Jobs in Idaho 2026 (Now Hiring) - Smart Auto Apply

We are looking for a Special Assets Operations Analyst to join our team! This role supports the Special Assets Group by monitoring and administering a portfolio of problem loans, performing financial and credit analysis, coordinating with internal stakeholders and third-party vendors, and maintaining accurate reporting and documentation.

Builders Capital is the nation's leading private construction lender, providing innovative financing solutions to professional homebuilders. We are committed to empowering our clients with the capital and expertise they need to succeed in the dynamic residential construction market.

What You'll Do:

• Track, monitor, and report upon the Problem Loan Portfolio (Portfolio), which incorporates all BC assets from AQR 6 thru OREO, including providing analytical and administrative support to SAG Officers, encompassing the following activities/responsibilities:
• Supporting all aspects of the Portfolio, including but not limited to ordering third party reports, processing invoices, collecting/analyzing financials, updating LMS, issuing Notices of Default (NOD), processing draws, coordinating/participating in Borrower/Guarantor communications, etc.
• Completing periodic analysis of assigned relationships, including spreading financials, updating impairment analyses, and drafting Problem Loan Reports (PLR).
• Coordinating with third party vendors, including contractors, subcontractors, attorneys, receivers, title/escrow, and RE agents.
• Understand, stay abreast, and make recommendations regarding BC Policy and Procedures, in addition to applicable laws and regulations in area of responsibility.
• Perform/verify valuations, investigate credit history, and evaluate personal/business assets within BC policy and procedure as well as applicable federal laws.
• Support development of credits strategies with varying and evolving degrees of aggressiveness commensurate with the situation.
• Maintain current knowledge of general economic conditions or changing trends that may affect BC assets.
• Underwrite and draft credit requests for submission to management and capital partners.
• Provide operational and administrative support to the Special Assets Group across LMS, Asana, and related systems.
• Support internal and external reporting by compiling, validating, and organizing loan level data, narratives, and supporting documentation, including assistance with recurring and ad hoc reports.
• Maintain standardized reporting templates, documentation, and workflows to support consistency, accuracy, and efficiency.
• Track tasks, deadlines, and asset level requirements to support timely execution of departmental priorities.
• Support intake, setup, and ongoing monitoring of assigned Special Assets.
• Other duties as assigned to achieve the goals of the department and BC.

Requirements

• 1–3 years of experience in commercial credit, loan servicing, underwriting, asset management, or special assets support.
• Ability to work in either our Ft. Lauderdale, FL, Puyallup, WA, or Cleveland, OH office.
• Exposure to criticized/classified loans, workout situations, or distressed assets preferred.
• Ability to analyze borrower and guarantor financial statements, including spreading financials and basic cash flow analysis.
• Experience assisting with impairment analysis, collateral valuation review, and financial trend analysis.
• Understanding of fundamental credit principles, loan structures, and risk assessment.
• Ability to investigate credit history and evaluate personal and business financial information in accordance with internal policy and applicable regulations.
• Experience preparing or supporting Problem Loan Reports (PLRs), credit memos, and internal management reports.
• Strong attention to detail in compiling, validating, and organizing loan-level data and supporting documentation.
• Ability to maintain standardized reporting templates and documentation to ensure consistency and accuracy.
• Proficiency in Microsoft Excel, including financial models, data analysis, and reporting.
• Experience working with Loan Management Systems (LMS) and workflow/project management tools (e.g., Asana or similar), or ability to learn quickly.
• Strong organizational skills to track tasks, deadlines, and asset-level requirements.
• Detail-oriented, analytical, and well-organized.
• Ability to manage multiple priorities in a deadline-driven environment.
• Strong work ethic with a willingness to take on additional responsibilities to support team objectives.
• High level of professionalism and discretion when handling sensitive information.

Benefits

• Innovative Environment: Join a forward-thinking company at the forefront of the construction finance industry with access to cutting-edge technology and resources. 
• Work Flexibility: Enjoy a flexible work environment where you can balance team leadership with your personal life. 
• National Impact: Be part of a nationwide operation that’s shaping the future of construction financing and making a difference for builders, developers, and homeowners across the U.S. 
• Health Insurance – We’ve got you covered! Builders Capital pays 100% of your medical insurance premiums to keep you healthy and stress-free, offering a PPO and HSA plans. 
• Competitive Compensation – We offer competitive wages that reward your expertise and hard work.   
• Paid Time Off – Take time to recharge with 3 weeks of paid time off each year.   
• Paid Holidays – Enjoy 10 paid holidays throughout the year so you can spend quality time with family, friends, or doing whatever you love.   

We’re here to support you both professionally and personally - because when you thrive, we all thrive. 

This job posting highlights the most critical responsibilities and requirements of the job; however, there may be additional duties, responsibilities, and qualifications for this job.

Builders Capital is an Equal Employment Opportunity (EEO)employer and welcomes all qualified applicants. This is a full-time exempt position. The job description contained herein is not intended to be a comprehensive list of the duties and responsibilities of the position, which may change without notice.