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Upgrade Inc.San Francisco, CA
Upgrade is a fintech company that provides affordable and responsible credit, mobile banking, and payment products to everyday consumers. We were the fastest growing company in the Americas last year according to the Financial Times and Upgrade Card was the fastest growing credit card in America two years in a row. We have delivered over $33 billion in affordable and responsible credit to our 5.5M customers. The company is backed by some of the most prominent technology investors and was recently valued at $6.3B. We have built an energizing, collaborative and inclusive culture where team members help each other, learn and innovate to move the company and its customers in the right direction, and own the outcome of their efforts. Upgrade has been named a "Best Place to Work in the Bay Area" three years in a row, "Top Companies to work for in Arizona" and one of the "Best Engineering Department" awarded annually by Comparably. We've also received recognition for being a best company for Diversity, Women, Culture, and Veterans. We are looking for new team members who get excited about designing and delivering new and better products to join a team of 1850 talented and dedicated professionals. Come work with us if you like to tackle big problems and make a meaningful difference in people's lives. About the Role: We are seeking an experienced a Director of Credit Risk to develop and manage credit risk strategies to support Upgrade's Indirect Auto Finance portfolio. We are rapidly growing our business and are seeking an individual to help manage the processes, procedures and strategies required to accelerate our geographic expansion. Must be a very hands-on manager and extremely detail-oriented. The ideal candidate will possess deep, hands-on auto finance risk experience, specifically within the sub-prime and near-prime lending segments. This will be a hybrid role and will require you to go into our San Francisco office 3 times a week. What You'll Do: Identify potential issues and risks, particularly those unique to the sub/near prime segment, and develop analytical approaches, solutions, or credit risk strategies to answer business questions, mitigate risks, increase capture rates, and improve decision automation. Understands uniqueness and complexities of the near/subprime borrower, product, dealer and collateral and has demonstrated the ability to develop strategies to manage these risks Collaborate closely with the Auto Production team to review and enhance Upgrade's underwriting practices (including auto/manual approval strategies, credit policy, procedures, and model use), specifically tailoring approaches for various sub-prime and near-prime risk tiers to achieve results within Upgrade's credit risk tolerance. Design, implement, and optimize end-to-end credit strategies for sub-prime auto lending, covering origination, underwriting, portfolio management, and collections Monitor loan performance through hands on analysis with a deep dive into sub-prime vintage and segmentation performance. Obtain subject matter expertise in internal and external data sources and ensure data integrity Ensure all strategy/policy changes are appropriately documented with proper approval(s) and work with engineering team through testing and implementation. What We Look For: 10+ years of experience in a consumer credit risk role at a financial institution. Bachelor's degree required (preferably in Finance, Economics, Statistics, or a related field). Strong analytical mindset with a passion for solving complex, data-driven problems. Ability to think strategically and tackle 'white space' problems with innovative solutions. Advanced proficiency in SQL, Python, or R for data analysis and risk modeling. Detail-oriented with a proven ability to interpret and present complex financial data in a clear and actionable manner. Excellent communication and presentation skills, with the ability to engage diverse audiences, including senior management, investors, auditors, and regulators. Proactive, self-driven, and thrives in a fast-paced environment. Strong collaborator and team player who can work cross-functionally to achieve business goals. What We Offer You: Competitive salary and stock option plan 100% paid coverage of medical, dental and vision insurance Flexible PTO Competitive 401(k) and RRSP program Opportunities for professional growth and development Paid parental leave Health & wellness initiatives The compensation range of this position in San Francisco, CA is USD $170,000 - $200,000 annually plus equity and benefits. Within this range, an individual's base pay will be dependent on a variety of factors, including without limitation, job-related knowledge, skills, education, and experience. #BI-Hybrid #LI-Hybrid For California residents: Upgrade's California Notice at Collection and Privacy Policy describes our practices regarding the collection, use, and disclosure of the personal information of job applicants. We are an equal opportunity employer and value diversity at our company. We do not discriminate on the basis of race, religion, color, national origin, gender, sexual orientation, age, marital status, veteran status, or disability status. Upgrade does not accept unsolicited resumes from staffing agencies, search firms, or any third parties. Any resume submitted to any employee of Upgrade without a prior written agreement in place will be considered the property of Upgrade, and Upgrade will not be obligated to pay any referral or placement fee. Agencies must obtain advance written approval from Upgrade's Talent Acquisition department to submit resumes and only in conjunction with a valid, fully executed agreement.

Posted 3 weeks ago

Senior Analyst Cybersecurity Risk Management-logo
Campbell Soup CoCamden, NJ
Since 1869 we've connected people through food they love. We're proud to be stewards of amazing brands that people trust. Our portfolio includes the iconic Campbell's brand, as well as Michael Angelo's, Pace, Pacific Foods, Prego, Rao's Homemade, Swanson, and V8. In our Snacks division, we have brands like Cape Cod, Goldfish, Kettle Brand, Lance, Late July, Pepperidge Farm, Snack Factory, and Snyder's of Hanover. Here, you will make a difference every day. You will be supported to build a rewarding career with opportunities to grow, innovate and inspire. Make history with us. Why Campbell's… Benefits begin on day one and include medical, dental, short and long-term disability, AD&D, and life insurance (for individual, families, and domestic partners). Employees are eligible for our matching 401(k) plan and can enroll on the first day of employment with immediate vesting. Campbell's offers unlimited sick time along with paid time off and holiday pay. If in WHQ - free access to the fitness center. Access to on-site day care (operated by Bright Horizons) and company store. Giving back to the communities where our employees work and live is very important to Campbell's. Our "Campbell's Cares" program matches employee donations and/or volunteer activity up to $1,500 annually. Campbell's has a variety of Employee Resource Groups (ERGs) to support employees. How you will make history here… The Senior Analyst, Cybersecurity Risk Management will be part of a cross-functional team to ensure information security and business alignment. This role will work closely with the lines of business to understand their strategic and operational needs, identify and evaluate the associated risk, and determine policy and/or technical controls that will mitigate overall risk to the Company and drive business value. What you will do… Partner with the IT Service Manager and the line of business to develop an understanding of organization's business operations and strategic vision. Evaluate the operations and strategic plan to identify potential security and privacy requirements, challenges and concerns in order to proactively advise on security and privacy risks to be considered as part of planning. Partner with Information Security Architects, Information Assurance and Compliance, Incident Management and other IT Stakeholders to ensure that security controls are designed and implemented effectively. This may include ensuring appropriate testing of applications prior to launch, including SecDevOPS and pentesting. Partner with business teams to identify, document, assess and mitigate existing and emerging cyber security risks based on the sensitivity level of data in use, control of the data internally and externally, and unique needs of the business unit. Conduct periodic assessments of data protection controls and security measures to validate their effectiveness and identify areas for improvement. Collaborate with business units and data owners to identify and document data flows, usage patterns, and access controls as per Campbell's data classification requirements. This entails categorizing data based on its sensitivity, criticality, and regulatory requirements. Establish the organizational tolerance for risk and communicate the risk tolerance throughout the organization including guidance on how risk tolerance impacts ongoing decision-making activities. Identify and partner with Information Security Policy/Awareness analyst to identify role based training including educating business unit teams on identifying cyber security risks in day-to-day operations. Remain current about current security threats, events and breaches in the industry specific to the line of business in order to ensure that control frameworks are future-proofed as best as possible. Analyze business requirements that could require unique/specific security controls such as those related to Internet of Things (IoT), Big Data etc. Partner with Information Security Compliance, Chief Privacy Officer and others to identify compliance requirements such as PCI, GDPR/CCPA, SOX etc. Perform documented risk assessments of business projects that include review of functionality, architecture, data mapping, third party assessment, policy and operations controls. Obtain executive sign off as appropriate. Review audit and other independent assessments to ensure that recommended controls are appropriate based on risk tolerance/acceptance procedures. What you bring to the table… Recommended Security certifications CISA, CISM, CISSP, SANS, etc Bachelor's degree required. 5+ years of experience required in the following areas: Previous Information Security or Risk Management experience in a large, complex environment. Previous Information Security or Risk Management experience in a manufacturing organization or exposure to Operational Technology preferred but not required. Strong proficiency with cybersecurity management frameworks including NIST Cybersecurity Framework, NIST 800-53, NIST 800-171, IS27001 and compliance requirements such as GDPR, SOX, PCI. Experience as a consultant and/or trusted business advisor. Demonstrated strong knowledge of networks, desktops, servers, cloud and software as a service technology. Demonstrated experience in incorporating data protection controls into technological systems and infrastructure. Demonstrated ability to identify and evaluate risk in accordance with the company and business unit's overall risk tolerance. Proven ability to communicate complex and technical issues to diverse audiences, orally and in writing, in an easily-understood and actionable manner in a way that consistently drives objective decisions about risk in order to optimize the trade-off between risk mitigation and business performance. Proven ability to understand business requirements and commitment to delivering high-quality, prompt, and efficient service to the business. An ability to effectively coach, influence and convince others to make appropriate changes in their priorities and behaviors for the benefit of the organization. An ability to communicate risks to employees outside Information Security in a way that consistently drives objective decisions about risk in order to optimize the trade-off between risk mitigation and business performance. Strong decision-making capabilities, with a proven ability to weigh the relative costs and benefits of potential actions and identify the most appropriate one. Demonstrated connections to information risk managers external to the Company and learning organizations. Excellent prioritization capabilities, with an aptitude for breaking down work into manageable parts, effectively assessing the priority and time required to complete each part. Compensation and Benefits: The target base salary range for this full-time, salaried position is between $98,700-$141,900 Individual base pay depends on work location and additional factors such as experience, job-related skills, and relevant education or training. Total pay may include other forms of compensation. In addition, we offer competitive health, dental, 401k and wellness benefits beginning on the first day of employment. Please ask your Talent Acquisition Partner for more information about our total rewards package. The Company is committed to providing equal opportunity for employees and qualified applicants in all aspects of the employment relationship, including consideration for employment, without regard to race, color, sex, sexual orientation, gender identity, national origin, citizenship, marital status, protected veteran status, disability, age, religion, or any other classification protected by law.

Posted 30+ days ago

Senior Consultant, Third Party Risk Management-logo
Northern TrustTempe, AZ
About Northern Trust: Northern Trust, a Fortune 500 company, is a globally recognized, award-winning financial institution that has been in continuous operation since 1889. Northern Trust is proud to provide innovative financial services and guidance to the world's most successful individuals, families, and institutions by remaining true to our enduring principles of service, expertise, and integrity. With more than 130 years of financial experience and over 22,000 partners, we serve the world's most sophisticated clients using leading technology and exceptional service. Involved in the Third-Party Risk governance framework in the 1st Line of Defense, with oversight and reporting to enterprise leadership on related risk and control profile, issues / incidents and any relevant emerging risks Works with Relationship Managers to ensure that Third Party Risk policies and guidelines are adhered to, and provide actionable support and guidance to the Business Escalates any concerning trends to Senior Management. This may include (but not limited to) oversight and monitoring of emerging risks, weaknesses in controls and material change programs, deterioration in service / performance standards, and provide guidance on mitigating actions Assists in review of internal and external Third-Party Risk related events and issues, to ensure that the root cause is adequately identified and remediation actions are fit for purpose Works to ensure appropriate oversight / governance of intra-group arrangements is in place, and changes to business models are accurately reflected in applicable group documentation. This may include liaising (as needed) with Legal Entity Outsourcing Managers Assists in the support of local regulatory and audit engagements pertaining to Third Party Risk; this includes supporting remediation activities Supports Third Party Risk awareness and risk management culture in order to ensure that the material risks are both evident and effectively managed Exercises judgment based on the analysis of multiple sources of information May lead small to medium size projects with manageable risks and resource requirements Acts as a resource for colleagues with less experience Knowledge : Strong understanding of Third-Party Risk management principles, including experience with policy development, control definition, and application of controls in the business Strong knowledge of Third-Party Risk control environment Strong knowledge of corporate risk policies and standards Strong working knowledge of technologies relevant to responsibilities Strong analytical skills including the use of relevant Tools such as Power BI Strong collaboration and communication skills Ability to drive to execution Applies knowledge of key business drivers and the factors that maximize department performance Experience : A College or University degree and/or relevant proven work experience is required 5-7 years of related experience in roles working in Third Party risk related topics Salary Range: $95,600 - 162,400 USD Salary range is a good faith estimate of base pay. Northern Trust provides a comprehensive benefits package including retirement benefits (401k and pension), health and welfare benefits (medical, dental, vision, spending accounts and disability), paid time off, parental and caregiver leave, life & accident insurance, and other voluntary and well-being benefits. Northern Trust also provides a discretionary bonus program that may include an equity component. Working with Us: As a Northern Trust partner, greater achievements await. You will be part of a flexible and collaborative work culture in an organization where financial strength and stability is an asset that emboldens us to explore new ideas. Movement within the organization is encouraged, senior leaders are accessible, and you can take pride in working for a company committed to assisting the communities we serve! Join a workplace with a greater purpose. We'd love to learn more about how your interests and experience could be a fit with one of the world's most admired and sustainable companies! Build your career with us and apply today. #MadeForGreater Reasonable accommodation Northern Trust is committed to working with and providing reasonable accommodations to individuals with disabilities. If you need a reasonable accommodation for any part of the employment process, please email our HR Service Center at MyHRHelp@ntrs.com. We hope you're excited about the role and the opportunity to work with us. We value an inclusive workplace and understand flexibility means different things to different people. Apply today and talk to us about your flexible working requirements and together we can achieve greater.

