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Senior Operations Risk Analyst - Secondary Markets-logo
First Tech Credit UnionHillsboro, OR
The Senior Operational Risk Analyst position is responsible for advancing first-line risk programs within the Secondary Markets department. This position will also drive risk awareness, ownership, and adherence to the company's risk appetite and corporate strategy. Serving as the primary liaison for risk and compliance matters, this position provides consultative support, coordinates with internal stakeholders, and helps to ensure regulatory compliance and operational resilience across the Secondary transaction's lifecycle. Here's what you can expect from the job and what you need to be successful: Job Duties Review and enhance internal control structures; ensure control testing is in place and aligns with enterprise Control Standards Collaborate with business leaders and first-line risk partners to implement and maintain effective risk management practices Identify, assess, and escalate key risks and issues in a timely manner and, in turn, advise leadership on risk mitigation strategies Act as the primary point of contact for all risk and compliance-related items within Secondary Markets Aggregate and transform data from multiple sources to produce consistent results (Excel, GRC tool, PowerPoint) Support the preparation of audit materials and coordinate with internal/external risk and compliance partners Participate in risk governance meetings; contribute to relevant governance documentation and reporting Lead the development of a risk-based, change management framework and guide its implementation Partner with cross-functional teams to support new product development, strategic initiatives, and business transformation efforts Remain current on updates and trends related to Secondary Marketing, risks, controls, and regulatory frameworks Ensure continuous improvement in operational effectiveness and regulatory readiness Essential Skills Minimum 5 years' experience in a Risk Analyst role inclusive of a minimum 3 years in the mortgage and/or secondary marketing fields Strong knowledge of Secondary Marketing required Strong knowledge of origination, underwriting, processing, and loan delivery In-depth understanding of the mortgage regulatory environment and applicable compliance frameworks Experience with loan origination systems (e.g., Encompass) and familiarity with risk tools and controls testing Exposure to areas such as credit risk, audit, regulatory compliance, remediation plans, or process improvement Excellent verbal and written communication skills; ability to influence and collaborate with senior management Strong analytical and critical thinking skills; well-organized and capable of managing multiple priorities Team-oriented, initiative-taking, and committed to fostering an inclusive and collaborative risk culture Basic knowledge of a GRC tool required (i.e. Protecht) Working knowledge of Microsoft Office Suite; advanced knowledge of Excel including use of pivot tables and macros Minimum Education: Bachelor's degree or equivalent relevant professional experience in lieu of a degree Certification/License: CRMC preferred Location: Hillsboro, OR 97124 | (HYBRID) Target Compensation in Hillsboro, OR: $90k - $100k annually + annual bonus Benefits options include: Traditional medical, dental, and vision coverage 401K matching up to 5% per pay period Accrue up to 17 days of Paid Time Off your first year of employment 11 paid federal holidays Special employee pricing on lending products such as mortgage, auto, and personal loans (eligibility for special employee pricing is subject to standard account requirements and underwriting criteria) What makes First Tech different? Click here to learn more! First Tech is not currently offering Visa transfer/ sponsorship for this position #LI-KW1

Posted 30+ days ago

Senior Catastrophe Risk Analyst-logo
American International GroupNew York, NY
Make your mark in Catastrophe Risk Management The North American Catastrophe Risk Management team is responsible for catastrophe modelling and portfolio exposure management for AIG's North American Insurance businesses. Effective Catastrophe Management is integral to the success of the business and our catastrophe modelers play a critical role in managing our global risk appetite. Day to day pricing and portfolio roll-up is carried out at our Centre of Excellence (CoE) in Bangalore, India. The North American Catastrophe Risk Management team is part of a wider Global Underwriting Analytics team with individuals located across the US, and in London and Singapore. The primary responsibility for the individual in this role is to be the catastrophe modelling business partner for AIG's Retail Property business, and other select portfolios in North America. The role requires a technically proficient catastrophe modeler with experience of developing or a desire to develop strong relationships with underwriters and underwriting portfolio managers. The role requires core competencies in catastrophe portfolio modelling whilst also providing the chance to get involved in wider analytics strategies including business planning, portfolio optimization, and technical tool development. How you will create an impact Own the relationship between the catastrophe modelling team and the Retail Property Underwriting team, providing advice and data driven insights that will support Underwriting and Portfolio Management. Lead the quarterly portfolio roll-up and reporting operations for select North American Commercial, and Specialty portfolios. Work closely with actuarial, claims, and other functions, integrating catastrophe modelling insights into day-to-day business, and portfolio optimization strategies. Carry out other modelling business activities including event response, business planning, budgeting, profit studies, portfolio optimization, reinsurance purchasing, and other exercises where catastrophe risk inputs are required. Support internal partners as needed to respond to rating agency surveys, regulatory filing, data calls and other ad-hoc reporting, for various U.S. state and national insurance regulatory bodies. Be a best practices expert for Underwriting Teams, the CoE, and operational groups across the company. Proactively review and propose new or changes to, and play a key role in developing our systems, processes, and strategies Continuously engage with the wider Catastrophe Risk Management & Underwriting Analytics teams, supporting ad-hoc analytics projects and contributing to wider analytics initiatives What you'll need to succeed 5+ Years of catastrophe portfolio modelling experience, preferably using RMS and/or AIR. Excellent analytical and problem solving skills. A strong understanding of property insurance and reinsurance. Progress towards industry qualifications (e.g. CPCU) would be a bonus. A high degree of attention to detail and an ability to manage multiple global projects with competing priorities Excellent SQL skills and an understanding of data back-end schema is a must. Technical proficiency in and additional programming language such as R or Python would be a bonus. An ability to communicate technical concepts in a non-technical manner, to a wide range of audiences Excellent communication, presentation, and interpersonal skills Ready to take your career to the next level? We would love to hear from you! For positions based in NYC, NY the base salary range is $81,000 - 109,000 and for position based in Illinois, the base salary range is $84,000-$111,500 and the position is eligible for a bonus in accordance with the terms of the applicable incentive plan. In addition, we're proud to offer a range of competitive benefits, a summary of which can be viewed here: US Benefits Overview. #LI-HB1 At AIG, we value in-person collaboration as a vital part of our culture, which is why we ask our team members to be primarily in the office. This approach helps us work together effectively and create a supportive, connected environment for our team and clients alike. Enjoy benefits that take care of what matters At AIG, our people are our greatest asset. We know how important it is to protect and invest in what's most important to you. That is why we created our Total Rewards Program, a comprehensive benefits package that extends beyond time spent at work to offer benefits focused on your health, wellbeing and financial security-as well as your professional development-to bring peace of mind to you and your family. Reimagining insurance to make a bigger difference to the world American International Group, Inc. (AIG) is a global leader in commercial and personal insurance solutions; we are one of the world's most far-reaching property casualty networks. It is an exciting time to join us - across our operations, we are thinking in new and innovative ways to deliver ever-better solutions to our customers. At AIG, you can go further to support individuals, businesses, and communities, helping them to manage risk, respond to times of uncertainty and discover new potential. We invest in our largest asset, our people, through continuous learning and development, in a culture that celebrates everyone for who they are and what they want to become. Welcome to a culture of inclusion We're committed to creating a culture that truly respects and celebrates each other's talents, backgrounds, cultures, opinions and goals. We foster a culture of inclusion and belonging through learning, cultural awareness activities and Employee Resource Groups (ERGs). With global chapters, ERGs are a cornerstone for our culture of inclusion. The talent of our people is one of AIG's greatest assets, and we are honored that our drive for positive change has been recognized by numerous recent awards and accreditations. AIG provides equal opportunity to all qualified individuals regardless of race, color, religion, age, gender, gender expression, national origin, veteran status, disability or any other legally protected categories. AIG is committed to working with and providing reasonable accommodations to job applicants and employees with disabilities. If you believe you need a reasonable accommodation, please send an email to candidatecare@aig.com. Functional Area: RK - Risk National Union Fire Insurance Company of Pittsburgh, Pa.

Posted 30+ days ago

Risk Analyst (Hybrid)-logo
Intact InsuranceBoston, MA
Our employees are at the heart of what we do: helping people, businesses and society prosper in good times and be resilient in bad times. When you join our team, you are bringing this purpose to life alongside a passionate community. Feel empowered to learn and grow while being valued for who you are. At Intact, we commit to supporting you in reaching your goals with tools, opportunities, and flexibility. It's our promise to you. Who we are At Intact Insurance Specialty Solutions, we are experts at what we do in protecting what makes businesses unique. Our deep understanding of the specialty insurance market is the foundation for our customized solutions, backed by targeted risk control and claims services. Our employees are passionate about providing insurance coverage that's aligned to our targeted customer groups. Intact's Global Specialty Lines business spans across more than 20 verticals in four distinct markets: U.S., Canada, UK and Europe. The following opportunity is for our U.S. team. The opportunity We currently have an opportunity for a Risk Analyst to join our Risk Management team in our Plymouth, MN or Boston, MA office on a hybrid schedule, we are open to a remote candidate if your background aligns with the manager. The Risk Analyst collects, manipulates, and analyzes moderately complex exposure data for use in catastrophe modeling and exposure examination to support risk management, underwriting, reinsurance, and actuarial objectives. Uses catastrophe modeling software, SQL, and exposure tools to analyze corporate risk levels. Some of the Risk Analyst responsibilities include but are not limited to: Analyzes company insured location exposure data in catastrophe models which simulate extreme natural and man-made events to calculate expected losses at various perspectives and probability intervals. Extracts and summarizes model output. Creates reports and exhibits for corporate risk management, business leaders and other stakeholders to communicate model results and associated trends. Build and maintain exposure data capture and manipulation processes using SQL coding, spreadsheets, and other database tools. Supports the validation, update, and enhancement of proprietary catastrophe risk and exposure tools. Extracts and prepares data from corporate premium and loss systems to build exposure profiles, loss reports, and related exhibits in supporting the reinsurance department treaty placements and ongoing initiatives. Assists in reporting of catastrophe loss estimates and exposure data externally to rating agencies, regulatory authorities, and other external entities. Participates in ad-hoc projects involving catastrophe modeling, exposure profiling, or providing catastrophe risk guidance as needed. The expertise you bring Bachelor's degree. 1-3 years of experience or equivalent education/experience. Prior insurance experience in areas such as actuarial, science, engineering, finance, underwriting or reinsurance. Our salary ranges are determined by many factors including location, role, experience and skillset of the candidate. The following ranges displayed reflect the target base salary for new hires, but your recruiter will share more specific compensation information with you during the hiring process. The typical base salary range for this position is: $86,000 - $121,000, based on the factors aforementioned. For candidates located in San Francisco, CA and the New York City metro area, the base salary range is $108,000 -$127,000. In addition to base salary, full time Intact employees are also eligible for bonus potential and a full range of benefits to include but not limited to: Comprehensive medical, dental and vision insurance with no waiting period Competitive paid time off programs 401(k) savings and annual contributions of up to 12% of annual salary Mental health support programs, life and disability insurance, paid parental leave and a variety of additional voluntary benefits This position will remain posted until a final candidate is selected. Once the role is filled, this job posting will be removed. Why choose Intact We live our Values: We are committed to acting with the highest of ethical standards through our five core values: integrity, respect, customer driven, excellence and social responsibility. Our commitment to Diversity: Founded in our values, we see diversity as a strength and aspire to create an environment where everyone can be themselves, grow and succeed. Together, we will stand up for what's right to build an inclusive society. Manage your Time: What you accomplish matters more than hours in the office. We are committed to creating a positive and supportive environment in which you perform your best. Our Time-Off and Flexible Work Arrangement options help foster a healthy work-life balance. Check out our Glassdoor reviews to see why people love working for Intact! Our promise to you Our Values are foundational to our success at Intact. You'll make a difference every day when you live our Values, do your best work, are open to change, and invest in yourself. In return, we promise you support, opportunities, and performance-led financial rewards in a flexible work environment where you can: Shape the future: Help us lead an insurance transformation to better protect people, businesses, and society. Win as a team: Collaborate with inspiring people to do your best work every day and together, stand up for what is right. Grow with us: Refresh and reinvent your skills, learn from our diverse teams, lift others up, and grow. About Intact At Intact Insurance Specialty Solutions we are experts at what we do. Our deep understanding of the specialty insurance market is the foundation for our customized solutions, backed by targeted risk control and claims services. Our employees are passionate about providing insurance coverage that's aligned to our targeted customer groups. Today, we help protect over a dozen industries with tailored coverages and services. #LI-US #LI-DA1 #LI-HYBRID

