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B logo
BRP Group, Inc.Knoxville, TN
The Baldwin Group is an award-winning entrepreneur-led and inspired insurance brokerage firm delivering expertly crafted Commercial Insurance and Risk Management, Private Insurance and Risk Management, Employee Benefits and Benefit Administration, Asset and Income Protection, and Risk Mitigation strategies to clients wherever their passions and businesses take them throughout the U.S. and abroad. The Baldwin Group has award-winning industry expertise, colleagues, competencies, insurers, and most importantly, a highly differentiated culture that our clients consider an invaluable expansion of their business. The Baldwin Group (NASDAQ: BWIN), takes a holistic and tailored approach to insurance and risk management. The Advisor, Private Risk sells new accounts and renews existing accounts in keeping with firm and individual goals. Advisors build and maintain relationships with clients, prospects, the service team, insurance company partners, and centers of influence while identifying and soliciting sales prospects. Principal Responsibilities: Presents proposals in a professional manner, reviewing coverages in detail to ensure understanding. Communicates with clients, prospects, insurance company partners, and service team in an articulate and effective manner. Finalizes the sale and collects necessary documents, applications, etc., and briefs the service team on the policy sale. Develops prospects by becoming involved in community affiliations, attending insurance company partner hosted seminars, building and maintaining relationships with industry contacts, engaging in networking events and through referrals from current accounts. Develops information and recommendations for prospective accounts, presents proposals and adheres to firm policies and procedures for writing a new account. Maintains a concern for accuracy, timeliness and completion when interacting with current and prospective clients, the Firm, and Insurance Company Partners, to minimize potential for errors and omissions claims while demonstrating strong organizational skills with a high attention to detail. Maintains understanding and knowledge of the insurance industry and underwriting criteria for insurance company partners represented by the firm to effectively communicate to all involved. Positively represents the firm in the community and with our insurance company partners. Performs other functions as assigned by leadership. Looks for opportunities to improve the firm, business segment, and processes. Brings issues and discrepancies to the attention of appropriate leadership. Is expected to meet monthly new business goals. Education, Experience, Skills and Abilities Requirements: Certification(s): None required; None preferred License(s): Current State issued Property and Casualty Agent License, or General Lines Agent License. Maintains all licenses as required by the State Department of Insurance to provide service, consultation, and financial risk transfer solutions in states where the firm functions. Demonstrates the organization's core values, exuding behavior that is aligned with the firm's culture Intermediate to advanced knowledge of Microsoft Office Suite (Word, Excel, PowerPoint, Outlook) Ability to learn any other appropriate program or software system used by the firm as necessary Special Working Conditions: Fast paced, multi-tasking environment. Travel is required. Important Notice: This position description is intended to describe the level of work required of the person performing in the role and is not a contract. The essential responsibilities are outlined; other duties may be assigned as needs arise or as required to support the firm. All requirements may be modified to reasonably accommodate physically or mentally challenged colleagues. #LI-JG1 Click here for some insight into our culture! The Baldwin Group will not accept unsolicited resumes from any source other than directly from a candidate who applies on our career site. Any unsolicited resumes sent to The Baldwin Group, including unsolicited resumes sent via any source from an Agency, will not be considered and are not subject to any fees for any placement resulting from the receipt of an unsolicited resume.

Posted 30+ days ago

Guardian Life logo
Guardian LifeNew York, NY
2026 Guardian Summer Intern, Corporate Finance & Risk - Investment Accounting Our 2026 Internship Program is a paid 10-week learning experience where you will be immersed in the daily environment of a thriving global financial services company. You will gain invaluable industry and organizational knowledge through daily business interactions and job assignments, in addition to engaging in projects that directly affect our business, interact with senior leaders in conversational settings, and network with employees and interns across our offices. This 10-week internship provides you with realistic experiences and information of what it is like to work at Guardian. Internship Dates: The internship program will run from Thursday, May 28, 2026 - Friday, August 7, 2026. We review applications on a rolling basis, and we encourage you to apply as soon as you are ready. The application window will close on Friday, November 14, 2025, at 11:59PM ET or when role(s) have been filled, whichever comes first. You are: A rising senior (graduation date of May 2027) who is fueled by collaboration, able to listen and make quick decisions and thrive in a goal-oriented environment. Location (housing is not provided): New York, NY You have: Proficiency with finance and accounting principles Analytical and creative problem-solving skills Strong proficiency with Microsoft Excel and PowerPoint Demonstrated ability to deliver timely results You will: Assist in preparations for various reports, work papers, provisions and reconciliations Assist in tracking and reporting expenses, expense analysis, financial statement analysis, journal entries, importing bank feeds, processing bank reconciliations and various accounting functions Support analytical projects related to liquidity, capital and hedging risk management Assist in process improvement and ad hoc projects as needed Have the opportunity to work and learn from supportive leaders, mentors and team members across the organization who will help coach you as you develop your professional career Learn about Guardian's purpose, values, how we work, and our suite of product and service offerings Build a network of colleagues and have a sense of community with other interns and other parts of the business Think broadly and ask questions about data, facts and other information Be a self-starter - someone who enjoys "rolling up their sleeves and getting things done", has high energy, strong work ethic, displays the ability to work independently, and is creative We offer: Meaningful and challenging work opportunities to accelerate innovation in a secure and compliant way Dynamic, modern work environments that promote collaboration and creativity to develop and empower talent Employee Resource Groups that advocate for inclusion and diversity in all that we do Social responsibility in all aspects of our work- we volunteer within our local communities, create educational alliances with colleges, and drive a variety of initiatives in sustainability Eligibility: Applicants must be eligible to work in the U.S. without company sponsorship, now or in the future, for employment-based work authorization. F-1 visa holders with Optional Practical Training (OPT) who will require H-1B status, TNs, or current H-1B visa holders will not be considered. H1-B and green card sponsorship are not available for this position. You must be available for the full program dates of the internship program. If you have any questions regarding the application process, please feel free to email Guardian_Campus@glic.com. Salary Range: $20-$35 per hour Salary Range: The salary range reflected above is a good faith estimate of base pay for the primary location of the position. The salary for this position ultimately will be determined based on the education, experience, knowledge, and abilities of the successful candidate. In addition to salary, this role may also be eligible for annual, sales, or other incentive compensation. Our Promise At Guardian, you'll have the support and flexibility to achieve your professional and personal goals. Through skill-building, leadership development and philanthropic opportunities, we provide opportunities to build communities and grow your career, surrounded by diverse colleagues with high ethical standards. Inspire Well-Being As part of Guardian's Purpose - to inspire well-being - we are committed to offering contemporary, supportive, flexible, and inclusive benefits and resources to our colleagues. Explore our company benefits at www.guardianlife.com/careers/corporate/benefits. Benefits apply to full-time eligible employees. Interns are not eligible for most Company benefits. Equal Employment Opportunity Guardian is an equal opportunity employer. All qualified applicants will be considered for employment without regard to age, race, color, creed, religion, sex, affectional or sexual orientation, national origin, ancestry, marital status, disability, military or veteran status, or any other classification protected by applicable law. Accommodations Guardian is committed to providing access, equal opportunity and reasonable accommodation for individuals with disabilities in employment, its services, programs, and activities. Guardian also provides reasonable accommodations to qualified job applicants (and employees) to accommodate the individual's known limitations related to pregnancy, childbirth, or related medical conditions, unless doing so would create an undue hardship. If reasonable accommodation is needed to participate in the job application or interview process, to perform essential job functions, and/or to receive other benefits and privileges of employment, please contact applicant_accommodation@glic.com. Current Guardian Colleagues: Please apply through the internal Jobs Hub in Workday.

Posted 30+ days ago

C logo
ChoiceOne Financial Services, Inc.Fenton, MI
Apply Job Type Full-time Description Risk Project Manager Exempt- Grade Level 8 Equal Employment Opportunity Corporate Values & Mission "Provide superior service, quality advice and show our utmost respect to everyone we meet." General Summary The Risk Project Manager is responsible for planning, executing, and overseeing risk-related projects across the organization as assigned by the Chief Risk Officer. This role ensures alignment with regulatory requirements, internal risk frameworks, and strategic objectives. The incumbent will manage cross-functional initiatives including enterprise risk assessments, regulatory compliance projects, vendor risk oversight, and business continuity planning. This position requires strong project management skills, risk acumen, and the ability to collaborate across departments. The incumbent will be technically proficient and willing to learn new systems and processes independently. The role requires keeping abreast of technology trends in banking and risk management. The incumbent will utilize a variety of software systems, including JHA Xperience, Synergy, Tandem, and Microsoft Office. Reports To: SVP Chief Risk Officer Essential Duties and Responsibilities Lead and manage risk-related projects from initiation through completion, ensuring timely delivery and alignment with strategic goals. Coordinate enterprise-wide risk assessments and ensure documentation and reporting are completed accurately. Support the development and maintenance of the organization's risk management framework, policies, and procedures. Collaborate with internal stakeholders to identify, assess, and mitigate operational, compliance, and strategic risks. Oversee vendor risk management activities, including due diligence, contract reviews, and performance monitoring. Coordinate business continuity planning process for all departments. Oversee development of business continuity and disaster recovery plans, working closely with the Information Technology Department. Participate and lead in process improvement projects across multiple departments. Prepare risk reports for senior management and the Board, including project updates and risk mitigation strategies. Monitor regulatory changes and ensure projects incorporate necessary compliance updates. Facilitate training and awareness programs related to risk management and business continuity. Maintain documentation and records for audits and regulatory examinations. Assist in audit management. Additional responsibilities as assigned. Be familiar with and comply with the provisions of the Bank Secrecy Act and USA PATRIOT Act as they relate to the functions of this position. Complete all required reports related to those acts and reports any observed violations or potential violations of those acts to a supervisor or other appropriate bank officer. Be familiar with and comply with all federal and state banking regulations as applicable. Competencies Written and Oral Communication- Speaks and writes clearly, informatively, and persuasively in positive and negative situations; listens and gets clarification; responds well to questions; demonstrates group presentation skills; participates in meetings; edits work for spelling and grammar; varies writing style to meet needs; presents numerical data accurately; able to read and interpret written information Analytical- Synthesizes complex and diverse information; collects and researches data; uses intuition and experience to complement data. Cost Consciousness - contributes to profits and revenue, conserves organizational resources. Judgment- Displays willingness to make decisions; exhibits sound and accurate judgment; supports and explains reasoning for decisions; includes appropriate people in decision-making process. Makes timely decisions. Safety and Security - holds others accountable to safety and security procedures Adaptability- Adapts to changes in work environment; manages competing demands; changes approach or method to best fit the situation; able to deal with frequent change, delays or unexpected events. Initiative- Undertakes self-development activities; takes independent actions and calculated risks; looks for and takes advantage of opportunities; asks for and offers help when needed. Innovation- Displays original thinking and creativity; meets challenges with resourcefulness; presents ideas and information in a manner that gets others' attention. Requirements Qualifications To perform this job successfully, an Individual in this position must be able to perform each of the above essential duties satisfactorily and exhibit the values of the Company. In addition, the requirements listed below are representative of the knowledge, skill and/or ability required. Experience and/or Education Bachelor's Degree in Accounting, Business, Finance, Risk Management, or related field Minimum of three (3) to five (5) years of previous audit experience, preferably in the banking industry Licenses & Designations Willingness to participate in industry peer groups and continuing education Physical Demands and Work Environment Ability to work in an office environment which may include many hours of computer and telephone usage. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions. This position description is not to be construed as an exhaustive statement of duties, responsibilities, or requirements. Employees may be required to perform any other job-related instructions as requested by their supervisor, subject to reasonable accommodations.

