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Department ProfileThis role resides within the Model Risk Management (MRM) Department which is dedicated to providing independent model risk control, review and validation of models used by Morgan Stanley. The Model Risk Infrastructure team is responsible for oversight, management, and facilitation of technology solutions that support the MRM group.Background on the PositionThe Efficiency Evolution team within MRM is looking to hire a skilled Software Developer focused on improving the efficiency and effectiveness of the department by increasing the quality and reproducibility of our existing code bases and developing new tools and information systems to support the process of model validation and independent testing.To be successful, the candidate needs to have relevant educational background (computer science or other engineering field), relevant work experience, the ability to work independently, and a high sense of ownership. Information processed in the department is confidential and thus the candidate must demonstrate integrity.Primary Responsibilities-* Prototype and evaluate new tools and workflows that will optimize the process of model validation.-* Design, develop, automatically test, and maintain high-quality software applications using Python.-* Develop and distribute well-documented Python packages to support internal tools and applications.-* Engage with stakeholders, such as model reviewers, to understand their needs and build the tools they require to perform their jobs more effectively and efficiently. -* 3-5 years of software development experience-* Bachelor's or higher degree in Computer Science or a related field.-* Extensive experience with Python, Git, and Linux.-* Extensive experience with data management, analytics, and visualization.-* Proven track record of developing Python packages with appropriate documentation and test suites.-* Proven track record of developing robust Continuous Integration and Continuous Development pipelines.-* Strong background in Machine Learning and Statistics, ideally in the Banking/Finance industry.-* Experience with RDBMS and other types of database management systems.-* Excellent problem-solving skills and attention to detail.-* Strong communication skills, both written and verbal.-* Ability to work collaboratively in a team environment.-* Ability to prioritize and manage multiple competing objectives. WHAT YOU CAN EXPECT FROM MORGAN STANLEY: We are committed to maintaining the first-class service and high standard of excellence that have defined Morgan Stanley for over 89 years. Our values - putting clients first, doing the right thing, leading with exceptional ideas, committing to diversity and inclusion, and giving back - aren’t just beliefs, they guide the decisions we make every day to do what's best for our clients, communities and more than 80,000 employees in 1,200 offices across 42 countries. At Morgan Stanley, you’ll find an opportunity to work alongside the best and the brightest, in an environment where you are supported and empowered. Our teams are relentless collaborators and creative thinkers, fueled by their diverse backgrounds and experiences. We are proud to support our employees and their families at every point along their work-life journey, offering some of the most attractive and comprehensive employee benefits and perks in the industry. There’s also ample opportunity to move about the business for those who show passion and grit in their work. To learn more about our offices across the globe, please copy and paste https://www.morganstanley.com/about-us/global-offices​ into your browser. Morgan Stanley's goal is to build and maintain a workforce that is diverse in experience and background but uniform in reflecting our standards of integrity and excellence. Consequently, our recruiting efforts reflect our desire to attract and retain the best and brightest from all talent pools. We want to be the first choice for prospective employees. It is the policy of the Firm to ensure equal employment opportunity without discrimination or harassment on the basis of race, color, religion, creed, age, sex, sex stereotype, gender, gender identity or expression, transgender, sexual orientation, national origin, citizenship, disability, marital and civil partnership/union status, pregnancy, veteran or military service status, genetic information, or any other characteristic protected by law. Morgan Stanley is an equal opportunity employer committed to diversifying its workforce (M/F/Disability/Vet).

Department Profile This role resides within the Model Risk Management (MRM) Department which is dedicated to providing independent model risk control, review and validation of models used by Morgan Stanley. The Model Risk Infrastructure team is responsible for oversight, management, and facilitation of technology solutions that support the MRM group. Background on the Position The Efficiency Evolution team within MRM is looking to hire a skilled Software Developer focused on improving the efficiency and effectiveness of the department by increasing the quality and reproducibility of our existing code bases and developing new tools and information systems to support the process of model validation and independent testing. To be successful, the candidate needs to have relevant educational background (computer science or other engineering field), relevant work experience, the ability to work independently, and a high sense of ownership. Information processed in the department is confidential and thus the candidate must demonstrate integrity. Primary Responsibilities Prototype and evaluate new tools and workflows that will optimize the process of model validation. Design, develop, automatically test, and maintain high-quality software applications using Python. Develop and distribute well-documented Python packages to support internal tools and applications. Engage with stakeholders, such as model reviewers, to understand their needs and build the tools they require to perform their jobs more effectively and efficiently. - 3-5 years of software development experience Bachelor's or higher degree in Computer Science or a related field. Extensive experience with Python, Git, and Linux. Extensive experience with data management, analytics, and visualization. Proven track record of developing Python packages with appropriate documentation and test suites. Proven track record of developing robust Continuous Integration and Continuous Development pipelines. Strong background in Machine Learning and Statistics, ideally in the Banking/Finance industry. Experience with RDBMS and other types of database management systems. Excellent problem-solving skills and attention to detail. Strong communication skills, both written and verbal. Ability to work collaboratively in a team environment. Ability to prioritize and manage multiple competing objectives. WHAT YOU CAN EXPECT FROM MORGAN STANLEY: We are committed to maintaining the first-class service and high standard of excellence that have defined Morgan Stanley for over 89 years. Our values - putting clients first, doing the right thing, leading with exceptional ideas, committing to diversity and inclusion, and giving back - aren't just beliefs, they guide the decisions we make every day to do what's best for our clients, communities and more than 80,000 employees in 1,200 offices across 42 countries. At Morgan Stanley, you'll find an opportunity to work alongside the best and the brightest, in an environment where you are supported and empowered. Our teams are relentless collaborators and creative thinkers, fueled by their diverse backgrounds and experiences. We are proud to support our employees and their families at every point along their work-life journey, offering some of the most attractive and comprehensive employee benefits and perks in the industry. There's also ample opportunity to move about the business for those who show passion and grit in their work. To learn more about our offices across the globe, please copy and paste https://www.morganstanley.com/about-us/global-offices into your browser. Morgan Stanley's goal is to build and maintain a workforce that is diverse in experience and background but uniform in reflecting our standards of integrity and excellence. Consequently, our recruiting efforts reflect our desire to attract and retain the best and brightest from all talent pools. We want to be the first choice for prospective employees. It is the policy of the Firm to ensure equal employment opportunity without discrimination or harassment on the basis of race, color, religion, creed, age, sex, sex stereotype, gender, gender identity or expression, transgender, sexual orientation, national origin, citizenship, disability, marital and civil partnership/union status, pregnancy, veteran or military service status, genetic information, or any other characteristic protected by law. Morgan Stanley is an equal opportunity employer committed to diversifying its workforce (M/F/Disability/Vet).

Firm Risk Management Firm Risk Management (FRM) supports Morgan Stanley to achieve its business goals by partnering with business units across the Firm to realize efficient risk-adjusted returns, acting as a strategic advisor to the Board and protecting the Firm from exposure to losses as a result of credit, market, liquidity, operational, model, and other risks. Background on the Position The role will reside within the Firm Risk Management's Market Risk Department (MRD) which is a team dedicated to providing governance and oversight of all market risk arising from the Firm's business activities. This role resides within the Market Risk Strategic Change team located in New York City. The successful candidate will be responsible to deliver value creation through strategic change. The projects include internal model enhancements, Fundamental Review of the Trading Book (FRTB) development, Data and Risk Framework enhancements and improvements to end user tooling. Change programs involving technology deliverables will be executed in an Agile manner, so the ideal candidate will have familiarity with delivering strategic change using this approach. The ideal candidate will be responsible for: Primary Responsibilities > Manage MRD strategic change initiatives and BAU requests > Manage Senior stakeholder engagement including escalating and resolving issues as necessary > Responsible for gathering requirements and managing the project on-boarding process > Coordinate dependencies with Risk Managers, Product Owners, and Front Office for strategic change initiatives. > Support Agile Fleet Leads in maintaining and prioritizing the Fleet-level backlog by ensuring alignment between Fleet-level objectives and Squad-level components Experience > Bachelor's degree and 2-3 years of experience > Preferred background in project management / Agile development > Understanding of key market risk concepts (eg. traded products, VaR, stress testing, risk/limit management) > Experience scoping, developing and prioritizing plans for strategic pieces of work > The ability to identify, monitor and manage project risks, issues and dependencies, and agree appropriate responses > Desired excellent verbal and written communication skills FRM is committed to creating and providing opportunities that enable our workforce to reflect diverse backgrounds and views. WHAT YOU CAN EXPECT FROM MORGAN STANLEY: We are committed to maintaining the first-class service and high standard of excellence that have defined Morgan Stanley for over 89 years. Our values - putting clients first, doing the right thing, leading with exceptional ideas, committing to diversity and inclusion, and giving back - aren't just beliefs, they guide the decisions we make every day to do what's best for our clients, communities and more than 80,000 employees in 1,200 offices across 42 countries. At Morgan Stanley, you'll find an opportunity to work alongside the best and the brightest, in an environment where you are supported and empowered. Our teams are relentless collaborators and creative thinkers, fueled by their diverse backgrounds and experiences. We are proud to support our employees and their families at every point along their work-life journey, offering some of the most attractive and comprehensive employee benefits and perks in the industry. There's also ample opportunity to move about the business for those who show passion and grit in their work. To learn more about our offices across the globe, please copy and paste https://www.morganstanley.com/about-us/global-offices into your browser. Expected base pay rates for the role will be between $100,000 and $140,000 year at the commencement of employment. However, base pay if hired will be determined on an individualized basis and is only part of the total compensation package, which, depending on the position, may also include commission earnings, incentive compensation, discretionary bonuses, other short and long-term incentive packages, and other Morgan Stanley sponsored benefit programs. Morgan Stanley's goal is to build and maintain a workforce that is diverse in experience and background but uniform in reflecting our standards of integrity and excellence. Consequently, our recruiting efforts reflect our desire to attract and retain the best and brightest from all talent pools. We want to be the first choice for prospective employees. It is the policy of the Firm to ensure equal employment opportunity without discrimination or harassment on the basis of race, color, religion, creed, age, sex, sex stereotype, gender, gender identity or expression, transgender, sexual orientation, national origin, citizenship, disability, marital and civil partnership/union status, pregnancy, veteran or military service status, genetic information, or any other characteristic protected by law. Morgan Stanley is an equal opportunity employer committed to diversifying its workforce (M/F/Disability/Vet).

