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At U.S. Bank, we're on a journey to do our best. Helping the customers and businesses we serve to make better and smarter financial decisions and enabling the communities we support to grow and succeed. We believe it takes all of us to bring our shared ambition to life, and each person is unique in their potential. A career with U.S. Bank gives you a wide, ever-growing range of opportunities to discover what makes you thrive at every stage of your career. Try new things, learn new skills and discover what you excel at-all from Day One. Job Description The organization's risk management structure is designed to promote effective governance and risk management that is systematic, transparent, credible, timely, and verifiable through clear delineation and execution of key roles and responsibilities. Its goal is to manage risks that may impact the company, including credit, financial, liquidity, market, operational, reputational, strategic, and other risks as appropriate. The Business Risk Manager will partner with leaders in their assigned Line of Business, Business Risk Consultants, and other Business Risk Managers to, depending on the function, oversee the successful creation, implementation, and maintenance of an effective risk management framework. This role: May lead projects and/or activities that ensure compliance with applicable federal, state and local laws and regulations. May facilitate the identification of gaps and drive solutions that minimize losses resulting from inadequate internal processes, systems or human errors. May ensure the active identification, response and/or escalation of risks as appropriate. May influence policies and procedures to maximize profit potential and minimize regulatory exposure. May be accountable for an effective partnership between the Line of Business and the Lines of Defense. Additional Role Responsibilities: Provides analytical and project management in support credit risk management for Consumer Unsecured Lending products Identifies and analyzes acquisition, account management and portfolio performance trends using key indicators and techniques, using predictive credit risk models and other qualitative and quantitative methods. Conducts data research projects end-to-end by integrating, aggregating or reassembling information from a variety of database sources and systems often based on well-defined directions, by writing database queries in SAS, SQL, R or other database query languages. Supports the team with in-depth research and extensive analyses, requiring problem solving under limited supervision, however, with clearly defined procedures, summarized results, providing limited interpretation with the ability to convey both technical and non-technical concepts. Develops, builds and maintains performance reporting to monitor overall portfolio and risk strategy performance. Understands and communicates the impact of credit risk management strategies, research and outcomes in support of initiatives and proposals, as aligned to key business, product and consumer drivers. Basic Qualifications Bachelor's degree, or equivalent work experience 10 or more years of applicable experience Applicable certifications Preferred Skills/Experience Advanced degree in business, computer science, economics, finance, or statistics strongly preferred Experience in credit developing credit risk strategies for underwriting or account management for unsecured lending Experience leading credit risk analytics teams for consumer unsecured lending products Advanced knowledge of SAS, SQL, R, Python, or other database programming languages strongly preferred Experience working with large datasets strongly preferred Effective verbal, written and presentation communication skills strongly preferred Effective technical report writing skills strongly preferred Ability to work independently with minimal guidance from manager Advanced understanding of the business line's operations, products/services, systems, and associated risks/controls Advanced understanding of applicable laws, regulations, financial services, and regulatory trends that impact their assigned line of business Proven ability to build and manage a team of business risk professionals who have credibility and work directly with business line management Strong knowledge of business risk competencies Effective skills in leadership and management of process, projects and people Well-developed analytical skills Strong verbal and written communication and interpersonal skills, planning and implementation skills and negotiation skills Effective skills at managing stressful situations Proficient computer navigation skills, particularly word processing, spreadsheet, databases, and presentations If there's anything we can do to accommodate a disability during any portion of the application or hiring process, please refer to our disability accommodations for applicants. Benefits: Our approach to benefits and total rewards considers our team members' whole selves and what may be needed to thrive in and outside work. That's why our benefits are designed to help you and your family boost your health, protect your financial security and give you peace of mind. Our benefits include the following (some may vary based on role, location or hours): Healthcare (medical, dental, vision) Basic term and optional term life insurance Short-term and long-term disability Pregnancy disability and parental leave 401(k) and employer-funded retirement plan Paid vacation (from two to five weeks depending on salary grade and tenure) Up to 11 paid holiday opportunities Adoption assistance Sick and Safe Leave accruals of one hour for every 30 worked, up to 80 hours per calendar year unless otherwise provided by law U.S. Bank is an equal opportunity employer. We consider all qualified applicants without regard to race, religion, color, sex, national origin, age, sexual orientation, gender identity, disability or veteran status, and other factors protected under applicable law. E-Verify U.S. Bank participates in the U.S. Department of Homeland Security E-Verify program in all facilities located in the United States and certain U.S. territories. The E-Verify program is an Internet-based employment eligibility verification system operated by the U.S. Citizenship and Immigration Services. Learn more about the E-Verify program. The salary range reflects figures based on the primary location, which is listed first. The actual range for the role may differ based on the location of the role. In addition to salary, U.S. Bank offers a comprehensive benefits package, including incentive and recognition programs, equity stock purchase 401(k) contribution and pension (all benefits are subject to eligibility requirements). Pay Range: $133,365.00 - $156,900.00 U.S. Bank will consider qualified applicants with arrest or conviction records for employment. U.S. Bank conducts background checks consistent with applicable local laws, including the Los Angeles County Fair Chance Ordinance and the California Fair Chance Act as well as the San Francisco Fair Chance Ordinance. U.S. Bank is subject to, and conducts background checks consistent with the requirements of Section 19 of the Federal Deposit Insurance Act (FDIA). In addition, certain positions may also be subject to the requirements of FINRA, NMLS registration, Reg Z, Reg G, OFAC, the NFA, the FCPA, the Bank Secrecy Act, the SAFE Act, and/or federal guidelines applicable to an agreement, such as those related to ethics, safety, or operational procedures. Applicants must be able to comply with U.S. Bank policies and procedures including the Code of Ethics and Business Conduct and related workplace conduct and safety policies. Posting may be closed earlier due to high volume of applicants.

At Early Warning, we've powered and protected the U.S. financial system for over thirty years with cutting-edge solutions like Zelle, Paze℠, and so much more. As a trusted name in payments, we partner with thousands of institutions to increase access to financial services and protect transactions for hundreds of millions of consumers and small businesses. Positions located in Scottsdale, San Francisco, Chicago, or New York follow a hybrid work model to allow for a more collaborative working environment. Candidates responding to this posting must independently possess the eligibility to work in the United States, for any employer, at the date of hire. This position is ineligible for employment Visa sponsorship. Overview This position is responsible for execution of a Technology first-line of defense (LOD1) risk and internal control program for Early Warning. The role will be required to execute with the company's Enterprise Risk Management Leadership around the structure of the three lines of defense program to ensure the consistency in the implementation and operationalization across the enterprise. Essential Functions Develop and maintain technology policies, standards, procedures, and guidelines. Ensure that the policy approval process is followed. Analyze policy and standard changes across the enterprise to identify impacts and solutions for Technology teams. Maintain Technology's process inventory and internal control environment inventory. Act as point of contact for technology focused external and internal audits and assessments (SOC2, PCI DSS, & others). Effectively communicate technology and security related risks and vulnerabilities. Validate solutions being implemented are in line with currently approved policy, in conjunction with Technology and Security teams. Act as business-line liaison to Enterprise Risk Management and Operational Risk Management. Perform control testing of technology controls for correct implementation and operation. Create, facilitate, and manage risk identification and remediation processes. Ensure risk remediation plans exist and are sufficient; track remediation plans to completion and ensure remediation is on-time and sustainable; ensure action plans and remediation of issues by Risk Owner. Driving improvements in confidentiality, integrity, and availability. Identify and implement processes improvement efforts. Work with process and control owners to better define and implement control performance requirements. Support the company's commitment to risk management and protecting the integrity and confidentiality of systems and data Minimum Qualifications Education and/or experience typically obtained through completion of a bachelor's degree in Computer Science, Business Administration, Finance or Accounting or equivalent experience. 7 or more years of related experience. Familiarity with ISO 27000, PCI DSS, NIST 800-53a, COBIT, FFIEC handbook, SOC2 Type II, GLBA, FCRA, FISMA. Effective communication, organization, and presentation skills. Background and drug screen. Preferred Qualifications 7+ years work experience in security, governance, compliance, IT audit, information technology, or related. Certification in one of CISA, CISSP, CCSP, CRISC, or equivalent or ability to sit for one of the certifications within the first 12 months of hire. Experience with security-related technologies including firewalls, IDS, SIEM, vulnerability scanners, anti-virus, data leak prevention, two factor authentication, and VPN. Experience in implementing cloud transformational and operational risks and controls. Experience in managing business continuity and disaster recovery initiatives. Additional related education and/or experience preferred. The above job description is not intended to be an all-inclusive list of duties and standards of the position. Physical Requirements Working conditions consist of a normal office environment. Work is primarily sedentary and requires extensive use of a computer and involves sitting for periods of approximately four hours. Work may require occasional standing, walking, kneeling, and reaching. Must be able to lift 10 pounds occasionally and/or negligible amount of force frequently. Requires visual acuity and dexterity to view, prepare, and manipulate documents and office equipment including personal computers. Requires the ability to communicate with internal and/or external customers. Incumbents will follow instructions and perform other related duties as assigned by their supervisor. The pay scale for this position in: Phoenix, AZ/ Chicago, IL in USD per year is: $140,000 - $160,000. New York, NY in USD per year is: $160,000 - $180,000. Additionally, candidates are eligible for a discretionary bonus, and benefits. This pay scale is subject to change and is not necessarily reflective of actual compensation that may be earned, nor a promise of any specific pay for any specific candidate, which is always dependent on legitimate factors considered at the time of job offer. Early Warning Services takes into consideration a variety of factors when determining a competitive salary offer, including, but not limited to, the job scope, market rates and geographic location of a position, candidate's education, experience, training, and specialized skills or certification(s) in relation to the job requirements and compared with internal equity (peers). The business actively supports and reviews wage equity to ensure that pay decisions are not based on gender, race, national origin, or any other protected classes. Some of the Ways We Prioritize Your Health and Happiness Healthcare Coverage- Competitive medical (PPO/HDHP), dental, and vision plans as well as company contributions to your Health Savings Account (HSA) or pre-tax savings through flexible spending accounts (FSA) for commuting, health & dependent care expenses. 401(k) Retirement Plan- Featuring a 100% Company Safe Harbor Match on your first 6% deferral immediately upon eligibility. Paid Time Off- Flexible Time Off for Exempt (salaried) employees, as well as generous PTO for Non-Exempt (hourly) employees, plus 11 paid company holidays and a paid volunteer day. 12 weeks of Paid Parental Leave Maven Family Planning - provides support through your Parenting journey including egg freezing, fertility, adoption, surrogacy, pregnancy, postpartum, early pediatrics, and returning to work. And SO much more! We continue to enhance our program, so be sure to check our Benefits page here for the latest. Our team can share more during the interview process! Early Warning Services, LLC ("Early Warning") considers for employment, hires, retains and promotes qualified candidates on the basis of ability, potential, and valid qualifications without regard to race, religious creed, religion, color, sex, sexual orientation, genetic information, gender, gender identity, gender expression, age, national origin, ancestry, citizenship, protected veteran or disability status or any factor prohibited by law, and as such affirms in policy and practice to support and promote equal employment opportunity and affirmative action, in accordance with all applicable federal, state, and municipal laws. The company also prohibits discrimination on other bases such as medical condition, marital status or any other factor that is irrelevant to the performance of our employees. Early Warning Services LLC is a proud participant in E-Verify, a federal program to help ensure a legal and authorized workforce. As part of our hiring process, we electronically verify the employment eligibility of all new hires through E-Verify. For more information on your rights and responsibilities under E-Verify please visit Home | E-Verify.