Posted 3 weeks ago

Freddie Mac logo
Freddie MacMclean, VA
At Freddie Mac, our mission of Making Home Possible is what motivates us, and it's at the core of everything we do. Since our charter in 1970, we have made home possible for more than 90 million families across the country. Join an organization where your work contributes to a greater purpose. Position Overview: Are you a collateral risk management professional with deep knowledge of property, casualty and flood insurance markets? If you want to make an impact in the U.S. housing industry at a mission-oriented institution and leader in the housing finance market, come join our Single Family team! Apply now to learn about our excellent benefits and why there's #moreatfreddiemac! Our Impact: Single Family's Collateral Risk Team is responsible for developing innovative collateral risk management offerings and policies by collaborating with industry leaders and across the Freddie Mac enterprise. We support of our mission which serves America's homebuyers, homeowners, and renters by equitably providing liquidity, stability and affordability to the housing market. Your Impact: Identifying, monitoring, and managing insurance risks associated with Single Family homes, condominiums, and cooperative projects. Performing research and supporting development of new or revised insurance related policies and offerings. Working on policies and projects engaging multiple partners across Freddie Mac and the industry to identify, develop and implement solutions to complex issues pertaining to project eligibility. Staying abreast of changes, opportunities, and emerging risks related to hazard and flood insurance. Performing risk assessment of individual condominium and cooperative projects to determine if the projects comply with Freddie Mac insurance policies Qualifications: College Degree or equivalent experience; advanced studies/degree preferred Typically has 5 - 7 years related experience 5+ years of related professional experience in insurance underwriting and risk management 1+ year experience with an emphasis on commercial and condominium and cooperative projects Familiarity with Government Sponsored Enterprises (GSE) condominium and cooperative project and insurance requirements preferred Proficiency with the Microsoft Office Suite Keys to Success in this Role: Proven experience in risk management; and in-depth understanding of condominium and cooperative projects, how they operate and associated risks Ability to effectively and independently manage multiple projects concurrently Excellent verbal and written communication skills capable of succinctly presenting complex subject matter Ability to facilitate group discussions and build relationships Stay current on policies and regulations that may affect the condominium and cooperative and insurance markets and be comfortable with transition and change Proven experience operating at high standards of quality and accuracy within a fast-paced changing environment Current Freddie Mac employees please apply through the internal career site. We consider all applicants for all positions without regard to gender, race, color, religion, national origin, age, marital status, veteran status, sexual orientation, gender identity/expression, physical and mental disability, pregnancy, ethnicity, genetic information or any other protected categories under applicable federal, state or local laws. We will ensure that individuals are provided reasonable accommodation to participate in the job application or interview process, to perform essential job functions, and to receive other benefits and privileges of employment. Please contact us to request accommodation. A safe and secure environment is critical to Freddie Mac's business. This includes employee commitment to our acceptable use policy, applying a vigilance-first approach to work, supporting regulatory mandates, and using best practices to protect Freddie Mac from potential threats and risk. Employees exercise this responsibility by executing against policies and procedures and adhering to privacy & security obligations as required via training programs. CA Applicants: Qualified applications with arrest or conviction records will be considered for employment in accordance with the Los Angeles County Fair Chance Ordinance for Employers and the California Fair Chance Act. Notice to External Search Firms: Freddie Mac partners with BountyJobs for contingency search business through outside firms. Resumes received outside the BountyJobs system will be considered unsolicited and Freddie Mac will not be obligated to pay a placement fee. If interested in learning more, please visit www.BountyJobs.com and register with our referral code: MAC. Time-type:Full time FLSA Status:Exempt Freddie Mac offers a comprehensive total rewards package to include competitive compensation and market-leading benefit programs. Information on these benefit programs is available on our Careers site. This position has an annualized market-based salary range of $104,000 - $156,000 and is eligible to participate in the annual incentive program. The final salary offered will generally fall within this range and is dependent on various factors including but not limited to the responsibilities of the position, experience, skill set, internal pay equity and other relevant qualifications of the applicant.

Posted 30+ days ago

Brown & Brown, INC. logo
Brown & Brown, INC.Metairie, LA
Built on meritocracy, our unique company culture rewards self-starters and those who are committed to doing what is best for our customers. Brown & Brown is seeking an Insurance Sales and Risk Advisor to join our growing team in Lafayette, LA. The Insurance Sales and Risk Advisor is responsible for driving new business, renewing accounts, and providing proactive risk management solutions. Reporting to a Profit Center Leader or executive, this role builds and maintains client relationships, identifies cross-selling opportunities, and delivers tailored insurance strategies. The Advisor also supports claims advocacy and contributes to team development through collaboration and mentorship. How You Will Contribute: Identifying prospects for business from existing and prospective clients Maintaining a consistently strong and active new business pipeline Developing new relationships with individuals responsible for insurance and risk management decisions at prospective clients. Aggressively identifying and pursuing cross-selling opportunities amongst existing clients. Obtaining referral leads from existing clients. Participating and taking leadership roles in targeted civic and professional associations. Designing individual prospect sales strategies and developing unique prospect programs. Understanding our value proposition for each opportunity and aligning the firm's resources and expertise with individual client sales strategies. Maintaining consistent and high-quality touch points with clients and prospects. Providing proactive risk management advice to existing clients and resolving client issues before they become "problems". Licenses and Certifications: Insurance License (Property & Casualty) CIC designation (preferred) Skills & Experience to Be Successful: BS, BA or 5-10 years plus relevant work experience in insurance or business to business sales Bachelor's degree in a business or financial related discipline (Preferred) Proficient with Microsoft Office Applications (Word, Excel, Outlook) Exceptional telephone demeanor Ability to maintain a high level of confidentiality 1 - 3 years' experience in a similar position Teammate Benefits & Total Well-Being We go beyond standard benefits, focusing on the total well-being of our teammates, including: Health Benefits: Medical/Rx, Dental, Vision, Life Insurance, Disability Insurance Financial Benefits: ESPP; 401k; Student Loan Assistance; Tuition Reimbursement Mental Health & Wellness: Free Mental Health & Enhanced Advocacy Services Beyond Benefits: Paid Time Off, Holidays, Preferred Partner Discounts and more. Not reflective of all benefits. Enrollment waiting periods or eligibility criteria may apply to certain benefits. Benefit details and offerings may vary for subsidiary entities or in specific geographic locations. The Power To Be Yourself As an Equal Opportunity Employer, we are committed to fostering an inclusive environment comprised of people from all backgrounds, with a variety of experiences and perspectives, guided by our Diversity, Inclusion & Belonging (DIB) motto, "The Power to Be Yourself".

Posted 3 weeks ago

Seacoast National Bank logo
Seacoast National BankStuart, FL
Based within the Enterprise Risk Management (ERM) Group, the Operational Risk Officer leads the build-out and evolution of the Bank's Second Line Operational Risk function. This role requires deep banking industry experience, strong theoretical and practical knowledge of risk management, and an aptitude for cross-functional collaboration. Ability to build partnerships and influence stakeholders toward improved risk management outcomes is key to success. Essential Duties and Responsibilities include the following. Other duties may be assigned. Champion the effective enterprise-wide management of operational risk, supported by end-to-end execution of the Operational Risk Program; Maintain supporting Program documentation and internal procedures as appropriate; Monitor intake and support root cause analysis of reported operational loss events to ensure timely escalation, remediation, and MIS; Support and facilitate risk and control self-assessments (RCSAs) for lines of business and support functions; Develop, monitor, and report operational key risk indicators (KRIs) to monitor operational risk in the context of the Bank's risk appetite, identifying emerging trends where appropriate; Lead scenario analysis and similar cross-functional exercises to identify and assess operational risk and controls; Serve as operational risk subject matter expert (SME), staying abreast of latest industry and regulatory developments; Serve as key contributor to the Bank's Enterprise Risk Management Program, Enterprise Policies, and Governance, Risk & Compliance (GRC) solution; Contribute materials to management- and Board-level committee packages as appropriate; Provide effective challenge, guidance, and counsel in ad hoc engagements on operational risk matters with internal stakeholders; Proactively identify opportunities to reduce operational losses, improve control effectiveness, and increase returns on risk-taking, building partnerships and influencing stakeholders to achieve outcomes; Analyze complex data to understand trends, resolve issues, and execute process improvement; Apply issue management to resolve identified control deficiencies and provide execution oversight; Develop and deliver trainings and resources that advance the Bank's culture of operational risk management, strengthening the overall corporate control environment. Serve as the Bank's central point of service for insurance, including all commercial, fidelity, property, casualty, worker's compensation, and other policies; Coordinate with internal and external stakeholders to complete annual insurance renewal applications for Seacoast Banking Corporation of Florida and its subsidiaries; Submit and track necessary endorsements to insurance policies (insured locations, insured parties, etc.) that confirm integrity of coverage for a rapidly growing organization; Provide end-to-end tracking, reporting, and execution of claims management, from carrier notification through to reimbursement, collaborating with legal counsel as appropriate; And; Support mergers and acquisitions through insurance policy cancellation, consolidation, amendments, and research and documentation as needed; Adhere to Seacoast Bank's Code of Conduct Position Requirements: 10+ years operational risk or enterprise risk experience in a retail banking organization, ideally at a mid-size bank; 4+ years building or maintaining a risk program (operational risk, enterprise risk, third party risk, model risk, compliance, etc.); 5+ years of experience in the commercial insurance industry; Experience with professional, management, D&O, and cyber liability policies preferred; Bachelor's degree, or 4 additional years of relevant work experience in lieu of a degree; Fluency in Microsoft Excel, Word, and PowerPoint; Demonstrated experience deploying data and technology to innovate and advance risk management outcomes; Knowledge of operational risk modeling concepts and approaches; Excellent interpersonal skills, with the ability to customize communication styles for a wide range of internal stakeholders; Ability to influence multiple stakeholders and engage their support and consensus; Strong investigative skills, supported by well-developed analytics, writing, and decision-making abilities; Sound judgment, reliable intuition, persistent curiosity, and an aversion for loose ends; and Well organized with the ability to manage multiple tasks and priorities.

