Risk Management Jobs 2026 (Now Hiring) – Smart Auto Apply

Why USAA?

At USAA, our mission is to empower our members to achieve financial security through highly competitive products, exceptional service and trusted advice. We seek to be the #1 choice for the military community and their families.

Embrace a fulfilling career at USAA, where our core values – honesty, integrity, loyalty and service – define how we treat each other and our members. Be part of what truly makes us special and impactful.

The Opportunity

As a dedicated Credit Risk Analytics Manager, you will conduct quantitative credit/behavioral/financial analytics or predictive modeling to assess risks and opportunities and provides recommendations for bank consumer portfolios.

We offer a flexible work environment that requires an individual to be in the office 4 days per week. This position can be based in one of the following locations: San Antonio, TX or Plano, TX.

Relocation assistance is not available for this position.

What you'll do:

• Apply analytical skills to assess risks and opportunities for a bank consumer portfolio and translates results into recommendations.

• Effectively develop analytical concepts in support of key stakeholders to deliver on bank risk strategies.

• Conduct quantitative analysis utilizing extensive internal and external data sources.

• Develop qualitative analysis to support departmental decision making.

• Research credit, product, and/or risk proposals and utilize critical thinking skills to provide analysis ensuring strong portfolio performance outcomes.

• Build and/or maintain effective risk management frameworks which can identify, measure, or mitigate risk.

• Develop and maintain comprehensive risk reporting in support of management and committee oversight of existing and emerging risks.

• May develop and/or execute financial risk sensitivity analysis.

• May execute credit and/or financial modeling infrastructure. ​

What you have:

• Bachelor’s degree: OR 4 years of related experience (in addition to the minimum years of experience required) may be substituted in lieu of degree.

• Minimum 2 years’ experience in an analytical field or  focused on risk management execution, analytics or risk assessments; OR an advanced degree in a quantitative, scientific, engineering, business or technical field; OR an equivalent level of demonstrated competencies in leading risk management execution, analytics and risk assessments. 

• Experience communicating analytical insights to various stakeholders.

• Ability to apply critical thinking skills with various data to problem solve effectively.

• Basic understanding of data, code, or reporting tools. ​

What sets you apart:

• Technical Proficiency: Familiarity with SQL and programming languages such as Python, SAS, or R is essential.

• Intellectual Curiosity and Agility: Demonstrated intellectual curiosity, self-motivation, and learning agility are highly valued. The ideal candidate possesses a natural desire to explore, understand complex issues, and adapt to new challenges and information.

• Strong Communication Skills: Excellent verbal and written communication skills are paramount for conveying complex findings and insights clearly to diverse audiences, including non-technical stakeholders. Collaboration and the ability to explain data effectively are critical to success in this role.

Compensation range: The salary range for this position is: $77,120.00 - $147,390.00.

USAA does not provide visa sponsorship for this role. Please do not apply for this role if at any time (now or in the future) you will need immigration support (i.e., H-1B, TN, STEM OPT Training Plans, etc.).

Compensation: USAA has an effective process for assessing market data and establishing ranges to ensure we remain competitive. You are paid within the salary range based on your experience and market data of the position. The actual salary for this role may vary by location.

Employees may be eligible for pay incentives based on overall corporate and individual performance and at the discretion of the USAA Board of Directors.

The above description reflects the details considered necessary to describe the principal functions of the job and should not be construed as a detailed description of all the work requirements that may be performed in the job.

Benefits: At USAA our employees enjoy best-in-class benefits to support their physical, financial, and emotional wellness. These benefits include comprehensive medical, dental and vision plans, 401(k), pension, life insurance, parental benefits, adoption assistance, paid time off program with paid holidays plus 16 paid volunteer hours, and various wellness programs. Additionally, our career path planning and continuing education assists employees with their professional goals.

For more details on our outstanding benefits, visit our benefits page on USAAjobs.com.

Applications for this position are accepted on an ongoing basis, this posting will remain open until the position is filled. Thus, interested candidates are encouraged to apply the same day they view this posting.

USAA is an Equal Opportunity Employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, or status as a protected veteran.