Posted 2 weeks ago

Governance, Risk, And Compliance Associate - Asset Management Consulting-logo
WeaverDallas, TX
The Weaver Experience Weaver is a full-service national accounting, advisory and consulting firm with opportunities for professionals in many different fields. We seek to bring a human element to the world of accounting, which includes creating a diverse, collaborative, and entrepreneurial workplace culture. Our leaders truly care about the well-being of all our employees and encourage them to pursue their ambitions. While our business is based in numbers, our success is truly based on people. It's why we commit to supporting our people not just in their professional growth, but also in their ability to lead balanced, integrated lives. At the foundation of that commitment are our core values. Weaver's core values were created specifically to empower our people to deliver extraordinary service and be their best selves. Our goal is to balance high development with high performance in order to meet the long-term goals of each individual, team, and our firm. Learn more about our services, industry experience and culture at weaver.com. Position Profile Weaver's Governance, Risk, and Compliance (GRC) practice is seeking a motivated and detail-oriented Associate to join our growing Asset Management Consulting (AMC) team. This role offers a unique opportunity to work with a dynamic group of professionals focused on delivering high-quality compliance and risk management solutions to clients in the asset management industry. As a Governance, Risk, and Compliance Associate, you will support the execution of audit procedures, compliance program implementation, and ongoing monitoring activities. You will contribute to the achievement of engagement objectives and take ownership of smaller projects under the guidance of experienced team members. Responsibilities include preparing client deliverables, conducting research, and staying current with regulatory developments. The ideal candidate is proactive, eager to learn, and demonstrates strong interpersonal and organizational skills. At Weaver, you'll benefit from a flexible work environment, diverse and meaningful client engagements, and a culture that values innovation and collaboration. Key Responsibilities Audit, Risk, and Compliance Support Evaluate compliance with internal policies, procedures, and regulatory requirements Assist in reviewing internal policies, procedures, and regulatory requirements for compliance. Support the implementation and maintenance of compliance programs for asset managers, including institutional clients and registered investment advisers. Contribute to the development of risk-based audit plans and participate in compliance monitoring and testing activities. Help prepare and maintain regulatory filings (e.g., Forms ADV, 13F, 13H) and adviser registrations. Draft audit findings and assist in preparing reports for management review. Participate in mock regulatory examinations and related preparation activities. Help enforce the firm's Code of Ethics and track employee compliance. Assist in delivering compliance training and maintaining training records. Support the operation of electronic surveillance systems to monitor regulatory compliance. Monitor regulatory updates and help adjust internal procedures as needed. Investment Compliance and Surveillance Interpret investment guidelines to ensure compliance with client mandates. Code and test compliance rules using platforms such as BlackRock Aladdin. Conduct pre-trade and post-trade compliance monitoring. Oversee investment activities to ensure adherence to regulatory and internal policies. To be successful in this role, the following qualifications are required: Bachelor's degree in Finance, Business, or a related field. 1+ year of experience in audit, consulting, or investment management industry Strong analytical and problem-solving skills. Familiarity with the Investment Advisers Act of 1940. Experience with compliance program development and maintenance. Understanding of the asset management industry, including SEC regulations, investment operations, and compliance frameworks. Excellent research skills and attention to detail. Ability to manage multiple projects and shifting priorities. Strong communication and interpersonal skills. Self-motivated with a commitment to continuous learning. Proficiency in Microsoft Office Suite (Word, Excel, Outlook, Teams, PowerPoint). Flexibility to accommodate client or team meetings outside standard hours. Additionally, the following qualifications are preferred: Master's degree in Business, Accounting, or Management Information Systems. Experience with various asset classes, including fixed income, equities, and derivatives. Weaver Compensation and Benefits: At Weaver, our most valuable resource is our people. We take the time to evaluate our employees' wants and needs and invest our resources accordingly. A reasonable estimate of the compensation range for this position is $75,000 to $90,000. Actual compensation will be based on a variety of factors including but not limited to experience, skills, certifications, and geographical location. In addition to compensation packages, Weaver offers competitive health benefits, such as medical, dental, vision, disability, life insurance, and a 401(k) plan. Further, we support our employees by offering flexible scheduled time off (STO), minimum of 56 hours of sick and safe leave, 11 holidays, and 2 scheduled recharge days! Learn more here - Weaver benefits. We also offer in-house CPE and learning opportunities through our internal Learning & Development department. Our multi-faceted internal learning program including technical improvement, practice development, management/leadership training, and whole-life growth. Our goal is to balance both high development with high performance to meet the long-term goals of each individual, team, and our firm. People are our formula! At Weaver, we recognize that everyone brings different strengths, backgrounds, and working styles to our team. We cultivate a safe and inclusive work environment that celebrates each individual's unique qualities through visibility, progression, advocacy, and support. We are proudly an equal opportunity employer. What's next? Interested applicants should apply directly to the job posting. You may apply to multiple roles. Be sure to upload your most recent resume and ensure that it is attached to your application. By registering, you are only activating an account and creating a presence. Please apply directly to a position of interest. You will receive a confirmation email after completing an application for a role. After reviewing your application, a friendly Weaver Recruiter will contact you soon and walk you through the hiring process. Thank you for exploring a career with us. We look forward to meeting you! Currently, we are not accepting resume submissions from third-party staffing agencies for this role.

Posted 30+ days ago

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Truist Financial CorporationAtlanta, GA
The position is described below. If you want to apply, click the Apply Now button at the top or bottom of this page. After you click Apply Now and complete your application, you'll be invited to create a profile, which will let you see your application status and any communications. If you already have a profile with us, you can log in to check status. Need Help? If you have a disability and need assistance with the application, you can request a reasonable accommodation. Send an email to Accessibility (accommodation requests only; other inquiries won't receive a response). Regular or Temporary: Regular Language Fluency: English (Required) Work Shift: 1st shift (United States of America) Please review the following job description: The Issues Assurance Officer is responsible for reviewing issue remediation artifacts related to complex issues or a portfolio of issues for completeness and accuracy, driving the successful closure of issues owned or identified by the Risk Management Organization. This position examines remediation plans, validates risk reduction, and works with enterprise control testing to assess the adequacy of design and effectiveness of implemented controls. The Issues Assurance officer will assist issue owners in integrating observations from inline assurance reviews throughout the issue lifecycle into remediation plans and timelines prior to issue closure. The Issues Assurance Officer will also support the completion of the issue closure package, outlining the artifacts and risk reduction supporting closure confirmed through assurance activities. ESSENTIAL DUTIES AND RESPONSIBILITIES Following is a summary of the essential functions for this job. Other duties may be performed, both major and minor, which are not mentioned below. Specific activities may change from time to time. Develop and design risk framework to ensure the identification, measurement and monitoring associated with business processes and activities. Oversee testing, root cause analysis, control design, and examine key risk metrics to evaluate the effectiveness of established business controls. Responsible for leading team performing 1LOD review and assurance of high complexity issue remediation for individual issues. Advise assigned business leaders on how to manage the control environment and assist with remediation of control failures; provide recommendations on control enhancements. Analyze documents and supporting artifacts against remediation scope to validate the completion and accuracy of remediation activities for individual issues. Partner with issue owners and Issue Execution Officers to incorporate observations from reviews into remediation scope prior to issue due date. Ensure alignment to enterprise issue management standards, audit methodology, and regulatory expectations for issue closure. Support the completion of the issues closure package for rationale of issue closure including the completeness and accuracy of remediation artifacts. Support Senior Issues Assurance Officer in the identification of themes in remediation to incorporate into issues execution best practices. Responsible for managing and coaching a team of Assurance Specialists, inclusive of hiring, performance management and terminations. QUALIFICATIONS Required Qualifications: The requirements listed below are representative of the knowledge, skill and/or ability required. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions. Bachelor's degree in business, Finance or science/academic field, or equivalent education and related training or experience. 8+ years of progressive related experience in risk or audit functions leading or supporting issue remediation efforts at scale 6+ years of leadership experience Strong decision-making skills with strong cross-functional collaboration skills. Strong analytical skills for reviewing artifacts and documentation High attention to detail and ability to think critically and strategically, multi-task, and drive change. Excellent organizational, interpersonal, communication, facilitation, and negotiation skills. Strong meeting management, conflict management, and executive presentation skills. Results-oriented and demonstrated ability to work under difficult time constraints and required delivery dates. Demonstrated proficiency in basic computer applications, such as Microsoft Office software products. Ability to travel, occasionally overnight. General Description of Available Benefits for Eligible Employees of Truist Financial Corporation: All regular teammates (not temporary or contingent workers) working 20 hours or more per week are eligible for benefits, though eligibility for specific benefits may be determined by the division of Truist offering the position. Truist offers medical, dental, vision, life insurance, disability, accidental death and dismemberment, tax-preferred savings accounts, and a 401k plan to teammates. Teammates also receive no less than 10 days of vacation (prorated based on date of hire and by full-time or part-time status) during their first year of employment, along with 10 sick days (also prorated), and paid holidays. For more details on Truist's generous benefit plans, please visit our Benefits site. Depending on the position and division, this job may also be eligible for Truist's defined benefit pension plan, restricted stock units, and/or a deferred compensation plan. As you advance through the hiring process, you will also learn more about the specific benefits available for any non-temporary position for which you apply, based on full-time or part-time status, position, and division of work. Truist is an Equal Opportunity Employer that does not discriminate on the basis of race, gender, color, religion, citizenship or national origin, age, sexual orientation, gender identity, disability, veteran status, or other classification protected by law. Truist is a Drug Free Workplace. EEO is the Law Pay Transparency Nondiscrimination Provision E-Verify

