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Firm Risk Management Firm Risk Management (FRM) supports Morgan Stanley to achieve its business goals by partnering with business units across the Firm to realize efficient risk-adjusted returns, acting as a strategic advisor to the Board and protecting the Firm from exposure to losses as a result of credit, market, liquidity, operational, model and other risks. Background on the Position Morgan Stanley is seeking a highly motivated and team-oriented Market Risk Manager to join its Market Risk Department (MRD), based in New York. The traded credit products team has coverage responsibilities for the full spectrum of credit products and associated hedges traded within Morgan Stanley's Institutional Securities Group (ISG), including corporate credit, municipal credit, structured credit and securitized products. The experienced candidate will have the opportunity to contribute across the full range of traded credit products including securitized products such as CMBS, CLOs, Resi and ABS as well as corporate credit and muni products. Primary Responsibilities As MRD is charged with directly interacting with the Front Office, the candidate should have the risk management skills to monitor and manage market risks on a variety of products and have the communication skills to articulate risk decisions to the Front Office. The candidate should also be able to articulate the trading desk's risk profile, trading strategy and governance framework to senior management, the Firm's regulators and other internal control groups. The candidate will be responsible for making risk decisions that align with the Firm's risk appetite and incentivizes appropriate risk-taking behavior. This includes analyzing and approving large or complex trades, designing and setting risk limits and making decisions regarding capacity allocation. As the subject matter expert for the traded credit products business area, the candidate will be responsible for all projects involving securitized products including but not limited to FRTB, VaR development and the creation of a variety of stress tests. Experience > Self-motivated, experienced professional in market risk management who enjoys learning about financial risks, collaborating within a team and interacting with the Front Office on a daily basis. > Highly developed oral and written communication skills which can be used to prepare and present risk information to a variety of audiences. > Prior experience with Fixed Income products, preferably in traded credit such as securitized products, corporate credit, munis or other complex interest rate sensitive products. > Experience using a variety of inputs (scenario analysis, Value-at-Risk, stress testing, risk measures/Greeks, etc) to perform comprehensive risk analysis. > Comfortable using a variety of technology tools to analyze market risk, examples of which may include Excel, SQL and statistical software packages. > Bachelor's degree required; Master's degree or higher preferred > Minimum of 5 years of experience preferred WHAT YOU CAN EXPECT FROM MORGAN STANLEY: We are committed to maintaining the first-class service and high standard of excellence that have defined Morgan Stanley for over 89 years. Our values - putting clients first, doing the right thing, leading with exceptional ideas, committing to diversity and inclusion, and giving back - aren't just beliefs, they guide the decisions we make every day to do what's best for our clients, communities and more than 80,000 employees in 1,200 offices across 42 countries. At Morgan Stanley, you'll find an opportunity to work alongside the best and the brightest, in an environment where you are supported and empowered. Our teams are relentless collaborators and creative thinkers, fueled by their diverse backgrounds and experiences. We are proud to support our employees and their families at every point along their work-life journey, offering some of the most attractive and comprehensive employee benefits and perks in the industry. There's also ample opportunity to move about the business for those who show passion and grit in their work. To learn more about our offices across the globe, please copy and paste https://www.morganstanley.com/about-us/global-offices into your browser. Expected base pay rates for the role will be between $120,000 and $205,000 year at the commencement of employment. However, base pay if hired will be determined on an individualized basis and is only part of the total compensation package, which, depending on the position, may also include commission earnings, incentive compensation, discretionary bonuses, other short and long-term incentive packages, and other Morgan Stanley sponsored benefit programs. Morgan Stanley's goal is to build and maintain a workforce that is diverse in experience and background but uniform in reflecting our standards of integrity and excellence. Consequently, our recruiting efforts reflect our desire to attract and retain the best and brightest from all talent pools. We want to be the first choice for prospective employees. It is the policy of the Firm to ensure equal employment opportunity without discrimination or harassment on the basis of race, color, religion, creed, age, sex, sex stereotype, gender, gender identity or expression, transgender, sexual orientation, national origin, citizenship, disability, marital and civil partnership/union status, pregnancy, veteran or military service status, genetic information, or any other characteristic protected by law. Morgan Stanley is an equal opportunity employer committed to diversifying its workforce (M/F/Disability/Vet).

Duties: Responsible for one or more functions within Quantitative Risk Management (QRM) to develop and maintain risk model monitoring metrics: model analytics and performance monitoring; model monitoring metrics prototyping and testing. Collaborate with other quantitative analysts, business users, data and technology staff, and model risk management colleagues to implement new model monitoring metrics and enhance existing model monitoring metrics. Perform model performance testing, including portfolio back-testing using historical data. Write and review documentations for the model monitoring metrics, model monitoring metrics prototypes and model monitoring metrics implementation. Review implementation of model monitoring metrics and algorithms focusing on requirement verification, coding, and testing quality. Provide quantitative analysis and support to risk managers on pricing, margin, and risk calculations. Support the launch of new products' monitoring metrics. Develop Python scripts with Pandas and object-oriented programming to automate data cleaning, benchmarking or missing value checks of financial data, including interest rates, volatilities or equity historical prices. Conduct visualization and exploratory analysis, using Matplotlib, Numpy, Ito's Lemma, and Monte Carlo simulation to perform model research and validation as well as methodology review, model assumption tests, and model performance tests. Apply advanced econometric and stochastic models, such as Yield Curve Modeling, non-arbitrage theory, or Black-Scholes, to develop pricing models including forward rate agreements, swaps, or options. Implement Python to utilize scikit-learn or Arch for machine learning or time series analysis, such as EWMA, GARCH, or Decision Tree and XGboost. Perform model stress testing and backtesting for CCAR. Participate in model performance monitoring code reviews, support and troubleshoot during the automation and integration of model monitoring metrics. Up to 40% telecommuting permitted. OCC offers a standard benefits package. This position qualifies for The Options Clearing Corporation's Employee Referral Program. Education & Experience Required: Master's degree in finance, financial engineering or related and four (4) years of experience as a financial specialist, model risk specialist or related Special Skills Required: Must have work experience with each of the following: 1) Develop Python scripts with Pandas and object-oriented programming to automate data cleaning, benchmarking or missing value checks of financial data, including interest rates, volatilities or equity historical prices; 2) Conduct visualization and exploratory analysis, using Matplotlib, Numpy, Ito's Lemma, and Monte Carlo simulation to perform model research and validation as well as methodology review, model assumption tests, and model performance tests; 3) Implement Python to utilize scikitlearn or Arch for machine learning or time series analysis, such as EWMA, GARCH, or Decision Tree and XGboost; and 4) Apply advanced econometric and stochastic models, such as Yield Curve Modeling, non-arbitrage theory, or Black-Scholes, to develop pricing models including forward rate agreements, swaps, or options. Up to 40% telecommuting permitted. Salary $110,500-$153,200 Apply: OCC offers a standard benefits package. See a full list of benefits here: https://www.theocc.com/careers/thriving-together . Apply online at www.theocc.com. No calls. EOE. About Us The Options Clearing Corporation (OCC) is the world's largest equity derivatives clearing organization. Founded in 1973, OCC is dedicated to promoting stability and market integrity by delivering clearing and settlement services for options, futures and securities lending transactions. As a Systemically Important Financial Market Utility (SIFMU), OCC operates under the jurisdiction of the U.S. Securities and Exchange Commission (SEC), the U.S. Commodity Futures Trading Commission (CFTC), and the Board of Governors of the Federal Reserve System. OCC has more than 100 clearing members and provides central counterparty (CCP) clearing and settlement services to 19 exchanges and trading platforms. More information about OCC is available at www.theocc.com. Benefits A highly collaborative and supportive environment developed to encourage work-life balance and employee wellness. Some of these components include: A hybrid work environment, up to 2 days per week of remote work Tuition Reimbursement to support your continued education Student Loan Repayment Assistance Technology Stipend allowing you to use the device of your choice to connect to our network while working remotely Generous PTO and Parental leave 401k Employer Match Competitive health benefits including medical, dental and vision Visit https://www.theocc.com/careers/thriving-together for more information. Compensation The salary range listed for any given position is exclusive of fringe benefits and potential bonuses. If hired at OCC, your final base salary compensation will be determined by factors such as skills, experience and/or education. In addition, we believe in the importance of pay equity and consider internal equity of our current team members as part of any final offer. We typically do not hire at the maximum of the range in order to allow for future and continued salary growth. We also offer a substantial benefits package as noted on www.theocc.com/careers All employees may be eligible for a discretionary bonus. Discretionary bonuses are based on various factors, including, but not limited to, company and individual performance and are not guaranteed. Step 1 When you find a position you're interested in, click the 'Apply' button. Please complete the application and attach your resume. Step 2 You will receive an email notification to confirm that we've received your application. Step 3 If you are called in for an interview, a representative from OCC will contact you to set up a date, time, and location. For more information about OCC, please click here. OCC is an Equal Opportunity Employer

