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The Risk Officer is responsible for a wide variety of supervisory, compliance, and risk functions. In conjunction with the Senior Risk Officer, the Risk Officer has accountability for maintaining a consistent controlled environment through adherence of business ethics and practices and adherence to all applicable Federal, State and Local laws, Morgan Stanley Wealth Management policies, and other regulations. Then the Risk Officer keeps the Senior Risk Officer informed of significant matters. The Risk Officer role is a non-revenue sharing position that reports to the Senior Risk Officer. DUTIES and RESPONSIBILITIES: Surveillance and Supervision Primary responsibility for all risk, supervisory, and compliance function for respective branch location(s) Facilitates any supervisory inquiry or process that requires escalation from the Senior Risk Officer and/or the Regional Risk Officer Focuses on business ethics and regulatory and compliance practices Provides coaching and guidance on policies and procedures in order to promote risk awareness and a compliant environment Ensure proper procedures are in place to ensure that approvals are handled appropriately and timely Risk Management/Compliance/Legal Monitors and implements procedures to manage all facets of risk, including data security Facilitates regular and consistent communication of Morgan Stanley Wealth Management policies and other regulations Liaises with the Legal and Compliance Division with customer complaints and litigation Together with the Market Manager and Senior Risk Officer, ensures appropriate supervisory coverage is maintained at all times Oversees responsibilities outlined in the Branch Supervisory Manual, as well as new policies to ensure the Complex has procedures in place Supports in the preparation for and response to audits, and ensures that any audit findings are appropriately responded to and remediated Works with Market Manager and Senior Risk Officer to monitor people risk, and ensures appropriate action is taken Responsible for proactive client contact in determining suitability and managing risk Active involvement with the region regarding matters presented to the Credit Committee Primary source for intelligence on risk in regard to clients and FAs Administrative Works closely with Special Investigation Unit on any Human Resources issues as related to risk and compliance. Together with the Senior Risk Officer facilitates the training on Morgan Stanley Wealth Management compliance policies and procedures. Assists in the review and on boarding of FA recruits Qualifications - External Education and/or Experience Bachelor's degree required or equivalent education or experience Previous industry experience Active Series 7, 8 (or 9 and 10), and 63, 65 (or 66) Other licenses as required for role or by management Knowledge/Skills: Knowledge of SEC, FINRA and Firm Compliance Policies and Procedures Effective written and verbal communication skills Strong attention to detail Ability to prioritize and resolve market problems and escalate as necessary Ability to identify issues and trends in order to anticipate change and provide recommended comprehensive solutions and remedies Evidence of strong leadership capabilities or previous supervisory experience Ability to organize and prioritize workflow and assignments in a deadline oriented environment Ability to interact with Financial Advisors and clients Excellent judgment and the ability to be discreet in all matters Strong work ethic Reports to: Senior Risk Officer Morgan Stanley's goal is to build and maintain a workforce that is diverse in experience and background but uniform in reflecting our standards of integrity and excellence. Consequently, our recruiting efforts reflect our desire to attract and retain the best and brightest from all talent pools. We want to be the first choice for prospective employees. It is the policy of the Firm to ensure equal employment opportunity without discrimination or harassment on the basis of race, color, religion, creed, age, sex, sex stereotype, gender, gender identity or expression, transgender, sexual orientation, national origin, citizenship, disability, marital and civil partnership/union status, pregnancy, veteran or military service status, genetic information, or any other characteristic protected by law. Morgan Stanley is an equal opportunity employer committed to diversifying its workforce (M/F/Disability/Vet). WHAT YOU CAN EXPECT FROM MORGAN STANLEY: We are committed to maintaining the first-class service and high standard of excellence that have defined Morgan Stanley for over 89 years. Our values - putting clients first, doing the right thing, leading with exceptional ideas, committing to diversity and inclusion, and giving back - aren't just beliefs, they guide the decisions we make every day to do what's best for our clients, communities and more than 80,000 employees in 1,200 offices across 42 countries. At Morgan Stanley, you'll find an opportunity to work alongside the best and the brightest, in an environment where you are supported and empowered. Our teams are relentless collaborators and creative thinkers, fueled by their diverse backgrounds and experiences. We are proud to support our employees and their families at every point along their work-life journey, offering some of the most attractive and comprehensive employee benefits and perks in the industry. There's also ample opportunity to move about the business for those who show passion and grit in their work. Morgan Stanley's goal is to build and maintain a workforce that is diverse in experience and background but uniform in reflecting our standards of integrity and excellence. Consequently, our recruiting efforts reflect our desire to attract and retain the best and brightest from all talent pools. We want to be the first choice for prospective employees. It is the policy of the Firm to ensure equal employment opportunity without discrimination or harassment on the basis of race, color, religion, creed, age, sex, sex stereotype, gender, gender identity or expression, transgender, sexual orientation, national origin, citizenship, disability, marital and civil partnership/union status, pregnancy, veteran or military service status, genetic information, or any other characteristic protected by law. Morgan Stanley is an equal opportunity employer committed to diversifying its workforce (M/F/Disability/Vet).

About Us Rho is the all-in-one banking platform for startups and the accountants who support them. With banking set up in minutes, 2% cashback cards, and powerful tools for managing spend, paying bills, and closing the books, Rho helps high-growth startups move fast and stay focused—with support that goes to the ends of the earth to help you win. About the Role We’re seeking a Sr. Manager, Risk Operations to help us strengthen and streamline Rho’s risk management framework. In this role, you’ll be at the forefront of ensuring the security, compliance, and integrity of our platform business operations. You’ll collaborate with internal teams and external experts to evaluate and enhance our risk controls, guiding critical decisions that protect our business and customers. Your insights will have a direct impact on shaping policies, improving processes, and fostering a culture of security, compliance, and risk management at Rho. Join us in building a trusted financial platform for modern businesses. This role is based out of our Downtown SLC office 5 days a week. Responsibilities: Maintain up-to-date risk policies and procedures that align with regulatory requirements Collaborate with cross-functional teams to seamlessly integrate risk considerations into day-to-day business operations, empowering departments to make informed, risk-aware decisions Lead audits and assessments to identify, evaluate, and mitigate risks, providing actionable insights Proactively prepare the organization for substantial due diligence efforts from customers, partners, investors, and regulators by maintaining up-to-date documentation, implementing rigorous internal processes, and coordinating cross-functional teams to respond efficiently and comprehensively to all requests Manage the end-to-end vendor due diligence process, coordinating with finance, legal, compliance, information security, and business teams to ensure thorough vetting and risk mitigation Create and document clear, scalable guidelines for operations teams on compliance-related activities, ensuring processes are sustainable, efficient, and auditable Foster a company-wide culture of compliance and security through training and engagement Escalate significant compliance or security risks to senior leadership, ensuring timely mitigation Qualifications Bachelor’s degree in finance, law, business, cybersecurity, or a related field. Advanced degrees or certifications in risk management, compliance, or cybersecurity are a plus 5+ years of hands-on experience in risk operations within a financial services, fintech, or cybersecurity-focused environment Strong understanding of risk management principles and ability to interpret complex regulations Deep understanding of key regulations and standards such as AML, BSA, NIST, PCI, and SOC2. Ability to interpret and apply these frameworks to real-world business challenges Proven skills in managing projects, conducting audits, and ensuring follow-through on risk initiatives Excellent communication skills with the ability to translate complex regulations into actionable guidance Experience leading internal audits, managing diligence reporting, and liaising with auditors Ability to train teams on risk management best practices, ensuring company-wide compliance Experience with Vanta strongly preferred JD/Legal work experience strongly preferred Our people are our most valuable asset. The salary range for this role is $112,000-$144,000. Base salary may vary depending on relevant experience, skills, and business needs. In addition to base pay, Rho offers equity, healthcare benefits, and paid time off. Diversity is a core value at Rho. We’re passionate about building and sustaining an inclusive and equitable environment for all those involved with our mission, including employees, contractors, candidates, customers, and vendors. We believe every member of the Rho community enriches our ability to provide a broad range of ways to understand and engage with the market, identify problems, and drive solutions that align with our mission. We welcome all qualified applications and support each of our Rho’ers with ongoing professional growth opportunities.

Position Summary The Food Service Worker assist in the preparation and servicing of Program meals and may teach and supervise youth within a Culinary Arts curriculum. Essential Job Duties Ensure interactions reflect Kids First, Safety, Family, Relationships, Meaningful Participation, Challenge and Engaged Environment and Community Involvement, Interactions with youth shall maintain an environment that provides a physically/emotionally safe space for youth and effective learning, growth, and progress toward individualized goals, Model supportive, consistent, respectful behavior with all parties to ensure an atmosphere that fosters healthy relationships, trust, and mutual respect; set clear boundaries and provide observations and reflection to youth while fostering equity and diversity, Manage kitchen operations and services based on sound principals of nutrition, Hazard Analysis and Critical Control Points (HACCP), and culinary techniques to ensure food quality, Assist with Instructing and supervising youth in the Culinary Arts curriculum, including meal preparation, health, and hygiene, serving and storage and maintenance of all equipment within compliance standards, Adhere to and maintain all applicable Federal laws, School Board policies, and Food Service directives, nutrition, and safety rules, regulations, and departmental guidelines, Operate all food preparation equipment in accordance with applicable sanitation and safety guidelines and regulations of the appropriate Health District, Ensure safe storage of perishable items and maintain secure storage of kitchen area facility, equipment, and supplies, store food according to health requirements and standardized food storage practices, Encourage recycling practices and waste disposal according to policies and procedures, Ensure all food, supplies and equipment are ordered and received on a timely basis while maintaining financial integrity at the direction of the Food Service Supervisor, Maintain and submit accurate record keeping as required/directed, i.e., daily/weekly/monthly reports, production records, inventories, contract audit documentation and equipment, supply, maintenance log, Utilize various cleaning agents, mixing according to label instructions, and using in accordance with prescribed safety precautions and directions, Attend and maintain CPR and First Aid certification by nationally recognized organization, Administer first aid and CPR during emergencies in accordance with National standards,  Attend and maintain appropriate crisis intervention/de-escalation training and certification, Maintain Food Handler certification, Actively participates in day trips and special activities that involve recreational sports, facility and equipment cleaning, grounds maintenance, and equipment relocation, May transport youth and drive for other work-related tasks, Assist with special projects and other duties as assigned. Minimum Education, Training and Experience High school diploma/GED, Current Food Handler certification preferred; ability to obtain and maintain Certification required, Minimum of two (2) years’ experience in the food service industry, preparing and serving meals to groups of 25-50 people, Prior food service experience within a school environment preferred, Basic Microsoft Office (Word, Excel, PowerPoint, Outlook) skills. What's in it for you? As well as gain an opportunity to make an exceptional difference in kids' lives, AMIkids offers a comprehensive benefits package including: Growth opportunities – we pride ourselves on developing our leaders from within Health Benefits – Medical, Dental, Vision, & Prescription Drug plan options; Health Spending Account, Company paid Life Insurance and AD&D PTO & Paid Holidays Wellness Benefits – EAP, Health Coaching, Stress Management Programs, etc. Employer Funded Pension Plan, Voluntary 403(B) Retirement Plan, Student Loan Forgiveness Program Pet Insurance, World Travel Assistance, Car Rental discounts, Gym Membership discounts, and more. Check out our website to learn more about what we offer! http://www.amikids.org/Our-Careers/why-amikids/benefits

