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We’re looking for enthusiastic, hard-working, friendly individuals to come support a huge network of veterans. This position relies on outstanding people skills and the desire to uphold our mission “to protect every child and serve all working people and leave no veteran behind” This 100% remote position allows you to earn an incredible living while letting you choose the working hours that are convenient for YOU and your family. Preferred Skills: • Excellent communication skills, including active listening and problem-solving • Ability to learn, adapt, and adjust on the go • Works well with others and individually • Possesses a strong work ethic and drive to succeed What you can expect: • Flexible Schedule with Weekly Pay • 100% Remote Position • Weekly Trainings lead by Top Leaders • Life Insurance • Health Insurance reimbursement • Industry-leading resources and technology * all interviews will be conducted via Zoom video conferencing. We may use artificial intelligence (AI) tools to support parts of the hiring process, such as reviewing applications, analyzing resumes, or assessing responses. These tools assist our recruitment team but do not replace human judgment. Final hiring decisions are ultimately made by humans. If you would like more information about how your data is processed, please contact us.

Are you looking for a work-from-home opportunity where you can grow with a company, help others, and uphold the highest standards of integrity? Are you passionate about making a positive impact on the lives of others? Look no further! We’re seeking dedicated individuals to join our team in a financial services position aimed at protecting families. Why Join Us? 1. Make a Difference: Join a team dedicated to protecting families and children through financial services, providing peace of mind and security to those who need it most. 2. Work from Home: Enjoy the convenience and flexibility of working remotely, allowing you to create a comfortable and productive work environment while balancing your personal commitments. 3. Opportunity for Growth: Grow with a company that values your potential and provides opportunities for advancement, allowing you to build a rewarding career while making a meaningful difference in the lives of others. 4. Help Others: Use your skills and expertise to assist families in securing their financial futures, providing them with the support and guidance they need to navigate life’s uncertainties with confidence. 5. Integrity: Uphold the highest standards of integrity in all aspects of your work, ensuring that every interaction with clients is based on honesty, transparency, and trust worthiness. Qualifications: • Genuine desire to help others and make a positive impact on their lives. • Strong communication and interpersonal skills. • Ability to work independently and as part of a team. • Integrity and ethical conduct in all professional dealings. If you’re ready to embark on a fulfilling career where you can work from home, help others, and grow with a company that values integrity and compassion, apply now! Take the first step towards a rewarding journey of making a difference in the lives of families and children through financial services. Don’t miss out on this opportunity to join a team that’s committed to making a meaningful impact. Apply today and become part of our mission to protect and support families and children in need! *All interviews will be conducted via Zoom video conferencing. We may use artificial intelligence (AI) tools to support parts of the hiring process, such as reviewing applications, analyzing resumes, or assessing responses. These tools assist our recruitment team but do not replace human judgment. Final hiring decisions are ultimately made by humans. If you would like more information about how your data is processed, please contact us.

Travel Appointment Coordinator – Work From Home Company: Destination Knot About Us Destination Knot is a trusted travel services company dedicated to providing personalized planning for vacations, cruises, and getaways. We pride ourselves on offering excellent client support and customized travel solutions while building a strong community of hospitality professionals. Position Overview We are seeking a Travel Appointment Coordinator to join our remote team. In this role, you will be responsible for connecting with potential clients, scheduling travel consultations, and supporting the reservations process. This position is ideal for individuals with strong communication skills and an interest in hospitality, customer service, or travel. Key Responsibilities Respond to inbound inquiries and schedule travel planning appointments. Follow up with prospective clients via phone, email, or online platforms. Assist in coordinating consultations between clients and travel specialists. Maintain accurate records of communications and scheduled appointments. Provide excellent customer service while representing Destination Knot’s brand values. Collaborate with team members to support client reservations and ensure seamless booking processes. Qualifications Strong communication and interpersonal skills. Detail-oriented with the ability to manage multiple schedules and client needs. Comfortable working in a remote environment with reliable internet access. Customer service experience preferred; hospitality or travel industry knowledge a plus. Self-motivated and organized with a professional demeanor. What We Offer Flexible remote work environment. Training and ongoing professional development in travel and hospitality services. Performance-based income earning possibilities. Access to exclusive travel perks and industry-related benefits. Supportive team environment with growth potential. $45,000 - $65,000 a year We may use artificial intelligence (AI) tools to support parts of the hiring process, such as reviewing applications, analyzing resumes, or assessing responses. These tools assist our recruitment team but do not replace human judgment. Final hiring decisions are ultimately made by humans. If you would like more information about how your data is processed, please contact us.

