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Morgan Stanley Morgan Stanley is a leading global financial services firm providing a wide range of investment banking, securities, investment management and wealth management services. The Firm's employees serve clients worldwide including corporations, governments and individuals from more than 1,200 offices in 43 countries. The talent and passion of our people is critical to our continued success as a firm. Together, we share four core values rooted in integrity, excellence and strong team ethic: Putting Clients First Doing the Right Thing Leading with Exceptional Ideas Giving Back Committing to Diversity and Inclusion Morgan Stanley is committed to helping its employees build meaningful careers and we strive to be a place for people to learn, achieve and grow. Firm Risk Management Firm Risk Management (FRM) enables Morgan Stanley to achieve its business goals by partnering with business units across the Firm to realize efficient risk-adjusted returns, acting as a strategic advisor to the Board and protecting the Firm from exposure to losses as a result of credit, market, liquidity, operational, model and other risks. You will collaborate with colleagues across FRM and the Firm to protect the Firm's capital base and franchise, advise businesses and clients on risk mitigating strategies, develop tools and methodologies to analyze and monitor risk, contribute to key regulatory initiatives and report on risk exposures and metrics to enable informed and strategic decision-making. Through thoughtful analysis and clear communication, we are best able to bring our ideas to the table and improve the Firm. Firm Risk Management values diversity and is committed to providing a supportive and inclusive workplace for all employees. Firm Risk Management's unique franchise promotes: Flat, flexible and integrated global organization Collaboration and teamwork Credible, independent decision-making Organizational influence Creative and practical solutions Meritocratic and diverse culture Background on the Position: This role will reside within Firm Risk Management's Model Risk Management team responsible for the Firm's management of model risks related to the implementation and use of valuation, risk, and stress testing models and tools. This position requires strong risk management mindset, proven subject matter expertise in financial crime regulatory requirements and model validation, and excellent technical, leadership, and organizational skills. Primary Responsibilities: Lead and perform independent model reviews compliant with Model Risk Management policies and procedures, regulatory guidance and industry leading practices, including evaluating conceptual soundness, quality of modeling methodology, model limitations, data quality, and on-going monitoring for Firm's pricing, validation, risk, and capital planning models and tools. Understand the use and effectiveness of models and tools within the context of relevant Firm businesses and processes. Communicate model and tool validation conclusions to relevant stakeholders and work with relevant 1LOD and 2LOD functions to develop appropriate remedial actions to effectively resolve identified model and tool issues. Track progress against model and tool issue remediation actions and take appropriate review actions to resolve. Write comprehensive and high-quality review reports for models and tools validated, and oversee and train validation team(s) in writing such reports. Proactively identify and escalate thematic and idiosyncratic risk themes related to the models and tools under the coverage area. Engage with relevant stakeholders in identifying effective approaches to managing such risks. Support high-profile, time-sensitive deliverables with limited supervision Establish and sustain productive relationships with model stakeholders in 1LOD, 2LOD and 3LOD Represent the Model Risk Management team in interactions with Internal Audit department and with regulatory agencies as required Required Experience: 10 or more years in validating pricing, valuation, risk, capital planning, or stress testing models Proficiency in statistical software packages, data mining and machine learning techniques Familiarity with regulatory requirements e.g., Comprehensive Capital Analysis and review (CCAR), Internal capital adequacy assessment processes (ICAAP) and regulators such as Fed, Office of the Comptroller of the Currency (OCC), Property Reserve Analysis (PRA), European Banking Authority (EBA) is desired Experience engaging with regulators and internal audit Expertise/specialization in modeling or model validation in one or more of following areas are differentiators: Mortgage products Deposit products (e.g., checking, savings, sweep, CD) Fixed income products (e.g., securitized products, rates and corporate credit Commodity and energy products Climate risK Advanced degree in Finance, Mathematics, Engineering, Data Analytics, or related technical fields Risk-oriented mindset including effective risk prioritization, critical and analytical questioning, and ability and willingness to speak up. strong written and verbal communication, including ability to influence and effect change Critical thinking, problem solving, resourcefulness Ability work in a dynamic, fast-paced, high-pressure environment Handling multiple high priority deliverables Experience with team leadership, people management, including remote teams WHAT YOU CAN EXPECT FROM MORGAN STANLEY: We are committed to maintaining the first-class service and high standard of excellence that have defined Morgan Stanley for over 89 years. Our values - putting clients first, doing the right thing, leading with exceptional ideas, committing to diversity and inclusion, and giving back - aren't just beliefs, they guide the decisions we make every day to do what's best for our clients, communities and more than 80,000 employees in 1,200 offices across 42 countries. At Morgan Stanley, you'll find an opportunity to work alongside the best and the brightest, in an environment where you are supported and empowered. Our teams are relentless collaborators and creative thinkers, fueled by their diverse backgrounds and experiences. We are proud to support our employees and their families at every point along their work-life journey, offering some of the most attractive and comprehensive employee benefits and perks in the industry. There's also ample opportunity to move about the business for those who show passion and grit in their work. To learn more about our offices across the globe, please copy and paste https://www.morganstanley.com/about-us/global-offices into your browser. Expected base pay rates for the role will be between $165,000 and $275,000 year at the commencement of employment. However, base pay if hired will be determined on an individualized basis and is only part of the total compensation package, which, depending on the position, may also include commission earnings, incentive compensation, discretionary bonuses, other short and long-term incentive packages, and other Morgan Stanley sponsored benefit programs. Morgan Stanley's goal is to build and maintain a workforce that is diverse in experience and background but uniform in reflecting our standards of integrity and excellence. Consequently, our recruiting efforts reflect our desire to attract and retain the best and brightest from all talent pools. We want to be the first choice for prospective employees. It is the policy of the Firm to ensure equal employment opportunity without discrimination or harassment on the basis of race, color, religion, creed, age, sex, sex stereotype, gender, gender identity or expression, transgender, sexual orientation, national origin, citizenship, disability, marital and civil partnership/union status, pregnancy, veteran or military service status, genetic information, or any other characteristic protected by law. Morgan Stanley is an equal opportunity employer committed to diversifying its workforce (M/F/Disability/Vet).

Join Mizuho as the Manager of Infrastructure Governance, Risk and Controls! We are seeking a dynamic and experienced Senior Line Manager to lead our Infrastructure Governance, Risk, and Compliance (GRC) team. This role is pivotal in transforming our GRC function to become more proactive, efficient, and an enabler of audit responses. The successful candidate will be responsible for driving the strategic direction of the team. The focus will be on enhancing our proactive risk management capabilities and ensuring that audit responses are streamlined and integrated into our business-as-usual (BAU) processes. Key Responsibilities: Leadership and Management: Provide strategic leadership and direction to the Infrastructure GRC team Foster a culture of proactive risk management and continuous improvement within the team Mentor and develop team members to enhance their skills and capabilities Proactive Risk Management: Develop and implement a proactive GRC strategy that anticipates and miti gates potential risks Collaborate with cross-functional teams to identify and address emerging risks and vulnerabilities Establish and maintain robust risk assessment and monitoring processes Audit Response Enablement: Transform the GRC team's approach to audit responses, making them more efficient and integrated into BAU activities Work closely with internal and external auditors to ensure timely and accurate responses Develop and implement processes and tools that streamline audit preparation and execution Governance and Compliance: Ensure compliance with regulatory requirements, industry standards, and internal policies Oversee the development and maintenance of GRC policies, procedures, and documentation Manage items such as self-identified issues and risk acceptances, with a goal of achieving zero extensions Monitor and report on the effectiveness of GRC controls and initiatives Stakeholder Engagement: Serve as a key point of contact for GRC-related matters within the organization Collaborate with senior leadership, business units, and other stakeholders to align GRC activities with business objectives Act as an embedded manager, with a dotted line to our larger IT GRC team, ensuring cohesive and aligned efforts Communicate GRC initiatives, progress, and outcomes to relevant stakeholders Qualifications: Bachelor's degree in information technology, Risk Management, Business Administration, or a related field. Advanced degree preferred Minimum of 7-10 years of experience in GRC, risk management, or a related field, with at least 5 years in a leadership role Strong understanding of infrastructure services and financial industry regulations Proven track record of developing and implementing proactive risk management strategies Excellent leadership, communication, and interpersonal skills Ability to work collaboratively with cross-functional teams and influence stakeholders at all levels Relevant certifications such as CISM, CRISC, or CISSP are a plus The expected base salary ranges from $160k-$190k. Salary offers are based on a wide range of factors including relevant skills, training, experience, education, and, where applicable, certifications and licenses obtained. Market and organizational factors are also considered. In addition to salary and a generous employee benefits package, successful candidates are eligible to receive a discretionary bonus. #LI-Hybrid Other requirements Mizuho has in place a hybrid working program, with varying opportunities for remote work depending on the nature of the role, needs of your department, as well as local laws and regulatory obligations. Roles in some of our departments have greater in-office requirements that will be communicated to you as part of the recruitment process. Company Overview Mizuho Financial Group, Inc. is the 15th largest bank in the world as measured by total assets of ~$2 trillion. Mizuho's 60,000 employees worldwide offer comprehensive financial services to clients in 35 countries and 800 offices throughout the Americas, EMEA and Asia. Mizuho Americas is a leading provider of corporate and investment banking services to clients in the US, Canada, and Latin America. Through its acquisition of Greenhill, Mizuho provides M&A, restructuring and private capital advisory capabilities across Americas, Europe and Asia. Mizuho Americas employs approximately 3,500 professionals, and its capabilities span corporate and investment banking, capital markets, equity and fixed income sales & trading, derivatives, FX, custody and research. Visit www.mizuhoamericas.com. Mizuho Americas offers a competitive total rewards package. We are an EEO/AA Employer - M/F/Disability/Veteran. We participate in the E-Verify program. We maintain a drug-free workplace and reserve the right to require pre- and post-hire drug testing as permitted by applicable law. #LI-MIZUHO