SENIOR MANAGER, CREDIT RISK At Current, we’re on a mission to enable our members to create better financial outcomes for themselves. Headquartered in NYC, we’re a leading U.S. fintech and one of the fastest growing companies with over 5 million members. No matter your title, we welcome everyone to build great products, grow quickly, and make an impact together. ABOUT THE ROLE: We are looking for a Senior Manager, Credit Risk to join our team and drive the growth of our Credit and Liquidity products and business. This is a critical role for Current at a time of rapid growth. The key objectives of this role are to enable profitable growth of our Credit and liquidity products/businesses by focusing on Credit/underwriting strategy, design, execution, management and continuous improvement.   We are looking for a person with exceptional analytical skills, a hands-on approach, and a business owner mentality. KEY RESPONSIBILITIES: Develop strategy and roadmap for underwriting of products; drive continuous improvement of existing products to achieve business objectives As an individual contributor, frame the credit product design, approach to underwriting analysis and modeling from beginning to end and simulate, iterate, validate the credit underwriting, offer terms Be a hands-on leader that works with data analysts, cross-functionally and with external vendors to design, test, deliver, and monitor new underwriting and ongoing account management for our credit/ liquidity products including Paycheck Advance, Credit Card and Personal Loans Work closely with internal stakeholders including: Finance to ensure a well-managed process for provisioning, true-up and release of loss allowances; Finance for funding strategy and execution; Legal/compliance for regulatory requirements Interface with Bank partners on risk related agenda and processes ABOUT YOU: Credit Risk strategist - Has experience in credit risk domain throughout the lifecycle of credit and liquidity products Critical thinker - consider problems from all angles to remove bias and touch bottom on key assumptions Creative problem-solver - able to find creative solutions that finds win win across constraints and objectives Results-oriented - You ground contributions in real business and customer impact and prioritize effectively to maximize speed-to-impact.  Fast learner - you have no problem picking up new skills or tools to get the job done. Intellectually curious - seek to understand the why behind the numbers and love nerding out over a new insight Exceptional written and oral communication skills. You drive alignment through grounded arguments, interpersonal skills, and negotiation skills.   Thrive when working in a fast-moving, ambiguous environment Excited by large breadth of problem areas REQUIREMENTS: 6+ years of management experience in standing up successful new underwriting for credit / liquidity products in digital and start up environments Deep knowledge and experience of underwriting and credit management domains including cash flow and credit data based underwriting, credit and banking data environments, successful underwriting / offer principles that balance revenue and risk, experiment design related to credit, customer behavior, risk modeling and ongoing portfolio management processes Demonstrated competencies and capabilities in credit risk analytics across the lifecycle for different products including technical skills in SQL, Python and other modeling tools Masters or Undergraduate degree with a quantitative concentration Exceptional written and oral communication skills. Strong people leader and collaborator. Able to handle competing priorities and influence leadership decision-making This role has a base salary range of $180,000.00 to $250,000.00. Compensation is determined based on experience, skill level, and qualifications, which are assessed during the interview process. Current offers a competitive total rewards package which includes base salary, equity, and comprehensive benefits. BENEFITS: Competitive salary  Meaningful equity in the form of stock options  401(k)  Discretionary performance bonus program  Semi-annual performance reviews Medical, Dental and Vision premiums covered at 100% for you and your dependents  Flexible time off and paid holidays  Generous parental leave policy Commuter benefits  Fitness benefits Healthcare and Dependent care FSA benefit  Healthcare advocacy program for all employees  Access to mental health apps  Team building activities

Employee Applicant Privacy Notice Who we are: Shape a brighter financial future with us. Together with our members, we’re changing the way people think about and interact with personal finance. We’re a next-generation financial services company and national bank using innovative, mobile-first technology to help our millions of members reach their goals. The industry is going through an unprecedented transformation, and we’re at the forefront. We’re proud to come to work every day knowing that what we do has a direct impact on people’s lives, with our core values guiding us every step of the way. Join us to invest in yourself, your career, and the financial world. The role As a Risk Data Engineer,you will be a pivotal member of the data team, leveraging extensive knowledge and skills to design and implement highly scalable and robust data solutions that drive significant functional impact and contribute directly to company goals. This role demands deep and advanced expertise in data modeling, alongside proficiency in Python, dbt, Apache Airflow, and Snowflake, applied creatively and effectively to resolve complex data issues. You will independently determine methods to solve most problems, take ownership of managing identified risks within your projects, and influence data strategy within the team. You will also provide technical leadership and mentorship to junior engineers, fostering a culture of excellence and continuous improvement.     What You'll Do Independently collaborate with data engineers and business stakeholders to understand complex data requirements, and lead the delivery of comprehensive data solutions with significant functional impact. Lead the design and implementation of advanced, robust data models for complex analytical and operational needs, ensuring optimal performance, scalability, and adherence to best practices. Lead the development and maintenance of sophisticated ETL/ELT pipelines using dbt, Python, and Apache Airflow, addressing high-exposure risks and ensuring data integrity. Proactively develop and optimize intricate data workflows and pipelines on Snowflake, pushing the boundaries of performance and advanced features. Take ownership of the design and maintenance of a modern data platform, contributing significantly to its strategic direction. Drive the implementation of advanced and robust data quality processes, handling most escalations related to data accuracy, reliability, and compliance. Lead code reviews, provide expert feedback, and champion data engineering best practices across the team and department. Proactively troubleshoot and resolve highly complex data pipeline issues, suggesting solutions to avoid unintended negative impact cross-functionally. Drive the adoption of team tools and frameworks, simplifying processes and reducing complexity. Provide technical leadership and mentorship to junior data engineers, guiding them in best practices, complex problem-solving, and career development.    What you’ll need: 5+ years of advanced experience in data engineering, with deep and demonstrated expertise in complex data modeling and end-to-end pipeline development. Expert proficiency in Python for complex data processing, automation, and building scalable data applications. Extensive hands-on experience with dbt for advanced data transformation, modeling, and managing complex data dependencies. Expertise in Apache Airflow for designing, orchestrating, and optimizing highly complex and critical data workflows. Deep knowledge of Snowflake, including advanced features, cost optimization, and architecting solutions for large-scale data processing. Advanced proficiency in SQL for complex querying, data manipulation, and performance tuning. Expert-level understanding and practical experience with implementing data governance principles, data cataloging, metadata management, and advanced data quality tools. Experience with data observability tools and practices to monitor data pipelines, quality, and lineage. Proven ability to provide technical leadership and mentor junior team members.   Nice to have:  Experience in implementing CI/CD pipelines for data engineering workflows. Familiarity with data cataloging and metadata tools. Knowledge of cloud-native data platforms and tools. Experience with Large Language Models (LLMs), including data preparation, fine-tuning, or operationalizing LLM-based applications, is highly desirable. Exceptional problem - solving and analytical skills, with meticulous attention to detail and the ability to resolve complex issues in creative and effective ways. Excellent communication and collaboration skills, with the ability to influence peers and key stakeholders to gain buy-in. Proactive mindset and eagerness to learn and adapt to new technologies, independently determining methods to solve most problems. Ability to distill complex concepts, facilitate dialogue, and understand key objectives and strategic priorities to influence team and department strategy. Strong ability to adapt to shifting priorities, proactively thinking through and communicating downstream implications to partners. Remains approachable and accessible while supporting and contributing to other team members' work, nurturing positive working relationships within an established network and developing relationships with functional leadership.   Compensation and Benefits The base pay range for this role is listed below. Final base pay offer will be determined based on individual factors such as the candidate’s experience, skills, and location.    To view all of our comprehensive and competitive benefits, visit our  Benefits at SoFi   page! SoFi provides equal employment opportunities (EEO) to all employees and applicants for employment without regard to race, color, religion (including religious dress and grooming practices), sex (including pregnancy, childbirth and related medical conditions, breastfeeding, and conditions related to breastfeeding), gender, gender identity, gender expression, national origin, ancestry, age (40 or over), physical or medical disability, medical condition, marital status, registered domestic partner status, sexual orientation, genetic information, military and/or veteran status, or any other basis prohibited by applicable state or federal law. The Company hires the best qualified candidate for the job, without regard to protected characteristics. Pursuant to the San Francisco Fair Chance Ordinance, we will consider for employment qualified applicants with arrest and conviction records. New York applicants: Notice of Employee Rights SoFi is committed to embracing diversity. As part of this commitment, SoFi offers reasonable accommodations to candidates with physical or mental disabilities. If you need accommodations to participate in the job application or interview process, please let your recruiter know or email accommodations@sofi.com. Due to insurance coverage issues, we are unable to accommodate remote work from Hawaii or Alaska at this time. Internal Employees If you are a current employee, do not apply here - please navigate to our Internal Job Board in Greenhouse to apply to our open roles.

