Jobs in Arkansas 2026 (Now Hiring) - Smart Auto Apply

At Generations Bank, we are excited to offer the Full Time Credit Analyst position in Rogers, AR, which provides a unique opportunity to make a direct impact on our customers' financial journeys. As a Credit Analyst, you will engage in meaningful analysis that supports sound lending decisions, helping to foster strong relationships within the community. The thrill of working with diverse financial data will enhance your analytical skills while contributing to customer-centric solutions.

This role also offers the flexibility of working from home, allowing you to maintain a balanced work-life relationship while remaining connected to a supportive and professional team. You will be empowered to approach challenges with accountability and stewardship, further enabling your career growth. You can enjoy great benefits such as Medical, Dental, Vision, 401(k), Life Insurance, Health Savings Account, competitive salary, Paid Time Off, paid Maternity and Paternity Leave; Employee Assistance Programs. Join us at Generations Bank, where your analytical expertise can truly shine and make a difference in the lives of our clients.

Why Generations Bank?

At Generations Bank, we prioritize a diverse and talented group of people who are encouraged to bring their full self to work. We are committed to a common goal, serving our community. Our four core values are more than words. They are at the heart of everything we do. We believe a team with a strong culture and unified purpose is better in the long run.

ACCOUNTABILITY: We believe our work commitments should be done fully, and lending a hand to fellow team members isn't optional.

RELATIONSHIPS: We believe when we treat our team and customers with humility, dignity, and pride we reach our highest potential.

COMMUNICATION: We believe in proactively sharing ideas and information.

STEWARDSHIP: We believe each team member should care for our assets and opportunities as if they were their own.

Your role as a Credit Analyst

As a Credit Analyst at Generations Bank, you will play a crucial role in shaping the financial landscape of our community. You will be responsible for gathering and analyzing credit information on current and prospective borrowers, allowing you to assess the advisability of granting credit across a diverse array of loans. Collaborating closely with loan officers, you will assist in crafting well-informed loan requests that align with our customer-centric philosophy. Your ability to maintain strong customer relationships will be paramount; not only will you promote the bank's services, but you will also refer clients to appropriate staff, ensuring they receive tailored financial solutions.

This position embodies our commitment to stewardship and accountability, making it an excellent opportunity to impact both our clients and the bank's success.

THE RESPONSIBILITIES OF THE JOB

Financial Analysis: Perform comprehensive analysis of business and personal financial statements, tax returns, and cash flows to assess creditworthiness and risk.

Loan Structuring: Assist loan officers in pre-qualification assessments and recommend appropriate loan structures, terms, and collateral positioning.

Due Diligence: Conduct thorough background research, including credit bureau reports, industry peer comparisons, and market trend analysis.

Reporting: Write detailed financial reviews and credit reports to support lending decisions and internal loan review functions.

Portfolio Management: Monitor commercial accounts for updated financial data and assist in the timely review and renewal of existing credit facilities.

Data Accuracy: Develop complex debt schedules and global cash flow models, ensuring all data is captured accurately from primary sources and guarantors.

Compliance & Policy: Ensure all loan requests and structures adhere to Bank loan policy, federal/state regulations, and Bank Secrecy Act (BSA) requirements.

Process Optimization: Support the computerization of loan review functions and manage the credit analyst queue and relationship files efficiently.

Client Relations: Communicate clearly with customers to gather financial data and represent the Bank in community functions to enhance its image.

Administrative Excellence: Complete all administrative tasks and stress-test analyses (including interest rate and property stress tests) with high accuracy and timeliness.

THE REQUIREMENTS

These specifications are general guidelines based on the minimum experience normally considered essential to the satisfactory performance of this position. The requirements listed below are representative of the knowledge, skill and/or ability required to perform the position in a satisfactory manner. Individual abilities may result in some deviation from these guidelines.

BASIC QUALIFICATIONS - candidates must have these to be considered:

• High school diploma or equivalent.
• Bachelor's degree and/or 3 or more years of credit analysis experience
• Ability to perform the essential functions, and the mental/physical demands of the job.
• Current driver's license and a vehicle with appropriate insurance coverage if required to drive while performing assigned duties and responsibilities.

Your next step

We're looking for talented individuals like you to join our team and help us achieve our goals. If you're passionate, driven, and committed to making a difference, we want to hear from you! Don't wait - apply now and take the first step towards a fulfilling career with endless possibilities. Let's work together to make great things happen!