Vice President, Risk / Policy Management

Company Profile:

Morgan Stanley is a leading global financial services firm providing a wide range of investment banking, securities, investment, and wealth management services. The Firm's employees serve clients worldwide, including corporations, governments, and individuals from more than 1,200 offices in 43 countries.

In the Firm Risk Management division, we advise businesses across the Firm on risk mitigation strategies, develop tools to analyze and monitor risks and lead key regulatory initiatives.

What you’ll do in the role:

Morgan Stanley Bank, N.A. seeks a Vice President, Risk / Policy Management in New York, NY  to author credit memos and present views to senior credit professionals. Perform financial, credit and industry analyses, including cash flow modeling for general corporates and balance sheet stress for financial institutions, to establish credit-specific ratings. Review, perform diligence, and recommend actions on new

lending and trade requests to minimize risk. Track and monitor counterparty compliance in accordance with

contractual terms and Firm limits. Monitor public ratings of counterparties, and keep current on industry trends and rating agency criteria. Engage on credit discussions with stakeholders including, business units,

Internal Audit, and regulators. Telecommuting permitted up to 2 days per week.

What you’ll bring to the role:

-Requires a Master’s in Economics, Finance, or related field

-Requires two (2) years of experience in the position offered or two (2) years as an Associate, Analyst, Assistant Vice President, or a related occupation

-Requires two (2) years of experience with the following skills:

• Leading underwriting and portfolio management of loans to corporate borrowers in the Financial Institutions industry, including lending to Early-Stage High-Growth companies;
• negotiating credit terms and structure with the business unit and clients;
• Applying credit and industry risk knowledge to assign internal credit ratings, loss given default designations, and regulatory risk ratings;
• Managing single name limits set by the credit committee, risk committee and/or board levels;
• setting and managing risk-based credit counterparty limits on a single basis;
• Analyzing and communicating to senior stakeholders potential risks regarding financial performance of individual issuers as well as potential risks to corporate lending exposure from developments in the Financial Institutions industry;
• supervising credit research and corporate finance analysis to provide independent risk recommendations to senior management;
• Preparing documentation, as well as engaging in discussions and responding to requests from examiners, as part of the Shared National Credit and other regulatory exams;
• Managing projects focused on implementation of enhancements;
• Utilizing Bloomberg, MS Excel, MS PowerPoint, SNL / Cap IQ, and third-party research;
• reviewing and modeling cash flow projections;
• and balance sheet stress analysis.

WHAT YOU CAN EXPECT FROM MORGAN STANLEY:

At Morgan Stanley, we raise, manage and allocate capital for our clients – helping them reach their goals. We do it in a way that’s differentiated – and we’ve done that for 90 years.  Our values - putting clients first, doing the right thing, leading with exceptional ideas, committing to diversity and inclusion, and giving back - aren’t just beliefs, they guide the decisions we make every day to do what's best for our clients, communities and more than 80,000 employees in 1,200 offices across 42 countries. At Morgan Stanley, you’ll find an opportunity to work alongside the best and the brightest, in an environment where you are supported and empowered. Our teams are relentless collaborators and creative thinkers, fueled by their diverse backgrounds and experiences. We are proud to support our employees and their families at every point along their work-life journey, offering some of the most attractive and comprehensive employee benefits and perks in the industry. There’s also ample opportunity to move about the business for those who show passion and grit in their work.

To learn more about our offices across the globe, please copy and paste https://www.morganstanley.com/about-us/global-offices​ into your browser.

Expected base pay rates for the role will be between $165,000 and $205,000 per year at the commencement of employment. However, base pay if hired will be determined on an individualized basis and is only part of the total compensation package, which, depending on the position, may also include commission earnings, incentive compensation, discretionary bonuses, other short and long-term incentive packages, and other Morgan Stanley sponsored benefit programs.

Morgan Stanley is an equal opportunity employer committed to building and maintaining a workforce that is diverse in experience and background.  Our recruiting efforts reflect our strong commitment to a culture of inclusion, where individuals are hired, developed, and advanced based on their skills and talents.

Our workforce reflects a broad cross-section of the global communities in which we operate, bringing a variety of backgrounds, talents, perspectives, and experiences.

For more information, please visit: https://www.morganstanley.com/people-opportunities/eeo.