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Senior Risk Fraud Analyst-logo
Senior Risk Fraud Analyst
Populus Financial GroupIrving, TX
Populus is an amazing company where our employees stay because they love their teams and the growth opportunities. Additionally, we offer a competitive 401K match, a generous paid time off package, and Health Benefits. Our mission is to provide a broad range of quality financial products and services delivered with best-in-class customer service. We work and lead with integrity, and we celebrate employees who exemplify our values. Come join our team! The Senior Risk Analyst for Card Services Business will oversee risk management related to prepaid debit cards, DDA checking accounts, credit risk modeling, and KYC (Know Your Customer) compliance. This role involves identifying, assessing, and mitigating operational, financial, compliance, fraud, and credit risks while ensuring adherence to banking regulations, payment network rules, and fraud prevention best practices. The analyst will also oversee the KYC process, ensuring compliance with regulatory requirements for customer onboarding, identity verification, and transaction monitoring. Major Responsibilities Evaluate risks related to prepaid debit cards, DDA accounts, ACH transactions, credit underwriting, and payment networks, and KYC compliance. Conduct risk assessments for new products, services, and business initiatives within the card services domain. Identify key risks such as credit risk, fraud, chargebacks, money laundering, and regulatory non-compliance. Develop and maintain credit risk models to assess and predict the likelihood of customer defaults, overdrafts, and repayment behavior. Utilize predictive analytics, machine learning, and statistical techniques (e.g., logistic regression, decision trees, neural networks) to assess creditworthiness. Design risk-based pricing models and credit scorecards to optimize risk-adjusted returns. Work with underwriting teams to refine risk acceptance criteria and credit policies. Monitor credit portfolio performance, track delinquency trends, and propose corrective actions. Monitor suspicious transactions, unusual account activity, and fraud patterns using risk analytics tools. Collaborate with fraud prevention teams and transaction monitoring systems to implement proactive fraud detection measures. Investigate fraud cases and recommend fraud mitigation strategies. Ensure compliance with financial regulations such as Bank Secrecy Act (BSA), Anti-Money Laundering (AML) requirements. Stay up to date with payment network compliance rules (Visa, NACHA for ACH transactions, etc.). Support audits and regulatory examinations by preparing risk assessments and compliance reports. Assist in drafting and maintaining credit risk, fraud risk, and operational risk policies and procedures. Analyze risk exposure, transaction trends, credit losses, and fraud metrics to assess business vulnerabilities. Prepare risk reports and dashboards for senior management and board-level committees. Perform quantitative and qualitative risk analysis to measure risk impact and recommend mitigation strategies. Develop and track key risk indicators (KRIs) to ensure timely risk identification. Develop and participate in risk scenario analysis and crisis management exercises. Respond to major fraud incidents, credit losses, security breaches, or operational disruptions to minimize financial and reputational damage. Collaborate with operations, compliance, finance, underwriting, and IT teams to implement risk control measures. Train employees and partners on risk awareness, fraud prevention techniques, credit risk assessment, and compliance obligations. Act as a subject matter expert (SME) for risk-related inquiries and business decisions. Key Competencies Excellent written and verbal communication skills, with the ability to present risk findings to both technical and non-technical stakeholders. Strong problem-solving and critical-thinking skills, especially in identifying potential risks and designing mitigation strategies. Excellent teamwork and collaboration skills to work with cross-functional teams in a dynamic environment. Proactive and adaptable in fast-paced environments with evolving regulations. Highest standards of accuracy and precision; highly organized. Leadership skills Creative thinker Analytical Organized Highly driven Business acumen Interactions Direct Report- N/A Indirect Report- N/A Other Internal/External Interactions- N/A Physical Demands The physical demands described here are representative of those that must be met by an employee to successfully perform the essential functions of this job. Reasonable accommodations may be made to enable individuals with disabilities to perform the major responsibilities. While performing the duties of this job, the employee is regularly required to sit, stand or walk; use hands to finger, handle, or feel; reach with hands and arms; stoop or bend; and talk or hear. The employee must occasionally lift and/or move up to 50 lbs. Must have appropriate vision to see up close, and at a distance with ability to adjust vision and focus. Position Type/Expected Hours of Work This is a full-time position, days and hours of work are Monday through Friday, 8:00 a.m. to 5:00 p.m. CT. This position might require after hours and weekend work. Work Environment The work environment characteristics described here are representative of those an employee encounters while performing the essential functions of this job. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions. The noise level in some work environments can be moderate. Disclaimer The above information on this description has been designed to indicate the general nature and level of work performed by employees within this classification. It is not designed to contain or be interpreted, as a comprehensive inventory of all duties, responsibilities, qualifications required of employees assigned to this job. EEO Statement Populus Financial Group is an equal opportunity employer and complies with all applicable federal, state, and local fair employment practices laws. In compliance with applicable law, Populus Financial Group does not discriminate against any applicant or employee on the basis of race, color, religion, creed, sex, sexual orientation, gender (including gender nonconformity and status as a transgender or transsexual individual), national origin or ancestry, ethnicity, age, physical or mental disability, citizenship, past, current, or prospective service in the uniformed services, genetic information, pregnancy status, or any other protected classification. This policy applies to all terms and conditions of employment, including, but not limited to, hiring, training, promotions, discipline, compensation, benefits, and termination of employment.

Posted 30+ days ago

Director, Fraud Risk-logo
Director, Fraud Risk
CurrentNew York City, NY
Director, Fraud Risk Current is a leading U.S. fintech serving people who have been overlooked by traditional banks and is one of the fastest growing companies with over 4 million members. Headquartered in NYC, our results-driven culture enables us to build better products, grow faster, and empower everyone on our team to have an impact on our business and our mission to improve financial outcomes for our members. ABOUT THE ROLE: We are looking for a Director of Fraud Risk to join our team and lead Current's fraud (new account, ongoing account takeover, first party fraud, merchant and other types of fraud), transaction risk fraud and disputes strategy and analytics. The key objectives of this role are to maximize growth while minimizing financial losses and risk operational costs. This is a critical role for the company at a time of rapid scale, and requires a leader with exceptional analytical skills and a business owner mentality. This role reports directly to the VP of Risk and Operations. KEY RESPONSIBILITIES: Recruit, develop and manage Fraud strategy and analytics teams to drive Company and role objectives Develop strategy for risk capabilities (automated and manual) that will drive growth while minimizing risk including onboarding (authentication, KYC) and ongoing (ATO, transaction, first party fraud) account fraud, card and money movement transaction risk, debit and credit disputes processing and loss prevention and mitigation Collaborate with Engineering, Product, and Data teams and other internal and external partners to deliver the new capabilities, risk models and policies and policy changes on the Risk roadmap Forecast, manage and be accountable for total cost of risk including loss prevention and detection costs and cost of false positives to maximize risk adjusted returns Work closely with Finance to ensure a well managed process for provisioning, true-up and release of loss allowances Set and deliver the roadmap that includes end to end discovery, including exploratory analysis, business case development, experimental design, performance forecasting and monitoring, model development and monitoring, and incident management. The role will be working closely with a dedicated data analytics team to deliver on the vision and scope. Power the vision for fraud analytics. Identify and exploit emerging tools, capabilities, and/or data sources which will drive a strategic advantage for Current. Leverage subject matter expertise in regulations and external partners / value chains e.g. VISA, KYC Partners, Money-Movement Partners, and offshore vendors in order to deliver business results. Develop and own relevant vendor relationships. Partner with Fraud Operations and Compliance teams to ensure compliance, including procedure documentation and adherence. About You Fraud leader- Has experience in Fraud risk domain throughout the lifecycle of deposit, money movement and credit products Critical thinker - you consider problems from all angles to remove bias and touch bottom on key assumptions Intellectually curious - you seek to understand the why behind the numbers and love nerding out over a new insight Results-oriented- You ground contributions in real business and customer impact and prioritize effectively to maximize speed-to-impact. Fast learner - you have no problem picking up new skills or tools to get the job done. Exceptional written and oral communication skills. You drive consensus through grounded arguments, interpersonal skills, and negotiation skills. Creative problem-solver - able to identify obstacles and present viable solutions Thrive when working in a fast-moving, ambiguous environment Excited by large breadth of problem areas Requirements 8+ years of progressive experience in analytics functions, including at least 4-6 years as an individual contributor performing quantitative analysis Prior experience in fraud, disputes/chargebacks, and payment processing in consumer fintech, deposit and credit businesses is required Undergraduate Degree with a quantitative major in Statistics, Economics, Computer Science, Mathematics, or related field. Expert in exploratory and business analysis, experimental design, risk modeling, profitability drivers / unit economics Exceptional written and oral communication skills. Strong people leader and collaborator. Able to handle competing priorities and influence leadership decision-making. This role has a base salary range of $220,000.00 to $280,000.00. Compensation is determined based on experience, skill level, and qualifications, which are assessed during the interview process. Current offers a competitive total rewards package which includes base salary, equity, and comprehensive benefits. BENEFITS: Competitive salary Meaningful equity in the form of stock options 401(k) Discretionary performance bonus program Biannual performance reviews Medical, Dental and Vision premiums covered at 100% for you and your dependents Flexible time off and paid holidays Generous parental leave policy Commuter benefits Fitness benefits Healthcare and Dependent care FSA benefit Employee Assistance Programs focused on mental health Healthcare advocacy program for all employees Access to mental health apps Team building activities Our modern Chelsea-based office with open floor plan, stocked kitchen, and catered lunches

