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Financial Credit Risk, Manager-logo
PwCChicago, IL
Industry/Sector Banking and Capital Markets Specialism Financial Risk Management Level Manager Job Description & Summary A career in our Balance Sheet Management practice, within Financial Risk and Regulatory services, will provide you with the opportunity to help business leaders embed a proactive and dynamic risk management capability and mind set into their corporate business practices. From strategy through to implementation, we help put in place people, processes and technology so they can leverage financial risk management to identify new opportunities and pursue success as smoothly, systematically and sustainably as possible in the face of changing markets, technologies and competition. Our team provides our clients with gap assessments as well as design and implement processes to facilitate asset and liability management, funding and liquidity planning and stress testing, and capital management. You'll help build tools that enable our clients to efficiently utilise capital and liquidity resources, consistent with regulatory expectations. To really stand out and make us fit for the future in a constantly changing world, each and every one of us at PwC needs to be a purpose-led and values-driven leader at every level. To help us achieve this we have the PwC Professional; our global leadership development framework. It gives us a single set of expectations across our lines, geographies and career paths, and provides transparency on the skills we need as individuals to be successful and progress in our careers, now and in the future. As a Manager, you'll work as part of a team of problem solvers, helping to solve complex business issues from strategy to execution. PwC Professional skills and responsibilities for this management level include but are not limited to: Develop new skills outside of comfort zone. Act to resolve issues which prevent the team working effectively. Coach others, recognise their strengths, and encourage them to take ownership of their personal development. Analyse complex ideas or proposals and build a range of meaningful recommendations. Use multiple sources of information including broader stakeholder views to develop solutions and recommendations. Address sub-standard work or work that does not meet firm's/client's expectations. Use data and insights to inform conclusions and support decision-making. Develop a point of view on key global trends, and how they impact clients. Manage a variety of viewpoints to build consensus and create positive outcomes for all parties. Simplify complex messages, highlighting and summarising key points. Uphold the firm's code of ethics and business conduct. As a member of the Risk & Regulatory Advisory team, you will advise financial institutions on a broad range of credit risk management topics including organization and governance; credit process optimization; risk rating model design, build and implementation; credit regulatory assessments; and Current Expected Credit Losses (CECL) process and tools. You will work on a team evaluating, designing, and implementing credit risk strategies to support our clients in addressing key market challenges. Job Requirements and Preferences: Basic Qualifications: Minimum Degree Required: Bachelor Degree Minimum Years of Experience: 6 year(s) Preferred Qualifications: Degree Preferred: Master Degree Preferred Fields of Study: Business Administration/Management, Statistics, Mathematics, Finance, Economics, Accounting Preferred Knowledge/Skills: Demonstrates extensive-level abilities and/or a proven record of success in how to lead or facilitate relevant project management or client consultations in the areas of credit-related activities and credit risk management, preferably in some combination of the following areas: Leading and/or playing a significant role in commercial and retail lending and credit process redesign initiatives, such as streamlining credit approval processes (including artificial intelligence), better aligning deal team execution and delivery to client segmentation schemes, implementing credit process redesign initiatives (e.g., target operating model for credit lifecycle), redesigning risk management organization or functional responsibilities, enhancing loan review processes, and/or enhancing loss mitigation/recovery processes; Managing credit risk processes, performing underwriting, credit analysis and assigning risk ratings (e.g., single, and dual risk rating frameworks), writing and reviewing risk management policies and procedures, 1st and 2nd line of defense experience; Developing, applying, and validating commercial and retail credit risk methodologies including obligor and facility risk rating (e.g., PD, LGD, EAD) models, pricing models, etc.; Creating and executing design and application of commercial and retail credit risk reporting and analytics in a financial services organization; Possessing knowledge of Allowance for Credit Losses, including methodology, models, and US GAAP requirements under Current Expected Credit Losses (CECL) and knowledge of IFRS 9; Selecting, implementing and/or using commercial and retail credit risk workflow, analytic tools - e.g., Moody's, S&P, nCino, and/or, reporting technologies; Demonstrating familiarity with commercial and retail credit regulatory guidance covering CECL, credit risk review systems, underwriting/annual reviews; and, Possessing completion of a formal credit training program; Demonstrates extensive-level abilities and/or a proven record of success with designing and implementing process improvement solutions, leveraging PC applications including MS Office (Word, Excel, Access, PowerPoint), where applicable, including: Leveraging know-how of a wide range of commercial and retail loan types, including C&I, CRE, ABL, Leasing, Project Finance, Leveraged Lending, fund financing, etc.; Operating successfully as both an individual contributor and team member, identifying and addressing client needs. Preparing, coordinating, and delivering complex written and verbal materials to clients and senior management (e.g., PPT presentations, summary reports/ memos, oral presentations); Supervising teams to create a strong atmosphere of trust, seeking diverse views to encourage improvement and innovation, and coaching staff, including providing timely meaningful written and verbal feedback; Identifying and addressing client needs by building and maintaining trust (e.g., client relationship management); Considering cross-cultural differences, seeking diverse views to encourage improvement and innovation, and fostering a global mindset for the team; Demonstrating experience in working with and managing on-shore and off-shore teams; Demonstrating thorough ability to communicate project goals and objectives, project status and deliverables, building consensus and presenting standard industry practices/point of view effectively; and, Keeping leadership informed of progress and issues. Travel Requirements Up to 60% Job Posting End Date Learn more about how we work: https://pwc.to/how-we-work PwC does not intend to hire experienced or entry level job seekers who will need, now or in the future, PwC sponsorship through the H-1B lottery, except as set forth within the following policy: https://pwc.to/H-1B-Lottery-Policy . As PwC is an equal opportunity employer, all qualified applicants will receive consideration for employment at PwC without regard to race; color; religion; national origin; sex (including pregnancy, sexual orientation, and gender identity); age; disability; genetic information (including family medical history); veteran, marital, or citizenship status; or, any other status protected by law. For only those qualified applicants that are impacted by the Los Angeles County Fair Chance Ordinance for Employers, the Los Angeles' Fair Chance Initiative for Hiring Ordinance, the San Francisco Fair Chance Ordinance, San Diego County Fair Chance Ordinance, and the California Fair Chance Act, where applicable, arrest or conviction records will be considered for Employment in accordance with these laws. At PwC, we recognize that conviction records may have a direct, adverse, and negative relationship to responsibilities such as accessing sensitive company or customer information, handling proprietary assets, or collaborating closely with team members. We evaluate these factors thoughtfully to establish a secure and trusted workplace for all. The salary range for this position is: $99,000 - $232,000, plus individuals may be eligible for an annual discretionary bonus. For roles that are based in Maryland, this is the listed salary range for this position. Actual compensation within the range will be dependent upon the individual's skills, experience, qualifications and location, and applicable employment laws. PwC offers a wide range of benefits, including medical, dental, vision, 401k, holiday pay, vacation, personal and family sick leave, and more. To view our benefits at a glance, please visit the following link: https://pwc.to/benefits-at-a-glance