Employee Applicant Privacy Notice Who we are: Shape a brighter financial future with us. Together with our members, we’re changing the way people think about and interact with personal finance. We’re a next-generation financial services company and national bank using innovative, mobile-first technology to help our millions of members reach their goals. The industry is going through an unprecedented transformation, and we’re at the forefront. We’re proud to come to work every day knowing that what we do has a direct impact on people’s lives, with our core values guiding us every step of the way. Join us to invest in yourself, your career, and the financial world. The role:  We are seeking a skilled and experienced Senior Advisor, Supplier Risk to join our dynamic team. As a key contributor, you will play a crucial role in the development and execution of a supplier rationalization plan and strategy aimed at optimizing vendors across various dimensions, including quality, capacity, systems, and responsiveness. This role involves working closely with business partners, procurement, legal, third-party risk, and information security teams to facilitate new supplier evaluations and onboarding, ensuring alignment with business requirements and compliance standards.  By joining SoFi, you'll become part of a forward-thinking company that is transforming financial services for the better. We offer the excitement of a rapidly growing startup with the stability of an industry leading leadership team. What you’ll do:  The Senior Advisor, Supplier Risk, will help SoFi improve vendor management and internal communication by:  Driving supplier rationalization strategy and execution across enterprise business units.  Provide risk and operational oversight across the third party lifecycle (from onboarding to offboarding).  Ensure adherence to service level agreements (SLAs) performance standards, and contractual obligations.  Drive governance routines to track third party performance, issue remediation and risk mitigation.  Assist in negotiating favorable terms, pricing, and service level agreements with third parties Facilitate new supplier evaluations and onboarding, collaborating with cross-functional teams.  Collaborate with cross-function teams (e.g., IT, legal, cybersecurity, privacy, procurement) to align risk and control expectations.  Development and execution of frameworks, tools and reporting for third party engagements. Identify and escalate emerging third party risks and control gaps across engagements. Establishing process improvements for third parties and enhancing interactions within the organization.  Providing reporting to various levels of executive and management forums. What you’ll need:  5 + years of third party risk management experience in the financial services industry.  Comprehensive knowledge of Third Party Risk Management methodologies, risk mitigation principles and regulatory expectations related to the financial services industry  Proven ability to navigate interagency regulatory guidance.  Strong working knowledge of supplier management best practices and industry trends  Proven experience driving initiatives to achieve cost savings and efficiencies through strategic vendor partnerships and innovative solutions  Proficient in computer skills, including spreadsheets, word processing, and business solutions software.  Familiarity with navigating and interpreting complex procedures, policies, and agreements.  Strong team-building, relationship management, and project management skills.  Robust business analysis and problem-solving abilities, including data manipulation and analysis.  Ability to multitask, work effectively in a team environment, and adapt to changing priorities. Bachelor’s degree  Nice to have:  Experience in financial services with exposure to fraud prevention, credit strategy, collections and recovery, risk management, and/or a related field Compensation and Benefits The base pay range for this role is listed below. Final base pay offer will be determined based on individual factors such as the candidate’s experience, skills, and location.    To view all of our comprehensive and competitive benefits, visit our  Benefits at SoFi   page! SoFi provides equal employment opportunities (EEO) to all employees and applicants for employment without regard to race, color, religion (including religious dress and grooming practices), sex (including pregnancy, childbirth and related medical conditions, breastfeeding, and conditions related to breastfeeding), gender, gender identity, gender expression, national origin, ancestry, age (40 or over), physical or medical disability, medical condition, marital status, registered domestic partner status, sexual orientation, genetic information, military and/or veteran status, or any other basis prohibited by applicable state or federal law. The Company hires the best qualified candidate for the job, without regard to protected characteristics. Pursuant to the San Francisco Fair Chance Ordinance, we will consider for employment qualified applicants with arrest and conviction records. New York applicants: Notice of Employee Rights SoFi is committed to embracing diversity. As part of this commitment, SoFi offers reasonable accommodations to candidates with physical or mental disabilities. If you need accommodations to participate in the job application or interview process, please let your recruiter know or email accommodations@sofi.com. Due to insurance coverage issues, we are unable to accommodate remote work from Hawaii or Alaska at this time. Internal Employees If you are a current employee, do not apply here - please navigate to our Internal Job Board in Greenhouse to apply to our open roles.

Job Description: Providing for loved ones, planning rewarding retirements, saving enough for whatever lies ahead – our policyholders count on us to be there when it matters most. It’s a big ask, but it’s one that we have the power to deliver when we work together. We collaborate and innovate – pushing one another to transform not just Pacific Life, but the entire industry for the better. Why? Because it’s the right thing to do. Pacific Life is more than a job, it’s a career with purpose. It’s a career where you have the support, balance, and resources to make a positive impact on the future – including your own. We’re actively seeking a talented Director, Risk Governance & Reporting to join the Risk Management team in Newport Beach, CA. As Director, Risk Governance & Reporting, you’ll move Pacific Life, and your career, forward by supporting the development of the enterprise risk management framework and enhancing our financial risk governance and reporting capabilities. You will fill a new role in the risk management team, working alongside fellow risk professionals and interacting with many stakeholders across a broad range of functions. How you’ll help move us forward: Be a key contributor in the development and maintenance of enterprise-wide financial risk policies and frameworks Partner with 1st and 2nd line teams to ensure financial risk policies and standards are effectively documented, communicated, and integrated consistently across the organization Support the production of materials used to regularly inform the Company’s senior management, risk committees, and board of directors on the enterprise risk profile and risk management frameworks Lead the Company’s annual Own Risk and Solvency Assessment (ORSA) by partnering with key risk stakeholders across the enterprise Provide effective review and challenge of aggregate risk results in the context of the Company’s financial risk appetite limits The experience you bring: 10+ years of relevant experience in the life insurance or reinsurance industry Fellow of the Society of Actuaries (FSA), Chartered Financial Analyst (CFA), or other relevant professional qualification Demonstrated understanding of various insurance and reinsurance product types across multiple accounting and solvency frameworks Ability and confidence to provide robust challenge to colleagues, including senior management, and a willingness to challenge the status quo Ability to communicate complex concepts and information to a variety of internal and external stakeholders (management, regulators, board, staff) What makes you stand out: Familiarity with capital frameworks and financial reporting standards Prior experience in enterprise risk management or cross-divisional function Knowledge and awareness of global insurance regulations You can be who you are. People come first here. We’re committed to an inclusive workforce. Learn more about how we create a welcoming work environment at www.pacificlife.com . What’s life like at Pacific Life? Visit Instagram.com/lifeatpacificlife. #LI-AJ1 Base Pay Range: The base pay range noted represents the company’s good faith minimum and maximum range for this role at the time of posting. The actual compensation offered to a candidate will be dependent upon several factors, including but not limited to experience, qualifications and geographic location. Also, most employees are eligible for additional incentive pay. $198,810.00 - $242,990.00 Your Benefits Start Day 1 Your wellbeing is important to Pacific Life, and we’re committed to providing you with flexible benefits that you can tailor to meet your needs. Whether you are focusing on your physical, financial, emotional, or social wellbeing, we’ve got you covered. Prioritization of your health and well-being including Medical, Dental, Vision, and Wellbeing Reimbursement Account that can be used on yourself or your eligible dependents Generous paid time off options including: Paid Time Off, Holiday Schedules, and Financial Planning Time Off Paid Parental Leave as well as an Adoption Assistance Program Competitive 401k savings plan with company match and an additional contribution regardless of participation EEO Statement: Pacific Life Insurance Company is an Equal Opportunity /Affirmative Action Employer, M/F/D/V. If you are a qualified individual with a disability or a disabled veteran, you have the right to request an accommodation if you are unable or limited in your ability to use or access our career center as a result of your disability. To request an accommodation, contact a Human Resources Representative at Pacific Life Insurance Company.

