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Why Work for Frontier Airlines? At Frontier, we believe the skies should be for everyone. We deliver on this promise through our commitment to Low Fares Done Right. This is more than our tagline - it's our driving philosophy. Every member of Team Frontier has an important role to play in bringing this vision to life. Our successful business model allows travelers to take advantage of our fast-growing route network while our bundled and unbundled pricing options allow our customers to personalize their travel experience and only pay for the services they need - saving them money along the way. What We Stand For Low Fares Done Right is our mission and we strive to bring it to life every day. Our 'Done Right' promise means delivering not only affordable prices, but making travel friendly and easy for our customers. To do this, we put a great deal of care into every decision and action we take. We must be efficient with the use of our resources and make smart decisions about how we run our business. We must also innovate and be pioneers - we're not afraid to try new things. While our business requires us to fly high in the air, we also consider ourselves down-to-earth in our approach, creating a warm and friendly experience that truly demonstrates Rocky Mountain Hospitality. Work Perks At Frontier, we like to think we're creating something very special for our team members. Work is why we're here, but the perks are nice too: Flight benefits for you and your family to fly on Frontier Airlines. Buddy passes for your friends so they can experience what makes us so great. Discounts throughout the travel industry on hotels, car rentals, cruises and vacation packages. Discounts on cell phone plans, movie tickets, restaurants, luggage and over 2,000 other vendors. Enjoy a 'Dress for your Day' business casual environment. Flexible work schedules that support work/life balance. Total Rewards program including a competitive base salary, short term incentives, long-term incentives, paid holidays, 401(k) plan, vacation/sick time and medical/dental/vision insurance that begins the 1st of the month following your hire date. We play our part to make a difference. The HOPE League, Frontier Airlines' non-profit organization, is dedicated to providing employees financial assistance during catastrophic hardship. Who We Are Frontier Airlines is a leading ultra-low cost carrier headquartered in Denver, Colorado. With a mission to deliver Low Fares Done Right, the company provides affordable, convenient and accessible air travel throughout the U.S., Caribbean, Mexico and Latin America. Frontier's highly fuel-efficient, all-Airbus fleet is among the youngest and most modern of any carrier within the U.S. That, combined with the airline's many weight-saving initiatives and focus on operational efficiencies, makes Frontier America's Greenest Airline. * Each Frontier Airlines plane tail features a special animal with a unique name and backstory. Many of the featured species are endangered or threatened, part of the airline's commitment to underscore and raise awareness for their plight. Frontier serves approximately 100 destinations throughout North America and operates 500-plus daily flights, on average. The airline employs more than 7,000 team members and has crew bases in more than a dozen U.S. cities. Frontier Airlines., Inc., is a subsidiary of Frontier Group Holdings, Inc. (NASDAQ: ULCC). Frontier is the most fuel-efficient of all major U.S. carriers when measured by ASMs per fuel gallon consumed. What Will You Be Doing? The IT Governance, Risk, & Compliance (GRC) Analyst will support the technology risk management program, providing risk oversight to the technology and cybersecurity teams. The IT GRC Analyst will play a key role in the success of the airline, by aligning security initiatives with enterprise programs and business objectives, ensuring that information assets and technologies are adequately protected. The IT GRC Analyst will support risk management initiatives to ensure regulatory alignment to PCI, SOX, TSA, and data privacy standards/regulations. The analyst will implement policies, procedures, standards, and controls to govern the protection of corporate information systems, networks, and data. The analyst will have a unique opportunity to partner and engage with departments across the organization, including Cybersecurity, IT, Legal, HR, Internal Audit, Finance, and other business teams. Essential Functions Make an impact on the organization's security program and services through experience with various cybersecurity concepts including data governance, risk management, metrics, audit, policy, and standards development. Partner with Finance, Accounting, and Internal Audit teams to understand our processes and how technology controls fit into those processes. Collaborate with the IT/Cybersecurity team members, application owners, control owners, and stakeholders to achieve successful results and ensure testability. Act as liaison with internal and external auditors for regulatory audits/assessments, facilitating meetings, walkthroughs, and discussion of remediation activities for identified deficiencies. Support control activity functions related to User Access Reviews, Privileged User Reviews, and Password Parameter reviews. Assist in conducting management audits, producing reports with recommendations for remediation and improvement. Support development and implementation of security policies, procedures, and documented security controls. Maintain a regulatory (PCI/SOX/TSA) control database, inventorying control ownership, control objectives, and testing objectives. Support and drive remediation processes to address issues identified in security assessments, control reviews, audits, and/or other assessments. Support key operations of due diligence, on-going monitoring, and risk exception/waiver management. Support the delivery of risk metrics that measure overall cybersecurity risk exposure, and work with key stakeholders to define target thresholds, and report on results. Assist in developing and maintaining Key Performance Indicators (KPIs) and Key Risk Indicators (KRIs) for the Cybersecurity and Data Governance program initiatives. Support in the execution of the general data privacy assessment processes (including third-party assessments), internal control reviews, and risk assessments to monitor compliance with IT and cybersecurity policies/standards. Demonstrate and apply knowledge of privacy and data protection regulation and laws to the environment, such as the CCPA, GDPR, CPRA, HIPAA, GLBA, and CDPA. Support development and dissemination of cybersecurity training and awareness for organizational users, administrators, and developers. Assist in the management and maintenance of the enterprise-wide Cybersecurity Awareness Program which includes phishing simulations, computer-based training, proactive communications on latest threats, workshops, bulletins, and newsletters. Support controls required pre-contracting with vendors, contractors, and/or suppliers, as well as post-contract from an ongoing monitoring perspective. Perform assessments on our Third Parties, aimed at reducing organizational risk from an cybersecurity perspective. Support the delivery of relevant and actionable reporting/presentations to stakeholders and executive management. Monitor and review regulatory updates and issues relative to pertinent security regulatory requirements (such as CCPA, TSA, PCI, and SOX) and escalate findings appropriately. Performs other related duties as assigned. Qualifications Bachelor's degree required in either: Business, Finance, Computer Science, Engineering, IT, or similar field. 3+ years' experience in vendor risk management, IT risk management, and/or data privacy role. 2+ years' experience working in a GRC analyst, IT audit, IT compliance, and/or controls assurance role. Ability to develop policies, standards, and procedures in compliance with laws, regulations, and industry best practices in support of organizational cyber activities. Preferred, but not required: Experience with the airline industry a plus. Hold an active GRC certification, such as CISSP, CISA, CISM, CRISC, CRMA, or GIAC. Big-4 accounting firm experience is a plus. Knowledge, Skills and Abilities Experience with risk management as it relates to Cybersecurity. Experience with security audits. Experience in controls testing in line with SOX frameworks. Experience developing cybersecurity and IT controls, policies, and procedures. Proficient in developing and maintaining policies, standards, and guidance artifacts. Experience identifying, tracking, reporting and remediating IT/Cyber procedural and technical risk. Strong understanding on implementing effective control and/or mitigation options to manage security risks. Display a working knowledge of SOX IT General Controls (ITGC) requirements. Proven ability to plan and execute ITGC testing and subsequent status reporting. Knowledge of industry frameworks, regulations, or contractual rules such as PCI-DSS, HIPPA, NIST, ISO, ITIL, GDPR, COSO, COBIT, and SOC1/2. Knowledge of industry trends and current and emerging risks. Ability to facilitate a climate of cohesiveness, cooperation, and teamwork. Self-directed professional with strong work ethics and excellent organizational skills. Exceptional consultative and interpersonal skills that have resulted in business relationships of impeccable trust, confidence, and results. Ability to work in a fast paced, sometimes stressful team environment with the ability to adapt to new, different, or changing situations. Familiarity with working cross departmentally (Internal Controls, Finance, Accounting, People). Very strong analytical skills. Excellent verbal, written, and presentation skills. Proficient in Microsoft Office suite of applications (Word, Excel, PowerPoint, Access, SharePoint, etc.). Equipment Operated Experience using GRC, third-party risk management, and identity access & governance platforms. Work Environment Typical office environment, adequately heated and cooled. Physical Effort Light physical effort required by handling objects up to 20 pounds occasionally and/or up to 10 pounds frequently. Supervision Received General Direction: The incumbent normally receives little instruction on day-to-day work and receives general instructions on new assignments. Positions Supervised Does not supervise resources. Salary $72,000 - $96,331 Please note: this posting has a closing date of 8/20/2025, midnight MT. Disclaimer: The above statements are intended only to describe the general nature and level of work required of the referenced position; they are not intended to be an exhaustive list of all responsibilities, duties, and skills required of individuals in this position. Please be advised that duties and expectations of this position may be subject to change. Frontier Airlines, Inc. is an equal opportunity employer and, as such, is committed to providing equal employment opportunities to all qualified applicants without regard to race, color, religion, sex, national origin, age, marital status, veteran status, sexual orientation, gender identity or expression, disability status, pregnancy, genetic information, citizenship status or any other basis protected by federal, state, or local laws. This policy applies to all terms and conditions of employment, including recruiting, hiring, placement, promotion, termination, layoff, recall, transfer, leaves of absence, compensation, and training. Frontier Airlines is a Zero Tolerance Drug-Free Workplace. All prospective employees are subject to pre-employment testing for the following drugs and their metabolites: Marijuana, Cocaine, Amphetamines, Opioids and Phencyclidine (PCP). Further, any applicant who is found to have tested positive on any required drug or alcohol test at a former employer will be considered ineligible for employment with Frontier.

