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Financial Crime Risk - Enhanced Due Diligence Associate-logo
Morgan StanleyPurchase, NY
Morgan Stanley ("MS") is a global financial services firm that conducts its business through three principal business segments-Institutional Securities, Wealth Management (WM), and Asset Management. Morgan Stanley provides comprehensive financial advice and services to its clients including brokerage, investment advisory, financial and wealth planning, credit and lending, deposits and cash management, annuities, insurance, retirement, and trust services. The WM and U.S. Banks Financial Crimes Risk Assistant Vice President (AVP) is part of Wealth Management and the Morgan Stanley Private Bank, National Association and the Morgan Stanley Bank, NA (collectively, the "U.S. Banks") on the WM and U.S. Banks Financial Crimes Risk Team. As a market leader, the talent and passion of our people is critical to our success. Together, we share a common set of values rooted in doing the right thing, putting clients first, leading with exceptional ideas and a commitment to diversity and inclusion. Morgan Stanley can provide a superior foundation for building a professional career - a place for people to learn, achieve, and grow. Department Profile: The WM and U.S. Banks Financial Crimes Risk Team is embedded within the Firm's business line. It is responsible for identifying, assessing, and escalating potential money laundering and reputational risk issues associated with higher risk client types. The WM and U.S. Banks Financial Crimes Risk Team is considered the first line of defense and supports the onboarding, enhanced due diligence, and negative news processes for Morgan Stanley. Responsibilities: The Financial Crimes Risk Associate will be responsible for executing risk-relevant activities related to AML. The Financial Crimes Risk Associate will assess Bank Secrecy Act (BSA), money laundering and reputational risk matters identified through the execution of the Firm's EDD protocols and will have ultimate responsibility for the escalation of issues or risks related to these processes. Additionally, this role is expected to periodically support ad-hoc projects and initiatives, including remediation lookbacks and/or root-cause analysis and solutions implementation. The Financial Crime Risk Associate will: Review documents and information to perform enhanced due diligence reviews on higher risk customers Act as the primary contact for the Financial Advisor team and perform ongoing outreach and engagement Develop broad knowledge of the EDD review operations end-to-end cycle and provide subject matter guidance to project teams Ensure timely feedback loop on identified gaps or issues to stakeholders involved in EDD review Actively identify, measure, control and remediate AML and reputational risk issues with partners in Global Financial Crimes, Compliance, and the Business Units Perform processes in accordance with internal policies, develop and monitor periodic AML reporting to senior stakeholders, and make recommendations to improve procedures governing AML-related activities Active pipeline management and engagement with Financial Advisors, Complex Management and Risk Officers to manage client relationships Collaborate with Global Financial Crimes to ensure the BSA/AML program operates effectively and continues to comply with regulatory requirements and expectations Required Experience: Have 3-5 years of relevant experience with BSA/AML Regulations within the financial services industry, or at a financial services regulator (e.g., FINRA, Office of the Comptroller of the Currency, Federal Reserve Bank, Securities and Exchange Commission, etc.) Have an undergraduate degree in Business, Finance, or other related field Strong knowledge of Know Your Customer, Customer Identification Program and CDD requirements Strong interpersonal skills and ability to communicate effectively both verbally and in writing Strong work ethic with an ability to work both independently and with team members, under tight deadlines Ability to work in a high volume, fast paced environment Ability to handle highly confidential information professionally and with appropriate discretion Skills Desired: Working knowledge of MS Office Certified as an Anti-Money Laundering Specialist by ACAMS or equivalent AML certification/license is a plus WHAT YOU CAN EXPECT FROM MORGAN STANLEY: We are committed to maintaining the first-class service and high standard of excellence that have defined Morgan Stanley for over 89 years. Our values - putting clients first, doing the right thing, leading with exceptional ideas, committing to diversity and inclusion, and giving back - aren't just beliefs, they guide the decisions we make every day to do what's best for our clients, communities and more than 80,000 employees in 1,200 offices across 42 countries. At Morgan Stanley, you'll find an opportunity to work alongside the best and the brightest, in an environment where you are supported and empowered. Our teams are relentless collaborators and creative thinkers, fueled by their diverse backgrounds and experiences. We are proud to support our employees and their families at every point along their work-life journey, offering some of the most attractive and comprehensive employee benefits and perks in the industry. There's also ample opportunity to move about the business for those who show passion and grit in their work. To learn more about our offices across the globe, please copy and paste https://www.morganstanley.com/about-us/global-offices into your browser. Expected base pay rates for the role will be between $90K-$120K per year at the commencement of employment. However, base pay if hired will be determined on an individualized basis and is only part of the total compensation package, which, depending on the position, may also include commission earnings, incentive compensation, discretionary bonuses, other short and long-term incentive packages, and other Morgan Stanley sponsored benefit programs. Morgan Stanley's goal is to build and maintain a workforce that is diverse in experience and background but uniform in reflecting our standards of integrity and excellence. Consequently, our recruiting efforts reflect our desire to attract and retain the best and brightest from all talent pools. We want to be the first choice for prospective employees. It is the policy of the Firm to ensure equal employment opportunity without discrimination or harassment on the basis of race, color, religion, creed, age, sex, sex stereotype, gender, gender identity or expression, transgender, sexual orientation, national origin, citizenship, disability, marital and civil partnership/union status, pregnancy, veteran or military service status, genetic information, or any other characteristic protected by law. Morgan Stanley is an equal opportunity employer committed to diversifying its workforce (M/F/Disability/Vet).

Posted 5 days ago

Credit Risk And Analytics Manager, Sr-logo
Huntington Bancshares IncChicago, IL
Description Huntington National Bank is seeking a Credit Risk and Analytics Senior Manager within the Credit Administration function (Second Line of Defense). This role provides independent oversight and analytical insight across a broad and dynamic portfolio suite, including: Consumer Lending (secured/unsecured) Auto Finance Residential Mortgage Credit Card Recreational Vehicle / Marine Lending Regional Business Banking (up to $50MM annual revenue / $25MM credit exposure, conventional & SBA) FinTech Partnerships (digital originations, embedded finance, alternative underwriting) Portfolio Acquisitions (purchased loan portfolios, digital or bulk whole-loan acquisitions) The senior manager will help ensure sound credit practices, maintain regulatory alignment, and support risk-aware innovation. Key Responsibilities: Credit Risk Oversight: Provide second-line effective challenge on all end-to-end lending functions (e.g., underwriting strategies, credit policy changes, and risk-adjusted returns) across all assigned portfolios Assess and review risk profiles of loan acquisitions, FinTech originations, and non-core purchase channels Evaluate growth, optimization, and innovation proposals (e.g., Fintech partnerships, SBA lending, portfolio acquisition strategy) for alignment with risk appetite Assess collections, bankruptcy, asset management, credit bureau management, and recovery activities to ensure appropriate support and resources for lending strategies Portfolio Monitoring & Analytics: Conduct performance monitoring for expected loss vs actual losses, delinquencies, vintage analysis, utilization trends, and early warning indicators across all portfolio segments Support segmentation analysis by originator (e.g., branch, dealer, FinTech, purchased portfolios) Produce actionable insights to mitigate concentration risks and deteriorating segments Support portfolio concentration, lending strategy, and limits activities Build credit risk and optimization strategies using advanced analytics, models, and adaptive control platforms (e.g., agentic AI, credit card authorization, line management, collections) Governance & Credit Policy: Assist in writing, reviewing, and maintaining credit policy, risk standards, and governance documentation Serve as member and prepare risk presentations for internal committees (Business Unit Credit Committees, Executive Risk Committees) and regulatory reviews Maintain oversight of policy exceptions, overrides, and decision authority structures across products (e.g., delegated lending authority) Model Risk & Controls: Provide model oversight activities for origination and behavioral scorecards, pricing models, and third-party decisioning tools Evaluate override activity and backtesting of models used in portfolio acquisitions or FinTech programs Collaborate with Model Risk Management and Audit on control compliance and validation schedules Cross-Functional Leadership: Partner with Business Unit Leadership, Enterprise Risk, Product, Model Risk, Compliance, Operations, Legal, Finance, and Technology to ensure integrated risk coverage Participate in due diligence, risk integration, and onboarding of acquired loan portfolios or FinTech partners or other merger & acquisition activities Provide risk insights during regulatory exams, audits, and strategic reviews Other duties as assigned Required Qualifications: Bachelor's degree in Finance, Economics, Analytics, Engineering, Statistics, or related field 8 years of experience in credit risk, portfolio analytics, or second-line credit oversight (title commensurate with experience) Familiarity with at least three of the following: consumer lending, auto/RV/marine, mortgage, small business, card, FinTech partnerships, or portfolio acquisitions Proficiency with tools such as SQL, SAS, Python, R, and Tableau or Power BI Working knowledge of OCC/Federal Reserve/FDIC regulatory requirements, FFIEC, model risk (SR 11-7), and CECL/Basel risk frameworks Excellent communication skills with experience presenting complex credit issues to senior and executive leadership Preferred Qualifications: Master's Degree or equivalent (e.g., MBA, Analytics, Graduate School of Banking) Deep line of business experience, second line credit risk oversight Knowledge of SBA SOP and dealer-based finance channels Experience in loan portfolio acquisition due diligence or integration Expertise in model development, artificial intelligence, emerging technologies/fintech #LI-ML1 Exempt Status: (Yes = not eligible for overtime pay) (No = eligible for overtime pay) Yes Workplace Type: Office Our Approach to Office Workplace Type Certain positions outside our branch network may be eligible for a flexible work arrangement. We're combining the best of both worlds: in-office and work from home. Our approach enables our teams to deepen connections, maintain a strong community, and do their best work. Remote roles will also have the opportunity to come together in our offices for moments that matter. Specific work arrangements will be provided by the hiring team. Compensation Range: 102,000 - 208,000 Annual Salary The compensation range represents the low and high end of the base compensation range for this position. Actual compensation will vary and may be above or below the range based on various factors including but not limited to location, experience, and performance. Colleagues in this position are also eligible to participate in an applicable incentive compensation plan. In addition, Huntington provides a variety of benefits to colleagues, including health insurance coverage, wellness program, life and disability insurance, retirement savings plan, paid leave programs, paid holidays and paid time off (PTO). Huntington is an Equal Opportunity Employer. Tobacco-Free Hiring Practice: Visit Huntington's Career Web Site for more details. Note to Agency Recruiters: Huntington will not pay a fee for any placement resulting from the receipt of an unsolicited resume. All unsolicited resumes sent to any Huntington colleagues, directly or indirectly, will be considered Huntington property. Recruiting agencies must have a valid, written and fully executed Master Service Agreement and Statement of Work for consideration.

