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Enterprise Risk Management Analyst-logo
Enterprise Risk Management Analyst
Axos BankSan Diego, CA
Axos Bank Target Range: $68,640.00/Yr. - $70,000.00/Yr. Actual starting pay will vary based on factors including, but not limited to, geographic location, experience, skills, specialty, and education. Eligible for an Annual Discretionary Cash Bonus Target: 10% Eligible for an Annual Discretionary Restricted Stock Units Bonus Target: 10% These discretionary target bonuses may be awarded semi-annually based upon your achievement of performance goals and targets. About This Job Second-line risk analyst supporting enterprise risk management oversight for Axos Bank. Responsible for identifying and assessing key risks and related controls across the Bank; including new products, model risk, and vendor risk. The Enterprise Risk Management (ERM) team works to ensure compliance with applicable laws and regulations, which enables the bank to operate successfully and to continue the bank's growth and innovation in a highly regulated environment. ERM focuses on the process of identification, analysis, and mitigation of the risks of doing business. The ERM division is a small, nimble group of Subject Matter Experts (SMEs) that provides sound guidance to Business Units in support of the Unit's growth and innovation objectives. Responsibilities: Help enhance and enforce operational and third-party risk management framework and governance Conduct risk assessments and due diligence processes for new and existing third parties Work with various stakeholders to address risk-related inquiries and ensure proper risk mitigation Ability to manage competing priorities and drive them to completion Comfortable working in a team environment Qualifications: Bachelor's degree in finance or relevant focus 2+ years of experience in financial services or similar role Strong analytical skills, knowledge of regulatory requirements, and proficiency in database and spreadsheet software Preferred: Third Party Management experience within a Banking or Financial institution Experience with Compliance Risk or Information Security Risk Axos Employee Benefits May Include: Medical, Dental, Vision, and Life Insurance Paid Sick Leave, 3 weeks' Vacation, and Holidays (about 11 a year) HSA or FSA account and other voluntary benefits 401(k) Retirement Saving Plan with Employer Match Program and 529 Savings Plan Employee Mortgage Loan Program and free access to an Axos Bank Account with Self-Directed Trading About Axos Born digital-first, Axos delivers financial tools and services that allow individuals, small businesses, and companies to access and manage their money how, when, and where they want. We're a diverse team of dynamic, insightful, and independent innovators who are excited to provide technology-driven solutions that offer unbeatable value to our customers. Axos Financial is our holding company and is publicly traded on the New York Stock Exchange under the symbol "AX" (NYSE: AX). Learn more about working at Axos Pre-Employment Background Check and Drug Test: All offers are contingent upon the candidate successfully passing a credit check, criminal background check, and pre-employment drug screening, which includes screening for marijuana. Axos Bank is a federally regulated banking institution. At the federal level, marijuana is an illegal schedule 1 drug; therefore, we will not employ any person who tests positive for marijuana, regardless of state legalization. Equal Employment Opportunity: Axos is an Equal Opportunity employer. We are committed to providing equal employment opportunities to all employees and applicants without regard to race, religious creed, color, sex (including pregnancy, breast feeding and related medical conditions), gender, gender identity, gender expression, sexual orientation, national origin, ancestry, citizenship status, military and veteran status, marital status, age, protected medical condition, genetic information, physical disability, mental disability, or any other protected status in accordance with all applicable federal, state, and local laws. Job Functions and Work Environment: While performing the duties of this position, the employee is required to sit for extended periods of time. Manual dexterity and coordination are required while operating standard office equipment such as computer keyboard and mouse, calculator, telephone, copiers, etc. The work environment characteristics described here are representative of those an employee may encounter while performing the essential functions of this position. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions of this position.

Posted 30+ days ago

Senior Associate, Operational Risk Management - IT And Security-logo
Senior Associate, Operational Risk Management - IT And Security
The Options Clearing CorporationChicago, IL
What You'll Do: This role will provide critical support to the Director of Operational Risk to evaluate IT and Security risks by assisting with risk assessments and applying aspects of the risk management framework across the process, risk, and control universe. Additionally, this role will help with the risk assessment program activities, coordinate with other functions (e.g. IT, Security, TPRM, Legal, Compliance, and Internal Audit) and facilitate appropriate Corporate Risk governance to ensure alignment to OCC strategy and short-term objectives. Primary Duties and Responsibilities: To perform this job successfully, an individual must be able to perform each primary duty satisfactorily. Collaborate with IT, Security, TPRM, Legal, Compliance, and Internal Audit to ensure that Corporate Risk contributes to strengthening the overall effective management of IT and Security risk across the organization. Lead OCC's risk identification and assessment process for IT/Security risks and verify the consistency and reliability of the associated technology frameworks (e.g., NIST, COBIT, ISO) and systems supporting clearing and settlement activities. Drive adherence to methodologies, guidance, and standards applicable to risk identification and assessment frameworks. Maintain risk inventories, taxonomies, and other elements supporting IT/Security risk management and compliance activities. Lead and execute the IT and Security risk assessment process, while aligning to the risk and control universe, and regulatory requirements and expectations. Generate reports of Archer data for various stakeholders, including regulators. Help automate IT & Security risk oversight through use of data analytics processes. Communicate results of risk assessments to governance committees, business owners, and various levels of leadership. Collaborate on the enhancement and maintenance of Corporate Risk program methodologies, policies, procedures, and job aides, including the development of new program activities. Track and update ORMC team internal findings, external exam issues, and business area self-identified issues resulting from Enterprise Risk Assessment. Supervisory Responsibilities: None Qualifications: The requirements listed are representative of the knowledge, skill, and/or ability required. Reasonable accommodations may be made to enable individuals with disabilities to perform the primary functions. [Required] Advanced understanding of IT risk and Security risk, specifically relating to cybersecurity (e.g., blue team, red team, threat & vulnerability management), disaster recovery, database management, network engineering, storage management, software development, and mainframe technologies. Intermediate understanding of Operational risk. [Required] Familiarity with the evolving cybersecurity landscape impacting central clearing counterparties (CCPs). [Required] Ability to act as a trusted advisor and provide effective challenge. [Required] Creative, independent thinker, with a willingness to develop and drive new ideas. [Required] Excellent written, verbal and presentation skills. [Required] Must be team-oriented and be able to collaborate effectively in department and cross-departmental efforts. [Required] Ability to work under pressure and with tight deadlines. [Preferred] Familiarity with Financial Market Utilities; securities and derivatives markets. [Preferred] Ability to work in a highly regulated environment, including with the SEC, CFTC, and Federal Reserve; Familiarity with the Covered Clearing Agency regulations. [Preferred] Understanding of cloud technologies, including experience supporting migration to a cloud platform. [Preferred] Understanding of tools supporting capacity management, network architecture, threat assessment, code review, and software development. Technical Skills: [Required] Proficient in Microsoft Word, Excel, Access, and PowerPoint. [Required] Experience with eGRC systems (e.g., Archer). [Required] Experience with data analytic techniques and tools (e.g., Tableau, SQL). Education and/or Experience: [Required] Bachelor's Degree in Information Systems, Computer Science, Cybersecurity (or equivalent) preferred. [Required] 3+ years of experience in enterprise risk, cybersecurity, IT audit, technology risk, security risk, or risk consultancy, specifically with focus on assessing IT and Security risk. [Preferred] Consulting experience. Certificates or Licenses: [Preferred] Certification such as: CISSP, Security+, CSX-P, CET, CISA or CISM. About Us The Options Clearing Corporation (OCC) is the world's largest equity derivatives clearing organization. Founded in 1973, OCC is dedicated to promoting stability and market integrity by delivering clearing and settlement services for options, futures and securities lending transactions. As a Systemically Important Financial Market Utility (SIFMU), OCC operates under the jurisdiction of the U.S. Securities and Exchange Commission (SEC), the U.S. Commodity Futures Trading Commission (CFTC), and the Board of Governors of the Federal Reserve System. OCC has more than 100 clearing members and provides central counterparty (CCP) clearing and settlement services to 19 exchanges and trading platforms. More information about OCC is available at www.theocc.com. Benefits A highly collaborative and supportive environment developed to encourage work-life balance and employee wellness. Some of these components include: A hybrid work environment, up to 2 days per week of remote work Tuition Reimbursement to support your continued education Student Loan Repayment Assistance Technology Stipend allowing you to use the device of your choice to connect to our network while working remotely Generous PTO and Parental leave 401k Employer Match Competitive health benefits including medical, dental and vision Visit https://www.theocc.com/careers/thriving-together for more information. Compensation The salary range listed for any given position is exclusive of fringe benefits and potential bonuses. If hired at OCC, your final base salary compensation will be determined by factors such as skills, experience and/or education. In addition, we believe in the importance of pay equity and consider internal equity of our current team members as part of any final offer. We typically do not hire at the maximum of the range in order to allow for future and continued salary growth. We also offer a substantial benefits package as noted on www.theocc.com/careers All employees may be eligible for a discretionary bonus. Discretionary bonuses are based on various factors, including, but not limited to, company and individual performance and are not guaranteed. Salary Range $70,300.00 - $98,900.00 Incentive Range 6% to 10% This position is eligible for an annual discretionary incentive compensation award, for which the target range is listed above (see Incentive Range). The amount of such award, if any, will be based on various factors, including without limitation, both individual and company performance. Step 1 When you find a position you're interested in, click the 'Apply' button. Please complete the application and attach your resume. Step 2 You will receive an email notification to confirm that we've received your application. Step 3 If you are called in for an interview, a representative from OCC will contact you to set up a date, time, and location. For more information about OCC, please click here. OCC is an Equal Opportunity Employer

Posted today

Issue Management Testing & Validation Lead - Payments Risk & Compliance-logo
Issue Management Testing & Validation Lead - Payments Risk & Compliance
US BankCincinnati, OH
At U.S. Bank, we're on a journey to do our best. Helping the customers and businesses we serve to make better and smarter financial decisions and enabling the communities we support to grow and succeed. We believe it takes all of us to bring our shared ambition to life, and each person is unique in their potential. A career with U.S. Bank gives you a wide, ever-growing range of opportunities to discover what makes you thrive at every stage of your career. Try new things, learn new skills and discover what you excel at-all from Day One. Job Description Are you a detail-oriented risk professional with a passion for testing and validation? Join our Payments Chief Risk Office as the Issue Management Testing & Validation Lead and play a critical role in safeguarding our operations. You'll lead the end-to-end testing lifecycle for issue resolution, ensuring our corrective actions are effective, compliant, and audit-ready. Responsibilities for this position include: Lead test planning, script design, sample selection, and execution for issue validation. Conduct quality reviews of issue data in Archer to ensure ORM and business line compliance. Collaborate with Risk, Compliance, Legal, and Business SMEs to design and execute effective tests. Provides weekly, monthly, quarterly and ad hoc reporting on testing assignments Draft closure memos, document validation activities, and provide credible challenge to stakeholders. Deliver regular reporting on testing progress and outcomes. Educate business partners on ORM policies and risk concepts. Support administrative functions and lead special projects as needed. Basic Qualifications Typically, more than eight years of applicable experience Bachelor's degree, or equivalent work experience Preferred Skills and Experience 5+ years in risk management, compliance testing, internal audit, or issue validation. Strong knowledge of issue management frameworks, operational risk, and/or regulatory expectations. Experience in payments, fintech, or financial services. Hands-on experience with GRC tools (e.g., Archer). Excellent analytical, documentation, and communication skills. Ability to manage multiple priorities in a fast-paced, regulated environment. The role offers a hybrid/flexible schedule, which means there's an in-office expectation of 3 or more days per week and the flexibility to work outside the office location for the other days. If there's anything we can do to accommodate a disability during any portion of the application or hiring process, please refer to our disability accommodations for applicants. Benefits: Our approach to benefits and total rewards considers our team members' whole selves and what may be needed to thrive in and outside work. That's why our benefits are designed to help you and your family boost your health, protect your financial security and give you peace of mind. Our benefits include the following (some may vary based on role, location or hours): Healthcare (medical, dental, vision) Basic term and optional term life insurance Short-term and long-term disability Pregnancy disability and parental leave 401(k) and employer-funded retirement plan Paid vacation (from two to five weeks depending on salary grade and tenure) Up to 11 paid holiday opportunities Adoption assistance Sick and Safe Leave accruals of one hour for every 30 worked, up to 80 hours per calendar year unless otherwise provided by law U.S. Bank is an equal opportunity employer. We consider all qualified applicants without regard to race, religion, color, sex, national origin, age, sexual orientation, gender identity, disability or veteran status, and other factors protected under applicable law. E-Verify U.S. Bank participates in the U.S. Department of Homeland Security E-Verify program in all facilities located in the United States and certain U.S. territories. The E-Verify program is an Internet-based employment eligibility verification system operated by the U.S. Citizenship and Immigration Services. Learn more about the E-Verify program. The salary range reflects figures based on the primary location, which is listed first. The actual range for the role may differ based on the location of the role. In addition to salary, U.S. Bank offers a comprehensive benefits package, including incentive and recognition programs, equity stock purchase 401(k) contribution and pension (all benefits are subject to eligibility requirements). Pay Range: $98,175.00 - $115,500.00 - $127,050.00 U.S. Bank will consider qualified applicants with arrest or conviction records for employment. U.S. Bank conducts background checks consistent with applicable local laws, including the Los Angeles County Fair Chance Ordinance and the California Fair Chance Act as well as the San Francisco Fair Chance Ordinance. U.S. Bank is subject to, and conducts background checks consistent with the requirements of Section 19 of the Federal Deposit Insurance Act (FDIA). In addition, certain positions may also be subject to the requirements of FINRA, NMLS registration, Reg Z, Reg G, OFAC, the NFA, the FCPA, the Bank Secrecy Act, the SAFE Act, and/or federal guidelines applicable to an agreement, such as those related to ethics, safety, or operational procedures. Applicants must be able to comply with U.S. Bank policies and procedures including the Code of Ethics and Business Conduct and related workplace conduct and safety policies. Posting may be closed earlier due to high volume of applicants.