Posted 30+ days ago

Registered Nurse - High-Risk Surgical Encounter Clinic (Hi-Rise)-logo
Registered Nurse - High-Risk Surgical Encounter Clinic (Hi-Rise)
Vanderbilt HealthNashville, TN
Discover Vanderbilt University Medical Center: Located in Nashville, Tennessee, and operating at a global crossroads of teaching, discovery, and patient care, VUMC is a community of individuals who come to work each day with the simple aim of changing the world. It is a place where your expertise will be valued, your knowledge expanded, and your abilities challenged. Vanderbilt Health is committed to an environment where everyone has the chance to thrive and where your uniqueness is sought and celebrated. It is a place where employees know they are part of something that is bigger than themselves, take exceptional pride in their work and never settle for what was good enough yesterday. Vanderbilt's mission is to advance health and wellness through preeminent programs in patient care, education, and research. Organization: Hi-RiSE TVC Job Summary: JOB SUMMARY Applies the nursing process to plan and implement the care of patients, including patient and family education and continuum of care planning. Effectively communicates pertinent patient/family information to the health care team. Collaborates in establishing patient goals and evaluates progress to ensure effective outcomes. Furthers professional growth by engaging in learning activities according to the Board of Nursing standards. Department Summary: At Vanderbilt University Medical Center's High-Risk Surgical Encounter (Hi-RiSE) Clinic, patients at higher risk of developing complications are comprehensively evaluated and interventions are efficiently coordinated and completed in the weeks leading up to surgery. Our ideal candidate is an individual who is reliable, flexible, organized, able to learn new processes including computer skills, communicates well with others, and is/has: Able to type 40 WPM Comfortable working autonomously while performing overlapping functions with multiple team members Comfortable changing assignment/roles every day or so, including floating within the Hi-RiSE TVC Clinic and floating to the VPEC OHO Clinic Comfortable with the clinical review of testing results and visit plans to determine if additional records requests or actions might be indicated Experience/proficiency in the review and the utilization of EPIC and/or eStar including the Media tab, Care Everywhere, StarPanel, dot phrases, message basket management, and sending communications Experience/proficiency in the use of Excel, Microsoft Teams, Adobe Acrobat, RightFax, and OnBase Hours: This is a Monday- Friday; DAYS position. 8:00 a.m.- 5:00 p.m. . KEY RESPONSIBILITIES Collaborates in establishing the plan of care, coordinates and implements care delivery while anticipating patient care needs across the continuum. Analyzes comprehensive information pertinent to the patient's care and management to determine nursing diagnosis. Continually utilizes the nursing process to evaluate patient's progress towards goals and applies appropriate interventions to ensure effective outcomes. Employs strategies to promote health and a safe and healthy environment. The responsibilities listed are a general overview of the position and additional duties may be assigned. TECHNICAL CAPABILITIES Care Planning (Novice): Demonstrates ability to anticipate resource needs, identify distinct tasks, set priorities, schedule activities, meet deadlines, and organize work within areas of direct responsibility. Competently handles multiple assignments often simultaneously by prioritizing work into manageable and measurable units. Ability to adapt to changes to patient care and area needs with minimal disruption and loss of productivity. Follows up to assure problems and issues are resolved. Nursing Patient Education (Novice): Possesses sufficient fundamental proficiency in providing patient education in practical applications of moderate difficulty. Nursing Patient Assessment & Evaluation (Novice): Possesses sufficient fundamental proficiency to successfully demonstrate the ability to assess and evaluate patients in practical applications of moderate difficulty. Conducts primary care patient interviews and physical examinations. Demonstrates sufficient acumen to recognize problems, ask questions and to contact the patient's primary care provider and other members of the healthcare team. Has experience in gathering pertinent clinical data that aid in referral, treatment, or other primary care pathways. Evidence-Based Practice (Novice): Possesses sufficient fundamental proficiency to successfully search for evidence to answer clinical questions. Generally works under the direction of others while accomplishing assignments. Our Nursing Philosophy: We believe highly skilled and specialized nursing care is essential to Vanderbilt University Medical Center's mission of quality in patient care, education and research. We believe nursing is an applied art and science focused on helping people, families and communities reach excellent health and well-being. As a Vanderbilt University Medical Center employee, you make a difference to our patients and their families by bringing compassion and care to those in need of hope and healing. Please see our current employee benefits offered: Affordable High Quality Health Plan Options Dental and /or vision plan 403 (b) retirement plan Paid Time off (flex PTO) Tuition Reimbursement and adoption assistance (maximums applied) Short-Long term disability Subsidized backup childcare And many more... Ask us about our current inpatient nursing supplemental Pay Program! Achieve the Remarkable: Learn more about VUMC Nursing here. Core Accountabilities: Organizational Impact: Executes job responsibilities with the understanding of how output would affect and impact other areas related to own job area/team with occasional guidance. Problem Solving/ Complexity of work: Analyzes moderately complex problems using technical experience and judgment. Breadth of Knowledge: Has expanded knowledge gained through experience within a professional area. Team Interaction: Provides informal guidance and support to team members. Core Capabilities : Supporting Colleagues:- Develops Self and Others: Invests time, energy, and enthusiasm in developing self/others to help improve performance e and gain knowledge in new areas.- Builds and Maintains Relationships: Maintains regular contact with key colleagues and stakeholders using formal and informal opportunities to expand and strengthen relationships.- Communicates Effectively: Recognizes group interactions and modifies one's own communication style to suit different situations and audiences. Delivering Excellent Services:- Serves Others with Compassion: Seeks to understand current and future needs of relevant stakeholders and customizes services to better address them.- Solves Complex Problems: Approaches problems from different angles; Identifies new possibilities to interpret opportunities and develop concrete solutions.- Offers Meaningful Advice and Support: Provides ongoing support and coaching in a constructive manner to increase employees' effectiveness. Ensuring High Quality: - Performs Excellent Work: Engages regularly in formal and informal dialogue about quality; directly addresses quality issues promptly.- Ensures Continuous Improvement: Applies various learning experiences by looking beyond symptoms to uncover underlying causes of problems and identifies ways to resolve them.- Fulfills Safety and Regulatory Requirements: Understands all aspects of providing a safe environment and performs routine safety checks to prevent safety hazards from occurring. Managing Resources Effectively: - Demonstrates Accountability: Demonstrates a sense of ownership, focusing on and driving critical issues to closure.- Stewards Organizational Resources: Applies understanding of the departmental work to effectively manage resources for a department/area.- Makes Data Driven Decisions: Demonstrates strong understanding of the information or data to identify and elevate opportunities. Fostering Innovation:- Generates New Ideas: Proactively identifies new ideas/opportunities from multiple sources or methods to improve processes beyond conventional approaches.- Applies Technology: Demonstrates an enthusiasm for learning new technologies, tools, and procedures to address short-term challenges.- Adapts to Change: Views difficult situations and/or problems as opportunities for improvement; actively embraces change instead of emphasizing negative elements. Position Qualifications: Responsibilities: Certifications: LIC-Registered Nurse- Licensure-Others Work Experience: Relevant Work Experience Experience Level: 1 year Education: Graduate of an approved discipline specific program Vanderbilt Health is committed to fostering an environment where everyone has the chance to thrive and is committed to the principles of equal opportunity. EOE/Vets/Disabled.

Posted 30+ days ago

Program Manager - Construction Project Risk (Insurance)-logo
Program Manager - Construction Project Risk (Insurance)
Marsh & McLennan Companies, Inc.Dallas, TX
Are you ready to shape the future of risk management in the construction industry? At Marsh, a leader in risk management, we are seeking a talented individual to join our dynamic team. This role will be based in Dallas, TX, Houston, TX, or Austin, TX, and offers a hybrid work environment with a requirement of working at least three days a week in the office. About the Role: As a trusted program risk manager, you will provide tailored advice and solutions to clients regarding program management while managing an account load and acting as a liaison between various Marsh resources and clients. You will collaborate with the administration of the program alongside loss control and claims advocates, partner with Risk Practices for business placement, interact with insurers for documentation, and support account retention and growth through program management efforts. We will count on you to: Be a key member of the project risk team, assisting owners, developers, and contractors with wrap-up program (OCIP/CCIP/Rolling) design and project administration for large local and national construction projects. Execute Marsh project-specific casualty solutions, including multi-site and rolling wrap-up programs, acting as an advocate and advisor for clients. Engage contractors and subcontractors directly to facilitate participation in clients' wrap-up programs and work closely with Project Administrators for smooth execution. Facilitate carrier audits and program close-outs while collaborating with other advisory and placement colleagues as needed. What you need to have: 3+ years of experience in insurance, specifically wrap/construction insurance and OCIP/CCIP experience. Proficiency in Microsoft Word, Excel, and PowerPoint. P&C license required or ability to obtain within 90 days of hire. Excellent communication skills (verbal and written). What makes you stand out: Bachelor's degree. Technical product line experience preferred. Highly organized with the ability to prioritize tasks based on urgency. Managerial experience. Why join our team: We help you be your best through professional development opportunities, interesting work, and supportive leaders. We foster a vibrant and inclusive culture where you can work with talented colleagues to create new solutions and have an impact on colleagues, clients, and communities. Our scale enables us to provide a range of career opportunities, as well as benefits and rewards to enhance your well-being. #LI-JG3 Marsh, a business of Marsh McLennan (NYSE: MMC), is the world's top insurance broker and risk advisor. Marsh McLennan is a global leader in risk, strategy and people, advising clients in 130 countries across four businesses: Marsh, Guy Carpenter, Mercer and Oliver Wyman. With annual revenue of $24 billion and more than 90,000 colleagues, Marsh McLennan helps build the confidence to thrive through the power of perspective. For more information, visit marsh.com, or follow on LinkedIn and X. Marsh McLennan is committed to embracing a diverse, inclusive and flexible work environment. We aim to attract and retain the best people and embrace diversity of age background, disability, ethnic origin, family duties, gender orientation or expression, marital status, nationality, parental status, personal or social status, political affiliation, race, religion and beliefs, sex/gender, sexual orientation or expression, skin color, veteran status (including protected veterans), or any other characteristic protected by applicable law. If you have a need that requires accommodation, please let us know by contacting reasonableaccommodations@mmc.com. Marsh McLennan is committed to hybrid work, which includes the flexibility of working remotely and the collaboration, connections and professional development benefits of working together in the office. All Marsh McLennan colleagues are expected to be in their local office or working onsite with clients at least three days per week. Office-based teams will identify at least one "anchor day" per week on which their full team will be together in person.

Posted 2 weeks ago

Cigna Pharmacy Risk & Underwriting Lead Analyst (Hybrid)-logo
Cigna Pharmacy Risk & Underwriting Lead Analyst (Hybrid)
CignaFranklin, TN
Role Summary Responsible for implementing the Go To Market Pharmacy Pricing Strategy through account level rate development and conducting customer negotiations with Sales on intermediate complexity book of business. Develops strategic recommendations related to market competition and pricing. Acts as financial consultant on case-specific issues. Influences underwriting best practice and provides input to matrix partners on product development and pricing. Responsibilities Manages an assigned book of business, focused on attaining profitable growth, persistency, and earnings. Performs case-specific risk assessments. Responsible for account level rate development and conducting customer negotiations with Sales on an intermediate complexity book of business. Develops and monitors account plans to achieve growth and profitability. Develops strategic recommendations related to market competition, products and pricing. Influences underwriting best practice and provides input to matrix partners on product development and pricing. Minimum Qualifications: 3+ years of medical or pharmacy underwriting experience preferred Bachelor's degree in the following majors and/or minors are preferred, but not required: Risk Management, Economics, Finance, Accounting, Management, Mathematics, and/or Business Strong analytical and problem solving skills Ability to manage complex cases and thrive in an ever-changing market segment. Excellent decision making and negotiation skills Excellent verbal and written communication skills Passion and dedication to become a leader in the health service industry Innovative thinking, customer-centricity and analytical problem-solving skills If you will be working at home occasionally or permanently, the internet connection must be obtained through a cable broadband or fiber optic internet service provider with speeds of at least 10Mbps download/5Mbps upload. For this position, we anticipate offering an annual salary of 74,300 - 123,900 USD / yearly, depending on relevant factors, including experience and geographic location. This role is also anticipated to be eligible to participate in an annual bonus plan. We want you to be healthy, balanced, and feel secure. That's why you'll enjoy a comprehensive range of benefits, with a focus on supporting your whole health. Starting on day one of your employment, you'll be offered several health-related benefits including medical, vision, dental, and well-being and behavioral health programs. We also offer 401(k) with company match, company paid life insurance, tuition reimbursement, a minimum of 18 days of paid time off per year and paid holidays. For more details on our employee benefits programs, visit Life at Cigna Group. About Cigna Healthcare Cigna Healthcare, a division of The Cigna Group, is an advocate for better health through every stage of life. We guide our customers through the health care system, empowering them with the information and insight they need to make the best choices for improving their health and vitality. Join us in driving growth and improving lives. Qualified applicants will be considered without regard to race, color, age, disability, sex, childbirth (including pregnancy) or related medical conditions including but not limited to lactation, sexual orientation, gender identity or expression, veteran or military status, religion, national origin, ancestry, marital or familial status, genetic information, status with regard to public assistance, citizenship status or any other characteristic protected by applicable equal employment opportunity laws. If you require reasonable accommodation in completing the online application process, please email: SeeYourself@cigna.com for support. Do not email SeeYourself@cigna.com for an update on your application or to provide your resume as you will not receive a response. The Cigna Group has a tobacco-free policy and reserves the right not to hire tobacco/nicotine users in states where that is legally permissible. Candidates in such states who use tobacco/nicotine will not be considered for employment unless they enter a qualifying smoking cessation program prior to the start of their employment. These states include: Alabama, Alaska, Arizona, Arkansas, Delaware, Florida, Georgia, Hawaii, Idaho, Iowa, Kansas, Maryland, Massachusetts, Michigan, Nebraska, Ohio, Pennsylvania, Texas, Utah, Vermont, and Washington State. Qualified applicants with criminal histories will be considered for employment in a manner consistent with all federal, state and local ordinances.