Posted 30+ days ago

UnitedHealth Group Inc. logo
UnitedHealth Group Inc.Eden Prairie, MN
Optum is a global organization that delivers care, aided by technology to help millions of people live healthier lives. The work you do with our team will directly improve health outcomes by connecting people with the care, pharmacy benefits, data and resources they need to feel their best. Here, you will find a culture guided by inclusion, talented peers, comprehensive benefits and career development opportunities. Come make an impact on the communities we serve as you help us advance health optimization on a global scale. Join us to start Caring. Connecting. Growing together. As the Optum Care National Risk Adjustment Healthcare Economics Team, we support all risk adjustment efforts across our enterprise, primarily focused on Medicare Advantage Risk Modeling. We are internal analytics partners who provide expertise to our finance, operations, accounting and market teams to identify coding gaps, assess opportunity, forecast, and analyze risk. If you're not a risk adjustment expert, but hungry, driven and willing to learn, we will help you become one of the best-in-class experts in the field. As a Healthcare Economics Consultant, you will help lead key efforts around risk score forecasting, revenue assessment, predictive suspecting, program evaluations, and strategic guidance related to Medicare Advantage Risk Adjustment. The role also requires the knowledge and ability to access data, construct and manipulate large datasets to support planned analyses, use SQL, SAS or similar tools. You'll enjoy the flexibility to work remotely * from anywhere within the U.S. as you take on some tough challenges. Primary Responsibilities: Support monthly and quarterly revenue forecasting processes under direction of senior analysts and managers Assist in validating data inputs, reconciling outputs, and documenting key assumptions and changes Work with large healthcare datasets using SQL and Excel to manipulate, extract, and analyze data Collaborate with data engineering and finance teams to ensure accurate and timely data availability Help build and refine standardized forecast models and dashboards Interpret CMS Risk Adjustment model logic and incorporate changes into existing templates Participate in data validation, forecast review sessions, and documentation efforts Present findings and insights in a clear and concise manner to internal stakeholders Learn risk adjustment methodologies, forecasting techniques, and CMS specifications through project work and team mentorship You'll be rewarded and recognized for your performance in an environment that will challenge you and give you clear direction on what it takes to succeed in your role as well as provide development for other roles you may be interested in. Required Qualifications: 1+ years of experience working with healthcare or financial data in a business or academic setting Exposure to Medicare Advantage data files such as MMR, MOR, and MAO-004 reports through academic or professional experience Intermediate proficiency in SQL Solid Microsoft Excel skills (e.g., PivotTables, SUMIFS, VLOOKUPs) Ability to manage multiple tasks and meet deadlines with attention to detail Preferred Qualifications: Hands-on experience working with CMS files such as Monthly Membership Report (MMR), Medicare Advantage Outbound Reconciliation (MOR), or MAO-004 submission/return files Experience working in Snowflake or similar modern data platforms Exposure to data visualization tools and reporting (e.g., Tableau, Power BI) Familiarity with Medicare Advantage or healthcare revenue forecasting Solid written and verbal communication skills Willingness to learn and grow into more advanced forecasting and modeling roles All employees working remotely will be required to adhere to UnitedHealth Group's Telecommuter Policy. Pay is based on several factors including but not limited to local labor markets, education, work experience, certifications, etc. In addition to your salary, we offer benefits such as, a comprehensive benefits package, incentive and recognition programs, equity stock purchase and 401k contribution (all benefits are subject to eligibility requirements). No matter where or when you begin a career with us, you'll find a far-reaching choice of benefits and incentives. The salary for this role will range from $71,200 to $127,200 annually based on full-time employment. We comply with all minimum wage laws as applicable. Application Deadline: This will be posted for a minimum of 2 business days or until a sufficient candidate pool has been collected. Job posting may come down early due to volume of applicants. At UnitedHealth Group, our mission is to help people live healthier lives and make the health system work better for everyone. We believe everyone-of every race, gender, sexuality, age, location and income-deserves the opportunity to live their healthiest life. Today, however, there are still far too many barriers to good health which are disproportionately experienced by people of color, historically marginalized groups and those with lower incomes. We are committed to mitigating our impact on the environment and enabling and delivering equitable care that addresses health disparities and improves health outcomes - an enterprise priority reflected in our mission. UnitedHealth Group is an Equal Employment Opportunity employer under applicable law and qualified applicants will receive consideration for employment without regard to race, national origin, religion, age, color, sex, sexual orientation, gender identity, disability, or protected veteran status, or any other characteristic protected by local, state, or federal laws, rules, or regulations. UnitedHealth Group is a drug - free workplace. Candidates are required to pass a drug test before beginning employment.

Posted 3 weeks ago

Cherry, Bekaert & Holland, L.L.P. logo
Cherry, Bekaert & Holland, L.L.P.Tysons Corner, VA
Ranked among the largest accounting and consulting firms in the country, Cherry Bekaert delivers innovative and sophisticated advisory, assurance and tax services to our clients. At Cherry Bekaert we create shared success through teamwork, energy, and expertise. We approach today's toughest business challenges with a client-first mindset, working together to create exceptional value. We are all committed to making a difference for our people, our clients, our community, and our professions. To meet this commitment, Cherry Bekaert will provide you with the space to pursue growth and development opportunities that will guide and support you at each stage of your personal and professional journey. If you are ready to find your space and create your future, you belong with us. Cherry Bekaert's Risk Advisory team is growing! As a key member of the Risk Advisory team, you will help organizations leverage their system of internal controls to enable growth, manage risk and define sustainable operations. If you are seeking diversity in your engagement work to leverage your accounting and MIS course work, if you enjoyed your courses on risk management and internal controls, and if you want to work with clients ranging in size across a wide array of industries, then keep reading! As a Risk Advisory Intern, you will: You will support the performance of risk consulting and accounting consulting engagements, resolving issues for clients in the areas of risk management, internal controls, Sarbanes Oxley (SOX), internal audit business process improvement, information technology and risk analytics. Learn about the risk advisory and consulting field. Apply your coursework to real client situations Support project quality control and client engagements from start to finish, including adequate planning, field work, engagement wrap up and report composition Maintain a strong client focus by understanding the client's business needs while developing productive working relationships with client personnel in order to accomplish engagement objectives Provide recommendations regarding client risks over financial reporting, compliance, operations and fraud What you bring to the role: Juniors pursuing a bachelor's degree, preferably in Accounting or CIS Cumulative GPA of 3.0/4.0 or above preferred Interest in internal accounting controls, professional standards and regulations and information systems Capable of working in a demanding, deadline driven environment with a focus on details and accuracy Solid organizational skills especially ability to meet project deadlines with a focus on details Ability to adapt to rapidly changing environments successfully Willing to pursue relevant professional designations (ex. CPA, CIA) Ability to travel to client sites as needed What you can expect from us: Shared values, including uncompromising integrity, a passion for excellence, and mutual respect The opportunity to innovate and do work that motivates and engages you A collaborative environment focused on your career growth and continuous professional development Mentorship and networking experiences with professionals of all levels Depending upon service line, location, and workload, it is an expectation that summer and winter interns will be able to work approximately 32-40 hours per week and to be available during regular business hours/days either online or in the office. About Cherry Bekaert: Cherry Bekaert, ranked among the largest assurance, tax and advisory firms in the U.S., serves clients across industries in all 50 U.S. states and internationally. "Cherry Bekaert" is the brand name under which Cherry Bekaert LLP and Cherry Bekaert Advisory LLC, independently owned entities, provide professional services in an alternative practice structure in accordance with applicable professional standards. Cherry Bekaert LLP is a licensed CPA firm that provides attest services, and Cherry Bekaert Advisory LLC and its subsidiary entities provide business advisory and non-attest services spanning the areas of transaction advisory, risk and accounting advisory, digital solutions, cybersecurity, tax, benefits consulting, and wealth management. For more details, visit cbh.com/disclosure. Cherry Bekaert cares about its people. We offer a competitive compensation package where you will be rewarded based on your performance and recognized for the value you bring to our business. The hourly range for this role is $32.00 to $37.00. In addition, we offer a comprehensive, high-quality benefits program which includes medical, dental, and vision care; disability and life insurance; generous Paid Time Off; retirement plans; Paid Care Leave; and other programs that are dedicated to enhancing your personal and work life and providing you and your family with a measure of financial protection. Cherry Bekaert provides equal employment opportunities to applicants and employees without regard to race, color, religion, age, sex, sexual orientation, gender identity/expression, national origin, protected veteran status, disability status, or any other legally protected basis, in accordance with applicable law. Candidates must demonstrate eligibility to work in the United States. Cherry Bekaert will not provide work sponsorship for this position. Cherry Bekaert LLP and Cherry Bekaert Advisory LLC are members of Allinial Global, an accountancy and business advisory global association. Visit us at cbh.com/careers and follow us on LinkedIn, Glassdoor, Instagram, Twitter and Facebook. 2025 Cherry Bekaert. All Rights Reserved.

Posted 30+ days ago

Morgan Stanley logo
Morgan StanleyNew York, NY
Company Profile Morgan Stanley is a leading global financial services firm providing a wide range of investment banking, securities, investment management and wealth management services. The Firm's employees serve clients worldwide including corporations, governments and individuals from more than 1,200 offices in 43 countries. As a market leader, the talent and passion of our people is critical to our success. Together, we share a common set of values rooted in integrity, excellence and strong team ethic. Morgan Stanley can provide a superior foundation for building a professional career - a place for people to learn, to achieve and grow. A philosophy that balances personal lifestyles, perspectives and needs is an important part of our culture. Department Profile The cornerstone of Morgan Stanley's risk management philosophy is the execution of risk-adjusted returns through prudent risk-taking that protects Morgan Stanley's capital base and franchise. Morgan Stanley's Risk Management Department provides independent oversight of the Firm's business activities, material market and idiosyncratic stresses; identifying, measuring, monitoring, advising, challenging and controlling risks generated by the Firm's market-making and banking activities. Background on the Position Morgan Stanley is seeking a Vice President for the Capital Framework 2nd Line of Defense (CF2L) within Firm Risk Management (FRM), based in New York. CF2L is an independent review function in the Risk Capital team. CF2L assesses the overall effectiveness of the Firm's capital policy and framework, including key considerations, capital planning and governance. The function is complementary to other second line of defense functions that cover model and process validation. A successful candidate for this role will assess key areas of capital planning, including the Capital Policy, Recovery and Resolution Planning, and Stress Testing. The role involves working with a variety of stakeholders and control groups across the organization. The candidate will report to an Executive Director in FRM. Primary Responsibilities > Lead assessments of Firm and entity capital frameworks and provide recommendations with respect to capital elements for key areas of capital planning, including: o Internal capital targets and triggers, and capital distribution framework o Capital monitoring framework and effectiveness o Key capital elements of Stressed Capital Planning, with a focus on Balance Sheet, PPNR and AOCI processes o Capital elements of Recovery and Resolution Planning, with a focus on stress scenario, recovery actions, capital planning and governance > Document CF2L reviews, including summary memoranda and detailed supporting materials > Develop content and present on CF2L outcomes to stakeholders, management, a range of committees and regulators > Participate in interpretations of regulatory requirements for capital elements > Support CF2L management in developing the Team's operational procedures, annual review plans and monitoring its implementation Experience and Skills required > Understanding of Finance and Capital fundamentals, including capital ratios, capital actions and reporting > Detailed understanding of evolving regulatory capital requirements and guidance, preferably at a similarly complex institution > Quantitative/analytical background (e.g. finance, accounting, economics, etc.) > Experience working on cross-functional projects > Strong interpersonal and communication skills, written and verbal > Attention to detail and ability to prioritize projects and workload > Self-motivator and team player who brings a can-do approach > Experience with the current and evolving regulatory requirements in a similarly complex institution in Finance area, process and governance expectations > Familiarity with assessing capital adequacy > Prior experience with Recovery or Resolution planning > 5-10 years of relevant experience is preferred WHAT YOU CAN EXPECT FROM MORGAN STANLEY: We are committed to maintaining the first-class service and high standard of excellence that have defined Morgan Stanley for over 89 years. Our values - putting clients first, doing the right thing, leading with exceptional ideas, committing to diversity and inclusion, and giving back - aren't just beliefs, they guide the decisions we make every day to do what's best for our clients, communities and more than 80,000 employees in 1,200 offices across 42 countries. At Morgan Stanley, you'll find an opportunity to work alongside the best and the brightest, in an environment where you are supported and empowered. Our teams are relentless collaborators and creative thinkers, fueled by their diverse backgrounds and experiences. We are proud to support our employees and their families at every point along their work-life journey, offering some of the most attractive and comprehensive employee benefits and perks in the industry. There's also ample opportunity to move about the business for those who show passion and grit in their work. To learn more about our offices across the globe, please copy and paste https://www.morganstanley.com/about-us/global-offices into your browser. Expected base pay rates for the role will be between $120,000 and $205,000 year at the commencement of employment. However, base pay if hired will be determined on an individualized basis and is only part of the total compensation package, which, depending on the position, may also include commission earnings, incentive compensation, discretionary bonuses, other short and long-term incentive packages, and other Morgan Stanley sponsored benefit programs. Morgan Stanley's goal is to build and maintain a workforce that is diverse in experience and background but uniform in reflecting our standards of integrity and excellence. Consequently, our recruiting efforts reflect our desire to attract and retain the best and brightest from all talent pools. We want to be the first choice for prospective employees. It is the policy of the Firm to ensure equal employment opportunity without discrimination or harassment on the basis of race, color, religion, creed, age, sex, sex stereotype, gender, gender identity or expression, transgender, sexual orientation, national origin, citizenship, disability, marital and civil partnership/union status, pregnancy, veteran or military service status, genetic information, or any other characteristic protected by law. Morgan Stanley is an equal opportunity employer committed to diversifying its workforce (M/F/Disability/Vet).

