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US BankAtlanta, GA
At U.S. Bank, we're on a journey to do our best. Helping the customers and businesses we serve to make better and smarter financial decisions and enabling the communities we support to grow and succeed. We believe it takes all of us to bring our shared ambition to life, and each person is unique in their potential. A career with U.S. Bank gives you a wide, ever-growing range of opportunities to discover what makes you thrive at every stage of your career. Try new things, learn new skills and discover what you excel at-all from Day One. Job Description The organization's risk management structure is designed to promote effective governance and risk management that is systematic, transparent, credible, timely, and verifiable through clear delineation and execution of key roles and responsibilities. Its goal is to manage risks that may impact the company, including credit, financial, liquidity, market, operational, reputational, strategic, and other risks as appropriate. The Business Risk Manager will partner with leaders in their assigned Line of Business, Business Risk Consultants, and other Business Risk Managers to, depending on the function, oversee the successful creation, implementation, and maintenance of an effective risk management framework. This role: May lead projects and/or activities that ensure compliance with applicable federal, state and local laws and regulations. May facilitate the identification of gaps and drive solutions that minimize losses resulting from inadequate internal processes, systems or human errors. May ensure the active identification, response and/or escalation of risks as appropriate. May influence policies and procedures to maximize profit potential and minimize regulatory exposure. May be accountable for an effective partnership between the Line of Business and the Lines of Defense. Additional Role Responsibilities: Provides analytical and project management in support credit risk management for Consumer Unsecured Lending products Identifies and analyzes acquisition, account management and portfolio performance trends using key indicators and techniques, using predictive credit risk models and other qualitative and quantitative methods. Conducts data research projects end-to-end by integrating, aggregating or reassembling information from a variety of database sources and systems often based on well-defined directions, by writing database queries in SAS, SQL, R or other database query languages. Supports the team with in-depth research and extensive analyses, requiring problem solving under limited supervision, however, with clearly defined procedures, summarized results, providing limited interpretation with the ability to convey both technical and non-technical concepts. Develops, builds and maintains performance reporting to monitor overall portfolio and risk strategy performance. Understands and communicates the impact of credit risk management strategies, research and outcomes in support of initiatives and proposals, as aligned to key business, product and consumer drivers. Basic Qualifications Bachelor's degree, or equivalent work experience 10 or more years of applicable experience Applicable certifications Preferred Skills/Experience Advanced degree in business, computer science, economics, finance, or statistics strongly preferred Experience in credit developing credit risk strategies for underwriting or account management for unsecured lending Experience leading credit risk analytics teams for consumer unsecured lending products Advanced knowledge of SAS, SQL, R, Python, or other database programming languages strongly preferred Experience working with large datasets strongly preferred Effective verbal, written and presentation communication skills strongly preferred Effective technical report writing skills strongly preferred Ability to work independently with minimal guidance from manager Advanced understanding of the business line's operations, products/services, systems, and associated risks/controls Advanced understanding of applicable laws, regulations, financial services, and regulatory trends that impact their assigned line of business Proven ability to build and manage a team of business risk professionals who have credibility and work directly with business line management Strong knowledge of business risk competencies Effective skills in leadership and management of process, projects and people Well-developed analytical skills Strong verbal and written communication and interpersonal skills, planning and implementation skills and negotiation skills Effective skills at managing stressful situations Proficient computer navigation skills, particularly word processing, spreadsheet, databases, and presentations If there's anything we can do to accommodate a disability during any portion of the application or hiring process, please refer to our disability accommodations for applicants. Benefits: Our approach to benefits and total rewards considers our team members' whole selves and what may be needed to thrive in and outside work. That's why our benefits are designed to help you and your family boost your health, protect your financial security and give you peace of mind. Our benefits include the following (some may vary based on role, location or hours): Healthcare (medical, dental, vision) Basic term and optional term life insurance Short-term and long-term disability Pregnancy disability and parental leave 401(k) and employer-funded retirement plan Paid vacation (from two to five weeks depending on salary grade and tenure) Up to 11 paid holiday opportunities Adoption assistance Sick and Safe Leave accruals of one hour for every 30 worked, up to 80 hours per calendar year unless otherwise provided by law U.S. Bank is an equal opportunity employer. We consider all qualified applicants without regard to race, religion, color, sex, national origin, age, sexual orientation, gender identity, disability or veteran status, and other factors protected under applicable law. E-Verify U.S. Bank participates in the U.S. Department of Homeland Security E-Verify program in all facilities located in the United States and certain U.S. territories. The E-Verify program is an Internet-based employment eligibility verification system operated by the U.S. Citizenship and Immigration Services. Learn more about the E-Verify program. The salary range reflects figures based on the primary location, which is listed first. The actual range for the role may differ based on the location of the role. In addition to salary, U.S. Bank offers a comprehensive benefits package, including incentive and recognition programs, equity stock purchase 401(k) contribution and pension (all benefits are subject to eligibility requirements). Pay Range: $133,365.00 - $156,900.00 U.S. Bank will consider qualified applicants with arrest or conviction records for employment. U.S. Bank conducts background checks consistent with applicable local laws, including the Los Angeles County Fair Chance Ordinance and the California Fair Chance Act as well as the San Francisco Fair Chance Ordinance. U.S. Bank is subject to, and conducts background checks consistent with the requirements of Section 19 of the Federal Deposit Insurance Act (FDIA). In addition, certain positions may also be subject to the requirements of FINRA, NMLS registration, Reg Z, Reg G, OFAC, the NFA, the FCPA, the Bank Secrecy Act, the SAFE Act, and/or federal guidelines applicable to an agreement, such as those related to ethics, safety, or operational procedures. Applicants must be able to comply with U.S. Bank policies and procedures including the Code of Ethics and Business Conduct and related workplace conduct and safety policies. Posting may be closed earlier due to high volume of applicants.
Posted 1 week ago
B
BRP Group, Inc.Dallas, TX
The Baldwin Group is an award-winning entrepreneur-led and inspired insurance brokerage firm delivering expertly crafted Commercial Insurance and Risk Management, Private Insurance and Risk Management, Employee Benefits and Benefit Administration, Asset and Income Protection, and Risk Mitigation strategies to clients wherever their passions and businesses take them throughout the U.S. and abroad. The Baldwin Group has award-winning industry expertise, colleagues, competencies, insurers, and most importantly, a highly differentiated culture that our clients consider an invaluable expansion of their business. The Baldwin Group (NASDAQ: BWIN), takes a holistic and tailored approach to insurance and risk management. The Advisor, Commercial Risk sells new accounts and renews existing accounts in keeping with firm and individual goals. Advisors build and maintain relationships with clients, prospects, the service team, insurance company partners, and centers of influence while identifying and soliciting sales prospects. PRIMARY RESPONSIBILITIES: Presents proposals in a professional manner, reviewing coverages in detail to ensure understanding. Communicates with clients, prospects, insurance company partners, and service team in an articulate and effective manner. Finalizes the sale and collects necessary documents, applications, etc., and briefs the service team on the policy sale. Develops prospects by becoming involved in community affiliations, attending insurance company partner hosted seminars, building and maintaining relationships with industry contacts, engaging in networking events and through referrals from current accounts. Develops information and recommendations for prospective accounts, presents proposals and adheres to firm policies and procedures for writing a new account. Maintains a concern for accuracy, timeliness and completion when interacting with current and prospective clients, the Firm, and Insurance Company Partners, to minimize potential for errors and omissions claims while demonstrating strong organizational skills with a high attention to detail. Maintains understanding and knowledge of the insurance industry and underwriting criteria for insurance company partners represented by the firm to effectively communicate to all involved. Positively represents the firm in the community and with our insurance company partners. Performs other functions as assigned by leadership. Looks for opportunities to improve the firm, business segment, and processes. Brings issues and discrepancies to the attention of appropriate leadership. Is expected to meet monthly new business goals. EDUCATION AND EXPERIENCE REQUIREMENTS: License(s): Current State issued Property and Casualty Agent License, or General Lines Agent License. Maintains all licenses as required by the State Department of Insurance to provide service, consultation, and financial risk transfer solutions in states where the firm functions. Self-starter with the ability to influence others through effective verbal and written presentation skills. Intermediate to advanced knowledge of Microsoft Word, Excel, Publisher, and PowerPoint, and the ability to learn any other appropriate insurance company and firm software programs. Demonstrates core values, exuding behavior that is aligned with corporate culture. SPECIAL WORKING CONDITIONS: Fast paced multi-tasking environment Travel as required IMPORTANT NOTICE: This position description is intended to describe the level of work required of the person performing in the role and is not a contract. The essential responsibilities are outlined; other duties may be assigned as needs arise or as required to support the organization. All requirements may be subject to reasonable accommodations to applicants and colleagues who need them for medical or religious reasons. EEOC (STATEMENT): BRP is an equal employment opportunity firm and strives to comply with all laws prohibiting discrimination based on race, color, religion, age, sex (including sexual orientation and gender identity), national origin or ancestry, disability, military status, marital status, and any other category protected by federal, state, or local laws. All such discrimination is unlawful, and all persons involved in the operations of the firm are prohibited from engaging in this conduct. Click here for some insight into our culture! The Baldwin Group will not accept unsolicited resumes from any source other than directly from a candidate who applies on our career site. Any unsolicited resumes sent to The Baldwin Group, including unsolicited resumes sent via any source from an Agency, will not be considered and are not subject to any fees for any placement resulting from the receipt of an unsolicited resume.