Posted 1 week ago

Internal Audit & Risk Advisory Manager-logo
EisneramperHattiesburg, MS
Job Description At EisnerAmper, we look for individuals who welcome new ideas, encourage innovation, and are eager to make an impact. Whether you're starting out in your career or taking your next step as a seasoned professional, the EisnerAmper experience is one-of-a-kind. You can design a career you'll love from top to bottom - we give you the tools you need to succeed and the autonomy to reach your goals. EisnerAmper is seeking a Consulting Internal Audit Manager to join our Risk & Compliance Services practice. Focusing on Internal Audit, Internal Controls and Regulatory Compliance. We are seeking someone who thrives in a growing environment and providing clients with exceptional services. Note: this is a hybrid role, which would require an occasional travel/commute to either an EA office or a client site. What it Means to Work for EisnerAmper: You will get to be part of one of the largest and fastest growing accounting and advisory firms in the industry You will have the flexibility to manage your days in support of our commitment to work/life balance You will join a culture that has received multiple top "Places to Work" awards We believe that great work is accomplished when cultures, ideas and experiences come together to create new solutions We understand that embracing our differences is what unites us as a team and strengthens our foundation Showing up authentically is how we, both as professionals and a Firm, find inspiration to do our best work What Work You Will be Responsible For: Oversee internal audit and risk management engagements within the Risk and Compliance Services practice Project manage SOX 404 engagements including conducting walkthroughs, designing and leading internal control testing with periodic status updates to client's management Prepare scoping and risk assessments or Internal Audit universe using a risk base methodology Prepare Audit Committee presentations and attend Audit Committee meetings, when necessary Lead other types of consulting engagements such as Internal Audit Co-Sourcing/Outsourcing, SOX Management Assist, Risk Assessments, Segregation of Duties Reviews, Internal Controls Reviews, and Special Projects as necessary Maintain client relationship and tailor the engagement to meet the client's needs and expectation Demonstrate and apply multi-tasking skills, teamwork and responsibility with engagement team members, and use current technology and tools to enhance the effectiveness of deliverables and services Maintain overall responsibility for the profitability of engagements within their client portfolio, track budget to actual results Manage multiple client engagements simultaneously, while also working on internal initiatives and proposal opportunities Supervise, train, and mentor staff and seniors Seek and offers developmental feedback; provide positive as well as constructive feedback on an ongoing basis in real time, both verbal and written Demonstrate knowledge and experience through ability to identify and solve issues with the client and Partner Review work from both big picture and detail perspectives, and work product requires little to no updates from senior colleagues after submission Take full ownership of the client relationship, beyond the lifecycle of the current project Anticipate changing demands for resources and staffing, removing barriers when necessary Proactively discuss business issues/ideas to build external network Lead creation of external and internal 'thought leadership' content to raise firm visibility May be required to travel to and work from different company and client locations. Basic Qualifications: Professional Certification, such as CIA or CPA required Bachelor's degree in relevant discipline (e.g., Accounting, Auditing, or Related Field) required 5+ years working in internal audit, consulting, advisory services, or a related field, either in professional services or combination professional service organization/industry 3+ years management experience Preferred/Desired Qualifications: Non-financial services industry experience Firm understanding of accounting and audit experience EisnerAmper is proud to be a merit-based employer. We do not discriminate on the basis of veteran or disability status or any protected characteristics under federal, state, or local law. About our Risk & Compliance (RSC) Team: Specializing in services such as risk advisory, technology risk and digital transformation, RCS employees aren't just passionate about technology, but we see it as our driving force for innovation and forward thinking. We're committed to serving as advocates to our clients, enabling them to navigate, transform, secure, and maintain processes, controls, and digital solutions they need to reach their unique goals. Whether it's complying with a new regulatory requirement or automating controls within a process, providing peace of mind for those "what's next" moments is our mantra and unique promise to clients. Risk & Compliance Services employees are encouraged to think like an owner when supporting clients. Through this entrepreneurial and business-first mindset, we're pushed to take a step outside of our comfort zones and deliver solutions that both create a lasting business impact for our clients and allow us to grow as professionals. Our core values of trust, integrity and accountability allow us to act as strategic innovators. Because when we build trust with each other, we can bring new ideas to the table and execute them without fear of failure. About EisnerAmper: EisnerAmper is one of the largest accounting, tax, and business advisory firms, with approximately 450 partners and 4,500 employees across the world. We combine responsiveness with a long-range perspective; to help clients meet the pressing issues they face today and position them for success tomorrow. Our clients are enterprises as diverse as sophisticated financial institutions and start-ups, global public firms, and middle-market companies, as well as high net worth individuals, family offices, not-for-profit organizations, and entrepreneurial ventures across a variety of industries. We are also engaged by the attorneys, financial professionals, bankers, and investors who serve these clients. Should you need any accommodations to complete this application please email: talentacquisition@eisneramper.com. #LI-IN1 Preferred Location: Baton Rouge

Posted 30+ days ago

Risk Revenue Analyst - Senior-logo
Independent HealthBuffalo, NY
FIND YOUR FUTURE We're excited about the potential people bring to our organization. You can grow your career here while enjoying first-class perks, benefits and a culture that fosters growth, innovation and collaboration. Overview As a Risk Revenue Analyst-Senior the incumbent will provide a full scope of actuarial and statistical analyses, specifically designed to support pricing and bidding for Medicare Advantage plans. Such projects will support both internal and external customers. The position will require working collaboration with other team members and business units throughout the organization. Also, this position will work to develop efficient processes and apply actuarial techniques and statistical analysis to several functions, including insurance premium and pricing development, claim trend analysis, experience studies, medical economics, profitability analysis, wellness studies, or predictive modeling. This role will require strong analytical skills. Qualifications Bachelor's degree required in Mathematics, Statistics, Actuarial Sciences, or related field. Master's degree preferred. ASA designation preferred. Five (5) years of Actuarial or related experience required. Strong understanding of Actuarial concepts, functions, and processes and how they relate to the enterprise, including how they impact operations and financials. Expert understanding of health care concepts and products, and detailed understanding of the health care environment including government regulations and competitive landscape. Proficient PC skills in a Windows environment. Advanced knowledge of Excel, SAS and other analytic or query tools required. Programming and coding experience required. Proven ability to handle data sources, filter and assess data quality, and recognize data patterns required. Strong problem-solving skills required. Must be able to develop information derived from multiple and varied inputs and communicate and interpret that information. Minimal supervision required on projects. Develops and supports complex projects. Excellent oral and written communication skills. Demonstrated self-motivation and initiative, as well as an ability to perform under pressure. Strong interpersonal skills. Strong organizational skills and ability to prioritize, multitask, and work in fast paced environment. Proven examples of displaying the IH values: Passionate, Caring, Respectful, Trustworthy, Collaborative and Accountable. Essential Accountabilities Support budget development process including forecasting and actual to budget comparison. Communicate with external departments to support budget preparation. Assess and validate budgetary assumptions. Support development and forecasting of accruals for Finance and Accounting for various financial statement items. Perform actuarial analysis and modeling including but not limited to pricing and forecasting. Develop key inputs and assumptions, conduct sensitivity analyses and scenario testing to assess impacts on pricing outcomes. Establish and implement claims review processes to support risk adjustment. Analyze data and provide strategic insights to enhance pricing and financial performance. Ensure compliance with CMS regulations and risk adjustment methodologies. Develop and execute pricing strategies, incorporating market trends and competitive analysis. Work with product, market, executive, and other cross-functional teams to align risk adjustment decisions with organizational goals. Analyze healthcare claims data, enrollment data, and other relevant information to identify trends and patterns. Collaborate with data analysts and actuaries to ensure data accuracy in the pricing process. Generate regular reports for senior management, highlighting key performance indicators and financial results. Propose and assist in the development of process improvements and automation within the department. Manage complex projects with complete and thorough understanding of entire process. Responsible for development, support, and improvement of departmental projects with minimal supervision. Understand multiple sources of data; identify and utilize most relevant source to complete task. Ensure overall data integrity. Draw together facts and input from a variety of sources; make recommendations to management. Provide support to assist management in meeting corporate goals and strategic decision making. Initiate and lead the development of actuarial studies, analyses, and presentation materials needed to appropriately inform internal or external decision makers. Stay informed of changes in risk adjustment methodologies and their implications to the business and maintain continuing education requirements as set by the appropriate Actuarial governing body. Immigration or work visa sponsorship will not be provided for this position Hiring Compensation Range: $95,000 - $115,000 annually Compensation may vary based on factors including but not limited to skills, education, location and experience. In addition to base compensation, associates may be eligible for a scorecard incentive, full range of benefits and generous paid time off. The base salary range is subject to change and may be modified in the future. As an Equal Opportunity / Affirmative Action Employer, Independent Health and its affiliates will not discriminate in its employment practices due to an applicant's race, color, creed, religion, sex (including pregnancy, childbirth or related medical conditions), sexual orientation, gender identity or expression, transgender status, age, national origin, marital status, citizenship and immigration status, physical and mental disability, criminal record, genetic information, predisposition or carrier status, status with respect to receiving public assistance, domestic violence victim status, a disabled, special, recently separated, active duty wartime, campaign badge, Armed Forces service medal veteran, or any other characteristics protected under applicable law. Click here for additional EEO/AAP or Reasonable Accommodation information. Current Associates must apply internally via the Job Hub app.

Posted 1 week ago

Governance, Risk, And Compliance Supervisor - Attest Specialization-logo
WeaverDallas, TX
The Weaver Experience Weaver is a full-service national accounting, advisory and consulting firm with opportunities for professionals in many different fields. We seek to bring a human element to the world of accounting, which includes creating a diverse, collaborative, and entrepreneurial workplace culture. Our leaders truly care about the well-being of all our employees and encourage them to pursue their ambitions. While our business is based in numbers, our success is truly based on people. It's why we commit to supporting our people not just in their professional growth, but also in their ability to lead balanced, integrated lives. At the foundation of that commitment are our core values. Weaver's core values were created specifically to empower our people to deliver extraordinary service and be their best selves. Our goal is to balance high development with high performance in order to meet the long-term goals of each individual, team, and our firm. Learn more about our services, industry experience and culture at weaver.com. Position Profile Weaver is looking for a supervisor to join our Attest specialization team in the Governance, Risk, and Compliance (GRC) department. Our GRC team works with our clients to make a more risk-aware, effective organization that can deliver transformational business change and meet regulatory compliance requirements with a focus on IT functions in this role. Our GRC Services include Sarbanes-Oxley (SOX) Compliance Monitoring, SOC Reporting, FDICIA and FFIEC compliance audits, and Internal Audits. Weaver's GRC - IT team focuses on assisting the Information Technology/Information Security functions within organizations, while specializing in industry knowledge and is a high-performing, dynamic team with great growth and results. A Supervisor in the attest specialization team is responsible for assisting with the execution of various engagements (primarily SOC 1 and SOC 2 examinations) and engagement objectives within assigned areas. The ideal candidate is a team player who exhibits initiative, accepts responsibility, communicates effectively, and manages multiple concurrent assignments of varying sizes and complexity. To be successful in this role, the following qualifications are required: Bachelor's degree in Accounting, Management Information Systems, Computer Science, or related field 4-6+ years of experience in public accounting familiarity with SSAE standards, SOC guides, GAAP, and IIA standards understanding of SOC Reporting guidance and Sarbanes Oxley Section 404 and the role that IT plays in compliance understanding of IT general controls, applications, system infrastructure, network layer, and security configurations understanding of financial reporting processes including accounts receivable, cash management, revenue recognition, IT departments, loans/claims management Experience supervising Associates and Senior Associates Additionally, the following qualifications are preferred: Master's degree or further certifications/education in information systems is preferred CISA or CISSP candidate or certifications are preferred, CPA and/or CIA are also beneficial Awareness and knowledge of SOC, COBIT, COSO, ISO, NIST and related standards Experience with GRC tools including Fieldguide, AuditBoard, wDesk, Drata, Vanta, SecureFrame, Anecdotes or equivalent Compensation and Benefits: At Weaver, our most valuable resources is our people. We take the time to evaluate our employees' wants and needs and invest our resources accordingly. Weaver offers competitive health benefits, such as medical, dental, vision, disability, life insurance, and a 401(k) plan. Further, we support our employees by offering flexible scheduled time off (STO), minimum of 56 hours of sick and safe leave, 11 holidays, and 2 scheduled recharge days! Learn more here - Weaver benefits. We also offer in-house CPE and learning opportunities through our internal Learning & Development department. Our multi-faceted internal learning program including technical improvement, practice development, management/leadership training, and whole-life growth. Our goal is to balance both high development with high performance to meet the long-term goals of each individual, team, and our firm. People are our formula! At Weaver, we recognize that everyone brings different strengths, backgrounds, and working styles to our team. We cultivate a safe and inclusive work environment that celebrates each individual's unique qualities through visibility, progression, advocacy, and support. We are proudly an equal opportunity employer. What's next? Interested applicants should apply directly to the job posting. You may apply to multiple roles. Be sure to upload your most recent resume and ensure that it is attached to your application. By registering, you are only activating an account and creating a presence. Please apply directly to a position of interest. You will receive a confirmation email after completing an application for a role. After reviewing your application, a friendly Weaver Recruiter will contact you soon and walk you through the hiring process. Thank you for exploring a career with us. We look forward to meeting you! Currently, we are not accepting resume submissions from third-party staffing agencies for this role.