Posted 1 week ago

Security Software Engineer: Detection Platform (Insider Risk)-logo
AnthropicSan Francisco, CA
About Anthropic Anthropic's mission is to create reliable, interpretable, and steerable AI systems. We want AI to be safe and beneficial for our users and for society as a whole. Our team is a quickly growing group of committed researchers, engineers, policy experts, and business leaders working together to build beneficial AI systems. About the role: As a Software Engineer focusing on Insider Risk tooling, you will join the Detection Platform Engineering team and leverage the systems and tooling we are building to suit the needs of the Insider Risk team. You will combine investigative acumen with detection engineering expertise to build systems and integrations that allow the team to proactively detect and respond to potential insider risk incidents. You will play a critical role in developing and tuning detection pipelines, improving our risk posture and fostering a security-conscious culture. Responsibilities: Support detection engineering for insider risk, contributing to the design and maintenance of detection rules, alerting logic and automation. Serve as an engineering resource for Insider Risk investigators, translating business requirements into tooling Develop, refine, and operationalize insider threat indicators, scenarios, and mitigation strategies. Partner with engineering, IT and security teams to close visibility gaps and ensure telemetry coverage across endpoints, identity systems and collaboration tools Design, implement, and oversee data loss prevention (DLP) controls to safeguard sensitive information. Partner with investigators on technical investigations into suspicious activities, and generate high-quality investigative reports, assessments, and briefings on findings. You may be a good fit if you have: Educational Background: Bachelor's degree in a relevant field or equivalent experience. Professional Experience: 5+ years in software engineering with a focus on security (anomaly detection, insider threat analysis, security operations, or a related domain), with hands on experience building or maintaining detection tooling and pipelines. Technical Proficiency: Engineering experience with DLP, SIEM, EDR, NDR, and SOAR technologies: You have on-boarded logs and built custom detections/automations for complex environments. Investigation Expertise: strong ability to perform forensic analysis, correlate disparate data sources and uncover meaningful patterns of anomalous behavior Communication Skills: Ability to convey complex security issues to both technical and non-technical stakeholders with clarity and impact. Collaborative Mindset: A team player who thrives in cross-functional environments and values diverse perspectives. Strong candidates may also have: Direct experience building insider risk tooling Experience with large-scale data pipelines and anomaly detection Track record of applying ML/AI to security problems The expected salary range for this position is: Annual Salary: $320,000-$405,000 USD Logistics Education requirements: We require at least a Bachelor's degree in a related field or equivalent experience. Location-based hybrid policy: Currently, we expect all staff to be in one of our offices at least 25% of the time. However, some roles may require more time in our offices. Visa sponsorship: We do sponsor visas! However, we aren't able to successfully sponsor visas for every role and every candidate. But if we make you an offer, we will make every reasonable effort to get you a visa, and we retain an immigration lawyer to help with this. We encourage you to apply even if you do not believe you meet every single qualification. Not all strong candidates will meet every single qualification as listed. Research shows that people who identify as being from underrepresented groups are more prone to experiencing imposter syndrome and doubting the strength of their candidacy, so we urge you not to exclude yourself prematurely and to submit an application if you're interested in this work. We think AI systems like the ones we're building have enormous social and ethical implications. We think this makes representation even more important, and we strive to include a range of diverse perspectives on our team. How we're different We believe that the highest-impact AI research will be big science. At Anthropic we work as a single cohesive team on just a few large-scale research efforts. And we value impact - advancing our long-term goals of steerable, trustworthy AI - rather than work on smaller and more specific puzzles. We view AI research as an empirical science, which has as much in common with physics and biology as with traditional efforts in computer science. We're an extremely collaborative group, and we host frequent research discussions to ensure that we are pursuing the highest-impact work at any given time. As such, we greatly value communication skills. The easiest way to understand our research directions is to read our recent research. This research continues many of the directions our team worked on prior to Anthropic, including: GPT-3, Circuit-Based Interpretability, Multimodal Neurons, Scaling Laws, AI & Compute, Concrete Problems in AI Safety, and Learning from Human Preferences. Come work with us! Anthropic is a public benefit corporation headquartered in San Francisco. We offer competitive compensation and benefits, optional equity donation matching, generous vacation and parental leave, flexible working hours, and a lovely office space in which to collaborate with colleagues. Guidance on Candidates' AI Usage: Learn about our policy for using AI in our application process

Posted 30+ days ago

Retail Stores - Risk Associate-logo
AritziaCentral Valley, NY
THE DEPARTMENT Our Enterprise Risk Management department is responsible for minimizing loss while respecting people, brand and operations. THE OPPORTUNITY With a special focus on merchandise security, our Risk Associate supports the Store team in delivering an outstanding customer experience while encouraging a safe and secure store environment. THE JOB As the Risk Associate, you will: Support a safe and secure working environment Minimize the loss of merchandise from all internal and external avenues Champion and coach the store team on the importance of inventory accuracy Safeguard the loss of financial, information and physical assets QUALIFICATIONS As the Risk Associate, you have: 1+ year experience in Loss Prevention / Risk Retail experience is an asset Post-secondary education in a related field THE REWARDS You will receive industry-leading compensation and benefits while working at Aritzia: Competitive Pay Package Base wage range*: $20.00 - $30.00 We're committed to performance-based pay increases. Product Discount- We offer a 40% discount on all our Everyday Luxury product (online and in store) plus seasonal product incentives. Set Your Schedule- We strive to align with your availability and preferred working hours (some restrictions apply). Career Progression- We foster growth. Our boutiques are the best place to start your career with Aritzia. Enjoy personalized career development and be first in line for opportunities in our other workplaces, including roles at our Support Office. Aspirational Workspace- We consider every design detail to connect to the energy of the culture. Health & Safety- We take industry-leading health and safety precautions, including on-site screenings, mask and distancing protocols and cleaning supplies based on volume, location, and experience ARITZIA Aritzia is an Equal Employment Opportunity employer. Our goal is to be inclusive, diverse, and representative of the communities where we work while creating an environment where every person can enjoy a successful career. This commitment applies to all candidates and employees regardless of race, ethnicity, citizenship, creed, place of origin, religion, sex, gender identity, gender expression, sexual orientation, family status, marital status, disability, age, and any other protected characteristic. Requests for accommodation due to a disability or any other protected characteristic can be made at any stage of the recruitment process and during employment by contacting our People & Culture Team.

Posted 30+ days ago

Ercs Data & Tech - Risk & Compliance AI Engineer - Senior Associate-logo
PwCChicago, IL
Industry/Sector Not Applicable Specialism Data, Analytics & AI Management Level Senior Associate Job Description & Summary At PwC, our people in data and analytics engineering focus on leveraging advanced technologies and techniques to design and develop robust data solutions for clients. They play a crucial role in transforming raw data into actionable insights, enabling informed decision-making and driving business growth. Those in data science and machine learning engineering at PwC will focus on leveraging advanced analytics and machine learning techniques to extract insights from large datasets and drive data-driven decision making. You will work on developing predictive models, conducting statistical analysis, and creating data visualisations to solve complex business problems. Focused on relationships, you are building meaningful client connections, and learning how to manage and inspire others. Navigating increasingly complex situations, you are growing your personal brand, deepening technical expertise and awareness of your strengths. You are expected to anticipate the needs of your teams and clients, and to deliver quality. Embracing increased ambiguity, you are comfortable when the path forward isn't clear, you ask questions, and you use these moments as opportunities to grow. Examples of the skills, knowledge, and experiences you need to lead and deliver value at this level include but are not limited to: Respond effectively to the diverse perspectives, needs, and feelings of others. Use a broad range of tools, methodologies and techniques to generate new ideas and solve problems. Use critical thinking to break down complex concepts. Understand the broader objectives of your project or role and how your work fits into the overall strategy. Develop a deeper understanding of the business context and how it is changing. Use reflection to develop self awareness, enhance strengths and address development areas. Interpret data to inform insights and recommendations. Uphold and reinforce professional and technical standards (e.g. refer to specific PwC tax and audit guidance), the Firm's code of conduct, and independence requirements. Job Description Generator Output The Opportunity As part of the Data and Analytics Engineering team you will develop, implement, and enhance machine learning models and algorithms for various applications. As a Senior Associate you will analyze complex problems, mentor others, and maintain rigorous standards while building meaningful client connections and navigating increasingly complex situations. This role offers the chance to deepen your technical knowledge and grow your personal brand while collaborating with stakeholders to create innovative solutions. Responsibilities Mentor junior team members to enhance their skills and knowledge Build and maintain productive relationships with clients Navigate intricate situations to deliver quality results Uphold professional standards and maintain quality in deliverables Continuously enhance technical knowledge and personal brand What You Must Have Bachelor's Degree 3 years of machine learning and generative AI development experience What Sets You Apart Doctor of Philosophy in Computer Science, Data Processing/Analytics/Science, Business Administration/Management, Risk Management, Statistics, Mathematical Statistics preferred Developing and optimizing machine learning models and algorithms Designing and building generative AI models for innovative solutions Working with stakeholders to translate business requirements Processing, cleaning, and verifying data integrity Conducting testing and validation of models for accuracy Staying current with advancements in machine learning and AI Mentoring junior team members in data science practices Experience connecting to APIs and systems Demonstrating hands-on experience with OpenAI, CoPilot Studio, Azure AI, Gemini, AgentSpace, Claude, and other GenAI platforms Possessing hands-on experience with LangChain, LangFlow, Agent SDK, AgentForce, AgentSpace, Copilot Studio, LlamaIndex, Autogen, Palantir Foundry, ReAct, etc. Travel Requirements Up to 60% Job Posting End Date Learn more about how we work: https://pwc.to/how-we-work PwC does not intend to hire experienced or entry level job seekers who will need, now or in the future, PwC sponsorship through the H-1B lottery, except as set forth within the following policy: https://pwc.to/H-1B-Lottery-Policy . As PwC is an equal opportunity employer, all qualified applicants will receive consideration for employment at PwC without regard to race; color; religion; national origin; sex (including pregnancy, sexual orientation, and gender identity); age; disability; genetic information (including family medical history); veteran, marital, or citizenship status; or, any other status protected by law. For only those qualified applicants that are impacted by the Los Angeles County Fair Chance Ordinance for Employers, the Los Angeles' Fair Chance Initiative for Hiring Ordinance, the San Francisco Fair Chance Ordinance, San Diego County Fair Chance Ordinance, and the California Fair Chance Act, where applicable, arrest or conviction records will be considered for Employment in accordance with these laws. At PwC, we recognize that conviction records may have a direct, adverse, and negative relationship to responsibilities such as accessing sensitive company or customer information, handling proprietary assets, or collaborating closely with team members. We evaluate these factors thoughtfully to establish a secure and trusted workplace for all. The salary range for this position is: $77,000 - $202,000, plus individuals may be eligible for an annual discretionary bonus. For roles that are based in Maryland, this is the listed salary range for this position. Actual compensation within the range will be dependent upon the individual's skills, experience, qualifications and location, and applicable employment laws. PwC offers a wide range of benefits, including medical, dental, vision, 401k, holiday pay, vacation, personal and family sick leave, and more. To view our benefits at a glance, please visit the following link: https://pwc.to/benefits-at-a-glance

