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Who we are About Stripe Stripe is a financial infrastructure platform for businesses. Millions of companies-from the world's largest enterprises to the most ambitious startups-use Stripe to accept payments, grow their revenue, and accelerate new business opportunities. Our mission is to increase the GDP of the internet, and we have a staggering amount of work ahead. That means you have an unprecedented opportunity to put the global economy within everyone's reach while doing the most important work of your career. About the team As Stripe continues to develop innovative products that serve businesses of all sizes around the world, risk will increase in complexity and scale. The User Risk Strategy team protects and advances Stripe's business, brand, and mission by building and deploying industry-leading policies and practices that instill user and partner trust in Stripe while enabling business growth. What you'll do As a member of the User Risk Strategy team, you will partner with cross-functional teams-including Risk, Product, Partnerships, Legal, Sales, and Data Science-to design and execute on strategies and projects to improve Stripe's risk controls and user experience. Your role will involve providing expert guidance and insightful analyses to both the business and our key customers, enabling Stripe to grow with a strong focus on risk management. You will utilize data and work closely with technical teams to create analytical tools and frameworks that empower our efforts and inform the development of comprehensive solutions. The ideal candidate is passionate about addressing ambiguity, fostering business growth while managing risk, and is skilled at enhancing user experience. Responsibilities Drive risk strategy for company-level strategic initiatives, including partnering with Stripe's Product, Legal, Operations, Sales, and Partnerships teams to solve risk problems and ensure a positive experience for Stripe's users Conduct research and data analysis to evaluate Stripe's current risk performance, formulating and prioritizing long-term strategic plans for growth. Utilize quantitative analysis to create optimal solutions that effectively balance risk management and user satisfaction. Encourage innovation by challenging existing processes and presenting multiple viable solutions along with execution criteria. Represent Stripe in key external engagements with critical partners and customers Who you are You are analytical, objective and skilled at using metrics to drive decisions, set goals, and evaluate performance. You are highly motivated and ambitious. You are a problem solver with the ability to navigate large organizations to drive results. We're looking for someone who meets the minimum requirements to be considered for the role. If you meet these requirements, you are encouraged to apply. The preferred qualifications are a bonus, not a requirement. Minimum requirements 5+ years of professional experience in Financial Services, Payments or fintech industries 5+ years experience in a role with an emphasis on data analysis and/or a strong technical background. Proficient in SQL or coding Proven analytical approach to decision-making, leveraging metrics to guide objectives and performance assessments. Demonstrated track record of deriving insights from complex or technical problem spaces and evangelizing actionable product recommendations Experience overseeing execution and delivery of highly-strategic programs; proven ability to take complex issues and turn them into actionable next steps, hold others accountable, and meet deadlines Experience communicating to all levels of management. Including strong writing skills with experience writing strategy documents, one-page project updates, and proposals Strong collaboration and relationship-building skills, with an ability to influence stakeholders across organizations A results-driven mindset, capable of leading and motivating teams to achieve ambitious goals. Comfort and desire to operate in an ambiguous, innovative and quickly changing environment with shifting priorities (this is a must!) Preferred qualifications Experience in a client-facing role, managing relationships with large, global, and complex organizations. Experience in risk management, compliance, or product enablement. Experience working in payments and/or tech industries Strong understanding of Stripe's business and products, with a proactive approach to research and self-starting initiatives. Hybrid work at Stripe This role is available either in an office or a remote location (typically, 35+ miles or 56+ km from a Stripe office). Office-assigned Stripes spend at least 50% of the time in a given month in their local office or with users. This hits a balance between bringing people together for in-person collaboration and learning from each other, while supporting flexibility about how to do this in a way that makes sense for individuals and their teams. A remote location, in most cases, is defined as being 35 miles (56 kilometers) or more from one of our offices. While you would be welcome to come into the office for team/business meetings, on-sites, meet-ups, and events, our expectation is you would regularly work from home rather than a Stripe office. Stripe does not cover the cost of relocating to a remote location. We encourage you to apply for roles that match the location where you currently or plan to live. Pay and benefits The annual US base salary range for this role is $138,800 - $208,300. For sales roles, the range provided is the role's On Target Earnings ("OTE") range, meaning that the range includes both the sales commissions/sales bonuses target and annual base salary for the role. This salary range may be inclusive of several career levels at Stripe and will be narrowed during the interview process based on a number of factors, including the candidate's experience, qualifications, and location. Applicants interested in this role and who are not located in the US may request the annual salary range for their location during the interview process. Additional benefits for this role may include: equity, company bonus or sales commissions/bonuses; 401(k) plan; medical, dental, and vision benefits; and wellness stipends.

The Advisor, Commercial Risk sells new accounts and renews existing accounts in keeping with firm and individual goals. Advisors build and maintain relationships with clients, prospects, the service team, insurance company partners, and centers of influence while identifying and soliciting sales prospects. POSITION SUMMARY: The Advisor, Commercial Risk sells new accounts and renews existing accounts in keeping with firm and individual goals. Advisors build and maintain relationships with clients, prospects, the service team, insurance company partners, and centers of influence while identifying and soliciting sales prospects. PRIMARY RESPONSIBILITIES: Presents proposals in a professional manner, reviewing coverages in detail to ensure understanding. Communicates with clients, prospects, insurance company partners, and service team in an articulate and effective manner. Finalizes the sale and collects necessary documents, applications, etc., and briefs the service team on the policy sale. Develops prospects by becoming involved in community affiliations, attending insurance company partner hosted seminars, building and maintaining relationships with industry contacts, engaging in networking events and through referrals from current accounts. Develops information and recommendations for prospective accounts, presents proposals and adheres to firm policies and procedures for writing a new account. Maintains a concern for accuracy, timeliness and completion when interacting with current and prospective clients, the Firm, and Insurance Company Partners, to minimize potential for errors and omissions claims while demonstrating strong organizational skills with a high attention to detail. Maintains understanding and knowledge of the insurance industry and underwriting criteria for insurance company partners represented by the firm to effectively communicate to all involved. Positively represents the firm in the community and with our insurance company partners. Performs other functions as assigned by leadership. Looks for opportunities to improve the firm, business segment, and processes. Brings issues and discrepancies to the attention of appropriate leadership. Is expected to meet monthly new business goals. EDUCATION AND EXPERIENCE REQUIREMENTS: Certification(s): None required; None preferred License(s): Maintains a Property & Casualty license as required by the State Department of Insurance to provide service, consultation, and financial risk transfer solutions in states where the firm functions or be willing and able to obtain all required licenses within the first 90 days of employment required; Maintains all licenses as required by the State Department of Insurance to provide service, consultation, and financial risk transfer solutions in states where the firm functions or be willing and able to obtain all required licenses within the first 90 days of employment preferred KNOWLEDGE, SKILLS, AND ABILITIES REQUIRED: Demonstrates the organization's core values, exuding behavior that is aligned with the firm's culture TECHNICAL, COMPUTER, AND SYSTEM-SPECIFIC SKILLS REQUIRED: Intermediate to advanced knowledge of Microsoft Office Suite (Word, Excel, PowerPoint, Outlook) Ability to learn any other appropriate program or software system used by the firm as necessary OTHER REQUIREMENTS: None SPECIAL WORKING CONDITIONS: Fast paced multi-tasking environment IMPORTANT NOTICE: This position description is intended to describe the level of work required of the person performing in the role and is not a contract. The essential responsibilities are outlined; other duties may be assigned as needs arise or as required to support the organization. All requirements may be subject to reasonable accommodations to applicants and colleagues who need them for medical or religious reasons. EEOC (STATEMENT): BRP is an equal employment opportunity firm and strives to comply with all laws prohibiting discrimination based on race, color, religion, age, sex (including sexual orientation and gender identity), national origin or ancestry, disability, military status, marital status, and any other category protected by federal, state, or local laws. All such discrimination is unlawful, and all persons involved in the operations of the firm are prohibited from engaging in this conduct. #LI-JG1 Click here for some insight into our culture! The Baldwin Group will not accept unsolicited resumes from any source other than directly from a candidate who applies on our career site. Any unsolicited resumes sent to The Baldwin Group, including unsolicited resumes sent via any source from an Agency, will not be considered and are not subject to any fees for any placement resulting from the receipt of an unsolicited resume.

The Role We are seeking a skilled and experienced Data Engineer to join our innovative team. The ideal candidate will possess expertise in data engineering technologies, experience with market and credit counterparty risk platforms , and a solid understanding of the financial services sector. If you thrive in a collaborative, agile environment and excel at building scalable, high-performance data platforms, we'd love to hear from you. Responsibilities: Analyze, design, code, test, configure, and modify software for the functional delivery of platforms and solutions using programming languages and development methodologies. Design, develop, test, debug, and implement platforms, solutions, software tools, and utilities to ensure acceptable performance and service levels. Build and manage automated delivery pipelines for platforms and solutions using source control, infrastructure as code, and continuous integration practices. Implement monitoring, alerting, logging, and tracing to ensure the durability, availability, and performance of platforms and solutions. Collaborate with the Data Warehouse Architect to ensure successful platform strategies. Design and optimize scalable data pipelines using technologies like Airflow, Snowflake, and AWS cloud services. Work closely with stakeholders to ensure platforms meet both business and technical requirements. Produce technical documentation, including testing, training, and delivery artifacts. Requirements: 8+ years of experience delivering data-centric platforms with large datasets, fast SLAs, and high data quality standards. Proven experience with market and credit counterparty risk platforms (mandatory). Advanced proficiency in Python. Strong experience with AWS, Airflow, and Snowflake. Comfortable working in an agile delivery environment. Self-sufficient in a CI/CD environment, with hands-on experience automating deployments. Proven ability to contribute as an individual, including reviewing pull requests and ensuring quality code. Experience troubleshooting and debugging simple to complex issues. Strong interpersonal and organizational skills, with the ability to work collaboratively. We are hiring across multiple levels for this job. The base salary range across different levels are: Mid to Senior level - $140,000 - $210,000 Placement within the range provided above is based on the individual's relevant experience and skills for the role and level. We are hiring across multiple levels for this job. Base salary is only one component of our total compensation package. Employees may be eligible for a discretionary bonus, which is determined upon company and individual performance. Salary range disclosure as required by S9427A when hiring in New York. Lab49/ION is committed to maintaining a supportive and inclusive environment for people with diverse backgrounds and experiences. We respect the varied identities, abilities, cultures, and traditions of the individuals who comprise our organization and recognize the value that different backgrounds and points of view bring to our business. Lab49/ION adheres to an equal employment opportunity policy that prohibits discriminatory practices or harassment against applicants or employees based on any legally impermissible factor.

