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Senior Risk Operations Specialist | Underwriting-logo
RampNew York City, New York
About Ramp At Ramp, we’re rethinking how modern finance teams function in the age of AI. We believe AI isn’t just the next big wave. It’s the new foundation for how business gets done. We’re investing in that future — and in the people bold enough to build it. Ramp is a financial operations platform designed to save companies time and money. Our all-in-one solution combines payments, corporate cards, vendor management, procurement, travel booking, and automated bookkeeping with built-in intelligence to maximize the impact of every dollar and hour spent. But we’re not just building features powered by AI. We’re building a platform where agents can chase receipts, close books, flag risks, and surface insights. This enables teams to reclaim their time and reinvest in what matters. More than 40,000 businesses, from family-owned farms to space startups, have saved $10B and 27.5M hours with Ramp. Founded in 2019, Ramp powers the fastest-growing corporate card and bill payment platform in America, and enables over $80 billion in purchases each year. Ramp’s investors include Thrive Capital, Sands Capital, General Catalyst, Founders Fund, Khosla Ventures, Sequoia Capital, Greylock, and Redpoint, among others, in addition to 100+ angel investors who have been founders or executives of leading companies. Ramp has been named to Fast Company’s Most Innovative Companies list and LinkedIn’s Top U.S. Startups for more than 3 years, as well as the Forbes Cloud 100 , CNBC Disruptor 50 , and TIME Magazine’s 100 Most Influential Companies . About the Role As a senior member of Ramp's Risk Strategy & Operations, you will drive operational initiatives related to underwriting, customer risk management, and fraud. This role requires an understanding of underwriting processes, fluency with data, and the ability to analyze risk vectors such as credit and fraud risks. You will take ownership of key initiatives within the team and provide mentorship to peers to elevate decision quality and execution. We take our responsibility to serve our customers’ commitment to their financial health seriously, and our approach is anchored in data-driven and systematic decisions to delight our customers. Weekend work is required for this role, with the flexibility to choose either Saturday or Sunday each week to support underwriting operations. What You’ll Do Develop and execute Ramp’s risk underwriting policy used to onboard new business to the Ramp platform across corporate credit card and bill pay products Build and maintain monitoring dashboards for underwriting outcomes, processes and losses Partner with product and engineering to build best in class risk tooling to increase operations efficiency Research emerging underwriting and fraud trends to innovate on Ramp's decisioning systems and policies Provide best in class customer experience, while managing credit and fraud risk, by effectively managing customer support requests on their application over phone and email Have the ability to grow, develop and learn in a fast-paced, start-up environment Mentor team members within your pod to support decision quality and operational rigor Collaborate cross-functionally to implement risk tooling and help resolve systemic issues impacting underwriting or fraud workflows What You Need Minimum 5+ years of experience in Underwriting, Credit Risk Management or Fraud Risk Management Experience within consumer/corporate/small business cards, payments, invoices, lending, or related industries Excellent written and verbal communication skills Strong background in customer support via email Investigative and critical thinking skills BA/BS from an accredited university Nice-to-Haves Experience in high growth startups Experience building complex financial products Knowledge of SQL or Python Strong background in customer support via phone Compensation For candidates located in NYC or SF, the pay range for this role is $124,700 - $171,500. For candidates located in all other locations, the pay range for this role is $112,200 - $154,350. Benefits (for U.S.-based full-time employees) 100% medical, dental & vision insurance coverage for you Partially covered for your dependents One Medical annual membership 401k (including employer match on contributions made while employed by Ramp) Flexible PTO Fertility HRA (up to $5,000 per year) WFH stipend to support your home office needs Wellness stipend Parental Leave Relocation support to NYC or SF (as needed) Pet insurance Referral Instructions If you are being referred for the role, please contact that person to apply on your behalf. Other notices Pursuant to the San Francisco Fair Chance Ordinance, we will consider for employment qualified applicants with arrest and conviction records. Ramp Applicant Privacy Notice

Posted today

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Truist BankCharlotte, North Carolina
The position is described below. If you want to apply, click the Apply Now button at the top or bottom of this page. After you click Apply Now and complete your application, you'll be invited to create a profile, which will let you see your application status and any communications. If you already have a profile with us, you can log in to check status. Need Help? If you have a disability and need assistance with the application, you can request a reasonable accommodation. Send an email to Accessibility (accommodation requests only; other inquiries won't receive a response). Regular or Temporary: Regular Language Fluency: English (Required) Work Shift: 1st shift (United States of America) Please review the following job description: Directly and through management of support teammates, provide leadership, strategic direction and tactical process for policy and process related to wholesale risk rating. Coordinate with supporting partners including model development, CCAR, CECL, 1st and 2nd line of defense, executive leadership and assurance providers. Facilitate model development, model performance reviews and prioritization in line with Risk Management Organization (RMO) objectives. Facilitate development of process, training and communications. Serve as model owner for a number of key wholesale credit models. Assist in development of maintenance of Wholesale Risk Policies and Procedures. **This role can be fully remote** ESSENTIAL DUTIES AND RESPONSIBILITIES Following is a summary of the essential functions for this job. Other duties may be performed, both major and minor, which are not mentioned below. Specific activities may change from time to time. 1. Establish and update strategic plans to comply with regulatory and internal requirements 2. Serve as a liaison between Model Development, business units and other stakeholders on risk rating models 3. Assist with strategic direction, key objectives, project planning and team management, serving as an initial approver on content prior to final review by the Group Manager 4. Prepare materials for and leads periodic meetings for various stakeholders/working groups 5. Serve as owner for a number of key risk rating models, including user support, review, and interpretation of outcomes analysis 6. Lead the development of process documentation and training materials. Coordinate with training partners to deliver and/or communicate materials 7. Assist Model Development with "Fit For Use" and segmentation analysis 8. Provide subject matter expertise on the development of new models (e.g. factor selection and weighting) 9. Provide leadership for strategic projects as identified by the Chief Credit Officer, Executive Leadership or Manager 10. Manage ongoing governance and monitoring for wholesale risk rating models, including outcomes analyses and overrides. Partner with the Model Development for scorecard performance analytics 11. Assist the Wholesale Policy team in development of Wholesale Policies and Procedures as necessary 12. Develop and retain talent QUALIFICATIONS Required Qualifications: The requirements listed below are representative of the knowledge, skill and/or ability required. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions. 1. Bachelor's degree in Business, Accounting, Statistics or related field 2. Twelve years of experience in the commercial banking industry or related work experience 3. Experience working with commercial risk rating models 4. Strong knowledge of systems related to wholesale risk ratings 5. Excellent interpersonal, organizational and facilitation skills 6. Ability to influence and coalesce a team around an agenda 7. Understanding of Basel Accord and U.S. regulatory framework with regard to Wholesale ratings 8. Experience leading large projects involving a wide range of stakeholders included senior leaders and Executive Leadership 9. Ability to translate technical concepts into business terms 10. Strong analytical and decision making skills 11. Demonstrated proficiency in basic computer applications, such as Microsoft Office software product Preferred Qualifications: 1. Understanding of basic statistical analysis 2. Microsoft Project 3. Familiarity with Truist systems 4. Basic database experience 5. Experience writing technical user guides General Description of Available Benefits for Eligible Employees of Truist Financial Corporation: All regular teammates (not temporary or contingent workers) working 20 hours or more per week are eligible for benefits, though eligibility for specific benefits may be determined by the division of Truist offering the position. Truist offers medical, dental, vision, life insurance, disability, accidental death and dismemberment, tax-preferred savings accounts, and a 401k plan to teammates. Teammates also receive no less than 10 days of vacation (prorated based on date of hire and by full-time or part-time status) during their first year of employment, along with 10 sick days (also prorated), and paid holidays. For more details on Truist’s generous benefit plans, please visit our Benefits site . Depending on the position and division, this job may also be eligible for Truist’s defined benefit pension plan, restricted stock units, and/or a deferred compensation plan. As you advance through the hiring process, you will also learn more about the specific benefits available for any non-temporary position for which you apply, based on full-time or part-time status, position, and division of work. Truist is an Equal Opportunity Employer that does not discriminate on the basis of race, gender, color, religion, citizenship or national origin, age, sexual orientation, gender identity, disability, veteran status, or other classification protected by law. Truist is a Drug Free Workplace. EEO is the Law Pay Transparency Nondiscrimination Provision E-Verify

Posted today

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U.S. Bank National AssociationMinneapolis, Minnesota
At U.S. Bank, we’re on a journey to do our best. Helping the customers and businesses we serve to make better and smarter financial decisions and enabling the communities we support to grow and succeed. We believe it takes all of us to bring our shared ambition to life, and each person is unique in their potential. A career with U.S. Bank gives you a wide, ever-growing range of opportunities to discover what makes you thrive at every stage of your career. Try new things, learn new skills and discover what you excel at—all from Day One. Job Description Responsible for complex reporting projects that gather and integrate large volumes of data, performs in depth analysis, interprets results and develops actionable insights and recommendations for use across the company for customer and employee populations. Acquires data from multiple data sources in order to perform analysis and reporting. Identifies, analyzes and interprets trends or patterns in complex data in order to provide answers to business questions as well as provide recommendations for action. The role offers a hybrid/flexible schedule, which means there's an in-office expectation of 3 or more days per week and the flexibility to work outside the office location for the other days. Position Highlights Responsible for collecting and reporting data from multiple backend payment services systems and databases through the development of queries Analyze query results and identify data risks defined by U.S. Bank financial crimes (FCC) programs/policies Provide support to the overall Payment Services CRO FCC programs through metrics reporting and analytical work Utilize technology to increase Payment Services ability to manage risk and implement efficient controls Basic Qualifications Bachelor's degree, or equivalent work experience Typically more than five years of applicable experience Highly Desired Skills and Experience Payment Services business knowledge Specific Anti-Money Laundering (AML) knowledge such as Know-Your-Customer (KYC) Additional experience with other programming languages such as Visual Basic and/or Python Job Scheduling and Automation with tools such as Autosys Knowledge of Change Management and Software Development Life Cycle (SDLC) Preferred Skills and Experience Ability to work in a dynamic, fast changing environment Very comfortable with Ambiguity Self-learner who can produce results with minimal guidance Excellent interpersonal, verbal, and written communication skills Ability to communicate effectively with both technical and non-technical audiences such as senior business unit management, business partners, project sponsors, development teams, end users, and product owners 4-5+ years of experience in SQL Query development Experience in one or more databases such as SQL Server, Azure, Oracle, Hive/Hadoop for querying data and for data manipulation/transformation Experience in one or more query development tools such as SQL Management Studio (SSMS), VS Code, Toad Data Point, or SQuirreL Experience in developing complex ETL workflows with tools such as Visual Studio SSIS Experience in one or more reporting tools such as Tableau, Power BI, etc. Experience in financial services, with thorough knowledge of HR systems or financial services products, customers, transactions and interaction data Highly detail-oriented analytic skills with the ability to extract, collect, organize, analyze and interpret results for insights Strong decision-making, problem-solving, organization, and project management skills If there’s anything we can do to accommodate a disability during any portion of the application or hiring process, please refer to our disability accommodations for applicants . Benefits: Our approach to benefits and total rewards considers our team members’ whole selves and what may be needed to thrive in and outside work. That's why our benefits are designed to help you and your family boost your health, protect your financial security and give you peace of mind. Our benefits include the following (some may vary based on role, location or hours): Healthcare (medical, dental, vision) Basic term and optional term life insurance Short-term and long-term disability Pregnancy disability and parental leave 401(k) and employer-funded retirement plan Paid vacation (from two to five weeks depending on salary grade and tenure) Up to 11 paid holiday opportunities Adoption assistance Sick and Safe Leave accruals of one hour for every 30 worked, up to 80 hours per calendar year unless otherwise provided by law U.S. Bank is an equal opportunity employer. We consider all qualified applicants without regard to race, religion, color, sex, national origin, age, sexual orientation, gender identity, disability or veteran status, and other factors protected under applicable law. E-Verify U.S. Bank participates in the U.S. Department of Homeland Security E-Verify program in all facilities located in the United States and certain U.S. territories. The E-Verify program is an Internet-based employment eligibility verification system operated by the U.S. Citizenship and Immigration Services. Learn more about the E-Verify program . The salary range reflects figures based on the primary location, which is listed first. The actual range for the role may differ based on the location of the role. In addition to salary, U.S. Bank offers a comprehensive benefits package, including incentive and recognition programs, equity stock purchase 401(k) contribution and pension (all benefits are subject to eligibility requirements). Pay Range: $92,820.00 - $109,200.00 U.S. Bank will consider qualified applicants with arrest or conviction records for employment. U.S. Bank conducts background checks consistent with applicable local laws, including the Los Angeles County Fair Chance Ordinance and the California Fair Chance Act as well as the San Francisco Fair Chance Ordinance. U.S. Bank is subject to, and conducts background checks consistent with the requirements of Section 19 of the Federal Deposit Insurance Act (FDIA). In addition, certain positions may also be subject to the requirements of FINRA, NMLS registration, Reg Z, Reg G, OFAC, the NFA, the FCPA, the Bank Secrecy Act, the SAFE Act, and/or federal guidelines applicable to an agreement, such as those related to ethics, safety, or operational procedures. Applicants must be able to comply with U.S. Bank policies and procedures including the Code of Ethics and Business Conduct and related workplace conduct and safety policies. Posting may be closed earlier due to high volume of applicants.