Posted 30+ days ago

Morgan Stanley logo
Morgan StanleyBaltimore, MD
We're seeking someone to join our team as an Associate on The Market Regulations team responsible for updating client data, conducting regulatory checks for accounts, and work with multiple downstream teams to ensure all regulatory requirements are satisfied. The role liaises with many teams including risk, documentation, compliance, margin, and interest. This role is the business unit's single point of contact and will be coordinating with many different teams across the firm. In the Operations division, we partner with business units across the Firm to support financial transactions, devise and implement effective controls and develop client relationships. This is an Associate level position level position within Risk, Regulatory & Resilience, which performs various independent functions to ensure adequate controls are in place. We do this by providing an integrated risk and control framework to govern, assess, mitigate and manage financial and operational risk in Operations. Morgan Stanley is an industry leader in financial services, known for mobilizing capital to help governments, corporations, institutions, and individuals around the world achieve their financial goals. Interested in joining a team that's eager to create, innovate and make an impact on the world? Read on… What you'll do in the role: Coordinate and execute projects related to client onboarding and regulatory data with global team members. Monitor onboarding queues and advise internal stakeholders on outstanding regulatory requirements. Perform regulatory validation checks post account opening and liaise with internal stakeholders on issues identified. Improve and monitor existing data quality control framework and create new control frameworks for client account data reference management. Create new processes and system functionality for the management of Regulatory Controls (Dodd Frank, EMIR, FINRA, SEC, etc.) Respond to inquiries from Legal and Compliance, Internal Audit, and regulators. Provide metrics to management and stakeholders as needed. What you'll bring to the role: Exceptional problem-solving skills: ability to offer strategic solutions to problems. Multi-tasking to handle various business requests and prioritize time accordingly. Exceptional organizational skills Strong interpersonal and communication skills, client service oriented Ability to work as part of a team and adapt to the needs of the team as they arise. Strong Microsoft office skills, specifically Microsoft Excel (v-lookup, pivot tables) Strong attention to detail Adaptability to the changing environment Client focused. WHAT YOU CAN EXPECT FROM MORGAN STANLEY: We are committed to maintaining the first-class service and high standard of excellence that have defined Morgan Stanley for over 89 years. Our values - putting clients first, doing the right thing, leading with exceptional ideas, committing to diversity and inclusion, and giving back - aren't just beliefs, they guide the decisions we make every day to do what's best for our clients, communities and more than 80,000 employees in 1,200 offices across 42 countries. At Morgan Stanley, you'll find an opportunity to work alongside the best and the brightest, in an environment where you are supported and empowered. Our teams are relentless collaborators and creative thinkers, fueled by their diverse backgrounds and experiences. We are proud to support our employees and their families at every point along their work-life journey, offering some of the most attractive and comprehensive employee benefits and perks in the industry. There's also ample opportunity to move about the business for those who show passion and grit in their work. To learn more about our offices across the globe, please copy and paste https://www.morganstanley.com/about-us/global-offices into your browser. Salary range for the position: $50,000 - $83,000 Yr. The successful candidate may be eligible for an annual discretionary incentive compensation award. The successful candidate may be eligible to participate in the relevant business unit's incentive compensation plan, which also may include a discretionary bonus component. Morgan Stanley offers a full spectrum of benefits, including Medical, Prescription Drug, Dental, Vision, Health Savings Account, Dependent Day Care Savings Account, Life Insurance, Disability and Other Insurance Plans, Paid Time Off (including Sick Leave consistent with state and local law, Parental Leave and 20 Vacation Days annually), 10 Paid Holidays, 401(k), and Short/Long Term Disability, in addition to other special perks reserved for our employees. Please visit mybenefits.morganstanley.com to learn more about our benefit offerings. Morgan Stanley's goal is to build and maintain a workforce that is diverse in experience and background but uniform in reflecting our standards of integrity and excellence. Consequently, our recruiting efforts reflect our desire to attract and retain the best and brightest from all talent pools. We want to be the first choice for prospective employees. It is the policy of the Firm to ensure equal employment opportunity without discrimination or harassment on the basis of race, color, religion, creed, age, sex, sex stereotype, gender, gender identity or expression, transgender, sexual orientation, national origin, citizenship, disability, marital and civil partnership/union status, pregnancy, veteran or military service status, genetic information, or any other characteristic protected by law. Morgan Stanley is an equal opportunity employer committed to diversifying its workforce (M/F/Disability/Vet).

Posted 30+ days ago

Freddie Mac logo
Freddie MacMclean, VA
At Freddie Mac, our mission of Making Home Possible is what motivates us, and it's at the core of everything we do. Since our charter in 1970, we have made home possible for more than 90 million families across the country. Join an organization where your work contributes to a greater purpose. Position Overview: Freddie Mac Multifamily is a leading innovator in the Multifamily mortgage market, and we are seeking a motivated and independent associate to join our dynamic counterparty risk management team. If you are passionate about commercial real estate, eager to learn about risk management, and thrive in a self-driven environment, we want to hear from you. As a member of the Counterparty Risk & Compliance team, you will play a crucial role in assessing and managing risk associated with our business partners. This position offers an excellent opportunity to work independently, grow your expertise in the commercial real estate industry, and contribute to the success of our risk management efforts. Our Impact: Our team is responsible for reducing counterparty risk to Freddie Mac Multifamily by: Evaluating and mitigating risk posed by new counterparties that want to do business with Freddie Mac Multifamily. Reviewing and approving the expansion of business that current counterparties can conduct with Freddie Mac Multifamily. Performing risk assessments on existing counterparties undergoing organizational changes (e.g., mergers, acquisitions). Implementing third-party risk management strategies for the Multifamily division. Tracking the inherent and residual risk for all Multifamily counterparty types. Your Impact: You will have an impact in helping to reduce counterparty risk by: Assessing risk presented by new and existing counterparties. Recommending mitigating actions for reducing counterparty risk. Implementing risk mitigants to ensure compliance with stated requirements. Managing customer interaction throughout the evaluation process. Supporting existing risk reporting processes. Identifying additional risk impacts by understanding the multifamily business. Qualifications: Bachelor's degree in Finance, Business Administration, Economics, Real Estate, or related field. At least 2 years of experience in risk management, financial services or management consulting. Excellent verbal and written communication skills. Strong analytical and problem-solving skills with a keen attention to detail. Ability to work both independently and collaboratively. Proficiency in Microsoft Office. Strong knowledge of commercial real estate/multifamily business and risk management. Keys to Success in this Role: Commitment to excellence: Takes initiative by owning responsibility for their workload. Pays attention to detail by using their knowledge to identify / correct inconsistencies. Achieves results by identifying blockers and raising issues to the team to ensure progress. Focus on collaboration: Shows executive presence by effectively summarizing problems and expressing ideas in a concise manner to team leads and managers. Manages collaborative relationships by effectively working with members in production, underwriting, AMO, legal, etc. as needed. Facilitates effective meetings by supporting meeting preparation and facilitation, including presenting on particular topics. Willingness to learn: Demonstrates Counterparty Transaction process knowledge by being able to perform their role in accordance with team policies and procedures. Demonstrates CRC process knowledge by understanding the structure of the other CRC teams and building relationships with members of those teams. Demonstrates business partner knowledge by understanding the structure of the different AMO teams and knowing Freddie Mac Multifamily's Seller / Servicer network. Enhances Multifamily business knowledge by taking training to further their understanding of the Multifamily industry. Performs Analytical Thinking: Displays sound professional judgement by considering business and historical context when making decisions. Identifies solutions by working with peers to collaborate on potential solutions and presents them to team leaders as appropriate. Asks critical questions by leveraging prior experience to identify areas of confusion and asks for help when they do not understand. Current Freddie Mac employees please apply through the internal career site. We consider all applicants for all positions without regard to gender, race, color, religion, national origin, age, marital status, veteran status, sexual orientation, gender identity/expression, physical and mental disability, pregnancy, ethnicity, genetic information or any other protected categories under applicable federal, state or local laws. We will ensure that individuals are provided reasonable accommodation to participate in the job application or interview process, to perform essential job functions, and to receive other benefits and privileges of employment. Please contact us to request accommodation. A safe and secure environment is critical to Freddie Mac's business. This includes employee commitment to our acceptable use policy, applying a vigilance-first approach to work, supporting regulatory mandates, and using best practices to protect Freddie Mac from potential threats and risk. Employees exercise this responsibility by executing against policies and procedures and adhering to privacy & security obligations as required via training programs. CA Applicants: Qualified applications with arrest or conviction records will be considered for employment in accordance with the Los Angeles County Fair Chance Ordinance for Employers and the California Fair Chance Act. Notice to External Search Firms: Freddie Mac partners with BountyJobs for contingency search business through outside firms. Resumes received outside the BountyJobs system will be considered unsolicited and Freddie Mac will not be obligated to pay a placement fee. If interested in learning more, please visit www.BountyJobs.com and register with our referral code: MAC. Time-type:Full time FLSA Status:Non-Exempt Freddie Mac offers a comprehensive total rewards package to include competitive compensation and market-leading benefit programs. Information on these benefit programs is available on our Careers site. This position has an annualized market-based salary range of $76,000 - $114,000 and is eligible to participate in the annual incentive program. The final salary offered will generally fall within this range and is dependent on various factors including but not limited to the responsibilities of the position, experience, skill set, internal pay equity and other relevant qualifications of the applicant.