Posted 30+ days ago
F
First Horizon Corp.Charlotte, NC
Location: On site in Memphis, TN, Johnson City, TN, Orlando, FL, Miami Lakes, FL, Asheboro, NC, Knoxville, TN, Longwood, FL, Birmingham, AL Summary The primary responsibility of this position is to conduct testing of all Products and Services to all applicable regulations in which Corporate Compliance has oversight responsibility. Must have a knowledge of all state and federal laws and regulations related to Consumer, Trust, and Commercial Compliance to be leveraged as part of other testing responsibilities. Must have transferrable skills that demonstrate the knowledge and ability to interpret and vet laws and regulations. The ability to analyze large sets of data in a timely manner. This job involves the exercise of discretion and judgment. Exhibits a sense of urgency, adheres to deadlines (both internal and those required by law) and meets department quality standards for accuracy and completeness of work. Participates in company wide project initiatives that expand and advance the Corporate strategy while ensuring processes/changes implemented are in compliance with all applicable laws and regulations; including but not limited to: new/expanded products, services, initiatives, systems, and marketing. ESSENTIAL DUTIES AND RESPONSIBILITIES Coordinate with business partners to gather appropriate information to complete all required testing reviews. Must have an intermediate level of knowledge of the various laws, regulations and rulings. Must be able to research and interpret the requirements of the regulations Intermediate knowledge of banking products and services Exercise discretion and judgment identifying risk/control gaps that may have an adverse impact; and the ability to communicate issues and root causes effectively to the CT Director and the business unit. Responsible for consistent and timely completion of all assigned reviews, including SWAT reviews, with minimal supervision and corrections. Completion of assigned reviews includes but is not limited to developing or updating testing steps, preparing request letter, effectively communicating with management throughout the review, providing timely status and potential issue updates to the Compliance Testing (CT) Director, issuance of preliminary findings to management, reviewing management responses to determine adequacy This position requires the safekeeping and complete confidentiality of all customer transactions and information, including that of other bank personnel. Using sound judgement when communicating and discussing findings with the CT Director; and assisting the CT Director to ensure corrective action implemented satisfactorily addresses any issues noted. Maintaining necessary workpaper standards to meet the requirements of internal partners (Internal Audit) and regulatory agencies (FRB, CFPB, etc.). Assist the CT Director on an as needed basis with the gathering of information for requested items while maintaining a workload balance to ensure timely completion of all assignments Maintaining a commitment to continuous learning and developing knowledge and skills to competently and efficiently execute assignments. Proactively communicates with management when a deadline is in jeopardy of not being met. Must be proactive and take the initiative to assist with ad-hoc departmental projects and have the ability to maintain timely completion of assigned reviews while assisting with the ad-hoc departmental projects. SUPERVISORY RESPONSIBILITIES No supervisory responsibilities QUALIFICATIONS To perform this job successfully, an individual must be able to perform each essential duty satisfactorily. Additionally, the qualifications listed below are representative of the knowledge, skills, and/or abilities required in this position: Financial Institution experience required (2-3 years) Risk Management and/or compliance background preferred (2-3 years) Background in preparing for internal (Compliance Testing and/or Audit) and external (regulatory) examinations preferred. Accurate typing, spelling and grammar skills. Proficient with applicable computer software. Good research, written and oral communication skills. Good organizational and customer service skills. Ability to read and interpret legal documents and government regulations and work well under pressure. Intermediate knowledge of Banking Products and Services required. Legal Background preferred. Must possess a moderate to high level of organizational skills, ability to multi-task and manage workflow, prioritize, adjust to changes, and follow-up. Must possess a moderate to high level of analytical, problem solving, and critical thinking skills. Must possess intermediate written, verbal, and interpersonal skills. COMPUTER AND OFFICE EQUIPMENT SKILLS Microsoft Office suite CERTIFICATES, LICENSES, REGISTRATIONS (Ex: CPA, Series 6 or 7 license, etc) None required About Us First Horizon Corporation is a leading regional financial services company, dedicated to helping our clients, communities and associates unlock their full potential with capital and counsel. Headquartered in Memphis, TN, the banking subsidiary First Horizon Bank operates in 12 states across the southern U.S. The Company and its subsidiaries offer commercial, private banking, consumer, small business, wealth and trust management, retail brokerage, capital markets, fixed income, and mortgage banking services. First Horizon has been recognized as one of the nation's best employers by Fortune and Forbes magazines and a Top 10 Most Reputable U.S. Bank. More information is available at www.FirstHorizon.com. Benefit Highlights Medical with wellness incentives, dental, and vision HSA with company match Maternity and parental leave Tuition reimbursement Mentor program 401(k) with 6% match More -- FirstHorizon.com/First-Horizon-National-Corporation/Careers/Our-Benefits Follow Us Facebook X formerly Twitter LinkedIn Instagram YouTube
Posted 3 weeks ago
FalconxNew York City, NY
Impact: As a Risk Manager, Credit on the Enterprise Risk Team, you will play a crucial role in managing and mitigating credit and liquidity risks across FalconX. Your expertise will help ensure the firm's financial stability and operational resilience by safeguarding against potential liquidity shortfalls and credit exposures. Responsibilities: Create, develop and execute strategies to manage firm-wide liquidity and credit risks effectively by collaborating with treasury, finance, and other relevant teams Conduct comprehensive assessments of firm-wide liquidity and credit risks, identifying potential vulnerabilities and developing strategies to mitigate these risks. Monitor and analyze liquidity metrics, funding sources, and cash flow projections to ensure adequate liquidity levels are maintained under various market conditions. Develop and implement risk metrics and monitoring tools to assess the firm's credit and liquidity exposure, ensuring accurate and timely reporting. Perform stress testing and scenario analysis to evaluate the firm's resilience to adverse market conditions and potential worst-case scenarios related to liquidity and credit. Stay informed about industry trends, regulatory changes, and emerging risks in liquidity and credit management, providing actionable insights to inform risk management strategies. Prepare detailed risk reports for senior management, highlighting key liquidity and credit exposures, trends, and performance metrics. Ensure compliance with relevant regulations and internal risk policies, particularly those affecting liquidity and credit risk management, and update practices accordingly. Identify opportunities to enhance risk management processes, including automation of risk assessment and reporting procedures, and implement internal controls to safeguard against operational risks. Continuously update your knowledge of risk management practices, financial instruments, and technologies related to credit and liquidity Success: As the Risk Manager, Liquidity and Credit, you will contribute to building robust in-house capabilities for credit and liquidity risk management, streamlining processes, and ensuring real-time, accurate risk information is available to all stakeholders. Demonstrate passion for working in a dynamic business environment, with enthusiasm to learn and grow within the digital assets industry. Collaborate effectively with all teams to achieve optimal financial outcomes for the organization. Exhibit strong multitasking abilities, work efficiently under pressure, prioritize tasks, and manage workload to meet internal needs. Required Qualifications: Bachelor's degree in Finance, Economics, or a related field, with 5-7+ years of experience in risk management, focusing on liquidity and credit risk. Experience working in a financial institution or financial services start-up. Strong analytical skills and attention to detail, with the ability to interpret complex financial data. Self-motivated, with great initiative and the ability to work independently. Maintain a high level of accuracy in all tasks. Strong verbal and written communication skills, with the ability to present complex concepts clearly. Preferred Qualifications: Proficiency in programming languages such as Python, SQL, or R, with a focus on financial modeling and analysis. Experience with liquidity and credit risk management tools and software. Prior experience in the cryptocurrency market is advantageous but not required. Base pay for this role is expected to be between $153,000 - $207,000 USD for New York City and San Francisco Bay Area. This expected base pay range is based on information at the time this post was generated. This role will also be eligible for other forms of compensation such as a performance linked bonus, equity, and a competitive benefits package. Actual compensation for a successful candidate will be determined based on a number of factors such as location, skillset, experience, and qualifications.
Posted 30+ days ago
Morgan StanleyNew York, NY
Firm Risk Management Morgan Stanley's Firm Risk Management (FRM) Division is an exciting and rapidly growing space. We support Morgan Stanley to achieve its business goals by partnering with business units across the Firm to realize efficient risk-adjusted returns, acting as a strategic advisor to the Board and protecting the Firm from exposure to losses as a result of credit, market, liquidity, operational, model and other risks. Background on the Position Morgan Stanley is seeking a VP to join the Firm Risk Management's Risk Analytics Group. Risk Analytics develops market risk, wholesale credit risk, counterparty credit risk and stress testing scenario analytics models providing quantitative analysis on the Firm's risk exposures. By developing mathematical and statistical models, Risk Analytics calculates the risks associated with specified sets of financial positions and day-to-day operations. This role will reside within the Scenario Analytics (SA) team within the Scenario and Credit Stress Analytics (SCSA) department of Risk Analytics. The SA team is responsible for producing macroeconomic scenarios and forecasts used in Firm-wide capital planning, budgeting, and loss assessment. Additionally, the wider SCSA department is responsible for developing state-of-the-art credit stress testing models to support capital planning and risk management. SCSA is seeking a senior quantitative modeler to support macroeconomic forecasting and scenario generation projects and deliverables in modeling, stress testing and climate risk space. The candidate needs to collaborate within the team and across a range of functional groups to timely fulfill the deliverables for various stress testing exercises. Primary Responsibilities include, but are not limited to: Developing, analyzing, explaining, and documenting econometric models and macroeconomic forecasting results used for stress testing purposes. Participating in econometric modeling and macroeconomic forecasting tasks for BAU and regulatory stress testing needs (climate risk, capital planning, limit setting, budgeting and planning, accounting regimes,). Organizing and analyzing macroeconomic and financial market data from various sources. Coding in R and Python to enhance variable forecast generation and process automation Liaising with risk managers and various business units across the firm to calibrate macroeconomic and financial market variable paths for various forecasting initiatives. Assisting in economic research, statistical modeling, machine learning and methodology development to enhance the scenario design framework. Communicating with stakeholders, internal audit, model validation, regulatory agencies and responding to their requests on a timely and accurate basis. Providing support to software tool development and testing and scenario design documentation. Qualifications Master's degree in a quantitative field such as Finance, Economics, Engineering, or Mathematics, or equivalent experience. 5-10 years of experience at a financial institution, audit firm, or consulting firm, preferably performing a similar function. Strong analytical thinking and problem-solving skills. Proficiency in using R and Python for statistical and econometric analysis. Ability to work independently and manage multiple projects simultaneously. Attention to detail, a self-motivated team player who thrives in a fast-paced, team-oriented environment. Excellent communication skills: ability to present complex and technical issues clearly, both verbally and in writing. Desired Qualifications Knowledge of financial risk management and regulatory compliance. Prior risk management experience in the financial industry. Firm Risk Management values diversity and is committed to providing a supportive and inclusive workplace for all employees. This role is hybrid and currently requires in office attendance 3 days/week. The in-office requirement is subject to change at any time. WHAT YOU CAN EXPECT FROM MORGAN STANLEY: We are committed to maintaining the first-class service and high standard of excellence that have defined Morgan Stanley for over 89 years. Our values - putting clients first, doing the right thing, leading with exceptional ideas, committing to diversity and inclusion, and giving back - aren't just beliefs, they guide the decisions we make every day to do what's best for our clients, communities and more than 80,000 employees in 1,200 offices across 42 countries. At Morgan Stanley, you'll find an opportunity to work alongside the best and the brightest, in an environment where you are supported and empowered. Our teams are relentless collaborators and creative thinkers, fueled by their diverse backgrounds and experiences. We are proud to support our employees and their families at every point along their work-life journey, offering some of the most attractive and comprehensive employee benefits and perks in the industry. There's also ample opportunity to move about the business for those who show passion and grit in their work. To learn more about our offices across the globe, please copy and paste https://www.morganstanley.com/about-us/global-offices into your browser. Expected base pay rates for the role will be between $120,000 and $200,000 year at the commencement of employment. However, base pay if hired will be determined on an individualized basis and is only part of the total compensation package, which, depending on the position, may also include commission earnings, incentive compensation, discretionary bonuses, other short and long-term incentive packages, and other Morgan Stanley sponsored benefit programs. Morgan Stanley's goal is to build and maintain a workforce that is diverse in experience and background but uniform in reflecting our standards of integrity and excellence. Consequently, our recruiting efforts reflect our desire to attract and retain the best and brightest from all talent pools. We want to be the first choice for prospective employees. It is the policy of the Firm to ensure equal employment opportunity without discrimination or harassment on the basis of race, color, religion, creed, age, sex, sex stereotype, gender, gender identity or expression, transgender, sexual orientation, national origin, citizenship, disability, marital and civil partnership/union status, pregnancy, veteran or military service status, genetic information, or any other characteristic protected by law. Morgan Stanley is an equal opportunity employer committed to diversifying its workforce (M/F/Disability/Vet).