Posted 4 days ago

Consumer And Regional Banking Credit Risk Executive-logo
Consumer And Regional Banking Credit Risk Executive
Huntington Bancshares IncCharlotte, NC
Description Summary: The Consumer & Business Banking Credit Executive leads and directs the Consumer and Business Banking (CBB) Credit Portfolio Management across all CBB Business Segments. Location: Columbus, OH - Detroit, MI - Chicago, IL - Minneapolis, MN - Charlotte, NC Work Arrangements: In Office Duties & Responsibilities: Responsible for the Segment's Front-End Guidance, credit underwriting guidelines, portfolio management and credit oversight. Drives credit oversight, stress testing, risk identification, trends, concentrations, etc. Manages portfolio reviews and acts as regulatory liaison for the segment; Responsible for ensuring credit review findings are remediated and provides other credit related leadership as needed. Designs "future state" credit management reporting tools and resources and drives culture of business line ownership of credit and risk management; Partners with Credit Administration on various infrastructure credit and portfolio related needs including but not limited to: training & development, tools and resources, processes and procedures, business risk, etc. Cultivates strong partnerships with Credit Administration, SAD, Credit Review and Segment Risk Officer on portfolio matters; Identifies training and development gaps across the Segment and collaborates with Training/Development to shape credit related training needs. Also responsible for helping business units design, implement and execute credit readiness plans. Credit Risk Modeling: covers both retail products such as residential mortgage, home equity loans, home equity line of credit, indirect auto loans and credit cards Model Risk Management (MRM): stay abreast of emerging modeling techniques and evolving regulatory expectations, develop validation approaches, and incorporate them into model risk practices as appropriate. Knowledge of 2021 Interagency Statement on Model Risk Management for Bank Systems Supporting Bank Secrecy Act/Anti-Money Laundering Compliance Performs other duties as assigned. Basic Qualifications: Bachelors degree Minimum of 7 years related experience 5+ years of managerial experience Preferred Qualifications: Deep knowledge of the managed sub-function Solid knowledge of the overall departmental function #LI-CB1 Exempt Status: (Yes = not eligible for overtime pay) (No = eligible for overtime pay) Yes Workplace Type: Office Our Approach to Office Workplace Type Certain positions outside our branch network may be eligible for a flexible work arrangement. We're combining the best of both worlds: in-office and work from home. Our approach enables our teams to deepen connections, maintain a strong community, and do their best work. Remote roles will also have the opportunity to come together in our offices for moments that matter. Specific work arrangements will be provided by the hiring team. Compensation Range: $170,000-$350,000 Annual Salary The compensation range represents the low and high end of the base compensation range for this position. Actual compensation will vary and may be above or below the range based on various factors including but not limited to location, experience, and performance. Colleagues in this position are also eligible to participate in an applicable incentive compensation plan. In addition, Huntington provides a variety of benefits to colleagues, including health insurance coverage, wellness program, life and disability insurance, retirement savings plan, paid leave programs, paid holidays and paid time off (PTO). Huntington is an Equal Opportunity Employer. Tobacco-Free Hiring Practice: Visit Huntington's Career Web Site for more details. Note to Agency Recruiters: Huntington will not pay a fee for any placement resulting from the receipt of an unsolicited resume. All unsolicited resumes sent to any Huntington colleagues, directly or indirectly, will be considered Huntington property. Recruiting agencies must have a valid, written and fully executed Master Service Agreement and Statement of Work for consideration.

Posted 3 weeks ago

VP Credit Risk (On-Site)-logo
VP Credit Risk (On-Site)
NewRezCoppell, TX
Exceed the expectations of our residential mortgage borrowers & business partners through superior service, simple processes, and effective communications. We deliver on this mission by empowering our employees by encouraging and recognizing superior performance and innovative solutions, by promoting teamwork and divisional cooperation. POSITION SUMMARY The VP Credit Risk position reports to the Chief Credit Risk Officer and provides support for the development and monitoring of Credit Policy, evaluation of Credit Risk across all platforms and creation and monitoring of Credit reporting for all business channels. RESPONSIBILITIES: Monitor credit quality metrics, FHA compare ratio, EPDs, DLQ rates, SLEs, Agency scorecards, Housing Policy changes, credit policy changes and credit overlays across all lending channels and escalate high risk concerns. Monitor credit guideline overlays and recommend approval/denial on significant credit policy changes. Assist the Chief Credit Risk Officer in defining, identifying, and communicating key emerging credit risks and provide recommendation for mitigating concerns. Subject matter expert and resource to business partners for all GSE, Agency, Bond, Jumbo, QM and Non-QM changes in the industry. Facilitate Credit Policy Council meetings with senior management in Sales, Operations, Product Development, Compliance and Quality Control to discuss and approve changes to credit policy, overlays, and procedures. Maintain risk oversight to Product Development launches, Credit Policy changes, LOS deployments, Mavent custom rule changes, and Digital Select (AI) deployments. Maintain regular meetings with Quality Control to review manufacturing quality (Pre-Fund, Post-Fund and GSE NAQ rate), tall bars and underwriting MAPs currently in place. Maintain regular meetings with the Repurchase and Remedy team to review repurchase demands, rebuttal rate, and scratch and dent exposure. Work effectively with Retail, Wholesale, and Correspondent channel leadership to establish best practices, reporting and monitoring. Develop solutions to problems with consideration for company goals while managing relationships between departments. Review investor and agency bulletins to determine Newrez's credit appetite for guideline expansions and create awareness, visibility, and escalation on manual workarounds. Monitor investor and agency credit guidelines including reviewing Newrez origination policies to verify that they are within Newrez's credit risk appetite. Work with the GSEs on Term of Business variances, risk concerns, scorecards, and delivery issues. Review representation and warrants in Investor MLPAs and warehouse Master Repurchase Agreements. Disposition and monitor single loan exceptions. Collect and review Investor, Agency, Mortgage Insurance scorecards and investor profiles and escalate findings. Manage departmental policies, procedures, and standards to enhance efficiency and work quality. Lead Credit Risk projects. Establish scope and objectives and develop the strategy for completion. Lead a culture of change and innovation in risk management. Provide leadership and ongoing personal development opportunities for your team. QUALIFICATIONS 7+ years of Credit Risk experience. Experience with People Management. Degree preferred in the area of Economics, Accounting, Finance or Business. Advanced Computer skills, Excel, PowerPoint, Word. Strong analytical skill set. 10 years of Mortgage Experience preferred. Non-QM experience and knowledge is a huge plus Previous experience leading large projects helpful. Demonstrate ability to communicate sensitive information, both verbally and in writing to an executive audience. Maintain independent risk view while working with internal partners to accomplish their goals. While this description is intended to be an accurate reflection of the position's requirements, it in no way implies/states that these are the only job responsibilities. Management reserves the right to modify, add or remove duties and request other duties, as necessary. Additional Information: While this description is intended to be an accurate reflection of the position's requirements, it in no way implies/states that these are the only job responsibilities. Management reserves the right to modify, add or remove duties and request other duties, as necessary. All employees are required to have smart phones that meet Company security standards with the ability to install apps such as Okta Verify and Microsoft Authenticator. Employment will be contingent on this requirement. Company Benefits: Newrez is a great place to work but we are only as strong as our greatest asset, our employees, so we believe in rewarding them! Medical, dental, and vision insurance Health Savings Account with employer contribution 401(k) Retirement plan with employer match Paid Maternity Leave/Parental Bonding Leave Pet insurance Adoption Assistance Tuition reimbursement Employee Loan Program The Newrez Employee Emergency and Disaster Fund is a new program to support our team members Newrez NOW: Our Corporate Social Responsibility program, Newrez NOW, empowers employees to become leaders in their communities through a robust program that includes volunteering, philanthropy, nonprofit grants, and more 1 Volunteer Time Off (VTO) day, company-paid volunteer day where all eligible employees may participate in a volunteer event with a nonprofit of their choice Employee Matching Gifts Program: We will match monetary employee donations to eligible non-profit organizations, dollar-for-dollar, up to $1,000 per employee Newrez Grants Program: Newrez hosts a giving portal where we provide employees an abundance of resources to search for an opportunity to donate their time or monetary contributions Equal Employment Opportunity We're proud to be an equal opportunity employer- and celebrate our employees' differences, including race, color, religion, sex, sexual orientation, gender identity, national origin, age, disability, and Veteran status. Different makes us better. CA Privacy Policy CA Notice at Collection

Posted 3 days ago

Senior Data Analyst - Credit Risk-logo
Senior Data Analyst - Credit Risk
Seacoast National BankJacksonville, FL
LOCATION: This position can be located at any Seacoast location within the company's footprint in FL SUMMARY: The Senior Data Analyst is responsible for developing and executing a consistent and coherent set of data and analyses for effective credit risk measurement, management, reporting and preparation of public disclosures. Additionally, the Senior Data Analyst is responsible for organizing and leveraging data to drive fact-based analytical insights and decisions. The incumbent will collaborate across the company for needs assessments, data management, implementation, and for on-going monitoring. The ideal candidate will possess loan, accounting and analytical acumen, and demonstrate the ability to influence team members from several groups across the bank. DUTIES AND RESPONSIBILITIES: Data Design and Acquisition: Help define data requirements, including source identification, process mapping, and setting definitional standards and use. Design & Develop Dashboards: Create and maintain enterprise dashboards visual design standards for reports and dashboards, ensuring consistency and clarity across the organization. Optimize Reporting: Use Power BI, SQL, and SAS to develop scalable, efficient reporting solutions. Provide analytical insights for executive management and the board of directors on credit trends and emerging risks in portfolios, including standard and ad-hoc requests, as needed. Collaborate with Stakeholders: Work closely with management and operational teams of all levels to gather requirements and translate them into actionable data solutions. Work with data originators and data users for consistency of use of data assets, as well as to eliminate redundancies and non-sanctioned variations and influencing business process design. Partner with lines of business to address root causes that create data quality issues. Cultivate cross-functional relationships between business units to ensure insights become actionable and drive desirable business outcomes. Standardize credit data definitions and classifications and ensuring that a data trail is effectively documented within the processes associated with accessing, retrieving, exchanging, reporting, managing, and storing of data. Research data integrity issues when discrepancies are found. Run various reports to self-audit data and/or work with staff in the field to correct data as appropriate to ensure accuracy. Lead resolution to external and internal audit inquiries and supporting documentation. Adheres to Seacoast Bank's code of conduct. EDUCATION, EXPERIENCE & TECHNICAL REQUIREMENTS: Data Visualization Experience with enterprise dashboard development, data reporting, and visualization best practices. Ability to optimize datasets and improve reporting clarity and efficiency. Leadership Skills that guide stakeholders through data-driven decision-making, aligning analytical solutions with business strategies. Continuous Learner: We love people who are always looking to adopt new tools and methodologies. Lending and credit risk analytics, such as loan loss forecasting, probability of default and risk rating development, is important. Provide attention to detail and ensure data accuracy. 5-7 years of progressive, related experience. Extensive skills with: SQL, SAS, or comparable tools Visualization software such as SAS Visual Analytics and Power BI. Self-motivated to proactively learn and solve complex business problems. Excellent communication, interpersonal, organization, and time-management skills. The Statements above are intended to describe the general nature and level of work being performed by people assigned to this position. They are not intended to be an exhaustive list of responsibilities, duties, and skills. Because these statements are general, the job description is used for a variety of purposes including job evaluations; performance reviews; recruitment; etc. All Associates are required to adhere to the highest legal and ethical standards applicable to our industry. It is the policy of Seacoast Bank that all Associates will be familiar and compliant with all regulatory, legal, ethical and Bank risk mitigation requirements pertaining to both our industry and their individual roles. This includes the on time, successful completion of annual required training post-hire and effective execution of role responsibilities. #LI-PF1