With consistent growth year over year, we’re looking to add more talented individuals to our rapidly growing company. This career allows you to determine your own income, grow at the rate you want to, and embrace a company culture where every single day is you vs. your personal best. With a world class support staff, incredible mentorship, and growth opportunities at every level - this might be the career change you’ve been looking for. We offer: • Stable, work from home position • Virtual workshops and trainings • Weekly Pay + Bonuses • Union contract and representation • Life insurance policy for self, including ADB • Medical insurance reimbursement • Industry-leading training + technology • Leadership conventions + conferences • Incentive trips + team bonding To be considered, please submit your compensation requirements and updated resume for review. *In the interest of community wellness, AO has adjusted our business operations. As such, all interviews will be conducted via Zoom video conferencing. We may use artificial intelligence (AI) tools to support parts of the hiring process, such as reviewing applications, analyzing resumes, or assessing responses. These tools assist our recruitment team but do not replace human judgment. Final hiring decisions are ultimately made by humans. If you would like more information about how your data is processed, please contact us.

Our company has moved to 100% virtual, work-from-home positions. This position allows you to earn an incredible living without sacrificing your family life. You’ll have the flexibility to choose your working hours when it’s convenient for YOU and your family. We’re looking for enthusiastic individuals to assist existing and prospective clients within our organization. This position will work with multiple clients through-out the day providing outstanding service and product knowledge. Preferred Skills: • Excellent communication skills, including active listening and problem-solving • Ability to learn, adapt, and adjust on the go Works well with others and individually • Possesses a strong work ethic and drive to succeed What you can expect: • Flexible Schedule with Weekly Pay • 100% Remote Position • Weekly Trainings lead by Top Leaders • Life Insurance • Health Insurance reimbursement • Industry-leading resources and technology *In the interest of community wellness, AO has adjusted our business operations. As such, all interviews will be conducted via Zoom video conferencing. We may use artificial intelligence (AI) tools to support parts of the hiring process, such as reviewing applications, analyzing resumes, or assessing responses. These tools assist our recruitment team but do not replace human judgment. Final hiring decisions are ultimately made by humans. If you would like more information about how your data is processed, please contact us.

With consistent growth year over year, we’re looking to add more talented individuals to our rapidly growing company. This career allows you to determine your own income, grow at the rate you want to, and embrace a company culture where every single day is you vs. your personal best. With a world class support staff, incredible mentorship, and growth opportunities at every level - this might be the career change you’ve been looking for. We offer: • Stable, work from home position • Virtual workshops and trainings • Weekly Pay + Bonuses • Union contract and representation • Life insurance policy for self, including ADB • Medical insurance reimbursement • Industry-leading training + technology • Leadership conventions + conferences • Incentive trips + team bonding To be considered, please submit your compensation requirements and updated resume for review. *In the interest of community wellness, AO has adjusted our business operations. As such, all interviews will be conducted via Zoom video conferencing. We may use artificial intelligence (AI) tools to support parts of the hiring process, such as reviewing applications, analyzing resumes, or assessing responses. These tools assist our recruitment team but do not replace human judgment. Final hiring decisions are ultimately made by humans. If you would like more information about how your data is processed, please contact us.