POSITION SUMMARY: The Risk Officer is responsible for a wide variety of supervisory, compliance, and risk functions. In conjunction with the Senior Risk Officer, the Risk Officer has accountability for maintaining a consistent controlled environment through adherence of business ethics and practices and adherence to all applicable Federal, State and Local laws, Morgan Stanley Wealth Management policies, and other regulations. The Risk Officer keeps the Senior Risk Officer informed of significant matters. The Risk Officer role is a non-revenue sharing position that reports to the Senior Risk Officer. DUTIES and RESPONSIBILITIES: Surveillance and Supervision Primary responsibility for all risk, supervisory, and compliance function for respective branch location(s) Facilitates any supervisory inquiry or process that requires escalation from the Senior Risk Officer and/or the Regional Risk Officer Focuses on business ethics and regulatory and compliance practices Provides coaching and guidance on policies and procedures in order to promote risk awareness and a compliant environment Ensure proper procedures are in place to ensure that approvals are handled appropriately and timely Risk Management/Compliance/Legal Monitors and implements procedures to manage all facets of risk, including data security Facilitates regular and consistent communication of Morgan Stanley Wealth Management policies and other regulations Liaises with the Legal and Compliance Division with customer complaints and litigation Together with the Market Manager and Senior Risk Officer, ensures appropriate supervisory coverage is maintained at all times Oversees responsibilities outlined in the Branch Supervisory Manual, as well as new policies to ensure the Complex has procedures in place Supports in the preparation for and response to audits, and ensures that any audit findings are appropriately responded to and remediated Works with Market Manager and Senior Risk Officer to monitor people risk, and ensures appropriate action is taken Responsible for proactive client contact in determining suitability and managing risk Active involvement with the region regarding matters presented to the Credit Committee Primary source for intelligence on risk in regard to clients and FAs Administrative Works closely with Special Investigation Unit on any Human Resources issues as related to risk and compliance. Together with the Senior Risk Officer facilitates the training on Morgan Stanley Wealth Management compliance policies and procedures. Assists in the review and on boarding of FA recruits Education and/or Experience Bachelor's degree required or equivalent education or experience Previous industry experience Active Series 7, 8 (or 9 and 10), and 63, 65 (or 66) Other licenses as required for role or by management Knowledge/Skills Knowledge of SEC, FINRA and Firm Compliance Policies and Procedures Effective written and verbal communication skills Strong attention to detail Ability to prioritize and resolve complex problems and escalate as necessary Ability to identify issues and trends in order to anticipate change and provide recommended comprehensive solutions and remedies Evidence of strong leadership capabilities or previous supervisory experience Ability to organize and prioritize workflow and assignments in a deadline oriented environment Ability to interact with Financial Advisors and clients Excellent judgment and the ability to be discreet in all matters Strong work ethic Reports to: Senior Risk Officer WHAT YOU CAN EXPECT FROM MORGAN STANLEY: We are committed to maintaining the first-class service and high standard of excellence that have defined Morgan Stanley for over 89 years. Our values - putting clients first, doing the right thing, leading with exceptional ideas, committing to diversity and inclusion, and giving back - aren't just beliefs, they guide the decisions we make every day to do what's best for our clients, communities and more than 80,000 employees in 1,200 offices across 42 countries. At Morgan Stanley, you'll find an opportunity to work alongside the best and the brightest, in an environment where you are supported and empowered. Our teams are relentless collaborators and creative thinkers, fueled by their diverse backgrounds and experiences. We are proud to support our employees and their families at every point along their work-life journey, offering some of the most attractive and comprehensive employee benefits and perks in the industry. There's also ample opportunity to move about the business for those who show passion and grit in their work. To learn more about our offices across the globe, please copy and paste https://www.morganstanley.com/about-us/global-offices into your browser. Salary range for the position: $120k - $160k/Yr. The successful candidate may be eligible for an annual discretionary incentive compensation award [OR] The successful candidate may be eligible to participate in the relevant business unit's incentive compensation plan, which also may include a discretionary bonus component. Morgan Stanley offers a full spectrum of benefits, including Medical, Prescription Drug, Dental, Vision, Health Savings Account, Dependent Day Care Savings Account, Life Insurance, Disability and Other Insurance Plans, Paid Time Off (including Sick Leave, Parental Leave and Vacation), Holidays, 401(k), and Short/Long Term Disability, in addition to other special perks reserved for our employees. Please visit mybenefits.morganstanley.com to learn more about our benefit offerings. Morgan Stanley's goal is to build and maintain a workforce that is diverse in experience and background but uniform in reflecting our standards of integrity and excellence. Consequently, our recruiting efforts reflect our desire to attract and retain the best and brightest from all talent pools. We want to be the first choice for prospective employees. It is the policy of the Firm to ensure equal employment opportunity without discrimination or harassment on the basis of race, color, religion, creed, age, sex, sex stereotype, gender, gender identity or expression, transgender, sexual orientation, national origin, citizenship, disability, marital and civil partnership/union status, pregnancy, veteran or military service status, genetic information, or any other characteristic protected by law. Morgan Stanley is an equal opportunity employer committed to diversifying its workforce (M/F/Disability/Vet).

Job Description: Providing for loved ones, planning for retirement, and preparing for the future-our policyholders rely on us to be there when it matters most. That's why we're transforming how we manage risk across the enterprise. We're seeking an Operational Risk & Controls Consultant to join our Operational Risk & Resilience (OR&R) team in Newport Beach, CA. Relocation assistance may be provided. As Operational Risk & Control Consultant you will play a critical role in strengthening Pacific Life's Operational and IT Risk posture. This is more than a job-it's a chance to be a strategic partner, a trusted advisor, and a catalyst for change across our Consumer Markets Division. You'll support 1st Line of Defense (LoD) business owners in identifying, assessing, and consult on mitigating risks that could impact our ability to achieve strategic objectives. This role reports to the AVP, OR&R Service Lead supporting our Consumer Markets Division. How you'll help us move forward Lead and Influence: Drive key risk initiatives with the 1Line around activities like issue management, operational events, RCSAs for critical business processes and second-line reviews that directly impact our operational resilience. Collaborate Across Teams: Partner with stakeholders in business and IT to evolve our Operational Risk & Resilience Framework. Be a Trusted Expert: Provide guidance on a wide range of risk domains-operational, IT, cyber, third-party, data governance, and more. Stay Ahead of the Curve: Monitor emerging risks and regulatory trends, translating them into actionable strategies. Create Transparency to Drive Accountability: Deliver clear, compelling risk insights and metrics to senior leaders and governance committees. Champion Risk Culture: Foster a mindset of continuous improvement and proactive risk awareness across the organization. Support Strategic Initiatives: Play a key role in transformation efforts, crisis planning, business continuity, and vendor resilience. What experience you bring A bachelor's degree and 7-10 years of experience in risk management, with a strong background in Operational and IT risk. Proven success in a 2nd Line of Defense role, with the ability to influence and guide business partners. Deep knowledge of risk frameworks, tools, and methodologies like COBIT 2019, ORX and others. Proficiency with risk management tools such as RSA Archer or similar risk management tools, MS Visio, and Excel. Excellent communication skills with the ability to influence and build consensus across technical and non-technical stakeholders. Strong analytical, problem-solving, and strategic thinking skills to turn complex risk data into business-aligned decisions. What makes you stand out Industry certifications like CISSP, CRISC, CISA, or SANS credentials are preferred but not required. Background in insurance or financial services, especially in shared services or enterprise functions. A track record of driving cross-functional collaboration and embedding risk culture. Experience delivering projects in a regulatory risk, auditable, compliance and control environment. You can be who you are. People come first here. We're committed to an inclusive workforce. Learn more about how we create a welcoming work environment at www.pacificlife.com. What's life like at Pacific Life? Visit Instagram.com/lifeatpacificlife. #LI-KP1 Base Pay Range: The base pay range noted represents the company's good faith minimum and maximum range for this role at the time of posting. The actual compensation offered to a candidate will be dependent upon several factors, including but not limited to experience, qualifications and geographic location. Also, most employees are eligible for additional incentive pay. $134,280.00 - $164,120.00 Your Benefits Start Day 1 Your wellbeing is important to Pacific Life, and we're committed to providing you with flexible benefits that you can tailor to meet your needs. Whether you are focusing on your physical, financial, emotional, or social wellbeing, we've got you covered. Prioritization of your health and well-being including Medical, Dental, Vision, and Wellbeing Reimbursement Account that can be used on yourself or your eligible dependents Generous paid time off options including: Paid Time Off, Holiday Schedules, and Financial Planning Time Off Paid Parental Leave as well as an Adoption Assistance Program Competitive 401k savings plan with company match and an additional contribution regardless of participation EEO Statement: Pacific Life Insurance Company is an Equal Opportunity /Affirmative Action Employer, M/F/D/V. If you are a qualified individual with a disability or a disabled veteran, you have the right to request an accommodation if you are unable or limited in your ability to use or access our career center as a result of your disability. To request an accommodation, contact a Human Resources Representative at Pacific Life Insurance Company.