Posted 1 week ago
Lockheed Martin CorporationEnglewood, CO
Description:Space is a critical domain, connecting our technologies, our security and our humanity. While others view space as a destination, we see it as a realm of possibilities, where we can do more - we can innovate, invest, inspire and integrate our capabilities to transform the future. At Lockheed Martin Space, we aim to harness the full potential of space to cultivate innovation, reduce costs, and push the boundaries of what technology can achieve. We're creating future-ready solutions, focusing on resiliency and urgency through our 21st Century Security vision. We're erasing boundaries and forming partnerships across industries and around the world. We're advancing spacecraft and the workforce to fuel the next generation. And we're reimagining how space can connect us, ensuring security and prosperity. Join us in shaping a new era in space and find a career that's built for you. For over 60 years, the Fleet Ballistic Missile (FBM) team has supported the Navy's mission to provide affordable and credible strategic defense. We offer unique career opportunities and challenges on a program with a rich history and exciting future. We help keep this nation and our allies secure. The FBM Program is experiencing significant growth and we need your expertise to deliver amazing new technologies to our customers while maintaining the technical requirements of the strategic deterrence. Learn about the Trident II D5 Fleet Ballistic Missile. As a Project Engineer for Risk and Opportunity, you will: Lead the identification and documentation of risks and opportunities related to the program's technical, schedule, and cost challenges Ensure that mitigation plans are completed on schedule following established procedures, schedules, and work plans Communicate all risks and opportunities to FBM LE, CMC management and the DoD customer Incorporate risks and opportunities in future year proposals Support Ad hoc tasking by Program Technical Leaders Basic Qualifications: Demonstrated ability to work with technical leads to manage cost, schedule, and technical scope Experience with engineering projects (such as the planning, design, etc.) Active Secret clearance with ability to obtain Top Secret Security Clearance Desired Skills: Bachelor's or Master's degree in an Engineering discipline Project management Experience throughout engineering lifecycle (system definition, design, build, test and operational deployment) Positive attitude, accountable and responsible and able to work in a team-focused, dynamic environment Demonstrated behaviors of a systems thinker; selects and applies appropriate systems thinking skills to solve very complex problems and implement constructive change Missile design and test experience with one or more subsystems or disciplines outside of Systems Engineering Excellent written and verbal communication skills, strong social skills, with the ability to lead multi-functional teams, build strong relationships with team members and build consensus among peers Ability to work independently as well as part of an integrated team Ability to compile, prepare, and present information to management and customers and communicate and work effectively across multiple disciplines FBM Program experience or familiarity Top Secret clearance Security Clearance Statement: This position requires a government security clearance, you must be a US Citizen for consideration. Clearance Level: Top Secret Other Important Information You Should Know Expression of Interest: By applying to this job, you are expressing interest in this position and could be considered for other career opportunities where similar skills and requirements have been identified as a match. Should this match be identified you may be contacted for this and future openings. Ability to Work Remotely: Part-time Remote Telework: The employee selected for this position will work part of their work schedule remotely and part of their work schedule at a designated Lockheed Martin facility. The specific weekly schedule will be discussed during the hiring process. Work Schedules: Lockheed Martin supports a variety of alternate work schedules that provide additional flexibility to our employees. Schedules range from standard 40 hours over a five day work week while others may be condensed. These condensed schedules provide employees with additional time away from the office and are in addition to our Paid Time off benefits. Schedule for this Position: 9x80 every other Friday off Pay Rate: The annual base salary range for this position in California and New York (excluding most major metropolitan areas), Colorado, Hawaii, Illinois, Maryland, Minnesota, New Jersey, Vermont, Washington or Washington DC is $85,500 - $150,765. For states not referenced above, the salary range for this position will reflect the candidate's final work location. Please note that the salary information is a general guideline only. Lockheed Martin considers factors such as (but not limited to) scope and responsibilities of the position, candidate's work experience, education/ training, key skills as well as market and business considerations when extending an offer. Benefits offered: Medical, Dental, Vision, Life Insurance, Short-Term Disability, Long-Term Disability, 401(k) match, Flexible Spending Accounts, EAP, Education Assistance, Parental Leave, Paid time off, and Holidays. (Washington state applicants only) Non-represented full-time employees: accrue at least 10 hours per month of Paid Time Off (PTO) to be used for incidental absences and other reasons; receive at least 90 hours for holidays. Represented full time employees accrue 6.67 hours of Vacation per month; accrue up to 52 hours of sick leave annually; receive at least 96 hours for holidays. PTO, Vacation, sick leave, and holiday hours are prorated based on start date during the calendar year. This position is incentive plan eligible. Lockheed Martin is an equal opportunity employer. Qualified candidates will be considered without regard to legally protected characteristics. The application window will close in 90 days; applicants are encouraged to apply within 5 - 30 days of the requisition posting date in order to receive optimal consideration. Join us at Lockheed Martin, where your mission is ours. Our customers tackle the hardest missions. Those that demand extraordinary amounts of courage, resilience and precision. They're dangerous. Critical. Sometimes they even provide an opportunity to change the world and save lives. Those are the missions we care about. As a leading technology innovation company, Lockheed Martin's vast team works with partners around the world to bring proven performance to our customers' toughest challenges. Lockheed Martin has employees based in many states throughout the U.S., and Internationally, with business locations in many nations and territories. Experience Level: Experienced Professional Business Unit: SPACE Relocation Available: No Career Area: Systems Engineering: Other Type: Full-Time Shift: First
Posted 30+ days ago
Michels CorporationBrownsville, TX
Improving America's infrastructure isn't for the weak. It takes grit, determination, and hard work to execute high impact projects. Michels Corporation engages 8,000 people and 18,000 pieces of heavy equipment in our insatiable drive to be the best. Our work improves lives. Find out how a career as a Risk Systems Specialist can change yours. As a Risk Systems Specialist, you are responsible for providing technical support and guidance to internal and external customers of Michels. This position will work with various stakeholders to understand business and deliver effective and innovative technology solutions improving Risk systems. In addition, this role will be involved in design, development, testing and deployment of applications, integrations and enhancements for Michels Risk department's systems and data processes. Success relies on embodying the corporate culture, demonstrating professionalism, possessing strong communication and organizational skills, being self-motivated, and having the ability to work independently. Why Michels? We are consistently ranked among the top 10% of Engineering News-Record's Top 400 Contractors Our steady, strategic growth revolves around a commitment to quality We are family owned and operated We invest an average of $5,000 per employee on training each year We reward hard work and dedication with limitless opportunities We believe it is everyone's responsibility to promote safety, regardless of job titles We offer a comprehensive benefits program, including Health, Dental, Life, Flexible Spending Accounts, Health Savings Account, Short Term and Long-Term Disability Insurance, 401(k) plan, Legal Plan, and Identity Theft and Monitoring Plan. Depending on your positions and location you may participate in a different benefit plan Why you? You have a strong attention to detail You thrive in fast-paced environments under tight deadlines You relish new challenges and evolving technology You like to know your efforts are noticed and appreciated You possess strong interpersonal skills and the ability to interact with all levels of management What it takes: Associate degree Computer Science, Information Technology or related field, and 1-3 years of related experience or an equivalent combination Proficient in Microsoft Office Suite Experience with administration of IT systems or other business initiatives (desired) Must possess a valid driver license for the type(s) of vehicles which may be driven and an acceptable driving record as determined by the Michels Review Team AA/EOE/M/W/Vet/Disability AA/EOE/M/W/Vet/Disability https://www.michels.us/website-user-privacy-policy/
Posted 30+ days ago
S
San Francisco GoodwillSan Francisco, CA
Apply Job Type Full-time Description Level: Director Exemption Status: Exempt Work Location: San Francisco Bay Area Position Type: Full-Time On-Site Requirement: On-site 4 days/week minimum Travel Requirements: Occasional travel to Goodwill sites across GCNA, GSFB, and GIMV as needed Description The Director of Risk, Insurance & Environmental Compliance is a strategic leader responsible for enterprise-wide risk management and insurance programs, with a strong focus on regulatory environmental compliance across Goodwill of Central and Northern Arizona (GCNA), Goodwill San Francisco Bay (GSFB), and Goodwill Industries of Monocacy Valley (GIMV). This role focuses on identifying and mitigating organizational risks, optimizing insurance coverage, overseeing claims management, and ensuring environmental regulatory compliance-particularly in California. The Director serves as a critical advisor to senior leadership on issues that impact organizational liability, business continuity, and environmental safety. Essential Duties and Responsibilities Enterprise Risk Management & Insurance Lead the development and execution of a comprehensive risk management strategy across all regions. Identify organizational exposures and develop risk mitigation plans aligned with business operations and strategic goals. Manage all organizational insurance programs, including general liability, property, auto, cyber, and workers' compensation. Lead broker and carrier negotiations, policy renewals, and ensure adequate, cost-effective coverage. Oversee claims administration, tracking and analyzing loss data to identify trends and drive down loss ratios. Use Risk Management Information Systems (RMIS) to maintain risk-related data, reporting, and compliance documentation. Environmental Health & Regulatory Compliance Serve as the subject matter expert on environmental safety and compliance-particularly in California. Ensure compliance with applicable state and federal environmental laws and programs, including: Cal/OSHA regulations California Environmental Reporting System (CERS) Department of Toxic Substances Control (DTSC) Hazardous materials handling, storage, and disposal Oversee facility reporting, inspections, permits, and documentation to maintain full environmental compliance. Liaise with regulatory agencies during audits, inspections, and required submissions. Emergency Preparedness & Business Continuity Lead the development and implementation of business continuity and emergency response plans. Oversee enterprise-wide preparedness for environmental incidents, hazardous materials events, and natural disasters. Conduct tabletop exercises and ensure leadership teams are trained on emergency protocols. Training & Communication Provide training and guidance on environmental regulations, insurance risk, and loss prevention strategies. Support internal teams in understanding environmental responsibilities and risk mitigation processes. Regularly communicate program updates, risk trends, and compliance issues to executive leadership. Strategic Leadership & Collaboration Partner with Legal, HR, Operations, and Facilities teams to align risk and compliance strategies with broader business objectives. Lead and develop a small cross-functional team supporting insurance, risk, and environmental compliance functions. Develop annual budgets and key performance metrics for risk and environmental areas. Requirements Education & Certifications Bachelor's degree in Risk Management, Environmental Health & Safety, Business, or a related field required; Master's preferred. Relevant certifications strongly preferred (e.g., ARM, CRM, CSP, or CHMM). Experience 3-5 years of progressive leadership in risk management, insurance, and environmental compliance in the retail industry. Deep understanding of California-specific environmental regulations, including Cal/OSHA, DTSC, and CERS. Demonstrated experience managing insurance programs and negotiating with carriers and brokers. Experience interfacing with regulatory agencies and managing environmental audits and compliance reporting. Skills & Competencies Strong analytical and strategic thinking abilities; able to translate risk insights into actionable strategy. Excellent verbal and written communication skills with experience reporting to executive leadership. Proficiency with RMIS tools, claims tracking systems, and regulatory databases (e.g., CERS). High attention to detail, integrity, and the ability to handle sensitive information discreetly. Physical Requirements Must be able to frequently lift/carry/push/pull at minimum 20 lbs. Must be able to occasionally lift/carry/push/pull up to 50 lbs. Ability to regularly stand, walk, sit, handle items, reach outward, reach above shoulder, climb, crawl, squat, kneel, and bend. Reasonable Accommodation Statement To perform this job successfully, an individual must be able to perform each essential duty satisfactorily. Reasonable accommodations may be made to enable qualified individuals with disabilities to perform the essential functions Pursuant to the San Francisco Fair Chance Ordinance, we will consider for employment qualified applicants with arrest and conviction records. Salary Description $120,000.00
