Auto-apply to these risk management jobs

#WeAreONEOK - Fortune 500 company. 100+ years in business. Leading midstream service provider. Safety first. Sustainable operations. Environmentally responsible. Employee focused. JOB SUMMARY Manages moderately complex and complex claims including first- and third-party claims, insured litigated matters, environmental claims, and large ONEOK property subrogation claims, as needed. Manages the entire process including investigation, evaluation, negotiation and settlement of claims while working with insurance adjusters, internal and external counsel, ONEOK customers and other ONEOK employees. The position will include, but not be limited to: Coordinating the management of litigated claims with the legal department and assisting internal and external counsel with case preparation. Attends claim mediations when necessary. Review and approve third party administrator claim handling fees. Job Profile Summary Performs senior level functions for the corporate risk and insurance program including negotiations of insurance coverage. Essential Functions and Responsibilities may include some or all of the following: Manages moderately complex claims including first- and third-party claims, insured litigated matters, environmental claims, and large ONEOK property subrogation claims, as needed. Manages the entire process including investigation, evaluation, negotiation and settlement of claims while working with insurance adjusters, internal and external counsel, ONEOK customers and other ONEOK employees. Develop processes, analyze and make recommendations the following functions: Identification, measurement, and analysis of all exposures to financial loss Research, study, and make recommendation on methods of funding risks Determine insurable values Evaluate insurance agents and brokers Evaluate optimal loss-retention levels Support Manager in evaluating proper risk acceptance, avoidance, or transfer. Communicate with claim groups/legal to insure proper information and documentation is provided as it relates to the settlement of claims involving the property and casualty insurance program Directs and prepares information, instruction and related to risk activities to insurance manager, insurance broker, and legal department Provide support to Manager in calculating, compiling, preparing, analyzing, and/or making recommendation on information and reports including but not limited to risk and insurance statistics, budgets and trends analysis/survey data Recommends and develops risk management policies and procedures to reduce risk, either by acceptance or transference Analyze requested exceptions to establish limits/coverage parameters for Certificates of Insurance issued to customer base or received from contractors or outside vendors Reviews policy language to confirm negotiated coverage and timely policy issuance by insurance carriers and to ensure policy language provides the coverage appropriate to the exposures of the company. Negotiate new and renewal terms and conditions with insurance brokers/underwriters Provide support in other duties including analysis of risk management programs (ERM) Assumes responsibility for the oversight, training, mentoring of Risk Analyst I and II Prepare presentations for all levels of management including senior management Research as directed by Manager feasible studies relating to captives, and other alternative methods of risk transference Education Bachelor's Degree in business, finance, other related field with previous experience performing risk management functions, or an equivalent combination of formal education and the following job-related experience (minimum 10 years insurance industry related): Work Experience 5+ years experience handling or managing litigated and non-litigated claims Experience in a risk and insurance department or an insurance brokerage firm or as an underwriter Experience in reading and interpreting insurance policies and contracts Experience in the use of office equipment and software programs including but not limited to Excel, Word and Power Point Experience researching, composing, and preparing, budgets, reports, and correspondence Experience reading and interpreting third party service contracts, governmental regulations and statutes, insurance applications, manuals and professional and trade journals Experience developing information and conducting formal presentations Knowledge, Skills and Abilities Knowledge of: property and casualty insurance policies Ability to: apply math and statistical computations Ability to: formulate response to audits involving various property and casualty insurance policies Ability to: communicate with all levels of management, staff and employees Ability to: conduct oral presentations as required Licenses and Certifications Charter Property and Casualty Underwriter (CPCU) preferred Associate in Risk Management (ARM) preferred Certified Insurance Counselor (CIC) preferred Strength Factor Rating- Physical Demands/Requirements Sedentary Work- Exerting up to 10 pounds of force occasionally (Occasionally: activity or condition exists up to 1/3 of the time) and/or a negligible amount of force frequently (Frequently: activity or condition exists from 1/3 to 2/3 of the time) to lift, carry, push, pull, or otherwise move objects, including the human body. Sedentary work involves sitting most of the time, but may involve walking or standing for brief periods of time. Jobs are sedentary if walking and standing are required only occasionally and all other sedentary criteria are met. Strength Factor Description- Physical Demands/Requirements Standing: Remaining on one's feet in an upright position at a work station without moving about (Occasionally) Walking: Moving about on foot (Frequently) Sitting: Remaining in a seated position (Constantly) Lifting: Raising or lowering an object from one level to another (includes upward pulling) (Occasionally) Carrying: Transporting an object, usually holding it in the hands or arms, or on the shoulder (Occasionally) Pushing: Exerting force upon an object so that the object moves away from the force (Occasionally) Pulling: Exerting force upon an object so that the object moves toward the force (includes jerking) (Occasionally) Climbing: Ladders, Stairs (Occasionally) Balancing: Maintaining body equilibrium to prevent falling (Occasionally) Stooping: Bending the body downward and forward by bending the spine at the waist (Occasionally) Kneeling: Bending the legs at the knees to come to rest on the knee or knees (Occasionally) Crouching: Bending the body downward and forward by bending the legs and spine (Occasionally) Crawling: Moving about on the hands and arms in any direction (Occasionally) Reaching: Extending hands and arms in any direction (Constantly) Handling: Seizing, holding, grasping, turning or otherwise working with the hand or hands (Manual Dexterity) (Constantly) Fingering: Picking, pinching or otherwise working with the fingers primarily (Finger Dexterity) (Constantly) Feeling: Perceiving such attributes of objects/materials as size, shape, temperature, texture, movement or pulsation by receptors in the skin, particularly those of the finger tips (Constantly) Talking: Expressing or exchanging ideas/information by means of the spoken word (Frequently) Hearing: Perceiving the nature of sound by the ear (Frequently) Tasting/Smelling: (Occasionally) Near Vision: Clarity of vision at 20 inches or less (Constantly) Far Vision: Clarity of vision at 20 feet for more (Frequently) Depth Perception: Three-dimensional vision; ability to judge distances and spatial relationships so as to see objects where and as they actually are (Frequently) Vision: Color- The ability to identify and distinguish colors (Constantly) Working Conditions/Environment Employee is subject to inside environmental conditions Working Conditions Well lighted, climate controlled areas (Constantly) Frequent repetitive motion (Constantly) CRT (Computer Monitor(s)) (Constantly) Travel Travel to other locations required Driving Based on assigned tasks, employee may be assigned a company vehicle requiring the applicable driver's license ONEOK is an equal opportunity employer committed to diversity and inclusion. All qualified applicants will receive consideration for employment without regard to race, color, sex, pregnancy, sexual orientation, age, religion, creed, national origin, gender identity, disability, military/veteran status, genetic information or any other categories protected by applicable law. The job description is not intended to be a complete list of all responsibilities, duties or skills required for the job and is subject to review and change at any time, with or without notice, in accordance with the needs of ONEOK. ONEOK is committed to making our workplace accessible to individuals with disabilities and will provide reasonable accommodations, upon request, for individuals to participate in the application and hiring process. To request an accommodation email HRSolutions@ONEOK.com or call 1-855-663-6547. Expected Salary Range $106,000.00 - $160,000.00

At Freddie Mac, our mission of Making Home Possible is what motivates us, and it's at the core of everything we do. Since our charter in 1970, we have made home possible for more than 90 million families across the country. Join an organization where your work contributes to a greater purpose. Position Overview: The Operational Risk Business Lead is a critical member of Single-Family Portfolio & Servicing's Crisis Response & Cyber Risk (SF-CR2) Team, serves as a cybersecurity subject matter expert with deep expertise in the application of intelligence as a matter of informing risk mitigation. You will apply that expertise in collaboration with team members and stakeholders to enhance Single-Family's (SF) cybersecurity risk management practices and processes. You will manage initiatives to build, enhance, and implement cybersecurity processes focused on reducing SF business risk by enhancing cyber risk monitoring, analyzing existing and future trends, and informing risk strategies for future threats. You will define and socialize changes to cybersecurity requirements, collaborate with corporate risk oversight groups to establish implementation guidance, and prepare and conduct training for SF business areas. Responsibilities also include, leading the SF division's alignment with the NIST Framework, applicable corporate policies/standards/directives as well as regulatory requirements, performing risk assessments, creating and reporting metrics and preparing various and ad hoc reports for senior department/divisional leadership as well as our regulator. This lead role must be a strategic, thought leader, overseeing, and implementing industry standard best practices applicable to the Freddie Mac's environment. Our Impact: We tackle complex challenges and promote assurance within the division and among our enterprise partners. We advance the core disciplines of risk, response, and assurance, catalyze a collaborative culture of cyber risk reduction, and help challenge assumptions, align with standards, evaluate threats, respond to incidents, and prepare for the unexpected. Your Impact: Establish relationships with information security and risk management teams, becoming a trusted adviser for cybersecurity risk, control and reporting challenges Maintain a comprehensive understanding of the firm's information security processes and controls, and consult process owners as new initiatives, risks, threats, control activities, and issues emerge Align and implement enterprise cybersecurity requirements for the division by working with Enterprise Ops & Tech, and business stakeholders to analyze changes, assess impact, refine implementation approach, and establish compliance reporting Lead engagements and presentations on top risks, trends and internal controls for senior department/divisional leadership, risk oversight, and cross-business consumption Work independently or in collaboration with other stakeholder teams to ensure work is completed on time and aligned with professional standards Leverage data analytics and automation knowledge to enhance current cybersecurity requirements and reporting processes Qualifications: 8-10+ years of relevant work experience; Experience must include a minimum of 5 years in cybersecurity risk management leadership Previous formal cyber threat intelligence experience is helpful Extensive knowledge of cybersecurity frameworks (NIST, ISO, etc.) Security certifications such as GCTI, CTIA, and CySA+ are desired. Additional certifications such as CISA, CRISC, or CISSP are helpful Extensive knowledge of cybersecurity threats, vulnerabilities, and best practices for risk management Critical thinking and business risk analysis skills Relevant degree in Management Information Systems, Cybersecurity Risk Management, Business Administration with an emphasis in Technology, Computer Science, Accounting Information Systems or related discipline Keys to Success in this Role: Curiosity, critical thinking, and problem-solving skills Ability to deep dive into cybersecurity processes to identify and mitigate risks Desire to collaborate with stakeholders from many IT, cybersecurity and risk management disciplines Excellent professional writing skills and verbal communications to executive leadership Ability to convey technical information to all groups and individuals concisely and clearly both verbally and in writing to individuals with varying technical experience Ability to work well under minimal supervision, while maintaining calmness and clarity under pressure Current Freddie Mac employees please apply through the internal career site. We consider all applicants for all positions without regard to gender, race, color, religion, national origin, age, marital status, veteran status, sexual orientation, gender identity/expression, physical and mental disability, pregnancy, ethnicity, genetic information or any other protected categories under applicable federal, state or local laws. We will ensure that individuals are provided reasonable accommodation to participate in the job application or interview process, to perform essential job functions, and to receive other benefits and privileges of employment. Please contact us to request accommodation. A safe and secure environment is critical to Freddie Mac's business. This includes employee commitment to our acceptable use policy, applying a vigilance-first approach to work, supporting regulatory mandates, and using best practices to protect Freddie Mac from potential threats and risk. Employees exercise this responsibility by executing against policies and procedures and adhering to privacy & security obligations as required via training programs. CA Applicants: Qualified applications with arrest or conviction records will be considered for employment in accordance with the Los Angeles County Fair Chance Ordinance for Employers and the California Fair Chance Act. Notice to External Search Firms: Freddie Mac partners with BountyJobs for contingency search business through outside firms. Resumes received outside the BountyJobs system will be considered unsolicited and Freddie Mac will not be obligated to pay a placement fee. If interested in learning more, please visit www.BountyJobs.com and register with our referral code: MAC. Time-type:Full time FLSA Status:Exempt Freddie Mac offers a comprehensive total rewards package to include competitive compensation and market-leading benefit programs. Information on these benefit programs is available on our Careers site. This position has an annualized market-based salary range of $121,000 - $181,000 and is eligible to participate in the annual incentive program. The final salary offered will generally fall within this range and is dependent on various factors including but not limited to the responsibilities of the position, experience, skill set, internal pay equity and other relevant qualifications of the applicant.