Our company has moved to 100% virtual, work-from-home positions. This position allows you to earn an incredible living without sacrificing your family life. We’re looking for enthusiastic, self-driven, individuals to assist existing and prospective clients within our organization. This position will work with multiple clients throughout the day providing outstanding service and product knowledge. Preferred Skills: • Excellent communication skills, including active listening and problem-solving • Ability to learn, adapt, and adjust on the go • Works well with others and individually • Possesses a strong work ethic and drive to succeed What you can expect: • 100% Remote Position • Weekly Trainings lead by Top Leaders • Life Insurance • Health Insurance reimbursement • Industry-leading resources and technology *In the interest of community wellness, we have adjusted our business operations. As such, all interviews will be conducted via Zoom video conferencing. We may use artificial intelligence (AI) tools to support parts of the hiring process, such as reviewing applications, analyzing resumes, or assessing responses. These tools assist our recruitment team but do not replace human judgment. Final hiring decisions are ultimately made by humans. If you would like more information about how your data is processed, please contact us.

Are you ready to break free from the confines of the traditional 9-5 and unleash your full potential as a leader? Look no further! We’re seeking driven individuals who are passionate about helping others and aspiring to reach top-level leadership positions. Why Join Us? 1. Work from Home: Enjoy the freedom and flexibility of working remotely, allowing you to create your ideal workspace and balance your professional and personal life with ease. 2. Help People: Make a meaningful impact by providing valuable solutions to our customers while leading and motivating your team to success. 3. Mentorship for Top-Level Leadership: Receive personalized mentorship from seasoned executives who are committed to helping you develop the skills and mindset needed to excel in top-level leadership roles. 4. Flex Schedule: Design your own work schedule to fit your lifestyle and maximize productivity, giving you the autonomy to manage your time effectively. 5. Embrace Your Potential: Join a team that recognizes your ambition and supports your growth journey, empowering you to realize your full potential beyond the limitations of a traditional 9-5 job. Qualifications: • Proven track record in sales leadership or a strong desire to transition into a leadership role. • Excellent communication and negotiation skills. • Self-motivated with a drive to succeed and exceed goals. • Ability to thrive in a remote work environment and collaborate effectively with team members. If you’re ready to elevate your career and embrace a new way of working that aligns with your ambitions, apply now! Take the leap towards a fulfilling career where you can lead, inspire, and make a difference from the comfort of your home. Don’t settle for the ordinary. Join us and become a part of a dynamic team where you can unleash your potential and redefine what success means to you. Apply today and embark on a journey towards becoming a top-level sales leader! *All interviews will be conducted via Zoom video conferencing We may use artificial intelligence (AI) tools to support parts of the hiring process, such as reviewing applications, analyzing resumes, or assessing responses. These tools assist our recruitment team but do not replace human judgment. Final hiring decisions are ultimately made by humans. If you would like more information about how your data is processed, please contact us.

With consistent growth year over year, we’re looking to add more talented individuals to our rapidly growing company. This career allows you to determine your own income, grow at the rate you want to, and embrace a company culture where every single day is you vs. your personal best. With a world class support staff, incredible mentorship, and growth opportunities at every level - this might be the career change you’ve been looking for. We offer: • Stable, work from home position • Virtual workshops and trainings • Weekly Pay + Bonuses • Union contract and representation • Life insurance policy for self, including ADB • Medical insurance reimbursement • Industry-leading training + technology • Leadership conventions + conferences • Incentive trips + team bonding To be considered, please submit your compensation requirements and updated resume for review. *In the interest of community wellness, AO has adjusted our business operations. As such, all interviews will be conducted via Zoom video conferencing We may use artificial intelligence (AI) tools to support parts of the hiring process, such as reviewing applications, analyzing resumes, or assessing responses. These tools assist our recruitment team but do not replace human judgment. Final hiring decisions are ultimately made by humans. If you would like more information about how your data is processed, please contact us.