Employee Applicant Privacy Notice Who we are: Shape a brighter financial future with us. Together with our members, we're changing the way people think about and interact with personal finance. We're a next-generation financial services company and national bank using innovative, mobile-first technology to help our millions of members reach their goals. The industry is going through an unprecedented transformation, and we're at the forefront. We're proud to come to work every day knowing that what we do has a direct impact on people's lives, with our core values guiding us every step of the way. Join us to invest in yourself, your career, and the financial world. The role: As a Staff Software Engineer focused on Gen AI applications, you'll play a critical, hands-on role in building, deploying, and optimizing scalable, real-time, full-stack custom applications powered by the latest advances in Generative AI. The ideal candidate has 9+ years of engineering experience, a proven record of full-stack delivery, and deep expertise in designing AI-driven solutions from the UI to the data back-end. You will work across cross-functional delivery teams to shape technical architecture, champion best practices, and directly produce high-value solutions for our users. What you'll do: Architect, design, and build end-to-end GenAI-powered applications using rich interactive user-interfaces with your expertise working with information from Snowflake (including leveraging Snowflake Cortex for advanced AI workloads). Manage deployment pipelines and infrastructure as code using ArgoCD, GitLab CI/CD, and AWS best practices. Design and implement multi-agentic AI applications leveraging LangChain and LangGraph, enabling autonomous, stateful, and collaborative agent workflows for complex, real-world problem solving Own technical decompositions of new product requirements; lead delivery from ideation to deployment and continual improvement. Deploy, optimize, and monitor Generative AI workflows on enterprise frameworks Automate real-time and batch data flows using orchestration tools such as Apache Airflow. Participate in technical architecture reviews, code and design reviews, and help guide technical decision-making for AI-driven services. Collaborate with Product, Design, and Engineering to deliver high-impact solutions; mentor peers and foster a growth-mindset environment. Stay current with GenAI, LLM infrastructure, and the evolving tooling ecosystem; generate ideas to expand product capabilities and technical reach. What you'll need: Bachelor's or Master's degree in Computer Science, Engineering, or a related technical field. 9+ years of professional software engineering experience, with heavy focus on full-stack custom product delivery specializing in AI Solid devops and infrastructure-as-code experience using ArgoCD and GitLab for deployment, CI/CD, and environment management. Advanced proficiency in React, Node.js, and front-end-to-back-end custom app development. Extensive hands-on experience with Snowflake, including advanced features, AI/ML integrations, and Snowflake Cortex. Deep expertise in orchestrating real-time and scheduled pipelines with Airflow. Demonstrable expertise with AWS SageMaker and Bedrock for developing, training, and deploying machine learning models, especially those involving large language models or generative AI workflows. Track record of delivering high-quality, production-grade, scalable, and highly available cloud-based services. Strong communicator; able to collaborate and drive decision-making with cross-functional stakeholders. Willingness to take ownership, mentor others, and champion learning and innovation within the organization. Nice to have: Exposure to other cloud-native or AI workflow orchestration platforms. Prior fintech or high-throughput consumer product experience. Experience deploying and scaling LLM-powered chatbots or retrieval-augmented generation (RAG) platforms. Compensation and Benefits The base pay range for this role is listed below. Final base pay offer will be determined based on individual factors such as the candidate's experience, skills, and location. To view all of our comprehensive and competitive benefits, visit our Benefits at SoFi page! Pay range: $153,600.00 - $264,000.00 Payment frequency: Annual This role is also eligible for a bonus, long term incentives and competitive benefits. More information about our employee benefits can be found in the link above. SoFi provides equal employment opportunities (EEO) to all employees and applicants for employment without regard to race, color, religion (including religious dress and grooming practices), sex (including pregnancy, childbirth and related medical conditions, breastfeeding, and conditions related to breastfeeding), gender, gender identity, gender expression, national origin, ancestry, age (40 or over), physical or medical disability, medical condition, marital status, registered domestic partner status, sexual orientation, genetic information, military and/or veteran status, or any other basis prohibited by applicable state or federal law. The Company hires the best qualified candidate for the job, without regard to protected characteristics. Pursuant to the San Francisco Fair Chance Ordinance, we will consider for employment qualified applicants with arrest and conviction records. New York applicants: Notice of Employee Rights SoFi is committed to embracing diversity. As part of this commitment, SoFi offers reasonable accommodations to candidates with physical or mental disabilities. If you need accommodations to participate in the job application or interview process, please let your recruiter know or email accommodations@sofi.com. Due to insurance coverage issues, we are unable to accommodate remote work from Hawaii or Alaska at this time. Internal Employees If you are a current employee, do not apply here - please navigate to our Internal Job Board in Greenhouse to apply to our open roles.

Risk Adjustment Actuarial Analyst II - Advanced Analytics On-Site Requirement: Hybrid 1; This role requires associates to be in-office 1 - 2 days per week, fostering collaboration and connectivity, while providing flexibility to support productivity and work-life balance. This approach combines structured office engagement with the autonomy of virtual work, promoting a dynamic and adaptable workplace. Alternate locations may be considered if candidates reside within a commuting distance from an office. Please note that per our policy on hybrid/virtual work, candidates not within a reasonable commuting distance from the posting location(s) will not be considered for employment, unless an accommodation is granted as required by law. The Risk Adjustment Actuarial Analyst II - Advanced Analytics is responsible for completing projects and performing complex actuarial studies related to risk adjustment analytics in both the Medicaid and Medicare Advantage lines of business. How You Will Make an Impact Primary duties may include, but are not limited to: Analyzes and develops SAS and SQL programming to support Medicaid and Medicare Advantage risk adjustment initiatives. Performs data mining and data-driven analyses to evaluate historical program performance and to inform current operating decisions. Prepares management reports for risk adjustment related projects. Collects and documents reporting and programming requirements from internal and external requestors to ensure that the team is meeting reporting needs and facilitates seamless data transfer. Develops ad hoc risk adjustment reports using SAS and SQL as needed. Attends and actively participates in internal risk adjustment analytics and risk adjustment operations meetings. Participates in peer-to-peer review process to reduce report writing errors and rework. Minimum Requirements: Requires a BA/BS degree and to have passed a minimum of three Society of Actuaries (SOA) or Casualty Actuarial Society (CAS) actuarial exams and a minimum of 1-year related experience; or any combination of education and experience, which would provide an equivalent background. Preferred Skills, Capabilities, and Experiences: 1 year or more of risk adjustment analytics experience for government programs strongly preferred. Proficiency in SAS and SQL or experience using other programming languages and an aptitude and desire to learn these programming languages quickly. Proven written and verbal communication skills in a collaborative environment. For candidates working in person or virtually in the below location(s), the salary* range for this specific position is $71,136 to $134,784 annually. Locations: Colorado, Illinois, New Jersey, Maryland, Minnesota, and New York In addition to your salary, Elevance Health offers benefits such as, a comprehensive benefits package, incentive and recognition programs, equity stock purchase and 401k contribution (all benefits are subject to eligibility requirements). The salary offered for this specific position is based on a number of legitimate, non-discriminatory factors set by the Company. The Company is fully committed to ensuring equal pay opportunities for equal work regardless of gender, race, or any other category protected by federal, state, and local pay equity laws. The salary range is the range Elevance Health in good faith believes is the range of possible compensation for this role at the time of this posting. This range may be modified in the future and actual compensation may vary from posting based on geographic location, work experience, education and/or skill level. Even within the range, the actual compensation will vary depending on the above factors as well as market/business considerations. No amount is considered to be wages or compensation until such amount is earned, vested, and determinable under the terms and conditions of the applicable policies and plans. The amount and availability of any bonus, commission, benefits, or any other form of compensation and benefits that are allocable to a particular employee remains in the Company's sole discretion unless and until paid and may be modified at the Company's sole discretion, consistent with the law. Please be advised that Elevance Health only accepts resumes for compensation from agencies that have a signed agreement with Elevance Health. Any unsolicited resumes, including those submitted to hiring managers, are deemed to be the property of Elevance Health. Who We Are Elevance Health is a health company dedicated to improving lives and communities - and making healthcare simpler. We are a Fortune 25 company with a longstanding history in the healthcare industry, looking for leaders at all levels of the organization who are passionate about making an impact on our members and the communities we serve. How We Work At Elevance Health, we are creating a culture that is designed to advance our strategy but will also lead to personal and professional growth for our associates. Our values and behaviors are the root of our culture. They are how we achieve our strategy, power our business outcomes and drive our shared success - for our consumers, our associates, our communities and our business. We offer a range of market-competitive total rewards that include merit increases, paid holidays, Paid Time Off, and incentive bonus programs (unless covered by a collective bargaining agreement), medical, dental, vision, short and long term disability benefits, 401(k) +match, stock purchase plan, life insurance, wellness programs and financial education resources, to name a few. Elevance Health operates in a Hybrid Workforce Strategy. Unless specified as primarily virtual by the hiring manager, associates are required to work at an Elevance Health location at least once per week, and potentially several times per week. Specific requirements and expectations for time onsite will be discussed as part of the hiring process. The health of our associates and communities is a top priority for Elevance Health. We require all new candidates in certain patient/member-facing roles to become vaccinated against COVID-19 and Influenza. If you are not vaccinated, your offer will be rescinded unless you provide an acceptable explanation. Elevance Health will also follow all relevant federal, state and local laws. Elevance Health is an Equal Employment Opportunity employer and all qualified applicants will receive consideration for employment without regard to age, citizenship status, color, creed, disability, ethnicity, genetic information, gender (including gender identity and gender expression), marital status, national origin, race, religion, sex, sexual orientation, veteran status or any other status or condition protected by applicable federal, state, or local laws. Applicants who require accommodation to participate in the job application process may contact elevancehealthjobssupport@elevancehealth.com for assistance. Qualified applicants with arrest or conviction records will be considered for employment in accordance with all federal, state, and local laws, including, but not limited to, the Los Angeles County Fair Chance Ordinance and the California Fair Chance Act.