Job Description Title: Finance Risk, Controls and Policy Leader Location: Chicago ADM is dedicated to maintaining the highest standards of integrity and compliance in our operations. As we embark on a transformative journey to enhance our Sarbanes-Oxley (SOX) program, we seek a dynamic and experienced Risk and Controls Leader to join our team. Position Overview: The Risk and Controls Leader will be responsible for leading the development, implementation, and management of a comprehensive SOX program, in addition to owning the financial policies for the organization. This role requires a strategic thinker with a deep understanding of risk management, internal controls, and compliance frameworks. The ideal candidate will collaborate with cross-functional teams, driving initiatives to ensure adherence to regulatory requirements while fostering a culture of accountability and transparency. This role will work closely with our controllers to ensure control performance and partners with our businesses to ensure awareness of the role they play in controls. Leadership & Strategy: Develop and execute a strategic roadmap for the SOX program aligned with organizational goals. Lead a team of risk and control professionals, providing mentorship and guidance to ensure high performance. Risk Assessment: Conduct thorough risk assessments to identify potential areas of non-compliance and control weaknesses. Collaborate with stakeholders to evaluate business processes and implement effective controls. Program Implementation: Oversee the design and implementation of internal controls to mitigate risks associated with financial reporting. Ensure the SOX program is integrated into the company's overall risk management framework. Monitoring & Reporting: Establish key performance indicators (KPIs) to monitor the effectiveness of internal controls and compliance efforts. Prepare and present regular reports to senior management and the Board on the status of the SOX program. Training & Awareness: Develop training programs to enhance understanding of SOX compliance and internal controls across the organization. Build organizational capabilities around process embedded controls and deficiency remediation Foster a culture of compliance and accountability through ongoing communication and support. Continuous Improvement: Stay current with regulatory changes and industry best practices to ensure the SOX program remains effective and relevant. Identify opportunities for process improvements and lead initiatives to enhance control efficiency. Qualifications: Bachelor's degree in Finance, Accounting, Business Administration, or a related field; Master's degree or professional certification (e.g., CPA, CIA) preferred. Minimum of 10 years of experience in risk management, internal controls, or compliance, with a focus on SOX compliance. Proven track record of leading transformation initiatives and managing cross-functional teams. Strong analytical skills with the ability to identify and assess risks and controls effectively. Exceptional communication and interpersonal skills, capable of influencing stakeholders at all levels. Experience with audit management software and risk assessment tools is a plus. Excited about this role but don't think you meet every requirement listed? We encourage you to apply anyway. You may be just the right candidate for this role or another one of our openings. ADM requires the successful completion of a background check.

Description Summary: The Card Risk Strategy Senior Analyst is responsible for quantitative risk strategy development for Huntington's credit card products. This will be applied through the complete card life cycle, including origination, account management, existing customer marketing, and collections /chargeoff. Duties and Responsibilities: Data extraction, manipulation, and analysis, with the goal of providing actionable policy recommendations to continually test and enhance the bank's existing credit policies. As a senior member of the Card Risk Management team, regularly works across organizational boundaries including Credit Administration, Fraud, Product, Legal/Compliance, and Collections, and will be expected to make presentations to senior management as appropriate. Maintain visibility to industry best practices, and assist with the coaching and development of junior analysts. Performs other duties as assigned. Basic Qualifications: Bachelor's degree 7+ years of Credit Card analysis and/or Credit Risk Management experience 5+ years experience with SQL, SAS, or comparable coding experience (R, Python, etc.) Preferred Qualifications: Familiarity with automated decision engines such as Zoot, Power Curve, or Strategy Manager Previous analytical experience in the Card industry, and a demonstrated understanding of the credit card P&L and credit risk management best practices Strong organization and communication skills, both verbal and written Strong leadership skills and ability to think independently Strong analytical skills and thought process, with a high degree of attention to detail Ability to articulate problem solving methodology used to research and create solutions Ability to work on multiple projects at once, prioritizing within tight time constraints Customer service orientation, with respect to both internal and external customers Master's Degree in Statistics, Business Analytics, or comparable coursework #LI-Hybrid #LI-BM1 Exempt Status: (Yes = not eligible for overtime pay) (No = eligible for overtime pay) Yes Workplace Type: Office Our Approach to Office Workplace Type Certain positions outside our branch network may be eligible for a flexible work arrangement. We're combining the best of both worlds: in-office and work from home. Our approach enables our teams to deepen connections, maintain a strong community, and do their best work. Remote roles will also have the opportunity to come together in our offices for moments that matter. Specific work arrangements will be provided by the hiring team. Compensation Range: $102,000-$208,000 Annual Salary The compensation range represents the low and high end of the base compensation range for this position. Actual compensation will vary and may be above or below the range based on various factors including but not limited to location, experience, and performance. Colleagues in this position are also eligible to participate in an applicable incentive compensation plan. In addition, Huntington provides a variety of benefits to colleagues, including health insurance coverage, wellness program, life and disability insurance, retirement savings plan, paid leave programs, paid holidays and paid time off (PTO). Huntington is an Equal Opportunity Employer. Tobacco-Free Hiring Practice: Visit Huntington's Career Web Site for more details. Note to Agency Recruiters: Huntington will not pay a fee for any placement resulting from the receipt of an unsolicited resume. All unsolicited resumes sent to any Huntington colleagues, directly or indirectly, will be considered Huntington property. Recruiting agencies must have a valid, written and fully executed Master Service Agreement and Statement of Work for consideration.

Description The Consumer & Regional Bank Insurance Risk Manager is responsible for oversight and administration of operational and regulatory risk strategy programs for Huntington Insurance Inc and HBI Title Services. The successful candidate will have business and/or risk-based experience supporting insurances including: Property/Casualty, Life/Health or Title business lines. Duties & Responsibilities: Evaluate effectiveness of controls and escalate as appropriate. Direct self-monitoring and testing activities to ensure that they are performed in accordance with Corporate Risk Management requirements. Evaluate the adequacy and effectiveness of enterprise and regulatory controls and the resulting risk and control self-assessments. Deliver timely escalation of all issues requiring attention to senior management. Work with business segment management to ensure that the overall risk function is effectively supporting strategic goals. Collaborate with audit/business segment/corporate risk to address issues with plausible action plans and target dates. Act as the central point for receipt and distribution of important risk information for the business segment and reciprocate the flow of information back to corporate risk management. Ensure business segment adheres to corporate and business unit policies and procedures. Performs other duties as assigned. Basic Qualifications: Bachelor's degree or in lieu of a bachelor's degree 4 additional years of segment-specific insurance risk related experience Minimum of 5 years of experience in Insurance, Compliance, or Risk Management. Preferred Qualifications: Insurance Licenses to support Personal and Commercial Business lines such as Life/Health, Property/Casualty or Title. Advanced knowledge of risk management principles and regulatory compliance requirements. Strong organizational, analytical, critical thinking and problem-solving skills. Excellent verbal and written communications and the ability to communicate and present requirements and issues clearly and concisely. Strong interpersonal skills and ability to build strong partnerships and work collaboratively with all businesses. Ability to deal with ambiguity, multi-task and work in a fast-paced environment. Proficiency in MS Office suite. #LI-MC1 Exempt Status: (Yes = not eligible for overtime pay) (No = eligible for overtime pay) Yes Workplace Type: Office Our Approach to Office Workplace Type Certain positions outside our branch network may be eligible for a flexible work arrangement. We're combining the best of both worlds: in-office and work from home. Our approach enables our teams to deepen connections, maintain a strong community, and do their best work. Remote roles will also have the opportunity to come together in our offices for moments that matter. Specific work arrangements will be provided by the hiring team. Compensation Range: $70,000.00 - $140,000.00 Annual Salary The compensation range represents the low and high end of the base compensation range for this position. Actual compensation will vary and may be above or below the range based on various factors including but not limited to location, experience, and performance. Colleagues in this position are also eligible to participate in an applicable incentive compensation plan. In addition, Huntington provides a variety of benefits to colleagues, including health insurance coverage, wellness program, life and disability insurance, retirement savings plan, paid leave programs, paid holidays and paid time off (PTO). Huntington is an Equal Opportunity Employer. Tobacco-Free Hiring Practice: Visit Huntington's Career Web Site for more details. Note to Agency Recruiters: Huntington will not pay a fee for any placement resulting from the receipt of an unsolicited resume. All unsolicited resumes sent to any Huntington colleagues, directly or indirectly, will be considered Huntington property. Recruiting agencies must have a valid, written and fully executed Master Service Agreement and Statement of Work for consideration.

THE DEPARTMENT Our Enterprise Risk Management department is responsible for minimizing loss while respecting people, brand and operations. THE OPPORTUNITY With a special focus on merchandise security, our Risk Associate supports the Store team in delivering an outstanding customer experience while encouraging a safe and secure store environment. THE JOB As the Risk Associate, you will: Support a safe and secure working environment Minimize the loss of merchandise from all internal and external avenues Champion and coach the store team on the importance of inventory accuracy Safeguard the loss of financial, information and physical assets QUALIFICATIONS As the Risk Associate, you have: 1+ year experience in Loss Prevention / Risk Retail experience is an asset Post-secondary education in a related field ARITZIA Aritzia is an Equal Employment Opportunity employer. Our goal is to be inclusive, diverse, and representative of the communities where we work while creating an environment where every person can enjoy a successful career. This commitment applies to all candidates and employees regardless of race, ethnicity, citizenship, creed, place of origin, religion, sex, gender identity, gender expression, sexual orientation, family status, marital status, disability, age, and any other protected characteristic. Requests for accommodation due to a disability or any other protected characteristic can be made at any stage of the recruitment process and during employment by contacting our People & Culture Team.