Business Unit: Compliance, Risk and Internal Audit Salary Range: $110,000 USD - $155,000 USD Specific compensation will be based on candidate's experience, skills, qualifications, commercial considerations, and other job-related factors permitted by law. At Russell Investments, salary is just one part of our compensation package. Our total rewards approach includes an annual performance bonus (subject to eligibility criteria) in addition to participation in our competitive benefits programs including healthcare, retirement, vacation, and wellbeing programs. Job Description: Every day, we seek to improve financial security for people. As part of our ongoing efforts to strengthen our risk management practices, we are seeking a talented and motivated individual to join our team as an Information Technology (IT) Risk Manager. Joining the Operational Risk team means you will be a part of a passionate and supportive team that believes what we do matters to our clients and investors. This individual will work closely with IT, Risk Management and Compliance teams to maintain effective Governance, Risk and Compliance (GRC) frameworks that align with our business objectives and comply with industry regulations and standards. The role involves identifying, assessing, and mitigating risks to our organization, managing compliance with legal and regulatory requirements, and ensuring that our policies and procedures meet best practices. This individual will be responsible for developing and implementing various IT governance controls. The ideal candidate will have a strong information technology and risk management background and experience in compliance management and regulatory requirements. Location: Must be able to work in person at either our Seattle or New York office. Your Core Responsibilities: Conduct IT related risk assessments. Perform risk reviews of the IT control framework. Provide direction and guidance in the development, implementation, and communication of IT risk related policies and standards. Work closely with IT teams to provide guidance on risk mitigation techniques, security controls, and incident response procedures. Collaborate with other members of the IT team and business stakeholders to identify areas for improvement and implement solutions to enhance IT controls and compliance. Develop, implement, and mature IT GRC strategies and procedures to ensure adherence to regulatory requirements and industry best practices. Facilitate internal and external audits to assess the effectiveness of IT controls and risk management processes. Actively engage in end-to-end risk remediation planning, resolution, and monitoring activities. Monitor and analyze emerging IT threats and industry trends to continuously improve risk management strategies. Collaborate with the Head of IT to align IT risk management initiatives with the overall IT strategy and organizational goals. Prepare and present IT risk reports to senior management and the Board of Directors. Your Expertise: Bachelor's degree in Information Systems, Information Technology, Risk Management, or a related field. Advanced degrees and certifications (e.g., CISA, CRISC, CISSP) are a plus. 3-5 years of experience working in IT Risk Management, Audit or Operational Risk with IT focus. Strong understanding of IT infrastructure, systems, and applications, as well as associated risks and vulnerabilities. Strong understanding of internal control design effectiveness. Knowledge of industry best practices and frameworks such as NIST Cybersecurity Framework (e.g., ISO/IEC 27001, and COBIT). Familiarity with IT regulatory requirements and standards (e.g., GDPR, HIPAA, SOX). Excellent communication and leadership skills, with the ability to effectively manage and motivate a team. Excellent analytical and problem-solving skills, with the ability to assess complex situations and recommend effective solutions. Strong communication and interpersonal skills to work effectively with stakeholders at all levels of the organization. Ability to work independently and collaboratively as part of a team, driving results in a fast-paced and dynamic environment. This role is not eligible for employment-based immigration sponsorship. Applicants must be legally authorized to work in the United States without employer sponsorship, now or in the future. Equal Employment Opportunity Russell Investments is committed to providing equal employment opportunities for all associates and employment applicants regardless of race, religion, ancestry, creed, color, gender (including gender identity which refers to a person's actual or perceived sex, and includes self-image, appearance, behavior or expression, whether or not different from that traditionally associated with a person's biological sex), age, national origin, citizenship status, disability, medical condition, military status, veteran status, marital status, sexual orientation, past or present unemployment status , or any other characteristic protected by law.

Our Purpose Mastercard powers economies and empowers people in 200+ countries and territories worldwide. Together with our customers, we're helping build a sustainable economy where everyone can prosper. We support a wide range of digital payments choices, making transactions secure, simple, smart and accessible. Our technology and innovation, partnerships and networks combine to deliver a unique set of products and services that help people, businesses and governments realize their greatest potential. Title and Summary VP, Engineering SME, Second Line Technology Risk Overview: Mastercard Risk is looking for a highly experienced and technically adept Vice President, Engineering Subject Matter Expert (SME) to join our Second Line Technology Risk function. In this critical role, you'll provide independent oversight and challenge to our technology and product teams, ensuring robust risk management practices across our global payments infrastructure. You'll act as a trusted advisor, leveraging your deep engineering expertise to assess the effectiveness of controls, identify emerging risks, and drive continuous improvement in our technology risk posture. This is an excellent opportunity for a seasoned engineering leader to gain experience/transition into a vital risk management role, influencing the security and resilience of a leading payments company. Role: Provide Technical Expertise: Serve as the primary engineering SME for the Second Line Technology Risk function, offering in-depth knowledge of payment systems, distributed architectures, cloud computing, cybersecurity, software development lifecycles (SDLC), and emerging technologies. Incident & Issue Review: Participate in the review of significant technology incidents and issues, providing technical insights into root causes and effectiveness of remediation plans. Independent Risk Assessment & Challenge: Conduct independent reviews and challenges of technology and product initiatives, architectures, and controls to identify potential weaknesses, single points of failure, and areas of elevated risk. Control Effectiveness Evaluation: Assess the design and operational effectiveness of technology controls, including those related to security, resilience, data security, and operational processes. Emerging Technology Risk Identification: Proactively identify and evaluate risks associated with new and evolving technologies, providing recommendations for mitigation strategies. Policy & Standard Influence: Contribute to the development and enhancement of technology risk policies, standards, and guidelines, ensuring they align with industry best practices and regulatory expectations. Stakeholder Engagement: Collaborate effectively with First Line technology and product teams, internal audit, and other risk functions to foster a strong risk culture and drive informed decision-making. Reporting & Communication: Prepare clear, concise, and impactful reports and presentations for senior management and relevant committees, articulating complex technical risks in an accessible manner. All About You: Qualifications Significant prior experience in engineering roles within the financial services or technology sector, with a significant focus on payments systems, distributed systems, or high-transaction platforms. Technical Depth: o Demonstrable expertise in software engineering principles, secure coding practices, and architectural design patterns. o Strong understanding of cloud native architectures (AWS, Azure, GCP), microservices, APIs, and containerization technologies (e.g., Kubernetes, Docker). o In-depth knowledge of cybersecurity principles, threat modeling, vulnerability management, and incident response. o Familiarity with data management, data privacy principles, and regulatory compliance (e.g., PCI DSS, GDPR, SOX). o Experience with various programming languages (e.g., Java, Python, Go) and development methodologies (Agile, DevOps). Risk Management Acumen: o Experience in technology risk management, audit, or a related control function is a significant plus. o Understanding of risk frameworks (e.g., NIST, ISO 27001, COBIT) is also a plus Leadership & Communication: o Proven experience in a leadership or senior technical individual contributor role, with the ability to influence and guide technical discussions. o Excellent analytical, problem-solving, and critical thinking skills. o Strong written and verbal communication skills, with the ability to translate complex technical concepts into clear and actionable insights for both technical and non-technical audiences. Education: Bachelor's degree in Computer Science, Engineering, or a related technical field desired. Master's degree or relevant certifications (e.g., CISSP, CISM, AWS Certified Solutions Architect) are a plus. Mastercard is a merit-based, inclusive, equal opportunity employer that considers applicants without regard to gender, gender identity, sexual orientation, race, ethnicity, disabled or veteran status, or any other characteristic protected by law. We hire the most qualified candidate for the role. In the US or Canada, if you require accommodations or assistance to complete the online application process or during the recruitment process, please contact reasonable_accommodation@mastercard.com and identify the type of accommodation or assistance you are requesting. Do not include any medical or health information in this email. The Reasonable Accommodations team will respond to your email promptly. Corporate Security Responsibility All activities involving access to Mastercard assets, information, and networks comes with an inherent risk to the organization and, therefore, it is expected that every person working for, or on behalf of, Mastercard is responsible for information security and must: Abide by Mastercard's security policies and practices; Ensure the confidentiality and integrity of the information being accessed; Report any suspected information security violation or breach, and Complete all periodic mandatory security trainings in accordance with Mastercard's guidelines. In line with Mastercard's total compensation philosophy and assuming that the job will be performed in the US, the successful candidate will be offered a competitive base salary and may be eligible for an annual bonus or commissions depending on the role. The base salary offered may vary depending on multiple factors, including but not limited to location, job-related knowledge, skills, and experience. Mastercard benefits for full time (and certain part time) employees generally include: insurance (including medical, prescription drug, dental, vision, disability, life insurance); flexible spending account and health savings account; paid leaves (including 16 weeks of new parent leave and up to 20 days of bereavement leave); 80 hours of Paid Sick and Safe Time, 25 days of vacation time and 5 personal days, pro-rated based on date of hire; 10 annual paid U.S. observed holidays; 401k with a best-in-class company match; deferred compensation for eligible roles; fitness reimbursement or on-site fitness facilities; eligibility for tuition reimbursement; and many more. Pay Ranges O'Fallon, Missouri: $170,000 - $263,000 USD New York City, New York: $204,000 - $316,000 USD Purchase, New York: $196,000 - $302,000 USD