Posted 30+ days ago

Senior Risk Management Associate, Derivatives-logo
FalconxNew York City, NY
Impact: As a Sr. Risk Management Associate on the Derivatives Team, you will play a critical role in managing and mitigating risks associated with our derivatives trading activities. Your expertise will help ensure that FalconX maintains its competitive edge while safeguarding against potential market and operational risks. Responsibilities: Conduct comprehensive risk assessments specifically for derivatives products, identifying potential risks and vulnerabilities in trading strategies and crypto assets. Analyze derivatives market trends, price movements, and regulatory developments to assess their impact on the company's portfolio and trading activities. Develop and implement risk metrics and monitoring tools tailored to the derivatives portfolio, ensuring accurate assessment of exposure and performance. Regularly review and refine risk models and methodologies to maintain their relevance and accuracy in the context of derivatives trading. Perform stress tests on the derivatives portfolio to evaluate its resilience under adverse market conditions and potential worst-case scenarios. Stay informed about the latest developments in the derivatives market, including regulatory changes, emerging technologies, and competitor activities, providing actionable insights to inform risk management strategies. Prepare detailed risk reports for senior management, highlighting key exposures, trends, and performance metrics related to derivatives trading. Collaborate closely with traders and portfolio managers to develop and implement risk mitigation strategies, such as hedging and diversification techniques specific to derivatives. Ensure compliance with relevant regulations and internal risk policies, particularly those affecting derivatives trading, and update practices accordingly. Identify opportunities to enhance risk management processes, including automation of risk assessment and reporting procedures, and implement internal controls to safeguard against operational risks. Work collaboratively with other teams, including Trading, Research, Compliance, and Legal, to ensure a holistic approach to risk management and maintain a cohesive framework for derivatives trading. Continuously update your knowledge of risk management practices, financial instruments, and technologies in the derivatives space by attending relevant conferences, workshops, and industry events. Success: As a Sr. Risk Management Associate, you will contribute to building robust in-house risk management capabilities for derivatives trading, streamlining processes, and ensuring real-time, accurate risk information is available to all stakeholders. Demonstrate passion for working in a dynamic business environment, with enthusiasm to learn and grow within the digital assets industry. Collaborate effectively with all teams to achieve optimal financial outcomes for the organization. Exhibit strong multitasking abilities, work efficiently under pressure, prioritize tasks, and manage workload to meet internal needs. Required Qualifications: Bachelor's degree in Finance or a related field, with 3-5+ years of experience in risk management, preferably with exposure to derivatives trading. Experience working in a financial institution or financial services start-up. Self-motivated, with great initiative and the ability to work independently. Maintain a high level of accuracy in all tasks. Strong verbal and written communication skills. Preferred Qualifications: Proficiency in programming languages such as Python, SQL, or R, with a focus on financial engineering. Experience with VBA coding in Excel or AppScript in Google Sheets. Prior experience in the cryptocurrency market is advantageous but not required. Base pay for this role is expected to be between $123,000 - $167,000 USD for New York City and San Francisco Bay Area. This expected base pay range is based on information at the time this post was generated. This role will also be eligible for other forms of compensation such as a performance linked bonus, equity, and a competitive benefits package. Actual compensation for a successful candidate will be determined based on a number of factors such as location, skillset, experience, and qualifications.

Posted 30+ days ago

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Truist Financial CorporationRaleigh, NC
The position is described below. If you want to apply, click the Apply Now button at the top or bottom of this page. After you click Apply Now and complete your application, you'll be invited to create a profile, which will let you see your application status and any communications. If you already have a profile with us, you can log in to check status. Need Help? If you have a disability and need assistance with the application, you can request a reasonable accommodation. Send an email to Accessibility (accommodation requests only; other inquiries won't receive a response). Regular or Temporary: Regular Language Fluency: English (Required) Work Shift: 1st shift (United States of America) Please review the following job description: Support Enterprise Technology & Operations as a first line of defense risk professional in the effective coordination and execution of business continuity and disaster recovery program requirements. Evaluate, enhance, and develop risk-based strategies, tools and techniques for the ongoing monitoring and assessment of the risk and control environment. Ensure key risk program deliverables such as Disaster Recovery Plans, Disaster Recovery Tests, Issue Management, Technology Third Party Management, Key Risk Indicators (KRI), Technology Risk Scorecard and Internal/External Event Activities are delivered in a timely and effective manner. Effectively support the delivery of a positive client experience while balancing risk exposure to the Enterprise. The Business Unit Risk Advisor I engages with Business Unit leadership in its management of risks and controls as well as its execution of risk program requirements. Execute, facilitate and/or monitor execution of Risk Program requirements (e.g., RCSA, KRIs, etc.) within Enterprise Technology. Provide risk advice and influence to assigned Business Unit. Aggregate, integrate, correlate and report risks for assigned Business Unit. Identify and opine on remediation to address weaknesses related to inadequate or failed processes, people, and systems, or external events and ensure effective remediation. Essential Duties and Responsibilities Following is a summary of the essential functions for this job. Other duties may be performed, both major and minor, which are not mentioned below. Specific activities may change from time to time. In partnership with leadership, design and execute business continuity and disaster recovery planning and execution of exercises. Serve as a subject matter expert for developing frameworks inclusive of gap assessments, risk measurement, appropriateness of mitigation strategies, and material risk identification. Oversee the creation and maintenance of Business Continuity Risk Management standards and procedures. Provide guidance on regulatory requirements; ensure compliance to program requirements, including response plans and exercises. Works closely with stakeholders at multiple levels across the organization to facilitate process improvement and execute on delivery of those improvements. Provide support for internal audits and regulatory examinations. Proactively identify opportunities for risk mitigation and work with partners as needed to develop enhancements to mitigate risk. Serve as a mentor for junior level peers. Provide risk advice and serve as risk Subject Matter Expert (SME) to assigned Business Unit across all risk types to promote and strengthen compliance with applicable regulations, policies, procedures and risk program requirements. Partner with first and second line defense teammates across assigned business areas in identifying, escalating and in remediating risk control gaps to ensure compliance with Enterprise Risk Management programs and policy. Assess, test and effectively challenge the assigned Business Unit to aide in the evaluations and self-identification of risk control weaknesses. Assist with evaluation and assessment of the remediation efforts to confirm adequate resolution. Aggregate, report and communicate risk results to inform teammate stakeholders of the existing risk environment and escalate material concerns to Business Unit leaders and committees. Monitor & report on emerging risks potentially impactful to Business Unit partners and Truist. Implement processes and record retention routines necessary to ensure Business Unit compliance with enterprise risk monitoring requirements. Oversee risk appetite and business risk strategy ensuring adherence to defined limits. Effort includes risk identification, risk acceptance and risk prioritization of current and emerging risks. Understand Business Unit goals, provide risk management expertise in strategic projects and seek engagement from appropriate peers for guidance and input. Other activities and special projects, as deemed required. Qualifications Required Qualifications: The requirements listed below are representative of the knowledge, skill and/or ability required. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions. Bachelor's degree in Accounting, Business, Finance or related field, or equivalent education and related training. 6+ years of experience in a financial institution with emphasis on risk management or equivalent work experience and training, and/or equivalent education, training and experience. Experience in compliance and operational risk mitigation and remediation. Strong communication, interpersonal, presentation and negotiation skills. Proven leadership and management skills. Strong analytical, problem solving and decision-making skills in complex environments and with senior leadership. Strong time management and organizational skills adaptable to a dynamic and complex work environment; Capable of handling multiple projects concurrently. Demonstrated proficiency in basic computer applications, such as Microsoft Office software products. Ability to travel, occasionally overnight. Preferred Qualifications: Master's degree in finance, Technology or Business, or equivalent education and related training 10 or more years of risk management experience in business continuity or related field Familiarity of key technology solutions deployed by the bank and critical applications used by LOBs/functions Excellent working knowledge of key technology solutions deployed by the bank and critical applications used by LOBs/functions. Audit experience including experience or deep understanding of issue validation. Practical experience with developing and managing Process, Risks and Controls for technology organizations. Experience with writing and maintaining policies, processes and procedures that are relevant to managing risk and improving IT Readiness for Business Continuity (IRBC) Experience producing an IT Disaster Recovery Plan Knowledge of disaster recovery best practices including testing protocols and other policy and procedure requirements Professional designation and/or certification(s) related to Risk Management / resiliency / technology disaster recovery (e.g. Process Management, Six Sigma, Certified Internal Auditor, CBCP, CRISC, CISSP) General Description of Available Benefits for Eligible Employees of Truist Financial Corporation: All regular teammates (not temporary or contingent workers) working 20 hours or more per week are eligible for benefits, though eligibility for specific benefits may be determined by the division of Truist offering the position. Truist offers medical, dental, vision, life insurance, disability, accidental death and dismemberment, tax-preferred savings accounts, and a 401k plan to teammates. Teammates also receive no less than 10 days of vacation (prorated based on date of hire and by full-time or part-time status) during their first year of employment, along with 10 sick days (also prorated), and paid holidays. For more details on Truist's generous benefit plans, please visit our Benefits site. Depending on the position and division, this job may also be eligible for Truist's defined benefit pension plan, restricted stock units, and/or a deferred compensation plan. As you advance through the hiring process, you will also learn more about the specific benefits available for any non-temporary position for which you apply, based on full-time or part-time status, position, and division of work. Truist is an Equal Opportunity Employer that does not discriminate on the basis of race, gender, color, religion, citizenship or national origin, age, sexual orientation, gender identity, disability, veteran status, or other classification protected by law. Truist is a Drug Free Workplace. EEO is the Law Pay Transparency Nondiscrimination Provision E-Verify

Posted 30+ days ago

E
Exelixis Inc.Alameda, CA
SUMMARY/JOB PURPOSE: The Senior PVRM Medical Director is responsible for global oversight and management of all medical safety aspects for aggregate data on Exelixis product(s) during clinical development and following marketing authorization. The incumbent directs the Exelixis safety strategy and characterization through appropriate signal management, safety analyses and safety data descriptions in appropriate regulatory documents for the assigned product(s). Additionally, this role develops relevant risk management strategies for specified product-related risks. This position collaborates cross-functionally and escalates new safety findings through the corporate safety governance model. Essential Duties And Responsibilities: This role operates in a matrix environment within the drug safety function and cross-functionally with other departments. Responsibilities for this position include: Lead the safety strategy for all medical activities on aggregate data for assigned marketed and/or investigational Exelixis product(s). Lead the cross-functional Benefit Risk Team for the assigned Exelixis product(s) and escalates important safety updates to the Benefit Risk Committee in a timely fashion. Develop and maintain the strategy for ongoing signal detection across available data sources to further define the safety profile for assigned Exelixis product(s) during clinical development and in the post-marketing setting. Lead the creation and maintenance of the Company Core Safety Information and ensure that risks are appropriately characterized and communicated in product labels for the assigned Exelixis product(s). Provide pharmacovigilance and risk management expertise for the assigned Exelixis product(s) to internal and external customers. Lead the safety strategy for clinical development documents and regulatory filing documents for the assigned Exelixis product(s). Lead responses to safety questions from regulatory authorities, ethics committees, investigators and other external parties for the assigned Exelixis product(s). Lead proactive safety data reviews and anticipate safety concerns for the assigned Exelixis product(s). Oversee the development of safety data evaluations and summaries in the global periodic safety aggregate reports for the assigned Exelixis product(s). Present safety data and provide safety expertise on the assigned Exelixis product(s) during key meetings (e.g. with Health Authorities, Data Safety Monitoring Boards and Investigators). Develop risk management strategies and monitoring plans for risk management effectiveness for the assigned Exelixis product(s). Co-lead the benefit-risk assessment for the assigned Exelixis product(s) with other functions. Supervisory Responsibilities: None EDUCATION/EXPERIENCE/KNOWLEDGE & SKILLS: Education/Experience: M.D. degree required; Board Certification (if US) preferred and a minimum of 8 years of experience post-residency with at least 3+ years of clinical experience post-residency; or, Equivalent combination of education and experience. Experience/The Ideal for Successful Entry into Job: At least 7 years of pharmacovigilance experience or other relevant experience (eg Clinical Research) in a pharmaceutical/biotechnology company. Pharmacovigilance experience in Oncology is a plus. Prior experience in a similar role in a global environment is preferred. Significant clinical experience (~ 7 years) may compensate for shorter experience in pharmaceutical/biotech company Solid knowledge and understanding of US and EU pharmacovigilance regulatory requirements and general regulatory expectations. Knowledge/Skills: Extensive knowledge of biotechnology/pharmaceutical sector drivers and practices Demonstrated and excellent knowledge of relevant US and international regulations, guidance and initiatives governing both clinical trial and post-marketing safety environments Demonstrates advanced skill and keen insight in gathering, sorting and applying key information to solve problems Demonstrates strong organizational and planning capabilities by managing time, workload and resources of a function Leads and manages a functional area within a department to execute on team functional objectives that contribute to accomplishing common functional and departmental goals Demonstrates high standards of verbal and written communication. Provides timely and appropriate information updates. Speaks clearly and confidently in one-to-one situations and effectively presents to audiences within and outside Exelixis. Fosters collaboration among team members. Encourages teams to align on common goals. Engages internal and external stakeholders to build relationships. Strong interpersonal skills and skilled at effectively resolving challenges by developing an agreed upon resolution Develops procedures, tasks and tools. Trains staff on departmental products, tools and data sources. Develops and maintains knowledge of cross-functional products, tools and data sources. Mentors junior team members. Contributes to performance reviews and professional development plans of team members. JOB COMPLEXITY: Capable of proactively assessing workload, trends, tasks and priorities for cross-functional activity Plans and executes multiple projects or activities, considering alternative methods and contingency plans to avoid potential issues Designs and implements solutions to address cross functional project level challenges, taking into consideration the broader impact Engages, influences and collaborates with stakeholders on cross-functional projects Working Conditions: Notice to Recruiters/Staffing Agencies Recruiters and staffing agencies should not contact Exelixis, Inc. through this page. We require that all recruiters and staffing agencies have a signed contract on file and be assigned a specific search by our human resources department. Any resumes submitted through the website or directly by recruiters or staffing agencies that do not meet the above-mentioned criteria will be considered unsolicited and the company will not be responsible for any related fees. #LI-MB1 If you like wild growth and working with happy, enthusiastic over-achievers, you'll enjoy your career with us! Our compensation reflects the cost of labor across several U.S. geographic markets, and we pay differently based on those defined markets. The base pay range for this position is $270,500 - $384,000 annually. The base pay range may take into account the candidate's geographic region, which will adjust the pay depending on the specific work location. The base pay offered will take into account the candidate's geographic region, job-related knowledge, skills, experience and internal equity, among other factors. In addition to the base salary, as part of our Total Rewards program, Exelixis offers comprehensive employee benefits package, including a 401k plan with generous company contributions, group medical, dental and vision coverage, life and disability insurance, and flexible spending accounts. Employees are also eligible for a discretionary annual bonus program, or if field sales staff, a sales-based incentive plan. Exelixis also offers employees the opportunity to purchase company stock, and receive long-term incentives, 15 accrued vacation days in their first year, 17 paid holidays including a company-wide winter shutdown in December, and up to 10 sick days throughout the calendar year. DISCLAIMER The preceding job description has been designed to indicate the general nature and level of work performed by employees within this classification. It is not designed to contain or be interpreted as a comprehensive inventory of all duties, responsibilities and qualifications required of employees assigned to the job. We are an Equal Opportunity Employer and do not discriminate against any employee or applicant for employment because of race, color, sex, age, national origin, religion, sexual orientation, gender identity, status as a veteran, and basis of disability or any other federal, state or local protected class.