More about the role: The Vice President of North America Risk and Controls is the primary business partner operating as a "bridge" between Burson and the internal and external auditors for the North America Region, and works to achieve the goals of: Driving continuous improvement in the Company's control environment through ownership and accountability for internal controls at all levels of the Company. Supporting the culture of control compliance and continuous controls improvement. Providing training and development as to "what good looks like" in relation to controls, supporting controls implementation and demonstrating the value of good controls throughout the Company. This above includes advising the company on remediation solutions for identified control deficiencies identified and meeting WPP's requirement guidelines for Risk and Controls frameworks which includes internal controls over financial reporting (ICFR) and various accounting and control policies. The role requires a proactive self-starter with exceptional communication skills, attention to detail, and an objective approach to learning and problem-solving. What you'll do: Collaborate with team members to support the Global Head of Risk and Controls with local and global initiatives focused on the North Americas region. Identify risk areas and partner with local finance teams to design and implement controls aligned with WPP's Risk & Controls framework, ensuring readiness for upcoming audits. Work closely with regional and local finance teams to identify control gaps, establish improvement timelines, implement remediation plans and improve process documentation. Develop practical, sustainable solutions to strengthen the control environment. Continuously seek opportunities to enhance efficiency and deliver greater value across all activities. Support the rollout of new policies, assisting regional and local teams in adapting procedures to ensure compliance. Provide training and guidance to local finance teams on control requirements to help develop and maintain appropriate control documentation. Assist the Global Head of Risk and Controls and senior finance leaders in preparing communications for internal and external stakeholders. Build and maintain strong relationships across the organization, including with the Network, WPP, and external auditors. Collaborate effectively with cross-functional teams, including Internal Audit, Finance, IT, Legal, and Business Integrity. Monitor audit schedules and track pending reports and outcomes. Respond to ad hoc requests from WPP Internal Audit and Risk and Controls teams. Experience that contributes to success: 6-10+ years of accounting and auditing experience with the skills and experience to be able to identify control deficiencies and partner with local finance teams to develop a strong controls framework. Minimum of a bachelor's degree in accounting or finance; CPA/Chartered accountant a plus. Experience with IFRS, Sarbanes-Oxley compliance, SEC, PCAOB requirements, etc. Public accounting audit experience a plus. Big 4 accounting firm managers experience a plus. Experience as an internal auditor in a regulated industry (e.g., banking) a plus. Experience with the PR industry a plus. In addition to English, proficiency in any other languages is a plus. Effective communicator with strong presentation, oral and written skills. Excellent organization skills with the ability to multi-task, prioritize, manage time, and work under pressure in an environment with constantly changing variables. Smart and patient, with a willingness to learn and assist at all levels. Unwavering ethics and dependability (a background check will be required). Builds strong partnerships. Can communicate diplomatically and skillfully; can settle issues calmly and win concessions without damaging relationships. Ability to work independently, troubleshoot, and collaborate with others both within the team and externally. Above average proficiency with Microsoft Suite. Ability to travel domestically and internationally as needed. Our careers page is designed to be accessible to everyone. If you need any specific accommodations during the application process, feel free to reach out to us at appaccommodations@bursonglobal.com. Please note that this email is for applicants needing special assistance, so we may not be able to reply to other inquiries. Burson is an equal opportunity employer and considers applicants for all positions without discrimination or regard to particular characteristics. We are committed to fostering a culture of respect in which everyone feels they belong and has the same opportunities to progress in their careers. #LI-MG1

About Pagaya Shape the Future of Finance Pagaya is building a leading artificial intelligence network to help our partners grow their businesses and better serve their customers. Pagaya is a global technology company making life-changing financial products and services available to more people nationwide, as it reshapes the financial services ecosystem. By using machine learning, a vast data network and a sophisticated AI-driven approach, Pagaya provides comprehensive consumer credit and residential real estate solutions for its partners, their customers, and investors. Its proprietary API and capital solutions integrate into its network of partners to deliver seamless user experiences and greater access to the mainstream economy. Pagaya has offices in New York and Tel Aviv. For more information, visit pagaya.com. Let's create better outcomes together! About the Role We're looking to add a Senior Lead, Operational Risk as an integral part of the Enterprise Risk Management team helping provide oversight and financial & operational due diligence of prospective and existing partners. The broad area of responsibility includes what is traditionally termed as third-party and counterparty risk management. Responsibilities Responsible for understanding and assessing business and functional operations of partners; identifying issues, opportunities, and collaboration to discover appropriate solutions Evaluate the financial health and creditworthiness of counterparties (partners, servicers, vendors, other counterparties) Ensure effective implementation of third-party risk management programs to identify, measure, monitor, manage and report risks. Assist in identifying and evaluating systematic and idiosyncratic risk areas across operational activities and the development of processes and controls to mitigate such risks. Maintain, develop and prepare documentation for partner risk management using questionnaires and reporting to provide regular status updates on Pagaya's partner portfolio. Coach the business to design and implement controls and risk mitigation plans Create and review Key Risk Indicators Prepare quarterly summaries of partners' business results for industry-wide comparison of consumer credit Requirements Undergraduate degree majoring in Finance, Accounting, Economics, Business, or Engineering with a minimum of 5 years of experience in a consumer finance/lending institution Knowledge of financial statement analysis and credit risk metrics Advanced knowledge of Microsoft Excel and ability to work with various data sources and tools Must have prior experience in Third-Party / Vendor / Counterparty Risk Management Excellent written and verbal communication skills, with an ability to persuasively communicate complex issues Ability to analyze problems and formulate conclusions and recommendations Excellent organizational skills with the ability to multitask in a complex and dynamic environment Excellent leadership skills with ability to build strong relationships and influence stakeholders Knowledge of Fixed Income, and Asset-Backed Securities is a plus Working knowledge of relevant regulations The pay ranges for New York-based hires are commensurate with candidate experience. Pay ranges for candidates working in locations other than New York may differ based on the cost of labor in that location. Compensation Range for New York Based Hires $160,000-$185,000 USD Our Team Pagaya was founded in 2016 by seasoned research, finance, and technology entrepreneurs with our head quarters located in NYC and Tel Aviv. We move fast and smart, identifying new opportunities and building end-to-end solutions from AI models and unique data sources. Every Pagaya team member is solving new and exciting challenges every day in a culture based on partnership, collaboration, and community. Join a team of builders who are working every day to enable better outcomes for our partners and their customers. Our Values Continuously Learn- We challenge ourselves for the sake of getting better as individuals, as teams, and as an organization to deliver for our partners. Debate and Commit- We respectfully and openly debate to strengthen our ideas and build shared conviction - once we decide, we go all in, together. Dream Big and Act- We boldly tackle complex problems, pressure-test solutions in real-time, and adapt with speed and energy. Advance Inclusion- We create a world where everyone can win, designing systems that better represent people and generate sustainable value for our employees, partners and investors. Be Accountable Together- We proudly own our actions and our results, taking initiative to ensure our work gets over the finish line as a team. More than just a job We believe health, happiness, and productivity go hand-in-hand. That's why we're continually looking to enhance the ways we support you with benefits programs and perks that allow every Pagayan to do the best work of their life.