The position is described below. If you want to apply, click the Apply Now button at the top or bottom of this page. After you click Apply Now and complete your application, you'll be invited to create a profile, which will let you see your application status and any communications. If you already have a profile with us, you can log in to check status. Need Help? If you have a disability and need assistance with the application, you can request a reasonable accommodation. Send an email to Accessibility (accommodation requests only; other inquiries won't receive a response). Regular or Temporary: Regular Language Fluency: English (Required) Work Shift: 1st shift (United States of America) Please review the following job description: The Operational Risk Management Programs Risk Officer II is a senior subject matter expert responsible for the design, development, implementation, and execution of core operational risk program(s). This individual is a thought leader that will research, evaluate and recommend solutions for operational risk management programs and implement forward-looking systems and processes that support proactive operational risk management. LOCATION: Please note that candidate must be located in or willing to self-relocate to one of the following locations: Charlotte, NC Winston Salem, NC Richmond, VA Truist 'in office' requirement is 4 days per week. No full remote or relocation assistance available at this time. ESSENTIAL DUTIES AND RESPONSIBILITIES Following is a summary of the essential functions for this job. Other duties may be performed, both major and minor, which are not mentioned below. Specific activities may change from time to time. Design, establish and execute on one or multiple complex ORM programs (e.g. RCSA, Scenario Analysis, Internal Event, External Events, and/or Process Mapping Center of Excellence) that ensure appropriate identification, assessment, monitoring, reporting, and mitigation of operational risk at Truist. Serve as an operational risk expert for risk managers on higher risk and more complex assignments Promote operational risk awareness throughout the corporation, to include providing training and delivering presentations. Ensure program components meet regulatory expectations and are aligned with industry best practices. Subject matter expert that will identify, analyze, develop and implement process improvements to mitigate risk within and/or across multiple lines of business. Stay abreast of emerging issues related to Risk Management, business process automation and design and other relevant disciplines and incorporate new learning into work processes. Support the development and growth of teammates through on-going coaching and mentorship Develop and maintain effective working relationships with stakeholders in all Business Units and second line functions Drive a strong enterprise risk culture that aligns to Truist's purpose, mission, and values by fostering rigor and discipline focused on risk and compliance awareness, ethical business practices, transparency and escalation. Continually enhance the effectiveness of risk management through innovation and industry-leading practices; supporting and enabling advances toward T3 through effective and agile risk management practices Required Qualifications: The requirements listed below are representative of the knowledge, skill and/or ability required. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions. Bachelor's Degree or an equivalent combination of education and experience. 10 years of banking or related management experience. Five years of management experience that includes direct supervisory responsibility Possess and demonstrate strong Operational Risk Management knowledge, leadership and decision-making skills. Strong analytical and organizational skills and extensive experience designing, developing, implementing and executing risk management programs Ability to work independently with minimal direction and guidance Excellent interpersonal skills with the ability to develop and maintain collaborative relationships with multiple stakeholders, interact effectively with all levels of management, and effect and influence change in a dynamic environment Excellent verbal and written communication skills, with the ability to present issues, observations, and recommendations Adept with Microsoft Office products Preferred Qualifications: Experience working for or with (significant interactions) regulatory agencies (FRB, OCC, FDIC) Experience in establishing new Corporate operational risk programs or initiatives Excellent interpersonal skills with the ability to develop and maintain collaborative relationships with multiple stakeholders, interact effectively with all levels of management, and effect and influence change in a dynamic environment Excellent verbal and written communication skills, with the ability to present issues, observations, and recommendations General Description of Available Benefits for Eligible Employees of Truist Financial Corporation: All regular teammates (not temporary or contingent workers) working 20 hours or more per week are eligible for benefits, though eligibility for specific benefits may be determined by the division of Truist offering the position. Truist offers medical, dental, vision, life insurance, disability, accidental death and dismemberment, tax-preferred savings accounts, and a 401k plan to teammates. Teammates also receive no less than 10 days of vacation (prorated based on date of hire and by full-time or part-time status) during their first year of employment, along with 10 sick days (also prorated), and paid holidays. For more details on Truist's generous benefit plans, please visit our Benefits site. Depending on the position and division, this job may also be eligible for Truist's defined benefit pension plan, restricted stock units, and/or a deferred compensation plan. As you advance through the hiring process, you will also learn more about the specific benefits available for any non-temporary position for which you apply, based on full-time or part-time status, position, and division of work. Truist is an Equal Opportunity Employer that does not discriminate on the basis of race, gender, color, religion, citizenship or national origin, age, sexual orientation, gender identity, disability, veteran status, or other classification protected by law. Truist is a Drug Free Workplace. EEO is the Law Pay Transparency Nondiscrimination Provision E-Verify

Cost Center Lotus Scheduled Weekly Hours 0 Work Shift Resource (United States of America) Shift & Status Who Are We? We at Pine Rest believe in the power of healing and that everyone in our community has the right to expert care for mental health and substance use disorders. We are much more than just the third largest non-profit behavioral health system in the country, our 220-acre main campus, and our network of clinical sites across Michigan. We are a tight-knit community of healers who witness the impact of our life-changing work each day. Each day, we are closing the gaps in access to care. We are innovating through leading-edge research, testing, programs, and treatment modalities that others replicate across the country. Our services include a state-of-the-art psychiatric urgent care center and a soon-to-be-built pediatric behavioral health center, outpatient, inpatient, partial hospitalization (day programs), assessment and testing, residential, addiction treatment and specialty services such as crisis response, employee assistance programs, forensic psychiatry and psychology, and neuromodulation. On-the-job educational programs for nurses, psychologists, advanced practice providers, psychiatrists, and chaplains are equipping the next generation of care providers. We are passionate about serving and are honored to be a part of this incredible work. About the unit: Lotus is a secured treatment program that provides intensive community transition services for at risk youth aged 11-17. Designed to develop and enhance psychiatric stability, emotional stabilization, and self-sufficiency skills to ultimately help participants live in a more independent setting. RN Shifts available for pick up are 12 hours, 9am-9pm, Monday-Sunday. Shift pickup availability will be variable based on staffing needs. What Will You Do? As a Registered Nurse at Pine Rest, you’ll be part of tight-knit team that believes in the healing power of your expertise and compassion. An RN is responsible and accountable to perform the nursing process as a basis for patient care. RNs provide direction and oversight to other licensed and non-licensed staff. Pine Rest RNs show compassion to recipients of services, coworkers, and surrounding communities through integrity, stewardship, empowerment, the promotion of diversity, and professional excellence. Our RNs are driven to make an impact in the lives of those we serve and are motivated by the healing they witness first-hand each day. They are dedicated to excellent customer service, enthusiastic about the care we offer, and foster a sense of belonging and empowerment in a diverse workplace. Principal Duties and Responsibilities: Assesses person’s served care needs, develops a plan of care in collaboration with an interdisciplinary team, and continually reassesses plan of care according to person’s served care needs. In collaboration with the physician, provides/coordinates nursing care to individuals and groups of person’s served. Assists in the teaching of persons’ served families, and provides milieu management. Communicates with and educates persons’ served families/significant others in discharge/after care planning needs. Provides a safe and secure environment for persons served and staff in both individual and group settings. Responsible for documenting, reporting, and verifying all necessary information according to established policies and procedures. Responsible to monitor for and report to the physician(s) any potential risk to person’s served safety that could lead to an adverse outcome. Creates a customer/client friendly environment by following quality improvement standards, maintaining professionalism, initiating and maintaining positive relationships with departments/programs, co-workers and external customers. Provides care in various clinical settings with diverse person’s served populations. Identifies specific person’s served needs and implements person’s served centered, compassionate care. Functions as a clinical leader, delegating/coordinating staff assignments and promoting staff development. Responsible for the utilization and continued review of patient care protocols, standards of practice, and standards of care. Gives input into process for improvement. May be responsible in training direct care staff. May be indirectly responsible for oversight of medication and physical health activities in a program. May be responsible for scheduling, staffing, and obtaining pre-authorizations. Responsible to role model the mission and values of the organization, presenting a professional image that is projected in appearance, attitudes and behaviors, time management and communication skills. Provides spiritual, emotional, social, mental and physical support to patients. In the community residential setting required to support and promote a recovery focused environment and person-centered approach within the program. Commitment to demonstrating the Hospital and Residential Services Model of Care in hospital and residential areas. Must maintain annual training and demonstrate competency in the required programmatic training. What Does the Role Require? Education/Experience: Licensed to practice in the state of Michigan, Bachelor’s Degree in Nursing is preferred. May be required to have professional knowledge of psychiatric nursing theory as required through completion of education from an accredited school of nursing. Satisfactory previous clinical experience. Work Schedule : This position is onsite and may require both weekend and holiday hours. Benefits: Medical, dental, vision & life insurance plans 403(b) retirement match contribution by Pine Rest Generous PTO for full and part time employees Tuition assistance & loan forgiveness Employee Assistance Program offering many free and discounted services for therapy, legal, accounting, gym membership, etc. Partnership with Davenport University provides generous discount on tuition for employees and family members. Notice: Pine Rest provides equal employment opportunities to all employees and applicants for employment and prohibits discrimination and harassment of any type without regard to race, color, religion, age, sex, national origin, disability status, genetics, protected veteran status, sexual orientation, gender identity or expression, or any other characteristic protected by federal, state, or local laws. All new employees are subject to a criminal background check and education verification which may include sending a copy of your high school diploma, GED, or college transcripts. Successful completion of a drug screen prior to employment is also part of our background process.

BANC OF CALIFORNIA AND YOUR CAREER Banc of California, Inc. (NYSE: BANC) is a bank holding company headquartered in Los Angeles with one wholly-owned banking subsidiary, Banc of California (the “bank”). Banc of California is one of the nation’s premier relationship-based business banks focused on providing banking and treasury management services to small, middle-market, and venture-backed businesses. Banc of California offers a broad range of loan and deposit products and services, with full-service branches throughout California and Denver, Colorado, as well as full-stack payment processing solutions through its subsidiary, Deepstack Technologies. The bank is committed to its local communities by supporting organizations that provide financial literacy and job training, small business support, affordable housing, and more. At Banc of California, our success is driven by our people, and we take pride in fostering an environment where everyone can reach their full potential. We embrace a culture of empowerment, progressive thinking, and entrepreneurial spirit, ensuring our team members have an opportunity to make an impact and play an important role in the future of Banc of California. Our core values – Entrepreneurialism, Operational Excellence, and Superior Analytics – empower us in creating a dynamic and inclusive workplace. We are committed to supporting your growth and well-being with comprehensive benefits, career development programs, a variety of employee resource groups, and more. TOGETHER WE WIN® THE OPPORTUNITY The Credit Risk Analytics is responsible for credit risk analysis and reporting on loans and leases. This position supports the quarterly Allowance for Credit Losses (ACL) accounting estimation process and reports to the SVP Director, Credit Risk Analytics or SVP, Credit Risk Analytics Manager. Performs all duties in accordance with the Company’s policies and procedures, all U.S. state and federal laws and regulations, wherein the Company operates. HOW YOU’LL MAKE A DIFFERENCE Assist with preparing and reviewing the quarterly ACL computations, supporting analyses, and results. Communicate with Credit Administration to identify and assess emerging credit risks Assist with coordinating and preparing materials for the quarterly Audit and Enterprise Risk Committee of the Board, Disclosure Committee, ACL Management Committee, ACL Working Group and other ad-hoc meetings Perform operating controls for the ACL estimation including data reviews and reconciliations Assist with prepare sensitivity analysis on key management assumptions for use in the ACL estimation process. Ensure compliance with departmental policies and procedures Analyze loan portfolio data for purposes of the ACL estimation, budgeting, forecasting, and/or capital stress testing, research and communicate any data issues Perform routine and ad-hoc credit risk analyses for internal and external reporting for management, auditors, regulators, the Board of Directors, and investors as requested Prepare financial review of third-party relationship Respond to requests and questions from internal management, internal and external auditors, and regulators regarding the ACL estimation process Treat people with respect; keep commitments; inspire the trust of others; work ethically and with integrity; uphold organizational values; accept responsibility for own actions. Demonstrates knowledge of and adherence to EEO policy; shows respect and sensitivity for cultural differences; educates others on the value of diversity; promotes working environment free of harassment of any type; builds a diverse workforce and supports affirmative action. Follows policies and procedures; completes tasks correctly and on time; supports the company’s goals and values. Performs the position safely, without endangering the health or safety to themselves or others and will be expected to report potentially unsafe conditions. The employee shall comply with occupational safety and health standards and all rules, regulations and orders issued pursuant to the OSHA Act of 1970, which are applicable to one’s own actions and conduct. Performs other duties and projects as assigned. WHAT YOU’LL BRING 5+ years of credit risk analysis, commercial loan underwriting, financial auditing, and/or accounting experience is required Experienced in the preparation of data analyses and reporting is preferred Bachelor’s degree in finance or accounting is preferred Understanding of credit risk management discipline and principles Ability to communicate appropriately and effectively with all members of the organization Highly self-motivated and ability to work independently Proven analytical, evaluative, and problem-solving abilities Ability to handle multiple projects Proficient Excel skills Understanding of database concepts and data structures HOW WE’LL SUPPORT YOU Financial Security: You will be eligible to participate in the company’s 401k plan which includes a company match and immediate vesting. Health & Well-Being: We offer comprehensive insurance options including medical, dental, vision, AD&D, supplemental life, long-term disability, pre-tax Health Savings Account with employer contributions, and pre-tax Flexible Spending Account (FSA). Building & Supporting Your Family: Banc of California partners with providers that offer adoption, surrogacy, and fertility assistance as well as paid parental leave and family support solutions including care options for your family. Paid Time Away: Eligible team members receive paid vacation days, holidays, and volunteer time off. Career Growth Opportunities: To support career growth of our team members, we offer tuition reimbursement, an annual mentorship program, leadership development resources, access to LinkedIn Learning, and more. SALARY RANGE The base salary ultimately offered is determined through a review of education, industry experience, training, knowledge, skills, abilities of the applicant in alignment with market data and other factors. Banc of California is an equal opportunity employer committed to creating a diverse workforce. All qualified applicants will receive consideration for employment without regard to age (40 and over), ancestry, color, religious creed (including religious dress and grooming practices), denial of Family and Medical Care Leave, disability (mental and physical) including HIV and AIDS, marital status, medical condition (cancer and genetic characteristics), genetic information, military and veteran status, national origin (including language use restrictions), race, sex (which includes pregnancy, childbirth, breastfeeding and medical conditions related to pregnancy, childbirth or breastfeeding), gender, gender identity, gender expression, and sexual orientation. If you require reasonable accommodation as part of the application process, please contact Talent Acquisition.