Posted 30+ days ago

B
BRP Group, Inc.Chicago, IL
The Advisor, Commercial Risk sells new accounts and renews existing accounts in keeping with firm and individual goals. Advisors build and maintain relationships with clients, prospects, the service team, insurance company partners, and centers of influence while identifying and soliciting sales prospects. POSITION SUMMARY: The Advisor, Commercial Risk sells new accounts and renews existing accounts in keeping with firm and individual goals. Advisors build and maintain relationships with clients, prospects, the service team, insurance company partners, and centers of influence while identifying and soliciting sales prospects. PRIMARY RESPONSIBILITIES: Presents proposals in a professional manner, reviewing coverages in detail to ensure understanding. Communicates with clients, prospects, insurance company partners, and service team in an articulate and effective manner. Finalizes the sale and collects necessary documents, applications, etc., and briefs the service team on the policy sale. Develops prospects by becoming involved in community affiliations, attending insurance company partner hosted seminars, building and maintaining relationships with industry contacts, engaging in networking events and through referrals from current accounts. Develops information and recommendations for prospective accounts, presents proposals and adheres to firm policies and procedures for writing a new account. Maintains a concern for accuracy, timeliness and completion when interacting with current and prospective clients, the Firm, and Insurance Company Partners, to minimize potential for errors and omissions claims while demonstrating strong organizational skills with a high attention to detail. Maintains understanding and knowledge of the insurance industry and underwriting criteria for insurance company partners represented by the firm to effectively communicate to all involved. Positively represents the firm in the community and with our insurance company partners. Performs other functions as assigned by leadership. Looks for opportunities to improve the firm, business segment, and processes. Brings issues and discrepancies to the attention of appropriate leadership. Is expected to meet monthly new business goals. EDUCATION AND EXPERIENCE REQUIREMENTS: Certification(s): None required; None preferred License(s): Maintains a Property & Casualty license as required by the State Department of Insurance to provide service, consultation, and financial risk transfer solutions in states where the firm functions or be willing and able to obtain all required licenses within the first 90 days of employment required; Maintains all licenses as required by the State Department of Insurance to provide service, consultation, and financial risk transfer solutions in states where the firm functions or be willing and able to obtain all required licenses within the first 90 days of employment preferred KNOWLEDGE, SKILLS, AND ABILITIES REQUIRED: Demonstrates the organization's core values, exuding behavior that is aligned with the firm's culture TECHNICAL, COMPUTER, AND SYSTEM-SPECIFIC SKILLS REQUIRED: Intermediate to advanced knowledge of Microsoft Office Suite (Word, Excel, PowerPoint, Outlook) Ability to learn any other appropriate program or software system used by the firm as necessary OTHER REQUIREMENTS: None SPECIAL WORKING CONDITIONS: Fast paced multi-tasking environment IMPORTANT NOTICE: This position description is intended to describe the level of work required of the person performing in the role and is not a contract. The essential responsibilities are outlined; other duties may be assigned as needs arise or as required to support the organization. All requirements may be subject to reasonable accommodations to applicants and colleagues who need them for medical or religious reasons. EEOC (STATEMENT): BRP is an equal employment opportunity firm and strives to comply with all laws prohibiting discrimination based on race, color, religion, age, sex (including sexual orientation and gender identity), national origin or ancestry, disability, military status, marital status, and any other category protected by federal, state, or local laws. All such discrimination is unlawful, and all persons involved in the operations of the firm are prohibited from engaging in this conduct. #LI-JG1 Click here for some insight into our culture! The Baldwin Group will not accept unsolicited resumes from any source other than directly from a candidate who applies on our career site. Any unsolicited resumes sent to The Baldwin Group, including unsolicited resumes sent via any source from an Agency, will not be considered and are not subject to any fees for any placement resulting from the receipt of an unsolicited resume.