Firm Risk Management Morgan Stanley's Firm Risk Management (FRM) Division is an exciting and rapidly growing space. We support Morgan Stanley to achieve its business goals by partnering with business units across the Firm to realize efficient risk-adjusted returns, acting as a strategic advisor to the Board and protecting the Firm from exposure to losses as a result of credit, market, liquidity, model and other risks. Background on the PositionThe role is within Firm Risk Management's Risk Analytics. Risk Analytics develops market risk, credit risk and scenario analytics models. These mathematical and statistical models provide an overall calculation of market risk across asset classes (e.g. equities, interest rate instruments), the calculation of risk in a time of increased economic stress (i.e. stress testing), and the generation of scenarios associated with increased economic stress.Morgan Stanley is seeking a Vice President to join the Market Risk Analytics Stress RWA Models Team as a methodology owner/contributor to the Stress RWA family of models. The Stress RWA models are used to project VaR-, Stressed VaR-, IRC-, and RNIV-based capital under stressed market conditions within the context of annual CCAR exercises, quarterly stress testing, and Recovery & Resolution Planning (RRP) exercises. The New Hire will be responsible for all aspects of model ownership including methodology design, calibrations, testing, monitoring, model risk validation work, executing model enhancements, and model documentation. New Hire will also contribute to the development of Python libraries used to perform associated analytics for this family of models.Primary Responsibilities:-* Contribute to all aspects of model ownership - methodology design, calibrations, testing, monitoring, model validations, model enhancements, and methodology documentation-* Effectively collaborate with the Capital Team, Risk IT Team, Model Risk Management, and other partnering areas to deliver on stress testing exercises and execute strategic enhancements to the models-* Develop Python analytical code for testing and performance monitoring of Stress RWA models-* Run model monitoring analytics, and present results to Model Risk Management, and relevant governance forums-* Effectively represent/communicate modelling methodology and output analytics to a wider audience of stakeholders, senior managers, and governance forums Required Experience/Skills:-* Requires a Master's degree in a quantitative field such as Quantitative Finance, Physics, Mathematics, Engineering, Computer Science; and five (5) years of relevant work experience-* Knowledge of market risk modelling methodologies (Greek-based value-at-risk (VaR), stressed VaR, and incremental risk charge) required-* Strong Python programming skills and packages used for data manipulation, time series and data analysis strongly preferred-* Trading markets knowledge within the FX, rates, credit, equity, commodity space strongly preferred-* Strong written and verbal communication skills essential-* Project organizational competency and team leadership skills essentialFirm Risk Management values diversity and is committed to providing a supportive and inclusive workplace for all employees. This role is hybrid and currently requires in office attendance 3 days/week. The in office requirement is subject to change at any time. WHAT YOU CAN EXPECT FROM MORGAN STANLEY: We are committed to maintaining the first-class service and high standard of excellence that have defined Morgan Stanley for over 89 years. Our values - putting clients first, doing the right thing, leading with exceptional ideas, committing to diversity and inclusion, and giving back - aren’t just beliefs, they guide the decisions we make every day to do what's best for our clients, communities and more than 80,000 employees in 1,200 offices across 42 countries. At Morgan Stanley, you’ll find an opportunity to work alongside the best and the brightest, in an environment where you are supported and empowered. Our teams are relentless collaborators and creative thinkers, fueled by their diverse backgrounds and experiences. We are proud to support our employees and their families at every point along their work-life journey, offering some of the most attractive and comprehensive employee benefits and perks in the industry. There’s also ample opportunity to move about the business for those who show passion and grit in their work. Expected base pay rates for the role will be between $120,000 and $200,000 year at the commencement of employment. However, base pay if hired will be determined on an individualized basis and is only part of the total compensation package, which, depending on the position, may also include commission earnings, incentive compensation, discretionary bonuses, other short and long-term incentive packages, and other Morgan Stanley sponsored benefit programs. Morgan Stanley's goal is to build and maintain a workforce that is diverse in experience and background but uniform in reflecting our standards of integrity and excellence. Consequently, our recruiting efforts reflect our desire to attract and retain the best and brightest from all talent pools. We want to be the first choice for prospective employees. It is the policy of the Firm to ensure equal employment opportunity without discrimination or harassment on the basis of race, color, religion, creed, age, sex, sex stereotype, gender, gender identity or expression, transgender, sexual orientation, national origin, citizenship, disability, marital and civil partnership/union status, pregnancy, veteran or military service status, genetic information, or any other characteristic protected by law. Morgan Stanley is an equal opportunity employer committed to diversifying its workforce (M/F/Disability/Vet).

Alternate Locations: Radnor, PA (Pennsylvania); Charlotte, NC (North Carolina); Fort Wayne, IN (Indiana); Greensboro, NC (North Carolina); Hartford, CT (Connecticut); Omaha, NE (Nebraska) Work Arrangement: Hybrid : Employee will work 3 days a week in a Lincoln office Relocation assistance: is not available for this opportunity. Requisition #: 75227 The Role at a Glance This position will be responsible for implementing AI Governance frameworks, developing standards, and leading complex, cross-functional AI Risk Assessments to ensure responsible AI practices across the enterprise. They will provide direction and guidance to stakeholders concerning AI risks (particularly risks that create reputational and disparate consumer impact risks) based on risk assessment findings and adherence to applicable procedures, regulations, and/or laws. This role requires a collaborator who can conduct verbal risk assessments, translate technical and policy concepts into accessible language, foster understanding, and remain approachable and solution-oriented in high-stakes or nuanced discussions. What you'll be doing Leads complex inherent risk assessments of internally and externally developed AI use cases and systems which includes documenting risks, mitigating controls and control improvements Design, document, and implement non-technical AI governance controls, procedures, and standards to mitigate prioritized risks and ensure that processes and procedures align with organizational policies and regulatory requirements Assists in creating and enforcing AI Risk Governance standards, policies and procedures Present and prepare presentations, reports, and updates for leadership, audit and external stakeholders on various AI governance topics as needed. Lead cross-functional working groups with Legal & Compliance, Privacy, InfoSec, Model Risk, Procurement, and business/product teams to embed Responsible AI practices throughout the AI development lifecycle. Manage the enterprise AI inventory, data quality control, tool support; and record pertinent documentation and communications for all assessments Own remediation plans for material issues, communicates recommended remediation plans, and drive accountability with business and technology owners Coach and mentor analysts; perform quality reviews of assessments and artifacts; elevate team capability through training and reusable templates, checklists, and automation opportunities. Drive continuous improvement initiatives to increase efficiency, reduce cycle time, and improve stakeholder experience. Conduct research on industry best practices, emerging regulations (e.g., NIST AI RMF), and advancements in AI risk management. What we're looking for 4 Year/Bachelor's degree or 4 years equivalent work experience in lieu of Bachelor's (Minimum Required) 5-8+ years in risk management, compliance, information security, IT audit, privacy, model risk, legal or related field that directly aligns with the specific responsibilities for this position. (Required) Exceptional communication skills (written and verbal) and time-management skills, with the ability to collaborate across diverse teams, solve complex problems with limited supervision, and have meticulous attention to detail. Demonstrated strong relationship management skills with internal clients (e.g. senior management, peers and colleagues); proven ability to develop creative and collaborative approaches. Experience in compliance and controls from related disciplines such as cybersecurity or third-party risk management Self-starter approach with the ability to operate with minimal supervision Ability to analyze complex information and to evaluate the implications of a course of action or solution. Experience interpreting and operationalizing regulatory/standards frameworks Strong project management skills with the ability to coordinate and balance multiple tasks effectively Proactive mindset with strong initiative, ability to self-learn, and capacity to analyze various documents (e.g., technical procedures, governmental regulations, policies, and proposals) while exercising sound judgment in handling confidential information. Working knowledge of the AI/ML lifecycle, data protection, model governance, bias/fairness considerations, and responsible AI practices (preferred) Experience with governance platforms, MRM tooling, workflow/case management tools, and M365 suite (preferred) Familiarity with the evolving AI regulatory landscape, including frameworks such as the NIST AI Risk Management Framework, NAIC Model AI Bulletin, and state-level AI laws. (preferred) Application Deadline Applications for this position will be accepted through December 1st, 2025 subject to earlier closure due to applicant volume. What's it like to work here? At Lincoln Financial, we love what we do. We make meaningful contributions each and every day to empower our customers to take charge of their lives. Working alongside dedicated and talented colleagues, we build fulfilling careers and stronger communities through a company that values our unique perspectives, insights and contributions and invests in programs that empower each of us to take charge of our own future. What's in it for you: Clearly defined career tracks and job levels, along with associated behaviors for each of Lincoln's core values and leadership attributes Leadership development and virtual training opportunities PTO/parental leave Competitive 401K and employee benefits Free financial counseling, health coaching and employee assistance program Tuition assistance program Work arrangements that work for you Effective productivity/technology tools and training The pay range for this position is $93,300 - $169,700 with anticipated pay for new hires between the minimum and midpoint of the range and could vary above and below the listed range as permitted by applicable law. Pay is based on non-discriminatory factors including but not limited to work experience, education, location, licensure requirements, proficiency and qualifications required for the role. The base pay is just one component of Lincoln's total rewards package for employees. In addition, the role may be eligible for the Annual Incentive Program, which is discretionary and based on the performance of the company, business unit and individual. Other rewards may include long-term incentives, sales incentives and Lincoln's standard benefits package. About The Company Lincoln Financial (NYSE: LNC) helps people to confidently plan for their version of a successful future. We focus on identifying a clear path to financial security, with products including annuities, life insurance, group protection, and retirement plan services. With our 120-year track record of expertise and integrity, millions of customers trust our solutions and service to help put their goals in reach. Lincoln Financial Distributors, a broker-dealer, is the wholesale distribution organization of Lincoln Financial. Lincoln Financial is the marketing name for Lincoln Financial Corporation and its affiliates including The Lincoln National Life Insurance Company, Fort Wayne, IN, and Lincoln Life & Annuity Company of New York, Syracuse, NY. Lincoln Financial affiliates, their distributors, and their respective employees, representatives and/or insurance agents do not provide tax, accounting or legal advice. Lincoln is committed to creating an inclusive environment and is proud to be an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, gender, gender identity or expression, sexual orientation, national origin, genetics, disability, age, or veteran status. Follow us on Facebook, X, LinkedIn, Instagram, and YouTube. For the latest company news, visit our newsroom. Be Aware of Fraudulent Recruiting Activities If you are interested in a career at Lincoln, we encourage you to review our current openings and apply on our website. Lincoln values the privacy and security of every applicant and urges all applicants to diligently protect their sensitive personal information from scams targeting job seekers. These scams can take many forms including fake employment applications, bogus interviews and falsified offer letters. Lincoln will not ask applicants to provide their social security numbers, date of birth, bank account information or other sensitive information in job applications. Additionally, our recruiters do not communicate with applicants through free e-mail accounts (Gmail, Yahoo, Hotmail) or conduct interviews utilizing video chat rooms. We will never ask applicants to provide payment during the hiring process or extend an offer without conducting a phone, live video or in-person interview. Please contact Lincoln's fraud team at fraudhotline@lfg.com if you encounter a recruiter or see a job opportunity that seems suspicious. Additional Information This position may be subject to Lincoln's Political Contribution Policy. An offer of employment may be contingent upon disclosing to Lincoln the details of certain political contributions. Lincoln may decline to extend an offer or terminate employment for this role if it determines political contributions made could have an adverse impact on Lincoln's current or future business interests, misrepresentations were made, or for failure to fully disclose applicable political contributions and or fundraising activities. Any unsolicited resumes or candidate profiles submitted through our web site or to personal e-mail accounts of employees of Lincoln Financial are considered property of Lincoln Financial and are not subject to payment of agency fees. Lincoln Financial ("Lincoln" or "the Company") is an Equal Opportunity employer and, as such, is committed in policy and practice to recruit, hire, compensate, train and promote, in all job classifications, without regard to race, color, religion, sex, age, national origin or disability. Opportunities throughout Lincoln are available to employees and applicants are evaluated on the basis of job qualifications. If you are a person with a disability that impedes your ability to express your interest for a position through our online application process, or require TTY/TDD assistance, contact us by calling 260-455-2558. This Employer Participates in E-Verify. See the E-Verify notices. Este Empleador Participa en E-Verify. Ver el E-Verify avisos. Job Segment: Compliance, Risk Management, Law, Information Security, Project Manager, Legal, Finance, Technology