The Risk Officer is responsible for a wide variety of supervisory, compliance, and risk functions. In conjunction with the Senior Risk Officer, the Risk Officer has accountability for maintaining a consistent controlled environment through adherence of business ethics and practices and adherence to all applicable Federal, State and Local laws, Morgan Stanley Wealth Management policies, and other regulations. Then the Risk Officer keeps the Senior Risk Officer informed of significant matters. The Risk Officer role is a non-revenue sharing position that reports to the Senior Risk Officer. DUTIES and RESPONSIBILITIES: Surveillance and Supervision Primary responsibility for all risk, supervisory, and compliance function for respective branch location(s) Facilitates any supervisory inquiry or process that requires escalation from the Senior Risk Officer and/or the Regional Risk Officer Focuses on business ethics and regulatory and compliance practices Provides coaching and guidance on policies and procedures in order to promote risk awareness and a compliant environment Ensure proper procedures are in place to ensure that approvals are handled appropriately and timely Risk Management/Compliance/Legal Monitors and implements procedures to manage all facets of risk, including data security Facilitates regular and consistent communication of Morgan Stanley Wealth Management policies and other regulations Liaises with the Legal and Compliance Division with customer complaints and litigation Together with the Market Manager and Senior Risk Officer, ensures appropriate supervisory coverage is maintained at all times Oversees responsibilities outlined in the Branch Supervisory Manual, as well as new policies to ensure the Complex has procedures in place Supports in the preparation for and response to audits, and ensures that any audit findings are appropriately responded to and remediated Works with Market Manager and Senior Risk Officer to monitor people risk, and ensures appropriate action is taken Responsible for proactive client contact in determining suitability and managing risk Active involvement with the region regarding matters presented to the Credit Committee Primary source for intelligence on risk in regard to clients and FAs Administrative Works closely with Special Investigation Unit on any Human Resources issues as related to risk and compliance. Together with the Senior Risk Officer facilitates the training on Morgan Stanley Wealth Management compliance policies and procedures. Assists in the review and on boarding of FA recruits Qualifications - External Education and/or Experience Bachelor’s degree required or equivalent education or experience Previous industry experience Active Series 7, 8 (or 9 and 10), and 63, 65 (or 66) Other licenses as required for role or by management Knowledge/Skills: Knowledge of SEC, FINRA and Firm Compliance Policies and Procedures Effective written and verbal communication skills Strong attention to detail Ability to prioritize and resolve market problems and escalate as necessary Ability to identify issues and trends in order to anticipate change and provide recommended comprehensive solutions and remedies Evidence of strong leadership capabilities or previous supervisory experience Ability to organize and prioritize workflow and assignments in a deadline oriented environment Ability to interact with Financial Advisors and clients Excellent judgment and the ability to be discreet in all matters Strong work ethic Reports to: Senior Risk Officer Morgan Stanley's goal is to build and maintain a workforce that is diverse in experience and background but uniform in reflecting our standards of integrity and excellence. Consequently, our recruiting efforts reflect our desire to attract and retain the best and brightest from all talent pools. We want to be the first choice for prospective employees. It is the policy of the Firm to ensure equal employment opportunity without discrimination or harassment on the basis of race, color, religion, creed, age, sex, sex stereotype, gender, gender identity or expression, transgender, sexual orientation, national origin, citizenship, disability, marital and civil partnership/union status, pregnancy, veteran or military service status, genetic information, or any other characteristic protected by law. Morgan Stanley is an equal opportunity employer committed to diversifying its workforce (M/F/Disability/Vet). WHAT YOU CAN EXPECT FROM MORGAN STANLEY: We are committed to maintaining the first-class service and high standard of excellence that have defined Morgan Stanley for over 89 years. Our values - putting clients first, doing the right thing, leading with exceptional ideas, committing to diversity and inclusion, and giving back - aren’t just beliefs, they guide the decisions we make every day to do what's best for our clients, communities and more than 80,000 employees in 1,200 offices across 42 countries. At Morgan Stanley, you’ll find an opportunity to work alongside the best and the brightest, in an environment where you are supported and empowered. Our teams are relentless collaborators and creative thinkers, fueled by their diverse backgrounds and experiences. We are proud to support our employees and their families at every point along their work-life journey, offering some of the most attractive and comprehensive employee benefits and perks in the industry. There’s also ample opportunity to move about the business for those who show passion and grit in their work. Morgan Stanley's goal is to build and maintain a workforce that is diverse in experience and background but uniform in reflecting our standards of integrity and excellence. Consequently, our recruiting efforts reflect our desire to attract and retain the best and brightest from all talent pools. We want to be the first choice for prospective employees. It is the policy of the Firm to ensure equal employment opportunity without discrimination or harassment on the basis of race, color, religion, creed, age, sex, sex stereotype, gender, gender identity or expression, transgender, sexual orientation, national origin, citizenship, disability, marital and civil partnership/union status, pregnancy, veteran or military service status, genetic information, or any other characteristic protected by law. Morgan Stanley is an equal opportunity employer committed to diversifying its workforce (M/F/Disability/Vet).

About SHEIN SHEIN is a global online fashion and lifestyle retailer, offering SHEIN branded apparel and products from a global network of vendors, all at affordable prices. Headquartered in Singapore, with more than 15,000 employees operating from offices around the world, SHEIN is committed to making the beauty of fashion accessible to all, promoting its industry-leading, on-demand production methodology, for a smarter, future-ready industry. Position Summary SHEIN Global Security and Risk Management (GSRM) is a global security organization that oversees security infrastructure, risk management, data privacy, business fraud, governance, and regulatory compliance across SHEIN’s global footprint. It is composed of a team of security professionals, innovators and thought leaders that have had decades of global security experience, led large scale transformations, and served in Fortune 500 executive roles. We're seeking a full-time GRC Risk Analyst (Security & Privacy) (Official Title: GRC Risk Analyst I) for our Los Angeles-based corporate office, who will be a thought leader residing within our security organization. The GRC Risk Analyst will be responsible for implementing and maintaining the risk management framework and program. This position will be part of a team of governance, risk, and compliance experts and work with technology and legal partners and business units to meet our global risk management needs. The ideal candidate should have extensive experience in conducting security and privacy risk assessments, a deep understanding of general security technologies and best practices, and practical knowledge of global data privacy laws and regulations. This role must collaborate effectively with development, engineering and operations counterparts as well as internal and external partners to identify, articulate, prioritize, manage, and monitor security and privacy risks to protect SHEIN data, services, and information assets. Job Responsibilities Conduct security and privacy risk assessments of business units, critical projects, processes, and information assets to address threats, changes to systems and/or applications, process improvement initiatives, and other related business needs. Conduct third-party risk assessments including gathering information and conducting interviews to complete third-party security questionnaires, ensuring that all external partnerships meet the organization's security requirements and security reviews of third-party agreements. Work closely with technology and legal partners and business units to ensure appropriate security and data protection requirements are incorporated into third-party engagements. Document, track, monitor, and report security and privacy risk assessment and risk management activities to bring appropriate visibility to stakeholders and leadership. Maintain a current and comprehensive understanding of relevant industry standards to incorporate into the risk management strategy, framework, and program. Collaboratively work with colleagues globally to develop, implement, and mature security and privacy risk, compliance, and control frameworks. Job Requirements 5+ years of experience in security and privacy risk management, including business impact analysis, privacy impact assessment, data protection impact assessment, risk assessment and treatment, risk metrics and trend analysis is preferred. Bachelor’s degree or higher in the field of information security, engineering, computer science or equivalent advance technology field of study is preferred. Relevant certifications, such as CISSP, CIPP, CISM, CISA, ISO 27001 Lead Auditor are highly desired. Strong knowledge of security and privacy standards, regulations and guidelines such as ISO 27k, NIST, CCM, PCI DSS, GDPR, CCPA Experience developing and deploying risk management frameworks and programs, preferably with international experience in an e-commerce or technology related industry Practical knowledge and experience working with threat modeling frameworks such as STRIDE, MITRE ATT&CK, OCTAVE desirable Strong analytical and problem-solving skills Strong written and verbal communication skills, with the ability to translate complex and technical issues to all levels of personnel Detail oriented and highly organized, with the ability to thrive in a fast-paced environment and prioritize accordingly High level of personal integrity, with the ability to professionally handle confidential matters and exudes the appropriate level of judgment and maturity Benefits and Perks Bonus and RSU eligible Healthcare (medical, dental, vision, prescription drugs) Health Savings Account with Employer Funding Flexible Spending Accounts (Healthcare and Dependent care) Company-Paid Basic Life/AD&D insurance Company-Paid Short-Term and Long-Term Disability Voluntary Benefit Offerings (Voluntary Life/AD&D, Hospital Indemnity, Critical Illness, and Accident) Employee Assistance Program Business Travel Accident Insurance 401(k) Savings Plan with discretionary company match and access to a financial advisor Vacation, paid holidays, floating holiday and sick days Employee discounts Free weekly catered lunch Dog-friendly office (available at select locations) Free gym access (available at select locations) Free swag giveaways Annual Holiday Party Invitations to pop-ups and other company events Complimentary daily office snacks and beverages #LI-CR1 Pay Range $92,000 - $148,700 USD