Posted 30+ days ago

H
Huntsman Corp.Houston, TX
Job Description: Security Governance, Risk, and Compliance / BCP Manager Huntsman Corporation is a publicly traded global manufacturer and marketer of differentiated and specialty chemicals. Our chemical products number in the thousands and are sold worldwide to manufacturers serving a broad and diverse range of consumer and industrial end markets. We operate more than 70 manufacturing, R&D and operations facilities in approximately 30 countries and employ approximately 9,000 associates within our three distinct business divisions. Huntsman offers unsurpassed opportunities to build a successful future. Our diverse portfolio creates a range of career fields including manufacturing, research and development, technical services, sales and marketing, customer service - and the list goes on. Here, you can make an impact and make a difference. Come join us. Huntsman is seeking a Security Governance, Risk, and Compliance / BCP Manager supporting the IT Division located in The Woodlands, Texas. This position will report to the Chief Information Security Officer. This position is open in multiple locations: Poland, Costa Rica, The Woodlands (Texas, USA), and remote opportunities across the US. Job Scope The Security Governance, Risk, and Compliance / BCP Manager drives the design, implementation, and communication of business continuance, governance, risk, and compliance processes to manage cybersecurity risk. In summary, as the Security Governance, Risk, and Compliance / BCP Manager, you will: With limited supervision, significant decision-making, and guiding third party managed services: Maintain and enforce Information Security policies, standards, and control frameworks Manage the risks associated with exceptions to Information Security policy and standards Identify and prioritize enterprise level Information Security threats and risks with Information Security leadership Support the measurement and reporting of cyber risks across the organization including documentation updates, scoping, assessments, management reporting, and driving remediation of issues Establish, monitor, and report key performance indicators and key risk indicators for cyber risks Communicate and present key security risks at a variety of levels including business and technology leaders to ensure a clear understanding of these risks Accountable for ensuring that identified audit and assessment findings and actions are tracked to closure and reported to leadership Serve as subject matter expert to service delivery on cyber risk, compliance, control and information security during planning and throughout solution delivery lifecycle Guide third party risk assessments to review adherence to business identified requirements, Information Security policies, and standards Administer, maintain, develop, and implement enterprise policies, standards and procedures to ensure that all systems have business continuity plans (BCPs) in place and processes and procedures are available in a disaster situation Drive implementation of Business Continuity Management (BCM) across Information Technology as per the enterprise BCM policy and mandated process and templates Accountability for effective and efficient BCP maintenance of Global IT BCP/DR as part of governance priorities Manage audits and tests related to the IT BCP and monitor compliance through ongoing audit and sample reviews Actively support the BCM incident management and monitor lessons learned implementation, including simulation exercises Provide required presence to essential functions in the workplace on a regular basis and work extra hours if needed. If applicable, ability to work overtime may be needed to ensure required staffing capacity to meet daily production objectives Work collaboratively with team members with different backgrounds and perspectives Assist other employees in pursuit of Huntsman company goals. Follow instructions and perform other duties as assigned by supervisor Participate in Environmental, Health, & Safety initiatives as set forth by the company. Participate in and complete company-required training programs 80% Governance, Risk, and Compliance (GRC) and 20% Business Continuity Planning (BCP) for IT function. Qualifications You must possess the below minimum qualifications to be initially considered for this position. Preferred qualifications are in addition to the minimum requirements and are considered a plus factor in identifying top candidates. The candidate must have an unrestricted right to work for Huntsman in the United States if applying for the role in the Americas. Minimum Qualifications Bachelor's degree in computer science, Information Systems or related discipline and 7+ years in IT and business/industry. Experience working in a global/multi-national organization in a shared services organization. Experience in working across large geographically distributed and diverse teams, matrixed into a larger overall IT organization. Certifications, licenses, or registrations: ITSM (preferred, focused on ITIL or COBIT) GRCP, CRISC, or other IT risk and compliance certifications Skills and knowledge Demonstrated experience managing business continuity within an organization, including overseeing service reliability engineering for systems and ensuring systems are equipped with business continuity plans Demonstrated experience in managing information security organizations, including incident response, data security and privacy, and data loss prevention Knowledge of current information security and experience in compliance and resolution Experience with hardware and software asset management as it relates to business continuity Experience leading a combination of global internal and third-party managed services resources Demonstrated skills with managing IT vendor service level agreements, risk and controls, contracts, and resources Demonstrated project and program management knowledge specific to business continuity, governance, risk, and compliance Experience with managing and enabling lean delivery and governance models Ability to understand and assess enterprise architecture blueprints to design business continuity plans Demonstrated leadership ability Demonstrated ability to engage and perform in outsourced and managed services environment Excellent consulting, communication and organization skills Huntsman is proud to be an equal opportunity workplace and is an affirmative action employer. We provide equal employment opportunities (EEO) to all qualified applicants for employment, without regard to race, color, religion, sex, national origin, disability status, protected veteran status, gender identification, sexual orientation and/or expression or any other characteristic protected by law in every location in which we have facilities national or local. Please refer to https://www.huntsman.com/privacy/online-privacy-notice for Company's Data Privacy and Protection information. All unsolicited resumes presented by recruitment agencies are treated as pro bono information or service. Huntsman is aware of a scam involving fraudulent job offers. Huntsman does not make job offers until after a candidate has submitted a job application and has participated in a face-to-face interview. Please be advised that emails from Huntsman always end in "@huntsman.com" , and that any job offer that requires payment or requires you to deposit a check is likely a scam. If you have questions about any open positions at Huntsman, please visit our Careers website at http://www.huntsman.com/corporate/a/Careers . Additional Locations: Krakow, San Jose