Posted today

Model Risk Manager-logo
CroweChicago, Illinois
Your Journey at Crowe Starts Here: At Crowe, you can build a meaningful and rewarding career. With real flexibility to balance work with life moments, you’re trusted to deliver results and make an impact. We embrace you for who you are, care for your well-being, and nurture your career. Everyone has equitable access to opportunities for career growth and leadership. Over our 80-year history, delivering excellent service through innovation has been a core part of our DNA across our audit, tax, and consulting groups. That’s why we continuously invest in innovative ideas, such as AI-enabled insights and technology-powered solutions, to enhance our services. Join us at Crowe and embark on a career where you can help shape the future of our industry. Job Description: The Model Risk Manager will be responsible for performing and managing consulting projects for a variety of financial services clients. This primarily includes consulting with clients about model risk management practices and providing model validation services, primarily for credit risk, finance, and treasury management models (asset liability management, liquidity, interest rate risk). Supervise, train and review the work of other consultants. Manage key aspects of client service projects from planning to completion. Become a trusted advisor to client management by providing appropriate recommendations and solutions. Able to make and sustain meaningful client relationships. Support proposal and business development activities by identifying new target clients, building business relationships with key executives, and developing and presenting proposals. Understand industry trends and client challenges in order to lead the development of new services and solutions. Qualifications: Bachelor’s degree in Finance, Statistics, Financial Engineering, or Economics or equivalent combination of education and experience. Graduate degree a plus. 5+ years’ experience of working in financial institutions, Big 4 or equivalent, or regulatory supervisory of financial institutions. Working knowledge of: Model risk management regulatory guidance (SR 11-7, OCC 2011-12, FDIC FIL-22-2017). Credit risk model types (e.g., CECL, PD/LGD, Roll Rate, Scorecards, Stress Testing, etc.). Other model types (e.g., Asset Liability Management, Pricing, Mortgage Servicing Rights, etc.). Direct experience performing model validations or model development, including concepts such as back testing, stress testing, sensitivity testing, and benchmarking. Technical knowledge about data processing, data storage, and data visualization. A self-starter who can prioritize multiple tasks, be resourceful and able to research and find solutions. Write and present to clients clear and concise reports and presentations containing meaningful recommendations. Direct and deliver significant engagements that deliver value to clients through project management, creation of deliverables and knowledge transfer. Ability to lead and manage a team. Manages engagement to ensure quality and is delivered within budget. Engagements are frequently conducted remotely. This position may require travel but is not expected to exceed 25%. Additional skills desired: Solid analytical background and knowledge of econometrics. Knowledge of risk ratings, risk rating /scorecard methodology, model governance, model development, CECL, DFAST, CCAR and capital allocation methodology would be a plus. Experience with statistical packages such as SAS, Matlab, Stata, Python, and R. Experience with database management, such as SQL. Experience with data visualization tools such as Microsoft Power BI, Tableau, QlikView. Basic understanding of trends in artificial intelligence and machine learning. Professional certification preferred (e.g., RMA CRC, CFA, FRM). We expect the candidate to uphold Crowe’s values of Care, Trust, Courage, and Stewardship. These values define who we are. We expect all of our people to act ethically and with integrity at all times. The wage range for this role takes into account the wide range of factors that are considered in making compensation decisions including but not limited to skill sets; experience and training; licensure and certifications; and other business and organizational needs. The disclosed range estimate has not been adjusted for the applicable geographic differential associated with the location at which the position may be filled. At Crowe, it is not typical for an individual to be hired at or near the top of the range for their role and compensation decisions are dependent on the facts and circumstances of each case. A reasonable estimate of the current range is $102,400.00 - $204,100.00 per year. Our Benefits: Your exceptional people experience starts here. At Crowe, we know that great people are what makes a great firm. We care about our people and offer employees a comprehensive total rewards package. Learn more about what working at Crowe can mean for you! How You Can Grow: We will nurture your talent in an inclusive culture that values diversity. You will have the chance to meet on a consistent basis with your Career Coach that will guide you in your career goals and aspirations. Learn more about where talent can prosper! More about Crowe: Crowe (www.crowe.com) is one of the largest public accounting, consulting and technology firms in the United States. Crowe uses its deep industry expertise to provide audit services to public and private entities while also helping clients reach their goals with tax, advisory, risk and performance services. Crowe is recognized by many organizations as one of the country's best places to work. Crowe serves clients worldwide as an independent member of Crowe Global, one of the largest global accounting networks in the world. The network consists of more than 200 independent accounting and advisory services firms in more than 130 countries around the world. Crowe LLP provides equal employment opportunities to all employees and applicants for employment and prohibits discrimination and harassment of any type without regard to race, color, religion, age, sex, national origin, disability status, genetics, protected veteran status, sexual orientation, gender identity or expression, or any other characteristic protected by federal, state or local laws. Crowe LLP does not accept unsolicited candidates, referrals or resumes from any staffing agency, recruiting service, sourcing entity or any other third-party paid service at any time. Any referrals, resumes or candidates submitted to Crowe, or any employee or owner of Crowe without a pre-existing agreement signed by both parties covering the submission will be considered the property of Crowe, and free of charge. Crowe will consider for employment all qualified applicants, including those with criminal histories, in a manner consistent with the requirements of applicable state and local laws. Please visit our webpage to see notices of the various state and local Ban-the-Box laws and Fair Chance Ordinances, where applicable.

Posted 2 weeks ago

Fraud Risk Consultant-logo
FeedzaiAtlanta, Georgia
The Risk & AI team within Customer Success is highly engaged with our clients making use of their critical thinking skills with a business-focused mentality and customer-facing attitude. They activate, maintain, and support clients, develop models and rules, and train & enable them. In addition, they work cross-functionally with other departments (e.g., Research, Product, Marketing) in a collaborative team spirit spanning the globe to ensure we deliver best in class risk prevention solutions. Being on the frontline of fighting crime and protecting people from financial harm is incredibly inspiring to each of us. Join Us! You: The Fraud Risk Consultant is responsible for being the expert and trusted advisor for the Fraud domain and continued servicing of the Feedzai Fraud and Digital Trust solutions. This includes, but is not limited to, benchmarking standards, best practices, operational strategies and helping to drive product/research prioritizations. The role requires close & trusted relationships both internally & externally in the financial services domain. Your Day To Day: To be the expert and trusted advisor for each of the Fraud & Digital Trust domains (both internally & externally): Operate as an SME (subject matter expert) on the sector concerned and on the application of Feedzai products within that sector Documenting and presenting research & analysis findings, both internally and externally Monitor business indicators for each deployment, ensuring performance KPI’s are being met, and continuously improving Support workshop activities and solution development through to implementation Analyse information needs so that the data requirements for the solution are articulated clearly and that any data dependencies are made explicit to the client. Liaise with the Integration Consultants to ensure that the requirements and the solution design are consistent and practical Supports and assists project teams in facilitating end user training and system documentation for new implementations Provides input to any enhancement requests or reported defects on the project as necessary Attends and contributes to Industry Insights You Have & You Know-how: 3+ years Financial Services experience (Fraud & Digital) Fluent in English Fraud & Digital business domain experience Risk analysis experience Customer facing experience Superior oral, presentation, and written communication skills Ability to thrive in a fast paced environment and learn quickly Ability to tackle multiple projects simultaneously and switch focus as necessary Ability to travel ~5-10% of the time Added Plus 5+ years Financial Services experience (Fraud & Digital) ACFE or ACAMS Certified (or similar) Python/R/SQL Experience The Customer Success Team is responsible for building lifetime customers by enabling value realization through optimized adoption of Feedzai products and services. We collaborate with our clients through each phase of the customer journey to ensure we collectively have the right success plans maximizing enablement, engagement, adoption and customer health always with a value driven mindset. We grow at a fast clip and believe no challenge is too big or too small. Therefore, we have an open environment that encourages us to lean in, try new things, and discover our potential. #LI-Remote #LI-BR1

Posted 3 weeks ago

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MS Smith BarneyAtlanta, Georgia
POSITION SUMMARY: The Risk Officer is responsible for a wide variety of supervisory, compliance, and risk functions. In conjunction with the Senior Risk Officer, the Risk Officer has accountability for maintaining a consistent controlled environment through adherence of business ethics and practices and adherence to all applicable Federal, State and Local laws, Morgan Stanley Wealth Management policies, and other regulations. The Risk Officer keeps the Senior Risk Officer informed of significant matters. The Risk Officer role is a non-revenue sharing position that reports to the Senior Risk Officer. DUTIES and RESPONSIBILITIES: Surveillance and Supervision Primary responsibility for all risk, supervisory, and compliance function for respective branch location(s) Facilitates any supervisory inquiry or process that requires escalation from the Senior Risk Officer and/or the Regional Risk Officer Focuses on business ethics and regulatory and compliance practices Provides coaching and guidance on policies and procedures in order to promote risk awareness and a compliant environment Ensure proper procedures are in place to ensure that approvals are handled appropriately and timely Risk Management/Compliance/Legal Monitors and implements procedures to manage all facets of risk, including data security Facilitates regular and consistent communication of Morgan Stanley Wealth Management policies and other regulations Liaises with the Legal and Compliance Division with customer complaints and litigation Together with the Complex Manager and Senior Risk Officer, ensures appropriate supervisory coverage is maintained at all times Oversees responsibilities outlined in the Branch Supervisory Manual, as well as new policies to ensure the Complex has procedures in place Supports in the preparation for and response to audits, and ensures that any audit findings are appropriately responded to and remediated Works with Complex Manager and Senior Risk Officer to monitor people risk, and ensures appropriate action is taken Responsible for proactive client contact in determining suitability and managing risk Active involvement with the region regarding matters presented to the Credit Committee Primary source for intelligence on risk in regard to clients and FAs Administrative Works closely with Special Investigation Unit on any Human Resources issues as related to risk and compliance. Together with the Senior Risk Officer facilitates the training on Morgan Stanley Wealth Management compliance policies and procedures. Assists in the review and on boarding of FA recruits Education and/or Experience Bachelor’s degree required or equivalent education or experience Previous industry experience Active Series 7, 8 (or 9 and 10), and 63, 65 (or 66) Other licenses as required for role or by management Knowledge/Skills Knowledge of SEC, FINRA and Firm Compliance Policies and Procedures Effective written and verbal communication skills Strong attention to detail Ability to prioritize and resolve complex problems and escalate as necessary Ability to identify issues and trends in order to anticipate change and provide recommended comprehensive solutions and remedies Evidence of strong leadership capabilities or previous supervisory experience Ability to organize and prioritize workflow and assignments in a deadline oriented environment Ability to interact with Financial Advisors and clients Excellent judgment and the ability to be discreet in all matters Strong work ethic Reports to: Senior Risk Officer WHAT YOU CAN EXPECT FROM MORGAN STANLEY: We are committed to maintaining the first-class service and high standard of excellence that have defined Morgan Stanley for over 89 years. Our values - putting clients first, doing the right thing, leading with exceptional ideas, committing to diversity and inclusion, and giving back - aren’t just beliefs, they guide the decisions we make every day to do what's best for our clients, communities and more than 80,000 employees in 1,200 offices across 42 countries. At Morgan Stanley, you’ll find an opportunity to work alongside the best and the brightest, in an environment where you are supported and empowered. Our teams are relentless collaborators and creative thinkers, fueled by their diverse backgrounds and experiences. We are proud to support our employees and their families at every point along their work-life journey, offering some of the most attractive and comprehensive employee benefits and perks in the industry. There’s also ample opportunity to move about the business for those who show passion and grit in their work. To learn more about our offices across the globe, please copy and paste https://www.morganstanley.com/about-us/global-offices​ into your browser. Morgan Stanley's goal is to build and maintain a workforce that is diverse in experience and background but uniform in reflecting our standards of integrity and excellence. Consequently, our recruiting efforts reflect our desire to attract and retain the best and brightest from all talent pools. We want to be the first choice for prospective employees. It is the policy of the Firm to ensure equal employment opportunity without discrimination or harassment on the basis of race, color, religion, creed, age, sex, sex stereotype, gender, gender identity or expression, transgender, sexual orientation, national origin, citizenship, disability, marital and civil partnership/union status, pregnancy, veteran or military service status, genetic information, or any other characteristic protected by law. Morgan Stanley is an equal opportunity employer committed to diversifying its workforce (M/F/Disability/Vet).