Firm Risk Management Firm Risk Management (FRM) supports Morgan Stanley to achieve its business goals by partnering with business units across the Firm to realize efficient risk-adjusted returns, acting as a strategic advisor to the Board and protecting the Firm from exposure to losses as a result of credit, market, liquidity, model and other risks. The FRM Credit Risk Management - Securitized Products Group's Fixed Income Division Secured Lending (FSL) team is seeking an Associate. The responsibilities of this role include evaluating credit risk on Commercial Real Estate (CRE) warehouse facilities and pledged collateral, reviewing loan structures for suitability, and assessing risk mitigation measures. The position also involves working with the business unit to incorporate credit risk assessments into business decisions. Primary Responsibilities Oversee credit coverage of the CRE warehouse lending portfolio, including assessing underlying collateral loans and providing recommendations for approval. Independently manage and evaluate new facility originations, renewals, amendments, and loan modifications. Facilitate and lead critical meetings with key stakeholders, encompassing client due diligence, firm credit committees, and business unit discussions. Collaborate with both internal and external parties, including regulatory agencies and internal audit teams. Monitor portfolio financial performance and credit risks, preparing ad-hoc reports for senior management as needed. Perform quantitative and qualitative analyses utilizing various CRE databases (such as CoStar, Intex, and Greenstreet). Support training and development initiatives for junior team members. Experience A bachelor's degree is required. 3 years' credit risk experience; CRE background strongly preferred. Strong communication skills, both verbal and written, are required. Ability to think creatively and strategically, and thrive in a dynamic work environment Proactive and results-oriented mindset Strong organizational skills Ability to effectively prioritize and handle multiple tasks under tight deadlines Ability to work collaboratively within a team and with counterparts in other groups WHAT YOU CAN EXPECT FROM MORGAN STANLEY: We are committed to maintaining the first-class service and high standard of excellence that have defined Morgan Stanley for over 89 years. Our values - putting clients first, doing the right thing, leading with exceptional ideas, committing to diversity and inclusion, and giving back - aren't just beliefs, they guide the decisions we make every day to do what's best for our clients, communities and more than 80,000 employees in 1,200 offices across 42 countries. At Morgan Stanley, you'll find an opportunity to work alongside the best and the brightest, in an environment where you are supported and empowered. Our teams are relentless collaborators and creative thinkers, fueled by their diverse backgrounds and experiences. We are proud to support our employees and their families at every point along their work-life journey, offering some of the most attractive and comprehensive employee benefits and perks in the industry. There's also ample opportunity to move about the business for those who show passion and grit in their work. To learn more about our offices across the globe, please copy and paste https://www.morganstanley.com/about-us/global-offices into your browser. Expected base pay rates for the role will be between $100,000 and $140,000 year at the commencement of employment. However, base pay if hired will be determined on an individualized basis and is only part of the total compensation package, which, depending on the position, may also include commission earnings, incentive compensation, discretionary bonuses, other short and long-term incentive packages, and other Morgan Stanley sponsored benefit programs. Morgan Stanley's goal is to build and maintain a workforce that is diverse in experience and background but uniform in reflecting our standards of integrity and excellence. Consequently, our recruiting efforts reflect our desire to attract and retain the best and brightest from all talent pools. We want to be the first choice for prospective employees. It is the policy of the Firm to ensure equal employment opportunity without discrimination or harassment on the basis of race, color, religion, creed, age, sex, sex stereotype, gender, gender identity or expression, transgender, sexual orientation, national origin, citizenship, disability, marital and civil partnership/union status, pregnancy, veteran or military service status, genetic information, or any other characteristic protected by law. Morgan Stanley is an equal opportunity employer committed to diversifying its workforce (M/F/Disability/Vet).

Together we fight for everyone's opportunity for a better financial future. We will do this together - with customers, partners and colleagues. We will fight for others, not against: We will stand up for and champion everyone's access to opportunities. The status quo is not good enough … we believe every individual and every community deserves access to financial opportunities. We are determined to support both individuals and communities in reaching a better financial future. We know that reaching this future depends on our actions today. Like our Purpose Statement, Voya believes in being bold and committed to action. We are committed to a work environment where the differences that we are born with - and those we acquire throughout our lives - are understood, valued and intentionally pursued. We believe that our employees own our culture and have a responsibility to foster an environment where we all feel comfortable bringing our whole selves to work. Purposefully bringing our differences together to positively influence our culture, serve our clients and enrich our communities is essential to our vision. Are you ready to join a company with a strong purpose and a winning culture? Start your Voyage- Apply Now Profile Summary: The Senior IT Risk Manager reports to the Head of IT Risk Management (ITRM) within Voya's enterprise Operational Risk Management function. This ITRM function provides risk oversight for Voya's enterprise Information Technology (IT) function and technologies supporting Voya's Investment Management, Retirement Benefits, and Employee Benefits businesses by facilitating processes to identify, monitor, and mitigate IT related operational risks, and by providing senior leadership with timely and accurate information to assist in risk-based decision making. Profile Description: The mission of the Operational Risk Management (ORM) function is to support Voya leadership in risk-based decision making and to assist with the management of operational risks of the enterprise, through the application of a comprehensive framework, processes, and tools for identifying, measuring, and monitoring operational risks. We are seeking a motivated and self-driven individual that will focus on the communication, implementation, and execution of operational risk policies and procedures, in support of risk management within Voya's enterprise IT function and Investment Management, Retirement Benefits, and Employee Benefits business technologies. The individual will employ business, IT, and operational process knowledge to perform independent review and challenge, and to advise stakeholders on solving complex and time-sensitive risk related matters. Responsibilities include, but are not limited to the following: Regularly interact with and build partnerships with stakeholders across business and IT functions at varying levels to promote and instill a strong risk culture. Provide subject matter expertise and advise on IT related risks and remediation/mitigation of risk exposures. Real-time risk advisory and risk measurement are key elements of this role. Assist in defining IT risk and control standards and maintaining the standards framework. Lead IT risk identification and assessment activities that include IT process reviews, top-down risk assessments, targeted risk and control assessments, development of key risk indicators (KRI), risk event management, trend analysis, and controls compliance. Monitor the IT risk and control environment including root cause analysis of issues and incidents to identify process improvement, control optimization, and risk reduction opportunities. Develop Board and senior leadership risk reporting and risk committee materials. Assist with assessments concerning compliance with applicable laws and regulations impacting IT. Work closely with line of business ORM teams to characterize potential IT risks and trends, assessing business impact and articulating criticality and implications to business stakeholders. Assist with ongoing development and maintenance of IT Risk Management strategy and framework, and education of stakeholders. Knowledge & Experience: Bachelor's degree in Computer Science, MIS or related field; or equivalent work experience. Master's degree desirable. Minimum 8-15 years of relevant experience with a strong background in IT, IT audit, and/or IT risk management and including minimum 4 years of financial services experience, preferably in Asset, Wealth, Investment Management, Retirement Benefits and Employee Benefits lines of business In depth knowledge of IT technical and operational processes, and associated risks and controls. CISA, CISSP, CISM, CRISC or other related IT risk certification is preferred including cloud platform and AI certifications. Technical knowledge of risk management frameworks, applicable standards, and regulatory requirements including, NIST, COBIT, ITIL, ISO27000, and other relevant IT governance frameworks. Familiarity and experience using eGRC solutions. Ability to communicate complex information technology risks and issues to non-technical business stakeholders to ensure a clear understanding of criticality and implications. Ability to discern and measure business relevant risk from IT risks and issues, and to identify the corresponding remediation which is adequate and balanced to mitigate business impact. Critical thinker and ability to express risk themes from data that will serve to inform and guide leadership decisions and actions Ability to function independently with limited supervision Ability to collaborate within ITRM and ORM as well as across functions in partnership with IT, business teams and other risk functions Strong problem solving, decision making, communication, and facilitation skills. Proficient with Microsoft Office suite of products and automated reporting tools. Ability to produce professional documents ready for presentation to executive "C-Level" management. Travel: Occasional travel to Voya office locations in the US #LI-KD1 Compensation Pay Disclosure: Voya is committed to pay that's fair and equitable, which means comparable pay for comparable roles and responsibilities. The below annual base salary range reflects the expected hiring range(s) for this position in the location(s) listed. In addition to base salary, Voya offers incentive opportunities (i.e., annual cash incentives, sales incentives, and/or long-term incentives) based on the role to reward the achievement of annual performance objectives. Please note that this salary information is solely for candidates hired to perform work within one of these locations, and refers to the amount Voya Financial is willing to pay at the time of this posting. Actual compensation offered may vary from the posted salary range based upon the candidate's geographic location, work experience, education, licensure requirements and/or skill level and will be finalized at the time of offer. Salaries for part-time roles will be prorated based upon the agreed upon number of hours to be regularly worked. $127,160 - $178,320 USD Be Well. Stay Well. Voya provides the resources that can make a difference in your lives. To us, this means thriving physically, financially, socially and emotionally. Voya benefits are designed to help you do just that. That's why we offer an array of plans, programs, tools and resources with one goal in mind: To help you and your family be well and stay well. What We Offer Health, dental, vision and life insurance plans 401(k) Savings plan - with generous company matching contributions (up to 6%) Voya Retirement Plan - employer paid cash balance retirement plan (4%) Tuition reimbursement up to $5,250/year Paid time off - including 20 days paid time off, nine paid company holidays and a flexible Diversity Celebration Day. Paid volunteer time- 40 hours per calendar year Learn more about Voya benefits (download PDF) Critical Skills At Voya, we have identified the following critical skills which are key to success in our culture: Customer Focused: Passionate drive to delight our customers and offer unique solutions that deliver on their expectations. Critical Thinking: Thoughtful process of analyzing data and problem solving data to reach a well-reasoned solution. Team Mentality: Partnering effectively to drive our culture and execute on our common goals. Business Acumen: Appreciation and understanding of the financial services industry in order to make sound business decisions. Learning Agility: Openness to new ways of thinking and acquiring new skills to retain a competitive advantage. Learn more about Critical Skills Equal Employment Opportunity Voya Financial is an equal-opportunity employer. Voya Financial provides equal opportunity to qualified individuals regardless of race, color, sex, national origin, citizenship status, religion, age, disability, veteran status, creed, marital status, sexual orientation, gender identity, genetic information, or any other status protected by state or local law. Reasonable Accommodations Voya is committed to the inclusion of all qualified individuals. As part of this commitment, Voya will ensure that persons with disabilities are provided reasonable accommodations. If reasonable accommodation is needed to participate in the job application or interview process, to perform essential job functions, and/or to receive other benefits and privileges of employment, please reference resources for applicants with disabilities. Misuse of Voya's name in fraud schemes

