- Home
- »All job locations
- »Mississippi Jobs
Auto-apply to these jobs in Mississippi
We've scanned millions of jobs. Simply select your favorites, and we can fill out the applications for you.

Posted 2 days ago

Posted 30+ days ago

Posted 2 weeks ago

Posted 30+ days ago

Posted 30+ days ago

Posted 30+ days ago

Posted 3 days ago

Posted 1 week ago

Posted 2 weeks ago

Posted 30+ days ago

Posted 30+ days ago

Posted 30+ days ago

Posted 1 week ago

Posted 2 weeks ago

Posted 30+ days ago

Posted 3 weeks ago

Posted 4 weeks ago

Posted 30+ days ago

Posted 2 weeks ago

Posted 30+ days ago

Automate your job search with Sonara.
Submit 10x as many applications with less effort than one manual application.1
Reclaim your time by letting our AI handle the grunt work of job searching.
We continuously scan millions of openings to find your top matches.

Job Description
- Title: Commercial Underwriter I
- Department: Commercial Lending- Credit Department
- Reports To: Vice President, Senior Credit Officer
- Supervises: N/A
- Job Classification: Full-time, Exempt
- Location: Remote AL, AR, LA, MS, or TN
Job Summary
The Commercial Underwriter I is responsible for conducting a credit/financial analyses for new loan requests to evaluate safety and soundness while minimizing risk for the organization. Generally, the Commercial Underwriter I will be responsible for small Commercial Real Estate and C&I transactions. The Underwriter may assist Portfolio Management and other areas of the Commercial Lending team as needed.
Responsibilities:
- Collaborate with the loan officers and market leaders to discuss credit request and develop strategies to identify and mitigate any potential risk.
- Conduct initial review of the incoming loan packages by determining creditworthiness and compliance with the Credit Union's policy and the NCUA.
- Analyze applicant's business operations, historical cash flow, balance sheet and financial condition, management structure, collateral, projections and compare these elements to RMA when applicable.
- Calculate appropriate financial ratios utilizing, but not limited to, the following methods UCA, Net Operating Income, EBITDA and Global Debt Service.
- Research and investigate applicable industry and market data/trends.
- Coordinate and incorporate third party reports into the credit analysis when appropriate.
- Review and determine viability of projections, when applicable, for the analysis.
- Review and restructure deals as appropriate.
- Prepare a credit memorandum for presentation to the Credit Committee, with final recommendation.
- Participate in the periodic review of existing portfolio credits, as needed
- Assist in the preparation of Loan Extensions/Modifications, as needed
- Stay abreast of NCUA regulations, industry changes and the credit culture.
- Perform general administrative duties such as attending meetings, report production, etc.
- Assist with special projects as requested/assigned
Required Qualifications
- Bachelor's Degree in Finance or Accounting
- One to two years of experience in commercial credit analysis and underwriting
- Proven expertise in credit analysis, financial analysis, with strong verbal and written communication skills
- Proficient in navigating multiple computer systems and applications, with experience in financial spreadsheets, document creating and/or editing
- Ability to travel up to 25% (meetings, training, etc.)
Preferred Qualifications:
- Experience in development finance is preferred
- Experience with Moody's KMV Financial Analyst or Baker Hill / NextGen, or similar financial spreading software or applications
Competencies/Skills:
- Organizational awareness- Having and using knowledge of systems, situations, procedures, and culture inside the organization to identify potential problems and opportunities; perceiving the impact and the implications of decisions on other components of the organization
- Attention to Detail- Taking responsibility for a thorough and detailed method of working
- Problem Solving- Having the ability to identify problems and issues of varying issues of varying complexities and to find effective solutions with few guidelines
- Usage of Technical Expertise- Acquiring and applying technical and functional knowledge in one's own technological area of specialty
- Written Communication- Expressing ideas and opinions clearly in properly structured, well-organized, and grammatically correct reports or documents; utilizing language and terminology that is understandable for the reader
- Result Orientation- Being persistent and showing perseverance on achieving concrete and tangible results out of personal responsibility; getting optimum results from situations and being ready to take action and show tenacity in case of obstacles or resistance
- Ability to read and interpret documents and write routine reports and correspondence
- Ability to speak effectively before groups of customers and employees of the organization
- Ability to add, subtract, multiply, and divide in all units of measure, using whole numbers, common fractions, and decimals
- Ability to compute rate, ratio and percent and interpret data
- Ability to deal with problems involving a few concrete variables in standardized situations
- Ability to evaluate creditworthiness from multiple structured and unstructured variables
- Ability to restructure loans as necessary
Physical Demands
- Employee is regularly required to sit, stand and walk
- Employee will use hands to finger, handle or feel, reach with hands and arms, and talk or hear
- Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.
Work Environment
- Employees who telecommute must have access to a quiet environment suitable for professional work, high-speed internet capability, and be able to participate in video conference sessions
- Remote employees are expected to maintain availability and responsiveness during standard corporate business hours, unless otherwise agreed upon with supervisor
Comprehensive Benefits Package:
- Paid Vacation and Sick Time
- 11 Paid Holidays
- 401(k) with Company Match
- Medical, Dental, and Vision Benefits
- Flexible Spending Account (FSA)
- Disability Benefits
- Life Insurance, Critical Illness, Accident
- Employee Assistance Program (EAP)
- Tuition Reimbursement, Professional Development
Hope Enterprise Corporation does not participate in or engage in any form of visa sponsorship, including employment-based visa applications or extensions (e.g., H-1B, TN, O-1, OPT, STEM OPT, etc.). Candidates must be legally authorized to work in the United States at the time of application and throughout the duration of employment.
We are an equal opportunity employer. All applicants will be considered for employment without attention to race, color, religion, sex, sexual orientation, gender identity, national origin, veteran or disability status.
Automate your job search with Sonara.
Submit 10x as many applications with less effort than one manual application.