At Associated Bank we strive to create an inclusive culture where different perspectives are valued and recognized as strengths critical to our success. If you thrive in an environment where your growth and development are encouraged and supported, then Associated Bank may be the right place for you. Associated Bank requires you to directly represent yourself and your own experiences during the recruiting and hiring process. Associated Bank conducts a thorough background check on all new hires. As the Senior Manager of Fraud & Payments Risk, you will lead the first line of defense for fraud and payment risk oversight across multiple channels. You'll design strategies, strengthen controls, and protect customers while ensuring regulatory compliance. This leadership role offers the opportunity to shape risk practices, collaborate across the bank, and develop a high-performing team. Why Associated Bank? At Associated Bank, we put people first. Our culture is built on listening, collaboration, and a winning spirit that empowers colleagues to achieve their best. We work together with a relentless focus on doing the right thing-for our customers, our communities, and each other. When you join us, you'll be part of a team that values integrity, innovation, and growth. Key Accountabilities Lead fraud and payment risk oversight across ACH, debit/credit, Zelle, wires, bill pay, and digital transactions. Design and implement fraud risk strategies, detection rules, and control frameworks with cross-functional partners. Oversee risk event management, driving root cause analysis, remediation, and timely resolution. Evaluate new products, features, and third-party integrations to ensure strong risk controls. Monitor and report fraud metrics, losses, and customer impact to support decision-making. Collaborate with second-line partners and regulators to ensure audit readiness and compliance. Develop and mentor a high-performing team of analysts and specialists. Education & Experience Required Bachelor's degree in Risk Management, Business, Cybersecurity, or related field (or equivalent experience) 8+ years in fraud risk, operational risk, or payments risk within financial services 3+ years leading risk assessments, issue management, and fraud strategy development Preferred Master's degree in Risk Management, Business, Cybersecurity, or related field Certified Fraud Examiner (CFE) Certified Anti-Money Laundering Specialist (CAMS) Why You'll Love Working Here At Associated Bank, your expertise protects customers and drives innovation. You'll lead meaningful change, grow as a leader, and be part of a culture that values collaboration and continuous improvement. Join us in shaping the future of risk management. Apply today and make your impact. In addition to core traditional benefits, we take pride in offering benefits for every stage of life. Retirement savings including both 401(k) and Pension plans. Paid time off to volunteer in your community. Opportunities to connect with others through our diversity-focused Colleague Resource Groups. Competitive salaries with professional development and advancement opportunities. Bonus benefits including well-being programs and incentives, parental leave, an employee stock purchase plan, military benefits and much more. Personal banking, loan, investment and insurance benefits. Associated Bank serves more than 120 communities throughout Wisconsin, Illinois, Minnesota, and Missouri and we consider our colleagues critical to our continued success. See why our colleagues continually vote us a best place to work in the Midwest. Join our community on Facebook, LinkedIn and X. Compliance Statement Associated Bank is an equal opportunity employer committed to creating a diverse workforce. We support a work environment where colleagues are respected and given the opportunity to perform to their fullest potential. We consider all qualified applicants without regard to race, religion, color, sex, national origin, age, sexual orientation, gender identity, disability or veteran status, among other factors. Fully complies with all applicable enterprise policies and procedures. Acts in compliance with all applicable laws and regulations as outlined in training materials, including but not limited to Bank Secrecy Act. Responsible for reporting suspicious activity to Financial Intelligence. Responsible to report all customer complaints as prescribed and procedure violations to management or HR. Responsible to report ethical concerns as needed to Associated Bank's anonymous Ethics Hotline. Associated Bank provides additional assistance throughout the application, interview and hiring process. Please contact leavesandaccommodations@associatedbank.com if you need an accommodation at any time during the process. Associated Banc-Corp participates in the E-Verify Program. E-Verify Notice English or Spanish. Know Your Right to Work English or Spanish. Associated Bank is Pay Transparency compliant. The pay range represents anticipated base pay for this role. Actual pay may vary based on factors including, but not limited to, work location, skills, experience, education, and qualifications for the role. $114,310.00 - $195,960.00 per year

About Northern Trust: Northern Trust, a Fortune 500 company, is a globally recognized, award-winning financial institution that has been in continuous operation since 1889. Northern Trust is proud to provide innovative financial services and guidance to the world's most successful individuals, families, and institutions by remaining true to our enduring principles of service, expertise, and integrity. With more than 130 years of financial experience and over 22,000 partners, we serve the world's most sophisticated clients using leading technology and exceptional service. Northern Trust Technology Risk & Control function is responsible for enabling Global Information Technology to build a strong 1st Line of Defense, foster a control aware culture, deliver compliant and secure technology capabilities, protect customers and meet regulatory requirements. The Principal cybersecurity risk and control officer is part of the InfoSec Control Officer Team, responsible for leading risk and control assessments for core cyber security domains, performing security testing, and evaluating compliance to information security policies and procedures and regulatory requirements. Youi will work directly with cyber security teams providing guidance to implement defense-in-depth controls to protect Northern Trust and the customers. You will work with a dynamic team and contribute to the overall cyber security of the firm. Major Duties include but not limited to; Lead risk and control assessments for core cyber security domains, including vulnerability management, threat management, third-party security due diligence, identity and access management Provide technical expertise to assist the development and maintenance of cyber security standards in line with industry best practices, as well as technical expertise around security threats & vulnerabilities and software security testing Coordinate remediation of cyber security findings from various sources Assist in development and implementation of cyber security trainings for technical domains Participate in cyber incident responses to provide guidance related to cyber security risks and control assurance Influence behaviors to resolve conflicts, clarify goals and outcomes, and foster a strong technology risk management culture with information security organization Knowledge /Skills/Abilities/Experience & Desirable Criteria include; 12+ years of technical or audit experience in core cyber security fields such as vulnerability / threat management, Pen-Testing, IAM, Data Protection, IH / IR, AppSec, Network Security, System Administrator, GRC Expert knowledge of performing risk management based on NIST 800-53. Experience in determining vulnerability risk impact on key objectives and critical processes; ability to link risk management programs and initiatives to inform critical business strategies and processes. Excellent analytical ability, consultative and communication skills Applicable industry standard certification(s) preferred Bachelor degree in Computer Science or a related discipline and technical experience in the security aspects of multiple platforms, operating systems, software, communications and network protocols or an equivalent combination of education and work experience Salary Range: $114,700 - 194,900 USD Salary range is a good faith estimate of base pay. Northern Trust provides a comprehensive benefits package including retirement benefits (401k and pension), health and welfare benefits (medical, dental, vision, spending accounts and disability), paid time off, parental and caregiver leave, life & accident insurance, and other voluntary and well-being benefits. Northern Trust also provides a discretionary bonus program that may include an equity component. Working with Us: As a Northern Trust partner, greater achievements await. You will be part of a flexible and collaborative work culture in an organization where financial strength and stability is an asset that emboldens us to explore new ideas. Movement within the organization is encouraged, senior leaders are accessible, and you can take pride in working for a company committed to assisting the communities we serve! Join a workplace with a greater purpose. We'd love to learn more about how your interests and experience could be a fit with one of the world's most admired and sustainable companies! Build your career with us and apply today. #MadeForGreater Reasonable accommodation Northern Trust is committed to working with and providing reasonable accommodations to individuals with disabilities. If you need a reasonable accommodation for any part of the employment process, please email our HR Service Center at MyHRHelp@ntrs.com. We hope you're excited about the role and the opportunity to work with us. We value an inclusive workplace and understand flexibility means different things to different people. Apply today and talk to us about your flexible working requirements and together we can achieve greater.

The position is described below. If you want to apply, click the Apply Now button at the top or bottom of this page. After you click Apply Now and complete your application, you'll be invited to create a profile, which will let you see your application status and any communications. If you already have a profile with us, you can log in to check status. Need Help? If you have a disability and need assistance with the application, you can request a reasonable accommodation. Send an email to Accessibility (accommodation requests only; other inquiries won't receive a response). Regular or Temporary: Regular Language Fluency: English (Required) Work Shift: 1st shift (United States of America) Please review the following job description: Supports and executes the successful implementation and delivery of the LoD2 Enterprise Data Risk Oversight Program. Responsible for understanding and executing against the key 2LOD risk oversight advisory procedures, processes and tools to drive impact. Supports development of key management reporting as needed. This position reports to the Senior Risk Oversight Manager. This position will also work closely with 1LOD partners to effectively synchronize activities, and deliver against the top Program priorities, goals and objectives. Essential Duties and Responsibilities Following is a summary of the essential functions for this job. Other duties may be performed, both major and minor, which are not mentioned below. Specific activities may change from time to time. Drives successful execution of the EDRO Coverage and Operating Model including risk advisory, effective challenge and independent risk assessment responsibilities and delivery. Ensures active engagement and collaboration with key business partners and stakeholders to ensure effective communication, education and understanding of EDRO Program requirements and expectations as appropriate and to drive and facilitate achievement of common goals and objectives. Effectively contributes to the execution and delivery of the EDRO strategic plan including the supporting tactical plans/roadmaps. Ensures all applicable laws, rules, regulations, internal policies, standards, and procedures are being followed and can evidence adherence. Drives effective issues management and remediation execution in alignment with the Enterprise Issue Management (EIM) Program as applicable. Supports and facilitates data risk reporting and metrics to effectively reflect and quantify data risk across the enterprise. Promotes and fosters a strong Truist risk culture driving proactive risk management and remediation accountability across the enterprise. Performs effective challenge on covered areas for all significant data processes and initiatives prior to moving to 3LoD for validation. Provides risk advisory to strengthen data risk controls when applicable. Supports the Single Point of contract for Data Risk areas within Business Units and/or Corporate Function. Qualifications Required Qualifications: The requirements listed below are representative of the knowledge, skill and/or ability required. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions .Bachelor's degree in technology, Data, Business and/or Finance. Three plus years of experience in banking, technology, operations, risk management and/or regulatory agencies. Three plus years of data management, governance, analytics, testing and/or risk management experience. Strong business acumen/knowledge, management experience, problem solving, critical thinking, influencing and sound decision-making skills. Demonstrates the ability to effectively prioritize. Strong experience and understanding of risk and controls framework development, management, and measurement. Excellent interpersonal and communication skills demonstrating the ability to build credibility and trust with all levels of management. Functional and technical knowledge of Data Management, Data Analytics and Data Controls framework across data supply chains. Demonstrated ability to effectively interact, collaborate, prepare and plan in a highly matrixed and complex environment and consistently execute in delivering high quality executive level work products. Has demonstrated strong change management abilities and skills to effectively support and manage change and navigate through ambiguity. Preferred Qualifications: Data compliance knowledge/experience regarding applicable laws/rules/ regulations. Experienced in working with third parties (On or Offshore, Vendors, etc.). Familiar with Governance Risk and Compliance platforms, e.g., Archer. General Description of Available Benefits for Eligible Employees of Truist Financial Corporation: All regular teammates (not temporary or contingent workers) working 20 hours or more per week are eligible for benefits, though eligibility for specific benefits may be determined by the division of Truist offering the position. Truist offers medical, dental, vision, life insurance, disability, accidental death and dismemberment, tax-preferred savings accounts, and a 401k plan to teammates. Teammates also receive no less than 10 days of vacation (prorated based on date of hire and by full-time or part-time status) during their first year of employment, along with 10 sick days (also prorated), and paid holidays. For more details on Truist's generous benefit plans, please visit our Benefits site. Depending on the position and division, this job may also be eligible for Truist's defined benefit pension plan, restricted stock units, and/or a deferred compensation plan. As you advance through the hiring process, you will also learn more about the specific benefits available for any non-temporary position for which you apply, based on full-time or part-time status, position, and division of work. Truist is an Equal Opportunity Employer that does not discriminate on the basis of race, gender, color, religion, citizenship or national origin, age, sexual orientation, gender identity, disability, veteran status, or other classification protected by law. Truist is a Drug Free Workplace. EEO is the Law E-Verify IER Right to Work