Posted today

Issue Management Testing & Validation Lead - Payments Risk & Compliance-logo
Issue Management Testing & Validation Lead - Payments Risk & Compliance
US BankMinneapolis, MN
At U.S. Bank, we're on a journey to do our best. Helping the customers and businesses we serve to make better and smarter financial decisions and enabling the communities we support to grow and succeed. We believe it takes all of us to bring our shared ambition to life, and each person is unique in their potential. A career with U.S. Bank gives you a wide, ever-growing range of opportunities to discover what makes you thrive at every stage of your career. Try new things, learn new skills and discover what you excel at-all from Day One. Job Description Are you a detail-oriented risk professional with a passion for testing and validation? Join our Payments Chief Risk Office as the Issue Management Testing & Validation Lead and play a critical role in safeguarding our operations. You'll lead the end-to-end testing lifecycle for issue resolution, ensuring our corrective actions are effective, compliant, and audit-ready. Responsibilities for this position include: Lead test planning, script design, sample selection, and execution for issue validation. Conduct quality reviews of issue data in Archer to ensure ORM and business line compliance. Collaborate with Risk, Compliance, Legal, and Business SMEs to design and execute effective tests. Provides weekly, monthly, quarterly and ad hoc reporting on testing assignments Draft closure memos, document validation activities, and provide credible challenge to stakeholders. Deliver regular reporting on testing progress and outcomes. Educate business partners on ORM policies and risk concepts. Support administrative functions and lead special projects as needed. Basic Qualifications Typically, more than eight years of applicable experience Bachelor's degree, or equivalent work experience Preferred Skills and Experience 5+ years in risk management, compliance testing, internal audit, or issue validation. Strong knowledge of issue management frameworks, operational risk, and/or regulatory expectations. Experience in payments, fintech, or financial services. Hands-on experience with GRC tools (e.g., Archer). Excellent analytical, documentation, and communication skills. Ability to manage multiple priorities in a fast-paced, regulated environment. The role offers a hybrid/flexible schedule, which means there's an in-office expectation of 3 or more days per week and the flexibility to work outside the office location for the other days. If there's anything we can do to accommodate a disability during any portion of the application or hiring process, please refer to our disability accommodations for applicants. Benefits: Our approach to benefits and total rewards considers our team members' whole selves and what may be needed to thrive in and outside work. That's why our benefits are designed to help you and your family boost your health, protect your financial security and give you peace of mind. Our benefits include the following (some may vary based on role, location or hours): Healthcare (medical, dental, vision) Basic term and optional term life insurance Short-term and long-term disability Pregnancy disability and parental leave 401(k) and employer-funded retirement plan Paid vacation (from two to five weeks depending on salary grade and tenure) Up to 11 paid holiday opportunities Adoption assistance Sick and Safe Leave accruals of one hour for every 30 worked, up to 80 hours per calendar year unless otherwise provided by law U.S. Bank is an equal opportunity employer. We consider all qualified applicants without regard to race, religion, color, sex, national origin, age, sexual orientation, gender identity, disability or veteran status, and other factors protected under applicable law. E-Verify U.S. Bank participates in the U.S. Department of Homeland Security E-Verify program in all facilities located in the United States and certain U.S. territories. The E-Verify program is an Internet-based employment eligibility verification system operated by the U.S. Citizenship and Immigration Services. Learn more about the E-Verify program. The salary range reflects figures based on the primary location, which is listed first. The actual range for the role may differ based on the location of the role. In addition to salary, U.S. Bank offers a comprehensive benefits package, including incentive and recognition programs, equity stock purchase 401(k) contribution and pension (all benefits are subject to eligibility requirements). Pay Range: $98,175.00 - $115,500.00 - $127,050.00 U.S. Bank will consider qualified applicants with arrest or conviction records for employment. U.S. Bank conducts background checks consistent with applicable local laws, including the Los Angeles County Fair Chance Ordinance and the California Fair Chance Act as well as the San Francisco Fair Chance Ordinance. U.S. Bank is subject to, and conducts background checks consistent with the requirements of Section 19 of the Federal Deposit Insurance Act (FDIA). In addition, certain positions may also be subject to the requirements of FINRA, NMLS registration, Reg Z, Reg G, OFAC, the NFA, the FCPA, the Bank Secrecy Act, the SAFE Act, and/or federal guidelines applicable to an agreement, such as those related to ethics, safety, or operational procedures. Applicants must be able to comply with U.S. Bank policies and procedures including the Code of Ethics and Business Conduct and related workplace conduct and safety policies. Posting may be closed earlier due to high volume of applicants.

Posted today

Oliver Wyman - Energy Trading & Risk Management – Engagement Manager-logo
Oliver Wyman - Energy Trading & Risk Management – Engagement Manager
Marsh McLennanHouston, Texas
Company: Oliver Wyman Description: About Oliver Wyman Oliver Wyman is a global leader in management consulting. With offices in more than 70 cities across 30 countries, Oliver Wyman combines deep industry knowledge with specialized expertise in strategy, operations, risk management, and organization transformation. The firm has more than 6,000 professionals around the world who work with clients to optimize their business, improve their operations and risk profile, and accelerate their organizational performance to seize the most attractive opportunities. Oliver Wyman is a business of Marsh McLennan [NYSE: MMC]. For more information, visit www.oliverwyman.com . Follow Oliver Wyman on Twitter @OliverWyman. Practice Overview: Energy Oliver Wyman’s Energy practice distinguishes itself by the value it creates for clients. We bring deep industry knowledge and state-of-the-art problem-solving capabilities and tools tailored to the needs of our clients. Oliver Wyman helps utilities and energy companies address strategic and operational challenges through proven, results-oriented approaches: we assist our clients to examine and pursue new market, product / service and acquisition opportunities; develop strategies and plans to address market shifts and regulatory challenges; increase customer satisfaction, loyalty and earnings; and optimize operations and organizational effectiveness. We have completed hundreds of engagements for leading electric and gas utilities and oil and gas clients across North America, Europe and the Middle East, creating sustainable shareholder value. Within ENR, we have a specialized Commodity Trading and Risk Practice, with global presence. We serve more than 80% of the Trading environment across a myriad of topics ranging from trading organizational set up, risk management, commercial and operational optimization of trading entities, analytics and AI advisory. We also have Trading Systems and Analytics arm called ‘Veritas’; a group that focusses solely on the ETRM, analytics and AI systems enablement of Trading entities. Our Americas lead of Commodity Trading and Risk sits in Houston and overseas both the Strategy Advisory and Veritas arms of the business. The team size in Houston is ~50 people. Role The Engagement Manager position offers excellent career and growth opportunities for talented, highly motivated professionals with significant prior experience. As a professional member of our firm, your initial responsibilities will include: Managing the execution of individual project modules. This typically includes developing hypotheses, managing data collection, model creation and analyses, conducting primary and secondary research, creatively tackling information limitations, and surfacing insights. Supporting our Partner group in project delivery through accurate and high quality case execution Owning and developing executive client relationships, presenting to a wide range of audiences, and working day-to-day with clients and other stakeholders. Reporting to Engagement Managers and Principals, effectively seeking guidance on technical and senior-level steer to projects Coaching consultants and helping them develop their skill sets Desired Skills and Experience Engagement Managers serve as the primary contact point for senior client executives and Oliver Wyman consultants staffed on client engagements. While specific responsibilities will vary based on previous experience the ideal candidate will have the following: 5-7 years of experience in Supply & Trading Strategy & transformation Experience in serving Oil & Gas and/ or Power clients (Integrated Majors, Independent Traders, Hedge Funds etc.) Conceptual understanding of Trading Operating Models and Commercial Optimization Strong background in conceptual problem solving and analytical skills Track record of leading and managing teams and delivering against tight deadlines in fast paced and demanding environments Outstanding communication skills; confidence in presenting to senior executives Undergraduate or advanced degree from a top academic program Ideally located in Houston Willingness to travel

Posted 1 week ago

PV Risk Management Scientist/Associate Director-logo
PV Risk Management Scientist/Associate Director
TakedaBoston, Massachusetts
By clicking the “Apply” button, I understand that my employment application process with Takeda will commence and that the information I provide in my application will be processed in line with Takeda’s Privacy Notice and Terms of Use . I further attest that all information I submit in my employment application is true to the best of my knowledge. Job Description Are you looking for a patient-focused, innovative-driven company that will inspire you and empower you to shine? Join us as a PV Risk Management Scientist/Associate Director. At Takeda, we are transforming the pharmaceutical industry through our R&D-driven market leadership and being a value-led company. To do this, we empower our people to realize their potential through life-changing work. Certified as a Global Top Employer, we offer stimulating careers, encourage innovation, and strive for excellence in everything we do. As an Associate Director/ PV Risk Management Scientist, being part of our Risk Management and Benefit risk center of excellence, you will be empowered to work cross-functionally with colleagues to establish and manage the processes for Risk Management, benefit risk, RMPs, additional Risk Minimization Measures and REMS programs and Benefit Risk deliverables. How you will contribute: Provides guidance and subject matter expertise on risk management and risk minimization strategy to an assigned therapeutic area to ensure that product risk management strategies are consistent worldwide Provide guidance and subject matter expertise on the structured benefit risk assessment framework and the development of the benefit risk assessment document Engages with partner global functions (e.g. Clinical Science, Med Affairs, Regulatory Affairs, Biostats) to ensure alignment of global position for pharmacovigilance risk management processes to maximize patient safety Provide strategic expertise to cross-functional product team members in developing pharmacovigilance risk strategies including benchmarking and scenario planning. Support the development of risk management plans (RMPs) in modular format, review RMPs) and ensure alignment with Good Pharmacovigilance Practices and other applicable regulations Develop and review risk minimization documents such as additional risk minimization measures (aRMMs) and Risk Evaluation and Mitigation Strategy (REMS) Provide subject matter expertise and thoughtful contributions to qualitative and quantitative structured benefit risk assessments Provide guidance on incorporation of the patient’s perspective into benefit-risk activities (e.g. patient preference studies) Collaborate with Safety Leads, Clinical Leads, PV scientists and Clinical Research Scientists, and others cross-functional teams on benefit risk assessment strategy Develop and provide recommendations for appropriate risk management interventions such as direct healthcare professional communications, educational materials, controlled access program Provide guidance regarding tracking risk management commitments including utilization of a tracking platform and system improvement assessment Monitor and report risk management metrics to ensure compliance Provide centralized support, training, and leadership for safety and cross-functional members who work on risk management plans and risk minimization activities. Support inspections and audit activities with regards to risk management processes Perform other duties as defined in standard operation procedures or requested by supervisor. Minimum Requirements/Qualifications: Associate Director: PhD/PharmD/DO/MD + 3 years; OR Masters + 5 years; OR Bachelors + 7 years Minimum 2 years in PV/safety OR clinical development preferred Minimum 3 years of pharmaceutical industry/drug development experience Pharmaceutical industry experience, with exposure to PV risk management, additional risk minimization measures, and/or REMS programs preferred Strong track record of scientific and analytical thinking Experience presenting to technical and lay groups at public meetings is desirable Demonstrate integrity and work productively in a high-pressure environment Good analytical/judgment capabilities to understand/analyze/synthesize, and communicate Project Management abilities Ability to identify and understand proactively the interactions necessary for achieving business goals and objectives Able to manage both time and priority constraints and to manage multiple priorities simultaneously Attention to detail, computer literacy, knowledge of safety databases Take initiative and autonomous action Proven ability to work in an international environment and with cross-functional teams, with good interpersonal skills/assertiveness / team spirit/coaching skills This position is currently classified as “hybrid” in accordance with Takeda’s Hybrid and Remote Work policy Takeda Compensation and Benefits Summary We understand compensation is an important factor as you consider the next step in your career. We are committed to equitable pay for all employees, and we strive to be more transparent with our pay practices. For Location: Boston, MA U.S. Base Salary Range: $153,600.00 - $241,340.00 The estimated salary range reflects an anticipated range for this position. The actual base salary offered may depend on a variety of factors, including the qualifications of the individual applicant for the position, years of relevant experience, specific and unique skills, level of education attained , certifications or other professional licenses held, and the location in which the applicant lives and/or from which they will be performing the job. The actual base salary offered will be in accordance with state or local minimum wage requirements for the job location. U.S. based e mployee s may be eligible for s hort - t erm and/ or l ong- t erm incentive s . U.S. based employees may be eligible to participate in medical, dental, vision insurance, a 401(k) plan and company match, short-term and long-term disability coverage, basic life insurance, a tuition reimbursement program, paid volunteer time off, company holidays, and well-being benefits, among others. U.S. based employees are also eligible to receive, per calendar year, up to 80 hours of sick time, and new hires are eligible to accrue up to 120 hours of paid vacation. EEO Statement Takeda is proud in its commitment to creating a diverse workforce and providing equal employment opportunities to all employees and applicants for employment without regard to race, color, religion, sex, sexual orientation, gender identity, gender expression, parental status, national origin, age, disability, citizenship status, genetic information or characteristics, marital status, status as a Vietnam era veteran, special disabled veteran, or other protected veteran in accordance with applicable federal, state and local laws, and any other characteristic protected by law. Locations Boston, MA Worker Type Employee Worker Sub-Type Regular Time Type Full time Job Exempt Yes It is unlawful in Massachusetts to require or administer a lie detector test as a condition of employment or continued employment. An employer who violates this law shall be subject to criminal penalties and civil liability.