Posted 30+ days ago

Baker Tilly Virchow Krause, LLP logo
Baker Tilly Virchow Krause, LLPPhiladelphia, PA
Overview Baker Tilly is a leading advisory, tax and assurance firm, providing clients with a genuine coast-to-coast and global advantage in major regions of the U.S. and in many of the world's leading financial centers - New York, London, San Francisco, Los Angeles, Chicago and Boston. Baker Tilly Advisory Group, LP and Baker Tilly US, LLP (Baker Tilly) provide professional services through an alternative practice structure in accordance with the AICPA Code of Professional Conduct and applicable laws, regulations and professional standards. Baker Tilly US, LLP is a licensed independent CPA firm that provides attest services to its clients. Baker Tilly Advisory Group, LP and its subsidiary entities provide tax and business advisory services to their clients. Baker Tilly Advisory Group, LP and its subsidiary entities are not licensed CPA firms. Baker Tilly Advisory Group, LP and Baker Tilly US, LLP, trading as Baker Tilly, are independent members of Baker Tilly International, a worldwide network of independent accounting and business advisory firms in 141 territories, with 43,000 professionals and a combined worldwide revenue of $5.2 billion. Visit bakertilly.com or join the conversation on LinkedIn, Facebook and Instagram. Please discuss the work location status with your Baker Tilly talent acquisition professional to understand the requirements for an opportunity you are exploring. Baker Tilly is an equal opportunity/affirmative action employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, national origin, disability or protected veteran status, gender identity, sexual orientation, or any other legally protected basis, in accordance with applicable federal, state or local law. Any unsolicited resumes submitted through our website or to Baker Tilly Advisory Group, LP, employee e-mail accounts are considered property of Baker Tilly Advisory Group, LP, and are not subject to payment of agency fees. In order to be an authorized recruitment agency ("search firm") for Baker Tilly Advisory Group, LP, there must be a formal written agreement in place and the agency must be invited, by Baker Tilly's Talent Attraction team, to submit candidates for review via our applicant tracking system. Job Description: Responsibilities Are you interested in joining one of the fastest growing consulting and accounting firms in the country? Would you like the ability to join a highly dynamic team focused on providing exceptional client service in the area of informational technology risk advisory? If yes, consider joining Baker Tilly (BT) as an IT Audit, Cybersecurity & Risk Senior Consultant! Our Risk Advisory practice provides a full spectrum of services to help our clients assess their risks, develop strategies to compete in an ever-changing business environment, and achieve their goals and objectives. All of this is accomplished through deep industry knowledge of risk, governance, internal audit, compliance, IT, and cybersecurity best practices. As one of the fastest growing firms in the nation, BT has the ability to offer you upward career trajectory, flexibility in how and where you get your work done and meaningful relationships with clients, teammates and leadership who truly care about you and your development. You will enjoy this role if: You want to continue to expand your work experiences and hone your skills as an IT risk professional in the areas of compliance, cybersecurity, and internal controls You crave the opportunity to be part of a fast growing, entrepreneurial risk consulting practice where your hard work and creativity will be rewarded You do your best work when you are part of a talented, down-to-earth team that thrives in collaboration and truly enjoys working together You feel valued when you are provided the resources and support to continually sharpen your technical skills and build your career now, for tomorrow What you will do: Work closely with client executives and management teams to understand their businesses and assist in identifying and managing financial and operational risks within their business systems to ensure technology risks are managed: Develop in-depth knowledge of clients' businesses and industries by having direct client interaction while working on multiple aspects of an engagement Think independently and strategically about your clients' business, systems and risks providing recommendations for business and process improvements based upon knowledge gained relative to the client's operations, processes and business objectives Provide strategic business assurance to clients by assisting in the implementation of new processes and controls that address key risks Assess, manage and optimize information technology risk across a wide range of areas, including cybersecurity, IT strategy and governance, IT regulatory and compliance requirements, and business continuity Review clients' processes and controls against industry frameworks, identifying gaps in design and execution, and communicating issues and recommendations to clients Assist in the development of audit programs and the execution of internal audits and IT control assessments in the areas of: IT strategy and governance IT operations, business continuity and disaster recovery Cybersecurity Third party risk ITGC and application controls SOC reporting Regulatory and compliance requirements Assist in drafting comprehensive executive summaries and final reports for delivery to the client, documenting and reviewing engagement work papers in accordance with industry-accepted internal audit methodologies Act as a valued business advisor, build relationships and communicate effectively with the client to provide superior client service Facilitate professional and effective presentations to internal and external audiences Continue to develop your knowledge and experience working with a variety of technology environments, platforms, applications and tools/utilities Demonstrate the desire to continually grow, learn and develop skills and knowledge through external and internal education, training and cross-training opportunities to maximize personal contribution to the organizational goals and ongoing career development Utilize your entrepreneurial skills to network and build strong relationships internally and externally with clients Support the growth and development of team members through the Baker Tilly Care and Teach philosophy, helping associates meet their professional goals Enjoy friendships, social activities and team outings that encourage a work-life balance Qualifications Bachelor's degree in management/computer information systems, computer science, accounting information systems, computer engineering, industrial engineering, or related program CISA, CISSP, CISM, CIA, or CPA certifications preferred 2+ year(s) experience with IT audit or cybersecurity Experience as a client serving professional for a consulting firm desired Excellent analytical, technical and problem solving skills, with strong attention to detail Exceptional verbal and written communication, collaboration, and time management skills The compensation range for this role is $80,990 to $153,550. Actual compensation is influenced by a variety of factors including but not limited to skills, experience, qualifications, and geographic location. #LI-SB2 #LI-hybrid

Posted 30+ days ago

Associated Bank logo
Associated BankMinneapolis, MN
At Associated Bank we strive to create an inclusive culture where different perspectives are valued and recognized as strengths critical to our success. If you thrive in an environment where your growth and development are encouraged and supported, then Associated Bank may be the right place for you. Associated Bank requires you to directly represent yourself and your own experiences during the recruiting and hiring process. Associated Bank conducts a thorough background check on all new hires. As the Manager of First Line Lending Risk, you'll lead risk management across the full commercial lending lifecycle, from originations to collections. You'll strengthen controls, drive compliance, and partner across the business to protect both customers and the bank. This is an opportunity to lead a team, influence enterprise-wide risk strategy, and grow your leadership impact in a critical function. Why Associated Bank? At Associated Bank, we put people first. Our culture is built on listening, collaboration, and a winning spirit that empowers colleagues to achieve their best. We work together with a relentless focus on doing the right thing-for our customers, our communities, and each other. When you join us, you'll be part of a team that values integrity, innovation, and growth. Key Accountabilities Own the risk and control environment for Commercial lending activities including originations, servicing, and collections. Lead risk assessments, control testing, and documentation to ensure strong operational practices. Oversee resolution of complaints, disputes, and errors while ensuring compliance with regulatory requirements. Provide advisory support on new products, services, and digital enhancements to ensure compliance and operational readiness. Monitor and report key risk metrics, emerging trends, and control performance to drive proactive action. Manage responses to audits, compliance testing, and regulatory exams, ensuring timely remediation of issues. Review and advise on regulatory changes, ensuring proper impact assessment and implementation. Promote a strong risk culture by training, coaching, and partnering with business line leadership. Education & Experience Required Bachelor's degree in Business, Risk, Finance, or related field (or equivalent experience) 6+ years banking experience with deep knowledge of products, regulations, and control frameworks 1+ years leadership experience Preferred Master's degree in Business, Risk, Finance, or related field Why You'll Love Working Here At Associated Bank, your work has real impact. You'll help shape risk strategy, grow as a leader, and contribute to a culture that values collaboration and innovation. Be part of a team that's building for the future while protecting customers today. Apply now to make a difference with us. In addition to core traditional benefits, we take pride in offering benefits for every stage of life. Retirement savings including both 401(k) and Pension plans. Paid time off to volunteer in your community. Opportunities to connect with others through our diversity-focused Colleague Resource Groups. Competitive salaries with professional development and advancement opportunities. Bonus benefits including well-being programs and incentives, parental leave, an employee stock purchase plan, military benefits and much more. Personal banking, loan, investment and insurance benefits. Associated Bank serves more than 120 communities throughout Wisconsin, Illinois, Minnesota, and Missouri and we consider our colleagues critical to our continued success. See why our colleagues continually vote us a best place to work in the Midwest. Join our community on Facebook, LinkedIn and X. Compliance Statement Associated Bank is an equal opportunity employer committed to creating a diverse workforce. We support a work environment where colleagues are respected and given the opportunity to perform to their fullest potential. We consider all qualified applicants without regard to race, religion, color, sex, national origin, age, sexual orientation, gender identity, disability or veteran status, among other factors. Fully complies with all applicable enterprise policies and procedures. Acts in compliance with all applicable laws and regulations as outlined in training materials, including but not limited to Bank Secrecy Act. Responsible for reporting suspicious activity to Financial Intelligence. Responsible to report all customer complaints as prescribed and procedure violations to management or HR. Responsible to report ethical concerns as needed to Associated Bank's anonymous Ethics Hotline. Associated Bank provides additional assistance throughout the application, interview and hiring process. Please contact leavesandaccommodations@associatedbank.com if you need an accommodation at any time during the process. Associated Banc-Corp participates in the E-Verify Program. E-Verify Notice English or Spanish. Know Your Right to Work English or Spanish. Associated Bank is Pay Transparency compliant. The pay range represents anticipated base pay for this role. Actual pay may vary based on factors including, but not limited to, work location, skills, experience, education, and qualifications for the role. $87,990.00 - $150,840.00 per year