The position is described below. If you want to apply, click the Apply Now button at the top or bottom of this page. After you click Apply Now and complete your application, you'll be invited to create a profile, which will let you see your application status and any communications. If you already have a profile with us, you can log in to check status. Need Help? If you have a disability and need assistance with the application, you can request a reasonable accommodation. Send an email to Accessibility (accommodation requests only; other inquiries won't receive a response). Regular or Temporary: Regular Language Fluency: English (Required) Work Shift: 1st shift (United States of America) Please review the following job description: The Business Unit Risk Advisor specialist engages with Business Unit stakeholders in its management of risks and controls as well as its execution of risk program requirements. Execute, facilitate and/or monitor execution of Risk Program requirements (e.g., RCSA, KRIs, etc.) for high complexity areas within the Business Unit. Provide risk advice for business stakeholders Essential Duties and Responsibilities Following is a summary of the essential functions for this job. Other duties may be performed, both major and minor, which are not mentioned below. Specific activities may change from time to time. Provide risk support to assigned Business Unit across all risk types to promote and strengthen compliance with applicable regulations, policies, procedures and risk program requirements. Partner with first- and second-line defense teammates across highly complex business areas in identifying, escalating and in remediating risk control gaps to ensure compliance with Enterprise Risk Management programs and policy. Monitor and report on emerging risks potentially impactful to Business Unit partners and Truist. Execute processes and record retention routines necessary to ensure Business Unit compliance with enterprise risk monitoring requirements. Understand Business Unit goals, provide risk management expertise in strategic projects and seek engagement from appropriate peers for guidance and input. Other activities and special projects, as deemed required. Qualifications Required Qualifications: The requirements listed below are representative of the knowledge, skill and/or ability required. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions. Bachelor's degree in Accounting, Business, Finance or related field, or equivalent education and related training. 5+ years of experience in a financial institution with emphasis on risk management or equivalent work experience and training, and/or equivalent education, training and experience. Experience in compliance and operational risk mitigation and remediation. Strong communication, interpersonal, presentation and negotiation skills. Proven leadership and management skills. Strong time management and organizational skills adaptable to a dynamic and complex work environment; Capable of handling multiple projects concurrently. Demonstrated proficiency in basic computer applications, such as Microsoft Office software products. Ability to travel, occasionally overnight General Description of Available Benefits for Eligible Employees of Truist Financial Corporation: All regular teammates (not temporary or contingent workers) working 20 hours or more per week are eligible for benefits, though eligibility for specific benefits may be determined by the division of Truist offering the position. Truist offers medical, dental, vision, life insurance, disability, accidental death and dismemberment, tax-preferred savings accounts, and a 401k plan to teammates. Teammates also receive no less than 10 days of vacation (prorated based on date of hire and by full-time or part-time status) during their first year of employment, along with 10 sick days (also prorated), and paid holidays. For more details on Truist's generous benefit plans, please visit our Benefits site. Depending on the position and division, this job may also be eligible for Truist's defined benefit pension plan, restricted stock units, and/or a deferred compensation plan. As you advance through the hiring process, you will also learn more about the specific benefits available for any non-temporary position for which you apply, based on full-time or part-time status, position, and division of work. Truist is an Equal Opportunity Employer that does not discriminate on the basis of race, gender, color, religion, citizenship or national origin, age, sexual orientation, gender identity, disability, veteran status, or other classification protected by law. Truist is a Drug Free Workplace. EEO is the Law Pay Transparency Nondiscrimination Provision E-Verify

Industry/Sector Banking and Capital Markets Specialism Financial Risk Management Level Director Job Description & Summary At PwC, our people in risk and compliance focus on maintaining regulatory compliance and managing risks for clients, providing advice, and solutions. They help organisations navigate complex regulatory landscapes and enhance their internal controls to mitigate risks effectively. In regulatory risk compliance at PwC, you will focus on confirming adherence to regulatory requirements and mitigating risks for clients. You will provide guidance on compliance strategies and help clients navigate complex regulatory landscapes. Translating the vision, you set the tone, and inspire others to follow. Your role is crucial in driving business growth, shaping the direction of client engagements, and mentoring the next generation of leaders. You are expected to be a guardian of PwC's reputation, understanding that quality, integrity, inclusion and a commercial mindset are all foundational to our success. You create a healthy working environment while maximising client satisfaction. You cultivate the potential in others and actively team across the PwC Network, understanding tradeoffs, and leveraging our collective strength. Examples of the skills, knowledge, and experiences you need to lead and deliver value at this level include but are not limited to: Lead in line with our values and brand. Develop new ideas, solutions, and structures; drive thought leadership. Solve problems by exploring multiple angles and using creativity, encouraging others to do the same. Balance long-term, short-term, detail-oriented, and big picture thinking. Make strategic choices and drive change by addressing system-level enablers. Promote technological advances, creating an environment where people and technology thrive together. Identify gaps in the market and convert opportunities to success for the Firm. Adhere to and enforce professional and technical standards (e.g. refer to specific PwC tax and audit guidance) the Firm's code of conduct, and independence requirements. As a Director of the Risk & Regulatory Advisory team, you will serve as a Subject Matter Expert and advise financial institutions on a broad range of credit risk management topics with a keen focus on wholesale loan transformation initiatives for First and Second Line of Defense, including the following: wholesale banking including lending and trading products and processes; governance policy, standards, and procedure assessment and development; Target Operating Model design, build and implementation; Risk data management, data governance; quality analysis and remediation. You will work on a team evaluating, designing, and implementing wholesale banking risk strategies to support our clients in effectively addressing key market challenges. Job Requirements and Preferences: Basic Qualifications: Minimum Degree Required: Bachelor Degree Minimum Years of Experience: 10 year(s) Preferred Qualifications: Degree Preferred: Master Degree Preferred Fields of Study: Business Administration/Management, Information Systems Management, Information Technology, Computer Science, Financial Mathematics, Mathematics, Accounting & Finance, Finance, Financial Markets, Economics and Finance, Quantitative Finance, Banking and Finance, Economics, Business Analytics, Mathematical Statistics, Statistics, Applied Mathematics, Engineering Preferred Knowledge/Skills: Demonstrates thought leader abilities and/or a proven record of success in how to lead or facilitate relevant project/program management or client consultations in the areas of credit-related activities and risk management, emphasizing a combination of the following areas: Leveraging know-how of commercial and retail lending (e.g. auto, credit card, mortgage, syndicated, committed and uncommitted bilateral, CRE, ABS), and the lending cycle or Counterparty credit and trading activities involving derivatives and securities financial transactions; Experience with risk reporting (e.g. Single Name Exposure, Enterprise Concentration Risk Management, State of Risk) and BCBS 239 principles; Design and deliver effective solutions to transform banks' banking and trading book related risk reporting processes; Work with cross-functional teams to analyze, modify and build/assess process workflows & controls in the Risk Reporting to enable effective management and accuracy of Risk data from various Risk stripes; Conduct current state assessment, gap analysis and Target Operating Model design, build, and implementation pertaining to Risk reporting related processes; Ability to assess Risk management policies, procedures and standards and develop/update them as needed; Perform regulatory remediation work (e.g. MRA/MRIA remediation) and prepare documentation to evidence compliance with regulatory findings; Develop data requirements and associated metrics to resolve data quality issues; Identify data quality issues and performing root-cause analysis, remediation on the issues; and, General understanding of Internal Audit and Quality Assurance processes and expectations. Demonstrate thought leader abilities and/or a proven record of success in each of the following areas: Designing and implementing process improvement solutions, leveraging PC applications including MS Office (Word, Excel, Access, PowerPoint); Identifying and addressing client needs. Prepare, coordinate, and deliver complex written and verbal materials to clients, senior management or (e.g., PPT presentations, summary reports/ memos, oral presentations); Supervising teams to create an atmosphere of trust, seeking diverse views to encourage improvement and innovation, and coaching staff, including providing timely meaningful written and verbal feedback; Identifying and addressing client needs by building and maintaining trust (e.g., client relationship management); Considering cross-cultural differences, seek diverse views to encourage improvement and innovation, and fostering a global mindset for the team. Experience in working with and managing on-shore and off-shore teams; Communicating project goals and objectives, project status and deliverables, build consensus and present standard industry practices/point of view effectively. Keep leadership informed of progress and issues; and, Detail-oriented, organized, and able to multitask to meet deadlines under pressure. Travel Requirements Up to 60% Job Posting End Date Learn more about how we work: https://pwc.to/how-we-work PwC does not intend to hire experienced or entry level job seekers who will need, now or in the future, PwC sponsorship through the H-1B lottery, except as set forth within the following policy: https://pwc.to/H-1B-Lottery-Policy . As PwC is an equal opportunity employer, all qualified applicants will receive consideration for employment at PwC without regard to race; color; religion; national origin; sex (including pregnancy, sexual orientation, and gender identity); age; disability; genetic information (including family medical history); veteran, marital, or citizenship status; or, any other status protected by law. For only those qualified applicants that are impacted by the Los Angeles County Fair Chance Ordinance for Employers, the Los Angeles' Fair Chance Initiative for Hiring Ordinance, the San Francisco Fair Chance Ordinance, San Diego County Fair Chance Ordinance, and the California Fair Chance Act, where applicable, arrest or conviction records will be considered for Employment in accordance with these laws. At PwC, we recognize that conviction records may have a direct, adverse, and negative relationship to responsibilities such as accessing sensitive company or customer information, handling proprietary assets, or collaborating closely with team members. We evaluate these factors thoughtfully to establish a secure and trusted workplace for all. The salary range for this position is: $155,000 - $410,000, plus individuals may be eligible for an annual discretionary bonus. For roles that are based in Maryland, this is the listed salary range for this position. Actual compensation within the range will be dependent upon the individual's skills, experience, qualifications and location, and applicable employment laws. PwC offers a wide range of benefits, including medical, dental, vision, 401k, holiday pay, vacation, personal and family sick leave, and more. To view our benefits at a glance, please visit the following link: https://pwc.to/benefits-at-a-glance

JLL empowers you to shape a brighter way. Our people at JLL and JLL Technologies are shaping the future of real estate for a better world by combining world class services, advisory and technology for our clients. We are committed to hiring the best, most talented people and empowering them to thrive, grow meaningful careers and to find a place where they belong. Whether you've got deep experience in commercial real estate, skilled trades or technology, or you're looking to apply your relevant experience to a new industry, join our team as we help shape a brighter way forward. The Opportunity - We are currently seeking a Director to join our Value and Risk Advisory team. Our Value and Risk Advisory platform is part of a global network comprised of experienced, licensed, qualified commercial real estate appraisers who use local insights and their years of expertise to deliver accurate, reliable and prompt valuations. We provide sound advice, no matter the size of a property, complexity of a project, or industry focus. Our professionals offer a full range of expertise, including counsel in financing, due diligence, risk analysis, financial reporting, dispute resolutions and equity offerings. The successful candidate will complete assignments in connection with commercial real estate valuation and consulting projects which may include analyzing complex highest and best use scenarios, estimation of cash flows utilizing discounted cash flow models, analyses of comparable sales and cost analyses, market feasibility study, and portfolio analysis. Responsibilities Include: Must be able to complete an entire report, cover to cover, to a "client ready" standard Originate select work, partnering with leadership to identify targets Spend majority of time completing assignments, with approximately 20-50% of time spent on coaching analysts, senior analysts, and associates Personally inspect most assignments and assist other team members on inspections (within reason). Attend at least one local commercial real estate event per year, not counting classes Ability to travel independently Education Requirements: Continue participation in JLLU to focus on career path alignment and building professional skillset Four-year degree from accredited university Argus competency a plus Skillset Requirements: Successfully master all Associate Director skillset requirements Mastery of complex concepts and assignments, within chosen sector Proficient in cashflow modeling Advanced knowledge of hotel brands and product positioning Strong knowledge of USALI Full competency in core skills and beginner competency in project management and/or account management skills Three to five years' experience in hotels & hospitality real estate valuation and advisory Licensing Requirements: State certified general appraiser license Maintain state licensing for specific geographic focus as decided with your manager, and pull temporary practice permits when required Minimum 2 years of holding CG license Sign reports Management Scope: Partner with (coach) analyst i's, senior analysts and/or associates to complete assignments Our Team's Commitment to Diversity, Equity and Inclusion: Globally, our teams have participated in Conscious Inclusion and Unconscious Bias Training. Our Business Resource Groups, comprised of more than 7,500 people across 200 locations, create a community of diverse perspectives, and connect people globally across the organization. We are seeking candidates who share our interest in joining at least one of JLL's 9 Business Resource Groups (BRG) which fosters a culture of diversity, equity, and inclusion. Affiliation to each BRG is open to all employees-allies welcome in all groups. The current list of Business Resource Groups are: Asian Business Professionals Network Building Pride Business Network Disability Empowerment Network Empower- Black Professionals Network GenAll, Intergenerational Business Network Latino Empowerment Resource Network Parent and Caregivers Experience VetNet Women's Business Network Estimated total compensation for this position: 175,000.00 - 300,000.00 USD per year The total compensation range is an estimate and not guaranteed. An employment offer is based on an applicant's education, experience, skills, abilities, geographic location, internal equity and alignment with market data . Location: Remote- Albany, NY, Baltimore, MD, New York, NY, Richmond, VA, Washington, DC Job Tags: VAS If this job description resonates with you, we encourage you to apply, even if you don't meet all the requirements. We're interested in getting to know you and what you bring to the table! Personalized benefits that support personal well-being and growth: JLL recognizes the impact that the workplace can have on your wellness, so we offer a supportive culture and comprehensive benefits package that prioritizes mental, physical and emotional health. Some of these benefits may include: 401(k) plan with matching company contributions Comprehensive Medical, Dental & Vision Care Paid parental leave at 100% of salary Paid Time Off and Company Holidays JLL Privacy Notice Jones Lang LaSalle (JLL), together with its subsidiaries and affiliates, is a leading global provider of real estate and investment management services. We take our responsibility to protect the personal information provided to us seriously. Generally the personal information we collect from you are for the purposes of processing in connection with JLL's recruitment process. We endeavour to keep your personal information secure with appropriate level of security and keep for as long as we need it for legitimate business or legal reasons. We will then delete it safely and securely. For more information about how JLL processes your personal data, please view our Candidate Privacy Statement. For additional details please see our career site pages for each country. For candidates in the United States, please see a full copy of our Equal Employment Opportunity policy here. Jones Lang LaSalle ("JLL") is an Equal Opportunity Employer and is committed to working with and providing reasonable accommodations to individuals with disabilities. If you need a reasonable accommodation because of a disability for any part of the employment process - including the online application and/or overall selection process - you may email us at accomodationrequest@am.jll.com. This email is only to request an accommodation. Please direct any other general recruiting inquiries to our Contact Us page > I want to work for JLL. Pursuant to the Arizona Civil Rights Act, criminal convictions are not an absolute bar to employment. Pursuant to Illinois Law, applicants are not obligated to disclose sealed or expunged records of conviction or arrest. Pursuant to Columbia, SC ordinance, this position is subject to a background check for any convictions directly related to its duties and responsibilities. Only job-related convictions will be considered and will not automatically disqualify the candidate. California Residents only If you are a California resident as defined in the California Consumer Privacy Act (CCPA) please view our Supplemental Privacy Statement which describes your rights and disclosures about your personal information. If you are viewing this on a mobile device you may want to view the CCPA version on a larger device. Pursuant to the Los Angeles Fair Chance Initiative for Hiring Ordinance, JLL will consider for employment all qualified Applicants, including those with Criminal Histories, in a manner consistent with the requirements of applicable state and local laws, including the City of Los Angeles' Fair Chance Initiative for Hiring Ordinance. Pursuant to the San Francisco Fair Chance Ordinance, we will consider for employment qualified applicants with arrest and conviction records. Accepting applications on an ongoing basis until candidate identified.