Position Summary: The Account Executive - Commercial Risk and Captive performs day-to-day services and operations for a portfolio of client captive insurance companies and house Property and Casualty accounts. Supervisory Responsibilities: None Essential Tasks: Primary contact for a portfolio of captive and P&C clients Structure and maintain captive and P&C insurance programs Arrange and attend captive board and client meetings Maintain management information reports on clients and process management Maintain client corporate records and regulatory compliance Follow and update departmental controls and procedures as needed Interface with auditors, attorneys, investment managers, and regulators Participate in prospective and existing client calls Collaborate with Kentucky Captive Association as required Core Competencies: Ability to Analyze and Solve Problems : Skill in recognizing challenges, exploring options, and implementing effective solutions in a timely manner Attention to Detail : A strong focus on completing tasks and projects accurately and thoroughly Communication Skills : Capable of expressing ideas clearly in both verbal and written forms and engaging with various audiences Timely Task Completion : Ability to finish tasks and projects efficiently, managing resources and priorities effectively Team Collaboration : Willingness to work together with others, promoting teamwork and supporting shared goals Client Focus : Dedication to understanding and addressing the needs of clients and stakeholders to ensure their satisfaction Dependability : Acknowledgment of the importance of being present and punctual. Creative Thinking : Openness to suggesting new ideas and methods to improve processes and outcome Organizational Skills : Capability to prioritize tasks and manage multiple projects simultaneously Adaptability : Willingness to adjust to changing situations and priorities, showing resilience in a dynamic work environment Experience and Education: Bachelor's degree preferred 5+ years of Underwriting or Commercial Property & Casualty Insurance experience required Working knowledge of financial statements Working knowledge of NAIC statutory filings preferred Licensing and Credentials: Active General Lines or Property & Casualty License required Systems: Proficient with Microsoft Excel, Word, PowerPoint, and Outlook Applied Epic experience preferred, but knowledge of similar Account Management System (AMS) is acceptable Physical Requirements: Ability to lift 25 pounds Repeated use of sight to read documents and computer screens Repeated use of hearing and speech to communicate on telephone and in person Repetitive hand movements, such as keyboarding, writing, 10-key Walking, bending, sitting, reaching and stretching in all directions Perks & Benefits: Generous employee benefits package which includes a robust wellness program Employee Ownership Opportunities Career progression opportunity – the potential for growth within the company Notice to Recruiters and Staffing Agencies: To protect the interests of all parties, Higginbotham Insurance Agency, Inc., and our partners, will not accept unsolicited potential placements from any source other than directly from the candidate or a vendor partner under MSA with Higginbotham. Please do not contact or send unsolicited potential placements to our team members.

This is a role to work on our high frequency messaging backend for risk management. This will be a primarily C/C++ role where you will be responsible for all parts of the stack from the backend to the C++ GUI front end. Challenges will be talking with 1000s of clients each reporting 1000s of messages a seconds, and building the message routing, replay and discovery system. Then taking this data and making it presentable to users. Because you work alongside the people using the systems you build, it’s easy to get feedback. You’ll quickly see the impact of your code and how it improves people’s daily work. This also means that the development team enjoys great flexibility when planning roadmaps and deciding which features to implement. Desired Skills and Requirements BS in Computer Science or Computer Engineering (or equivalent experience) Proficient in C/C++ 0-5 years professional experience, but at least 5 years experience programming. Comfortable in Linux Interest in finance / machine learning / big data and/or robotics are pluses Remote available if experienced, onsite in alamo, ca required if junior We will provide a lot of on the job training with projects tailored to your skill set.

Industry/Sector Banking and Capital Markets Specialism Financial Risk Management Level Manager Job Description & Summary A career in our Balance Sheet Management practice, within Financial Risk and Regulatory services, will provide you with the opportunity to help business leaders embed a proactive and dynamic risk management capability and mind set into their corporate business practices. From strategy through to implementation, we help put in place people, processes and technology so they can leverage financial risk management to identify new opportunities and pursue success as smoothly, systematically and sustainably as possible in the face of changing markets, technologies and competition. Our team provides our clients with gap assessments as well as design and implement processes to facilitate asset and liability management, funding and liquidity planning and stress testing, and capital management. You’ll help build tools that enable our clients to efficiently utilise capital and liquidity resources, consistent with regulatory expectations. To really stand out and make us fit for the future in a constantly changing world, each and every one of us at PwC needs to be a purpose-led and values-driven leader at every level. To help us achieve this we have the PwC Professional; our global leadership development framework. It gives us a single set of expectations across our lines, geographies and career paths, and provides transparency on the skills we need as individuals to be successful and progress in our careers, now and in the future. As a Manager, you'll work as part of a team of problem solvers, helping to solve complex business issues from strategy to execution. PwC Professional skills and responsibilities for this management level include but are not limited to: Develop new skills outside of comfort zone. Act to resolve issues which prevent the team working effectively. Coach others, recognise their strengths, and encourage them to take ownership of their personal development. Analyse complex ideas or proposals and build a range of meaningful recommendations. Use multiple sources of information including broader stakeholder views to develop solutions and recommendations. Address sub-standard work or work that does not meet firm's/client's expectations. Use data and insights to inform conclusions and support decision-making. Develop a point of view on key global trends, and how they impact clients. Manage a variety of viewpoints to build consensus and create positive outcomes for all parties. Simplify complex messages, highlighting and summarising key points. Uphold the firm's code of ethics and business conduct. As a member of the Risk & Regulatory Advisory team, you will advise financial institutions on a broad range of credit risk management topics including organization and governance; credit process optimization; risk rating model design, build and implementation; credit regulatory assessments; and Current Expected Credit Losses (CECL) process and tools. You will work on a team evaluating, designing, and implementing credit risk strategies to support our clients in addressing key market challenges. Job Requirements and Preferences : Basic Qualifications : Minimum Degree Required : Bachelor Degree Minimum Years of Experience : 6 year(s) Preferred Qualifications : Degree Preferred : Master Degree Preferred Fields of Study : Business Administration/Management, Statistics, Mathematics, Finance, Economics, Accounting Preferred Knowledge/Skills : Demonstrates extensive-level abilities and/or a proven record of success in how to lead or facilitate relevant project management or client consultations in the areas of credit-related activities and credit risk management, preferably in some combination of the following areas: Leading and/or playing a significant role in commercial and retail lending and credit process redesign initiatives, such as streamlining credit approval processes (including artificial intelligence), better aligning deal team execution and delivery to client segmentation schemes, implementing credit process redesign initiatives (e.g., target operating model for credit lifecycle), redesigning risk management organization or functional responsibilities, enhancing loan review processes, and/or enhancing loss mitigation/recovery processes; Managing credit risk processes, performing underwriting, credit analysis and assigning risk ratings (e.g., single, and dual risk rating frameworks), writing and reviewing risk management policies and procedures, 1st and 2nd line of defense experience; Developing, applying, and validating commercial and retail credit risk methodologies including obligor and facility risk rating (e.g., PD, LGD, EAD) models, pricing models, etc.; Creating and executing design and application of commercial and retail credit risk reporting and analytics in a financial services organization; Possessing knowledge of Allowance for Credit Losses, including methodology, models, and US GAAP requirements under Current Expected Credit Losses (CECL) and knowledge of IFRS 9; Selecting, implementing and/or using commercial and retail credit risk workflow, analytic tools - e.g., Moody's, S&P, nCino, and/or, reporting technologies; Demonstrating familiarity with commercial and retail credit regulatory guidance covering CECL, credit risk review systems, underwriting/annual reviews; and, Possessing completion of a formal credit training program; Demonstrates extensive-level abilities and/or a proven record of success with designing and implementing process improvement solutions, leveraging PC applications including MS Office (Word, Excel, Access, PowerPoint), where applicable, including: Leveraging know-how of a wide range of commercial and retail loan types, including C&I, CRE, ABL, Leasing, Project Finance, Leveraged Lending, fund financing, etc.; Operating successfully as both an individual contributor and team member, identifying and addressing client needs. Preparing, coordinating, and delivering complex written and verbal materials to clients and senior management (e.g., PPT presentations, summary reports/ memos, oral presentations); Supervising teams to create a strong atmosphere of trust, seeking diverse views to encourage improvement and innovation, and coaching staff, including providing timely meaningful written and verbal feedback; Identifying and addressing client needs by building and maintaining trust (e.g., client relationship management); Considering cross-cultural differences, seeking diverse views to encourage improvement and innovation, and fostering a global mindset for the team; Demonstrating experience in working with and managing on-shore and off-shore teams; Demonstrating thorough ability to communicate project goals and objectives, project status and deliverables, building consensus and presenting standard industry practices/point of view effectively; and, Keeping leadership informed of progress and issues. Travel Requirements Up to 60% Job Posting End Date Learn more about how we work: https://pwc.to/how-we-work PwC does not intend to hire experienced or entry level job seekers who will need, now or in the future, PwC sponsorship through the H-1B lottery, except as set forth within the following policy: https://pwc.to/H-1B-Lottery-Policy. As PwC is an equal opportunity employer, all qualified applicants will receive consideration for employment at PwC without regard to race; color; religion; national origin; sex (including pregnancy, sexual orientation, and gender identity); age; disability; genetic information (including family medical history); veteran, marital, or citizenship status; or, any other status protected by law. For only those qualified applicants that are impacted by the Los Angeles County Fair Chance Ordinance for Employers, the Los Angeles' Fair Chance Initiative for Hiring Ordinance, the San Francisco Fair Chance Ordinance, San Diego County Fair Chance Ordinance, and the California Fair Chance Act, where applicable, arrest or conviction records will be considered for Employment in accordance with these laws. At PwC, we recognize that conviction records may have a direct, adverse, and negative relationship to responsibilities such as accessing sensitive company or customer information, handling proprietary assets, or collaborating closely with team members. We evaluate these factors thoughtfully to establish a secure and trusted workplace for all. The salary range for this position is: $99,000 - $232,000, plus individuals may be eligible for an annual discretionary bonus. For roles that are based in Maryland, this is the listed salary range for this position. Actual compensation within the range will be dependent upon the individual's skills, experience, qualifications and location, and applicable employment laws. PwC offers a wide range of benefits, including medical, dental, vision, 401k, holiday pay, vacation, personal and family sick leave, and more. To view our benefits at a glance, please visit the following link: https://pwc.to/benefits-at-a-glance