About Us Capital Bank N.A. is headquartered in Maryland and has been serving our communities since 1999. We stand as a publicly traded company (NASDAQ: CBNK) with over $3 billion in assets. We offer commercial and consumer banking services to clients in Maryland, DC, and Northern Virginia, alongside two nation-wide lending brands; Capital Bank Home Loans and OpenSky, a credit card division that offers and services credit cards across all states. Our personalized approach to banking, paired with cutting-edge technology solutions and a comprehensive suite of products and services, fuels our growth, and enables us to support our customers at every stage in their financial journey. Come join a bank where our employees thrive and are engaged in meaningful work. For the last 5 out of 6 years, Capital Bank was named one of the "Best Banks to Work For" in the U.S. by American Banker. Position Purpose The ERM (Enterprise Risk Management) Risk Officer is a key contributor within the Bank's Second Line of Defense Enterprise Risk Management Program. The Risk Officer will be responsible for assisting with the development and maintenance of the company's risk-based programs, working closely with business partners throughout the company to document, assess, and report on the current risk and control environment. The Risk Officer will also support responsibilities of the company's New Product & Services program. This includes managing the New Product & Services requirements, coordination across 1st Line and 2nd Line teams, supporting risk assessment activities, and coordinating committee meeting materials. The Risk Officer is accountable for promoting the culture of the ERM program and assisting the Risk Management organization in driving this culture throughout the company. This role will work across the organization to ensure effective communication and collaboration with business stakeholders. Position Responsibilities Prepare materials and gather data for Risk Assessment activities, support the development of Operational Risk program components, & coordinate the oversight of the New Product Approval program execution Facilitate effective risk management governance for ERM initiatives, which may include quality assurance, conducting risk assessments and control evaluations, and defining test work Work with business units to provide risk management expertise and consultation for projects and initiatives Coordination and execution of the company's policy management program Evaluate the adequacy of policies and procedures to identify control weaknesses Identify and assess enterprise and emerging risk issues and support the assignment of risk ratings consistent with established program standards Collaborate with applicable stakeholders to gather management action plans that effectively remediate identified issues Develop reporting to create transparency and prioritize risk-mitigating activities across the organization and communicate assessment results to senior management Lead development of Risk Management reporting requirements which provide senior leadership and Board Members visibility to key initiatives, activities, and events Develop materials and facilitate enterprise risk training programs for business partners. Experience with Model Risk Management program requirements a plus Understand and Adhere to all Corporate Policies to include but not limited to the Code of Conduct Advise and assist the business with execution of new product risk assessments of new products and services. This includes, as appropriate, collection of documents and analysis, risk assessment questionnaires and other information to support evaluation of risks associated with potential new products and/or services Serve as a subject matter expert and liaison for the various lines of business, answering questions, providing instruction and offering effective challenge of the risk assessment process. Oversight of program execution to ensure periodic reviews and ongoing monitoring tasks are completed as required Escalate issues identified through risk assessments to ensure awareness and evaluate the adequacy of remediation plans Track inventory and timing of new product and services projects, including progress and timing of reviews, coordination of materials, and oversight of follow-up items and remediation plan progress Offer suggestions for program improvements and enhancements Minimum Education & Experience 5+ years in Enterprise Risk Management and/or Operational Risk Management within the Financial Services industry, either as an employee or third-party external risk manager or any combination thereof Office of the Comptroller of the Currency regulated financial institution experience preferred but not required and experience with the Federal Reserve and their Risk Management program expectation a bonus Bachelor's degree in accounting, finance, business administration, or related field required Master's degree in Accounting, Business Administration, or related field a bonus Active industry relevant certifications a bonus Mastery subject matter expertise in COSO, NIST, and FFIEC risk management frameworks desired Experience in partnering with first and second line of defense teams on executing an enterprise risk assessment program Technical Knowledge and Skills FFIEC and SEC regulations COSO, CoBIT, FFIEC, NIST, ITIL, and ISO frameworks All applicable banking laws, rules, and regulations All applicable mortgage banking laws, rules, and regulations All applicable credit card laws, rules, and regulations Master proficiency in Excel including the creation of pivot tables and risk metrics Proficiency in all other Microsoft Office suite of applications Excellent oral and written communication skills Working Arrangements Open to 100% remote candidates. Compensation: Base Salary Range: $75,000 - $115,000 annually. Final determination of where you are at in the salary range is based on numerous factors such as relevant experience, skill set, education, and ability to meet qualifications within the job description. Additional Compensation: This role will include a yearly annual target bonus based on individual performance. Why Join Us? Join a growing company with a culture that fosters an entrepreneurial spirit Comprehensive benefits package including Medical, Dental, Vision, Company Paid Life Insurance, Disability Insurance, and more! Company Contributions to your 401k- Regardless of your contribution Employee Perks: Paid Parental Leave, Employee Recognition Program, Leadership Program, Tuition Reimbursement Program, Employee Bank Checking Account, and much more! Generous Paid Time Off and Paid Holidays- Including Paid Charity Hours to support volunteer opportunities Supporting Businesses. Helping People. Strengthening Communities. Capital Bank, N.A. is an Affirmative Action, E-Verify, and Equal Opportunity Employer.

The Advisor, Commercial Risk sells new accounts and renews existing accounts in keeping with firm and individual goals. Advisors build and maintain relationships with clients, prospects, the service team, insurance company partners, and centers of influence while identifying and soliciting sales prospects. POSITION SUMMARY: The Advisor, Commercial Risk sells new accounts and renews existing accounts in keeping with firm and individual goals. Advisors build and maintain relationships with clients, prospects, the service team, insurance company partners, and centers of influence while identifying and soliciting sales prospects. PRIMARY RESPONSIBILITIES: Presents proposals in a professional manner, reviewing coverages in detail to ensure understanding. Communicates with clients, prospects, insurance company partners, and service team in an articulate and effective manner. Finalizes the sale and collects necessary documents, applications, etc., and briefs the service team on the policy sale. Develops prospects by becoming involved in community affiliations, attending insurance company partner hosted seminars, building and maintaining relationships with industry contacts, engaging in networking events and through referrals from current accounts. Develops information and recommendations for prospective accounts, presents proposals and adheres to firm policies and procedures for writing a new account. Maintains a concern for accuracy, timeliness and completion when interacting with current and prospective clients, the Firm, and Insurance Company Partners, to minimize potential for errors and omissions claims while demonstrating strong organizational skills with a high attention to detail. Maintains understanding and knowledge of the insurance industry and underwriting criteria for insurance company partners represented by the firm to effectively communicate to all involved. Positively represents the firm in the community and with our insurance company partners. Performs other functions as assigned by leadership. Looks for opportunities to improve the firm, business segment, and processes. Brings issues and discrepancies to the attention of appropriate leadership. Is expected to meet monthly new business goals. EDUCATION AND EXPERIENCE REQUIREMENTS: Certification(s): None required; None preferred License(s): Maintains a Property & Casualty license as required by the State Department of Insurance to provide service, consultation, and financial risk transfer solutions in states where the firm functions or be willing and able to obtain all required licenses within the first 90 days of employment required; Maintains all licenses as required by the State Department of Insurance to provide service, consultation, and financial risk transfer solutions in states where the firm functions or be willing and able to obtain all required licenses within the first 90 days of employment preferred KNOWLEDGE, SKILLS, AND ABILITIES REQUIRED: Demonstrates the organization's core values, exuding behavior that is aligned with the firm's culture TECHNICAL, COMPUTER, AND SYSTEM-SPECIFIC SKILLS REQUIRED: Intermediate to advanced knowledge of Microsoft Office Suite (Word, Excel, PowerPoint, Outlook) Ability to learn any other appropriate program or software system used by the firm as necessary OTHER REQUIREMENTS: None SPECIAL WORKING CONDITIONS: Fast paced multi-tasking environment IMPORTANT NOTICE: This position description is intended to describe the level of work required of the person performing in the role and is not a contract. The essential responsibilities are outlined; other duties may be assigned as needs arise or as required to support the organization. All requirements may be subject to reasonable accommodations to applicants and colleagues who need them for medical or religious reasons. EEOC (STATEMENT): BRP is an equal employment opportunity firm and strives to comply with all laws prohibiting discrimination based on race, color, religion, age, sex (including sexual orientation and gender identity), national origin or ancestry, disability, military status, marital status, and any other category protected by federal, state, or local laws. All such discrimination is unlawful, and all persons involved in the operations of the firm are prohibited from engaging in this conduct. #LI-JG1 Click here for some insight into our culture! The Baldwin Group will not accept unsolicited resumes from any source other than directly from a candidate who applies on our career site. Any unsolicited resumes sent to The Baldwin Group, including unsolicited resumes sent via any source from an Agency, will not be considered and are not subject to any fees for any placement resulting from the receipt of an unsolicited resume.

Location: On site in location Charlotte, NC, Memphis, TN or Miami, FL SUMMARY As a member of the Credit Risk Analytics team, the Risk Consultant II plays a key role in assisting the business partners through reporting and analysis to enable them to apply actionable insights to understand and improve business performance. The role will provide reporting and analytical services to various business lines for the management of risk issues, that include the identification of risk issues and development appropriate responses. ESSENTIAL DUTIES AND RESPONSIBILITIES Develop and maintain credit risk models using SQL and other data tools to identify portfolio trends, risk concentrations, and emerging risks. Contribute to data quality initiatives by identifying and resolving data inconsistencies and helping improve data quality related to credit risk. Participate and lead initiatives focused on process improvement, risk challenge, or building analytical functions within an organization Design and build dashboards and visualizations using tools such as Tableau and Power BI to monitor portfolio performance and communicate insights to stakeholders Hands-on experience producing and presenting analysis for internal or external clients, including executive stakeholders. Collaborate with Credit Risk Analytics team members to execute & improve report development processes SUPERVISORY RESPONSIBILITIES No supervisory responsibilities QUALIFICATIONS To perform this job successfully, an individual must be able to perform each essential duty satisfactorily. Additionally, the qualifications listed below are representative of the knowledge, skills, and/or abilities required in this position: Bachelor (4-year college) degree and 4-6 years of experience or equivalent combination of education and experience Bachelor's degree or equivalent in computer science, data mining, applied mathematics or other quantitative discipline 4+ years of experience with banking and/or business intelligence experience Previous roles in credit underwriting, banking analytics, risk management, or financial consulting, with an emphasis on insight generation and issue identification. Proven ability to interpret, document, and communicate analysis of complex data in both written and visual formats. Experience with Excel, PowerPoint, Tableau, Power BI, SQL, and programming languages (ex: SAS, Java/Python) Good written and oral communication skills COMPUTER AND OFFICE EQUIPMENT SKILLS Microsoft Office suite CERTIFICATES, LICENSES, REGISTRATIONS (Ex: CPA, Series 6 or 7 license, etc) None required About Us First Horizon Corporation is a leading regional financial services company, dedicated to helping our clients, communities and associates unlock their full potential with capital and counsel. Headquartered in Memphis, TN, the banking subsidiary First Horizon Bank operates in 12 states across the southern U.S. The Company and its subsidiaries offer commercial, private banking, consumer, small business, wealth and trust management, retail brokerage, capital markets, fixed income, and mortgage banking services. First Horizon has been recognized as one of the nation's best employers by Fortune and Forbes magazines and a Top 10 Most Reputable U.S. Bank. More information is available at www.FirstHorizon.com. Benefit Highlights Medical with wellness incentives, dental, and vision HSA with company match Maternity and parental leave Tuition reimbursement Mentor program 401(k) with 6% match More -- FirstHorizon.com/First-Horizon-National-Corporation/Careers/Our-Benefits Follow Us Facebook X formerly Twitter LinkedIn Instagram YouTube