With our company growing faster than ever, we are looking for individuals with amazing people skills to join our 100% remote team. About Us: We want everyone who works for us to be able to succeed not only in their career, but in life. That’s one of the reasons that we give you the freedom to work a flexible schedule wherever you’d like! Our Platinum Rule at AO is “Do more for others than you would have them do for you.” As the largest provider of life insurance in the US, we take this motto to the next level. What We Offer: Stable, work from home position Paid on a weekly basis Full-time position Incentives including international vacations and brand-new cars Life Insurance Health Insurance reimbursement Retirement plan What you Bring: Ability to communicate and make connections with people Problem solving skills and the ability to think on your feet Positive attitude Work well with others and individually To be considered, please submit your compensation requirements and updated resume for review. *In the interest of community wellness, AO has adjusted our business operations. As such, all interviews will be conducted via Zoom video conferencing* We may use artificial intelligence (AI) tools to support parts of the hiring process, such as reviewing applications, analyzing resumes, or assessing responses. These tools assist our recruitment team but do not replace human judgment. Final hiring decisions are ultimately made by humans. If you would like more information about how your data is processed, please contact us.

AO Globe Life is one of the largest providers of supplemental coverage to labor unions, credit unions, and associations. We are licensed in 49 states, the District of Columbia, Canada, and New Zealand. A wholly owned subsidiary of Globe Life which is a S&P 500 company traded on the New York Stock Exchange under the symbol GL. In this role, you will assume a vital position in securing families’ financial well-being. Typical day-to-day tasks include: • Conducting virtual consultations with clients. • Assessing clients’ needs and imparting knowledge on solutions. • Cultivating lasting client relationships through consistent, periodic check-ins. • Completing related administrative tasks (like note taking, appointment setting, etc.) as needed. Incentives include but not limited to: • No cold calling • Qualified lead program (no cost to you) – We have relationships with 30,000+ groups nationwide with millions of members needing our services • Conventions and incentive trips • Production awards • Advancement based on performance • Weekly advance and bonuses • Lifetime renewals • Benefits (Health Insurance, Life Insurance) • Union backed contract • Mentorship and complete training • Industry leading tools and technology access • Work from home (web conference-based presentations) Looking for candidates who hold the below characteristics: Passionate. Competitive. Motivated. Dependable. Hardworking. Adaptable. Flexible. Coachable. Our team consists of all backgrounds and levels of education. We are previous high school graduates, administrative assistants, laborers, veterans, accountants, and so much more! If you are a hard-working, motivated team player, this may be an opportunity for you! *All interviews will be conducted via Zoom video conferencing We may use artificial intelligence (AI) tools to support parts of the hiring process, such as reviewing applications, analyzing resumes, or assessing responses. These tools assist our recruitment team but do not replace human judgment. Final hiring decisions are ultimately made by humans. If you would like more information about how your data is processed, please contact us.

Physician Assistant Location: Cape May Court House, NJ Organization: Premier Orthopaedics, in partnership with Philadelphia Hand to Shoulder Sign-On Bonus: $5,000 Annual CME Reimbursement: $1,750 Overview Premier Orthopaedics, in partnership with Philadelphia Hand to Shoulder, is seeking a dedicated and skilled Physician Assistant to join our team in Cape May Court House, NJ . As two of the region’s most respected providers of orthopedic and upper extremity care, we offer a collaborative, patient-focused environment that prioritizes clinical excellence, innovation, and ongoing professional development. Position Summary Premier Orthopaedics is seeking a skilled and compassionate Physician Assistant to join our team at the Cape May Court House office. As a critical member of our healthcare team, you will collaborate with top-tier specialists, assist with diagnostics, and contribute to our patients’ comprehensive care journey. Key Responsibilities Patient Care: Take detailed histories, perform assessments, and ensure patient needs are met with the highest quality care. Diagnostic Procedures: Order, conduct, and interpret diagnostic tests to support comprehensive care planning. Collaboration: Work alongside physicians to assess, develop, and implement effective treatment plans. Documentation & Record Keeping: Keep accurate, up-to-date patient charts using Athena (or other EMR systems). Medication Management: Administer prescribed medications and ensure optimal patient outcomes. Qualifications Education: Graduate of an accredited Physician Assistant program. Bachelor’s degree required. Licenses & Certifications: Active and unrestricted New Jersey Physician Assistant license (or eligibility to obtain). Experience: Minimum of 1 year as a Physician Assistant/Nurse Practitioner, ideally in orthopaedics or a related field. Familiarity with Athena or other EMR systems preferred. Compensation & Benefits Comprehensive benefits package including medical, dental, and vision plans 100% employer-paid life insurance 401(k) retirement plan with employer Safe Harbor contribution and additional discretionary profit sharing Benefits are effective on your hire date (for full-time employees) Generous paid sick and vacation time 7 paid holidays annually Opportunities for growth and advancement Employee referral reward program About Premier Orthopaedics & Philadelphia Hand to Shoulder Premier Orthopaedics and Philadelphia Hand to Shoulder Center (PHSC) are leading providers of comprehensive musculoskeletal care throughout Pennsylvania, New Jersey, and Delaware. Premier Orthopaedics delivers expert treatment for orthopedic injuries, joint disease, interventional spine care, regenerative medicine, and comprehensive physical therapy services, supported by more than 150 providers across 50+ locations. Facilities include state-of-the-art MRI centers, outpatient surgery centers, physical therapy clinics, and orthopedic urgent care centers. Philadelphia Hand to Shoulder Center (PHSC), a division of Premier Orthopaedics, has been nationally recognized for more than 50 years for its specialized care of the hand, wrist, elbow, arm, and shoulder. Our fellowship-trained surgeons and certified Hand and Occupational Therapists collaborate to provide seamless care—from diagnosis and treatment to post-operative and rehabilitative recovery. With 14 convenient locations across Pennsylvania and New Jersey, PHSC offers advanced, integrated care to restore function, mobility, and quality of life for patients with upper extremity conditions.