Posted 30+ days ago
Hyundai Capital AmericaIrvine, CA
. Who We Are Through our service brands Hyundai Motor Finance, Genesis Finance, and Kia Finance, Hyundai Capital America offers a wide range of financial products tailored to meet the needs of Hyundai, Genesis, and Kia customers and dealerships. We provide vehicle financing, leasing, subscription, and insurance solutions to over 2 million consumers and businesses. Embodying our commitment to grow, innovate, and diversify, we strive to reimagine the customer and dealer experience and launch innovative new products that broaden our market reach. We believe that success comes from within and are proud to support our team members through skill development and career advancement. Hyundai Capital America is an Equal Opportunity Employer committed to creating a diverse and inclusive culture for our workforce. We are a values-driven company dedicated to supporting both internal and external communities through volunteering, philanthropy, and the empowerment of our Employee Resource Groups. Together, we strive to be the leader in financing freedom of movement. We Take Care of Our People Along with competitive pay, as an employee of HCA, you are eligible for the following benefits: Medical, Dental and Vision plans that include no-cost and low-cost plan options Immediate 401(k) matching and vesting Vehicle purchase and lease discounts plus monthly vehicle allowances Paid Volunteer Time Off with company donation to a charity of your choice Tuition reimbursement What to Expect The Vendor Risk Associate works to manage and minimize Hyundai Capital America's risks associated with vendors and service providers. This role plays a key part in the vendor risk management and compliance oversight program while supporting the vendor risk management team in these activities to minimize compliance risks associated with our 3rd party vendors.. This role will support the vendor onboarding process from initial risk rating, to performing due diligence reviews and entering new vendors into system. In addition, this role will assist in execution of several aspects of the ongoing risk management and monitoring processes for high-risk vendors including performing Quarterly Compliance reviews and periodic Information Security Assessments What You Will Do Purchasing Vendor Maintenance Work with impacted departments to ensure Vendor Terminations are managed and closed in accordance with the Vendor Termination checklist, IT systems shut off, Certificates of Destruction received, and Oracle profile is deactivated timely. Maintain monthly employee termination notices to remove terminated users from Vendor Risk system. Ensure proper validation via calls and email of payment changes and update vendor banking, address and other information in Oracle and VendorRisk Review vendor records for duplicates, outdated information/documents Monitor and manage vendor record cleanup including activation/deactivating vendor provides and ensuring vendor naming convention is correct based on contract. Manage and maintain vendor Certificates of Insurance to ensure validity. Information Security Assessment periodic due diligence refresh Request, collect and review vendors' information security assessment due diligence documentation for completeness and submit for approval. Ensure VendorRisk is up to date with planned review periods, while ensuring policy compliance Quarterly Compliance Review processes Request and collect vendors' compliance records and performance information (compliance testing, Call QA, call logs, licenses, etc.). Review documentation and assess vendors' compliance with consumer finance and collections related regulations. Document assessments in VendorRisk and follow up with vendors on findings identified to ensure remediation of any issues. Ensure reviews are completed and approved in compliance with the planned review schedule Vendor due diligence and new vendor onboarding process Request, collect and review new vendor due diligence documentation for completeness, submit for approval, create and communicate due diligence summary. reports to relevant stakeholders for all vendors (A, B, and C risk). Validate vendor banking and payment address information. Create new vendors and enter payment information into Oracle. Update and maintain vendor records in VendorRisk What You Will Bring Minimum 2-4 years' related experience include reviewing and assessing vendor regulatory compliance and assessing risks associated with vendor services provided. Finance industry experience a plus. Bachelor's degree or equivalent work experience required Knowledge, Skills, Abilities Proficient with Microsoft Office Suites including Excel, Word, Power Point; and Web based software services. Working knowledge in Oracle ERP. Knowledge of third-party risk management processes and best practices. Knowledge of consumer financial regulations and vendor compliance requirements. Solid financial and analytical skills. Work Environment Employees in this class are subject to extended periods of sitting, standing and walking, vision to monitor and moderate noise levels. Work is performed in an office environment.
Posted 5 days ago
US BankMilwaukee, WI
At U.S. Bank, we're on a journey to do our best. Helping the customers and businesses we serve to make better and smarter financial decisions and enabling the communities we support to grow and succeed. We believe it takes all of us to bring our shared ambition to life, and each person is unique in their potential. A career with U.S. Bank gives you a wide, ever-growing range of opportunities to discover what makes you thrive at every stage of your career. Try new things, learn new skills and discover what you excel at-all from Day One. Job Description The organization's risk management structure is designed to promote effective governance and risk management that is systematic, transparent, credible, timely, and verifiable through clear delineation and execution of key roles and responsibilities. Its goal is to manage risks that may impact the company, including credit, financial, liquidity, market, operational, reputational, strategic, and other risks as appropriate. The Business Risk Manager will partner with leaders in their assigned Line of Business, Business Risk Consultants, and other Business Risk Managers to, depending on the function, oversee the successful creation, implementation, and maintenance of an effective risk management framework. This role: May lead projects and/or activities that ensure compliance with applicable federal, state and local laws and regulations. May facilitate the identification of gaps and drive solutions that minimize losses resulting from inadequate internal processes, systems or human errors. May ensure the active identification, response and/or escalation of risks as appropriate. May influence policies and procedures to maximize profit potential and minimize regulatory exposure. May be accountable for an effective partnership between the Line of Business and the Lines of Defense. Additional Role Responsibilities: Provides analytical and project management in support credit risk management for Consumer Unsecured Lending products Identifies and analyzes acquisition, account management and portfolio performance trends using key indicators and techniques, using predictive credit risk models and other qualitative and quantitative methods. Conducts data research projects end-to-end by integrating, aggregating or reassembling information from a variety of database sources and systems often based on well-defined directions, by writing database queries in SAS, SQL, R or other database query languages. Supports the team with in-depth research and extensive analyses, requiring problem solving under limited supervision, however, with clearly defined procedures, summarized results, providing limited interpretation with the ability to convey both technical and non-technical concepts. Develops, builds and maintains performance reporting to monitor overall portfolio and risk strategy performance. Understands and communicates the impact of credit risk management strategies, research and outcomes in support of initiatives and proposals, as aligned to key business, product and consumer drivers. Basic Qualifications Bachelor's degree, or equivalent work experience 10 or more years of applicable experience Applicable certifications Preferred Skills/Experience Advanced degree in business, computer science, economics, finance, or statistics strongly preferred Experience in credit developing credit risk strategies for underwriting or account management for unsecured lending Experience leading credit risk analytics teams for consumer unsecured lending products Advanced knowledge of SAS, SQL, R, Python, or other database programming languages strongly preferred Experience working with large datasets strongly preferred Effective verbal, written and presentation communication skills strongly preferred Effective technical report writing skills strongly preferred Ability to work independently with minimal guidance from manager Advanced understanding of the business line's operations, products/services, systems, and associated risks/controls Advanced understanding of applicable laws, regulations, financial services, and regulatory trends that impact their assigned line of business Proven ability to build and manage a team of business risk professionals who have credibility and work directly with business line management Strong knowledge of business risk competencies Effective skills in leadership and management of process, projects and people Well-developed analytical skills Strong verbal and written communication and interpersonal skills, planning and implementation skills and negotiation skills Effective skills at managing stressful situations Proficient computer navigation skills, particularly word processing, spreadsheet, databases, and presentations If there's anything we can do to accommodate a disability during any portion of the application or hiring process, please refer to our disability accommodations for applicants. Benefits: Our approach to benefits and total rewards considers our team members' whole selves and what may be needed to thrive in and outside work. That's why our benefits are designed to help you and your family boost your health, protect your financial security and give you peace of mind. Our benefits include the following (some may vary based on role, location or hours): Healthcare (medical, dental, vision) Basic term and optional term life insurance Short-term and long-term disability Pregnancy disability and parental leave 401(k) and employer-funded retirement plan Paid vacation (from two to five weeks depending on salary grade and tenure) Up to 11 paid holiday opportunities Adoption assistance Sick and Safe Leave accruals of one hour for every 30 worked, up to 80 hours per calendar year unless otherwise provided by law U.S. Bank is an equal opportunity employer. We consider all qualified applicants without regard to race, religion, color, sex, national origin, age, sexual orientation, gender identity, disability or veteran status, and other factors protected under applicable law. E-Verify U.S. Bank participates in the U.S. Department of Homeland Security E-Verify program in all facilities located in the United States and certain U.S. territories. The E-Verify program is an Internet-based employment eligibility verification system operated by the U.S. Citizenship and Immigration Services. Learn more about the E-Verify program. The salary range reflects figures based on the primary location, which is listed first. The actual range for the role may differ based on the location of the role. In addition to salary, U.S. Bank offers a comprehensive benefits package, including incentive and recognition programs, equity stock purchase 401(k) contribution and pension (all benefits are subject to eligibility requirements). Pay Range: $133,365.00 - $156,900.00 U.S. Bank will consider qualified applicants with arrest or conviction records for employment. U.S. Bank conducts background checks consistent with applicable local laws, including the Los Angeles County Fair Chance Ordinance and the California Fair Chance Act as well as the San Francisco Fair Chance Ordinance. U.S. Bank is subject to, and conducts background checks consistent with the requirements of Section 19 of the Federal Deposit Insurance Act (FDIA). In addition, certain positions may also be subject to the requirements of FINRA, NMLS registration, Reg Z, Reg G, OFAC, the NFA, the FCPA, the Bank Secrecy Act, the SAFE Act, and/or federal guidelines applicable to an agreement, such as those related to ethics, safety, or operational procedures. Applicants must be able to comply with U.S. Bank policies and procedures including the Code of Ethics and Business Conduct and related workplace conduct and safety policies. Posting may be closed earlier due to high volume of applicants.