The position is described below. If you want to apply, click the Apply Now button at the top or bottom of this page. After you click Apply Now and complete your application, you'll be invited to create a profile, which will let you see your application status and any communications. If you already have a profile with us, you can log in to check status. Need Help? If you have a disability and need assistance with the application, you can request a reasonable accommodation. Send an email to Accessibility (accommodation requests only; other inquiries won't receive a response). Regular or Temporary: Regular Language Fluency: English (Required) Work Shift: 1st shift (United States of America) Please review the following job description: Engage with Technology Business Unit leadership in its management of risks and controls as well as its execution of risk program requirements. Execute, facilitate and/or monitor execution of Risk Program requirements (e.g., Issues Management, RCSA, KRIs, etc.) within the Technology Business Unit. Provide strategic insight, risk advice and influence to assigned Business Unit. Concur with material risk taking by the Business Unit and escalate unacceptable risks. Aggregate, integrate, correlate and report risks for assigned Business Unit. Present risk aggregation, key risks and emerging risks to senior Business Unit Leadership. Identify and opine on remediation to address weaknesses related to inadequate or failed processes, people, and systems, or external events and ensure effective remediation. Essential Duties and Responsibilities Following is a summary of the essential functions for this job. Other duties may be performed, both major and minor, which are not mentioned below. Specific activities may change from time to time. Provide strategic and tactical effective challenge for all risks present within the Business Unit (BU). Concur with key risk decisions and escalate unacceptable or key emerging risks to BU CRO and/or Business Unit Risk Committee. Guide risk-taking behavior. Provide counsel and advice to BU and senior BU leaders. Monitor risk exposures, concentrations and limits. Ensure risk levels stay within risk appetite. Opine on new or revised risk program requirements to confirm they are consistent with the Bank's risk appetite, regulator expectations and industry standard. Identify areas of opportunity to improve risk visibility within BU; develop and implement plan to transform opportunity into new processes and activities. Assist in the development and opine on Risk Appetite Framework metrics and Key Risk Indicators within the BU as well as those defined by the BU for implementation across Truist (where applicable). Advocate the Bank's risk culture, compliance with enterprise risk initiatives and promote sound risk management practices. Provide connectivity between the output of risk programs as appropriate. Coordinate with stakeholders to resolve highly complex or challenging issues. Advise on the effectiveness of BU risk and control environment Provide direction and guidance in the development of controls and governance mechanisms within the BU. Execute, facilitate and monitor risk governance mechanisms, including but not limited to, Risk and Control Self-Assessment (RCSA), key risk indicators, policies, risk committees and other elements of the Enterprise Risk Framework. Monitor issues (all types) assigned to BU, as well as those that have downstream or upstream impact to the BU, and ensure appropriate remediation. In conjunction with Compliance Risk Management and Legal, monitor BU adherence to applicable policies, laws and regulations. Aggregate, integrate, correlate and report risks. Test controls to confirm design is adequate and they are operating effectively. Communicate to BU senior leadership, regulators and Executive Committees key activities, trends, and events pertaining to risk, regulatory and audit reviews. Continue to promote various risk initiatives and their supporting metrics. Develop and maintain effective ongoing communication with other leaders in the BU and leaders of relevant BUs. Foster a spirit of continuous improvement and offer recommendations to refine and/or enhance Business Unit processes as necessary. Make recommendations for assigned personnel regarding employment, career development, performance evaluations, salary changes, promotions, transfers and terminations within established policies and guidelines. Other duties, as needed. Qualifications Required Qualifications: The requirements listed below are representative of the knowledge, skill and/or ability required. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions. Bachelor's degree in Accounting, Business, Finance or related field, or equivalent education and related training. 8+ years of experience in a financial institution with emphasis on risk management, audit, operations, process engineering or line of business specialty and/or equivalent education, training and experience. Experience in compliance and operational risk mitigation and remediation. Strong communication, interpersonal, presentation and negotiation skills. Proven leadership and management skills. Strong analytical, problem solving and decision-making skills in complex environments and with senior leadership. Strong time management and organizational skills adaptable to a dynamic and complex work environment; Capable of handling multiple projects concurrently. Demonstrated proficiency in basic computer applications, such as Microsoft Office software products. Ability to travel, occasionally overnight. Preferred Qualifications Master's degree in Finance, Technology or Business, or equivalent education and related training 15 years of large financial institution or relevant experience Technology delivery experience: Cloud, Software Development, Service delivery, Product Management, Infrastructure, Enterprise Architecture Professional designation related to risk management or field of assigned business unit(s) Strong knowledge in field of assigned business unit(s) Knowledge of financial accounting and reporting systems Ability to provide effective challenge to senior levels of leadership. Proficiency and knowledge in ARCHER GRC Platform. Demonstrated experience in formal risk roles (e.g., Business Unit Risk Management, Technology Risk Oversight, Audit), specifically in support of Technology Organizations. Experience in creating issues to mitigate risk and experience validating evidence for issue closure. General Description of Available Benefits for Eligible Employees of Truist Financial Corporation: All regular teammates (not temporary or contingent workers) working 20 hours or more per week are eligible for benefits, though eligibility for specific benefits may be determined by the division of Truist offering the position. Truist offers medical, dental, vision, life insurance, disability, accidental death and dismemberment, tax-preferred savings accounts, and a 401k plan to teammates. Teammates also receive no less than 10 days of vacation (prorated based on date of hire and by full-time or part-time status) during their first year of employment, along with 10 sick days (also prorated), and paid holidays. For more details on Truist's generous benefit plans, please visit our Benefits site. Depending on the position and division, this job may also be eligible for Truist's defined benefit pension plan, restricted stock units, and/or a deferred compensation plan. As you advance through the hiring process, you will also learn more about the specific benefits available for any non-temporary position for which you apply, based on full-time or part-time status, position, and division of work. Truist is an Equal Opportunity Employer that does not discriminate on the basis of race, gender, color, religion, citizenship or national origin, age, sexual orientation, gender identity, disability, veteran status, or other classification protected by law. Truist is a Drug Free Workplace. EEO is the Law Pay Transparency Nondiscrimination Provision E-Verify

We're building a relationship-oriented bank for the modern world. We need talented, passionate professionals who are dedicated to doing what's right for our clients. At CIBC, we embrace your strengths and your ambitions, so you are empowered at work. Our team members have what they need to make a meaningful impact and are truly valued for who they are and what they contribute. To learn more about CIBC, please visit CIBC.com What You'll Be Doing We are seeking a market risk manager to oversee CIBC's fixed income trading activities in the US with a focus on securitized products. Experience with other credit and rate products is a plus. You will be responsible for ensuring that market risks associated with these activities are completely identified, measured, and managed. Your role will also support the development of new business initiatives and involve conducting ad-hoc analyses of specific risks and transactions. In addition, you will participate in leading group-wide projects, bringing forward innovative ideas and applying advanced analytical techniques. Success in this role requires a strong understanding of financial markets and the analytical foundations of pricing and risk management for complex derivatives. You will collaborate closely with traders, treasury, operations, financial control, audit, technology, middle office, and other teams within CMRM. The position demands sound judgment and the ability to make timely decisions with respect to complex risk scenarios within a dynamic, time-sensitive trading room environment. How You'll Succeed: Ensure appropriate risk frameworks are in place to control market risk and that processes exist to monitor against limits. Maintain continuous awareness of the risk profile of the Fixed Income business and market developments that may impact the business. Provide timely and accurate market risk updates to senior management. Ensure the integrity of risk metrics and limit monitoring and resolve violations of market risk limits. Perform due diligence in the onboarding of new products and initiatives, including risk assessment and risk capture. Work with technology and business support groups to design and improve risk models to capture risks originating from Fixed Income trading. Develop and enhance portfolio risk and stress testing. Ensure compliance with all market risk regulatory requirements. Contribute to Enterprise Risk Management exercises and reporting. Who You Are: 5+ years of market risk management experience on a trading floor. Strong understanding of the pricing of and risks associated with securitized products (ABS, CLO, RMBS, CMBS). Experience with other credit and rate products is a plus. Demonstrated interest in markets and the ability to proactively anticipate impacts to a given risk profile. Familiarity with the methodologies and risk metrics to quantify and analyze market risks, such as VaR, Stressed VaR, Stress Testing and risk sensitivities. Strong interpersonal and communication skills including the ability to articulate technical, complex ideas to a variety of audiences. Excellent negotiation and mediation skills. Undergraduate degree in a quantitative discipline preferred. Highly proficient Excel skills. Knowledge of Python, VBA, and/or other programming languages is a plus. Self-motivated and flexible. Strong attention to detail. Able to work independently and as part of a team. Able to effectively manage multiple projects of varying complexity. Values matter to you. You bring your real self to work and you live our values - trust, teamwork, and accountability. #LI-TA California residents - your privacy rights regarding your actual or prospective employment At CIBC, we offer a competitive total rewards package. This role has an expected salary range of $150,000 - $190,000 for the New York, NY market based on experience, qualifications, and location of the position. The successful candidate may be eligible to participate in the relevant business unit's incentive compensation plan, which also may include a discretionary bonus component. CIBC offers a full range of benefits and programs to meet our employee's needs; including Medical, Dental, Vision, Health Savings Account, Life Insurance, Disability, and Other Insurance Plans, Paid Time Off (including Sick Leave, Parental Leave, and Vacation), Holidays, and 401(k), in addition to other special perks reserved for our team members. Candidates hired to work in other locations will be subject to the pay range associated with that location. Additional total compensation and benefits details will be provided during the hiring process. . What CIBC Offers At CIBC, your goals are a priority. We start with your strengths and ambitions as an employee and strive to create opportunities to tap into your potential. We aspire to give you a career, rather than just a paycheck. We work to recognize you in meaningful, personalized ways including a competitive salary, incentive pay, banking benefits, a benefits program*, a vacation offering, wellbeing support, and MomentMakers, our social, points-based recognition program. Our spaces and technological toolkit will make it simple to bring together great minds to create innovative solutions that make a difference for our clients. We cultivate a culture where you can express your ambition through initiatives like Purpose Day; a paid day off dedicated for you to use to invest in your growth and development. Subject to plan and program terms and conditions What you need to know CIBC is committed to creating an inclusive environment where all team members and clients feel like they belong. We seek applicants with a wide range of abilities and we provide an accessible candidate experience. If you need accommodation, please contact Mailbox.careers-carrieres@cibc.com You need to be legally eligible to work at the location(s) specified above and, where applicable, must have a valid work or study permit. We may ask you to complete an attribute-based assessment and other skills tests (such as simulation, coding, MS Office). Our goal for the application process is to get to know more about you, all that you have to offer, and give you the opportunity to learn more about us. Job Location NY-300 Madison Ave., 6th Floor Employment Type Regular Weekly Hours 40 Skills Analytical Thinking, Business, Business Initiatives, Decision Making, Group Problem Solving, Market Risk Management, Regulatory Requirements, Reporting and Analysis, Researching, Risk Analysis, Risk Management Framework