Our company has moved to 100% virtual, work-from-home positions. This position allows you to build your career around your life, rather than being forced to build your life around your career! We're looking for enthusiastic, self-driven individuals to assist existing and prospective clients within our organization. In this position, you will work with multiple clients throughout the day, providing outstanding service and product knowledge. Preferred Skills: - Excellent communication skills, including active listening and problem-solving - Ability to learn, adapt, and adjust on-the-go - Work well with others and individually - Possess a strong work ethic and drive to succeed What You Can Expect: - Flexible schedule - 100% Remote position - Weekly trainings led by top leaders - Life insurance - Health insurance reimbursement - Industry-leading resources and technology We may use artificial intelligence (AI) tools to support parts of the hiring process, such as reviewing applications, analyzing resumes, or assessing responses. These tools assist our recruitment team but do not replace human judgment. Final hiring decisions are ultimately made by humans. If you would like more information about how your data is processed, please contact us.

With consistent growth year over year, we’re looking to add more talented individuals to our rapidly growing company. This career allows you to determine your own income, grow at the rate you want to, and embrace a company culture where every single day is you vs. your personal best. With a world class support staff, incredible mentorship, and growth opportunities at every level - this might be the career change you’ve been looking for. We offer: • Stable, work from home position • Virtual workshops and trainings • Weekly Pay + Bonuses • Union contract and representation • Life insurance policy for self, including ADB • Medical insurance reimbursement • Industry-leading training + technology • Leadership conventions + conferences • Incentive trips + team bonding To be considered, please submit your compensation requirements and updated resume for review. *In the interest of community wellness, AO has adjusted our business operations. As such, all interviews will be conducted via Zoom video conferencing We may use artificial intelligence (AI) tools to support parts of the hiring process, such as reviewing applications, analyzing resumes, or assessing responses. These tools assist our recruitment team but do not replace human judgment. Final hiring decisions are ultimately made by humans. If you would like more information about how your data is processed, please contact us.

Our company has moved to 100% virtual, work-from-home positions. This position allows you to earn an incredible living without sacrificing your family life. We’re looking for enthusiastic, self-driven, individuals to assist existing and prospective clients within our organization. This position will work with multiple clients throughout the day providing outstanding service and product knowledge. Preferred Skills: • Excellent communication skills, including active listening and problem-solving • Ability to learn, adapt, and adjust on the go • Works well with others and individually • Possesses a strong work ethic and drive to succeed What you can expect: • Flexible Schedule with Weekly Pay • 100% Remote Position • Weekly Trainings lead by Top Leaders • Life Insurance • Health Insurance reimbursement • Industry-leading resources and technology *In the interest of community wellness, we have adjusted our business operations. As such, all interviews will be conducted via Zoom video conferencing. We may use artificial intelligence (AI) tools to support parts of the hiring process, such as reviewing applications, analyzing resumes, or assessing responses. These tools assist our recruitment team but do not replace human judgment. Final hiring decisions are ultimately made by humans. If you would like more information about how your data is processed, please contact us.