Posted 30+ days ago

Certified Coder - Risk Adjustment (Hybrid In San Diego)-logo
UnitedHealth Group Inc.San Diego, CA
For those who want to invent the future of health care, here's your opportunity. We're going beyond basic care to health programs integrated across the entire continuum of care. Join us to start Caring. Connecting. Growing together. Member of the Performance and Risk Adjustment team. Conducts chart review to code for diagnoses and quality. Monitors performance and participates in improvement initiatives in conjunction with Provider Relations, health plans and providers. Primary Responsibilities: Generates reports for department workflow, production, quality monitoring and performance improvement Participates in formulating improvement initiatives/solutions and assists with execution Reviews AWVs and other charts for HCC diagnoses and quality codes and processes them into the tracking programs Recommends training opportunities and participates in provider training as needed Audits and interfaces with outside coding vendors Participates in webinars, conferences and conducts research as needed to stay abreast of IHA/NCQA/CMS requirements Serves as the user expert for software systems. Audits software accuracy from time to time and participates in testing Attends user meetings and reports systems issues to the vendor Tracks and submits audit data for program compliance Performs other duties as assigned You'll be rewarded and recognized for your performance in an environment that will challenge you and give you clear direction on what it takes to succeed in your role as well as provide development for other roles you may be interested in. Required Qualifications: Coding Certification 3+ years of experience in the healthcare industry Experience working with CPT and ICD-9 codes and reading claims forms/reports Knowledge of managed care concepts and healthcare delivery systems; understanding of health insurance industry and products Excellent organizational and interpersonal skills Organized self-starter with good follow through. Ability to work with changing priorities and varying deadlines Solid computer literacy, including competence with database and spreadsheet programs. Microsoft Office products familiarity Pay is based on several factors including but not limited to local labor markets, education, work experience, certifications, etc. In addition to your salary, we offer benefits such as, a comprehensive benefits package, incentive and recognition programs, equity stock purchase and 401k contribution (all benefits are subject to eligibility requirements). No matter where or when you begin a career with us, you'll find a far-reaching choice of benefits and incentives. The hourly pay for this role will range from $23.41 to $41.83 per hour based on full-time employment. We comply with all minimum wage laws as applicable. At UnitedHealth Group, our mission is to help people live healthier lives and make the health system work better for everyone. We believe everyone-of every race, gender, sexuality, age, location and income-deserves the opportunity to live their healthiest life. Today, however, there are still far too many barriers to good health which are disproportionately experienced by people of color, historically marginalized groups and those with lower incomes. We are committed to mitigating our impact on the environment and enabling and delivering equitable care that addresses health disparities and improves health outcomes - an enterprise priority reflected in our mission. OptumCare is an Equal Employment Opportunity employer under applicable law and qualified applicants will receive consideration for employment without regard to race, national origin, religion, age, color, sex, sexual orientation, gender identity, disability, or protected veteran status, or any other characteristic protected by local, state, or federal laws, rules, or regulations. OptumCare is a drug-free workplace. Candidates are required to pass a drug test before beginning employment.

Posted 5 days ago

Credit Card Risk Strategy - Senior Analyst-logo
Huntington Bancshares IncColumbus, OH
Description Summary: The Card Risk Strategy Senior Analyst is responsible for quantitative risk strategy development for Huntington's credit card products. This will be applied through the complete card life cycle, including origination, account management, existing customer marketing, and collections /chargeoff. Duties and Responsibilities: Data extraction, manipulation, and analysis, with the goal of providing actionable policy recommendations to continually test and enhance the bank's existing credit policies. As a senior member of the Card Risk Management team, regularly works across organizational boundaries including Credit Administration, Fraud, Product, Legal/Compliance, and Collections, and will be expected to make presentations to senior management as appropriate. Maintain visibility to industry best practices, and assist with the coaching and development of junior analysts. Performs other duties as assigned. Basic Qualifications: Bachelor's degree 7+ years of Credit Card analysis and/or Credit Risk Management experience 5+ years experience with SQL, SAS, or comparable coding experience (R, Python, etc.) Preferred Qualifications: Familiarity with automated decision engines such as Zoot, Power Curve, or Strategy Manager Previous analytical experience in the Card industry, and a demonstrated understanding of the credit card P&L and credit risk management best practices Strong organization and communication skills, both verbal and written Strong leadership skills and ability to think independently Strong analytical skills and thought process, with a high degree of attention to detail Ability to articulate problem solving methodology used to research and create solutions Ability to work on multiple projects at once, prioritizing within tight time constraints Customer service orientation, with respect to both internal and external customers Master's Degree in Statistics, Business Analytics, or comparable coursework #LI-Hybrid #LI-BM1 Exempt Status: (Yes = not eligible for overtime pay) (No = eligible for overtime pay) Yes Workplace Type: Office Our Approach to Office Workplace Type Certain positions outside our branch network may be eligible for a flexible work arrangement. We're combining the best of both worlds: in-office and work from home. Our approach enables our teams to deepen connections, maintain a strong community, and do their best work. Remote roles will also have the opportunity to come together in our offices for moments that matter. Specific work arrangements will be provided by the hiring team. Compensation Range: $102,000-$208,000 Annual Salary The compensation range represents the low and high end of the base compensation range for this position. Actual compensation will vary and may be above or below the range based on various factors including but not limited to location, experience, and performance. Colleagues in this position are also eligible to participate in an applicable incentive compensation plan. In addition, Huntington provides a variety of benefits to colleagues, including health insurance coverage, wellness program, life and disability insurance, retirement savings plan, paid leave programs, paid holidays and paid time off (PTO). Huntington is an Equal Opportunity Employer. Tobacco-Free Hiring Practice: Visit Huntington's Career Web Site for more details. Note to Agency Recruiters: Huntington will not pay a fee for any placement resulting from the receipt of an unsolicited resume. All unsolicited resumes sent to any Huntington colleagues, directly or indirectly, will be considered Huntington property. Recruiting agencies must have a valid, written and fully executed Master Service Agreement and Statement of Work for consideration.

Posted 30+ days ago

Risk Analyst I - Temporary-logo
First Interstate BancSystem, Inc.Billings, MT
If you are a current FIB employee, please apply through the Career Worklet in the Employee Portal. This position is located at our Billings, MT Downtown Tower branch. This is a Temporary Full-Time position ending 12/31/2025. What's Important to You We know your career is just one aspect of a meaningful, complex, and demanding life. That's why we designed our compensation and benefits package to provide employees and their families with as much choice as possible. Generous Paid Time Off (PTO) in addition to paid federal holidays. Student debt employer repayment program. 401(k) retirement plan with a 6% match. The health and happiness of the places we call home matter to us. Learn a little more about what we do for the communities we serve and why we want YOU to be a part of it. We encourage you to apply. Reach for what you want and tell us why your work ethic and willingness to learn make you a natural fit for #TeamFirstInterstate. SUMMARY The Risk Analyst I provides administrative support for Enterprise Risk Management executives and analysts, assuming administrative responsibility for projects that may be complex and/or involve bank-wide impact. This position will work under minimal supervision and resolve questions and problems, referring most complex issues to a higher level of support. ESSENTIAL DUTIES AND RESPONSIBILITIES Provides supports for assigned branch vendor portfolios to include document management support, property and casualty insurance support, and department support. Provides clerical and organizational assistance of department correspondence, handling mail, scanning, and other administrative duties. Supports processes and assist in preparation of documents to support business activities. Operates personal computers using one or more software programs to generate documents, coordinate meetings, conferences, presentations, travel arrangements, and perform other routine administrative work. Organizes and coordinates department functions as requested. Designs, organizes, and maintains central filing system for the department, including records management and retention tracking. Orders and maintains supplies, schedules equipment maintenance. Designs, constructs, and edits PowerPoint presentations. Processes invoices for payment. Provides assistance with special projects. QUALIFICATIONS To perform this job successfully, an individual must be able to perform each essential duty satisfactorily. The requirements listed below are representative of the knowledge, skill, and/or ability required. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions. KNOWLEDGE, SKILLS AND ABILITIES Ability to communicate effectively. Ability to work well with co-workers. Ability to properly prioritize workload and remain adaptable under pressure. Possess computer skills to include Microsoft PowerPoint, Word, Excel, and Access. Ability to pay attention to detail, especially in time-sensitive and pressure situations. Self-driven and motivated professional who is committed to ensuring that clients always come first. Possess excellent interpersonal skills in order to interface in person and via telephone. Ability to work independently and to prioritize projects and responsibilities. Ability to be flexible as priorities change and as needs arise to assist other department colleagues. Strong organizational skills and attention-to-detail. Ability to read and comprehend simple instructions, short correspondence, and memos. Ability to read procedure manuals. Ability to write simple correspondence. Ability to effectively present information in one-on-one and small group situations to clients, and other employees of the organization. Ability to handle client inquiries, concerns, and complaints in a polite and effective manner. Ability to effectively communicate with supervisor. Ability to add, subtract, multiply, and divide. Ability to compute ratio and percent, and to draw and interpret graphs. Ability to apply common sense understanding to carry out instructions furnished in written, oral, or diagram form. Ability to deal with problems involving several concrete variables in standardized situations. Ability to acquire knowledge of investments, securities and/or trust laws, procedures and policies and the ability to comply with such laws, procedures, and policies. EDUCATION AND/OR EXPERIENCE High School Diploma or General Education Degree (GED) required Bachelor's Degree preferred 1-3 years banking and administrative support experience preferred PHYSICAL DEMANDS AND WORKING ENVIRONMENT The physical demands and work environment are representative of those that must be met or encountered to successfully perform the essential functions of the job. In compliance with the Americans with Disabilities Act, the company provides reasonable accommodation to qualified individuals with disabilities and encourages both prospective and current employees to discuss potential accommodations with the employer. Dexterity of hands/fingers to operate computer keyboard and mouse- Frequently Lifting- Occasionally (25 lbs) Sitting- Frequently Overtime- Subject to business need Noise Level- Moderate Typical Work Hours- M-F (8-5) Regular and Predictable Attendance- Required If you are a current FIB employee, please apply through the Career Worklet in the Employee Portal.

Posted 1 week ago

K
K-Dimensional Holdings Inc.Salt Lake City, UT
Coast is re-imagining the trillion-dollar U.S. B2B card payments infrastructure, with a focus on the country's 500,000 commercial fleets, 40 million commercial vehicles, and many million commercial drivers. The incumbent technologies that cater to these customers are decades old, and drivers and fleets increasingly demand modern digital experiences and affordable and transparent financial services products. Coast's mission is to deliver them at a transformational scale, beginning with the Coast Fleet and Fuel Card built on a cutting-edge spend management platform. As an early member of Coast's Risk team, you will help drive operational initiatives related to underwriting, customer risk management, and fraud. This role requires an understanding of underwriting processes and the ability to analyze risk vectors such as credit and fraud risks. You'll partner closely with our sales, customer operations, product, and engineering teams to partner and execute on risk strategies, and the ability to take ownership of credit risk outcomes and lead strategic initiatives. What you'll do: Help support and apply Coast's risk underwriting policy used to onboard new business Investigate fraud events, conduct root cause analyses, and implement data-driven fraud defenses Execute Coast's risk credit policies on key customer management interactions, including credit limit increase/decrease requests and credit risk reviews Continuously evaluate and improve Coast's risk policies and decision systems by researching emerging trends in underwriting and fraud Partner with operations, product, engineering and sales teams to promote credit and fraud initiatives What you'll bring: BA/BS from an university with 1 year of experience working in risk or underwriting operations, preferably in a financial institution or fintech company Collaborative and humble mindset, with a track record of working effectively across teams Strong attention to detail and a commitment to accuracy Ability to work independently in a fast-paced, dynamic environment Nice-to-haves: Experience in high-growth startups Experience within corporate/small business cards, payments, lending, or related industries Strong SQL skills and ability to analyze data to create actionable insights Knowledge and understanding of KYC and KYB principles What we'll bring: Salary range: $55,000 - $65,000 Equity grant A unique product that makes an actual impact on the businesses we serve Medical, dental, and vision insurance Flexible paid time off (vacation, personal well-being, paid holidays) Paid parental leave Tools to help manage your financial wellness, including webinars, access to an equity tax advisory service, and company-sponsored 401K $400 accessories allowance for home office setup to be spent on a keyboard, mouse, headphones, etc. Education stipend Free lunch every Friday About Coast Coast is founded and led by Daniel Simon, who previously cofounded Bread (breadpayments.com), a leading payments and credit technology firm backed by some of the world's top VCs which was acquired for $500MM+ in 2020. Coast has raised $165M in total funding - our recent $40M Series B equity round was led by ICONIQ Growth with participation from Thomvest, and Synchrony. We're also backed by top fintech and mobility venture funds - including Accel, Insight Partners, Better Tomorrow Ventures, Avid Ventures, Bessemer Venture Partners, BoxGroup, Foundation Capital, Greycroft, Colle - and premier angel investors - including Max Levchin (Affirm), Josh Abramowitz (Bread), Jason Gardner (Marqeta), William Hockey (Plaid), Ryan Petersen (Flexport), and many others. Check out our CEO's recent podcast interview with Primary Venture Partners and last year's product/market deep dive on Fintech Layer Cake with Coast Founder Daniel Simon! Coast is committed to diversity, equity, and inclusion. We are building a diverse and inclusive environment, so we encourage people of all backgrounds to apply. We're an Equal Opportunity Employer and do not discriminate on the basis of race, color, gender, sexual orientation, gender identity or expression, age, religion, disability, national origin, protected veteran status, or any other status protected by applicable federal, state, or local law.