Morgan Stanley is a leading global financial services firm providing a wide range of investment banking, securities, investment management and wealth management services. The Firm's employees serve clients worldwide including corporations, governments, and individuals from more than 1,200 offices in 43 countries. As a market leader, the talent and passion of our people is critical to our success. Together, we share a common set of values rooted in integrity, excellence, and strong team ethic. Morgan Stanley can provide a superior foundation for building a professional career - a place for people to learn, to achieve and grow. A philosophy that balances personal lifestyles, perspectives and needs is an important part of our culture. Legal and Compliance Division Overview The professionals in the Legal and Compliance Division LCD provide a wide range of services to our business units. LCD is made up of the Legal, Regulatory Relations, and Non-Financial Risk departments which preserve the firm's invaluable reputation for integrity and protect the firm from sanctions with policies and procedures that are designed to meet regulatory requirements around the world. We also strive to maintain cooperative relationships with governmental policy makers and the regulatory and self-regulatory agencies that govern the firm's businesses. Description: The Enterprise Non-Financial Risk Product Management Analyst works on the implementation of strategic and tactical Non-Financial Risk initiatives, focusing on process change, technology implementation, reporting, as well as data and process governance. The job involves working closely with global business process owners, technology service providers, and key senior stakeholders across the Firm. You will: Gather business requirements, write user stories, and perform user acceptance testing for the delivered solutions Execute on project management processes including Metrics and Reporting Provide pre and post implementation support, including creation of training materials and user education Provide business administration and support, including management and investigation of user issues, troubleshooting of user/business requests, and maintenance of reference data Manage system configuration and entitlements Accountable for the development of the user stories and delivery of reports Oversee a small team of analysts Experience Required: Bachelor's or higher degree in Business/IT/Finance 4-6 years' relevant work experience (in any of the following fields: product owner, business analyst, project manager, system support) Knowledge of typical industry standard processes and templates for documenting functional and reporting requirements Ability to create user stories / business requirements and test cases Attention to detail and excellent problem solving skills Excellent communication skills, both verbal and written, and an ability to present ideas concisely and persuasively Critical thinking experience with taking user feedback and identifying datacentric solutions Microsoft Excel and PowerPoint skills Preferred Qualifications: Understanding of non-financial risk management Experience in project management, software development lifecycle of complex systems, and agile methodology Experience in data analysis Knowledge of CCAR requirements and operational risk incident tracking Familiarity with VBA, SQL, Jira, ServiceNow and reporting solutions like Cognos, Tableau and PowerBI WHAT YOU CAN EXPECT FROM MORGAN STANLEY: We are committed to maintaining the first-class service and high standard of excellence that have defined Morgan Stanley for over 89 years. Our values - putting clients first, doing the right thing, leading with exceptional ideas, committing to diversity and inclusion, and giving back - aren't just beliefs, they guide the decisions we make every day to do what's best for our clients, communities and more than 80,000 employees in 1,200 offices across 42 countries. At Morgan Stanley, you'll find an opportunity to work alongside the best and the brightest, in an environment where you are supported and empowered. Our teams are relentless collaborators and creative thinkers, fueled by their diverse backgrounds and experiences. We are proud to support our employees and their families at every point along their work-life journey, offering some of the most attractive and comprehensive employee benefits and perks in the industry. There's also ample opportunity to move about the business for those who show passion and grit in their work. To learn more about our offices across the globe, please copy and paste https://www.morganstanley.com/about-us/global-offices into your browser. Salary range for the position: $60000 - $95000 Yr. The successful candidate may be eligible for an annual discretionary incentive compensation award. The successful candidate may be eligible to participate in the relevant business unit's incentive compensation plan, which also may include a discretionary bonus component. Morgan Stanley offers a full spectrum of benefits, including Medical, Prescription Drug, Dental, Vision, Health Savings Account, Dependent Day Care Savings Account, Life Insurance, Disability and Other Insurance Plans, Paid Time Off (including Sick Leave consistent with state and local law, Parental Leave and X Vacation Days annually), 10 Paid Holidays, 401(k), and Short/Long Term Disability, in addition to other special perks reserved for our employees. Please visit mybenefits.morganstanley.com to learn more about our benefit offerings. Morgan Stanley's goal is to build and maintain a workforce that is diverse in experience and background but uniform in reflecting our standards of integrity and excellence. Consequently, our recruiting efforts reflect our desire to attract and retain the best and brightest from all talent pools. We want to be the first choice for prospective employees. It is the policy of the Firm to ensure equal employment opportunity without discrimination or harassment on the basis of race, color, religion, creed, age, sex, sex stereotype, gender, gender identity or expression, transgender, sexual orientation, national origin, citizenship, disability, marital and civil partnership/union status, pregnancy, veteran or military service status, genetic information, or any other characteristic protected by law. Morgan Stanley is an equal opportunity employer committed to diversifying its workforce (M/F/Disability/Vet).

Location: 127 Public Square - Cleveland, Ohio 44114 ABOUT THE JOB The Third Party Management, Shared Services and Regulation W Compliance Manager is responsible for assisting the applicable Compliance Executive in overseeing compliance risk mitigation and discouraging actions that may expose KeyCorp and its subsidiaries to regulatory, compliance, or reputational risks in excess of Key's risk tolerance. This position will be responsible for compliance oversight of Third Party Management, Shared Services lines of business (Finance, Human Resources, Law Group, Risk Management, Corporate Center), and Regulation W. This position will have oversight of compliance risk programs and policies including providing highly specialized guidance and oversight on current and emerging regulatory compliance risks. The qualified candidate must be able to work independently and use sound judgment, taking into consideration risk tolerances of the assigned LOBs and Key's overall risk appetite. ESSENTIAL JOB FUNCTIONS Provide second line of defense compliance oversight of Third Party Management, Shared Services lines of business and Regulation W. Serve as the bank's Regulation W Officer. Provide strong leadership, mentoring, and guidance to peers and other members of the team as well as other members of Risk Management. Respond to internal and external audits, exams, and requests for information. Develop and maintain positive working relationships with internal clients, staff, peers, and LOB senior management. Maintain relationships with industry peers and regulatory bodies. Identify, respond and/or escalate risks as appropriate. Assist in the development of policies, standards, procedures, and guidelines to align with corporate risk appetites, tolerances, and policies. Conduct review and challenge activities and escalate as warranted. Support or direct project teams in the ongoing development and implementation of strategic plans and objectives, and regulatory changes. Support other risk disciplines in risk identification, mitigation, and reporting. Exemplify understanding of and implement the three-lines-of-defense model. Perform other duties as required. REQUIRED QUALIFICATIONS Bachelor's degree or comparable education required, compliance certification, a plus. Minimum of 5 years of relevant industry experience. Extensive knowledge of the banking related statutes and regulations. In-depth practical knowledge of internal controls, risk assessments, compliance processes, and applicable techniques for the implementation of regulatory and legal requirements. Strong relationship management and leadership skills, including the ability to work in a team environment and positively accept and lead through change. Proven track record of integrity, strong ethics, and sound decision-making skills, including the ability to make decisions independently and quickly. Ability to effectively communicate to lines of business and senior management, both in writing and verbally. Strong attention to detail coupled with strong problem-solving and analytical skills. Proven ability to have, maintain, and establish strong contacts within the industry to be aware of current industry issues and practice. Proven ability to think proactively and drive results through people. Strong project management and/or continuous improvement skill. COMPENSATION AND BENEFITS Equal Pay Posting Language This position is eligible to earn a base salary in the range of $145,000 to $165,000 annually depending on location and job-related factors such as level of experience. Compensation for this role also includes eligibility for short-term incentive compensation and deferred incentive compensation subject to individual and company performance. Please click here for a list of benefits for which this position is eligible. Job Posting Expiration Date: 10/25/2025 KeyCorp is an Equal Opportunity Employer committed to sustaining an inclusive culture. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability or veteran status. Qualified individuals with disabilities or disabled veterans who are unable or limited in their ability to apply on this site may request reasonable accommodations by emailing HR_Compliance@keybank.com.

We're seeking someone to join our team as a Director on the Risk Management Capital Planning audit team to lead assurance activities related to firmwide Capital Planning, including risk identification, scenario design, stress loss projections and risk reporting. The Internal Audit Division (IAD) drives attention and resources to vulnerabilities by providing an independent and well-informed view and impactful messages about the most important risks facing our Firm. This is accomplished by performing a range of assurance activities to independently assess the quality and effectiveness of Morgan Stanley's system of internal control, including risk management and governance systems and processes. IAD serves as an objective and independent function within the Firm's risk management framework to foster continual improvement of risk management processes. This is a Director level position within Business Audit, which is responsible for inspecting controls in front, middle and back offices. Morgan Stanley is an industry leader in financial services, known for mobilizing capital to help governments, corporations, institutions and individuals around the world achieve their financial goals. Location : NYC (Hybrid 4x per week in office) Interested in joining a team that's eager to create, innovate and make an impact on the world? Read on... What you'll do in the role: Formulate and lead a wide range of assurance activities to assess risks within coverage area and the state of controls in place to mitigate them Proactively identify risk and emerging risk, and factor into assurance coverage Articulate actionable insights to management regarding criticality and impact of risks to the business Effectively partner with colleagues and stakeholders globally to drive effective working relationships Align projects and initiatives with department and coverage area priorities, and oversee team's execution of deliverables in accordance with audit methodology and quality standards What you'll bring to the role : Advanced knowledge of industry, global markets, and regulations relevant to coverage area Strong understanding of audit principles, methodology, tools, and processes (e.g., risk assessments, planning, testing, reporting and continuous monitoring) Ability to articulate risk and impact clearly and succinctly to different audiences Effective change and project management techniques and ability to support teams in adapting new ways of working Ability to leverage and analyze data to inform focus and views on risk Ability to coach and mentor others and create an inclusive work environment for team At least 6 years' relevant experience would generally be expected to find the skills required for this role WHAT YOU CAN EXPECT FROM MORGAN STANLEY: We are committed to maintaining the first-class service and high standard of excellence that have defined Morgan Stanley for over 89 years. Our values - putting clients first, doing the right thing, leading with exceptional ideas, committing to diversity and inclusion, and giving back - aren't just beliefs, they guide the decisions we make every day to do what's best for our clients, communities and more than 80,000 employees in 1,200 offices across 42 countries. At Morgan Stanley, you'll find an opportunity to work alongside the best and the brightest, in an environment where you are supported and empowered. Our teams are relentless collaborators and creative thinkers, fueled by their diverse backgrounds and experiences. We are proud to support our employees and their families at every point along their work-life journey, offering some of the most attractive and comprehensive employee benefits and perks in the industry. There's also ample opportunity to move about the business for those who show passion and grit in their work. To learn more about our offices across the globe, please copy and paste https://www.morganstanley.com/about-us/global-offices into your browser. Expected base pay rates for the role will be between $135,000 and $203,000 per year at the commencement of employment. However, base pay if hired will be determined on an individualized basis and is only part of the total compensation package, which, depending on the position, may also include commission earnings, incentive compensation, discretionary bonuses, other short and long-term incentive packages, and other Morgan Stanley sponsored benefit programs. Morgan Stanley's goal is to build and maintain a workforce that is diverse in experience and background but uniform in reflecting our standards of integrity and excellence. Consequently, our recruiting efforts reflect our desire to attract and retain the best and brightest from all talent pools. We want to be the first choice for prospective employees. It is the policy of the Firm to ensure equal employment opportunity without discrimination or harassment on the basis of race, color, religion, creed, age, sex, sex stereotype, gender, gender identity or expression, transgender, sexual orientation, national origin, citizenship, disability, marital and civil partnership/union status, pregnancy, veteran or military service status, genetic information, or any other characteristic protected by law. Morgan Stanley is an equal opportunity employer committed to diversifying its workforce (M/F/Disability/Vet).