Senior Supplier Risk & Business Analyst Troy, MI As supply chains become increasingly complex, corresponding threats expand exponentially - deepening the need for a comprehensive strategy to increase transparency and reduce risk. One of the key ingredients in improving supply chain resilience and flexibility is managing the risk associated with a complex, global and interconnected supply base. YOUR ROLE In this role, you will: Assess and monitor supplier financial health - evaluating financial statements, liquidity, and dependency on Aptiv' s business to identify potential risks and ensure supplier stability. Conduct comprehensive supplier risk assessments, both proactive and reactive, integrating financial and non-financial data to evaluate exposure and resilience across the supply base. Collaborate cross-functionally with Supply Chain, Finance, Program Management, Legal, IT, and other teams to develop and implement effective supplier risk mitigation strategies. Deliver insights and recommendations to support sourcing decisions, supplier selection, and contingency planning, ensuring Aptiv' s and customers' interests are protected. Develop and present risk reports and analyses to leadership, highlighting emerging threats, critical supplier vulnerabilities, and recommended actions. Leverage digital tools and analytics to enhance risk visibility, identify trends, and strengthen predictive capabilities within the supply chain. Drive continuous improvement in supplier risk management processes, integrating lessons learned, automation opportunities, and best practices. Engage with external market intelligence providers to gather relevant data and benchmarks supporting supplier and market risk assessments. Support corporate initiatives aimed at improving supply chain sustainability, transparency, and cost efficiency. YOUR BACKGROUND Key skills and competencies for succeeding in this role are: Bachelor's degree in accounting, finance or business Minimum 5 years' experience analysing financial statements, ideally in a manufacturing or credit risk context Excellent presentation, oral and written communication skills in English Strong analytical skills - ability to develop creative solutions for supplier weaknesses Ability to work with a strong sense of urgency and drive actions independently Strong desire to challenge status quo and bring improvements to existing processes Business acumen and ability to understand & identify risk Analytical skills and use of SW Tools such as Excel/Tableau/Power BI etc., Financial or 3rd party risk management experience, ideally with restructuring, preferred CPA or equivalent certification is a plus Experience working with 3rd party financial intelligence providers preferred Local candidates only, with ability to work on site Must be legally able to work in the U.S. without requirement for visa sponsorship/transfer WHY JOIN US? You can grow at Aptiv. Aptiv provides an inclusive work environment where all individuals can grow and develop, regardless of gender, ethnicity or beliefs. You can have an impact. Safety is a core Aptiv value; we want a safer world for us and our children, one with: Zero fatalities, Zero injuries, Zero accidents. You have support. We ensure you have the resources and support you need to take care of your family and your physical and mental health with a competitive health insurance package. YOUR BENEFITS AT APTIV: Private health care effective day 1 of employment Life and accident insurance Paid Time Off (Holidays, Vacation, Designated time off, Parental leave) Relocation assistance may be available Learning and development opportunities Discount programs with various manufacturers and retailers Recognition for innovation and excellence Opportunities to give back to the community Tuition Reimbursement Fertility benefits Important Company Update- Please Read Before Applying. On January 22, 2025, Aptiv announced its decision to separate its EDS division to form two separate independent companies: https://www.automotiveworld.com/news-releases/aptiv-announces-intention-to-separate-its-electrical-distribution-systems-business/ This role is within the EDS segment, and you will be joining that segment as it becomes its own entity, with a rich heritage and proven track record as a global leader in low and high voltage power and signal distribution systems. Our solutions are central to enabling the next generation of electrified, automated, and connected vehicles, and we are committed to innovation, sustainability, and engineering excellence. We are looking for talented individuals who are excited by the opportunity to help shape the future of EDS and delivering industry-leading solutions to the world's top automotive manufacturers. Why join Aptiv? You'll have the opportunity to work on cutting-edge applications, develop breakthrough technologies, and deliver innovative solutions to some of the world's leading automotive brands. See your work come to life on the road-helping make mobility safer, greener, and more connected. Ready to shape the future of mobility with us? APPLY TODAY, AND TOGETHER LET'S CHANGE TOMORROW! "Aptiv is an equal employment opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, national origin, sex, gender identity, sexual orientation, disability status, protected veteran status or any other characteristic protected by law" Privacy Notice- Active Candidates: https://www.aptiv.com/privacy-notice-active-candidates Aptiv is an equal employment opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, national origin, sex, gender identity, sexual orientation, disability status, protected veteran status or any other characteristic protected by law.

Our Mission: 6sense is on a mission to revolutionize how B2B organizations create revenue by predicting customers most likely to buy and recommending the best course of action to engage anonymous buying teams. 6sense Revenue AI is the only sales and marketing platform to unlock the ability to create, manage and convert high-quality pipeline to revenue. Our People: People are the heart and soul of 6sense. We serve with passion and purpose. We live by our Being 6sense values of Accountability, Growth Mindset, Integrity, Fun and One Team. Every 6sensor plays a part in defining the future of our industry-leading technology. 6sense is a place where difference-makers roll up their sleeves, take risks, act with integrity, and measure success by the value we create for our customers. We want 6sense to be the best chapter of your career. As members of 6sense's Security department, the Governance, Risk and Compliance (GRC) team aligns Security with business objectives while managing risks and meeting industry standards, regulations, and contractual obligations. GRC enforces governance, implements risk management strategies, and ensures compliance through operating as the second line of defense. Responsibilities & Accountabilities Execute on milestones for end-to-end GRC initiatives in accordance with the Security roadmap Lead internal and external audit engagements Oversee and execute complex control tests, third-party and operational security risk assessments, and communicate results across multiple audiences with varying levels of sensitivity Develop issue and risk treatment plans with owners and test remediation for closure Design high-quality test plans and improve security control test activities through peer reviews that provide feedback and guidance to other GRC Engineers Provide GRC technology administration to include user training Mature security governance, training, and awareness programs Improve GRC handbook pages, procedures, and playbooks and maintain security program controlled documents Design GRC control automation and implement security GRC-related automation tasks Execute on quarterly individual Key Results that support team Objectives (OKRs) Performance Measurement Maintains up-to-date knowledge of 6sense's product, environment, systems, and architecture Actively prepares for weekly 1:1s with Manager and monthly skip levels Drives remediation of security risks and threats Adheres to strict deadlines and SLAs Participates in creation of milestones associated with major security projects Executes on milestones associated with major security projects Develops and maintains up-to-date handbook pages, runbooks, workflows, and dashboards Provides project status updates on a weekly basis Administers GRC technology Educational and Experience Requirements 5+ years of experience being part of a GRC or similar team 1+ years of experience developing automation Experience with security tools and cloud environments (e.g., GRC, Vulnerability Scanners, SIEM, SOAR, AWS) Experience with industry frameworks, regulations, and standards, such as: ISO 27001, SOC 2, GDPR, PCI, SOX, NIST, etc. Preferred Qualifications Big 4 (KPMG, Deloitte, PwC, EY) or similar experience Bachelor's degree in a related field Relevant industry certifications, such as CISSP, CISM, or GIAC, are highly desirable Competencies and Behaviors Evangelizes security best practices Works independently to maintain and improve overall company security posture Collaborates with cross-functional teams Translates technical requirements into actionable and timebound requests Drives projects and tasks to completion by following up on questions, deadlines, and requests for input Maintains accuracy of information Proactive prioritization and escalation to management Strong communication skills, including verbal, written, and presentation skills Our Benefits: Full-time employees can take advantage of health coverage, paid parental leave, generous paid time-off and holidays, quarterly self-care days off, and stock options. We'll make sure you have the equipment and support you need to work and connect with your teams, at home or in one of our offices. We have a growth mindset culture that is represented in all that we do, from onboarding through to numerous learning and development initiatives including access to our LinkedIn Learning platform. Employee well-being is also top of mind for us. We host quarterly wellness education sessions to encourage self care and personal growth. From wellness days to ERG-hosted events, we celebrate and energize all 6sense employees and their backgrounds. Equal Opportunity Employer: 6sense is an Equal Employment Opportunity and Affirmative Action Employers. Qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender perception or identity, national origin, age, marital status, protected veteran status, or disability status. If you require reasonable accommodation in completing this application, interviewing, completing any pre-employment testing, or otherwise participating in the employee selection process, please direct your inquiries to jobs@6sense.com. We are aware of recruiting impersonation attempts that are not affiliated with 6sense in any way. All email communications from 6sense will originate from the @6sense.com domain. We will not initially contact you via text message and will never request payments. If you are uncertain whether you have been contacted by an official 6sense employee, reach out to jobs@6sense.com