Posted 4 days ago

Internal Audit Associate - Third-Party Vendor Risk Management-logo
Morgan StanleyBaltimore, MD
We're seeking someone to join our team as an Associate to cover third party and support the Third-Party Audit team. The Internal Audit Division (IAD) drives attention and resources to vulnerabilities by providing an independent and well-informed view and impactful messages about the most important risks facing our Firm. This is accomplished by performing a range of assurance activities to independently assess the quality and effectiveness of Morgan Stanley's system of internal control, including risk management and governance systems and processes. IAD serves as an objective and independent function within the Firm's risk management framework to foster continual improvement of risk management processes. This is an Associate level position within Business Audit, which is responsible for inspecting controls in front, middle and back offices. Since 1935, Morgan Stanley is known as a global leader in financial services, always evolving and innovating to better serve our clients and our communities in more than 40 countries around the world. At Morgan Stanley Baltimore, we support the Firm's global Technology, Operations, Risk Management, Legal and Compliance, Internal Audit and Finance divisions. Morgan Stanley has been rooted in the Baltimore community since 2003. Our talented and diverse team is one of the largest in the U.S. outside of our New York headquarters and home to industry leading cybersecurity innovation with multiple patents and awards. Our teams are relentless collaborators and creative thinkers, fueled by their diverse backgrounds and experiences. There's ample opportunity to move across the businesses for those who show passion and grit in their work. Location: Baltimore, MD (4x per week in office) What you'll do in the role: Help identify risk and impact to relevant coverage area to prioritize areas of focus Execute and lead aspects of assurance activities (e.g., audits, continuous monitoring, closure verification) to assess risk and formulate a view on the control environment Facilitate conversations with stakeholders on risks, their impact and how well they are managed in a clear, timely and structured manner Assist in managing multiple deliverables in line with team priorities Solicit and provide feedback and participate in formal and on-the-job training to further develop self and peers What you'll bring to the role: Understanding of business line and key regulations relevant to coverage area Strong understanding of audit principles, methodology, tools, and processes (e.g., risk assessments, planning, testing, reporting and continuous monitoring) Ability to identify and analyze multiple data sources to inform point of view Ability to ask meaningful questions, understand various viewpoints and adapt messaging accordingly A commitment to practicing inclusive behaviors At least 2-4 years' relevant experience would generally be expected to find the skills required for this role WHAT YOU CAN EXPECT FROM MORGAN STANLEY: We are committed to maintaining the first-class service and high standard of excellence that have defined Morgan Stanley for over 89 years. Our values - putting clients first, doing the right thing, leading with exceptional ideas, committing to diversity and inclusion, and giving back - aren't just beliefs, they guide the decisions we make every day to do what's best for our clients, communities and more than 80,000 employees in 1,200 offices across 42 countries. At Morgan Stanley, you'll find an opportunity to work alongside the best and the brightest, in an environment where you are supported and empowered. Our teams are relentless collaborators and creative thinkers, fueled by their diverse backgrounds and experiences. We are proud to support our employees and their families at every point along their work-life journey, offering some of the most attractive and comprehensive employee benefits and perks in the industry. There's also ample opportunity to move about the business for those who show passion and grit in their work. To learn more about our offices across the globe, please copy and paste https://www.morganstanley.com/about-us/global-offices into your browser. Salary range for the position: $108,000 - $155,000 Yr. The successful candidate may be eligible for an annual discretionary incentive compensation award. The successful candidate may be eligible to participate in the relevant business unit's incentive compensation plan, which also may include a discretionary bonus component. Morgan Stanley offers a full spectrum of benefits, including Medical, Prescription Drug, Dental, Vision, Health Savings Account, Dependent Day Care Savings Account, Life Insurance, Disability and Other Insurance Plans, Paid Time Off (including Sick Leave consistent with state and local law, Parental Leave and X Vacation Days annually), 10 Paid Holidays, 401(k), and Short/Long Term Disability, in addition to other special perks reserved for our employees. Please visit mybenefits.morganstanley.com to learn more about our benefit offerings. Morgan Stanley's goal is to build and maintain a workforce that is diverse in experience and background but uniform in reflecting our standards of integrity and excellence. Consequently, our recruiting efforts reflect our desire to attract and retain the best and brightest from all talent pools. We want to be the first choice for prospective employees. It is the policy of the Firm to ensure equal employment opportunity without discrimination or harassment on the basis of race, color, religion, creed, age, sex, sex stereotype, gender, gender identity or expression, transgender, sexual orientation, national origin, citizenship, disability, marital and civil partnership/union status, pregnancy, veteran or military service status, genetic information, or any other characteristic protected by law. Morgan Stanley is an equal opportunity employer committed to diversifying its workforce (M/F/Disability/Vet).

Posted 1 week ago

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Fox CorporationLos Angeles, CA
OVERVIEW OF THE COMPANY Fox Corporation Under the FOX banner, we produce and distribute content through some of the world's leading and most valued brands, including: FOX News Media, FOX Sports, FOX Entertainment, FOX Television Stations and Tubi Media Group. We empower a diverse range of creators to imagine and develop culturally significant content, while building an organization that thrives on creative ideas, operational expertise and strategic thinking. JOB DESCRIPTION FOX Corporation is seeking a collaborative and solutions-driven Senior Manager, Risk Management to support insurance-risk management activities across the enterprise. This role plays a critical part in managing the Company's risk exposure and insurance programs while fostering strong partnerships with internal stakeholders and external risk partners. The ideal candidate is a team player who thrives in a dynamic environment and excels at cross-functional collaboration, clear communication, and delivering results through trusted partnerships. A SNAPSHOT OF YOUR RESPONSIBILITIES Review and analyze insurance provisions of contractual agreements and provide risk assessments and recommendations to Legal department, divisions, and management Review, data enter, and track incoming certificates of insurance for comparison against contractual wording and FOX's insurance requirements Review insurance policies and endorsements for accuracy Prepare submission material for procurement of select insurance programs by gathering, analyzing, and preparing exposure data Develop and run various risk reports using the risk management information system (RMIS) to identify and analyze loss trends Work with various internal departments, third-party administrators, and brokers on submission and management of claims, across multiple lines of coverage, through to resolution Work with television productions on all insurance and risk management-related needs as well as securing coverage for all artists Collaborate with Legal department on mergers and acquisitions by reviewing target insurance coverages and onboarding of entities once acquired Collaborate with all departments within the Company as well as risk management support service providers Consult with and guide company divisions regarding insurance and risk management-related issues Support policy renewals by overseeing the process of gathering documentation, exposures, and ensuring applications are completed timely and provided to the broker Issue certificates of insurance in compliance with contractual wording and FOX's insurance policies Negotiate the renewals and new business for several of our joint venture insurance programs Handle various special projects and reports WHAT YOU WILL NEED Bachelor's degree 7+ years of experience Proficiency in Microsoft Outlook, Word, Excel, PowerPoint, and Adobe Exceptional written and verbal communication skills with the ability to translate complex topics for diverse audiences Demonstrated ability to prioritize, manage time effectively, and remain organized in a fast-paced environment High attention to detail, discretion, and commitment to confidentiality Proven ability to work both independently and as a collaborative team member Strong customer service orientation and professional presence NICE TO HAVE, BUT NOT A DEALBREAKER CPCU, ARM, CRM, CRM-P, or other similar industry designation(s) Risk Management Information Systems experience Finance, Legal, or Media/Entertainment experience We are an equal opportunity employer and all qualified applicants will receive consideration for employment without regard to race, color, religion, sex, national origin, gender identity, disability, protected veteran status, or any other characteristic protected by law. We will consider for employment qualified applicants with criminal histories consistent with applicable law. Pursuant to state and local pay disclosure requirements, the pay rate/range for this role, with final offer amount dependent on education, skills, experience, and location is $128,000.00-160,000.00 annually. This role is also eligible for an annual discretionary bonus, various benefits, including medical/dental/vision, insurance, a 401(k) plan, paid time off, and other benefits in accordance with applicable plan documents. Benefits for Union represented employees will be in accordance with the applicable collective bargaining agreement. View more detail about FOX Benefits.