Posted 1 week ago
Brigham and Women's HospitalDover, DE
Site: Wentworth-Douglass Hospital Mass General Brigham relies on a wide range of professionals, including doctors, nurses, business people, tech experts, researchers, and systems analysts to advance our mission. As a not-for-profit, we support patient care, research, teaching, and community service, striving to provide exceptional care. We believe that high-performing teams drive groundbreaking medical discoveries and invite all applicants to join us and experience what it means to be part of Mass General Brigham. Job Summary Responsible for identifying, analyzing, and mitigating risks related to patient safety. This position involves overseeing patient safety initiatives, conducting investigations, and implementing strategies to enhance the overall safety and quality of patient care within the hospital. Does this position require Patient Care? No Qualifications FULL TIME OPPORTUNITY - EXCELLENT BENEFIT PACKAGE! Essential Functions: Lead and oversee the hospital's patient safety program, ensuring alignment with industry standards and regulatory requirements. Proactively identify potential risks to patient safety within the hospital environment. Conduct thorough risk assessments and analyze data to determine root causes and contributing factors. Lead or contribute to investigations into adverse events, near misses, and other safety-related incidents. Conduct or oversee Root use Analysis investigations for serious patient safety incidents. Communicate patient safety recommendations, trends, and lessons learned to hospital leadership and staff. Collaborate with clinical departments to integrate patient safety principles into daily practices. Ensure compliance with patient safety regulations, standards, and accreditation requirements. Education Required: Bachelor's Degree Related Field of Study Preferred: Master's Degree Related Field of Study Can this role accept experience in lieu of a degree? No Experience Required: Experience in patient safety, risk management, or a related field within a healthcare setting 3-5 years Knowledge, Skills and Abilities In-depth knowledge of patient safety principles, root cause analysis, and quality improvement methodologies. Strong analytical and problem-solving skills. Excellent communication and interpersonal skills. Ability to collaborate effectively with multidisciplinary teams. Additional Job Details (if applicable) Remote Type Hybrid Work Location 121 Broadway Scheduled Weekly Hours 40 Employee Type Regular Work Shift Day (United States of America) Pay Range $78,000.00 - $113,453.60/Annual Grade 7 At Mass General Brigham, we believe in recognizing and rewarding the unique value each team member brings to our organization. Our approach to determining base pay is comprehensive, and any offer extended will take into account your skills, relevant experience if applicable, education, certifications and other essential factors. The base pay information provided offers an estimate based on the minimum job qualifications; however, it does not encompass all elements contributing to your total compensation package. In addition to competitive base pay, we offer comprehensive benefits, career advancement opportunities, differentials, premiums and bonuses as applicable and recognition programs designed to celebrate your contributions and support your professional growth. We invite you to apply, and our Talent Acquisition team will provide an overview of your potential compensation and benefits package. EEO Statement: Wentworth-Douglass Hospital is an Equal Opportunity Employer. All qualified applicants will receive consideration for employment without regard to race, color, religious creed, national origin, sex, age, gender identity, disability, sexual orientation, military service, genetic information, and/or other status protected under law. We will ensure that all individuals with a disability are provided a reasonable accommodation to participate in the job application or interview process, to perform essential job functions, and to receive other benefits and privileges of employment. To ensure reasonable accommodation for individuals protected by Section 503 of the Rehabilitation Act of 1973, the Vietnam Veteran's Readjustment Act of 1974, and Title I of the Americans with Disabilities Act of 1990, applicants who require accommodation in the job application process may contact Human Resources at (857)-282-7642. Mass General Brigham Competency Framework At Mass General Brigham, our competency framework defines what effective leadership "looks like" by specifying which behaviors are most critical for successful performance at each job level. The framework is comprised of ten competencies (half People-Focused, half Performance-Focused) and are defined by observable and measurable skills and behaviors that contribute to workplace effectiveness and career success. These competencies are used to evaluate performance, make hiring decisions, identify development needs, mobilize employees across our system, and establish a strong talent pipeline.
Posted 1 week ago
T
Truist Financial CorporationAtlanta, GA
The position is described below. If you want to apply, click the Apply Now button at the top or bottom of this page. After you click Apply Now and complete your application, you'll be invited to create a profile, which will let you see your application status and any communications. If you already have a profile with us, you can log in to check status. Need Help? If you have a disability and need assistance with the application, you can request a reasonable accommodation. Send an email to Accessibility (accommodation requests only; other inquiries won't receive a response). Regular or Temporary: Regular Language Fluency: English (Required) Work Shift: 1st shift (United States of America) Please review the following job description: The Business Unit Risk Advisor II engages with Business Unit leadership in its management of risks and controls as well as its execution of risk program requirements. Execute, facilitate and/or monitor execution of Risk Program requirements (e.g., RCSA, KRIs, etc.). Provide strategic insight, risk advice and influence to assigned Business Unit. Concur with material risk taking by the Business Unit and escalate unacceptable risks. Aggregate, integrate, correlate and report risks for assigned Business Unit. Present risk aggregation, key risks and emerging risks to senior Business Unit Leadership. Identify and opine on remediation to address weaknesses related to inadequate or failed processes, people, and systems, or external events and ensure effective remediation. Essential Duties and Responsibilities Following is a summary of the essential functions for this job. Other duties may be performed, both major and minor, which are not mentioned below. Specific activities may change from time to time. Provide strategic and tactical effective challenge for all risks present within the Business Unit (BU). Concur with key risk decisions and escalate unacceptable or key emerging risks to BU CRO and/or Business Unit Risk Committee. Guide risk-taking behavior. Provide counsel and advice to BU and senior BU leaders. Monitor risk exposures, concentrations and limits. Ensure risk levels stay within risk appetite. Opine on new or revised risk program requirements to confirm they are consistent with the Bank's risk appetite, regulator expectations and industry standard. Identify areas of opportunity to improve risk visibility within BU; develop and implement plan to transform opportunity into new processes and activities. Assist in the development and opine on Risk Appetite Framework metrics and Key Risk Indicators within the BU as well as those defined by the BU for implementation across Truist (where applicable). Advocate the Bank's risk culture, compliance with enterprise risk initiatives and promote sound risk management practices. Provide connectivity between the output of risk programs as appropriate. Coordinate with stakeholders to resolve highly complex or challenging issues. Advise on the effectiveness of BU risk and control environment. Provide direction and guidance in the development of controls and governance mechanisms within the BU. Execute, facilitate and monitor risk governance mechanisms, including but not limited to, Compliance Risk and Control Self-Assessment (C-RCSA), Risk and Control Self-Assessment (RCSA), key risk indicators, policies, risk committees and other elements of the Enterprise Risk Framework. Monitor issues (all types) assigned to BU, as well as those that have downstream or upstream impact to the BU and ensure appropriate remediation. In conjunction with Compliance Risk Management and Legal, monitor BU adherence to applicable policies, laws and regulations. Communicate to BU senior leadership, regulators and Executive Committees key activities, trends, and events pertaining to risk, regulatory and audit reviews. Continue to promote various risk initiatives and their supporting metrics. Qualifications Required Qualifications: The requirements listed below are representative of the knowledge, skill and/or ability required. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions. Bachelor's degree in Accounting, Business, Finance or related field, or equivalent education and related training. 8+ years of experience in a financial institution with emphasis on risk management, audit, operations, process engineering or line of business specialty and/or equivalent education, training and experience. Experience in compliance and operational risk mitigation and remediation. Strong communication, interpersonal, presentation and negotiation skills. Proven leadership and management skills. Strong analytical, problem solving and decision-making skills in complex environments and with senior leadership. Strong time management and organizational skills adaptable to a dynamic and complex work environment; Capable of handling multiple projects concurrently. Demonstrated proficiency in basic computer applications, such as Microsoft Office software products. Ability to travel, occasionally overnight. 4 days in office/1 day remote Position can also be in Greenville, NC General Description of Available Benefits for Eligible Employees of Truist Financial Corporation: All regular teammates (not temporary or contingent workers) working 20 hours or more per week are eligible for benefits, though eligibility for specific benefits may be determined by the division of Truist offering the position. Truist offers medical, dental, vision, life insurance, disability, accidental death and dismemberment, tax-preferred savings accounts, and a 401k plan to teammates. Teammates also receive no less than 10 days of vacation (prorated based on date of hire and by full-time or part-time status) during their first year of employment, along with 10 sick days (also prorated), and paid holidays. For more details on Truist's generous benefit plans, please visit our Benefits site. Depending on the position and division, this job may also be eligible for Truist's defined benefit pension plan, restricted stock units, and/or a deferred compensation plan. As you advance through the hiring process, you will also learn more about the specific benefits available for any non-temporary position for which you apply, based on full-time or part-time status, position, and division of work. Truist is an Equal Opportunity Employer that does not discriminate on the basis of race, gender, color, religion, citizenship or national origin, age, sexual orientation, gender identity, disability, veteran status, or other classification protected by law. Truist is a Drug Free Workplace. EEO is the Law Pay Transparency Nondiscrimination Provision E-Verify
Posted 2 weeks ago
B
BRP Group, Inc.North Conway, NH
The Advisor, Commercial Risk sells new accounts and renews existing accounts in keeping with firm and individual goals. Advisors build and maintain relationships with clients, prospects, the service team, insurance company partners, and centers of influence while identifying and soliciting sales prospects. POSITION SUMMARY: The Advisor, Commercial Risk sells new accounts and renews existing accounts in keeping with firm and individual goals. Advisors build and maintain relationships with clients, prospects, the service team, insurance company partners, and centers of influence while identifying and soliciting sales prospects. PRIMARY RESPONSIBILITIES: Presents proposals in a professional manner, reviewing coverages in detail to ensure understanding. Communicates with clients, prospects, insurance company partners, and service team in an articulate and effective manner. Finalizes the sale and collects necessary documents, applications, etc., and briefs the service team on the policy sale. Develops prospects by becoming involved in community affiliations, attending insurance company partner hosted seminars, building and maintaining relationships with industry contacts, engaging in networking events and through referrals from current accounts. Develops information and recommendations for prospective accounts, presents proposals and adheres to firm policies and procedures for writing a new account. Maintains a concern for accuracy, timeliness and completion when interacting with current and prospective clients, the Firm, and Insurance Company Partners, to minimize potential for errors and omissions claims while demonstrating strong organizational skills with a high attention to detail. Maintains understanding and knowledge of the insurance industry and underwriting criteria for insurance company partners represented by the firm to effectively communicate to all involved. Positively represents the firm in the community and with our insurance company partners. Performs other functions as assigned by leadership. Looks for opportunities to improve the firm, business segment, and processes. Brings issues and discrepancies to the attention of appropriate leadership. Is expected to meet monthly new business goals. EDUCATION AND EXPERIENCE REQUIREMENTS: Certification(s): None required; None preferred License(s): Maintains a Property & Casualty license as required by the State Department of Insurance to provide service, consultation, and financial risk transfer solutions in states where the firm functions or be willing and able to obtain all required licenses within the first 90 days of employment required; Maintains all licenses as required by the State Department of Insurance to provide service, consultation, and financial risk transfer solutions in states where the firm functions or be willing and able to obtain all required licenses within the first 90 days of employment preferred KNOWLEDGE, SKILLS, AND ABILITIES REQUIRED: Demonstrates the organization's core values, exuding behavior that is aligned with the firm's culture TECHNICAL, COMPUTER, AND SYSTEM-SPECIFIC SKILLS REQUIRED: Intermediate to advanced knowledge of Microsoft Office Suite (Word, Excel, PowerPoint, Outlook) Ability to learn any other appropriate program or software system used by the firm as necessary OTHER REQUIREMENTS: None SPECIAL WORKING CONDITIONS: Fast paced multi-tasking environment IMPORTANT NOTICE: This position description is intended to describe the level of work required of the person performing in the role and is not a contract. The essential responsibilities are outlined; other duties may be assigned as needs arise or as required to support the organization. All requirements may be subject to reasonable accommodations to applicants and colleagues who need them for medical or religious reasons. EEOC (STATEMENT): BRP is an equal employment opportunity firm and strives to comply with all laws prohibiting discrimination based on race, color, religion, age, sex (including sexual orientation and gender identity), national origin or ancestry, disability, military status, marital status, and any other category protected by federal, state, or local laws. All such discrimination is unlawful, and all persons involved in the operations of the firm are prohibited from engaging in this conduct. #LI-JG1 Click here for some insight into our culture! The Baldwin Group will not accept unsolicited resumes from any source other than directly from a candidate who applies on our career site. Any unsolicited resumes sent to The Baldwin Group, including unsolicited resumes sent via any source from an Agency, will not be considered and are not subject to any fees for any placement resulting from the receipt of an unsolicited resume.