Posted 30+ days ago

Senior Risk Control Representative-logo
Senior Risk Control Representative
Grange InsuranceCanton, OH
If you're excited about this role but don't meet every qualification, we still encourage you to apply! At Grange, we value growth and are committed to supporting continuous learning and skill development as you advance in your career with us. Summary: This position is responsible for providing information regarding hazard detection, risk evaluation, and improvement recommendations initially for underwriting purposes, but primarily focused on the benefit for the insured customer. Majority of the workload performed will include evaluation of larger, more complex risks and Stewardship accounts. Between 20-40% of the work performed is expected to be consulting service for customers. What You'll Be Doing: Provides efficient and effective risk evaluation services of a complex nature through timely and accurate site surveys to identify and evaluate loss exposure, hazards and controls for complex risks. Provides ongoing consultative risk improvement services to clients, with an emphasis on the Stewardship Program, through the analysis and evaluation of existing loss control measures, report preparation, safety consultations, and the development of recommendations and corrective action plans to reduce loss potential. Prepares high quality written risk control reports to communicate and document risk evaluation to internal staff. Prepares high quality written risk control business letters to communicate and document risk evaluation activities and results to external customers and agents. Provides consultative risk improvement services to clients through analysis and evaluation of existing risk control measures, safety consultations, and the development of recommendations and corrective action plans to reduce loss potential and build safety programs. Conducts safety-training meetings for clients and staff to supplement safety programming. In addition, may conduct safety meetings and/or safety presentations to professional groups and industry. Promote marketing of Enterprise Risk Control services through professional surveys, inviting agents on surveys, accompanying field underwriters, attending and participating in meetings / presentations with agents, and identifying potential service opportunities. Achieves economic delivery of services through cost effective trip planning and territory management, which includes scheduling assigned work and maintaining a general service territory in a current condition. Contributes to overall Enterprise growth initiatives by identifying potential service opportunities. What You'll Bring To The Company: Required: Minimum 5 years Property Casualty Risk Control/Loss Prevention experience. Minimum 5 years knowledge of OSHA, NFPA and other technical standards. Minimum 5 years knowledge of commercial coverages and risk evaluation techniques. Proficient in most standard business software applications, particularly Microsoft Office (Excel, PowerPoint, Word and Outlook) Preferred: BA/BS in Occupational Safety and Health, Engineering, Science and five years' experience or equivalent combination of education and experience required. Professional industry designation or willingness to work toward a professional industry designation (e.g., CSP, ALCM, CFPS, ARM) preferred. Must possess valid driver's license and basic working knowledge of industrial trends, developments, current standards and regulations. Good analytical, organizational, interpersonal skills, and communication skills are also needed. About Us: Grange Insurance Company, with $3.2 billion in assets and more than $1.5 billion in annual revenue, is an insurance provider founded in 1935 and based in Columbus, Ohio. Through its network of independent agents, Grange offers auto, home and business insurance protection. Grange Insurance Company and its affiliates serve policyholders in Georgia, Illinois, Indiana, Iowa, Kentucky, Michigan, Minnesota, Ohio, Pennsylvania, South Carolina, Tennessee, Virginia, and Wisconsin and holds an A.M. Best rating of "A" (Excellent). Grange understands that life requires flexibility. We promote geographical diversity, allowing hybrid and remote options and flexibility in work hours (role dependent). In addition to competitive traditional benefits, Grange has also created unique benefits based on employee feedback, including a cultural appreciation holiday, family formation benefits, compassionate care leave, and expanded categories of bereavement leave. Who We Are: We are committed to an inclusive work environment that welcomes and values diversity, equity and inclusion. We hire great talent from various backgrounds, and our associates are our biggest strength. We seek individuals that represent the diversity of our communities, including those of all abilities. A diverse workforce's collective ideas, opinions and creativity are necessary to deliver the innovative solutions and service our agency partners and customers need. Our core values: Be One Team, Deliver Excellence, Communicate Openly, Do the Right Thing, and Solve Creatively for Tomorrow. Our Associate Resource Groups help us create a more diverse and inclusive mindset and workplace. They also offer professional and personal growth opportunities. These voluntary groups are open to all associates and have formed to celebrate similarities of ethnicity/race, nationality, generation, gender identity, and sexual orientation and include Multicultural Professional Network, Pride Partnership & Allies, Women's Group, and Young Professionals. Our Inclusive Culture Council, created in 2016, is focused on professional development, networking, business value and community outreach, all of which encourage and facilitate an environment that fosters learning, innovation, and growth. Together, we use our individual experiences to learn from one another and grow as professionals and as people. We are committed to maintaining a discrimination-free workplace in all aspects, terms and conditions of employment and welcome the unique contributions that you bring from education, opinions, culture, beliefs, race, color, religion, age, sex, national origin, handicap, disability, sexual orientation, gender identity or expression, ancestry, pregnancy, veteran status, and citizenship.

Posted 3 weeks ago

Patient Safety Risk Manager-logo
Patient Safety Risk Manager
Doctors CompanyJacksonville, FL
The Doctors Company has an opportunity for a Patient Safety Risk Manager to join our team. This is a hybrid or remote opportunity depending on the final candidate's location from the company's offices, with the successful candidate preferably located in Florida. The ideal candidate has experience working with complex healthcare systems and physicians' offices, has in-depth knowledge of patient safety/risk management concepts, is comfortable interacting with senior leadership positions, and is familiar with professional standards and regulations. Qualifications Bachelor's degree, with a strong preference in Nursing or related clinical fields. Certified Professional in Healthcare Risk Management (CPHRM) required within one year of hire Five (5) years' experience in healthcare or insurance risk management Excellent communication/presentation and organization/planning skills Working knowledge of health care quality improvement design, tools, and processes Ability to identify patient safety/risk management (PS/RM) needs and develop needed programs. Ability to travel Responsibilities Member Service Responds to members' questions Provides consultation to members regarding risk management and quality improvement solutions (phone/e-mail communications or in-person discussions) Provides, directs, and assists members with available resources, including tool kits, , data analytics analysis, articles, self-assessment tools, etc. Delivers solution-focused risk management, quality improvement and patient safety consultation to members in a cost-effective manner Develops and presents live and web-based Continuing Medical Education (CME) and non-CME training Provides Patient Safety/Risk Management services and documents activity Develops service plans for large accounts including documentation and system entry Participates and contributes to Underwriting and Claims Reviews and Roundtable meetings Proactively identifies risk alert topics and notifies members as appropriate for their clinical specialty Regional Plan Development Provides input to regional implementation plans Relationship Development/Business Development Identifies and shares new business opportunities with the account team Participates and contributes to analysis of submissions and presentations to new business opportunities Develops account relationships with large accounts including the development and implementation of service plans Develops relationships with the direct sales team and independent agents to assist where needed in the production and retention of business Risk Identification and Solutions Works with Underwriting and Claims to analyze and provide solutions for accounts with loss ratios exceeding expected performance Supports the development of general service plans using closed claims data that address specific physician specialties, entity types, healthcare procedures, patient comorbidities, patient diagnoses, and other factors that contribute to patient injury Gathers risk data (e.g. account-level, specialty comparison) and shares with account team members for risk analyses and solutions Identifies requested training trends and shares with management to develop articles and on-line training Technical Knowledge and Professional Development Completes required training and maintains proficiency in the use of identified PS/RM tools and products Maintains professional training and certifications through continuing education and training Develops and maintains proficiency in the use of data analytics, benchmarking and data driven solutions for large and standard accounts Shares observations and ideas for products/services with Patient Safety Department leaders learned from experiences in communicating with office practice managers and members Other Duties as Assigned Participates in identified projects and tasks as assigned Salary Range: $101,990 - $118,989 Compensation varies based on skills, knowledge, and education. We consider factors such as specialized skills, depth of knowledge in the field, and educational background to ensure fair and competitive pay. Benefits We offer competitive compensation, incentive bonus plans, outstanding career opportunities, an exceptional work environment, and an impressive benefits package, which starts with medical, family and bereavement leave; same-sex domestic partner benefits; short- and long-term disability programs; and an employee assistance program. There's more: Health, dental, and vision insurance Health care tax-free spending accounts with a company match 401(k) and Roth IRA with company match, as well as catch-up plans for both Vacation days, sick days, and paid personal days each calendar year (with vacation increases based on length of service) Paid holidays each calendar year Life and travel insurance Tax-free commuter benefits In-person and online learning opportunities Cross-function career opportunities Business casual work environment Time off to volunteer Matching donations to qualifying nonprofit organizations Company-sponsored participation at non-profit events About The Doctors Company The Doctors Company is the nation's largest physician-owned medical malpractice insurer. Founded and led by physicians, we are committed to advancing, protecting, and rewarding the practice of good medicine. The Doctors Company is proud to be Certified by Great Place to Work.

Posted 1 week ago

Risk And Safety Manager-logo
Risk And Safety Manager
Hiller Plumbing, Heating, CoolingNashville, TN
Our Mission Be America's Best home service company by providing care, growth and opportunity ensuring every team member is happy. Hiller's 17 locations across 4 states, proudly offers a 100% satisfaction guarantee of high-quality residential home services. With more than 34 years in business, Hiller's family includes more than 850 Happy Faces, and a fleet of over 600 vehicles. WHY Join Hiller At Hiller, we are committed to investing in our employees to help them reach their full potential. Through the development of trade knowledge and soft skills, our employees can succeed in their career AND family goals. With our core value of CARE and standards that define who we are as a company, you will have the opportunity to build a lucrative and rewarding career. Here are even more reasons to join the Happy Hiller Team! Our Family Owned & Care Culture OUR VALUES Healthy Work/Life Balance Established Career Paths Advancement Opportunities Year-round work- NO LAYOFFS 401k Plan w/ Company Match Employee Referral Program Regular Performance Reviews Paid Training in our state-of-the-art facility Benefits Medical, Dental & Vision insurance Long and Short-term disability Company paid $50,000 life insurance Company paid vacation Paid holidays Medical Flex Spending accounts- Family care Responsibilities: Create a care culture. Create a positive experience for customers and team members. Promote and sustain a strong safety culture by fostering awareness, conducting regular training, and encouraging active employee participation in safety initiatives that ensures alignment with organizational goals and regulatory requirements. Designing and implementing an overall risk management process for the organization, which includes an analysis of the financial impact on the company when risks occur. Building risk awareness amongst staff by providing support and training within the company. Conduct regular risk assessments to identify potential hazards and implement measures to mitigate risks. Develop and update risk management plans as needed. Prepare action plans to decrease risk factors. Lead a Safety Committee educating leadership about the most significant risks to the business. Lead incident/accident investigation and root cause analysis programs. Complete and/or direct safety meetings/training for all employees. Ensure thorough understanding and implementation of safety standards and program development. Ensuring individuals understand their own accountability for individual risks. Maintaining and managing records of insurance claims and policies. Develop new employee risk-based orientation including review of company safety policies and procedures, safety training, safety manual review, and on-the job observation where applicable. Maintaining risk management reporting on established metrics tailored to the relevant audience, while developing new metrics that add value to the team. Conducting policy and compliance audits, including all needed representation with internal and external parties. Assisting in preparing and maintaining risk management and insurance budgets. Ensure compliance with regulatory bodies for local, state, and federal regulations, including OSHA, DOT, and EPA, demonstrating a strong understanding of EHS standards and DOT requirements. Serve as the primary liaison with all authority agencies required for DOT compliance, including but not limited to the FMCSA, state DOT offices, and local enforcement agencies. Partner with branch locations to enhance emergency response plans, including incident response, evacuation procedures, and first aid protocols. Visit branch locations to complete regular audits on employees, equipment, and site conditions. Provide training and certification for organization staff for risk awareness and avoidance. Establish effective processes into workplace accidents, injuries, or near misses. Analyze root causes and implement corrective actions to prevent future incidents. Monitor company and industry loss trends, developing new policies and procedures with changes in industry or results of incident investigation. Physical Requirements: Regularly spends long hours sitting and using office equipment and computers (50% of the time). Mobility required to attend weekly meetings throughout the organization. Professionally communicates verbal and written messages with others regularly. Frequently bends to file and maintain files. Occasionally lift 5-10 pounds. Have good visual acuity. Position Specific Standards: Proven experience as an occupational health, safety, and risk manager with demonstrable depth in understanding of health, safety, and risk legal guidelines. Maintain confidentiality on all private, sensitive, and proprietary business issues and concerns. Depth in experience managing training coursework, schedules, and recordkeeping. Willing to continue training for personal growth as well as participating in the training of new employees. Position Requirements: Minimum of a bachelor's degree in risk management, Business Administration, or five years of risk management experience preferred. Professional Risk Manager (PRM) certification preferred. Preferred for extensive experience with EHS and DOT safety audits, training programs, and accident investigation. Required proficiency in computer use, data entry, and effectively utilizing Microsoft Office Suite. Proven capability in defining, designing and delivering successful behavioral based safety programs. Excellent professionalism and communication skills, both written and spoken. Possesses a collaborative and customer-service focused work style. Exceptional analytical skills required. Must possess a willingness to effectively participate in a team environment in a way that produces positive outcomes. Must be self-motivated with a strong desire to excel. Proactive to address any business issues or concerns. Must have the ability to meet deadlines. Visit our website at www.happyhiller.com or www.hillerishiring.com for more information. We sincerely thank all applicants in advance for submitting their interest in this position. Hiller is an EEOC employer. Applicants will be required to undergo pre-employment drug screens and background checks. Apply today if you have what it takes to be a part of the industry's best team in the home service industry!