Posted 30+ days ago

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First Horizon Corp.fairfax, SC
Location: On site at location(s) listed on job posting. Role can be worked in offices within the company's footprint. SUMMARY: The TM Risk Analyst is responsible for identifying, assessing, monitoring, and mitigating risks associated with the Automated Clearing House (ACH) client portfolio at First Horizon Bank. This role supports compliance with regulatory requirements, internal policies, and external standards, ensuring that the bank provides a secure and reliable ACH environment for our associates and clients. ESSENTIAL DUTIES AND RESPONSIBILITIES: Analyze ACH transactions and client activity to identify patterns and trends indicative of potential fraud, operational errors, or regulatory risk. Review new client ACH set-ups, underwriting and changes for policy compliance. Review and evaluate existing ACH processes and controls, recommending changes or enhancements to mitigate risk. Monitor client ACH exposure limits and origination activity, escalating concerns to management. Collaborate with associates across departments, including TM Product, TM Sales, Operations, Compliance, Credit and Technology, to promote effective ACH risk management practices. Aid in the investigation and resolution of suspicious or unusual ACH activity, coordinating with Fraud, Compliance, and Client Services teams as needed. Support periodic ACH risk assessments, audits, and regulatory exams. Maintain in-depth knowledge of NACHA operating rules, and relevant federal and state banking regulations. Provide training and guidance to internal associates on ACH risk controls and best practices. Prepare, analyze, and distribute ACH risk management reports to management and other stakeholders. Stay current on industry trends, emerging risks, and best practices related to ACH and electronic payments. To perform this job successfully, an individual must be able to perform each essential duty satisfactorily. The requirements listed below are representative of the knowledge, skill, and/or ability required. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions. QUALIFICATIONS: Bachelor degree, Associate degree and 2 years of experience or a minimum of 4 years related experience Subject matter expertise in one or more Treasury Management payment and deposit services (ACH, Lockbox, Purchasing Card, Remote Deposit Capture, online banking), with preference for ACH. Strong time management and organizational skills evidenced in previous assignments Thorough knowledge of Microsoft products and keyboarding skills Self-starter, works with minimal direction Strong verbal and written communication skills Interpersonal skills and team orientation SUPERVISORY RESPONSIBILITIES: None. CONTROL RELATED RESPONSIBILITIES: Become knowledgeable regarding the department's internal controls as outlined in the policies and procedures and comply with all control requirements. COMPLIANCE: Ability to comprehend and adhere to Federal and State banking regulations, including compliance with the Bank's Bank Secrecy Act/Anti Money Laundering (BSA/AML) program. Follows all Company policies and procedures, and successfully participates in regulatory and Company training requirements via multiple and variable delivery methods. COMMITMENT TO INSTITUTIONAL COMPLIANCE AND SOUNDNESS Displays commitment to ensuring compliance with regulatory regulations through: adhering to regulatory requirements monitoring and reporting BSA/AML risks completing assigned compliance training courses SAFETY, SECURITY and CONFIDENTIALITY: This position requires keeping complete confidentiality of all customer transactions and information, and paying close attention to security within and around the bank's premises at all times. The physical demands, travel and work environment described here are representative of those that must be met by an employee to successfully perform the essential functions of this job. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions. PHYSICAL DEMANDS: While performing the duties of this job, the employee is regularly required to use hands to finger, handle or feel; reach with hands and arms; and talk or hear. The employee frequently is required to sit. This position regularly uses a computer (keyboard/mouse/screen) and telephone. The employee is occasionally required to stand; walk; climb or balance; and stoop, kneel, crouch, or crawl. The employee must occasionally lift and/or move up to 25 pounds. Specific vision abilities required by this job include close vision, and ability to adjust focus. TRAVEL: Work includes minimal travel. WORK ENVIRONMENT: The work is performed in a normal office environment. The noise level in the work environment is usually low to moderate. About Us First Horizon Corporation is a leading regional financial services company, dedicated to helping our clients, communities and associates unlock their full potential with capital and counsel. Headquartered in Memphis, TN, the banking subsidiary First Horizon Bank operates in 12 states across the southern U.S. The Company and its subsidiaries offer commercial, private banking, consumer, small business, wealth and trust management, retail brokerage, capital markets, fixed income, and mortgage banking services. First Horizon has been recognized as one of the nation's best employers by Fortune and Forbes magazines and a Top 10 Most Reputable U.S. Bank. More information is available at www.FirstHorizon.com. Benefit Highlights Medical with wellness incentives, dental, and vision HSA with company match Maternity and parental leave Tuition reimbursement Mentor program 401(k) with 6% match More -- FirstHorizon.com/First-Horizon-National-Corporation/Careers/Our-Benefits Follow Us Facebook X formerly Twitter LinkedIn Instagram YouTube

Posted 30+ days ago

Senior Enterprise Risk Management Analyst-logo
Seacoast National BankTampa, FL
JOB SUMMARY: Based within the Risk Organization's Enterprise Risk Management (ERM) Group, the Senior ERM Analyst is a key driver of the ERM Program maturation. The Senior ERM Analyst plays a key role in leading risk programs aimed at enhancing risk practices at Seacoast Bank. We are looking for a professional with a well-balanced combination of analytical capabilities and interpersonal competencies. The role requires an ability to aggregate, structure, and analyze complex quantitative and qualitative data to derive actionable insights for senior management. To successfully execute the responsibilities, the Senior ERM Analyst will need to build and maintain constructive relationships with cross-functional teams across the Three Lines. Working in the fast-paced Seacoast Bank environment requires advanced task management and prioritization skills. The Senior ERM Analyst will need to carry out multiple competing duties at the same time. The successful candidate is capable of adhering to a dynamic schedule, while also identifying process improvement opportunities. ESSENTIAL DUTIES AND RESPONSIBILITIES: Manage the New Activity Committee, including coordination of meeting agendas, materials, and minutes, and promote governance processes are followed for new product, service, and key initiative approvals. Lead governance activities related to the New Activity Committee, including policy adherence, stakeholder engagement, and reporting to senior risk committees. Develop and mature enterprise risk reporting capabilities, including dashboards, trend analysis, and actionable insights for senior leadership and board-level audiences. Develop executive summaries and presentations to communicate complex risk data using storytelling techniques and a value-add perspective. Apply advanced technical skills to create various dynamic forms, visual charts, tracking and reporting templates. Maintain risk profile data aggregation model in Excel and the Company's GRC tool to perform data consolidation. Support Key Risk Indicator (KRI) data collection, recording and consolidation in Excel and/or GRC platform. Serve as a companywide GRC subject matter expert facilitating liaison between various Seacoast user groups and the GRC support team. Acquire and constantly expand knowledge and practical expertise of the GRC platform's application. Build and foster constructive relationships company-wide, promoting partnership and collaboration. Provide leadership within the ERM team for the execution of the following initiatives and tasks: Annual review of corporate risk appetite statements. Annual review of Key Risk Indicators and periodic updates as needed. Annual review of the corporate risk inventory and control library. Risk and Control Self Assessments (RCSA) and Enterprise Risk Assessments. Thematic risk assessments. Annual review and updates of the ERM governance documents, including policies and procedures. Support all aspects of ERM Issues Management program, including documentation, reporting, remediation tracking, and collaborating with stakeholders. Training resource development and delivery as needed. Adhere to Seacoast Bank's Code of Conduct. EDUCATION and/or EXPERIENCE: 7+ years of experience in the banking, financial, or other applicable industry preferred. 5 years of direct risk management or data analytics experience required. Bachelor's degree required. Master's degree in business, MIS, finance, or other applicable field preferred. Advanced MS Excel and PowerPoint skills; Demonstrated experience applying ERM frameworks and risk management processes; Experience managing governance committees or cross-functional working groups, including agenda setting, documentation, and stakeholder coordination; Familiarity with new product risk assessment processes and regulatory expectations related to new activity governance; Proven ability to design and deliver executive-level risk reporting, including dashboards, trend analysis, and actionable insights; Experience with GRC platforms such as LogicManager; Demonstrates high degree of prioritization and initiative, while managing multiple programs; Intellectual curiosity and willingness to learn; Exceptional organizational skills and attention to detail; and Strong interpersonal and collaboration skills

Posted 3 weeks ago

Principal Cybersecurity Analyst, Privacy And Third Party Risk Management-logo
Vertex Pharmaceuticals, IncBoston, MA
Job Description We are seeking a seasoned technical privacy specialist to join our Information Security and Cyber Resilience team. We engage proactively with our business colleagues to truly understand them and to deliver results for our company and for patients. If you thrive in a fast-paced, hands-on, and team-oriented environment where you can have a big impact on the organization, we'd love to talk to you! The individual in this position will primarily support the Data Technology and Engineering (DTE) Privacy Lead within the Cyber Risk Management and Governance team in representing the Privacy Office, translating policy and privacy standards into requirements within our technical environments. This role will act as a technical subject matter expert on all elements related to data privacy protection and risk mitigation, within the world of DTE, and will also participate in configuring integrations between privacy technologies and other information systems, as well as configuring and testing cookie consent on Vertex's many online properties. As part of this role, this individual will work with colleagues across DTE on building data protection and security principles into the implementation of new projects and initiatives as well as the development of compliant systems and processes. Sitting within the Information Security group, this role will help drive Vertex's information security strategy and Target State Vision, with the necessary principles and capabilities to make Privacy by Design and Security by Design common practices. It's a small and growing team where you'll get experience working on a broad range of projects. This position is a global role reporting to the Cyber Risk Management and Governance Director with a dotted line to the DTE Privacy Lead and will be based in Vertex's global headquarters in Boston, Massachusetts. Fully remote and flex options are available to the right candidate. The designation on this role is Hybrid - meaning three days a week onsite in our Boston office. Key Responsibilities Partnering with DTE and business owners to provide advisory and consulting services around information security and data privacy to drive risk mitigation; Assessing current software and systems, as well as partner and vendor services, for compliance with security and data protection principles and recommending changes and new technologies to help mitigate vulnerabilities and prevent potential future risks; Defining and implementing risk-based solutions to ensure Privacy by Design and Security by Design are adequately embedded in technical projects and systems across the company; Assisting the DTE Third Party Assessment team in the assessment and revision of vendor management processes to ensure that third parties are appropriately vetted prior to engagement; Configuring, testing, and maintaining cookie consent technology on Vertex's 100+ websites and apps; Configuring integrations between privacy technologies and other technical systems; assisting other Information Security teams as necessary in appropriate integrations for Security and Data Protection; Assisting the DTE Privacy Lead and Cyber Risk Management and Governance Director with training and awareness campaigns, particularly with a focus on system security and data protection initiatives; Supporting the work of the Cyber Risk and Governance team in maintaining effective processes and controls across our computing environment; Assisting the Privacy Office by responding to requests from data subjects to exercise their rights, as needed; Providing forensics and technical assistance for any suspected personal data incidents, working with the DTE Privacy Lead and Privacy Office; Participating in Information Security and Cyber Resilience team and Privacy Office team meetings; Advising on data anonymization, pseudonymization and encryption techniques to develop systems that preserve and improve privacy protections; and Working with the DTE Privacy Lead, the Privacy Office, and the Internal Audit function to conduct regular privacy assessments of operational processes, identifying, and mitigating risks across the company. Qualifications BS or MS degree in computer science, computer engineering, information systems, privacy engineering, information security or related field of study; or equivalent professional experience. 5 years' experience in information security (preferably focusing on privacy/data protection) or a graduate degree or concentration in privacy engineering 3 years' experience configuring integrations leveraging RESTful APIs, OAuth 2.0, and related tooling IAPP privacy certifications (CIPT, AIGP, CIPP, or CIPM) CISSP or similar security certification Technical experience with OneTrust Understanding of the principles of information protection and system security practices Understanding of best practices in data handling and Privacy by Design Familiarity with relevant data protection and information security regulatory requirements Experience conducting third party risk assessments Experience configuring RESTful API integrations Knowledge of data anonymization and cryptographic techniques Experience in incident response Demonstrated working knowledge of software engineering fundamentals Data literacy and forensics Attention to detail and accuracy Ability to prioritize and complete daily workload and projects with minimal supervision Demonstrated teamwork and collaboration skills Highly motivated to contribute and grow within a complex area of emerging importance Pay Range: $133,600 - $200,400 Disclosure Statement: The range provided is based on what we believe is a reasonable estimate for the base salary pay range for this job at the time of posting. This role is eligible for an annual bonus and annual equity awards. Some roles may also be eligible for overtime pay, in accordance with federal and state requirements. Actual base salary pay will be based on a number of factors, including skills, competencies, experience, and other job-related factors permitted by law. At Vertex, our Total Rewards offerings also include inclusive market-leading benefits to meet our employees wherever they are in their career, financial, family and wellbeing journey while providing flexibility and resources to support their growth and aspirations. From medical, dental and vision benefits to generous paid time off (including a week-long company shutdown in the Summer and the Winter), educational assistance programs including student loan repayment, a generous commuting subsidy, matching charitable donations, 401(k) and so much more. Flex Designation: Remote-Eligible Flex Eligibility Status: In this Remote-Eligible role, you can choose to be designated as: Remote: work remotely five days per week and come into the office on occasion - you're always welcome on-site; or select Hybrid: work remotely up to two days per week; or select On-Site: work five days per week on-site with ad hoc flexibility. Note: The Flex status for this position is subject to Vertex's Policy on Flex @ Vertex Program and may be changed at any time. Company Information Vertex is a global biotechnology company that invests in scientific innovation. Vertex is committed to equal employment opportunity and non-discrimination for all employees and qualified applicants without regard to a person's race, color, sex, gender identity or expression, age, religion, national origin, ancestry, ethnicity, disability, veteran status, genetic information, sexual orientation, marital status, or any characteristic protected under applicable law. Vertex is an E-Verify Employer in the United States. Vertex will make reasonable accommodations for qualified individuals with known disabilities, in accordance with applicable law. Any applicant requiring an accommodation in connection with the hiring process and/or to perform the essential functions of the position for which the applicant has applied should make a request to the recruiter or hiring manager, or contact Talent Acquisition at ApplicationAssistance@vrtx.com