At Enact Mortgage Insurance (Nasdaq: ACT), we understand that there's no place like home. That's why we bring our deep expertise, insightful offerings, and extra mile service to work every day to help lenders put more people in homes and keep them there. We're looking for a Senior Director of Credit Insurance Risk Management in Raleigh, NC to join us in fulfilling our mission, while utilizing our values of excellence, improvement, and connection. In this role, you will lead the oversight of our Bermuda-based business unit. You will serve as the Risk Management leader for Enact Re and take a hands-on approach to develop foundational risk management capabilities and provide strategic input and oversight of credit and counterparty risk, insurance underwriting risk, portfolio monitoring, and new product development. You will also be required to provide Risk Management reporting to senior management, the Board of Directors, and the Bermuda Monetary Authority. This role reports to the Executive Vice President & Chief Risk Officer of Enact and serves as a key advisor to the senior management of Enact Re in ensuring a strong Enterprise Risk Management program across the business. LOCATION Enact Headquarters, Raleigh, NC - Hybrid Schedule YOUR RESPONSIBILITIES Active, hands-on development and implementation of foundational risk management frameworks and policies to ensure strong credit and counterparty risk, insurance underwriting risk, and portfolio management capabilities. Develop qualitative and quantitative assessments for both existing and new business opportunities using internal and external models, analytical tools, and rating models. Assist in the creation of the Company Risk Appetite and its translation to appropriate underwriting policy limits and guidelines, including exception and approval processes. Create and document a portfolio management framework that includes defining key data collection elements, key risk indicators, and monitoring reports with assessments of new and emerging risks to the Company and portfolio performance. Ensure compliance within approved limits. Conduct initial and ongoing credit and counterparty due diligence and risk assessments for insurance and reinsurance counterparties and strategic partners. Develop the required tools and ratings frameworks to ensure consistency and transparency across multiple risk classes. Develop scenario analysis and stress tests and, based on this analysis, collaborate with supporting business functions to develop appropriate mitigation strategies. Ensure proper oversight, governance, and compliance with regulatory risk management requirements and industry best practices for a Bermuda-based business unit, including oversight of the preparation and the submission of the Company's annual Commercial Insurer Solvency Self-Assessment (CISSA) filing. Prepare and present regular risk assessment and portfolio monitoring reports to senior management, the board of directors, and regulators. Engage external parties and conduct independent research to learn industry standard techniques and promote innovative approaches to improve the existing suite of analytical tools. Provide strategic input to influence strategy, offering analytical insights into the risks and opportunities of entering new markets and product lines in support of long-term growth objectives. YOUR QUALIFICATIONS Bachelor's degree in Risk Management, Finance, Business Administration, Actuarial Science, or a related field. Minimum of 10 years of experience in credit risk management, preferably with oversight of, or direct experience in, credit (re)insurance underwriting within the insurance or reinsurance industry. Experience with economic, regulatory, and rating agency capital frameworks and development of risk appetite and limits to remain within targeted capital requirements. Strong knowledge and ability to ensure compliance with regulatory risk management requirements. Experience in the development and management of enterprise risk management frameworks aligned with insurance industry best practices. Excellent analytical, problem-solving, and decision-making skills. Strong leadership and team management abilities with experience developing talent. Self-motivated and action-oriented, with a strong sense of ownership and the ability to drive initiatives forward with minimal supervision. Ability to summarize and present analyses to both technical and non-technical stakeholders. Demonstrated ability to communicate complex information clearly and effectively, including preparing and delivering presentations to senior management and board-level audiences. Proficiency in financial modeling and analytical software and tools. PREFERRED QUALIFICATIONS Advanced degree preferred. Relevant professional certifications in Risk Management, Credit Risk Management, or Actuarial Science designations are a plus. COMPANY Enact Holdings, Inc. (Nasdaq: ACT), operating primarily through its wholly owned subsidiaries, is a leading publicly traded U.S. private mortgage insurance provider, offering borrower-centric products that enable lenders and other partners across the U.S. to help people responsibly achieve and maintain the dream of homeownership. By empowering customers and their borrowers, Enact seeks to positively impact the lives of those in the communities in which it serves in a sustainable way. Headquartered in Raleigh, North Carolina, we play an active role in supporting a prosperous Triangle community. We also support our colleagues' philanthropic efforts in their home communities across the U.S. Enact values all perspectives, characteristics and experiences, along with providing a positive and inclusive culture for employees to grow and succeed. We strive to create an environment where employees can bring their full, authentic selves to work to help each other and their customers. We are proud to be an equal opportunity employer and all hiring decisions are based on merit, qualifications, and business needs. We do not discriminate based upon race, religion, color, national origin, gender (including pregnancy), sexual orientation, gender identity, gender expression, age, status as a protected veteran, status as an individual with a disability, or other applicable legally protected characteristics. WHY WORK AT ENACT We bring innovative thinking to the situations at hand We seek out and incorporate diverse views to strengthen our outcomes We work on challenging and rewarding projects We offer competitive benefits: Hybrid work schedule (shared in-office days Tues/Wed/Thurs) Generous Time Off 40 Hours of Volunteer Time Off Tuition Reimbursement and Student Loan Repayment Paid Family Leave and Flexible Spending Accounts 401k with up to 5% employer match Fitness and Emotional Wellness Reimbursements Onsite Gym

Risk Management-IT Chief Operating Officer Intern Country: United States of America Your Journey Starts Here: Santander is a global leader and innovator in the financial services industry. We believe that our employees are our greatest asset. Our focus is on fostering an enriching journey that empowers you to explore diverse career opportunities while nurturing your personal growth. We are committed to creating an environment where continuous learning and development are prioritized, enabling you to thrive both professionally and personally. Here, you will find ample opportunities to connect and collaborate with talented colleagues from around the world, sharing insights and driving innovation together. Join us at Santander, where you are supported by a culture of engagement and a commitment to your success. An exciting journey awaits, if you are interested in exploring the possibilities We Want to Talk to You! What you will gain Our Summer Internship Program, beginning in June 2026, provides immersive training and introduction to Santander. You will be combining this training with practical experience on both technical and interpersonal skills, helping your development during the internship. The 2026 Santander Summer Internship Program is for undergraduate students and/or graduate level students who have an expected graduation date between December 2026 and May/June 2027. Santander US is a nationwide business with locations across the country. This position is located in Quincy, MA. The base pay range for this position is posted below and represents the annualized salary range. For hourly positions (non-exempt), the annual range is based on a 40-hour work week. The exact compensation may vary based on skills, experience, training, licensure and certifications and location. Salary: Undergraduate-$67,600/year Graduate- $83,200/year Before applying, please keep in mind that our internship program does not offer any relocation assistance. What we offer you You will be given exposure to the innerworkings of one largest financial institutions in the world. Working with best-in-class teams and contributing to projects that drive innovation across the organization. As part of the internship program, you will participate in structured professional development opportunities, create connections with peers and meet leaders across Santander. As a Risk Management- IT Chief Operating Officer intern, you will come out of this experience with an understanding of how technology functions as a critical business partner in a corporate environment. You will gain direct knowledge of IT structure, governance, and executive-level communication, and could include exposure to technology operations, strategic reporting, and cross-functional coordination. You'll learn how technology supports enterprise decision-making, even in non-technical roles, and why it's embedded in every major initiative at a large financial institution. Responsibilities of the Risk Management- IT Chief Operating Officer internship role may include but are not limited to: Draft PowerPoints for presentations to senior leaders Review/update Excel documents with attention to detail to ensure accuracy Create and/or edit Visio workflows detailing business processes Research and draft communications for upcoming releases Special Project work related to strategic initiatives within the organization Ability to work various tasks at a time and complete assigned tasks end-to-end What we are looking for An undergraduate or graduate student with an expected graduation date between either December 2026 or May/June 2027. Area of Study: Majoring in Information Systems, MIS, Engineering, Math, Business, or related field Cumulative GPA is 3.0 or above. Demonstrates intellectual curiosity and courage. Strong English communication skills both written and spoken required. Analytical thinkers with a strong attention to detail. Organized and able to manage time and multiple tasks efficiently. Ability to work independently on special projects. Ability to effectively contribute to a team environment. It would be nice to have Coursework in or exposure to Information Systems, MIS, Engineering, Math Business. (Preferred) Experience in Microsoft Office products, including Excel, PowerPoint, Word, Visio, Teams, and SharePoint. (Preferred) Experience in collaboration or workflow platforms such as SharePoint, ServiceNow, or similar tools (Preferred) What Else You Need To Know: The base pay range for this position is posted below and represents the annualized salary range. For hourly positions (non-exempt), the annual range is based on a 40-hour work week. The exact compensation may vary based on skills, experience, training, licensure and certifications and location. Link to Santander Benefits: Santander Benefits- 2025 Santander OnGoing/NH eGuide (foleon.com) Risk Culture: We embrace a strong risk culture and all of our professionals at all levels are expected to take a proactive and responsible approach toward risk management. EEO Statement: At Santander, we value and respect differences in our workforce. We actively encourage everyone to apply. Santander is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, genetics, disability, age, veteran status or any other characteristic protected by law. Working Conditions: Frequent minimal physical effort such as sitting, standing and walking is required for this role. Depending on location, occasional moving and lifting light equipment and/or furniture may be required. Employer Rights: This job description does not list all of the job duties of the job. You may be asked by your supervisors or managers to perform other duties. You may be evaluated in part based upon your performance of the tasks listed in this job description. The employer has the right to revise this job description at any time. This job description is not a contract for employment and either you or the employer may terminate your employment at any time for any reason. What To Do Next: If this sounds like a role you are interested in, then please apply. We are committed to providing an inclusive and accessible application process for all candidates. If you require any assistance or accommodation due to a disability or any other reason, please contact us at TAOps@santander.us to discuss your needs.