Consumer Credit Risk Sr. Associate Country: United States of America Your Journey Starts Here: Santander is a global leader and innovator in the financial services industry. We believe that our employees are our greatest asset. Our focus is on fostering an enriching journey that empowers you to explore diverse career opportunities while nurturing your personal growth. We are committed to creating an environment where continuous learning and development are prioritized, enabling you to thrive both professionally and personally. Here, you will find ample opportunities to connect and collaborate with talented colleagues from around the world, sharing insights and driving innovation together. Join us at Santander, where you are supported by a culture of engagement and a commitment to your success. An exciting journey awaits, if you are interested in exploring the possibilities We Want to Talk to You! The Difference You Make: The Consumer Credit Risk Sr. Associate is responsible for risk analysis and independent oversight of credit quality of assigned portfolios. They are responsible for all aspects of credit quality including compliance with requirements of regulators and internal control and will recommend opportunities and proposed resolutions for improved efficiency, effectiveness, and/or risk reduction for the department. Ensures adherence to the policies and procedures established by the company. Manages policy, standard definition and monitoring of policy, standard implementation, ensuring harmonization and consistency of risk policies. Monitors and manages risk/exposure and compliance with the company's policies. Identifies, manages and reports on the company's risk areas. Evaluates the adequacy and effectiveness of data, document retention, and monitors systems. Oversees and ensures consistent quality control, accuracy, and compliance with internal policies and regulatory requirements for reporting processes. Ensures and executes ongoing maintenance of controls, mitigation plans, testing, and/o credit risk assessments. Partners with the accountable business owner for effective 1st and 2nd line of defense Risk Management and Controls. Provides oversights on risk-management content/processes What You Bring: To perform this job successfully, an individual must be able to perform each essential duty satisfactorily. The requirements listed below are representative of the knowledge, skill, and/or ability required. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions. Education: Bachelor's Degree or equivalent work experience. Work Experience: 9+ years in Credit RIsk in the Banking or Financial Services Industry. Advanced Proficiency with SQL, Python and Power BI required. Advanced knowledge of the operational, accounting, credit, regulatory, market and technological risks within Financial Industry. Demonstrated knowledge of credit policies and procedures, regulations and applicable law(s). Demonstrated credit analysis skills for understanding/tracking counter party performance and market risk & modeling skills for evaluating trade positions and the related counter party risk exposures. Demonstrated track record interacting with the regulators, external and internal audit. Superior project management skills. Excellent written and verbal communication. Ability to interact with all levels of management, work independently and in a team environment. Certifications: No Certifications listed for this job. It Would Be Nice For You To Have: Established work history or equivalent demonstrated through a combination of work experience, training, military service, or education. Experience in Microsoft Office products. What Else You Need To Know: The base pay range for this position is posted below and represents the annualized salary range. For hourly positions (non-exempt), the annual range is based on a 40-hour work week. The exact compensation may vary based on skills, experience, training, licensure and certifications and location. Base Pay Range Minimum: $101,250.00 USD Maximum: $185,000.00 USD Link to Santander Benefits: Santander Benefits - 2025 Santander OnGoing/NH eGuide (foleon.com) Risk Culture: We embrace a strong risk culture and all of our professionals at all levels are expected to take a proactive and responsible approach toward risk management. EEO Statement: At Santander, we value and respect differences in our workforce. We actively encourage everyone to apply. Santander is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, genetics, disability, age, veteran status or any other characteristic protected by law. Working Conditions: Frequent minimal physical effort such as sitting, standing and walking is required for this role. Depending on location, occasional moving and lifting light equipment and/or furniture may be required. Employer Rights: This job description does not list all of the job duties of the job. You may be asked by your supervisors or managers to perform other duties. You may be evaluated in part based upon your performance of the tasks listed in this job description. The employer has the right to revise this job description at any time. This job description is not a contract for employment and either you or the employer may terminate your employment at any time for any reason. What To Do Next: If this sounds like a role you are interested in, then please apply. We are committed to providing an inclusive and accessible application process for all candidates. If you require any assistance or accommodation due to a disability or any other reason, please contact us at TAOps@santander.us to discuss your needs.

Intuit Credit Karma is a mission-driven company, focused on championing financial progress for our more than 140 million members globally. While we're best known for pioneering free credit scores, our members turn to us for everything related to their financial goals, including identity monitoring, applying for credit cards, shopping for insurance and loans (car, home and personal) and savings accounts and checking accounts* - all for free. Credit Karma has grown significantly through the years: we now have more than 1,700 employees across our offices in Oakland, Charlotte, Culver City, San Diego, London, Bangalore, and New York City. Banking services provided by MVB Bank, Inc., Member FDIC Intuit's Consumer Group, including TurboTax and Credit Karma, empowers millions of individuals to take control of their finances. TurboTax simplifies tax preparation and enables our customers to file with confidence. By harnessing the power of data and artificial intelligence (AI), we continuously innovate and evolve our consumer offerings to deliver even greater value. As we expand into Consumer Lending within the Consumer Group, Intuit Credit Karma is looking for an innovative, experienced, and hands-on Staff AI Scientist to join our Consumer Risk AI Science team. In this role, you'll develop cutting-edge credit risk AI/ML models for new lending products. Join a collaborative and inventive team of AI scientists and machine learning engineers where your work will have a direct impact on hundreds of thousands of customers. What you'll do: Contribute to the credit risk AI science initiatives for the new and evolving Money product offerings focusing on the lending domain, including complete hands-on ownership of the model lifecycle, sharing ownership of success and key results at the program-level, and driving the data strategy across all involved teams. Design, build, deploy, evaluate, defend, and monitor machine learning models to predict credit risk for various short-term lending products (e.g., tax refund advances, BNPL, installment loans, single payment loans, and early wage access) Collaborate with credit policy, product and fraud risk teams to ensure models align with business goals and product offering to drive actionable lending decisions Build efficient and reusable data pipelines for feature generation, model development, scoring, and reporting using Python, SQL, and both commercially available and proprietary Machine Learning and AI infrastructures Deploy models in a production environment in collaboration with other AI scientists and machine learning enginers Ensure model fairness, interpretability, and compliance with FCRA, ECOA, and other relevant regulatory frameworks Contribute to the evolution of our data and machine learning infrastructure within the Intuit ecosystem to improve efficiency and effectiveness of AI science solutions. Research and implement practical and creative machine learning and statistical approaches suitable for our fast-paced, growing environment. What's great about the role: Solve hard, meaningful problems giving customers access to their hard-earned money alongside fun, smart people. Experience professional growth and encourage growth throughout the team. Work cross functionally (with executives, engineering, policy & rules, product, analytics, operations and other AI science teams) to ensure efficient and effective use of data science in ways that make an immediate, substantial, and sustainable impact Minimum Basic Requirements: Advanced Degree (Ph.D. / MS) in Computer Science, Data Science, AI, Mathematics, Statistics, Physics or a related quantitative discipline 6+ years of work experience in AI Science / Machine Learning and related areas Authoritative knowledge of Python and SQL Relevant work experience in fintech credit risk, with deep understanding of payment systems, money movement products, banking, and lending Experience leveraging credit bureau, tax and cash flow data in credit risk model development Experience with and deep understanding of developing, deploying, monitoring and maintaining a variety of machine learning techniques, including but not limited to, deep learning, tree-based models, reinforcement learning, clustering, time series, causal analysis, and natural language processing. Deep understanding of credit risk modeling concepts, including PD calibration, reject inference, adverse action logic, and risk segmentation Ability to quickly develop a deep statistical understanding of large, complex datasets Expertise in designing and building efficient and reusable data pipelines and framework for machine learning models Strong business problem solving, communication and collaboration skills Ambitious, results oriented, hardworking, team player, innovator and creative thinker Proven experience defining and driving end-to-end modeling frameworks, methodologies, or best practices across multiple product teams or domains Demonstrated ability to evaluate and integrate emerging AI/ML technologies, contributing to the company's external technical visibility and innovation agenda Preferred Qualifications: Proficiency in deep learning ML frameworks such as TensorFlow, PyTorch, etc. Work experience with public cloud platforms (especially GCP or AWS) and workflow orchestration tools like Apache Airflow Strong background in MLOps infrastructure and tooling, particularly Vertex AI or AWS SageMaker, including pipelines, automated retraining, monitoring, and version control Experience with experimentation design and analysis, including A/B testing and statistical analysis Intuit provides a competitive compensation package with a strong pay for performance rewards approach. The expected base pay range for this position in San Diego is $191,500 - 259,000. This position will be eligible for a cash bonus, equity rewards and benefits, in accordance with our applicable plans and programs (see more about our compensation and benefits at Intuit: Careers | Benefits). Pay offered is based on factors such as job-related knowledge, skills, experience, and work location. To drive ongoing fair pay for employees, Intuit conducts regular comparisons across categories of ethnicity and gender. Equal Employment Opportunity: Credit Karma is proud to be an Equal Employment Opportunity Employer. We welcome all candidates without regard to race, color, religion, age, marital status, sex (including pregnancy, childbirth, or related medical condition), sexual orientation, gender identity or gender expression, national origin, veteran or military status, disability (physical or mental), genetic information or other protected characteristic. We prohibit discrimination of any kind and operate in compliance with applicable fair chance laws. Credit Karma is also committed to a diverse and inclusive work environment because it is the right thing to do. We believe that such an environment advances long-term professional growth, creates a robust business, and supports our mission of championing financial progress for everyone. We offer generous benefits and perks with a single eye to nourishing an inclusive environment that recognizes the contributions of all and fosters diversity by supporting our internal Employee Resource Groups. We've worked hard to build an intensely collaborative and creative environment, a diverse and inclusive employee culture, and the opportunity for professional growth. As part of the Credit Karma team, your voice will be heard, your contributions will matter, and your unique background and experiences will be celebrated. Privacy Policies: Credit Karma is strongly committed to protecting personal data. Please take a look below to review our privacy policies: US Job Applicant Privacy Notice UK Job Applicant Privacy Notice

The Baldwin Group is an award-winning entrepreneur-led and inspired insurance brokerage firm delivering expertly crafted Commercial Insurance and Risk Management, Private Insurance and Risk Management, Employee Benefits and Benefit Administration, Asset and Income Protection, and Risk Mitigation strategies to clients wherever their passions and businesses take them throughout the U.S. and abroad. The Baldwin Group has award-winning industry expertise, colleagues, competencies, insurers, and most importantly, a highly differentiated culture that our clients consider an invaluable expansion of their business. The Baldwin Group (NASDAQ: BWIN), takes a holistic and tailored approach to insurance and risk management. The Advisor, Commercial Risk sells new accounts and renews existing accounts in keeping with firm and individual goals. Advisors build and maintain relationships with clients, prospects, the service team, insurance company partners, and centers of influence while identifying and soliciting sales prospects. PRIMARY RESPONSIBILITIES: Presents proposals in a professional manner, reviewing coverages in detail to ensure understanding. Communicates with clients, prospects, insurance company partners, and service team in an articulate and effective manner. Finalizes the sale and collects necessary documents, applications, etc., and briefs the service team on the policy sale. Develops prospects by becoming involved in community affiliations, attending insurance company partner hosted seminars, building and maintaining relationships with industry contacts, engaging in networking events and through referrals from current accounts. Develops information and recommendations for prospective accounts, presents proposals and adheres to firm policies and procedures for writing a new account. Maintains a concern for accuracy, timeliness and completion when interacting with current and prospective clients, the Firm, and Insurance Company Partners, to minimize potential for errors and omissions claims while demonstrating strong organizational skills with a high attention to detail. Maintains understanding and knowledge of the insurance industry and underwriting criteria for insurance company partners represented by the firm to effectively communicate to all involved. Positively represents the firm in the community and with our insurance company partners. Performs other functions as assigned by leadership. Looks for opportunities to improve the firm, business segment, and processes. Brings issues and discrepancies to the attention of appropriate leadership. Is expected to meet monthly new business goals. EDUCATION AND EXPERIENCE REQUIREMENTS: License(s): Current State issued Property and Casualty Agent License, or General Lines Agent License. Maintains all licenses as required by the State Department of Insurance to provide service, consultation, and financial risk transfer solutions in states where the firm functions. Self-starter with the ability to influence others through effective verbal and written presentation skills. Intermediate to advanced knowledge of Microsoft Word, Excel, Publisher, and PowerPoint, and the ability to learn any other appropriate insurance company and firm software programs. Demonstrates core values, exuding behavior that is aligned with corporate culture. SPECIAL WORKING CONDITIONS: Fast paced multi-tasking environment Travel as required IMPORTANT NOTICE: This position description is intended to describe the level of work required of the person performing in the role and is not a contract. The essential responsibilities are outlined; other duties may be assigned as needs arise or as required to support the organization. All requirements may be subject to reasonable accommodations to applicants and colleagues who need them for medical or religious reasons. EEOC (STATEMENT): BRP is an equal employment opportunity firm and strives to comply with all laws prohibiting discrimination based on race, color, religion, age, sex (including sexual orientation and gender identity), national origin or ancestry, disability, military status, marital status, and any other category protected by federal, state, or local laws. All such discrimination is unlawful, and all persons involved in the operations of the firm are prohibited from engaging in this conduct. Click here for some insight into our culture! The Baldwin Group will not accept unsolicited resumes from any source other than directly from a candidate who applies on our career site. Any unsolicited resumes sent to The Baldwin Group, including unsolicited resumes sent via any source from an Agency, will not be considered and are not subject to any fees for any placement resulting from the receipt of an unsolicited resume.