At Early Warning, we've powered and protected the U.S. financial system for over thirty years with cutting-edge solutions like Zelle, Paze℠, and so much more. As a trusted name in payments, we partner with thousands of institutions to increase access to financial services and protect transactions for hundreds of millions of consumers and small businesses. Positions located in Scottsdale, San Francisco, Chicago, or New York follow a hybrid work model to allow for a more collaborative working environment. Candidates responding to this posting must independently possess the eligibility to work in the United States, for any employer, at the date of hire. This position is ineligible for employment Visa sponsorship. Overall Purpose This role is accountable to analyze, create and deploy the rules and scores from both internally and externally develop fraud risk models and applications with the associated outcomes as it applies to decisions rendered to optimize the balance of risk, expense and experience while using the payment network in a variety of operating environments. This work must be done directly or in partnership with financial institutions in decisioning fraud risk. Essential Functions Assess, recommend and modify the application of scores and rules to deliver the optimal balance of risk, expense and experience for clients, consumers and partners in the network. Implement the fraud detection strategies for the network. Create and apply of data driven insights for constant monitoring of effectiveness, efficiency and opportunities in the application of scores, rules and logic in the execution of managing fraud risk. Create appropriate communications to internal and external stakeholders regarding emerging risks, observed trends and related opportunities. Perform the analysis of fraud events for the purpose of identifying and consistently categorizing the root cause of fraud events observed or attempted in the network. Support the company's commitment to protect the integrity and confidentiality of systems and data. Minimum Qualifications Bachelor's degree or equivalent education/experience required. Minimum 5 years of fraud risk management experience. SQL/SAS/Python/R competencies or comparable data analytics skills Proven track record of converting concepts to analysis to cases for change Exceptional executive presence, written and verbal communication skills Experience with digital banking, payments and/or payment networks Experience with financial institutions in the area of fraud risk management The above job description is not intended to be an all-inclusive list of duties and standards of the position. Incumbents will follow instructions and perform other related duties as assigned by their supervisor. Physical Requirements Working conditions consist of a normal office environment. Work is primarily sedentary and requires extensive use of a computer and involves sitting for periods of approximately four hours. Work may require occasional standing, walking, kneeling, and reaching. Must be able to lift 10 pounds occasionally and/or negligible amount of force frequently. Requires visual acuity and dexterity to view, prepare, and manipulate documents and office equipment including personal computers. Employee must be able to perform essential functions and physical requirements of position with or without reasonable accommodation. The pay scale for this position in: Phoenix, AZ/ Chicago, IL in USD per year is: $80,000 - $95,000. New York, NY/ San Francisco, CA in USD per year is: $100,000 - $115,000. Additionally, candidates are eligible for a discretionary bonus, and benefits. This pay scale is subject to change and is not necessarily reflective of actual compensation that may be earned, nor a promise of any specific pay for any specific candidate, which is always dependent on legitimate factors considered at the time of job offer. Early Warning Services takes into consideration a variety of factors when determining a competitive salary offer, including, but not limited to, the job scope, market rates and geographic location of a position, candidate's education, experience, training, and specialized skills or certification(s) in relation to the job requirements and compared with internal equity (peers). The business actively supports and reviews wage equity to ensure that pay decisions are not based on gender, race, national origin, or any other protected classes. Some of the Ways We Prioritize Your Health and Happiness Healthcare Coverage- Competitive medical (PPO/HDHP), dental, and vision plans as well as company contributions to your Health Savings Account (HSA) or pre-tax savings through flexible spending accounts (FSA) for commuting, health & dependent care expenses. 401(k) Retirement Plan- Featuring a 100% Company Safe Harbor Match on your first 6% deferral immediately upon eligibility. Paid Time Off- Flexible Time Off for Exempt (salaried) employees, as well as generous PTO for Non-Exempt (hourly) employees, plus 11 paid company holidays and a paid volunteer day. 12 weeks of Paid Parental Leave Maven Family Planning - provides support through your Parenting journey including egg freezing, fertility, adoption, surrogacy, pregnancy, postpartum, early pediatrics, and returning to work. And SO much more! We continue to enhance our program, so be sure to check our Benefits page here for the latest. Our team can share more during the interview process! Early Warning Services, LLC ("Early Warning") considers for employment, hires, retains and promotes qualified candidates on the basis of ability, potential, and valid qualifications without regard to race, religious creed, religion, color, sex, sexual orientation, genetic information, gender, gender identity, gender expression, age, national origin, ancestry, citizenship, protected veteran or disability status or any factor prohibited by law, and as such affirms in policy and practice to support and promote equal employment opportunity and affirmative action, in accordance with all applicable federal, state, and municipal laws. The company also prohibits discrimination on other bases such as medical condition, marital status or any other factor that is irrelevant to the performance of our employees. Early Warning Services LLC is a proud participant in E-Verify, a federal program to help ensure a legal and authorized workforce. As part of our hiring process, we electronically verify the employment eligibility of all new hires through E-Verify. For more information on your rights and responsibilities under E-Verify please visit Home | E-Verify.

The position is described below. If you want to apply, click the Apply Now button at the top or bottom of this page. After you click Apply Now and complete your application, you'll be invited to create a profile, which will let you see your application status and any communications. If you already have a profile with us, you can log in to check status. Need Help? If you have a disability and need assistance with the application, you can request a reasonable accommodation. Send an email to Accessibility (accommodation requests only; other inquiries won't receive a response). Regular or Temporary: Regular Language Fluency: English (Required) Work Shift: 1st shift (United States of America) Please review the following job description: The Business Unit Risk Advisor specialist engages with Business Unit stakeholders in its management of risks and controls as well as its execution of risk program requirements. Execute, facilitate and/or monitor execution of Risk Program requirements (e.g., RCSA, KRIs, etc.) for high complexity areas within the Business Unit. Provide risk advice for business stakeholders Essential Duties and Responsibilities Following is a summary of the essential functions for this job. Other duties may be performed, both major and minor, which are not mentioned below. Specific activities may change from time to time. Provide risk support to assigned Business Unit across all risk types to promote and strengthen compliance with applicable regulations, policies, procedures and risk program requirements. Partner with first- and second-line defense teammates across highly complex business areas in identifying, escalating and in remediating risk control gaps to ensure compliance with Enterprise Risk Management programs and policy. Monitor and report on emerging risks potentially impactful to Business Unit partners and Truist. Execute processes and record retention routines necessary to ensure Business Unit compliance with enterprise risk monitoring requirements. Understand Business Unit goals, provide risk management expertise in strategic projects and seek engagement from appropriate peers for guidance and input. Other activities and special projects, as deemed required. Qualifications Required Qualifications: The requirements listed below are representative of the knowledge, skill and/or ability required. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions. Bachelor's degree in Accounting, Business, Finance or related field, or equivalent education and related training. 5+ years of experience in a financial institution with emphasis on risk management or equivalent work experience and training, and/or equivalent education, training and experience. Experience in compliance and operational risk mitigation and remediation. Strong communication, interpersonal, presentation and negotiation skills. Proven leadership and management skills. Strong time management and organizational skills adaptable to a dynamic and complex work environment; Capable of handling multiple projects concurrently. Demonstrated proficiency in basic computer applications, such as Microsoft Office software products. Ability to travel, occasionally overnight General Description of Available Benefits for Eligible Employees of Truist Financial Corporation: All regular teammates (not temporary or contingent workers) working 20 hours or more per week are eligible for benefits, though eligibility for specific benefits may be determined by the division of Truist offering the position. Truist offers medical, dental, vision, life insurance, disability, accidental death and dismemberment, tax-preferred savings accounts, and a 401k plan to teammates. Teammates also receive no less than 10 days of vacation (prorated based on date of hire and by full-time or part-time status) during their first year of employment, along with 10 sick days (also prorated), and paid holidays. For more details on Truist's generous benefit plans, please visit our Benefits site. Depending on the position and division, this job may also be eligible for Truist's defined benefit pension plan, restricted stock units, and/or a deferred compensation plan. As you advance through the hiring process, you will also learn more about the specific benefits available for any non-temporary position for which you apply, based on full-time or part-time status, position, and division of work. Truist is an Equal Opportunity Employer that does not discriminate on the basis of race, gender, color, religion, citizenship or national origin, age, sexual orientation, gender identity, disability, veteran status, or other classification protected by law. Truist is a Drug Free Workplace. EEO is the Law Pay Transparency Nondiscrimination Provision E-Verify

