Underwriter, Structured Finance

Job Purpose

The Underwriter, Structured Finance is responsible for underwriting complex credit facilities in a manner which achieves Arbor's profitability goals while remaining within set risk parameters. This position affords the opportunity to work closely with our Senior Credit team and Originators on the structuring and underwriting of transactions.

Essential Job Functions (Duties/Responsibilities)

The Underwriter, Structured Finance will have the following duties and responsibilities, including but not limited to:

• Perform financial analysis and underwriting, including statement spreading, risk assessment, projections and sensitivity analysis, industry and management assessments, collateral analysis and completion of credit approval documents
• Review and analyze financial statements, tax returns and cash flow statements of borrowers and guarantors
• Interface with credit, portfolio, operations and product specialist personnel, as required, to facilitate the underwriting, closing, and transition of prospects to portfolio management
• Engage outside parties for collateral reviews, appraisals, background checks, and accounting due diligence, as necessary
• Perform on-site due diligence through property inspections

Qualifications

Education: Bachelor's degree, preferably in Finance or a related discipline

Experience: Minimum of 4 to 6 years of related experience.  Underwriting, credit analysis, or real estate valuation preferred

Knowledge/Skills/Abilities:

• Strong credit skills evidenced by ability to quickly evaluate strengths and weaknesses of a variety of transactions
• Excellent written and verbal communication skills are critical to success
• Strong interpersonal skills
• Able to work independently
• Proactive and flexible to changing situational requirements

Travel: Up to 30%

Arbor Realty Trust, Inc. offers a competitive base salary and discretionary bonus. The starting base salary range for this position is $110,000 to $140,000. The specific compensation that will be offered is based on an understanding of the hired candidates' qualifications at the time of hire. Employees are eligible for a discretionary bonus based on employee work performance reviewed during the course of the year. The total compensation package for this position will also include other elements, a full range of medical, and/or other benefits including 401(k) eligibility and paid time off benefits.

We are proud to be an equal opportunity employer and are committed to maintaining a diverse workforce and an inclusive work environment for our associates, customers and business partners. We do not discriminate on the basis of race, religion, color, national origin, gender, sexual orientation, age, marital status, veteran status, disability, ethnicity, pregnancy or any other legally protected status. We are committed to working with and providing reasonable accommodations to individuals with disabilities.