Join Guardian as a Lead Auditor, supporting the Head of Investments and Corporate Finance & Risk, Internal Audit. This position is responsible for planning, executing, and reporting audits independently and, on occasion, within a team. This role is focused on performing high quality, value-add, assurance to identify, evaluate, and report on business risks and controls in accordance with the Institute of Internal Auditors Standards and established methodologies. This role will identify meaningful issues about the design and operating effectiveness of controls and provide value-add audit recommendations to various levels of management on improving the internal control environment. This position is focused on investment and corporate finance processes with the possibility of covering other business and functional areas of the Company. You will Lead and execute assurance projects in accordance with established methodologies and professional standards. This includes: Developing an understanding of management's business objectives and processes Using data analysis skills and data collection skills to acquire an understanding of the processes, risks, and controls Using critical thinking skills to prepare planning memos, including fraud as consideration, to set audit scope and objectives Formulating and executing audit procedures that test key controls. Preparing communications covering issues and facilitating project related meetings and discussions Obtaining management input on solutions and writing value-added audit conclusions, presenting findings to both Internal Audit and business management, to proactively manage risk Preparing clear, concise, high quality audit reports and other audit documents that comply with the Department's methodology, and communicating relevant issues and effective, value-added observations. Demonstrate influencing skills when communicating with business areas and other risk assurance providers aimed to continually improve relationships and enable management to proactively manage risk. Stay abreast of current issues, standard industry practices, regulations, and obtain continuing education and training. You have 5+ years of broad-based experience in internal audit, external audit, risk management, insurance, asset management, financial reporting, or related functions. Bachelor's degree required (accounting or business degree is a plus) Professional accreditations, licenses, or designations encouraged (CIA, CPA, CFE, CISA, etc.). CPA preferred considering Finance & Risk function. Strong analytical and project management skills, with the ability to effectively assess a process, analyze data, and assess risks and controls. Interpersonal skills, with the ability to build strong relationships, collaborate with others and clearly articulate thoughts and ideas. Location Hybrid: 3 days in the office, 2 days WFH. Preferred locations: Hudson Yards, New York City; Holmdel, NJ or Bethlehem, PA. Salary Range: $84,320.00 - $138,522.50 The salary range reflected above is a good faith estimate of base pay for the primary location of the position. The salary for this position ultimately will be determined based on the education, experience, knowledge, and abilities of the successful candidate. In addition to salary, this role may also be eligible for annual, sales, or other incentive compensation. Our Promise At Guardian, you'll have the support and flexibility to achieve your professional and personal goals. Through skill-building, leadership development and philanthropic opportunities, we provide opportunities to build communities and grow your career, surrounded by diverse colleagues with high ethical standards. Inspire Well-Being As part of Guardian's Purpose - to inspire well-being - we are committed to offering contemporary, supportive, flexible, and inclusive benefits and resources to our colleagues. Explore our company benefits at www.guardianlife.com/careers/corporate/benefits. Benefits apply to full-time eligible employees. Interns are not eligible for most Company benefits. Equal Employment Opportunity Guardian is an equal opportunity employer. All qualified applicants will be considered for employment without regard to age, race, color, creed, religion, sex, affectional or sexual orientation, national origin, ancestry, marital status, disability, military or veteran status, or any other classification protected by applicable law. Accommodations Guardian is committed to providing access, equal opportunity and reasonable accommodation for individuals with disabilities in employment, its services, programs, and activities. Guardian also provides reasonable accommodations to qualified job applicants (and employees) to accommodate the individual's known limitations related to pregnancy, childbirth, or related medical conditions, unless doing so would create an undue hardship. If reasonable accommodation is needed to participate in the job application or interview process, to perform essential job functions, and/or to receive other benefits and privileges of employment, please contact applicant_accommodation@glic.com. Current Guardian Colleagues: Please apply through the internal Jobs Hub in Workday.

The position is described below. If you want to apply, click the Apply Now button at the top or bottom of this page. After you click Apply Now and complete your application, you'll be invited to create a profile, which will let you see your application status and any communications. If you already have a profile with us, you can log in to check status. Need Help? If you have a disability and need assistance with the application, you can request a reasonable accommodation. Send an email to Accessibility (accommodation requests only; other inquiries won't receive a response). Regular or Temporary: Regular Language Fluency: English (Required) Work Shift: 1st shift (United States of America) Please review the following job description: Serve as an innovative thought leader focused on driving increased efficiencies and innovative approaches to the Risk Management Organization's (RMO) practices and processes. Drive a culture of innovation within the RMO. Design and implement innovative and transformative strategies across the division to improve efficiency and effectiveness throughout the RMO's programs and processes. Serve as a subject matter resource on innovation and data analytics; and play a key role in transforming the RMO into an increasing digitized set of processes and controls. Essential Duties and Responsibilities Following is a summary of the essential functions for this job. Other duties may be performed, both major and minor, which are not mentioned below. Specific activities may change from time to time. Provide leadership for building and deploying a program of innovation and related analytics, contributing to proactive identification of risks and supporting efficiency and effectiveness in providing oversight of key risk domains Develop a program office that will prosecute opportunities for automation of key processes across the Risk Management Organization. Design, develop and implement innovative practices in the RMO with a focus on increasing efficiency and effectiveness enhancing the existing dynamic, risk-oversight program. This includes finding innovative ways to improve speed, agility and overall effectiveness in assessing risk, identifying issues, and strengthening the business. Develop and execute a strategy and roadmap to transform RMO's key processes providing deeper and greater assurance to all stakeholders. Identify opportunities for increased utilization of intelligent automation including, robotics, machine learning, analytics and other innovative process enhancements in performing oversight activities. Monitor emerging trends and developments impacting current and future strategic priorities of the RMO. Consider the impact of these trends and development upon activities planned and performed. Working with other leaders in the RMO, identify, conceptualize and assist in re-designing programs and practices providing enhanced oversight and reporting to all stakeholders. Serve as an innovation champion and change catalyst in leading divisional changes enhancing the overall quality of the RMO. Collaborate with other functional partners (Technology, Finance, etc.) to drive realization of proposed opportunities/projects. Interact with third parties to determine whether certain processes should be outsourced or remain insourced. Proactively develop and maintain mutually beneficial relationships with RMO Leadership and teams. Accomplished through clear communication and understanding of divisional mission and goals, ensuring innovation and analytics activities deliver added value. Act as a client service champion by consistently modeling perfect client experience behaviors Qualifications Required Qualifications: The requirements listed below are representative of the knowledge, skill and/or ability required. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions. MBA or Master's degree in related field or equivalent education and related training or experience Fifteen years of experience in analytics, innovation, process management, or related fields Extensive experience in progressive leadership roles driving and defining transformational operational or strategic initiatives effecting positive change and improving processes thru the adoption of better technologies and methodologies. Forward looking team player with deep understanding of evolving technologies and the ability to apply and drive innovation in audit programs and practices while collaborating and driving change with others. Excellent problem solver with the appropriate risk appetite to challenge the status quo Polished and professional communication and presentation skills, and the ability to interact with all levels of staff and management Ability to travel, occasionally overnight Preferred Qualifications: Ph.D. in related field Financial services experience General Description of Available Benefits for Eligible Employees of Truist Financial Corporation: All regular teammates (not temporary or contingent workers) working 20 hours or more per week are eligible for benefits, though eligibility for specific benefits may be determined by the division of Truist offering the position. Truist offers medical, dental, vision, life insurance, disability, accidental death and dismemberment, tax-preferred savings accounts, and a 401k plan to teammates. Teammates also receive no less than 10 days of vacation (prorated based on date of hire and by full-time or part-time status) during their first year of employment, along with 10 sick days (also prorated), and paid holidays. For more details on Truist's generous benefit plans, please visit our Benefits site. Depending on the position and division, this job may also be eligible for Truist's defined benefit pension plan, restricted stock units, and/or a deferred compensation plan. As you advance through the hiring process, you will also learn more about the specific benefits available for any non-temporary position for which you apply, based on full-time or part-time status, position, and division of work. Truist is an Equal Opportunity Employer that does not discriminate on the basis of race, gender, color, religion, citizenship or national origin, age, sexual orientation, gender identity, disability, veteran status, or other classification protected by law. Truist is a Drug Free Workplace. EEO is the Law Pay Transparency Nondiscrimination Provision E-Verify

The Senior Advisor sources and sells new accounts and renews existing accounts in keeping with firm and individual goals. Advisors build and maintain relationships with clients, prospects, service teams, insurance company partners and centers of influence, while identifying and soliciting sales prospects. Responsible for driving success on the market business sales plan and be an advocate for change if market conditions change. In addition, serves as the primary contact for both internal and external clients in their geographic area and escalates or mitigates risk to the firm as necessary. Creates and maintains a cohesive team environment that gives colleagues a sense of belonging and mattering through articulating the firm's vision. PRIMARY RESPONSIBILITIES: Gathers information and develops recommendations for prospective clients, presents proposals in a professional manner by reviewing coverages in detail to ensure understanding. Communicates with clients, prospects, insurance company partners, and service teams in an articulate and effective manner. Finalizes the sale, coordinates the collection of deposits, arranges for binders and certificates, and briefs the service team on the policy sale. Develops prospects by becoming involved in community affiliations, attending insurance company partner hosted seminars, building and maintaining relationships with industry contacts, engaging in networking events and through referrals from current accounts. Responsible for effectively coaching, mentor and manage the professional development of colleagues and demonstrates a high level of confidentiality Maintains a concern for accuracy, timeliness and completion when interacting with current and prospective clients, the firm and insurance company partners to minimize potential for errorsand omissions claims while demonstrating strong organizational skills with high attention to detail. Maintains an understanding and knowledge of insurance industry and underwriting criteria. Is expected to meet monthly new business goals. Demonstrates the firm's core values, exuding behavior which aligns with the firm's culture KNOWLEDGE, SKILLS & ABILITIES: Must be a self-starter who works independently with the ability to influence others through effective verbal and written presentation skills. Must have the ability to learn relevant insurance company and firm software systems. Demonstrates the organization's core values, exuding behavior that is aligned with the corporate culture. Positively represents the firm and our insurance company partners in the community. Looks for opportunities to improve the organization, business segments, and processes. Brings issues and discrepancies to appropriate leadership for review. EDUCATION & EXPERIENCE: Obtain and maintain insurance license, as required by the State Department of Insurance to provide risk management consulting or risk transfer solutions as necessary in states where the firm functions (or be willing and able to obtain all required licenses within the first 90 days of employment). Minimum of 5-7 years in the insurance industry in an advisor position required Prior leadership and/or ownership in a firm with proven success preferred Performs other functions as assigned by leadership. OTHER: Fast paced, multi-tasking environment. IMPORTANT NOTICE: This position description is intended to describe the level of work required of the person performing in the role and is not a contract. The essential responsibilities are outlined; other duties may be assigned as needs arise or as required to support the organization. All requirements may be subject to reasonable accommodation to applicants and colleagues who need them for medical or religious reasons. Click here for some insight into our culture! The Baldwin Group will not accept unsolicited resumes from any source other than directly from a candidate who applies on our career site. Any unsolicited resumes sent to The Baldwin Group, including unsolicited resumes sent via any source from an Agency, will not be considered and are not subject to any fees for any placement resulting from the receipt of an unsolicited resume.