Posted 30+ days ago

Principal, Internal Audit, Financial Risk And Modeling-logo
The Options Clearing CorporationDallas, TX
Summary This role will provide subject matter expertise and strong execution skills to the Internal Audit, Financial Risk and Modeling Audit Team, executing multiple concurrent projects such as model risk assessments, model validation monitoring, and detailed model testing supporting internal audits and validations. The Principal will: Support the implementation of strategic plans and advise on the Internal Audit procedures and guidelines. Assess and opine on OCC's implementation and maintenance of its financial risk management framework, confirming alignment with organizational objectives and regulatory requirements. Coordinate the risk assessment activities with the Quantitative Risk Management (first-line) and Model Risk Management (second-line) teams. Develop and execute assessments related to OCC's Prefunded Resources (e.g., margin requirements, clearing fund contributions, stress testing of resource sufficiency, and liquidity risk monitoring). Provide technical expertise and guidance to the IA team in executing their responsibilities. Confirm proper scope and resource allocation to deliver on schedule. Leverage advanced mathematical and statistical modeling and analysis techniques to assess model design and performance (e.g., model methodologies, assumptions, parameter calibration, input data quality, and model outputs). Maintain the Internal Audit quality standards across all deliverables and collaborate with stakeholders to ensure that financial and operational risks are effectively identified, assessed, and managed. Responsibilities Responsibilities will be aligned, but not limited, to four pillars: Department Oversight Support and maintain IA infrastructure (Policies, Procedures, Standards, Guidance, Audit Universe, Risk Assessments, Co-Sourcing Management, Service Quality, Regulatory Management and Stakeholder Management) in alignment with Regulators, IIA Standards and OCC's designation requirements. Contribute to the development of annual budget recommendations supporting the risk-based audit plan. Coordinate with the Operations team and Co-Source relationship to manage staffing needs for plan execution. Leadership Support the design and implementation of strategic initiatives related to audit programs/processes, technology, or other initiatives related to assurance and consultative services for Financial and Model Risk. Plan, execute, and report on risk-based and special request audit assignments. Identify regulatory, operational, and/or strategic risks to the organization and develop recommendations for improvements. Build and maintain effective relationships with business groups and management. Delivery Contribute to the development of risk assessment and comprehensive audit plan. Manage multiple audits and validations simultaneously. Execute audit projects in accordance with the annual audit plan. Confirm audit quality, accuracy of results, and timely delivery. Quality Apply professional principles and standards (e.g., AICPA, IIA GIA, COSO, SR 11-7) in risk management activities and control evaluations. Maintain knowledge of policies, procedures, standards, and supporting technologies in risk identification and mitigation. Stay informed of industry practices, model methodologies, and emerging risks within financial services and propose improvement recommendations. Participate in department-wide activities such as peer reviews of audit deliverables. Supervisory Responsibilities None Qualifications Strong verbal and written communication skills with the ability to effectively convey complex information to various stakeholders. Proven analytical and critical thinking abilities to address business challenges. Ability to develop and present comprehensive reports and recommendations based on data analysis. Demonstrated capability to manage multiple projects while meeting deadlines. Ability to manage the assessment of quantitative models approaches and tools. Ability to work independently or as part of a team, prioritizing multiple audit assignments to simultaneously complete each in a timely fashion. Technical Skills [Required] Proficiency in Microsoft Office applications. [Required] Strong proficiency using Archer or other audit or Governance Risk and Compliance (GRC) software. [Preferred] Seasoned expertise on understanding and managing financial risks related to financial derivatives portfolios, particularly options on equities. [Preferred] Experience in evaluating the pricing of complex derivatives and performing advanced statistical analysis on underlying risk factors. [Preferred] Experience with reviewing and auditing risk management models for derivatives using methodologies such as Historical VaR, Monte Carlo simulation, TIMS and SPAN. [Preferred] Proficiency in quantitative or statistical tools (e.g., Python, R, MATLAB, SAS) to support model audit and testing procedures. [Preferred] Familiarity with model risk management practices including validation, backtesting, and performance monitoring. Education and/or Experience Minimum of 8 years working in a dynamic business environment Proven track record of implementing and overseeing operational processes and procedures. Experience in developing and maintaining professional relationships with internal and external stakeholders. [Preferred] Industry-specific experience in relevant field (e.g., Financial Services, Technology, or related sectors) [Required] Experience in financial risk model analysis or assessments and stress testing methodology. [Preferred] Master's degree in finance, economics or a quantitative field possessing strong quantitative, analytical, and problem-solving skills. [Preferred] Experience with assessments or audits of Financial Risk Management or Models. Certificates or Licenses Certification such as Financial Risk Manager (FRM), Certificate in Quantitative Finance (CQF), Chartered Financial Analyst (CFA), Certified Financial Services Auditor (CFSA), Certified Internal Auditor (CIA), Certified Public Accountant (CPA), or equivalent. About Us The Options Clearing Corporation (OCC) is the world's largest equity derivatives clearing organization. Founded in 1973, OCC is dedicated to promoting stability and market integrity by delivering clearing and settlement services for options, futures and securities lending transactions. As a Systemically Important Financial Market Utility (SIFMU), OCC operates under the jurisdiction of the U.S. Securities and Exchange Commission (SEC), the U.S. Commodity Futures Trading Commission (CFTC), and the Board of Governors of the Federal Reserve System. OCC has more than 100 clearing members and provides central counterparty (CCP) clearing and settlement services to 19 exchanges and trading platforms. More information about OCC is available at www.theocc.com. Benefits A highly collaborative and supportive environment developed to encourage work-life balance and employee wellness. Some of these components include: A hybrid work environment, up to 2 days per week of remote work Tuition Reimbursement to support your continued education Student Loan Repayment Assistance Technology Stipend allowing you to use the device of your choice to connect to our network while working remotely Generous PTO and Parental leave 401k Employer Match Competitive health benefits including medical, dental and vision Visit https://www.theocc.com/careers/thriving-together for more information. Compensation The salary range listed for any given position is exclusive of fringe benefits and potential bonuses. If hired at OCC, your final base salary compensation will be determined by factors such as skills, experience and/or education. In addition, we believe in the importance of pay equity and consider internal equity of our current team members as part of any final offer. We typically do not hire at the maximum of the range in order to allow for future and continued salary growth. We also offer a substantial benefits package as noted on www.theocc.com/careers All employees may be eligible for a discretionary bonus. Discretionary bonuses are based on various factors, including, but not limited to, company and individual performance and are not guaranteed. Salary Range $178,000.00 - $284,100.00 Incentive Range 23% to 30% This position is eligible for an annual discretionary incentive compensation award, for which the target range is listed above (see Incentive Range). The amount of such award, if any, will be based on various factors, including without limitation, both individual and company performance. Step 1 When you find a position you're interested in, click the 'Apply' button. Please complete the application and attach your resume. Step 2 You will receive an email notification to confirm that we've received your application. Step 3 If you are called in for an interview, a representative from OCC will contact you to set up a date, time, and location. For more information about OCC, please click here. OCC is an Equal Opportunity Employer

Posted 30+ days ago

IT Audit, Cybersecurity & Risk Senior Consultant-logo
Baker Tilly Virchow Krause, LLPNew York, NY
Overview Baker Tilly is a leading advisory, tax and assurance firm, providing clients with a genuine coast-to-coast and global advantage in major regions of the U.S. and in many of the world's leading financial centers - New York, London, San Francisco, Los Angeles, Chicago and Boston. Baker Tilly Advisory Group, LP and Baker Tilly US, LLP (Baker Tilly) provide professional services through an alternative practice structure in accordance with the AICPA Code of Professional Conduct and applicable laws, regulations and professional standards. Baker Tilly US, LLP is a licensed independent CPA firm that provides attest services to its clients. Baker Tilly Advisory Group, LP and its subsidiary entities provide tax and business advisory services to their clients. Baker Tilly Advisory Group, LP and its subsidiary entities are not licensed CPA firms. Baker Tilly Advisory Group, LP and Baker Tilly US, LLP, trading as Baker Tilly, are independent members of Baker Tilly International, a worldwide network of independent accounting and business advisory firms in 141 territories, with 43,000 professionals and a combined worldwide revenue of $5.2 billion. Visit bakertilly.com or join the conversation on LinkedIn, Facebook and Instagram. Please discuss the work location status with your Baker Tilly talent acquisition professional to understand the requirements for an opportunity you are exploring. Baker Tilly is an equal opportunity/affirmative action employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, national origin, disability or protected veteran status, gender identity, sexual orientation, or any other legally protected basis, in accordance with applicable federal, state or local law. Any unsolicited resumes submitted through our website or to Baker Tilly Advisory Group, LP, employee e-mail accounts are considered property of Baker Tilly Advisory Group, LP, and are not subject to payment of agency fees. In order to be an authorized recruitment agency ("search firm") for Baker Tilly Advisory Group, LP, there must be a formal written agreement in place and the agency must be invited, by Baker Tilly's Talent Attraction team, to submit candidates for review via our applicant tracking system. Job Description: Responsibilities Are you interested in joining one of the fastest growing consulting and accounting firms in the country? Would you like the ability to join a highly dynamic team focused on providing exceptional client service in the area of informational technology risk advisory? If yes, consider joining Baker Tilly (BT) as an IT Audit, Cybersecurity & Risk Senior Consultant! Our Risk Advisory practice provides a full spectrum of services to help our clients assess their risks, develop strategies to compete in an ever-changing business environment, and achieve their goals and objectives. All of this is accomplished through deep industry knowledge of risk, governance, internal audit, compliance, IT, and cybersecurity best practices. As one of the fastest growing firms in the nation, BT has the ability to offer you upward career trajectory, flexibility in how and where you get your work done and meaningful relationships with clients, teammates and leadership who truly care about you and your development. You will enjoy this role if: You want to continue to expand your work experiences and hone your skills as an IT risk professional in the areas of compliance, cybersecurity, and internal controls You crave the opportunity to be part of a fast growing, entrepreneurial risk consulting practice where your hard work and creativity will be rewarded You do your best work when you are part of a talented, down-to-earth team that thrives in collaboration and truly enjoys working together You feel valued when you are provided the resources and support to continually sharpen your technical skills and build your career now, for tomorrow What you will do: Work closely with client executives and management teams to understand their businesses and assist in identifying and managing financial and operational risks within their business systems to ensure technology risks are managed: Develop in-depth knowledge of clients' businesses and industries by having direct client interaction while working on multiple aspects of an engagement Think independently and strategically about your clients' business, systems and risks providing recommendations for business and process improvements based upon knowledge gained relative to the client's operations, processes and business objectives Provide strategic business assurance to clients by assisting in the implementation of new processes and controls that address key risks Assess, manage and optimize information technology risk across a wide range of areas, including cybersecurity, IT strategy and governance, IT regulatory and compliance requirements, and business continuity Review clients' processes and controls against industry frameworks, identifying gaps in design and execution, and communicating issues and recommendations to clients Assist in the development of audit programs and the execution of internal audits and IT control assessments in the areas of: IT strategy and governance IT operations, business continuity and disaster recovery Cybersecurity Third party risk ITGC and application controls SOC reporting Regulatory and compliance requirements Assist in drafting comprehensive executive summaries and final reports for delivery to the client, documenting and reviewing engagement work papers in accordance with industry-accepted internal audit methodologies Act as a valued business advisor, build relationships and communicate effectively with the client to provide superior client service Facilitate professional and effective presentations to internal and external audiences Continue to develop your knowledge and experience working with a variety of technology environments, platforms, applications and tools/utilities Demonstrate the desire to continually grow, learn and develop skills and knowledge through external and internal education, training and cross-training opportunities to maximize personal contribution to the organizational goals and ongoing career development Utilize your entrepreneurial skills to network and build strong relationships internally and externally with clients Support the growth and development of team members through the Baker Tilly Care and Teach philosophy, helping associates meet their professional goals Enjoy friendships, social activities and team outings that encourage a work-life balance Qualifications Bachelor's degree in management/computer information systems, computer science, accounting information systems, computer engineering, industrial engineering, or related program CISA, CISSP, CISM, CIA, or CPA certifications preferred 2+ year(s) experience with IT audit or cybersecurity Experience as a client serving professional for a consulting firm desired Excellent analytical, technical and problem solving skills, with strong attention to detail Exceptional verbal and written communication, collaboration, and time management skills "The compensation range for this role is $85,910 to $162,890. Actual compensation is influenced by a variety of factors including but not limited to skills, experience, qualifications, and geographic location."