Posted 4 weeks ago

T logo
TP ICAP Group Plc.Houston, TX
Group Overview The TP ICAP Group is a world leading provider of market infrastructure. Our purpose is to provide clients with access to global financial and commodities markets, improving price discovery, liquidity, and distribution of data, through responsible and innovative solutions. Through our people and technology, we connect clients to superior liquidity and data solutions. The Group is home to a stable of premium brands. Collectively, TP ICAP is the largest interdealer broker in the world by revenue, the number one Energy & Commodities broker in the world, the world's leading provider of OTC data, and an award winning all-to-all trading platform. Founded in London in 1866, the Group operates from more than 60 offices in 27 countries. We are 5,200 people strong. We work as one to achieve our vision of being the world's most trusted, innovative, liquidity and data solutions specialist. Role Overview A Risk Advisory Business Partner works closely with the business units to identify, assess, and mitigate operational and financial risks. They integrate risk management into strategic and change management initiatives, ensuring alignment with business objectives. Additionally, they provide expert advice and support in mitigating and managing risk exposure in a commercial way, deliver meaningful analysis and reporting to both the business and senior management, ensure compliance with the risk framework and business continuity management requirements, and conduct training to enhance risk awareness and competency across the organization. Role Responsibilities Risk Identification and Assessment Collaborate with the business to identify and assess its material risks from business as usual activity, emerging risks, strategic and change initiatives, etc., ensuring they are understood as part of commercial and decision making activity. Support the business as it undertakes risk assessment activity (e.g. Risk and Control Self-Assessment, Top Down Risk Assessment, Scenario Analysis, Root Cause Analysis, etc.,) and leverage expertise to challenge the business's logic/assumptions to ensure the assessments are thorough and complete Risk Appetite Work proactively with the business to define the Group's risk appetite (including risk appetite thresholds and key risk indicator (KRI) metrics/thresholds), ensuring it is appropriate in relation to the business's activity and risk profile. Review the business risk profile against risk appetite and work with the business to identify appropriate actions to address risks that fall outside appetite. Strategic Risk & Change Management Partner with the business to identify, assess, and manage risks that could potentially hinder the achievement of its long-term strategic objectives. Help the business identify and assess risks regarding strategic initiatives (e.g. M&A, new product development, new business ventures, etc.,) and the potential impact on the business's risk profile. This includes the financial, operational, regulatory and cultural risks that could impact the success of the initiative, ensuring the business has all necessary information to make informed decisions and ensure a smooth execution. Review new business requests (as part of the Change Management Process) to ensure there is a complete and accurate understanding of the initiative and its risk profile, and that appropriate actions are taken by the business and support functions to mitigate/manage any risks arising from new business activity. Risk Mitigation and Management Work with the business to ensure its end-to-end risk profile is managed actively and appropriately and in a commercial manner. Partner with the business to evaluate the adequacy of its control and policy framework in mitigating the risks that are inherent to its risk profile and leverage expertise to challenge the business's logic/assumptions to ensure controls are adequate and effective. Support and challenge the business in identifying deficiencies in its control and policy framework Provide an appropriate level of constructive challenge to: ensure the business's plans to address control deficiencies will address shortcomings properly and in a timely manner, and/or ensure a risk-based analysis has been conducted to assess how a risk acceptance could affect the business's risk profile. As needed, collaborate with/conduct assurance activity being undertaken including controls testing, and undertake targeted risk reviews on hot topics/areas of interest across the Group. Risk Monitoring and Reporting Support the business in monitoring its end-to-end risk profile. This includes ensuring appropriate MI, analysis and commentary are produced regarding (but not exclusive to): the performance of risk appetite metrics and related KRIs against established thresholds; significant internal and external risk events that could impact the business, as well as the Group's response to reduce the likelihood of an occurrence/recurrence of these events; significant issues and the status of the Group's response to remediate these issues; risks identified and the proposed mitigating actions; risk-related data (e.g., events, issues, metrics, etc,.) to help identify meaningful trends; the Risk team's assurance activity. Take part in regular engagement and/or management meetings to provide an independent second line view of the business's risk profile. Provide monthly updates on risk-relate MI, analysis, emerging threats, etc for Risk Leadership Team meetings. Draft commentary for risk committees as required. Events, Issues, Risk Acceptances and Policy Breaches Support the business: in the immediate actions to mitigate or contain significant events and ensure those events are escalated to the appropriate level of management, and to ensure that risk matters arising on a day-to-day basis are managed in accordance with risk framework requirements. Provide quality assurance over Events, Issues and Policy Breaches. Support the business in undertaking deep dives into significant internal and external events, ensuring mitigants/controls are adequate and effective. If control deficiencies are identified ensure appropriate remediation plans are developed and executed. Business Continuity Planning and Crisis Management Provide independent oversight over business continuity plans to ensure the business can continue operating during and after a disruption. Support business in developing remediation plans if gaps/deficiencies are identified during Business Continuity tests. Ensure plans are executed in a timely manner and business continuity plans are updated accordingly. Partner with the business to help coordinate with crisis management teams to ensure effective response and recovery actions are taken to assist the business respond to crisis situations, in line with the Group's crisis management framework. Training and Awareness Promote a risk-aware culture across the business and coordinate and conduct training sessions to enhance risk awareness and competency across the business and organization. Raise awareness about risk management practices leveraging Risk's business engagement strategy. Regional Requirements Provide regional support to ensure that the region's risk management-related activity and governance requirements are properly managed. Experience / Competencies Essential A minimum of 7+ years working in an Operational Risk program for a medium to large Financial Institution, preferably in an IDB or Capital Markets environment. Additional risk-related experience a plus. Bachelor's degree in business, accounting, finance, or a related field; equivalent experience; a professional certification. Solid knowledge of the financial services industry and the regulatory framework in the Americas. Strong understanding of the Energy & Commodities market and associated products. Understanding of electronic and algo trading a plus. Good understanding of the post-trade workflow that supports the products noted above. Good understanding of risk models and measures, as well as, industry best practice in operational risk management. Very good communication skills with ability to tailor one's style to the audience and the message to be delivered. The adaptability is evident through technical knowledge, interpersonal skills, and recognition of seniority. Excellent analytical skills and ability to interpret, summarize, and present data in a meaningful and straight-forward manner. Good project management, organization and prioritization skills within an environment where there are several equal and important demands on time. A curious, self-starter with excellent problem solving skills with a strong desire to contribute to building a world-class risk-based culture. Job Band & Level Manager, 6 Annual Salary $110,000 - $115,000 #LI-Hybrid #LI-MID Not The Perfect Fit? Concerned that you may not meet the criteria precisely? At TP ICAP, we wholeheartedly believe in fostering inclusivity and cultivating a work environment where everyone can flourish, regardless of your personal or professional background. If you are enthusiastic about this role but find that your experience doesn't align perfectly with every aspect of the job description, we strongly encourage you to apply. You may be the ideal candidate for this position or another opportunity within our organisation. Our dedicated Talent Acquisition team is here to assist you in recognising how your unique skills and abilities can be a valuable contribution. Don't hesitate to take the leap and explore the possibilities. Your potential is what truly matters to us. Company Statement We know that the best innovation happens when diverse people with different perspectives and skills work together in an inclusive atmosphere. That's why we're building a culture where everyone plays a part in making people feel welcome, ready and willing to contribute. TP ICAP Accord - our Employee Network - is a central to this. As well as representing specific groups, TP ICAP Accord helps increase awareness, collaboration, shares best practice, and holds our firm to account for driving continuous cultural improvement. Location USA - 20 Greenway Plaza - Houston, TX

Posted 30+ days ago

JLL logo
JLLPhoenix, AZ
JLL empowers you to shape a brighter way. Our people at JLL and JLL Technologies are shaping the future of real estate for a better world by combining world class services, advisory and technology for our clients. We are committed to hiring the best, most talented people and empowering them to thrive, grow meaningful careers and to find a place where they belong. Whether you've got deep experience in commercial real estate, skilled trades or technology, or you're looking to apply your relevant experience to a new industry, join our team as we help shape a brighter way forward. The Opportunity - We are currently seeking a Director to join our Retail Value and Risk Advisory team. Our Value and Risk Advisory platform is part of a global network comprised of experienced, licensed, qualified commercial real estate appraisers who use local insights and their years of expertise to deliver accurate, reliable and prompt valuations. We provide sound advice, no matter the size of a property, complexity of a project, or industry focus. Our professionals offer a full range of expertise, including counsel in financing, due diligence, risk analysis, financial reporting, dispute resolutions and equity offerings. The successful candidate will complete assignments in connection with commercial real estate valuation and consulting projects which may include analyzing complex highest and best use scenarios, estimation of cash flows utilizing discounted cash flow models, analyses of comparable sales and cost analyses. Responsibilities Include: Must be able to complete an entire report, cover to cover, to a "client ready" standard Originate select work, partnering with leadership to identify targets Spend majority of time completing assignments, with approximately 20-50% of time spent on coaching analysts, senior analysts, and associates Personally inspect most assignments and assist other team members on inspections (within reason). Attend at least one local commercial real estate event per year, not counting classes Education Requirements: Continue participation in JLLU to focus on career path alignment and building professional skillset Master Argus competency (for team members of the national institutional team) Skillset Requirements: Successfully master all Associate Director skillset requirements Mastery of complex concepts and assignments, within chosen sector Full competency in core skills and beginner competency in project management and/or account management skills Licensing Requirements: State certified general appraiser license Maintain state licensing for specific geographic focus as decided with your manager, and pull temporary practice permits when required Minimum 1 years of holding CG license Sign reports Management Scope: Partner with (coach) analyst i's, senior analysts and/or associates to complete assignments Our Team's Commitment to Diversity, Equity and Inclusion: Globally, our teams have participated in Conscious Inclusion and Unconscious Bias Training. Our Business Resource Groups, comprised of more than 7,500 people across 200 locations, create a community of diverse perspectives, and connect people globally across the organization. We are seeking candidates who share our interest in joining at least one of JLL's 9 Business Resource Groups (BRG) which fosters a culture of diversity, equity, and inclusion. Affiliation to each BRG is open to all employees-allies welcome in all groups. The current list of Business Resource Groups are: Asian Business Professionals Network Building Pride Business Network Disability Empowerment Network Empower- Black Professionals Network GenAll, Intergenerational Business Network Latino Empowerment Resource Network Parent and Caregivers Experience VetNet Women's Business Network Location: On-site- Phoenix, AZ If this job description resonates with you, we encourage you to apply, even if you don't meet all the requirements. We're interested in getting to know you and what you bring to the table! Personalized benefits that support personal well-being and growth: JLL recognizes the impact that the workplace can have on your wellness, so we offer a supportive culture and comprehensive benefits package that prioritizes mental, physical and emotional health. Some of these benefits may include: 401(k) plan with matching company contributions Comprehensive Medical, Dental & Vision Care Paid parental leave at 100% of salary Paid Time Off and Company Holidays JLL Privacy Notice Jones Lang LaSalle (JLL), together with its subsidiaries and affiliates, is a leading global provider of real estate and investment management services. We take our responsibility to protect the personal information provided to us seriously. Generally the personal information we collect from you are for the purposes of processing in connection with JLL's recruitment process. We endeavour to keep your personal information secure with appropriate level of security and keep for as long as we need it for legitimate business or legal reasons. We will then delete it safely and securely. For more information about how JLL processes your personal data, please view our Candidate Privacy Statement. For additional details please see our career site pages for each country. For candidates in the United States, please see a fully copy of our Equal Employment Opportunity policy here. Jones Lang LaSalle ("JLL") is an Equal Opportunity Employer and is committed to working with and providing reasonable accommodations to individuals with disabilities. If you need a reasonable accommodation because of a disability for any part of the employment process - including the online application and/or overall selection process - you may email us at accomodationrequest@am.jll.com. This email is only to request an accommodation. Please direct any other general recruiting inquiries to our Contact Us page > I want to work for JLL. Pursuant to the Arizona Civil Rights Act, criminal convictions are not an absolute bar to employment. Pursuant to Illinois Law, applicants are not obligated to disclose sealed or expunged records of conviction or arrest. Pursuant to Columbia, SC ordinance, this position is subject to a background check for any convictions directly related to its duties and responsibilities. Only job-related convictions will be considered and will not automatically disqualify the candidate. Accepting applications on an ongoing basis until candidate identified.

Posted 5 days ago

H logo
Howden Group Holdings LtdEdina, MN
Howden Re is the global reinsurance broker and risk, capital & strategic advisor focused on relentless innovation & superior analytics for top client service. About Role Howden Re is the global reinsurance broker and risk, capital, & strategic advisor focused on relentless innovation & superior analytics for top client service. The Howden Re decision support team (Modeling and Analytics) is unmatched in the industry in facilitating catastrophe reinsurance placements while also being integrally embedded within our clients' operations. Howden Re employs cutting edge technology in a collaborative environment; striving always to develop solutions and present ideas that align with our clients' core philosophy of profitable growth. As an associate catastrophe risk analyst, you will work together with the Howden Re broking team to assist in portfolio management and reinsurance decision making. Primary Responsibilities: Providing strong technical and strategic catastrophe risk management and modeling support Providing deep understanding of catastrophe modeling results, assumptions and limitations with vendor and non-vendor models Improving analytical processes to achieve greater efficiency and better results for clients Establish strong relationships with colleagues, clients and reinsurers Communicate analytical ideas with multiple audiences Qualifications: Bachelor's or advanced degree in Mathematics, Statistics, Computer Science, Economics, Finance or similar analytical major Critical thinking and problem-solving skills Experience manipulating, cleaning, and analyzing data Able to handle multiple tasks and projects simultaneously in a deadline-driven environment Effective communicator, both verbal and written (PowerPoint and Word) Experience in data tools (including SQL, Python, VBA, etc) is a plus Legally authorized to work in the US Please note: this is a full time opportunity based in Edina, Minnesota. The expected compensation range for this role is up to $72,500 annually in addition to a bonus, generous benefits package and flexible PTO.