Posted 3 days ago

VP, First Line Risk Management - DI-logo
VP, First Line Risk Management - DI
Early Warning Services, LLCNew York City, NY
At Early Warning, we've powered and protected the U.S. financial system for over thirty years with cutting-edge solutions like Zelle, Paze℠, and so much more. As a trusted name in payments, we partner with thousands of institutions to increase access to financial services and protect transactions for hundreds of millions of consumers and small businesses. Positions located in Scottsdale, San Francisco, Chicago, or New York follow a hybrid work model to allow for a more collaborative working environment. Candidates responding to this posting must independently possess the eligibility to work in the United States, for any employer, at the date of hire. This position is ineligible for employment Visa sponsorship. Overall Purpose Responsible for design and execution of various risk programs and business unit risk activities in adherence with the Company's risk appetite and corporate strategy. Engages within the business in defining, identifying and managing risks and controls across all risk types, owns monitoring, execution and adherence to risk policies, procedures and/or program requirements, providing advisory to effectively identify and manage risks, and serving as effective communication channel between Risk Mgmt department, regulators, and cross-organizational business units. Responsible for strategic direction, creating efficiencies which embed and mature first line risk management capabilities across designated business line(s), and building a high-performance team of risk professionals to support the company's overall Risk Management Program. Essential Functions Work with executive leadership and other senior management to create risk management strategies to ensure key risks are appropriately managed and are aligned. Provide/recommend risk considerations in alignment with business/strategic plans. Effectively challenge where appropriate, ensuring alignment with regulatory environment considerations. Keeps team and business lines informed of risk-related information and organizes training for the business unit to embed a risk-aware culture. Owns the development, implementation and maintenance of the business unit and company risk management framework, policies, and procedures. Leads risk assessments to evaluate key risks and manage key risks across the business unit to ensure material risks are identified through the Risk and Control Self-Assessment (RCSA), escalate, manage, and remediate with robust mitigation plans within agreed timelines. Manages overall risk work to identify gaps and assess capacity, ensuring alignment with strategic objectives and prioritization of the risk management initiatives. Lead the tracking and resolution of issues across business unit and develop action plans and mitigation strategies to address root causes and prevent issue recurrence. Monitor status and effectiveness of issue remediation efforts, providing regular updates and report out to senior management. Partners with other functions (i.e.. Compliance, 2LOD) to ensure alignment with broader risk management and governance initiatives. Participate in regulatory inquiries, examinations, and audits in collaboration with internal stakeholders. Support regulatory submissions, response and reporting requirements, ensuring accuracy, completeness, and timeliness. Develops regular risk reports and report outs to provide a comprehensive view of all risks impacting the business unit. Monitor and summarize top and emerging trends and actions to address impacts. Ensures timely escalation to the senior leadership, where needed. Drives the implementation of program policies, standards, and procedures. Ensures timely communication around current and emerging issues and regulatory requirements. Provide effective leadership in developing highly engaged, high-performance team. Support the company's commitment to risk management and protecting the integrity and confidentiality of systems and data. Minimum Qualifications In-depth knowledge of risk management programs, best practices, methodologies, and frameworks typically gained through five or more years in a senior risk management role. 15 or more years of demonstrated success leading a risk management program in a highly regulated environment. Effective communicator, able to convey complex ideas in a clear, concise manner - both written and verbal. Knowledge of risk techniques, practices, and control frameworks. Knowledge of various banking and government regulatory requirements and processes. Knowledge of regulatory guidance related to enterprise risk and operational risk. Education and/or experience typically obtained through completion of a Bachelor's degree Effective leadership and success developing highly engaged, high performing teams Background and drug screen Preferred Qualifications Risk Management certification or related degree Experience leading or actively participating in external audits (OCC, CFPB, PCI, SOC2, etc) including engagement with the external auditors Physical Requirements Working conditions consist of a normal office environment. Work is primarily sedentary and requires extensive use of a computer and involves sitting for periods of approximately four hours. Work may require occasional standing, walking, kneeling and reaching. Must be able to lift 10 pounds occasionally and/or negligible amount of force frequently. Requires visual acuity and dexterity to view, prepare, and manipulate documents and office equipment including personal computers. Requires the ability to communicate with internal and/or external customers. Employee must be able to perform essential functions and physical requirements of position with or without reasonable accommodation. The above job description is not intended to be an all-inclusive list of duties and standards of the position. The pay scale for this position in: Phoenix, AZ in USD per year is: $240,000 - $260,000. New York, NY in USD per year is: $260,000 - $280,000. Additionally, candidates are eligible for a discretionary bonus, and benefits. This pay scale is subject to change and is not necessarily reflective of actual compensation that may be earned, nor a promise of any specific pay for any specific candidate, which is always dependent on legitimate factors considered at the time of job offer. Early Warning Services takes into consideration a variety of factors when determining a competitive salary offer, including, but not limited to, the job scope, market rates and geographic location of a position, candidate's education, experience, training, and specialized skills or certification(s) in relation to the job requirements and compared with internal equity (peers). The business actively supports and reviews wage equity to ensure that pay decisions are not based on gender, race, national origin, or any other protected classes. Some of the Ways We Prioritize Your Health and Happiness Healthcare Coverage- Competitive medical (PPO/HDHP), dental, and vision plans as well as company contributions to your Health Savings Account (HSA) or pre-tax savings through flexible spending accounts (FSA) for commuting, health & dependent care expenses. 401(k) Retirement Plan- Featuring a 100% Company Safe Harbor Match on your first 6% deferral immediately upon eligibility. Paid Time Off- Unlimited Time Off for Exempt (salaried) employees, as well as generous PTO for Non-Exempt (hourly) employees, plus 11 paid company holidays and a paid volunteer day. 12 weeks of Paid Parental Leave Maven Family Planning - provides support through your Parenting journey including egg freezing, fertility, adoption, surrogacy, pregnancy, postpartum, early pediatrics, and returning to work. And SO much more! We continue to enhance our program, so be sure to check our Benefits page here for the latest. Our team can share more during the interview process! Early Warning Services, LLC ("Early Warning") considers for employment, hires, retains and promotes qualified candidates on the basis of ability, potential, and valid qualifications without regard to race, religious creed, religion, color, sex, sexual orientation, genetic information, gender, gender identity, gender expression, age, national origin, ancestry, citizenship, protected veteran or disability status or any factor prohibited by law, and as such affirms in policy and practice to support and promote equal employment opportunity and affirmative action, in accordance with all applicable federal, state, and municipal laws. The company also prohibits discrimination on other bases such as medical condition, marital status or any other factor that is irrelevant to the performance of our employees. Early Warning Services LLC is a proud participant in E-Verify, a federal program to help ensure a legal and authorized workforce. As part of our hiring process, we electronically verify the employment eligibility of all new hires through E-Verify. For more information on your rights and responsibilities under E-Verify please visit Home | E-Verify.

Posted 30+ days ago

Associate/VP, Risk Management - Derivs-logo
Associate/VP, Risk Management - Derivs
GalaxyNew York, NY
Who We Are: At Galaxy we are building products and services to help the world invest in economic progress. We believe crypto and blockchain innovations will permeate and improve all aspects of our global economy. Our vision is a society where value and ownership flow as freely as information. Galaxy is a digital asset and blockchain leader helping institutions, startups, and individuals access and navigate the crypto economy. As one of the most well-capitalized and trusted companies in the industry, we provide platform solutions custom-made for a digitally native ecosystem across three complementary operating businesses: Global Markets, Asset Management, and Digital Infrastructure Solutions. Our offerings include, amongst others, trading, lending, strategic advisory services, institutional-grade investment solutions across passive, active and venture strategies, proprietary bitcoin mining and hosting services, network validator services, and the development of enterprise custodial technology. Galaxy’s CEO and Founder Michael Novogratz leads a team of crypto enthusiasts, and institutional veterans focused on the future of finance and Web3. The Company is headquartered in New York City, with global offices across North America, Europe and Asia. Additional information about the Company's businesses and products is available on www.galaxy.com. What We Value: We are a diverse team of free thinkers, and fast movers united to help investors and creators energize the global economy. We are looking for individuals who thrive in a culture of builders and overachievers and embrace high performance, transparent feedback, and a mission-first approach. Our culture shapes our way of working and gets us where we want to be. Seek Excellence. Be Selective To Be Effective. Be Highly Aligned, Loosely Coupled. Disagree Transparently. Encourage Independent Decision-Making. Build Dream Teams. Who You Are: Our trading business, Galaxy Digital Trading (“GDT”), provides spot, derivative, and financing liquidity to institutional clients, counterparties and venues that transact in cryptocurrencies and other digital assets. GDT provides access to a number of globally traded cryptocurrencies to many unique clients and counterparties across a full suite of service offerings, including: over-the-counter (“OTC”) spot liquidity provision, on- exchange liquidity provision, OTC options and trading, and bespoke lending and structured product offerings. GDT also engages in proprietary quantitative, arbitrage and macro trading strategies. A candidate sought for risk manager role within Galaxy's risk management team. The candidate should have prior work experience in risk management and deep knowledge of derivs. Your role is to collaborate with portfolio managers and traders on portfolio construction, investment and risk analysis and ensure that the CRO and senior management are informed of the risks. What You’ll Do: Collaborate with CRO and Risk managers to establish risk management framework for Galaxy's Trading businesses Identify, measure, and manage financial and non-financial risks across Galaxy’s multiple business lines Leverage on-chain information to enable data driven decision making and risk management Build tools to extract information from DeFi protocols Assist in the development and maintenance of systems to calculate risk metrics Communicate with risk takers to assess positions and volatility Produce risk reports for risk takers, risk managers, and senior management Analyze, assess, visualize and report risks to CRO, and senior management Monitor risks across multiple time zones What We’re Looking For: 6+ years of experience (finance or development) Deep knowledge of Derivatives Knowledge of Digital Assets and DeFi strongly preferred Degree in finance, computer science or other quantitative subjects Experience in Python, SQL, and Excel Good communication skills and is a critical thinker Bonus Points: Experience with financial data and processes Prior experience in a market risk management or a risk taking role Knowledge of market What We Offer: Competitive base salary and discretionary bonus Flexible Time Off (paid) 3% 401(k) company contribution Company-paid health and protective benefits for employees, partners, and other dependents Generous paid Parental Leave Free virtual coaching and counseling sessions through Ginger Opportunities to learn about the Crypto industry Free daily snacks in-office Smart, entrepreneurial, and fun colleagues Employee Resource Groups *Benefits may vary depending on location. Apply now and join us on our mission to engineer a new economic paradigm. The base salary ranges included below will be commensurate with candidate experience, expertise and local market. Final offer amounts are determined by multiple factors, including candidate experience and expertise. At Galaxy, we maintain a total compensation philosophy which consists of a competitive base salary, annual bonus, and equity incentives. Base Salary Range $150,000 — $200,000 USD Galaxy respects diversity and seeks to provide equal employment opportunities to all employees and job applicants for employment without regard to actual or perceived age, race, color, creed, religion, sex or gender (including pregnancy, childbirth, lactation and related medical conditions), gender identity or gender expression (including transgender status), sexual orientation, marital or partnership or caregiver status, ancestry, national origin, citizenship status, disability, military or veteran status, protected medical condition as defined by applicable state or local law, genetic information or predisposing genetic characteristic, or other characteristic protected by applicable federal, state, or local laws and ordinances. We will endeavor to make a reasonable accommodation to the known limitations of a qualified applicant with a disability unless the accommodation would impose an undue hardship on the operation of our business. If you believe you require such assistance to complete the application process or to participate in an interview, please contact careers@galaxy.com.  