Employee Applicant Privacy Notice Who we are: Shape a brighter financial future with us. Together with our members, we're changing the way people think about and interact with personal finance. We're a next-generation financial services company and national bank using innovative, mobile-first technology to help our millions of members reach their goals. The industry is going through an unprecedented transformation, and we're at the forefront. We're proud to come to work every day knowing that what we do has a direct impact on people's lives, with our core values guiding us every step of the way. Join us to invest in yourself, your career, and the financial world. The role: As a Staff Software Engineer focused on Gen AI applications, you'll play a critical, hands-on role in building, deploying, and optimizing scalable, real-time, full-stack custom applications powered by the latest advances in Generative AI. The ideal candidate has 9+ years of engineering experience, a proven record of full-stack delivery, and deep expertise in designing AI-driven solutions from the UI to the data back-end. You will work across cross-functional delivery teams to shape technical architecture, champion best practices, and directly produce high-value solutions for our users. What you'll do: Architect, design, and build end-to-end GenAI-powered applications using rich interactive user-interfaces with your expertise working with information from Snowflake (including leveraging Snowflake Cortex for advanced AI workloads). Manage deployment pipelines and infrastructure as code using ArgoCD, GitLab CI/CD, and AWS best practices. Design and implement multi-agentic AI applications leveraging LangChain and LangGraph, enabling autonomous, stateful, and collaborative agent workflows for complex, real-world problem solving Own technical decompositions of new product requirements; lead delivery from ideation to deployment and continual improvement. Deploy, optimize, and monitor Generative AI workflows on enterprise frameworks Automate real-time and batch data flows using orchestration tools such as Apache Airflow. Participate in technical architecture reviews, code and design reviews, and help guide technical decision-making for AI-driven services. Collaborate with Product, Design, and Engineering to deliver high-impact solutions; mentor peers and foster a growth-mindset environment. Stay current with GenAI, LLM infrastructure, and the evolving tooling ecosystem; generate ideas to expand product capabilities and technical reach. What you'll need: Bachelor's or Master's degree in Computer Science, Engineering, or a related technical field. 9+ years of professional software engineering experience, with heavy focus on full-stack custom product delivery specializing in AI Solid devops and infrastructure-as-code experience using ArgoCD and GitLab for deployment, CI/CD, and environment management. Advanced proficiency in React, Node.js, and front-end-to-back-end custom app development. Extensive hands-on experience with Snowflake, including advanced features, AI/ML integrations, and Snowflake Cortex. Deep expertise in orchestrating real-time and scheduled pipelines with Airflow. Demonstrable expertise with AWS SageMaker and Bedrock for developing, training, and deploying machine learning models, especially those involving large language models or generative AI workflows. Track record of delivering high-quality, production-grade, scalable, and highly available cloud-based services. Strong communicator; able to collaborate and drive decision-making with cross-functional stakeholders. Willingness to take ownership, mentor others, and champion learning and innovation within the organization. Nice to have: Exposure to other cloud-native or AI workflow orchestration platforms. Prior fintech or high-throughput consumer product experience. Experience deploying and scaling LLM-powered chatbots or retrieval-augmented generation (RAG) platforms. Compensation and Benefits The base pay range for this role is listed below. Final base pay offer will be determined based on individual factors such as the candidate's experience, skills, and location. To view all of our comprehensive and competitive benefits, visit our Benefits at SoFi page! Pay range: $153,600.00 - $264,000.00 Payment frequency: Annual This role is also eligible for a bonus, long term incentives and competitive benefits. More information about our employee benefits can be found in the link above. SoFi provides equal employment opportunities (EEO) to all employees and applicants for employment without regard to race, color, religion (including religious dress and grooming practices), sex (including pregnancy, childbirth and related medical conditions, breastfeeding, and conditions related to breastfeeding), gender, gender identity, gender expression, national origin, ancestry, age (40 or over), physical or medical disability, medical condition, marital status, registered domestic partner status, sexual orientation, genetic information, military and/or veteran status, or any other basis prohibited by applicable state or federal law. The Company hires the best qualified candidate for the job, without regard to protected characteristics. Pursuant to the San Francisco Fair Chance Ordinance, we will consider for employment qualified applicants with arrest and conviction records. New York applicants: Notice of Employee Rights SoFi is committed to embracing diversity. As part of this commitment, SoFi offers reasonable accommodations to candidates with physical or mental disabilities. If you need accommodations to participate in the job application or interview process, please let your recruiter know or email accommodations@sofi.com. Due to insurance coverage issues, we are unable to accommodate remote work from Hawaii or Alaska at this time. Internal Employees If you are a current employee, do not apply here - please navigate to our Internal Job Board in Greenhouse to apply to our open roles.

About the Role: Are you ready to redefine how small businesses interact with their money? As a Senior Staff Product Designer on Gusto's Payments and Risk Platform, you'll design seamless and consistent money movement experiences across all of Gusto's products and services, while simultaneously building trust and ensuring safety by developing intuitive systems that prevent, mitigate, and resolve fraudulent activity. As a strategic partner, you'll collaborate closely with your immediate cross-functional team and other Gusto product teams who rely on your expertise to integrate payments and risk solutions. You'll be empowered to set a bold vision, define our long-term strategy, and ship high-impact features that continuously improve our offerings. A key part of your role will be ensuring everything we design and deliver operates reliably at scale If you're a systems thinker who thrives in ambiguity, can simplify the complex, and consistently delivers customer impact, we'd love to meet you. About the Team: The Payments and Risk Platform is the foundation to Gusto's success. We ensure money moves seamlessly and securely between businesses, partners, employees, government entities, and Gusto itself. We're dedicated to both enabling rapid, efficient money movement and securing our platform against financial fraud and risk. This involves a complete re-architecture of Gusto's core payments platform to move money faster and more efficiently than ever before, fostering growth for Gusto and our customers alike. Simultaneously, we're focused on safeguarding our platform by designing best-in-class experiences that prevent fraudsters from abusing Gusto, continuously improving our false positive rates, and building the infrastructure for credit underwriting and collections. Here's what you'll do day-to-day: Define and drive a long-term UX vision for your product area, ensuring it seamlessly integrates with Gusto's broader strategic objectives. Significantly influence product strategy, roadmap development, team OKRs, and overall project direction, acting as a key voice in decision-making. Balance speed with strategic foresight, delivering urgent customer improvements while ensuring they consistently elevate the long-term customer experience and align with our evolving vision. Collaborate closely with our research team to uncover deep user insights that directly inform and strengthen your design decisions. Contribute actively to Gusto's vibrant product design leadership community, sharing your expertise and shaping our collective design excellence. Champion and evolve our design system and platform standards, applying them rigorously in your product work and identifying opportunities for their continuous improvement. Here's what we're looking for: 10+ years of product design experience, with a proven track record of leading design direction across complex, high-leverage product areas. A strong history of shaping product strategy and driving design execution, delivering simple, intuitive experiences within complex or technical domains-ideally in platform or services contexts, and with an understanding of AI's capabilities in design. Exceptional ability to partner with Product and Engineering, influencing roadmap and systems decisions by translating technical constraints into superior customer outcomes. A holistic thinker who designs cohesive customer journeys that span digital products and human support, maintaining a high bar for quality and ensuring thoughtful, high-impact solutions reach customers. Demonstrated comfort thriving in ambiguity, leading through action, and prioritizing tangible customer impact over conceptual planning. A collaborative leader who brings strong opinions, engages in constructive debate, and helps teams align efficiently to advance work. A deep passion for Gusto's mission and a commitment to empowering small businesses through world-class financial tools. At Gusto, we strive to provide rewards that empower employees to achieve their financial and personal goals. We offer competitive compensation packages with a strong emphasis on equity based compensation (ownership in Gusto). To learn more about Gusto's compensation philosophy and benefits offerings please view our Total Rewards Approach page. Our cash compensation range for this role is $172,000/yr to $215,000/yr in Denver & most remote locations, and $202,000/yr to $253,000/yr in San Francisco, Seattle & New York. Final offer amounts are determined by multiple factors, including candidate experience and expertise, and may vary from the amounts listed above.

Navan is seeking a Staff Full Stack Software Engineer to join our Fraud Strategy team and help build a scalable, extensible risk platform to mitigate fraud across our Travel business. This engineer will be embedded within the business unit and will partner directly with data scientists and fraud strategy leads to create robust, real-time fraud mitigation solutions that protect both Navan and its customers. You will lead the design and development of risk-centric services spanning onboarding, booking, and post-booking activities such as chargebacks and dispute management. Your work will power real-time decision engines, including third-party vendor integrations, feedback loops into machine learning models, and manual review tools that close the fraud detection and prevention lifecycle. This hands-on role requires strong technical depth, the ability to operate independently, and a collaborative mindset to translate business needs into high-reliability applications running at scale in the cloud. What You'll Do: Architect and build extensible and scalable microservices to support real-time fraud detection and mitigation across the onboarding and booking flows for the travel customers. Work closely with Fraud Strategy Data Scientists to identify data needs, enabling real-time data ingestion and transformation of real-time and offline signals into the risk engine. Stand up and maintain a case management system to support manual decisioning and integrate outcomes back into model training pipelines. Develop integrations with third-party fraud vendors, ensuring their signals are correctly ingested and processed in the risk platform. Build observability dashboards to monitor performance, risk coverage, and system reliability. Own end-to-end CI/CD pipelines, including production deployment and best practices for release management. Ensure high reliability and performance in a cloud-native environment (AWS or similar). Serve as the engineering point person inside the business unit and help align risk mitigation engineering efforts with the broader product and engineering organization. Promote engineering excellence through code reviews, architecture discussions, and working with other developers from the cross-functional teams. What We're Looking For: 8+ years of experience as a full-stack software engineer with strong backend architecture skills. Deep experience with Java, Spring Boot, and microservices architecture. Experience working with real-time data ingestion into the risk engines in production. Proficiency in JavaScript/TypeScript and React for building full-stack applications. Familiarity with cloud-native infrastructure, especially AWS, and containerized services using Docker and Kubernetes. Strong understanding of CI/CD best practices and experience with GitHub Actions (or similar), deployment pipelines, and observability tools. Experience designing or integrating with third-party APIs, especially fraud vendors and data providers. Ability to work autonomously within a business unit and drive alignment across data science, product, and strategy teams. A collaborative and business-minded engineer who understands the "why" behind risk mitigation efforts and is motivated by impact. Nice to Haves: Prior experience building case management systems or internal tools for manual operations. Exposure to fraud prevention, payments, trust & safety, or similar risk domains. Experience with building ML model feedback loops or event-driven architectures. Familiarity with Infrastructure as Code (e.g., Terraform). Experience working on small, high-impact teams embedded in cross-functional environments.