The Baldwin Group is an award-winning entrepreneur-led and inspired insurance brokerage firm delivering expertly crafted Commercial Insurance and Risk Management, Private Insurance and Risk Management, Employee Benefits and Benefit Administration, Asset and Income Protection, and Risk Mitigation strategies to clients wherever their passions and businesses take them throughout the U.S. and abroad. The Baldwin Group has award-winning industry expertise, colleagues, competencies, insurers, and most importantly, a highly differentiated culture that our clients consider an invaluable expansion of their business. The Baldwin Group (NASDAQ: BWIN), takes a holistic and tailored approach to insurance and risk management. The Advisor, Commercial Risk sells new accounts and renews existing accounts in keeping with firm and individual goals. Advisors build and maintain relationships with clients, prospects, the service team, insurance company partners, and centers of influence while identifying and soliciting sales prospects. PRIMARY RESPONSIBILITIES: Presents proposals in a professional manner, reviewing coverages in detail to ensure understanding. Communicates with clients, prospects, insurance company partners, and service team in an articulate and effective manner. Finalizes the sale and collects necessary documents, applications, etc., and briefs the service team on the policy sale. Develops prospects by becoming involved in community affiliations, attending insurance company partner hosted seminars, building and maintaining relationships with industry contacts, engaging in networking events and through referrals from current accounts. Develops information and recommendations for prospective accounts, presents proposals and adheres to firm policies and procedures for writing a new account. Maintains a concern for accuracy, timeliness and completion when interacting with current and prospective clients, the Firm, and Insurance Company Partners, to minimize potential for errors and omissions claims while demonstrating strong organizational skills with a high attention to detail. Maintains understanding and knowledge of the insurance industry and underwriting criteria for insurance company partners represented by the firm to effectively communicate to all involved. Positively represents the firm in the community and with our insurance company partners. Performs other functions as assigned by leadership. Looks for opportunities to improve the firm, business segment, and processes. Brings issues and discrepancies to the attention of appropriate leadership. Is expected to meet monthly new business goals. EDUCATION AND EXPERIENCE REQUIREMENTS: License(s): Current State issued Property and Casualty Agent License, or General Lines Agent License. Maintains all licenses as required by the State Department of Insurance to provide service, consultation, and financial risk transfer solutions in states where the firm functions. Self-starter with the ability to influence others through effective verbal and written presentation skills. Intermediate to advanced knowledge of Microsoft Word, Excel, Publisher, and PowerPoint, and the ability to learn any other appropriate insurance company and firm software programs. Demonstrates core values, exuding behavior that is aligned with corporate culture. SPECIAL WORKING CONDITIONS: Fast paced multi-tasking environment Travel as required IMPORTANT NOTICE: This position description is intended to describe the level of work required of the person performing in the role and is not a contract. The essential responsibilities are outlined; other duties may be assigned as needs arise or as required to support the organization. All requirements may be subject to reasonable accommodations to applicants and colleagues who need them for medical or religious reasons. EEOC (STATEMENT): BRP is an equal employment opportunity firm and strives to comply with all laws prohibiting discrimination based on race, color, religion, age, sex (including sexual orientation and gender identity), national origin or ancestry, disability, military status, marital status, and any other category protected by federal, state, or local laws. All such discrimination is unlawful, and all persons involved in the operations of the firm are prohibited from engaging in this conduct. Click here for some insight into our culture! The Baldwin Group will not accept unsolicited resumes from any source other than directly from a candidate who applies on our career site. Any unsolicited resumes sent to The Baldwin Group, including unsolicited resumes sent via any source from an Agency, will not be considered and are not subject to any fees for any placement resulting from the receipt of an unsolicited resume.

Fitch Group is currently seeking a Senior Software Developer - Emp. Experience and Risk Technology based out of our Chicago office. As a leading, global financial information services provider, Fitch Group delivers vital credit and risk insights, robust data, and dynamic tools to champion more efficient, transparent financial markets. With over 100 years of experience and colleagues in over 30 countries, Fitch Group's culture of credibility, independence, and transparency is embedded throughout its structure, which includes Fitch Ratings, one of the world's top three credit ratings agencies, and Fitch Solutions, a leading provider of insights, data and analytics. With dual headquarters in London and New York, Fitch Group is owned by Hearst. Fitch's Technology & Data Team is a dynamic department where innovation meets impact. Our team includes the Chief Data Office, Chief Software Office, Chief Technology Office, Emerging Technology, Shared Technology Services, Technology, Risk and the Executive Program Management Office (EPMO). Driven by our investment in cutting-edge technologies like AI and cloud solutions, we're home to a diverse range of roles and backgrounds united by a shared passion for leveraging modern technology to drive projects that matter to our organization and clients. We are also proud to be recognized by Built In as a "Best Place to Work in Technology" 3 years in a row. Whether you're an experienced professional or just starting your career, we offer an exciting and supportive environment where you can grow, innovate, and make a difference. Want to learn more about a career in technology and data at Fitch? Visit: https://careers.fitch.group/content/Technology-and-Data/ About the Team: Join a high-performing and collaborative team focused on delivering impactful employee experience and risk technology solutions. The environment emphasizes continuous learning, innovative problem-solving and balanced work-life integration. Gain exposure to emerging technologies while contributing to meaningful transformation projects. How You'll Make an Impact: Act as a senior technical contributor across the Employee Experience and Risk Technology stack, supporting tools such as MetricStream, AuditBoard, MyComplianceOffice, and PolicyTech. Design, implement, and maintain robust front-end applications using modern frameworks like React, Angular, or Vue.js. Build and optimize server-side components using Node.js, Python (Flask/Django), Java, or Ruby on Rails. Integrate RESTful APIs and work with both SQL (PostgreSQL, MySQL) and NoSQL (MongoDB) databases. Create SOP documentation and training materials for technical and business users. Support upgrades, troubleshooting, and seamless deployment of SaaS applications in a fast-paced environment. Develop performance dashboards and reporting tools to track operational effectiveness. Contribute to full-stack solutioning that incorporates AI/ML workflows to streamline business operations. Embrace a hands-on, "roll-up-the-sleeves" approach to debugging, optimizing, and enhancing technical systems. You May be a Good Fit if: Holds a Bachelor's or Master's degree in Computer Science, Engineering, or a related technical discipline. Brings 7+ years of experience in SaaS product configuration, administration, QA, and enterprise-level development. Skilled in cloud-based, event-driven microservices architecture, preferably using AWS serverless technologies. Experienced in embedding AI/ML APIs into scalable platforms for automation and insight generation. Knowledgeable in GRC systems, with a strong grasp of compliance and regulatory technology best practices. Demonstrates strong problem-solving and critical thinking skills, with a history of breaking down complex requirements into executable milestones. Adept at identifying workflow improvement opportunities, building automation pipelines, and aligning with business goals. Capable of preparing high-impact compliance dashboards and reports for executive stakeholders. Familiar with Agile methodologies and modern software development lifecycles. What Would Make You Stand Out: Certifications such as CRISC, CISM, CISA, or technical credentials in Python, SQL or AWS. Strong independent working ability with proven multitasking across multiple priorities and projects. Deep hands-on experience with MetricStream, AuditBoard, PolicyTech, and MyComplianceOffice. A proactive mindset with an eye for continuous improvement, innovation, and digital transformation in GRC and employee engagement domains. Strong communication skills, capable of translating technical solutions into business value. Why Choose Fitch: Hybrid Work Environment: 2 to 3 days a week in office required based on your line of business and location A Culture of Learning & Mobility: Dedicated trainings, leadership development and mentorship programs designed to ensure that your time at Fitch will be a continuous learning opportunity Investing in Your Future: Retirement planning and tuition reimbursement programs that empower you to achieve your short and long-term goals Promoting Health & Wellbeing: Comprehensive healthcare offerings that enable physical, mental, financial, social, and occupational wellbeing Supportive Parenting Policies: Family-friendly policies, including a generous global parental leave plan, designed to help you balance career and family life effectively Inclusive Work Environment: A collaborative workplace where all voices are valued, with Employee Resource Groups that unite and empower our colleagues around the globe Dedication to Giving Back: Paid volunteer days, matched funding for donations and ample opportunities to volunteer in your community Fitch is committed to providing global securities markets with objective, timely, independent and forward-looking credit opinions. To protect Fitch's credibility and reputation, our employees must take every precaution to avoid conflicts of interest or any appearance of a conflict of interest. Should you be successful in the recruitment process at Fitch Ratings you will be asked to declare any securities holdings and other potential conflicts prior to commencing employment. If you, or your immediate family, have any holdings that may conflict with your work responsibilities, you may be asked to divest yourself of them before beginning work. Fitch is proud to be an Equal Opportunity and Affirmative Action Employer. We evaluate qualified applicants without regard to race, color, national origin, religion, sex, sexual orientation, gender identity, disability, protected veteran status, and other statuses protected by law. FOR CHICAGO AND ROLES ONLY: Expected base pay rates for the role will be between $110,000 and $130,000 per year. Actual salaries will be determined on an individualized basis and may vary based on factors including but not limited to education, training, experience, past performance, and other job-related factors. Base pay is one part of Fitch's total compensation package, which, depending on the position, may also include commission earnings, discretionary bonuses, long-term incentives, and other benefits sponsored by Fitch Nearest Major Market: Chicago