Posted today

T
Truist BankCharlotte, North Carolina
The position is described below. If you want to apply, click the Apply Now button at the top or bottom of this page. After you click Apply Now and complete your application, you'll be invited to create a profile, which will let you see your application status and any communications. If you already have a profile with us, you can log in to check status. Need Help? If you have a disability and need assistance with the application, you can request a reasonable accommodation. Send an email to Accessibility (accommodation requests only; other inquiries won't receive a response). Regular or Temporary: Regular Language Fluency: English (Required) Work Shift: 1st shift (United States of America) Please review the following job description: Engage with Technology Business Unit leadership in its management of risks and controls as well as its execution of risk program requirements. Execute, facilitate and/or monitor execution of Risk Program requirements (e.g., Issues Management, RCSA, KRIs, etc.) within the Technology Business Unit. Provide strategic insight, risk advice and influence to assigned Business Unit. Concur with material risk taking by the Business Unit and escalate unacceptable risks. Aggregate, integrate, correlate and report risks for assigned Business Unit. Present risk aggregation, key risks and emerging risks to senior Business Unit Leadership. Identify and opine on remediation to address weaknesses related to inadequate or failed processes, people, and systems, or external events and ensure effective remediation. Essential Duties and Responsibilities Following is a summary of the essential functions for this job. Other duties may be performed, both major and minor, which are not mentioned below. Specific activities may change from time to time. Provide strategic and tactical effective challenge for all risks present within the Business Unit (BU). Concur with key risk decisions and escalate unacceptable or key emerging risks to BU CRO and/or Business Unit Risk Committee. Guide risk-taking behavior. Provide counsel and advice to BU and senior BU leaders. Monitor risk exposures, concentrations and limits. Ensure risk levels stay within risk appetite. Opine on new or revised risk program requirements to confirm they are consistent with the Bank’s risk appetite, regulator expectations and industry standard. Identify areas of opportunity to improve risk visibility within BU; develop and implement plan to transform opportunity into new processes and activities. Assist in the development and opine on Risk Appetite Framework metrics and Key Risk Indicators within the BU as well as those defined by the BU for implementation across Truist (where applicable). Advocate the Bank’s risk culture, compliance with enterprise risk initiatives and promote sound risk management practices. Provide connectivity between the output of risk programs as appropriate. Coordinate with stakeholders to resolve highly complex or challenging issues. Advise on the effectiveness of BU risk and control environment Provide direction and guidance in the development of controls and governance mechanisms within the BU. Execute, facilitate and monitor risk governance mechanisms, including but not limited to, Risk and Control Self-Assessment (RCSA), key risk indicators, policies, risk committees and other elements of the Enterprise Risk Framework. Monitor issues (all types) assigned to BU, as well as those that have downstream or upstream impact to the BU, and ensure appropriate remediation. In conjunction with Compliance Risk Management and Legal, monitor BU adherence to applicable policies, laws and regulations. Aggregate, integrate, correlate and report risks. Test controls to confirm design is adequate and they are operating effectively. Communicate to BU senior leadership, regulators and Executive Committees key activities, trends, and events pertaining to risk, regulatory and audit reviews. Continue to promote various risk initiatives and their supporting metrics. Develop and maintain effective ongoing communication with other leaders in the BU and leaders of relevant BUs. Foster a spirit of continuous improvement and offer recommendations to refine and/or enhance Business Unit processes as necessary. Make recommendations for assigned personnel regarding employment, career development, performance evaluations, salary changes, promotions, transfers and terminations within established policies and guidelines. Other duties, as needed. Qualifications Required Qualifications: The requirements listed below are representative of the knowledge, skill and/or ability required. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions. Bachelor’s degree in Accounting, Business, Finance or related field, or equivalent education and related training. 8+ years of experience in a financial institution with emphasis on risk management, audit, operations, process engineering or line of business specialty and/or equivalent education, training and experience. Experience in compliance and operational risk mitigation and remediation. Strong communication, interpersonal, presentation and negotiation skills. Proven leadership and management skills. Strong analytical, problem solving and decision-making skills in complex environments and with senior leadership. Strong time management and organizational skills adaptable to a dynamic and complex work environment; Capable of handling multiple projects concurrently. Demonstrated proficiency in basic computer applications, such as Microsoft Office software products. Ability to travel, occasionally overnight. Preferred Qualifications Master’s degree in Finance, Technology or Business, or equivalent education and related training 15 years of large financial institution or relevant experience Technology delivery experience: Cloud, Software Development, Service delivery, Product Management, Infrastructure, Enterprise Architecture Professional designation related to risk management or field of assigned business unit(s) Strong knowledge in field of assigned business unit(s) Knowledge of financial accounting and reporting systems Ability to provide effective challenge to senior levels of leadership. Proficiency and knowledge in ARCHER GRC Platform. Demonstrated experience in formal risk roles (e.g., Business Unit Risk Management, Technology Risk Oversight, Audit), specifically in support of Technology Organizations. Experience in creating issues to mitigate risk and experience validating evidence for issue closure. General Description of Available Benefits for Eligible Employees of Truist Financial Corporation: All regular teammates (not temporary or contingent workers) working 20 hours or more per week are eligible for benefits, though eligibility for specific benefits may be determined by the division of Truist offering the position. Truist offers medical, dental, vision, life insurance, disability, accidental death and dismemberment, tax-preferred savings accounts, and a 401k plan to teammates. Teammates also receive no less than 10 days of vacation (prorated based on date of hire and by full-time or part-time status) during their first year of employment, along with 10 sick days (also prorated), and paid holidays. For more details on Truist’s generous benefit plans, please visit our Benefits site . Depending on the position and division, this job may also be eligible for Truist’s defined benefit pension plan, restricted stock units, and/or a deferred compensation plan. As you advance through the hiring process, you will also learn more about the specific benefits available for any non-temporary position for which you apply, based on full-time or part-time status, position, and division of work. Truist is an Equal Opportunity Employer that does not discriminate on the basis of race, gender, color, religion, citizenship or national origin, age, sexual orientation, gender identity, disability, veteran status, or other classification protected by law. Truist is a Drug Free Workplace. EEO is the Law Pay Transparency Nondiscrimination Provision E-Verify

Posted 1 week ago

Technology, Risk and Compliance - Senior Consultant-logo
UHYSaint Louis, Missouri
JOB SUMMARY As a Technology Risk and Compliance (TRC) Senior, you will focus on helping clients understand and mitigate their technological and cybersecurity risks, in addition to building and maintaining positive client relationships. The TRC team’s service offerings include SOC 1®, SOC 2®, PCI, ISO 27001, HIPAA, and many other IT risk and control frameworks. There are numerous consulting opportunities related to assessing IT and cybersecurity risks for multi-national and local clients. You will build fundamental knowledge and technical skills to be successful in the growing field of Information Technology Risk and Compliance services. JOB DESCRIPTION IT Control Attestations Work directly with IT Audit Managers and clients to gain an understanding of the client’s IT systems, infrastructure, and control environment Apply that understanding to a variety of IT risk and control frameworks such as SOC, PCI, HIPAA, ISO, FFIEC, NIST, CIS Security and many others IT Risk Assessments Understand the clients and their stakeholders to assist with an independent assessment of their IT risks and be involved with developing various types of reports and presentations to stakeholders IT Risk Assessments Understand the clients and their stakeholders to assist with an independent assessment of their IT risks and be involved with developing various types of reports and presentations to stakeholders Controls Testing: Working directly with IT Audit Managers to develop and follow audit plans to evaluate the design and operational effectiveness of client controls Documentation: Clearly document the procedures, results of tests, and conclusions performed during control testing Training and Support: Work with junior level staff and interns to provide training and support throughout the course of engagements. Review their work and provide feedback Quality control Ensure quality control procedures are being executed under direction of engagement supervisor, and perform thorough self-review of all work prior to submission Administration Track time and maintain designated chargeable hours for the year Supervisory responsibilities You will supervise IT Audit Staff and interns throughout engagements. You will review their work and provide feedback to the staff and to the IT Audit Managers Work environment Work is conducted in a professional office environment with minimal distractions Physical demands Prolonged periods of sitting at a desk and performing work in front of a computer screen for long periods of time Must be able to lift up to 15 pounds at a time Travel required Some travel is required. The TRC team meets twice a year at various offices in the county. Some client travel may be required. Required education and experience Bachelor's degree in accounting, information systems, or similar with an interest in information technology A minimum of 2 – 4 years of related internal audit and IT audit experience Must have a desire to work toward achieving one or more of the following certifications: Certified Public Accountant (CPA) Certified Information Systems Auditor (CISA): ISACA's globally recognized cornerstone certification for IS, audit, control, assurance, and security professionals who control, monitor, and assess an organization's information technology and business systems Certified Information Systems Security Professional (CISSP): An independent information security certification governed by the International Information Systems Security Certification Consortium, also known as ISC², which provides security training to information assets Certified Information Security Manager (CISM): ISACA's certification program for those who manage, design, oversee, or assess an enterprise's information security Other duties Please note this job description is not designed to cover or contain a comprehensive listing of activities, duties or responsibilities that are required of the colleague for this job. Duties, responsibilities and activities may change at any time with or without notice. WHO WE ARE UHY is one of the nation’s largest professional services firms providing audit, tax, consulting and advisory services to clients primarily in the dynamic middle market. We are trailblazers who bring our experience from working within numerous industries to our clients so that we can provide them with a 360-degree view of their businesses. Together with our clients, UHY works collaboratively to develop flexible, innovative solutions that meet our clients’ business challenges. As an independent member of UHY International, we are proud to be a part of a top 20 international network of independent accounting and consulting firms. WHAT WE OFFER POSITIVE WORK ENVIRONMENT Enjoy a collaborative and supportive work environment where teamwork is valued. ATTRACTIVE COMPENSATION PACKAGES Our compensation is competitive and tailored to reflect the role, qualifications, and expertise of each individual. COMPREHENSIVE BENEFIT PACKAGE Access comprehensive benefits including group health insurance, dental and vision coverage, 401(k) retirement plans, and generous paid time off (PTO) allowances.