Posted 30+ days ago

E
Edgewood Partners Insurance Center1140 Avenue of the Americas 8th Floor, New York, NY
Come join our team! There are many reasons why EPIC Insurance Brokers & Consultants has become one of the fastest-growing firms in the insurance industry. Fueled and driven by capable, committed people who share common beliefs and values and "bring it" every day, EPIC is always looking for people who have "the right stuff" - people who know what they want and aren't afraid to make it happen. Headquartered in San Francisco and founded in 2007, our company has over 3,000 employees nationwide. With locations spread out across the U.S., our local market knowledge and industry expertise helps support our clients' regional and global needs. We have grown very quickly since our founding, and we continue to see growth and success thanks to our hard-working and growth-minded employees. Our core values are: Owner mindset, Inspire trust, Think big, and Drive results. If these values and growth align with what you're looking for in your next career? Then consider joining our amazing team! JOB OVERVIEW: Day to day Management of real estate clients Property and Casualty insurance programs. WHAT YOU'LL DO: A detailed list of job duties includes (but is not limited to): Collect, validate, and analyze data for accuracy and completeness. Coordinate follow-up communications, and deliverables for consortium participants and internal stakeholders. Maintain detailed records of client interactions and open items. WHAT YOU'LL BRING: 2-3+ years of experience in commercial insurance Understanding of insurance data Ability to analyze and validate client data, ensuring completeness Preferred Credentials and Experience: Bachelor's degree required Proficient in Microsoft Office Suite (Excel, Outlook, Word, etc) Experience using an Agency Management System such as Sagitta. Highly organized, with a strong sense of urgency and the ability to manage multiple priorities in a dynamic environment. Self-starter with the ability to work independently and within a team. Excellent multitasking skills and attention to detail, with the ability to manage numerous follow-ups, meetings, and data points simultaneously COMPENSATION: The national average salary for this role is $60 000.00 - $75 000.00 in base pay and exclusive of any bonuses or benefits. The base pay offered will be determined based on your experience, skills, training, certifications and education, while also considering internal equity and market data. WHY EPIC: EPIC has over 60 offices and 3,000 employees nationwide - and we're growing! It's a great time to join the team and be a part of this growth. We offer: Generous Paid Time off Managed PTO for salaried/exempt employees (personal time off without accruals or caps); 22 PTO days starting out for hourly/non-exempt employees; 12 company-observed paid holidays; 4 early-close days Generous leave time options: Paid parental leave, pregnancy disability and bonding leave, and organ donor/bone marrow donor leave Generous employee referral bonus program of $1,500 per hired referral Employee recognition programs for demonstrating EPIC's values plus additional employee recognition awards and programs (and trips!) Employee Resource Groups: Women's Coalition, EPIC Veterans Group Professional growth & development: Mentorship Program, Tuition Reimbursement Program, Leadership Development Unique benefits such as Pet Insurance, Identity Theft & Fraud Protection Coverage, Legal Planning, Family Planning, and Menopause & Midlife Support Additional benefits include (but are not limited to): 401(k) matching, medical insurance, dental insurance, vision insurance, and wellness & employee assistance programs 50/50 Work Culture: EPIC fosters a 50/50 culture between producers and the rest of the business, supporting collaboration, teamwork, and an inclusive work environment. It takes both production and service to be EPIC! EPIC Gives Back - Some of our charitable efforts include Donation Connection, Employee Assistance Fund, and People First Foundation We're in the top 10 of property/casualty agencies according to "Insurance Journal" To learn more about EPIC, visit our Careers Page: https://www.epicbrokers.com/about/epic-careers/ . EPIC embraces diversity in all its various forms-whether it be diversity of thought, background, race, religion, gender, skills or experience. We are committed to fostering a work community where every colleague feels welcomed, valued, respected and heard. It is our belief that diversity drives innovation and that creating an environment where every employee feels included and empowered, helps us to deliver the best outcome to our clients. #LI-TM1 #LI-Hybrid

Posted 2 weeks ago

Manager, Risk Management (IT Sox, Internal Controls)-logo
MasterCardO'fallon, MO
Our Purpose Mastercard powers economies and empowers people in 200+ countries and territories worldwide. Together with our customers, we're helping build a sustainable economy where everyone can prosper. We support a wide range of digital payments choices, making transactions secure, simple, smart and accessible. Our technology and innovation, partnerships and networks combine to deliver a unique set of products and services that help people, businesses and governments realize their greatest potential. Title and Summary Manager, Risk Management (IT SOX, Internal Controls) Overview: Take a leadership role supporting our SOX Compliance program within the Finance Organization and will report into the Director of Internal Controls. This position will primarily focus on scoping and evaluation of general IT controls. The Manager will be responsible for managing and executing various aspects of the program including IT scoping, delivery of the program, and reporting of results. The Manager will work closely with the US, Bogota, and India-based SOX teams, shared services center, business owners, Technology Risk team, our internal and external auditors, and regional controllers. Requirements for this position include extensive knowledge of IT General Controls framework, SEC/PCAOB regulations, COSO and US GAAP, as well as the demonstrated ability to monitor an effective global risk-based internal control environment. Are you looking to join a fast-paced, collaborative environment supporting a world class growing organization? Do you have the ability to think strategically and execute a complex project? Do you have a risk-based mindset? Are you IT savvy? Do you have the ability to drive change and improve awareness across the organization? Role: Manage and execute various SOX program components, including IT scoping, IT risk assessment, training of stakeholders on control-related best practices, control testing and review, remediation recommendations, deficiency evaluations, and executive reporting Assess and determine design effectiveness of internal controls Assist in evaluation of automated and IT general controls related to SOX readiness projects (grown and acquired businesses) Work with business owners to address any potential control gaps that may require remediation Partner with various business owners and finance teams including Accounting, Financial Planning, Treasury, Tax, Technology Risk, Shared Services Center, and Corporate Audit to provide expertise in assessing the design and effectiveness of internal controls Evaluate information produced by entity for completeness and accuracy (ex. familiarity with SQL logic scripts) Review third-party vendor attestation and audit reports, and provide feedback to business leaders and risk owners Liaise with regional finance stakeholders and information systems specialists, as well as internal and external auditors Ensure the delivery of high quality, timely work products Continuously identify efficiencies in the SOX program and opportunities for optimization of the financial, IT and operational processes and controls through interaction and partnership with management Identify efficiencies and opportunities for automation (bots, analytics tools, AI) Exhibit strong project management skills with the ability to hold self and others accountable to deadlines Demonstrate the ability to exercise judgment and display a high standard of ethics and professionalism Demonstrate exceptional communications skills, both written and verbal, with the ability to understand complexities of the business All About You Degree in Accounting or management information systems, CPA, CISA or equivalent certification required Has a strong understanding of IT control concepts and framework such as COBIT, GAAP, PCAOB Compliance Standard, Sarbanes Oxley (SOX), COSO, and leading business practices Recent Big 4 experience providing auditing or advisory-type services to Fortune 500 companies Knowledge of best practices around financial internal controls matters Working knowledge of current PCAOB Auditing Standards Knowledge in US Generally Accepted Accounting Standards Principles (GAAP) Experience building collaborative working relationships with stakeholders at the global/regional, local or corporate level Knowledge of common enterprise and web application technologies Familiarity with automation preferred Proven ability to project manage complex engagements or programs Excellent oral and written communication skills and interpersonal skills with emphasis on building strong, longer-term relationships worldwide across varying geographies and functions Detail oriented, self-motivated with the ability to meet project deadlines and deliverables in a fast-paced environment Experience in risk management field (e.g. risk management, audit, compliance) desired Effective ability to influence, drive change and resolve conflicts. Experience working in a fast-paced environment Strong analytic, logical reasoning and problem solving Excellent project management skills to lead and prioritize multiple projects Demonstrated ability to drive change and continuous improvement Market and industry knowledge a plus Up to 10% travel Mastercard is a merit-based, inclusive, equal opportunity employer that considers applicants without regard to gender, gender identity, sexual orientation, race, ethnicity, disabled or veteran status, or any other characteristic protected by law. We hire the most qualified candidate for the role. In the US or Canada, if you require accommodations or assistance to complete the online application process or during the recruitment process, please contact reasonable_accommodation@mastercard.com and identify the type of accommodation or assistance you are requesting. Do not include any medical or health information in this email. The Reasonable Accommodations team will respond to your email promptly. Corporate Security Responsibility All activities involving access to Mastercard assets, information, and networks comes with an inherent risk to the organization and, therefore, it is expected that every person working for, or on behalf of, Mastercard is responsible for information security and must: Abide by Mastercard's security policies and practices; Ensure the confidentiality and integrity of the information being accessed; Report any suspected information security violation or breach, and Complete all periodic mandatory security trainings in accordance with Mastercard's guidelines. In line with Mastercard's total compensation philosophy and assuming that the job will be performed in the US, the successful candidate will be offered a competitive base salary and may be eligible for an annual bonus or commissions depending on the role. The base salary offered may vary depending on multiple factors, including but not limited to location, job-related knowledge, skills, and experience. Mastercard benefits for full time (and certain part time) employees generally include: insurance (including medical, prescription drug, dental, vision, disability, life insurance); flexible spending account and health savings account; paid leaves (including 16 weeks of new parent leave and up to 20 days of bereavement leave); 80 hours of Paid Sick and Safe Time, 25 days of vacation time and 5 personal days, pro-rated based on date of hire; 10 annual paid U.S. observed holidays; 401k with a best-in-class company match; deferred compensation for eligible roles; fitness reimbursement or on-site fitness facilities; eligibility for tuition reimbursement; and many more. Pay Ranges O'Fallon, Missouri: $102,000 - $158,000 USD

Posted 2 weeks ago

Cyber Security And Risk Management SME-logo
GuidehouseArlington, VA
Job Family: Cyber Consulting Travel Required: Up to 25% Clearance Required: Active Secret What You Will Do: Guidehouse is seeking a Cyber Security subject matter expert and advisor for a major DoD service Business Applications. This person will update and enhance IT risk assessment strategy. Work with Government Cyber Security SME to enhance security measures to protect sensitive data and stay on top of the Risk Management Framework (RMF) and Authority to Operate (ATO) for DAF. What You Will Need: Bachelor's Degree AND additional FOUR (4) years' experience related to Cyber Security, Risk Management or IT Technology Consulting may be used in lieu of a Bachelor's degree Minimum of SIX (6) years of Experience Security Clearance: Secret Active CompTIA Security+ Certification Ability to travel to DoD Base(s) in MD - Required (at least 2-3 days a week) Walk, support and track Business Systems through RMF, ATO and POA&M processes Support transition planning to NIST 800-53 Rev 5 by directly working with Government Cyber POC. Manage and support The Chief Financial Officer (CFO) Act Compliance for financial and financial feeder systems Develop tools and insights to enhance the CFO Compliance Review compliance issues, consolidate documentation and reconcile issues with system PMs Conduct thorough testing of systems in accordance with NIST 800-53 Rev 5. Experience/exposure in Analytics tools like PowerBI, Tableau, and Qlik Develop and implement POA&Ms to address issues. Developing end to end estimates and support estimates for various CS audit and governance Solid Office 365 platform experience and presentation skills What Would Be Nice To Have: Master's Degree Preferred Cyber Certifications Desired: CISA or CISSP What We Offer: Guidehouse offers a comprehensive, total rewards package that includes competitive compensation and a flexible benefits package that reflects our commitment to creating a diverse and supportive workplace. Benefits include: Medical, Rx, Dental & Vision Insurance Personal and Family Sick Time & Company Paid Holidays Position may be eligible for a discretionary variable incentive bonus Parental Leave and Adoption Assistance 401(k) Retirement Plan Basic Life & Supplemental Life Health Savings Account, Dental/Vision & Dependent Care Flexible Spending Accounts Short-Term & Long-Term Disability Student Loan PayDown Tuition Reimbursement, Personal Development & Learning Opportunities Skills Development & Certifications Employee Referral Program Corporate Sponsored Events & Community Outreach Emergency Back-Up Childcare Program Mobility Stipend About Guidehouse Guidehouse is an Equal Opportunity Employer-Protected Veterans, Individuals with Disabilities or any other basis protected by law, ordinance, or regulation. Guidehouse will consider for employment qualified applicants with criminal histories in a manner consistent with the requirements of applicable law or ordinance including the Fair Chance Ordinance of Los Angeles and San Francisco. If you have visited our website for information about employment opportunities, or to apply for a position, and you require an accommodation, please contact Guidehouse Recruiting at 1-571-633-1711 or via email at RecruitingAccommodation@guidehouse.com. All information you provide will be kept confidential and will be used only to the extent required to provide needed reasonable accommodation. All communication regarding recruitment for a Guidehouse position will be sent from Guidehouse email domains including @guidehouse.com or guidehouse@myworkday.com. Correspondence received by an applicant from any other domain should be considered unauthorized and will not be honored by Guidehouse. Note that Guidehouse will never charge a fee or require a money transfer at any stage of the recruitment process and does not collect fees from educational institutions for participation in a recruitment event. Never provide your banking information to a third party purporting to need that information to proceed in the hiring process. If any person or organization demands money related to a job opportunity with Guidehouse, please report the matter to Guidehouse's Ethics Hotline. If you want to check the validity of correspondence you have received, please contact recruiting@guidehouse.com. Guidehouse is not responsible for losses incurred (monetary or otherwise) from an applicant's dealings with unauthorized third parties. Guidehouse does not accept unsolicited resumes through or from search firms or staffing agencies. All unsolicited resumes will be considered the property of Guidehouse and Guidehouse will not be obligated to pay a placement fee.