Posted 30+ days ago

Risk Modeling Services Life - Actuarial Manager-logo
Risk Modeling Services Life - Actuarial Manager
PwCRosemont, IL
Industry/Sector 82200 Life Insurance Specialism Actuarial Services Management Level Manager Job Description & Summary A career in our Risk Modeling Services practice will provide you with the opportunity to contribute general insurance advice and consulting services to clients such as insurers, banks, regulators, and third party administrators. You'll provide advice covering solvency, economic capital, risk management, mergers and acquisitions, company restructuring and risk control, financial modelling, underwriting, new legislation, and the efficiency of claims or reporting processes. Simply put, you might help analyse the impact that new regulation will have on an insurance company's balance sheet or you could be revising businesses' projections and making sure they have adequate reserves. Our team helps insurers address new financial reporting requirements by assessing the financial and business impacts of regulations, building implementation plans, and implementing relevant requirements, particularly across areas of financial reporting change. To really stand out and make us fit for the future in a constantly changing world, each and every one of us at PwC needs to be a purpose-led and values-driven leader at every level. To help us achieve this we have the PwC Professional; our global leadership development framework. It gives us a single set of expectations across our lines, geographies and career paths, and provides transparency on the skills we need as individuals to be successful and progress in our careers, now and in the future. As a Manager, you'll work as part of a team of problem solvers, helping to solve complex business issues from strategy to execution. PwC Professional skills and responsibilities for this management level include but are not limited to: Develop new skills outside of comfort zone. Act to resolve issues which prevent the team working effectively. Coach others, recognise their strengths, and encourage them to take ownership of their personal development. Analyse complex ideas or proposals and build a range of meaningful recommendations. Use multiple sources of information including broader stakeholder views to develop solutions and recommendations. Address sub-standard work or work that does not meet firm's/client's expectations. Use data and insights to inform conclusions and support decision-making. Develop a point of view on key global trends, and how they impact clients. Manage a variety of viewpoints to build consensus and create positive outcomes for all parties. Simplify complex messages, highlighting and summarising key points. Uphold the firm's code of ethics and business conduct. The Opportunity As part of the Actuarial Life Services team you are expected to direct efforts to identify and address client needs, focusing on life and non-life industry and regulatory developments. As a Manager you are expected to lead teams and manage client accounts, focusing on strategic planning and mentoring junior staff. You are accountable for maintaining project success and upholding rigorous standards. Enhancing your leadership style, you motivate, develop and inspire others to deliver quality. You are responsible for coaching, leveraging team member's unique strengths, and managing performance to deliver on client expectations. With your growing knowledge of how business works, you play an important role in identifying opportunities that contribute to the success of our Firm. You are expected to lead with integrity and authenticity, articulating our purpose and principles in a meaningful way. You embrace technology and innovation to enhance your delivery and encourage others to do the same. Responsibilities Identify and address client needs in life and non-life industry Lead teams and manage client accounts Mentor junior staff and maintain premium standards Support regulatory developments and initiatives Manage risks and maintain project success Develop and implement strategic initiatives Foster a culture of continuous improvement Embrace technology and innovation in risk management What You Must Have Bachelor's Degree in Actuarial Science, Statistics, Mathematical Statistics, Applied Mathematics, Mathematics, Economics 5 years of experience Certification(s) Required: Associateship of the Society of Actuaries (ASA) What Sets You Apart Certification(s) Preferred: Fellowship of the Society of Actuaries (FSA) Technical actuarial subject matter specialization Developing and sustaining broad client relationships Preparing and presenting complex written and verbal documents Defining resource requirements and project workflow Using spreadsheets, database, and actuarial software Leading teams to generate a vision and motivate members Writing, communicating, and presenting cogently Travel Requirements Up to 20% Job Posting End Date Learn more about how we work: https://pwc.to/how-we-work PwC does not intend to hire experienced or entry level job seekers who will need, now or in the future, PwC sponsorship through the H-1B lottery, except as set forth within the following policy: https://pwc.to/H-1B-Lottery-Policy . As PwC is an equal opportunity employer, all qualified applicants will receive consideration for employment at PwC without regard to race; color; religion; national origin; sex (including pregnancy, sexual orientation, and gender identity); age; disability; genetic information (including family medical history); veteran, marital, or citizenship status; or, any other status protected by law. For only those qualified applicants that are impacted by the Los Angeles County Fair Chance Ordinance for Employers, the Los Angeles' Fair Chance Initiative for Hiring Ordinance, the San Francisco Fair Chance Ordinance, San Diego County Fair Chance Ordinance, and the California Fair Chance Act, where applicable, arrest or conviction records will be considered for Employment in accordance with these laws. At PwC, we recognize that conviction records may have a direct, adverse, and negative relationship to responsibilities such as accessing sensitive company or customer information, handling proprietary assets, or collaborating closely with team members. We evaluate these factors thoughtfully to establish a secure and trusted workplace for all. Applications will be accepted until the position is filled or the posting is removed, unless otherwise set forth on the following webpage. Please visit this link for information about anticipated application deadlines: https://pwc.to/us-application-deadlines The salary range for this position is: $82,500 - $291,000, plus individuals may be eligible for an annual discretionary bonus. For roles that are based in Maryland, this is the listed salary range for this position. Actual compensation within the range will be dependent upon the individual's skills, experience, qualifications and location, and applicable employment laws. PwC offers a wide range of benefits, including medical, dental, vision, 401k, holiday pay, vacation, personal and family sick leave, and more. To view our benefits at a glance, please visit the following link: https://pwc.to/benefits-at-a-glance

Posted 1 week ago

Model Risk Analyst II-logo
Model Risk Analyst II
First Horizon Corp.boca raton, FL
Location:On site at any office location within the company's footprint. Summary At First Horizon, the Senior Model Risk Analyst validates statistical models developed for use by the Bank, including Stress Testing, Fraud, Generative AI, CECL, Economic Capital, Risk Ratings, econometric, and other statistical models. Primary Responsibilities Validates CECL, Stress Testing, Credit Scorecard, Fraud, Artificial Intelligence, and other economic and statistical models used by the Bank techniques. Critically evaluates the conceptual soundness of models and evaluates alternative theories. Extracts, evaluates, and assesses data from various source systems including the completeness, accuracy, and efficacy of the data for use in development and production environments. Designs and executes appropriate tests to determine whether models work as designed and monitors existing models for adequate performance. Evaluates model performance by analyzing model outputs, thresholds, and back-testing results. Work collaboratively with other model risk analysts as well as model owners, developers, and users. Effectively and succinctly documents test work and conclusions in reports that are shared with various stakeholders in the Bank as well as external parties such as external auditors and regulatory examiners. Assists and guides more junior analysts in testing approaches and report writing. Requirements M.S. degree in Mathematics, Computational Finance, Econometrics, Statistics, or related field. Five years' experience in model validation or development including statistical, econometric, Large Language Models, Machine Learning, or fraud models. Preferences Five years' experience validating Statistical, Econometric, Large Language models, Maching Learning, or Fraud models. Ph.D. preferred. Skills and Competencies Strong ability and training in various type of regression modeling, Generative AI and Machine Learning, Proficiency in R, Python, SAS, and Microsoft Office Ability to learn additional systems as needed. Ability to research, analyze data, and derive conclusions. Ability to work under pressure and meet deadlines. Strong verbal and written communication skills Strong organizational skills Ability to work within a collaborative team. About Us First Horizon Corp. (NYSE: FHN), with $82.6 billion in assets as of September 30, 2024, is a leading regional financial services company, dedicated to helping our clients, communities and associates unlock their full potential with capital and counsel. Headquartered in Memphis, TN, the banking subsidiary First Horizon Bank operates in 12 states across the southern U.S. The Company and its subsidiaries offer commercial, private banking, consumer, small business, wealth and trust management, retail brokerage, capital markets, fixed income, and mortgage banking services. First Horizon has been recognized as one of the nation's best employers by Fortune and Forbes magazines and a Top 10 Most Reputable U.S. Bank. More information is available at www.FirstHorizon.com. Benefit Highlights Medical with wellness incentives, dental, and vision HSA with company match Maternity and parental leave Tuition reimbursement Mentor program 401(k) with 6% match More -- FirstHorizon.com/First-Horizon-National-Corporation/Careers/Our-Benefits Corporate Access Commitment: At First Horizon, we focus on what matters most to our associates, clients and the communities we serve. As we continue to evolve, we remain committed to an open and supportive workplace and providing opportunity and access to capital and counsel for all. Follow Us Facebook X formerly Twitter LinkedIn Instagram YouTube