The Weaver Experience Weaver is a full-service national accounting, advisory and consulting firm with opportunities for professionals in many different fields. We seek to bring a human element to the world of accounting, which includes creating a diverse, collaborative, and entrepreneurial workplace culture. Our leaders truly care about the well-being of all our employees and encourage them to pursue their ambitions. While our business is based in numbers, our success is truly based on people. It's why we commit to supporting our people not just in their professional growth, but also in their ability to lead balanced, integrated lives. At the foundation of that commitment are our core values. Weaver's core values were created specifically to empower our people to deliver extraordinary service and be their best selves. Our goal is to balance high development with high performance in order to meet the long-term goals of each individual, team, and our firm. Learn more about our services, industry experience and culture at weaver.com. Position Profile Weaver's Asset Management team, focused on tailored services to the investment function of institutional investors and asset management entities, is looking for an Experienced Senior Associate or Supervisor to join our growing group. You will be a core member of our team and the role will work on internal audit, consulting, and compliance client engagements in the asset management/financial services sector. The Asset Management Consulting group is part of our larger Governance, Risk, and Compliance practice. The ideal candidate will have knowledge of investment operations, including various asset classes, and regulatory requirements. Looking for a candidate with the ability to establish trust with the client, communicate effectively, manage multiple assignments, and maintain good working relationships with client personnel and teammates. Responsibilities: Plan, prepare and deliver client work to the manager independently Gain an understanding of client operations and risks Participate in and lead client meetings and discussions Understand and research securities laws and regulations and provide solutions to compliance, financial, or operational issues To be successful in this role, the following qualifications are required: Bachelor's degree in Accounting, Finance, Business Management or related field 3+ years of investment or financial services audit, compliance or consulting experience Understanding of SEC/FINRA/CFTC regulations Excellent written and verbal communications skills Additionally, the following qualifications are preferred: Master's degree is preferred but relevant industry experience will be taken into consideration CIA, CFE, CCRP, CRMA or equivalent designation Data analytics/visualization skills Compensation and Benefits At Weaver, our most valuable resource is our people. We take the time to evaluate our employees' wants and needs and invest our resources accordingly. A reasonable estimate of the compensation range for this position is $85,000 to $120,000. Actual compensation will be based on a variety of factors including but not limited to experience, skills, certifications, and geographical location. In addition to compensation packages, Weaver offers competitive health benefits, such as medical, dental, vision, disability, life insurance, and a 401(k) plan. Further, we support our employees by offering flexible scheduled time off (STO), minimum of 56 hours of sick and safe leave, 11 holidays, and 2 scheduled recharge days! Learn more here - Weaver benefits. We also offer in-house CPE and learning opportunities through our internal Learning & Development department. Our multi-faceted internal learning program including technical improvement, practice development, management/leadership training, and whole-life growth. Our goal is to balance both high development with high performance to meet the long-term goals of each individual, team, and our firm. People are our formula! At Weaver, we recognize that everyone brings different strengths, backgrounds, and working styles to our team. We cultivate a safe and inclusive work environment that celebrates each individual's unique qualities through visibility, progression, advocacy, and support. We are proudly an equal opportunity employer. What's next? Interested applicants should apply directly to the job posting. You may apply to multiple roles. Be sure to upload your most recent resume and ensure that it is attached to your application. By registering, you are only activating an account and creating a presence. Please apply directly to a position of interest. You will receive a confirmation email after completing an application for a role. After reviewing your application, a friendly Weaver Recruiter will contact you soon and walk you through the hiring process. Thank you for exploring a career with us. We look forward to meeting you! Currently, we are not accepting resume submissions from third-party staffing agencies for this role. This role is Employee Referral Program eligible.

About Marsh McLennan Agency Midwest Marsh McLennan Agency's Midwest Region is a full-service brokerage providing business insurance, employee benefits, private client insurance, and retirement services to businesses and individuals across the country. MMA Midwest is consistently recognized as a top workplace, attracting and retaining its insurance talent by rewarding expertise and investing in career development. Colleagues enjoy an award-winning culture that fosters a highly productive and results-driven working environment. A day in the life. As a Senior Account Manager, your role is to ensure the successful delivery of services to clients by creating and implementing customized service plans. You are responsible for building strong relationships with clients, understanding their needs, negotiating coverage, and managing proposals and renewals. Additionally, you will engage in strategic holistic planning for clients, understanding the full scope of their business. Our future colleague. We'd love to meet you if your professional track record includes these skills: 5+ years' experience in commercial Property & Casualty insurance at an agency or related company Interpreting complex documents, such as insurance policies with multiple coverages, detailed applications and proposals. Highly proficient with Excel Spreadsheets, Word Documents, and navigating Agency Management Systems Providing coverage analysis and risk management recommendations, completing applications, preparing submissions and proposals, and negotiating coverage and pricing Reviewing the accuracy of others' work on a project or task Ability to work and guide others on a fast paced, high-energy team while maintaining a positive attitude These additional qualifications are a plus, but not required to apply: Property & Casualty license preferred, or the ability to obtain upon hire BS/BA in Business, Insurance or related field CPCU, ARM, CISR or other professional insurance designation related to Property & Casualty Experience working with Applied Epic, agency management system Available to travel for client meetings, as needed We know there are excellent candidates who might not check all these boxes. Don't be shy. If you're close, we'd be very interested in meeting you. A Great Place to Work. A Great Place to Perk. Recognized for workplace culture by the likes of Fortune Magazine, The Chicago Tribune and more, our colleagues enjoy an environment that fosters creativity as well as individual and organizational growth. A small sampling of the benefits our colleagues enjoy include: Medical, dental, vision, 401K benefits and more The flexibility to work at home or an office, based on your discretion and schedule Start with 20 days of paid time off A paid day off to volunteer and company-organized volunteer events Up to $1,000 per year in matching charitable donations Up to $750 per year in wellness rewards All the nitro cold brew coffee and sparkling water you can drink A company-wide mentality that you can never appreciate your co-workers too much Who You Are is Who We Are MMA Midwest has created an award-winning culture largely due to meeting our colleagues where they are, celebrating their differences and building an inclusive environment. We challenge ourselves to create a workplace where our colleagues feel not only welcomed, but feel they belong; where we not only embrace diverse perspectives and opinions but seek them out; and where we ask not how a colleague fits our culture, but what they add to it. Marsh McLennan and its affiliates are EOE Minority/Female/Disability/Vet/Sexual Orientation/Gender Identity employers. To learn more about a career at MMA, check us out online: http://marshmma.com/careers or flip through our recruiting brochure: https://bit.ly/3Qpcjmw Follow us on social media to meet our colleagues and see what makes us tick: https://www.instagram.com/lifeatmma_midwest/ https://www.facebook.com/MMAMidwest https://x.com/MarshMMAMidwest https://www.linkedin.com/company/marsh-mclennan-agency #MMAMW #MMABI #LI-Remote The applicable base salary range for this role is $90,100 to $167,900. The base pay offered will be determined on factors such as experience, skills, training, location, certifications, and education. Decisions will be determined on a case-by-case basis. In addition to the base salary, this position may be eligible for performance-based incentives. We are excited to offer a competitive total rewards package which includes health and welfare benefits, tuition assistance, 401K savings and other retirement programs as well as employee assistance programs. Applications are accepted on an ongoing basis.

15000 Valmont Plaza Omaha Nebraska 68154 Why Valmont We're Here to Move the World Forward. Valmont impacts millions of people around the world every day, yet they might not realize the many ways. Our technology is helping feed the growing population, supplying the world with more reliable energy and access to renewables, enhancing connectivity in remote and urban locations to create a sustainable future and so much more. Simply put, Valmont is advancing agricultural productivity and reimagining vital infrastructure to make life better. Join a Fortune 1000 company that respects hard work, honors diversity and invests in our employees as we focus on creating the world of tomorrow, today. We are the modern workforce. Are you ready to move the world forward? Apply now. A Brief Summary of This Position: The Senior Manager, Enterprise Risk Management (ERM) is responsible for managing the implementation, execution and continuous improvement of Valmont's ERM program to proactively identify, assess, monitor, and report on the company's strategic, operational, financial, and compliance risks. This role is crucial in identifying, assessing, and mitigating risks across the organization, and partners closely with leaders across the enterprise to integrate risk considerations into decision-making and ensure alignment with Valmont's strategy and risk appetite. The ideal candidate will have a strong understanding of enterprise risk management frameworks, experience in a manufacturing environment, hold a Certified Risk Manager certification, and be proficient in ERM software (AuditBoard). The Senior Manager will provide critical support to the SVP, Investor Relations & Treasurer in preparing ERM reports for executive leadership and the Board of Directors' Audit Committee. This position will partner directly with Valmont's business leaders to make valuable recommendations, and play an influential role in refining Valmont's risk management capability. The successful candidate will be a strategic thinker, show a clear ability to thrive in ambiguous environments, and be able to quickly gain an understanding of Valmont's products and the rules and regulations under which we operate. This position reports directly to the Senior Vice President, Investor Relations and Treasurer. This role requires 10 -15% domestic travel, including potential site visits. Essential Functions: Develop, maintain, and continuously improve the company's risk register, ensuring that all key risks are identified, documented, assessed, and monitored. Work with department heads and process owners to update the risk register regularly. Serve as the primary administrator for the department on the company's ERM software platform (e.g., AuditBoard). Manage user access, configure system settings, customize workflows, and ensure data integrity. Provide training and support to users on the effective use of the ERM software. Work closely with the SVP, Investor Relations and Treasurer to plan, coordinate, and facilitate risk assessments across various departments and business units. Work with stakeholders to identify potential risks, evaluate their likelihood and impact, and develop appropriate mitigation strategies. Prepare and present regular risk reports to management and the risk committee. Develop and continue to evaluate key risk indicators (KRIs) and dashboards to monitor risk exposures and trends. Ensure that reports are accurate, timely, and provide valuable insights into the company's risk profile. Assist in the ongoing development and enhancement of the company's ERM framework, ensuring alignment with industry best practices (e.g., COSO, ISO 31000) and regulatory requirements. Work closely with internal stakeholders, including commercial, operations, engineering, procurement, EHS, legal, transportation, HR, IT, finance, Sustainability, and internal audit to ensure that risk management is integrated into key business processes. Monitor the implementation of risk mitigation plans and track their effectiveness, and follow up with risk owners to ensure that action plans are being executed as planned. Stay abreast of emerging risks and trends that could impact the company, such as changes in the regulatory landscape, economic conditions, or technological advancements. Promote a risk-aware culture within the organization by developing and delivering risk management training programs and communicating risk-related information to employees. Work with the SVP, IR and Treasurer and VP, Internal Audit to coordinate risk management and internal audit activities, ensuring efficient and effective coverage of key risks. Other Important Details about the Role: Efficiently engage with senior management on a range of operational risk identification, analysis, and remediation efforts. Consult on the evaluation of the business' key risks and drive establishment and monitoring of key risk indicators. Ensure Valmont's risk management capability meets regulatory requirements and expectations across our businesses. Create and maintain frameworks, policies, and procedure documentation related to the risk function. Build collaborative and trusting relationships with business partners and cross-functional stakeholders. Required Qualifications of a Sr. Manager-Level Candidate (Education, Experience, Knowledge, Skills and Abilities): Bachelor's degree in finance, Business, Insurance, Risk Management, or related field with 7+ years' experience, or associates degree with 9+ years' experience or 11+ years experience 5 years of experience in enterprise risk management, internal audit, defining risk mitigation, and leading regulatory compliance initiatives. Certified Risk Manager (CRM) designation highly desired Two (2) or more years of experience specifically managing risk management frameworks (e.g., COSO, ISO 31000). Proficiency in ERM software platforms; experience with AuditBoard is a significant plus. Strong project management, organizational, oral and written communication skills. Composed under pressure, objective, and diplomatic. Strong facilitation, analytical, and problem-solving skills. Excellent communication skills, with the ability to present complex topics clearly to executive and senior leaders. Ability to influence and build relationships across all organizational levels. Proficiency in Microsoft Office Suite (Excel, Word, PowerPoint). Highly Qualified Candidates Will Also Possess These Qualifications: Master's degree (MBA or related field). Experience in a manufacturing company environment or global multi-site companies Experience with data analysis and visualization tools. Knowledge of internal control frameworks. Working Environment and Physical Efforts: Work is typically performed in an office environment. The incumbent is regularly required to sit for extended periods and frequently uses hands and arms while working on the computer. Minimal physical effort is required, with occasional travel expectations. Specific vision abilities required include close vision, distance vision, peripheral vision, and depth perception. Minimal lifting up to 15 pounds is occasionally required. #LI-MB1 Benefits Valmont offers employees and their families a comprehensive Total Wellbeing benefit package to ensure their individual and family's overall wellness needs are met. Some offerings are dependent upon the role, work schedule, or location and can include the following: Healthcare (medical, prescription drugs, dental and vision) 401k retirement plan with company match Paid time off Employer paid life insurance Employer paid short-term and long-term disability including maternity leave Work Life Support Tuition Reimbursement up to $5,250 per year Voluntary programs like tobacco cessation, Type 2 diabetes reversal, one-on-one health coaching, mortgage services and more Valmont does not discriminate against any employee or applicant in employment opportunities or practices on the basis of race, color, religion, sex, sexual orientation, gender identity, national origin, age, genetic information, veteran status, disability or any other characteristic protected by law. Reasonable accommodation may be made to enable individuals with disabilities to perform the essential functions. If you have a disability and require any assistance in filling out the application for employment email EEOCompliance@Valmont.com.