Posted 6 days ago

Credit Risk Analytics Manager (Unsecured Lending)-logo
US BankIrving, TX
At U.S. Bank, we're on a journey to do our best. Helping the customers and businesses we serve to make better and smarter financial decisions and enabling the communities we support to grow and succeed. We believe it takes all of us to bring our shared ambition to life, and each person is unique in their potential. A career with U.S. Bank gives you a wide, ever-growing range of opportunities to discover what makes you thrive at every stage of your career. Try new things, learn new skills and discover what you excel at-all from Day One. Job Description The organization's risk management structure is designed to promote effective governance and risk management that is systematic, transparent, credible, timely, and verifiable through clear delineation and execution of key roles and responsibilities. Its goal is to manage risks that may impact the company, including credit, financial, liquidity, market, operational, reputational, strategic, and other risks as appropriate. The Business Risk Manager will partner with leaders in their assigned Line of Business, Business Risk Consultants, and other Business Risk Managers to, depending on the function, oversee the successful creation, implementation, and maintenance of an effective risk management framework. This role: May lead projects and/or activities that ensure compliance with applicable federal, state and local laws and regulations. May facilitate the identification of gaps and drive solutions that minimize losses resulting from inadequate internal processes, systems or human errors. May ensure the active identification, response and/or escalation of risks as appropriate. May influence policies and procedures to maximize profit potential and minimize regulatory exposure. May be accountable for an effective partnership between the Line of Business and the Lines of Defense. Additional Role Responsibilities: Provides analytical and project management in support credit risk management for Consumer Unsecured Lending products Identifies and analyzes acquisition, account management and portfolio performance trends using key indicators and techniques, using predictive credit risk models and other qualitative and quantitative methods. Conducts data research projects end-to-end by integrating, aggregating or reassembling information from a variety of database sources and systems often based on well-defined directions, by writing database queries in SAS, SQL, R or other database query languages. Supports the team with in-depth research and extensive analyses, requiring problem solving under limited supervision, however, with clearly defined procedures, summarized results, providing limited interpretation with the ability to convey both technical and non-technical concepts. Develops, builds and maintains performance reporting to monitor overall portfolio and risk strategy performance. Understands and communicates the impact of credit risk management strategies, research and outcomes in support of initiatives and proposals, as aligned to key business, product and consumer drivers. Basic Qualifications Bachelor's degree, or equivalent work experience 10 or more years of applicable experience Applicable certifications Preferred Skills/Experience Advanced degree in business, computer science, economics, finance, or statistics strongly preferred Experience in credit developing credit risk strategies for underwriting or account management for unsecured lending Experience leading credit risk analytics teams for consumer unsecured lending products Advanced knowledge of SAS, SQL, R, Python, or other database programming languages strongly preferred Experience working with large datasets strongly preferred Effective verbal, written and presentation communication skills strongly preferred Effective technical report writing skills strongly preferred Ability to work independently with minimal guidance from manager Advanced understanding of the business line's operations, products/services, systems, and associated risks/controls Advanced understanding of applicable laws, regulations, financial services, and regulatory trends that impact their assigned line of business Proven ability to build and manage a team of business risk professionals who have credibility and work directly with business line management Strong knowledge of business risk competencies Effective skills in leadership and management of process, projects and people Well-developed analytical skills Strong verbal and written communication and interpersonal skills, planning and implementation skills and negotiation skills Effective skills at managing stressful situations Proficient computer navigation skills, particularly word processing, spreadsheet, databases, and presentations If there's anything we can do to accommodate a disability during any portion of the application or hiring process, please refer to our disability accommodations for applicants. Benefits: Our approach to benefits and total rewards considers our team members' whole selves and what may be needed to thrive in and outside work. That's why our benefits are designed to help you and your family boost your health, protect your financial security and give you peace of mind. Our benefits include the following (some may vary based on role, location or hours): Healthcare (medical, dental, vision) Basic term and optional term life insurance Short-term and long-term disability Pregnancy disability and parental leave 401(k) and employer-funded retirement plan Paid vacation (from two to five weeks depending on salary grade and tenure) Up to 11 paid holiday opportunities Adoption assistance Sick and Safe Leave accruals of one hour for every 30 worked, up to 80 hours per calendar year unless otherwise provided by law U.S. Bank is an equal opportunity employer. We consider all qualified applicants without regard to race, religion, color, sex, national origin, age, sexual orientation, gender identity, disability or veteran status, and other factors protected under applicable law. E-Verify U.S. Bank participates in the U.S. Department of Homeland Security E-Verify program in all facilities located in the United States and certain U.S. territories. The E-Verify program is an Internet-based employment eligibility verification system operated by the U.S. Citizenship and Immigration Services. Learn more about the E-Verify program. The salary range reflects figures based on the primary location, which is listed first. The actual range for the role may differ based on the location of the role. In addition to salary, U.S. Bank offers a comprehensive benefits package, including incentive and recognition programs, equity stock purchase 401(k) contribution and pension (all benefits are subject to eligibility requirements). Pay Range: $133,365.00 - $156,900.00 U.S. Bank will consider qualified applicants with arrest or conviction records for employment. U.S. Bank conducts background checks consistent with applicable local laws, including the Los Angeles County Fair Chance Ordinance and the California Fair Chance Act as well as the San Francisco Fair Chance Ordinance. U.S. Bank is subject to, and conducts background checks consistent with the requirements of Section 19 of the Federal Deposit Insurance Act (FDIA). In addition, certain positions may also be subject to the requirements of FINRA, NMLS registration, Reg Z, Reg G, OFAC, the NFA, the FCPA, the Bank Secrecy Act, the SAFE Act, and/or federal guidelines applicable to an agreement, such as those related to ethics, safety, or operational procedures. Applicants must be able to comply with U.S. Bank policies and procedures including the Code of Ethics and Business Conduct and related workplace conduct and safety policies. Posting may be closed earlier due to high volume of applicants.

Posted 1 week ago

E
Early Warning Services, LLCNew York City, NY
At Early Warning, we've powered and protected the U.S. financial system for over thirty years with cutting-edge solutions like Zelle, Paze℠, and so much more. As a trusted name in payments, we partner with thousands of institutions to increase access to financial services and protect transactions for hundreds of millions of consumers and small businesses. Positions located in Scottsdale, San Francisco, Chicago, or New York follow a hybrid work model to allow for a more collaborative working environment. Candidates responding to this posting must independently possess the eligibility to work in the United States, for any employer, at the date of hire. This position is ineligible for employment Visa sponsorship. Overview This position is responsible for execution of a Technology first-line of defense (LOD1) risk and internal control program for Early Warning. The role will be required to execute with the company's Enterprise Risk Management Leadership around the structure of the three lines of defense program to ensure the consistency in the implementation and operationalization across the enterprise. Essential Functions Develop and maintain technology policies, standards, procedures, and guidelines. Ensure that the policy approval process is followed. Analyze policy and standard changes across the enterprise to identify impacts and solutions for Technology teams. Maintain Technology's process inventory and internal control environment inventory. Act as point of contact for technology focused external and internal audits and assessments (SOC2, PCI DSS, & others). Effectively communicate technology and security related risks and vulnerabilities. Validate solutions being implemented are in line with currently approved policy, in conjunction with Technology and Security teams. Act as business-line liaison to Enterprise Risk Management and Operational Risk Management. Perform control testing of technology controls for correct implementation and operation. Create, facilitate, and manage risk identification and remediation processes. Ensure risk remediation plans exist and are sufficient; track remediation plans to completion and ensure remediation is on-time and sustainable; ensure action plans and remediation of issues by Risk Owner. Driving improvements in confidentiality, integrity, and availability. Identify and implement processes improvement efforts. Work with process and control owners to better define and implement control performance requirements. Support the company's commitment to risk management and protecting the integrity and confidentiality of systems and data Minimum Qualifications Education and/or experience typically obtained through completion of a bachelor's degree in Computer Science, Business Administration, Finance or Accounting or equivalent experience. 7 or more years of related experience. Familiarity with ISO 27000, PCI DSS, NIST 800-53a, COBIT, FFIEC handbook, SOC2 Type II, GLBA, FCRA, FISMA. Effective communication, organization, and presentation skills. Background and drug screen. Preferred Qualifications 7+ years work experience in security, governance, compliance, IT audit, information technology, or related. Certification in one of CISA, CISSP, CCSP, CRISC, or equivalent or ability to sit for one of the certifications within the first 12 months of hire. Experience with security-related technologies including firewalls, IDS, SIEM, vulnerability scanners, anti-virus, data leak prevention, two factor authentication, and VPN. Experience in implementing cloud transformational and operational risks and controls. Experience in managing business continuity and disaster recovery initiatives. Additional related education and/or experience preferred. The above job description is not intended to be an all-inclusive list of duties and standards of the position. Physical Requirements Working conditions consist of a normal office environment. Work is primarily sedentary and requires extensive use of a computer and involves sitting for periods of approximately four hours. Work may require occasional standing, walking, kneeling, and reaching. Must be able to lift 10 pounds occasionally and/or negligible amount of force frequently. Requires visual acuity and dexterity to view, prepare, and manipulate documents and office equipment including personal computers. Requires the ability to communicate with internal and/or external customers. Incumbents will follow instructions and perform other related duties as assigned by their supervisor. The pay scale for this position in: Phoenix, AZ/ Chicago, IL in USD per year is: $140,000 - $160,000. New York, NY in USD per year is: $160,000 - $180,000. Additionally, candidates are eligible for a discretionary bonus, and benefits. This pay scale is subject to change and is not necessarily reflective of actual compensation that may be earned, nor a promise of any specific pay for any specific candidate, which is always dependent on legitimate factors considered at the time of job offer. Early Warning Services takes into consideration a variety of factors when determining a competitive salary offer, including, but not limited to, the job scope, market rates and geographic location of a position, candidate's education, experience, training, and specialized skills or certification(s) in relation to the job requirements and compared with internal equity (peers). The business actively supports and reviews wage equity to ensure that pay decisions are not based on gender, race, national origin, or any other protected classes. Some of the Ways We Prioritize Your Health and Happiness Healthcare Coverage- Competitive medical (PPO/HDHP), dental, and vision plans as well as company contributions to your Health Savings Account (HSA) or pre-tax savings through flexible spending accounts (FSA) for commuting, health & dependent care expenses. 401(k) Retirement Plan- Featuring a 100% Company Safe Harbor Match on your first 6% deferral immediately upon eligibility. Paid Time Off- Flexible Time Off for Exempt (salaried) employees, as well as generous PTO for Non-Exempt (hourly) employees, plus 11 paid company holidays and a paid volunteer day. 12 weeks of Paid Parental Leave Maven Family Planning - provides support through your Parenting journey including egg freezing, fertility, adoption, surrogacy, pregnancy, postpartum, early pediatrics, and returning to work. And SO much more! We continue to enhance our program, so be sure to check our Benefits page here for the latest. Our team can share more during the interview process! Early Warning Services, LLC ("Early Warning") considers for employment, hires, retains and promotes qualified candidates on the basis of ability, potential, and valid qualifications without regard to race, religious creed, religion, color, sex, sexual orientation, genetic information, gender, gender identity, gender expression, age, national origin, ancestry, citizenship, protected veteran or disability status or any factor prohibited by law, and as such affirms in policy and practice to support and promote equal employment opportunity and affirmative action, in accordance with all applicable federal, state, and municipal laws. The company also prohibits discrimination on other bases such as medical condition, marital status or any other factor that is irrelevant to the performance of our employees. Early Warning Services LLC is a proud participant in E-Verify, a federal program to help ensure a legal and authorized workforce. As part of our hiring process, we electronically verify the employment eligibility of all new hires through E-Verify. For more information on your rights and responsibilities under E-Verify please visit Home | E-Verify.