Posted 30+ days ago

F
First Horizon Corp.bessemer, AL
Location: On site at location(s) listed on job posting. Role can be worked in offices within the company's footprint. SUMMARY: The TM Risk Analyst is responsible for identifying, assessing, monitoring, and mitigating risks associated with the Automated Clearing House (ACH) client portfolio at First Horizon Bank. This role supports compliance with regulatory requirements, internal policies, and external standards, ensuring that the bank provides a secure and reliable ACH environment for our associates and clients. ESSENTIAL DUTIES AND RESPONSIBILITIES: Analyze ACH transactions and client activity to identify patterns and trends indicative of potential fraud, operational errors, or regulatory risk. Review new client ACH set-ups, underwriting and changes for policy compliance. Review and evaluate existing ACH processes and controls, recommending changes or enhancements to mitigate risk. Monitor client ACH exposure limits and origination activity, escalating concerns to management. Collaborate with associates across departments, including TM Product, TM Sales, Operations, Compliance, Credit and Technology, to promote effective ACH risk management practices. Aid in the investigation and resolution of suspicious or unusual ACH activity, coordinating with Fraud, Compliance, and Client Services teams as needed. Support periodic ACH risk assessments, audits, and regulatory exams. Maintain in-depth knowledge of NACHA operating rules, and relevant federal and state banking regulations. Provide training and guidance to internal associates on ACH risk controls and best practices. Prepare, analyze, and distribute ACH risk management reports to management and other stakeholders. Stay current on industry trends, emerging risks, and best practices related to ACH and electronic payments. To perform this job successfully, an individual must be able to perform each essential duty satisfactorily. The requirements listed below are representative of the knowledge, skill, and/or ability required. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions. QUALIFICATIONS: Bachelor degree, Associate degree and 2 years of experience or a minimum of 4 years related experience Subject matter expertise in one or more Treasury Management payment and deposit services (ACH, Lockbox, Purchasing Card, Remote Deposit Capture, online banking), with preference for ACH. Strong time management and organizational skills evidenced in previous assignments Thorough knowledge of Microsoft products and keyboarding skills Self-starter, works with minimal direction Strong verbal and written communication skills Interpersonal skills and team orientation SUPERVISORY RESPONSIBILITIES: None. CONTROL RELATED RESPONSIBILITIES: Become knowledgeable regarding the department's internal controls as outlined in the policies and procedures and comply with all control requirements. COMPLIANCE: Ability to comprehend and adhere to Federal and State banking regulations, including compliance with the Bank's Bank Secrecy Act/Anti Money Laundering (BSA/AML) program. Follows all Company policies and procedures, and successfully participates in regulatory and Company training requirements via multiple and variable delivery methods. COMMITMENT TO INSTITUTIONAL COMPLIANCE AND SOUNDNESS Displays commitment to ensuring compliance with regulatory regulations through: adhering to regulatory requirements monitoring and reporting BSA/AML risks completing assigned compliance training courses SAFETY, SECURITY and CONFIDENTIALITY: This position requires keeping complete confidentiality of all customer transactions and information, and paying close attention to security within and around the bank's premises at all times. The physical demands, travel and work environment described here are representative of those that must be met by an employee to successfully perform the essential functions of this job. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions. PHYSICAL DEMANDS: While performing the duties of this job, the employee is regularly required to use hands to finger, handle or feel; reach with hands and arms; and talk or hear. The employee frequently is required to sit. This position regularly uses a computer (keyboard/mouse/screen) and telephone. The employee is occasionally required to stand; walk; climb or balance; and stoop, kneel, crouch, or crawl. The employee must occasionally lift and/or move up to 25 pounds. Specific vision abilities required by this job include close vision, and ability to adjust focus. TRAVEL: Work includes minimal travel. WORK ENVIRONMENT: The work is performed in a normal office environment. The noise level in the work environment is usually low to moderate. About Us First Horizon Corporation is a leading regional financial services company, dedicated to helping our clients, communities and associates unlock their full potential with capital and counsel. Headquartered in Memphis, TN, the banking subsidiary First Horizon Bank operates in 12 states across the southern U.S. The Company and its subsidiaries offer commercial, private banking, consumer, small business, wealth and trust management, retail brokerage, capital markets, fixed income, and mortgage banking services. First Horizon has been recognized as one of the nation's best employers by Fortune and Forbes magazines and a Top 10 Most Reputable U.S. Bank. More information is available at www.FirstHorizon.com. Benefit Highlights Medical with wellness incentives, dental, and vision HSA with company match Maternity and parental leave Tuition reimbursement Mentor program 401(k) with 6% match More -- FirstHorizon.com/First-Horizon-National-Corporation/Careers/Our-Benefits Follow Us Facebook X formerly Twitter LinkedIn Instagram YouTube

Posted 30+ days ago

Independent Risk Management Director, Crypto-logo
SofiJacksonville, FL
Employee Applicant Privacy Notice Who we are: Shape a brighter financial future with us. Together with our members, we're changing the way people think about and interact with personal finance. We're a next-generation financial services company and national bank using innovative, mobile-first technology to help our millions of members reach their goals. The industry is going through an unprecedented transformation, and we're at the forefront. We're proud to come to work every day knowing that what we do has a direct impact on people's lives, with our core values guiding us every step of the way. Join us to invest in yourself, your career, and the financial world. The role: SoFi is seeking an energetic, detail oriented, self-motivated, and intellectually curious Independent Risk Management Director supporting our Crypto businesses. This role - as part of the 2nd Line of Defense - will own, establish, maintain and monitor adherence to enterprise crypto policies and standards that define clear expectations and guidelines for the execution of crypto activities. Your success in this role will leverage your deep subject matter expertise understanding the risks associated with crypto business, including cyber & technology, operational, and fraud risk. The ideal candidate will have experience in risk management, governance, and compliance, and will be an agile learner, think strategically, and possess strong analytical, communication, and problem-solving skills. By joining SoFi, you'll become part of a forward-thinking company that is transforming financial services for the better. We offer the excitement of a rapidly growing startup with the stability of an industry leading leadership team. What you'll do: Monitor and address risks, issues, and resolve escalation items resulting from our crypto activities. Oversee the crypto risk management framework and implementation of the framework. Own, refine and monitor adherence to any crypto policy and standards. Provide credible challenge and advisory services on strategic initiatives and ongoing operations Maintain oversight and governance for the execution of risk-related initiatives. Liaise with Regulatory Affairs for any interactions with regulators and/or internal audit - ensuring successful outcomes through careful planning and monitoring. Collaborate with business units, Enterprise Risk Management, and Crypto teams to define the Enterprise Risk Appetite and tolerance. Monitor Key Risk Indicators (KRIs) against tolerance thresholds. What you'll need: Bachelor's degree with 10+ years experience in risk management, compliance, and/or governance within consumer crypto products. Knowledge of banking products, processes and regulations Exceptional interpersonal, verbal and written communication skills Strong leadership, collaboration, influencing and organizational skills with attention to detail Must be self-motivated with the ability to work independently or within a group under minimal daily direction. Intellectually curious. You adapt to change, embrace bold ideas, ask questions, test assumptions, and challenge conventional thinking Strong analytical and problem-solving skills, with the ability to analyze complex issues, develop innovative solutions, and make data-driven decisions Experience leading and managing meetings with cross functional teams, effectively and efficiently communicating and driving engagement. Proficiency in data analysis preferred and deriving meaningful insights for decision-making Demonstrated ability to collaborate with multidisciplinary teams, take ownership of deliverables, and drive assigned tasks to completion, in a timely manner. Strong knowledge of risk management principles and practices including risk and control assessments Experience with regulatory compliance and corporate governance standards Ability to work under tight deadlines Ability to manage multiple initiatives and competing priorities, meet deadlines, and adapt to change Proficiency with Google Suite and/or Microsoft Office products Strong team player Experience with Governance, Risk and Compliance (GRC) systems Compensation and Benefits The base pay range for this role is listed below. Final base pay offer will be determined based on individual factors such as the candidate's experience, skills, and location. To view all of our comprehensive and competitive benefits, visit our Benefits at SoFi page! Pay range: $160,000.00 - $275,000.00 Payment frequency: Annual This role is also eligible for a bonus, long term incentives and competitive benefits. More information about our employee benefits can be found in the link above. SoFi provides equal employment opportunities (EEO) to all employees and applicants for employment without regard to race, color, religion (including religious dress and grooming practices), sex (including pregnancy, childbirth and related medical conditions, breastfeeding, and conditions related to breastfeeding), gender, gender identity, gender expression, national origin, ancestry, age (40 or over), physical or medical disability, medical condition, marital status, registered domestic partner status, sexual orientation, genetic information, military and/or veteran status, or any other basis prohibited by applicable state or federal law. The Company hires the best qualified candidate for the job, without regard to protected characteristics. Pursuant to the San Francisco Fair Chance Ordinance, we will consider for employment qualified applicants with arrest and conviction records. New York applicants: Notice of Employee Rights SoFi is committed to embracing diversity. As part of this commitment, SoFi offers reasonable accommodations to candidates with physical or mental disabilities. If you need accommodations to participate in the job application or interview process, please let your recruiter know or email accommodations@sofi.com. Due to insurance coverage issues, we are unable to accommodate remote work from Hawaii or Alaska at this time. Internal Employees If you are a current employee, do not apply here - please navigate to our Internal Job Board in Greenhouse to apply to our open roles.