Optum is a global organization that delivers care, aided by technology to help millions of people live healthier lives. The work you do with our team will directly improve health outcomes by connecting people with the care, pharmacy benefits, data and resources they need to feel their best. Here, you will find a culture guided by inclusion, talented peers, comprehensive benefits and career development opportunities. Come make an impact on the communities we serve as you help us advance health optimization on a global scale. Join us to start Caring. Connecting. Growing together. You'll enjoy the flexibility to work remotely as you take on some tough challenges. For all hires within 30 minutes of an office in Minnesota or Washington, D.C., you'll be required to work a minimum of four days per week in-office. We are seeking a visionary Senior Business Information Security Officer to lead the security strategy and risk governance for our Enterprise AI/ML division. This role anchors critical security controls around the design, deployment, and scaling of AI/ML solutions - particularly Generative AI and enterprise LLM platforms - while balancing risk, innovation, and compliance across global operations. The candidate must bring 18-20 years of demonstrable success in enterprise security leadership, with deep expertise in AI/ML security, indirect team leadership, and cross-border regulatory experience in large multinational environments. You'll enjoy the flexibility to telecommute* from anywhere within the U.S. as you take on some tough challenges. This role may be hybrid, work in office and out. Primary Responsibilities: AI/ML & LLM Security Leadership Define and implement LLM threat modeling, prompt injection detection, adversarial testing, and alignment protocols Securing AI/ML development pipelines (MLOps), integrating DevSecOps principles, access controls, and provenance tracking Guide model lifecycle security including fine-tuning risks, output sanitization, hallucination detection, and bias remediation Establish data governance guardrails for training, inference, storage, and synthetic data creation Risk Management & Compliance Map evolving AI/ML risks against global frameworks: EU AI Act, NIST AI RMF, ISO 42001, DPDP Act, and internal GRC mandates Lead enterprise-wide AI/ML risk assessments, internal audits, and red teaming exercises targeting GenAI systems Support regulatory responses, incident management, and executive briefings tied to AI/ML program controls Collaborate with Legal, Data Privacy, and Engineering teams to align on emerging AI ethics and liability risks Leadership & Enablement Act as Security Advisor to the CIO, bridging technical realities with strategic risk perspectives Champion secure enablement, helping business units adopt AI/ML responsibly and confidently Lead virtual cross-functional teams including data science, product, legal, and security engineering stakeholders Influence culture and policy through thought leadership, workshops, and publication of enterprise AI Security Playbooks Communication & Advocacy Draft C-suite-level strategy briefings, board-level updates, and actionable security advisories Engage in global forums, contribute to regulatory consultations, and build the firm's external reputation in AI/ML security Translate technical risk into business impact for a non-technical audience You'll be rewarded and recognized for your performance in an environment that will challenge you and give you clear direction on what it takes to succeed in your role as well as provide development for other roles you may be interested in. Required Qualifications: 16+ years in Information/Cyber Security in corporate environment, including 5+ years in emerging tech (AI/ML, data platforms, analytics systems) Experience managing risks tied to data integrity, model drift, shadow AI deployments, and third-party AI services Solid command of cloud-native architecture, zero trust security models, and federated learning environments Proven track record securing AI platforms and LLM ecosystems (e.g., Open AI, Azure AI, Vertex AI, AWS Bedrock) Proven history of indirect leadership, driving outcomes across non-reporting teams and global stakeholders Preferred Qualifications: CISSP / CCSP / CRISC / CIPP or equivalent ISO/IEC 27001, ISO 42001 (AI Management) experience Microsoft, AWS, or Google AI/ML security training Completion of NIST AI RMF workshops or red team exercises targeting GenAI All employees working remotely will be required to adhere to UnitedHealth Group's Telecommuter Policy Pay is based on several factors including but not limited to local labor markets, education, work experience, certifications, etc. In addition to your salary, we offer benefits such as, a comprehensive benefits package, incentive and recognition programs, equity stock purchase and 401k contribution (all benefits are subject to eligibility requirements). No matter where or when you begin a career with us, you'll find a far-reaching choice of benefits and incentives. The salary for this role will range from $156,400 to $268,000 annually based on full-time employment. We comply with all minimum wage laws as applicable. Application Deadline: This will be posted for a minimum of 2 business days or until a sufficient candidate pool has been collected. Job posting may come down early due to volume of applicants. At UnitedHealth Group, our mission is to help people live healthier lives and make the health system work better for everyone. We believe everyone-of every race, gender, sexuality, age, location and income-deserves the opportunity to live their healthiest life. Today, however, there are still far too many barriers to good health which are disproportionately experienced by people of color, historically marginalized groups and those with lower incomes. We are committed to mitigating our impact on the environment and enabling and delivering equitable care that addresses health disparities and improves health outcomes - an enterprise priority reflected in our mission. UnitedHealth Group is an Equal Employment Opportunity employer under applicable law and qualified applicants will receive consideration for employment without regard to race, national origin, religion, age, color, sex, sexual orientation, gender identity, disability, or protected veteran status, or any other characteristic protected by local, state, or federal laws, rules, or regulations. UnitedHealth Group is a drug-free workplace. Candidates are required to pass a drug test before beginning employment.

Who We Are About Us The Options Clearing Corporation (OCC) is the world's largest equity derivatives clearing organization. Founded in 1973, OCC is dedicated to promoting stability and market integrity by delivering clearing and settlement services for options, futures and securities lending transactions. As a Systemically Important Financial Market Utility (SIFMU), OCC operates under the jurisdiction of the U.S. Securities and Exchange Commission (SEC), the U.S. Commodity Futures Trading Commission (CFTC), and the Board of Governors of the Federal Reserve System. OCC has more than 100 clearing members and provides central counterparty (CCP) clearing and settlement services to 19 exchanges and trading platforms. More information about OCC is available at www.theocc.com. What We Offer A highly collaborative and supportive environment developed to encourage work-life balance and employee wellness. Some of these components include: A hybrid work environment, up to 2 days per week of remote work Tuition Reimbursement to support your continued education Student Loan Repayment Assistance Technology Stipend allowing you to use the device of your choice to connect to our network while working remotely Generous PTO and Parental leave Competitive health benefits including medical, dental and vision Summary This role is responsible for one or more functions within Quantitative Risk Management (QRM) who develops and maintains risk models for margin, clearing fund and stress testing with the focus on developing and maintaining risk model software in production, and environments and infrastructure used in model implementation and testing. This role will collaborate with other quantitative analysts, business users, data & technology staff, and model validation colleagues to implement new models and enhance existing models. Primary Duties and Responsibilities: To perform this job successfully, an individual must be able to perform each primary duty satisfactorily. Support the development of quantitative models for pricing, risk management, and stress testing of financial products and derivatives. Review model documentation including whitepapers and implementation notes. Design, implement, and maintain model prototypes and model testing tools using best industry practices and innovations. Review and conduct comprehensive quality assurance testing on the implementation of models and algorithms for both QRM Library and prototypes focusing on requirement verification, coding, and testing quality, which involves the constructions of test cases, automation of model unit testing and creations of reference models if needed. Present test plans and test results to, and obtain feedback from peers, model validators, and model developers. Participate in code reviews for QRM Library, model prototypes, and Model Development Tool. Contribute to the model release testing including margin impact analysis and baseline support and troubleshooting during model library integration with production applications. Contribute to the development and testing of Model Development Tool including databases, ETLs, services, orchestration, and CI/CD pipelines. Support large-scale model backtesting using historical data, including system configuration, execution and analysis of results. Provide integration support to the application consuming QRM libraries. Support the launch of new products. Provide quantitative analysis and support to risk managers on pricing, margin, and risk calculations. Provide production support for numerical libraries and risk management systems as assigned per the QRM's support schedule. Supervisory Responsibilities: None Qualifications: The requirements listed are representative of the knowledge, skill, and/or ability required. Reasonable accommodations may be made to enable individuals with disabilities to perform the primary functions. [Required] Strong quantitative skills, ability to demonstrate deep understanding in the following technical areas: Financial mathematics (derivatives pricing models, stochastic calculus, statistics and probability theory, advanced linear algebra) Econometrics, data analysis (e.g., time series analysis, GARCH, fat-tailed distributions, copula, etc.) and machine learning techniques Numerical methods and optimization; Monte Carlo simulation and finite difference techniques Risk management methods (value-at-risk, expected shortfall, stress testing, backtesting, scenario analysis) [Required] Good understanding of markets and financial derivatives in equities, interest rates, and commodity products. [Required] Strong problem-solving skills: Be able to accurately identify a problem's source, severity, and impact to determine possible solutions and needed resources. [Required] Proficiency in technical and scientific documentation (e.g., white papers, user guides, etc.). [Required] Good interpersonal, verbal and written communication skills. Able to explain highly technical information to different audiences with varying levels of technical expertise. [Required] Business-oriented, responsible, and a good team player. [Desired] Ability to challenge model methodologies, model assumptions, and validation approach. [Desired] Experience in building distributed data systems. [Desired] Experience in Agile/SCRUM framework. Technical Skills: [Required] Proficiency in Python for prototyping and test automation. [Required] Experience with numerical libraries and/or scientific computing. [Required] Experience with automated quality assurance frameworks (e.g., Junit, TestNG, Pytest, etc.) for model testing. [Required] Experience in relational database technology and SQL query language. [Required] Experience in office technology such as PowerPoint, Word, and Excel. [Desired] Experience with other programming and scripting languages like Java, C++, R, and shell. [Desired] Effective application of data structure, design patterns, expertise in object-oriented design. [Desired] Experience with code repository, build and deployment tools (e.g., Git, GitHub, Jenkins). [Desired] Experience with development and testing of web services and API. [Desired] Proficiency in non-relational DB and other Big Data, cloud-based experience. Education and/or Experience: Master's degree or equivalent is required in a quantitative field such as computer science, mathematics, physics, finance/financial engineering. 6+ years of experience in quantitative areas in finance and/or development experience in model implementation and testing. Certificates or Licenses: About Us The Options Clearing Corporation (OCC) is the world's largest equity derivatives clearing organization. Founded in 1973, OCC is dedicated to promoting stability and market integrity by delivering clearing and settlement services for options, futures and securities lending transactions. As a Systemically Important Financial Market Utility (SIFMU), OCC operates under the jurisdiction of the U.S. Securities and Exchange Commission (SEC), the U.S. Commodity Futures Trading Commission (CFTC), and the Board of Governors of the Federal Reserve System. OCC has more than 100 clearing members and provides central counterparty (CCP) clearing and settlement services to 19 exchanges and trading platforms. More information about OCC is available at www.theocc.com. Benefits A highly collaborative and supportive environment developed to encourage work-life balance and employee wellness. Some of these components include: A hybrid work environment, up to 2 days per week of remote work Tuition Reimbursement to support your continued education Student Loan Repayment Assistance Technology Stipend allowing you to use the device of your choice to connect to our network while working remotely Generous PTO and Parental leave 401k Employer Match Competitive health benefits including medical, dental and vision Visit https://www.theocc.com/careers/thriving-together for more information. Compensation The salary range listed for any given position is exclusive of fringe benefits and potential bonuses. If hired at OCC, your final base salary compensation will be determined by factors such as skills, experience and/or education. In addition, we believe in the importance of pay equity and consider internal equity of our current team members as part of any final offer. We typically do not hire at the maximum of the range in order to allow for future and continued salary growth. We also offer a substantial benefits package as noted on www.theocc.com/careers All employees may be eligible for a discretionary bonus. Discretionary bonuses are based on various factors, including, but not limited to, company and individual performance and are not guaranteed. Salary Range $123,500.00 - $219,100.00 Incentive Range 8% to 15% This position is eligible for an annual discretionary incentive compensation award, for which the target range is listed above (see Incentive Range). The amount of such award, if any, will be based on various factors, including without limitation, both individual and company performance. Step 1 When you find a position you're interested in, click the 'Apply' button. Please complete the application and attach your resume. Step 2 You will receive an email notification to confirm that we've received your application. Step 3 If you are called in for an interview, a representative from OCC will contact you to set up a date, time, and location. For more information about OCC, please click here. OCC is an Equal Opportunity Employer