Posted 3 weeks ago

T
Truist BankForest Hills, North Carolina
The position is described below. If you want to apply, click the Apply Now button at the top or bottom of this page. After you click Apply Now and complete your application, you'll be invited to create a profile, which will let you see your application status and any communications. If you already have a profile with us, you can log in to check status. Need Help? If you have a disability and need assistance with the application, you can request a reasonable accommodation. Send an email to Accessibility (accommodation requests only; other inquiries won't receive a response). Regular or Temporary: Regular Language Fluency: English (Required) Work Shift: 1st shift (United States of America) Please review the following job description: Manage team responsible for the approval, evaluation and ongoing monitoring of correspondent lender relationships. Serve as an escalation point and provide necessary approvals within the granted escalation authority as defined in the Truist correspondent approval guideline. Aide senior and Executive Leadership with effectively deploying strategic objectives for Truist Correspondent Warehouse Lending and Truist Mortgage as a whole. Regularly interact with risk partners to convey routine counterparty activity and escalation rationale. ESSENTIAL DUTIES AND RESPONSIBILITIES Following is a summary of the essential functions for this job. Other duties may be performed, both major and minor, which are not mentioned below. Specific activities may change from time to time. 1. Lead professional team of Counterparty Risk senior analysts, analysts and specialists responsible for providing detailed analysis and approval recommendations related to critical financial ratios, business model, loan performance and capital adequacy of new and existing correspondent sellers (commercial banks, credit unions, independently-owned mortgage banking companies). 2. Regularly provide reporting to the Enterprise Risk function with client and loan-level assessments including but not limited to: financial risk, performance and quality, credit risk, operational risk, compliance, reputational risk and control assessments. Responsible for calculation of Risk Appetite Framework metrics and reporting to required parties where applicable. 3. Ensure necessary reviews and deliverables are properly prepared and submitted in accordance with approval policy and procedures. Provide ongoing teammate coaching and ensure an effective teammate cross-training program is in place in preparation for times of heightened work volumes. 4. Serve as an escalation point for approval and monitoring processes, particularly when client characteristics or performance does not meet approval guideline requirements. Provide direction for due diligence and documentation required. Provide exception approval as allowed by the approval policy. Demonstrate and apply intense risk management practices and provide timely decisions on actions needed. 5. Coordinate submission of approval recommendation packages to Mortgage Credit Risk partners when required by approval policy. Serve as a critical liaison between Counterparty Risk and Mortgage Credit Risk and facilitate escalated matters. 6. Routinely analyze existing counterparty risk assessment processes and third-party services to determine their continued value and ensure compliance with changing regulations or market conditions. 7. Develop requirements for systematic data collection and create reports once the reporting tools are implemented. Provide routine reporting to line of business leadership, Mortgage Credit Risk and the Mortgage Business Unit Risk Management partners detailing correspondent financial strength, recertification activities, loan performance and other counterparty key performance indicators. 8. Remain up-to-date with industry changes or trends regarding Counterparty Risk Management. Regularly leverage industry sources and news outlets to identify changes in the current market conditions and economic environment. 9. Draft and maintain departmental policies and procedures in compliance with corporate policies that align with the Truist Purpose, Mission and Values. 10. Work with management peers and line of business leadership to design and drive strategic initiatives to better serve the correspondent client base, improve risk monitoring program and implement departmental process improvements. QUALIFICATIONS Required Qualifications: The requirements listed below are representative of the knowledge, skill and/or ability required. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions. 1. Bachelor's degree in accounting or finance or equivalent education and related training 2. 7+ years of experience in any combination of risk management, commercial credit analysis, underwriting or financial services compliance. 3. 5+ years of specialized knowledge of counterparty risk, investor guidelines, regulatory changes and mortgage banking. 4. Advanced proficiency in financial statement, corporate structure and product performance analysis. 5. Excellent verbal and written communication skills with an ability to influence business leaders in a meaningful and actionable manner. 6. Ability to develop strategic recommendations based on relevant data and in partnership with line of business leadership and external partners. Ability to work collaboratively and exhibit influence without direct control. 7. Prior leadership/management experience and ability to lead multi-functional teams. 8. Ability to comprehend new or complex matters. Ability to look beyond symptoms to identify root causes of problems and develop solutions. 9. Ability to apply sound judgment and make swift risk-based decisions with confidence. 10. Strong presentation skills and the ability to facilitate productive discussions. Preferred Qualifications: 1. Master's degree, MBA or equivalent training. 2. 5+ years of management experience. 3. Previous experience in a credit officer, portfolio manager, counterparty risk or related role. 4. Demonstrated proficiency with Microsoft Excel. 5. Previous experience in credit or underwriting adjudication. 6. CMB or AMP designation. 7. Experience leading small to medium-sized projects. 8. Cross-functional team facilitation experience. General Description of Available Benefits for Eligible Employees of Truist Financial Corporation: All regular teammates (not temporary or contingent workers) working 20 hours or more per week are eligible for benefits, though eligibility for specific benefits may be determined by the division of Truist offering the position. Truist offers medical, dental, vision, life insurance, disability, accidental death and dismemberment, tax-preferred savings accounts, and a 401k plan to teammates. Teammates also receive no less than 10 days of vacation (prorated based on date of hire and by full-time or part-time status) during their first year of employment, along with 10 sick days (also prorated), and paid holidays. For more details on Truist’s generous benefit plans, please visit our Benefits site . Depending on the position and division, this job may also be eligible for Truist’s defined benefit pension plan, restricted stock units, and/or a deferred compensation plan. As you advance through the hiring process, you will also learn more about the specific benefits available for any non-temporary position for which you apply, based on full-time or part-time status, position, and division of work. Truist is an Equal Opportunity Employer that does not discriminate on the basis of race, gender, color, religion, citizenship or national origin, age, sexual orientation, gender identity, disability, veteran status, or other classification protected by law. Truist is a Drug Free Workplace. EEO is the Law Pay Transparency Nondiscrimination Provision E-Verify

Posted 2 weeks ago

Risk Program Manager-logo
Allianz Partners USRichmond, Virginia
SUMMARY Focus on management of risk management program implementation in a global environment Responsible for ensuring the effective operation of the company’s internal control framework across multiple entities. Act in a consultative capacity as it relates to business controls and processes with others in a global environment. Participate in the implementation and execution of risk assessments, trainings, and reporting as required. JOB FUNCTIONS Regular, predictable, reliable attendance is an essential function of this position. Key responsibilities which take no less than 10% of overall job time • Perform annual planning of the internal control program efforts (e.g., process, walk-throughs, risk assessment, materiality, establish due dates, etc.). • Coordinate with the Business Process Owners in ensuring that documentation, testing, remediation and the appropriate controls are identified and documented in the process documentation. • Manage projects across multiple business units from concept to implementation including planning, communications, resource management, tracking, analysis, documentation, archiving, monitoring and reporting. Escalate significant deviations and invoke contingency plans when necessary. • Collaborate in the design of changes to business projects/processes or ensuring adequate controls are placed appropriately. Identify opportunities for streamlining and automating control activities within business processes. • Conduct various risk assessments (project risk assessments, product risk assessments) and implement preventive measurements and controls to reduce potential risk exposure, as appropriate. • Manage the Operation Loss program throughout the Region. Prepare consolidated operational risk and loss reporting for the business unit / region. Ensure data accuracy and completeness. • Prepare management reports on the status of risk efforts. •May perform other duties as assigned. MINIMUM QUALIFICATIONS •Bachelor’s degree in Business, Finance, or related field or equivalent combination of education and experience. • Three (3) to five (5) years of auditing experience required • Experience performing/auditing SOX-related controls, or Internal Controls Over Financial Reporting (ICOFR) preferred – not required. • Experience in insurance industry (preferred)

Posted 6 days ago

Risk Coordinator-logo
One DigitalGadsden, AL
Are you looking to accelerate your career without having to hide your authentic self - a place where you can be you? A career that's making a bigger impact on the world? At OneDigital, we are on a mission to help people do their best work and live their best lives. From the services we offer to the way we show up for each other each day, we are fueling dreams, achieving big goals, and embracing each other's truest selves. We understand that pursuing a new job is a big deal. Maybe you're afraid you won't fit in. Well, here's the good news. For us, the days of "fit in to get in" are over and being different is not a barrier to getting ahead. Greatness comes in all shapes, sizes, colors, and experience levels. If you are looking for a people-first culture that is wired for growth, driven to serve, and totally committed to having your back, give us a shot. Your best life awaits. Must be eligible to work in the United States without the need for work visa or residency sponsorship. Our Newest Opportunity: Risk Coordinator monitors and tracks the Workers' Compensation ("WC") policies. Organizes time sensitive policy documents to ensure that deadlines are met. Coordinates the workers' compensation program policies, endorsements, rates, certificates of insurance, manual classifications, industry classifications, and client experience reviews. Coordinates WC bill rates, policy information, and class codes in payroll systems. Key Responsibilities Maintains WC coverage for new and existing clients, contingent upon states rules and regulations, and in coordination with the broker Partners with WC brokers to coordinate endorsements, policy terminations, and renewals Maintains risk management records in payroll software Knowledge of policy language and appropriate certificate language Produces and distributes certificates of insurance to clients Runs reports related to risk management for the Director On a daily basis, open salesforce and complete cases and tasks Initiates, updates and maintains the risk management files Strong skills in policy management, including distinctions between Master and MCP policies and the appropriate uses for each Providing requested audit data to carriers and verifying accuracy of audits Understanding and experience in PEO, including the nuances of PEO WC programs Prepares and files appropriate documents with WC carriers or administrators to properly move client risk to or remove from the PEO policy Other duties as appropriate to the objectives of the role and goals of Resourcing Edge/One Digital. Required Experience Associates or Bachelor's degree preferred and/or experience equivalent thereof. Hands-on working knowledge of contributing to a multi-state WC program is a plus. Must be proficient in Microsoft Word, PowerPoint and Excel. Salesforce, iSolved, and/or Prism software experience are preferred. PEO Risk Management experience is preferred. Your base pay is dependent upon your skills, education, qualifications, professional experience, and location. In addition to base pay, some roles are eligible for variable compensation, commission, and/or annual bonus based on your individual performance and/or the company's performance. We also offer eligible employees health, wellbeing, retirement, and other financial benefits, paid time off, overtime pay for non-exempt employees, and robust learning and development programs. You will receive reimbursement of job-related expenses per the company policy and may receive employee perks and discounts. To learn more, visit: www.onedigital.com/careers OneDigital is an equal opportunity employer. Not only as a matter of standard, but to honor and celebrate our differences. We believe that the power of ONE starts with you. We are committed to cultivating and preserving a culture that celebrates diversity, insists on equity and inclusion, and connects us. Ensuring our people feel seen, valued, respected, and supported is fundamental to our core values and business goals. OneDigital provides equal employment opportunities to all employees and applicants for employment regardless of their: veteran status, uniformed servicemember status, race, color, religion, sex, sexual orientation, gender identity, age (40 and over), pregnancy (including childbirth, lactation and related medical conditions), national origin or ancestry, citizenship or immigration status, physical or mental disability, genetic information (including testing and characteristics) or any other category protected by federal, state or local law (collectively, "protected characteristics"). A copy of the Federal EEO poster is linked here. Pursuant to local Fair Chance Ordinances, we will consider qualified applications with arrest or conviction records for employment. For applicable candidates, the following ordinances are linked here to inform you of your rights as an applicant: City and County of San Francsico City of Los Angeles County of Los Angeles Employment decisions shall comply with all other applicable federal, state and city/county laws prohibiting discrimination in employment. OneDigital complies with all criminal history inquiry [or 'ban the box'] laws in California, Connecticut, Colorado, Hawaii, Illinois, Maine, Maryland, Massachusetts, Minnesota, New Jersey, New Mexico, Oregon, Rhode Island, Vermont and Washington. In short, we believe in hiring the most qualified applicant for the position, regardless of background. If you have questions about our hiring policies and practices, we would be happy to discuss upon receiving your application. We hope to welcome you to OneDigital and look forward to hearing from you. OneDigital understands the immense responsibility and opportunities provided by Artificial Intelligence. We utilize advanced Artificial Intelligence [AI] technologies to enhance our recruitment process. This includes using AI to filter candidates based on their qualifications and to rediscover potential candidates from our existing applicant pool. Our AI systems help us efficiently identify the best fit for our open positions, ensuring a streamlined and effective hiring experience. However, AI does not replace the humans in our process. If you have concerns about our use of AI, you may opt out where laws allow. OneDigital understands the immense responsibility and opportunities provided by Artificial Intelligence. We utilize advanced Artificial Intelligence [AI] technologies to enhance our recruitment process. This includes using AI to filter candidates based on their qualifications and to rediscover potential candidates from our existing applicant pool. Our AI systems help us efficiently identify the best fit for our open positions, ensuring a streamlined and effective hiring experience. However, AI does not replace the humans in our process. If you have concerns about our use of AI, you may opt out where laws allow. Thank you for your interest in joining the OneDigital team!