At U.S. Bank, we're on a journey to do our best. Helping the customers and businesses we serve to make better and smarter financial decisions and enabling the communities we support to grow and succeed. We believe it takes all of us to bring our shared ambition to life, and each person is unique in their potential. A career with U.S. Bank gives you a wide, ever-growing range of opportunities to discover what makes you thrive at every stage of your career. Try new things, learn new skills and discover what you excel at-all from Day One. Job Description The organization's risk management structure is designed to promote effective governance and risk management that is systematic, transparent, credible, timely, and verifiable through clear delineation and execution of key roles and responsibilities. Its goal is to manage risks that may impact the company, including credit, financial, liquidity, market, operational, reputational, strategic, and other risks as appropriate. The Business Risk Manager will partner with leaders in their assigned Line of Business, Business Risk Consultants, and other Business Risk Managers to, depending on the function, oversee the successful creation, implementation, and maintenance of an effective risk management framework. This role: May lead projects and/or activities that ensure compliance with applicable federal, state and local laws and regulations. May facilitate the identification of gaps and drive solutions that minimize losses resulting from inadequate internal processes, systems or human errors. May ensure the active identification, response and/or escalation of risks as appropriate. May influence policies and procedures to maximize profit potential and minimize regulatory exposure. May be accountable for an effective partnership between the Line of Business and the Lines of Defense. Additional Role Responsibilities: Provides analytical and project management in support credit risk management for Consumer Unsecured Lending products Identifies and analyzes acquisition, account management and portfolio performance trends using key indicators and techniques, using predictive credit risk models and other qualitative and quantitative methods. Conducts data research projects end-to-end by integrating, aggregating or reassembling information from a variety of database sources and systems often based on well-defined directions, by writing database queries in SAS, SQL, R or other database query languages. Supports the team with in-depth research and extensive analyses, requiring problem solving under limited supervision, however, with clearly defined procedures, summarized results, providing limited interpretation with the ability to convey both technical and non-technical concepts. Develops, builds and maintains performance reporting to monitor overall portfolio and risk strategy performance. Understands and communicates the impact of credit risk management strategies, research and outcomes in support of initiatives and proposals, as aligned to key business, product and consumer drivers. Basic Qualifications Bachelor's degree, or equivalent work experience 10 or more years of applicable experience Applicable certifications Preferred Skills/Experience Advanced degree in business, computer science, economics, finance, or statistics strongly preferred Experience in credit developing credit risk strategies for underwriting or account management for unsecured lending Experience leading credit risk analytics teams for consumer unsecured lending products Advanced knowledge of SAS, SQL, R, Python, or other database programming languages strongly preferred Experience working with large datasets strongly preferred Effective verbal, written and presentation communication skills strongly preferred Effective technical report writing skills strongly preferred Ability to work independently with minimal guidance from manager Advanced understanding of the business line's operations, products/services, systems, and associated risks/controls Advanced understanding of applicable laws, regulations, financial services, and regulatory trends that impact their assigned line of business Proven ability to build and manage a team of business risk professionals who have credibility and work directly with business line management Strong knowledge of business risk competencies Effective skills in leadership and management of process, projects and people Well-developed analytical skills Strong verbal and written communication and interpersonal skills, planning and implementation skills and negotiation skills Effective skills at managing stressful situations Proficient computer navigation skills, particularly word processing, spreadsheet, databases, and presentations If there's anything we can do to accommodate a disability during any portion of the application or hiring process, please refer to our disability accommodations for applicants. Benefits: Our approach to benefits and total rewards considers our team members' whole selves and what may be needed to thrive in and outside work. That's why our benefits are designed to help you and your family boost your health, protect your financial security and give you peace of mind. Our benefits include the following (some may vary based on role, location or hours): Healthcare (medical, dental, vision) Basic term and optional term life insurance Short-term and long-term disability Pregnancy disability and parental leave 401(k) and employer-funded retirement plan Paid vacation (from two to five weeks depending on salary grade and tenure) Up to 11 paid holiday opportunities Adoption assistance Sick and Safe Leave accruals of one hour for every 30 worked, up to 80 hours per calendar year unless otherwise provided by law U.S. Bank is an equal opportunity employer. We consider all qualified applicants without regard to race, religion, color, sex, national origin, age, sexual orientation, gender identity, disability or veteran status, and other factors protected under applicable law. E-Verify U.S. Bank participates in the U.S. Department of Homeland Security E-Verify program in all facilities located in the United States and certain U.S. territories. The E-Verify program is an Internet-based employment eligibility verification system operated by the U.S. Citizenship and Immigration Services. Learn more about the E-Verify program. The salary range reflects figures based on the primary location, which is listed first. The actual range for the role may differ based on the location of the role. In addition to salary, U.S. Bank offers a comprehensive benefits package, including incentive and recognition programs, equity stock purchase 401(k) contribution and pension (all benefits are subject to eligibility requirements). Pay Range: $133,365.00 - $156,900.00 U.S. Bank will consider qualified applicants with arrest or conviction records for employment. U.S. Bank conducts background checks consistent with applicable local laws, including the Los Angeles County Fair Chance Ordinance and the California Fair Chance Act as well as the San Francisco Fair Chance Ordinance. U.S. Bank is subject to, and conducts background checks consistent with the requirements of Section 19 of the Federal Deposit Insurance Act (FDIA). In addition, certain positions may also be subject to the requirements of FINRA, NMLS registration, Reg Z, Reg G, OFAC, the NFA, the FCPA, the Bank Secrecy Act, the SAFE Act, and/or federal guidelines applicable to an agreement, such as those related to ethics, safety, or operational procedures. Applicants must be able to comply with U.S. Bank policies and procedures including the Code of Ethics and Business Conduct and related workplace conduct and safety policies. Posting may be closed earlier due to high volume of applicants.

The Baldwin Group is an award-winning entrepreneur-led and inspired insurance brokerage firm delivering expertly crafted Commercial Insurance and Risk Management, Private Insurance and Risk Management, Employee Benefits and Benefit Administration, Asset and Income Protection, and Risk Mitigation strategies to clients wherever their passions and businesses take them throughout the U.S. and abroad. The Baldwin Group has award-winning industry expertise, colleagues, competencies, insurers, and most importantly, a highly differentiated culture that our clients consider an invaluable expansion of their business. The Baldwin Group (NASDAQ: BWIN), takes a holistic and tailored approach to insurance and risk management. The Advisor, Commercial Risk sells new accounts and renews existing accounts in keeping with firm and individual goals. Advisors build and maintain relationships with clients, prospects, the service team, insurance company partners, and centers of influence while identifying and soliciting sales prospects. PRIMARY RESPONSIBILITIES: Presents proposals in a professional manner, reviewing coverages in detail to ensure understanding. Communicates with clients, prospects, insurance company partners, and service team in an articulate and effective manner. Finalizes the sale and collects necessary documents, applications, etc., and briefs the service team on the policy sale. Develops prospects by becoming involved in community affiliations, attending insurance company partner hosted seminars, building and maintaining relationships with industry contacts, engaging in networking events and through referrals from current accounts. Develops information and recommendations for prospective accounts, presents proposals and adheres to firm policies and procedures for writing a new account. Maintains a concern for accuracy, timeliness and completion when interacting with current and prospective clients, the Firm, and Insurance Company Partners, to minimize potential for errors and omissions claims while demonstrating strong organizational skills with a high attention to detail. Maintains understanding and knowledge of the insurance industry and underwriting criteria for insurance company partners represented by the firm to effectively communicate to all involved. Positively represents the firm in the community and with our insurance company partners. Performs other functions as assigned by leadership. Looks for opportunities to improve the firm, business segment, and processes. Brings issues and discrepancies to the attention of appropriate leadership. Is expected to meet monthly new business goals. EDUCATION AND EXPERIENCE REQUIREMENTS: License(s): Current State issued Property and Casualty Agent License, or General Lines Agent License. Maintains all licenses as required by the State Department of Insurance to provide service, consultation, and financial risk transfer solutions in states where the firm functions. Self-starter with the ability to influence others through effective verbal and written presentation skills. Intermediate to advanced knowledge of Microsoft Word, Excel, Publisher, and PowerPoint, and the ability to learn any other appropriate insurance company and firm software programs. Demonstrates core values, exuding behavior that is aligned with corporate culture. SPECIAL WORKING CONDITIONS: Fast paced multi-tasking environment Travel as required IMPORTANT NOTICE: This position description is intended to describe the level of work required of the person performing in the role and is not a contract. The essential responsibilities are outlined; other duties may be assigned as needs arise or as required to support the organization. All requirements may be subject to reasonable accommodations to applicants and colleagues who need them for medical or religious reasons. EEOC (STATEMENT): BRP is an equal employment opportunity firm and strives to comply with all laws prohibiting discrimination based on race, color, religion, age, sex (including sexual orientation and gender identity), national origin or ancestry, disability, military status, marital status, and any other category protected by federal, state, or local laws. All such discrimination is unlawful, and all persons involved in the operations of the firm are prohibited from engaging in this conduct. Click here for some insight into our culture! The Baldwin Group will not accept unsolicited resumes from any source other than directly from a candidate who applies on our career site. Any unsolicited resumes sent to The Baldwin Group, including unsolicited resumes sent via any source from an Agency, will not be considered and are not subject to any fees for any placement resulting from the receipt of an unsolicited resume.

