Sr P&C Data Scientist

Argo Group and Farm Family are specialty property and casualty insurance brands whose underwriting companies are wholly owned subsidiaries of Brookfield Wealth Solutions, a leading provider of wealth and insurance solutions. Argo and Farm Family partner with agents and brokers to help businesses stay in business, delivering collaborative insurance solutions for niche markets.

Job Description

Purpose of the Role

The Senior P&C Data Scientist owns the development and improvement of analytical models and insights that inform pricing, underwriting, and portfolio management decisions. This role applies statistical, machine learning, and data analysis techniques to insurance data to improve risk segmentation and rate adequacy, supporting profitable growth across products and locations.

Operating with a high level of independence and accountability, the role partners closely with pricing actuaries, underwriting, claims, distribution, product, and IT professionals to translate business questions into analytical solutions, implement models into pricing workflows, and monitor performance over time. The Senior P&C Data Scientist also mentors less‑experienced team members and contributes to the continued maturation of the pricing analytics function.

Key Responsibilities

Pricing & Insurance Analytics

• Develop, refine, and maintain analytical models supporting P&C pricing, including frequency, severity, pure premium, risk segmentation, persistency, and portfolio optimization models

• Independently own pricing models translating analytical results into actionable recommendations

• Apply insurance domain knowledge (e.g., coverage, exposure, underwriting rules, regulatory considerations) in model design, development, interpretation, and business use

Modeling & Data Science Execution

• Own the end‑to‑end analytical lifecycle for complex initiatives: data exploration, feature engineering, model building, validation, implementation, monitoring, and enhancement

• Select and apply statistical and machine learning techniques appropriate for pricing use cases, balancing predictive performance, stability, interpretability, and regulatory considerations

• Design and execute validation frameworks to assess model performance, stability, and business impact

• Drive the implementation of models and analytical outputs into pricing and reporting workflows

Data & Technical Skills

• Work independently with large, structured and semi‑structured datasets using SQL and analytical programming languages (e.g., Python or R)

• Establish and uphold high standards for data quality, reproducibility, documentation, and version control

• Follow model development best practices and model risk governance standards

Business Partnership & Communication

• Serve as a trusted analytics partner to actuarial, underwriting, distribution, and product stakeholders

• Translate technical analyses into clear, actionable insights using appropriate visualizations and written summaries

• Influence decision‑making by framing trade‑offs, risks, and opportunities using data‑driven narratives

• Respond to feedback and iterate on analyses to better support business decisions

• Present analytical findings to senior management and cross‑functional leadership

Coaching & Continuous Improvement

• Mentor and provide technical guidance to P&C Data Scientist I and II team members through code reviews, modeling discussions, and project support

• Contribute to the development of analytical standards, best practices, and reusable modeling frameworks

• Stay current on P&C industry trends, pricing methodologies, and analytical best practices within P&C insurance

• Proactively identify opportunities to improve models, processes, data usage, and business outcomes within the pricing analytics function

Required Qualifications

• Bachelor's degree in mathematics, statistics, actuarial science, computer science, data science, or a related quantitative field

• Five years of relevant experience in data science, analytics, pricing, actuarial, or related quantitative roles

• A master's degree may be considered in lieu of one to two years of experience

• Advanced proficiency in analytical programming languages and tools (e.g., SQL, Python, R)

• Experience working with large, complex datasets and applying statistical or machine learning methods to real‑world business problems

• Strong analytical judgment, problem‑solving ability, and communication skills

• Proven ability to work independently and own complex analytical models

Preferred Qualifications

• Significant experience in Property & Casualty insurance, particularly pricing, ratemaking, underwriting analytics, or actuarial support

• Familiarity with several predictive modeling techniques (e.g., GLMs, tree‑based models, gradient boosting)

• Familiarity with regulatory and governance considerations related to pricing and underwriting

• Experience implementing and monitoring models in production or business workflows

• Experience mentoring and reviewing the work of junior coworkers

Job Level

• Job Family: P&C Data Scientist

• Level: Senior P&C Data Scientist

• Career Path:

• P&C Data Scientist I

• P&C Data Scientist II

• Senior P&C Data Scientist

• Lead P&C Data Scientist

The base salary range is $92,000 - $150,000 (based on experience and location). We're proud to offer a range of competitive and comprehensive benefits packages.

PLEASE NOTE:

Applicants must be legally authorized to work in the United States. At this time, we are not able to sponsor or assume sponsorship of employment visas.

If you have a disability under the Americans with Disabilities Act or similar state or local law and you wish to discuss potential reasonable accommodations related to applying for employment with us, please contact our Benefits Department at 210-321-8400.

Notice to Recruitment Agencies:

Resumes submitted for this or any other position without prior authorization from Human Resources will be considered unsolicited. BWS and / or its affiliates will not be responsible for any fees associated with unsolicited submissions.

We are an Equal Opportunity Employer. We do not discriminate on the basis of age, ancestry, color, gender, gender expression, gender identity, genetic information, marital status, national origin or citizenship (including language use restrictions), denial of family and medical care leave, disability (mental and physical) , including HIV and AIDS, medical condition (including cancer and genetic characteristics), race, religious creed (including religious dress and grooming practices), sex (including pregnancy, child birth, breastfeeding, and medical conditions related to pregnancy, child birth or breastfeeding), sexual orientation, military or veteran status, or other status protected by laws or regulations in the locations where we operate. We do not tolerate discrimination or harassment based on any of these characteristics.

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Benefits and Compensation

We offer a competitive compensation package, performance-based incentives, and a comprehensive benefits program-including health, dental, vision, 401(k) with company match, paid time off, and professional development opportunities.