Firm Risk ManagementFirm Risk Management (FRM) enables Morgan Stanley to achieve its business goals by partnering with business units across the Firm to realize efficient risk-adjusted returns, acting as a strategic advisor to the Board and protecting the Firm from exposure to losses as a result of credit, market, liquidity, operational, model and other risks.Our mission is to serve as the follow roles:-* Independent agent to set consistent principles and disciplines for risk management-* Strategic advisor to Firm management for setting risk appetite and allocating capital-* Industry leader to influence and meet regulatory standardsYou will collaborate with colleagues across FRM and the Firm to protect the Firm's capital base and franchise, advise businesses and clients on risk mitigating strategies, develop tools and methodologies to analyze and monitor risk, contribute to key regulatory initiatives and report on risk exposures and metrics to enable informed and strategic decision-making. Through thoughtful analysis and clear communication we are best able to bring our ideas to the table and improve the Firm.Firm Risk Management values diversity and is committed to providing a supportive and inclusive workplace for all employees. Firm Risk Management's unique franchise promotes:-* Flat, flexible and integrated global organization-* Collaboration and teamwork-* Credible, independent decision-making-* Organizational influence-* Creative and practical solutions-* Meritocratic and diverse cultureCredit Risk Management (CRM)Credit Risk Management (CRM) evaluates credit risk transactions and approves, rejects or modifies them considering the availability and appropriateness of arrangements for reducing risk or risk mitigation. The department also assigns Internal Credit Ratings; establishes and manages credit risk limits in accordance with the risk tolerance established by the Board; monitors and reports on credit risk exposures on a regular basis to the Chief Risk Officer, Chief Credit Officer and senior management. CRM also interacts with the business unit to ensure that credit risk assessments are factored into business decisions.Background on the PositionCRM is seeking an Associate to join the Global Credit Reporting team responsible for providing Credit Risk Product Heads, the Chief Credit Officer, and Chief Risk Officer with analysis and reporting to support timely and accurate decision making related to the Firm's credit portfolio. The team provides in-depth exposure analysis, risk insights, and reporting for the global credit portfolio, consisting of all products which expose Morgan Stanley to credit risk. The analysis and reporting supports senior management's understanding of current risk drivers, portfolio concentrations, correlations, and potential tail risks. The Credit Reporting team is responsible for the design, development, and production of recurring management reporting providing value additive analysis of Morgan Stanley's credit risk profile and assessment of emerging risk issues. The team also assists regional and product portfolio managers with ad-hoc analysis as requested by product leads or senior management. The team works closely with Credit Coverage officers, Business Units as well as other Risk functions.In addition to running BAU risk reporting functions, the Global FRM Reporting team (including risk stripe reporting teams) has initiated a multi-year strategic program to renovate its data and reporting infrastructure and tooling by sourcing the data from authoritative sources/distributors, creating reporting data views using data curation, and automating reports largely in Power BI. Primary Responsibilities>* Analyze daily, weekly, monthly, and quarterly changes in credit portfolio and summarize findings in oral, written, and PowerPoint format>* Prepare weekly, monthly, and quarterly portfolio review materials; review and defend analysis with senior portfolio manager>* Assist with ad-hoc requests for new point-in-time and trend analysis of the credit portfolio, including capture and aggregation of data not already in credit, risk, or firm systems>* Participate in end-to-end report development lifecycle: ideation, data collection and aggregation, prototyping, report production, and automation>* Escalate data issues to the Data Control team and Credit Risk Agile IT squads and assist with the remediation of data problems>* Collaborate with Data Control, Credit Risk Agile IT squads, Credit Coverage and Business Unit representatives, to ensure new and emerging data required for portfolio analysis is on-boarded into credit risk systems>* Participate in data curation and building Power BI dashboardsSkills/Experience Required:>* 4+ years of experience in business and/or data analysis role at Financial Services, Consulting, Accounting or Corporate Finance Firms>* Proficient in Excel, PowerPoint, SQL, and VBA>* Strong verbal and written communication skills, including delivering effective presentations to senior management>* Well organized and able to work in a fast paced environment with strong attention to detail>* Ability to meet deadlines while managing multiple deliverables>* Ability to collaborate with colleagues in other geographic locations>* Bachelor's degree in Finance, Computer Science, or Engineering related areasAdditional skills (nice to have):>* Sufficient knowledge of programming languages such as Python or R>* Experience with business intelligence software (Tableau, Qlikview, Power BI, etc.)>* Understanding of Credit Risk, lending and/or traded products WHAT YOU CAN EXPECT FROM MORGAN STANLEY: We are committed to maintaining the first-class service and high standard of excellence that have defined Morgan Stanley for over 89 years. Our values - putting clients first, doing the right thing, leading with exceptional ideas, committing to diversity and inclusion, and giving back - aren’t just beliefs, they guide the decisions we make every day to do what's best for our clients, communities and more than 80,000 employees in 1,200 offices across 42 countries. At Morgan Stanley, you’ll find an opportunity to work alongside the best and the brightest, in an environment where you are supported and empowered. Our teams are relentless collaborators and creative thinkers, fueled by their diverse backgrounds and experiences. We are proud to support our employees and their families at every point along their work-life journey, offering some of the most attractive and comprehensive employee benefits and perks in the industry. There’s also ample opportunity to move about the business for those who show passion and grit in their work. To learn more about our offices across the globe, please copy and paste https://www.morganstanley.com/about-us/global-offices​ into your browser. Expected base pay rates for the role will be between $100,000 and $140,000 year at the commencement of employment. However, base pay if hired will be determined on an individualized basis and is only part of the total compensation package, which, depending on the position, may also include commission earnings, incentive compensation, discretionary bonuses, other short and long-term incentive packages, and other Morgan Stanley sponsored benefit programs Morgan Stanley's goal is to build and maintain a workforce that is diverse in experience and background but uniform in reflecting our standards of integrity and excellence. Consequently, our recruiting efforts reflect our desire to attract and retain the best and brightest from all talent pools. We want to be the first choice for prospective employees. It is the policy of the Firm to ensure equal employment opportunity without discrimination or harassment on the basis of race, color, religion, creed, age, sex, sex stereotype, gender, gender identity or expression, transgender, sexual orientation, national origin, citizenship, disability, marital and civil partnership/union status, pregnancy, veteran or military service status, genetic information, or any other characteristic protected by law. Morgan Stanley is an equal opportunity employer committed to diversifying its workforce (M/F/Disability/Vet).

Description- ExternalFirm Risk Management (FRM) supports Morgan Stanley to achieve its business goals by partnering with business units across the Firm to realize efficient risk-adjusted returns, acting as a strategic advisor to the Board and protecting the Firm from exposure to losses as a result of credit, market, liquidity, operational, model and other risks.Background on the PositionThe role is for a VP level Credit Professional responsible for credit underwriting and portfolio management within our Wealth Management Securities Based Lending product supporting a domestic and international private-client base. The position resides within FRM's Wealth Management Credit Risk division and will be responsible for maintaining robust and disciplined underwriting and portfolio management, with adherence to internal policies and procedures, as well as regulatory requirements and expectations. The ideal candidate has a deep understanding and proficiency in Credit Risk assessment (counterparty analysis, financial spreading, markets), takes initiative, works well in a highly dynamic environment and has very strong written and verbal communication skills. The position is based in New York.Primary Responsibilities- Perform credit due diligence and approval of credit limits, comprised of credit analysis of counterparties via financial statements, determining risk ratings, and assessing collateral risks to size risk appetite via credit limits - 4-5 years of experience in assessing securities backed and derivatives-based transactions. Prior exposure to Listed Options, Futures and FX products will be a plus. - Manage all requests within stated turn times while managing expectations through active communication with management and business risk & origination teams.- Ability to independently review and challenge business unit recommendations and meet stated turn times.- Collaborate with stakeholders across the product lifecycle, including annual reviews, daily portfolio management, governance, and ad-hoc projects such as risk management framework enhancements, audits, regulatory exams, and policy and procedure reviews- Preparation of credit approval proposals for senior management- Lead or participate in ad-hoc projects / audits / regulatory exams / procedure, policy, and model reviews.- Train, mentor junior staff- Foster and support an environment of critical risk thinking, ownership and efficiency. Qualifications- ExternalExperience- Minimum five years of relevant professional experience- Bachelor's Degree required- Strong quantitative skills with experience in capital markets and market risk, especially in equity options and futures- Understanding of credit underwriting fundamentals, with high net-worth counterparty underwriting a plus- Detail oriented with exceptional analytical, problem-solving, and organizational skills- Excellent oral and written communication and presentation skills- Ability to multi-task and meet deadlines- Strong collaboration and leadership skills in a team-oriented environment, along with the ability to self-start and work independently.- Proficiency with Microsoft Office and ability to learn and navigate proprietary Firm systems.- Coding, SQL, etc. a plus WHAT YOU CAN EXPECT FROM MORGAN STANLEY: We are committed to maintaining the first-class service and high standard of excellence that have defined Morgan Stanley for over 89 years. Our values - putting clients first, doing the right thing, leading with exceptional ideas, committing to diversity and inclusion, and giving back - aren’t just beliefs, they guide the decisions we make every day to do what's best for our clients, communities and more than 80,000 employees in 1,200 offices across 42 countries. At Morgan Stanley, you’ll find an opportunity to work alongside the best and the brightest, in an environment where you are supported and empowered. Our teams are relentless collaborators and creative thinkers, fueled by their diverse backgrounds and experiences. We are proud to support our employees and their families at every point along their work-life journey, offering some of the most attractive and comprehensive employee benefits and perks in the industry. There’s also ample opportunity to move about the business for those who show passion and grit in their work. To learn more about our offices across the globe, please copy and paste https://www.morganstanley.com/about-us/global-offices​ into your browser. Expected base pay rates for the role will be between $120,000 and $200,000 year at the commencement of employment. However, base pay if hired will be determined on an individualized basis and is only part of the total compensation package, which, depending on the position, may also include commission earnings, incentive compensation, discretionary bonuses, other short and long-term incentive packages, and other Morgan Stanley sponsored benefit programs. Morgan Stanley's goal is to build and maintain a workforce that is diverse in experience and background but uniform in reflecting our standards of integrity and excellence. Consequently, our recruiting efforts reflect our desire to attract and retain the best and brightest from all talent pools. We want to be the first choice for prospective employees. It is the policy of the Firm to ensure equal employment opportunity without discrimination or harassment on the basis of race, color, religion, creed, age, sex, sex stereotype, gender, gender identity or expression, transgender, sexual orientation, national origin, citizenship, disability, marital and civil partnership/union status, pregnancy, veteran or military service status, genetic information, or any other characteristic protected by law. Morgan Stanley is an equal opportunity employer committed to diversifying its workforce (M/F/Disability/Vet).

