that connect dealerships to lenders.
- Partner with lenders and credit bureaus to improve approval speed and accuracy.
- Define success metrics for decisioning speed, accuracy, and approval rates.
- Ensure FCRA, TCPA, ECOA, and TILA requirements are built into every release, not bolted on after the fact.
- Partner with Legal and Compliance to evaluate new regulatory guidance and translate it into product requirements.
- Own compliance sign-off and audit-readiness for every CCF release.
- Own the roadmap for fraud detection and prevention capabilities that protect dealers and lenders from identity theft and application fraud.
- Define success metrics tied to fraud loss reduction and false-positive rates.
- Partner with fraud operations to translate emerging fraud patterns into product requirements.
- Ship AI-native capabilities, features where AI is the core value proposition, not a bolt-on, across credit, compliance, and fraud workflows.
- Conduct dealer and lender interviews to surface unmet needs across all three disciplines.
- Write clear specs and acceptance criteria for the dedicated CCF Engineering Pod.
- Partner with adjacent product teams so CCF strengthens the broader platform and deal experience.
- Experience: 5-8 years of product management experience, with direct experience in credit decisioning, compliance automation, and fraud detection.
- AI-Native Delivery: Proven track record of shipping AI-native products, not managing AI efforts from a distance.
- Regulatory Fluency: Hands-on experience with FCRA, TCPA, ECOA, and TILA compliance requirements.
- Current AI Tool User (non-negotiable): Must be actively using AI tools (e.g., ChatGPT, Claude, Copilot, Cursor, v0) in your work today, not just "familiar with" them
- Industry Background (non-negotiable): Direct experience in automotive retail, dealer software, or closely related regulated fintech/lending.
- Technical Literacy: Comfortable with SQL, dashboards, and product analytics tools.
- Credit decisioning speed and accuracy at the point of transaction.
- Reduction in compliance exceptions across FCRA, TCPA, ECOA, and TILA.
- Reduction in fraud losses and false-positive rates.
- Successful delivery of AI-native CCF capabilities across all three disciplines.
- Competitive pay
- Unrestricted PTO
- Comprehensive benefits package, including health, dental, and vision insurance.
- 401(k) plan
- Professional development opportunities and continuous training.
- A supportive and dynamic work environment with opportunities for growth and advancement.
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FAQs About Sr. Product Manager - Credit, Compliance & Fraud Jobs at NCC/ProMax
What is the work location for this position at NCC/ProMax?
This job at NCC/ProMax is located in Austin, TX, according to the details provided by the employer. Some roles may also include multiple work locations depending on the requirement.
What pay range can candidates expect for this role at NCC/ProMax?
Employer has not shared pay details for this role.
What employment applies to this position at NCC/ProMax?
NCC/ProMax lists this role as a Full-time position.
What experience level is required for this role at NCC/ProMax?
NCC/ProMax is looking for a candidate with "Senior-level" experience level.
What benefits are offered by NCC/ProMax for this role?
NCC/ProMax offers following benefits: Health Insurance, Dental Insurance, Vision Insurance, Paid Vacation, Career Development, and 401k Matching/Retirement Savings for this position. Actual benefits may vary depending on the employer's policies and employment terms.
What is the process to apply for this position at NCC/ProMax?
You can apply for this role at NCC/ProMax either through Sonara's automated application system, which helps you submit applications 10X faster with minimal effort, or by applying manually using the direct link on the job page.