Industry/Sector Not Applicable Specialism Business Controls Management Level Senior Manager Job Description & Summary At PwC, our people in audit and assurance focus on providing independent and objective assessments of financial statements, internal controls, and other assurable information enhancing the credibility and reliability of this information with a variety of stakeholders. They evaluate compliance with regulations including assessing governance and risk management processes and related controls. Those in internal audit at PwC help build, optimise and deliver end-to-end internal audit services to clients in all industries. This includes IA function setup and transformation, co-sourcing, outsourcing and managed services, using AI and other risk technology and delivery models. IA capabilities are combined with other industry and technical expertise, in areas like cyber, forensics and compliance, to address the full spectrum of risks. This helps organisations to harness the power of IA to help the organisation protect value and navigate disruption, and obtain confidence to take risks to power growth. Growing as a strategic advisor, you leverage your influence, expertise, and network to deliver quality results. You motivate and coach others, coming together to solve complex problems. As you increase in autonomy, you apply sound judgment, recognising when to take action and when to escalate. You are expected to solve through complexity, ask thoughtful questions, and clearly communicate how things fit together. Your ability to develop and sustain high performing, diverse, and inclusive teams, and your commitment to excellence, contributes to the success of our Firm. Examples of the skills, knowledge, and experiences you need to lead and deliver value at this level include but are not limited to: Craft and convey clear, impactful and engaging messages that tell a holistic story. Apply systems thinking to identify underlying problems and/or opportunities. Validate outcomes with clients, share alternative perspectives, and act on client feedback. Direct the team through complexity, demonstrating composure through ambiguous, challenging and uncertain situations. Deepen and evolve your expertise with a focus on staying relevant. Initiate open and honest coaching conversations at all levels. Make difficult decisions and take action to resolve issues hindering team effectiveness. Model and reinforce professional and technical standards (e.g. refer to specific PwC tax and audit guidance), the Firm's code of conduct, and independence requirements. The Opportunity As part of the Internal Audit team you are expected to provide services related to process and controls, risk assessment, and controls testing methodologies across the 3 lines of defense. As a Senior Manager you are expected to lead large projects, innovate processes, and maintain operational excellence while interacting with clients at a senior level to drive project success. You are expected to leverage your specialized knowledge and technical acumen of industry-leading business trends, the firm's client service offerings, and professional industry networks to deliver quality results to clients and provide strategic input into the firm's business strategies. Responsibilities Provide services related to process and controls Conduct risk assessment and controls testing methodologies Maintain operational excellence while managing large projects Interact with clients at a senior level to confirm project success Provide strategic input into the firm's business strategies Leverage specialized knowledge of industry-leading business trends Utilize professional networks to deliver quality results Lead and innovate processes to solve complex problems What You Must Have Bachelor's Degree in Accounting, Finance, Management Information Systems, Management Information Systems & Accounting, Computer and Information Science, Computer and Information Science & Accounting, Economics, Economics and Finance, Economics and Finance & Technology, Business Administration/Management, Engineering, Accounting & Technology, Mathematics 7 years of experience What Sets You Apart CIA, CPA or CISA preferred Proficiency in business process, financial reporting, and IT risks Knowledge of IT general controls and data privacy Understanding of corporate governance and Sarbanes Oxley Act Experience in financial and operational fraud risk management Familiarity with anti-corruption and anti-bribery controls Proficiency in current and emerging technologies in controls Ability to manage project plans, budgets, and deliverables Communication and relationship-building skills Travel Requirements Up to 60% Job Posting End Date Learn more about how we work: https://pwc.to/how-we-work PwC does not intend to hire experienced or entry level job seekers who will need, now or in the future, PwC sponsorship through the H-1B lottery, except as set forth within the following policy: https://pwc.to/H-1B-Lottery-Policy . As PwC is an equal opportunity employer, all qualified applicants will receive consideration for employment at PwC without regard to race; color; religion; national origin; sex (including pregnancy, sexual orientation, and gender identity); age; disability; genetic information (including family medical history); veteran, marital, or citizenship status; or, any other status protected by law. For only those qualified applicants that are impacted by the Los Angeles County Fair Chance Ordinance for Employers, the Los Angeles' Fair Chance Initiative for Hiring Ordinance, the San Francisco Fair Chance Ordinance, San Diego County Fair Chance Ordinance, and the California Fair Chance Act, where applicable, arrest or conviction records will be considered for Employment in accordance with these laws. At PwC, we recognize that conviction records may have a direct, adverse, and negative relationship to responsibilities such as accessing sensitive company or customer information, handling proprietary assets, or collaborating closely with team members. We evaluate these factors thoughtfully to establish a secure and trusted workplace for all. The salary range for this position is: $124,000 - $280,000, plus individuals may be eligible for an annual discretionary bonus. For roles that are based in Maryland, this is the listed salary range for this position. Actual compensation within the range will be dependent upon the individual's skills, experience, qualifications and location, and applicable employment laws. PwC offers a wide range of benefits, including medical, dental, vision, 401k, holiday pay, vacation, personal and family sick leave, and more. To view our benefits at a glance, please visit the following link: https://pwc.to/benefits-at-a-glance

The Senior Risk Analyst is responsible for the overall analysis, administration, servicing, and compliance of a portfolio of Agency Special Servicing (Freddie Mac, Single Family Rental, and Fannie Mae SAM) loans, which are in default, considered to be in imminent default, or REO. The position requires proactive asset management and timely resolution of the assigned portfolio of distressed CRE mortgage loans. Essential Job Functions (Duties/Responsibilities) This position will have the following duties and responsibilities, including but not limited to: Prepare and review asset status reports Collect and provide monthly financial and rent roll analysis to evaluate performance and note any significant variances Market research and analysis Perform Net Present Value analysis Prepare Desktop property valuations and evaluate 3rd party valuations Ensure accurate Agency Special Servicing/SAM Loan Transfers including: Review and interpretation of legal documents Identification and communication of any exceptions or discrepancies among internal reports, third party reports, and loan documents Prepare standard notices Manage various workflows related to performing and non-performing loans, including: Financial Analysis and Reporting: examining the operating performance and credit trends of a property or group of properties comprising a loan's collateral Administration of loan reserve accounts and borrower funding requests Accounting and tracking of loan level expenses related to loan workouts Contribute to the credit and workout discussions on the monthly Special Servicing call with senior management Assist with compliance and investor reporting projects Perform data analysis and ad-hoc reporting of various portfolio metrics. Review documentation relative to any Escrowed Reserves to determine and recommend release of funds held in connection with property improvement projects. Provide administrative support functions for the Agency Asset Management Platform. Prepare and distribute monthly and quarterly reports. Prepare and track monthly check and reimbursement requests for Special Servicing loans. Involvement in supporting technology initiatives. Assist with departmental projects as needed. Qualifications Education: High school diploma or equivalent; Bachelor's degree in Business, Finance, or a related discipline or equivalent work experience strongly preferred. Experience: 2+ years' experience in commercial real estate and/or financial analysis. Multifamily CRE experience is a plus. Knowledge/Skills/Abilities: Advanced proficiency in computer skills, especially Excel/Word applications Excellent oral, written, and verbal communication skills. Strong interpersonal and organizational/time management skills are essential to the success of this position. Travel: None We are proud to be an equal opportunity employer and are committed to maintaining a diverse workforce and an inclusive work environment for our associates, customers and business partners. We do not discriminate on the basis of race, religion, color, national origin, gender, sexual orientation, age, marital status, veteran status, disability, ethnicity, pregnancy or any other legally protected status. We are committed to working with and providing reasonable accommodations to individuals with disabilities.

The Baldwin Group is an award-winning entrepreneur-led and inspired insurance brokerage firm delivering expertly crafted Commercial Insurance and Risk Management, Private Insurance and Risk Management, Employee Benefits and Benefit Administration, Asset and Income Protection, and Risk Mitigation strategies to clients wherever their passions and businesses take them throughout the U.S. and abroad. The Baldwin Group has award-winning industry expertise, colleagues, competencies, insurers, and most importantly, a highly differentiated culture that our clients consider an invaluable expansion of their business. The Baldwin Group (NASDAQ: BWIN), takes a holistic and tailored approach to insurance and risk management. The Advisor, Private Risk sells new accounts and renews existing accounts in keeping with firm and individual goals. Advisors build and maintain relationships with clients, prospects, the service team, insurance company partners, and centers of influence while identifying and soliciting sales prospects. Principal Responsibilities: Presents proposals in a professional manner, reviewing coverages in detail to ensure understanding. Communicates with clients, prospects, insurance company partners, and service team in an articulate and effective manner. Finalizes the sale and collects necessary documents, applications, etc., and briefs the service team on the policy sale. Develops prospects by becoming involved in community affiliations, attending insurance company partner hosted seminars, building and maintaining relationships with industry contacts, engaging in networking events and through referrals from current accounts. Develops information and recommendations for prospective accounts, presents proposals and adheres to firm policies and procedures for writing a new account. Maintains a concern for accuracy, timeliness and completion when interacting with current and prospective clients, the Firm, and Insurance Company Partners, to minimize potential for errors and omissions claims while demonstrating strong organizational skills with a high attention to detail. Maintains understanding and knowledge of the insurance industry and underwriting criteria for insurance company partners represented by the firm to effectively communicate to all involved. Positively represents the firm in the community and with our insurance company partners. Performs other functions as assigned by leadership. Looks for opportunities to improve the firm, business segment, and processes. Brings issues and discrepancies to the attention of appropriate leadership. Is expected to meet monthly new business goals. Education, Experience, Skills and Abilities Requirements: Certification(s): None required; None preferred License(s): Current State issued Property and Casualty Agent License, or General Lines Agent License. Maintains all licenses as required by the State Department of Insurance to provide service, consultation, and financial risk transfer solutions in states where the firm functions. Demonstrates the organization's core values, exuding behavior that is aligned with the firm's culture Intermediate to advanced knowledge of Microsoft Office Suite (Word, Excel, PowerPoint, Outlook) Ability to learn any other appropriate program or software system used by the firm as necessary Special Working Conditions: Fast paced, multi-tasking environment. Travel is required. Important Notice: This position description is intended to describe the level of work required of the person performing in the role and is not a contract. The essential responsibilities are outlined; other duties may be assigned as needs arise or as required to support the firm. All requirements may be modified to reasonably accommodate physically or mentally challenged colleagues. #LI-JG1 Click here for some insight into our culture! The Baldwin Group will not accept unsolicited resumes from any source other than directly from a candidate who applies on our career site. Any unsolicited resumes sent to The Baldwin Group, including unsolicited resumes sent via any source from an Agency, will not be considered and are not subject to any fees for any placement resulting from the receipt of an unsolicited resume.