Navan is seeking a Staff Full Stack Software Engineer to join our Fraud Strategy team and help build a scalable, extensible risk platform to mitigate fraud across our Travel business. This engineer will be embedded within the business unit and will partner directly with data scientists and fraud strategy leads to create robust, real-time fraud mitigation solutions that protect both Navan and its customers. You will lead the design and development of risk-centric services spanning onboarding, booking, and post-booking activities such as chargebacks and dispute management. Your work will power real-time decision engines, including third-party vendor integrations, feedback loops into machine learning models, and manual review tools that close the fraud detection and prevention lifecycle. This hands-on role requires strong technical depth, the ability to operate independently, and a collaborative mindset to translate business needs into high-reliability applications running at scale in the cloud. What You'll Do: Architect and build extensible and scalable microservices to support real-time fraud detection and mitigation across the onboarding and booking flows for the travel customers. Work closely with Fraud Strategy Data Scientists to identify data needs, enabling real-time data ingestion and transformation of real-time and offline signals into the risk engine. Stand up and maintain a case management system to support manual decisioning and integrate outcomes back into model training pipelines. Develop integrations with third-party fraud vendors, ensuring their signals are correctly ingested and processed in the risk platform. Build observability dashboards to monitor performance, risk coverage, and system reliability. Own end-to-end CI/CD pipelines, including production deployment and best practices for release management. Ensure high reliability and performance in a cloud-native environment (AWS or similar). Serve as the engineering point person inside the business unit and help align risk mitigation engineering efforts with the broader product and engineering organization. Promote engineering excellence through code reviews, architecture discussions, and working with other developers from the cross-functional teams. What We're Looking For: 8+ years of experience as a full-stack software engineer with strong backend architecture skills. Deep experience with Java, Spring Boot, and microservices architecture. Experience working with real-time data ingestion into the risk engines in production. Proficiency in JavaScript/TypeScript and React for building full-stack applications. Familiarity with cloud-native infrastructure, especially AWS, and containerized services using Docker and Kubernetes. Strong understanding of CI/CD best practices and experience with GitHub Actions (or similar), deployment pipelines, and observability tools. Experience designing or integrating with third-party APIs, especially fraud vendors and data providers. Ability to work autonomously within a business unit and drive alignment across data science, product, and strategy teams. A collaborative and business-minded engineer who understands the "why" behind risk mitigation efforts and is motivated by impact. Nice to Haves: Prior experience building case management systems or internal tools for manual operations. Exposure to fraud prevention, payments, trust & safety, or similar risk domains. Experience with building ML model feedback loops or event-driven architectures. Familiarity with Infrastructure as Code (e.g., Terraform). Experience working on small, high-impact teams embedded in cross-functional environments.

Description Summary Our Enterprise Data Governance team is growing, and we're looking for an outstanding Data Risk Lead to join our team. The Data Risk Lead will be responsible for leading the creation, tracking, and enforcement of data governance processes pertaining to data use and reporting. The development of data policy, standards, and controls and their continued enforcement will be critical to the success of Huntington's journey to being a data driven organization. The Data Risk Lead supports enterprise data governance capabilities and partners across the bank developing documentation of policies and processes related to data use, reporting and data governance, working with other teams in data governance and other divisions in Huntington on data sharing, governance, policy and privacy issues, convening, leading and documenting meetings with stakeholders across the enterprise involved in the process. Here at Huntington Bank, we want Data Risk Leads to work with our data analytics and reporting teams as we develop data solutions to better serve our customers, support our communities, and make our colleagues' lives better. Our goal is to be the best performing Regional Bank in America, and we need data and analytics to meet that goal. Primary Duties and Responsibilities: Work closely with business and technical stakeholders across the enterprise to analyze complex business processes and data governance procedures Lead process walkthroughs with business and technical stakeholders to understand and validate regulatory reporting production processes and related data supply chains Lead the creation of new processes and drafting various components within the Data Governance framework (policies, standards, procedures and controls) Work closely and manage relationships with internal partners in Audit, Compliance, Risk, and Legal to identify and define data policies, standards, and controls to enable broader use of data across Huntington. Contribute to the creation and maintenance of a process and repository for the documentation of governance best practices. Lead the design and enablement of technology and processes upon which the data rules are enforced. Manage the development of toolkits and guidelines that can be leveraged by federated teams as they implement policy requirements. Lead implementation of an ongoing communication plan to educate key stakeholders on data policy frameworks. Support federated teams on the work necessary to meet policy requirements. Tracking and monitoring the implementation of data controls across the organization Developing and designing metrics required for monitoring and tracking adherence to Data Governance Policy Basic Qualifications: Bachelor's Degree or equivalent relevant work experience 7+ years of experience developing and/or implementing data governance frameworks (e.g., data policies, standards, and controls), or experience working with IT and business segments on the analysis of complex business processes and data governance needs Preferred Qualifications: Strong partnership and collaboration skills, including the ability to work in a cross-functional manner with business and technology stakeholders History of developing and monitoring the delivery of efficient and effective processes to solve diverse and complex data problems Ability to rapidly comprehend the changes to key business processes and the impact on the overall Data Governance framework Experience in synthesizing programmatic and policy information from multiple sources, researching and drafting policy and standards documents Ability to constructively challenge requirements and current state to increase overall value to the organization High level of organization and attention to detail Strong critical thinking and creative problem-solving skills Effective communicator (written and verbal) Self-starter attitude with the ability to work independently and as part of cross-functional teams Prior experience with regulatory reporting, auditing, risk management, and/or data management at a large financial institution Experience in strategy, process improvement, management consulting is a plus Exempt Status: (Yes = not eligible for overtime pay) (No = eligible for overtime pay) Yes Workplace Type: Office Our Approach to Office Workplace Type Certain positions outside our branch network may be eligible for a flexible work arrangement. We're combining the best of both worlds: in-office and work from home. Our approach enables our teams to deepen connections, maintain a strong community, and do their best work. Remote roles will also have the opportunity to come together in our offices for moments that matter. Specific work arrangements will be provided by the hiring team. Compensation Range: 70,000.00 - 140,000.00 USD Annual The compensation range represents the low and high end of the base compensation range for this position. Actual compensation will vary and may be above or below the range based on various factors including but not limited to location, experience, and performance. Colleagues in this position are also eligible to participate in an applicable incentive compensation plan. In addition, Huntington provides a variety of benefits to colleagues, including health insurance coverage, wellness program, life and disability insurance, retirement savings plan, paid leave programs, paid holidays and paid time off (PTO). Huntington is an Equal Opportunity Employer. Tobacco-Free Hiring Practice: Visit Huntington's Career Web Site for more details. Note to Agency Recruiters: Huntington will not pay a fee for any placement resulting from the receipt of an unsolicited resume. All unsolicited resumes sent to any Huntington colleagues, directly or indirectly, will be considered Huntington property. Recruiting agencies must have a valid, written and fully executed Master Service Agreement and Statement of Work for consideration.

About Ramp At Ramp, we're rebuilding how modern finance teams function in the age of AI. We believe AI isn't just the next big wave. It's the new foundation for how business gets done. We're investing in that future - and in the people bold enough to build it. Ramp is a financial operations platform designed to save companies time and money. Our all-in-one solution combines payments, corporate cards, vendor management, procurement, travel booking, and automated bookkeeping with built-in intelligence to maximize the impact of every dollar and hour spent. But we're not just building features powered by AI. We're building a platform where it's agents who chase receipts, close books, flag risks, and surface insights. That way, teams can reclaim their time and reinvest in what actually matters. More than 40,000 businesses, from family-owned farms to e-commerce giants to space startups, have saved $10B and 27.5M hours with Ramp. Founded in 2019, Ramp powers the fastest-growing corporate card and bill payment platform in America, and enables over $80 billion in purchases each year. Ramp's investors include Thrive Capital, Sands Capital, General Catalyst, Founders Fund, Khosla Ventures, Sequoia Capital, Greylock, and Redpoint, as well as over 100 angel investors who were founders or executives of leading companies. Ramp has been named to Fast Company's Most Innovative Companies list and LinkedIn's Top U.S. Startups for more than 3 years, as well as the Forbes Cloud 100, CNBC Disruptor 50, and TIME Magazine's 100 Most Influential Companies. About the Role As a member of Ramp's Fraud Strategy team, you will leverage data to develop and optimize fraud strategies, including underwriting (KYC/B, OFAC, fraud risk) and customer management (payment, transactions, account take-over) strategies. This role requires an understanding of fraud concepts & data sources, fluency with data, and the ability to drive a broad set of projects fairly independently. The role also requires the ability to work with cross-functional teams (product, engineering, operations, finance, marketing, sales, and design) to influence and execute risk strategies. You will be given significant ownership of your projects, with the freedom and autonomy to innovate and execute your ideas, empowering you to do your best work and make a meaningful impact. As you successfully drive impactful changes to our fraud prevention policies, you will be entrusted with larger projects and more strategic initiatives, expanding your influence within the company. What You'll Do Leverage external and internal performance data to come up with insights to develop best-in-class fraud policies (e.g. identity/first-party fraud, transaction fraud, account takeover fraud, KYC/B, etc.) that will create value for Ramp and its customers Deep dive into individual fraud events to perform root cause analyses, and combine the insights with a data-driven approach to develop fraud defenses Partner with product, engineering, and design teams to execute fraud policies and features Implement fraud risk metric monitoring by researching/resolving risk events, and developing levers that mitigate risk factors Partner with data scientists to build and leverage fraud risk models in Ramp's risk policy Drive Ramp's customer experience by diving deep into the flow of funds (repayments, chargebacks, etc.) Research emerging underwriting and fraud trends to innovate on Ramp's decision systems and policies What You Need Minimum 5 years of experience in fraud risk management or quantitative strategy role Minimum 5 years of experience using SQL, Python, or R for data retrieval and manipulation Excellent written and verbal communication skills Nice to Haves Experience in high-growth startups Experience within consumer/corporate/small business cards, payments, invoices, lending, or related industries Compensation For candidates located in NYC or SF, the pay range for this role is $151,500 - $208,350 For candidates located in all other locations, the pay range for this role is $136,400 - $187,550. Benefits (for U.S.-based full-time employees) 100% medical, dental & vision insurance coverage for you Partially covered for your dependents One Medical annual membership 401k (including employer match on contributions made while employed by Ramp) Flexible PTO Fertility HRA (up to $5,000 per year) WFH stipend to support your home office needs Wellness stipend Parental Leave Relocation support to NYC or SF Pet insurance Referral Instructions If you are being referred for the role, please contact that person to apply on your behalf. Other notices Pursuant to the San Francisco Fair Chance Ordinance, we will consider for employment qualified applicants with arrest and conviction records. Ramp Applicant Privacy Notice