Job Details This position is for qualified & active Jefferson Students who have been awarded & accepted financial aid for work study. Job Description Undergraduate and graduate students with work-study jobs will work part-time on or off campus while enrolled. Work Shift Workday Day (United States of America) Worker Sub Type Temporary Employee Entity Philadelphia University Primary Location Address 3243 School House Lane, Philadelphia, Pennsylvania, United States of America Nationally ranked, Jefferson, which is principally located in the greater Philadelphia region, Lehigh Valley and Northeastern Pennsylvania and southern New Jersey, is reimagining health care and higher education to create unparalleled value. Jefferson is more than 65,000 people strong, dedicated to providing the highest-quality, compassionate clinical care for patients; making our communities healthier and stronger; preparing tomorrow's professional leaders for 21st-century careers; and creating new knowledge through basic/programmatic, clinical and applied research. Thomas Jefferson University , home of Sidney Kimmel Medical College, Jefferson College of Nursing, and the Kanbar College of Design, Engineering and Commerce, dates back to 1824 and today comprises 10 colleges and three schools offering 200+ undergraduate and graduate programs to more than 8,300 students. Jefferson Health , nationally ranked as one of the top 15 not-for-profit health care systems in the country and the largest provider in the Philadelphia and Lehigh Valley areas, serves patients through millions of encounters each year at 32 hospitals campuses and more than 700 outpatient and urgent care locations throughout the region. Jefferson Health Plans is a not-for-profit managed health care organization providing a broad range of health coverage options in Pennsylvania and New Jersey for more than 35 years. Jefferson is committed to providing equal educa­tional and employment opportunities for all persons without regard to age, race, color, religion, creed, sexual orientation, gender, gender identity, marital status, pregnancy, national origin, ancestry, citizenship, military status, veteran status, handicap or disability or any other protected group or status. Benefits Jefferson offers a comprehensive package of benefits for full-time and part-time colleagues, including medical (including prescription), supplemental insurance, dental, vision, life and AD&D insurance, short- and long-term disability, flexible spending accounts, retirement plans, tuition assistance, as well as voluntary benefits, which provide colleagues with access to group rates on insurance and discounts. Colleagues have access to tuition discounts at Thomas Jefferson University after one year of full time service or two years of part time service. All colleagues, including those who work less than part-time (including per diem colleagues, adjunct faculty, and Jeff Temps ), have access to medical (including prescription) insurance. For more benefits information, please click here

Our company has moved to 100% virtual, work-from-home positions. This position allows you to build your career around your life, rather than being forced to build your life around your career! We're looking for enthusiastic, self-driven individuals to assist existing and prospective clients within our organization. In this position, you will work with multiple clients throughout the day, providing outstanding service and product knowledge. Preferred Skills: - Excellent communication skills, including active listening and problem-solving - Ability to learn, adapt, and adjust on-the-go - Work well with others and individually - Possess a strong work ethic and drive to succeed What You Can Expect: - Flexible schedule - 100% Remote position - Weekly trainings led by top leaders - Life insurance - Health insurance reimbursement - Industry-leading resources and technology We may use artificial intelligence (AI) tools to support parts of the hiring process, such as reviewing applications, analyzing resumes, or assessing responses. These tools assist our recruitment team but do not replace human judgment. Final hiring decisions are ultimately made by humans. If you would like more information about how your data is processed, please contact us.