Location: On site in Memphis, TN, Johnson City, TN, Orlando, FL, Miami Lakes, FL, Asheboro, NC, Knoxville, TN, Longwood, FL, Birmingham, AL Summary The primary responsibility of this position is to conduct testing of all Products and Services to all applicable regulations in which Corporate Compliance has oversight responsibility. Must have a knowledge of all state and federal laws and regulations related to Consumer, Trust, and Commercial Compliance to be leveraged as part of other testing responsibilities. Must have transferrable skills that demonstrate the knowledge and ability to interpret and vet laws and regulations. The ability to analyze large sets of data in a timely manner. This job involves the exercise of discretion and judgment. Exhibits a sense of urgency, adheres to deadlines (both internal and those required by law) and meets department quality standards for accuracy and completeness of work. Participates in company wide project initiatives that expand and advance the Corporate strategy while ensuring processes/changes implemented are in compliance with all applicable laws and regulations; including but not limited to: new/expanded products, services, initiatives, systems, and marketing. ESSENTIAL DUTIES AND RESPONSIBILITIES Coordinate with business partners to gather appropriate information to complete all required testing reviews. Must have an intermediate level of knowledge of the various laws, regulations and rulings. Must be able to research and interpret the requirements of the regulations Intermediate knowledge of banking products and services Exercise discretion and judgment identifying risk/control gaps that may have an adverse impact; and the ability to communicate issues and root causes effectively to the CT Director and the business unit. Responsible for consistent and timely completion of all assigned reviews, including SWAT reviews, with minimal supervision and corrections. Completion of assigned reviews includes but is not limited to developing or updating testing steps, preparing request letter, effectively communicating with management throughout the review, providing timely status and potential issue updates to the Compliance Testing (CT) Director, issuance of preliminary findings to management, reviewing management responses to determine adequacy This position requires the safekeeping and complete confidentiality of all customer transactions and information, including that of other bank personnel. Using sound judgement when communicating and discussing findings with the CT Director; and assisting the CT Director to ensure corrective action implemented satisfactorily addresses any issues noted. Maintaining necessary workpaper standards to meet the requirements of internal partners (Internal Audit) and regulatory agencies (FRB, CFPB, etc.). Assist the CT Director on an as needed basis with the gathering of information for requested items while maintaining a workload balance to ensure timely completion of all assignments Maintaining a commitment to continuous learning and developing knowledge and skills to competently and efficiently execute assignments. Proactively communicates with management when a deadline is in jeopardy of not being met. Must be proactive and take the initiative to assist with ad-hoc departmental projects and have the ability to maintain timely completion of assigned reviews while assisting with the ad-hoc departmental projects. SUPERVISORY RESPONSIBILITIES No supervisory responsibilities QUALIFICATIONS To perform this job successfully, an individual must be able to perform each essential duty satisfactorily. Additionally, the qualifications listed below are representative of the knowledge, skills, and/or abilities required in this position: Financial Institution experience required (2-3 years) Risk Management and/or compliance background preferred (2-3 years) Background in preparing for internal (Compliance Testing and/or Audit) and external (regulatory) examinations preferred. Accurate typing, spelling and grammar skills. Proficient with applicable computer software. Good research, written and oral communication skills. Good organizational and customer service skills. Ability to read and interpret legal documents and government regulations and work well under pressure. Intermediate knowledge of Banking Products and Services required. Legal Background preferred. Must possess a moderate to high level of organizational skills, ability to multi-task and manage workflow, prioritize, adjust to changes, and follow-up. Must possess a moderate to high level of analytical, problem solving, and critical thinking skills. Must possess intermediate written, verbal, and interpersonal skills. COMPUTER AND OFFICE EQUIPMENT SKILLS Microsoft Office suite CERTIFICATES, LICENSES, REGISTRATIONS (Ex: CPA, Series 6 or 7 license, etc) None required About Us First Horizon Corporation is a leading regional financial services company, dedicated to helping our clients, communities and associates unlock their full potential with capital and counsel. Headquartered in Memphis, TN, the banking subsidiary First Horizon Bank operates in 12 states across the southern U.S. The Company and its subsidiaries offer commercial, private banking, consumer, small business, wealth and trust management, retail brokerage, capital markets, fixed income, and mortgage banking services. First Horizon has been recognized as one of the nation's best employers by Fortune and Forbes magazines and a Top 10 Most Reputable U.S. Bank. More information is available at www.FirstHorizon.com. Benefit Highlights Medical with wellness incentives, dental, and vision HSA with company match Maternity and parental leave Tuition reimbursement Mentor program 401(k) with 6% match More -- FirstHorizon.com/First-Horizon-National-Corporation/Careers/Our-Benefits Follow Us Facebook X formerly Twitter LinkedIn Instagram YouTube

Impact: As a Risk Manager, Credit on the Enterprise Risk Team, you will play a crucial role in managing and mitigating credit and liquidity risks across FalconX. Your expertise will help ensure the firm's financial stability and operational resilience by safeguarding against potential liquidity shortfalls and credit exposures. Responsibilities: Create, develop and execute strategies to manage firm-wide liquidity and credit risks effectively by collaborating with treasury, finance, and other relevant teams Conduct comprehensive assessments of firm-wide liquidity and credit risks, identifying potential vulnerabilities and developing strategies to mitigate these risks. Monitor and analyze liquidity metrics, funding sources, and cash flow projections to ensure adequate liquidity levels are maintained under various market conditions. Develop and implement risk metrics and monitoring tools to assess the firm's credit and liquidity exposure, ensuring accurate and timely reporting. Perform stress testing and scenario analysis to evaluate the firm's resilience to adverse market conditions and potential worst-case scenarios related to liquidity and credit. Stay informed about industry trends, regulatory changes, and emerging risks in liquidity and credit management, providing actionable insights to inform risk management strategies. Prepare detailed risk reports for senior management, highlighting key liquidity and credit exposures, trends, and performance metrics. Ensure compliance with relevant regulations and internal risk policies, particularly those affecting liquidity and credit risk management, and update practices accordingly. Identify opportunities to enhance risk management processes, including automation of risk assessment and reporting procedures, and implement internal controls to safeguard against operational risks. Continuously update your knowledge of risk management practices, financial instruments, and technologies related to credit and liquidity Success: As the Risk Manager, Liquidity and Credit, you will contribute to building robust in-house capabilities for credit and liquidity risk management, streamlining processes, and ensuring real-time, accurate risk information is available to all stakeholders. Demonstrate passion for working in a dynamic business environment, with enthusiasm to learn and grow within the digital assets industry. Collaborate effectively with all teams to achieve optimal financial outcomes for the organization. Exhibit strong multitasking abilities, work efficiently under pressure, prioritize tasks, and manage workload to meet internal needs. Required Qualifications: Bachelor's degree in Finance, Economics, or a related field, with 5-7+ years of experience in risk management, focusing on liquidity and credit risk. Experience working in a financial institution or financial services start-up. Strong analytical skills and attention to detail, with the ability to interpret complex financial data. Self-motivated, with great initiative and the ability to work independently. Maintain a high level of accuracy in all tasks. Strong verbal and written communication skills, with the ability to present complex concepts clearly. Preferred Qualifications: Proficiency in programming languages such as Python, SQL, or R, with a focus on financial modeling and analysis. Experience with liquidity and credit risk management tools and software. Prior experience in the cryptocurrency market is advantageous but not required. Base pay for this role is expected to be between $153,000 - $207,000 USD for New York City and San Francisco Bay Area. This expected base pay range is based on information at the time this post was generated. This role will also be eligible for other forms of compensation such as a performance linked bonus, equity, and a competitive benefits package. Actual compensation for a successful candidate will be determined based on a number of factors such as location, skillset, experience, and qualifications.