Posted 30+ days ago

F
First Horizon Corp.Memphis, TN
Location: On site in location Charlotte, NC, Memphis, TN or Miami, FL SUMMARY As a member of the Credit Risk Analytics team, the Risk Consultant II plays a key role in assisting the business partners through reporting and analysis to enable them to apply actionable insights to understand and improve business performance. The role will provide reporting and analytical services to various business lines for the management of risk issues, that include the identification of risk issues and development appropriate responses. ESSENTIAL DUTIES AND RESPONSIBILITIES Develop and maintain credit risk models using SQL and other data tools to identify portfolio trends, risk concentrations, and emerging risks. Contribute to data quality initiatives by identifying and resolving data inconsistencies and helping improve data quality related to credit risk. Participate and lead initiatives focused on process improvement, risk challenge, or building analytical functions within an organization Design and build dashboards and visualizations using tools such as Tableau and Power BI to monitor portfolio performance and communicate insights to stakeholders Hands-on experience producing and presenting analysis for internal or external clients, including executive stakeholders. Collaborate with Credit Risk Analytics team members to execute & improve report development processes SUPERVISORY RESPONSIBILITIES No supervisory responsibilities QUALIFICATIONS To perform this job successfully, an individual must be able to perform each essential duty satisfactorily. Additionally, the qualifications listed below are representative of the knowledge, skills, and/or abilities required in this position: Bachelor (4-year college) degree and 4-6 years of experience or equivalent combination of education and experience Bachelor's degree or equivalent in computer science, data mining, applied mathematics or other quantitative discipline 4+ years of experience with banking and/or business intelligence experience Previous roles in credit underwriting, banking analytics, risk management, or financial consulting, with an emphasis on insight generation and issue identification. Proven ability to interpret, document, and communicate analysis of complex data in both written and visual formats. Experience with Excel, PowerPoint, Tableau, Power BI, SQL, and programming languages (ex: SAS, Java/Python) Good written and oral communication skills COMPUTER AND OFFICE EQUIPMENT SKILLS Microsoft Office suite CERTIFICATES, LICENSES, REGISTRATIONS (Ex: CPA, Series 6 or 7 license, etc) None required About Us First Horizon Corporation is a leading regional financial services company, dedicated to helping our clients, communities and associates unlock their full potential with capital and counsel. Headquartered in Memphis, TN, the banking subsidiary First Horizon Bank operates in 12 states across the southern U.S. The Company and its subsidiaries offer commercial, private banking, consumer, small business, wealth and trust management, retail brokerage, capital markets, fixed income, and mortgage banking services. First Horizon has been recognized as one of the nation's best employers by Fortune and Forbes magazines and a Top 10 Most Reputable U.S. Bank. More information is available at www.FirstHorizon.com. Benefit Highlights Medical with wellness incentives, dental, and vision HSA with company match Maternity and parental leave Tuition reimbursement Mentor program 401(k) with 6% match More -- FirstHorizon.com/First-Horizon-National-Corporation/Careers/Our-Benefits Follow Us Facebook X formerly Twitter LinkedIn Instagram YouTube

Posted 1 week ago

T
Truist Financial CorporationCharlotte, NC
The position is described below. If you want to apply, click the Apply Now button at the top or bottom of this page. After you click Apply Now and complete your application, you'll be invited to create a profile, which will let you see your application status and any communications. If you already have a profile with us, you can log in to check status. Need Help? If you have a disability and need assistance with the application, you can request a reasonable accommodation. Send an email to Accessibility (accommodation requests only; other inquiries won't receive a response). Regular or Temporary: Regular Language Fluency: English (Required) Work Shift: 1st shift (United States of America) Please review the following job description: The Business Unit Risk Advisor I engages with Business Unit leadership in its management of risks and controls as well as its execution of risk program requirements. Execute, facilitate and/or monitor execution of Risk Program requirements (e.g., RCSA, KRIs, etc.) within the Business Unit and BURM. Provide risk advice and influence to assigned Business Unit. Aggregate, integrate, correlate and report risks for assigned Business Unit. Identify and opine on remediation to address weaknesses related to inadequate or failed processes, people, and systems, or external events and ensure effective remediation. Essential Duties and Responsibilities Following is a summary of the essential functions for this job. Other duties may be performed, both major and minor, which are not mentioned below. Specific activities may change from time to time. Provide risk advice and serve as risk Subject Matter Expert (SME) to assigned Business Unit across all risk types to promote and strengthen compliance with applicable regulations, policies, procedures and risk program requirements. Partner with first and second line defense teammates across assigned business areas in identifying, escalating and in remediating risk control gaps to ensure compliance with Enterprise Risk Management programs and policy. Assess, test and effectively challenge the assigned Business Unit to aide in the evaluations and self-identification of risk control weaknesses. Assist with evaluation and assessment of the remediation efforts to confirm adequate resolution. Aggregate, report and communicate risk results to inform teammate stakeholders of the existing risk environment and escalate material concerns to Business Unit leaders and committees. Monitor & report on emerging risks potentially impactful to Business Unit partners and Truist. Implement processes and record retention routines necessary to ensure Business Unit compliance with enterprise risk monitoring requirements. Oversee risk appetite and business risk strategy ensuring adherence to defined limits. Effort includes risk identification, risk acceptance and risk prioritization of current and emerging risks. Understand Business Unit goals, provide risk management expertise in strategic projects and seek engagement from appropriate peers for guidance and input. Other activities and special projects, as deemed required. Qualifications Required Qualifications: The requirements listed below are representative of the knowledge, skill and/or ability required. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions. Bachelor's degree in Accounting, Business, Finance or related field, or equivalent education and related training. 6+ years of experience in a financial institution with emphasis on risk management or equivalent work experience and training, and/or equivalent education, training and experience. Experience in compliance and operational risk mitigation and remediation. Strong communication, interpersonal, presentation and negotiation skills. Proven leadership and management skills. Strong analytical, problem solving and decision-making skills in complex environments and with senior leadership. Strong time management and organizational skills adaptable to a dynamic and complex work environment; Capable of handling multiple projects concurrently. Demonstrated proficiency in basic computer applications, such as Microsoft Office software products. Ability to travel, occasionally overnight. General Description of Available Benefits for Eligible Employees of Truist Financial Corporation: All regular teammates (not temporary or contingent workers) working 20 hours or more per week are eligible for benefits, though eligibility for specific benefits may be determined by the division of Truist offering the position. Truist offers medical, dental, vision, life insurance, disability, accidental death and dismemberment, tax-preferred savings accounts, and a 401k plan to teammates. Teammates also receive no less than 10 days of vacation (prorated based on date of hire and by full-time or part-time status) during their first year of employment, along with 10 sick days (also prorated), and paid holidays. For more details on Truist's generous benefit plans, please visit our Benefits site. Depending on the position and division, this job may also be eligible for Truist's defined benefit pension plan, restricted stock units, and/or a deferred compensation plan. As you advance through the hiring process, you will also learn more about the specific benefits available for any non-temporary position for which you apply, based on full-time or part-time status, position, and division of work. Truist is an Equal Opportunity Employer that does not discriminate on the basis of race, gender, color, religion, citizenship or national origin, age, sexual orientation, gender identity, disability, veteran status, or other classification protected by law. Truist is a Drug Free Workplace. EEO is the Law Pay Transparency Nondiscrimination Provision E-Verify

Posted 3 weeks ago

Valuation Risk Controller-logo
Morgan StanleyNew York, NY
Valuation Risk Controller We offer: The chance to work in the Finance department of one of the world's top tier Financial Institutions and gain first-hand insight into our business Work with and obtain in-depth knowledge of a wide range of financial products from plain vanilla products to the most exotic structured derivatives Engagement with Morgan Stanley offices globally in an open minded and welcoming environment, including New York, London, Hong Kong and Tokyo Professional development opportunities including access to Morgan Stanley's world-class internal trainings, financial and study-leave support for selected professional qualifications Flexible working arrangements - core hours and opportunity to work from home A competitive salary and benefits package, including eligibility for annual bonus, a fully funded sports package, healthcare plan, firm contribution to voluntary pension fund, and 16 weeks paternity leave You will: Undertake Independent Price Verification (IPV) of a global portfolio of assets using external data sources and financial models Debate IPV results and marking methodologies with front-office traders Review valuation and risk models while working closely with model developers Analyze pricing factors in complex financial products and comprehend market movements' impact on the portfolio and firm Identify and eliminate control gaps within the pricing framework Drive development on regulatory deliverables and automation projects using Agile You have: Completed degree in Finance, Economics, Mathematics, Engineering, or Business related discipline Deep knowledge of main financial products, their market context, and associated risks Clear, structured communication and interpersonal skills Willingness to adapt to new challenges in a dynamic environment with shifting priorities Strong analytical, quantitative skills and proficient user of Excel Knowledge of relevant pricing models and risk management techniques is an advantage Ability to understand code in VBA/Python or another programming language commonly used in the financial industry is an advantage Team Profile: Morgan Stanley Valuation Control provide an independent valuation assessment across the entire spectrum of financial instruments, ranging from vanilla products to the most complex structured and derivative transactions. This process involves the certification of models and their valuation methodologies, testing for adherence to such methodologies, evaluating internal valuation marks against external benchmarks, identification and resolution of valuation discrepancies, and communicating a valuation assessment to senior trading and Finance management. The team is also involved in the continuous enhancements of the valuation control infrastructure with a view towards global and cross-product standardization. About us: Morgan Stanley is a global financial services firm and a market leader in investment banking, securities, investment management and wealth management services. At Morgan Stanley, we are shaping the future of our global business and contributing to our local community. Our team works across numerous areas, including Technology, Mathematical Modeling, Finance, Risk Management, Operations and Data & Analytics from our new state-of-the-art offices near the Danube and our City Gate office in the heart of the city center. Interested in flexible working opportunities? Morgan Stanley empowers employees to have greater freedom of choice through flexible working arrangements. Speak to our recruitment team to find out more. Morgan Stanley is an equal opportunities employer. We work to provide a supportive and inclusive environment where all individuals can maximize their full potential. Our skilled and creative workforce is comprised of individuals drawn from a broad cross section of the global communities in which we operate and who reflect a variety of backgrounds, talents, perspectives and experiences. Our strong commitment to a culture of inclusion is evident through our constant focus on recruiting, developing and advancing individuals based on their skills and talents. WHAT YOU CAN EXPECT FROM MORGAN STANLEY: We are committed to maintaining the first-class service and high standard of excellence that have defined Morgan Stanley for over 89 years. Our values - putting clients first, doing the right thing, leading with exceptional ideas, committing to diversity and inclusion, and giving back - aren't just beliefs, they guide the decisions we make every day to do what's best for our clients, communities and more than 80,000 employees in 1,200 offices across 42 countries. At Morgan Stanley, you'll find an opportunity to work alongside the best and the brightest, in an environment where you are supported and empowered. Our teams are relentless collaborators and creative thinkers, fueled by their diverse backgrounds and experiences. We are proud to support our employees and their families at every point along their work-life journey, offering some of the most attractive and comprehensive employee benefits and perks in the industry. There's also ample opportunity to move about the business for those who show passion and grit in their work. To learn more about our offices across the globe, please copy and paste https://www.morganstanley.com/about-us/global-offices into your browser. Expected base pay rates for the role will be between $80,000 and $115,000 per year at the commencement of employment. However, base pay if hired will be determined on an individualized basis and is only part of the total compensation package, which, depending on the position, may also include commission earnings, incentive compensation, discretionary bonuses, other short and long-term incentive packages, and other Morgan Stanley sponsored benefit programs. Morgan Stanley's goal is to build and maintain a workforce that is diverse in experience and background but uniform in reflecting our standards of integrity and excellence. Consequently, our recruiting efforts reflect our desire to attract and retain the best and brightest from all talent pools. We want to be the first choice for prospective employees. It is the policy of the Firm to ensure equal employment opportunity without discrimination or harassment on the basis of race, color, religion, creed, age, sex, sex stereotype, gender, gender identity or expression, transgender, sexual orientation, national origin, citizenship, disability, marital and civil partnership/union status, pregnancy, veteran or military service status, genetic information, or any other characteristic protected by law. Morgan Stanley is an equal opportunity employer committed to diversifying its workforce (M/F/Disability/Vet).