About Marsh McLennan Agency Midwest Marsh McLennan Agency's Midwest Region is a full-service brokerage providing business insurance, employee benefits, private client insurance, and retirement services to businesses and individuals across the country. MMA Midwest is consistently recognized as a top workplace, attracting and retaining its insurance talent by rewarding expertise and investing in career development. Colleagues enjoy an award-winning culture that fosters a highly productive and results-driven working environment. A day in the life. As a Senior Account Manager, your role is to ensure the successful delivery of services to clients by creating and implementing customized service plans. You are responsible for building strong relationships with clients, understanding their needs, negotiating coverage, and managing proposals and renewals. Additionally, you will engage in strategic holistic planning for clients, understanding the full scope of their business. Our future colleague. We'd love to meet you if your professional track record includes these skills: 5+ years' experience in commercial Property & Casualty insurance at an agency or related company Interpreting complex documents, such as insurance policies with multiple coverages, detailed applications and proposals. Highly proficient with Excel Spreadsheets, Word Documents, and navigating Agency Management Systems Providing coverage analysis and risk management recommendations, completing applications, preparing submissions and proposals, and negotiating coverage and pricing Reviewing the accuracy of others' work on a project or task Ability to work and guide others on a fast paced, high-energy team while maintaining a positive attitude These additional qualifications are a plus, but not required to apply: Property & Casualty license preferred, or the ability to obtain upon hire BS/BA in Business, Insurance or related field CPCU, ARM, CISR or other professional insurance designation related to Property & Casualty Experience working with Applied Epic, agency management system Available to travel for client meetings, as needed We know there are excellent candidates who might not check all these boxes. Don't be shy. If you're close, we'd be very interested in meeting you. A Great Place to Work. A Great Place to Perk. Recognized for workplace culture by the likes of Fortune Magazine, The Chicago Tribune and more, our colleagues enjoy an environment that fosters creativity as well as individual and organizational growth. A small sampling of the benefits our colleagues enjoy include: Medical, dental, vision, 401K benefits and more The flexibility to work at home or an office, based on your discretion and schedule Start with 20 days of paid time off A paid day off to volunteer and company-organized volunteer events Up to $1,000 per year in matching charitable donations Up to $750 per year in wellness rewards All the nitro cold brew coffee and sparkling water you can drink A company-wide mentality that you can never appreciate your co-workers too much Who You Are is Who We Are MMA Midwest has created an award-winning culture largely due to meeting our colleagues where they are, celebrating their differences and building an inclusive environment. We challenge ourselves to create a workplace where our colleagues feel not only welcomed, but feel they belong; where we not only embrace diverse perspectives and opinions but seek them out; and where we ask not how a colleague fits our culture, but what they add to it. Marsh McLennan and its affiliates are EOE Minority/Female/Disability/Vet/Sexual Orientation/Gender Identity employers. To learn more about a career at MMA, check us out online: http://marshmma.com/careers or flip through our recruiting brochure: https://bit.ly/3Qpcjmw Follow us on social media to meet our colleagues and see what makes us tick: https://www.instagram.com/lifeatmma_midwest/ https://www.facebook.com/MMAMidwest https://x.com/MarshMMAMidwest https://www.linkedin.com/company/marsh-mclennan-agency #MMAMW #MMABI #LI-Remote The applicable base salary range for this role is $90,100 to $167,900. The base pay offered will be determined on factors such as experience, skills, training, location, certifications, and education. Decisions will be determined on a case-by-case basis. In addition to the base salary, this position may be eligible for performance-based incentives. We are excited to offer a competitive total rewards package which includes health and welfare benefits, tuition assistance, 401K savings and other retirement programs as well as employee assistance programs. Applications are accepted on an ongoing basis.

Are you looking to: Set your own hours? Work from home? Have the ability to make uncapped income? Have positive and motivating mentors? Make an impact in people's lives?   As a Remote Risk Management Specialist, you will be responsible for assisting customers in selecting appropriate insurance coverage tailored to their needs. Your primary focus will be on building strong customer relationships, providing expert advice, and ensuring customer satisfaction. Responsibilities: Communicate with customers via phone, email, or online chat to understand their insurance needs and provide suitable recommendations. Educate customers on various insurance products, coverage options, and policy terms. Collaborate with the underwriting team to evaluate and assess risk factors for policy approvals. Maintain accurate customer records and update insurance policies as necessary. Keep up-to-date with industry trends and insurance regulations to provide accurate and relevant information to customers. Attend weekly training calls to increase product knowledge and improve sales skills. Requirements: Strong knowledge of insurance products, coverage options, and policy terms. Excellent communication and interpersonal skills, with a customer-centric approach. Ability to work independently and manage time effectively in a remote work environment. Proficiency in using insurance software and customer relationship management (CRM) systems. Relevant Life and Health insurance license or the willingness to obtain one. NOTE: No agent's success, earnings, or production results should be viewed as typical, average or expected. Not all agents achieve the same or similar results, and no particular results are guaranteed. Your level of success will be determined by several factors, including the amount of work you put in, your ability to successfully follow and implement our training and sales system and engage with our lead system, and the Insurance needs of the customers in the geographic areas in which you choose to work.   Powered by JazzHR

What You Will Do: At Independent Software, we recognize that managing risk effectively is essential to protecting mission-critical systems and ensuring successful program outcomes. As a Risk Management Framework (RMF) Coordinator, you will be responsible for supporting and integrating risk management activities across the system development lifecycle. You will work closely with technical teams, leadership, and mission stakeholders to coordinate risk identification, mitigation, and progress tracking across key programs.This is an opportunity to take a hands-on role in supporting the secure delivery of complex systems. You will guide risk coordination efforts, support transition planning, and ensure tasks are delivered on time, within budget, and in alignment with mission priorities.At Independent Software, you will find a company that values teamwork, integrity, and purpose. We provide a collaborative environment where you can grow your career, build lasting relationships, and make meaningful contributions to cybersecurity and national defense. Key Responsibilities: Coordinate tasks and risk activities with mission stakeholders to implement RMF services Work directly with project managers and leadership to identify risks to systems, programs, and organizations Develop and support risk mitigation plans and strategies in alignment with mission goals Track risks, mitigation progress, and deadlines to ensure delivery across technical teams is on time and on budget Collaborate with financial managers, contract officers, program managers, and engineering teams to assess and manage risk Support customer communication regarding risk expectations, planning, and resolution Assist with transition planning and coordination between industry partners, leadership, and mission leads Maintain visibility of risks across task orders and provide status updates to stakeholders Apply knowledge of RMF processes and risk tools to support cybersecurity operations Facilitate risk coordination in accordance with Agile Scrum methodologies Required Skills and Qualifications: Knowledge of risk management principles, planning, and execution Experience collaborating with diverse teams including finance, contracts, leadership, and technical staff Familiarity with COTS risk management tools such as Active Risk Manager Ability to communicate complex risk scenarios clearly to technical and non-technical audiences Proficiency in data collection, statistical analysis, and data presentation for reporting and planning Understanding of system development life cycles and RMF integration Experience in Agile Scrum or similar development frameworks Ability to organize and track multiple risks and tasks across programs Serve as the RMF Coordinator Lead for risk management operations Education and Experience: Minimum of fifteen years of work experience in risk management, process improvement, or project management Five (5) years of experience with COTS risk management tools (e.g., Active Risk Manager (ARM)), statistics, data collection, analysis, data presentation, and the application of automated data management tools in a classified environment Experience in the Agile Scrum methodology Three years of direct experience supporting intelligence community or national security-related programs is preferred Bachelor’s degree in Business Management, Computer Science, Engineering, Information Management, or related technical discipline In lieu of a degree, an additional four years of relevant experience may be substituted Certifications: Must meet applicable DoD 8570.01-M certification requirements IAM Level II certification required Clearance Requirement: Must possess an active TS/SCI with appropriate Polygraph to be considered for this role This position is contingent on contract award We’re an equal opportunity employer. All applicants will be considered for employment without attention to race, color, religion, sex, sexual orientation, gender identity, national origin, veteran or disability status. Powered by JazzHR