Looking for a way to make an impact and help people? Join PacificSource and help our members access quality, affordable care! PacificSource is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to status as a protected veteran or a qualified individual with a disability, or other protected status, such as race, religion, color, sex, sexual orientation, gender identity, national origin, genetic information or age. PacificSource values the diversity of our community, including those we hire and serve. We are committed to creating and fostering a work environment in which individual differences and diversity are appreciated, respected and responded to in ways that fully develop and utilize each person's talents and strengths. The Senior Risk Adjustment (RA) Analyst assists in the accurate and comprehensive data submission to regulatory entities such as the Centers for Medicare & Medicaid Services (CMS) for all risk adjustable populations. This position leverages available tools and knowledge of the applicable risk models to optimize data submission as it pertains to Hierarchical Condition Categories (HCCs), HEDIS and Quality performance as well as other data within a given system. The Senior RA Analyst will collaborate and coordinate with internal and external partners to minimize submission and response errors, provide thorough oversight of vendor partners, accumulate, and report out on pertinent data sets, develop and improve processes related to risk adjustment and quality improvement, maintain required documentation, and ensure compliance to all applicable laws, guidance, and regulations. Assume lead role on specified projects. Projects are completed with cross-functional teams of peers and business partners. This includes interaction with provider partners with the intent of informing them on performance and educating on best practices in risk adjustment. The Senior RA Analyst will provide mentorship to less experienced team members. In addition, this position influences decision making by leadership and provides recommendations regarding potential improvements to risk adjustment processes and outcomes. Essential Responsibilities: Recommend and guide process improvements that will optimize risk adjustment factor increases while minimizing inaccurate capture of disease burden. Identify, analyze, interpret and communicate risk adjustment trends to be consumed by provider partners and related entities. Responsible for maintenance of existing reports, development of new reports to help ensure company goals are met, as well as other ad hoc requests as needed. Develop and maintain reporting capabilities to measure and forecast risk scores & quality metrics, monitor suspecting model performance, and identify areas of improvement Maximize risk adjustment revenue and quality bonus payments by driving data integration and analytics to properly capture and improve the health status of PacificSource members. Validate data integrity and collaborate with technical teams to improve data pipelines and business logic for identified areas of opportunity Identify and lead internal subject matter experts in regular meetings to identify and rectify various data submission and adjudication errors related to risk adjustment and quality data submission. Develop and maintain data sets leveraging internal data, response data from regulatory entities (including but not limited to: EDGE files, MMR, MOR, RAPS Response, MAO-004, PSV, PLD, etc.), and ancillary data sources to be consumed across the enterprise. Demonstrate mastery in running all applicable risk models including the various CMS models for Medicare Advantage members, the HHS model for Commercial ACA members, and others as needed. Maintain strict oversight of vendor partners through analytic reconciliations to ensure regulatory compliance, optimal data submission and error resolution, and general accuracy. Assist with all pertinent audits, including RADV, through preparation activities and documentation. Perform root cause analysis to maintain high integrity data and processes to minimize discrepancies and gaps. Maintain a high level of familiarity of current CMS regulations and announcements affecting risk adjustment and CMS Star Ratings. This includes review of regulatory announcements, attending educational sessions and opportunities provided by regulatory entities or within the industry. Develop, maintain, and report out on actionable metrics related to risk adjustment and HEDIS to incorporate quality/health outcome metrics where applicable. Prepare new and review existing specifications, project plans, and other internal procedural documents. Ensure users and partners understand nature of work being performed, as well as timeframes and milestones. Provide regular status updates to supervisors and stakeholders. Provide support as needed for projecting annual receivable amounts, preparing projections related to pricing efforts, and predicting cost utilization as it relates to risk adjustment. Work with changing data, file specifications, and internally coordinate releases and modifications through approved procedures. Collaborate with internal and external partners to resolve data issues related to member, claim, provider and pharmacy data and processes. Work with internal teams, provider partners, and vendor partners as needed to support risk adjustment activities. Provide mentorship, leadership, and training to less experienced risk adjustment analysts. Supporting Responsibilities: Meet department and company performance and attendance expectations. Follow the PacificSource privacy policy and HIPAA laws and regulations concerning confidentiality and security of protected health information. Participate in and support project teams led by other departments and provide necessary input to support the goals of colleagues. Perform other duties as assigned. SUCCESS PROFILE Work Experience: Five years' experience in data analytics or software development required, to include at least three years' experience in Health Plan required. In depth risk adjustment and/or HEDIS experience required, including risk models, CMS guidelines, regulatory data submissions, retrospective and prospective programs, interpreting health care regulatory/accreditation requirements and data validation audits. Expertise in Microsoft Excel and SAS/SQL is required. Experience in leading projects and project teams required. Familiarity with Medicaid risk adjustment and CMS 5-Star required. Familiarity with Risk Adjustment Documentation, Coding practices and NCQA quality metric experience preferred. Equivalent work and education experience will be considered. Education, Certificates, Licenses: Bachelor's degree in Mathematics, Statistics, Health Informatics or similar research related field required. Advanced degrees preferred. Knowledge: Expert-level analytical and problem-solving abilities are required. Mastery of theories and applications of computer programming required. Ability to keep current with changing technologies, work independently under limited supervision, exercise initiative within established procedural guidelines, and prioritize work to meet established deadlines a must. Excellent communication skills, both verbal and written, particularly the ability to convey technical information in an accessible and understandable manner. The ability to establish and maintain effective work relationships, exercise good judgement, and demonstrate decisiveness and creativity. Read, understand, and interpret documents of complex subject matter. Competencies: Building Trust Building a Successful Team Aligning Performance for Success Building Customer Loyalty Building Strategic Work Relationships Continuous Improvement Decision Making Facilitating Change Leveraging Diversity Driving for Results Environment: Work inside in a general office setting with ergonomically configured equipment. Travel is required approximately 20% of the time with some overnight travel. Skills: Accountability, Collaboration, Communication (written/verbal), Flexibility, Listening (active), Organizational skills/Planning and Organization, Problem Solving, Teamwork Our Values We live and breathe our values. In fact, our culture is driven by these seven core values which guide us in how we do business: We are committed to doing the right thing. We are one team working toward a common goal. We are each responsible for customer service. We practice open communication at all levels of the company to foster individual, team and company growth. We actively participate in efforts to improve our many communities-internally and externally. We actively work to advance social justice, equity, diversity and inclusion in our workplace, the healthcare system and community. We encourage creativity, innovation, and the pursuit of excellence. Physical Requirements: Stoop and bend. Sit and/or stand for extended periods of time while performing core job functions. Repetitive motions to include typing, sorting and filing. Light lifting and carrying of files and business materials. Ability to read and comprehend both written and spoken English. Communicate clearly and effectively. Disclaimer: This job description indicates the general nature and level of work performed by employees within this position and is subject to change. It is not designed to contain or be interpreted as a comprehensive list of all duties, responsibilities, and qualifications required of employees assigned to this position. Employment remains AT-WILL at all times.

Job Description The Risk Officer is responsible for a wide variety of supervisory, compliance, and risk functions. In conjunction with the Senior Risk Officer, the Risk Officer has accountability for maintaining a consistent controlled environment through adherence of business ethics and practices and adherence to all applicable Federal, State and Local laws, Morgan Stanley Wealth Management policies, and other regulations. Then the Risk Officer keeps the Senior Risk Officer informed of significant matters. The Risk Officer role is a non-revenue sharing position that reports to the Senior Risk Officer. DUTIES and RESPONSIBILITIES: Surveillance and Supervision Primary responsibility for all risk, supervisory, and compliance function for respective branch location(s) Facilitates any supervisory inquiry or process that requires escalation from the Senior Risk Officer and/or the Regional Risk Officer Focuses on business ethics and regulatory and compliance practices Provides coaching and guidance on policies and procedures in order to promote risk awareness and a compliant environment Ensure proper procedures are in place to ensure that approvals are handled appropriately and timely Risk Management/Compliance/Legal Monitors and implements procedures to manage all facets of risk, including data security Facilitates regular and consistent communication of Morgan Stanley Wealth Management policies and other regulations Liaises with the Legal and Compliance Division with customer complaints and litigation Together with the Market Manager and Senior Risk Officer, ensures appropriate supervisory coverage is maintained at all times Oversees responsibilities outlined in the Branch Supervisory Manual, as well as new policies to ensure the Complex has procedures in place Supports in the preparation for and response to audits, and ensures that any audit findings are appropriately responded to and remediated Works with Market Manager and Senior Risk Officer to monitor people risk, and ensures appropriate action is taken Responsible for proactive client contact in determining suitability and managing risk Active involvement with the region regarding matters presented to the Credit Committee Primary source for intelligence on risk in regard to clients and FAs Administrative Works closely with Special Investigation Unit on any Human Resources issues as related to risk and compliance. Together with the Senior Risk Officer facilitates the training on Morgan Stanley Wealth Management compliance policies and procedures. Assists in the review and on boarding of FA recruits Qualifications- External Qualifications- External Education and/or Experience Bachelor's degree required or equivalent education or experience Previous industry experience Active Series 7, 8 (or 9 and 10), and 63, 65 (or 66) Other licenses as required for role or by management Knowledge/Skills Knowledge of SEC, FINRA and Firm Compliance Policies and Procedures Effective written and verbal communication skills Strong attention to detail Ability to prioritize and resolve market problems and escalate as necessary Ability to identify issues and trends in order to anticipate change and provide recommended comprehensive solutions and remedies Evidence of strong leadership capabilities or previous supervisory experience Ability to organize and prioritize workflow and assignments in a deadline oriented environment Ability to interact with Financial Advisors and clients Excellent judgment and the ability to be discreet in all matters Strong work ethic Reports to: Senior Risk Officer WHAT YOU CAN EXPECT FROM MORGAN STANLEY: We are committed to maintaining the first-class service and high standard of excellence that have defined Morgan Stanley for over 89 years. Our values - putting clients first, doing the right thing, leading with exceptional ideas, committing to diversity and inclusion, and giving back - aren't just beliefs, they guide the decisions we make every day to do what's best for our clients, communities and more than 80,000 employees in 1,200 offices across 42 countries. At Morgan Stanley, you'll find an opportunity to work alongside the best and the brightest, in an environment where you are supported and empowered. Our teams are relentless collaborators and creative thinkers, fueled by their diverse backgrounds and experiences. We are proud to support our employees and their families at every point along their work-life journey, offering some of the most attractive and comprehensive employee benefits and perks in the industry. There's also ample opportunity to move about the business for those who show passion and grit in their work. Morgan Stanley's goal is to build and maintain a workforce that is diverse in experience and background but uniform in reflecting our standards of integrity and excellence. Consequently, our recruiting efforts reflect our desire to attract and retain the best and brightest from all talent pools. We want to be the first choice for prospective employees. It is the policy of the Firm to ensure equal employment opportunity without discrimination or harassment on the basis of race, color, religion, creed, age, sex, sex stereotype, gender, gender identity or expression, transgender, sexual orientation, national origin, citizenship, disability, marital and civil partnership/union status, pregnancy, veteran or military service status, genetic information, or any other characteristic protected by law. Morgan Stanley is an equal opportunity employer committed to diversifying its workforce (M/F/Disability/Vet).