Firm Risk ManagementFirm Risk Management (FRM) supports Morgan Stanley to achieve its business goals by partnering with business units across the Firm to realize efficient risk-adjusted returns, acting as a strategic advisor to the Board and protecting the Firm from exposure to losses as a result of credit, market, liquidity, model and other risks.Background on the PositionThe role will reside within the Firm Risk Management's Credit Risk Management department, which is a team dedicated to managing credit risk associated with Morgan Stanley's leveraged finance originations business.Primary Responsibilities:- Evaluate leveraged lending requests across sectors, (including Technology, Media, and Telecom verticals), from Morgan Stanley clients and present and defend recommendations to senior leadership within Credit Risk Management and Capital Commitment Committee- Manage relationships with the investment banking and capital markets coverage teams, including ensuring proper information flow and appropriately identifying and conveying credit issues- Prepare and oversee documentation for credit decisions, including credit memos, detailed financial forecasts, and credit risk rating models- Oversee portfolio monitoring across a large range of investment grade and non-investment grade companies- Maintain an active view of single name, sector, and industry trends and ongoing communication with senior stakeholders and onsite regulatory team- Manage credit portfolio regulatory risk and address related inquiries - Bachelor's Degree- 7 - 10 years of experience in a similar credit role- Experience lending to growth stage companies including recurring revenue loans - Excellent analytical and quantitative skills with ability to assess complex information quickly and accurately- Strong verbal and oral communication skills to condense and articulate complicated ideas and findings clearly and succinctly- Ability to defend recommendations across multiple stakeholders, including credit risk management and the business unit management- Ability to work under pressure managing multiple time-sensitive deliverables- Experience developing and managing junior talent WHAT YOU CAN EXPECT FROM MORGAN STANLEY: We are committed to maintaining the first-class service and high standard of excellence that have defined Morgan Stanley for over 89 years. Our values - putting clients first, doing the right thing, leading with exceptional ideas, committing to diversity and inclusion, and giving back - aren’t just beliefs, they guide the decisions we make every day to do what's best for our clients, communities and more than 80,000 employees in 1,200 offices across 42 countries. At Morgan Stanley, you’ll find an opportunity to work alongside the best and the brightest, in an environment where you are supported and empowered. Our teams are relentless collaborators and creative thinkers, fueled by their diverse backgrounds and experiences. We are proud to support our employees and their families at every point along their work-life journey, offering some of the most attractive and comprehensive employee benefits and perks in the industry. There’s also ample opportunity to move about the business for those who show passion and grit in their work. To learn more about our offices across the globe, please copy and paste https://www.morganstanley.com/about-us/global-offices​ into your browser. Expected base pay rates for the role will be between $120,000 and $205,000 year at the commencement of employment. However, base pay if hired will be determined on an individualized basis and is only part of the total compensation package, which, depending on the position, may also include commission earnings, incentive compensation, discretionary bonuses, other short and long-term incentive packages, and other Morgan Stanley sponsored benefit programs. Morgan Stanley's goal is to build and maintain a workforce that is diverse in experience and background but uniform in reflecting our standards of integrity and excellence. Consequently, our recruiting efforts reflect our desire to attract and retain the best and brightest from all talent pools. We want to be the first choice for prospective employees. It is the policy of the Firm to ensure equal employment opportunity without discrimination or harassment on the basis of race, color, religion, creed, age, sex, sex stereotype, gender, gender identity or expression, transgender, sexual orientation, national origin, citizenship, disability, marital and civil partnership/union status, pregnancy, veteran or military service status, genetic information, or any other characteristic protected by law. Morgan Stanley is an equal opportunity employer committed to diversifying its workforce (M/F/Disability/Vet).

El Camino Health is committed to hiring, retaining and growing the best and brightest professionals who will carry our mission and vision forward. We are proud of our reputation in the community: One built on compassion, innovation, collaboration and delivering high-quality care. Come join the team that makes this happen. Applicants MUST apply for position(s) by submitting a separate application for each individual job posting number they are interested in being considered for. FTE 1 Scheduled Bi-Weekly Hours 80 Work Shift Day: 8 hours Job Description The Risk Management Specialist coordinates and assists in the implementation of risk management and patient safety activities. The Risk Management Specialist is responsible for review and analysis of event reports and data to identify trends and risk reduction and performance improvement opportunities. This position also assists in coordinating and monitoring action plans associated with risk mitigation activities, reporting of trends to departments and managers, identification of preventable versus non preventable outcomes, facilitation of multidisciplinary teams to reduce the frequency of risk related incidents, assists identification, evaluation and classification process related to safety events, participates in enterprise patient safety project initiatives and preparation of reports on risk/patient safety trends for the enterprise. This position works collaboratively with internal teams to integrate, evaluate and implement the impact of information on the development of safe practices throughout the organization and achieving high reliability healthcare. Qualifications Minimum two (2) years of hospital clinical experience required; (5 )years preferred. Knowledge of medico-legal matters, risk management/patient safety programs preferred. Excellent communication skills, both oral and written, interpersonal, and facilitation skills Computer proficient with Excel, Word, PowerPoint, and Outlook. Ability to work with minimal supervision and to interact well with all levels of employees and physicians throughout the organization Collaborative and multitasking skills. Proven analytical and problem-solving skills. Ability to do report writing, meeting minutes, and update/change/make project plans. License/Certification/Registration Requirements RN or other clinical licensure required. Risk Management Certification preferred. Valid CA driving license and proof of auto insurance. Salary Range: $70.84 - $106.26 USD Hourly The Physical Requirements and Working Conditions of this job are available. El Camino Health will provide reasonable accommodations to qualified individuals with a disability if that will allow them to perform the essential functions of a job unless doing so creates an undue hardship for the hospital, or causes a direct threat to these individuals or others in the workplace which cannot be eliminated by reasonable accommodation. Sedentary Work - Duties performed mostly while sitting; walking and standing at times. Occasionally lift or carry up to 10 lbs. Uses hands and fingers. - (Physical Requirements-United States of America) An Equal Opportunity Employer: El Camino Health seeks and values a diverse workforce. The organization is an equal opportunity employer and makes employment decisions on the basis of qualifications and competencies. El Camino Health prohibits discrimination in employment based on race, ancestry, national origin, color, sex, sexual orientation, gender identity, religion, disability, marital status, age, medical condition or any other status protected by law. In addition to state and federal law, El Camino Health also follows all applicable fair and equitable employment policies from the County of Santa Clara.

About the Team The Internal Audit Department Americas (IADA) provides internal audit services to the branches, representative offices and agencies of Mizuho Bank, Ltd. in the Americas, and to Mizuho Bank (USA) and related subsidiaries. IADA's mission is to act as an independent, objective assurance and consulting function, designed to add value and improve Mizuho Bank's U.S. operations including derivative activities, broker dealer and swap dealer businesses. Based in the New York Metro area, IADA staff members perform various audits of different business areas of the bank to evaluate the effectiveness of risk management and governance processes. Along with its counterparts in London, Hong Kong and Singapore, IADA reports to and composes the overseas arm of MHBK's Internal Audit Division (IAD). SUMMARY: The Risk Management Audit Team is looking for a VP level candidate to perform third line reviews of model and model documentation to evaluate the robustness of the documentation and the level of independent validation by the first and second line related functions. This role is hybrid and based in our New York City office PRINCIPAL DUTIES AND RESPONSIBILITIES: The primary responsibilities of the VP- Model Validation include: Provide independent third line review of a variety of pricing, risk, margin and other models as applicable Evaluate the model documentation based on various aspects including - model data and parameters, design and methodology, implementation and model documentation. Ensure compliance with the Mizuho Americas Model Risk Management Policy and applicable regulatory guidelines such as SR 11-7 Document third line work in compliance with the Internal Audit Manual. Evaluate the first and second line documentation and either perform or ascertain that the necessary challenge and evaluations were adequately completed and properly documented. Assess model assumptions and limitations. Communicate results and discuss issues, challenges and methodologies with internal audiences including senior management. Technical Skills (Essential) Advanced degree in quantitative discipline (preferably Engineering, Quant Finance or Physics). Knowledge of derivatives pricing theory across one or more asset classes (IR/FX/Credit/Equity), traded products and market/credit risks. Knowledge of stress testing methodology of trading and banking portfolios for market, credit and liquidity is a plus. Minimum of 5 - 7 years of work experience performing one of the following- model validation, model development, risk management or related fields. Strong oral communication and technical writing skills. Technical Skills (Desirable) Understanding of statistical analysis, Understanding of SR 11-7 guidance on model risk management, Familiarity with vendor pricing platforms such as MUREX, Polypath, Bloomberg etc. Good Programming and database skills MINIMUM JOB REQUIREMENTS OR EXPERIENCE: 5 - 7 years of relevant work experience at financial institution. The expected base salary ranges from $127,000 .00. - $220.000. 00. Salary offers are based on a wide range of factors including relevant skills, training, experience, education, and, where applicable, certifications and licenses obtained. Market and organizational factors are also considered. In addition to salary and a generous employee benefits package, including but not limited to Medical, Dental and 401k that begin on day one of employment, successful candidates are also eligible to receive a discretionary bonus. #LI-Hybrid #LI-NR1 Other requirements Mizuho has in place a hybrid working program, with varying opportunities for remote work depending on the nature of the role, needs of your department, as well as local laws and regulatory obligations. Roles in some of our departments have greater in-office requirements that will be communicated to you as part of the recruitment process. Company Overview Mizuho Financial Group, Inc. is the 15th largest bank in the world as measured by total assets of ~$2 trillion. Mizuho's 60,000 employees worldwide offer comprehensive financial services to clients in 35 countries and 800 offices throughout the Americas, EMEA and Asia. Mizuho Americas is a leading provider of corporate and investment banking services to clients in the US, Canada, and Latin America. Through its acquisition of Greenhill, Mizuho provides M&A, restructuring and private capital advisory capabilities across Americas, Europe and Asia. Mizuho Americas employs approximately 3,500 professionals, and its capabilities span corporate and investment banking, capital markets, equity and fixed income sales & trading, derivatives, FX, custody and research. Visit www.mizuhoamericas.com. Mizuho Americas offers a competitive total rewards package. We are an EEO/AA Employer - M/F/Disability/Veteran. We participate in the E-Verify program. We maintain a drug-free workplace and reserve the right to require pre- and post-hire drug testing as permitted by applicable law. #LI-MIZUHO