AO Globe Life is one of the largest providers of supplemental coverage to labor unions, credit unions, and associations. We are licensed in 49 states, the District of Columbia, Canada, and New Zealand. A wholly owned subsidiary of Globe Life which is a S&P 500 company traded on the New York Stock Exchange under the symbol GL. In this role, you will assume a vital position in securing families’ financial well-being. Typical day-to-day tasks include: • Conducting virtual consultations with clients. • Assessing clients’ needs and imparting knowledge on solutions. • Cultivating lasting client relationships through consistent, periodic check-ins. • Completing related administrative tasks (like note taking, appointment setting, etc.) as needed. Incentives include but not limited to: • No cold calling • Qualified lead program (no cost to you) – We have relationships with 30,000+ Groups nationwide with millions of members needing our services • Conventions and incentive trips • Production awards • Advancement based on performance • Weekly advance and bonuses • Lifetime renewals • Benefits (Health Insurance, Life Insurance) • Union backed contract • Mentorship and complete training • Industry leading tools and technology access • Work from home (web conference-based presentations) Looking for candidates who hold the below characteristics: Passionate. Competitive. Motivated. Dependable. Hardworking. Adaptable. Flexible, Trainable. Our team consists of all backgrounds and levels of education. We are previous high school graduates, administrative assistants, laborers, veterans, accountants, and so much more! If you are a hard-working, motivated team player, this may be an opportunity for you! *All interviews will be conducted via Zoom video conferencing We may use artificial intelligence (AI) tools to support parts of the hiring process, such as reviewing applications, analyzing resumes, or assessing responses. These tools assist our recruitment team but do not replace human judgment. Final hiring decisions are ultimately made by humans. If you would like more information about how your data is processed, please contact us.