Posted 30+ days ago

Risk Data Engineering, Senior AI Engineer-logo
SofiFrisco, TX
Employee Applicant Privacy Notice Who we are: Shape a brighter financial future with us. Together with our members, we're changing the way people think about and interact with personal finance. We're a next-generation financial services company and national bank using innovative, mobile-first technology to help our millions of members reach their goals. The industry is going through an unprecedented transformation, and we're at the forefront. We're proud to come to work every day knowing that what we do has a direct impact on people's lives, with our core values guiding us every step of the way. Join us to invest in yourself, your career, and the financial world. The role: As a Staff Software Engineer focused on Gen AI applications, you'll play a critical, hands-on role in building, deploying, and optimizing scalable, real-time, full-stack custom applications powered by the latest advances in Generative AI. The ideal candidate has 9+ years of engineering experience, a proven record of full-stack delivery, and deep expertise in designing AI-driven solutions from the UI to the data back-end. You will work across cross-functional delivery teams to shape technical architecture, champion best practices, and directly produce high-value solutions for our users. What you'll do: Architect, design, and build end-to-end GenAI-powered applications using rich interactive user-interfaces with your expertise working with information from Snowflake (including leveraging Snowflake Cortex for advanced AI workloads). Manage deployment pipelines and infrastructure as code using ArgoCD, GitLab CI/CD, and AWS best practices. Design and implement multi-agentic AI applications leveraging LangChain and LangGraph, enabling autonomous, stateful, and collaborative agent workflows for complex, real-world problem solving Own technical decompositions of new product requirements; lead delivery from ideation to deployment and continual improvement. Deploy, optimize, and monitor Generative AI workflows on enterprise frameworks Automate real-time and batch data flows using orchestration tools such as Apache Airflow. Participate in technical architecture reviews, code and design reviews, and help guide technical decision-making for AI-driven services. Collaborate with Product, Design, and Engineering to deliver high-impact solutions; mentor peers and foster a growth-mindset environment. Stay current with GenAI, LLM infrastructure, and the evolving tooling ecosystem; generate ideas to expand product capabilities and technical reach. What you'll need: Bachelor's or Master's degree in Computer Science, Engineering, or a related technical field. 9+ years of professional software engineering experience, with heavy focus on full-stack custom product delivery specializing in AI Solid devops and infrastructure-as-code experience using ArgoCD and GitLab for deployment, CI/CD, and environment management. Advanced proficiency in React, Node.js, and front-end-to-back-end custom app development. Extensive hands-on experience with Snowflake, including advanced features, AI/ML integrations, and Snowflake Cortex. Deep expertise in orchestrating real-time and scheduled pipelines with Airflow. Demonstrable expertise with AWS SageMaker and Bedrock for developing, training, and deploying machine learning models, especially those involving large language models or generative AI workflows. Track record of delivering high-quality, production-grade, scalable, and highly available cloud-based services. Strong communicator; able to collaborate and drive decision-making with cross-functional stakeholders. Willingness to take ownership, mentor others, and champion learning and innovation within the organization. Nice to have: Exposure to other cloud-native or AI workflow orchestration platforms. Prior fintech or high-throughput consumer product experience. Experience deploying and scaling LLM-powered chatbots or retrieval-augmented generation (RAG) platforms. Compensation and Benefits The base pay range for this role is listed below. Final base pay offer will be determined based on individual factors such as the candidate's experience, skills, and location. To view all of our comprehensive and competitive benefits, visit our Benefits at SoFi page! Pay range: $153,600.00 - $264,000.00 Payment frequency: Annual This role is also eligible for a bonus, long term incentives and competitive benefits. More information about our employee benefits can be found in the link above. SoFi provides equal employment opportunities (EEO) to all employees and applicants for employment without regard to race, color, religion (including religious dress and grooming practices), sex (including pregnancy, childbirth and related medical conditions, breastfeeding, and conditions related to breastfeeding), gender, gender identity, gender expression, national origin, ancestry, age (40 or over), physical or medical disability, medical condition, marital status, registered domestic partner status, sexual orientation, genetic information, military and/or veteran status, or any other basis prohibited by applicable state or federal law. The Company hires the best qualified candidate for the job, without regard to protected characteristics. Pursuant to the San Francisco Fair Chance Ordinance, we will consider for employment qualified applicants with arrest and conviction records. New York applicants: Notice of Employee Rights SoFi is committed to embracing diversity. As part of this commitment, SoFi offers reasonable accommodations to candidates with physical or mental disabilities. If you need accommodations to participate in the job application or interview process, please let your recruiter know or email accommodations@sofi.com. Due to insurance coverage issues, we are unable to accommodate remote work from Hawaii or Alaska at this time. Internal Employees If you are a current employee, do not apply here - please navigate to our Internal Job Board in Greenhouse to apply to our open roles.

Posted 1 week ago

T
Truist Financial CorporationCharlotte, NC
The position is described below. If you want to apply, click the Apply Now button at the top or bottom of this page. After you click Apply Now and complete your application, you'll be invited to create a profile, which will let you see your application status and any communications. If you already have a profile with us, you can log in to check status. Need Help? If you have a disability and need assistance with the application, you can request a reasonable accommodation. Send an email to Accessibility (accommodation requests only; other inquiries won't receive a response). Regular or Temporary: Regular Language Fluency: English (Required) Work Shift: 1st shift (United States of America) Please review the following job description: The Business Unit Risk Specialist II engages with Business Unit stakeholders, primarily within Corporate Banking, Commercial Banking, and Specialized Industries Lending, in its management of risks and controls as well as its execution of risk program requirements. Execute, facilitate, and/or monitor execution of Risk Program requirements (e.g., RCSA, Issues Management, Internal/External Loss Events, KRIs, etc.) for high complexity areas within the Business Unit. Provide risk advice and influence to assigned Business Unit. Aggregate, integrate, correlate, and report risks for the assigned Business Unit. Identify and opine on remediation to address weaknesses related to inadequate or failed processes, people, and systems, or external events and ensure effective remediation. Essential Duties and Responsibilities Following is a summary of the essential functions for this job. Other duties may be performed, both major and minor, which are not mentioned below. Specific activities may change from time to time. Provide risk advice and serve as risk Subject Matter Expert (SME) to assigned Business Unit across all risk types to promote and strengthen compliance with applicable regulations, policies, procedures, and risk program requirements. Partner with first- and second-line defense teammates across highly complex business areas in identifying, escalating and in remediating risk control gaps to ensure compliance with Enterprise Risk Management programs and policy. Monitor and report on emerging risks potentially impactful to Business Unit partners and Truist. Execute processes and record retention routines necessary to ensure Business Unit compliance with enterprise risk monitoring requirements. Understand Business Unit goals, provide risk management expertise in strategic projects and seek engagement from appropriate peers for guidance and input. Other activities and special projects, as deemed required. Qualifications Required Qualifications: The requirements listed below are representative of the knowledge, skill and/or ability required. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions. Bachelor's degree in Accounting, Business, Finance or related field, or equivalent education and related training. 5+ years of experience in a financial institution with emphasis on risk management or equivalent work experience and training, and/or equivalent education, training and experience. Experience in compliance and operational risk mitigation and remediation. Strong communication, interpersonal, presentation and negotiation skills. Proven leadership and management skills. Strong time management and organizational skills adaptable to a dynamic and complex work environment; Capable of handling multiple projects concurrently. Demonstrated proficiency in basic computer applications, such as Microsoft Office software products. Ability to travel, occasionally overnight Preferred Qualifications: Corporate Banking, Commercial Banking, and/or Specialized Industries experience. Demonstrated proficiency in identifying operational, reputational, and technology risks. Strong written and oral communication skills along with excellent decision making and judgment skills. Comfortable operating in an environment with a high degree of change. Experience in issues management (Identification, Remediation Planning, Management and Closure). Experience with Risk Control Self-Assessment to include documentation and evaluation of process, risks, and controls. Experience in Audit and/or Exam management. Proficiency and knowledge in ARCHER GRC Platform is a plus. General Description of Available Benefits for Eligible Employees of Truist Financial Corporation: All regular teammates (not temporary or contingent workers) working 20 hours or more per week are eligible for benefits, though eligibility for specific benefits may be determined by the division of Truist offering the position. Truist offers medical, dental, vision, life insurance, disability, accidental death and dismemberment, tax-preferred savings accounts, and a 401k plan to teammates. Teammates also receive no less than 10 days of vacation (prorated based on date of hire and by full-time or part-time status) during their first year of employment, along with 10 sick days (also prorated), and paid holidays. For more details on Truist's generous benefit plans, please visit our Benefits site. Depending on the position and division, this job may also be eligible for Truist's defined benefit pension plan, restricted stock units, and/or a deferred compensation plan. As you advance through the hiring process, you will also learn more about the specific benefits available for any non-temporary position for which you apply, based on full-time or part-time status, position, and division of work. Truist is an Equal Opportunity Employer that does not discriminate on the basis of race, gender, color, religion, citizenship or national origin, age, sexual orientation, gender identity, disability, veteran status, or other classification protected by law. Truist is a Drug Free Workplace. EEO is the Law Pay Transparency Nondiscrimination Provision E-Verify