The position is described below. If you want to apply, click the Apply Now button at the top or bottom of this page. After you click Apply Now and complete your application, you'll be invited to create a profile, which will let you see your application status and any communications. If you already have a profile with us, you can log in to check status. Need Help? If you have a disability and need assistance with the application, you can request a reasonable accommodation. Send an email to Accessibility (accommodation requests only; other inquiries won't receive a response). Regular or Temporary: Regular Language Fluency: English (Required) Work Shift: 1st shift (United States of America) Please review the following job description: The CDO Senior Risk Advisory Manager II serves as the lead risk partner for the Chief Data & Analytics group within Enterprise Technology, reporting directly to the Business Unit Risk Executive (BURE) for Enterprise Technology. The BURE reports to the Chief Information Officer for Truist. This role serves as a strategic advisor and subject matter expert responsible for effectively and proactively identifying, mitigating, managing, reporting and escalating risks within their oversight portfolio, and also contributes to effective risk management for Enterprise Technology and Truist Bank. This position will be responsible for leading a high performing team of risk advisor and governance & reporting professionals to support the execution of enterprise risk programs and focusing with the business on existing and emerging risks. Responsible for providing through leadership, insight and advice and support for strong risk management practices in alignment with the firm's risk appetite and the assigned business unit's strategic & financial plan. Acts as a delegate to the Business Unit Risk Executive with stakeholders, including senior leadership, risk management organization, other front line risk teams, auditors or regulators. Essential Duties and Responsibilities Following is a summary of the essential functions for this job. Other duties may be performed, both major and minor, which are not mentioned below. Specific activities may change from time to time. Engage in risk management activities with the line of business, proactively identifying existing and emerging risks, evaluating the significance of the risks, and providing support in managing acceptance or mitigation of the identified risks. Lead a team of risk advisors responsible for executing the responsibilities of various operations and enterprise risk programs in accordance with the program requirements (I.e.: Risk control self-assessments, issues management). Assist business line leadership with identifying, assessing, controlling, mitigating, and communicating risks associated with business processes and decisions. Provide oversight and governance to the assigned business unit regarding its control environment. Support the business in the development of Key Performance Indicators (KPIs) and Key Risk Indicators (KRIs). Provide risk management support and oversight for change activities (both business and regulatory change). Provide oversight and support for open risk, audit and regulatory issues. Evaluate the root cause, the corrective action plans and work with business partners and advisor team to successfully implement and document remediation. Support the business for all audit and regulatory exam engagements. Communicate with assigned business unit's leadership regarding activities, trends, and events pertaining to risk, regulatory, audit and loan review activities. Promote various risk initiatives and their supporting metrics. Qualifications Required Qualifications: The requirements listed below are representative of the knowledge, skill and/or ability required. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions. Bachelor's degree in Business, Finance or science/academic field, or equivalent education and related training or experience. 12+ years of risk management experience in financial services or related field, and/or equivalent education, training and experience. 10+ years of leadership experience. Subject matter expertise in assigned/specified line of business. Broad risk and regulatory knowledge with an emphasis on: Credit, Market, Liquidity, Compliance, Operational, Reputation and Strategic Risks. Strong leadership and communication skills. Ability to think critically and strategically, multi-task, and drive change. Strong quantitative, governance, and analytic abilities. Ability to provide effective challenge to senior leaders and business partners. Demonstrated proficiency in basic computer applications, such as Microsoft Office software products. Ability to travel, occasionally overnight. General Description of Available Benefits for Eligible Employees of Truist Financial Corporation: All regular teammates (not temporary or contingent workers) working 20 hours or more per week are eligible for benefits, though eligibility for specific benefits may be determined by the division of Truist offering the position. Truist offers medical, dental, vision, life insurance, disability, accidental death and dismemberment, tax-preferred savings accounts, and a 401k plan to teammates. Teammates also receive no less than 10 days of vacation (prorated based on date of hire and by full-time or part-time status) during their first year of employment, along with 10 sick days (also prorated), and paid holidays. For more details on Truist's generous benefit plans, please visit our Benefits site. Depending on the position and division, this job may also be eligible for Truist's defined benefit pension plan, restricted stock units, and/or a deferred compensation plan. As you advance through the hiring process, you will also learn more about the specific benefits available for any non-temporary position for which you apply, based on full-time or part-time status, position, and division of work. Truist is an Equal Opportunity Employer that does not discriminate on the basis of race, gender, color, religion, citizenship or national origin, age, sexual orientation, gender identity, disability, veteran status, or other classification protected by law. Truist is a Drug Free Workplace. EEO is the Law Pay Transparency Nondiscrimination Provision E-Verify

Texas Capital is built to help businesses and their leaders. Our depth of knowledge and expertise allows us to bring the best of the big firms at a scale that works for our clients, with highly experienced bankers who truly invest in people's success - today and tomorrow. While we are rooted in core financial products, we are differentiated by our approach. Our bankers are seasoned financial experts who possess deep experience across a multitude of industries. Equally important, they bring commitment - investing the time and resources to understand our clients' immediate needs, identify market opportunities and meet long-term objectives. At Texas Capital, we do more than build business success. We build long-lasting relationships. Texas Capital provides a variety of benefits to colleagues, including health insurance coverage, wellness program, fertility and family building aids, life and disability insurance, retirement savings plans with a generous 401K match, paid leave programs, paid holidays, and paid time off (PTO). Headquartered in Dallas with offices in Austin, Fort Worth, Houston, Richardson, Plano and San Antonio, Texas Capital was recently named Best Regional Bank in 2024 by Bankrate and was named to The Dallas Morning News' Dallas-Fort Worth metroplex Top Workplaces 2023 and GoBankingRate's 2023 list of Best Regional Banks. For more information about joining our team, please visit us at www.texascapitalbank.com. Responsibilities: Driving the overall operational safety and soundness of the Consumer line of business (LOB), including fostering collaboration with 1LOD and 2LOD to drive risk management throughout the product lifecycle and providing thought leadership to the Consumer LOB. Remaining knowledgeable about the Compliance risk domain, including but not limited to Deposit Compliance, in the functional areas across the Consumer Banking, Small Business, and Retail business lines, including areas of cross organizational risk. Supporting the Consumer Banking and Retail business lines in identifying and mitigating Compliance and Operational risks. Managing Consumer and Small Business Terms and Disclosures processes by tracking necessary changes, working with the Compliance and Legal teams for alignment and approval, working with internal teams to notify customers of changes and publishing updates. Participating in the preparation and delivery of presentations to various levels of management in written and verbal formats, including documenting and reporting risk throughout the risk management lifecycle. Supporting end-to-end consumer product development, maintenance, and processes to streamline consumer banking product offerings and ensure regulatory compliance. Managing Consumer Governance and Operations Analysts and supporting direct reports' responsibilities. Performs other duties and projects as assigned. Qualifications: Bachelor's degree is required Must have at least 7 years banking with a focus on risk management, compliance, operational risk banking operations or related field Solid understanding of banking processes, consumer banking products, and compliance risks. Ability to be well organized, team-player, motivated, and flexible with working hours High proficiency in the use of MS Excel, MS Word, MS PowerPoint, MS Outlook Outstanding oral and written communication skills Must be comfortable in providing leadership and guidance on consumer compliance risks to senior level managers. Ability to multi-task and be detail oriented Strong time management skills with the ability to work independently Proven ability to proactively solve problems and develop strategic recommendations at a financial institution (or similar) Demonstrated ability and desire to thrive in a challenging fast paced work environment Strong interpersonal skills, excellent communication skills, the ability to work effectively and build relationships both internally and externally Possesses excellent decision quality and can make independent decisions Proven ability to lead people and get positive results through others, requiring in-depth experience of collaborating between staff and team members for best results Must be flexible and adjust to schedule and adapt to changing business priorities Desired Skills: Business knowledge - ability to understand the business and knowledge of regulations surrounding the business. Work autonomously to affect change - flexible, adaptable to shifting priorities; manage competing priorities to achieve the most effective result and able to work in a fast-paced, results driven environment. Decision Making/Judgement - moderate level of independent decision-making using sound judgement. Communication/presentation - excellent written and verbal communication skills with an ability to influence business leaders in a meaningful and actionable manner. Problem solving / Analytical skills - solid critical thinking, attention to detail and analytical skills; able to synthesize large amounts of data and formulate appropriate conclusions. Implementation skills - Writing action plans, procedures, and recommendations, process development, and change management. Networking - strong interpersonal skills; strong collaboration and relationship building skills. The duties listed above are the essential functions, or fundamental duties within the job classification. The essential functions of individual positions within the classification may differ. Texas Capital Bank may assign reasonably related additional duties to individual employees consistent with standard departmental policy.Texas Capital is an Equal Opportunity Employer.