Posted 30+ days ago

Senior Credit Risk Officer - Asset Based Lending-logo
Senior Credit Risk Officer - Asset Based Lending
Truist Financial CorporationCharlotte, NC
The position is described below. If you want to apply, click the Apply Now button at the top or bottom of this page. After you click Apply Now and complete your application, you'll be invited to create a profile, which will let you see your application status and any communications. If you already have a profile with us, you can log in to check status. Need Help? If you have a disability and need assistance with the application, you can request a reasonable accommodation. Send an email to Accessibility (accommodation requests only; other inquiries won't receive a response). Regular or Temporary: Regular Language Fluency: English (Required) Work Shift: 1st shift (United States of America) Please review the following job description: Truist is looking for a Senior Credit Risk Officer who will be supporting the Asset Based Lending product. This team member will be responsible for optimizing profitability of the wholesale loan portfolio by maintaining proper balance among quality, profitability and compliance. Partner with Asset Based Lending segment leadership to provide thought leadership and execute credit strategy in line with targets and Truist stated risk tolerance. Communicates effectively through guidance, training and development in support of building and maintaining a strong credit culture. Models behaviors that reflect strong judgment capabilities gained through deep and comprehensive credit experience across multiple types of portfolio and business segments, constructive partnership and ability to navigate complex challenges that have potential impact on Truist profitability. ESSENTIAL DUTIES AND RESPONSIBILITIES Following is a summary of the essential functions for this job. Other duties may be performed, both major and minor, which are not mentioned below. Specific activities may change from time to time. Serve as a senior credit risk officer for large and complex segments within wholesale lending or specialty lines of businesses. Promote consistency of Bank's credit culture and lending strategies throughout organization. Responsible for leading the advancement of the organization's risk management culture, framework, and appetite throughout the assigned segment within the LOB Communicate effectively as a thought leader to support development and maintenance of a strong credit culture. Provide risk leadership through ongoing active engagement with LOB, Product Partner, and Credit Delivery teams including guidance, coaching and mentoring to teammates on sound principles of lending and support their development through regular feedback and constructive dialogue Partner with segment leaders to develop, communicate, and execute credit strategies, limits, and policies that support LOB targets while maintaining disciplined approaches to optimizing capital deployment and mitigating risk. Exercise prudent credit judgment through individual delegated loan authority to shape portfolio within risk appetite guidelines and concentration management approaches that create sustainable profitability Stay abreast of laws, regulations and risk management techniques to ensure compliance and best practices in risk management. Stay abreast of local, national, and global economic trends and market conditions Manage highly complex decisions that could have significant impact to risks and profitability Ensure appropriate Risk Rating for the portfolio, monitor portfolio performance, identify areas of emerging risks. Develop strategies and action plans for emerging risk, and elevate to Senior Credit Officer and present portfolio updates and recommendations to senior executives, Risk Oversight Committees, and regulators as requested QUALIFICATIONS Required Qualifications: The requirements listed below are representative of the knowledge, skill and/or ability required. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions. Bachelor's degree, or equivalent education and related training 15 years of experience in lending and/or credit experience Widespread financial credit risk and regulatory knowledge Solid accounting/financial analysis skills Strong communication and interpersonal skills with demonstrated leadership ability to collaborate across teams and build strong relationships Preferred Qualifications: 20 years of experience in commercial lending and/or credit experience Master's degree in business administration, finance, or accounting Broad product knowledge and experience, including Debt and Equity Capital Markets, Asset Finance, and Treasury Management product categories Experience across a broad span or industries or deep experience within a specific industry RMA - Credit Risk Certification General Description of Available Benefits for Eligible Employees of Truist Financial Corporation: All regular teammates (not temporary or contingent workers) working 20 hours or more per week are eligible for benefits, though eligibility for specific benefits may be determined by the division of Truist offering the position. Truist offers medical, dental, vision, life insurance, disability, accidental death and dismemberment, tax-preferred savings accounts, and a 401k plan to teammates. Teammates also receive no less than 10 days of vacation (prorated based on date of hire and by full-time or part-time status) during their first year of employment, along with 10 sick days (also prorated), and paid holidays. For more details on Truist's generous benefit plans, please visit our Benefits site. Depending on the position and division, this job may also be eligible for Truist's defined benefit pension plan, restricted stock units, and/or a deferred compensation plan. As you advance through the hiring process, you will also learn more about the specific benefits available for any non-temporary position for which you apply, based on full-time or part-time status, position, and division of work. Truist is an Equal Opportunity Employer that does not discriminate on the basis of race, gender, color, religion, citizenship or national origin, age, sexual orientation, gender identity, disability, veteran status, or other classification protected by law. Truist is a Drug Free Workplace. EEO is the Law Pay Transparency Nondiscrimination Provision E-Verify

Posted 1 day ago

Director Of Quality And Risk-logo
Director Of Quality And Risk
Encompass Health Corp.Henderson, NV
Quality/Risk Director Career Opportunity Highly regarded and valued for your Quality/Risk Director expertise Are you seeking a career that not only utilizes your skills but also aligns with your personal values, providing a profound sense of belonging and the opportunity to make a meaningful difference in patients' lives? Look no further than Encompass Health, the nation's leader in in-patient rehabilitation care. As a Quality/Risk Director, you will oversee a hospital-wide quality management program, collaborating with various stakeholders to monitor and enhance the quality of patient care services. Join a team that values collaboration, support, and inclusivity, and embark on a rewarding career close to home and close to your heart, complete with access to cutting-edge equipment and technology and a comprehensive benefits package from day one. A Glimpse into Our World At Encompass Health, you'll experience the difference the moment you become a part of our team. Being at Encompass Health means aligning with a rapidly growing national inpatient rehabilitation leader. We take pride in the growth opportunities we offer and how our team unites for the greater good of our patients. Our achievements include being named one of the "World's Most Admired Companies" and receiving the Fortune 100 Best Companies to Work For Award, among other accolades, which is nothing short of amazing. Starting Perks and Benefits At Encompass Health, we are committed to creating a supportive, inclusive, and caring environment where you can thrive. From day one, you will have access to: Affordable medical, dental, and vision plans for both full-time and part-time employees and their families. Generous paid time off that accrues over time. Opportunities for tuition reimbursement and continuing education. Company-matching 401(k) and employee stock purchase plans. Flexible spending and health savings accounts. A vibrant community of individuals passionate about the work they do! Become the Quality/Risk Director you've always aspired to be Ensure compliance with regulatory agencies, accrediting bodies, corporate and hospital policies, and procedures. Develop, implement, and maintain quality assessment and improvement programs. Assess compliance with federal, state, and industry regulatory and accreditation standards, facilitating processes to remediate and/or maintain compliance. Provide organizational education related to regulations and standards and coordinate local, state, federal, and accreditation surveys. Use a variety of applications (including, but not limited to, PatCom, UDS, ORYX, and Press Ganey) to identify improvement opportunities, generate reports, research issues, identify resources, and access external databases. Ensure the update and maintenance of hospital plans, including the Provision of Care/Scope of Services, Leadership, Information Management, Utilization Review, Infection Control, and Patient Safety plans. Oversee risk management activities, including completion of incident reports, notice of potential claims, corrective action planning, and incident reporting to the Corporate Risk Manager. Coordinate the review, development, and implementation of hospital policies. .Communicate and collaborate with other departments to coordinate care and promptly resolve patient concerns or complaints. Celebrate the accomplishments and successes of our dedicated employees along the way. Qualifications A bachelor's degree in healthcare or a related field is preferred. License or Certification as required by state regulations. Experience in Quality and/or Risk Management, including primary responsibility for performance improvement activities, regulatory compliance, conflict resolution, leadership, and risk management activities. The Encompass Health Way We proudly set the standard in care by leading with empathy, doing what's right, focusing on the positive, and standing stronger together. Encompass Health is a trusted leader in post-acute care with over 150 nationwide locations and a team of 36,000 exceptional individuals and growing! At Encompass Health, we celebrate and welcome diversity in our inclusive culture. We provide equal employment opportunities regardless of race, ethnicity, gender, sexual orientation, gender identity or expression, religion, national origin, color, creed, age, mental or physical disability, or any other protected classification. We're looking forward to meeting you, and we genuinely mean that. Join us on this remarkable journey!

Posted 3 days ago

Associate Counsel, Litigation & Risk-logo
Associate Counsel, Litigation & Risk
LyftNew York, NY
At Lyft, our purpose is to serve and connect. We aim to achieve this by cultivating a work environment where all team members belong and have the opportunity to thrive. Lyft is looking for a bright, energetic, and self-motivated attorney with at least 4 years of litigation experience to join our Legal Team.  The successful candidate will be entrepreneurial and comfortable working in an ambiguous, quickly-changing, and sometimes chaotic environment, with a high workload.  You will actively oversee litigation, and also partner with and provide legal guidance to departments such as Claims, Risk, Safety & Customer Care, Policy, and Communications to help craft solutions to the novel legal challenges Lyft faces every day.   Responsibilities: Primary responsibility — meaning, hands-on work, not just supervising outside counsel — for legal matters, with an emphasis on personal injury cases. Collaborate closely with fellow Legal Team members to develop and implement litigation strategy with an eye toward impact on Lyft’s broader business objectives. Proactively approach all aspects of litigation, including discovery, motion practice, witness preparation, and trial and appellate strategies. Analyze litigation matters to effectively participate in decisions related to resolution strategy and demonstrate an ability to understand, interpret, and apply current law and regulations to Lyft’s current and prospective products and services. Efficient management of outside counsel, including tactical guidance, staffing, case management, budgeting, and alignment with Lyft’s broader legal strategy. Provide guidance to management on litigation matters. Provide sound legal advice cross-functionally to other teams. Maintain effective communication with insurance carriers and/or other third parties. Experience: 4+ years practicing law at a leading law firm or in-house. J.D. from a top-tier law school. Member of a state bar in good standing.  Preference is given to candidates with prior in-house experience and experience advising technology clients as outside counsel. Preference is given to a candidate with experience litigating in NYC courts.  Excellent problem-solving capabilities, judgment, communication (written and verbal) and interpersonal skills. Ability to operate autonomously while being a team player who brings a positive attitude to the workplace. Comfortable operating in a fast-paced, rapidly-evolving workplace. Ability to think quickly on your feet, convey grace under pressure, and simultaneously manage complex workloads, multiple client demands, and shifting priorities. Be a resourceful self-starter and have a passion for results.  Embody Lyft’s culture, and operate with high standards and ethics. An understanding of the transportation and ridesharing industries, as well as the sharing economy in general. Benefits: Great medical, dental, and vision insurance options with additional programs available when enrolled Mental health benefits Family building benefits Child care and pet benefits 401(k) plan to help save for your future In addition to 12 observed holidays, salaried team members have discretionary paid time off, hourly team members have 15 days paid time off 18 weeks of paid parental leave. Biological, adoptive, and foster parents are all eligible Subsidized commuter benefits Lyft Pink - Lyft team members get an exclusive opportunity to test new benefits of our Ridership Program Lyft is an equal opportunity employer committed to an inclusive workplace that fosters belonging. All qualified applicants will receive consideration for employment without regards to race, color, religion, sex, sexual orientation, gender identity, national origin, disability status, protected veteran status, age, genetic information, or any other basis prohibited by law. We also consider qualified applicants with criminal histories consistent with applicable federal, state and local law. Lyft highly values having employees working in-office to foster a collaborative work environment and company culture. This role will be in-office on a hybrid schedule — Team Members will be expected to work in the office 3 days per week on Mondays, Wednesdays, and Thursdays. Lyft considers working in the office at least 3 days per week to be an essential function of this hybrid role. Your recruiter can share more information about the various in-office perks Lyft offers. Additionally, hybrid roles have the flexibility to work from anywhere for up to 4 weeks per year. #Hybrid The expected base pay range for this position in the New York City area is $144,000 - $180,000. Salary ranges are dependent on a variety of factors, including qualifications, experience and geographic location. Range is not inclusive of potential equity offering, bonus or benefits. Your recruiter can share more information about the salary range specific to your working location and other factors during the hiring process. Total compensation is dependent on a variety of factors, including qualifications, experience, and geographic location. Your recruiter can share more information about the salary range specific to your working location and other factors during the hiring process. 