Posted 30+ days ago

Risk Associate - Scottsdale Fashion Square-logo
AritziaScottsdale, AZ
THE DEPARTMENT Our Enterprise Risk Management department is responsible for minimizing loss while respecting people, brand and operations. THE OPPORTUNITY With a special focus on merchandise security, our Risk Associate supports the Boutique team in delivering an outstanding customer experience while encouraging a safe and secure store environment. THE JOB As the Risk Associate, you will: Support a safe and secure working environment Minimize the loss of merchandise from all internal and external avenues Champion and coach the store team on the importance of inventory accuracy Safeguard the loss of financial, information and physical assets QUALIFICATIONS As the Risk Associate, you have: 1+ year experience in Loss Prevention / Risk Retail experience is an asset Post-secondary education in a related field THE PERKS Some of the industry-leading benefits you will receive working at Aritzia: Employee Assistance Program- 24/7 support, resources, and information available to you and your family Aspirational Workspace- Every detail is considered to connect to the energy of the culture Talent Mobility Program- From out of town? no problem - we offer a highly supportive relocation program Competitive Pay Packages- A commitment to performance based pay increases and career progression Product Discount- Our famous product discount, online and in store Health Benefits- Comprehensive health, vision and dental packages for eligible employees Extras- A multitude of other perks like dry-cleaning, hotel and restaurant discounts, self-care promos, on-site medical care and more. Health & Safety- Industry-leading health and safety precautions, including on-site screenings, mask and distancing protocols, and cleaning supplies/ ARITZIA Aritzia is an Equal Employment Opportunity employer. Our goal is to be inclusive, diverse, and representative of the communities where we work while creating an environment where every person can enjoy a successful career. This commitment applies to all candidates and employees regardless of race, ethnicity, citizenship, creed, place of origin, religion, sex, gender identity, gender expression, sexual orientation, family status, marital status, disability, age, and any other protected characteristic. Requests for accommodation due to a disability or any other protected characteristic can be made at any stage of the recruitment process and during employment by contacting our People & Culture Team.

Posted 30+ days ago

T
Texas Capital Bancshares, Inc.Richardson, TX
Texas Capital is built to help businesses and their leaders. Our depth of knowledge and expertise allows us to bring the best of the big firms at a scale that works for our clients, with highly experienced bankers who truly invest in people's success - today and tomorrow. While we are rooted in core financial products, we are differentiated by our approach. Our bankers are seasoned financial experts who possess deep experience across a multitude of industries. Equally important, they bring commitment - investing the time and resources to understand our clients' immediate needs, identify market opportunities and meet long-term objectives. At Texas Capital, we do more than build business success. We build long-lasting relationships. Texas Capital provides a variety of benefits to colleagues, including health insurance coverage, wellness program, fertility and family building aids, life and disability insurance, retirement savings plans with a generous 401K match, paid leave programs, paid holidays, and paid time off (PTO). Headquartered in Dallas with offices in Austin, Fort Worth, Houston, Richardson, Plano and San Antonio, Texas Capital was recently named Best Regional Bank in 2024 by Bankrate and was named to The Dallas Morning News' Dallas-Fort Worth metroplex Top Workplaces 2023 and GoBankingRate's 2023 list of Best Regional Banks. For more information about joining our team, please visit us at www.texascapitalbank.com. Brief Overview of Position The Information Risk function is the Bank's 2LOD (second line of defense) responsible for independently assessing and monitoring information risks across the organization. The Information Risk Monitoring & Reporting Analyst role supports the initiatives of the Information Risk Team by, identifying, assessing, and helping mitigate potential risks arising from the Bank's day-to-day operations, which includes information security risks like data breaches, system failures, and unauthorized access to sensitive information. Key activities include, reviewing, validating, and / or independently conducting risk assessments, analyzing the potential impact of identified risks, providing recommendations to mitigate risks, and preparing detailed reports to key stakeholders and decision-making committees (senior, executive and board). Responsibilities Support the development, implementation, maintenance, and effective execution of the Information Risk program, including the identification, management, governance and reporting of information, technology, and cyber security risks within the Bank. Monitors adherence to regulations, policies, processes and procedures within function and actively undertakes corrective action where necessary. Oversight of adherence of the Operational Risk Framework, methodology, and information governance. Facilitate timely collection, adherence to formatting, completeness, and accuracy of information risk management reporting to working group, operational, executive, and board risk reporting functions. Collect data from various sources, including enterprise and technical management support systems, governance risk and compliance solutions, security scanning tools, identity and access management solutions, etc., to aggregate, analyze, identify trends, and report findings. Design and maintain interactive Power BI dashboards and visuals for data insights and reporting. Perform data cleanup and normalization from multiple sources to ensure accuracy and consistency. (Archer, ServiceNow, Tenable, etc.) Translate findings into clear, concise reports for key stakeholders, senior management, and committees, allowing them to make informed decisions regarding risk mitigation strategies and overall risk posture. Produce detailed reports to inform decision-making and mitigation strategies within the Bank, with a focus on clearly presenting findings to key stakeholders, tailoring the information to their specific needs and understanding. Prepare detailed reports summarizing risk assessments, control deficiencies, and mitigation plans for senior management and risk committees. Develop clear and concise risk reports highlighting key findings, including potential impacts and mitigation strategies. Visualize complex data using charts, graphs, and dashboards to effectively communicate risk levels. Perform other duties or projects as assigned. Qualifications Bachelor's degree (preferred in Finance, Accounting, Business, or Analytics, Computer Science); or equivalent combination of education, training, experience Minimum 5 years in financial services, preferably directly in risk management related to Risk Control Self-Assessment (RCSA), Key Risk Indicator (KRI), internal/external losses, scenario analysis, organizational change management, and/or program strategic design and execution Strong subject matter expertise Specific knowledge of risk management frameworks and corporate governance Strong ability to analyze risk concentration areas, risk profiles, and risk data to comprehensively assess risk Strong formal business writing skills to create procedures, manuals, and management reports Advanced ability to interact, negotiate and influence at all levels throughout the organization Strong attention to detail in a deadline-focused environment Advanced analytical, critical thinking and problem-solving skills Ability to identify potential risks and raise to appropriate levels Ability to maintain confidentiality and instill trust within the organization Advanced knowledge of financial rules and regulations Ability to self-direct and manage competing priorities on concurrent large, complex projects, initiatives and deliverables Strong technical proficiency in the use of MS Office products for reporting, data analytics, and presentations The duties listed above are the essential functions, or fundamental duties within the job classification. The essential functions of individual positions within the classification may differ. Texas Capital Bank may assign reasonably related additional duties to individual employees consistent with standard departmental policy.Texas Capital is an Equal Opportunity Employer.