Posted 1 week ago

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Truist Financial CorporationRichmond, VA
The position is described below. If you want to apply, click the Apply Now button at the top or bottom of this page. After you click Apply Now and complete your application, you'll be invited to create a profile, which will let you see your application status and any communications. If you already have a profile with us, you can log in to check status. Need Help? If you have a disability and need assistance with the application, you can request a reasonable accommodation. Send an email to Accessibility (accommodation requests only; other inquiries won't receive a response). Regular or Temporary: Regular Language Fluency: English (Required) Work Shift: 1st shift (United States of America) Please review the following job description: Engage with Technology Business Unit leaders in its identification, remediation and management of risks and controls as well as its execution of risk program requirements. Execute, facilitate and/or monitor execution of Risk Program requirements (e.g., RCSA, KRIs, etc.) within the Business Unit's Risk Manager. Provide strategic insight, risk advice and influence to assigned Business Unit. Concur with material risk taking by the Business Unit and escalate unacceptable risks. Aggregate, integrate, correlate and report risks for assigned Business Unit. Present risk aggregation, key risks and emerging risks to senior Business Unit Leadership. Identify and opine on remediation to address weaknesses related to inadequate or failed processes, people, and systems, or external events and ensure effective remediation. Following is a summary of the essential functions for this job. Other duties may be performed, both major and minor, which are not mentioned below. Specific activities may change from time to time. Provide strategic and tactical effective challenge for all risks present within the Technology Business Unit (BU). Concur with key risk decisions and escalate unacceptable or key emerging risks to Business Unit Chief Risk Officer(BU CRO) and/or Business Unit Risk Committee. Guide risk-taking behavior. Provide counsel and advice to BU and senior BU leaders. Monitor risk exposures, concentrations and limits. Ensure risk levels stay within risk appetite. Opine on new or revised risk program requirements to confirm they are consistent with the Bank's risk appetite, regulator expectations and industry standard. Identify areas of opportunity to improve risk visibility within BU; develop and implement plan to transform opportunity into new processes and activities. Assist in the development and opine on Risk Appetite Framework metrics and Key Risk Indicators within the BU as well as those defined by the BU for implementation across Truist (where applicable). Advocate the Bank's risk culture, compliance with enterprise risk initiatives and promote sound risk management practices. Provide connectivity between the output of risk programs as appropriate. Coordinate with stakeholders to resolve highly complex or challenging issues. Advise on the effectiveness of BU risk and control environment Provide direction and guidance in the development of controls and governance mechanisms within the BU. Execute, facilitate and monitor risk governance mechanisms, including but not limited to, Compliance Risk and Control Self-Assessment (C-RCSA), Risk and Control Self-Assessment (RCSA), key risk indicators, policies, risk committees and other elements of the Enterprise Risk Framework. Monitor issues (all types) assigned to BU, as well as those that have downstream or upstream impact to the BU, and ensure appropriate remediation. In conjunction with Compliance Risk Management and Legal, monitor BU adherence to applicable policies, laws and regulations. Aggregate, integrate, correlate and report risks. Test controls to confirm design is adequate and they are operating effectively. Communicate to BU senior leadership, regulators and Executive Committees key activities, trends, and events pertaining to risk, regulatory and audit reviews. Continue to promote various risk initiatives and their supporting metrics. Develop and maintain effective ongoing communication with other leaders in the BU and leaders of relevant BUs. Foster a spirit of continuous improvement and offer recommendations to refine and/or enhance Business Unit and BURM processes as necessary. Make recommendations for assigned personnel regarding employment, career development, performance evaluations, salary changes, promotions, transfers and terminations within established policies and guidelines. Other duties, as needed. Qualifications Required Qualifications: The requirements listed below are representative of the knowledge, skill and/or ability required. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions. Bachelor's degree in Accounting, Business, Finance or related field, or equivalent education and related training 10 years of experience in a financial institution with emphasis on risk management, audit, operations, process engineering or line of business specialty and/or equivalent education, training and experience. Experience in compliance and operational risk mitigation and remediation Strong communication, interpersonal, presentation and negotiation skills Proven leadership and management skills Strong analytical, problem solving and decision making skills in complex environments and with senior leadership Strong time management and organizational skills adaptable to a dynamic and complex work environment; Capable of handling multiple projects concurrently Demonstrated proficiency in basic computer applications, such as Microsoft Office software products Ability to travel, occasionally overnight Preferred Qualifications: Master's degree in Finance or Business, or professional certifications (e.g. FRM, CISSP, CRISC) preferred. 15 years of banking or relevant experience Relevant technology experience in application development or comparable delivery organization. Technology Audit experience Professional designation related to risk management or field of assigned business unit(s) Strong knowledge in field of assigned business unit(s) Knowledge of financial accounting and reporting systems Experience with Archer and ServiceNow. General Description of Available Benefits for Eligible Employees of Truist Financial Corporation: All regular teammates (not temporary or contingent workers) working 20 hours or more per week are eligible for benefits, though eligibility for specific benefits may be determined by the division of Truist offering the position. Truist offers medical, dental, vision, life insurance, disability, accidental death and dismemberment, tax-preferred savings accounts, and a 401k plan to teammates. Teammates also receive no less than 10 days of vacation (prorated based on date of hire and by full-time or part-time status) during their first year of employment, along with 10 sick days (also prorated), and paid holidays. For more details on Truist's generous benefit plans, please visit our Benefits site. Depending on the position and division, this job may also be eligible for Truist's defined benefit pension plan, restricted stock units, and/or a deferred compensation plan. As you advance through the hiring process, you will also learn more about the specific benefits available for any non-temporary position for which you apply, based on full-time or part-time status, position, and division of work. Truist is an Equal Opportunity Employer that does not discriminate on the basis of race, gender, color, religion, citizenship or national origin, age, sexual orientation, gender identity, disability, veteran status, or other classification protected by law. Truist is a Drug Free Workplace. EEO is the Law Pay Transparency Nondiscrimination Provision E-Verify

Posted 6 days ago

Data Risk - Quality Lead-logo
Huntington Bancshares IncCharlotte, NC
Description Summary: Our Enterprise Data Governance team is growing, and we're looking for an outstanding Data Risk Lead to join our team. The Data Risk Lead will be responsible for leading the creation, tracking, and enforcement of data governance processes. The development of data policy, standards, and controls and their continued enforcement will be critical to the success of Huntington's journey to being a data driven organization. The Data Risk Lead will help develop current team members while serving as a technical leader with expertise in the development, implementation, and management of our Data Governance framework. Data Risk Lead support enterprise data government capabilities and partner across the bank assisting in the team's work on data sharing agreements (drafting, reviewing and processing, monitoring, and close-out), developing documentation of policies and processes related to data sharing and data governance, working with other teams in data governance and other divisions in Huntington on data sharing, governance, policy and privacy issues, convening, and leading and documenting meetings with stakeholders across the agency involved in the process. Here at Huntington Bank, we want Data Risk Leads to work with our data analytics team as we develop data solutions to better serve our customers, support our communities, and make our colleagues' lives better. Our goal is to be the best performing Regional Bank in America, and we need data and analytics to meet that goal. Duties and Responsibilities: Works closely and manages relationships with internal partners in Audit, Compliance, Risk, and Legal to identify and define data policies, standards, and controls to enable broader use of data across Huntington. Work as a lead of the Data Governance team to build upon extensible frameworks and existing data rules, including the capture of localized requirements determined by local Policy Groups. Takes a lead role in capturing requirements and document processes, including the ability to act as a trusted advisor to our stakeholders. Lead the design and enablement of technology and processes upon which the data rules are enforced. Lead the creation of new processes and end-to-end design of various components within the Data Governance framework. Manage and document requirements from various stakeholders and take a lead role working closely with the project management team to track progress and provide status updates. Support the design and enablement of technology and processes upon which the data rules are enforced. Support the creation of new processes and end-to-end design of various components within the Data Policies Capability Gather feedback from solution teams and service lines to inform the execution of the various services of the Data Policies capability and take a lead role to manage junior members in the team. Contribute to the creation and maintenance of a process and repository for the documentation of governance best practices. Lead implementation of an ongoing communication plan to educate key stakeholders on data policy frameworks. Support federated teams on the work necessary to meet policy requirements. Lead data management teams on the implementation of data quality, metadata and lineage, data sourcing and usage, data issue management requirements Tracking and monitoring the implementation of data controls across the organization Developing and designing metrics required for monitoring and tracking adherence to Data Governance Policy Manage the development of toolkits and guidelines that can be leveraged by federated teams as they implement policy requirements. Provide leadership, coaching, and mentoring to team members while serving as a role model. Works with stakeholders to ensure that business needs are clearly understood and that services meet those needs. Anticipate and analyze trends in technology while assessing the emerging technology's impact with regards to the Data Governance framework. Perform other duties as assigned. Basic Qualifications: Bachelor's Degree or equivalent relevant work experience 7+ years of experience implementing data governance frameworks (e.g., data policies, standards, and controls), experience developing and/or implementing data governance policy and standards, and experience working with IT and/or business segments on the analysis of complex business processes and data governance needs Must have hands on SQL + VB Script Excel. Preferred Qualifications: Experience leading project teams, with or without formal direct reporting relationships History of developing and monitoring the delivery of efficient and effective processes to solve diverse and complex data problems Extensive experience in performing data maturity assessments Extensive experience in synthesizing programmatic and policy information from multiple sources, researching and drafting policy and standards documents, Experience tracking data policies, standards, and controls throughout the lifecycle (including monitoring, enforcement, and close-out), and facilitating and documenting meetings with internal and external stakeholders at all levels Proven Track record within Data Governance with influencing the overall direction of data policies, standards, and controls, and data lifecycle management Risk management, regulatory, compliance, and/or audit experience is a plus Experience in strategy, process improvement, management consulting is a plus Ability to effectively drive requirements and gain consensus In-depth knowledge of governance policy, standards, and controls processes Ability to constructively challenge requirements and current state to increase overall value to the organization Well-versed with latest data policy decisions, guidelines, and business trends Able to translate long-term visions into actionable roadmaps that are broadly accepted Ability to translate business and functional needs into policy, standards, and controls requirements, and estimate their impact across the data lifecycle Strong partnership and collaboration skills, including the ability to work in a cross-functional manner with business and technology stakeholders Excellent executive communication and business writing skills, including ability to draft business requirements Ability to rapidly comprehend the changes to key business processes and the impact on the overall Data Governance framework In-depth understanding of the business objectives of business segments and how our Data Policy & Standards support those objectives Strong ability to analyze complex situations and to derive workable actions Strong ability to identify, prioritize and weigh different options and to recommend value-add solutions Flexibility to adjust to multiple demands, shifting priorities, ambiguity and rapid change Strong analytical skills Ability to build strong relationships throughout the organization High level of organization and attention to detail Negotiation, influencing, and partnership skills Excellent written and verbal communication skills Self-starter attitude with the ability to work independently Business outcome focused Demonstrated perseverance Ability to train less experienced colleagues regarding day-to-day activities Proven ability to lead cross-functional efforts Exempt Status: (Yes = not eligible for overtime pay) (No = eligible for overtime pay) Yes Workplace Type: Office Our Approach to Office Workplace Type Certain positions outside our branch network may be eligible for a flexible work arrangement. We're combining the best of both worlds: in-office and work from home. Our approach enables our teams to deepen connections, maintain a strong community, and do their best work. Remote roles will also have the opportunity to come together in our offices for moments that matter. Specific work arrangements will be provided by the hiring team. Compensation Range: 70,000.00 - 140,000.00 USD Annual The compensation range represents the low and high end of the base compensation range for this position. Actual compensation will vary and may be above or below the range based on various factors including but not limited to location, experience, and performance. Colleagues in this position are also eligible to participate in an applicable incentive compensation plan. In addition, Huntington provides a variety of benefits to colleagues, including health insurance coverage, wellness program, life and disability insurance, retirement savings plan, paid leave programs, paid holidays and paid time off (PTO). Huntington is an Equal Opportunity Employer. Tobacco-Free Hiring Practice: Visit Huntington's Career Web Site for more details. Note to Agency Recruiters: Huntington will not pay a fee for any placement resulting from the receipt of an unsolicited resume. All unsolicited resumes sent to any Huntington colleagues, directly or indirectly, will be considered Huntington property. Recruiting agencies must have a valid, written and fully executed Master Service Agreement and Statement of Work for consideration.