Company Profile Morgan Stanley is a leading global financial services firm providing a wide range of investment banking, securities, investment management and wealth management services. The Firm's employees serve clients worldwide including corporations, governments and individuals from more than 1,200 offices in 43 countries. As a market leader, the talent and passion of our people is critical to our success. Together, we share a common set of values rooted in integrity, excellence and strong team ethic. Morgan Stanley can provide a superior foundation for building a professional career - a place for people to learn, to achieve and to grow. A philosophy that balances personal lifestyles, perspectives and needs is an important part of our culture. Department Profile Firm Risk provides independent market, credit and liquidity risk oversight across the Firm's trading and investment activities. Risk Analysis and Reporting is a critical component of Firm Risk, responsible for managing senior committee reporting processes, performing detailed risk analysis, creating comprehensive risk reporting and designing and implementing strategic reporting solutions. Background on the Position Morgan Stanley seeks a professional for Risk Reporting team within Firm Risk Management department. The individual will cover a diverse range of responsibilities to facilitate senior risk committee reporting processes, as well as analysis, reporting and control of risk information to meet the requirements of the Firm's Risk Management function and the regulators. To be successful, candidate needs to be detail-orientated and analytical, have relevant educational background (finance, economics, programming), relevant work experience (risk and/or financial reporting, governance and controls implementation, BI development, Risk Management), and the ability to work independently and efficiently under tight deadlines. Information processed in the department is confidential and thus the candidate must demonstrate integrity. Primary Responsibilities > Overseeing and enhancing the end-to-end risk reporting processes, ensuring accuracy, timeliness, and compliance with internal policies and regulatory requirements > Working closely with cross-functional teams for coordination and delivery of senior management risk committee reports > Develop, implement, and maintain risk reports, automated reporting processes and analytical tools for managing and monitoring risk across FRM. > Liaise with other teams across Risk Reporting and with the wider FRM on cross-functional data/infrastructure projects. > Manage ad-hoc requests from senior management to ensure timely and accurate responses. Qualifications > Bachelors / Master's Degree in finance, or engineering > 2-5 years of work experience in risk/financial reporting or related process controls within financial services or a regulated environment > Excellent organizational and communication skills with the ability to work independently and under pressure > Preferred Knowledge of financial products and financial risk management through industry experience > Strong analytical and problem-solving skills > Knowledge/experience in Project Management is preferred > Expertise in data extraction and manipulation (SQL), data visualization tools (PowerBI), reporting process automation (VBA), proficiency in Microsoft applications (Excel and PowerPoint) is preferred WHAT YOU CAN EXPECT FROM MORGAN STANLEY: We are committed to maintaining the first-class service and high standard of excellence that have defined Morgan Stanley for over 89 years. Our values - putting clients first, doing the right thing, leading with exceptional ideas, committing to diversity and inclusion, and giving back - aren't just beliefs, they guide the decisions we make every day to do what's best for our clients, communities and more than 80,000 employees in 1,200 offices across 42 countries. At Morgan Stanley, you'll find an opportunity to work alongside the best and the brightest, in an environment where you are supported and empowered. Our teams are relentless collaborators and creative thinkers, fueled by their diverse backgrounds and experiences. We are proud to support our employees and their families at every point along their work-life journey, offering some of the most attractive and comprehensive employee benefits and perks in the industry. There's also ample opportunity to move about the business for those who show passion and grit in their work. To learn more about our offices across the globe, please copy and paste https://www.morganstanley.com/about-us/global-offices into your browser. Expected base pay rates for the role will be between $100,000 and $140,000 year at the commencement of employment. However, base pay if hired will be determined on an individualized basis and is only part of the total compensation package, which, depending on the position, may also include commission earnings, incentive compensation, discretionary bonuses, other short and long-term incentive packages, and other Morgan Stanley sponsored benefit programs Morgan Stanley's goal is to build and maintain a workforce that is diverse in experience and background but uniform in reflecting our standards of integrity and excellence. Consequently, our recruiting efforts reflect our desire to attract and retain the best and brightest from all talent pools. We want to be the first choice for prospective employees. It is the policy of the Firm to ensure equal employment opportunity without discrimination or harassment on the basis of race, color, religion, creed, age, sex, sex stereotype, gender, gender identity or expression, transgender, sexual orientation, national origin, citizenship, disability, marital and civil partnership/union status, pregnancy, veteran or military service status, genetic information, or any other characteristic protected by law. Morgan Stanley is an equal opportunity employer committed to diversifying its workforce (M/F/Disability/Vet).

About this role: Wells Fargo is seeking a Market Risk Associate for the stress testing team within Market & Counterparty Risk Management. The stress testing team leads the regulatory & BAU stress testing initiatives and works across lines of businesses to develop leading risk management & risk measurement practices, leads CCAR initiatives, risk identification, scenario design, execution, and strategic infrastructure development. This position will have dual responsibilities; provide project management support across trading and counterparty regulatory CCAR and BAU deliverables. Additionally, the role will require developing project plans, coordinating execution across key stakeholders, and provide documentation support for critical deliverables. The role will also involve developing specialization towards the Firm's trading portfolios and provide oversight over the portfolio's stress results. The ideal candidate should have knowledge of traded products-including rates, credit, commodities, fx and equities- regulatory CCAR/14Q deliverables, proven ability to work across business specialists and technology, and strong written and oral skills. In this role, you will: Build and maintain project plans for CCAR and other regulatory deliverables. Provide support towards documentation of key regulatory reports. Develop and maintain stresses across Private and Public Equity portfolios. Perform regular analysis and provide oversight over the changes in stress results. Design, validate, and implement market stress scenarios for CCAR/14Q and Internal risk management. Quantify and challenge risk factor shift amounts. Develop and manage relationships with multiple business partners across lines of business, risk oversight officers, internal audit, technology, and risk analytics groups. Understand relevant business, regulatory, and risk requirements pertaining to market risk stress testing and participate in ongoing audit, and regulatory exams. Required Qualifications: 6+ months of one or a combination of the following: market risk, Capital Markets, trading, or interest rate risk, desk analyst experience, or equivalent demonstrated through one or a combination of the following: work experience, training, military experience, education Experience with data querying languages (e.g., SQL), tools to work with large complex data sets, and programming languages (e.g., Python) to run analysis Desired Qualifications: Knowledge and understanding of CCAR/DFAST stress testing and FR Y-14Q requirements Working knowledge of systems, grasp over SQL and programming languages Bachelor's degree in a quantitative discipline such as finance, or mathematics Experience working with regulators and internal audit teams Highly organized and able to prioritize multiple tasks, meet deadlines, achieve goals, and work under pressure in a dynamic and complex environment Understanding of trading products across multiple asset classes as well as market and counterparty risk management concepts Excellent verbal, written, and interpersonal communication skills Advanced Microsoft Office skills Posting Locations: 550 S. Tryon Street - Charlotte, North Carolina Job Expectations: Required location listed above. Relocation assistance is not available for this position. This position currently offers a hybrid work schedule. This position is not eligible for VISA sponsorship. This position is subject to FINRA Background Screening Requirements, including successful completion and clearing of a background check. Internal transfers are subject to comply with 17 CFR 240.17f-2 of the Securities Exchange Act of 1934 and FINRA Bylaws, Article III, Section 3, which states that Associated Persons should not be subject to statutory disqualification. Successful candidates must also meet ongoing regulatory requirements including additional screening and are required to report certain incidents. Specific compliance policies may apply regarding outside activities and/or personal investing; affected employees will be expected to provide information to the Wells Fargo Personal Account Dealing Team and abide by applicable policy requirements if hired. Information will be shared about expectations during the recruitment process. Posting End Date: 9 Oct 2025 *Job posting may come down early due to volume of applicants. We Value Equal Opportunity Wells Fargo is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, status as a protected veteran, or any other legally protected characteristic. Employees support our focus on building strong customer relationships balanced with a strong risk mitigating and compliance-driven culture which firmly establishes those disciplines as critical to the success of our customers and company. They are accountable for execution of all applicable risk programs (Credit, Market, Financial Crimes, Operational, Regulatory Compliance), which includes effectively following and adhering to applicable Wells Fargo policies and procedures, appropriately fulfilling risk and compliance obligations, timely and effective escalation and remediation of issues, and making sound risk decisions. There is emphasis on proactive monitoring, governance, risk identification and escalation, as well as making sound risk decisions commensurate with the business unit’s risk appetite and all risk and compliance program requirements. Candidates applying to job openings posted in Canada: Applications for employment are encouraged from all qualified candidates, including women, persons with disabilities, aboriginal peoples and visible minorities. Accommodation for applicants with disabilities is available upon request in connection with the recruitment process. Applicants with Disabilities To request a medical accommodation during the application or interview process, visit Disability Inclusion at Wells Fargo . Drug and Alcohol Policy Wells Fargo maintains a drug free workplace. Please see our Drug and Alcohol Policy to learn more. Wells Fargo Recruitment and Hiring Requirements: a. Third-Party recordings are prohibited unless authorized by Wells Fargo. b. Wells Fargo requires you to directly represent your own experiences during the recruiting and hiring process.

Firm Risk ManagementFirm Risk Management (FRM) supports Morgan Stanley to achieve its business goals by partnering with business units across the Firm to realize efficient risk-adjusted returns, acting as a strategic advisor to the Board and protecting the Firm from exposure to losses as a result of credit, market, liquidity, operational, model and other risks.Background on the Position The role will reside within the Firm Risk Management's Credit Risk Management department. The team is dedicated to covering the lending businesses within ISG (Institutional Securities Group) at a portfolio level, including analyzing the portfolio risk with each lending business, conducting stress loss analysis (centered around the Firm's CCAR submissions), and collaborating with other areas within Risk and the Business to manage and analyze the pipeline. Primary Responsibilities: The role will focus on the ISG Lending activity within the Firm including running stress testing models, analyzing stress testing results, and reporting to management.- Perform stress testing model runs and analyze results for regulatory stress tests (CCAR) as well as for ongoing business-as-usual stress loss estimates- Collaborate with risk analytics and technology groups on model implementation and testing- Create and deliver presentations to management audiences to aid in analysis and understanding of stress loss results- Work with technology/perform UAT testing on projects to streamline and enhance existing stress testing models, data tables, and analysis tools- Perform ad-hoc stress loss runs for business units related to pipeline deals- Coordinate updates for stress testing policies and procedures- Ensure proper implementation of Governance and Controls - this role will work frequently with Internal Audit and Process Validation teams - Bachelor's degree required with experience a plus- Strong writing and communication skills- Familiar with fixed income products such as loans, bonds, CDS, securitized products as well as fundamental financial/economic concepts- Strong Excel skills including data lookups (e.g. Vlookup, Index/Match) and transformations (e.g. pivot tables) as well as writing logic based formulas- Strong mathematical skills, including exposure to fixed income mathematics and concepts- Hard working team player/self-starter with a desire and willingness to learn, attention to detail, and problem solving skills- Competent working with SQL for data extraction and analysis a plus- Basic to intermediate level working knowledge of programming languages such as VBA/R/Python a plus WHAT YOU CAN EXPECT FROM MORGAN STANLEY: We are committed to maintaining the first-class service and high standard of excellence that have defined Morgan Stanley for over 89 years. Our values - putting clients first, doing the right thing, leading with exceptional ideas, committing to diversity and inclusion, and giving back - aren’t just beliefs, they guide the decisions we make every day to do what's best for our clients, communities and more than 80,000 employees in 1,200 offices across 42 countries. At Morgan Stanley, you’ll find an opportunity to work alongside the best and the brightest, in an environment where you are supported and empowered. Our teams are relentless collaborators and creative thinkers, fueled by their diverse backgrounds and experiences. We are proud to support our employees and their families at every point along their work-life journey, offering some of the most attractive and comprehensive employee benefits and perks in the industry. There’s also ample opportunity to move about the business for those who show passion and grit in their work. To learn more about our offices across the globe, please copy and paste https://www.morganstanley.com/about-us/global-offices​ into your browser. Expected base pay rates for the role will be between $75,000 and $95,000 year at the commencement of employment. However, base pay if hired will be determined on an individualized basis and is only part of the total compensation package, which, depending on the position, may also include commission earnings, incentive compensation, discretionary bonuses, other short and long-term incentive packages, and other Morgan Stanley sponsored benefit programs. Morgan Stanley's goal is to build and maintain a workforce that is diverse in experience and background but uniform in reflecting our standards of integrity and excellence. Consequently, our recruiting efforts reflect our desire to attract and retain the best and brightest from all talent pools. We want to be the first choice for prospective employees. It is the policy of the Firm to ensure equal employment opportunity without discrimination or harassment on the basis of race, color, religion, creed, age, sex, sex stereotype, gender, gender identity or expression, transgender, sexual orientation, national origin, citizenship, disability, marital and civil partnership/union status, pregnancy, veteran or military service status, genetic information, or any other characteristic protected by law. Morgan Stanley is an equal opportunity employer committed to diversifying its workforce (M/F/Disability/Vet).