Posted 5 days ago

Staff Risk Analyst, Fraud Program-logo
SofiFrisco, TX
Employee Applicant Privacy Notice Who we are: Shape a brighter financial future with us. Together with our members, we're changing the way people think about and interact with personal finance. We're a next-generation financial services company and national bank using innovative, mobile-first technology to help our millions of members reach their goals. The industry is going through an unprecedented transformation, and we're at the forefront. We're proud to come to work every day knowing that what we do has a direct impact on people's lives, with our core values guiding us every step of the way. Join us to invest in yourself, your career, and the financial world. Who we are: Shape a brighter financial future with us. Together with our members, we're changing the way people think about and interact with personal finance. We're a next-generation fintech company using innovative, mobile-first technology to help our millions of members reach their goals. The industry is going through an unprecedented transformation, and we're at the forefront. We're proud to come to work every day knowing that what we do has a direct impact on people's lives, with our core values guiding us every step of the way. Join us to invest in yourself, your career, and the financial world. The Role The Fraud Prevention team is looking for an experienced Staff Fraud Risk Analyst with a background in Model Risk Management or Model Governance. The Staff Fraud Risk Analyst will assist the Fraud Center of Excellence (CoE)in driving critical fraud related projects and will be responsible for proactively and collaboratively supporting the monitoring and oversight of the fraud ecosystem- including technology, model governance, and risk analytics reporting. This role will also have a critical responsibility for ensuring that the bank's fraud risk models are robust, effective, and compliant with regulatory requirements. The incumbent will oversee the governance framework around the design, development, validation, and deployment of fraud models. The ideal candidate will have a strong data background, including proficiency in SQL, Python, Snowflake, and Tableau. You'll need to be a self-motivated leader with the ability to drive cross-functional collaboration between all lines of business; and have a mission to iterate and develop a world-class fraud prevention platform. If you love working with data and have a passion for doing the right thing, we want to hear from you! What you'll do: Oversee the fraud model governance framework, ensuring that it meets regulatory standards and industry best practices Maintain comprehensive documentation for all fraud models, and report on model performance, changes, and validation results to senior management and regulatory bodies as required Document how the models are built, tested and validated, methodology, sampled and performance monitored Conduct periodic model validation on scores reviewing precision, recall, rank ordering of score performance, detection of PSI and other metrics as needed Ensure continuous monitoring of fraud models' performance to identify and address model drift or degradation Address any identified issues or gaps in the fraud model governance process and ensure timely resolution Work with the Fraud Ecosystem teams to monitor fraud patterns and identify potential risks and threats Assist in the development of fraud risk metrics, reporting, and monitoring Develop and maintain reports and dashboards in Tableau to provide insights and trends to management Collaborate with business units across the CoE to assess and refine fraud prevention measures to ensure effectiveness and highlight areas for improvement Assist in the development of analytic projects involving ongoing fraud prevention efforts between the Fraud Program Management team and other Strategic, Analytic, and Operational partners. What you'll need: 6+ years of data analysis experience preferably with focus on risk management and/or fraud prevention Mastery of SQL and a strong understanding of data relationships / relational databases, experience working with large datasets Advanced skill sets in other programming and data analysis tools such as Python, R, or SAS Experience working with Snowflake and Tableau A degree in a quantitative field of study (e.g., Statistics, Finance, Economics, Math, Sciences, Engineering) Exceptional writing and presentation abilities are highly desirable Deep knowledge of regulatory requirements pertaining to model risk management in the banking sector Excellent communication skills with the ability to articulate complex technical concepts to non-technical audiences Proactive with a strong sense of ownership and accountability, and the ability to independently execute Nice to Have: Advanced degree in Data Science or Machine Learning Experience in implementing or overseeing AI/ML-based models for fraud detection Experience working in or working closely with model risk management Compensation and Benefits The base pay range for this role is listed below. Final base pay offer will be determined based on individual factors such as the candidate's experience, skills, and location. To view all of our comprehensive and competitive benefits, visit our Benefits at SoFi page! Pay range: $115,200.00 - $216,000.00 Payment frequency: Annual This role is also eligible for a bonus, long term incentives and competitive benefits. More information about our employee benefits can be found in the link above. SoFi provides equal employment opportunities (EEO) to all employees and applicants for employment without regard to race, color, religion (including religious dress and grooming practices), sex (including pregnancy, childbirth and related medical conditions, breastfeeding, and conditions related to breastfeeding), gender, gender identity, gender expression, national origin, ancestry, age (40 or over), physical or medical disability, medical condition, marital status, registered domestic partner status, sexual orientation, genetic information, military and/or veteran status, or any other basis prohibited by applicable state or federal law. The Company hires the best qualified candidate for the job, without regard to protected characteristics. Pursuant to the San Francisco Fair Chance Ordinance, we will consider for employment qualified applicants with arrest and conviction records. New York applicants: Notice of Employee Rights SoFi is committed to embracing diversity. As part of this commitment, SoFi offers reasonable accommodations to candidates with physical or mental disabilities. If you need accommodations to participate in the job application or interview process, please let your recruiter know or email accommodations@sofi.com. Due to insurance coverage issues, we are unable to accommodate remote work from Hawaii or Alaska at this time. Internal Employees If you are a current employee, do not apply here - please navigate to our Internal Job Board in Greenhouse to apply to our open roles.