Posted 30+ days ago

Risk Management Framework Coordinator 3-logo
Risk Management Framework Coordinator 3
ARSIEMAnnapolis Junction, MD
About ARSIEM Corporation At ARSIEM Corporation we are committed to fostering a proven and trusted partnership with our government clients. We provide support to multiple agencies across the United States Government. ARSIEM has an experienced workforce of qualified professionals committed to providing the best possible support. As demand increases, ARSIEM continues to provide reliable and cutting-edge technical solutions at the best value to our clients. That means a career packed with opportunities to grow and the ability to have an impact on every client you work with. ARSIEM seeks a Risk Management Framework Coordinator 3 . This position will support one of our government clients in Annapolis Junction, MD. Responsibilities Provide a process integrating risk management activities into the system life cycle process. Perform and complete organizational and management tasks that support the Government's cyber mission efforts. Manage information security, systems, and enclave risk across the organization. Manage risks, risk mitigation plans and strategies, deadlines and progress across Technical Task Orders and leadership to ensure mission priorities are delivered within budget cost, efficient performance, and delivered on time. Minimum Qualifications Fifteen (15) years of experience in one or more of the following fields: Risk Management, Process Improvement, or Project Management. Five (5) years of experience with COTS risk management tools (e.g., Active Risk Manager (ARM)), statistics, data collection, analysis, data presentation, and the application of automated data management tools in a classified environment. Experience in the Agile Scrum methodology. Five (5) years of direct experience with an intelligence community or signals intelligence activity is desired. A Bachelor’s degree in Business Management, Computer Science, Electrical Engineering, Information Management, or Program Management. In lieu of a Bachelor’s degree, an additional four (4) years may be substituted. Required Certifications (one or more): CAP, CASP+ CE, CISM, CISSP (or Associate), GSLC, CCISO, HCISPP Required Capabilities Coordinate TTO tasks with customer organizations (directorate/group/office level) as necessary to implement RMF services Communicate with clients about expectations and goals Collaborate with Government Program Manager, leadership, Business Financial Managers, Contracting Officers, Contracting Officer Representatives, mission teams and agency leadership on risks. Work with the mission and Government PM to identify risks to organizations, programs, systems, etc. Collaborate with mission and Government PM risk mitigation plans and strategies. Coordinate risks, risk mitigation plans, and progress across the teams to ensure delivery of task is delivered on time and within budget Organize transition effort work with industry, leadership, Program Manager, and mission leaders. Serve as the RMF Coordinator Lead for risk management operations. Clearance Requirement: This position requires an active TS/SCI with a polygraph. You must be a US Citizen for consideration. Candidate Referral: Do you know someone who would be GREAT at this role? If you do, ARSIEM has a way for you to earn a bonus through our referral program for persons presenting NEW (not in our resume database) candidates who are successfully placed on one of our projects. The referrer is eligible to receive the sum for any applicant we can place within 12 months of referral. The bonus is paid after the referred employee reaches six months of employment. ARSIEM is proud to be an Equal Opportunity and Affirmative Action Employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability or veteran status, age, or any other federally protected class.

Posted 30+ days ago

Entry Level Sales Executive - Risk Management-logo
Entry Level Sales Executive - Risk Management
Cottingham & ButlerMadison, Wisconsin
Cottingham & Butler is actively looking for ambitious and driven entry-level Sales Executives in our Madison, Wisconsin location! Seeking all sales minded, soon-to-be college graduates, recent college graduates, or individuals with 1-3 years of sales experience who are motivated by financial rewards. What You'll Get: At Cottingham & Butler, we offer an exceptional sales career that opens the door to boundless opportunities and unlimited earning potential. You will be immersed in a dynamic environment surrounded by a team that is dedicated to equipping you for success. Through comprehensive training, unparalleled service support, unique resources, and the necessary tools, we ensure that you have everything you need to build a highly lucrative sales career. What You'll Do: Learn the business and become a trusted advisor to company leaders. Identify, qualify, and close prospects. Manage and retain your book of business and actively work towards its growth to unlock substantial financial growth. Strategize and develop customized solutions for clients, leveraging available programs to deliver services that exceed client expectations. Cultivate strong relationships with top decision makers, ensuring long-term client retention. Collaborate with our service team to create compelling proposals and deliver impactful presentations to clients and prospects. Earn relevant designations and stay up-to-date on continuing education credits provided by the company to enhance your professional growth and earning potential. High concentration of clients in Construction, Manufacturing, and Food & Agriculture industries. Working with C-Suite Executives to develop the best risk management solution surrounding a company's Property and Casualty Insurance. Mentorship, training, and development with industry leading experts - Construction, Manufacturing, and Food & Agriculture. 12 month training program to build technical knowledge in specific industries as well general insurance knowledge. People We Hire: If you thrive in a fast-paced, competitive environment and possess a relentless drive for success, Cottingham & Butler is the ideal place for you. You will be surrounded by industry-leading professionals, including several teammates who manage books of business exceeding $1 million. Additionally, you'll have access to our exceptional service teams and in-house specialists focused on account management, technology, compliance, analytics, client communications, and more—resources that will elevate your sales performance and financial success. About Cottingham & Butler: At Cottingham & Butler, we sell a promise to help our clients through life’s toughest moments. To deliver on that promise, we aim to hire, train, and grow the best professionals in the industry. We look for people with an insatiable desire to succeed, are committed to growing, and thrive on challenges. Our culture is guided by the theme of “better every day” constantly pushing ourselves to be better than yesterday – that’s who we are and what we believe in. As an organization, we are tremendously optimistic about the future and have incredibly high expectations for our people and our performance. Our ability to grow as a company, fuels investments in new resources to better serve our clients and provide the amazing career opportunities our employees want and deserve. This is why we are a growth company and why we are committed to being better every day. Want to learn more? Follow us on www.CottinghamButler.com | LinkedIn | Facebook

Posted 30+ days ago

Senior Risk Management Specialist-logo
Senior Risk Management Specialist
Anaheim DucksAnaheim, California
A great experience starts with you! Join our team to help create and develop the future of live entertainment and sports in Orange County! Once you've had a chance to explore our current open positions, apply to the ones you feel best suit you, as an applicant, you can always see your application status in your profile. Mission: To enrich the lives in our community through shared experiences, welcoming spaces, and responsible actions. Vision: We will be the social and entertainment center of Orange County – a place where the cultural kaleidoscope of the region converges and connects. Our vibrant, rich collection of experiences will celebrate the diversity of our community. Values: Be Safe | Do the Right Thing | Be Generous | Include Everyone | Make it Easy | Be Bold Job Title: Senior Risk Management Specialist Pay Details: The annual base salary range for this position in California is $75,000 to $90,000 per year. The starting pay for the successful candidate depends on various job-related factors, including but not limited to the candidate’s geographic location, job-related knowledge, skills, experience, education/training, internal value, peer equity, external market demands, and organizational considerations. The Senior Risk Management Specialist supports the Risk Management department regarding all aspects of the organization’s risk and insurance programs, while ensuring regulatory and safety compliance. This role requires an individual who possesses critical thinking skills, understands the sense of urgency and the importance of confidentiality, and can work both independently and with the team. This role will compile, coordinate, and maintain underwriting information for insurance renewals, will assist with insurance coverage placement for newly identified exposures, manage incidents, assist with incident/accident investigations, support management with claims administration, and work closely with Finance Teams regarding insurance invoicing and allocations. The Senior Risk Management Specialist will assist management in analyzing and managing risks across the organization. Responsibilities Work closely with business units to compile underwriting data for insurance renewal submissions Conduct site investigations pursuant to incidents/accidents and prepare incident investigation reports with risk mitigation recommendations for management Assist Manager and work with Legal as necessary on incident and claims investigations Work closely with Security to obtain and review surveillance footage of incidents/accidents when necessary Perform risk assessments and site safety inspections for various locations and departments utilizing independent judgment and discretion to make immediate decisions to address high-risk conditions Provide follow-up and risk reduction recommendations to business units to correct concerning conditions Develop, implement, and update standard operating procedures for various sites and business units to reduce risk exposures Manage the certificate of insurance and endorsement request process with all business units at all locations, as well as work with insurance brokers on parameters for the requests based on contractual obligations Work closely with the Finance Teams to determine allocations and ensure insurance invoices are paid timely Maintain documentation, including policy information, claims files, certificates of insurance and endorsements on Risk Management’s SharePoint Upon management’s request, participate in claims management reviews with insurance adjusters, defense counsel, and insurance brokers Assist management with contract reviews as it pertains to liability and insurance provisions Work with the Risk Analyst to review and identify loss trends for the development of loss control programs, including the implementation of training, and roundtable solutions with key stakeholders to mitigate risks Provide weekly updates regarding claims activity and any other Risk Management projects and activities assigned Skills Bachelor’s Degree or college course work in Risk Management or related field 1-2 years of accident investigation experience and at least 3+ years of risk management and insurance experience California Licensed in Fire & Casualty preferred Proficient in Excel, Word, PowerPoint, and SharePoint Strong organizational and project management skills Excellent written and verbal communication skills Proven experience taking appropriate action or making decisions in ad hoc situations Strong communication and interpersonal skills, with the ability to present complex information clearly Able to prepare clear, concise, and accurate reports and correspondence Able to work independently with minimal supervision and in team setting Able to handle sensitive situations with compassion, tact, and confidentiality Must possess and maintain a valid California Driver’s License Knowledge and Experience Education – Bachelor’s Degree or college course work in Risk Management or related field Experience Required – 1-2 years of accident investigation experience and at least 3+ years of risk management and insurance experience This position is on-site. JM2025 Company: OC Sports & Entertainment, LLC Our Commitment: We are committed to providing an environment of mutual respect where equal employment opportunities are available to all applicants and team members without regard to race, color, religion, sex (including pregnancy and gender identity), national origin, political affiliation, sexual orientation, marital status, disability, genetic information, age, membership in an employee organization, parental status, military service, medical condition or any protected category prohibited by local, state or federal laws. We are firm believers that diversity and inclusion among our team members are critical to our success, and we seek to recruit, develop, and retain the most talented people from a diverse candidate pool. Thanks for your interest in becoming part of ocV!BE!