Posted 2 weeks ago

T
Truist Financial CorporationRichmond, VA
The position is described below. If you want to apply, click the Apply Now button at the top or bottom of this page. After you click Apply Now and complete your application, you'll be invited to create a profile, which will let you see your application status and any communications. If you already have a profile with us, you can log in to check status. Need Help? If you have a disability and need assistance with the application, you can request a reasonable accommodation. Send an email to Accessibility (accommodation requests only; other inquiries won't receive a response). Regular or Temporary: Regular Language Fluency: English (Required) Work Shift: 1st shift (United States of America) Please review the following job description: Provide first line of defense risk leadership, oversight and support for Enterprise Technology in the execution of enterprise risk and operational risk programs. Collaborate with leadership, second line of defense program owners and other applicable areas of the bank to develop a framework and execute on risk program deliverables. Facilitate execution of key risk framework components as delegated by LOD2 risk programs. Following is a summary of the essential functions for this job. Other duties may be performed, both major and minor, which are not mentioned below. Specific activities may change from time to time. Provide coordination, effective challenge and robust independent oversight of policies, limits, and committees to drive effective governance structures and requirements to effectively manage and mitigate risks within assigned business units and support alignment with the overall corporate strategy. Provide consultative leadership and develop working relationships to drive the implementation and execution of a multi-level governance document structure and comprehensive inventory for all defined governance materials. Support and contribute to the design, implementation, and execution of comprehensive, forward-looking and risk-based frameworks, processes, and systems for prioritizing, structuring, reviewing and approving governance materials throughout the company. Support the monitoring and execution of risk governance policies and procedures to establish defined processes, clear roles and responsibilities, and effective challenge routines. Identify and monitor risk governance exceptions, issues, and emerging trends across assigned business units and committees to drive their remediation, acceptance, or escalation to governing bodies. Document the governance and reporting program including methodologies, processes and procedures, report writing, conventions for consistently vetting and documenting findings and working papers. Lead the Development and maintenance of processes and procedures to ensure the accuracy of the reports produced by the team. Build a working knowledge of the business units strategic plan, key objectives, risk appetite statement, and RSCA process. Assist in the detection of emerging and/or under recognized risks. Conduct data aggregation to support risk appetite framework and quarterly profile, including KRI's and ongoing risk identification. Assist business leaders in development of RAF metrics and thresholds. Generate content for regular management and risk program governance committees. Facilitate Risk Committee and other risk committee/working groups. Demonstrate Truist's risk culture. Qualifications Required Qualifications: The requirements listed below are representative of the knowledge, skill and/or ability required. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions. Bachelor's degree in Business, Finance, or equivalent education and related training. 8 to 12 years of financial services or risk management experience, and/or equivalent education, training and experience. Strong interpersonal and relationship management skills with ability to interact and communicate within all levels of organization, across functions, and within public sector/governmental agencies. Strong analytical, cognitive, conceptual, critical thinking and organizational skills. Demonstrated leadership, communication (verbal and written), presentation and facilitation skills. Demonstrated planning ability with demonstrated judgment, problem-solving and decision-making skills. Demonstrated proficiency in basic computer applications, such as Microsoft Office software products. Preferred Qualifications: Master's degree in related field, or equivalent education and related training. Understanding of key risk processes (Ex: RCSA, KRI, Issues Management) Familiarity with supporting a matrix support model / dotted-line relationship Strong presentation skills Ability to clearly define / communicate roles / responsibilities within an existing process design Advanced skills in PowerPoint, Excel, data visualization tools Technology related experience in a large financial institution General Description of Available Benefits for Eligible Employees of Truist Financial Corporation: All regular teammates (not temporary or contingent workers) working 20 hours or more per week are eligible for benefits, though eligibility for specific benefits may be determined by the division of Truist offering the position. Truist offers medical, dental, vision, life insurance, disability, accidental death and dismemberment, tax-preferred savings accounts, and a 401k plan to teammates. Teammates also receive no less than 10 days of vacation (prorated based on date of hire and by full-time or part-time status) during their first year of employment, along with 10 sick days (also prorated), and paid holidays. For more details on Truist's generous benefit plans, please visit our Benefits site. Depending on the position and division, this job may also be eligible for Truist's defined benefit pension plan, restricted stock units, and/or a deferred compensation plan. As you advance through the hiring process, you will also learn more about the specific benefits available for any non-temporary position for which you apply, based on full-time or part-time status, position, and division of work. Truist is an Equal Opportunity Employer that does not discriminate on the basis of race, gender, color, religion, citizenship or national origin, age, sexual orientation, gender identity, disability, veteran status, or other classification protected by law. Truist is a Drug Free Workplace. EEO is the Law Pay Transparency Nondiscrimination Provision E-Verify

Posted 2 weeks ago

Avp, Cybersecurity Risk Assessment Mgt-logo
Lincoln Financial GroupRadnor, PA
Alternate Locations: Work from Home; Charlotte, NC (North Carolina); Fort Wayne, IN (Indiana); Greensboro, NC (North Carolina); Radnor, PA (Pennsylvania) Work Arrangement: Remote : Work at home employee Relocation assistance: is not available for this opportunity. Requisition #: 74793 The Role at a Glance This position provides leadership, strategic direction and functional expertise to ensure departmental results for the Supplier Risk Team. You will contribute to the strategic development of business solutions that meet the needs, goals and objectives of Cyber Risk Governance. What you'll be doing Delivers and maintains metrics for the Supplier Risk Team. Provides subject matter expertise to internal/external stakeholders on third party security risk assessment. Maintains knowledge on current and emerging developments/trends for cyber security related to third party risk management and third party contracting. Manages a team of analysts responsible for assessing the security risk related to third party engagements. Identifies and directs the implementation of strategic process improvements that significantly improve the quality of third party risk management and due diligence. Responsible for management of IT Audit support activities related to third party assessments for both internal and external audits and exams. Identifies and directs the implementation of strategic process improvements that significantly improve the quality for IT audit support activities. Maintains knowledge on current and emerging developments/trends, assesses the impact, and collaborates with senior management to incorporate new trends and developments in current and future strategies. Directs and enhances organizational initiatives by positively influencing and supporting change management and/or departmental/enterprise initiatives. Identifies and directs strategic process improvements that significantly reduce workloads or improve quality across the team, department and/or business unit. Provides subject matter expertise to team members and internal/external stakeholders on complex assignments/projects. Provides training and development opportunities, including stretch assignments, for team members and gives honest and open feedback to aid in the development of talent. Directs, establishes and implements priorities, performance goals and objectives to ensure departmental results. Directs and evaluates departmental performance and takes appropriate action to meet and/or exceed performance standards. Provides strategic leadership and direction to continually improve the capability and results. Directs/executes approved strategy decisions and contributes to strategy creation. Ensures that top talent is hired and retained. What we're looking for Must Haves 4 Year/Bachelor's degree (or equivalent) 10+ Years of information security experience including 3+ years of managerial, supervisory, and/or demonstrated leadership experience including influencing senior management/critical stakeholder experience. Application Deadline Applications for this position will be accepted through October 3, 2025, subject to earlier closure due to applicant volume. What's it like to work here? At Lincoln Financial, we love what we do. We make meaningful contributions each and every day to empower our customers to take charge of their lives. Working alongside dedicated and talented colleagues, we build fulfilling careers and stronger communities through a company that values our unique perspectives, insights and contributions and invests in programs that empower each of us to take charge of our own future. What's in it for you: Clearly defined career tracks and job levels, along with associated behaviors for each of Lincoln's core values and leadership attributes Leadership development and virtual training opportunities PTO/parental leave Competitive 401K and employee benefits Free financial counseling, health coaching and employee assistance program Tuition assistance program Work arrangements that work for you Effective productivity/technology tools and training The pay range for this position is $146,501 - $264,700 with anticipated pay for new hires between the minimum and midpoint of the range and could vary above and below the listed range as permitted by applicable law. Pay is based on non-discriminatory factors including but not limited to work experience, education, location, licensure requirements, proficiency and qualifications required for the role. The base pay is just one component of Lincoln's total rewards package for employees. In addition, the role may be eligible for the Annual Incentive Program, which is discretionary and based on the performance of the company, business unit and individual. Other rewards may include long-term incentives, sales incentives and Lincoln's standard benefits package. About The Company Lincoln Financial (NYSE: LNC) helps people to confidently plan for their version of a successful future. We focus on identifying a clear path to financial security, with products including annuities, life insurance, group protection, and retirement plan services. With our 120-year track record of expertise and integrity, millions of customers trust our solutions and service to help put their goals in reach. Lincoln Financial Distributors, a broker-dealer, is the wholesale distribution organization of Lincoln Financial. Lincoln Financial is the marketing name for Lincoln Financial Corporation and its affiliates including The Lincoln National Life Insurance Company, Fort Wayne, IN, and Lincoln Life & Annuity Company of New York, Syracuse, NY. Lincoln Financial affiliates, their distributors, and their respective employees, representatives and/or insurance agents do not provide tax, accounting or legal advice. Lincoln is committed to creating an inclusive environment and is proud to be an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, gender, gender identity or expression, sexual orientation, national origin, genetics, disability, age, or veteran status. Follow us on Facebook, X, LinkedIn, Instagram, and YouTube. For the latest company news, visit our newsroom. Be Aware of Fraudulent Recruiting Activities If you are interested in a career at Lincoln, we encourage you to review our current openings and apply on our website. Lincoln values the privacy and security of every applicant and urges all applicants to diligently protect their sensitive personal information from scams targeting job seekers. These scams can take many forms including fake employment applications, bogus interviews and falsified offer letters. Lincoln will not ask applicants to provide their social security numbers, date of birth, bank account information or other sensitive information in job applications. Additionally, our recruiters do not communicate with applicants through free e-mail accounts (Gmail, Yahoo, Hotmail) or conduct interviews utilizing video chat rooms. We will never ask applicants to provide payment during the hiring process or extend an offer without conducting a phone, live video or in-person interview. Please contact Lincoln's fraud team at fraudhotline@lfg.com if you encounter a recruiter or see a job opportunity that seems suspicious. Additional Information This position may be subject to Lincoln's Political Contribution Policy. An offer of employment may be contingent upon disclosing to Lincoln the details of certain political contributions. Lincoln may decline to extend an offer or terminate employment for this role if it determines political contributions made could have an adverse impact on Lincoln's current or future business interests, misrepresentations were made, or for failure to fully disclose applicable political contributions and or fundraising activities. Any unsolicited resumes or candidate profiles submitted through our web site or to personal e-mail accounts of employees of Lincoln Financial are considered property of Lincoln Financial and are not subject to payment of agency fees. Lincoln Financial ("Lincoln" or "the Company") is an Equal Opportunity employer and, as such, is committed in policy and practice to recruit, hire, compensate, train and promote, in all job classifications, without regard to race, color, religion, sex, age, national origin or disability. Opportunities throughout Lincoln are available to employees and applicants are evaluated on the basis of job qualifications. If you are a person with a disability that impedes your ability to express your interest for a position through our online application process, or require TTY/TDD assistance, contact us by calling 260-455-2558. This Employer Participates in E-Verify. See the E-Verify notices. Este Empleador Participa en E-Verify. Ver el E-Verify avisos. Job Segment: Risk Management, Social Media, Bank, Banking, Information Security, Finance, Marketing, Technology