Posted 3 weeks ago

W
WEX Inc.Chicago, IL
Company Overview WEX is a global commerce platform and payments technology company that helps businesses solve operational complexities such as employee benefits, fleet management and mobilization, and streamlining payments. Our goal is to simplify the business of running a business for our customers, freeing them to spend more time, with less worry, on the things they love. We are on a journey to build a unified, world-class user experience across our products and services, leveraging customer-driven innovations across all our strategic initiatives, including big data, AI, and Risk. Position Summary We are looking for a highly motivated, technically deep, and experienced hands-on Software Engineer to join a group of high-performing engineers in the Risk area to provide hands-on technical leadership including tech direction, tech stack decisioning, architecture design, end-to-end development, deployment, and production measurement and monitoring. This is an exciting time to be in risk technology at WEX. We are hiring for a cross-functional initiative with the goal of creating a modern, cloud-based technology ecosystem that will enable WEX to be more nimble, faster to market, and open to emerging business opportunities, while keeping regulations, policy, and risk mitigation top of mind. We are in the process of building a powerful platform for risk operations and management, credit underwriting and management, and finance risk operations and management, all built on top of our Data Platform and AI Platform, leveraging open-source technologies as well as vendor platforms and tools. The vision of this integrated risk platform is to streamline how WEX interacts with customers-ranging from creating accounts, maintaining and expanding relationships to monitoring for overall health and risk across multiple vectors. With strong risk control and management, this platform will enable WEX to grow our business and customer base at a faster pace, and in a safer manner, all while improving customer experience. This role will report to the Senior Director of Risk Engineering, based in the San Francisco Bay Area. It can also be based in Chicago, Portland, Maine (Wex HQ), or Boston. The ideal candidate will have extensive experience in the risk field and risk platform development, a proven background in developing complex software platforms, strong engineering skills and technical expertise, excellent communication skills, and a drive to achieve results in a fast-paced environment. This individual will have a strong track record of delivering an effective, highly available, and flexible technology platform in a hyper-growth environment where priorities shift quickly. Responsibilities From the technology and engineering side, lead and drive the development of the technology and platform for the company's risk needs, ensuring the functional richness, reliability, performance, and flexibility of the Risk Platform. Own the technology and architecture of the Risk platform and services by partnering with the Senior Director of Risk Engineering and other leaders in the team. Challenge the status quo and maintain a high bar to drive better technical solutions that effectively serve the broad risk needs of WEX. Closely partner with leaders in the Risk Product and Risk & Compliance organizations to deeply understand business needs and collaboratively develop technical solutions to meet these needs effectively. Demonstrate strong thought leadership and partnership. Help grow and build a strong global risk engineering team, attracting high talent and hiring with a high bar. Provide effective guidance and coaching on engineering principles and best practices to ensure team productivity, high quality, and timeliness in initiative development and delivery. Ensure reliable risk platform production execution with observability, and provide clear visibility to partners. Partner with leaders in the Data, AI, and Risk organizations to leverage the Data Platform and AI Platform to address the needs of Risk. Partner with the solutions architecture and line-of-business (LOB) product and engineering organizations on integrating the Risk Platform with their products and systems, ensuring reliable and high-performance execution. Drive the technical vision and strategy for Risk, serving both near-term and long-term business needs, by partnering with the Senior Director of Risk Engineering. Close collaboration with the Risk & Compliance and Risk Product teams is essential. Set a high bar and provide technical guidance, training, and mentorship to engineering teams, including engineering principles, skills, and best practices. Uphold strong DORA metrics across the organization. Foster an environment of continuous learning and innovation. Build an inclusive, productive, innovative, and engaging Risk group, attracting top talent from the industry. Guide leaders within your group to do the same. Partner with the security and SRE organizations to ensure continuous improvement and the fulfillment of security requirements, SLOs, and error budgets. Qualifications & Experience A technically deep, innovative, empathetic, and passionate technical leader, capable of acting and delivering on business needs. 10+ years of software design and development experience at a large scale. Technically deep and hands-on in architecture design, development, deployment, and production operations; familiar with agile software development and modern development tools and frameworks; holding strong engineering principles, including automation, code quality, and best practices, with a high bar. Extensive experience in the full software development life cycle (E2E), including production monitoring. Extensive experience in the risk area, including architecting and developing Risk platforms. Strong understanding and experience in Data and ML/AI, and applying these to solve risk-related problems. Broad understanding of cloud architecture tools and services, such as S3, EMR, Kubernetes, and Lambda functions. Experience with AWS and Azure is highly desirable. Excellent leadership and partnership skills, with the ability to navigate a matrixed organization and influence technical direction and strategy. Exceptional analytical skills, with the ability to identify and resolve complex problems. Understanding of and experience in payments is a plus. Ability to drive action and make clear decisions, leveraging analytics and a test-and-learn approach. Capable of recognizing and recovering quickly from failures, both as an individual and on behalf of the team. A mentor to individual contributors of varying seniority levels and expertise. Ability to encourage and foster a culture of visibility and transparency across teams. Strong written and verbal communication skills. A strong philosophy of continuous improvement. Bachelor's degree in Computer Science or a related field; a higher degree (Master's or PhD) in a related field is a plus. Leadership & Personal Characteristics Beyond experience, the right leadership competencies and personal style are critical to success as Senior Staff Engineer. The candidate will model WEX's commitment to innovation, integrity, execution, relationships, community, and the excellence that they commit to their customers. They will have a strong corporate stewardship philosophy and leadership style combined with the following: Demonstrates a collaborative, engaging, mission-driven style with good listening skills combined with gravitas and self-confidence in order to effectively interact with senior leadership and other key constituencies with humility, empathy, transparency, cultural sensitivity, and agility. Champions a culture of high standards, pushes for progress, embraces change and challenges the status quo based on integrity, strong partnership and financial responsibility. Possesses uncompromising ethics and unwavering integrity. Able to operate in a fast-paced entrepreneurial environment with a hands-on approach. Leads with empathy. Recognizes others, listens intently, holds others accountable, and makes diversity and inclusion a priority. Promotes a culture of trust, transparency, fairness, innovation, collaboration, inclusion, and diversity of thought; empowers individuals. Communicates effectively in small and large group formats. Able to articulate a compelling vision and purpose that excites the team and drives outstanding performance and service delivery excellence. Talent magnet, talent developer and talent scout that proactively engages external talent and builds and nurtures internal talent; empowers individuals and manages diverse teams to drive engagement and performance. Possesses a high level of intellectual curiosity and learning agility. A natural change agent with a combination of vision and execution skills. Understands nuance and how to drive change through influence across a complex business. Superb stakeholder management and comfortable operating in a fast-changing environment. The base pay range represents the anticipated low and high end of the pay range for this position. Actual pay rates will vary and will be based on various factors, such as your qualifications, skills, competencies, and proficiency for the role. Base pay is one component of WEX's total compensation package. Most sales positions are eligible for commission under the terms of an applicable plan. Non-sales roles are typically eligible for a quarterly or annual bonus based on their role and applicable plan. WEX's comprehensive and market competitive benefits are designed to support your personal and professional well-being. Benefits include health, dental and vision insurances, retirement savings plan, paid time off, health savings account, flexible spending accounts, life insurance, disability insurance, tuition reimbursement, and more. For more information, check out the "About Us" section. Pay Range: $158,000.00 - $210,000.00