Posted 5 days ago

Head of Credit Risk Management-logo
Head of Credit Risk Management
Massachusetts Mutual Life Insurance Co.Boston, Massachusetts
The Opportunity This is an opportunity for an exceptional, highly motivated, collaborative, experienced risk individual to join MassMutual’s Capital and Investment Risk Management team and the broader Enterprise Risk Management. The successful incumbent will lead the Credit Risk Management team that plays a key role in the management of risks associated with MassMutual’s investment decisions and use of capital. With a focus on credit risk management, you will partner with leaders across ERM, Investment Management and CFO to identify, measure and develop recommendations to manage enterprise investment risk exposures. As part of the Capital & Investment Risk leadership team, you will provide a view into the functional effectiveness of the team (e.g., collaborating with your peers on the coordination and prioritization of work, evolution of processes). You will also support the Head of Capital & Investment Risk and team strategy with high-level thought leadership. The Team This role reports to the Head of Capital & Investment Risk, a member of the Enterprise Risk Management leadership team. It will interact closely with leaders in the Investment Management and Finance divisions to deliver insights and influence decisions regarding MassMutual’s investment risk-taking and use of capital, helping to protect MassMutual’s financial strength and enable it to achieve its strategy. The Capital & Investment Risk team brings together a diverse team of experts across capital markets, risk management, actuarial, and quantitative disciplines that works together to deliver analysis and recommendations related to the management of credit, market, liquidity and capital risk, consistent with the enterprise risk appetite framework for which the team is also responsible. Within this, the Credit Risk Management team comprises a group of professionals that bring together fundamental and quantitative credit risk analysis and expertise to ensure sound management of MassMutual’s portfolio and counterparty credit risks. The team continues to be successful in driving improvements in tools, technology and processes, for more consistent risk analysis and reporting, and enabling greater opportunities for scale and efficiency within ERM and with stakeholders in Investment Management and Finance. The Impact You will ensure MassMutual’s credit risks are well mitigated, with robust risk management controls and frameworks in place, that remain appropriate for MassMutual’s evolving business strategy and operating environment. You will partner with your Capital & Investment Risk peers to ensure that the variety of analytical and risk management processes and deliverables within the team are connected and scaled for maximum impact and efficiency. A key to success in this position will be the ability to work collaboratively with other leaders within Capital & Investment Risk Management, the Investment Management and Finance functions, and within MassMutual’s asset management subsidiaries. The successful candidate will have experience leading teams, facilitating fluid communications, and uniting people across organizations to keep them moving forward. Notable responsibilities include: • Oversight responsibility for credit risk management, including coordinating with leaders in Investment Management and CFO to ensure associated policies and frameworks and their execution remain current and appropriate to the company’s overall objectives and risk appetite • Ensure effective governance of all key credit risks through consistent approach to risk identification and top risk processes, collaborating with Investment Management, and maintain a current view of macroeconomic and investment risk themes and topics. • Accountability for counterparty credit risk management, notably related to MassMutual’s use of derivatives and reinsurance, including management of Counterparty Credit Risk Committee and related credit surveillance and analysis • Support the Head of Capital & Investment Risk and Chief Risk Officer in new deal approval process by providing due diligence review and risk insights into potential new investments, particularly those which are large, complex and private in nature. • Conduct targeted credit reviews of portfolios expected to be most exposed under stressed credit cycle scenarios, utilizing credit risk modeling tools to support analysis • Partner with others in Capital & Investment Risk Management, notably Head of Capital Risk, to analyze potential impacts and available management options associated with credit risk stresses and other tail scenarios, to recommend appropriate actions as appropriate • Ensure market-leading credit risk analytical capabilities are maintained as needed to support portfolio and counterparty credit risk management, CECL (Current Expected Credit Losses), risk appetite analysis and reporting, coordinating with Investment Management and Enterprise Technology. • Coordinate with the Sustainability and Investment Management teams to provide insights into climate related investment risks, and ensure climate risk considerations are appropriately reflected in relevant investment risk measurement tools, policies and frameworks • Work with Investment Management to ensure continuation of appropriate risk controls and oversight of our external investment managers • Scope and lead complex projects, often in a matrixed setting across multiple functions applying change management, influencing, and communication skills • Present risk analysis and recommendations to the Investment Oversight Committee and Enterprise Risk Committee • Attract, develop and retain top talent with a special focus on inclusion and career development; design and distribute work strategically, empowering the team to execute collectively and effectively. To do this, it is expected that you will: • Inspire and motivate ERM colleagues to succeed in the function’s key priorities • Quickly establish credibility with a wide range of stakeholders • Proactively collaborate with other teams in ERM as well as in the business lines • Be a committed team player and a dedicated coach/player manager • Inform and influence others appropriately, clearly and on a timely basis • Adapt and thrive in complex, uncertain and changing situations • Listen actively, and challenge yourself and others to think about all angles of the issue • Quickly self-educate on new topics with less familiarity • Have interest in a wide range of business issues The Minimum Qualifications • 10+ years of relevant work experience working in investment risk management (insurance company focus); • Extensive experience in fundamental credit risk analysis and quantitative credit modeling across a wide range of fixed income, structured, equity and real estate asset classes • Knowledge and experience working with derivatives and reinsurance • 5+ years managing people and a well established record of project management; • Success working in collaborative team environment with matrix management; • Strong executive communication and presentation skills; and, • Ability to work independently and take initiative. The Ideal Qualifications • Deep investment risk expertise within the insurance industry, including a clear understanding of credit risk frameworks, taxonomy and related risk management techniques and tools • Capital markets experience, including detailed knowledge and experience and familiarity with range of asset classes relevant to MassMutual • Working knowledge and experience working on ESG initiatives • Superior communication skills, both verbal and visual • Strong analytical and problem-solving skills, including ability to drill down on details, perform analyses, resolve issues and distill findings into a concise summary of key conclusions and recommendations • Experience of leading large, complex projects • 5+ years of insurance risk experience • An advanced degree in Financial Engineering, Mathematics, Actuarial Science, Physics, Engineering or similar quantitative discipline preferred; • Relevant professional certifications (e.g., FSA, CFA, CAIA, FRM) preferred • Experience working with Moody’s Analytics credit risk modeling tools What to Expect as Part of MassMutual and the Team • Regular meetings with peer leaders within the Capital & Investment Risk Team, senior stakeholders in Investment Management and CFO, as well as regular interactions with the Investment Oversight Committee, Internal Approval Committee and Enterprise Risk Committees • Focused one-on-one meetings with your manager • Access to mentorship opportunities • Access to learning content on Degreed and other informational platforms • Your ethics and integrity will be valued by a company with a strong and stable ethical business with industry leading pay and benefits #LI-IZ1 Why Join Us. We’ve been around since 1851. During our history, we’ve learned a few things about making sure our customers are our top priority. In order to meet and exceed their expectations, we must have the best people providing the best thinking, products and services. To accomplish this, we celebrate an inclusive, vibrant and diverse culture that encourages growth, openness and opportunities for everyone. A career with MassMutual means you will be part of a strong, stable and ethical business with industry leading pay and benefits. And your voice will always be heard. We help people secure their future and protect the ones they love. As a company owned by our policyowners, we are defined by mutuality and our vision to put customers first. It’s more than our company structure – it’s our way of life. We are a company of people protecting people. Our company exists because people are willing to share risk and resources, and rely on each other when it counts. At MassMutual, we Live Mutual. MassMutual is an Equal Employment Opportunity employer Minority/Female/Sexual Orientation/Gender Identity/Individual with Disability/Protected Veteran. We welcome all persons to apply. Note: Veterans are welcome to apply, regardless of their discharge status. If you need an accommodation to complete the application process, please contact us and share the specifics of the assistance you need. At MassMutual, we focus on ensuring fair, equitable pay by providing competitive salaries, along with incentive and bonus opportunities for all employees. Your total compensation package includes either a bonus target or in a sales-focused role a Variable Incentive Compensation component. For more information about our extensive benefits offerings please check out our Total Rewards at a Glance.

Posted 3 weeks ago

Risk Management and Compliance Manager-logo
Risk Management and Compliance Manager
External PrecisionPella, Iowa
PURPOSE OF POSITION The Risk Management and Compliance Manager is responsible for overseeing the organization’s risk management and compliance strategies. This involves developing and implementing risk management frameworks, guiding the compliance program, and providing expertise in safety, legal, and regulatory matters across the organization. The Risk Management and Compliance Manager will lead a team of professionals to identify, assess, and mitigate risks and ensure full compliance with applicable laws and regulations. ESSENTIAL DUTIES AND RESPONSIBILITIES The following duties are normal for this position. These are not to be construed as exclusive or all inclusive. Other duties may be required and assigned. Risk Management: Develop and execute risk management strategies aligned with organizational goals and industry best practices. Oversee the identification and mitigation of financial, operational, and safety risks. Lead the development of crisis management and business continuity plans to mitigate operational disruptions and ensure rapid recovery from events. Continuously improve internal and external risk environments and in response to emerging threats. Compliance Oversight: Develop and maintain compliance policies and ensure legal and regulatory adherence. Lead compliance audits, inspections, and assessments to ensure company practices align with legal and regulatory standards. Stay updated on regulatory changes and adjust practices to maintain compliance. Collaborate with departments to provide compliance training and resolve violations. Safety and Workers' Compensation Management: Oversee safety programs, ensuring OSHA and other safety standard compliance. Lead initiatives to reduce accidents, injuries, and workers' compensation claims. Manage the workers' compensation program, ensuring timely and accurate claim reporting, claim resolution, and employee return-to-work strategies. Work with HR, legal, and insurance providers to address safety concerns, workers' compensation claims, and workplace injury prevention. Leadership and Team Development: Lead and develop a high-performing risk management and compliance team. Collaborate with internal departments to ensure risk management and compliance initiatives are integrated into day-to-day operations. Foster a culture of risk awareness and compliance throughout the organization. Risk Reporting and Communication: Maintain detailed records of risk assessments, compliance audits, mitigation strategies, and corrective actions. Provide actionable insights to leadership regarding risk trends and compliance gaps. Ensure accurate and timely reporting of incidents and violations. Continuous Improvement and Monitoring: Drive continuous improvement in risk management and compliance practices. Implement and track key performance indicators (KPIs) to assess effectiveness. Collaborate with external experts to optimize risk management strategies QUALIFICATIONS To perform this job successfully, an individual must be able to perform each essential duty satisfactorily. The requirements listed below are representative of the knowledge, skill, and/or ability required. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions. Strong interpersonal and communication skills with the ability to influence and inspire employees at all levels. Attention to detail. The ability to adapt well to change. Expertise in risk assessment and mitigation. Deep understanding of compliance regulations. Strong leadership, organizational, and project management skills. High level of confidentiality and integrity when handling sensitive information. EDUCATION – EXPERIENCE – COMPUTER SKILLS Bachelor’s degree in: Business Administration, Risk Management, Occupational Health and Safety, or a related field (Master’s Degree preferred) and; 10+ years in risk management or compliance, with at least 5 years in leadership positions. Knowledge: In-depth knowledge of regulatory frameworks, risk management methodologies, and industry standards. Proven experience in managing risk and compliance programs, including safety and workers’ compensation. TRAINING – CERTIFICATIONS – LICENSES Certifications: Certified Risk Manager (CRM), Certified Compliance and Ethics Professional (CCEP), Certified Safety Professional (CSP), or equivalent. Driver License required COMPETENCIES To perform this position successfully, individual should demonstrate the following work competencies: Safety and Security - Observes safety and security procedures; Uses equipment properly. Problem Solving - Identifies and resolves issues in a timely manner. Communication Skills – Speaks clearly, listens and receives clarification, respond to questions. Dependability - Follows instructions, responds to management direction, and takes responsibility. Quality Assurance - Demonstrates accuracy and thoroughness. Ethics/Professionalism – Must treat people with respect; Works ethically and with integrity. Organizational Support - Follows policies and procedures. Judgment - Exhibit’s sound and accurate judgment. PHYSICAL DEMANDS The physical demands described here are representative of those that must be met by an employee to successfully perform the essential functions of this job. While performing the duties of this job, the employee is regularly required to sit. The employee is frequently required to use hands to finger, handle, or feel, and talk or hear. The employee is occasionally required to stand, walk, reach with hands and arms, stoop, kneel, crouch, or crawl, lift and or move up to 50 pounds, repetitively use right hand for simple/light grasping, repetitively use left hand for simple/light grasping, repetitively use right hand for firm/heavy grasping, repetitively use left hand for firm/heavy grasping, repetitively use right hand for fine dexterity, and repetitively use left hand for fine dexterity. Specific vision abilities include close, distance, color and peripheral vision, and the ability to adjust focus. Specific hearing abilities required by this job include the ability to hear customers and the ability to hear instructions from others. ENVIRONMENTAL ADAPTABILITY The noise level in the work environment is usually moderate. Occasionally exposed to work in high, precarious places, toxic or caustic chemicals, outdoor weather conditions, and risk of electrical shock. Frequently exposed to wet or humid conditions (non-weather), extreme cold (non-weather), extreme heat (non-weather), and vibration. The employee is regularly exposed to work near moving mechanical parts and fumes or airborne particles. Steel-toed shoes, safety glasses, and ear plugs are required in production areas and where posted. Other Duties Please note this job description is not designed to cover or contain a comprehensive listing of activities, duties or responsibilities that are required of the employee for this job. Duties, responsibilities and activities may change at any time with or without notice. Precision, Inc. is an Equal Opportunity Employer. In compliance with the Americans with Disabilities Act, The Employer will provide reasonable accommodations to qualified individuals with disabilities and encourages prospective employees and incumbents to discuss potential accommodations with Precision, Inc.