Posted 2 weeks ago

Risk Adjustment Actuarial Analyst II - Advanced Analytics-logo
CareBridgeWallingford, CT
Risk Adjustment Actuarial Analyst II - Advanced Analytics On-Site Requirement: Hybrid 1; This role requires associates to be in-office 1 - 2 days per week, fostering collaboration and connectivity, while providing flexibility to support productivity and work-life balance. This approach combines structured office engagement with the autonomy of virtual work, promoting a dynamic and adaptable workplace. Alternate locations may be considered if candidates reside within a commuting distance from an office. Please note that per our policy on hybrid/virtual work, candidates not within a reasonable commuting distance from the posting location(s) will not be considered for employment, unless an accommodation is granted as required by law. The Risk Adjustment Actuarial Analyst II - Advanced Analytics is responsible for completing projects and performing complex actuarial studies related to risk adjustment analytics in both the Medicaid and Medicare Advantage lines of business. How You Will Make an Impact Primary duties may include, but are not limited to: Analyzes and develops SAS and SQL programming to support Medicaid and Medicare Advantage risk adjustment initiatives. Performs data mining and data-driven analyses to evaluate historical program performance and to inform current operating decisions. Prepares management reports for risk adjustment related projects. Collects and documents reporting and programming requirements from internal and external requestors to ensure that the team is meeting reporting needs and facilitates seamless data transfer. Develops ad hoc risk adjustment reports using SAS and SQL as needed. Attends and actively participates in internal risk adjustment analytics and risk adjustment operations meetings. Participates in peer-to-peer review process to reduce report writing errors and rework. Minimum Requirements: Requires a BA/BS degree and to have passed a minimum of three Society of Actuaries (SOA) or Casualty Actuarial Society (CAS) actuarial exams and a minimum of 1-year related experience; or any combination of education and experience, which would provide an equivalent background. Preferred Skills, Capabilities, and Experiences: 1 year or more of risk adjustment analytics experience for government programs strongly preferred. Proficiency in SAS and SQL or experience using other programming languages and an aptitude and desire to learn these programming languages quickly. Proven written and verbal communication skills in a collaborative environment. For candidates working in person or virtually in the below location(s), the salary* range for this specific position is $71,136 to $134,784 annually. Locations: Colorado, Illinois, New Jersey, Maryland, Minnesota, and New York In addition to your salary, Elevance Health offers benefits such as, a comprehensive benefits package, incentive and recognition programs, equity stock purchase and 401k contribution (all benefits are subject to eligibility requirements). The salary offered for this specific position is based on a number of legitimate, non-discriminatory factors set by the Company. The Company is fully committed to ensuring equal pay opportunities for equal work regardless of gender, race, or any other category protected by federal, state, and local pay equity laws. The salary range is the range Elevance Health in good faith believes is the range of possible compensation for this role at the time of this posting. This range may be modified in the future and actual compensation may vary from posting based on geographic location, work experience, education and/or skill level. Even within the range, the actual compensation will vary depending on the above factors as well as market/business considerations. No amount is considered to be wages or compensation until such amount is earned, vested, and determinable under the terms and conditions of the applicable policies and plans. The amount and availability of any bonus, commission, benefits, or any other form of compensation and benefits that are allocable to a particular employee remains in the Company's sole discretion unless and until paid and may be modified at the Company's sole discretion, consistent with the law. Please be advised that Elevance Health only accepts resumes for compensation from agencies that have a signed agreement with Elevance Health. Any unsolicited resumes, including those submitted to hiring managers, are deemed to be the property of Elevance Health. Who We Are Elevance Health is a health company dedicated to improving lives and communities - and making healthcare simpler. We are a Fortune 25 company with a longstanding history in the healthcare industry, looking for leaders at all levels of the organization who are passionate about making an impact on our members and the communities we serve. How We Work At Elevance Health, we are creating a culture that is designed to advance our strategy but will also lead to personal and professional growth for our associates. Our values and behaviors are the root of our culture. They are how we achieve our strategy, power our business outcomes and drive our shared success - for our consumers, our associates, our communities and our business. We offer a range of market-competitive total rewards that include merit increases, paid holidays, Paid Time Off, and incentive bonus programs (unless covered by a collective bargaining agreement), medical, dental, vision, short and long term disability benefits, 401(k) +match, stock purchase plan, life insurance, wellness programs and financial education resources, to name a few. Elevance Health operates in a Hybrid Workforce Strategy. Unless specified as primarily virtual by the hiring manager, associates are required to work at an Elevance Health location at least once per week, and potentially several times per week. Specific requirements and expectations for time onsite will be discussed as part of the hiring process. The health of our associates and communities is a top priority for Elevance Health. We require all new candidates in certain patient/member-facing roles to become vaccinated against COVID-19 and Influenza. If you are not vaccinated, your offer will be rescinded unless you provide an acceptable explanation. Elevance Health will also follow all relevant federal, state and local laws. Elevance Health is an Equal Employment Opportunity employer and all qualified applicants will receive consideration for employment without regard to age, citizenship status, color, creed, disability, ethnicity, genetic information, gender (including gender identity and gender expression), marital status, national origin, race, religion, sex, sexual orientation, veteran status or any other status or condition protected by applicable federal, state, or local laws. Applicants who require accommodation to participate in the job application process may contact elevancehealthjobssupport@elevancehealth.com for assistance. Qualified applicants with arrest or conviction records will be considered for employment in accordance with all federal, state, and local laws, including, but not limited to, the Los Angeles County Fair Chance Ordinance and the California Fair Chance Act.

Posted 3 weeks ago

T
Texas Capital Bancshares, Inc.Richardson, TX
Texas Capital is built to help businesses and their leaders. Our depth of knowledge and expertise allows us to bring the best of the big firms at a scale that works for our clients, with highly experienced bankers who truly invest in people's success - today and tomorrow. While we are rooted in core financial products, we are differentiated by our approach. Our bankers are seasoned financial experts who possess deep experience across a multitude of industries. Equally important, they bring commitment - investing the time and resources to understand our clients' immediate needs, identify market opportunities and meet long-term objectives. At Texas Capital, we do more than build business success. We build long-lasting relationships. Texas Capital provides a variety of benefits to colleagues, including health insurance coverage, wellness program, fertility and family building aids, life and disability insurance, retirement savings plans with a generous 401K match, paid leave programs, paid holidays, and paid time off (PTO). Headquartered in Dallas with offices in Austin, Fort Worth, Houston, Richardson, Plano and San Antonio, Texas Capital was recently named Best Regional Bank in 2024 by Bankrate and was named to The Dallas Morning News' Dallas-Fort Worth metroplex Top Workplaces 2023 and GoBankingRate's 2023 list of Best Regional Banks. For more information about joining our team, please visit us at www.texascapitalbank.com. Brief Overview of Position The Information Risk function is the Bank's 2LOD (second line of defense) responsible for independently assessing and monitoring information risks across the organization. The Information Risk Data Analytics role supports the initiatives of the Information Risk Team. The role is critical in translating complex data findings into clear, concise reports that inform senior management and committees, enabling them to make well-informed decisions regarding the overall risk posture and strategy of the Bank. Key activities include reviewing, validating, and/or independently conducting risk assessments, analyzing the potential impact of identified risks, providing recommendations to mitigate risks, and preparing detailed reports to key stakeholders and decision-making committees (senior, executive and board). Additionally, this role contributes to other Information Risk functions by assisting with issue management validation, vulnerability assessment, and new business initiative risk management. Responsibilities Analyzing data from various sources, such as enterprise and technical management systems, security scanning tools, and identity management solutions, to identify and track risk trends. Aggregating and synthesizing this data to generate detailed reports for key stakeholders and decision-making committees. Providing actionable insights and recommendations for risk mitigation strategies. Ensuring all risk management documentation and reports submitted to both internal and external auditors and regulators, are complete and accurate. Collaborating with business control offices and risk reporting functions to ensure timely and aligned information risk management reporting. Analyze findings and provide detailed reports with actionable recommendations for improving security posture Assist in developing security policies and procedures based on test results to enhance overall security frameworks Develop clear and concise risk reports highlighting key findings, including potential impacts and mitigation strategies. Visualize complex data using charts, graphs, and dashboards to effectively communicate risk levels. Perform other duties or projects as assigned. Qualifications Bachelor's degree (preferred in Finance, Accounting, Business, or Analytics, Computer Science); or equivalent combination of education, training, experience Minimum 5 years of work experience in financial services or a related field Strong knowledge of a programming at least one language, including but not limited to Ruby, Python, Powershell, or BASH. Strong documentation capabilities. Ability to communicate results to both technical and business audiences. Strong analytical and problem-solving mindset, focused on results with critical thinking, research and problem-solving, and decision-making skills. Ability to implement and communicate actionable insights to streamline processes/transactions. Highly self-motivated with a strong sense of initiative. Ability to manage competing priorities on concurrent large, complex projects, initiatives, and deliverables. Strong verbal, written, and interpersonal communication skills. The duties listed above are the essential functions, or fundamental duties within the job classification. The essential functions of individual positions within the classification may differ. Texas Capital Bank may assign reasonably related additional duties to individual employees consistent with standard departmental policy.Texas Capital is an Equal Opportunity Employer.

Posted 30+ days ago

W
WEX Inc.Portland, ME
Company Overview WEX is a global commerce platform and payments technology company that helps businesses solve operational complexities such as employee benefits, fleet management and mobilization, and streamlining payments. Our goal is to simplify the business of running a business for our customers, freeing them to spend more time, with less worry, on the things they love. We are on a journey to build a unified, world-class user experience across our products and services, leveraging customer-driven innovations across all our strategic initiatives, including big data, AI, and Risk. Position Summary We are looking for a highly motivated, technically deep, and experienced hands-on Software Engineer to join a group of high-performing engineers in the Risk area to provide hands-on technical leadership including tech direction, tech stack decisioning, architecture design, end-to-end development, deployment, and production measurement and monitoring. This is an exciting time to be in risk technology at WEX. We are hiring for a cross-functional initiative with the goal of creating a modern, cloud-based technology ecosystem that will enable WEX to be more nimble, faster to market, and open to emerging business opportunities, while keeping regulations, policy, and risk mitigation top of mind. We are in the process of building a powerful platform for risk operations and management, credit underwriting and management, and finance risk operations and management, all built on top of our Data Platform and AI Platform, leveraging open-source technologies as well as vendor platforms and tools. The vision of this integrated risk platform is to streamline how WEX interacts with customers-ranging from creating accounts, maintaining and expanding relationships to monitoring for overall health and risk across multiple vectors. With strong risk control and management, this platform will enable WEX to grow our business and customer base at a faster pace, and in a safer manner, all while improving customer experience. This role will report to the Senior Director of Risk Engineering, based in the San Francisco Bay Area. It can also be based in Chicago, Portland, Maine (Wex HQ), or Boston. The ideal candidate will have extensive experience in the risk field and risk platform development, a proven background in developing complex software platforms, strong engineering skills and technical expertise, excellent communication skills, and a drive to achieve results in a fast-paced environment. This individual will have a strong track record of delivering an effective, highly available, and flexible technology platform in a hyper-growth environment where priorities shift quickly. Responsibilities From the technology and engineering side, lead and drive the development of the technology and platform for the company's risk needs, ensuring the functional richness, reliability, performance, and flexibility of the Risk Platform. Own the technology and architecture of the Risk platform and services by partnering with the Senior Director of Risk Engineering and other leaders in the team. Challenge the status quo and maintain a high bar to drive better technical solutions that effectively serve the broad risk needs of WEX. Closely partner with leaders in the Risk Product and Risk & Compliance organizations to deeply understand business needs and collaboratively develop technical solutions to meet these needs effectively. Demonstrate strong thought leadership and partnership. Help grow and build a strong global risk engineering team, attracting high talent and hiring with a high bar. Provide effective guidance and coaching on engineering principles and best practices to ensure team productivity, high quality, and timeliness in initiative development and delivery. Ensure reliable risk platform production execution with observability, and provide clear visibility to partners. Partner with leaders in the Data, AI, and Risk organizations to leverage the Data Platform and AI Platform to address the needs of Risk. Partner with the solutions architecture and line-of-business (LOB) product and engineering organizations on integrating the Risk Platform with their products and systems, ensuring reliable and high-performance execution. Drive the technical vision and strategy for Risk, serving both near-term and long-term business needs, by partnering with the Senior Director of Risk Engineering. Close collaboration with the Risk & Compliance and Risk Product teams is essential. Set a high bar and provide technical guidance, training, and mentorship to engineering teams, including engineering principles, skills, and best practices. Uphold strong DORA metrics across the organization. Foster an environment of continuous learning and innovation. Build an inclusive, productive, innovative, and engaging Risk group, attracting top talent from the industry. Guide leaders within your group to do the same. Partner with the security and SRE organizations to ensure continuous improvement and the fulfillment of security requirements, SLOs, and error budgets. Qualifications & Experience A technically deep, innovative, empathetic, and passionate technical leader, capable of acting and delivering on business needs. 10+ years of software design and development experience at a large scale. Technically deep and hands-on in architecture design, development, deployment, and production operations; familiar with agile software development and modern development tools and frameworks; holding strong engineering principles, including automation, code quality, and best practices, with a high bar. Extensive experience in the full software development life cycle (E2E), including production monitoring. Extensive experience in the risk area, including architecting and developing Risk platforms. Strong understanding and experience in Data and ML/AI, and applying these to solve risk-related problems. Broad understanding of cloud architecture tools and services, such as S3, EMR, Kubernetes, and Lambda functions. Experience with AWS and Azure is highly desirable. Excellent leadership and partnership skills, with the ability to navigate a matrixed organization and influence technical direction and strategy. Exceptional analytical skills, with the ability to identify and resolve complex problems. Understanding of and experience in payments is a plus. Ability to drive action and make clear decisions, leveraging analytics and a test-and-learn approach. Capable of recognizing and recovering quickly from failures, both as an individual and on behalf of the team. A mentor to individual contributors of varying seniority levels and expertise. Ability to encourage and foster a culture of visibility and transparency across teams. Strong written and verbal communication skills. A strong philosophy of continuous improvement. Bachelor's degree in Computer Science or a related field; a higher degree (Master's or PhD) in a related field is a plus. Leadership & Personal Characteristics Beyond experience, the right leadership competencies and personal style are critical to success as Senior Staff Engineer. The candidate will model WEX's commitment to innovation, integrity, execution, relationships, community, and the excellence that they commit to their customers. They will have a strong corporate stewardship philosophy and leadership style combined with the following: Demonstrates a collaborative, engaging, mission-driven style with good listening skills combined with gravitas and self-confidence in order to effectively interact with senior leadership and other key constituencies with humility, empathy, transparency, cultural sensitivity, and agility. Champions a culture of high standards, pushes for progress, embraces change and challenges the status quo based on integrity, strong partnership and financial responsibility. Possesses uncompromising ethics and unwavering integrity. Able to operate in a fast-paced entrepreneurial environment with a hands-on approach. Leads with empathy. Recognizes others, listens intently, holds others accountable, and makes diversity and inclusion a priority. Promotes a culture of trust, transparency, fairness, innovation, collaboration, inclusion, and diversity of thought; empowers individuals. Communicates effectively in small and large group formats. Able to articulate a compelling vision and purpose that excites the team and drives outstanding performance and service delivery excellence. Talent magnet, talent developer and talent scout that proactively engages external talent and builds and nurtures internal talent; empowers individuals and manages diverse teams to drive engagement and performance. Possesses a high level of intellectual curiosity and learning agility. A natural change agent with a combination of vision and execution skills. Understands nuance and how to drive change through influence across a complex business. Superb stakeholder management and comfortable operating in a fast-changing environment. The base pay range represents the anticipated low and high end of the pay range for this position. Actual pay rates will vary and will be based on various factors, such as your qualifications, skills, competencies, and proficiency for the role. Base pay is one component of WEX's total compensation package. Most sales positions are eligible for commission under the terms of an applicable plan. Non-sales roles are typically eligible for a quarterly or annual bonus based on their role and applicable plan. WEX's comprehensive and market competitive benefits are designed to support your personal and professional well-being. Benefits include health, dental and vision insurances, retirement savings plan, paid time off, health savings account, flexible spending accounts, life insurance, disability insurance, tuition reimbursement, and more. For more information, check out the "About Us" section. Pay Range: $158,000.00 - $210,000.00