Industry/Sector Pharma and Life Sciences Specialism Conduct and Compliance Management Level Manager Job Description & Summary At PwC, our people in risk and compliance focus on maintaining regulatory compliance and managing risks for clients, providing advice, and solutions. They help organisations navigate complex regulatory landscapes and enhance their internal controls to mitigate risks effectively. In regulatory risk compliance at PwC, you will focus on confirming adherence to regulatory requirements and mitigating risks for clients. You will provide guidance on compliance strategies and help clients navigate complex regulatory landscapes. Enhancing your leadership style, you motivate, develop and inspire others to deliver quality. You are responsible for coaching, leveraging team member's unique strengths, and managing performance to deliver on client expectations. With your growing knowledge of how business works, you play an important role in identifying opportunities that contribute to the success of our Firm. You are expected to lead with integrity and authenticity, articulating our purpose and values in a meaningful way. You embrace technology and innovation to enhance your delivery and encourage others to do the same. Examples of the skills, knowledge, and experiences you need to lead and deliver value at this level include but are not limited to: Analyse and identify the linkages and interactions between the component parts of an entire system. Take ownership of projects, ensuring their successful planning, budgeting, execution, and completion. Partner with team leadership to ensure collective ownership of quality, timelines, and deliverables. Develop skills outside your comfort zone, and encourage others to do the same. Effectively mentor others. Use the review of work as an opportunity to deepen the expertise of team members. Address conflicts or issues, engaging in difficult conversations with clients, team members and other stakeholders, escalating where appropriate. Uphold and reinforce professional and technical standards (e.g. refer to specific PwC tax and audit guidance), the Firm's code of conduct, and independence requirements. As part of the Regulatory Risk and Compliance Generalist team you deliver exceptional healthcare compliance consulting services to clients in the pharmaceutical and medical device industries. As a Manager you supervise, develop, and coach teams, manage client service accounts, and drive assigned client engagement workstreams by supervising teams and independently solving and analyzing complex problems to develop exceptional deliverables. You provide strategic guidance and subject matter specialization to clients regarding compliance with relevant laws, regulations, and industry standards. Responsibilities Deliver healthcare compliance consulting services to pharmaceutical and medical device clients Supervise, develop, and coach teams Manage client service accounts and drive engagement workstreams Solve and analyze complex problems to produce top-quality deliverables Provide strategic guidance on compliance with laws, regulations, and industry standards Foster client relationships and inspire team members Utilize firm methodologies and technology resources Assure adherence to regulatory requirements What You Must Have Bachelor's Degree 7 years of experience What Sets You Apart Degree in Management Information Systems, Accounting, Data Processing/Analytics/Science, Computer and Information Science, Economics, Finance, Business Administration/Management, Engineering preferred Broad experience in pharmaceutical industry regulatory environment Proficiency in healthcare compliance regulations and industry codes Strength in leadership and project management skills Proven track record in building and maintaining client relationships Specialization in global compliance program strategy and design Knowledge of compliance automation solutions and AI Experience in compliance monitoring and risk assessments Ability to communicate complex compliance concepts effectively Travel Requirements Up to 60% Job Posting End Date Learn more about how we work: https://pwc.to/how-we-work PwC does not intend to hire experienced or entry level job seekers who will need, now or in the future, PwC sponsorship through the H-1B lottery, except as set forth within the following policy: https://pwc.to/H-1B-Lottery-Policy . As PwC is an equal opportunity employer, all qualified applicants will receive consideration for employment at PwC without regard to race; color; religion; national origin; sex (including pregnancy, sexual orientation, and gender identity); age; disability; genetic information (including family medical history); veteran, marital, or citizenship status; or, any other status protected by law. For only those qualified applicants that are impacted by the Los Angeles County Fair Chance Ordinance for Employers, the Los Angeles' Fair Chance Initiative for Hiring Ordinance, the San Francisco Fair Chance Ordinance, San Diego County Fair Chance Ordinance, and the California Fair Chance Act, where applicable, arrest or conviction records will be considered for Employment in accordance with these laws. At PwC, we recognize that conviction records may have a direct, adverse, and negative relationship to responsibilities such as accessing sensitive company or customer information, handling proprietary assets, or collaborating closely with team members. We evaluate these factors thoughtfully to establish a secure and trusted workplace for all. The salary range for this position is: $99,000 - $232,000, plus individuals may be eligible for an annual discretionary bonus. For roles that are based in Maryland, this is the listed salary range for this position. Actual compensation within the range will be dependent upon the individual's skills, experience, qualifications and location, and applicable employment laws. PwC offers a wide range of benefits, including medical, dental, vision, 401k, holiday pay, vacation, personal and family sick leave, and more. To view our benefits at a glance, please visit the following link: https://pwc.to/benefits-at-a-glance

Location: On site in New Orleans,LA; Jacksonville, FL; Memphis, TN; Raleigh, NC; Charlotte, NC Job Purpose: The Strategic Platforms Risk Specialist is responsible for ensuring the security, integrity, and operational efficiency of several key commercial systems by overseeing risk mitigation strategies and managing user access protocols. This role plays a crucial part in safeguarding sensitive financial data and maintaining compliance with industry regulations. Key Responsibilities: Risk Management: Conduct regular risk assessments to identify threats and vulnerabilities within the origination and risk grading systems Collaborate with Enterprise Technology and Information Security teams to ensure all data and access security protocols are up-to-date and effective Complete regular control verification and certification processes and reporting Develop and maintain control processes and documentation in partnership with compliance and reporting teams Access Management: Review system access requests to ensure appropriateness Conduct regular audits of system users to verify proper provisioning and deprovisioning processes Work with the access technology team to design and test enhanced access provisioning Compliance and Audit Collaboration: Work with compliance and audit teams to ensure all procedures and controls are documented and updated appropriately Regularly audit authority limits to ensure proper alignment with credit policy System Monitoring and Reporting: Monitor system and user activity regularly to identify anomalies or potential gaps Generate reports detailing risk assessments, access incidents, and compliance status Provide actionable insights based on data analysis to enhance security measures and risk management policies Basic Skills: Undergraduate degree in Business, Finance, Computer Science, Information Security, or related field 3-5 years of relevant experience in risk management or security roles Proficient in advanced Excel functions, Word, PowerPoint Strong communication and analytical skills with the ability to collect, analyze, and disseminate significant amounts of information with attention to detail and accuracy Preferred Skills: Knowledge of PowerBI and SQL Experience with Salesforce and/or nCino Experience with Moody's CreditLens About Us First Horizon Corporation is a leading regional financial services company, dedicated to helping our clients, communities and associates unlock their full potential with capital and counsel. Headquartered in Memphis, TN, the banking subsidiary First Horizon Bank operates in 12 states across the southern U.S. The Company and its subsidiaries offer commercial, private banking, consumer, small business, wealth and trust management, retail brokerage, capital markets, fixed income, and mortgage banking services. First Horizon has been recognized as one of the nation's best employers by Fortune and Forbes magazines and a Top 10 Most Reputable U.S. Bank. More information is available at www.FirstHorizon.com. Benefit Highlights Medical with wellness incentives, dental, and vision HSA with company match Maternity and parental leave Tuition reimbursement Mentor program 401(k) with 6% match More -- FirstHorizon.com/First-Horizon-National-Corporation/Careers/Our-Benefits Follow Us Facebook X formerly Twitter LinkedIn Instagram YouTube