Posted 30+ days ago

T
Texas Capital Bancshares, Inc.Richardson, TX
Texas Capital is built to help businesses and their leaders. Our depth of knowledge and expertise allows us to bring the best of the big firms at a scale that works for our clients, with highly experienced bankers who truly invest in people's success - today and tomorrow. While we are rooted in core financial products, we are differentiated by our approach. Our bankers are seasoned financial experts who possess deep experience across a multitude of industries. Equally important, they bring commitment - investing the time and resources to understand our clients' immediate needs, identify market opportunities and meet long-term objectives. At Texas Capital, we do more than build business success. We build long-lasting relationships. Texas Capital provides a variety of benefits to colleagues, including health insurance coverage, wellness program, fertility and family building aids, life and disability insurance, retirement savings plans with a generous 401K match, paid leave programs, paid holidays, and paid time off (PTO). Headquartered in Dallas with offices in Austin, Fort Worth, Houston, Richardson, Plano and San Antonio, Texas Capital was recently named Best Regional Bank in 2024 by Bankrate and was named to The Dallas Morning News' Dallas-Fort Worth metroplex Top Workplaces 2023 and GoBankingRate's 2023 list of Best Regional Banks. For more information about joining our team, please visit us at www.texascapitalbank.com. Brief Overview of Position The Risk Management function is the Bank's 2LOD (second line of defense) is responsible for identifying, assessing, and mitigating risk for the entirety of the firm through the evaluation and establishment of risk management procedures and policies. This department works directly with all business units to develop a strong and robust risk mitigation environment to aid in the growth processes to ensure adherence to policies. The Risk and Compliance Sr. Analyst evaluates and ensures that an organization's operations and procedures meet compliance standards. Responsibilities This job works collaboratively to support of all risk and compliance assessment activities of Texas Capital across a broad range of frameworks. Partner with the organizational risk and business partners, the technology organization, and frontline teams to meet the mission requirements in a manner consistent with the enterprise risk appetite. Serve as 2LOD Risk and Compliance Subject Matter Expert . Act as both trusted risk manager/partner and credible 2LOD risk independent challenge professional to support our businesses. Maintain contribute to the data integrity for core risk reference data, such as Business Hierarchy, Products and Services inventory, Business Processes inventory, Risk Taxonomy, Control Taxonomy, and other risk drivers such as third parties and technology applications. Review and provide independent challenge to risk assessments and other materials Participate in the review and challenge of Policies and Programs each quarter. Assist with communicating relevant issues and scope information across business lines as appropriate. Coordinate the risk portion of the new products and services assessment process with all impacted risk categories. Perform other duties or projects as assigned. Qualifications Bachelor's degree (preferred in Finance, Accounting, Business, or Analytics, Computer Science); or equivalent combination of education, training, experience Minimum 7 years of work experience in financial services or a related field Strong subject matter expertise Specific knowledge of risk management frameworks and corporate governance Strong ability to analyze risk concentration areas, risk profiles, and risk data to comprehensively assess risk Strong formal business writing skills to create procedures, manuals, and management reports Advanced ability to interact, negotiate and influence at all levels throughout the organization Strong attention to detail in a deadline-focused environment Advanced analytical, critical thinking and problem-solving skills Ability to identify potential risks and raise to appropriate levels Ability to maintain confidentiality and instill trust within the organization Advanced knowledge of financial rules and regulations Ability to self-direct and manage competing priorities on concurrent large, complex projects, initiatives and deliverables Strong technical proficiency in the use of MS Office products for reporting, data analytics, and presentations The duties listed above are the essential functions, or fundamental duties within the job classification. The essential functions of individual positions within the classification may differ. Texas Capital Bank may assign reasonably related additional duties to individual employees consistent with standard departmental policy.Texas Capital is an Equal Opportunity Employer.

Posted 4 weeks ago

Principal, Cyber Security - Governance, Risk And Controls (Grc)-logo
Northern TrustChicago, IL
About Northern Trust: Northern Trust, a Fortune 500 company, is a globally recognized, award-winning financial institution that has been in continuous operation since 1889. Northern Trust is proud to provide innovative financial services and guidance to the world's most successful individuals, families, and institutions by remaining true to our enduring principles of service, expertise, and integrity. With more than 130 years of financial experience and over 22,000 partners, we serve the world's most sophisticated clients using leading technology and exceptional service. Principal Responsibilities/Requirements: Primary candidate has techno-functional knowledge and experience in Information Security domain involving undertakings and projects focusing on data security activities. This includes prior contributions to the strategic direction of data security programs, working knowledge of, and experience with the development and enterprise-wide implementation of end-to-end processes, as well as data security best practices. Develop, socialize, maintain, and interpret complex data security governance elements (e.g., policy, standard, TOM, procedures, and business continuity plans) that define data security requirements. Develop, implement, and execute governance and monitoring processes as required per internal/external standards and regulations (e.g.: FFIEC, GDPR, etc). Responsible for execution of Data Protection Risk & Controls Self Assessments (RCSA) and the development of Process Risk & Controls Inventories (PRCI). Responsible for monitoring KRI/KPI and conducting escalation activities for noncompliance to data protection policies, standards, and procedures to various levels of leadership Contributes to the optimization, execution, and maintenance of a data security program elements, especially those involving business processes, repeatable methods, automation, and measurements needed for a viable risk-based data security program (e.g.: KRI/KPI metrics). Works with information security management frameworks (i.e., ISO 2700X, NIST CSF, SANS Top 20 Critical Security Controls, etc.) Responds both verbally, and in writing, to complex inquiries and new periodic exams from both internal partners (e.g., legal, compliance, audit, risk) and external partners (e.g., regulators, external auditors, third-parties). This also includes prior experience in optimization and execution methods to improve future responses to such inquiries, as well as prior experience providing peer-review of such responses. Responsible for the management and tracking of internal and external issues or areas of concerns related to the Data Protection program (e.g.: audit responses, etc) Responsible for managing the content on the Enterprise-wide knowledge and collaboration workspace specifically for the Data Protection program. Minimum: Bachelor's degree or equivalent experience Experience with Data Governance teams at both the Enterprise and various business levels level Experience conducting or responding to IT Audits (FFIEC Handbook) Experience with end to end strategic program roadmap development Strong analytical and problem-solving skills Expert experience with report visualization (Excel, PowerPoint, Tableau, Power BI, etc.) Excellent communication skills Strong organizational and facilitation skills Ability to work autonomously, under pressure, and to prioritize tasks Preferred: CISSP, CISM, or other information security certifications Experience with computer languages (SQL Query, Python, etc.) Vast working knowledge of Business Process Management Experience with KRI/KPI and dashboard reporting development and socialization Salary Range: $114,700 - 194,900 USD Salary range is a good faith estimate of base pay. Northern Trust provides a comprehensive benefits package including retirement benefits (401k and pension), health and welfare benefits (medical, dental, vision, spending accounts and disability), paid time off, parental and caregiver leave, life & accident insurance, and other voluntary and well-being benefits. Northern Trust also provides a discretionary bonus program that may include an equity component. Working with Us: As a Northern Trust partner, greater achievements await. You will be part of a flexible and collaborative work culture in an organization where financial strength and stability is an asset that emboldens us to explore new ideas. Movement within the organization is encouraged, senior leaders are accessible, and you can take pride in working for a company committed to assisting the communities we serve! Join a workplace with a greater purpose. We'd love to learn more about how your interests and experience could be a fit with one of the world's most admired and sustainable companies! Build your career with us and apply today. #MadeForGreater Reasonable accommodation Northern Trust is committed to working with and providing reasonable accommodations to individuals with disabilities. If you need a reasonable accommodation for any part of the employment process, please email our HR Service Center at MyHRHelp@ntrs.com. We hope you're excited about the role and the opportunity to work with us. We value an inclusive workplace and understand flexibility means different things to different people. Apply today and talk to us about your flexible working requirements and together we can achieve greater.

Posted 30+ days ago

Third Party Risk Analyst-logo
Austin BankLongview, TX
ESSENTIAL DUTIES AND RESPONSIBILITIES: Includes the following, other duties may be assigned; BCP o Maintain and input data into the Business Continuity Plan (BCP) application. o Make recommendations to management for enhancements to the BCP. o Use of analytical and critical thinking to determine actionable impacts to the BCP. o Assist in interviewing functional department managers each year to determine modifications within the BCP to reflect Business Impact Questionnaire results. o Assist in coordinating scenario testing for BCP documentation Vendor Management o Enter and maintain significant/critical vendor profiles in the Vendor Management (VM) application. o Responsible for the data integrity for all vendors in the VM application. o Responsible for gathering documentation to keep vendor due diligence current. o Use critical thinking to analyze new vendors and make recommendations and perform required due diligence based off criticality. o Ability to use critical thinking to make recommendations to move certain vendors between criticality levels based off new information. o Work with other departments of the bank to perform tasks that support Vendor Management. Risk Assessments o Responsible for maintaining risk assessments for the following areas of the bank: Online, Mobile, Telephone Banking Social Media Systems Access Information and Cyber Security Workflows Various applications and products o Responsible for coordinating meetings with functional department managers to perform risk assessments on various services/products. o Responsible for data entry of Risk Assessments into the online Risk Assessment application. o Use critical thinking and logic to determine if and when certain bank assets, services, or products need a risk assessment. Information Security Policies o Coordinate meetings with functional department managers to discuss and document information security policies. o Maintain Information Security Policies in the online application to include but not limited to: Change Management Core Application Incident Response Intrusion Detection and Prevention Mobile Devices Social Media Wireless Network Access Enterprise Risk Management o Assist in creating and modifying ERM Risk Assessment GAP analysis report Top 10 risks and Key Performance Indicators (KPI's) o Assist with development and maintenance of ERM Policy Mission Statements for Audit Committee and Risk/Compliance Committee Risk Profiles Data Analytics o Assist in creating and maintaining reports for users to support business functions o Assist with managing reporting to streamline reports and eliminate duplicate effort QUALIFICATION REQUIREMENTS: Physical attendance at the workplace is an inherent requirement of the role To perform this job successfully, an individual must be able to perform each essential duty satisfactorily. The requirements listed below are representative of the knowledge, skill and/or ability required. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions. o Outstanding communicator internally with department managers, directors and executives. o Excellent people and public speaking skills o Outstanding organizational and banking leadership abilities o A business acumen and exemplary work ethic o Aptitude in decision-making and problem-solving o Basic understanding of banking business functions such as HR, finance, credit, deposit operations, investments, marketing etc. EDUCATION and/or EXPERIENCE: Bachelor's degree from a four-year college or university; 3 to 5 years of work experience, preferably within a financial institution. Prefer to have completed a graduate school of banking program. Must honor bank philosophies, policies, and expectations regarding core values, customer service, human resource policies and code of conduct and ethics.