Job Family: Risk & Regulatory Compliance Consulting Travel Required: Up to 50% Clearance Required: None What You Will Do: Guidehouse has an aggressive growth strategy for its Financial Crimes, Risk and Compliance (FCRC) practice, and now seeks to expand its leadership team by recruiting a strong business-building executive who will be fundamental to this growth strategy. This new hire will be a senior business builder with a high-profile personal network with Financial Crimes expertise. Responsibilities will include: Oversee delivery of Digital Onboarding, Perpetual KYC, Transaction Monitoring, Sanctions, Trade Surveillance, Anti-Bribery & Corruption and/or Fraud projects Lead independent risk assessment, target state design, functional & technical transformation, and regulatory response management to support our client in their modernization and/or regulatory remediation journeys Develop relationships with current and prospective clients - both externally and internally, establishing credibility with senior Guidehouse colleagues to be recognized as a market leader Spearhead the development and execution of key go-to-market strategies for Financial Crimes practice including new client development and existing client expansion with personal pursuit Manage executive level relationships and ensure there are the optimal range of AML solutions to meet client needs as well as to maximize revenue generation and profitability of the firm Lead the assessment and testing of Financial Crimes compliance programs and implement recommended changes/controls and solutions Collaborate with other leaders to contribute to the development of intellectual property and thought leadership Develop collaborative relationships with the other related specialty practices and non-specialty practices across the firm to cross-sell relevant products and services Lead efforts in identifying and retaining new client relationships through business development and existing or new industry connections Play a vital role in managing and developing team members in the Financial Services practice, as well as recruiting new team members as part of this strategic initiative to aggressively grow the business Evaluate internal control structures to help identify weaknesses and associated risks Develop, perform, and supervise detailed financial, economic, and statistical analysis What You Will Need: Bachelor's degree 10+ years of Financial Crimes experience at regional and national financial institutions, crypto/digital assets exchanges, Securities / Capital Markets institutions, regulatory/government agencies, and/or consulting firms Deep understanding of AML regulations, investigations, and enforcement actions Expertise in OFAC, EDD, KYC, BSA, CDD and/or forensic accounting Deep understanding of Digital Onboarding and perpetual KYC transformation Familiarity with common fraud and money laundering schemes Strong understanding of corporate governance and regulatory issues that could affect an organization Outstanding project management skills in monitoring billing of hours, training, development, and supervision Outstanding communication and public speaking skills Proven track record of successful new business generation, and demonstrable ability (or commercial potential) to sell, deliver and manage highly visible engagements demonstrated by year over year credited sales generation of $2M+ Ability to travel up to 50% What Would Be Nice To Have: Master's Degree Strong preference for candidates local to the New York City and/or Washington, DC, metropolitan areas Desire to collaborate with other related Guidehouse practices as well as across the entire global firm to cross-sell relevant products and services, in addition to being a growth oriented, vertical thinker Intellectually adept with negotiation and influencing skills and ability to relate to range of senior level internal and external stakeholders Elevated level of business acumen and commercial awareness Extremely driven, energetic, and able to thrive in a results-oriented, entrepreneurial, analytical environment The annual salary range for this position is $197,000.00-$328,000.00. Compensation decisions depend on a wide range of factors, including but not limited to skill sets, experience and training, security clearances, licensure and certifications, and other business and organizational needs. What We Offer: Guidehouse offers a comprehensive, total rewards package that includes competitive compensation and a flexible benefits package that reflects our commitment to creating a diverse and supportive workplace. Benefits include: Medical, Rx, Dental & Vision Insurance Personal and Family Sick Time & Company Paid Holidays Position may be eligible for a discretionary variable incentive bonus Parental Leave and Adoption Assistance 401(k) Retirement Plan Basic Life & Supplemental Life Health Savings Account, Dental/Vision & Dependent Care Flexible Spending Accounts Short-Term & Long-Term Disability Student Loan PayDown Tuition Reimbursement, Personal Development & Learning Opportunities Skills Development & Certifications Employee Referral Program Corporate Sponsored Events & Community Outreach Emergency Back-Up Childcare Program Mobility Stipend About Guidehouse Guidehouse is an Equal Opportunity Employer-Protected Veterans, Individuals with Disabilities or any other basis protected by law, ordinance, or regulation. Guidehouse will consider for employment qualified applicants with criminal histories in a manner consistent with the requirements of applicable law or ordinance including the Fair Chance Ordinance of Los Angeles and San Francisco. If you have visited our website for information about employment opportunities, or to apply for a position, and you require an accommodation, please contact Guidehouse Recruiting at 1-571-633-1711 or via email at RecruitingAccommodation@guidehouse.com. All information you provide will be kept confidential and will be used only to the extent required to provide needed reasonable accommodation. All communication regarding recruitment for a Guidehouse position will be sent from Guidehouse email domains including @guidehouse.com or guidehouse@myworkday.com. Correspondence received by an applicant from any other domain should be considered unauthorized and will not be honored by Guidehouse. Note that Guidehouse will never charge a fee or require a money transfer at any stage of the recruitment process and does not collect fees from educational institutions for participation in a recruitment event. Never provide your banking information to a third party purporting to need that information to proceed in the hiring process. If any person or organization demands money related to a job opportunity with Guidehouse, please report the matter to Guidehouse's Ethics Hotline. If you want to check the validity of correspondence you have received, please contact recruiting@guidehouse.com. Guidehouse is not responsible for losses incurred (monetary or otherwise) from an applicant's dealings with unauthorized third parties. Guidehouse does not accept unsolicited resumes through or from search firms or staffing agencies. All unsolicited resumes will be considered the property of Guidehouse and Guidehouse will not be obligated to pay a placement fee.

Quality/Risk Director Career Opportunity Highly regarded and valued for your Quality/Risk Director expertise Are you seeking a career that not only utilizes your skills but also aligns with your personal values, providing a profound sense of belonging and the opportunity to make a meaningful difference in patients' lives? Look no further than Encompass Health, the nation's leader in in-patient rehabilitation care. As a Quality/Risk Director, you will oversee a hospital-wide quality management program, collaborating with various stakeholders to monitor and enhance the quality of patient care services. Join a team that values collaboration, support, and inclusivity, and embark on a rewarding career close to home and close to your heart, complete with access to cutting-edge equipment and technology and a comprehensive benefits package from day one. A Glimpse into Our World At Encompass Health, you'll experience the difference the moment you become a part of our team. Being at Encompass Health means aligning with a rapidly growing national inpatient rehabilitation leader. We take pride in the growth opportunities we offer and how our team unites for the greater good of our patients. Our achievements include being named one of the "World's Most Admired Companies" and receiving the Fortune 100 Best Companies to Work For Award, among other accolades, which is nothing short of amazing. Starting Perks and Benefits At Encompass Health, we are committed to creating a supportive, inclusive, and caring environment where you can thrive. From day one, you will have access to: Affordable medical, dental, and vision plans for both full-time and part-time employees and their families. Generous paid time off that accrues over time. Opportunities for tuition reimbursement and continuing education. Company-matching 401(k) and employee stock purchase plans. Flexible spending and health savings accounts. A vibrant community of individuals passionate about the work they do! Become the Quality/Risk Director you've always aspired to be Ensure compliance with regulatory agencies, accrediting bodies, corporate and hospital policies, and procedures. Develop, implement, and maintain quality assessment and improvement programs. Assess compliance with federal, state, and industry regulatory and accreditation standards, facilitating processes to remediate and/or maintain compliance. Provide organizational education related to regulations and standards and coordinate local, state, federal, and accreditation surveys. Use a variety of applications (including, but not limited to, PatCom, UDS, ORYX, and Press Ganey) to identify improvement opportunities, generate reports, research issues, identify resources, and access external databases. Ensure the update and maintenance of hospital plans, including the Provision of Care/Scope of Services, Leadership, Information Management, Utilization Review, Infection Control, and Patient Safety plans. Oversee risk management activities, including completion of incident reports, notice of potential claims, corrective action planning, and incident reporting to the Corporate Risk Manager. Coordinate the review, development, and implementation of hospital policies. .Communicate and collaborate with other departments to coordinate care and promptly resolve patient concerns or complaints. Celebrate the accomplishments and successes of our dedicated employees along the way. Qualifications A bachelor's degree in healthcare or a related field is preferred. License or Certification as required by state regulations. Experience in Quality and/or Risk Management, including primary responsibility for performance improvement activities, regulatory compliance, conflict resolution, leadership, and risk management activities. The Encompass Health Way We proudly set the standard in care by leading with empathy, doing what's right, focusing on the positive, and standing stronger together. Encompass Health is a trusted leader in post-acute care with over 150 nationwide locations and a team of 36,000 exceptional individuals and growing! At Encompass Health, we celebrate and welcome diversity in our inclusive culture. We provide equal employment opportunities regardless of race, ethnicity, gender, sexual orientation, gender identity or expression, religion, national origin, color, creed, age, mental or physical disability, or any other protected classification. We're looking forward to meeting you, and we genuinely mean that. Join us on this remarkable journey!