Medicare Risk Adjustment Advanced Analytics Consultant On-Site Requirement: Hybrid 1; This role requires associates to be in-office 1 - 2 days per week, fostering collaboration and connectivity, while providing flexibility to support productivity and work-life balance. This approach combines structured office engagement with the autonomy of virtual work, promoting a dynamic and adaptable workplace. Alternate locations may be considered if candidates reside within a commuting distance from an office. Please note that per our policy on hybrid/virtual work, candidates not within a reasonable commuting distance from the posting location(s) will not be considered for employment, unless an accommodation is granted as required by law. The Medicare Risk Adjustment Advanced Analytics Consultant is responsible for employing advanced analytics to gain critical insights into Medicare and ACA risk adjustment performance, retrospective and prospective risk adjustment initiatives, operational effectiveness and efficiencies, provider performance, and population health. This role will consult with business leaders and internal partners to apply the insights to drive risk adjustment program innovation and enhancement, to target the right members for the right service, to measure program outcomes, and to support information-based strategic decision making. How You Will Make an Impact Primary duties may include, but are not limited to: Provides analytical insights to support business solution development for Medicare and ACA risk adjustment initiatives. Analyzes and develops SAS and SQL programming to support Medicare and ACA risk adjustment programs Performs data mining and data-driven analyses to evaluate historical program performance and to inform current operating decisions. Participates in peer-to-peer review process to reduce report writing errors and rework. Assists in training of actuarial trainees, analysts, and specialists. Consults on all considerations related to designing and executing tests or pilot programs. Contributes to the design of new program/initiative based on test/pilot outcomes. Develops targeting criteria or customer segmentation based on analytical insights, clinical inputs, product design and operations considerations. Develops predictive models and other tools that help target the right members. Develops methodology to measure clinical, utilization and financial outcomes of a program/initiative. Conducts in-depth research to address challenging issues in measuring outcomes. Minimum Requirements: Requires MS, MA, or PhD with concentration in a quantitative discipline such as Mathematics, Statistics, Economics, Epidemiology, Engineering, Computer Science or Operations Research and a minimum of 5 years' experience in related health care analytics; or any combination of education and experience which would provide an equivalent background. Preferred Skills, Capabilities, & Experiences: Advanced expertise with SAS or equivalent analytical tools and comprehensive experience with Teradata, SQL, or equivalent database tools strongly preferred. 5+ years of risk adjustment analytics experience for government programs. Proven written and verbal communication skills in a collaborative environment. Comfortable with sharing complex ideas or findings with senior leaders. For candidates working in person or virtually in the below location(s), the salary* range for this specific position is $103,664 to $196,416 annually. Locations: Colorado, Illinois, New Jersey, Maryland, Minnesota, and New York In addition to your salary, Elevance Health offers benefits such as, a comprehensive benefits package, incentive and recognition programs, equity stock purchase and 401k contribution (all benefits are subject to eligibility requirements). The salary offered for this specific position is based on a number of legitimate, non-discriminatory factors set by the Company. The Company is fully committed to ensuring equal pay opportunities for equal work regardless of gender, race, or any other category protected by federal, state, and local pay equity laws. The salary range is the range Elevance Health in good faith believes is the range of possible compensation for this role at the time of this posting. This range may be modified in the future and actual compensation may vary from posting based on geographic location, work experience, education and/or skill level. Even within the range, the actual compensation will vary depending on the above factors as well as market/business considerations. No amount is considered to be wages or compensation until such amount is earned, vested, and determinable under the terms and conditions of the applicable policies and plans. The amount and availability of any bonus, commission, benefits, or any other form of compensation and benefits that are allocable to a particular employee remains in the Company's sole discretion unless and until paid and may be modified at the Company's sole discretion, consistent with the law. Please be advised that Elevance Health only accepts resumes for compensation from agencies that have a signed agreement with Elevance Health. Any unsolicited resumes, including those submitted to hiring managers, are deemed to be the property of Elevance Health. Who We Are Elevance Health is a health company dedicated to improving lives and communities - and making healthcare simpler. We are a Fortune 25 company with a longstanding history in the healthcare industry, looking for leaders at all levels of the organization who are passionate about making an impact on our members and the communities we serve. How We Work At Elevance Health, we are creating a culture that is designed to advance our strategy but will also lead to personal and professional growth for our associates. Our values and behaviors are the root of our culture. They are how we achieve our strategy, power our business outcomes and drive our shared success - for our consumers, our associates, our communities and our business. We offer a range of market-competitive total rewards that include merit increases, paid holidays, Paid Time Off, and incentive bonus programs (unless covered by a collective bargaining agreement), medical, dental, vision, short and long term disability benefits, 401(k) +match, stock purchase plan, life insurance, wellness programs and financial education resources, to name a few. Elevance Health operates in a Hybrid Workforce Strategy. Unless specified as primarily virtual by the hiring manager, associates are required to work at an Elevance Health location at least once per week, and potentially several times per week. Specific requirements and expectations for time onsite will be discussed as part of the hiring process. The health of our associates and communities is a top priority for Elevance Health. We require all new candidates in certain patient/member-facing roles to become vaccinated against COVID-19 and Influenza. If you are not vaccinated, your offer will be rescinded unless you provide an acceptable explanation. Elevance Health will also follow all relevant federal, state and local laws. Elevance Health is an Equal Employment Opportunity employer and all qualified applicants will receive consideration for employment without regard to age, citizenship status, color, creed, disability, ethnicity, genetic information, gender (including gender identity and gender expression), marital status, national origin, race, religion, sex, sexual orientation, veteran status or any other status or condition protected by applicable federal, state, or local laws. Applicants who require accommodation to participate in the job application process may contact elevancehealthjobssupport@elevancehealth.com for assistance. Qualified applicants with arrest or conviction records will be considered for employment in accordance with all federal, state, and local laws, including, but not limited to, the Los Angeles County Fair Chance Ordinance and the California Fair Chance Act.

Location: On site listed in the job posting. SUMMARY The Consumer Credit Risk Model Manager reports to the Director of Credit Risk Models and is responsible for the development, testing, implementation, monitoring, documentation, and maintenance of credit risk models in the Consumer portfolio. The models are used for a variety of activities, including: CECL, stress testing, loss forecasting, origination, portfolio management, and economic capital. First Horizon's Consumer portfolio is weighted heavily toward real estate based loans (Mortgage and Home Equity). The Consumer Credit Risk Model Manager leads a small team of credit model developers who source, clean, and transform data; research applicable methods; train and test a variety of specifications; document all facets of the development process; implement models and related logic in production systems; assess outputs across different levels of inputs (sensitivity analysis and scenario analysis); back-test and monitor models; and, communicate aspects of the model and its application to non-technical stakeholders. The Consumer Credit Risk Model Manager will build and maintain relationships with partners and stakeholders across the bank, including Credit, Risk, Treasury, Finance, Technology, Audit, and Lines of Business. This role requires high interpersonal skills and the ability to communicate clearly and succinctly with executives, senior management, peers, analysts, regulators, and auditors. The Consumer Credit Risk Model Manager is expected to work independently with minimal direction from management, lead projects, and manage a small team of analysts. A broad understanding of how models are used throughout the credit-related activities of a bank is a must. ESSENTIAL DUTIES AND RESPONSIBILITIES This position is primarily expected to: Lead a team that develops and applies mathematical or statistical theory and methods to collect, organize, interpret, and summarize numerical data sets from multiple sources (including internal consumer, mortgage, and commercial loan systems, external bank data (e.g., Call Reports), and economic forecasts) to develop credit risk models for CECL, stress testing, and other credit risk related initiatives. derives model assumptions that are well reasoned and supportable. implements models in code in a transparent and easily maintainable way. comprehensively and clearly documents all modeling or analysis work that meets internal, GAAP, and regulatory requirements; translates model theory and related results for non-quantitative audiences. develops and support strong controls for the model implementation framework and maintain related documentation. supports independent model validation process, internal and external audits, and regulatory reviews. Interact with model owner/users, validators, and regulators to address model issues and remediation actions. Interact with key stakeholder groups such as Accounting, Treasury, Credit, Model Risk Management, and Enterprise Technology in the design, development, and ongoing usage of models. Monitor the performance and calibration of existing models. POSITION'S ADDITIONAL RESPONSIBILITIES: Collaborate with other Credit Model Managers to cross-train model developers and support projects or peak needs Coach junior model development staff Advise the Director of Credit Risk Models on new developments in the space, emerging technologies, increased efficiencies, or strategic direction SUPERVISORY RESPONSIBILITIES The Credit Risk Model Development Manager will have a small team of less than 5 direct reports. The Manager will be responsible for ongoing and year-end performance reviews, promotion and merit recommendations, and other typical managerial activities The Credit Risk Model Development Manager will lead projects related his/her portfolio(s) QUALIFICATIONS To perform this job successfully, an individual must be able to perform each essential duty satisfactorily. Additionally, the qualifications listed below are representative of the knowledge, skills, and/or abilities required in this position: PhD or Master's degree in Statistics, Econometrics, Mathematics or related quantitative field. A Bachelor's degree in a quantitative field with additional certifications or experience may be considered. Minimum Experience: 8 years of model development or validation experience Must have advanced quantitative statistical modeling skills (Regression, Time-Series, Markov Chain, etc.) PhD or Master's degree in Statistics, Econometrics, Mathematics or related quantitative field. . A Bachelor's degree in a quantitative field with additional certifications or experience may be considered. Experience with Python and SQL. Strong analytical and critical thinking skills with high attention to detail and accuracy Excellent verbal, written, and interpersonal communication skills Experience leading projects or mentoring team member, demonstrating the ability to guide, support and drive successful outcomes. Preferred Experience: 10 or more years of model development or validation experience, particularly in credit risk or stress testing. Expert knowledge of Python and SQL and implementing models and data pipelines in a repeatable, reusable, and updatable way. Knowledge of SAS and R will help to support multiple legacy workflows and models. Knowledge of Git-based machine learning operations practices in the cloud (MLOps) Working knowledge of Generally Accepted Accounting Principles (GAAP), Basel III, Dodd-Frank Act Stress Testing, CCAR, and bank accounting/regulatory reporting requirements. Ability to clearly articulate, in writing or orally, ideas, analytic insights, and recommendations to both technical and non-technical audiences, including an executive audience. Ability to use advanced statistical and mathematical software to perform descriptive, predictive, and prescriptive analysis leveraging a variety of statistical techniques (such as segmentation, logistic regression, sensitivity analysis, and machine learning). An ability to identify key problems, conduct in-depth research, and articulate well-reasoned solutions. Supervisory experience responsible for direct reports COMPUTER AND OFFICE EQUIPMENT SKILLS Knowledge of Python, R, SAS, or SQL Proficiency in the use of Microsoft Office with advanced experience in Excel Familiarity with software version control systems, such as Git Experience working with Databricks is a plus CERTIFICATES, LICENSES, REGISTRATIONS (Ex: CPA, Series 6 or 7 license, etc) None required About Us First Horizon Corporation is a leading regional financial services company, dedicated to helping our clients, communities and associates unlock their full potential with capital and counsel. Headquartered in Memphis, TN, the banking subsidiary First Horizon Bank operates in 12 states across the southern U.S. The Company and its subsidiaries offer commercial, private banking, consumer, small business, wealth and trust management, retail brokerage, capital markets, fixed income, and mortgage banking services. First Horizon has been recognized as one of the nation's best employers by Fortune and Forbes magazines and a Top 10 Most Reputable U.S. Bank. More information is available at www.FirstHorizon.com. Benefit Highlights Medical with wellness incentives, dental, and vision HSA with company match Maternity and parental leave Tuition reimbursement Mentor program 401(k) with 6% match More -- FirstHorizon.com/First-Horizon-National-Corporation/Careers/Our-Benefits Corporate Access Commitment: At First Horizon, we focus on what matters most to our associates, clients and the communities we serve. As we continue to evolve, we remain committed to an open and supportive workplace and providing opportunity and access to capital and counsel for all. Follow Us Facebook X formerly Twitter LinkedIn Instagram YouTube