Firm Risk Management Firm Risk Management (FRM) supports Morgan Stanley to achieve its business goals by partnering with business units across the Firm to realize efficient risk-adjusted returns, acting as a strategic advisor to the Board and protecting the Firm from exposure to losses as a result of credit, market, liquidity, model and other risks. Background of the Position The Risk Chief Operating Office comprises several global teams that partner across risk areas to deliver strategic and regulatory-driven initiatives. The role will reside within Firm Risk Management's Chief Administrative Office (CAO), which covers a broad array of areas spanning talent management, budget, governance, and regulatory initiatives. The ideal candidate will possess a willingness to learn about risk management and support talent, engagement and training initiatives across FRM. This position offers an excellent opportunity for growth, providing exposure to all areas within FRM. Primary Responsibilities > Manage and contribute to global talent initiatives and key projects, ensuring scope, timelines, and quality control requirements are met > Oversee FRM's training framework, develop curriculums and materials, and ehnance existing content > Assist in strategic planning and execution of divisional engagement events for the New York metro area > Collaborate with HR, Compliance and Risk leadership to get input and buy-in for talent programs and initiatives > Provide support for various ad-hoc deliverables for senior management Experience > Bachelor's degree required > 1-5 years of work experience > Strong written and verbal communication skills > Ability to analyze information and strategize based off data > Strong interpersonal and relationship-building skills > Desire to tackle new and exciting projects with ability to adapt quickly > Proficiency with MS Office applications (PowerPoint, Excel, Word) > Detail oriented and able to manage competing deadlines and time pressure > Experience with Jive a plus WHAT YOU CAN EXPECT FROM MORGAN STANLEY: We are committed to maintaining the first-class service and high standard of excellence that have defined Morgan Stanley for over 89 years. Our values - putting clients first, doing the right thing, leading with exceptional ideas, committing to diversity and inclusion, and giving back - aren't just beliefs, they guide the decisions we make every day to do what's best for our clients, communities and more than 80,000 employees in 1,200 offices across 42 countries. At Morgan Stanley, you'll find an opportunity to work alongside the best and the brightest, in an environment where you are supported and empowered. Our teams are relentless collaborators and creative thinkers, fueled by their diverse backgrounds and experiences. We are proud to support our employees and their families at every point along their work-life journey, offering some of the most attractive and comprehensive employee benefits and perks in the industry. There's also ample opportunity to move about the business for those who show passion and grit in their work. To learn more about our offices across the globe, please copy and paste https://www.morganstanley.com/about-us/global-offices into your browser. Expected base pay rates for the role will be between $100,000 and $140,000 year at the commencement of employment. However, base pay if hired will be determined on an individualized basis and is only part of the total compensation package, which, depending on the position, may also include commission earnings, incentive compensation, discretionary bonuses, other short and long-term incentive packages, and other Morgan Stanley sponsored benefit programs. Morgan Stanley's goal is to build and maintain a workforce that is diverse in experience and background but uniform in reflecting our standards of integrity and excellence. Consequently, our recruiting efforts reflect our desire to attract and retain the best and brightest from all talent pools. We want to be the first choice for prospective employees. It is the policy of the Firm to ensure equal employment opportunity without discrimination or harassment on the basis of race, color, religion, creed, age, sex, sex stereotype, gender, gender identity or expression, transgender, sexual orientation, national origin, citizenship, disability, marital and civil partnership/union status, pregnancy, veteran or military service status, genetic information, or any other characteristic protected by law. Morgan Stanley is an equal opportunity employer committed to diversifying its workforce (M/F/Disability/Vet).

Together we fight for everyone's opportunity for a better financial future. We will do this together - with customers, partners and colleagues. We will fight for others, not against: We will stand up for and champion everyone's access to opportunities. The status quo is not good enough … we believe every individual and every community deserves access to financial opportunities. We are determined to support both individuals and communities in reaching a better financial future. We know that reaching this future depends on our actions today. Like our Purpose Statement, Voya believes in being bold and committed to action. We are committed to a work environment where the differences that we are born with - and those we acquire throughout our lives - are understood, valued and intentionally pursued. We believe that our employees own our culture and have a responsibility to foster an environment where we all feel comfortable bringing our whole selves to work. Purposefully bringing our differences together to positively influence our culture, serve our clients and enrich our communities is essential to our vision. Are you ready to join a company with a strong purpose and a winning culture? Start your Voyage- Apply Now Profile Summary: The Senior IT Risk Manager reports to the Head of IT Risk Management (ITRM) within Voya's enterprise Operational Risk Management function. This ITRM function provides risk oversight for Voya's enterprise Information Technology (IT) function and technologies supporting Voya's Investment Management, Retirement Benefits, and Employee Benefits businesses by facilitating processes to identify, monitor, and mitigate IT related operational risks, and by providing senior leadership with timely and accurate information to assist in risk-based decision making. Profile Description: The mission of the Operational Risk Management (ORM) function is to support Voya leadership in risk-based decision making and to assist with the management of operational risks of the enterprise, through the application of a comprehensive framework, processes, and tools for identifying, measuring, and monitoring operational risks. We are seeking a motivated and self-driven individual that will focus on the communication, implementation, and execution of operational risk policies and procedures, in support of risk management within Voya's enterprise IT function and Investment Management, Retirement Benefits, and Employee Benefits business technologies. The individual will employ business, IT, and operational process knowledge to perform independent review and challenge, and to advise stakeholders on solving complex and time-sensitive risk related matters. Responsibilities include, but are not limited to the following: Regularly interact with and build partnerships with stakeholders across business and IT functions at varying levels to promote and instill a strong risk culture. Provide subject matter expertise and advise on IT related risks and remediation/mitigation of risk exposures. Real-time risk advisory and risk measurement are key elements of this role. Assist in defining IT risk and control standards and maintaining the standards framework. Lead IT risk identification and assessment activities that include IT process reviews, top-down risk assessments, targeted risk and control assessments, development of key risk indicators (KRI), risk event management, trend analysis, and controls compliance. Monitor the IT risk and control environment including root cause analysis of issues and incidents to identify process improvement, control optimization, and risk reduction opportunities. Develop Board and senior leadership risk reporting and risk committee materials. Assist with assessments concerning compliance with applicable laws and regulations impacting IT. Work closely with line of business ORM teams to characterize potential IT risks and trends, assessing business impact and articulating criticality and implications to business stakeholders. Assist with ongoing development and maintenance of IT Risk Management strategy and framework, and education of stakeholders. Knowledge & Experience: Bachelor's degree in Computer Science, MIS or related field; or equivalent work experience. Master's degree desirable. Minimum 8-15 years of relevant experience with a strong background in IT, IT audit, and/or IT risk management and including minimum 4 years of financial services experience, preferably in Asset, Wealth, Investment Management, Retirement Benefits and Employee Benefits lines of business In depth knowledge of IT technical and operational processes, and associated risks and controls. CISA, CISSP, CISM, CRISC or other related IT risk certification is preferred including cloud platform and AI certifications. Technical knowledge of risk management frameworks, applicable standards, and regulatory requirements including, NIST, COBIT, ITIL, ISO27000, and other relevant IT governance frameworks. Familiarity and experience using eGRC solutions. Ability to communicate complex information technology risks and issues to non-technical business stakeholders to ensure a clear understanding of criticality and implications. Ability to discern and measure business relevant risk from IT risks and issues, and to identify the corresponding remediation which is adequate and balanced to mitigate business impact. Critical thinker and ability to express risk themes from data that will serve to inform and guide leadership decisions and actions Ability to function independently with limited supervision Ability to collaborate within ITRM and ORM as well as across functions in partnership with IT, business teams and other risk functions Strong problem solving, decision making, communication, and facilitation skills. Proficient with Microsoft Office suite of products and automated reporting tools. Ability to produce professional documents ready for presentation to executive "C-Level" management. Travel: Occasional travel to Voya office locations in the US #LI-KD1 Compensation Pay Disclosure: Voya is committed to pay that's fair and equitable, which means comparable pay for comparable roles and responsibilities. The below annual base salary range reflects the expected hiring range(s) for this position in the location(s) listed. In addition to base salary, Voya offers incentive opportunities (i.e., annual cash incentives, sales incentives, and/or long-term incentives) based on the role to reward the achievement of annual performance objectives. Please note that this salary information is solely for candidates hired to perform work within one of these locations, and refers to the amount Voya Financial is willing to pay at the time of this posting. Actual compensation offered may vary from the posted salary range based upon the candidate's geographic location, work experience, education, licensure requirements and/or skill level and will be finalized at the time of offer. Salaries for part-time roles will be prorated based upon the agreed upon number of hours to be regularly worked. $127,160 - $178,320 USD Be Well. Stay Well. Voya provides the resources that can make a difference in your lives. To us, this means thriving physically, financially, socially and emotionally. Voya benefits are designed to help you do just that. That's why we offer an array of plans, programs, tools and resources with one goal in mind: To help you and your family be well and stay well. What We Offer Health, dental, vision and life insurance plans 401(k) Savings plan - with generous company matching contributions (up to 6%) Voya Retirement Plan - employer paid cash balance retirement plan (4%) Tuition reimbursement up to $5,250/year Paid time off - including 20 days paid time off, nine paid company holidays and a flexible Diversity Celebration Day. Paid volunteer time- 40 hours per calendar year Learn more about Voya benefits (download PDF) Critical Skills At Voya, we have identified the following critical skills which are key to success in our culture: Customer Focused: Passionate drive to delight our customers and offer unique solutions that deliver on their expectations. Critical Thinking: Thoughtful process of analyzing data and problem solving data to reach a well-reasoned solution. Team Mentality: Partnering effectively to drive our culture and execute on our common goals. Business Acumen: Appreciation and understanding of the financial services industry in order to make sound business decisions. Learning Agility: Openness to new ways of thinking and acquiring new skills to retain a competitive advantage. Learn more about Critical Skills Equal Employment Opportunity Voya Financial is an equal-opportunity employer. Voya Financial provides equal opportunity to qualified individuals regardless of race, color, sex, national origin, citizenship status, religion, age, disability, veteran status, creed, marital status, sexual orientation, gender identity, genetic information, or any other status protected by state or local law. Reasonable Accommodations Voya is committed to the inclusion of all qualified individuals. As part of this commitment, Voya will ensure that persons with disabilities are provided reasonable accommodations. If reasonable accommodation is needed to participate in the job application or interview process, to perform essential job functions, and/or to receive other benefits and privileges of employment, please reference resources for applicants with disabilities. Misuse of Voya's name in fraud schemes