Who are we? Howden is a global insurance group with employee ownership at its heart. Together, we have pushed the boundaries of insurance. We are united by a shared passion and no-limits mindset, and our strength lies in our ability to collaborate as a powerful international team comprised of 23,000 employees spanning over 56 countries. People join Howden for many different reasons, but they stay for the same one: our culture. It's what sets us apart, and the reason our employees have been turning down headhunters for years. Whatever your priorities - work / life balance, career progression, sustainability, volunteering - you'll find like-minded people driving change at Howden. Classification: Exempt/Full-time Reports to: Head of Claims for Transactional Risk Travel: 0-15% Salary: $150,000.00-$215,000.00 Role overview DUAL North America is seeking a Transactional Risk Claims Specialist for the Claims team. The Transactional Risk Claims Specialist role will support the Head of Claims for Transactional Risk in the management of claims under Representations & Warranties Insurance (RWI) policies. Private equity and strategic buyers in M&A deals seek policies to protect them from risk on the target companies they acquire. This role encompasses assisting the Head of Claims with substantive claim handling, along with data entry and electronic file organization-type tasks to support the RWI practice. This position anticipates an approximate 65/35 split between substantive claim handling and electronic organization-type responsibilities, respectively, to start. This position is intended to provide the ability to grow within the role, including to assume greater responsibility over time. Role responsibilities Assist the Head of Claims for Transactional Risk in the end-to-end claims management process for RWI claims, from claim notice to conclusion. Assist with entering claim data into operational systems. Assist with quality control and performance management, to ensure high-quality claim handling. Collaborate with a variety of constituents including underwriters, carrier partners, and advisors, to address complex claim issues and foster strong relationships with carrier partners and brokers. Assist with the development and implementation of strategic initiatives to optimize claims processes and enhance operational efficiency by leveraging data analytics, industry trends, and best practices. Enforce compliance standards and uphold regulatory requirements, internal controls, and service level agreements with carrier partners. Perform other duties as assigned. Key requirements Bachelor's degree required and law degree preferred. Minimum of 2 years of experience in insurance claims handling. Prior experience with RWI policies is strongly desirable. Familiarity with contract law and relevant legal principles related to insurance claims, particularly in the context of mergers and acquisitions. Demonstrated ability to develop and execute strategic plans, in both the context of individual claims and broader operational initiatives. Proficiency in Microsoft Office Suite (Word, Excel, Outlook, PowerPoint). Ability to manage multiple competing priorities. Ability to adapt to evolving regulatory and legal environments. Complete assigned tasks correctly, on time and able to learn quickly. Self-motivated and demonstrating attention to detail. Be able to work independently for extended periods. Excellent written and verbal communication skills as well as general business understanding. Must be able to remain in a stationary position 50% of the time, with occasional movement in the office (if applicable) to access cabinets and equipment. If you do not meet all the qualifications for this role, we still encourage you to apply, as we are always looking for diverse talent to join our growing team. What do we offer in return? A career that you define. Yes, we offer all the usual rewards and benefits - including medical, dental, vision, a wide variety of wellbeing offers, competitive salary, unlimited PTO, 401k with company match, paid volunteer days and more. What you might not expect is a job where everyone has a voice, where volunteering in the community is part of the day job, and where everyone is encouraged to play a part towards our sustainability goals. We want people who want to make a difference - not just in the workplace, but in the industry and in the wider community. Our culture: people first Our core values dictate how we live and work. We're a group with independence and people at its heart and we're a home for talent with a unique culture: the biggest small company in the world. The focus on being a people-first business has always been at the very heart of the group; Our vision was to create an independent business with a unique culture and one that would survive and thrive as a business controlled by the people working for it. And finding the most talented and entrepreneurial people to join the group has been and will continue to be key. Diversity and inclusion At DUAL, we consider our people our chief competitive advantage and, as such, we treat colleagues, candidates, clients and business partners with equality, fairness and respect, regardless of their age, disability, race, religion or belief, gender, sexual orientation, marital status or family circumstances. What do we offer in return? A career that you define. At Howden, we value diversity - there is no one Howden type. Instead, we're looking for individuals who share the same values as us: Our successes have all come from someone brave enough to try something new We support each other in the small everyday moments and the bigger challenges We are determined to make a positive difference at work and beyond Reasonable adjustments We're committed to providing reasonable accommodations at Howden to ensure that our positions align well with your needs. Besides the usual adjustments such as software, IT, and office setups, we can also accommodate other changes such as flexible hours or hybrid working . If you're excited by this role but have some doubts about whether it's the right fit for you, send us your application - if your profile fits the role's criteria, we will be in touch to assist in helping to get you set up with any reasonable adjustments you may require. Not all positions can accommodate changes to working hours or locations. Reach out to your Recruitment Partner if you want to know more. Permanent

Industry/Sector Banking and Capital Markets Specialism Financial Risk Management Level Director Job Description & Summary At PwC, our people in risk and compliance focus on maintaining regulatory compliance and managing risks for clients, providing advice, and solutions. They help organisations navigate complex regulatory landscapes and enhance their internal controls to mitigate risks effectively. In treasury risk management at PwC, you will focus on assessing and mitigating financial risks for clients, assisting in effective cash management and liquidity, and optimising capital allocation strategies. You will provide advice in risk analysis, hedging strategies, and regulatory compliance to help clients navigate the complexities of treasury operations. Translating the vision, you set the tone, and inspire others to follow. Your role is crucial in driving business growth, shaping the direction of client engagements, and mentoring the next generation of leaders. You are expected to be a guardian of PwC's reputation, understanding that quality, integrity, inclusion and a commercial mindset are all foundational to our success. You create a healthy working environment while maximising client satisfaction. You cultivate the potential in others and actively team across the PwC Network, understanding tradeoffs, and leveraging our collective strength. Examples of the skills, knowledge, and experiences you need to lead and deliver value at this level include but are not limited to: Lead in line with our values and brand. Develop new ideas, solutions, and structures; drive thought leadership. Solve problems by exploring multiple angles and using creativity, encouraging others to do the same. Balance long-term, short-term, detail-oriented, and big picture thinking. Make strategic choices and drive change by addressing system-level enablers. Promote technological advances, creating an environment where people and technology thrive together. Identify gaps in the market and convert opportunities to success for the Firm. Adhere to and enforce professional and technical standards (e.g. refer to specific PwC tax and audit guidance) the Firm's code of conduct, and independence requirements. As a member of the Risk & Regulatory Advisory team, you will advise financial institutions on a broad range of credit risk management topics including organization and governance; credit process optimization; risk rating model design, build and implementation; credit regulatory assessments; and Current Expected Credit Losses (CECL) process and tools. You will work on a team evaluating, designing, and implementing credit risk strategies to support our clients in addressing key market challenges. Job Requirements and Preferences: Basic Qualifications: Minimum Degree Required: Bachelor Degree Minimum Years of Experience: 10 year(s) Preferred Qualifications: Degree Preferred: Master Degree Preferred Fields of Study: Business Administration/Management, Statistics, Mathematics, Finance, Economics, Accounting Preferred Knowledge/Skills: Demonstrates thought leader-level abilities and/or a proven record of success in selling and delivering engagements with clients in the areas of credit-related activities and credit risk management, preferably in some combination of the following areas: Leading and/or playing a significant role in commercial and retail lending and credit process redesign initiatives, such as streamlining credit approval processes (including artificial intelligence), better aligning deal team execution and delivery to client segmentation schemes, implementing credit process redesign initiatives (e.g., target operating model for credit lifecycle), redesigning risk management organization or functional responsibilities, enhancing loan review processes, and/or enhancing loss mitigation/recovery processes; Managing credit risk processes, performing underwriting, credit analysis and assigning risk ratings (e.g., single, and dual risk rating frameworks), writing and reviewing risk management policies and procedures, 1st and 2nd line of defense experience; Developing, applying, and validating commercial and retail credit risk methodologies including obligor and facility risk rating (e.g., PD, LGD, EAD) models, pricing models, etc.; Creating and executing design and application of commercial and retail credit risk reporting and analytics in a financial services organization; Possessing knowledge of Allowance for Credit Losses, including methodology, models, and US GAAP requirements under Current Expected Credit Losses (CECL) and knowledge of IFRS 9; Selecting, implementing and/or using commercial and retail credit risk workflow, analytic tools - e.g., Moody's, S&P, nCino, and/or, reporting technologies; Demonstrating familiarity with commercial and retail credit regulatory guidance covering CECL, credit risk review systems, underwriting/annual reviews; and, Possessing completion of a formal credit training program; Demonstrates thought leader-level abilities and/or a proven record of success with designing and implementing process improvement solutions, leveraging PC applications including MS Office (Word, Excel, Access, PowerPoint), where applicable, including: Leveraging know-how of a wide range of commercial and retail loan types, including C&I, CRE, ABL, Leasing, Project Finance, Leveraged Lending, fund financing, etc.; Operating successfully as both an individual contributor and team member, identifying and addressing client needs. Preparing, coordinating, and delivering complex written and verbal materials to clients and senior management (e.g., PPT presentations, summary reports/ memos, oral presentations); Supervising teams to create a strong atmosphere of trust, seeking diverse views to encourage improvement and innovation, and coaching staff, including providing timely meaningful written and verbal feedback; Identifying and addressing client needs by building and maintaining trust (e.g., client relationship management); Considering cross-cultural differences, seeking diverse views to encourage improvement and innovation, and fostering a global mindset for the team; Demonstrating experience in working with and managing on-shore and off-shore teams; Demonstrating thorough ability to communicate project goals and objectives, project status and deliverables, building consensus and presenting standard industry practices/point of view effectively; and, Keeping leadership informed of progress and issues. Travel Requirements Up to 60% Job Posting End Date Learn more about how we work: https://pwc.to/how-we-work PwC does not intend to hire experienced or entry level job seekers who will need, now or in the future, PwC sponsorship through the H-1B lottery, except as set forth within the following policy: https://pwc.to/H-1B-Lottery-Policy . As PwC is an equal opportunity employer, all qualified applicants will receive consideration for employment at PwC without regard to race; color; religion; national origin; sex (including pregnancy, sexual orientation, and gender identity); age; disability; genetic information (including family medical history); veteran, marital, or citizenship status; or, any other status protected by law. For only those qualified applicants that are impacted by the Los Angeles County Fair Chance Ordinance for Employers, the Los Angeles' Fair Chance Initiative for Hiring Ordinance, the San Francisco Fair Chance Ordinance, San Diego County Fair Chance Ordinance, and the California Fair Chance Act, where applicable, arrest or conviction records will be considered for Employment in accordance with these laws. At PwC, we recognize that conviction records may have a direct, adverse, and negative relationship to responsibilities such as accessing sensitive company or customer information, handling proprietary assets, or collaborating closely with team members. We evaluate these factors thoughtfully to establish a secure and trusted workplace for all. The salary range for this position is: $155,000 - $410,000. Actual compensation within the range will be dependent upon the individual's skills, experience, qualifications and location, and applicable employment laws. All hired individuals are eligible for an annual discretionary bonus. PwC offers a wide range of benefits, including medical, dental, vision, 401k, holiday pay, vacation, personal and family sick leave, and more. To view our benefits at a glance, please visit the following link: https://pwc.to/benefits-at-a-glance