The Advisor, Commercial Risk sells new accounts and renews existing accounts in keeping with firm and individual goals. Advisors build and maintain relationships with clients, prospects, the service team, insurance company partners, and centers of influence while identifying and soliciting sales prospects. POSITION SUMMARY: The Advisor, Commercial Risk sells new accounts and renews existing accounts in keeping with firm and individual goals. Advisors build and maintain relationships with clients, prospects, the service team, insurance company partners, and centers of influence while identifying and soliciting sales prospects. PRIMARY RESPONSIBILITIES: Presents proposals in a professional manner, reviewing coverages in detail to ensure understanding. Communicates with clients, prospects, insurance company partners, and service team in an articulate and effective manner. Finalizes the sale and collects necessary documents, applications, etc., and briefs the service team on the policy sale. Develops prospects by becoming involved in community affiliations, attending insurance company partner hosted seminars, building and maintaining relationships with industry contacts, engaging in networking events and through referrals from current accounts. Develops information and recommendations for prospective accounts, presents proposals and adheres to firm policies and procedures for writing a new account. Maintains a concern for accuracy, timeliness and completion when interacting with current and prospective clients, the Firm, and Insurance Company Partners, to minimize potential for errors and omissions claims while demonstrating strong organizational skills with a high attention to detail. Maintains understanding and knowledge of the insurance industry and underwriting criteria for insurance company partners represented by the firm to effectively communicate to all involved. Positively represents the firm in the community and with our insurance company partners. Performs other functions as assigned by leadership. Looks for opportunities to improve the firm, business segment, and processes. Brings issues and discrepancies to the attention of appropriate leadership. Is expected to meet monthly new business goals. EDUCATION AND EXPERIENCE REQUIREMENTS: Certification(s): None required; None preferred License(s): Maintains a Property & Casualty license as required by the State Department of Insurance to provide service, consultation, and financial risk transfer solutions in states where the firm functions or be willing and able to obtain all required licenses within the first 90 days of employment required; Maintains all licenses as required by the State Department of Insurance to provide service, consultation, and financial risk transfer solutions in states where the firm functions or be willing and able to obtain all required licenses within the first 90 days of employment preferred KNOWLEDGE, SKILLS, AND ABILITIES REQUIRED: Demonstrates the organization's core values, exuding behavior that is aligned with the firm's culture TECHNICAL, COMPUTER, AND SYSTEM-SPECIFIC SKILLS REQUIRED: Intermediate to advanced knowledge of Microsoft Office Suite (Word, Excel, PowerPoint, Outlook) Ability to learn any other appropriate program or software system used by the firm as necessary OTHER REQUIREMENTS: None SPECIAL WORKING CONDITIONS: Fast paced multi-tasking environment IMPORTANT NOTICE: This position description is intended to describe the level of work required of the person performing in the role and is not a contract. The essential responsibilities are outlined; other duties may be assigned as needs arise or as required to support the organization. All requirements may be subject to reasonable accommodations to applicants and colleagues who need them for medical or religious reasons. EEOC (STATEMENT): BRP is an equal employment opportunity firm and strives to comply with all laws prohibiting discrimination based on race, color, religion, age, sex (including sexual orientation and gender identity), national origin or ancestry, disability, military status, marital status, and any other category protected by federal, state, or local laws. All such discrimination is unlawful, and all persons involved in the operations of the firm are prohibited from engaging in this conduct. #LI-JG1 Click here for some insight into our culture! The Baldwin Group will not accept unsolicited resumes from any source other than directly from a candidate who applies on our career site. Any unsolicited resumes sent to The Baldwin Group, including unsolicited resumes sent via any source from an Agency, will not be considered and are not subject to any fees for any placement resulting from the receipt of an unsolicited resume.

About Ramp At Ramp, we're rethinking how modern finance teams function in the age of AI. We believe AI isn't just the next big wave. It's the new foundation for how business gets done. We're investing in that future - and in the people bold enough to build it. Ramp is a financial operations platform designed to save companies time and money. Our all-in-one solution combines payments, corporate cards, vendor management, procurement, travel booking, and automated bookkeeping with built-in intelligence to maximize the impact of every dollar and hour spent. But we're not just building features powered by AI. We're building a platform where agents can chase receipts, close books, flag risks, and surface insights. This enables teams to reclaim their time and reinvest in what matters. More than 40,000 businesses, from family-owned farms to space startups, have saved $10B and 27.5M hours with Ramp. Founded in 2019, Ramp powers the fastest-growing corporate card and bill payment platform in America, and enables over $80 billion in purchases each year. Ramp's investors include Thrive Capital, Sands Capital, General Catalyst, Founders Fund, Khosla Ventures, Sequoia Capital, Greylock, and Redpoint, among others, in addition to 100+ angel investors who have been founders or executives of leading companies. Ramp has been named to Fast Company's Most Innovative Companies list and LinkedIn's Top U.S. Startups for more than 3 years, as well as the Forbes Cloud 100, CNBC Disruptor 50, and TIME Magazine's 100 Most Influential Companies. About the Role As a lead on Ramp's Risk Strategy & Operations, you will drive strategic and operational initiatives across underwriting, customer risk management, and fraud. This role requires a deep understanding of underwriting processes, strong analytical skills, and the ability to influence systems and policies at scale. You will own cross-functional relationships, drive org-wide implementations, and mentor teammates to grow Ramp's capabilities in managing credit and fraud risk. We take our responsibility to serve our customers' commitment to their financial health seriously, and our approach is anchored in data-driven and systematic decisions to delight our customers. Weekend work is required for this role, with the flexibility to choose either Saturday or Sunday each week to support underwriting operations. What You'll Do Develop and execute Ramp's risk underwriting policy used to onboard new business to the Ramp platform across corporate credit card and bill pay products Build and maintain monitoring dashboards for underwriting outcomes, processes and losses Partner with product and engineering to build best in class risk tooling to increase operations efficiency Research emerging underwriting and fraud trends to innovate on Ramp's decisioning systems and policies Provide best in class customer experience, while managing credit and fraud risk, by effectively managing customer support requests on their application over phone and email Have the ability to grow, develop and learn in a fast-paced, start-up environment Own and lead cross-functional relationships with Product, Engineering, and Design to define and drive risk tooling and strategy Define and implement policy and tooling changes across multiple risk functions Formally mentor and develop team members, supporting capability growth and values alignment within Risk Ops What You Need Minimum 7+ years of experience in Underwriting, Credit Risk Management or Fraud Risk Management Experience within consumer/corporate/small business cards, payments, invoices, lending, or related industries Excellent written and verbal communication skills Strong background in customer support via email Investigative and critical thinking skills BA/BS from an accredited university Nice-to-Haves Experience in high growth startups Experience building complex financial products Knowledge of SQL or Python Strong background in customer support via phone Compensation For candidates located in NYC or SF, the pay range for this role is $151,500 - $208,350. For candidates located in all other locations, the pay range for this role is $136,400 - 187,550. Benefits (for U.S.-based full-time employees) 100% medical, dental & vision insurance coverage for you Partially covered for your dependents One Medical annual membership 401k (including employer match on contributions made while employed by Ramp) Flexible PTO Fertility HRA (up to $5,000 per year) WFH stipend to support your home office needs Wellness stipend Parental Leave Relocation support to NYC or SF (as needed) Pet insurance Referral Instructions If you are being referred for the role, please contact that person to apply on your behalf. Other notices Pursuant to the San Francisco Fair Chance Ordinance, we will consider for employment qualified applicants with arrest and conviction records. Ramp Applicant Privacy Notice

COMPANY OVERVIEW Moss is a national privately held construction firm providing innovative solutions resulting in award-winning projects. With regional offices across the United States, Moss focuses on construction management, solar EPC, and design-build. The company's diverse portfolio encompasses a wide range of sectors, including luxury high-rise residential, landmark mixed-use developments, hospitality, K-12 and higher education, justice, solar energy and battery storage, and sports. Moss is ranked by Engineering News-Record as the nation's top solar contractor and one of the top 50 general contractors. Moss prides itself on a strong entrepreneurial culture that honors safety, quality, client engagement, and employee development. Its employees consistently rank Moss as one of the best places to work. POSITION SCOPE AND ORGANIZATIONAL IMPACT Moss' Risk Analyst role supports the Senior Risk Manager by performing essential duties relating to corporate insurance, risk accounting, and general administration as required. The successful candidate will demonstrate a positive, team-oriented attitude and the desire to grow and learn with a leading construction firm. ESSENTIAL JOB DUTIES AND RESPONSIBILITIES Review prime contracts, subcontracts, purchase orders, and related documents to identify and assess risk exposure Provide recommendations and redlines to mitigate contractual risk Coordinate with legal counsel and project managers to finalize contract language Coordinate the request, issuance, and tracking of P&P bonds from surety Maintain accurate records of all active bonds and ensure bond requirements are met per contract terms Conduct regular audits of project files to ensure completeness, accuracy, and compliance with internal policies Verify the presence and validity of required insurance certificates, bonding documents, and insurance policies Develop and improve internal risk management procedures and controls Educate and train project teams on risk-related protocols, contract compliance, and documentation requirements Assist with reporting and handling of builder's risk claims Work closely with project managers, estimators, legal, and finance teams to ensure risk-related issues are identified and addressed early in the project lifecycle Maintain strong documentation and communication of findings and recommendations Travel to project sites when required Perform other duties as assigned EDUCATION AND WORK EXPERIENCE Bachelor's degree required 3-5 years of insurance or risk management experience with a construction firm, insurance brokerage, or insurance company Hands-on experience redlining construction contracts and subcontracts Familiarity with performance and payment bond requirements and administration Strong verbal and written communication skills required Proficiency with Microsoft Excel and Word Required Experience with a Contractor Controlled Insurance Program (CCIP) a plus JOB TITLE: RISK ANALYST JOB LOCATION: FORT LAUDERDALE, FL CLASSIFICATION: FULL TIME - EXEMPT - SALARIED REPORTS TO: SENIOR RISK MANAGER Moss is an equal opportunity employer. We celebrate diversity and are committed to creating an inclusive environment for all employees.