Built on meritocracy, our unique company culture rewards self-starters and those who are committed to doing what is best for our customers. Brown & Brown is seeking an Insurance Sales and Risk Advisor to join our growing team in Lafayette, LA. The Insurance Sales and Risk Advisor is responsible for driving new business, renewing accounts, and providing proactive risk management solutions. Reporting to a Profit Center Leader or executive, this role builds and maintains client relationships, identifies cross-selling opportunities, and delivers tailored insurance strategies. The Advisor also supports claims advocacy and contributes to team development through collaboration and mentorship. How You Will Contribute: Identifying prospects for business from existing and prospective clients Maintaining a consistently strong and active new business pipeline Developing new relationships with individuals responsible for insurance and risk management decisions at prospective clients. Aggressively identifying and pursuing cross-selling opportunities amongst existing clients. Obtaining referral leads from existing clients. Participating and taking leadership roles in targeted civic and professional associations. Designing individual prospect sales strategies and developing unique prospect programs. Understanding our value proposition for each opportunity and aligning the firm's resources and expertise with individual client sales strategies. Maintaining consistent and high-quality touch points with clients and prospects. Providing proactive risk management advice to existing clients and resolving client issues before they become "problems". Licenses and Certifications: Insurance License (Property & Casualty) CIC designation (preferred) Skills & Experience to Be Successful: BS, BA or 5-10 years plus relevant work experience in insurance or business to business sales Bachelor's degree in a business or financial related discipline (Preferred) Proficient with Microsoft Office Applications (Word, Excel, Outlook) Exceptional telephone demeanor Ability to maintain a high level of confidentiality 1 - 3 years' experience in a similar position Teammate Benefits & Total Well-Being We go beyond standard benefits, focusing on the total well-being of our teammates, including: Health Benefits: Medical/Rx, Dental, Vision, Life Insurance, Disability Insurance Financial Benefits: ESPP; 401k; Student Loan Assistance; Tuition Reimbursement Mental Health & Wellness: Free Mental Health & Enhanced Advocacy Services Beyond Benefits: Paid Time Off, Holidays, Preferred Partner Discounts and more. Not reflective of all benefits. Enrollment waiting periods or eligibility criteria may apply to certain benefits. Benefit details and offerings may vary for subsidiary entities or in specific geographic locations. The Power To Be Yourself As an Equal Opportunity Employer, we are committed to fostering an inclusive environment comprised of people from all backgrounds, with a variety of experiences and perspectives, guided by our Diversity, Inclusion & Belonging (DIB) motto, "The Power to Be Yourself".

Company: Marsh Description: Marsh is seeking candidates to join our FINPRO Team (Financial & Professional Risk) as an Junior Client Advisor based in Milan. This is a hybrid role that has a requirement of working at least three days a week in the office. What can you expect? Marsh's Financial and Professional Liability (FINPRO) Practice helps Clients anticipate, model, and manage threats to their business. This includes data breaches, cyber risk, political instability, global and local jurisdictional challenges, directors and officers liability as well as damage to professional reputations amongst many other products and services. Marsh leads the industry, educating insurers on business risks and customizing coverage to manage specific challenges, enabling Clients to conduct business with confidence. We are a tight, professional and technical team with an impeccable reputation in niche markets such as Directors and Officers Liability (D&O), Professional Indemnity (PI), Cyber, EPLI, Financial Institutions (FI) and Bankers Blanket Bond (BBB). We will count on you to: build and maintain relationships with clients and serve as primary point of contact for day-to-day service needs; use significant risk expertise and knowledge of industry and carriers to develop placement solutions that meet client needs; present, develop and execute renewal/placement strategies in partnership with Client Executives; support and interface closely with client executives and client teams to support client retention and new business production; keep abreast of changing insurance and risk management market conditions ensuring compliance with our business protocols and local regulatory requirements. What you need to have: Master's degree in Economics, Law or similar fields; Be results oriented with a strong client service focus; Fluent in written and spoken English; Excellent verbal and written communication skills; What makes you stand out: Sales acumen and innovative and disruptive thinking Systematic and pragmatic approach Ability to manage workload and prioritize tasks. Ability to work independently and within a team-based environment; What we offer: Initially 6 months of internship + 24/36 months of apprenticeship Working hour: full-time (from Monday to Friday, from 9:00 to 18:00) Hybrid working (2 days/week) Location: Rome Starting date: from June / July Marsh, a business of Marsh McLennan (NYSE: MMC), is the world's top insurance broker and risk advisor. Marsh McLennan is a global leader in risk, strategy and people, advising clients in 130 countries across four businesses: Marsh, Guy Carpenter, Mercer and Oliver Wyman. With annual revenue of $24 billion and more than 90,000 colleagues, Marsh McLennan helps build the confidence to thrive through the power of perspective. For more information, visit marsh.com, or follow on LinkedIn and X. Marsh McLennan is committed to creating a diverse, inclusive and flexible work environment. We aim to attract and retain the best people and embrace diversity of age, background, disability, ethnic origin, family duties, gender orientation or expression, marital status, nationality, parental status, personal or social status, political affiliation, race, religion and beliefs, sex/gender, sexual orientation or expression, skin color, or any other characteristic protected by applicable law. Marsh McLennan is committed to hybrid work, which includes the flexibility of working remotely and the collaboration, connections and professional development benefits of working together in the office. All Marsh McLennan colleagues are expected to be in their local office or working onsite with clients at least three days per week. Office-based teams will identify at least one "anchor day" per week on which their full team will be together in person.