Who Are We? Taking care of our customers, our communities and each other. That’s the Travelers Promise. By honoring this commitment, we have maintained our reputation as one of the best property casualty insurers in the industry for over 160 years. Join us to discover a culture that is rooted in innovation and thrives on collaboration. Imagine loving what you do and where you do it. Job Category Risk Control Compensation Overview The annual base salary range provided for this position is a nationwide market range and represents a broad range of salaries for this role across the country. The actual salary for this position will be determined by a number of factors, including the scope, complexity and location of the role; the skills, education, training, credentials and experience of the candidate; and other conditions of employment. As part of our comprehensive compensation and benefits program, employees are also eligible for performance-based cash incentive awards. Salary Range $106,300.00 - $175,400.00 Target Openings 1 What Is the Opportunity? Under general supervision, responsible for the ownership of the Property Technical Discipline in Assigned Territory, which includes: Conducting quality Risk Assessments, assisting customers with Loss Control, providing consultation to Staff and Business Partners, and helping identify needs for Technical Training of Regional Specialist Consultants (RSCs), and Staff in assigned territory. This job serves as a technical resource to Risk Control Consultants and Underwriters and as a mentor to others. This position influences but does not manage others. What Will You Do? Conducts specialist Risk Assessment surveys at applicant or written client locations to determine potential hazards/risk factors and controls at the request of customers or to assist in underwriting/risk selection. Documents findings and recommendations to Account Executives and/or clients. Consults with clients on ways to control hazards in order to reduce or mitigate losses. Influences clients to implement recommendations. Serves as a technical resource to Risk Control Consultants and Account Executives. Builds and maintains productive relationships with underwriting and service teams assigned to business units, with the broker/agent community, with Claim, with other Risk Control staff, and with clients. May conduct research for underwriters or clients on class of business, operations, or any other technical subject requiring similar analysis. Maintains current knowledge of regulatory environment and emerging issues in the technical specialist discipline. Maintains timely, relevant communications with Technical Director, Field Management and Risk Control staff. Perform other duties as assigned. What Will Our Ideal Candidate Have? 5 or more years of Property/ Highly Protected Risk (HPR) skills and experience preferred. Communication: Makes complex technical information and recommendations understandable and clear to audiences with varied levels of technical knowledge. Influences others to take action on recommendations. Listens effectively. Strong written communication skills. Business Knowledge: Understands insurance products, services, and risk selection practices. Fully understands Risk Control performance standards, policies and procedures. Technical Expertise: Demonstrated expertise / command in technical specialist discipline. Has working knowledge of relevant Risk Control computer systems applications. Customer Service: Balances customer expectations and expense constraints. Builds credibility with internal and external customers. Creates customer satisfaction by demonstrating the value of risk control services. Resource Management: Continually assesses workload in light of business priorities; directs own efforts accordingly. Identifies methods for improving personal productivity. Makes sound judgments about appropriate service levels for customers. What is a Must Have? Three years of experience in fire science or a technical science, an engineering discipline, or the property fire protection field. Valid driver's license. Must have or be able to attain appropriate certification to meet state-specific requirements, where applicable. What Is in It for You? Health Insurance : Employees and their eligible family members – including spouses, domestic partners, and children – are eligible for coverage from the first day of employment. Retirement: Travelers matches your 401(k) contributions dollar-for-dollar up to your first 5% of eligible pay, subject to an annual maximum. If you have student loan debt, you can enroll in the Paying it Forward Savings Program. When you make a payment toward your student loan, Travelers will make an annual contribution into your 401(k) account. You are also eligible for a Pension Plan that is 100% funded by Travelers. Paid Time Off: Start your career at Travelers with a minimum of 20 days Paid Time Off annually, plus nine paid company Holidays. Wellness Program: The Travelers wellness program is comprised of tools, discounts and resources that empower you to achieve your wellness goals and caregiving needs. In addition, our mental health program provides access to free professional counseling services, health coaching and other resources to support your daily life needs. Volunteer Encouragement: We have a deep commitment to the communities we serve and encourage our employees to get involved. Travelers has a Matching Gift and Volunteer Rewards program that enables you to give back to the charity of your choice. Employment Practices Travelers is an equal opportunity employer. We value the unique abilities and talents each individual brings to our organization and recognize that we benefit in numerous ways from our differences. In accordance with local law, candidates seeking employment in Colorado are not required to disclose dates of attendance at or graduation from educational institutions. If you are a candidate and have specific questions regarding the physical requirements of this role, please send us an email so we may assist you. Travelers reserves the right to fill this position at a level above or below the level included in this posting. To learn more about our comprehensive benefit programs please visit http://careers.travelers.com/life-at-travelers/benefits/ .

The position is described below. If you want to apply, click the Apply Now button at the top or bottom of this page. After you click Apply Now and complete your application, you'll be invited to create a profile, which will let you see your application status and any communications. If you already have a profile with us, you can log in to check status. Need Help? If you have a disability and need assistance with the application, you can request a reasonable accommodation. Send an email to Accessibility (accommodation requests only; other inquiries won't receive a response). Regular or Temporary: Regular Language Fluency: English (Required) Work Shift: 1st shift (United States of America) Please review the following job description: This Senior Credit Risk Officer will support Middle Market and Commercial opportunities within one of our target high growth markets, Texas. This role will work on optimizing profitability of a segment(s) of the wholesale loan portfolio by maintaining proper balance among quality, profitability and compliance in the assigned portfolio. Partner with Middle Market and Commercial segment leadership to provide thought leadership and execute credit strategy in line with LOB targets and Truist stated risk tolerance. Communicates effectively through guidance, training and development in support of building and maintaining a strong credit culture. Models behaviors that reflect strong judgment capabilities gained through deep and comprehensive credit experience across multiple types of portfolio and business segments, constructive partnership and ability to navigate complex challenges that have potential impact on Truist profitability. ESSENTIAL DUTIES AND RESPONSIBILITIES Following is a summary of the essential functions for this job. Other duties may be performed, both major and minor, which are not mentioned below. Specific activities may change from time to time. Serve as a senior credit risk officer for large and complex segments within wholesale lending or specialty lines of businesses. Promote consistency of Bank's credit culture and lending strategies throughout organization. Responsible for leading the advancement of the organization's risk management culture, framework, and appetite throughout the assigned segment within the LOB Communicate effectively as a thought leader to support development and maintenance of a strong credit culture. Provide risk leadership through ongoing active engagement with LOB, Product Partner, and Credit Delivery teams including guidance, coaching and mentoring to teammates on sound principles of lending and support their development through regular feedback and constructive dialogue Partner with segment leaders to develop, communicate, and execute credit strategies, limits, and policies that support LOB targets while maintaining disciplined approaches to optimizing capital deployment and mitigating risk. Exercise prudent credit judgment through individual delegated loan authority to shape portfolio within risk appetite guidelines and concentration management approaches that create sustainable profitability Stay abreast of laws, regulations and risk management techniques to ensure compliance and best practices in risk management. Stay abreast of local, national, and global economic trends and market conditions Manage highly complex decisions that could have significant impact to risks and profitability Ensure appropriate Risk Rating for the portfolio, monitor portfolio performance, identify areas of emerging risks. Develop strategies and action plans for emerging risk, and elevate to Senior Credit Officer and present portfolio updates and recommendations to senior executives, Risk Oversight Committees, and regulators as requested QUALIFICATIONS Required Qualifications: The requirements listed below are representative of the knowledge, skill and/or ability required. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions. Bachelor's degree, or equivalent education and related training 15 years of experience in lending and/or credit experience Widespread financial credit risk and regulatory knowledge Solid accounting/financial analysis skills Strong communication and interpersonal skills with demonstrated leadership ability to collaborate across teams and build strong relationships Preferred Qualifications: 20 years of experience in commercial lending and/or credit experience Master's degree in business administration, finance, or accounting Broad product knowledge and experience, including Debt and Equity Capital Markets, Asset Finance, and Treasury Management product categories Experience across a broad span or industries or deep experience within a specific industry RMA - Credit Risk Certification General Description of Available Benefits for Eligible Employees of Truist Financial Corporation: All regular teammates (not temporary or contingent workers) working 20 hours or more per week are eligible for benefits, though eligibility for specific benefits may be determined by the division of Truist offering the position. Truist offers medical, dental, vision, life insurance, disability, accidental death and dismemberment, tax-preferred savings accounts, and a 401k plan to teammates. Teammates also receive no less than 10 days of vacation (prorated based on date of hire and by full-time or part-time status) during their first year of employment, along with 10 sick days (also prorated), and paid holidays. For more details on Truist's generous benefit plans, please visit our Benefits site. Depending on the position and division, this job may also be eligible for Truist's defined benefit pension plan, restricted stock units, and/or a deferred compensation plan. As you advance through the hiring process, you will also learn more about the specific benefits available for any non-temporary position for which you apply, based on full-time or part-time status, position, and division of work. Truist is an Equal Opportunity Employer that does not discriminate on the basis of race, gender, color, religion, citizenship or national origin, age, sexual orientation, gender identity, disability, veteran status, or other classification protected by law. Truist is a Drug Free Workplace. EEO is the Law Pay Transparency Nondiscrimination Provision E-Verify