Posted 30+ days ago

Lead, Cyber Security IT Risk Management (P3)-logo
Northern TrustChicago, IL
About Northern Trust: Northern Trust, a Fortune 500 company, is a globally recognized, award-winning financial institution that has been in continuous operation since 1889. Northern Trust is proud to provide innovative financial services and guidance to the world's most successful individuals, families, and institutions by remaining true to our enduring principles of service, expertise, and integrity. With more than 130 years of financial experience and over 22,000 partners, we serve the world's most sophisticated clients using leading technology and exceptional service. Roles and Responsibilities: This individual's primary day to day responsibilities are mentioned below (but are not limited to these): Conduct security risk assessment on new and existing Northern Trust's third parties business partners. Ensure proper preventative and detective controls are in place and prepare recommendations to strengthen control weaknesses. Demonstrate some proven knowledge on some of the following domains: Information Security Governance and Risk Management Access Control Vulnerability and Penetration Network Security Application Security Cryptography Security Architecture and Design Operations Security Business Continuity and Disaster Recovery Planning Legal, Regulations, Investigations and Compliance Physical and Environmental Security Cloud Security Knowledge on risk treatment and issues management functions and industry tools to support the program. Knowledge of security architecture patterns, requirements, and security controls considering factors like data protection, access controls, network segmentation, digital technologies such as Artificial Intelligence (AI) Knowledge of security controls like Authentication, Authorization, Data Security, IAM Monitor the status of remediation actions and provide periodic updates to applicable stakeholders. Work across the lines of defense to coordinate changes, provide review and challenge, and respond to audit and regulatory requirements. Participate in cyber incident responses to provide guidance related to cyber security risks and control assurance Able to interact in a professional manner and develop relationships with individuals and teams at any level in Northern Trust. Foster a positive and collaborative environment. Flexibility, multi-tasking, good business judgment skills are required to meet competing priorities. Contribute to automation, analytics, and continuous improvements of processes Demonstrate ability to work well in both an individual contributor and team capacity. Train associates on the incident / issue management process and procedures via mentoring. Skills Preferred: Excellent written and verbal communication skills. Experience working in global, cross-functional, collaborative teams. Attention to detail. In-depth understanding of information security, network management, operating systems, software development, database systems and information technology. Understanding of information security, Cyber Security Framework like NIST, Center for Internet Security (CIS), ISO etc. Technology controls around Cloud Computing reviews. Advanced experience with MS Office, SharePoint, and Reporting tools Experience: Bachelor's degree in computer science or a related discipline with relevant experience in the field of Technology Security. Professional certifications (such as CISA, CRISC, CISM, CISSP or similar) is a plus Salary Range: $83,100 - 141,300 USD Salary range is a good faith estimate of base pay. Northern Trust provides a comprehensive benefits package including retirement benefits (401k and pension), health and welfare benefits (medical, dental, vision, spending accounts and disability), paid time off, parental and caregiver leave, life & accident insurance, and other voluntary and well-being benefits. Northern Trust also provides a discretionary bonus program that may include an equity component. Working with Us: As a Northern Trust partner, greater achievements await. You will be part of a flexible and collaborative work culture in an organization where financial strength and stability is an asset that emboldens us to explore new ideas. Movement within the organization is encouraged, senior leaders are accessible, and you can take pride in working for a company committed to assisting the communities we serve! Join a workplace with a greater purpose. We'd love to learn more about how your interests and experience could be a fit with one of the world's most admired and sustainable companies! Build your career with us and apply today. #MadeForGreater Reasonable accommodation Northern Trust is committed to working with and providing reasonable accommodations to individuals with disabilities. If you need a reasonable accommodation for any part of the employment process, please email our HR Service Center at MyHRHelp@ntrs.com. We hope you're excited about the role and the opportunity to work with us. We value an inclusive workplace and understand flexibility means different things to different people. Apply today and talk to us about your flexible working requirements and together we can achieve greater.

Posted 2 weeks ago

T
Truist Financial CorporationAtlanta, GA
The position is described below. If you want to apply, click the Apply Now button at the top or bottom of this page. After you click Apply Now and complete your application, you'll be invited to create a profile, which will let you see your application status and any communications. If you already have a profile with us, you can log in to check status. Need Help? If you have a disability and need assistance with the application, you can request a reasonable accommodation. Send an email to Accessibility (accommodation requests only; other inquiries won't receive a response). Regular or Temporary: Regular Language Fluency: English (Required) Work Shift: 1st shift (United States of America) Please review the following job description: Responsible for optimizing profitability of a segment(s) of the wholesale loan portfolio by maintaining proper balance among quality, profitability and compliance in the assigned portfolio. Partner with LOB segment leadership to provide thought leadership and execute credit strategy in line with LOB targets and Truist stated risk tolerance. Communicates effectively through guidance, training and development in support of building and maintaining a strong credit culture. Models behaviors that reflect strong judgment capabilities gained through deep and comprehensive credit experience across multiple types of portfolio and business segments, constructive partnership and ability to navigate complex challenges that have potential impact on Truist profitability. ESSENTIAL DUTIES AND RESPONSIBILITIES Following is a summary of the essential functions for this job. Other duties may be performed, both major and minor, which are not mentioned below. Specific activities may change from time to time. Serve as a senior credit risk officer for large and complex segments within wholesale lending or specialty lines of businesses. Promote consistency of Bank's credit culture and lending strategies throughout organization. Responsible for leading the advancement of the organization's risk management culture, framework, and appetite throughout the assigned segment within the LOB Communicate effectively as a thought leader to support development and maintenance of a strong credit culture. Provide risk leadership through ongoing active engagement with LOB, Product Partner, and Credit Delivery teams including guidance, coaching and mentoring to teammates on sound principles of lending and support their development through regular feedback and constructive dialogue Partner with segment leaders to develop, communicate, and execute credit strategies, limits, and policies that support LOB targets while maintaining disciplined approaches to optimizing capital deployment and mitigating risk. Exercise prudent credit judgment through individual delegated loan authority to shape portfolio within risk appetite guidelines and concentration management approaches that create sustainable profitability Stay abreast of laws, regulations and risk management techniques to ensure compliance and best practices in risk management. Stay abreast of local, national, and global economic trends and market conditions Manage highly complex decisions that could have significant impact to risks and profitability Ensure appropriate Risk Rating for the portfolio, monitor portfolio performance, identify areas of emerging risks. Develop strategies and action plans for emerging risk, and elevate to Senior Credit Officer and present portfolio updates and recommendations to senior executives, Risk Oversight Committees, and regulators as requested QUALIFICATIONS Required Qualifications: The requirements listed below are representative of the knowledge, skill and/or ability required. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions. Bachelor's degree, or equivalent education and related training 15 years of experience in lending and/or credit experience Widespread financial credit risk and regulatory knowledge Solid accounting/financial analysis skills Strong communication and interpersonal skills with demonstrated leadership ability to collaborate across teams and build strong relationships Preferred Qualifications: 20 years of experience in commercial lending and/or credit experience Master's degree in business administration, finance, or accounting Broad product knowledge and experience, including Sponsor-backed transactions, Debt and Equity Capital Markets, Asset Finance, and Treasury Management product categories. Experience across a broad span of industries or deep experience within a specific industry RMA - Credit Risk Certification General Description of Available Benefits for Eligible Employees of Truist Financial Corporation: All regular teammates (not temporary or contingent workers) working 20 hours or more per week are eligible for benefits, though eligibility for specific benefits may be determined by the division of Truist offering the position. Truist offers medical, dental, vision, life insurance, disability, accidental death and dismemberment, tax-preferred savings accounts, and a 401k plan to teammates. Teammates also receive no less than 10 days of vacation (prorated based on date of hire and by full-time or part-time status) during their first year of employment, along with 10 sick days (also prorated), and paid holidays. For more details on Truist's generous benefit plans, please visit our Benefits site. Depending on the position and division, this job may also be eligible for Truist's defined benefit pension plan, restricted stock units, and/or a deferred compensation plan. As you advance through the hiring process, you will also learn more about the specific benefits available for any non-temporary position for which you apply, based on full-time or part-time status, position, and division of work. Truist is an Equal Opportunity Employer that does not discriminate on the basis of race, gender, color, religion, citizenship or national origin, age, sexual orientation, gender identity, disability, veteran status, or other classification protected by law. Truist is a Drug Free Workplace. EEO is the Law Pay Transparency Nondiscrimination Provision E-Verify

Posted 30+ days ago

U

Director, Credit Risk Management

Upgrade Inc.San Francisco, CA

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Job Description

Upgrade is a fintech company that provides affordable and responsible credit, mobile banking, and payment products to everyday consumers. We were the fastest growing company in the Americas last year according to the Financial Times and Upgrade Card was the fastest growing credit card in America two years in a row. We have delivered over $33 billion in affordable and responsible credit to our 5.5M customers. The company is backed by some of the most prominent technology investors and was recently valued at $6.3B.

We have built an energizing, collaborative and inclusive culture where team members help each other, learn and innovate to move the company and its customers in the right direction, and own the outcome of their efforts.

Upgrade has been named a "Best Place to Work in the Bay Area" three years in a row, "Top Companies to work for in Arizona" and one of the "Best Engineering Department" awarded annually by Comparably. We've also received recognition for being a best company for Diversity, Women, Culture, and Veterans.

We are looking for new team members who get excited about designing and delivering new and better products to join a team of 1850 talented and dedicated professionals. Come work with us if you like to tackle big problems and make a meaningful difference in people's lives.

About the Role:

We are seeking an experienced a Director of Credit Risk to develop and manage credit risk strategies to support Upgrade's Indirect Auto Finance portfolio. We are rapidly growing our business and are seeking an individual to help manage the processes, procedures and strategies required to accelerate our geographic expansion. Must be a very hands-on manager and extremely detail-oriented. The ideal candidate will possess deep, hands-on auto finance risk experience, specifically within the sub-prime and near-prime lending segments. This will be a hybrid role and will require you to go into our San Francisco office 3 times a week.

What You'll Do:

  • Identify potential issues and risks, particularly those unique to the sub/near prime segment, and develop analytical approaches, solutions, or credit risk strategies to answer business questions, mitigate risks, increase capture rates, and improve decision automation.
  • Understands uniqueness and complexities of the near/subprime borrower, product, dealer and collateral and has demonstrated the ability to develop strategies to manage these risks
  • Collaborate closely with the Auto Production team to review and enhance Upgrade's underwriting practices (including auto/manual approval strategies, credit policy, procedures, and model use), specifically tailoring approaches for various sub-prime and near-prime risk tiers to achieve results within Upgrade's credit risk tolerance.
  • Design, implement, and optimize end-to-end credit strategies for sub-prime auto lending, covering origination, underwriting, portfolio management, and collections
  • Monitor loan performance through hands on analysis with a deep dive into sub-prime vintage and segmentation performance.
  • Obtain subject matter expertise in internal and external data sources and ensure data integrity
  • Ensure all strategy/policy changes are appropriately documented with proper approval(s) and work with engineering team through testing and implementation.

What We Look For:

  • 10+ years of experience in a consumer credit risk role at a financial institution.
  • Bachelor's degree required (preferably in Finance, Economics, Statistics, or a related field).
  • Strong analytical mindset with a passion for solving complex, data-driven problems.
  • Ability to think strategically and tackle 'white space' problems with innovative solutions.
  • Advanced proficiency in SQL, Python, or R for data analysis and risk modeling.
  • Detail-oriented with a proven ability to interpret and present complex financial data in a clear and actionable manner.
  • Excellent communication and presentation skills, with the ability to engage diverse audiences, including senior management, investors, auditors, and regulators.
  • Proactive, self-driven, and thrives in a fast-paced environment.
  • Strong collaborator and team player who can work cross-functionally to achieve business goals.

What We Offer You:

  • Competitive salary and stock option plan
  • 100% paid coverage of medical, dental and vision insurance
  • Flexible PTO
  • Competitive 401(k) and RRSP program
  • Opportunities for professional growth and development
  • Paid parental leave
  • Health & wellness initiatives

The compensation range of this position in San Francisco, CA is USD $170,000 - $200,000 annually plus equity and benefits. Within this range, an individual's base pay will be dependent on a variety of factors, including without limitation, job-related knowledge, skills, education, and experience.

#BI-Hybrid #LI-Hybrid

For California residents: Upgrade's California Notice at Collection and Privacy Policy describes our practices regarding the collection, use, and disclosure of the personal information of job applicants.

We are an equal opportunity employer and value diversity at our company. We do not discriminate on the basis of race, religion, color, national origin, gender, sexual orientation, age, marital status, veteran status, or disability status.

Upgrade does not accept unsolicited resumes from staffing agencies, search firms, or any third parties. Any resume submitted to any employee of Upgrade without a prior written agreement in place will be considered the property of Upgrade, and Upgrade will not be obligated to pay any referral or placement fee. Agencies must obtain advance written approval from Upgrade's Talent Acquisition department to submit resumes and only in conjunction with a valid, fully executed agreement.

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