Posted 30+ days ago

Associate/Principal, Risk Manager - Counterparty-logo
Apollo Global ManagementNew York, NY
Position Overview POSITION OVERVIEW: An indirect wholly-owned subsidiary of Apollo Management Holdings, AASP manages the securitized products and structured finance assets sourced and serviced by ATLAS SP Partners while serving as their sole risk manager. The role AASP is seeking an Associate/Principal for their growing Counterparty Risk Management team. This individual will be responsible for the Residential Mortgage ("Resi") and Commercial Real Estate ("CRE") warehouse portfolio counterparties. He/she will be responsible for conducting counterparty-level credit reviews and for the continuous review and monitoring of residential mortgage finance exposures in the portfolio. The individual will work closely with Apollo credit professionals, the ATLAS SP Origination teams, and other risk leaders within AASP as well as with clients and ATLAS SP key partners. The Counterparty Risk Lead will rely on this risk officer to conduct a complete analysis of counterparties under their coverage, highlight risk concerns early and ongoing, challenge the deal teams, gain the expertise in asset classes or counterparties he/she may not have had from people who do (utilizing the ecosystem of partners available to ATLAS SP), form an independent risk view, and write a succinct counterparty risk memo/analysis/assessment. This individual will be a detail-oriented individual who can deliver an informed view to the Counterparty Risk Lead, AASP CRO, ATLAS SP teams, and other Apollo risk seniors. The ideal candidate will have experience as a Counterparty Risk Officer, Credit Risk Officer, or at a major Rating Agency with a deep understanding of mortgage and asset-backed financing originators or sponsors. Product expertise is required for this role covering both Resi & CRE. The individual will review and assess new and existing counterparties, help with warehouse facility transactions, improve upon ongoing monitoring, and other high-level projects as needed. Primary Responsibilities Underwrite counterparties for mortgage-related transactions, including evaluating the risk profile of the Originators / Servicers / Sponsors. Accountable for making risk decisions and assessments. Demonstrate an ability to challenge the business (sales/portfolio/structuring teams), and highlight key counterparty risk concerns promptly Participate in the deal underwriting process from inception and be involved over the lifecycle of a Counterparty, with greater involvement should counterparties be underperforming, higher risk, less liquid or levered, new, etc. Work with Legal, Credit Risk, and the deal teams on the loan agreements to ensure that documents accurately reflect counterparty covenants. Work closely with other control function partners including i) Legal and Compliance to escalate and review any reputational or franchise risk considerations and ii) Business Management on presentations for management Present risk concerns and due diligence findings, make a risk recommendation, and answer questions of Investment Committee members or other senior stakeholders as it relates to counterparties for transactions. Produce well-written succinct reviews and assessments. Qualifications & Experience Must have at least 3-5 years of experience and at the minimum have a Bachelor's degree. In-depth knowledge of various types of originators, servicers, sponsors, and entity structures, including fund and corporate structures. Asset class knowledge in Mortgages is required and other asset class knowledge within Private Credit or Consumer and Commercial sectors is highly beneficial Experience underwriting Corporates & Funds from a fundamental credit perspective is essential. Being able to write proper succinct reviews and pointing out key Risk considerations is required. Prior experience with rating methodology is highly beneficial. Ability to roll up sleeves and work alongside 1LOD and Credit Risk to underwrite highly complex counterparties and participate in the structuring of warehouse facilities. Extensive financial analysis and modeling skills, and a strong understanding of risk metrics/models/systems Understanding of fundamental credit skills, ideally having spent time in a large bank, rating agency, or financial institution with structured credit training programs Exceptional attention to detail Prior experience and responsibility for critical decisions of significant financial impact and complex criteria Must have exceptional communication skills, both written and verbal, and be comfortable presenting prospective deals to investment committee(s) Must be able to communicate complex risk-related concepts to both internal and external parties Ability to incorporate and understand information from a variety of sources to stay ahead of market/economic trends and evaluate the impact on the portfolio Must be able to use Excel and PowerPoint at a high level, and ability to be able to manipulate data to build out Risk views. Pay Range $200,000-300,000 Apollo Global Management, Inc. (together with its subsidiaries and affiliates) is committed to championing opportunity. The firm and its affiliates comply with applicable discrimination and equal opportunities legislation in all of its jurisdictions and do not discriminate in employment or recruitment based on race, color, religion, gender, national origin, veteran status, disability, age, citizenship, marital or domestic/civil partnership status, sexual orientation, gender identity or expression or any other protected characteristic under applicable law. The contents of the qualifications and experience section of this job description are a guideline only. If an applicant can otherwise demonstrate their suitability for the role they will be considered. The base salary range for this position is listed above. This position is also eligible for a discretionary annual bonus based on personal, team, and Firm performance. Compensation ranges are based on several factors including job function, level, and geographic location. Final offer amounts are determined by multiple factors including candidate experience and expertise, and may vary from the amounts listed here.

Posted 30+ days ago

Associate Manager, Risk And Leave Of Absence-logo
Pacific SunwearAnaheim, CA
Join the Pacsun Community: Co-created in Los Angeles, Pacsun inspires the next generation of youth, building community at the intersection of fashion, music, art and sport. Pacsun is a leading lifestyle brand offering an exclusive collection of the most relevant brands and styles such as adidas, Brandy Melville, Essentials Fear of God, our own brands, and many more. Our Pacsun community believes in and understands the importance of using our voice, platform, and resources to inspire and bring about positive development. Through our PacCares program, we are committed to our responsibility in using our platform to drive change and take action on the issues important to our community. Join the Pacsun Community. Learn more here: LinkedIn- Our Community About the Job: Administers and manages the Company workers compensation, general liability insurance, and safety programs. Responsible for administrative and tactical support for the Company accommodations program. A day in the life, what you'll be doing: Risk Management Administer the Company workers' compensation and liability insurance programs. Investigate and evaluate all on-the-job accidents and reports injury to insurance carriers. Partner closely with the Third-Party Administrators (TPA's), insurance carriers, governmental agencies, and internal/external legal counsel on liability insurance issues, accommodations, return to work status and audits. Coordinate with Human Resources and management on injured workers, restrictions, and returning to work. Coordinate visits to clinic and compensation for employees and processes bills for payment; verify loss time for Associates. Promotes prevention and safe working efforts related to injuries on the job. Complete site visits (HQ and Store) to confirm workplace safety protocols are being followed and/or gather feedback from stakeholders. Partner with Finance for monthly cost and claims analysis Lead HQ Safety Program and efforts. Ensure applicable policies and laws are being applied consistently, accurately, and timely in all locations; proactively identify risk and escalate as needed for high level resolution. Ensure accurate records of workers' compensation, liability insurance programs and accommodations are maintained and required filings are accurate and timely. Coordinate all subrogation efforts across the enterprise for property, casualty, and auto claims. Investigate incidents with potential recovery opportunities and determine the viability of subrogation claims. Coordinate with insurance carriers, vendors, and legal counsel to initiate and track recovery efforts. Maintain detailed documentation and case files to support recovery and litigation processes. Collaborate with loss prevention, legal, claims, and finance teams to improve processes and identify systemic risk issues. Support risk mitigation initiatives by providing insights on common causes of subrogated claims. Leave of Absence Primary contact for associates, vendors, and agencies for Leaves of Absence (LOA) administration. Process and coordinate administration for Leaves of Absence programs and accommodation processes, including ergonomic and ADAA, to ensure compliance and consistency based upon applicable laws and policies, in partnership with third party administrator. Benefit payment partnership with internal and external partners, and benefit eligibility and premium payments. Assist associates and management with questions and inquiries regarding LOA and accommodation programs and processes. Ensure applicable policies and laws are being applied consistently, accurately, and timely in all countries; proactively identify risk and escalate as needed for high level resolution. Analyze and continuously evaluate LOA and accommodation programs to identify and drive process improvement and cost containment. Manage accommodation processes, including ergonomic and ADAA, to ensure compliance and consistency based upon applicable laws and policies. Create and maintain process documentation for LOA and accommodation processes, initial associate engagement through return to work or accommodation, including associate payment methods and benefit premium payment practices. Partner closely with the Third-Party Administrators (TPA's), insurance carriers, governmental agencies, and internal/external legal counsel on accommodations, return to work status, and audits. Ensure accurate records of leaves and accommodations are maintained and required filings are accurate and timely. Maintain strong working relationship with Benefits and Payroll team members to coordinate payments for associate and benefit premium collection. Other duties as assigned. What it takes to Join: Bachelor's degree in business, Human Resources or equivalent or equivalent experience in a related field 5-7 years Risk Management/Workers Compensation experience and; 3 or more years of HR, benefits, or leave of absence administration. Risk Management Certification preferred. Solid understanding of federal and state leave of absence and accommodation regulations, including FMLA, ADAA, PPACA, FLSA, and wage and hour laws in U.S., and Puerto Rico. Experience using Ultimate Software, UltiPro Human Capital Management and UltiPro Time & Attendance (UTA) systems, a plus. Comprehensive and current knowledge of state laws governing Workers Compensation. Demonstrated analytical, problem solving, and documentation skills. Demonstrated verbal, written and customer service skills. Developing the Community/ Leadership Qualities: Operate with the highest level of conduct, integrity, and confidentiality; setting the example for leaders and associates. Develop and nurture strong cross functional partnerships; driving business results and inspiring a culture of transparency, collaboration, and accountability. Serve as a Pacsun advocate in the industry and marketplace. Recruit, identify, develop, and retain talent that delivers performance excellence. As a manager, serve as a leader of company culture, norms, and conduct. Ability to balance a strong management presence with a high level of approachability, encouraging and eliciting associate feedback and interaction. Salary Range: $78,000 - $90,000 Pac Perks: Dog friendly office environment On-site Cafe On-site Gym $1,000 referral incentive program Generous associate discount of 30-50% off merchandise online and in-stores Competitive long term and short-term incentive program Immediate 100% vested 401K contributions and employer match Calm Premium access for all employees Employee perks throughout the year Physical Requirements: The physical demands described here are representative of those that are required by an associate to successfully perform the essential functions of this job. While performing the duties of this job, the associate is regularly required to talk or hear. The associate is frequently required to sit; stand; walk; use hands to finger, handle or feel; as well as reach with hands and arms. Specific vision abilities required by this job include close vision, distance vision, depth perception and ability to adjust focus. Ability to work in open environment with fluctuating temperatures and standard lighting. Ability to work on computer and mobile phone for multiple hours; with frequent interruptions. Required to travel in elevator or stairwells to attend meetings and engage with associates on multiple floors throughout building. Hotel, Airplane, and Car Travel may be required. Position Type/Expected Hours of Work: This is a full-time position. As a National Retailer, occasional evening and/or weekend work may be required during periods of high volume. This role operates in a professional office environment and routinely uses standard office equipment. Other Considerations: Please note this job description is not designed to cover or contain a comprehensive listing of activities, duties or responsibilities that are required of the associate for this job. Duties, responsibilities and activities may change at any time with or without notice. Reasonable accommodations may be made to qualified individuals with disabilities to enable them to perform the essential functions of the role.

Posted 2 weeks ago

First Tech Credit Union logo

Senior Operations Risk Analyst - Secondary Markets

First Tech Credit UnionHillsboro, OR

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Job Description

The Senior Operational Risk Analyst position is responsible for advancing first-line risk programs within the Secondary Markets department. This position will also drive risk awareness, ownership, and adherence to the company's risk appetite and corporate strategy. Serving as the primary liaison for risk and compliance matters, this position provides consultative support, coordinates with internal stakeholders, and helps to ensure regulatory compliance and operational resilience across the Secondary transaction's lifecycle.

Here's what you can expect from the job and what you need to be successful:

Job Duties

  • Review and enhance internal control structures; ensure control testing is in place and aligns with enterprise Control Standards
  • Collaborate with business leaders and first-line risk partners to implement and maintain effective risk management practices
  • Identify, assess, and escalate key risks and issues in a timely manner and, in turn, advise leadership on risk mitigation strategies
  • Act as the primary point of contact for all risk and compliance-related items within Secondary Markets
  • Aggregate and transform data from multiple sources to produce consistent results (Excel, GRC tool, PowerPoint)
  • Support the preparation of audit materials and coordinate with internal/external risk and compliance partners
  • Participate in risk governance meetings; contribute to relevant governance documentation and reporting
  • Lead the development of a risk-based, change management framework and guide its implementation
  • Partner with cross-functional teams to support new product development, strategic initiatives, and business transformation efforts
  • Remain current on updates and trends related to Secondary Marketing, risks, controls, and regulatory frameworks
  • Ensure continuous improvement in operational effectiveness and regulatory readiness

Essential Skills

  • Minimum 5 years' experience in a Risk Analyst role inclusive of a minimum 3 years in the mortgage and/or secondary marketing fields

  • Strong knowledge of Secondary Marketing required

  • Strong knowledge of origination, underwriting, processing, and loan delivery

  • In-depth understanding of the mortgage regulatory environment and applicable compliance frameworks

  • Experience with loan origination systems (e.g., Encompass) and familiarity with risk tools and controls testing

  • Exposure to areas such as credit risk, audit, regulatory compliance, remediation plans, or process improvement

  • Excellent verbal and written communication skills; ability to influence and collaborate with senior management

  • Strong analytical and critical thinking skills; well-organized and capable of managing multiple priorities

  • Team-oriented, initiative-taking, and committed to fostering an inclusive and collaborative risk culture

  • Basic knowledge of a GRC tool required (i.e. Protecht)

  • Working knowledge of Microsoft Office Suite; advanced knowledge of Excel including use of pivot tables and macros

  • Minimum Education: Bachelor's degree or equivalent relevant professional experience in lieu of a degree

  • Certification/License: CRMC preferred

Location: Hillsboro, OR 97124 | (HYBRID)

Target Compensation in Hillsboro, OR: $90k - $100k annually + annual bonus

Benefits options include:

  • Traditional medical, dental, and vision coverage
  • 401K matching up to 5% per pay period
  • Accrue up to 17 days of Paid Time Off your first year of employment
  • 11 paid federal holidays
  • Special employee pricing on lending products such as mortgage, auto, and personal loans (eligibility for special employee pricing is subject to standard account requirements and underwriting criteria)

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First Tech is not currently offering Visa transfer/ sponsorship for this position

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