Experienced Risk Manager proficient in credit, model and fraud risk 2nd Line oversight 8+ years of risk analytics experience working in Credit/ Model/ Fraud Risk Remote-first opportunity for US-based employees with the option to work in-person out of our Manhattan office Start your adventure with Zip We're hiring a Senior Partner, Credit, Model & Fraud Risk Oversight to establish and scale our second-line risk governance across our U.S. portfolio. As our business evolves in complexity and reach, this role will play a mission-critical part in strengthening oversight, surfacing emerging risk exposures, and ensuring our decisions stand up to regulatory expectations, bank partner scrutiny, and our own high bar for trust. You'll shape how we evaluate creditworthiness, model integrity, and fraud patterns across new products and customer segments, enabling Zip to grow responsibly while protecting our customers and partners. If you thrive on translating data into risk insights and influencing decisions at scale, this is your opportunity to help us build a future-ready risk culture that fuels innovation instead of slowing it down. Interesting problems you'll get to solve Lead and build the second line oversight framework for credit, model, and fraud risk across Zip's U.S. portfolio Review first line risk strategies related to underwriting, credit policy, and fraud prior to submitting them to bank partners Provide effective oversight of model risk management practices, including model validation, inventory, and governance Evaluate credit and fraud risk exposures across new products, customer segments, or market changes Identify emerging credit and fraud threats and provide leadership with clear actionable insights Partner with relevant stakeholders to investigate credit/ model/ fraud related incidents and/or policy violations and ensure appropriate remediation actions are in place Collaborate with Legal, Compliance, and Product to ensure risk decisions align with regulatory expectations and firm's risk appetite Analyze and communicate on key risk indicators, portfolio trends, and breaches against defined limits Contribute to credit risk governance reporting, Bank Partner's requirements and audit readiness. Strengthen Zip's risk governance by enhancing policies, standards, and cross-functional communication processes Stay ahead of industry trends, fraud tactics, best practices and regulatory developments to continuously refine oversight What you'll bring to the team 8+ years of experience in Credit, Model and Fraud Risk, with a track record in building risk oversight framework and analyzing risk data. Advanced SQL skills and deep comfort working hands-on with large complex datasets to uncover risk insights. Proven experience as a senior risk or data analyst, ideally within the finance, fintech or lending space. A data-driven mindset with a bias for action; You're not just analyzing the numbers, you're influencing decisions that drive business impact. A natural curiosity and willingness to challenge assumptions and status quo, paired with sound judgment and analytical rigor. Excellent written and verbal communication skills, with the ability to translate technical concepts for diverse audiences. Familiarity with AI tools and a pragmatic understanding of how to apply them in day-to-day work; Whether streamlining analysis, improving fraud detection, or elevating oversight efficiency. You embrace working in an AI-powered environment, and are proactive in exploring how emerging technologies can enhance risk processes and decision-making. Comfort operating in fast-paced, iterative environments where priorities shift and ambiguity is the norm. A values-driven approach: Customer First, Own It, Stronger Together, and Change the Game are more than just words to you. What you'll get in return Zip is a place where you'll get out what you put in. The newness of our sector means we need to move at pace and embrace change, and our promise to you when you join the team is that you'll feel empowered and trusted to make big things happen quickly. We want you to feel welcome and as though you have the support to be yourself, and care for yourself at work. Because it's important to us that you make the most of the opportunities you'll get to grow your skills and your career, and be surrounded by smart, friendly people and leaders that have your back. We think these are just some of the best things about being a Zipster. We will also offer you: Flexible working culture Incentive programs 20 days PTO every year Generous paid parental leave Leading family support policies 100% employer covered insurance Beautiful Union Square office with a casual dress code Learning and wellness subscription stipend Company-sponsored 401k match Zip is committed to a straightforward and transparent pay structure. The actual base salary will be determined by various individualized factors, including job-related knowledge, skills, experience, location, internal equity, as well as other objective business considerations. The annual base Pay Range for this position is $132,000 - $160,000 USD. This range reflects our US national compensation (USN). Additional premium percentages may apply based on our tiered premium strategy.Subject to those same considerations, the total compensation package for this position may also include other elements, including a bonus and/or equity awards, in addition to a full range of medical, financial, and/or other benefits. If hired, employees will be in an 'at-will position' and the Company reserves the right to modify base salary (as well as any other discretionary payment or compensation or benefit program) at any time, including for reasons related to individual performance, Company or individual department/team performance, and market factors. Be a part of a team that reflects the diversity of our customers We pride ourselves on being a workplace that provides equal opportunities to people of all ages, cultural backgrounds, sexual orientations, gender identities, abilities, veteran status, and everything else that makes you unique. Equally, we're committed to ensuring our recruitment processes are accessible and inclusive. Please let us know If there are any adjustments that need to be made to ensure you have a fair and equitable experience. And finally…get to know us Zip Co Limited (ASX: ZIP) is a digital financial services company, offering innovative, people-centered products. Operating in two core markets- Australia and New Zealand (ANZ) and the US, Zip offers access to point-of-sale credit and digital payment services, connecting millions of customers with its global network of tens of thousands of merchants. We're proud to be a values-led business and our values- Customer First, Own it, Stronger Together and Change the Game - guide us in everything we do. I acknowledge by clicking "Submit Application", that the information provided is true and correct. I also understand that any willful dishonesty may render for refusal of this application or immediate termination of employment. By providing your information, you acknowledge that you have read our Zip Applicant and Candidate Privacy Notice and authorize Zip to process your data subject to those terms. Zip participates in the federal government's E-Verify program Before you apply, give Zip a try -> rebrand.ly/check-zip-out

The position is described below. If you want to apply, click the Apply Now button at the top or bottom of this page. After you click Apply Now and complete your application, you'll be invited to create a profile, which will let you see your application status and any communications. If you already have a profile with us, you can log in to check status. Need Help? If you have a disability and need assistance with the application, you can request a reasonable accommodation. Send an email to Accessibility (accommodation requests only; other inquiries won't receive a response). Regular or Temporary: Regular Language Fluency: English (Required) Work Shift: 1st shift (United States of America) Please review the following job description: The Business Unit Risk Advisor 1 serves as a first line of defense partner to Enterprise Data Analytics & AI (EDA) teams in the Enterprise Technology organization to assist in identifying, assessing, and monitoring risk in alignment with the company's enterprise risk framework. Reporting to the EDA Senior Risk Advisory Manager within the Enterprise Technology Business Unit Risk organization, the Risk Advisor I assists in gathering and analyzing risk data, documenting processes and controls, tracking issues, and supporting remediation activities across assigned technology functions. The ideal candidate has foundational knowledge of financial services and technology operations, with a growing understanding of risk disciplines such as operational, technology, compliance, and third-party risk. Strong attention to detail, sound judgment, relationship-building skills, and the ability to adapt in a dynamic risk environment are essential. The Business Unit Risk Advisor I is expected to contribute to building a strong risk culture and to collaborate effectively with risk and technology teams to support sound risk management practices. For this opportunity, Truist will not sponsor an applicant for work visa status or employment authorization, nor will we offer any immigration-related support for this position (including, but not limited to H-1B, F-1 OPT, F-1 STEM OPT, F-1 CPT, J-1, TN-1 or TN-2, E-3, O-1, or future sponsorship for U.S. lawful permanent residence status.) Essential Duties and Responsibilities Following is a summary of the essential functions for this job. Other duties may be performed, both major and minor, which are not mentioned below. Specific activities may change from time to time. Provide risk advice and serve as risk Subject Matter Expert (SME) to assigned Business Unit across all risk types to promote and strengthen compliance with applicable regulations, policies, procedures and risk program requirements. Partner with first and second line defense teammates across assigned business areas in identifying, escalating and in remediating risk control gaps to ensure compliance with Enterprise Risk Management programs and policy. Assess, test and effectively challenge the assigned Business Unit to aide in the evaluations and self-identification of risk control weaknesses. Assist with evaluation and assessment of the remediation efforts to confirm adequate resolution. Aggregate, report and communicate risk results to inform teammate stakeholders of the existing risk environment and escalate material concerns to Business Unit leaders and committees. Monitor & report on emerging risks potentially impactful to Business Unit partners and Truist. Implement processes and record retention routines necessary to ensure Business Unit compliance with enterprise risk monitoring requirements. Oversee risk appetite and business risk strategy ensuring adherence to defined limits. Effort includes risk identification, risk acceptance and risk prioritization of current and emerging risks. Understand Business Unit goals, provide risk management expertise in strategic projects and seek engagement from appropriate peers for guidance and input. Other activities and special projects, as deemed required. Qualifications Required Qualifications: The requirements listed below are representative of the knowledge, skill and/or ability required. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions. Bachelor's degree in Accounting, Business, Finance or related field, or equivalent education and related training. 6+ years of experience in a financial institution with emphasis on risk management or equivalent work experience and training, and/or equivalent education, training and experience. Experience in compliance and operational risk mitigation and remediation. Strong communication, interpersonal, presentation and negotiation skills. Proven leadership and management skills. Strong analytical, problem solving and decision-making skills in complex environments and with senior leadership. Strong time management and organizational skills adaptable to a dynamic and complex work environment; Capable of handling multiple projects concurrently. Demonstrated proficiency in basic computer applications, such as Microsoft Office software products. Ability to travel, occasionally overnight. General Description of Available Benefits for Eligible Employees of Truist Financial Corporation: All regular teammates (not temporary or contingent workers) working 20 hours or more per week are eligible for benefits, though eligibility for specific benefits may be determined by the division of Truist offering the position. Truist offers medical, dental, vision, life insurance, disability, accidental death and dismemberment, tax-preferred savings accounts, and a 401k plan to teammates. Teammates also receive no less than 10 days of vacation (prorated based on date of hire and by full-time or part-time status) during their first year of employment, along with 10 sick days (also prorated), and paid holidays. For more details on Truist's generous benefit plans, please visit our Benefits site. Depending on the position and division, this job may also be eligible for Truist's defined benefit pension plan, restricted stock units, and/or a deferred compensation plan. As you advance through the hiring process, you will also learn more about the specific benefits available for any non-temporary position for which you apply, based on full-time or part-time status, position, and division of work. Truist is an Equal Opportunity Employer that does not discriminate on the basis of race, gender, color, religion, citizenship or national origin, age, sexual orientation, gender identity, disability, veteran status, or other classification protected by law. Truist is a Drug Free Workplace. EEO is the Law Pay Transparency Nondiscrimination Provision E-Verify

Company : Highmark Inc. Job Description : JOB SUMMARY This job develops and implements long-term strategy to achieve continuous improvements as it relates to Quality and Coding for the Highmark Health Enterprise. Ensures that Highmark's Risk Adjustment programs comply with all applicable guidelines, regulations and laws established by the Centers for Medicare and Medicaid Services (CMS), the Department of Health and Human Services (HHS), and others established at the state and federal levels. Drives efficient operational functions to achieve established Quality measures, STARS and HEDIS performance ratings. Directs and manages team of ~75 employees that are health plan and community-based (embedded into provider systems) to deliver the highest quality of care to Highmark members and improve clinical documentation accuracy and completeness. Creates a culture focused on Compliance and Core Behaviors. Builds strong partnerships with Highmark cross-functional teams including Care Management, STARS, Compliance, clinical leadership of health systems, physicians and vendors to develop programs that deliver measurable, actionable solutions resulting in improved accuracy of medical record documentation and coding. Promotes the strategy and capabilities to develop risk management and physician / member initiatives that support provider documentation and coding accuracy. Executes audits performed by government agencies (e.g., CMS, HHS), internal Compliance and other validation audits to ensure efficacy of documentation, coding and quality for Highmark members. Develops and implements provider education strategies and tools, monitoring provider performance, developing corrective action plans, direct provider interventions, and assisting physicians and offices that perform below quality benchmark. ESSENTIAL RESPONSIBILITIES Perform management responsibilities including, but not limited to: involved in hiring and termination decisions, coaching and development, rewards and recognition, performance management and staff productivity. Plan, organize, staff, direct and control the day-to-day operations of the department; develop and implement policies and programs as necessary; may have budgetary responsibility and authority. Quality Improvement Specialist (QIS) Program: Vision and direction for leading embedded coder/ clinicians within provider offices. Serve as escalation to providers who require intervention. QIS Program intended to equip physicians with chronic member conditions to be reviewed during an upcoming encounter. Outcome of program is to ensure complete / accurate assessment and documentation of member profile. HEDIS Abstraction: Primary liaison with Highmark's Quality/ Stars team for retrieval and abstraction of HEDIS charts. Execution of HEDIS abstraction is a critical component to Enterprise achieving 5 Star Ratings. Oversee and coordinate team of coder/ clinicians to facilitate chart collection and abstraction. Serves as escalation to provider offices and provides regular updates to Quality/ Stars team. CMS Audits - RADV and IVA: Oversee the collection and validation of historical member clinical data to fulfill CMS audit requests. Includes retrieval of medical records, validation of member clinical conditions and confirmation of reimbursement values received from CMS. Responsible for overseeing operational efforts and providing status / results to Chief Compliance Officer. Provider / Vendor Education: Lead interventions to address quality concerns relating to Provider and Vendor clinical information. Compose and distribute education materials to physician and vendors to aid the collection of complete and accurate member profile documentation. Production Coding: Manage a team of internal coder / clinicians that perform Risk Adjustment coding of medical records. Track production coding results and monitor accuracy of coding. Quality Assurance on RPM Programs coding results: Lead team of coder/ clinicians to review member medical records to validate 100% of new diagnoses submit table to CMS for reimbursement. Oversee operations to track and validate multi-pass quality review of validation leading up to external audit of Highmark Inc. financial statements. Vendor Quality Auditing: Responsible for validation and enforcement of vendor quality SLA thresholds and remediation. Engagement with vendors to review results and remediate concerns. Compliance Oversight: Oversee staff devoted to ongoing updates / policy modifications distributed by CMS. Serves to alert relevant stakeholders and propose new operational policy/ process updates to comply with regulatory mandates. Other duties as assigned. EDUCATION Required Bachelor's Degree in Business Administration/Management Substitutions 6 years of relevant experience in lieu of Bachelor's Degree Preferred Master's Degree in Health Administration EXPERIENCE Required 7 - 10 years in the Healthcare Industry 5 - 7 years in Management 5 - 7 years in Risk Revenue Preferred 3 - 5 years in Consulting 3 - 5 years in Operational Excellence LICENSES AND CERTIFICATIONS Required AAPC, Certified Professional Coder (CPC) Preferred AAPC, Certified Risk Adjustment Coder (CRC) SKILLS CMS Regulations Presentation Delivery EHR PHYSICAL, MENTAL DEMANDS and WORKING CONDITIONS Position Type Office-Based Teaches / trains others regularly Does Not Apply Travel regularly from the office to various work sites or from site-to-site Occasionally Works primarily out-of-the office selling products/services (sales employees) Never Physical work site required No Lifting: up to 10 pounds Occasionally Lifting: 10 to 25 pounds Rarely Lifting: 25 to 50 pounds Rarely Disclaimer: The job description has been designed to indicate the general nature and essential duties and responsibilities of work performed by employees within this job title. It may not contain a comprehensive inventory of all duties, responsibilities, and qualifications required of employees to do this job. Compliance Requirement: This job adheres to the ethical and legal standards and behavioral expectations as set forth in the code of business conduct and company policies. As a component of job responsibilities, employees may have access to covered information, cardholder data, or other confidential customer information that must be protected at all times. In connection with this, all employees must comply with both the Health Insurance Portability Accountability Act of 1996 (HIPAA) as described in the Notice of Privacy Practices and Privacy Policies and Procedures as well as all data security guidelines established within the Company's Handbook of Privacy Policies and Practices and Information Security Policy. Furthermore, it is every employee's responsibility to comply with the company's Code of Business Conduct. This includes but is not limited to adherence to applicable federal and state laws, rules, and regulations as well as company policies and training requirements. Highmark Health and its affiliates prohibit discrimination against qualified individuals based on their status as protected veterans or individuals with disabilities and prohibit discrimination against all individuals based on any category protected by applicable federal, state, or local law. We endeavor to make this site accessible to any and all users. If you would like to contact us regarding the accessibility of our website or need assistance completing the application process, please contact the email below. For accommodation requests, please contact HR Services Online at HRServices@highmarkhealth.org California Consumer Privacy Act Employees, Contractors, and Applicants Notice