Posted 30+ days ago

Analyst, Risk Management - Captive-logo
Analyst, Risk Management - Captive
Home DepotAtlanta, Georgia
With a career at The Home Depot, you can be yourself and also be part of something bigger. POSITION PURPOSE - Support Home Depot’s Risk Management Department, with a special emphasis on supporting captive programs , by analyzing performance of captive coverage lines, monitoring loss data, and supporting regulatory/organizational needs of the captive. As an integral part of the Risk Management team, the Risk Analyst will analyze retained risk exposure within the captive to ensure the risk profile of the captive aligns with the department philosophy and track and reconcile claims activity within the captive. Additionally, the incumbent will support insurance renewals, including the collection and validation of exposure data, completion of renewal applications, and regulatory/audit documentation, as well as supporting semi-annual actuarial review process by validating accuracy of loss data and coordinating with involved parties. The ideal candidates will be well-versed in developing presentation materials for leadership surrounding new projects, insurance coverage, and conveying complex data in a digestible manner by specified deadlines and be comfortable assisting with traditional risk finance organizational tasks supporting various Home Depot operations units. MAJOR TASKS, RESPONSIBILITIES AND KEY ACCOUNTABILITIES Manage the Risk Management Information System (RIMS); act as liaison with the RIMS vendor. Oversee production of monthly field reports, as well as ad hoc reports; training of users in systems from various departments. Assist in the preparation of U.S. and international insurance renewal information and applications. Administration of workers’ compensation self-insurance and monopolistic state/province programs, including annual review of cost effectiveness and filings with state agencies. Coordinate/design preparation and distribution of monthly and quarterly statistical reports, as well as special reports for Division and Executive Management; prepare and distribute quarterly claims data reports for actuarial review; administer workers ‘compensation and general liability allocation program; design and run, upon request, analytical or informational reports for all functions of the Risk Management, Legal and Safety Departments. Oversight of Certificate of Insurance issuance, Memorandum of Insurance, vehicle insurance identification cards and surety bond process. Coordinate the integration of various claims data resources (e.g., tele-reporting service, third-party claims administrators, insurers, state/provincial workers’ compensation agencies, etc.) and exposure data (I.e., labor hours, transactions and sales) into the RMIS. Review insurance and indemnifications of contracts and provide feedback to the Legal Department and/or outside counsel. Ensure data integrity of the RMIS process through coordination with Data Quality Coordinator and vendor partners. REQURIED QUALIFICATIONS Proficient in Excel and PowerPoint Strong analytical, problem solving and judgment skills Organization, planning and prioritization skills Ability to manage deadlines and work under pressure at times PREFERRED QUALIFICATIONS – Knowledge of risk management and insurance principals Knowledge of captive insurance companies Experience in managing data and building reports for insurance programs Experience with large data sets and consolidating multiple data sets findings in streamlined reporting Experience reviewing financial statements NATURE AND SCOPE - Typically reports to Director or Manager of Risk Management with no direct responsibility for supervising others. ENVIRONMENTAL JOB REQUIREMENTS - Located in a comfortable indoor area. Any unpleasant conditions would be infrequent and not objectionable. Typically requires overnight travel less than 10% of the time. MINIMUM QUALIFICATIONS - Must be eighteen years of age or older. Must pass the Background Check. Must pass pre-employment tests if applicable. EDUCATION REQUIRED - The knowledge, skills and abilities typically acquired through the completion of a bachelor's degree program or equivalent degree in a field of study related to the job. YEARS OF RELEVANT WORK EXPERIENCE – 1-5 PHYSICAL JOB REQUIREMENTS - Most time sitting in a comfortable position and there is frequent opportunity to move about. On rare occasions there may be a need to move or lift light articles. KNOWLEDGE, SKILLS, ABILITIES AND COMPETENCIES - Advanced interpersonal skills for dealing with sensitive or controversial situations. Effective oral and written communication, skills and problem solving. Ability to solve problems by considering courses of action within the framework of management's goals and standards. Flexibility and team orientation required.

Posted 1 week ago

Enterprise Risk Management Analyst II-logo
Enterprise Risk Management Analyst II
VyStar Credit UnionJacksonville, Florida
At VyStar, we offer competitive pay, an excellent benefit package that includes a 401(k) Plan, an extensive paid technical and on-the-job training program, and tuition reimbursement--available to all full and part time employees. Part time positions start at a minimum of 30 hours per week. We encourage you to become a part of VyStar Credit Union's family of employees. Enterprise Risk Management Analyst II ACCOUNTABILITY STATEMENT Enterprise Risk Management department is tasked with maintaining the Enterprise Risk framework of the Company with oversight responsibility and reporting to the Enterprise Risk Management (ERM) committee of the Board. Enterprise Risk provides guidance and input to Business Units on their risk profiles and risk reporting and develops risk assessments and metrics to keep the Board informed of the Company's adherence to established risk appetite statement. This position assists the Enterprise Risk Management department with developing and maintaining the Company's Enterprise Risk Management framework. Responsibilities: Further develop and help maintain the Company's Enterprise Risk Framework. Work within the company's Governance/Risk/Compliance (GRC) software including: Work with business units to document risks and controls and populate those into the software library. Work with business units to establish risk metrics and populate those into the software library. With business unit input, develop and perform risk assessments within GRC software. Work with business units to establish action plans for risk issues identified. Create software documentation and procedures and conduct training as needed especially as related to risk assessments. Assist with the assembly of ERM Committee reports and packets Support other areas of the Enterprise Risk Management (ERM) team including the development and reporting of risk appetite and KPIs reports Knowledge of security and compliance control frameworks such as NIST, CIS, SOX, SOC, GDPR, ISO, COBIT, COSO, ISO31000 Support the overall goal of collaboration and supporting a cybersecurity culture by building and maintaining relationships across third party engagements. Produces management reporting on the enterprise issues inventory to highlight business risk exposure, past due items and trends in deficiency root cause. Coordinates daily with business partners on issue progress and status update commentary. Executes key requirements to support the Risk and Control Self-Assessment (RCSA) process which rates and highlights the key risks and controls within each business unit. Identify improvement levers and opportunities to enhance risk & controls. Enhances tool capabilities associated with risk management programs to ensure appropriate workflow controls, refine data quality/completeness and improve end user experience. Develops Governance documents and status updates on risk projects and initiatives including trackers, risk calendars and other documents upon request. Participates in Project Management efforts. Supports the broader Risk organization in evolving the risk framework across all business units, ensuring alignment with the Enterprise Risk Management framework (ERM). Develop robust risk response plans across multiple business units. Develop and/or implement (repeatable/automated) analytical solutions and tools to analyze risk portfolios - reporting, data management, data interpretation into key observations and trends. Leverage statistics and modeling for forecasting and risk identification. All other duties as assigned (note: essential functions and responsibilities may change or new ones may be assigned at any time with or without notice). All employees and business units, as first line of defense, are expected to proactively help identify, assess, manage, and report risks within their domain of work. To enhance a healthy risk culture and support our growth for good pillar, employees will maintain vigilance in safeguarding our operations while ensuring compliance with regulatory mandates. The Risk team serves as the second line of defense by providing risk oversight and credible challenge whereas the Audit team serves as the third line of defense by providing risk assurance. VyStar Excellence Behaviors: Demonstrate each of the following VyStar Excellence behaviors in performing duties and responsibilities. Focus – Focus your full attention by carefully listening to and observing your clients or member. Connect – Consistently be friendly and approachable. Demonstrate you care. Understand – Listen empathetically and ask questions (70% to 30%). Counsel – Recommend solutions based on your client’s or member’s needs and objectives. Advance – Ensure that member’s or client’s expectations were exceeded. Verify necessary follow-up actions were completed. EDUCATION and/or EXPERIENCE: 2 - 4 years of risk management, regulatory or operations experience in a relevant functional area to include banking, insurance, financial services, audit, project management, public accounting or other related operational area. Bachelor’s degree with preferred emphasis on Business and/or management related courses. Advanced degree/designation in Risk Management, Business, Finance, or other discipline relevant to risk management and 2 years work of experience in a discipline relevant to risk management. Experience in preparing various reports, such as spreadsheets, tables and graphs utilizing pivot tables, Power Pivot and/or use of VLOOKUPs in Excel Proficient in data management and reporting tools strongly desired: Essbase, SQL, SAS, Word, Excel, Power Point, Access, Python, R. Knowledge, Skills, and Abilities Demonstrated experience in conflict resolution management and ability to effectively challenge at all levels of management and influence business outcomes. Ability to effectively work with both internal and external partners in a highly collaborative environment. Ability to communicate complex concepts and findings in a clear and concise manner. Ability to assist with multiple projects, work in fast-paced environment and meet deadlines. Maintains professional composure, objectivity and fairness when dealing with conflict or sensitive matters. Ability to travel as needed to successfully perform position responsibilities. Excellent ability to rely on experience and judgment to plan and accomplish various goals and objectives and to produce high quality materials within tight timeframes. Disclaimers and Work Environment Nothing in this position description is an implied contract for employment. The position description is intended to be an accurate account of the essential functions. The functions are not all encompassing and are subject to change at any time by management. The work environment characteristics described are representative of those that an employee encounters while performing the essential functions of this job. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions. As required or requested, may exert up to 20 pounds of force occasionally and/or a negligible amount of force constantly to lift, carry, push, pull or otherwise move object. VyStar Credit Union is not seeking outside assistance or accepting unsolicited resumes from staffing agencies or search firms for employment or contractor opportunities. Any resumes submitted by an outside vendor to any employee at VyStar via e-mail, internet, or directly to hiring managers without a valid written search agreement with the Talent Acquisition / HR department will be deemed the sole property of VyStar Credit Union. No placement fee will be paid if a candidate is hired as a result of the referral, or through other means. Thank you for your inquiry regarding our current job opening. Your resume will be carefully reviewed against the position requirements. Should your experience and skills match, you will be contacted by one of our Human Resources department staff members. Thank you again for your interest in this position! VyStar Credit Union Human Resources

Posted 6 days ago

Sales Consultant- IN Risk Management-logo
Sales Consultant- IN Risk Management
The MJ CompaniesCarmel, Indiana
Proactively drive sales and services to new and existing clients by providing innovative solutions to all of their risk management needs. ESSENTIAL & TECHNICAL FUNCTIONS > Consult with clients to understand business needs and objectives; identify and qualify potential sales opportunities; create and execute strategy independently driving consistent results. > Demonstrate advanced knowledge of customer industry including terminology, technology trends, challenges and government regulations; demonstrate ability to match optimal insurance products to client’s unique business needs. > Build and maintain relationships founded on trust with key decision makers or potential influencers; nurture relationships over longer sales cycle. > Effectively utilize all resources within department to exceed client expectations; actively collaborate with resources outside department to maximize sales opportunities. > Represent company at trade association meetings, carrier forums and industry gatherings. > Responsible for mentoring of ‘rookie’ producers. REQUIRED EXPERIENCE > 3-10 years experience in risk management / sales role > Experience in mentoring and developing new sales team members > Coachable and competitive entrepreneurial spirit; high degree of self-motivation and discipline > Excellent written and verbal communication skills; demonstrated facilitation, negotiation and persuasion skills > Demonstrated ability to manage pipeline data and measure performance standards to ensure achievement of sales goals > Proficiency in MS Office products (Outlook, Excel, Word) REQUIRED EDUCATION/CERTIFICATION > Bachelor’s degree in Sales, Marketing, Risk Management or related business discipline > Property & Casualty license or ability to obtain JOB LOCATION >Carmel, Indiana