Firm Risk Management Morgan Stanley's Firm Risk Management (FRM) Division is an exciting and rapidly growing space. We support Morgan Stanley to achieve its business goals by partnering with business units across the Firm to realize efficient risk-adjusted returns, acting as a strategic advisor to the Board and protecting the Firm from exposure to losses as a result of credit, market, liquidity, operational, model and other risks. Background on the Position Morgan Stanley is seeking a VP to join the Firm Risk Management's Risk Analytics Group. Risk Analytics develops market risk, wholesale credit risk, counterparty credit risk and stress testing scenario analytics models providing quantitative analysis on the Firm's risk exposures. By developing mathematical and statistical models, Risk Analytics calculates the risks associated with specified sets of financial positions and day-to-day operations. This role will reside within the Scenario Analytics (SA) team within the Scenario and Credit Stress Analytics (SCSA) department of Risk Analytics. The SA team is responsible for producing macroeconomic scenarios and forecasts used in Firm-wide capital planning, budgeting, and loss assessment. Additionally, the wider SCSA department is responsible for developing state-of-the-art credit stress testing models to support capital planning and risk management. SCSA is seeking a senior quantitative modeler to support macroeconomic forecasting and scenario generation projects and deliverables in modeling, stress testing and climate risk space. The candidate needs to collaborate within the team and across a range of functional groups to timely fulfill the deliverables for various stress testing exercises. Primary Responsibilities include, but are not limited to: Developing, analyzing, explaining, and documenting econometric models and macroeconomic forecasting results used for stress testing purposes. Participating in econometric modeling and macroeconomic forecasting tasks for BAU and regulatory stress testing needs (climate risk, capital planning, limit setting, budgeting and planning, accounting regimes,). Organizing and analyzing macroeconomic and financial market data from various sources. Coding in R and Python to enhance variable forecast generation and process automation Liaising with risk managers and various business units across the firm to calibrate macroeconomic and financial market variable paths for various forecasting initiatives. Assisting in economic research, statistical modeling, machine learning and methodology development to enhance the scenario design framework. Communicating with stakeholders, internal audit, model validation, regulatory agencies and responding to their requests on a timely and accurate basis. Providing support to software tool development and testing and scenario design documentation. Qualifications Master's degree in a quantitative field such as Finance, Economics, Engineering, or Mathematics, or equivalent experience. 5-10 years of experience at a financial institution, audit firm, or consulting firm, preferably performing a similar function. Strong analytical thinking and problem-solving skills. Proficiency in using R and Python for statistical and econometric analysis. Ability to work independently and manage multiple projects simultaneously. Attention to detail, a self-motivated team player who thrives in a fast-paced, team-oriented environment. Excellent communication skills: ability to present complex and technical issues clearly, both verbally and in writing. Desired Qualifications Knowledge of financial risk management and regulatory compliance. Prior risk management experience in the financial industry. Firm Risk Management values diversity and is committed to providing a supportive and inclusive workplace for all employees. This role is hybrid and currently requires in office attendance 3 days/week. The in-office requirement is subject to change at any time. WHAT YOU CAN EXPECT FROM MORGAN STANLEY: We are committed to maintaining the first-class service and high standard of excellence that have defined Morgan Stanley for over 89 years. Our values - putting clients first, doing the right thing, leading with exceptional ideas, committing to diversity and inclusion, and giving back - aren't just beliefs, they guide the decisions we make every day to do what's best for our clients, communities and more than 80,000 employees in 1,200 offices across 42 countries. At Morgan Stanley, you'll find an opportunity to work alongside the best and the brightest, in an environment where you are supported and empowered. Our teams are relentless collaborators and creative thinkers, fueled by their diverse backgrounds and experiences. We are proud to support our employees and their families at every point along their work-life journey, offering some of the most attractive and comprehensive employee benefits and perks in the industry. There's also ample opportunity to move about the business for those who show passion and grit in their work. To learn more about our offices across the globe, please copy and paste https://www.morganstanley.com/about-us/global-offices into your browser. Expected base pay rates for the role will be between $120,000 and $200,000 year at the commencement of employment. However, base pay if hired will be determined on an individualized basis and is only part of the total compensation package, which, depending on the position, may also include commission earnings, incentive compensation, discretionary bonuses, other short and long-term incentive packages, and other Morgan Stanley sponsored benefit programs. Morgan Stanley's goal is to build and maintain a workforce that is diverse in experience and background but uniform in reflecting our standards of integrity and excellence. Consequently, our recruiting efforts reflect our desire to attract and retain the best and brightest from all talent pools. We want to be the first choice for prospective employees. It is the policy of the Firm to ensure equal employment opportunity without discrimination or harassment on the basis of race, color, religion, creed, age, sex, sex stereotype, gender, gender identity or expression, transgender, sexual orientation, national origin, citizenship, disability, marital and civil partnership/union status, pregnancy, veteran or military service status, genetic information, or any other characteristic protected by law. Morgan Stanley is an equal opportunity employer committed to diversifying its workforce (M/F/Disability/Vet).

Description:Space is a critical domain, connecting our technologies, our security and our humanity. While others view space as a destination, we see it as a realm of possibilities, where we can do more - we can innovate, invest, inspire and integrate our capabilities to transform the future. At Lockheed Martin Space, we aim to harness the full potential of space to cultivate innovation, reduce costs, and push the boundaries of what technology can achieve. We're creating future-ready solutions, focusing on resiliency and urgency through our 21st Century Security vision. We're erasing boundaries and forming partnerships across industries and around the world. We're advancing spacecraft and the workforce to fuel the next generation. And we're reimagining how space can connect us, ensuring security and prosperity. Join us in shaping a new era in space and find a career that's built for you. For over 60 years, the Fleet Ballistic Missile (FBM) team has supported the Navy's mission to provide affordable and credible strategic defense. We offer unique career opportunities and challenges on a program with a rich history and exciting future. We help keep this nation and our allies secure. The FBM Program is experiencing significant growth and we need your expertise to deliver amazing new technologies to our customers while maintaining the technical requirements of the strategic deterrence. Learn about the Trident II D5 Fleet Ballistic Missile. As a Project Engineer for Risk and Opportunity, you will: Lead the identification and documentation of risks and opportunities related to the program's technical, schedule, and cost challenges Ensure that mitigation plans are completed on schedule following established procedures, schedules, and work plans Communicate all risks and opportunities to FBM LE, CMC management and the DoD customer Incorporate risks and opportunities in future year proposals Support Ad hoc tasking by Program Technical Leaders Basic Qualifications: Demonstrated ability to work with technical leads to manage cost, schedule, and technical scope Experience with engineering projects (such as the planning, design, etc.) Active Secret clearance with ability to obtain Top Secret Security Clearance Desired Skills: Bachelor's or Master's degree in an Engineering discipline Project management Experience throughout engineering lifecycle (system definition, design, build, test and operational deployment) Positive attitude, accountable and responsible and able to work in a team-focused, dynamic environment Demonstrated behaviors of a systems thinker; selects and applies appropriate systems thinking skills to solve very complex problems and implement constructive change Missile design and test experience with one or more subsystems or disciplines outside of Systems Engineering Excellent written and verbal communication skills, strong social skills, with the ability to lead multi-functional teams, build strong relationships with team members and build consensus among peers Ability to work independently as well as part of an integrated team Ability to compile, prepare, and present information to management and customers and communicate and work effectively across multiple disciplines FBM Program experience or familiarity Top Secret clearance Security Clearance Statement: This position requires a government security clearance, you must be a US Citizen for consideration. Clearance Level: Top Secret Other Important Information You Should Know Expression of Interest: By applying to this job, you are expressing interest in this position and could be considered for other career opportunities where similar skills and requirements have been identified as a match. Should this match be identified you may be contacted for this and future openings. Ability to Work Remotely: Part-time Remote Telework: The employee selected for this position will work part of their work schedule remotely and part of their work schedule at a designated Lockheed Martin facility. The specific weekly schedule will be discussed during the hiring process. Work Schedules: Lockheed Martin supports a variety of alternate work schedules that provide additional flexibility to our employees. Schedules range from standard 40 hours over a five day work week while others may be condensed. These condensed schedules provide employees with additional time away from the office and are in addition to our Paid Time off benefits. Schedule for this Position: 9x80 every other Friday off Pay Rate: The annual base salary range for this position in California and New York (excluding most major metropolitan areas), Colorado, Hawaii, Illinois, Maryland, Minnesota, New Jersey, Vermont, Washington or Washington DC is $85,500 - $150,765. For states not referenced above, the salary range for this position will reflect the candidate's final work location. Please note that the salary information is a general guideline only. Lockheed Martin considers factors such as (but not limited to) scope and responsibilities of the position, candidate's work experience, education/ training, key skills as well as market and business considerations when extending an offer. Benefits offered: Medical, Dental, Vision, Life Insurance, Short-Term Disability, Long-Term Disability, 401(k) match, Flexible Spending Accounts, EAP, Education Assistance, Parental Leave, Paid time off, and Holidays. (Washington state applicants only) Non-represented full-time employees: accrue at least 10 hours per month of Paid Time Off (PTO) to be used for incidental absences and other reasons; receive at least 90 hours for holidays. Represented full time employees accrue 6.67 hours of Vacation per month; accrue up to 52 hours of sick leave annually; receive at least 96 hours for holidays. PTO, Vacation, sick leave, and holiday hours are prorated based on start date during the calendar year. This position is incentive plan eligible. Lockheed Martin is an equal opportunity employer. Qualified candidates will be considered without regard to legally protected characteristics. The application window will close in 90 days; applicants are encouraged to apply within 5 - 30 days of the requisition posting date in order to receive optimal consideration. Join us at Lockheed Martin, where your mission is ours. Our customers tackle the hardest missions. Those that demand extraordinary amounts of courage, resilience and precision. They're dangerous. Critical. Sometimes they even provide an opportunity to change the world and save lives. Those are the missions we care about. As a leading technology innovation company, Lockheed Martin's vast team works with partners around the world to bring proven performance to our customers' toughest challenges. Lockheed Martin has employees based in many states throughout the U.S., and Internationally, with business locations in many nations and territories. Experience Level: Experienced Professional Business Unit: SPACE Relocation Available: No Career Area: Systems Engineering: Other Type: Full-Time Shift: First