Our Purpose Mastercard powers economies and empowers people in 200+ countries and territories worldwide. Together with our customers, we're helping build a sustainable economy where everyone can prosper. We support a wide range of digital payments choices, making transactions secure, simple, smart and accessible. Our technology and innovation, partnerships and networks combine to deliver a unique set of products and services that help people, businesses and governments realize their greatest potential. Title and Summary Senior Analyst- Anti Financial Crime (Open Banking, Risk & Compliance) Who is Mastercard? Mastercard is a global technology company in the payments industry. Our mission is to connect and power an inclusive, digital economy that benefits everyone, everywhere by making transactions safe, simple, smart, and accessible. Using secure data and networks, partnerships and passion, our innovations and solutions help individuals, financial institutions, governments, and businesses realize their greatest potential. Our decency quotient, or DQ, drives our culture and everything we do inside and outside of our company. With connections across more than 210 countries and territories, we are building a sustainable world that unlocks priceless possibilities for all. Services within Mastercard is responsible for acquiring, engaging, and retaining customers by managing fraud and risk, enhancing cybersecurity, and improving the digital payments experience. We provide value-added services and leverage expertise, data-driven insights, and execution. Overview Leveraging Mastercard's global payments network, our account-to-account business provides domestic and cross-border solutions to enable the frictionless future of payments. We help our customers leverage rich messaging functionality and applications to capture business and consumer payment flows both domestically and cross-border; offer solutions to connect, enable, and safeguard the Open Banking ecosystem, and protect banks and their customers from financial crime. All this is supported by account-based data insights and consulting to help our clients optimize their payment strategies across the world. The Open Banking team is looking to expand its product offering on a global basis. At Mastercard we are committed to the highest standards of ethics and integrity. Ethics and Compliance are at the core of our company values and are essential to both the personal success of every Mastercard employee and to the success of the company. The Senior Analyst- Anti Financial Crime, Open Banking, Risk & Compliance will be responsible for conducting AML related activities as part of the customer monitoring and investigation process. Working under general supervision, this role will leverage an existing understanding of AML/CFT practices and data analysis skills, including extracting and preparing data, drawing conclusions, performing complex research, assessing risk factors and supporting other strategic compliance activities. Role Develop and implement data mining techniques to identify transaction patterns, detect suspicious activities, and advance machine learning models. Translate complex data and insights into actionable risk and control insights aligned with business objectives. Enhance compliance monitoring systems, including data acquisition, rule development and optimization, and machine learning integration. Support High risk customer due diligence and risk assessment activities, including product and sales advisory support Lead compliance monitoring related projects from a technology and operations perspective, ensuring proper business requirements gathering and documentation. Monitor relevant Key Performance Indicators (KPIs) and Key Risk Indicators (KRIs) to develop senior management reporting All About You Experience in banking or financial operations, payments industry, risk management or compliance related field Strong past experience in transaction monitoring or data analysis experience required Knowledge of Anti-Money Laundering Regulations. Ability to interpret regulations and guidance in order to assess the impact and develop practical operational procedures to ensure ongoing compliance. Experience executing designing and implementing controls. Demonstrated ability to analyze large, complex data sets; use external resources to arrive at conclusions; and creatively identify trends in data Ability to swiftly adapt to changing global AML trends, priorities and typologies while working through different data sets Ability to consistently produce high quality, accurate, detailed reports according to requirements. Clearly explain and defend conclusions verbally and visually Demonstrate a high degree of self-motivation, independence, organization, time management, and attention to detail Knowledge and experience of Open Banking products would be beneficial. Compliance certification, e.g. ACAMs or ICA or industry equivalent would be preferable. #AI3 Mastercard is a merit-based, inclusive, equal opportunity employer that considers applicants without regard to gender, gender identity, sexual orientation, race, ethnicity, disabled or veteran status, or any other characteristic protected by law. We hire the most qualified candidate for the role. In the US or Canada, if you require accommodations or assistance to complete the online application process or during the recruitment process, please contact reasonable_accommodation@mastercard.com and identify the type of accommodation or assistance you are requesting. Do not include any medical or health information in this email. The Reasonable Accommodations team will respond to your email promptly. Corporate Security Responsibility All activities involving access to Mastercard assets, information, and networks comes with an inherent risk to the organization and, therefore, it is expected that every person working for, or on behalf of, Mastercard is responsible for information security and must: Abide by Mastercard's security policies and practices; Ensure the confidentiality and integrity of the information being accessed; Report any suspected information security violation or breach, and Complete all periodic mandatory security trainings in accordance with Mastercard's guidelines. In line with Mastercard's total compensation philosophy and assuming that the job will be performed in the US, the successful candidate will be offered a competitive base salary based on location, experience and other qualifications for the role and may be eligible for an annual bonus or commissions depending on the role. Mastercard benefits for full time (and certain part time) employees generally include: insurance (including medical, prescription drug, dental, vision, disability, life insurance), flexible spending account and health savings account, paid leaves (including 16 weeks new parent leave, up to 20 paid days bereavement leave), 10 annual paid sick days, 10 or more annual paid vacation days based on level, 5 personal days, 10 annual paid U.S. observed holidays, 401k with a best-in-class company match, deferred compensation for eligible roles, fitness reimbursement or on-site fitness facilities, eligibility for tuition reimbursement, gender-inclusive benefits and many more. Pay Ranges Salt Lake City, Utah: $78,000 - $125,000 USD O'Fallon, Missouri: $78,000 - $125,000 USD

The Sr Client Service Specialist works closely with advisors, line of business specialists, and dedicated client servicing professionals to analyze client data, evaluate needs, and help create effective risk management solutions designed to meet clients' financial goals. PRIMARY RESPONSIBILITIES: Responsible for gathering the information and risk management recommendations for renewals and for delivering renewals and/or binders as needed. Manages all policy activity aspects of assigned accounts including endorsements and invoicing. Presents new business and renewal risks to the insurance marketplace for quoting. Maintains a concern for timeliness and completeness when interacting with clients, the organization, and Insurance Company Partners to minimize potential for errors and omissions claims. Responsible for developing deep understanding of assigned accounts and placement strategy Cultivates strong relationships with Insurance Company Partners and is responsible for knowing carrier requirements and attributes. KNOWLEDGE, SKILLS & ABILITIES: Exhibits excellent client service and problem-solving skills. Can comfortably work in a team environment. Possesses intermediate to advanced knowledge of Microsoft Word, Excel, PowerPoint, and Outlook and the ability to learn any other appropriate insurance company and firm software programs. EDUCATION & EXPERIENCE: A Bachelor's degree is preferred. At least 2 years' relevant experience. Current P&C license as required by the State Department of Insurance to effectively service clients or be willing and able to obtain all required licenses Demonstrates effective presentation skills through verbal and written communications. Demonstrates the organization's core values, exuding behavior that is aligned with corporate culture. #LI-NS1 IMPORTANT NOTICE: This position description is intended to describe the level of work required of the person performing in the role and is not a contract. The essential responsibilities are outlined; other duties may be assigned as needs arise or as required to support the organization. All requirements may be subject to reasonable accommodation to applicants and colleagues who need them for medical or religious reasons. Click here for some insight into our culture! The Baldwin Group will not accept unsolicited resumes from any source other than directly from a candidate who applies on our career site. Any unsolicited resumes sent to The Baldwin Group, including unsolicited resumes sent via any source from an Agency, will not be considered and are not subject to any fees for any placement resulting from the receipt of an unsolicited resume.