JOB REQUISITION Dallas Legal, Risk and Compliance Intern- 2027 LOCATION DALLAS ADDITIONAL LOCATION(S) JOB DESCRIPTION Are You Ready to Live Something Different with Protiviti? The Protiviti career provides an opportunity to learn, impact, and advance within a collaborative and inclusive culture. We hire curious individuals for whom learning is a passion. By teaming with our clients, we solve the business challenges a dynamic world presents and discover and implement innovative business solutions. We lean into our mission: We Care. We Collaborate. We Deliver. At every level, we champion leaders who live our values. Imagining our work as a journey, integrity guides our way, inclusion moves us forward together, innovation creates new destinations, and our commitment to success empowers us to deliver on our vision to be the most trusted global consulting firm. Are you inspired to make a difference? You've come to the right place. POSITION HIGHLIGHTS Legal, Risk and Compliance interns work with Protiviti's clients, who are typically among the world's leading companies. As an intern, you collaborate with the team to deliver client solutions for complex business problems these organizations face. Experience tells us that our future leaders need to be both knowledgeable and deep in an area of expertise but also versatile, having a broad range of capabilities and skill sets to solve today's complex business problems. That's why we focus on developing resources across our business, so you gain experience in different industries, grow your technical capabilities, and gain leadership qualities that will ensure your future success. Our culture is grounded in empowerment, teamwork, and problem-solving. At all career levels, we encourage innovation, seeking your ideas and insights. Our people care about one another; they coach, guide, and help each team member to be their very best. When you join our team, you will participate in Liftoff with Protiviti, our award-winning onboarding live-virtual experience with gamification embedded in the delivery. You will also attend The Intern Challenge, an experiential learning course that will help you transition successfully into your role as an intern. Protiviti's internship is an innovative experience designed to take you on a journey to immerse you in our unique business and culture. Through our internship, you may work across various industries and engage in internal initiatives, all of which will fuel your curiosity, uncover hidden strengths, and prepare you for your career. During the internship, you will get a preview of Foundations, Protiviti's innovative entry-level full-time career opportunity, which provides you with experiences and learning opportunities in business operations, consulting, data, relationship building, technology, and innovation. With each project, you receive hands-on training in a nurturing environment and interact with leaders across our practice. Talent Managers will assign specific project experiences that support career growth, your skills, and the needs of the business. A network of advisors will help you navigate challenges and celebrate milestones. There are opportunities to join committees, participate in employee network groups, enjoy social, civic, and networking activities to aid in building meaningful relationships across the firm and in the community. Legal, Risk and Compliance interns develop knowledge in core business processes within the financial services, technology, and healthcare industries. Interns will work within internal control and risk frameworks, as well as regulator and compliance methodologies. Legal, Risk and Compliance interns will help develop key deliverables, including process flows, work programs, reports, and control summaries. Interns will review transactions to provide process improvement recommendations and address legal, risk and compliance challenges as needed. Legal, Risk and Compliance interns will work within various segments, including but not limited to financial crime and anti-money laundering, risk management, credit services, regulatory compliance and consumer protection, analytics, and legal consulting. Meaningful onboarding. Impactful training. Foundational learning. These experiences define Protiviti's award-winning internship - an experience that builds upon your skills and knowledge and enables you to thrive professionally. QUALIFICATIONS Degree: Bachelor's, Master's, or Juris Doctor, degree in a relevant discipline (e.g., Accounting, Applied Math, Criminal Justice, Data Analytics, Economics, Finance, Law and Policy, Legal Studies, Management, Management Information Systems, Mathematics, Pre-Law, Political Science and Statistics) Visa Status: All applicants applying for U.S. job openings need authorization to work in the United States for Protiviti without sponsorship now or in the future Graduation Status: Must be within one year of final graduation at the time of internship Experience solving problems using AI-powered productivity and collaboration tools (i.e. Microsoft Copilot, GenAI, etc.) Advanced verbal and written communication skills Ability to apply critical thinking skills and innovation to client engagements across various industries Technical proficiency aligning to assigned capability area WHAT MAKES YOU SUCCESSFUL Working in teams, as well as independently Being creative and analytical Passionate about evaluating, synthesizing, organizing, and interpreting data and information Ability to self-motivate and take responsibility for personal growth and development Desire to learn and a receptiveness to feedback and mentoring Drive towards obtaining professional certifications and a strong academic background Relevant experience with specific skills: Familiarity of banking, compliance, insurance, legal innerworkings, and asset management related processes and issues Ability to convey complex concepts to technical and non-technical audience Using technology tools to create finished products and for analyzing large data sets OUR HYBRID WORKPLACE Protiviti practices a hybrid model, which is a combination of working in person with a purpose and working remotely. This model creates meaningful experiences for our people and our clients while offering a flexible environment. The ratio of remote to in-person requirements vary by client, project, team, and other business factors. Our people work both in-person in local Protiviti offices and on client sites, which can include local or out-of-state travel based on our projects and client requests and commitments. Interns do not accrue company paid time off (Choice Time Off), and we expect that interns will be available to complete work in the designated location during business hours for the entire duration of the Internship. APPLICATION PROCESS Apply at www.protiviti.com/careers. Note: Students may apply for only one location or solution. Duplicate applications will not be accepted. Applicants must be 18 years of age at the time of the internship to be considered. #LI-DNI The hourly rate for this position is below. $28/hr-$38/hr Interns participate in a variety of professional development opportunities and are eligible for paid holidays that occur within the duration of the internship, Protiviti's 401(k) plan, Employee Assistance Program, Matching Gifts Program, and various discounts through PerkSpot. Protiviti is an Equal Opportunity Employer. M/F/Disability/Veteran As part of Protiviti's employment process, any offer of employment is contingent upon successful completion of a background check. Protiviti is committed to being an equal employment employer offering opportunities to all job seekers, including individuals with disabilities. If you believe you need a reasonable accommodation in order to search for a job opening or to apply for a position, please contact us by sending an email to HRSolutions@roberthalf.com or call 1.855.744.6947 for assistance. In your email please include the following: The specific accommodation requested to complete the employment application. The location(s) (city, state) to which you would like to apply. For positions located in San Francisco, CA: Protiviti will consider qualified applicants with criminal histories in a manner consistent with the requirements of the San Francisco Fair Chance Ordinance. For positions located in Los Angeles County, CA: Protiviti will consider for employment qualified applicants with arrest or conviction records in accordance with the Los Angeles County Fair Chance Ordinance for Employers and the California Fair Chance Act. Protiviti is not registered to hire or employ personnel in the following states- West Virginia, Alaska. Protiviti is not licensed or registered as a public accounting firm and does not issue opinions on financial statements or offer attestation services. JOB LOCATION TX PRO DALLAS

About Clearwater Analytics Clearwater Analytics (CWAN) is a global SaaS solution provider for many markets in investment accounting, analytics and risk management. Clearwater recently acquired Beacon Platform which empowers financial institutions to develop and deploy advanced risk-management solutions, increase transparency and efficiency. The platform consists of our Trading and Risk Management System (TRMS) Suite for cross-asset management of trades, positions and risk, and Trading and Risk Management (TRMS) Core, an integrated development and operating platform that enables quants and software engineers to collaboratively develop and continuously deploy business solutions. Our open architecture and transparent source-code model empower clients to achieve their business goals while maintaining unparalleled ownership of the full technology stack. Description: Solutions Engineers work directly with the Sales team to present risk solutions and proposals to prospective clients in different areas of capital markets such as trading houses, banks, hedge funds, insurance, and other asset managers. You will be a subject matter expert and technical advisor to the sales organisation, and to prospective clients. You will be responsible for custom software development work required to deliver targeted demonstrations of product capabilities to fit applicable use-cases. You will work alongside Professional Services teams to deliver successful Proof-Of-Concept / Proof-Of-Value projects, as well as help ensure successful outcomes for onboarded clients. You may be required to represent CWAN at trade shows, conferences, etc. This role presents a unique opportunity to be part of the SaaS revolution that we are driving in the EMEA market and to play a visible role in the growth of the CWAN TRMS business. Responsibilities: Understanding the current and future capabilities of the CWAN risk and performance product line; assisting with technical responses to inquiries through the sales process - such as through RFI/RFP and live Q&A and discovery calls. Working with prospects to understand their risk requirements, and their systems landscape, and help design/present tailored solutions proposals that can meet their needs; Participating in deeper technical workshops and evaluation projects as necessary Performing live demonstration of both out-of-the-box and customized solutions to prospective clients Assisting clients to help evaluate fitness for purpose, such as during projects/trials, including hands-on custom Python development as necessary Building internal prototypes and proof-of-concept examples to demonstrate potential ideas and techniques that illustrate the power and flexibility of the product to meet needs of different client types Expanding the internal inventory of demonstrable use-cases and configurations to empower the sales team Requirements: 7+ years' experience as a software developer or pre-sales engineer developing risk management software, including experience developing in Python Understanding of financial risk measures (greeks, VaR, xVA, etc) Understanding of the typical needs of various personas within financial markets (traders, risk managers / CRO, portfolio managers, institutional sales, etc). Practical knowledge of financial instruments and derivatives, such as futures, bonds, options, exotics, securities, loans, etc and a variety of asset classes (equities, interest rates, foreign exchange, credit, commodities, etc) Proven analytical and problem-solving skills Strong verbal and written communication skills, with an ability to articulate technical details to peers as well as to non-technical stakeholders Excellent presentation and interpersonal skills Must be based in tri-state area and willing to visit prospect offices as required, including international travel. Desired Experience and Skills: Previous experience in a sales engineering / solutions consulting role Prior hands-on familiarity with SecDb at Goldman Sachs, Athena at JP Morgan or Quartz at Bank of America Merrill Lynch Familiarity with modern technology stacks, software engineering principles and best practices Familiarity with AWS, and other modern public cloud platforms Knowledge and understanding of the typical technology infrastructure, functional dependencies and business requirements of major institutions; knowledge of other vendor risk-management systems and/or system integrations Experience and familiarity with the different needs across types of financial institutions (buy-side / fund managers, sell-side / investment banks (including liquidity providers / market makers, etc), asset managers and asset owners) as well as physical commodities trading houses / energy utilities. Specific expertise in private credit or securitized products Knowledge of portfolio management for cross-asset / multi-asset funds What we offer: Business casual atmosphere in a flexible working environment Team focused culture that promotes innovation and ownership Access to cutting-edge investment reporting technology and expertise Continual learning, professional development, and growth opportunities Competitive salary and bonus package Benefits package; including health, vision and dental insurance, volunteer time off and employee discounts