Posted 2 weeks ago

Sanofi logo
SanofiMorristown, NJ
Job Title: Benefit-Risk Expert Location: Morristown, NJ Cambridge, MA About the Job Are you ready to shape the future of medicine? The race is on to speed up drug discovery and development to find answers for patients and their families. Your skills could be critical in helping our teams accelerate progress. Join our Epidemiology and Benefit-Risk Evaluation team as Benefit-Risk Expert and you'll provide strategic expertise and support to structured Benefit-Risk (B/R) assessments of our products across our therapeutic areas. The Benefit-Risk Expert leads the development of the B/R models, propose the appropriate, most efficient and comprehensive approach, methodology, and tool for the B/R evaluation and guide the team of stakeholders contributing to the structured B/R assessment. We are an innovative global healthcare company with one purpose: to chase the miracles of science to improve people's lives. We're also a company where you can flourish and grow your career, with countless opportunities to explore, make connections with people, and stretch the limits of what you thought was possible. Ready to get started? Main Responsibilities Lead the development of structured B/R assessments in close collaboration with other functions (e.g. pharmacovigilance, pharmacoepidemiology, medical, regulatory, statistician, clinical operations, affiliates) Select the most appropriate method and tool to guide the team to conduct B/R assessments in various situations (e.g. preparation of product submission or ad hoc need (e.g. product alert, regulatory authority request, emerging safety issue) Advise on collection and integration of patients' perspective into B/R assessments Stay informed on changes in the regulatory and scientific environment on B/R practices or guidelines Participate to internal or external working groups on B/R evaluation About You Your experience and skills Experience: experience in research, clinical development, pharmacovigilance or epidemiological research Education: Minimum Masters Degree with at least 3 years of relevant experience in industry/academia Language: fluent English Soft and technical skills: teamwork, agility, communication, broad knowledge of drug development and Benefit-risk methods Why Choose Us? Bring the miracles of science to life alongside a supportive, future-focused team. Discover endless opportunities to grow your talent and drive your career, whether it's through a promotion or lateral move, at home or internationally. Enjoy a thoughtful, well-crafted rewards package that recognizes your contribution and amplifies your impact. Take good care of yourself and your family, with a wide range of health and wellbeing benefits including high-quality healthcare, prevention and wellness programs and at least 14 weeks' gender-neutral parental leave. Sanofi Inc. and its U.S. affiliates are Equal Opportunity and Affirmative Action employers committed to a culturally diverse workforce. All qualified applicants will receive consideration for employment without regard to race; color; creed; religion; national origin; age; ancestry; nationality; marital, domestic partnership or civil union status; sex, gender, gender identity or expression; affectional or sexual orientation; disability; veteran or military status or liability for military status; domestic violence victim status; atypical cellular or blood trait; genetic information (including the refusal to submit to genetic testing) or any other characteristic protected by law. #GD-SA #LI-SA #LI-Onsite #vhd Pursue progress, discover extraordinary Better is out there. Better medications, better outcomes, better science. But progress doesn't happen without people - people from different backgrounds, in different locations, doing different roles, all united by one thing: a desire to make miracles happen. So, let's be those people. At Sanofi, we provide equal opportunities to all regardless of race, colour, ancestry, religion, sex, national origin, sexual orientation, age, citizenship, marital status, ability or gender identity. Watch our ALL IN video and check out our Diversity Equity and Inclusion actions at sanofi.com! US and Puerto Rico Residents Only Sanofi Inc. and its U.S. affiliates are Equal Opportunity and Affirmative Action employers committed to a culturally inclusive and diverse workforce. All qualified applicants will receive consideration for employment without regard to race; color; creed; religion; national origin; age; ancestry; nationality; natural or protective hairstyles; marital, domestic partnership or civil union status; sex, gender, gender identity or expression; affectional or sexual orientation; disability; veteran or military status or liability for military status; domestic violence victim status; atypical cellular or blood trait; genetic information (including the refusal to submit to genetic testing) or any other characteristic protected by law. North America Applicants Only The salary range for this position is: $172,500.00 - $249,166.66 All compensation will be determined commensurate with demonstrated experience. Employees may be eligible to participate in Company employee benefit programs. Additional benefits information can be found through the LINK.

Posted 3 weeks ago

V logo
Virgin Cruises Intermediate LimitedPlantation, FL
The Gig: The Manager, Risk will be responsible for assessing corporate exposure to loss and enhancing and implementing measures to mitigate or eliminate the impact of such loss. Experience in the cruise industry is a must. This gig is based at VVHQ - our swanky Virgin Voyages Head Office in Plantation, FL where we follow a hybrid work environment. We can't wait to 'sea' you in person during our Collaboration Days, Tuesdays, Wednesdays, and Thursdays, while you enjoy Mondays and Fridays' as remote days. What You'll Be Up To: Enhance the Company's risk mitigation processes and strategy on an enterprise-wide basis. Administer current risk management programs and develop additional programs as needed. Lead on all insurance related matters, including, but not limited to renewing existing coverages and procuring additional policies, as needed, to ensure exposure is covered and appropriate levels of coverage exist. Oversee claims management and assist the Legal Department with the litigation process. Manage Claims Specialists to ensure appropriate level of claim reserves are set and liaise with the Company's P&I Club and Hull & Machinery underwriters, as necessary, to ensure appropriate and timely reimbursement of covered claims/company claim receivables. Lead claims payment process to ensure they are timely and properly accounted for. Develop and maintain loss triangles and liaise with outside actuary, as needed. Investigate major losses and negotiate settlements under the direction of the Legal Department. Collaborate with the Legal Department and other Company personnel on all claim matters. Prepare and present financial and department reports to Company management. Prepare and manage annual risk management and insurance budgets. Work closely with the Accounting Department to ensure the Risk budget is met and that Company books are closed accurately. Collaborate with the business to analyze and support key business decisions. Collaborate with the Company's Safety Department to create and modify policies to comply with safety legislation and industry practices. Liaison to attorneys, insurance companies, and other individuals. SuperPowers Required: An undergraduate degree in business, finance or risk management. MBA preferred. 5+ years of experience in risk management field. Cruise or cargo ship experience required. A hands-on leadership approach in leveraging systems and processes to drive significant efficiencies. Strong Presence, presentation skills, high standard of interpersonal effectiveness and ability to engage and communicate at all levels within the organization. Excellent oral and written communication skills with the ability to extract meaning from numbers and present analysis clearly and concisely to people with widely varying degrees of financial knowledge. Excellent interpersonal skills with ability to form strong relationships with staff in a supportive and confidential role. Strong critical thinking and creative problem-solving skills; able to balance attention to detail with big-picture thinking. Highly motivated and highly organized and able to juggle competing priorities. High level of integrity and professionalism. What Matters to Us: At Virgin, your personality matters as much as how good you are at what you do. We want you to bring it to our hangout spot and help make the place even better. So, we won't be surprised to hear that when people talk about you they say you are clever, on top of it, able to think ahead, intuitive, passionate and someone people respect and enjoy working with because you make things happen. Virgin Voyages is committed to being an Equal Opportunity Employer and encourages applications from qualified, eligible applicants regardless of their sex, race, disability, age, sexual orientation, gender reassignment, religion or belief, marital status, pregnancy and maternity. Our greatest strength comes from our ability to come together as unique individuals -- we seek to always embrace and celebrate our differences, providing an inclusive workplace environment that allows you to be your best self. Virgin Voyages is not accepting unsolicited assistance from search firms for this employment opportunity. All resumes submitted by search firms to any employee at Virgin Voyages via-email, the Internet or in any form and/or method without a valid written Statement of Work in place for this position from Virgin Voyages HR/Recruitment will be deemed the sole property of Virgin Voyages. No fee will be paid in the event the candidate is hired by Virgin Voyages as a result of the referral or through other means. #LI-Hybrid #LI-JN1

Posted 1 week ago

US Bank logo
US BankFargo, ND
At U.S. Bank, we're on a journey to do our best. Helping the customers and businesses we serve to make better and smarter financial decisions and enabling the communities we support to grow and succeed. We believe it takes all of us to bring our shared ambition to life, and each person is unique in their potential. A career with U.S. Bank gives you a wide, ever-growing range of opportunities to discover what makes you thrive at every stage of your career. Try new things, learn new skills and discover what you excel at-all from Day One. Job Description NOTE: This position is not eligible for current or future visa sponsorship. Fraud Strategy Risk and Compliance is hiring a leader with oversight of Controls and Issues Management. This role will help ensure operational, regulatory, and compliance risks are identified, assessed, and mitigated through robust controls and timely resolution of issues. Through credible challenge and collaboration within Fraud Strategy and other 1LOD and 2LOD teams, this leader will build relationships rooted in accountability, transparency, and continuous improvement. Successful candidate will be responsible for managing the design, implementation, and maintenance of effective controls across the organization in addition to managing formal Issues that Fraud Strategy owns or might be impacted by. Specific duties will include but are not limited to: Controls Management Develop and maintain a comprehensive control inventory aligned with business processes and risk profiles. Partner with Fraud Strategy business units to assess control effectiveness and identify gaps. Lead BLQA control testing activities and ensure timely remediation of deficiencies. Support internal and external audits by providing documentation and evidence of control activities. Monitor regulatory changes and ensure controls are updated accordingly. Issues Management Oversee the end-to-end lifecycle of issues, including identification, documentation, root cause analysis, remediation planning, validation, and closure. Ensure issues are accurately categorized, prioritized, and tracked. Facilitate forums to review potential issues, issue updates, and escalated concerns to ensure remediation and accountability. Provide reporting and insights to Fraud Strategy leadership on issue trends, themes, and emerging risks. Drive continuous improvements within issue management processes through credible challenges and effective collaborations aimed to build partnerships across the enterprise. Basic Qualifications Bachelor's degree, or equivalent work experience Typically more than 10 years of applicable experience Preferred Skills/Experience Advanced knowledge of applicable laws, regulations, financial services, and regulatory trends that impact their assigned line of business Advanced understanding of the business line's operations, products/services, systems, and associated risks/controls Thorough knowledge of Risk/Compliance/Audit competencies Strong leadership and management skills of processes, projects and people Effective written and verbal communication skills Strong analytical, problem-solving and negotiation skills Proficient computer skills, especially Microsoft Office applications Applicable professional certifications NOTE: This role offers a hybrid/flexible schedule, which means there's an in-office expectation of 3 or more days per week and the flexibility to work outside the office location for the other days. NOTE: This position is not eligible for current or future visa sponsorship. If there's anything we can do to accommodate a disability during any portion of the application or hiring process, please refer to our disability accommodations for applicants. Benefits: Our approach to benefits and total rewards considers our team members' whole selves and what may be needed to thrive in and outside work. That's why our benefits are designed to help you and your family boost your health, protect your financial security and give you peace of mind. Our benefits include the following (some may vary based on role, location or hours): Healthcare (medical, dental, vision) Basic term and optional term life insurance Short-term and long-term disability Pregnancy disability and parental leave 401(k) and employer-funded retirement plan Paid vacation (from two to five weeks depending on salary grade and tenure) Up to 11 paid holiday opportunities Adoption assistance Sick and Safe Leave accruals of one hour for every 30 worked, up to 80 hours per calendar year unless otherwise provided by law U.S. Bank is an equal opportunity employer. We consider all qualified applicants without regard to race, religion, color, sex, national origin, age, sexual orientation, gender identity, disability or veteran status, and other factors protected under applicable law. E-Verify U.S. Bank participates in the U.S. Department of Homeland Security E-Verify program in all facilities located in the United States and certain U.S. territories. The E-Verify program is an Internet-based employment eligibility verification system operated by the U.S. Citizenship and Immigration Services. Learn more about the E-Verify program. The salary range reflects figures based on the primary location, which is listed first. The actual range for the role may differ based on the location of the role. In addition to salary, U.S. Bank offers a comprehensive benefits package, including incentive and recognition programs, equity stock purchase 401(k) contribution and pension (all benefits are subject to eligibility requirements). Pay Range: $133,365.00 - $156,900.00 U.S. Bank will consider qualified applicants with arrest or conviction records for employment. U.S. Bank conducts background checks consistent with applicable local laws, including the Los Angeles County Fair Chance Ordinance and the California Fair Chance Act as well as the San Francisco Fair Chance Ordinance. U.S. Bank is subject to, and conducts background checks consistent with the requirements of Section 19 of the Federal Deposit Insurance Act (FDIA). In addition, certain positions may also be subject to the requirements of FINRA, NMLS registration, Reg Z, Reg G, OFAC, the NFA, the FCPA, the Bank Secrecy Act, the SAFE Act, and/or federal guidelines applicable to an agreement, such as those related to ethics, safety, or operational procedures. Applicants must be able to comply with U.S. Bank policies and procedures including the Code of Ethics and Business Conduct and related workplace conduct and safety policies. Posting may be closed earlier due to high volume of applicants.