Posted 30+ days ago
AvantChicago, IL
Avant is adding to our Collections Strategy team! We are looking for an entrepreneurial, self-driven candidate who is passionate about problem solving and interested in making a difference. This person will be a key member of our Collections Strategy team and responsible for supporting the development and implementation of our customer payment plans, digital customer engagement campaigns, strategy effectiveness reporting, and leading scale enablement projects. If you are looking for an opportunity to join a great team where you can be yourself, deepen your skills and experiences, and find new areas of inspiration then consider a career at Avant! What you'll do at Avant: Contribute to the design and execution of collections strategies, including digital customer engagement, payment plan structures, and operational readiness. Monitor and analyze collections performance metrics and resilience to assess effectiveness and recommend optimizations. Create and maintain regular reporting on key operational results and KPIs; deliver insights to cross-functional partners and leadership. Lead and support analytics projects end-to-end-requirements gathering, data extraction, manipulation, visualization, and presentation of findings. Collaborate with teams across product, data, and operations to identify trends, customer behavior insights, and opportunities to improve collections efforts. Recommend and support the rollout of process improvements, tooling enhancements, and automation efforts to scale strategy. Facilitate working sessions and meetings with stakeholders to communicate findings and drive action on key initiatives. Evaluate performance against targets and assist in updating strategic plans accordingly. Why you're a fit at Avant: 2+ years of experience in analytics, operations, credit, or strategy roles-preferably within a fintech, financial services, or lending environment. Bachelor's degree in Finance, Business Administration, Economics, Statistics, Computer Science, Engineering, Operations Research, Information Management or a related field; equivalent work experience also considered. Advanced Excel skills and strong experience using SQL and Python (1+ year preferred). Proven ability to analyze large datasets and translate findings into actionable business recommendations. Strong communication skills and ability to work cross-functionally with both technical and non-technical stakeholders. High ethical standards, sound judgment, and a customer-centric mindset. Self-starter with strong organizational skills and the ability to manage multiple priorities in a fast-paced environment. Bonus Points For: Experience with digital engagement tools or collections platforms (e.g. LiveVox, Braze, Twilio). Familiarity with consumer lending products or unsecured credit portfolios. Exposure to machine learning models or segmentation strategies for collections. This role is based on our downtown Chicago Office, located in the Merchandise Mart. We highly value collaboration and our hybrid schedule (M, T, Th in-office) enables flexibility to balance work and individual priorities. Compensation Range: The base salary range for this job is USD $65,000 - USD $85,000 / Year Employees new to Avant typically come in below the midpoint of the pay range. The compensation range is based on the level outlined in the job posting, and compensation decisions are dependent on each applicant's experience, skills and abilities. [If an outstanding applicant's experience and skill level is above or below the qualifications outlined in the job posting, we reserve the right to make an offer at a different level than the one listed in this job posting, which may have a different compensation range.] This role is eligible for additional incentives, including an annual bonus. These rewards are allocated based on level, impact and performance in the role. Our benefits include: Choice of great Medical, Dental, and Vision Insurance Plan options 401(k) match Flexible Time Off Flexible Work Environment - (i.e. Mon/Tues/Thurs in-person) Generous Paid Parental Leave, Adoption Assistance and Post-parental leave ramp-up program Lunch Allowance (Fooda) and In-office Snacks Summer Fridays Fun In-Office and Virtual Social Events And who doesn't love the swag Check out our Avant Blog! We believe that a diverse set of backgrounds and experiences helps us create the most innovative solutions for our customers. We invite you to apply to our positions even if you do not meet 100% of the qualifications listed in the description. If you're passionate about our mission and aligned to our values, we hope you'll come contribute to our awesome culture. Why Avant is the place for you: At Avant, we believe our values make a difference: Authenticity. We show up to work as our whole selves and make sure others can too. Collaboration. We can only succeed when we do so as a team. Problem-Solving. The harder the problem, the more satisfying the solution. Customer. We are all owners of the customer experience. Initiative. Plan. Adapt. Get Sh!t Done. We believe that great ideas come from anyone and anywhere, that everyone is an owner who drives change, and that we have more fun when we work together. We're problem solvers who love collaborating with intelligent and highly-motivated people to reshape the face of digital banking. Avant offers terrific perks and benefits, fun social events with employees who actually like hanging out together, and a flexible growth environment where trying your hand at new projects and being the active owner of your career path is encouraged and supported.
Posted 30+ days ago
Baker Tilly Virchow Krause, LLPPhiladelphia, PA
Overview Baker Tilly is a leading advisory, tax and assurance firm, providing clients with a genuine coast-to-coast and global advantage in major regions of the U.S. and in many of the world's leading financial centers - New York, London, San Francisco, Los Angeles, Chicago and Boston. Baker Tilly Advisory Group, LP and Baker Tilly US, LLP (Baker Tilly) provide professional services through an alternative practice structure in accordance with the AICPA Code of Professional Conduct and applicable laws, regulations and professional standards. Baker Tilly US, LLP is a licensed independent CPA firm that provides attest services to its clients. Baker Tilly Advisory Group, LP and its subsidiary entities provide tax and business advisory services to their clients. Baker Tilly Advisory Group, LP and its subsidiary entities are not licensed CPA firms. Baker Tilly Advisory Group, LP and Baker Tilly US, LLP, trading as Baker Tilly, are independent members of Baker Tilly International, a worldwide network of independent accounting and business advisory firms in 141 territories, with 43,000 professionals and a combined worldwide revenue of $5.2 billion. Visit bakertilly.com or join the conversation on LinkedIn, Facebook and Instagram. Please discuss the work location status with your Baker Tilly talent acquisition professional to understand the requirements for an opportunity you are exploring. Baker Tilly is an equal opportunity/affirmative action employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, national origin, disability or protected veteran status, gender identity, sexual orientation, or any other legally protected basis, in accordance with applicable federal, state or local law. Any unsolicited resumes submitted through our website or to Baker Tilly Advisory Group, LP, employee e-mail accounts are considered property of Baker Tilly Advisory Group, LP, and are not subject to payment of agency fees. In order to be an authorized recruitment agency ("search firm") for Baker Tilly Advisory Group, LP, there must be a formal written agreement in place and the agency must be invited, by Baker Tilly's Talent Attraction team, to submit candidates for review via our applicant tracking system. Job Description: Responsibilities Are you interested in joining one of the fastest growing consulting and accounting firms in the country? Would you like the ability to join a highly dynamic team focused on providing exceptional client service in the area of informational technology risk advisory? If yes, consider joining Baker Tilly (BT) as an IT Audit, Cybersecurity & Risk Senior Consultant! Our Risk Advisory practice provides a full spectrum of services to help our clients assess their risks, develop strategies to compete in an ever-changing business environment, and achieve their goals and objectives. All of this is accomplished through deep industry knowledge of risk, governance, internal audit, compliance, IT, and cybersecurity best practices. As one of the fastest growing firms in the nation, BT has the ability to offer you upward career trajectory, flexibility in how and where you get your work done and meaningful relationships with clients, teammates and leadership who truly care about you and your development. You will enjoy this role if: You want to continue to expand your work experiences and hone your skills as an IT risk professional in the areas of compliance, cybersecurity, and internal controls You crave the opportunity to be part of a fast growing, entrepreneurial risk consulting practice where your hard work and creativity will be rewarded You do your best work when you are part of a talented, down-to-earth team that thrives in collaboration and truly enjoys working together You feel valued when you are provided the resources and support to continually sharpen your technical skills and build your career now, for tomorrow What you will do: Work closely with client executives and management teams to understand their businesses and assist in identifying and managing financial and operational risks within their business systems to ensure technology risks are managed: Develop in-depth knowledge of clients' businesses and industries by having direct client interaction while working on multiple aspects of an engagement Think independently and strategically about your clients' business, systems and risks providing recommendations for business and process improvements based upon knowledge gained relative to the client's operations, processes and business objectives Provide strategic business assurance to clients by assisting in the implementation of new processes and controls that address key risks Assess, manage and optimize information technology risk across a wide range of areas, including cybersecurity, IT strategy and governance, IT regulatory and compliance requirements, and business continuity Review clients' processes and controls against industry frameworks, identifying gaps in design and execution, and communicating issues and recommendations to clients Assist in the development of audit programs and the execution of internal audits and IT control assessments in the areas of: IT strategy and governance IT operations, business continuity and disaster recovery Cybersecurity Third party risk ITGC and application controls SOC reporting Regulatory and compliance requirements Assist in drafting comprehensive executive summaries and final reports for delivery to the client, documenting and reviewing engagement work papers in accordance with industry-accepted internal audit methodologies Act as a valued business advisor, build relationships and communicate effectively with the client to provide superior client service Facilitate professional and effective presentations to internal and external audiences Continue to develop your knowledge and experience working with a variety of technology environments, platforms, applications and tools/utilities Demonstrate the desire to continually grow, learn and develop skills and knowledge through external and internal education, training and cross-training opportunities to maximize personal contribution to the organizational goals and ongoing career development Utilize your entrepreneurial skills to network and build strong relationships internally and externally with clients Support the growth and development of team members through the Baker Tilly Care and Teach philosophy, helping associates meet their professional goals Enjoy friendships, social activities and team outings that encourage a work-life balance Qualifications Bachelor's degree in management/computer information systems, computer science, accounting information systems, computer engineering, industrial engineering, or related program CISA, CISSP, CISM, CIA, or CPA certifications preferred 2+ year(s) experience with IT audit or cybersecurity Experience as a client serving professional for a consulting firm desired Excellent analytical, technical and problem solving skills, with strong attention to detail Exceptional verbal and written communication, collaboration, and time management skills The compensation range for this role is $80,990 to $153,550. Actual compensation is influenced by a variety of factors including but not limited to skills, experience, qualifications, and geographic location. #LI-SB2 #LI-hybrid
Posted 2 weeks ago
B
BRP Group, Inc.Tustin, CA
The Baldwin Group is an award-winning entrepreneur-led and inspired insurance brokerage firm delivering expertly crafted Commercial Insurance and Risk Management, Private Insurance and Risk Management, Employee Benefits and Benefit Administration, Asset and Income Protection, and Risk Mitigation strategies to clients wherever their passions and businesses take them throughout the U.S. and abroad. The Baldwin Group has award-winning industry expertise, colleagues, competencies, insurers, and most importantly, a highly differentiated culture that our clients consider an invaluable expansion of their business. The Baldwin Group (NASDAQ: BWIN), takes a holistic and tailored approach to insurance and risk management. The Surety Client Service Specialist works closely with advisors, line-of-business specialists, and dedicated client servicing professionals to analyze client data, evaluate needs, and help create effective risk management solutions designed to meet clients' financial goals. The Surety Client Service Specialist will use their deep understanding of surety bonds and the insurance industry to effectively advise and serve our clients. The role involves assessing risk, managing relationships, coordinating with underwriters, and securing bonds that align with client requirements. PRIMARY RESPONSIBILITIES: Maintain and manage a portfolio of surety accounts, ensuring client satisfaction Analyze client businesses and assess their surety bonding needs Establish and maintain strong relationships with clients, underwriters, and other stakeholders Coordinate with underwriters and clients to facilitate the issuance, renewal, and modification of surety bonds Assist clients in securing the suitable surety bonds and ensuring they fully understand the bond's terms and conditions Ensure all client queries are promptly addressed, providing excellent client service Maintain accurate and up-to-date client records and documentation Keep abreast of industry trends and regulatory changes that could impact surety products Collaborate with sales teams to identify opportunities for new business Assist in the resolution of any surety claim issues and participate in the recovery process, if needed KNOWLEDGE, SKILLS & ABILITIES: Excellent verbal and written communication skills Ability to manage and prioritize multiple tasks, demonstrating superb organizational skills EDUCATION & EXPERIENCE: Bachelor's degree in Business, Finance, or related field At least 4 years of experience in the surety or insurance industry, preferably in an account management role Proficient in MS Office Suite (Word, Excel, Outlook, PowerPoint) Ability to learn any firm-related software quickly and efficiently Maintain insurance license as required by the State, or ability to obtain license within first 90 days of employment. IMPORTANT NOTICE: This position description is intended to describe the level of work required of the person performing in the role and is not a contract. The essential responsibilities are outlined; other duties may be assigned as needs arise or as required to support the organization. All requirements may be subject to reasonable accommodation to applicants and colleagues who need them for medical or religious reasons. IMPORTANT NOTICE: This position description is intended to describe the level of work required of the person performing in the role and is not a contract. The essential responsibilities are outlined; other duties may be assigned as needs arise or as required to support the organization. All requirements may be subject to reasonable accommodation to applicants and colleagues who need them for medical or religious reasons. EEOC (STATEMENT): BRP is an equal employment opportunity firm and strives to comply with all laws prohibiting discrimination based on race, color, religion, age, sex (including sexual orientation and gender identity), national origin or ancestry, disability, military status, marital status, and any other category protected by federal, state, or local laws. All such discrimination is unlawful, and all persons involved in the operations of the firm are prohibited from engaging in this conduct. The starting salary for this position is $50,000-$55,000 annually. Salary is negotiable upon time of hire. #LI-SB1 IND1 Click here for some insight into our culture! The Baldwin Group will not accept unsolicited resumes from any source other than directly from a candidate who applies on our career site. Any unsolicited resumes sent to The Baldwin Group, including unsolicited resumes sent via any source from an Agency, will not be considered and are not subject to any fees for any placement resulting from the receipt of an unsolicited resume.