Posted 30+ days ago

Vice President Of Credit Risk & Analytics-logo
Mulligan FundingSan Diego, CA
The Vice President of Credit Risk & Customer Analytics is responsible for leading the strategic direction of Mulligan Funding's credit risk function, with a strong emphasis on data-driven portfolio oversight and customer analytics. This role oversees a team of data scientists, risk analysts, and business analysts and plays a key role in shaping credit strategy through modeling, forecasting, and risk assessment. Reporting to the Chief Credit Officer, this position also serves as a thought partner on customer segmentation and performance insights, with the potential to inform direct marketing and customer engagement strategies over time. The role demands sharp analytical acumen, strong business judgment, and cross-functional leadership to ensure the company maintains a healthy, scalable portfolio while continuously refining credit policy and strategy. You will: Drive the design, implementation, and refinement of the company's credit strategy across originations, renewals, and servicing portfolios, aligning risk posture with growth objectives. Oversee the full lifecycle of credit and risk models, including development, validation, documentation, monitoring, and compliance, ensuring alignment with internal policies and regulatory expectations. Lead portfolio analytics to detect early risk indicators, monitor key performance trends, and surface actionable insights that inform business decisions and optimize risk-adjusted returns. Direct forecasting and stress testing efforts, developing forward-looking models for delinquency, losses, and exposure under various economic scenarios. Present findings and recommendations to senior leadership and risk committees. Analyze customer behavior and performance across the lifecycle to identify patterns that inform retention, cross-sell opportunities, and, over time, targeted marketing efforts. Collaborate with Underwriting and Credit teams to shape and evolve decisioning frameworks, exposure limits, approval logic, and risk thresholds, supported by quantitative analysis and model outputs. Translate complex model findings and portfolio analytics into concise, executive-ready presentations for internal stakeholders, external auditors, and regulatory bodies. Lead, mentor, and grow a high-performing team of data scientists, analysts, and risk professionals, fostering a collaborative, agile, and outcomes-focused team culture. Partner with Product, Finance, Technology, and Marketing to integrate credit risk insights into business tools, pricing strategies, growth forecasts, and new product initiatives. Influence the development and enhancement of data infrastructure and tooling to support advanced analytics, real-time decisioning, and scalable model deployment. Support and strengthen the organization's risk-aware culture by promoting transparency, ownership, and alignment on credit performance and decisioning discipline. Participate in high-impact initiatives including pricing optimization, capital planning, new product design, and vendor selection for analytics and decisioning platforms. Prepare and deliver recurring reports, deep dives, and strategic recommendations to the Chief Credit Officer and executive leadership, enabling informed decision-making at the highest levels. Perform other duties as assigned. You have: 10 or more years of experience in credit risk, portfolio analytics, or a related function within financial services, including at least 5 years in a people leadership role A master's degree in a quantitative field such as Statistics, Economics, Finance, or Data Science Deep expertise in credit strategy, risk model development, and portfolio monitoring across the full credit lifecycle Proven ability to lead complex forecasting and stress testing initiatives, with clear communication of outcomes to executive stakeholders Advanced proficiency in business analytics, statistical analysis, and tools such as Python, SQL, or equivalent platforms A track record of translating complex risk insights into actionable strategies and influencing cross-functional partners Experience guiding high-performing teams, fostering collaboration, accountability, and innovation Strong understanding of regulatory requirements and data governance standards relevant to credit risk and model oversight Excellent organizational and time management skills, with the ability to manage competing priorities and meet high-impact deadlines A leadership style grounded in adaptability, critical thinking, and the ability to guide others through ambiguity and change We offer: Medical, vision, and dental benefits to support you and your family. Flexible Spending Accounts (FSA) for eligible healthcare and dependent care expenses. A 401(k) with matching contributions to help you plan for retirement. Paid time off, including sick leave, vacation, and holidays. Paid parental leave for growing families. A Lifestyle Spending Account (LSA) for athletic and wellness expenses. An employer-sponsored Life and AD&D policy, with options for additional coverage. A Learning Stipend for professional development activities. An Employee Assistance Program (EAP) and travel assistance services. Complimentary snacks and refreshments in the breakroom. A referral program that rewards you for bringing in top talent. Company events to connect, celebrate, and grow together. $200,000 - $250,000 a year A reasonable estimate of the salary range for this role is $200,000 to $250,000 per year plus any annual incentives. In order to provide a competitive compensation package, Mulligan Funding takes into account a variety of factors including but not limited to market compensation data, relevant experience, skills, education, and certifications. Mulligan Funding is an Equal Opportunity Employer (EOE) and takes great pride in building a diverse work environment. Qualified applicants are considered for employment without regard to age, race, religion, gender, national origin, sexual orientation, disability or veteran status.

