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Compliance Manager
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Job Description
About Lendable
Lendable is on a mission to make consumer finance amazing: faster, cheaper, and friendlier. We're building one of the world's leading fintech companies and are off to a strong start:
One of the UK's newest unicorns with a team of just over 600 people
Among the fastest-growing tech companies in the UK
Profitable since 2017
Backed by top investors including Balderton Capital and Goldman Sachs
Loved by customers with the best reviews in the market (4.9 across 10,000s of reviews on Trustpilot)
So far, we've rebuilt the Big Three consumer finance products from scratch: loans, credit cards and car finance. We get money into our customers' hands in minutes instead of days.
We're growing fast, and there's a lot more to do: we're going after the two biggest Western markets (UK and US) where trillions worth of financial products are held by big banks with dated systems and painful processes.
Join us if you want to
Take ownership across a broad remit. You are trusted to make decisions that drive a material impact on the direction and success of Lendable from day 1
Work in small teams of exceptional people, who are relentlessly resourceful to solve problems and find smarter solutions than the status quo
Build the best technology in-house, using new data sources, machine learning and AI to make machines do the heavy lifting
About the role
We're excited for a Compliance Manager to join our US Compliance team. In this key role, you'll help drive the success of our compliance program by working closely with both US product team - Loans and Credit Cards (Zable). You'll be responsible for ensuring our Monitoring and Testing activities are completed on schedule and that any identified issues are followed through to verified resolution.
This role reports directly to our Head of US Compliance and will begin with one direct report. We're looking for someone who thrives in both independent and collaborative environments, and who's energized by problem-solving and cross-functional teamwork.
We're growing fast - and so is the scope of our work. Our Compliance team plays a critical role in helping the company meet regulatory requirements while also identifying and addressing emerging risks. As part of the second line of defence, you will be a proactive partner to the business, supporting new products, initiatives, change management, issue identification, corrective actions, and third-party risk management.
What you'll be doing:
Design and lead a risk-based annual schedule of compliance monitoring and testing focused on regulatory requirements for personal loans and credit cards - ensuring we stay one step ahead of risk.
Own the lifecycle of identified issues by tracking them through to full remediation, with clear documentation every step of the way.
Drive innovation by developing and enhancing procedures related to this role - including smart solutions that leverage automation and AI where appropriate.
Collaborate across teams - including Product, Tech, Operations, and Growth - to conduct thorough reviews that strengthen our compliance posture and support business goals.
Pitch in where it matters most, supporting other high-impact compliance and risk initiatives as our business evolves.
What we're looking for
3-5 years of experience in Monitoring, Testing, and/or Issue Management within consumer finance - you know what great looks like when it comes to building and sustaining strong compliance practices.
A solid understanding of key regulations that shape our industry - including lending, AML, and privacy laws such as BSA, OFAC, GLBA, TILA, FCRA, UDAAP, FDCPA, ECOA, E-Sign, EFTA, and NACHA.
Exceptional communication skills - you're able to clearly convey complex information, whether you're writing an internal memo or presenting to stakeholders.
A curious, proactive mindset - you're someone who digs into problems, brings creative and effective solutions to the table, and thrives in a fast-moving, ever-evolving environment.
Strong project management and critical thinking abilities, with a keen analytical lens to identify trends, spot risks, and ensure work gets done efficiently and effectively.
Detail-oriented and highly organized - you're someone who can manage multiple priorities across global teams without missing a beat.
A bachelor's degree is required; a JD is a plus but not required - we value formal education as well as the practical experience and insight you bring to the table.
Interview process
A quick phone call with one of the team
An interview with the Head of US Compliance
Interview with senior stakeholders
Final culture-add interview
Life at Lendable
The opportunity to scale up one of the world's most successful fintech companies.
Best-in-class compensation, including equity.
You can work from home every Monday and Friday if you wish - on the other days, those based in the UK come together IRL at our Shoreditch office in London to be together, build and exchange ideas.
Enjoy a fully stocked kitchen with everything you need to whip up breakfast, lunch, snacks, and drinks in the office every Tuesday-Thursday.
We care for our Lendies' well-being both physically and mentally, so we offer coverage when it comes to private health insurance
We're an equal-opportunity employer and are looking to make Lendable the most inclusive and open workspace in London
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