Who We Are At Corebridge Financial, we believe action is everything. That's why every day we partner with financial professionals and institutions to make it possible for more people to take action in their financial lives, for today and tomorrow. We align to a set of Values that are the core pillars that define our culture and help bring our brand purpose to life: We are stronger as one: We collaborate across the enterprise, scale what works and act decisively for our customers and partners We deliver on commitments: We are accountable, empower each other and go above and beyond for our stakeholders We learn, improve and innovate: We get better each day by challenging the status quo and equipping ourselves for the future We are inclusive: We embrace different perspectives, enabling our colleagues to make an impact and bring their whole selves to work Who You'll Work With The Information Technology organization is the technological foundation of our business and works in collaboration with our partners from across the company. The team drives technology and digital transformation, partners with business leaders to design and execute new strategies through IT and operations services and ensures the necessary IT risk management and security measures are in place and aligned with enterprise architecture standards and principles. About the role As a Sr. Associate II, you will provide the knowledge and subject matter expertise required to help drive the strategic growth of the Technology Risk & Controls team. In collaboration with the team leaders, facilitate and support periodical on-site examination and assessment exercise conducted by regulators. A successful candidate will be expected to assist identifying, assessing, responding to, and monitoring technology risks and regulatory requirements and ensure their impact on business operations are understood and addressed. Responsibilities Develops strong relationships and interacts with IT Teams, Business Functions, Operational Risk Management, Internal Audit, and Legal, Compliance, Privacy teams to coordinate and execute required compliance assessment activities. Provide subject matter expertise in technology, Cyber and Data Privacy Regulation and risk management to all stakeholders (IT and Non-IT partners). Assists with analysis and identification of technology scope coverage, executes current-state assessments and control testing against technology compliance requirements. Evaluates and documents effectiveness of assessment results, outlines mitigation controls and action plans for timely remediation of identified risk areas. Assists in development of executive-level risk presentations to describe program approach and status, and consults on key technology risks. Responds to questions from internal stakeholders regarding implementation of Technology Risk measures and assists with accurate control implementation. Skills and Qualifications Bachelor's degree in Information Technology, Business Administration, or related fields. 4+ years of relevant industry experience in regulatory compliance, information security, risk assessments and management, cybersecurity, data privacy, audit, or related client services or consulting experience. Technical knowledge and familiarity with information security standards and control processes across various industry frameworks, such as NIST, ISO, FFIEC, COBIT, CIS, SOX, SOC 1 & 2 etc. Understanding of information technology and governance, regulatory compliance, and best practices across the industry as well as project management principles. Organized self-starter with the ability to think critically, highly detail-orientated, works independently and executes simultaneously on multiple technology compliance deliverables across the organization. Establishes credibility and maintains strong working relationships with stakeholders involved to resolve technology compliance matters (IT, Business, Legal, Internal Audit etc.). Coordinates collection and review of deliverables for internal and external (regulatory, etc.) exams, reviews, and audits. Assist with internal technology compliance reviews including coordination efforts, facilitation of documentation requests and gathering, and analysis of policies, standards, and procedures. Reviews information security controls that are technical in nature, such as application security, access controls, data encryption in transit and at rest, logging, and monitoring etc. Delivers recommendations and risk interpretations in a clear, concise, and audience-specific manner. Understands metrics development and reporting. Strong problem solving and program execution skills. Ability to prioritize and drive difficult decisions among stakeholders. Ability to solve risk issues that span legal, compliance and regulatory obligations across various lines of business and shared service areas of the organization. Strong interpersonal and oral/written communication skills, able to build relationships with people at all levels. Experience developing and delivering management presentations. Supports data automation and ad-hoc data analysis requests. Preferred Skills Understands requirement set forth in the New York Department of Financial Services (NYDFS) Cybersecurity Regulation, Insurance Data Security Act, California Consumer Privacy Act (CCPA) etc. Advanced MS Excel formulas and strong PowerPoint presentation skills. Advanced automation and data analytics tool experience utilizing Power Automate, Power Apps/MS Power BI, MS Forms, Tableau, Qlik Sense etc. Experience with Archer GRC. Project Management and Agile experience/certifications a plus. Work Location This position is based in Corebridge Financial's Houston, TX office and is subject to our hybrid working policy, which gives colleagues the benefits of working both in an office and remotely. #LI-SAFG #LI-CW1 #LI-Hybrid Why Corebridge? At Corebridge Financial, we prioritize the health, well-being, and work-life balance of our employees. Our comprehensive benefits and wellness program is designed to support employees both personally and professionally, ensuring that they have the resources and flexibility needed to thrive. Benefit Offerings Include: Health and Wellness: We offer a range of medical, dental and vision insurance plans, as well as mental health support and wellness initiatives to promote overall well-being. Retirement Savings: We offer retirement benefits options, which vary by location. In the U.S., our competitive 401(k) Plan offers a generous dollar-for-dollar Company matching contribution of up to 6% of eligible pay and a Company contribution equal to 3% of eligible pay (subject to annual IRS limits and Plan terms). These Company contributions vest immediately. Employee Assistance Program: Confidential counseling services and resources are available to all employees. Matching charitable donations: Corebridge matches donations to tax-exempt organizations 1:1, up to $5,000. Volunteer Time Off: Employees may use up to 16 volunteer hours annually to support activities that enhance and serve communities where employees live and work. Paid Time Off: Eligible employees start off with at least 24 Paid Time Off (PTO) days so they can take time off for themselves and their families when they need it. Eligibility for and participation in employer-sponsored benefit plans and Company programs will be subject to applicable law, governing Plan document(s) and Company policy. We are an Equal Opportunity Employer Corebridge Financial, is committed to being an equal opportunity employer and we comply with all applicable federal, state, and local fair employment laws. All applicants will be considered for employment based on job-related qualifications and without regard to race, color, religion, sex, gender, gender identity or expression, sexual orientation, national origin, disability, neurodivergence, age, veteran status, or any other protected characteristic. The Company is also committed to compliance with all fair employment practices regarding citizenship and immigration status. At Corebridge Financial, we believe that diversity and inclusion are critical to building a creative workplace that leads to innovation, growth, and profitability. Through a wide variety of programs and initiatives, we invest in each employee, seeking to ensure that our colleagues are respected as individuals and valued for their unique perspectives. Corebridge Financial is committed to working with and providing reasonable accommodations to job applicants and employees, including any accommodations needed on the basis of physical or mental disabilities or sincerely held religious beliefs. If you believe you need a reasonable accommodation in order to search for a job opening or to complete any part of the application or hiring process, please send an email to TalentandInclusion@corebridgefinancial.com. Reasonable accommodations will be determined on a case-by-case basis, in accordance with applicable federal, state, and local law. We will consider for employment qualified applicants with criminal histories, consistent with applicable law. To learn more please visit: www.corebridgefinancial.com Functional Area: IT - Information Technology Estimated Travel Percentage (%): Up to 25% Relocation Provided: No American General Life Insurance Company

Location: On site listed in the job posting. SUMMARY The Consumer Credit Risk Model Manager reports to the Director of Credit Risk Models and is responsible for the development, testing, implementation, monitoring, documentation, and maintenance of credit risk models in the Consumer portfolio. The models are used for a variety of activities, including: CECL, stress testing, loss forecasting, origination, portfolio management, and economic capital. First Horizon's Consumer portfolio is weighted heavily toward real estate based loans (Mortgage and Home Equity). The Consumer Credit Risk Model Manager leads a small team of credit model developers who source, clean, and transform data; research applicable methods; train and test a variety of specifications; document all facets of the development process; implement models and related logic in production systems; assess outputs across different levels of inputs (sensitivity analysis and scenario analysis); back-test and monitor models; and, communicate aspects of the model and its application to non-technical stakeholders. The Consumer Credit Risk Model Manager will build and maintain relationships with partners and stakeholders across the bank, including Credit, Risk, Treasury, Finance, Technology, Audit, and Lines of Business. This role requires high interpersonal skills and the ability to communicate clearly and succinctly with executives, senior management, peers, analysts, regulators, and auditors. The Consumer Credit Risk Model Manager is expected to work independently with minimal direction from management, lead projects, and manage a small team of analysts. A broad understanding of how models are used throughout the credit-related activities of a bank is a must. ESSENTIAL DUTIES AND RESPONSIBILITIES This position is primarily expected to: Lead a team that develops and applies mathematical or statistical theory and methods to collect, organize, interpret, and summarize numerical data sets from multiple sources (including internal consumer, mortgage, and commercial loan systems, external bank data (e.g., Call Reports), and economic forecasts) to develop credit risk models for CECL, stress testing, and other credit risk related initiatives. derives model assumptions that are well reasoned and supportable. implements models in code in a transparent and easily maintainable way. comprehensively and clearly documents all modeling or analysis work that meets internal, GAAP, and regulatory requirements; translates model theory and related results for non-quantitative audiences. develops and support strong controls for the model implementation framework and maintain related documentation. supports independent model validation process, internal and external audits, and regulatory reviews. Interact with model owner/users, validators, and regulators to address model issues and remediation actions. Interact with key stakeholder groups such as Accounting, Treasury, Credit, Model Risk Management, and Enterprise Technology in the design, development, and ongoing usage of models. Monitor the performance and calibration of existing models. POSITION'S ADDITIONAL RESPONSIBILITIES: Collaborate with other Credit Model Managers to cross-train model developers and support projects or peak needs Coach junior model development staff Advise the Director of Credit Risk Models on new developments in the space, emerging technologies, increased efficiencies, or strategic direction SUPERVISORY RESPONSIBILITIES The Credit Risk Model Development Manager will have a small team of less than 5 direct reports. The Manager will be responsible for ongoing and year-end performance reviews, promotion and merit recommendations, and other typical managerial activities The Credit Risk Model Development Manager will lead projects related his/her portfolio(s) QUALIFICATIONS To perform this job successfully, an individual must be able to perform each essential duty satisfactorily. Additionally, the qualifications listed below are representative of the knowledge, skills, and/or abilities required in this position: PhD or Master's degree in Statistics, Econometrics, Mathematics or related quantitative field. A Bachelor's degree in a quantitative field with additional certifications or experience may be considered. Minimum Experience: 8 years of model development or validation experience Must have advanced quantitative statistical modeling skills (Regression, Time-Series, Markov Chain, etc.) PhD or Master's degree in Statistics, Econometrics, Mathematics or related quantitative field. . A Bachelor's degree in a quantitative field with additional certifications or experience may be considered. Experience with Python and SQL. Strong analytical and critical thinking skills with high attention to detail and accuracy Excellent verbal, written, and interpersonal communication skills Experience leading projects or mentoring team member, demonstrating the ability to guide, support and drive successful outcomes. Preferred Experience: 10 or more years of model development or validation experience, particularly in credit risk or stress testing. Expert knowledge of Python and SQL and implementing models and data pipelines in a repeatable, reusable, and updatable way. Knowledge of SAS and R will help to support multiple legacy workflows and models. Knowledge of Git-based machine learning operations practices in the cloud (MLOps) Working knowledge of Generally Accepted Accounting Principles (GAAP), Basel III, Dodd-Frank Act Stress Testing, CCAR, and bank accounting/regulatory reporting requirements. Ability to clearly articulate, in writing or orally, ideas, analytic insights, and recommendations to both technical and non-technical audiences, including an executive audience. Ability to use advanced statistical and mathematical software to perform descriptive, predictive, and prescriptive analysis leveraging a variety of statistical techniques (such as segmentation, logistic regression, sensitivity analysis, and machine learning). An ability to identify key problems, conduct in-depth research, and articulate well-reasoned solutions. Supervisory experience responsible for direct reports COMPUTER AND OFFICE EQUIPMENT SKILLS Knowledge of Python, R, SAS, or SQL Proficiency in the use of Microsoft Office with advanced experience in Excel Familiarity with software version control systems, such as Git Experience working with Databricks is a plus CERTIFICATES, LICENSES, REGISTRATIONS (Ex: CPA, Series 6 or 7 license, etc) None required About Us First Horizon Corporation is a leading regional financial services company, dedicated to helping our clients, communities and associates unlock their full potential with capital and counsel. Headquartered in Memphis, TN, the banking subsidiary First Horizon Bank operates in 12 states across the southern U.S. The Company and its subsidiaries offer commercial, private banking, consumer, small business, wealth and trust management, retail brokerage, capital markets, fixed income, and mortgage banking services. First Horizon has been recognized as one of the nation's best employers by Fortune and Forbes magazines and a Top 10 Most Reputable U.S. Bank. More information is available at www.FirstHorizon.com. Benefit Highlights Medical with wellness incentives, dental, and vision HSA with company match Maternity and parental leave Tuition reimbursement Mentor program 401(k) with 6% match More -- FirstHorizon.com/First-Horizon-National-Corporation/Careers/Our-Benefits Corporate Access Commitment: At First Horizon, we focus on what matters most to our associates, clients and the communities we serve. As we continue to evolve, we remain committed to an open and supportive workplace and providing opportunity and access to capital and counsel for all. Follow Us Facebook X formerly Twitter LinkedIn Instagram YouTube