Underwriter, Commercial Property

Job title: Underwriter, Commercial Property Division

Location: On-site at Glen Allen, VA office

Company Overview:

Richmond National is a specialty property & casualty insurance company focused on providing insurance to small and mid-size businesses that are unable to find coverage in the standard insurance market.

We operate exclusively within the excess & surplus lines market, which provides our underwriters flexibility to develop highly tailored policies to best meet the insurance needs and risk management objectives of our customers.

Job Description:

• Underwriting and binding of new and renewal business, and overall management of assigned brokers, territory, and policies.
• Review small to mid-size complex risks to verify acceptability based on company underwriting appetite and your underwriting authority.
• Determine whether to accept, provide an option(s), or decline risks. Oversee, review, and approve endorsements.
• Direct loss control services on specific issues for better risk assessment
• Utilize underwriting tools to determine accurate classifications, rates, and premium charges.
• Review and resolve premium audit inquiries and disputes.
• Communicate with brokers to develop opportunities, obtaining additional information when needed and to promote underwriting appetite for risk.
• Create, analyze, and interpret information from various reports.
• Develop positive working relationships with brokers, through daily interactions and travel to brokerage offices.
• Contribute to training, mentoring, and on-boarding of new or less experienced team members.
• Handle other duties as assigned.

Preferred Qualifications:

• Bachelor's degree or equivalent combination of education and relative experience.
• 2+ years of insurance underwriting experience. E&S experience is a plus.
• Excellent analytical and organizational skills.
• Understanding and ability to effectively engage in the negotiation process.
• Detail oriented with a drive for success and the ability to collaborate effectively and work independently in a fast-paced environment.
• Advanced knowledge of computer programs, including Word, Excel, and Outlook.

Benefits Overview

• Medical, Dental, and Vision insurance plans. FSA/HSA plans available.
• Basic Life/AD&D/Short Term/Long Term Disability coverage.
• 401(k) - Company match of up to 6%
• Flexible PTO plan, 11 paid company-wide holidays, plus your birthday off.
• Recognized as a Top Workplace by Richmond Times-Dispatch

Equal Employment Opportunity (EEO)

Richmond National is an equal employment opportunity employer, the Company's employment decisions and practices are not and will not be unlawfully influenced or affected by race, color, creed, age, religion, national origin, sex, disability, genetic information, veteran status, uniformed services, sexual orientation (including transgender status, gender identity or expression), gender, traits historically associated with race, such as hairstyle, pregnancy, childbirth, or related medical conditions or on any other characteristic protected by applicable federal, state, or local law. This policy of equal employment opportunity applies to all policies and procedures relating to recruitment and hiring, compensation, benefits, and all other terms and conditions of employment.