Posted 3 weeks ago

Risk Officer-logo
Morgan StanleyMenlo Park, CA
POSITION SUMMARY: The Risk Officer is responsible for a wide variety of supervisory, compliance, and risk functions. In conjunction with the Senior Risk Officer, the Risk Officer has accountability for maintaining a consistent controlled environment through adherence of business ethics and practices and adherence to all applicable Federal, State and Local laws, Morgan Stanley Wealth Management policies, and other regulations. The Risk Officer keeps the Senior Risk Officer informed of significant matters. The Risk Officer role is a non-revenue sharing position that reports to the Senior Risk Officer. DUTIES and RESPONSIBILITIES: Surveillance and Supervision Primary responsibility for all risk, supervisory, and compliance function for respective branch location(s) Facilitates any supervisory inquiry or process that requires escalation from the Senior Risk Officer and/or the Regional Risk Officer Focuses on business ethics and regulatory and compliance practices Provides coaching and guidance on policies and procedures in order to promote risk awareness and a compliant environment Ensure proper procedures are in place to ensure that approvals are handled appropriately and timely Risk Management/Compliance/Legal Monitors and implements procedures to manage all facets of risk, including data security Facilitates regular and consistent communication of Morgan Stanley Wealth Management policies and other regulations Liaises with the Legal and Compliance Division with customer complaints and litigation Together with the Market Manager and Senior Risk Officer, ensures appropriate supervisory coverage is maintained at all times Oversees responsibilities outlined in the Branch Supervisory Manual, as well as new policies to ensure the Complex has procedures in place Supports in the preparation for and response to audits, and ensures that any audit findings are appropriately responded to and remediated Works with Market Manager and Senior Risk Officer to monitor people risk, and ensures appropriate action is taken Responsible for proactive client contact in determining suitability and managing risk Active involvement with the region regarding matters presented to the Credit Committee Primary source for intelligence on risk in regard to clients and FAs Administrative Works closely with Special Investigation Unit on any Human Resources issues as related to risk and compliance. Together with the Senior Risk Officer facilitates the training on Morgan Stanley Wealth Management compliance policies and procedures. Assists in the review and on boarding of FA recruits Education and/or Experience Bachelor's degree required or equivalent education or experience Previous industry experience Active Series 7, 8 (or 9 and 10), and 63, 65 (or 66) Other licenses as required for role or by management Knowledge/Skills Knowledge of SEC, FINRA and Firm Compliance Policies and Procedures Effective written and verbal communication skills Strong attention to detail Ability to prioritize and resolve complex problems and escalate as necessary Ability to identify issues and trends in order to anticipate change and provide recommended comprehensive solutions and remedies Evidence of strong leadership capabilities or previous supervisory experience Ability to organize and prioritize workflow and assignments in a deadline oriented environment Ability to interact with Financial Advisors and clients Excellent judgment and the ability to be discreet in all matters Strong work ethic Reports to: Senior Risk Officer WHAT YOU CAN EXPECT FROM MORGAN STANLEY: We are committed to maintaining the first-class service and high standard of excellence that have defined Morgan Stanley for over 89 years. Our values - putting clients first, doing the right thing, leading with exceptional ideas, committing to diversity and inclusion, and giving back - aren't just beliefs, they guide the decisions we make every day to do what's best for our clients, communities and more than 80,000 employees in 1,200 offices across 42 countries. At Morgan Stanley, you'll find an opportunity to work alongside the best and the brightest, in an environment where you are supported and empowered. Our teams are relentless collaborators and creative thinkers, fueled by their diverse backgrounds and experiences. We are proud to support our employees and their families at every point along their work-life journey, offering some of the most attractive and comprehensive employee benefits and perks in the industry. There's also ample opportunity to move about the business for those who show passion and grit in their work. Expected base pay rates for the role will be between $110k and $145k per year at the commencement of employment. However, base pay if hired will be determined on an individualized basis and is only part of the total compensation package, which, depending on the position, may also include commission earnings, incentive compensation, discretionary bonuses, other short and long-term incentive packages, and other Morgan Stanley sponsored benefit programs. Morgan Stanley's goal is to build and maintain a workforce that is diverse in experience and background but uniform in reflecting our standards of integrity and excellence. Consequently, our recruiting efforts reflect our desire to attract and retain the best and brightest from all talent pools. We want to be the first choice for prospective employees. It is the policy of the Firm to ensure equal employment opportunity without discrimination or harassment on the basis of race, color, religion, creed, age, sex, sex stereotype, gender, gender identity or expression, transgender, sexual orientation, national origin, citizenship, disability, marital and civil partnership/union status, pregnancy, veteran or military service status, genetic information, or any other characteristic protected by law. Morgan Stanley is an equal opportunity employer committed to diversifying its workforce (M/F/Disability/Vet).

Posted 1 week ago

Builders Risk And Inland Marine Program Leader-logo
Marsh & McLennan Companies, Inc.Bethesda, MD
Victor US is one of the largest and most experienced underwriting managers of specialty insurance programs in the world. Victor US markets its solutions through a large distribution network of licensed insurance agents and brokers. We are seeking a highly experienced Inland Marine leader with a focus on Builder's Risk to join our leadership team. The ideal candidate will have a minimum of 10 years of experience in underwriting and leadership roles specifically related to builder's risk insurance. This position will play a critical role in developing and managing our builder's risk programs, ensuring they align with industry standards and client expectations. Although this position is based in New York City, or Bethesda, Maryland, it is open to being remote. Builders Risk and Inland Marine Program Leader We will count on you to: Lead the development of an expanded appetite within our Builders risk program Lead the underwriting and distribution of builder's risk and inland marine classes including risk assessment, pricing, policy issuance and producer engagement. Develop and implement underwriting guidelines and strategies to enhance the builder's risk portfolio. Collaborate with internal teams, including sales and risk management, to ensure comprehensive program offerings. Build and maintain strong relationships with brokers, clients, and industry stakeholders to promote program awareness and growth. Monitor market trends, regulatory changes, and emerging risks within the construction industry to inform underwriting decisions. Provide mentorship and guidance to all team members, fostering a culture of continuous learning and improvement. Conduct training sessions and workshops for internal teams and brokers to enhance understanding of builder's risk products and underwriting practices. Prepare and present reports on portfolio performance, trends, and recommendations to senior management. What you need to have: Bachelor's degree in Business, Finance, Insurance, or a related field Minimum of 10 years of experience in underwriting and leadership roles specifically related to builder's risk insurance. Proven track record of successfully managing and growing builder's risk and inland marine portfolios. Strong analytical skills with the ability to assess complex risks and make informed underwriting decisions. Excellent communication and interpersonal skills, with the ability to build relationships at all levels. Ability to work independently and collaboratively in a fast-paced environment. Proficiency in underwriting software and Microsoft Office Suite. What makes you stand out? Self-starter with a sense of urgency. Advanced degree or professional designations (e.g., CPCU, ARM) preferred. Resourcefulness with the ability to bring solutions and ideas to the organization. Why join our team: We help you be your best through professional development opportunities, interesting work, and supportive leaders. We foster a vibrant and inclusive culture where you can work with talented colleagues to create new solutions and have impact for colleagues, clients, and communities. Our scale enables us to provide a range of career opportunities, as well as benefits and rewards to enhance your well-being. Marsh, a business of Marsh McLennan (NYSE: MMC), is the world's top insurance broker and risk advisor. Marsh McLennan is a global leader in risk, strategy and people, advising clients in 130 countries across four businesses: Marsh, Guy Carpenter, Mercer and Oliver Wyman. With annual revenue of $24 billion and more than 90,000 colleagues, Marsh McLennan helps build the confidence to thrive through the power of perspective. For more information, visit marsh.com, or follow on LinkedIn and X. Victor offers a connected culture of talented, inspired individuals, and a work environment where colleagues can grow and succeed. At Victor, your voice is heard, your skills are sharpened and your ambitions nurtured. We value diversity in thought and background and are looking for individuals who are up for the challenge of creating the insurance enterprise of the future. If that's you, join us on our journey-with us by your side, you'll be ready to tackle tomorrow's challenges. Victor Insurance Managers LLC ("Victor") is one of the world's largest managing general underwriters with locations in the US, Canada, UK, Netherlands, Germany, Italy, and Australia. It handles more than $4 billion USD in premium on behalf of numerous insurance carriers, through a large network of more than 20,000 active insurance agents and brokers. With deep, specialized underwriting expertise, the company delivers a wide range of insurance solutions - from specialty property and casualty and professional liability insurance to group and retiree benefits. Victor is committed to building on 65-plus years of experience to develop products and services that address the complex needs of its customers. For more information, visit www.victorinsurance.com. Victor US is the flagship business of Victor, operating under the legal name, Victor Insurance Managers LLC. It is a leading managing general agent in the US with a rich history in specialty insurance and offering a unique range of products and programs distributed through independent brokers and agents. The company is committed to making insurance easier for brokers, agents and their clients through specialized underwriting expertise, personalized customer service and a responsive, technology-oriented business approach. For more information, visit www.victorinsurance.com. Marsh McLennan is committed to embracing a diverse, inclusive and flexible work environment. We aim to attract and retain the best people and embrace diversity of age background, disability, ethnic origin, family duties, gender orientation or expression, marital status, nationality, parental status, personal or social status, political affiliation, race, religion and beliefs, sex/gender, sexual orientation or expression, skin color, veteran status (including protected veterans), or any other characteristic protected by applicable law. If you have a need that requires accommodation, please let us know by contacting reasonableaccommodations@mmc.com. Marsh McLennan is committed to hybrid work, which includes the flexibility of working remotely and the collaboration, connections and professional development benefits of working together in the office. All Marsh McLennan colleagues are expected to be in their local office or working onsite with clients at least three days per week. Office-based teams will identify at least one "anchor day" per week on which their full team will be together in person. #Victor The applicable base salary range for this role is $128,900 to $274,500. The base pay offered will be determined on factors such as experience, skills, training, location, certifications, education, and any applicable minimum wage requirements. Decisions will be determined on a case-by-case basis. In addition to the base salary, this position may be eligible for performance-based incentives. We are excited to offer a competitive total rewards package which includes health and welfare benefits, tuition assistance, 401K savings and other retirement programs as well as employee assistance programs.