Posted 4 days ago

CareBridge logo
CareBridgeWoburn, MA
Risk Adjustment Actuarial Analyst II - Advanced Analytics On-Site Requirement: Hybrid 1; This role requires associates to be in-office 1 - 2 days per week, fostering collaboration and connectivity, while providing flexibility to support productivity and work-life balance. This approach combines structured office engagement with the autonomy of virtual work, promoting a dynamic and adaptable workplace. Alternate locations may be considered if candidates reside within a commuting distance from an office. Please note that per our policy on hybrid/virtual work, candidates not within a reasonable commuting distance from the posting location(s) will not be considered for employment, unless an accommodation is granted as required by law. The Risk Adjustment Actuarial Analyst II - Advanced Analytics is responsible for completing projects and performing complex actuarial studies related to risk adjustment analytics in both the Medicaid and Medicare Advantage lines of business. How You Will Make an Impact Primary duties may include, but are not limited to: Analyzes and develops SAS and SQL programming to support Medicaid and Medicare Advantage risk adjustment initiatives. Performs data mining and data-driven analyses to evaluate historical program performance and to inform current operating decisions. Prepares management reports for risk adjustment related projects. Collects and documents reporting and programming requirements from internal and external requestors to ensure that the team is meeting reporting needs and facilitates seamless data transfer. Develops ad hoc risk adjustment reports using SAS and SQL as needed. Attends and actively participates in internal risk adjustment analytics and risk adjustment operations meetings. Participates in peer-to-peer review process to reduce report writing errors and rework. Minimum Requirements: Requires a BA/BS degree and to have passed a minimum of three Society of Actuaries (SOA) or Casualty Actuarial Society (CAS) actuarial exams and a minimum of 1-year related experience; or any combination of education and experience, which would provide an equivalent background. Preferred Skills, Capabilities, and Experiences: 1 year or more of risk adjustment analytics experience for government programs strongly preferred. Proficiency in SAS and SQL or experience using other programming languages and an aptitude and desire to learn these programming languages quickly. Proven written and verbal communication skills in a collaborative environment. For candidates working in person or virtually in the below location(s), the salary* range for this specific position is $71,136 to $134,784 annually. Locations: Colorado, Illinois, New Jersey, Maryland, Minnesota, and New York In addition to your salary, Elevance Health offers benefits such as, a comprehensive benefits package, incentive and recognition programs, equity stock purchase and 401k contribution (all benefits are subject to eligibility requirements). The salary offered for this specific position is based on a number of legitimate, non-discriminatory factors set by the Company. The Company is fully committed to ensuring equal pay opportunities for equal work regardless of gender, race, or any other category protected by federal, state, and local pay equity laws. The salary range is the range Elevance Health in good faith believes is the range of possible compensation for this role at the time of this posting. This range may be modified in the future and actual compensation may vary from posting based on geographic location, work experience, education and/or skill level. Even within the range, the actual compensation will vary depending on the above factors as well as market/business considerations. No amount is considered to be wages or compensation until such amount is earned, vested, and determinable under the terms and conditions of the applicable policies and plans. The amount and availability of any bonus, commission, benefits, or any other form of compensation and benefits that are allocable to a particular employee remains in the Company's sole discretion unless and until paid and may be modified at the Company's sole discretion, consistent with the law. Please be advised that Elevance Health only accepts resumes for compensation from agencies that have a signed agreement with Elevance Health. Any unsolicited resumes, including those submitted to hiring managers, are deemed to be the property of Elevance Health. Who We Are Elevance Health is a health company dedicated to improving lives and communities - and making healthcare simpler. We are a Fortune 25 company with a longstanding history in the healthcare industry, looking for leaders at all levels of the organization who are passionate about making an impact on our members and the communities we serve. How We Work At Elevance Health, we are creating a culture that is designed to advance our strategy but will also lead to personal and professional growth for our associates. Our values and behaviors are the root of our culture. They are how we achieve our strategy, power our business outcomes and drive our shared success - for our consumers, our associates, our communities and our business. We offer a range of market-competitive total rewards that include merit increases, paid holidays, Paid Time Off, and incentive bonus programs (unless covered by a collective bargaining agreement), medical, dental, vision, short and long term disability benefits, 401(k) +match, stock purchase plan, life insurance, wellness programs and financial education resources, to name a few. Elevance Health operates in a Hybrid Workforce Strategy. Unless specified as primarily virtual by the hiring manager, associates are required to work at an Elevance Health location at least once per week, and potentially several times per week. Specific requirements and expectations for time onsite will be discussed as part of the hiring process. The health of our associates and communities is a top priority for Elevance Health. We require all new candidates in certain patient/member-facing roles to become vaccinated against COVID-19 and Influenza. If you are not vaccinated, your offer will be rescinded unless you provide an acceptable explanation. Elevance Health will also follow all relevant federal, state and local laws. Elevance Health is an Equal Employment Opportunity employer and all qualified applicants will receive consideration for employment without regard to age, citizenship status, color, creed, disability, ethnicity, genetic information, gender (including gender identity and gender expression), marital status, national origin, race, religion, sex, sexual orientation, veteran status or any other status or condition protected by applicable federal, state, or local laws. Applicants who require accommodation to participate in the job application process may contact elevancehealthjobssupport@elevancehealth.com for assistance. Qualified applicants with arrest or conviction records will be considered for employment in accordance with all federal, state, and local laws, including, but not limited to, the Los Angeles County Fair Chance Ordinance and the California Fair Chance Act.

Posted 4 days ago

B logo

Private Risk Advisor (Producer) - Insurance Advisory Solutions

BRP Group, Inc.Knoxville, TN

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Job Description

The Baldwin Group is an award-winning entrepreneur-led and inspired insurance brokerage firm delivering expertly crafted Commercial Insurance and Risk Management, Private Insurance and Risk Management, Employee Benefits and Benefit Administration, Asset and Income Protection, and Risk Mitigation strategies to clients wherever their passions and businesses take them throughout the U.S. and abroad. The Baldwin Group has award-winning industry expertise, colleagues, competencies, insurers, and most importantly, a highly differentiated culture that our clients consider an invaluable expansion of their business. The Baldwin Group (NASDAQ: BWIN), takes a holistic and tailored approach to insurance and risk management.

The Advisor, Private Risk sells new accounts and renews existing accounts in keeping with firm and individual goals. Advisors build and maintain relationships with clients, prospects, the service team, insurance company partners, and centers of influence while identifying and soliciting sales prospects.

Principal Responsibilities:

  • Presents proposals in a professional manner, reviewing coverages in detail to ensure understanding.
  • Communicates with clients, prospects, insurance company partners, and service team in an articulate and effective manner.
  • Finalizes the sale and collects necessary documents, applications, etc., and briefs the service team on the policy sale.
  • Develops prospects by becoming involved in community affiliations, attending insurance company partner hosted seminars, building and maintaining relationships with industry contacts, engaging in networking events and through referrals from current accounts.
  • Develops information and recommendations for prospective accounts, presents proposals and adheres to firm policies and procedures for writing a new account.
  • Maintains a concern for accuracy, timeliness and completion when interacting with current and prospective clients, the Firm, and Insurance Company Partners, to minimize potential for errors and omissions claims while demonstrating strong organizational skills with a high attention to detail.
  • Maintains understanding and knowledge of the insurance industry and underwriting criteria for insurance company partners represented by the firm to effectively communicate to all involved.
  • Positively represents the firm in the community and with our insurance company partners.
  • Performs other functions as assigned by leadership.
  • Looks for opportunities to improve the firm, business segment, and processes. Brings issues and discrepancies to the attention of appropriate leadership.
  • Is expected to meet monthly new business goals.

Education, Experience, Skills and Abilities Requirements:

  • Certification(s): None required; None preferred
  • License(s): Current State issued Property and Casualty Agent License, or General Lines Agent License.
  • Maintains all licenses as required by the State Department of Insurance to provide service, consultation, and financial risk transfer solutions in states where the firm functions.
  • Demonstrates the organization's core values, exuding behavior that is aligned with the firm's culture
  • Intermediate to advanced knowledge of Microsoft Office Suite (Word, Excel, PowerPoint, Outlook)
  • Ability to learn any other appropriate program or software system used by the firm as necessary

Special Working Conditions:

  • Fast paced, multi-tasking environment.
  • Travel is required.

Important Notice:

  • This position description is intended to describe the level of work required of the person performing in the role and is not a contract. The essential responsibilities are outlined; other duties may be assigned as needs arise or as required to support the firm. All requirements may be modified to reasonably accommodate physically or mentally challenged colleagues.

#LI-JG1

Click here for some insight into our culture!

The Baldwin Group will not accept unsolicited resumes from any source other than directly from a candidate who applies on our career site. Any unsolicited resumes sent to The Baldwin Group, including unsolicited resumes sent via any source from an Agency, will not be considered and are not subject to any fees for any placement resulting from the receipt of an unsolicited resume.

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