Sr. Workers Compensation Claims Professional SFM – The Work Comp Experts Work somewhere you love SFM is unique in that we are small enough that your voice is heard but has all the benefits and perks of a larger employer. We value your opinion, help you reach your goals, and make it easy for you to maintain a work-life balance. SFM is committed to creating the best work environment and believes that our exceptional and motivated employees are our greatest strength. SFM emphasizes work life balance, and our benefit package is designed to assist you navigate your work-life journey. Our benefits include: Affordable Medical, Dental, Vision Insurance, HSA, FSA Flexible hybrid work environment Traditional and Roth 401(k) plans with company match Company contributions to help pay off student loans Monthly home internet allowance Free life insurance, STD & LTD Opportunities for annual gainshare bonus Pet insurance Generous PTO 9 paid holidays Paid parental leave Annual company-wide volunteer day Discounts on gym memberships, fitness apps and weight loss programs Adoption financial assistance Visit our careers page to learn more about working at SFM . About SFM Since 1983, our mission has been to be the workers’ compensation partner of choice for agents, employers and their workers. In that time, we’ve expanded to well over 25,000 customers in the Midwest and grown our offerings to include vocational rehabilitation, loss prevention, medical services and more. Though much has changed through the years, our focus continues to be unrivaled customer service, safety, and providing better outcomes for employers and injured workers. SFM’s mission is to create a safer workplace by protecting workers from harm and the work that we do at SFM contributes to the well being of workers' and employers alike. The role Working as a Sr. Claims Representative you will manage complex Workers' Compensation claims for the state of Minnesota following SFM’s mission to do the right thing! Using your experience handling workers' compensation claims, you will conduct investigations and manage claims in accordance with state workers’ compensation statutes, case law, and Company best practices. You will calculate lost wages and manage complicated medical claims and will do so “from cradle to grave”. This is a customer focused position and claims are handled so that a successful resolution is achieved for all parties. Working collaboratively in a multifunctional team is key to being successful in this role. The multi-functional team environment is what makes SFM different from other companies. You will find our systems are designed to help our Claims Reps handle claims efficiently because it was created exclusively for SFM. Experienced adjusters are encouraged to apply. Experience handling lost time claims is a must. Remote work or hybrid work is offered. Applicants can live in MN, SD, IA or WI. South Dakota claims handling experience is nice to have. What you will be doing Makes timely contact with all parties to a claim to gather necessary information to determine liability and fulfill regulatory, contractual and internal reporting requirements. Applies the workers’ compensation statute and case law to facts to determine compensability. Uses internal resources as required by company best practices or client servicing instructions for questionable compensability decisions and subrogation or fraud issues. Sets expectations with the injured worker and employer of wellness, stay-at-work, or return-to-work, and importance of ongoing communication between all parties. Proactively involves strategic business partners as needed, such as, legal, rehab services, case managers to assist with return-to-work or stay-at-work. Authorizes payment of medical and wage loss benefits within payment authority. Assigns, directs, and manages medical, rehabilitation, investigative and legal services pursuant to the respective business procedures, and or client service instructions and applicable state law. This includes clear documentation in claim comments of facts, issues and plans. Handles fatalities and catastrophic cases, such as paraplegia, quadriplegia, catastrophic head injury, major amputation, in the acute stage, and post-acute when appropriate, with guidance from technical experts and claims specialists. Establishes initial and ongoing case reserves within authority level that accurately reflect file exposure in accordance with Company reserving guidelines relating to qualitative analysis and timing and/or client service instructions. Recommends reserves for cases that exceed authority level. Communicates and educates the employer on case exposure/reserves and how reviews mitigation options. Communicates and partners with the reinsurer regarding case exposure/reserves, high expense items and issues which impact future costs. Provides and documents strategy to bring cases to resolution per the respective business’s best practices, procedures and philosophy. Identifies, analyzes and resolves the majority of payment changes and errors on files. When unable to resolve, actively seeks out and works with Claims Technical to learn for future application. Manages data timely and accurately on files following state regulatory reporting requirements, rating bureau reporting mandates and internal data needs. Business Operations Demonstrates the skill set to handle severe claims and is a resource to other team members handling similar claims. Participates in discussions on file strategy. Reviews, documents and approves requests to increase reserves and/or settlements within their authority. Assists less experienced representatives in claim management, use of company resources and company services What We will Love About you Bachelor’s degree preferred. Four or more years of workers compensation lost time experience. Pursuit or attainment of a professional insurance designations (CPCU, ARM) preferred. Knowledgeable of state applicable Workers’ Compensation Act and its application to claims administration. Knowledge and skills in state regulatory reporting. Strong knowledge of medical terminology, anatomy and procedures. Awareness of related disability benefits. Understanding of insurance finance. Excellent customer service and interpersonal skills. Outstanding oral and written communication skills. Proven ability to effectively interact with a diverse group of customers and business units. Ability to assimilate, understand and analyze information from a variety of sources. Strong math skills. Strong skills in investigating, negotiating and settling claims. Strong problem-solving and decision-making skills. Strong computer skills (preferable in a Windows environment). Effective prioritization, organization and time management skills. Demonstrates positive teaming skills focused on team results. Ability to work on business premises when needed. Work Environment and Physical Demands Regular attendance is required. Work takes place in a semi paperless environment within an office setting, either on business premises or other remote location, using standard office equipment such as computers, phones, and copiers, which requires being stationary for extended periods of time. While performing the duties of this job, the employee is regularly required to talk or hear. The employee frequently is required to stand; walk; use hands and fingers, handle or feel; and reach with hands and arms and work with close vision. This position requires the ability to occasionally lift office products and supplies, up to 20 pounds. Work is performed indoors with little to no exposure to extreme outdoor weather conditions. __________________________________________________________________________________________ The physical demands described here are representative of those that must be met by an employee to successfully perform the essential functions of this job. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions. The base pay posted is just one component of SFM’s total compensation package. The salary range listed represents the full compensation range for this position. Job title and starting pay will be based on the selected candidate’s relevant knowledge, skills, abilities and/or experience, and education, if applicable as well as internal equity with other employees in the same job classification. Join us! SFM Mutual Insurance Company and each of its parent companies, subsidiaries and/or affiliated companies are Equal Opportunity/Affirmative Action Employers. All employment decisions are made without regard to race, color, religion, sex, national origin, age, sexual orientation, marital, familial, or veteran status, medical condition or disability, or any other legally protected classification. SFM Companies, EEO/AA Employers . SFM is a participant of E-Verify. Applicants have rights under Federal Employment Laws.