About HUB In a rapidly changing world, HUB advises businesses and individuals on how to prepare for the unexpected. As one of the world's largest insurance brokers, our focus is dedicated to providing our customers with the peace of mind that what matters most will be protected - through unrelenting advocacy and tailored insurance solutions that put our clients in control. Our growing team of professionals across North America represents a broad, deep and one-of-a kind aggregation of entrepreneurs and leaders recognized for their excellence throughout the insurance community. Why Choose HUB? Throughout our network of more than 550 HUB offices in North America, we offer a competitive, exciting, and friendly work environment that strategically positions our employees for longevity and success. At HUB, we believe in investing in the future of our employees and provide continuous opportunities for growth and development. Our entrepreneurial culture fosters an environment that empowers our people to make the best decisions for our customers and organization, focusing on expanding the industry knowledge of our insurance professionals to better serve our valued clients. We are committed to providing you with competitive and flexible benefits options that are rooted in your current needs yet evolves as your needs change over time. Join us in taking the first step toward creating a future that combines a diverse, challenging work environment with financial security and career satisfaction. We are the perfect fit if you: Are seeking a progressive work environment at a well-established, yet rapidly growing organization Have a desire to help others protect their future Have an entrepreneurial spirit and are challenged by the opportunity to grow the business Are focused on learning and development to enhance your industry knowledge and expertise Are a self-starter willing to invest time and energy to learn the technical aspects of our business Believe in integrity and building success by developing relationships with others Summary The Complex Risk Account Executive leads the overall service, recommendations, and implementation of a book of insurance business. The job requires a high degree of independent discretion, autonomy, and decision-making based on industry knowledge and experience to provide professional guidance, expertise, and service to clients, professional and collaborative relationships with carrier representatives, underwriters, business partners, and HUB colleagues. Responsible to partner with Sales Professionals for business development and sales with new and existing clients. To perform this job successfully, the incumbent must be able to perform each essential duty satisfactorily. The requirements listed below are representative of the knowledge, skill, and/or ability required. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions. These qualifications are considered without regard to race, religion, color, sex, national origin, disability, or any other characteristic protected by federal, state, and local law. If this position requires licensing or certification, the incumbent must maintain that license or certification by meeting all continuing education and other requirements. Manages an assigned book of Complex Risk business which is comprised of key and high revenue-producing accounts, all of which have a significant impact on the business operations of the client and on HUB. Utilizing industry experience and in-depth knowledge of insurance markets, policy provisions, claim processes, business environment, and risk mitigation, applies independent and discretionary judgment to make decisions independent of manager approval on books of insurance business for which the incumbent is responsible. These include non-routine coverage issues and questions, coordination with HUB Claim professionals on claim issues, renewal strategies for key accounts, and interpretation of non-routine provisions of insurance contracts. Knowledgeable in alternative risk financing program structures (large deductibles, retrospective rating plans, captives, etc.). Reviews client data and utilizes HUB analytics platforms to provide clients with analysis of the data to assist in structuring risk financing and risk transfer strategies. Acquires understanding of clients' business and insurance objectives and critically analyzes and compares insurance plans to determine suitability. When counseling clients on appropriate coverage, will assess risks based on clients' situation and determine proper coverage to insure and mitigate those risks. Builds strong relationships with internal customers (producers, product lines specialists, Risk Services, and Claims Consulting) as well as our external trading partners. Oversees product line specialists (Property, Casualty, ProEx) in negotiating terms, conditions, program structure, and pricing with insurance carriers. In some cases will take the lead in these negotiations in lieu of product line specialist engagement. In situations where special carrier programs are available, determines if those programs are appropriate for particular clients. Then consults with clients on the benefits of those programs. Will then work with carriers to quote coverage through appropriate program. Leads resolution of escalated complex service issues between clients and insurance carriers that require policy interpretation and experience-based judgment to resolve. Leads client meetings (including renewal meetings), independent from producer or manager as needed. Supports, mentors, and trains Account Managers, Associate Account Managers, and Account Coordinators, as necessary. May oversee functions performed by Account Managers and Associate Account Managers including approval of renewal strategies and resolution of client and carrier issues. Seeks continued knowledge and stays abreast of changes in the insurance industry and other external conditions that may impact their clients. Makes appropriate recommendations to clients in response to those changes independent of manager approval. Leads all aspects of client service, marketing, and renewal of book of business. Uses judgment and creativity based on industry experience to produce favorable results and solutions to address clients' insurance needs. Responsible for overall retention of accounts in assigned book of business. Assists in development of new business from existing accounts, and supports Sales Professional on assigned prospects. Identifies opportunities for cross-sell and up-sell of other HUB products and services where appropriate. Appropriately documents conversations with clients and carrier representatives and updates all HUB agency management systems when necessary. Ensures the accuracy of data in those systems. Possesses mastery of the various HUB and industry resources and tools that are available and utilizes same to best serve clients Travels on company business as required. Prepares reports for management as required. Attends industry related continuing education training and courses. Performs other duties and projects as assigned. Work Experience Requirements: 7-10+ years of experience and demonstrated proficiency in an insurance Account Management role in required lines is preferred. Brokerage experience is preferred. Excellent oral and written English communications skills. Leadership experience and independent responsibility for client retention preferred. Ability to lead and influence in a team environment. Demonstrated proficiency with computer systems, including but not limited to Microsoft Office and automated agency management systems. Ability to work a regular, full-time work schedule at HUB's facility(s) and ability to travel on business when required. Licensing or Certification Requirements: Currently licensed in good standing in required lines and states. Current with all necessary CE credits in required lines and states. Advanced professional designation highly desirable (e.g., AAI, ARM, CIC). Disclosure required under applicable law in California, Colorado, Illinois, Maryland, Minnesota, New York, New Jersey, and Washington states: The expected salary range for this position is $180,000- $225,000 and will be impacted by factors such as the successful candidate's skills, experience and working location, as well as the specific position's business line, scope and level. HUB International is proud to offer comprehensive benefit and total compensation packages: health/dental/vision/life/disability insurance, FSA, HSA and 401(k) accounts, paid-time-off benefits such as vacation, sick, and personal days, and eligible bonuses, equity and commissions for some positions. Department Account Management & Service Required Experience: 7-10 years of relevant experience Required Travel: No Travel Required Required Education: Bachelor's degree (4-year degree) HUB International Limited is an equal opportunity employer that does not discriminate on the basis of race/ethnicity, national origin, religion, age, color, sex, sexual orientation, gender identity, disability or veteran's status, or any other characteristic protected by local, state or federal laws, rules or regulations. E-Verify Program We endeavor to make this website accessible to any and all users. If you would like to contact us regarding the accessibility of our website or need assistance completing the application process, please contact the recruiting team HUBRecruiting@hubinternational.com. This contact information is for accommodation requests only; do not use this contact information to inquire about the status of applications.

POSITION SUMMARY: The Risk Officer is responsible for a wide variety of supervisory, compliance, and risk functions. In conjunction with the Senior Risk Officer, the Risk Officer has accountability for maintaining a consistent controlled environment through adherence of business ethics and practices and adherence to all applicable Federal, State and Local laws, Morgan Stanley Wealth Management policies, and other regulations. The Risk Officer keeps the Senior Risk Officer informed of significant matters. The Risk Officer role is a non-revenue sharing position that reports to the Senior Risk Officer. DUTIES and RESPONSIBILITIES: Surveillance and Supervision Primary responsibility for all risk, supervisory, and compliance function for respective branch location(s) Facilitates any supervisory inquiry or process that requires escalation from the Senior Risk Officer and/or the Regional Risk Officer Focuses on business ethics and regulatory and compliance practices Provides coaching and guidance on policies and procedures in order to promote risk awareness and a compliant environment Ensure proper procedures are in place to ensure that approvals are handled appropriately and timely Risk Management/Compliance/Legal Monitors and implements procedures to manage all facets of risk, including data security Facilitates regular and consistent communication of Morgan Stanley Wealth Management policies and other regulations Liaises with the Legal and Compliance Division with customer complaints and litigation Together with the Complex Manager and Senior Risk Officer, ensures appropriate supervisory coverage is maintained at all times Oversees responsibilities outlined in the Branch Supervisory Manual, as well as new policies to ensure the Complex has procedures in place Supports in the preparation for and response to audits, and ensures that any audit findings are appropriately responded to and remediated Works with Complex Manager and Senior Risk Officer to monitor people risk, and ensures appropriate action is taken Responsible for proactive client contact in determining suitability and managing risk Active involvement with the region regarding matters presented to the Credit Committee Primary source for intelligence on risk in regard to clients and FAs Administrative Works closely with Special Investigation Unit on any Human Resources issues as related to risk and compliance. Together with the Senior Risk Officer facilitates the training on Morgan Stanley Wealth Management compliance policies and procedures. Assists in the review and on boarding of FA recruits Education and/or Experience Bachelor's degree required or equivalent education or experience Previous industry experience Active Series 7, 8 (or 9 and 10), and 63, 65 (or 66) Other licenses as required for role or by management Knowledge/Skills: Knowledge of SEC, FINRA and Firm Compliance Policies and Procedures Effective written and verbal communication skills Strong attention to detail Ability to prioritize and resolve complex problems and escalate as necessary Ability to identify issues and trends in order to anticipate change and provide recommended comprehensive solutions and remedies Evidence of strong leadership capabilities or previous supervisory experience Ability to organize and prioritize workflow and assignments in a deadline oriented environment Ability to interact with Financial Advisors and clients Excellent judgment and the ability to be discreet in all matters Strong work ethic Reports to: Reports to the Senior Risk Officer WHAT YOU CAN EXPECT FROM MORGAN STANLEY: We are committed to maintaining the first-class service and high standard of excellence that have defined Morgan Stanley for over 89 years. Our values - putting clients first, doing the right thing, leading with exceptional ideas, committing to diversity and inclusion, and giving back - aren't just beliefs, they guide the decisions we make every day to do what's best for our clients, communities and more than 80,000 employees in 1,200 offices across 42 countries. At Morgan Stanley, you'll find an opportunity to work alongside the best and the brightest, in an environment where you are supported and empowered. Our teams are relentless collaborators and creative thinkers, fueled by their diverse backgrounds and experiences. We are proud to support our employees and their families at every point along their work-life journey, offering some of the most attractive and comprehensive employee benefits and perks in the industry. There's also ample opportunity to move about the business for those who show passion and grit in their work. To learn more about our offices across the globe, please copy and paste https://www.morganstanley.com/about-us/global-offices into your browser. Expected base pay rates for the role will be between $120,000 - $165,000 per year at the commencement of employment. However, base pay if hired will be determined on an individualized basis and is only part of the total compensation package, which, depending on the position, may also include commission earnings, incentive compensation, discretionary bonuses, other short and long-term incentive packages, and other Morgan Stanley sponsored benefit programs Morgan Stanley's goal is to build and maintain a workforce that is diverse in experience and background but uniform in reflecting our standards of integrity and excellence. Consequently, our recruiting efforts reflect our desire to attract and retain the best and brightest from all talent pools. We want to be the first choice for prospective employees. It is the policy of the Firm to ensure equal employment opportunity without discrimination or harassment on the basis of race, color, religion, creed, age, sex, sex stereotype, gender, gender identity or expression, transgender, sexual orientation, national origin, citizenship, disability, marital and civil partnership/union status, pregnancy, veteran or military service status, genetic information, or any other characteristic protected by law. Morgan Stanley is an equal opportunity employer committed to diversifying its workforce (M/F/Disability/Vet).