Morgan Stanley is a leading global financial services firm providing a wide range of investment banking, securities, investment management and wealth management services. The Firm's employees serve clients worldwide including corporations, governments, and individuals from more than 1,200 offices in 43 countries. As a market leader, the talent and passion of our people is critical to our success. Together, we share a common set of values rooted in integrity, excellence, and strong team ethic. Morgan Stanley can provide a superior foundation for building a professional career - a place for people to learn, to achieve and grow. A philosophy that balances personal lifestyles, perspectives and needs is an important part of our culture. Department Profile The Fixed Income Division (FID) of the Institutional Securities business unit is comprised of Interest Rate and Currency Products, Credit Products, Commodities and Distribution. Professionals in the Division assess and actively manage risk, trade securities and structure, as well as execute innovative transactions in the fast-paced and constantly changing global markets. The Firm is seeking a new member for its Contractual Terms Risk Management (CTRM) team, which is part of the Firm's U.S. Business Control Unit (BCU) team. CTRM is focused on the risk management of the contractual terms that reside in the Firm's trading agreements with counterparties, including the review and escalation of negotiated terms, and the management and maintenance of structured data in Firm systems. CTRM, as part of BCU, is a first line team which sits in FID but covers client trading documentation across all traded products. This is not a document negotiator role, but rather a risk management role focused on client trading documentation. Primary Responsibilities Coordinate preparation of meeting materials for Counterparty Risk/Credit escalation meetings. Liaise with members of the Firm's Risk, Credit and Legal teams as well as the various trading desks within the Institutional Securities business unit. Develop a familiarity with the Firm's suite of client trading documentation including, but not limited to, ISDA Master Agreement, ISDA CSA, Listed Derivatives and Clearing, repo, securities lending, prime brokerage and other associated trading agreements. Provide support for and serve as escalation point for a variety of CTRM daily functions including, but not limited to, trading without documentation, monitoring of various contractual terms, ad hoc reviews of existing counterparty documentation, database quality control and expansion, counterparty credit ratings, custodial relationships, and ongoing engagements with external vendors. Participate in improving and expanding the Firm's structured data across all client trading agreements. Manage responses to a variety of ad hoc risk management issues as they arise. Qualifications / Critical Success Factors: Ability to effectively manage various projects and deadlines, including tracking and coordinating responses to internal and external requests with minimal oversight Desire to build relationships with senior stakeholders in the Sales and Trading business, Counterparty Risk, Credit, Legal, Compliance, Operations, and Finance, among other support functions Highly motivated self-starter with the ability to work under pressure and prioritize competing deadlines Ability to work on challenging assignments in a dynamic environment, synthesize information, gather relevant facts and reach logical conclusions Excellent written and oral communication skills, as well as the ability to present ideas concisely and tailor messaging to various stakeholders Fast Learner with the ability to absorb new concepts and knowledge quickly Ability to take ideas forward and to challenge others with integrity and maturity Exceptional organizational skills and a high degree of attention to detail Strong analytical skills with an ability to understand complex workflows Strategic thinker with experience coordinating and collaborating with multiple stakeholder groups Additional Qualifications: 2+ years' experience in negotiating a cross section of trading agreements, including in-depth knowledge of the various provisions contained in these agreements and their negotiability. Knowledge of and proficiency around the underlying products traded also preferred. Comfortable working in an open trading floor environment, including in-person discussions with senior business people and other stakeholders Strong verbal and written communication skills; attention to detail; ability to meet timing deadlines on multiple projects Knowledge of financial services sector preferred Proficiency with Microsoft Office and Microsoft Teams Bachelor's degree required; JD preferred WHAT YOU CAN EXPECT FROM MORGAN STANLEY: We are committed to maintaining the first-class service and high standard of excellence that have defined Morgan Stanley for over 89 years. Our values - putting clients first, doing the right thing, leading with exceptional ideas, committing to diversity and inclusion, and giving back - aren't just beliefs, they guide the decisions we make every day to do what's best for our clients, communities and more than 80,000 employees in 1,200 offices across 42 countries. At Morgan Stanley, you'll find an opportunity to work alongside the best and the brightest, in an environment where you are supported and empowered. Our teams are relentless collaborators and creative thinkers, fueled by their diverse backgrounds and experiences. We are proud to support our employees and their families at every point along their work-life journey, offering some of the most attractive and comprehensive employee benefits and perks in the industry. There's also ample opportunity to move about the business for those who show passion and grit in their work. To learn more about our offices across the globe, please copy and paste https://www.morganstanley.com/about-us/global-offices into your browser. Expected base pay rate for the role will be between $100,000 to $150,000 for Associate, at the commencement of employment. However, base pay if hired will be determined on an individualized basis and is only part of the total compensation package, which, depending on the position, may also include commission earnings, incentive compensation, discretionary bonuses, other short and long-term incentive packages, and other Morgan Stanley sponsored benefit programs. Morgan Stanley's goal is to build and maintain a workforce that is diverse in experience and background but uniform in reflecting our standards of integrity and excellence. Consequently, our recruiting efforts reflect our desire to attract and retain the best and brightest from all talent pools. We want to be the first choice for prospective employees. It is the policy of the Firm to ensure equal employment opportunity without discrimination or harassment on the basis of race, color, religion, creed, age, sex, sex stereotype, gender, gender identity or expression, transgender, sexual orientation, national origin, citizenship, disability, marital and civil partnership/union status, pregnancy, veteran or military service status, genetic information, or any other characteristic protected by law. Morgan Stanley is an equal opportunity employer committed to diversifying its workforce (M/F/Disability/Vet).

Risk Management Framework (RMF) Analyst – Top Secret Clearance | Norfolk, VA Cambridge International Systems, Inc. Join a dynamic global team united by shared values: commitment, integrity, and perseverance. At Cambridge, you’ll work alongside top talent worldwide, tackling some of today’s most complex and critical challenges in defense and security. We are currently seeking a Risk Management Framework (RMF) Analyst to support operations in Norfolk, VA. This is a full-time position requiring an active DoD TS clearance. This position is contingent upon contract award with an expected award date of January 2026. What You’ll Do ​​​​​​​Design and maintain enterprise and systems security throughout the development lifecycle in alignment with DoD and DoN RMF guidance. Conduct assessments of management, operational, and technical security controls to evaluate system compliance and risk posture Maintain and update RMF and A&A documentation across the OPTEVFOR Cyber OT&E mission, including revisions in eMASS and DADMS. Create, validate, and revise cybersecurity SOPs, system security plans (SSPs), contingency plans, and privacy impact assessments. Review and maintain inventories of authorized software, GFE, ports, protocols, and circuit registrations (GIAP/SNAP). Execute annual RMF reviews and STIG validations on systems, identifying and recommending corrective actions for non-compliance. Support configuration audits, vulnerability scans, POA&Ms, SARs, test plans, and documentation of RMF lifecycle artifacts. Lead semi-annual tabletop exercises and review business impact analysis and disaster recovery plans for compliance. Serve on the Configuration Control Board (CCB), ensuring approved changes are reflected in security documentation. Provide technical reports on system scan results, cybersecurity compliance, and configuration management. Advise stakeholders on risk management, ATO strategy, and secure architecture to meet mission requirements. What You’ll Bring Required Qualifications: Education & Experience: Minimum 5 years of experience designing enterprise/system security throughout the development lifecycle. Minimum 3 years conducting assessments of security controls and authoring RMF documentation. Minimum 3 years of experience supporting RMF certification and accreditation efforts for DoD/DON systems. Familiarity with eMASS, DADMS, GIAP, STIGs, and the DoDI 8510 series. Strong working knowledge of NIST SP 800-series, DoD cybersecurity policies, and A&A lifecycle artifacts. Must have a current and active DoD TS security clearance with the ability to obtain a SCI clearance. Proficient with modern IT tools and infrastructure technologies Preferred (Nice to Have): Experience supporting OT&E environments, including cyber test toolset and infrastructure validation. Knowledge of network architecture, PKI, firewall and encryption methods, and multilevel/cross-domain security solutions. Ability to translate technical requirements into secure designs that meet mission and compliance objectives. Knowledge of PII data security, program protection planning, and enterprise security architecture frameworks. Proficiency in system hardening, vulnerability remediation, and documentation for RMF artifacts. Experience conducting security audits, contingency plan tests, and cloud-based system evaluations. Travel & Passport Some overnight stays possible. Work Environment Compliance with vaccination and medical requirements for TDY/OCONUS roles as per Vaccine Recommendations by AOR | Health.mil . Office setting: Primarily an office-based role in Norfolk, VA Standard desk/computer work with flexibility for walking and movement on site Must be able to work in an office environment, sitting at a desk, looking at a computer for most of the workday. Work is physically comfortable; the employee has discretion about sitting, walking, standing, etc. May be required to travel short distances to offices/conference rooms and buildings on site. Background & Security Employment is contingent upon successful background investigation Drug screening may be required for federal contract compliance Benefits & Perks We believe in investing in our team—both professionally and personally: Medical, dental, vision, life, accident, and critical illness insurance 401(k) immediate vesting and match Paid time off and company holidays Generous tuition & training support Relocation assistance Sign-on and performance-based bonuses Employee referral program Access to Tickets at Work, EAP, wellness initiatives, and more Join Us If you're driven by mission, technology, and teamwork—we want to hear from you. Cambridge is growing, and this position is just one of many opportunities on our global team. Know someone perfect for the role? Referrals are welcome—both employees and non-employees may qualify for a bonus. Apply today and help shape the future of secure cloud computing for national security. About Cambridge International Systems At Cambridge, innovation grows through diversity. We are proud to be an equal opportunity employer, committed to creating an inclusive and supportive work environment for all. Learn more at www.cbridgeinc.com . Powered by JazzHR