Posted 3 weeks ago

Director Of Quality And Risk-logo
Director Of Quality And Risk
Encompass Health Corp.Murrieta, CA
Compensation Range: $110,000.00 - $140,000.00 Annual Quality/Risk Director Career Opportunity Highly regarded and valued for your Quality/Risk Director expertise Are you seeking a career that not only utilizes your skills but also aligns with your personal values, providing a profound sense of belonging and the opportunity to make a meaningful difference in patients' lives? Look no further than Encompass Health, the nation's leader in in-patient rehabilitation care. As a Quality/Risk Director, you will oversee a hospital-wide quality management program, collaborating with various stakeholders to monitor and enhance the quality of patient care services. Join a team that values collaboration, support, and inclusivity, and embark on a rewarding career close to home and close to your heart, complete with access to cutting-edge equipment and technology and a comprehensive benefits package from day one. A Glimpse into Our World At Encompass Health, you'll experience the difference the moment you become a part of our team. Being at Encompass Health means aligning with a rapidly growing national inpatient rehabilitation leader. We take pride in the growth opportunities we offer and how our team unites for the greater good of our patients. Our achievements include being named one of the "World's Most Admired Companies" and receiving the Fortune 100 Best Companies to Work For Award, among other accolades, which is nothing short of amazing. Starting Perks and Benefits At Encompass Health, we are committed to creating a supportive, inclusive, and caring environment where you can thrive. From day one, you will have access to: Affordable medical, dental, and vision plans for both full-time and part-time employees and their families. Generous paid time off that accrues over time. Opportunities for tuition reimbursement and continuing education. Company-matching 401(k) and employee stock purchase plans. Flexible spending and health savings accounts. A vibrant community of individuals passionate about the work they do! Become the Quality/Risk Director you've always aspired to be Ensure compliance with regulatory agencies, accrediting bodies, corporate and hospital policies, and procedures. Develop, implement, and maintain quality assessment and improvement programs. Assess compliance with federal, state, and industry regulatory and accreditation standards, facilitating processes to remediate and/or maintain compliance. Provide organizational education related to regulations and standards and coordinate local, state, federal, and accreditation surveys. Use a variety of applications (including, but not limited to, PatCom, UDS, ORYX, and Press Ganey) to identify improvement opportunities, generate reports, research issues, identify resources, and access external databases. Ensure the update and maintenance of hospital plans, including the Provision of Care/Scope of Services, Leadership, Information Management, Utilization Review, Infection Control, and Patient Safety plans. Oversee risk management activities, including completion of incident reports, notice of potential claims, corrective action planning, and incident reporting to the Corporate Risk Manager. Coordinate the review, development, and implementation of hospital policies. .Communicate and collaborate with other departments to coordinate care and promptly resolve patient concerns or complaints. Celebrate the accomplishments and successes of our dedicated employees along the way. Qualifications A bachelor's degree in healthcare or a related field is preferred. License or Certification as required by state regulations. Experience in Quality and/or Risk Management, including primary responsibility for performance improvement activities, regulatory compliance, conflict resolution, leadership, and risk management activities. The Encompass Health Way We proudly set the standard in care by leading with empathy, doing what's right, focusing on the positive, and standing stronger together. Encompass Health is a trusted leader in post-acute care with over 150 nationwide locations and a team of 36,000 exceptional individuals and growing! At Encompass Health, we celebrate and welcome diversity in our inclusive culture. We provide equal employment opportunities regardless of race, ethnicity, gender, sexual orientation, gender identity or expression, religion, national origin, color, creed, age, mental or physical disability, or any other protected classification. We're looking forward to meeting you, and we genuinely mean that. Join us on this remarkable journey!

Posted 6 days ago

Senior Machine Learning Data Engineer - Great American Risk Solutions-logo
Senior Machine Learning Data Engineer - Great American Risk Solutions
Great American Insurance Group (DBA)Cincinnati, OH
Be Here. Be Great. Working for a leader in the insurance industry means opportunity for you. Great American Insurance Group's member companies are subsidiaries of American Financial Group. We combine a "small company" culture where your ideas will be heard with "big company" expertise to help you succeed. With over 30 specialty and property and casualty operations, there are always opportunities here to learn and grow. At Great American, we value diversity and recognize the benefits gained when people from different cultures, backgrounds and experiences work collaboratively to achieve business results. We are intentionally focused on fostering an inclusive culture and know valuing diversity is an essential leadership quality. Our goal is to create a workplace where all employees feel included, empowered and enabled to perform at their best. The Risk Solutions Data Science Team delivers data products and services aimed at assisting our business units in leveraging technology to enhance information and streamline business processes. These activities encompass model development, process automation, decision support, and data augmentation. The primary objective of the team is to offer technological solutions that improve efficiency, boost revenue, and provide our company with a competitive edge over competition. Great American Risk Solutions - Great American Insurance Group The Risk Solutions Data Science Team is looking to hire a Senior Machine Learning Data Engineer to join our team! This position will be located in our Cincinnati office and will work on a hybrid schedule. Essential Job Functions and Responsibilities Design and optimize data pipelines and architectures for integration, storage, and retrieval. Implement ETL processes to ensure seamless data flow and maintain quality. Ensure data accuracy, consistency, and integrity across databases and warehouses. Develop feature engineering pipelines for machine learning using tools like Azure ML and Python libraries. Design automated testing frameworks for unit, integration, and performance tests. Optimize workflows for performance, cost-efficiency, and scalability. Mentor team members in data principles and practices to promote best practices. Draft and review documentation for architectural diagrams and interface specifications. Monitor and optimize database performance for efficient data retrieval. Collaborate with analysts, scientists, and stakeholders to meet data requirements. Identify and implement process improvements in data engineering. Participate in talent selection, development, and performance management of staff. Performs other duties as assigned. Job Requirements Education: Bachelor's degree in Information Technology, Computer Science, Software Engineering, or a related field. Experience: 6+ years experience in data engineering or a related field. Scope of Job/Qualifications Advanced proficiency in programming languages including Python or R. Proficiency in SQL and experience with relational database management systems (RDBMS) such as Snowflake, MySQL, or Oracle. Knowledge of data modeling, data architecture, and data governance techniques. Advanced experience with cloud platforms and modern development frameworks. Experience working in Agile/Scrum environments. Develops time estimates and other project management elements for small to moderately complex project deliverables. Provides technical expertise across a range of applications, systems and/or technologies. Strong analytical and problem-solving skills, with the ability to troubleshoot complex software issues. Maintains a strong understanding of machine learning concepts and their software engineering implications. Demonstrates strong knowledge of department policies and procedures, as well as the business and organization. Maintains knowledge of industry trends and technologies to continuously improve data engineering solutions. Business Unit: Great American Risk Solutions Benefits: Compensation varies by role, position level, and location. Individual pay is influenced by skills, education, training, certifications, experience, and the role's scope and complexity, along with business needs. We offer a competitive Total Rewards package, including medical, dental, and vision plans starting on day one, PTO, paid holidays, commuter benefits, an employee stock purchase plan, education reimbursement, paid parental leave/adoption assistance, and a 401(k) plan with company match. These benefits are available to eligible full-time and part-time employees. Your recruiter can provide more details about our total rewards and specific compensation ranges during the hiring process.

Posted today

Sustainability Expert - Climate Risk-logo
Sustainability Expert - Climate Risk
QuantisBoston, MA
THE ROLE As a Climate Risk Sustainability Expert, you will be a key contributor to transformational projects and analysis that enable client organizations to achieve their sustainability goals. This role develops and executes cutting-edge solutions in organizational change, supply chain activation, product portfolio management, stakeholder engagement. In this role, you will be a catalyst for success, enabling organizations to thrive at the intersection of sustainability and business performance. Does this describe you?: Consulting Experience: You have 5+ years of experience with consulting engagements focused on climate strategy, sustainability, ESG, and business risk & management. For 3+ years, you have been sharpening your strategy skills and technical expertise in the field of climate risk and opportunities You are familiar with scenario analysis and helping organizations explore beyond typical planning horizons and increase business capacity for climate change adaptation. You have demonstrated experience in assessing business environmental dependencies, identifying potential business/financial impacts, and identifying underlying hazards You are comfortable in a client facing role and interfacing with client senior leadership You have a science- and metrics-based orientation, and a deep intellectual and business curiosity, combined with strong interpersonal skills and the ability to communicate complex information in clear, understandable ways to internal and external audiences, including top management. Sustainability Expertise: You have experience in assessing and reporting climate change or environmental-related risks and opportunities, including an understanding of climate change science, policy frameworks, and the associated financial and non-financial impacts of an organization. You have experience defining and implementing sustainability strategies across the consumer packaged goods industry, including supply chain, operations, and retail. You have experience in qualitative and quantitative risk analysis and are capable of communicating complex risk concepts and findings to clients, colleagues, and other stakeholders in a clear, concise, and compelling manner. You have demonstrated experience assessing corporate climate risks (physical and transitional) and opportunities, identifying business/financial impacts of climate change, and have deep knowledge of climate-related risk disclosure frameworks. You have an understanding of ESG integration, including corporate governance, corporate sustainability reporting, and the broader ecosystem of ESG integration into investment and lending decisions (investment ratings and indices) with the intrinsic challenges companies face in executing on a net-zero strategy. You have experience navigating common sustainability frameworks such as GHG Protocol, TCFD, CDP, SBTi, TNFD, CSRD, EU Taxonomy You are comfortable with high-level financial analysis ROI, P&L, and discounted cash flow modeling. Strategy & Transformation Team: You’re an entrepreneurial and motivated sustainability professional and a strategic thinker looking for a big opportunity to work with sustainability leaders and experts. You’re a team player that works quickly, independently and on schedule. You know how to structure your own work and build relationships with teammates and clients. You get excited about guiding companies to understand and design transformative and science-based climate strategies. You’re energized by a fast-paced and diverse role: effectively delivering Quantis’ climate risk offering in the United States, ensuring the timely delivery of the related projects, supporting the development of the offering at the group level and supporting the training of the Climate Strategy team to acquire new skills and providing expertise to the various branches   Core Responsibilities: Client Relationships Develop productive relationships with clients that enable transparent and authentic communication with the client and position Quantis as a trusted partner in achieving transformational sustainability goals. Develop and present thoughts and ideas with clarity and in a way the client is able to understand and follow along with project highlights and needs. Develop and produce clear and meaningful presentations that guide clients through the work being accomplished and connecting it with client challenges, needs, and goals. Supporting the business development initiatives and pricing models for the Quantis transformational offerings. Confidently and effectively advocate for project / scope / team in face of client demands. Technical Knowledge Consulting with clients and colleagues across multiple industries (in particular Food & Beverage, Agriculture, Fashion & Cosmetics, Sporting Goods and Chemical sectors), to assist them in understanding and implementing climate risk strategies. Serving as a subject matter expert to support the United States branch in  climate risk assessment, mitigation strategies, scenario analysis, and primary risk reporting frameworks (TCFD, CDP, CSRD…). Experience with the following topics would be a plus: GHG accounting, SBTi and Net Zero, offsetting/carbon credits Using robust methodologies to assess clients’ climate-related risk and opportunity, develop high-quality deliverables, and conduct client meetings. Work under the guidance of the US Strategy & Transformation Lead, and the Global Community of Climate Expertise and Strategic Insights to help shape and grow the offering in environmental risk. Training: as subject matter expert, contribute to the development of materials to train the global delivery teams and the branch’s consultants on climate risk and delivery of our environmental risk advisory service; participate in relevant internal discussions and guiding project teams. Offerings improvement: together with the strategy team and key account managers, identify needs and implement actions to revise or expand on existing practices, including the integration of relevant new innovations. Analysis Provide detailed analysis on client challenges, propose solutions, and execute on those solutions to help the client achieve their sustainability goals and overcome challenges. Design custom frameworks and toolboxes that fit within a client’s organization for implementing transformation potential. Diagnosing the limitations of client’s current state governance model for achieving sustainability targets and goals, identifying a desired future state design, and delivering a roadmap to achieve future state integrated governance model. Conduct high-level financial analyses on the capital and operational impacts of deploying sustainability projects and transformational opportunities. Support sector and client delivery teams in creating the executive narrative, drive client stakeholder consensus building, engage the broader organization, and provide data-driven decision making to our clients. Community & Team Engagement Contribute internally to the development of innovative solutions, methodologies and frameworks that enable transformational sustainability goals to be achieved. Take ownership of internal projects to support the growth of the Strategy & Transformation team. Operate as an effective project team leader. Liaison and partner with sustainability experts across all branches to create a sense of community, collaborate on deliverables, and exchange learnings to support the growth of the global transformation community.   To thrive in the Quantis culture, you’ll: Show up as team collaborator with a win-win attitude: empathetic, attentive and supportive of colleagues. Take responsibility and ownership for your work: think and act with autonomy, while knowing when to ask for help. Take initiative if something needs to be done. Be positive! Use positive language, look at challenges not as bottlenecks, but as problems to solve, and see failure as a lesson learned. Practice open and transparent communication; welcome effective dialogue and productive disagreement with minimal tension. Self-Manage: be in the driver’s seat of your professional growth and ambitions all the while valuing the learning journey and opportunities within Quantis.  WHY YOU’LL LOVE QUANTIS  Quantis is a leading sustainability consultancy pioneering approaches to solve critical environmental challenges. For nearly two decades, our dynamic and visionary team has partnered with organizations across the globe to transform their industries and pave the way for a planetary economy that aligns business with nature. We strive to be agents of change, helping companies transform from business as usual to business at its best.  We believe that sustainable transformation is possible and within our power. We’re contributing to this transformation by combining the latest science with strategic business insights. Our advice enables global leaders in our focus sectors to understand how to reduce their environmental impacts, implement the changes and operate within planetary boundaries.   Motivated by this common purpose, our 300+ talented professionals cultivate a unique, collaborative culture that we call the Quantis Spirit. We are innovative. We are impact-oriented. We are science-based. We are Quantis.  Join us!  Learn more about Quantis and our Mission .   Some logistics to consider: ·      Location: Boston, MA ·      Frequent collaboration with other Quantis branches (France, Switzerland, Italy, Germany) via web-conferences ·      Ability to travel (eventually), approximately 10% Quantis has a distinctive, fluid structure nurtured by our Quantis Spirit and our way of collaborating that provides a positive and unique working environment. The compensation target for this role ranges from $118,000/year-$130,000/year.   Quantis Diversity-Equity-Inclusion Statement   At Quantis, the principles of DEI have always been an essential part of our identity, our values and our mission. Our commitment is to elevate the voices of all Quantisians to foster an inclusive culture where all employees feel that they belong and are valued. Our goal is to create a workforce that reflects the diversity of all the places where we live and work. This extends to our clients, their clients, and their entire value chain as sustainable thinking and collective representation are integral components of our purpose to transform the way that businesses operate.   Quantis has a distinctive, fluid structure nurtured by our Quantis Spirit and our way of collaborating that provides a positive and unique working environment.     To learn about the Quantis Spirit and what makes us exceptional, check out our Braver New World   video. 