At Freddie Mac, our mission of Making Home Possible is what motivates us, and it's at the core of everything we do. Since our charter in 1970, we have made home possible for more than 90 million families across the country. Join an organization where your work contributes to a greater purpose. Are you excited by the opportunity to create an impact and work in a fast-paced, dynamic, and agile environment? Do you have experience with first line operational risk management, strong analytical and communication skills, and knowledge of enterprise functions? Join us in our mission to #makehomepossible-apply today and help shape the future at Freddie Mac! Our Impact: The Enterprise Business Risk & Control Office is a new function at Freddie Mac responsible for facilitating efficient, effective and consistent management of non-financial risks across Freddie Mac's first line divisions. The enterprise division risk governance team within this function is responsible for non-financial risk management activities for the Human Resources (HR) division. We act as trusted risk advisors for our business partners and facilitate all core non-financial risk activities. Your Impact: As an individual contributor, you will proactively and independently work to manage non-financial risks. In this role, you will be expected to: Identify and assess relevant risks in HR processes and design appropriate controls to mitigate the risks. Prepare, conduct, and document quarterly Risk Control Self-Assessments for HR business processes. Support the business during the life cycle of an issue i.e., identify, assess, develop, and track remediation action plans. Investigate operational risk events, produce concise summaries, and identify remediation activities. Maintain accuracy of risk related data stored in GRC tool. Provide support for oversight activities performed by Enterprise Risk and Internal Audit. Assist in completing gap assessments against applicable obligations, corporate policies, and standards. Identify opportunities to streamline governance activities. Undertake ad-hoc projects, as needed. Qualifications: 8-10 years of overall relevant experience with a minimum of 2-3 years of operational risk management Bachelor's degree or equivalent Strong critical thinking and problem-solving skills Excellent written and verbal communication skills Proficiency in MS Excel, Word, and PowerPoint Keys to Success in this Role: Self-motivated and results-oriented mindset Analytical thinker with intellectual curiosity Detail oriented with the ability to think holistically and creatively Ability to work in a dynamic, rapidly changing business environment Produce high-quality work products Passionate about learning Team player with excellent work ethics and a positive, can-do attitude! Strong Excel skills, verbal, and written communication skills Current Freddie Mac employees please apply through the internal career site. We consider all applicants for all positions without regard to gender, race, color, religion, national origin, age, marital status, veteran status, sexual orientation, gender identity/expression, physical and mental disability, pregnancy, ethnicity, genetic information or any other protected categories under applicable federal, state or local laws. We will ensure that individuals are provided reasonable accommodation to participate in the job application or interview process, to perform essential job functions, and to receive other benefits and privileges of employment. Please contact us to request accommodation. A safe and secure environment is critical to Freddie Mac's business. This includes employee commitment to our acceptable use policy, applying a vigilance-first approach to work, supporting regulatory mandates, and using best practices to protect Freddie Mac from potential threats and risk. Employees exercise this responsibility by executing against policies and procedures and adhering to privacy & security obligations as required via training programs. CA Applicants: Qualified applications with arrest or conviction records will be considered for employment in accordance with the Los Angeles County Fair Chance Ordinance for Employers and the California Fair Chance Act. Notice to External Search Firms: Freddie Mac partners with BountyJobs for contingency search business through outside firms. Resumes received outside the BountyJobs system will be considered unsolicited and Freddie Mac will not be obligated to pay a placement fee. If interested in learning more, please visit www.BountyJobs.com and register with our referral code: MAC. Time-type:Full time FLSA Status:Exempt Freddie Mac offers a comprehensive total rewards package to include competitive compensation and market-leading benefit programs. Information on these benefit programs is available on our Careers site. This position has an annualized market-based salary range of $121,000 - $181,000 and is eligible to participate in the annual incentive program. The final salary offered will generally fall within this range and is dependent on various factors including but not limited to the responsibilities of the position, experience, skill set, internal pay equity and other relevant qualifications of the applicant.

Company Description We're Checkout.com - you might not know our name, but companies like eBay, ASOS, Klarna, Uber Eats, and Sony do. That moment when you check out online? We make it happen. Checkout.com is where the world checks out. Our global network powers billions of transactions every year, making money move without making a fuss. We spent years perfecting a service most people will never notice. Because when digital payments just work, businesses grow, customers stay, and no one stops to think about why. With 19 offices spanning six continents, we feel at home everywhere - but London is our HQ. Wherever our people work their magic, they're fast-moving, performance-obsessed, and driven by being better every day. Ideal. Because a role here isn't just another job; it's a career-defining opportunity to build the future of fintech. Job Description Checkout.com are looking for an accomplished Risk professional, experienced in payments and technology, to join the Enterprise Risk Management Department in Atlanta. You'll play a part in ensuring that Checkout.com has an effective Enterprise Risk Management (ERM) framework that meets the relevant regulatory and supervisory risk requirements across our global organisation. You'll work collaboratively internally with stakeholders to ensure the ERM framework is properly implemented. The Enterprise Risk Management department is responsible for setting the risk management strategy globally for Checkout.com. Team members work across functions, products, and regions to monitor front-line performance and ensure that the business is on safe footing. The department produces management information (MI) reports for relevant regional and global committees and entity boards. The department is also responsible for managing and overseeing several core functions including management of the Risk and Control register, running the business continuity plan (BCP), conducting risk and control self assessments (RCSA), overseeing the incident management process and responding to risk related regulator queries. How you'll make an impact Implementing the global Enterprise Risk Management Framework in line with US regulatory expectations Support Third-Party Risk Management's and Business Continuity end-to-end risk processes. Maintain and monitor vendor inventory, ensuring alignment with regulatory guidance (e.g., FDIC, OCC, FFIEC). Ensure documentation and processes meet internal policy and regulatory expectations. Coordinate and contribute to several Board of Director meetings, committees, and working groups. Track key performance and risk indicators (KPIs/KRIs) to measure risk mitigation and offer service owners insights for decision-making. Responsible for ensuring issues and risks are appropriately remediated or escalation protocols are followed. Working across the organization to support the identification, evaluation and quantification of risks as part of the risk assessment process. Using available data visualization tools to develop value add risk reporting Playing a role in strengthening firmware risk awareness and culture What we're looking for: Minimum of 5 years of experience in a Risk function at a Financial Services company preferably with experience with payments Experience maintaining risk frameworks, policies and procedures Understanding of the concepts of data analytics and experience using tools such as PowerBI, Domo, or Tableau. Strong, attention to detail and problem solving skills with a 'can-do' attitude Comfortable working independently; receiving high level direction and developing thoughtful thorough results Analytical mindset with strong ability to quantify identified risks Knowledge of financial services regulations and laws preferred Bring all of you to work We create the conditions for high performers to thrive - through real ownership, fewer blockers, and work that makes a difference from day one. Here, you'll move fast, take on meaningful challenges, and be recognized for the impact you deliver. It's a place where ambition gets met with opportunity - and where your growth is in your hands. We work as one team, and we back each other to succeed. So whatever your background or identity, if you're ready to grow and make a difference, you'll be right at home here. It's important we set you up for success and make our process as accessible as possible. So let us know in your application, or tell your recruiter directly, if you need anything to make your experience or working environment more comfortable. Life at Checkout.com We understand that work is just one part of your life. Our hybrid working model offers flexibility, with three days per week in the office to support collaboration and connection. Curious about what it's like to be part of our team? Visit our Careers Page to learn more about our culture, open roles, and what drives us. For a closer look at daily life at Checkout.com, follow us on LinkedIn and Instagram

Industry/Sector Not Applicable Specialism IFS - Risk & Quality (R&Q) Management Level Senior Manager Job Description & Summary At PwC, our people in risk and compliance focus on maintaining regulatory compliance and managing risks for clients, providing advice, and solutions. They help organisations navigate complex regulatory landscapes and enhance their internal controls to mitigate risks effectively. Those in enterprise risk management at PwC will focus on identifying and mitigating potential risks that could impact an organisation's operations and objectives. You will be responsible for developing business strategies to effectively manage and navigate risks in a rapidly changing business environment. Growing as a strategic advisor, you leverage your influence, expertise, and network to deliver quality results. You motivate and coach others, coming together to solve complex problems. As you increase in autonomy, you apply sound judgment, recognising when to take action and when to escalate. You are expected to solve through complexity, ask thoughtful questions, and clearly communicate how things fit together. Your ability to develop and sustain high performing, diverse, and inclusive teams, and your commitment to excellence, contributes to the success of our Firm. Examples of the skills, knowledge, and experiences you need to lead and deliver value at this level include but are not limited to: Craft and convey clear, impactful and engaging messages that tell a holistic story. Apply systems thinking to identify underlying problems and/or opportunities. Validate outcomes with clients, share alternative perspectives, and act on client feedback. Direct the team through complexity, demonstrating composure through ambiguous, challenging and uncertain situations. Deepen and evolve your expertise with a focus on staying relevant. Initiate open and honest coaching conversations at all levels. Make difficult decisions and take action to resolve issues hindering team effectiveness. Model and reinforce professional and technical standards (e.g. refer to specific PwC tax and audit guidance), the Firm's code of conduct, and independence requirements. The Opportunity As part of the Risk and Compliance team you will negotiate risk, legal, and commercial terms in services contracts with PwC's clients. As a Senior Manager, you will lead large projects and innovate processes, focusing on achieving operational excellence while interacting with clients at a significant level to drive project success. This role offers the chance to leverage your knowledge in contract negotiations and build trust-based relationships with stakeholders, contributing to the overall success of our firm. Responsibilities Work with risk management and business teams to assess contract performance risks Educate stakeholders on contract provisions and compliance requirements Facilitate discussions with clients' legal and procurement teams during negotiations Develop and implement internal controls to promote adherence to contract terms Drive continuous improvement initiatives within the Risk and Compliance team What You Must Have High School Diploma At least 6 years of experience managing contract negotiations of increasing complexity What Sets You Apart Juris Doctorate preferred Demonstrating thorough team leadership abilities Leading complex commercial contract negotiations Reviewing and analyzing risk and legal terms Understanding managed services offerings and contract conditions Exercising problem-solving mentality in negotiations Communicating effectively to influence stakeholders Proactively spotting issues and driving projects forward Travel Requirements Up to 20% Job Posting End Date Learn more about how we work: https://pwc.to/how-we-work PwC does not intend to hire experienced or entry level job seekers who will need, now or in the future, PwC sponsorship through the H-1B lottery, except as set forth within the following policy: https://pwc.to/H-1B-Lottery-Policy . As PwC is an equal opportunity employer, all qualified applicants will receive consideration for employment at PwC without regard to race; color; religion; national origin; sex (including pregnancy, sexual orientation, and gender identity); age; disability; genetic information (including family medical history); veteran, marital, or citizenship status; or, any other status protected by law. For only those qualified applicants that are impacted by the Los Angeles County Fair Chance Ordinance for Employers, the Los Angeles' Fair Chance Initiative for Hiring Ordinance, the San Francisco Fair Chance Ordinance, San Diego County Fair Chance Ordinance, and the California Fair Chance Act, where applicable, arrest or conviction records will be considered for Employment in accordance with these laws. At PwC, we recognize that conviction records may have a direct, adverse, and negative relationship to responsibilities such as accessing sensitive company or customer information, handling proprietary assets, or collaborating closely with team members. We evaluate these factors thoughtfully to establish a secure and trusted workplace for all. Applications will be accepted until the position is filled or the posting is removed, unless otherwise set forth on the following webpage. Please visit this link for information about anticipated application deadlines: https://pwc.to/us-application-deadlines The salary range for this position is: $91,000 - $321,500. Actual compensation within the range will be dependent upon the individual's skills, experience, qualifications and location, and applicable employment laws. All hired individuals are eligible for an annual discretionary bonus. PwC offers a wide range of benefits, including medical, dental, vision, 401k, holiday pay, vacation, personal and family sick leave, and more. To view our benefits at a glance, please visit the following link: https://pwc.to/benefits-at-a-glance