Posted 6 days ago

Senior Principal Risk Management Trainer-logo
Senior Principal Risk Management Trainer
Portland General Electric CompanyTualatin, Oregon
At PGE, our work involves dreaming about, planning for, and realizing a smarter, cleaner, more enduring Oregon neighborhood. Its core to our DNA and we haven’t stopped since we started in 1888. We energize lives, strengthen communities and drive advancements in energy that promote social, economic and environmental progress. We’re always on the lookout for people passionate about leading and being a part of teams that are advancing innovative clean energy solutions that are also affordable and accessible to all. Summary This role involves developing and delivering training programs on risk management and trading for energy markets. The individual will assess training needs, monitor effectiveness, and update content based on feedback. They must stay updated on industry developments and provide ongoing support to trainees. Detailed documentation of training sessions and collaboration with content developers for long-term training are also required. The position demands communication skills, and the ability to engage and motivate trainees. Key Job Information Principal Quantitative Risk Analyst Training Grade 9 Career Level: 5 Principal: Requires a recognized expert within the company Anticipates internal and or external business challenges and vendor and/or regulatory issues; recommends process, product or service improvements; Solves unique and complex problems that have a broad impact on the business; Progression to this level is restricted on the basis of business requirements Key Responsibilities Develop Training Programs: Create comprehensive training modules covering risk management techniques, and market analysis regarding risk Management principals , and trading strategies specific to energy markets. Deliver Training Sessions: Conduct in-person and virtual training sessions for Risk Manager professional Assess Training Needs: Collaborate with management to identify training needs and tailor programs to address specific challenges faced by the organization. Monitor and Evaluate: Continuously assess the effectiveness of training programs through feedback and performance metrics, making necessary adjustments to improve outcomes. Stay Updated: Keep abreast of the latest developments in energy markets, regulatory changes, and risk management practices to ensure training content remains current and relevant. Provide Support: Offer ongoing support and guidance to trainees, helping them apply risk management techniques in real-world scenarios. Documentation: Maintain detailed records of training sessions, materials, and participant progress. Work with Content developers to create CBT for long term training of Risk Management Team and perform continues improvement. Education/Experience/Certifications Requires a bachelor’s degree in computer science, electrical engineering, economics or other related field or equivalent experience. MSc or PhD in mathematics, statistics or computer science or related field, such as physics, economics or operations research preferred. Education : Bachelor’s degree in finance, economics, business, or a related field. Advanced degrees or certifications (e.g., CFA, FRM) are preferred. Experience : Minimum of 5 years of experience in energy markets and risk management, with a proven track record of successful training delivery. Skills : Strong analytical skills, excellent communication and presentation abilities, proficiency in risk management tools and software, and a deep understanding of energy markets. Time series analysis and Monte Carlo simulations, advanced regression and econometric techniques, advanced optimization techniques leveraging commercial solvers. Knowledge : In-depth knowledge of risk management principles, trading strategies, and regulatory requirements in energy markets. Attributes : Ability to engage and motivate trainees, adapt training methods to different learning styles, and work collaboratively with various teams. Competencies (Knowledge, Skills, Abilities) Functional Competencies Expert quantitative analysis skills Expert data literacy Advanced knowledge of multiple business processes in three or more of the following business areas: Corporate, T&D, Generation and Operations, Power Supply Advanced ability to develop complex predictive models and represent the models using simple and advanced visualization mechanism Advanced understanding and knowledge of energy, technology and utility domain trends General Competencies Expert business acumen Advanced interpersonal skills Expert written/oral communication skills Expert analytical thinking skills Expert decision-making skills Advanced change leadership skills Expert presentation/facilitation skills Expert enterprise/business awareness skills Advanced problem-solving skills Physical and Cognitive Demands Cognitive Level Substantial: Consistent use of logic or scientific thinking to define problems, collect information, establish facts and draw valid conclusions (for example, engineer, HR director, plant manager, etc.). Cognitive Ability to adhere to set response times, deadlines and time-sensitive tasks Ability to follow accuracy standards Ability to follow through on decision-making tasks Ability to interact effectively and collaboratively within a team environment Ability to communicate and problem solve when under stress Ability to respond and adapt to frequent change Ability to accept and demonstrate self-awareness when provided constructive feedback Ability to discern feedback and acknowledge ownership of areas of improvement Ability to avoid future mistakes by applying reasonable skills to new but similar work situations or tasks Ability to successfully collaborate with peers, managers and others within the organization Demonstrates sound memory Ability to process new information to be applied consistently to work tasks Schedule/Attendance ☒ Ability to adhere to pre-established schedule, including start/stop time and break/lunch schedule ☒ Ability to work long hours ☒ Ability to work a variable schedule ☒ Ability to report to work and perform work during periods of severe inclement weather ☒ Ability to consistently meet attendance standards for regular, reliable, predictable, full-time attendance [for part-time positions, change to part-time attendance] ☒ Ability to work shift schedule ☒ Ability to work on-call schedule Physical Capabilities ☒ Does the job require a valid driver’s license? ☐ No ☒ Yes ☒ Driving/travel/commute ☒ Daily within service territory ☒ Frequently (at least once a week or more) ☐ Occasionally (one to two times a month or less) ☒ Overnight inside/outside the service territory ☐ Frequently (at least once a week or more) ☒ Occasionally (one to two times a month or less) ☒ Computer use (use computer regularly for entire work shift) ☒ Lifting/pushing/pulling (check appropriate weight): ☒ Up to 10 lb ☐ Up to 50 lb ☐ More than 50 lb ☒ Carrying (check appropriate weight): ☒ Up to 10 lb ☐ Up to 50 lb ☐ More than 50 lb ☒ Unstable surfaces requiring balance (i.e., moving equipment, boats); check all that apply: ☐ Elevated areas (i.e., catwalks, roofs and high buildings) ☐ Confined spaces ☐ Walking distances and surfaces (long distances and over rough, uneven or rocky surfaces) ☒ Stairs (over 10 steps) ☐ Ladders (over 10 rungs) Environment - Indoor/Outdoor ☒ Office environment ☐ Plant environment ☐ Field environment Compensation Range: $116,410.00 - $216,190.00 Actual total compensation, including a performance based incentive bonus, is commensurate with experience, skills, qualifications, education, training, and internal equity. While we anticipate the selected candidate for this position will fall towards the middle or entry point of the compensation range, the decision will be made on a case-by-case basis. PGE believes in rewarding dedicated performance. We provide a total rewards package that is designed to reward your contributions to the company, and, at the same time, support your well-being and professional development, both now and into the future. To find out more, click here . Join us today and power your potential! Assisting with storms or other Company emergencies is a part of all positions at Portland General Electric. PGE is committed to diversity and inclusion in the workplace and is an equal opportunity employer. PGE will not discriminate against any employee or applicant for employment based on race, color, national origin, gender, gender identity, sexual orientation, age, religion, disability, protected veteran status, or other characteristics protected by law. PGE does not discriminate on the basis of disability. We recognize individuals have a variety of abilities to offer and we believe there is much to value and celebrate by incorporating different abilities into the work we do. One very important way we live this out is in our application and interview process. We work hard to support individuals who may need an accommodation to fully participate in these processes. If you feel you may need an accommodation, or would like to request one, please notify the Talent Acquisition Specialist (Recruiter) associated with the job posting. You may also make this request by contacting talentacquisition@pgn.com or by calling 503-464-7250. The Recruiter will provide information and next steps for the accommodation process. Our Diversity, Equity & Inclusion (DEI) team is also available for support. You can contact them at dei@pgn.com . To be considered for this position, please complete the following employment application by the posting close date. Posting closes at midnight (Pacific Time) on the closing date below. If no date is listed, job is open until filled.

Posted 1 week ago

Senior Engineer - Cybersecurity Risk & Operations Management Developer - ServiceNow-logo
Senior Engineer - Cybersecurity Risk & Operations Management Developer - ServiceNow
TMN Toyota Motor North America CompanyPlano, Texas
Overview Who we are Collaborative. Respectful. A place to dream and do. These are just a few words that describe what life is like at Toyota. As one of the world’s most admired brands, Toyota is growing and leading the future of mobility through innovative, high-quality solutions designed to enhance lives and delight those we serve. We’re looking for talented team members who want to Dream. Do. Grow. with us. To save time applying, Toyota does not offer sponsorship of job applicants for employment-based visas or any other work authorization for this position at this time. Toyota's Cybersecurity & Risk Management (CSRM) group objective is to become a global cybersecurity leader in the mobility space - with the talent, scale, and services to enable our mission of securely bringing mobility for all. We hope you will join us in this time of transformation and be a part of defining the next-generation cybersecurity capabilities for one of the largest global companies in the world. #Cyber Who We’re Looking For Toyota’s Cyber Security Risk Management Department is looking for a passionate and highly motivated Senior Engineer - Cybersecurity Risk & Operations Management Developer - ServiceNow. The primary responsibility of this role is to design and implement new risk management capabilities as well as support and enhance current risk management capabilities. Reporting to the Manager, the person in this role will support the Governance, Risk, and Compliance department's objective to become a global cybersecurity leader in the mobility space - with the talent, scale, and services to enable our mission of securely bringing mobility for all. What You’ll Be Doing Design, implement, and support ServiceNow SecOps (SIR, VR, TI, CC) Implement integrations using REST/SOAP APIs, MID Server, integrations with Tenable, Qualys, Splunk, CrowdStrike, etc. used to enable and automate risk and vulnerability management processes (i.e., risk assessments, risk mitigation strategies, risk register, etc.). Design and implement and support scripting and automation efforts using JavaScript, Glide APIs, Business Rules, Script Includes, UI Policies, Client Scripts, Scheduled Jobs. Provide business value to Toyota by developing reports for Performance Analytics, KPIs/KRIs, risk heat maps, and create data imports/exports using Transform Maps, Data Sources, and Import Sets. Develop custom playbooks and automated response actions using Flow Designer or Integration Hub. Implement Security Case Management, IOC correlation, and MITRE ATT&CK mapping. Create and maintain technical documentation, such as design specifications, user guides, process documentation, and configuration details. Correlate CVEs to affected CIs Participate actively in the administration of ServiceNow, encompassing upgrades, updates, and maintenance tasks as needed for GRC modules. Apply experience in implementing systems using the Agile/Scrum methodology. Evaluate and adopt the latest ServiceNow releases, enhancements in the GRC module, and best practices to bring continuous improvement to the platform. Collaborate with product owners, designers, and platform teams to define specifications and deliver features iteratively. Partner effectively with cybersecurity, product, platform, internal audit, legal, and other internal peers to support TMNA’s compliance with applicable legal, regulatory, and security frameworks. Follow best practices for designing and implementing ServiceNow solutions. Ensure that configurations and developments are efficient, scalable, and sustainable. Identify opportunities for process optimization, automation, and streamlining tasks. Work closely with the Cyber Risk & Operations Management (CROM) team as well as closely partnering with all cybersecurity teams by assisting in the requirements gathering, analysis, design, and implementation of business processes and data migration into the GRC platform. What You Bring Bachelor’s Degree (or higher) in Computer Science, Business Administration, Management Information Systems or related discipline, or equivalent professional work experience Experience as a hands-on developer in ServiceNow GRC application. Experience in Work with ServiceNow modules, including Incident Management, Change Management, Problem Management, and Service Request Management. Experience with configuring ServiceNow GRC modules to align with governance, risk, and compliance frameworks. Experience in configuration of Policy and Compliance, Risk Management, Audit Management, and Vendor Risk Management Module in ServiceNow. Experience in working or coordinating with ServiceNow GRC support for product level defects. Experienced with development and/or management of metrics and reporting. Experience developing and managing integrations between ServiceNow GRC and other systems/tools using various integration methods. Added Bonus If You Have Certified Implementation Specialist in Risk & Compliance (CIS-RC) or Certified Implementation Specialist (SecOps). Certified Implementation Specialist in TPRM (CIS-TPRM) Superb analytical and problem-solving abilities in complex situations using enterprise-wide thinking. Works with minimal supervision with some specific decision-making authority Works with product owner/stakeholders to build requested items and tasks using workflows to manage processes and meeting business requirements. Excellent communication skills (verbal and written) to tailor messages to different audiences, presenting it clearly and concisely at the right altitude. Ability to manage a wide variety of initiatives across multiple business units. At least one of the following Security certifications: CISM, CISA, CISSP, CIA, CIPM, CCSP Experience working in Agile and/or Toyota Production System framework; Agile, Scrum, Lean, or related certifications. Experience building and/or analyzing GRC and Cybersecurity business cases and experience in product management. Demonstrated success in project management, business analysis, and data analysis. Proven ability to bring clarity and focus to complex and ambiguous situations. Experience with ITIL processes for Service Management. What We'll Bring During your interview process, our team can fill you in on all the details of our industry-leading benefits and career development opportunities. A few highlights include: A work environment built on teamwork, flexibility, and respect. Professional growth and development programs to help advance your career, as well as tuition reimbursement. Team Member Vehicle Purchase Discount. Toyota Team Member Lease Vehicle Program (if applicable). Comprehensive health care and wellness plans for your entire family. Toyota 401(k) Savings Plan featuring a company match, as well as an annual retirement contribution from Toyota regardless of whether you contribute. Paid holidays and paid time off. Referral services related to prenatal services, adoption, childcare, schools and more. Tax Advantaged Accounts (Health Savings Account, Health Care FSA, Dependent Care FSA) Belonging at Toyota Our success begins and ends with our people. We embrace all perspectives and value unique human experiences. Respect for all is our North Star. Toyota is proud to have 10+ different Business Partnering Groups across 100 different North American chapter locations that support team members’ efforts to dream, do and grow without questioning that they belong. Applicants for our positions are considered without regard to race, ethnicity, national origin, sex, sexual orientation, gender identity or expression, age, disability, religion, military or veteran status, or any other characteristics protected by law. Have a question, need assistance with your application or do you require any special accommodations? Please send an email to talent.acquisition@toyota.com .