Morgan Stanley is a leading global financial services firm providing a wide range of investment banking, securities, investment management and wealth management services. With offices in more than 41 countries, the Firm's employees serve clients worldwide including corporations, governments, institutions and individuals. As a market leader, the talent and passion of our people is critical to our success. Together, we share a common set of values rooted in integrity, excellence and strong team ethic. Morgan Stanley can provide a place for people to learn, to achieve and grow. A philosophy that balances personal lifestyles, perspectives and needs is an important part of our culture. Wealth Management Operational Risk Wealth Management Operational Risk team operates as the 1st Line of Defense and is responsible for overseeing the operational risk and control framework across the Wealth Management business. This team partners with key stakeholders throughout the organization to execute independent risk monitoring functions, support process and control improvement, provide tactical and strategic reporting, execute incident management protocols, facilitate issue and action plan management and coordinate new operational risk programs in partnership with the business as well as 2nd Line of Defense business partners. Wealth Management Operational Risk Associate This Associate role involves a broad range of responsibilities in a team environment. The role focuses on data analysis, risk monitoring for business growth trends and resulting risk stressors requiring management attention within the Wealth Management business. The Associate will also support business process improvements, remediation efforts, and issue tracking. Key Responsibilities: Coordinate the collection and tracking of risk data across the Wealth Management organization Analyze trends and anomalies in growth metrics data against thresholds (e.g., evaluation of new product approvals and internal audit findings) Support project management efforts to track remediation plans and initiative progress Develop and maintain risk dashboards and management reporting tools Facilitate calibration and review of risk metrics and thresholds in alignment with risk appetite and strategic objectives Execute ad hoc analysis to ensure timely and high-quality risk insights and solutions Identify and recommend opportunities for process optimization and automation Required Qualifications: A successful candidate will be able to support a variety of operational risk management initiatives and must be able to manage changing priorities, make sound decisions, complete their assignments and proactively communicate where there are potential risks to the Firm. Attention to detail and accuracy is critical, given the executive audience for much of the team's work. A candidate needs to be collaborative and able to build effective working relationships with all levels across the organization. Minimum 3 years of risk management experience within financial services, preferably within the Operational Risk, Non-Financial Risk, or Internal Audit discipline Strong organizational skills with the ability to multi-task, prioritize, work under pressure and to tight deadlines Project management skills with the ability to organize and track deliverables across multiple stakeholders Solid professional and interpersonal skills, including written and verbal communication Ability to work well within a team Ability to build / maintain a network of contacts, and coordinate with many stakeholders Proficient with Microsoft Office suite, emphasis in Excel, Tableau, Word, and PowerPoint Strong analytical and problem-solving skills (critical thinking ability) Bachelor's degree required WHAT YOU CAN EXPECT FROM MORGAN STANLEY: We are committed to maintaining the first-class service and high standard of excellence that have defined Morgan Stanley for over 89 years. Our values - putting clients first, doing the right thing, leading with exceptional ideas, committing to diversity and inclusion, and giving back - aren't just beliefs, they guide the decisions we make every day to do what's best for our clients, communities and more than 80,000 employees in 1,200 offices across 42 countries. At Morgan Stanley, you'll find an opportunity to work alongside the best and the brightest, in an environment where you are supported and empowered. Our teams are relentless collaborators and creative thinkers, fueled by their diverse backgrounds and experiences. We are proud to support our employees and their families at every point along their work-life journey, offering some of the most attractive and comprehensive employee benefits and perks in the industry. There's also ample opportunity to move about the business for those who show passion and grit in their work. To learn more about our offices across the globe, please copy and paste https://www.morganstanley.com/about-us/global-offices into your browser. New York: Salary range for the position: 58,000 and $115,000 per year. The successful candidate may be eligible for an annual discretionary incentive compensation award. The successful candidate may be eligible to participate in the relevant business unit's incentive compensation plan, which also may include a discretionary bonus component. Morgan Stanley offers a full spectrum of benefits, including Medical, Prescription Drug, Dental, Vision, Health Savings Account, Dependent Day Care Savings Account, Life Insurance, Disability and Other Insurance Plans, Paid Time Off (including Sick Leave consistent with state and local law, Parental Leave and 20 Vacation Days annually), 10 Paid Holidays, 401(k), and Short/Long Term Disability, in addition to other special perks reserved for our employees. Please visit mybenefits.morganstanley.com to learn more about our benefit offerings. Morgan Stanley's goal is to build and maintain a workforce that is diverse in experience and background but uniform in reflecting our standards of integrity and excellence. Consequently, our recruiting efforts reflect our desire to attract and retain the best and brightest from all talent pools. We want to be the first choice for prospective employees. It is the policy of the Firm to ensure equal employment opportunity without discrimination or harassment on the basis of race, color, religion, creed, age, sex, sex stereotype, gender, gender identity or expression, transgender, sexual orientation, national origin, citizenship, disability, marital and civil partnership/union status, pregnancy, veteran or military service status, genetic information, or any other characteristic protected by law. Morgan Stanley is an equal opportunity employer committed to diversifying its workforce (M/F/Disability/Vet).

Morgan Stanley is a leading global financial services firm providing a wide range of investment banking, securities, investment management and wealth management services. The Firm's employees serve clients worldwide including corporations, governments and individuals from more than 1,200 offices in 43 countries. The talent and passion of our people is critical to our continued success as a firm. Together, we share four core values rooted in integrity, excellence and strong team ethic: Putting Clients First Doing the Right Thing Leading with Exceptional Ideas Giving Back Committing to Diversity and Inclusion Morgan Stanley is committed to helping its employees build meaningful careers and we strive to be a place for people to learn, achieve and grow. Firm Risk Management Firm Risk Management (FRM) enables Morgan Stanley to achieve its business goals by partnering with business units across the Firm to realize efficient risk-adjusted returns, acting as a strategic advisor to the Board and protecting the Firm from exposure to losses as a result of credit, market, liquidity, operational, model and other risks. You will collaborate with colleagues across FRM and the Firm to protect the Firm's capital base and franchise, advise businesses and clients on risk mitigating strategies, develop tools and methodologies to analyze and monitor risk, contribute to key regulatory initiatives and report on risk exposures and metrics to enable informed and strategic decision-making. Through thoughtful analysis and clear communication, we are best able to bring our ideas to the table and improve the Firm. Firm Risk Management values diversity and is committed to providing a supportive and inclusive workplace for all employees. Firm Risk Management's unique franchise promotes: ü Flat, flexible and integrated global organization ü Collaboration and teamwork ü Credible, independent decision-making ü Organizational influence ü Creative and practical solutions ü Meritocratic and diverse culture Background on the Position: This role will reside within Firm Risk Management's Model Risk Management team responsible for the Firm's management of model risks related to the implementation and use of Financial Crimes models and tools. This position requires strong risk management mindset, proven subject matter expertise in financial crime regulatory requirements and model validation, and excellent technical, leadership, and organizational skills. Primary Responsibilities Lead and perform independent model reviews compliant with Model Risk Management policies and procedures, regulatory guidance and industry leading practices, including evaluating conceptual soundness, quality of modeling methodology, model limitations, data quality, and on-going monitoring for Firm's financial crimes models including customer risk ranking, transactions monitoring and sanctions screening models. o Understand the use and effectiveness of financial crimes models within the context of relevant Firm businesses. o Communicate model and tool validation conclusions to relevant stakeholders and work with relevant 1LOD and 2LOD functions to develop appropriate remedial actions to effectively resolve identified model issues. Track progress against model issue remediation actions and take appropriate review actions to resolve. o Write comprehensive and high-quality review reports for models and tools validated, and oversee and train the model validation team in writing such reports. Proactively identify and escalate thematic and idiosyncratic risk themes related to the models and tools under the coverage area. Engage with relevant stakeholders in identifying effective approaches to managing such risks. Support high-profile, time-sensitive deliverables with limited supervision Establish and sustain productive relationships with model stakeholders in 1LOD, 2LOD and 3LOD Represent the Model Risk Management team in interactions with Internal Audit department and with regulatory agencies as required Experience Required 10 or more years in validating Financial Crimes models Deep understanding of AML regulations and compliance requirements, and AML model risks. o Experience working with financial crimes models and tools including vendors solutions. o Knowledge of financial crimes monitoring processes for digital banking or trading is a plus. o Regulatory experience is a plus Experience with below the line threshold tuning, and data analysis including data quality assessment Proficiency in statistical software packages, data mining and machine learning techniques Knowledge of database management systems Experience engaging with regulators and internal audit on topics related to financial crimes models Skills Required Masters degree in IT, Computer Science, Math, or Statistics. The following degrees or certifications, or experience are a plus: o Financial crimes prevention, Criminal Justice, Forensic Accounting o Certified Anti Money Laundering Specialist (CAMS) certification o Certified Transactions Monitoring Associate (CTMA) certification o Experience building or using financial crimes models, and conducting financial crimes investigations Risk-oriented mindset including effective risk prioritization, critical and analytical questioning, and ability and willingness to speak up. Strong written and verbal communication skills. Ability work in a dynamic, fast-paced, high-pressure, environment Experience with team leadership WHAT YOU CAN EXPECT FROM MORGAN STANLEY: We are committed to maintaining the first-class service and high standard of excellence that have defined Morgan Stanley for over 89 years. Our values - putting clients first, doing the right thing, leading with exceptional ideas, committing to diversity and inclusion, and giving back - aren't just beliefs, they guide the decisions we make every day to do what's best for our clients, communities and more than 80,000 employees in 1,200 offices across 42 countries. At Morgan Stanley, you'll find an opportunity to work alongside the best and the brightest, in an environment where you are supported and empowered. Our teams are relentless collaborators and creative thinkers, fueled by their diverse backgrounds and experiences. We are proud to support our employees and their families at every point along their work-life journey, offering some of the most attractive and comprehensive employee benefits and perks in the industry. There's also ample opportunity to move about the business for those who show passion and grit in their work. To learn more about our offices across the globe, please copy and paste https://www.morganstanley.com/about-us/global-offices into your browser. Expected base pay rates for the role will be between $120,000 and $205,000 year at the commencement of employment. However, base pay if hired will be determined on an individualized basis and is only part of the total compensation package, which, depending on the position, may also include commission earnings, incentive compensation, discretionary bonuses, other short and long-term incentive packages, and other Morgan Stanley sponsored benefit programs. Morgan Stanley's goal is to build and maintain a workforce that is diverse in experience and background but uniform in reflecting our standards of integrity and excellence. Consequently, our recruiting efforts reflect our desire to attract and retain the best and brightest from all talent pools. We want to be the first choice for prospective employees. It is the policy of the Firm to ensure equal employment opportunity without discrimination or harassment on the basis of race, color, religion, creed, age, sex, sex stereotype, gender, gender identity or expression, transgender, sexual orientation, national origin, citizenship, disability, marital and civil partnership/union status, pregnancy, veteran or military service status, genetic information, or any other characteristic protected by law. Morgan Stanley is an equal opportunity employer committed to diversifying its workforce (M/F/Disability/Vet).