Underwriter (Political Risk and Credit)
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Overview
Job Description
MSIG USA continues to grow!
Company Overview:
MSIG USA is the US-based subsidiary of MS&AD Insurance Group Holdings, Inc., one of the world’s top P&C carriers and a global Class 15 insurer, with A+ ratings and a reach that spans 40+ countries and regions. Leveraging our 350-year heritage, MSIG USA brings the financial strength, expertise, and global footprint to offer commercial insurance solutions that address your business’s unique risks.
Essential Functions:
Evaluate and underwrite risks within assigned authority, ensuring alignment with company guidelines and risk appetite
Analyze submissions, financials, and loss histories to assess risk quality and pricing adequacy
Apply appropriate rating methodologies and ensure compliance with regulatory filings and state requirements
Draft and review policy forms, endorsements, and coverage terms tailored to client needs
Maintain accurate and complete underwriting documentation in accordance with internal and external standards
Monitor portfolio performance, including premium trends, loss ratios, and underwriting results
Collaborate with brokers through meetings and account reviews to strengthen relationships and identify growth opportunities
Partner with Risk Engineering, Claims, and Marketing teams to support retention and new business initiatives
Contribute to special projects and team initiatives as assigned
Qualifications:
Bachelor’s degree required
3-4 years of insurance industry experience preferred
Prior experience as an Underwriting Assistant or Associate is a plus
Basic understanding of insurance principles, policy forms, and regulatory frameworks a plus
Strong analytical and problem-solving skills with attention to detail
Excellent written and verbal communication skills
Effective interpersonal and negotiation abilities
Proficiency in Microsoft Office Suite and ability to learn internal systems
Commitment to ongoing professional development and insurance education.
SALARY: The estimated salary range for this position is $100,000.00 - $150,000.00 per year. This is a good-faith assessment of the salary range for this position only. In determining the actual salary within this range, MSIG USA will consider a candidate’s relevant experience, location, and other job-related factors.Additional Benefits:
Healthcare and Retirement Benefits
Comprehensive medical, dental, and vision coverage
401(k) with a generous employer match and profit-sharing contribution
Wellness incentive program
Life and accidental death and dismemberment (AD&D) insurance
Flexible spending programs
Short-term and long-term disability plans
Additional Benefit Programs
Paid time off program
Paid charitable leave
Paid parental leave
Tuition reimbursement program
Personal insurance (auto/homeowners) discounts
SALARY: The estimated salary range for this position is $100,000.00 - $150,000.00 per year. This is a good-faith assessment of the salary range for this position only. In determining the actual salary within this range, MSIG USA will consider a candidate’s relevant experience, location, and other job-related factors.Additional Benefits:
- Healthcare and Retirement Benefits
- Comprehensive medical, dental, and vision coverage
- 401(k) with a generous employer match and profit-sharing contribution
- Wellness incentive program
- Life and accidental death and dismemberment (AD&D) insurance
- Flexible spending programs
- Short-term and long-term disability plans
Additional Benefit Programs
- Paid time off program
- Paid charitable leave
- Paid parental leave
- Tuition reimbursement program
- Personal insurance (auto/homeowners) discounts
It's an exciting time for our company and a great opportunity to join a financially sound and growing global insurance group!
It is the policy of MSIG USA to provide equal employment opportunity (EEO) to all persons regardless of age, color, national origin, citizenship status, physical or mental disability, race, religion, creed, gender, sex, sexual orientation, gender identity and/or expression, genetic information, marital status, status with regard to public assistance, veteran status, or any other characteristic protected by federal, state or local law. In addition, MSIG USA will provide reasonable accommodations for qualified individuals with disabilities.
Automate your job search with Sonara.
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