Posted 30+ days ago

Senior Business Analyst (Credit Risk)-logo
KoalafiRichmond, VA
At Koalafi, we believe in a world where no one has to put an important purchase on hold. That's why we're making it easier for more people to pay for big purchases over time. Retailers across the country rely on us to offer flexible lease-to-own financing to their non-prime consumers, while increasing sales and strengthening customer loyalty. Their 2M+ customers love us because we provide a flexible way for them to make payments and give them an opportunity to improve their credit. Our 200+ Koalafi teammates enjoy inspiring and challenging work that accelerates their careers. Interested in learning more about how we're transforming the financing experience and joining our team? What You'll Do: At Koalafi, we use data-driven insights to inform business, product, and underwriting decisions. This position is responsible for supporting the business by providing analysis, reporting, and recommendations to the team, and by assisting in driving the implementation of strategic business initiatives. You will have the unique opportunity to grow alongside the company and help shape the future direction of the business. In this role, you will: Monitor portfolio risk and recommend changes to credit policy strategy Perform in-depth analysis on complex datasets to generate actionable insights Present results to leadership and influence to adopt recommendations Support with regular reports, ad hoc data requests and analysis, transaction analysis, and special inquires as requested Create queries as needed to problem solve and answer internal and external customer questions Drive research and analysis that powers our strategy, operational, financial, and business development decision-making Develop business plans, including gathering requirements for transformational projects within our new product line Produce financial models and NPV analyses Deliver great results for the business with a customer focus in mind About You (Qualifications) Bachelor's degree in a quantitative field (finance, economics, mathematics, engineering, etc.) 2-5 years of analyst experience in consumer lending or credit risk 1+ years at a fast-moving start-up preferred Proficiency in Python and SQL or similar language Experience using Logistic Regression and/or GBM models preferred Willingness to learn new tools/technologies Ability to communicate with data in written and verbal contexts Exceptional attention to detail and problem-solving skills Desire to work in a fast-paced, dynamic entrepreneurial environment Location Requirement: This position requires regular in-person attendance at one of our two office locations (Richmond, VA or Arlington, VA). Candidates must already be located within a commutable distance to either location, as relocation assistance is not available at this time. Why choose Koalafi: A career at Koalafi means opportunities to tackle exciting challenges every single day. We take pride in a culture of innovation, trust, and ownership. You'll get outside your comfort zone, build meaningful relationships, and most of all, take charge of projects that ultimately help people get the things they need most. Benefits: At Koalafi, you will have a direct impact on our products and help shape the company's success. We offer competitive compensation & benefits packages to keep you at your best: Comprehensive medical, dental, and vision coverage 20 PTO days + 11 paid holidays 401(k) retirement with company matching Student Loan & Tuition Reimbursement Commuter assistance Parental leave (maternal + paternal) Inclusion and Associate Engagement Programs Who we are & what we value: We focus on what's most important We set clear expectations and deliver We embrace challenges to reach our full potential We ask, "How can this be better?" We move fast together

Posted 4 weeks ago

Risk Adjustment Actuarial Business Analyst II-logo
CareBridgeLatham, NY
Risk Adjustment Actuarial Business Analyst II On-Site Requirement: Hybrid 1; This role requires associates to be in-office 1 - 2 days per week, fostering collaboration and connectivity, while providing flexibility to support productivity and work-life balance. This approach combines structured office engagement with the autonomy of virtual work, promoting a dynamic and adaptable workplace. Alternate locations may be considered if candidates reside within a commuting distance from an office. Please note that per our policy on hybrid/virtual work, candidates not within a reasonable commuting distance from the posting location(s) will not be considered for employment, unless an accommodation is granted as required by law. The Risk Adjustment Actuarial Business Analyst II is responsible for completing projects and performing complex actuarial studies related to risk adjustment analytics in both the Medicaid and Medicare Advantage lines of business. How You Will Make an Impact Primary duties may include, but are not limited to: Analyzes and develops SAS and SQL programming to support Medicaid and Medicare Advantage risk adjustment initiatives. Performs data mining and data-driven analyses to evaluate historical program performance and to inform current operating decisions. Prepares management reports for risk adjustment related projects. Collects and documents reporting and programming requirements from internal and external requestors to ensure that the team is meeting reporting needs and facilitates seamless data transfer. Develops ad hoc risk adjustment reports using SAS and SQL as needed. Attends and actively participates in internal risk adjustment analytics and risk adjustment operations meetings. Participates in peer-to-peer review process to reduce report writing errors and rework. Minimum Requirements: Requires a BA/BS in Mathematics, Statistics or related field and minimum of 3 years related experience in an actuarial environment performing financial reporting, rate development, evaluation of risk contingencies and trend projections; or any combination of education and experience, which would provide an equivalent background. Experience specific to group insurance or health insurance environments or graduate level related education may also be used to offset some years of experience. Preferred Skills, Capabilities, and Experiences: 1 year or more of risk adjustment analytics experience for government programs. Proficiency in SAS and SQL or experience using other programming languages and an aptitude and desire to learn these programming languages quickly. Proven written and verbal communication skills in a collaborative environment. For candidates working in person or virtually in the below location(s), the salary* range for this specific position is $71,136 to $134,784 annually. Locations: Colorado, Illinois, New Jersey, Maryland, Minnesota, and New York In addition to your salary, Elevance Health offers benefits such as, a comprehensive benefits package, incentive and recognition programs, equity stock purchase and 401k contribution (all benefits are subject to eligibility requirements). The salary offered for this specific position is based on a number of legitimate, non-discriminatory factors set by the Company. The Company is fully committed to ensuring equal pay opportunities for equal work regardless of gender, race, or any other category protected by federal, state, and local pay equity laws. The salary range is the range Elevance Health in good faith believes is the range of possible compensation for this role at the time of this posting. This range may be modified in the future and actual compensation may vary from posting based on geographic location, work experience, education and/or skill level. Even within the range, the actual compensation will vary depending on the above factors as well as market/business considerations. No amount is considered to be wages or compensation until such amount is earned, vested, and determinable under the terms and conditions of the applicable policies and plans. The amount and availability of any bonus, commission, benefits, or any other form of compensation and benefits that are allocable to a particular employee remains in the Company's sole discretion unless and until paid and may be modified at the Company's sole discretion, consistent with the law. Please be advised that Elevance Health only accepts resumes for compensation from agencies that have a signed agreement with Elevance Health. Any unsolicited resumes, including those submitted to hiring managers, are deemed to be the property of Elevance Health. Who We Are Elevance Health is a health company dedicated to improving lives and communities - and making healthcare simpler. We are a Fortune 25 company with a longstanding history in the healthcare industry, looking for leaders at all levels of the organization who are passionate about making an impact on our members and the communities we serve. How We Work At Elevance Health, we are creating a culture that is designed to advance our strategy but will also lead to personal and professional growth for our associates. Our values and behaviors are the root of our culture. They are how we achieve our strategy, power our business outcomes and drive our shared success - for our consumers, our associates, our communities and our business. We offer a range of market-competitive total rewards that include merit increases, paid holidays, Paid Time Off, and incentive bonus programs (unless covered by a collective bargaining agreement), medical, dental, vision, short and long term disability benefits, 401(k) +match, stock purchase plan, life insurance, wellness programs and financial education resources, to name a few. Elevance Health operates in a Hybrid Workforce Strategy. Unless specified as primarily virtual by the hiring manager, associates are required to work at an Elevance Health location at least once per week, and potentially several times per week. Specific requirements and expectations for time onsite will be discussed as part of the hiring process. The health of our associates and communities is a top priority for Elevance Health. We require all new candidates in certain patient/member-facing roles to become vaccinated against COVID-19 and Influenza. If you are not vaccinated, your offer will be rescinded unless you provide an acceptable explanation. Elevance Health will also follow all relevant federal, state and local laws. Elevance Health is an Equal Employment Opportunity employer and all qualified applicants will receive consideration for employment without regard to age, citizenship status, color, creed, disability, ethnicity, genetic information, gender (including gender identity and gender expression), marital status, national origin, race, religion, sex, sexual orientation, veteran status or any other status or condition protected by applicable federal, state, or local laws. Applicants who require accommodation to participate in the job application process may contact elevancehealthjobssupport@elevancehealth.com for assistance. Qualified applicants with arrest or conviction records will be considered for employment in accordance with all federal, state, and local laws, including, but not limited to, the Los Angeles County Fair Chance Ordinance and the California Fair Chance Act.