Posted 30+ days ago
Huntington Bancshares IncMinnetonka, MN
Description Huntington National Bank is seeking a Credit Risk and Analytics Senior Manager within the Credit Administration function (Second Line of Defense). This role provides independent oversight and analytical insight across a broad and dynamic portfolio suite, including: Consumer Lending (secured/unsecured) Auto Finance Residential Mortgage Credit Card Recreational Vehicle / Marine Lending Regional Business Banking (up to $50MM annual revenue / $25MM credit exposure, conventional & SBA) FinTech Partnerships (digital originations, embedded finance, alternative underwriting) Portfolio Acquisitions (purchased loan portfolios, digital or bulk whole-loan acquisitions) The senior manager will help ensure sound credit practices, maintain regulatory alignment, and support risk-aware innovation. Key Responsibilities: Credit Risk Oversight: Provide second-line effective challenge on all end-to-end lending functions (e.g., underwriting strategies, credit policy changes, and risk-adjusted returns) across all assigned portfolios Assess and review risk profiles of loan acquisitions, FinTech originations, and non-core purchase channels Evaluate growth, optimization, and innovation proposals (e.g., Fintech partnerships, SBA lending, portfolio acquisition strategy) for alignment with risk appetite Assess collections, bankruptcy, asset management, credit bureau management, and recovery activities to ensure appropriate support and resources for lending strategies Portfolio Monitoring & Analytics: Conduct performance monitoring for expected loss vs actual losses, delinquencies, vintage analysis, utilization trends, and early warning indicators across all portfolio segments Support segmentation analysis by originator (e.g., branch, dealer, FinTech, purchased portfolios) Produce actionable insights to mitigate concentration risks and deteriorating segments Support portfolio concentration, lending strategy, and limits activities Build credit risk and optimization strategies using advanced analytics, models, and adaptive control platforms (e.g., agentic AI, credit card authorization, line management, collections) Governance & Credit Policy: Assist in writing, reviewing, and maintaining credit policy, risk standards, and governance documentation Serve as member and prepare risk presentations for internal committees (Business Unit Credit Committees, Executive Risk Committees) and regulatory reviews Maintain oversight of policy exceptions, overrides, and decision authority structures across products (e.g., delegated lending authority) Model Risk & Controls: Provide model oversight activities for origination and behavioral scorecards, pricing models, and third-party decisioning tools Evaluate override activity and backtesting of models used in portfolio acquisitions or FinTech programs Collaborate with Model Risk Management and Audit on control compliance and validation schedules Cross-Functional Leadership: Partner with Business Unit Leadership, Enterprise Risk, Product, Model Risk, Compliance, Operations, Legal, Finance, and Technology to ensure integrated risk coverage Participate in due diligence, risk integration, and onboarding of acquired loan portfolios or FinTech partners or other merger & acquisition activities Provide risk insights during regulatory exams, audits, and strategic reviews Other duties as assigned Required Qualifications: Bachelor's degree in Finance, Economics, Analytics, Engineering, Statistics, or related field 8 years of experience in credit risk, portfolio analytics, or second-line credit oversight (title commensurate with experience) Familiarity with at least three of the following: consumer lending, auto/RV/marine, mortgage, small business, card, FinTech partnerships, or portfolio acquisitions Proficiency with tools such as SQL, SAS, Python, R, and Tableau or Power BI Working knowledge of OCC/Federal Reserve/FDIC regulatory requirements, FFIEC, model risk (SR 11-7), and CECL/Basel risk frameworks Excellent communication skills with experience presenting complex credit issues to senior and executive leadership Preferred Qualifications: Master's Degree or equivalent (e.g., MBA, Analytics, Graduate School of Banking) Deep line of business experience, second line credit risk oversight Knowledge of SBA SOP and dealer-based finance channels Experience in loan portfolio acquisition due diligence or integration Expertise in model development, artificial intelligence, emerging technologies/fintech #LI-ML1 Exempt Status: (Yes = not eligible for overtime pay) (No = eligible for overtime pay) Yes Workplace Type: Office Our Approach to Office Workplace Type Certain positions outside our branch network may be eligible for a flexible work arrangement. We're combining the best of both worlds: in-office and work from home. Our approach enables our teams to deepen connections, maintain a strong community, and do their best work. Remote roles will also have the opportunity to come together in our offices for moments that matter. Specific work arrangements will be provided by the hiring team. Compensation Range: 102,000 - 208,000 Annual Salary The compensation range represents the low and high end of the base compensation range for this position. Actual compensation will vary and may be above or below the range based on various factors including but not limited to location, experience, and performance. Colleagues in this position are also eligible to participate in an applicable incentive compensation plan. In addition, Huntington provides a variety of benefits to colleagues, including health insurance coverage, wellness program, life and disability insurance, retirement savings plan, paid leave programs, paid holidays and paid time off (PTO). Huntington is an Equal Opportunity Employer. Tobacco-Free Hiring Practice: Visit Huntington's Career Web Site for more details. Note to Agency Recruiters: Huntington will not pay a fee for any placement resulting from the receipt of an unsolicited resume. All unsolicited resumes sent to any Huntington colleagues, directly or indirectly, will be considered Huntington property. Recruiting agencies must have a valid, written and fully executed Master Service Agreement and Statement of Work for consideration.
Posted 1 week ago
AritziaHonolulu, HI
THE DEPARTMENT Our Enterprise Risk Management department is responsible for minimizing loss while respecting people, brand and operations. THE OPPORTUNITY With a special focus on merchandise security, our Risk Associate supports the Store team in delivering an outstanding customer experience while encouraging a safe and secure store environment. THE JOB As the Risk Associate, you will: Support a safe and secure working environment Minimize the loss of merchandise from all internal and external avenues Champion and coach the store team on the importance of inventory accuracy Safeguard the loss of financial, information and physical assets QUALIFICATIONS As the Risk Associate, you have: 1+ year experience in Loss Prevention / Risk Retail experience is an asset Post-secondary education in a related field ARITZIA Head to our About Us for the scoop on who we are and what we do. Aritzia is an Equal Opportunity employer. Aritzia believes in providing an inclusive workplace where all individuals have opportunity to succeed. We are committed to doing so by providing accessible employment practices. Requests for accommodation due to a disability can be made at any stage of the recruitment process and applicants are asked to make their accommodation needs known.
Posted 30+ days ago
Freddie MacMclean, VA
At Freddie Mac, our mission of Making Home Possible is what motivates us, and it's at the core of everything we do. Since our charter in 1970, we have made home possible for more than 90 million families across the country. Join an organization where your work contributes to a greater purpose. Position Overview: This role is in Governance and Business Services (GBS) and is part of the 1st Line within the Multifamily Division at Freddie Mac. GBS leads the division in managing operational risk, in compliance with the Corporate Enterprise Risk Management framework. In this role, operational risks include people, transaction, reporting, technology, information, third party, business resiliency and model risks. The Risk and Control Senior will perform risk assessments, help in the design and implementation of controls and manage timely and adequate remediation of issues. The responsibilities are time sensitive and have a high-level of visibility within Multifamily and across the company. Apply now to learn about our excellent benefits and why there's #moreatfreddiemac! Our Impact: We drive effective management of operational risk within the MF division, in line with corporate policies and standards, by identifying, assessing, monitoring, managing and reporting on operational risks, proactively engaging with the business areas and acting as a trusted advisor on operational risk matters. Your Impact: As an integral part of our high performance team, you will proactively assist the team in managing operational risks. Your primary responsibilities include: Engage with the business area to identify and assess relevant risks in business and design adequate controls that mitigate risks Prepare, conduct, and document risk & control self-assessment (RCSA) for business areas Provide end-to-end support to business throughout the issue management lifecycle Investigate and document operational risk events and guide the development of remediation actions Support implementation of significant changes, such as new products or regulatory requirements Support business area during audit and oversight activities and regulator examinations Keep abreast of current business trends and emerging risks and assess their impact on operational risk Maintain operational risk data stored in BWise, ensuring completeness and accuracy Support reporting on risk & control assessments and operational risk to divisional Leadership Work individually and with the business to identify, develop and implement operational efficiency Qualifications: 5 - 7 years related work experience Ability to evaluate and review the compliance against established policies and standards Ability to see the big picture and synthesize information from various sources into concise written documents Must be able to work independently with minimal direction and collaborate effectively Excellent written and verbal communication skills Strong Excel, PowerPoint, and SharePoint skills Keys to Success in this Role: Curiosity and interest in learning the Multifamily business Desire to understand and apply the Operational Risk Management framework Detail oriented and result driven Ability to multi-task and prioritize Team player with positive attitude Strong work ethic Current Freddie Mac employees please apply through the internal career site. We consider all applicants for all positions without regard to gender, race, color, religion, national origin, age, marital status, veteran status, sexual orientation, gender identity/expression, physical and mental disability, pregnancy, ethnicity, genetic information or any other protected categories under applicable federal, state or local laws. We will ensure that individuals are provided reasonable accommodation to participate in the job application or interview process, to perform essential job functions, and to receive other benefits and privileges of employment. Please contact us to request accommodation. A safe and secure environment is critical to Freddie Mac's business. This includes employee commitment to our acceptable use policy, applying a vigilance-first approach to work, supporting regulatory mandates, and using best practices to protect Freddie Mac from potential threats and risk. Employees exercise this responsibility by executing against policies and procedures and adhering to privacy & security obligations as required via training programs. CA Applicants: Qualified applications with arrest or conviction records will be considered for employment in accordance with the Los Angeles County Fair Chance Ordinance for Employers and the California Fair Chance Act. Notice to External Search Firms: Freddie Mac partners with BountyJobs for contingency search business through outside firms. Resumes received outside the BountyJobs system will be considered unsolicited and Freddie Mac will not be obligated to pay a placement fee. If interested in learning more, please visit www.BountyJobs.com and register with our referral code: MAC. Time-type:Full time FLSA Status:Exempt Freddie Mac offers a comprehensive total rewards package to include competitive compensation and market-leading benefit programs. Information on these benefit programs is available on our Careers site. This position has an annualized market-based salary range of $96,000 - $144,000 and is eligible to participate in the annual incentive program. The final salary offered will generally fall within this range and is dependent on various factors including but not limited to the responsibilities of the position, experience, skill set, internal pay equity and other relevant qualifications of the applicant.