Posted 4 weeks ago

Cyber Risk Assessment Analyst-logo
GuidehouseDc, District of Columbia
Job Family : Cyber Consulting Travel Required : None Clearance Required : Active Secret What You Will Do : Provide cybersecurity analysis support in the delivery of detailed enterprise cybersecurity risk analysis and reporting project with a large federal agency; leverage advanced critical thinking capabilities to identify organizational cybersecurity risks and impacts. Note: This work is not related to the Assessment and Authorization (A&A) process. Prepare for enterprise cybersecurity risk assessments by performing detailed organizational research and analysis to determine potential business impacts to mission objectives. Conduct Tier 1 (organization) and Tier 2 (business/mission) level cybersecurity risk assessments in accordance with NIST Federal Information Processing Standards and Special Publications, OMB guidance, DHS Binding Operational Directives, and other regulatory authorities. Perform detailed quantitative and qualitative organizational research and analysis regarding cybersecurity risks (threats, vulnerabilities, likelihood, and impact). Identify and develop detailed actionable recommendations for remediating cybersecurity risks in alignment with the organization’s defined risk tolerances and risk threshold. Gather threat and vulnerability information from internal and external information sharing forums and sources. Communicate cybersecurity risk assessment results through written narrative reports and executive-level presentations Identify, coordinate, track remediation, and monitor risk exposures; identify and communicate trends in data Evaluate cybersecurity program effectiveness in identifying, managing, and reducing risk. Collaborate cross-functionally with internal analysts and engage external stakeholders to build awareness of cybersecurity risk assessment initiatives. What You Will Need : An ACTIVE and CURRENT SECRET federal security clearance. Bachelor’s Degree AND FOUR (4) years of relevant experience OR Master’s Degree AND TWO (2) years of relevant experience. Excellent verbal and written communication skills, specifically in report writing. What Would Be Nice To Have : CRISC, CISSP or a Cyber Security AI certification Experience with NIST Federal Information Processing Standards and Special Publications, OMB guidance, and other regulatory authorities. Experience working for or with the Department of State. Demonstrated experience in the areas of external client-facing management and/or consulting for large firms. Demonstrated experience communicating highly technical subject matter to a non-technical audience. Ability to thrive in complex, challenging, and deadline-driven environments. Willingness to participate in proposal development and other business development activities. The annual salary range for this position is $113,000.00-$188,000.00. Compensation decisions depend on a wide range of factors, including but not limited to skill sets, experience and training, security clearances, licensure and certifications, and other business and organizational needs. What We Offer : Guidehouse offers a comprehensive, total rewards package that includes competitive compensation and a flexible benefits package that reflects our commitment to creating a diverse and supportive workplace. Benefits include: Medical, Rx, Dental & Vision Insurance Personal and Family Sick Time & Company Paid Holidays Position may be eligible for a discretionary variable incentive bonus Parental Leave and Adoption Assistance 401(k) Retirement Plan Basic Life & Supplemental Life Health Savings Account, Dental/Vision & Dependent Care Flexible Spending Accounts Short-Term & Long-Term Disability Student Loan PayDown Tuition Reimbursement, Personal Development & Learning Opportunities Skills Development & Certifications Employee Referral Program Corporate Sponsored Events & Community Outreach Emergency Back-Up Childcare Program Mobility Stipend About Guidehouse Guidehouse is an Equal Opportunity Employer–Protected Veterans, Individuals with Disabilities or any other basis protected by law, ordinance, or regulation. Guidehouse will consider for employment qualified applicants with criminal histories in a manner consistent with the requirements of applicable law or ordinance including the Fair Chance Ordinance of Los Angeles and San Francisco. If you have visited our website for information about employment opportunities, or to apply for a position, and you require an accommodation, please contact Guidehouse Recruiting at 1-571-633-1711 or via email at RecruitingAccommodation@guidehouse.com . All information you provide will be kept confidential and will be used only to the extent required to provide needed reasonable accommodation. All communication regarding recruitment for a Guidehouse position will be sent from Guidehouse email domains including @guidehouse.com or guidehouse@myworkday.com . Correspondence received by an applicant from any other domain should be considered unauthorized and will not be honored by Guidehouse. Note that Guidehouse will never charge a fee or require a money transfer at any stage of the recruitment process and does not collect fees from educational institutions for participation in a recruitment event. Never provide your banking information to a third party purporting to need that information to proceed in the hiring process. If any person or organization demands money related to a job opportunity with Guidehouse, please report the matter to Guidehouse’s Ethics Hotline. If you want to check the validity of correspondence you have received, please contact recruiting@guidehouse.com . Guidehouse is not responsible for losses incurred (monetary or otherwise) from an applicant’s dealings with unauthorized third parties. Guidehouse does not accept unsolicited resumes through or from search firms or staffing agencies. All unsolicited resumes will be considered the property of Guidehouse and Guidehouse will not be obligated to pay a placement fee.

Posted 30+ days ago

W
WMC Wellington Management Company LLPBoston, Massachusetts
About Us Wellington Management offers comprehensive investment management capabilities that span nearly all segments of the global capital markets. Our investment solutions, tailored to the unique return and risk objectives of institutional clients in more than 60 countries, draw on a robust body of proprietary research and a collaborative culture that encourages independent thought and healthy debate. As a private partnership, we believe our ownership structure fosters a long-term view that aligns our perspectives with those of our clients. About the Role THE POSITION Wellington is seeking a Portfolio Construction Analyst to work with the Portfolio Architecture team within Global Risk and Analytics (GRA). The Analyst will collaborate with GRA colleagues, portfolio managers, and IT professionals to develop quantitative methodologies for portfolio construction, addressing real-time requests and building scalable portfolio optimization capabilities. The Portfolio Architecture team works to help investment teams successfully adopt quantitative approaches to portfolio construction and achieve superior risk adjusted return through rigorous, empirically grounded methods. They deliver portfolio construction solutions by managing strategies and by offering investors quantitative portfolio optimization solutions both through self-service software and consultative support. This role will contribute to both channels. This role aims to provide best-in-class capabilities for portfolio construction. The Analyst is expected to become an expert in quantitative techniques, reading research literature on asset pricing and investing, independently implementing new methodologies, and conducting practical research to enhance portfolio construction for Wellington clients. While this is not a software developer role, a significant fraction of the Analyst’s work will manifest in developing algorithms and infrastructure for portfolio optimization. The ideal candidate will have strong analytical and organizational skills, thrive in a team environment, quickly learn new analytical applications and investment products, and develop specialized knowledge in quantitative portfolio construction. Key responsibilities for this role include: • Developing methodologies and workflows for tax efficient trading of active equity ETFs; • Extending algorithms and GUI functionality for portfolio optimization within GRA’s Python optimization libraries; • Participating in the team’s daily portfolio management and rebalancing workflows; • Developing methodologies for helping portfolio managers align views on expected return with quantitative techniques for position sizing; • Developing effective scalable approaches to implementing consistent active positions across multiple accounts with differing client guidelines and benchmarks; and • Implementing portfolio optimization algorithms that encompass flexible approaches to modeling risk and return objectives, practical market frictions (e.g., transactions costs, liquidity limits) and associated workflows within Wellington’s portfolio management software and trading operations. QUALIFICATIONS • Advanced degree (Masters or PhD level) in finance, econometrics, quantitative field (math, statistics, physics, electrical engineering, operations research) • Understanding of asset pricing and basic portfolio construction paradigms • Understanding of convex optimization and heuristics for non-convex optimization • Strong technical background for prototyping and implementing, in code, optimizations and calculations relevant to programming skills (Python, R, SQL) • Ability to think abstractly about complex mathematical problems, algorithms, and systems design • 0-5 years of experience working in the asset management or closely related industry • Ability to conduct independent research in a collaborative team environment • Capable of taking responsibility for independent projects with limited supervision • Grace under pressure, ability to adapt • Humility, natural curiosity JOB TITLE Portfolio Construction and Risk Strategist JOB FAMILY LOCATION 280 Congress Not sure you meet 100% of our qualifications? That’s ok. If you believe that you could excel in this role, we encourage you to apply and welcome a chance to review your background. We are dedicated to building and maintaining a diversified workforce and considering a broad array of candidates with a variety of skill, workplace experiences, and backgrounds. As an equal opportunity employer, Wellington Management considers all qualified applicants will receive consideration for employment without regard to race, color, sex, sexual orientation, gender identity, gender expression, religion, creed, national origin, age, ancestry, disability (physical or mental), medical condition, citizenship, marital status, pregnancy, veteran or military status, genetic information or any other characteristic protected by applicable law. If you are a candidate with a disability, or are assisting a candidate with a disability, and require an accommodation to apply for one of our jobs, please email us at GMWTalentOperations@wellington.com . At Wellington Management, our approach to compensation is designed to help us attract, inspire and retain the best talent in our industry. We strive to pay employees fairly and competitively across all levels and roles. Our approach to compensation considers all aspects of total compensation; all employees are eligible to receive salary, variable compensation, and benefits. The base salary range for this position is: USD 80,000 - 180,000 This range takes into account the wide range of factors that are considered when making compensation decisions, including but not limited to skill sets; role; skills and experience; certifications; and education. This range is an estimate, and further details on salary and total compensation aspects will be shared with candidates during the recruitment process. Base salary is only one component of Wellington’s total compensation approach. Other rewards may include a discretionary Corporate Bonus and/ or Incentives, if eligible. In addition, we offer a comprehensive and high value benefit package to meet the unique needs of our employees and their families , and we are committed to fostering a flexible work environment that enables employees to thrive personally and professionally. Examples of our benefits include retirement plan, health and wellbeing, dental, vision, and pharmacy coverage, health savings account, flexible spending accounts and commuter program, employee assistance program, life and disability insurance, adoption assistance, back-up childcare, tuition/CFA reimbursement and paid time off (leave of absence, paid holidays, volunteer, sick and vacation time). We believe that in person interactions inspire and energize our community and are essential to our culture. In support of this commitment, our employees work from our offices 4 days a week with flexibility to work remotely 1 day a week. We believe that this approach ultimately supports our mission to deliver investment excellence to our clients and their beneficiaries over the long term.

Posted 1 week ago

Risk Advisor - Employee Benefits-logo
Relation InsuranceGreenville, South Carolina
WHO WE ARE Relation Insurance is a leading, innovative company with a strong commitment to excellence and a passion for delivering cutting-edge solutions to our clients. As a key player in the insurance market, we pride ourselves on our dynamic culture, collaborative environment, and continuous drive for success. With a rich history and a bright future ahead, we are looking for exceptional individuals to join our team and contribute to our ongoing growth and success. WHAT WE’RE LOOKING FOR The Risk Advisor is responsible for new insurance account production and sales activities within assigned accounts. The individual in this position conducts research in the market and develops a base of business to educate, promote and sell insurance services, keeps current on business community activities to obtain leads for business development activities, and maintains and services a profitable book of insurance business for existing clients. The Risk Advisor projects a professional company image through all interactions with clients, insurance carriers, co-workers and others. WHAT YOU'LL BE DOING Achieves annual new revenue objectives through consultative sales to new clients and expansion of service lines to existing clients. Exhibits thought leadership & industry engagement through associations, speaking panels and in general demonstrates expertise in selected industry vertical(s). Develops annual, individual sales plan (ISP) with a pipeline coverage ratio of 5X or one that is in line with current company metrics to ensure stated goals are consistently met. Builds an active pipeline of qualified prospects, generating leads from personal contacts, client referrals, prospect pursuit campaigns (PPC’s), other Relation colleagues and Relation marketing sources. Documents new business activity in Relation’s sales tracking system. Appropriately closes new business, documenting won/loss opportunities and reasons for all clients in Relation’s sales tracking system. Develops and presents recommendations to clients based on consultative selling approach. Assesses & identifies risk issues, needs and possible uninsurable or difficult to insure exposures for clients. Recommends and assists clients with technical services including loss control and claims. advocacy programs utilizing our in-house loss control and claims advocacy teams. Seamlessly transitions sold clients to the designated client service/account management team. Serves as client’s valued advisor, building a strategic and personal relationship with key client decision makers. Communicates with leadership, providing field input on market trends, competitor analysis and other business intelligence. Has a keen sense of humor, a competitive drive and winning spirit. Performs other duties and special projects as assigned. WHAT YOU NEED TO BRING TO THE TABLE Property and Casualty Insurance License is required and must be maintained. College degree or minimum 2 years’ sales experience in the insurance industry is preferred. Experience working with complex commercial coverage. Strong negotiator, avid problem solver and works well with different personalities to ensure sale. In depth understanding of insurance markets, products and usages is necessary, as well as insurance rating and underwriting procedures. Outstanding interpersonal and communications skills are required to explain complex coverages, receive and interpret information and respond appropriately. Ability to prioritize and handle multiple tasks in a demanding work environment. Proficient skills in Microsoft Office (primarily Excel, PowerPoint and Word). Must be computer literate with the ability to learn new software applications. WHAT WE WILL BRING TO THE TABLE Competitive pay. A safe and healthy work environment provided by our robust benefit program including family health and wellness programs, 401K, employee assistance programs, paid time off, paid holidays and more. Career advancement and development opportunities. Paid training and continuing education to obtain/maintain your insurance license. #LI-TP1 . Note: The above is not all encompassing of the full position description. Relation Insurance Inc. provides equal employment opportunities to all employees and applicants for employment and prohibits discrimination and harassment of any type without regard to race, color, religion, age, sex, national origin, disability status, genetics, protected veteran status, sexual orientation, gender identity or expression, or any other characteristic protected by federal, state or local laws. This applies to all terms and conditions of employment, including recruiting, hiring, placement, promotion, termination, layoff, recall, transfer, leaves of absence, compensation, and training. The wage range for this role takes into account the wide range of factors that are considered in making compensation decisions including but not limited to skill sets; experience and training; licensure and certifications; and other business and organizational needs. The disclosed range estimate has not been adjusted for the applicable geographic differential associated with the location at which the position may be filled. At Relation, it is not typical for an individual to be hired at or near the top of the range for their role and compensation decisions are dependent on the facts and circumstances of each case. A reasonable estimate of the current range is presented within this posting. You may also be eligible to participate in a discretionary annual incentive program, subject to the rules governing the program, whereby an award, if any, depends on various factors, including, without limitation, individual and organizational performance. . $100,000.00 - $250,000.00