Posted 2 weeks ago

VP, Enterprise Risk Management (Securities)-logo
VP, Enterprise Risk Management (Securities)
Axos ClearingOmaha, Nebraska
Axos Clearing LLC Target Range: $107,100.00/Yr. - $135,000.00/Yr. Actual starting pay will vary based on factors including, but not limited to, geographic location, experience, skills, specialty, and education. Eligible for an Annual Discretionary Cash Bonus Target: 20% Eligible for an Annual Discretionary Restricted Stock Units Bonus Target: 20% These discretionary target bonuses may be awarded semi-annually based upon your achievement of performance goals and targets. About This Job The VP, ERM will interface with the Securities Business and OMS’s to monitor and mitigate risks associated with the firm. This individual will be key in the development of risk procedures and evaluation of operational and business risk associated with the Securities business lines. Responsible for annual and quarterly risk assessments, reporting on alignment with risk appetite, monitoring emerging risks and partnering with business units throughout Securities to facilitate risk mitigation plans. Ensure compliance with all regulatory requirements and internal policies. Drive workflow improvements, lead projects and implement strategic goals for Securities operations.. Responsibilities: Evaluate risk profile to ensure alignment with Board established risk appetite and strategy Update risk appetite statements, key risk indicators, and reporting to align to business objectives and strategy Prepare and deliver annual and quarterly risk assessments to assess, quantify, aggregate and present analysis on risk profile across products and risk categories (e.g. reputation, strategic, credit, transaction, interest rate, liquidity, compliance) Identify, evaluate, monitor, and mitigate operational, vendor, clearing and potential regulatory risk associated with RIA’s / IBD’s Develop Risk Monitoring tools designed to provide more visibility into firm exposure Create, enhance, and monitor reporting and business intelligence related to enterprise risk management, including integration of processes with risk system - RSA Archer. Develop and implement strategic goals for the team Ensure continuous improvement in operating procedures Qualifications: Bachelor's degree in finance, Accounting or relevant focus Minimum 7+ years of experience in a similar role Third Party Risk Management experience within Securities or Financial institution Preferred: Strong understanding of Securities Risk system experience (RSA Archer) Proven experience leading and managing teams, including setting goals, providing mentorship, and driving performance to meet organizational objectives Axos Employee Benefits May Include: Medical, Dental, Vision, and Life Insurance Paid Sick Leave, 3 weeks’ Vacation, and Holidays (about 11 a year) HSA or FSA account and other voluntary benefits 401(k) Retirement Saving Plan with Employer Match Program and 529 Savings Plan Employee Mortgage Loan Program and free access to an Axos Bank Account with Self-Directed Trading About Axos Born digital-first, Axos delivers financial tools and services that allow individuals, small businesses, and companies to access and manage their money how, when, and where they want. We’re a diverse team of dynamic, insightful, and independent innovators who are excited to provide technology-driven solutions that offer unbeatable value to our customers. Axos Financial is our holding company and is publicly traded on the New York Stock Exchange under the symbol "AX" (NYSE: AX). Learn more about working at Axos Pre-Employment Background Check and Drug Test: All offers are contingent upon the candidate successfully passing a credit check, criminal background check, and pre-employment drug screening, which includes screening for marijuana. Axos Bank is a federally regulated banking institution. At the federal level, marijuana is an illegal schedule 1 drug; therefore, we will not employ any person who tests positive for marijuana, regardless of state legalization. Equal Employment Opportunity: Axos is an Equal Opportunity employer. We are committed to providing equal employment opportunities to all employees and applicants without regard to race, religious creed, color, sex (including pregnancy, breast feeding and related medical conditions), gender, gender identity, gender expression, sexual orientation, national origin, ancestry, citizenship status, military and veteran status, marital status, age, protected medical condition, genetic information, physical disability, mental disability, or any other protected status in accordance with all applicable federal, state, and local laws. Job Functions and Work Environment: While performing the duties of this position, the employee is required to sit for extended periods of time. Manual dexterity and coordination are required while operating standard office equipment such as computer keyboard and mouse, calculator, telephone, copiers, etc. The work environment characteristics described here are representative of those an employee may encounter while performing the essential functions of this position. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions of this position.

Posted 4 days ago

Risk Management Specialist-logo
Risk Management Specialist
Clune Construction CompanyChicago, Illinois
Raise your hand if you're craving a work environment that values your talent. Join the Clune family where you’re valued as an employee owner! Clune Construction is proud to be made up of passionate, driven, unique individuals who exhibit integrity and value quality in everything they do. We welcome diversity of thought and life experience. As an employee-owned company, we invest in our people and in turn, our people benefit from a culture of shared fate. We believe this has led to us being the fortunate recipient of countless awards for our culture and ethics, including Best Places to Work , a Top Workplace nationally, and the Better Business Bureau’s Torch Award for outstanding ethics. The Risk Management Specialist is responsible for working items such as weekly, quarterly and monthly reporting for programs assigned by the senior regionalized risk management staff or Department Head of Risk Management. The responsibilities include prime contract reviews, subcontract reviews, maintenance and oversight of project specific insurance policies, maintenance of insurance related contract Exhibits and addendums, collaboration with insurance brokerages as well as insurance companies and management of various softwares specifically utilized for risk management and insurance purposes. Review of project and corporate related matters that have varying levels of risk associated to give guidance and provide best practices to both Clune and client staff to eliminate or significantly reduce adverse outcomes of occurring. The ideal candidate will have a strong work ethic and understanding of both field and office related issues to be addressed in a timely manner regardless of the office a situation may arise out of. Essential Functions: Assist with of the enrollment, implementation, and close-out of Builder’s Risk and SDI policies as well as Payment & Performance Bonds inclusive of other unique project specific insurance. Assist and participate with various insurance carriers in loss control visits as needed to support the regional offices throughout the country. Work with Insurance Specialist and Senior Insurance Specialist for general liability, workman’s compensation, personal, property, or casualty loss based on coverage, appraisal, and verifiable damage. Assist in the ongoing maintenance related to operating under a controlled insurance program. Work with the Risk Manager on various reviews of either prime or subcontracts to address project related risk that may stem from contractual language. Assist the annual insurance renewal process Consistent contact with Clune’s external insurance brokerage teams for maintenance of the practice policies in use throughout the regional offices. Constant communication with the regional office heads for understanding the various types of projects occurring throughout the regions and project specific risk mitigation strategies to combat risk. Assist with new processes as well as implementation of insurance related software amongst the regional offices. What We Offer At Clune Construction we value each of our employees and care about their wellbeing. We strive to provide best-in-class benefits packages, including: Medical, Dental and Vision Insurance with 100% of monthly premiums paid by the company Employee Stock Ownership Plan 401k Retirement Plan with Company Match Employee Assistance Program Company-paid and Voluntary Life Insurance Plans Company-paid Short Term and Long Term Disability Flexible Spending, Dependent Care and Commuter Plans Career Development through Mentoring Program, Learning & Development, Continuing Education Fitness Program Pet Insurance Core Values and Behaviors Clune Construction is proud to have Core Values and Behaviors that all of our employees represent. These Core Values are: Safety, Service, Teamwork, Respect, Excellence, Leadership and Innovation. Performance is evaluated with these Core Values in mind. Job Requirements: Excellent interpersonal, organizational and communication skills Detail-oriented Strong organizational skills Understand core insurance elements and how they apply to the construction process. Ability to multi-task in a fast-paced environment, prioritize, and work well within a team. Familiarity with understanding and reviewing the various types of contracts associated with construction projects. Willing to travel up to 30% of the time amongst the regional offices. Education and Experience: Bachelors Degree required 1-3 Years Experience in Insurance Experience, preferably in the construction industry Professional Insurance Certifications not required, but preferred. Pay Range: $63,000 - $84,000 The salary range listed reflects a broad scope of potential earnings for this position. Actual compensation will be based on factors such as relevant experience, skills, education, and internal equity. Please note that it is not common for candidates to be hired at the top of the range. We encourage open communication about compensation expectations during the hiring process. All candidates must provide a resume. We are an Equal Opportunity Employer and do not discriminate against applicants due to race, ethnicity, gender, veteran status, or on the basis of disability or any other federal, state or local protected class.

Posted 2 weeks ago

Axos Bank logo
Enterprise Risk Management Analyst
Axos BankSan Diego, CA
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Job Description

Axos Bank

Target Range:

$68,640.00/Yr. - $70,000.00/Yr.

Actual starting pay will vary based on factors including, but not limited to, geographic location, experience, skills, specialty, and education.

Eligible for an Annual Discretionary Cash Bonus Target: 10%

Eligible for an Annual Discretionary Restricted Stock Units Bonus Target: 10%

These discretionary target bonuses may be awarded semi-annually based upon your achievement of performance goals and targets.

About This Job

Second-line risk analyst supporting enterprise risk management oversight for Axos Bank. Responsible for identifying and assessing key risks and related controls across the Bank; including new products, model risk, and vendor risk.

The Enterprise Risk Management (ERM) team works to ensure compliance with applicable laws and regulations, which enables the bank to operate successfully and to continue the bank's growth and innovation in a highly regulated environment. ERM focuses on the process of identification, analysis, and mitigation of the risks of doing business. The ERM division is a small, nimble group of Subject Matter Experts (SMEs) that provides sound guidance to Business Units in support of the Unit's growth and innovation objectives.

Responsibilities:

  • Help enhance and enforce operational and third-party risk management framework and governance
  • Conduct risk assessments and due diligence processes for new and existing third parties
  • Work with various stakeholders to address risk-related inquiries and ensure proper risk mitigation
  • Ability to manage competing priorities and drive them to completion
  • Comfortable working in a team environment

Qualifications:

  • Bachelor's degree in finance or relevant focus
  • 2+ years of experience in financial services or similar role
  • Strong analytical skills, knowledge of regulatory requirements, and proficiency in database and spreadsheet software

Preferred:

  • Third Party Management experience within a Banking or Financial institution
  • Experience with Compliance Risk or Information Security Risk

Axos Employee Benefits May Include:

  • Medical, Dental, Vision, and Life Insurance

  • Paid Sick Leave, 3 weeks' Vacation, and Holidays (about 11 a year)

  • HSA or FSA account and other voluntary benefits

  • 401(k) Retirement Saving Plan with Employer Match Program and 529 Savings Plan

  • Employee Mortgage Loan Program and free access to an Axos Bank Account with Self-Directed Trading

About Axos

Born digital-first, Axos delivers financial tools and services that allow individuals, small businesses, and companies to access and manage their money how, when, and where they want. We're a diverse team of dynamic, insightful, and independent innovators who are excited to provide technology-driven solutions that offer unbeatable value to our customers.

Axos Financial is our holding company and is publicly traded on the New York Stock Exchange under the symbol "AX" (NYSE: AX).

Learn more about working at Axos

Pre-Employment Background Check and Drug Test:

All offers are contingent upon the candidate successfully passing a credit check, criminal background check, and pre-employment drug screening, which includes screening for marijuana. Axos Bank is a federally regulated banking institution. At the federal level, marijuana is an illegal schedule 1 drug; therefore, we will not employ any person who tests positive for marijuana, regardless of state legalization.

Equal Employment Opportunity:

Axos is an Equal Opportunity employer. We are committed to providing equal employment opportunities to all employees and applicants without regard to race, religious creed, color, sex (including pregnancy, breast feeding and related medical conditions), gender, gender identity, gender expression, sexual orientation, national origin, ancestry, citizenship status, military and veteran status, marital status, age, protected medical condition, genetic information, physical disability, mental disability, or any other protected status in accordance with all applicable federal, state, and local laws.

Job Functions and Work Environment:

While performing the duties of this position, the employee is required to sit for extended periods of time. Manual dexterity and coordination are required while operating standard office equipment such as computer keyboard and mouse, calculator, telephone, copiers, etc.

The work environment characteristics described here are representative of those an employee may encounter while performing the essential functions of this position. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions of this position.