Posted 30+ days ago
SofiFrisco, TX
Employee Applicant Privacy Notice Who we are: Shape a brighter financial future with us. Together with our members, we're changing the way people think about and interact with personal finance. We're a next-generation financial services company and national bank using innovative, mobile-first technology to help our millions of members reach their goals. The industry is going through an unprecedented transformation, and we're at the forefront. We're proud to come to work every day knowing that what we do has a direct impact on people's lives, with our core values guiding us every step of the way. Join us to invest in yourself, your career, and the financial world. The role: The Risk Strategy Execution Analyst is responsible for assisting in the implementation of strategies and treatments in the lending space, using coordination and communication skills to help with the execution of collections initiatives that optimize collections efficiency while keeping within policy and regulation. What you'll do: Coordinate and facilitate the implementation of new treatments and strategies across lending products Develop detailed business requirements for small to mid-sized projects, and communicate those requirements among our partners; including Risk Infrastructure (R/I) and Engineering & Product Development (EPD) Assist with the implementation of strategic initiatives, ensuring visibility across several teams, including Legal, Compliance, Finance, EPD and R/I Perform post-implementation validation and suggest/implement solutions for effectively mitigating, monitoring and reporting on defects Identify key work streams within projects, and facilitate cross-departmental communication, including coordination of activities within major release timelines Effectively develop internal mechanisms for tracking and reporting on project progress, including early detection and escalation of blockers and risks to avoid negative impact on collections effectiveness Offer creative solutions for driving initiatives forward despite roadblocks Work with Operations and EPD partners to identify gaps in system/operations process flows ensuring alignment of strategy/intent, execution, policies, state legalities, and regulatory guidelines as it relates to contacting delinquent customers What you'll need: 2+ years of collections and/or operations project execution and a bachelor's degree Strong organizational skills, with the ability to keep multiple projects on track simultaneously while recognizing and communicating risks and roadblocks Advanced analytical and problem-solving skills to identify and resolve issues promptly; suggest alternative solutions; support SoFi's overarching strategic goals relative to loss prevention Effective and collaborative communication skills (both verbal and written); including ability to translate business needs into detailed product requirements, and to quickly seek clarification to resolve ambiguities Innovative and capable of developing creative solutions to complex, data-driven problems Ability to collaborate well with teammates and business partners in a remote work setting Nice to have: Strong SQL experience to be able to perform testing validation at a data level Experience working within a Snowflake environment Project management experience Strong collections industry knowledge, including a sound understanding of relevant regulations like FDCPA, TCPA, FCRA, and a working knowledge of the impact of CFPB's Reg F on the collections landscape Compensation and Benefits The base pay range for this role is listed below. Final base pay offer will be determined based on individual factors such as the candidate's experience, skills, and location. To view all of our comprehensive and competitive benefits, visit our Benefits at SoFi page! Pay range: $76,800.00 - $144,000.00 Payment frequency: Annual This role is also eligible for a bonus and competitive benefits. More information about our employee benefits can be found in the link above. SoFi provides equal employment opportunities (EEO) to all employees and applicants for employment without regard to race, color, religion (including religious dress and grooming practices), sex (including pregnancy, childbirth and related medical conditions, breastfeeding, and conditions related to breastfeeding), gender, gender identity, gender expression, national origin, ancestry, age (40 or over), physical or medical disability, medical condition, marital status, registered domestic partner status, sexual orientation, genetic information, military and/or veteran status, or any other basis prohibited by applicable state or federal law. The Company hires the best qualified candidate for the job, without regard to protected characteristics. Pursuant to the San Francisco Fair Chance Ordinance, we will consider for employment qualified applicants with arrest and conviction records. New York applicants: Notice of Employee Rights SoFi is committed to embracing diversity. As part of this commitment, SoFi offers reasonable accommodations to candidates with physical or mental disabilities. If you need accommodations to participate in the job application or interview process, please let your recruiter know or email accommodations@sofi.com. Due to insurance coverage issues, we are unable to accommodate remote work from Hawaii or Alaska at this time. Internal Employees If you are a current employee, do not apply here - please navigate to our Internal Job Board in Greenhouse to apply to our open roles.
Posted 30+ days ago
Credit Risk Analytics Manager (Unsecured Lending)
US BankAtlanta, GA
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Job Description
At U.S. Bank, we're on a journey to do our best. Helping the customers and businesses we serve to make better and smarter financial decisions and enabling the communities we support to grow and succeed. We believe it takes all of us to bring our shared ambition to life, and each person is unique in their potential. A career with U.S. Bank gives you a wide, ever-growing range of opportunities to discover what makes you thrive at every stage of your career. Try new things, learn new skills and discover what you excel at-all from Day One.
Job Description
The organization's risk management structure is designed to promote effective governance and risk management that is systematic, transparent, credible, timely, and verifiable through clear delineation and execution of key roles and responsibilities. Its goal is to manage risks that may impact the company, including credit, financial, liquidity, market, operational, reputational, strategic, and other risks as appropriate.
The Business Risk Manager will partner with leaders in their assigned Line of Business, Business Risk Consultants, and other Business Risk Managers to, depending on the function, oversee the successful creation, implementation, and maintenance of an effective risk management framework.
This role:
May lead projects and/or activities that ensure compliance with applicable federal, state and local laws and regulations.
May facilitate the identification of gaps and drive solutions that minimize losses resulting from inadequate internal processes, systems or human errors.
May ensure the active identification, response and/or escalation of risks as appropriate.
May influence policies and procedures to maximize profit potential and minimize regulatory exposure.
May be accountable for an effective partnership between the Line of Business and the Lines of Defense.
Additional Role Responsibilities:
Provides analytical and project management in support credit risk management for Consumer Unsecured Lending products
Identifies and analyzes acquisition, account management and portfolio performance trends using key indicators and techniques, using predictive credit risk models and other qualitative and quantitative methods.
Conducts data research projects end-to-end by integrating, aggregating or reassembling information from a variety of database sources and systems often based on well-defined directions, by writing database queries in SAS, SQL, R or other database query languages.
Supports the team with in-depth research and extensive analyses, requiring problem solving under limited supervision, however, with clearly defined procedures, summarized results, providing limited interpretation with the ability to convey both technical and non-technical concepts.
Develops, builds and maintains performance reporting to monitor overall portfolio and risk strategy performance.
Understands and communicates the impact of credit risk management strategies, research and outcomes in support of initiatives and proposals, as aligned to key business, product and consumer drivers.
Basic Qualifications
Bachelor's degree, or equivalent work experience
10 or more years of applicable experience
Applicable certifications
Preferred Skills/Experience
Advanced degree in business, computer science, economics, finance, or statistics strongly preferred
Experience in credit developing credit risk strategies for underwriting or account management for unsecured lending
Experience leading credit risk analytics teams for consumer unsecured lending products
Advanced knowledge of SAS, SQL, R, Python, or other database programming languages strongly preferred
Experience working with large datasets strongly preferred
Effective verbal, written and presentation communication skills strongly preferred
Effective technical report writing skills strongly preferred
Ability to work independently with minimal guidance from manager
Advanced understanding of the business line's operations, products/services, systems, and associated risks/controls
Advanced understanding of applicable laws, regulations, financial services, and regulatory trends that impact their assigned line of business
Proven ability to build and manage a team of business risk professionals who have credibility and work directly with business line management
Strong knowledge of business risk competencies
Effective skills in leadership and management of process, projects and people
Well-developed analytical skills
Strong verbal and written communication and interpersonal skills, planning and implementation skills and negotiation skills
Effective skills at managing stressful situations
Proficient computer navigation skills, particularly word processing, spreadsheet, databases, and presentations
If there's anything we can do to accommodate a disability during any portion of the application or hiring process, please refer to our disability accommodations for applicants.
Benefits:
Our approach to benefits and total rewards considers our team members' whole selves and what may be needed to thrive in and outside work. That's why our benefits are designed to help you and your family boost your health, protect your financial security and give you peace of mind. Our benefits include the following (some may vary based on role, location or hours):
Healthcare (medical, dental, vision)
Basic term and optional term life insurance
Short-term and long-term disability
Pregnancy disability and parental leave
401(k) and employer-funded retirement plan
Paid vacation (from two to five weeks depending on salary grade and tenure)
Up to 11 paid holiday opportunities
Adoption assistance
Sick and Safe Leave accruals of one hour for every 30 worked, up to 80 hours per calendar year unless otherwise provided by law
U.S. Bank is an equal opportunity employer. We consider all qualified applicants without regard to race, religion, color, sex, national origin, age, sexual orientation, gender identity, disability or veteran status, and other factors protected under applicable law.
E-Verify
U.S. Bank participates in the U.S. Department of Homeland Security E-Verify program in all facilities located in the United States and certain U.S. territories. The E-Verify program is an Internet-based employment eligibility verification system operated by the U.S. Citizenship and Immigration Services. Learn more about the E-Verify program.
The salary range reflects figures based on the primary location, which is listed first. The actual range for the role may differ based on the location of the role. In addition to salary, U.S. Bank offers a comprehensive benefits package, including incentive and recognition programs, equity stock purchase 401(k) contribution and pension (all benefits are subject to eligibility requirements). Pay Range: $133,365.00 - $156,900.00
U.S. Bank will consider qualified applicants with arrest or conviction records for employment. U.S. Bank conducts background checks consistent with applicable local laws, including the Los Angeles County Fair Chance Ordinance and the California Fair Chance Act as well as the San Francisco Fair Chance Ordinance. U.S. Bank is subject to, and conducts background checks consistent with the requirements of Section 19 of the Federal Deposit Insurance Act (FDIA). In addition, certain positions may also be subject to the requirements of FINRA, NMLS registration, Reg Z, Reg G, OFAC, the NFA, the FCPA, the Bank Secrecy Act, the SAFE Act, and/or federal guidelines applicable to an agreement, such as those related to ethics, safety, or operational procedures.
Applicants must be able to comply with U.S. Bank policies and procedures including the Code of Ethics and Business Conduct and related workplace conduct and safety policies.
Posting may be closed earlier due to high volume of applicants.
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