Every career journey is personal. That's why we empower you with the tools and support to create your own success story. Be challenged. Be heard. Be valued. Be you ... be here. Job Summary The Principal will be a part of the Treasury Team. They will be responsible for managing the organizations mix of interest rate sensitive assets and liabilities in an effort to protect profitability from volatility due to changes in market rates. This requires meeting both legal and regulatory expectations related to interest rate risk management. This role contributes to the implementation and overall management of interest rate risk management processes and procedures, addressing the broader needs of the business. It involves collaboration with different levels of management and external regulators, utilizing advanced analytical skills and showcasing expertise in financial risk management. Essential Job Functions Compile and evaluate monthly reporting packages for the Asset-Liability Management (ALM) Committee and the Board for the enterprise and its banking subsidiaries. This role involves ensuring adherence to all pertinent policies, including those concerning Interest Rate Risk, Hedging, Investing, and Borrowing. - (30%) Perform advanced analyses to manage and monitor interest rate risk for the enterprise and each institution. Recommend hedging and strategic actions to mitigate this risk. - (20%) Manage and implement behavioral components and models. Create and maintain historical data sets to facilitate optimal data analysis and modeling. - (15%) Conduct sensitivity analysis on yield curve, repricing, basis, and option risk, as well as assumptions. Back test model results. Benchmark metrics, limits, valuations, etc. - (15%) Oversee and support the update and validation of the model. Ensure comprehensive documentation and ongoing enhancement of the ALM model as per management and regulatory requirements. Verify that all necessary controls and processes are thoroughly documented and tested in accordance with bank policies. - (5%) Regularly collaborate with internal audit, enterprise risk, and SOX teams to execute audits, model validations, risk and control self-assessments, control testing, and general second line of defense oversight. - (5%) Oversee and support the controls assessment and testing program for the Treasury team as needed. Ensure thorough documentation and control planning for all Treasury processes. - (5%) Actively consider the business needs and challenges related to interest rate risk and propose solutions when necessary. Perform various projects as requested by management. Assess all Treasury functions for potential process improvements. - (5%) Minimum Qualifications High School Diploma or GED 12+ years experience in banking and/or financial services. 5+ years experience in Asset/Liability Management and interest rate risk modeling. Preferred Qualifications Bachelor's Degree in Finance, Economics, Business, Accounting, Quantitative/Statistical Analysis or related field of study or equivalent, relevant work experience 14+ years experience in banking and/or financial services. 7+ years experience in Asset/Liability Management, interest rate risk modeling, banking and/or financial services, Treasury, and/or bank regulatory exposure. Skills Interest Rate Risk Management Asset and Liability Management (ALM) Market Risk Valuation Modeling Interest Rate Hedging Econometrics Quantitative Analytics Excel Power User PowerPoint Presentations Planning Budgeting And Forecasting (PBF) Reports To: Director and above Direct Reports: 0 Work Environment Normal office environment. (Remote or Hybrid), 3 to 4 days per month are required in office if within 60 miles of a posted Bread Financial location. Travel Ability to travel up to 5% annually Physical and Mental Requirements To perform this job successfully, an individual must be able to perform each essential job function satisfactorily and meet the physical, mental and work environment requirements. Reasonable accommodations may be made to enable qualified individuals with disabilities to perform essential job functions, absent undue hardship. Communicate/Hearing Communicate/Talking Stationary Position/Seated Typing/Writing Maintain focus in high pressure or fast-paced work environment Other Duties This job description is illustrative of the types of duties typically performed by this job. It is not intended to be an exhaustive listing of each and every essential function of the job. Because job content may change from time to time, the Company reserves the right to add and/or delete essential functions from this job at any time. Salary Range (unless otherwise noted below): $133,500.00 - $241,900.00 Full Salary Range for position: California: $153,500.00 - $302,400.00 Colorado: $133,500.00 - $254,000.00 New York: $146,800.00 - $302,400.00 Washington: $140,100.00 - $278,200.00 Maryland: $140,100.00 - $266,100.00 Washington DC: $153,500.00 - $278,200.00 Illinois: $133,500.00 - $266,100.00 New Jersey: $153,500.00 - $278,200.00 Vermont: $133,500.00 - $241,900.00 The actual base pay within this range may be dependent upon many factors, which may include, but are not limited to, work location, education, experience, and skills. Bread Financial offers medical, prescription drug, dental, vision, and other voluntary benefits (including basic and optional life insurance, supplemental medical plans, and short and long-term disability) to eligible associates (regular full-time associates scheduled to work 30 hours per week or more) and their spouses/domestic partners, and child(ren) under the age of 26. New associate elected coverage begins on date of hire (with the exception of disability coverage which has a 6-month waiting period). Six weeks of 100% paid parental leave for eligible parents is available after a 180-day waiting period. Hired associates can immediately enroll in Bread Financial's 401(k) plan. All associates receive 11 paid holidays. Associates have discretion in managing their time away from work through the Flexible Time Off (FTO) program and may need to notify and receive approval from their manager prior to taking the time off. Associates (except those located in Illinois) receive 80 hours of Paid Sick and Safe Time ("PSST") upon hire and at the beginning of each subsequent calendar year. Illinois associates receive 40 hours of Illinois PSST upon hire and at the beginning of each subsequent calendar year and 40 hours of Illinois Paid Leave upon hire and at the beginning of each subsequent calendar year. Illinois Paid Leave must be used before associates in Illinois will be approved to take FTO. Hired associates will be able to elect the purchase company stock during offering periods in June and December. You will be eligible for an annual incentive bonus based on individual and company performance. Click here for more Benefits information. About Bread Financial At Bread Financial, you'll have the opportunity to grow your career, give back to your community, and be part of our award-winning culture. We've been consistently recognized as a best place to work nationally and in many markets and we're proud to promote an environment where you feel appreciated, accepted, valued, and fulfilled-both personally and professionally. Bread Financial supports the overall wellness of our associates with a diverse suite of benefits and offers boundless opportunities for career development and non-traditional career progression. Bread Financial (NYSE: BFH) is a tech-forward financial services company that provides simple, personalized payment, lending, and saving solutions to millions of U.S consumers. Our payment solutions, including Bread Financial general purpose credit cards and savings products, empower our customers and their passions for a better life. Additionally, we deliver growth for some of the most recognized brands in travel & entertainment, health & beauty, jewelry and specialty apparel through our private label and co-brand credit cards and pay-over-time products providing choice and value to our shared customers. To learn more about Bread Financial, our global associates and our sustainability commitments, visit breadfinancial.com or follow us on Instagram and LinkedIn. Bread Financial offers competitive pay, a comprehensive selection of benefit options including 401(k). The Company is an Equal Opportunity Employer. Any applicant offered employment will be required to establish that they are legally authorized to work in the United States for the Company. The Company participates in E-Verify. The Company will consider for employment all qualified applicants, including those with a criminal history, in a manner consistent with the requirements of all applicable federal, state, and local laws, including the Los Angeles Fair Chance Initiative for Hiring Ordinance, the San Francisco Fair Chance Ordinance, and the New York City Fair Chance Act. Applicants with criminal histories are encouraged to apply. The Company complies with the Americans with Disabilities Act (ADA), as amended, and all applicable state/local laws. The Company will provide accommodations to applicants needing accommodations to complete the application process. Applicants with disabilities may contact the Company to request and arrange for accommodations. If you need assistance to accommodate a disability, you may request an accommodation at any time. Please contact the Recruiting Team at TaOps@breadfinancial.com. Job Family: Finance,Accounting and Banking Job Type: Regular

About Northern Trust: Northern Trust, a Fortune 500 company, is a globally recognized, award-winning financial institution that has been in continuous operation since 1889. Northern Trust is proud to provide innovative financial services and guidance to the world's most successful individuals, families, and institutions by remaining true to our enduring principles of service, expertise, and integrity. With more than 130 years of financial experience and over 22,000 partners, we serve the world's most sophisticated clients using leading technology and exceptional service. Job Description Northern Trust, a Fortune 500 company, is a globally recognized, award-winning financial institution that has been in continuous operation since 1889. Northern Trust is proud to provide innovative financial services and guidance to the world's most successful individuals, families, and institutions by remaining true to our enduring principles of service, expertise, and integrity. With more than 130 years of financial experience and over 22,000 partners, we serve the world's most sophisticated clients using leading technology and exceptional service. The position is for the Third Party Management Team. This role will support the audit areas of Northern Trust which support the servicing of third party risk assessment controls. There are particular projects in flight, and also being planned, that require understanding the control process, identifying risks, interviewing business partners, sampling, testing and summarizing results. Key Responsibilities Responsible for developing audit programs, working papers, and financial / internal 1LOD testing reports Assist in preparing risk assessments and annual 1LOD testing audit plans for the Third Party Management Office Review and evaluate financial business processes and controls related based on regulatory requirements Help identify performance improvement opportunities for clients and communicate findings to senior management Execute process transformation, measurable improved operational performance and organizational restructuring plans Review reports from the Internal Audit and provide detailed feedback to assist with observation closures Operates independently; has in-depth knowledge of business unit/function As subject area expert, provides comprehensive, in-depth consulting and leadership to team and partners at a high technical level Carries out activities that are large in scope, cross-functional and technically difficult Role is balanced between high level operational execution and development, and execution of strategic direction of business function activities Qualifications Bachelor's degree and approximately 3+ years of related work experience with clear understanding of and experience in financial services / internal audit / risk consulting preferred An undergraduate or graduate degree in Accounting, Finance or Risk and/or another appropriate academic major is highly preferred A thorough understanding of third-party (i.e., vendor, supplier, etc.) risk management, with prior experience in designing program solutions, risk scoring and aggregation methodologies and designing committee reporting Understanding of global risk regulatory requirements with emphasis on US (OCC Bulletins, FFIEC, FRB, FDIC) or UK (PRA, FCA) Salary Range: $95,600 - 162,400 USD Salary range is a good faith estimate of base pay. Northern Trust provides a comprehensive benefits package including retirement benefits (401k and pension), health and welfare benefits (medical, dental, vision, spending accounts and disability), paid time off, parental and caregiver leave, life & accident insurance, and other voluntary and well-being benefits. Northern Trust also provides a discretionary bonus program that may include an equity component. Working with Us: As a Northern Trust partner, greater achievements await. You will be part of a flexible and collaborative work culture in an organization where financial strength and stability is an asset that emboldens us to explore new ideas. Movement within the organization is encouraged, senior leaders are accessible, and you can take pride in working for a company committed to assisting the communities we serve! Join a workplace with a greater purpose. We'd love to learn more about how your interests and experience could be a fit with one of the world's most admired and sustainable companies! Build your career with us and apply today. #MadeForGreater Reasonable accommodation Northern Trust is committed to working with and providing reasonable accommodations to individuals with disabilities. If you need a reasonable accommodation for any part of the employment process, please email our HR Service Center at MyHRHelp@ntrs.com. We hope you're excited about the role and the opportunity to work with us. We value an inclusive workplace and understand flexibility means different things to different people. Apply today and talk to us about your flexible working requirements and together we can achieve greater.