Improving America's infrastructure isn't for the weak. It takes grit, determination, and hard work to execute high impact projects. Michels Corporation engages 8,000 people and 18,000 pieces of heavy equipment in our insatiable drive to be the best. Our work improves lives. Find out how a career as a Risk Systems Specialist can change yours. As a Risk Systems Specialist, you are responsible for providing technical support and guidance to internal and external customers of Michels. This position will work with various stakeholders to understand business and deliver effective and innovative technology solutions improving Risk systems. In addition, this role will be involved in design, development, testing and deployment of applications, integrations and enhancements for Michels Risk department's systems and data processes. Success relies on embodying the corporate culture, demonstrating professionalism, possessing strong communication and organizational skills, being self-motivated, and having the ability to work independently. Why Michels? We are consistently ranked among the top 10% of Engineering News-Record's Top 400 Contractors Our steady, strategic growth revolves around a commitment to quality We are family owned and operated We invest an average of $5,000 per employee on training each year We reward hard work and dedication with limitless opportunities We believe it is everyone's responsibility to promote safety, regardless of job titles We offer a comprehensive benefits program, including Health, Dental, Life, Flexible Spending Accounts, Health Savings Account, Short Term and Long-Term Disability Insurance, 401(k) plan, Legal Plan, and Identity Theft and Monitoring Plan. Depending on your positions and location you may participate in a different benefit plan Why you? You have a strong attention to detail You thrive in fast-paced environments under tight deadlines You relish new challenges and evolving technology You like to know your efforts are noticed and appreciated You possess strong interpersonal skills and the ability to interact with all levels of management What it takes: Associate degree Computer Science, Information Technology or related field, and 1-3 years of related experience or an equivalent combination Proficient in Microsoft Office Suite Experience with administration of IT systems or other business initiatives (desired) Must possess a valid driver license for the type(s) of vehicles which may be driven and an acceptable driving record as determined by the Michels Review Team AA/EOE/M/W/Vet/Disability AA/EOE/M/W/Vet/Disability https://www.michels.us/website-user-privacy-policy/

Apply Job Type Full-time Description Level: Director Exemption Status: Exempt Work Location: San Francisco Bay Area Position Type: Full-Time On-Site Requirement: On-site 4 days/week minimum Travel Requirements: Occasional travel to Goodwill sites across GCNA, GSFB, and GIMV as needed Description The Director of Risk, Insurance & Environmental Compliance is a strategic leader responsible for enterprise-wide risk management and insurance programs, with a strong focus on regulatory environmental compliance across Goodwill of Central and Northern Arizona (GCNA), Goodwill San Francisco Bay (GSFB), and Goodwill Industries of Monocacy Valley (GIMV). This role focuses on identifying and mitigating organizational risks, optimizing insurance coverage, overseeing claims management, and ensuring environmental regulatory compliance-particularly in California. The Director serves as a critical advisor to senior leadership on issues that impact organizational liability, business continuity, and environmental safety. Essential Duties and Responsibilities Enterprise Risk Management & Insurance Lead the development and execution of a comprehensive risk management strategy across all regions. Identify organizational exposures and develop risk mitigation plans aligned with business operations and strategic goals. Manage all organizational insurance programs, including general liability, property, auto, cyber, and workers' compensation. Lead broker and carrier negotiations, policy renewals, and ensure adequate, cost-effective coverage. Oversee claims administration, tracking and analyzing loss data to identify trends and drive down loss ratios. Use Risk Management Information Systems (RMIS) to maintain risk-related data, reporting, and compliance documentation. Environmental Health & Regulatory Compliance Serve as the subject matter expert on environmental safety and compliance-particularly in California. Ensure compliance with applicable state and federal environmental laws and programs, including: Cal/OSHA regulations California Environmental Reporting System (CERS) Department of Toxic Substances Control (DTSC) Hazardous materials handling, storage, and disposal Oversee facility reporting, inspections, permits, and documentation to maintain full environmental compliance. Liaise with regulatory agencies during audits, inspections, and required submissions. Emergency Preparedness & Business Continuity Lead the development and implementation of business continuity and emergency response plans. Oversee enterprise-wide preparedness for environmental incidents, hazardous materials events, and natural disasters. Conduct tabletop exercises and ensure leadership teams are trained on emergency protocols. Training & Communication Provide training and guidance on environmental regulations, insurance risk, and loss prevention strategies. Support internal teams in understanding environmental responsibilities and risk mitigation processes. Regularly communicate program updates, risk trends, and compliance issues to executive leadership. Strategic Leadership & Collaboration Partner with Legal, HR, Operations, and Facilities teams to align risk and compliance strategies with broader business objectives. Lead and develop a small cross-functional team supporting insurance, risk, and environmental compliance functions. Develop annual budgets and key performance metrics for risk and environmental areas. Requirements Education & Certifications Bachelor's degree in Risk Management, Environmental Health & Safety, Business, or a related field required; Master's preferred. Relevant certifications strongly preferred (e.g., ARM, CRM, CSP, or CHMM). Experience 3-5 years of progressive leadership in risk management, insurance, and environmental compliance in the retail industry. Deep understanding of California-specific environmental regulations, including Cal/OSHA, DTSC, and CERS. Demonstrated experience managing insurance programs and negotiating with carriers and brokers. Experience interfacing with regulatory agencies and managing environmental audits and compliance reporting. Skills & Competencies Strong analytical and strategic thinking abilities; able to translate risk insights into actionable strategy. Excellent verbal and written communication skills with experience reporting to executive leadership. Proficiency with RMIS tools, claims tracking systems, and regulatory databases (e.g., CERS). High attention to detail, integrity, and the ability to handle sensitive information discreetly. Physical Requirements Must be able to frequently lift/carry/push/pull at minimum 20 lbs. Must be able to occasionally lift/carry/push/pull up to 50 lbs. Ability to regularly stand, walk, sit, handle items, reach outward, reach above shoulder, climb, crawl, squat, kneel, and bend. Reasonable Accommodation Statement To perform this job successfully, an individual must be able to perform each essential duty satisfactorily. Reasonable accommodations may be made to enable qualified individuals with disabilities to perform the essential functions Pursuant to the San Francisco Fair Chance Ordinance, we will consider for employment qualified applicants with arrest and conviction records. Salary Description $120,000.00

. Who We Are Through our service brands Hyundai Motor Finance, Genesis Finance, and Kia Finance, Hyundai Capital America offers a wide range of financial products tailored to meet the needs of Hyundai, Genesis, and Kia customers and dealerships. We provide vehicle financing, leasing, subscription, and insurance solutions to over 2 million consumers and businesses. Embodying our commitment to grow, innovate, and diversify, we strive to reimagine the customer and dealer experience and launch innovative new products that broaden our market reach. We believe that success comes from within and are proud to support our team members through skill development and career advancement. Hyundai Capital America is an Equal Opportunity Employer committed to creating a diverse and inclusive culture for our workforce. We are a values-driven company dedicated to supporting both internal and external communities through volunteering, philanthropy, and the empowerment of our Employee Resource Groups. Together, we strive to be the leader in financing freedom of movement. We Take Care of Our People Along with competitive pay, as an employee of HCA, you are eligible for the following benefits: Medical, Dental and Vision plans that include no-cost and low-cost plan options Immediate 401(k) matching and vesting Vehicle purchase and lease discounts plus monthly vehicle allowances Paid Volunteer Time Off with company donation to a charity of your choice Tuition reimbursement What to Expect The Vendor Risk Associate works to manage and minimize Hyundai Capital America's risks associated with vendors and service providers. This role plays a key part in the vendor risk management and compliance oversight program while supporting the vendor risk management team in these activities to minimize compliance risks associated with our 3rd party vendors.. This role will support the vendor onboarding process from initial risk rating, to performing due diligence reviews and entering new vendors into system. In addition, this role will assist in execution of several aspects of the ongoing risk management and monitoring processes for high-risk vendors including performing Quarterly Compliance reviews and periodic Information Security Assessments What You Will Do Purchasing Vendor Maintenance Work with impacted departments to ensure Vendor Terminations are managed and closed in accordance with the Vendor Termination checklist, IT systems shut off, Certificates of Destruction received, and Oracle profile is deactivated timely. Maintain monthly employee termination notices to remove terminated users from Vendor Risk system. Ensure proper validation via calls and email of payment changes and update vendor banking, address and other information in Oracle and VendorRisk Review vendor records for duplicates, outdated information/documents Monitor and manage vendor record cleanup including activation/deactivating vendor provides and ensuring vendor naming convention is correct based on contract. Manage and maintain vendor Certificates of Insurance to ensure validity. Information Security Assessment periodic due diligence refresh Request, collect and review vendors' information security assessment due diligence documentation for completeness and submit for approval. Ensure VendorRisk is up to date with planned review periods, while ensuring policy compliance Quarterly Compliance Review processes Request and collect vendors' compliance records and performance information (compliance testing, Call QA, call logs, licenses, etc.). Review documentation and assess vendors' compliance with consumer finance and collections related regulations. Document assessments in VendorRisk and follow up with vendors on findings identified to ensure remediation of any issues. Ensure reviews are completed and approved in compliance with the planned review schedule Vendor due diligence and new vendor onboarding process Request, collect and review new vendor due diligence documentation for completeness, submit for approval, create and communicate due diligence summary. reports to relevant stakeholders for all vendors (A, B, and C risk). Validate vendor banking and payment address information. Create new vendors and enter payment information into Oracle. Update and maintain vendor records in VendorRisk What You Will Bring Minimum 2-4 years' related experience include reviewing and assessing vendor regulatory compliance and assessing risks associated with vendor services provided. Finance industry experience a plus. Bachelor's degree or equivalent work experience required Knowledge, Skills, Abilities Proficient with Microsoft Office Suites including Excel, Word, Power Point; and Web based software services. Working knowledge in Oracle ERP. Knowledge of third-party risk management processes and best practices. Knowledge of consumer financial regulations and vendor compliance requirements. Solid financial and analytical skills. Work Environment Employees in this class are subject to extended periods of sitting, standing and walking, vision to monitor and moderate noise levels. Work is performed in an office environment.