Posted 30+ days ago

Technology Risk and Controls Senior Consultant-logo
CroweChicago, Illinois
Your Journey at Crowe Starts Here: At Crowe, you can build a meaningful and rewarding career. With real flexibility to balance work with life moments, you’re trusted to deliver results and make an impact. We embrace you for who you are, care for your well-being, and nurture your career. Everyone has equitable access to opportunities for career growth and leadership. Over our 80-year history, delivering excellent service through innovation has been a core part of our DNA across our audit, tax, and consulting groups. That’s why we continuously invest in innovative ideas, such as AI-enabled insights and technology-powered solutions, to enhance our services. Join us at Crowe and embark on a career where you can help shape the future of our industry. Job Description: Crowe is looking for a Technology Risk & Controls Senior Consultant with the drive to work in an entrepreneurial environment supporting many technology, media & telecommunications clients. This individual would be a contributing team member on IT Consulting, IT Risk Assessments, IT Internal Audits, and similar engagements. Typical Senior Staff responsibilities include: Generate innovative ideas and challenge the status quo Present creative and logical solutions to identified problems. Provide technical guidance to Crowe staff and client organization personnel Identify and evaluate business and technology risks, internal controls which mitigate risks, and related opportunities for internal control improvement. Consult with clients to understand and address their needs. Communicate issues and status to Crowe and Client senior management. Oversee the work of junior level personnel. Assist with the development and quality assurance of key internal audit deliverables. Qualifications: Bachelor's degree required. Major in Accounting, Computer Information Systems, or Management Information Systems is preferred. 2+ years working in internal audit, consulting, assurance services, or related field, either in professional services or industry. Professional Certification or working toward CPA, CIA, or CISA strongly preferred. Preferred Knowledge and Skills Emerging trends in information technology Understanding of commonly used internal control frameworks, including COSO and COBIT and knowledge of audit methodologies and developing key internal audit deliverables Working experience with IT general controls, IT application controls and key report testing is required. Technical knowledge in any of the following (SAP, Oracle Financials, PeopleSoft, Microsoft Dynamics, NetSuite, WorkDay, JDE; Operating Systems and Databases such as Windows, SQL, iSeries, UNIX, LINUX; Cloud, AWS, Azure) Technical skills in ERP security administration, configuration controls, application controls, report baselining, interface reviews, configuration reviews or system implementations would be highly desirable Project management and supervisory experience Ability to lead meetings and have conversation with client contacts at all levels of responsibility Strong interpersonal and communication skills to interact in a team environment and foster client relationships Ability to work both independently and in a team environment either onsite or at home Travel Requirements: Up to 60%. This position may require national or international travel. We expect the candidate to uphold Crowe’s values of Care, Trust, Courage, and Stewardship. These values define who we are. We expect all of our people to act ethically and with integrity at all times. The application deadline for this role is 12/26/2025. The wage range for this role takes into account the wide range of factors that are considered in making compensation decisions including but not limited to skill sets; experience and training; licensure and certifications; and other business and organizational needs. The disclosed range estimate has not been adjusted for the applicable geographic differential associated with the location at which the position may be filled. At Crowe, it is not typical for an individual to be hired at or near the top of the range for their role and compensation decisions are dependent on the facts and circumstances of each case. A reasonable estimate of the current range is $74,100.00 - $147,800.00 per year. Our Benefits: Your exceptional people experience starts here. At Crowe, we know that great people are what makes a great firm. We care about our people and offer employees a comprehensive total rewards package. Learn more about what working at Crowe can mean for you! How You Can Grow: We will nurture your talent in an inclusive culture that values diversity. You will have the chance to meet on a consistent basis with your Career Coach that will guide you in your career goals and aspirations. Learn more about where talent can prosper! More about Crowe: Crowe (www.crowe.com) is one of the largest public accounting, consulting and technology firms in the United States. Crowe uses its deep industry expertise to provide audit services to public and private entities while also helping clients reach their goals with tax, advisory, risk and performance services. Crowe is recognized by many organizations as one of the country's best places to work. Crowe serves clients worldwide as an independent member of Crowe Global, one of the largest global accounting networks in the world. The network consists of more than 200 independent accounting and advisory services firms in more than 130 countries around the world. Crowe LLP provides equal employment opportunities to all employees and applicants for employment and prohibits discrimination and harassment of any type without regard to race, color, religion, age, sex, national origin, disability status, genetics, protected veteran status, sexual orientation, gender identity or expression, or any other characteristic protected by federal, state or local laws. Crowe LLP does not accept unsolicited candidates, referrals or resumes from any staffing agency, recruiting service, sourcing entity or any other third-party paid service at any time. Any referrals, resumes or candidates submitted to Crowe, or any employee or owner of Crowe without a pre-existing agreement signed by both parties covering the submission will be considered the property of Crowe, and free of charge. Crowe will consider for employment all qualified applicants, including those with criminal histories, in a manner consistent with the requirements of applicable state and local laws. Please visit our webpage to see notices of the various state and local Ban-the-Box laws and Fair Chance Ordinances, where applicable.

Posted 1 week ago

Sr. Director, Strategic Sourcing Enterprise Third Party Risk-logo
Vertex PharmaceuticalsBoston, Massachusetts
Job Description The Senior Director, Enterprise Third Party Risk Leader, will lead an expanded third-party risk management E2E process, including leading a Central Risk Management team and driving a holistic, effective and efficient third-party risk management approach for the enterprise. This leader will shape and maintain an integrated and enterprise view of third-party risk exposure across a holistic set of risk dimensions , collecting inputs from function and business leads and reporting to key stakeholders. The role will also maintain a comprehensive understanding of the company’s business strategies, organizational structures, resources and risks, policies and procedures and have responsibility for deploying cross-functional leadership of fit-for purpose risk practices across the Vertex risk community of risk subject matter experts, business owners, and executive leadership. The leader will work collaboratively with internal Stakeholders, develop sound third party risk strategies, utilize knowledge and expertise of processes, leverage best practices and drive risk visibility and ultimately risk management actions. The leader will partner with Business Owners and Risk SMEs to effectively and efficiently manage third party risks through actions including risk mitigation and risk acceptance, alongside a transparent enterprise governance process for managing and underwriting risks. As a senior member of the Strategic Sourcing group, this leadership role will be expected to provide strategic input in the future direction of the function. They will possess high-level business partnering acumen and subject matter expertise in third-party risk management processes and tools. Working collaboratively with strategic sourcing teams and internal Business Stakeholders, the leader is expected to ensure their teams’ activities are aligned with Business priorities and objectives. This role will communicate with senior-most Executives and be viewed as a trusted business advisor crucial to their business. The role will effectively articulate the vision and value to the business. Key Duties & Responsibilities Leadership responsibility for coordinating all aspects of a central enterprise risk management program and team, ensuring that the end-to-end (E2E) third party risk management processes are implemented and sustained, team members are fulfilling their roles and responsibilities, and reports are consistent with Corporate and risk policies Oversee supplier criticality assessments for all suppliers using a unified and holistic approach deployed along the supplier life cycle , and leverage the criticality dimensions for fit for purpose risk process prioritization Oversee third party risk assessment and regular updates for critical suppliers along the supplier life cycle leveraging a central risk tool , working with business leads to provide required inputs and ensuring other metrics are automated and updated Maintain centralized supplier risk repository for visibility to third party risks and action plans, timelines and ownership , including creating regular reports on multi-dimensional supplier risk with the CRM team Maintain and regularly update risk appetite matrix and list of risk mitigation actions , syndicating with and eliciting input from business leads as needed Coordinate, support preparation of, and participate in joint reviews of mitigation actions , working with business leads and risk SMEs and escalating when necessary Ensure E2E process is supported by appropriate tools and technology solutions in partnership with DTE , including standing up a centralized supplier risk register and automating risk assessment and tracking activities Coordinate, support preparation of, and participate in escalation governance committees (i.e., cross-functional governance meetings, executive level governance meetings) Manage and lead within a matrix of dedicated and assigned resources across a hybrid centralized and federated risk management operating model. Work with HR and Communications team to coordinate and launch training and communications plan for ongoing process awareness across the enterprise Collaborate with Executive leaders, function leads, and business leads to role model new processes Partner with strategic sourcing and business owners to ensure understanding of supplier landscape existing and future potential and integrate into the third-party risk management strategy to drive enterprise risk visibility and actions to manage risks through actions focus on immediate mitigations, mitigation plans with future timelines, and risk acceptance strategies. Own the enterprise third party risk management process, policies and procedures , and effective execution of same in partnership with risk SMEs and business owners, including effective governance, RACIs, and inherent and residual risk monitoring and reporting. Partner with key stakeholders to develop relevant risk metrics and KPIs, including process KPIs and SLAs to drive to drive the right risk management behaviors and actions; Oversee reporting on impact measurements and program outcomes Establish and promote best practices across the organization; Regularly review practices based on industry trends, regulatory changes, and organizational needs and address emerging challenges and opportunities; leverage best practices for continuous improvement Required Education University degree in Accounting, Finance or Risk Management Certified professional certifications are preferred Required Experience 12+ years’ experience in the area of risk is required. Experience within a large multinational, publicly held company is highly preferred Required Knowledge and Skills Strong knowledge of risk management policies and procedures, preferably related to third parties Excellent verbal and written communication skills; ability to effectively communicate with senior leadership team and third parties Superior business and analytical skills, ability to focus on key issues and solve problems, bring an enterprise mindset, and effectively track and create visibility and report on risk processes and outcomes. Ability to work in a collaborative, team environment; ability to cultivate and maintain effective business partner relationships through earned respect and trust; collaboration extends beyond Business Partners and suppliers to include other functional areas with risk SMEs and business owners Able to lead direct and cross-functional teams in a collaborative manner to drive successful outcomes. Adept at influencing and bringing new ideas and information that create tangible value to business. Strong process management and demonstrated use of Continuous Improvement mindset and tools (including Pareto Charts, Flow Diagrams, etc.) to drive process improvements Strong project management and organizational skills. Able to create detailed project plans, including an understanding of dependencies as well as critical path elements for larger, more involved projects. Track record of successful execution of complex, cross-functional initiatives. Able to establish and maintain effective business partner relationships at highest levels within the organization; gained their respect and trust; Thoughtful and active listener; able to think quickly and effectively articulate points of view. Ability to establish and lead an effective governance program that continues to elevate third party risk management and oversight for the company. Pay Range: $214,400 - $321,600 Disclosure Statement: The range provided is based on what we believe is a reasonable estimate for the base salary pay range for this job at the time of posting. This role is eligible for an annual bonus and annual equity awards. Some roles may also be eligible for overtime pay, in accordance with federal and state requirements. Actual base salary pay will be based on a number of factors, including skills, competencies, experience, and other job-related factors permitted by law. At Vertex, our Total Rewards offerings also include inclusive market-leading benefits to meet our employees wherever they are in their career, financial, family and wellbeing journey while providing flexibility and resources to support their growth and aspirations. From medical, dental and vision benefits to generous paid time off (including a week-long company shutdown in the Summer and the Winter), educational assistance programs including student loan repayment, a generous commuting subsidy, matching charitable donations, 401(k) and so much more. Flex Designation: Hybrid-Eligible Or On-Site Eligible Flex Eligibility Status: In this Hybrid-Eligible role, you can choose to be designated as: 1. Hybrid : work remotely up to two days per week; or select 2. On-Site : work five days per week on-site with ad hoc flexibility. Note: The Flex status for this position is subject to Vertex’s Policy on Flex @ Vertex Program and may be changed at any time. Company Information Vertex is a global biotechnology company that invests in scientific innovation. Vertex is committed to equal employment opportunity and non-discrimination for all employees and qualified applicants without regard to a person's race, color, sex, gender identity or expression, age, religion, national origin, ancestry, ethnicity, disability, veteran status, genetic information, sexual orientation, marital status, or any characteristic protected under applicable law. Vertex is an E-Verify Employer in the United States. Vertex will make reasonable accommodations for qualified individuals with known disabilities, in accordance with applicable law. Any applicant requiring an accommodation in connection with the hiring process and/or to perform the essential functions of the position for which the applicant has applied should make a request to the recruiter or hiring manager, or contact Talent Acquisition at ApplicationAssistance@vrtx.com