Posted 3 weeks ago

Third Party Risk Analyst-logo
Austin BankLongview, TX
ESSENTIAL DUTIES AND RESPONSIBILITIES: Includes the following, other duties may be assigned; BCP o Maintain and input data into the Business Continuity Plan (BCP) application. o Make recommendations to management for enhancements to the BCP. o Use of analytical and critical thinking to determine actionable impacts to the BCP. o Assist in interviewing functional department managers each year to determine modifications within the BCP to reflect Business Impact Questionnaire results. o Assist in coordinating scenario testing for BCP documentation Vendor Management o Enter and maintain significant/critical vendor profiles in the Vendor Management (VM) application. o Responsible for the data integrity for all vendors in the VM application. o Responsible for gathering documentation to keep vendor due diligence current. o Use critical thinking to analyze new vendors and make recommendations and perform required due diligence based off criticality. o Ability to use critical thinking to make recommendations to move certain vendors between criticality levels based off new information. o Work with other departments of the bank to perform tasks that support Vendor Management. Risk Assessments o Responsible for maintaining risk assessments for the following areas of the bank: Online, Mobile, Telephone Banking Social Media Systems Access Information and Cyber Security Workflows Various applications and products o Responsible for coordinating meetings with functional department managers to perform risk assessments on various services/products. o Responsible for data entry of Risk Assessments into the online Risk Assessment application. o Use critical thinking and logic to determine if and when certain bank assets, services, or products need a risk assessment. Information Security Policies o Coordinate meetings with functional department managers to discuss and document information security policies. o Maintain Information Security Policies in the online application to include but not limited to: Change Management Core Application Incident Response Intrusion Detection and Prevention Mobile Devices Social Media Wireless Network Access Enterprise Risk Management o Assist in creating and modifying ERM Risk Assessment GAP analysis report Top 10 risks and Key Performance Indicators (KPI's) o Assist with development and maintenance of ERM Policy Mission Statements for Audit Committee and Risk/Compliance Committee Risk Profiles Data Analytics o Assist in creating and maintaining reports for users to support business functions o Assist with managing reporting to streamline reports and eliminate duplicate effort QUALIFICATION REQUIREMENTS: Physical attendance at the workplace is an inherent requirement of the role To perform this job successfully, an individual must be able to perform each essential duty satisfactorily. The requirements listed below are representative of the knowledge, skill and/or ability required. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions. o Outstanding communicator internally with department managers, directors and executives. o Excellent people and public speaking skills o Outstanding organizational and banking leadership abilities o A business acumen and exemplary work ethic o Aptitude in decision-making and problem-solving o Basic understanding of banking business functions such as HR, finance, credit, deposit operations, investments, marketing etc. EDUCATION and/or EXPERIENCE: Bachelor's degree from a four-year college or university; 3 to 5 years of work experience, preferably within a financial institution. Prefer to have completed a graduate school of banking program. Must honor bank philosophies, policies, and expectations regarding core values, customer service, human resource policies and code of conduct and ethics.

Posted 30+ days ago

Associate/Principal, Risk Manager - Counterparty-logo
Apollo Global ManagementNew York, NY
Position Overview POSITION OVERVIEW: An indirect wholly-owned subsidiary of Apollo Management Holdings, AASP manages the securitized products and structured finance assets sourced and serviced by ATLAS SP Partners while serving as their sole risk manager. The role AASP is seeking an Associate/Principal for their growing Counterparty Risk Management team. This individual will be responsible for the Residential Mortgage ("Resi") and Commercial Real Estate ("CRE") warehouse portfolio counterparties. He/she will be responsible for conducting counterparty-level credit reviews and for the continuous review and monitoring of residential mortgage finance exposures in the portfolio. The individual will work closely with Apollo credit professionals, the ATLAS SP Origination teams, and other risk leaders within AASP as well as with clients and ATLAS SP key partners. The Counterparty Risk Lead will rely on this risk officer to conduct a complete analysis of counterparties under their coverage, highlight risk concerns early and ongoing, challenge the deal teams, gain the expertise in asset classes or counterparties he/she may not have had from people who do (utilizing the ecosystem of partners available to ATLAS SP), form an independent risk view, and write a succinct counterparty risk memo/analysis/assessment. This individual will be a detail-oriented individual who can deliver an informed view to the Counterparty Risk Lead, AASP CRO, ATLAS SP teams, and other Apollo risk seniors. The ideal candidate will have experience as a Counterparty Risk Officer, Credit Risk Officer, or at a major Rating Agency with a deep understanding of mortgage and asset-backed financing originators or sponsors. Product expertise is required for this role covering both Resi & CRE. The individual will review and assess new and existing counterparties, help with warehouse facility transactions, improve upon ongoing monitoring, and other high-level projects as needed. Primary Responsibilities Underwrite counterparties for mortgage-related transactions, including evaluating the risk profile of the Originators / Servicers / Sponsors. Accountable for making risk decisions and assessments. Demonstrate an ability to challenge the business (sales/portfolio/structuring teams), and highlight key counterparty risk concerns promptly Participate in the deal underwriting process from inception and be involved over the lifecycle of a Counterparty, with greater involvement should counterparties be underperforming, higher risk, less liquid or levered, new, etc. Work with Legal, Credit Risk, and the deal teams on the loan agreements to ensure that documents accurately reflect counterparty covenants. Work closely with other control function partners including i) Legal and Compliance to escalate and review any reputational or franchise risk considerations and ii) Business Management on presentations for management Present risk concerns and due diligence findings, make a risk recommendation, and answer questions of Investment Committee members or other senior stakeholders as it relates to counterparties for transactions. Produce well-written succinct reviews and assessments. Qualifications & Experience Must have at least 3-5 years of experience and at the minimum have a Bachelor's degree. In-depth knowledge of various types of originators, servicers, sponsors, and entity structures, including fund and corporate structures. Asset class knowledge in Mortgages is required and other asset class knowledge within Private Credit or Consumer and Commercial sectors is highly beneficial Experience underwriting Corporates & Funds from a fundamental credit perspective is essential. Being able to write proper succinct reviews and pointing out key Risk considerations is required. Prior experience with rating methodology is highly beneficial. Ability to roll up sleeves and work alongside 1LOD and Credit Risk to underwrite highly complex counterparties and participate in the structuring of warehouse facilities. Extensive financial analysis and modeling skills, and a strong understanding of risk metrics/models/systems Understanding of fundamental credit skills, ideally having spent time in a large bank, rating agency, or financial institution with structured credit training programs Exceptional attention to detail Prior experience and responsibility for critical decisions of significant financial impact and complex criteria Must have exceptional communication skills, both written and verbal, and be comfortable presenting prospective deals to investment committee(s) Must be able to communicate complex risk-related concepts to both internal and external parties Ability to incorporate and understand information from a variety of sources to stay ahead of market/economic trends and evaluate the impact on the portfolio Must be able to use Excel and PowerPoint at a high level, and ability to be able to manipulate data to build out Risk views. Pay Range $200,000-300,000 Apollo Global Management, Inc. (together with its subsidiaries and affiliates) is committed to championing opportunity. The firm and its affiliates comply with applicable discrimination and equal opportunities legislation in all of its jurisdictions and do not discriminate in employment or recruitment based on race, color, religion, gender, national origin, veteran status, disability, age, citizenship, marital or domestic/civil partnership status, sexual orientation, gender identity or expression or any other protected characteristic under applicable law. The contents of the qualifications and experience section of this job description are a guideline only. If an applicant can otherwise demonstrate their suitability for the role they will be considered. The base salary range for this position is listed above. This position is also eligible for a discretionary annual bonus based on personal, team, and Firm performance. Compensation ranges are based on several factors including job function, level, and geographic location. Final offer amounts are determined by multiple factors including candidate experience and expertise, and may vary from the amounts listed here.

Posted 30+ days ago

Morgan Stanley logo

Financial Crime Risk - Enhanced Due Diligence Associate

Morgan StanleyPurchase, NY

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Job Description

Morgan Stanley ("MS") is a global financial services firm that conducts its business through three principal business segments-Institutional Securities, Wealth Management (WM), and Asset Management. Morgan Stanley provides comprehensive financial advice and services to its clients including brokerage, investment advisory, financial and wealth planning, credit and lending, deposits and cash management, annuities, insurance, retirement, and trust services. The WM and U.S. Banks Financial Crimes Risk Assistant Vice President (AVP) is part of Wealth Management and the Morgan Stanley Private Bank, National Association and the Morgan Stanley Bank, NA (collectively, the "U.S. Banks") on the WM and U.S. Banks Financial Crimes Risk Team.

As a market leader, the talent and passion of our people is critical to our success. Together, we share a common set of values rooted in doing the right thing, putting clients first, leading with exceptional ideas and a commitment to diversity and inclusion. Morgan Stanley can provide a superior foundation for building a professional career - a place for people to learn, achieve, and grow.

Department Profile:

The WM and U.S. Banks Financial Crimes Risk Team is embedded within the Firm's business line. It is responsible for identifying, assessing, and escalating potential money laundering and reputational risk issues associated with higher risk client types. The WM and U.S. Banks Financial Crimes Risk Team is considered the first line of defense and supports the onboarding, enhanced due diligence, and negative news processes for Morgan Stanley.

Responsibilities:

The Financial Crimes Risk Associate will be responsible for executing risk-relevant activities related to AML. The Financial Crimes Risk Associate will assess Bank Secrecy Act (BSA), money laundering and reputational risk matters identified through the execution of the Firm's EDD protocols and will have ultimate responsibility for the escalation of issues or risks related to these processes. Additionally, this role is expected to periodically support ad-hoc projects and initiatives, including remediation lookbacks and/or root-cause analysis and solutions implementation.

The Financial Crime Risk Associate will:

  • Review documents and information to perform enhanced due diligence reviews on higher risk customers
  • Act as the primary contact for the Financial Advisor team and perform ongoing outreach and engagement
  • Develop broad knowledge of the EDD review operations end-to-end cycle and provide subject matter guidance to project teams
  • Ensure timely feedback loop on identified gaps or issues to stakeholders involved in EDD review
  • Actively identify, measure, control and remediate AML and reputational risk issues with partners in Global Financial Crimes, Compliance, and the Business Units
  • Perform processes in accordance with internal policies, develop and monitor periodic AML reporting to senior stakeholders, and make recommendations to improve procedures governing AML-related activities
  • Active pipeline management and engagement with Financial Advisors, Complex Management and Risk Officers to manage client relationships
  • Collaborate with Global Financial Crimes to ensure the BSA/AML program operates effectively and continues to comply with regulatory requirements and expectations

Required Experience:

  • Have 3-5 years of relevant experience with BSA/AML Regulations within the financial services industry, or at a financial services regulator (e.g., FINRA, Office of the Comptroller of the Currency, Federal Reserve Bank, Securities and Exchange Commission, etc.)
  • Have an undergraduate degree in Business, Finance, or other related field
  • Strong knowledge of Know Your Customer, Customer Identification Program and CDD requirements
  • Strong interpersonal skills and ability to communicate effectively both verbally and in writing
  • Strong work ethic with an ability to work both independently and with team members, under tight deadlines
  • Ability to work in a high volume, fast paced environment
  • Ability to handle highly confidential information professionally and with appropriate discretion

Skills Desired:

  • Working knowledge of MS Office
  • Certified as an Anti-Money Laundering Specialist by ACAMS or equivalent AML certification/license is a plus

WHAT YOU CAN EXPECT FROM MORGAN STANLEY:

We are committed to maintaining the first-class service and high standard of excellence that have defined Morgan Stanley for over 89 years. Our values - putting clients first, doing the right thing, leading with exceptional ideas, committing to diversity and inclusion, and giving back - aren't just beliefs, they guide the decisions we make every day to do what's best for our clients, communities and more than 80,000 employees in 1,200 offices across 42 countries. At Morgan Stanley, you'll find an opportunity to work alongside the best and the brightest, in an environment where you are supported and empowered. Our teams are relentless collaborators and creative thinkers, fueled by their diverse backgrounds and experiences. We are proud to support our employees and their families at every point along their work-life journey, offering some of the most attractive and comprehensive employee benefits and perks in the industry. There's also ample opportunity to move about the business for those who show passion and grit in their work.

To learn more about our offices across the globe, please copy and paste https://www.morganstanley.com/about-us/global-offices into your browser.

Expected base pay rates for the role will be between $90K-$120K per year at the commencement of employment. However, base pay if hired will be determined on an individualized basis and is only part of the total compensation package, which, depending on the position, may also include commission earnings, incentive compensation, discretionary bonuses, other short and long-term incentive packages, and other Morgan Stanley sponsored benefit programs.

Morgan Stanley's goal is to build and maintain a workforce that is diverse in experience and background but uniform in reflecting our standards of integrity and excellence. Consequently, our recruiting efforts reflect our desire to attract and retain the best and brightest from all talent pools. We want to be the first choice for prospective employees.

It is the policy of the Firm to ensure equal employment opportunity without discrimination or harassment on the basis of race, color, religion, creed, age, sex, sex stereotype, gender, gender identity or expression, transgender, sexual orientation, national origin, citizenship, disability, marital and civil partnership/union status, pregnancy, veteran or military service status, genetic information, or any other characteristic protected by law.

Morgan Stanley is an equal opportunity employer committed to diversifying its workforce (M/F/Disability/Vet).

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