What part will you play? If you're looking for a place where you can make a meaningful difference, you've found it. The work we do at Markel gives people the confidence to move forward and seize opportunities, and you'll find your fit amongst our global community of optimists and problem-solvers. We're always pushing each other to go further because we believe that when we realize our potential, we can help others reach theirs. Join us and play your part in something special! The Senior Risk Solution Specialist is a mid to senior-level technical position supporting loss control/risk engineering efforts through interaction with internal and external stakeholders. The Specialist will possess a strong property risk control background to support Markel's property, inland marine, and ocean marine book of business. Build relationships Partner with Underwriting to select, retain, and grow a profitable book of business to meet department and corporate goals for retail, wholesale, primary and excess markets. Build and maintain productive relationships with Underwriting, Claims, RSS Team, Brokers and other stakeholders. Build the foundation As needed , develop and maintain risk control reports, report forms and other documents to support the growth and development of property loss control. Aid RSS and underwriting leadership in developing guidelines for when and how to use loss control. Identify and control exposures Complete on site, virtual and desktop risk assessment evaluations for a wide variety of moderate to high complex Property, IM & Ocean Marine accounts. Identify and communicate potential risks, exposures, and controls needed to reduce the likelihood of loss and to aid underwriting with informed decisions and risk selection. Identify uncontrolled exposures and influence the customer to make improvements and/or take corrective actions to mitigate the potential for loss. Provide solutions and resources to assist the customer in risk identification and reduction. Write technically detailed reports that communicate a clear assessment of risk and effectively articulate recommendations. Assist with risk control vendor utilization, quality control, and management as needed. Support the team Prepare and deliver technical training to team members and underwriters, insureds and others as appropriate. Stay current with technical subject matters, regulatory environment, and emerging issues. Aid with technical content development. Collaborate with other team member and business partners on special projects benefiting the loss control department and organization. Independently manage workload and maintain documentation for tracking of work requests. Be able to learn and use available and new technologies for assessment and reporting. Approximately 25-50% travel will be necessary. Additional travel may be required to support workload or new initiatives. Perform other duties as assigned. Education: Bachelor's Degree (B.A. or B.S.) in an Engineering, Risk Management, Fire Sciences, other technical discipline, or related field from an accredited four-year college or institution. Recognized relevant certifications (such as P.E., CSP, ARM, CFPS) or willingness to pursue Preferred Experience: Minimum of 3-5 years combined documented Property, IM & Ocean Marine related loss control/risk management experience in either retail and/or wholesale markets. Understanding of different Property, IM & Ocean Marine related insurance coverages. This could include general property, builders' risk, contractors' equipment, motor truck cargo, equipment breakdown, warehouse legal liability, or fine arts. Experience and familiarity with Property, IM & Ocean Marine exposures in a variety of low to high hazard occupancies (residential, commercial, industrial) and controls. Technically proficient in understanding, interpreting, and applying standards such as NFPA, FM Global, IBC, or clients own; and, evaluating fire protection systems (automatic sprinklers, special extinguishing systems, etc.) Strong technical skills, fluency in risk management software platforms, MS Office products, etc. Understanding of boiler & machinery operations, exposures and controls. US Work Authorization US Work Authorization required. Markel does not provide visa sponsorship for this position, now or in the future. Pay information: The base salary offered for the successful candidate will be based on compensable factors such as job-relevant education, job-relevant experience, training, licensure, demonstrated competencies, geographic location, and other factors. The salary for the position is $80,000K - $141,300 with a 15% bonus potential. Who we are: Markel Group (NYSE - MKL) a fortune 500 company with over 60 offices in 20+ countries, is a holding company for insurance, reinsurance, specialist advisory and investment operations around the world. We're all about people | We win together | We strive for better We enjoy the everyday | We think further What's in it for you: In keeping with the values of the Markel Style, we strive to support our employees in living their lives to the fullest at home and at work. We offer competitive benefit programs that help meet our diverse and changing environment as well as support our employees' needs at all stages of life. All full-time employees have the option to select from multiple health, dental and vision insurance plan options and optional life, disability, and AD&D insurance. We also offer a 401(k) with employer match contributions, an Employee Stock Purchase Plan, PTO, corporate holidays and floating holidays, parental leave. Are you ready to play your part? Choose 'Apply Now' to fill out our short application, so that we can find out more about you. Caution: Employment scams Markel is aware of employment-related scams where scammers will impersonate recruiters by sending fake job offers to those actively seeking employment in order to steal personal information. Frequently, the scammer will reach out to individuals who have posted their resume online. These "job offers" include convincing offer letters and frequently ask for confidential personal information. Therefore, for your safety, please note that: All legitimate job postings with Markel will be posted on Markel Careers. No other URL should be trusted for job postings. All legitimate communications with Markel recruiters will come from Markel.com email addresses. We would also ask that you please report any job employment scams related to Markel to rarecruiting@markel.com. Markel is an equal opportunity employer. We do not discriminate or allow discrimination on the basis of any protected characteristic. This includes race; color; sex; religion; creed; national origin or place of birth; ancestry; age; disability; affectional or sexual orientation; gender expression or identity; genetic information, sickle cell trait, or atypical hereditary cellular or blood trait; refusal to submit to genetic tests or make genetic test results available; medical condition; citizenship status; pregnancy, childbirth, or related medical conditions; marital status, civil union status, domestic partnership status, familial status, or family responsibilities; military or veteran status, including unfavorable discharge from military service; personal appearance, height, or weight; matriculation or political affiliation; expunged juvenile records; arrest and court records where prohibited by applicable law; status as a victim of domestic or sexual violence; public assistance status; order of protection status; status as a smoker or nonsmoker; membership or activity in local commissions; the use or nonuse of lawful products off employer premises during non-work hours; declining to attend meetings or participate in communications about religious or political matters; or any other classification protected by applicable law. Should you require any accommodation through the application process, please send an e-mail to the rarecruiting@markel.com. No agencies please.

Description Quantitative Risk Modeling Lead Summary: The Quantitative Risk Modeling Lead is responsible for overseeing the development, implementation, and monitoring of advanced quantitative models for consumer and commercial credit, PPNR, loan origination, and portfolio management. This role requires a deep understanding of statistical modeling, machine learning, and risk management frameworks, along with strong leadership and project management skills. This role is designed for an experienced professional who can lead the development and implementation of advanced quantitative models, oversee and guide analysts, review work performed by analysts, and manage multiple projects effectively. Duties and Responsibilities: Model Development: Lead the creation and enhancement of complex quantitative models for credit risk, PPNR, loan origination, and portfolio management. Data Analysis: Oversee the analysis of credit portfolio performance data to identify trends, risks, and opportunities. Model Monitoring: Ensure ongoing monitoring and validation of existing models, including reporting and analysis of results. Advanced Model Building: Compile and process historical data, perform sophisticated data analysis using AI/ML tools, build and refine models using regression analysis and ML tools, and oversee implementation and production. Research: Drive research initiatives to explore new modeling methodologies and techniques, staying abreast of industry advancements. Collaboration: Coordinate with various teams to support governance, audit/compliance, and validation projects related to developed models. Leadership: Mentor and supervise more junior modeling analysts, providing guidance and support to ensure high-quality model development and implementation through the performance of technical reviews. Project Management: Manage multiple projects simultaneously, ensuring timely delivery and adherence to strict deadlines. Performance Analysis: Conduct in-depth analysis of credit portfolio performance data, providing actionable insights to senior management. Ad-Hoc Analytics: Lead ad-hoc analytics projects to address specific business needs and challenges. Other Duties: Perform additional duties as assigned, contributing to the overall success of the risk modeling team. Basic Qualifications: Master's degree in a quantitative field (mathematics, statistics, economics, engineering, finance, physics). 5+ years of experience in statistical modeling using SQL, SAS, R, and Python5+ years of experience in machine learning and data mining Preferred Qualifications: PhD in a quantitative field. Extensive knowledge of CCAR/DFAST and CECL concepts and frameworks. Proven ability to lead complex projects and supervise junior modeling analysts. Deep understanding of loss forecasting, loan origination, and portfolio management modeling concepts (PD, LGD, EAD). Exceptional analytical skills, comprehensive understanding of risk concepts and frameworks, strong communication skills, proficiency in MS Office products, and a solid grasp of economic concepts. Demonstrated passion and drive for operational excellence and quality delivery. #LI-Onsite #LI-MK2 Exempt Status: (Yes = not eligible for overtime pay) (No = eligible for overtime pay) Yes Workplace Type: Office Our Approach to Office Workplace Type Certain positions outside our branch network may be eligible for a flexible work arrangement. We're combining the best of both worlds: in-office and work from home. Our approach enables our teams to deepen connections, maintain a strong community, and do their best work. Remote roles will also have the opportunity to come together in our offices for moments that matter. Specific work arrangements will be provided by the hiring team. Compensation Range: $93,000- $189,000 annual salary The compensation range represents the low and high end of the base compensation range for this position. Actual compensation will vary and may be above or below the range based on various factors including but not limited to location, experience, and performance. Colleagues in this position are also eligible to participate in an applicable incentive compensation plan. In addition, Huntington provides a variety of benefits to colleagues, including health insurance coverage, wellness program, life and disability insurance, retirement savings plan, paid leave programs, paid holidays and paid time off (PTO). Huntington is an Equal Opportunity Employer. Tobacco-Free Hiring Practice: Visit Huntington's Career Web Site for more details. Note to Agency Recruiters: Huntington will not pay a fee for any placement resulting from the receipt of an unsolicited resume. All unsolicited resumes sent to any Huntington colleagues, directly or indirectly, will be considered Huntington property. Recruiting agencies must have a valid, written and fully executed Master Service Agreement and Statement of Work for consideration.

Description Roles & Responsibilities: Perform upfront due diligence reviews, including credit, AML and risk policy review and approval Determine lessons learned from onboarding a variety of clients to continue to enhance and streamline the end-to-end client experience On a day-to-day basis, collaborate and partner with various risk partners and stakeholders across HNAB, including the 2nd LOD Risk, Enterprise Fraud, InfoSec, Third Party Relationship Management and 3rd LOD to effectively manage risk. Support the BIN Sponsorship Program on activities to identify, measure, monitor, manage and report operational related risks (fraud, infosec/ cyber, model, third party) Accountable in assisting the Segment and serve as a subject matter expert by advising and guiding operational risk initiatives, developing and monitoring KRI's/ KPI's, working with the segment to proactively self-identify operational risks and issues Support risk identification, measurement and mitigation for new product and services leveraging best practices Strong process orientation and problem-solving skills with an emphasis on risk management Basic Qualifications: 3+ years of merchant acquiring experience working at a sponsor bank or managing the sponsor bank relationship with clients 3+ years of Operational risk management and payments experience Understanding of Visa, Mastercard, American Express and Discover rules and regulations Preferred Qualifications: Experience with card brand bank sponsorship on site audit processes Demonstrated ability to build and manage new policies, procedures and teams Experience working directly with sponsor banks in the merchant acquiring business Sponsor bank experience Superior organization, project management and analytical skills and attention to detail High-level of commitment to quality work product and organizational ethics, integrity and compliance Ability to deal with ambiguity, multi-task and work effectively in a fast-paced environment Ability to build a team, appropriately delegate and meet deadlines with minimal supervision Proficiency in MS Office Suite Exempt Status: (Yes = not eligible for overtime pay) (No = eligible for overtime pay) Yes Applications Accepted Through: 08/29/2025 Huntington expects to accept applications through at least the date above, and may continue to accept applications until the position is filled. Workplace Type: Office Our Approach to Office Workplace Type Certain positions outside our branch network may be eligible for a flexible work arrangement. We're combining the best of both worlds: in-office and work from home. Our approach enables our teams to deepen connections, maintain a strong community, and do their best work. Remote roles will also have the opportunity to come together in our offices for moments that matter. Specific work arrangements will be provided by the hiring team. Compensation Range: 70,000.00 - 140,000.00 USD Annual The compensation range represents the low and high end of the base compensation range for this position. Actual compensation will vary and may be above or below the range based on various factors including but not limited to location, experience, and performance. Colleagues in this position are also eligible to participate in an applicable incentive compensation plan. In addition, Huntington provides a variety of benefits to colleagues, including health insurance coverage, wellness program, life and disability insurance, retirement savings plan, paid leave programs, paid holidays and paid time off (PTO). Huntington is an Equal Opportunity Employer. Tobacco-Free Hiring Practice: Visit Huntington's Career Web Site for more details. Note to Agency Recruiters: Huntington will not pay a fee for any placement resulting from the receipt of an unsolicited resume. All unsolicited resumes sent to any Huntington colleagues, directly or indirectly, will be considered Huntington property. Recruiting agencies must have a valid, written and fully executed Master Service Agreement and Statement of Work for consideration.