Posted 2 weeks ago

S
Sutter Valley HospitalsSacramento, California
We are so glad you are interested in joining Sutter Health! Organization: SMCS-Sutter Med Center - Sacramento Position Overview: Accountable for the assessment, coordination, delivery and evaluation of nursing care, including direct patient care, patient/family education and transitions of care in an acute patient setting. Delivers holistic and individualized care to all patients in an assigned area. Develops, implements, and coordinates a plan of care that incorporates psychological, sociocultural, spiritual, economic, and life-style factors. Fosters and maintains collaborative relationships between patients, their family/support group, physicians, and other healthcare providers through timely and effective communications. Adheres to hospital policies, industry standards, best practices, and applicable laws and regulations to promote an optimal patient experience. Job Description : Video: Sutter Health: Getting Better Never Stops Learn about THE POWER OF ONE and what it means here at Sutter Health. Join us! This position is Limited Term for 52-weeks. Fully Benefited (Medical, Dental, Vision, PTO etc) EDUCATION: Graduate of an accredited school of nursing. CERTIFICATION & LICENSURE: RN-Registered Nurse for the state where care is provided BLS-Basic Life Support Healthcare Provider DEPARTMENT REQUIRED CERTIFICATION & LICENSURE: NRP-Neonatal Resuscitation Provider: SMCS High Risk Maternity within 30 days Fetal Monitoring Certificate: High Risk Maternity within 30 days TYPICAL EXPERIENCE: 2 years of recent relevant experience. OB Experience in Labor, Antepartum or Postpartum - Preferred. SKILLS AND KNOWLEDGE: Demonstrated general knowledge and competence with regard to nursing theories, concepts and practices; medical terminology; anatomy; and physiology. Working knowledge of the healthcare industry, safety precaution policies, best practices regarding patient care and privacy, and changes in local/state/federal regulations. Possess written and verbal communications skills to explain sensitive information clearly and professionally to diverse audiences, including non-medical people. Time management and organizational skills, including the ability to prioritize patient care, assignments and work within standardized policies, procedures, and practices to achieve objectives and meet time sensitive activities. Basic knowledge of computer applications, such as Microsoft Office Suite (Word and Outlook). Work independently as well as be part of the team, while accomplishing multiple interventions in an ever-changing environment. Ability to communicate and engage team members, patients and families in a variety of stressful situations. Use existing procedures and critical thinking to identify and solve routine or complex problems. Ensure the privacy of each patient’s protected health information (PHI). Build collaborative relationships with peers and other healthcare providers to achieve departmental and corporate objectives. Prioritize assignments and work within standardized policies, procedures, and scientific methods to achieve objectives and meet deadlines. Job Shift: Nights Schedule: Full Time Shift Hours: 12 Days of the Week: Variable Weekend Requirements: Rotating Weekends Benefits: Yes Unions: No Position Status: Non-Exempt Weekly Hours: 36 Employee Status: Limited Term (Fixed Term) Employees of Sutter Health and its entities may handle hazardous drugs in the course of their work, including patient care, which requires them to manage, store, prepare, receive, unpack, transport, dispose of, or administer drugs identified as hazardous or potentially hazardous by the National Institute for Occupational Safety and Health (NIOSH) and in accordance with the USP 800 guidelines. Sutter Health is an equal opportunity employer EOE/M/F/Disability/Veterans. Pay Range is $75.52 to $98.92 / hour The salary range for this role may vary above or below the posted range as determined by location. This range has not been adjusted for any specific geographic differential applicable by area where the position may be filled. Compensation takes into account several factors including but not limited to a candidate’s experience, education, skills, licensure and certifications, department equity, training and organizational needs. Base pay is just one piece of the total rewards program offered by Sutter Health. Eligible roles also qualify for a comprehensive benefits package.

Posted 30+ days ago

Financial Risk and Regulatory - Resolution Planning - Senior Associate-logo
PricewaterhouseCoopersTampa, New York
Industry/Sector Banking and Capital Markets Specialism Financial Risk Management Level Senior Associate Job Description & Summary At PwC, our people in risk and compliance focus on maintaining regulatory compliance and managing risks for clients, providing advice, and solutions. They help organisations navigate complex regulatory landscapes and enhance their internal controls to mitigate risks effectively. In treasury risk management at PwC, you will focus on assessing and mitigating financial risks for clients, assisting in effective cash management and liquidity, and optimising capital allocation strategies. You will provide advice in risk analysis, hedging strategies, and regulatory compliance to help clients navigate the complexities of treasury operations. Focused on relationships, you are building meaningful client connections, and learning how to manage and inspire others. Navigating increasingly complex situations, you are growing your personal brand, deepening technical expertise and awareness of your strengths. You are expected to anticipate the needs of your teams and clients, and to deliver quality. Embracing increased ambiguity, you are comfortable when the path forward isn’t clear, you ask questions, and you use these moments as opportunities to grow. Examples of the skills, knowledge, and experiences you need to lead and deliver value at this level include but are not limited to: Respond effectively to the diverse perspectives, needs, and feelings of others. Use a broad range of tools, methodologies and techniques to generate new ideas and solve problems. Use critical thinking to break down complex concepts. Understand the broader objectives of your project or role and how your work fits into the overall strategy. Develop a deeper understanding of the business context and how it is changing. Use reflection to develop self awareness, enhance strengths and address development areas. Interpret data to inform insights and recommendations. Uphold and reinforce professional and technical standards (e.g. refer to specific PwC tax and audit guidance), the Firm's code of conduct, and independence requirements. The Opportunity As part of the Financial Risk and Regulatory team you are going to develop and analyze formal written narratives summarizing information provided by stakeholders. As a Senior Associate you shall analyze complex problems, mentor others, and maintain standards. You shall focus on building client relationships and developing a deeper understanding of the business context, while navigating increasingly complex situations to grow your personal brand and technical knowledge. Responsibilities - Develop and analyze formal written narratives for stakeholders - Mentoring and guiding junior team members - Building and maintaining meaningful client relationships - Utilize knowledge of regulatory requirements and governance - Navigating complex situations to deliver quality work - Developing a deeper understanding of the business context - Upholding professional and technical standards What You Must Have - Bachelor's Degree - 3 years of experience What Sets You Apart - Master's Degree in Applied Mathematics, Mathematical Statistics, Mathematics, Law, Finance, Economics, Financial Mathematics, Banking and Finance, Business Analytics, Statistics preferred - Experience in recovery or resolution planning - Knowledge of regulatory requirements for financial institutions - Proficiency in governance and regulatory submissions - Understanding of balance sheet and liquidity management - Proficiency in financial services products and services - Ability to communicate complex messages clearly - Experience in managing client feedback and navigating ambiguity - Ability to build relationships with internal and client stakeholders Travel Requirements Up to 80% Job Posting End Date Learn more about how we work: https://pwc.to/how-we-work PwC does not intend to hire experienced or entry level job seekers who will need, now or in the future, PwC sponsorship through the H-1B lottery, except as set forth within the following policy: https://pwc.to/H-1B-Lottery-Policy. As PwC is an equal opportunity employer, all qualified applicants will receive consideration for employment at PwC without regard to race; color; religion; national origin; sex (including pregnancy, sexual orientation, and gender identity); age; disability; genetic information (including family medical history); veteran, marital, or citizenship status; or, any other status protected by law. For only those qualified applicants that are impacted by the Los Angeles County Fair Chance Ordinance for Employers, the Los Angeles' Fair Chance Initiative for Hiring Ordinance, the San Francisco Fair Chance Ordinance, San Diego County Fair Chance Ordinance, and the California Fair Chance Act, where applicable, arrest or conviction records will be considered for Employment in accordance with these laws. At PwC, we recognize that conviction records may have a direct, adverse, and negative relationship to responsibilities such as accessing sensitive company or customer information, handling proprietary assets, or collaborating closely with team members. We evaluate these factors thoughtfully to establish a secure and trusted workplace for all. Applications will be accepted until the position is filled or the posting is removed, unless otherwise set forth on the following webpage. Please visit this link for information about anticipated application deadlines: https://pwc.to/us-application-deadlines The salary range for this position is: $84,000 - $202,000, plus individuals may be eligible for an annual discretionary bonus. For roles that are based in Maryland, this is the listed salary range for this position. Actual compensation within the range will be dependent upon the individual's skills, experience, qualifications and location, and applicable employment laws. PwC offers a wide range of benefits, including medical, dental, vision, 401k, holiday pay, vacation, personal and family sick leave, and more. To view our benefits at a glance, please visit the following link: https://pwc.to/benefits-at-a-glance

Posted 30+ days ago

Ramp logo

Senior Risk Operations Specialist | Underwriting

RampNew York City, New York

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Job Description

About Ramp

At Ramp, we’re rethinking how modern finance teams function in the age of AI. We believe AI isn’t just the next big wave. It’s the new foundation for how business gets done. We’re investing in that future — and in the people bold enough to build it.

Ramp is a financial operations platform designed to save companies time and money. Our all-in-one solution combines payments, corporate cards, vendor management, procurement, travel booking, and automated bookkeeping with built-in intelligence to maximize the impact of every dollar and hour spent. But we’re not just building features powered by AI. We’re building a platform where agents can chase receipts, close books, flag risks, and surface insights. This enables teams to reclaim their time and reinvest in what matters.

More than 40,000 businesses, from family-owned farms to space startups, have saved $10B and 27.5M hours with Ramp. Founded in 2019, Ramp powers the fastest-growing corporate card and bill payment platform in America, and enables over $80 billion in purchases each year.

Ramp’s investors include Thrive Capital, Sands Capital, General Catalyst, Founders Fund, Khosla Ventures, Sequoia Capital, Greylock, and Redpoint, among others, in addition to 100+ angel investors who have been founders or executives of leading companies.

Ramp has been named to Fast Company’s Most Innovative Companies list and LinkedIn’s Top U.S. Startups for more than 3 years, as well as the Forbes Cloud 100, CNBC Disruptor 50, and TIME Magazine’s 100 Most Influential Companies.

About the Role

As a senior member of Ramp's Risk Strategy & Operations, you will drive operational initiatives related to underwriting, customer risk management, and fraud. This role requires an understanding of underwriting processes, fluency with data, and the ability to analyze risk vectors such as credit and fraud risks. You will take ownership of key initiatives within the team and provide mentorship to peers to elevate decision quality and execution. We take our responsibility to serve our customers’ commitment to their financial health seriously, and our approach is anchored in data-driven and systematic decisions to delight our customers.

Weekend work is required for this role, with the flexibility to choose either Saturday or Sunday each week to support underwriting operations.

What You’ll Do

  • Develop and execute Ramp’s risk underwriting policy used to onboard new business to the Ramp platform across corporate credit card and bill pay products

  • Build and maintain monitoring dashboards for underwriting outcomes, processes and losses

  • Partner with product and engineering to build best in class risk tooling to increase operations efficiency

  • Research emerging underwriting and fraud trends to innovate on Ramp's decisioning systems and policies

  • Provide best in class customer experience, while managing credit and fraud risk, by effectively managing customer support requests on their application over phone and email

  • Have the ability to grow, develop and learn in a fast-paced, start-up environment

  • Mentor team members within your pod to support decision quality and operational rigor

  • Collaborate cross-functionally to implement risk tooling and help resolve systemic issues impacting underwriting or fraud workflows

What You Need

  • Minimum 5+ years of experience in Underwriting, Credit Risk Management or Fraud Risk Management

  • Experience within consumer/corporate/small business cards, payments, invoices, lending, or related industries

  • Excellent written and verbal communication skills

  • Strong background in customer support via email 

  • Investigative and critical thinking skills

  • BA/BS from an accredited university

Nice-to-Haves

  • Experience in high growth startups

  • Experience building complex financial products

  • Knowledge of SQL or Python

  • Strong background in customer support via phone

Compensation

  • For candidates located in NYC or SF, the pay range for this role is $124,700 - $171,500.

  • For candidates located in all other locations, the pay range for this role is $112,200 - $154,350.

Benefits (for U.S.-based full-time employees)

  • 100% medical, dental & vision insurance coverage for you

    • Partially covered for your dependents

    • One Medical annual membership

  • 401k (including employer match on contributions made while employed by Ramp)

  • Flexible PTO

  • Fertility HRA (up to $5,000 per year)

  • WFH stipend to support your home office needs

  • Wellness stipend

  • Parental Leave

  • Relocation support to NYC or SF (as needed)

  • Pet insurance

Referral Instructions

If you are being referred for the role, please contact that person to apply on your behalf.

Other notices

Pursuant to the San Francisco Fair Chance Ordinance, we will consider for employment qualified applicants with arrest and conviction records.

Ramp Applicant Privacy Notice

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