Posted 3 days ago

Third-party risk analyst - Fort Worth, TX (locals only)-logo
Third-party risk analyst - Fort Worth, TX (locals only)
iSoftTek Solutions IncFort Worth, TX
Job Title: Third-party risk analyst Location: Fort Worth, TX (locals only) Mode of Work: Hybrid Yrs of experience: 3+ Any Visa ●  Key Responsibilities: o Conduct assessments of third-party vendors to identify and evaluate potential risks. o Review vendor contracts, service level agreements (SLAs), and other legal documents to ensure compliance with AA risk management policies and regulatory requirements. o Collaborate with various stakeholders to gather information and assess the overall risk exposure related to third-party relationships. o Facilitate discussion with third-party vendors to identify potential risk mitigation strategies and controls to address identified risks. o Monitor and track vendor performance, ensuring compliance with contractual obligations. o Provide guidance and recommendations to AA Business Units on selecting and managing third-party vendors. o Maintain documentation of risk assessments, due diligence reviews, and compliance activities. o Stay updated on industry trends, regulatory changes, and emerging risks related to third-party risk management. ● Decision making (what decisions will this position be making): ○ Provide vendor risk assessment results to IT / Business owners to determine future vendor relationships. ○ Identify and escalate critical risks and issues to senior management. ○ Facilitate discussion with the vendor and business owner to identify strategies to mitigate risk. ○ Determine the appropriate level of ongoing monitoring required for each vendor relationship. ● Communication (who will this position communicate with and in what capacity): ○ Manager, Third Party Risk Management (TPRM) ■ Report to TPRM Manager and provide progress updates on day-to-day TPRM program operations and activities. ■ Attend regular meetings and reporting to facilitate the exchange of information, alignment of goals, and coordination of efforts between both roles. ○ Business Owner ■ Facilitate review of risk exposure with the business owner to communicate vendor risks ■ Provide risk exposure, mitigation strategies and other information to enable business decision making and business risk acceptance ○ Legal & Privacy ■ Collaborate to ensure third party compliance with relevant laws, regulations, and contractual obligations. ■ Collaborate with the Legal & Privacy teams to help align cybersecurity third party risk management practices with legal requirements and mitigate potential legal risks. ○ IT Vendor Management (ITVM) ■ Collaborate with the Legal & Privacy teams to help align cybersecurity third party risk management practices with IT vendor management policies, standards, and procedures. ○ Cybersecurity Product Teams ■ Engage with cybersecurity product teams to support identification, validation, and remediation of gaps and findings from third-party cybersecurity risk assessments. ■ Engage in effective communication and collaboration between the various cybersecurity product teams. Minimum Qualifications- Education & Prior Job Experience ● Education (Degree and level of attainment): ○ Bachelor's degree in computer science, information systems, risk management, or a related field. ● Experience (Industry/function and years of experience): ○ Experience (1-3 years) in cyber risk management, vendor management, audit, compliance, information security, or a related field. ○ Familiarity with regulatory requirements and industry best practices related to third-party risk management. ○ Familiarity with vendor risk management principles and best practices, such as managing vendors through their lifecycle from onboarding to termination. ○ Experience in conducting vendor risk assessments in alignment with minimum standards and requirements to identify gaps in vendor controls and facilitate discussion with the vendor to identify potential risk mitigation strategies. ○ Knowledge of relevant cybersecurity frameworks (e.g., NIST CSF, ISO 27001) and regulations (e.g., TSA Cyber Amendment, HIPAA, GDPR). ●  Preferred Qualifications: ○ Experience in contract negotiation and vendor management. ○ Familiarity with industry-specific regulations (e.g., TSA, FAA, PCI DSS) and their cybersecurity requirements. ○ Experience working in highly regulated industries such as finance, healthcare, or government. ● Knowledge, skills, and abilities: ○ Ability to work independently and collaborate effectively with cross-functional teams. ○ Strong analytical and problem-solving abilities. ○ Proficiency in conducting risk assessments, evaluating vendor contracts, and identifying potential risks. ○ Familiarity with conducting on-site assessments and evaluating vendors' controls and processes. ○ Knowledge of relevant cyber security standards (e.g., NIST CSF, NIST 800-161, etc.). ○ Knowledge of cybersecurity technologies, tools, and best practices. ○ Familiarity with cybersecurity risk assessment methodologies and frameworks. ○ Ability to stay updated with the latest cybersecurity trends, threats, and regulatory changes

Posted 30+ days ago

Populus Financial Group logo
Senior Risk Fraud Analyst
Populus Financial GroupIrving, TX
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Job Description

Populus is an amazing company where our employees stay because they love their teams and the growth opportunities. Additionally, we offer a competitive 401K match, a generous paid time off package, and Health Benefits.

Our mission is to provide a broad range of quality financial products and services delivered with best-in-class customer service. We work and lead with integrity, and we celebrate employees who exemplify our values. Come join our team!

The Senior Risk Analyst for Card Services Business will oversee risk management related to prepaid debit cards, DDA checking accounts, credit risk modeling, and KYC (Know Your Customer) compliance. This role involves identifying, assessing, and mitigating operational, financial, compliance, fraud, and credit risks while ensuring adherence to banking regulations, payment network rules, and fraud prevention best practices. The analyst will also oversee the KYC process, ensuring compliance with regulatory requirements for customer onboarding, identity verification, and transaction monitoring.

Major Responsibilities

  • Evaluate risks related to prepaid debit cards, DDA accounts, ACH transactions, credit underwriting, and payment networks, and KYC compliance.
  • Conduct risk assessments for new products, services, and business initiatives within the card services domain.
  • Identify key risks such as credit risk, fraud, chargebacks, money laundering, and regulatory non-compliance.
  • Develop and maintain credit risk models to assess and predict the likelihood of customer defaults, overdrafts, and repayment behavior.
  • Utilize predictive analytics, machine learning, and statistical techniques (e.g., logistic regression, decision trees, neural networks) to assess creditworthiness.
  • Design risk-based pricing models and credit scorecards to optimize risk-adjusted returns.
  • Work with underwriting teams to refine risk acceptance criteria and credit policies.
  • Monitor credit portfolio performance, track delinquency trends, and propose corrective actions.
  • Monitor suspicious transactions, unusual account activity, and fraud patterns using risk analytics tools.
  • Collaborate with fraud prevention teams and transaction monitoring systems to implement proactive fraud detection measures.
  • Investigate fraud cases and recommend fraud mitigation strategies.
  • Ensure compliance with financial regulations such as Bank Secrecy Act (BSA), Anti-Money Laundering (AML) requirements.
  • Stay up to date with payment network compliance rules (Visa, NACHA for ACH transactions, etc.).
  • Support audits and regulatory examinations by preparing risk assessments and compliance reports.
  • Assist in drafting and maintaining credit risk, fraud risk, and operational risk policies and procedures.
  • Analyze risk exposure, transaction trends, credit losses, and fraud metrics to assess business vulnerabilities.
  • Prepare risk reports and dashboards for senior management and board-level committees.
  • Perform quantitative and qualitative risk analysis to measure risk impact and recommend mitigation strategies.
  • Develop and track key risk indicators (KRIs) to ensure timely risk identification.
  • Develop and participate in risk scenario analysis and crisis management exercises.
  • Respond to major fraud incidents, credit losses, security breaches, or operational disruptions to minimize financial and reputational damage.
  • Collaborate with operations, compliance, finance, underwriting, and IT teams to implement risk control measures.
  • Train employees and partners on risk awareness, fraud prevention techniques, credit risk assessment, and compliance obligations.
  • Act as a subject matter expert (SME) for risk-related inquiries and business decisions.

Key Competencies

  • Excellent written and verbal communication skills, with the ability to present risk findings to both technical and non-technical stakeholders.
  • Strong problem-solving and critical-thinking skills, especially in identifying potential risks and designing mitigation strategies.
  • Excellent teamwork and collaboration skills to work with cross-functional teams in a dynamic environment.
  • Proactive and adaptable in fast-paced environments with evolving regulations.
  • Highest standards of accuracy and precision; highly organized.
  • Leadership skills
  • Creative thinker
  • Analytical
  • Organized
  • Highly driven
  • Business acumen

Interactions

Direct Report- N/A

Indirect Report- N/A

Other Internal/External Interactions- N/A

Physical Demands

The physical demands described here are representative of those that must be met by an employee to successfully perform the essential functions of this job. Reasonable accommodations may be made to enable individuals with disabilities to perform the major responsibilities.

While performing the duties of this job, the employee is regularly required to sit, stand or walk; use hands to finger, handle, or feel; reach with hands and arms; stoop or bend; and talk or hear. The employee must occasionally lift and/or move up to 50 lbs. Must have appropriate vision to see up close, and at a distance with ability to adjust vision and focus.

Position Type/Expected Hours of Work

This is a full-time position, days and hours of work are Monday through Friday, 8:00 a.m. to 5:00 p.m. CT. This position might require after hours and weekend work.

Work Environment

The work environment characteristics described here are representative of those an employee encounters while performing the essential functions of this job. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions. The noise level in some work environments can be moderate.

Disclaimer

The above information on this description has been designed to indicate the general nature and level of work performed by employees within this classification. It is not designed to contain or be interpreted, as a comprehensive inventory of all duties, responsibilities, qualifications required of employees assigned to this job.

EEO Statement

Populus Financial Group is an equal opportunity employer and complies with all applicable federal, state, and local fair employment practices laws. In compliance with applicable law, Populus Financial Group does not discriminate against any applicant or employee on the basis of race, color, religion, creed, sex, sexual orientation, gender (including gender nonconformity and status as a transgender or transsexual individual), national origin or ancestry, ethnicity, age, physical or mental disability, citizenship, past, current, or prospective service in the uniformed services, genetic information, pregnancy status, or any other protected classification. This policy applies to all terms and conditions of employment, including, but not limited to, hiring, training, promotions, discipline, compensation, benefits, and termination of employment.