Posted 30+ days ago

Vice President, Insurance & Risk Manager-logo
NYCEDCNew York, NY
Our Vision: To make New York City the global model for inclusive innovation and economic growth, fueled by the City's diverse people and businesses. Our Mission: Creating a vibrant, inclusive, and globally competitive economy for all New Yorkers. POSITION OVERVIEW: The Vice President (VP), Insurance & Risk Manager will report directly to the Executive Vice President of Finance and will be responsible for the delivery and oversight of the organization's insurance and risk management programs. In this role, you will interact regularly with other departments and staff throughout the organization to establish industry best practices. ESSENTIAL DUTIES AND RESPONSIBILITIES: Advise on all corporate wide insurance matters including reviewing operations, identifying gaps, and recommending new coverages as needed Manage NYCEDC's internal captive insurance company including the development of processes and policies to be used with the captive, the addition of new coverages, and review of the captive's risks and exposures Review contracts managed by different departments across the organization along with the NYCEDC Legal Department and, occasionally, discuss with external parties and/or their insurance brokers Manage firm-wide claims process, working closely with the Legal Department on all claims, perform deductible reserves analysis, manage property claims from start to finish, and update monthly claims/loss ratios Coordinate all insurance and risk related requests from internal/external stakeholders who play a role in the various insurance functions at NYCEDC Prepare, present, and manage the annual insurance budget Train project support teams and others in the review certificates of insurances (COI's) Coordinate site visits for insurance appraisals and loss mitigation/risk control services, present the resulting recommendations internally and discuss their implementations Manage external relationships with third party administrators (TPAs), the organization's insurance brokers, insurers, the captive insurance company manager and City, State, and Federal agencies Review and execute on requests for insurance modifications and waivers Guide and manage Senior Analyst in all facets of assigned tasks Build strong cross-functional relationships throughout the organization to support the long-term growth of the function and the team Other duties as assigned QUALIFICATIONS: Bachelor's or equivalent degree required; ARM, CPCU certification preferable 8+ years of relevant commercial insurance and/or risk management experience Demonstrated experience as a corporate risk manager with direct responsibility for purchasing of coverages in the commercial insurance markets Knowledge of risk management governance and controls Experience with construction and lease contracts insurance requirements preferred Demonstrated ability to adapt to and initiate change within the organization. Strong communication, facilitation, and consensus building skills Process design and analysis skills Demonstrated ability to work effectively in teams with a commitment to professionalism High ethical standards with a strong understanding of confidentiality requirements New York City residence is required within 180 days of hire Salary Range $125,000-$130,000 USD About Us: New York City Economic Development Corporation is a mission-driven, nonprofit organization that works for a vibrant, inclusive, and globally competitive economy for all New Yorkers. We take a comprehensive approach, through four main strategies: strengthen confidence in NYC as a great place to do business; grow innovative sectors, with a focus on equity; build neighborhoods as places to live, learn, work, and play; and deliver sustainable infrastructure for communities and the city's future economy. NYCEDC is committed to offering competitive benefits to support employee health, happiness, and work-life balance. We offer comprehensive benefits and unique perks to ensure NYCEDC employees flourish in their professional and personal lives: Generous employer subsidized health insurance Medical, dental, and pharmacy plans Vision and hearing benefits Flexible spending accounts for healthcare and dependent care Short term and long-term disability coverage 100% employer covered life insurance and supplemental life insurance coverage Up to 25 vacation days Floating Holidays and Summer Fridays Parental leave - up to 20 paid weeks Retirement savings programs Company-paid 401(a) defined contribution plan 457(b) tax-advantaged retirement savings plan Tuition Reimbursement program Continuing education and professional development Public Service Loan Forgiveness (PSLF) eligible employer College savings plan Backup childcare Gym membership discounts A Calm.com membership for mindfulness and mental health support Employee discounts through Plum Benefits and much more Benefits listed above may vary based on the length and nature of your employment with New York City Economic Development Corporation. These benefits are subject to be modified at any time, at the discretion of the organization. The New York City Economic Development Corporation is an Equal Opportunity Employer. Our Diversity, Equity, and Social Responsibility Mission is to create a People First strategy by attracting, retaining, and engaging a diverse and talented workforce. Like the city of New York, NYCEDC knows our strength comes from each of our connected parts, making the fabric of our organization better and stronger because of our unique employees' talents. For more information, visit our website at edc.nyc.

Posted 30+ days ago

Quantitative Risk Modeling Lead-logo
Huntington Bancshares IncMinnetonka, MN
Description Quantitative Risk Modeling Lead Summary: The Quantitative Risk Modeling Lead is responsible for overseeing the development, implementation, and monitoring of advanced quantitative models for consumer and commercial credit, PPNR, loan origination, and portfolio management. This role requires a deep understanding of statistical modeling, machine learning, and risk management frameworks, along with strong leadership and project management skills. This role is designed for an experienced professional who can lead the development and implementation of advanced quantitative models, oversee and guide analysts, review work performed by analysts, and manage multiple projects effectively. Duties and Responsibilities: Model Development: Lead the creation and enhancement of complex quantitative models for credit risk, PPNR, loan origination, and portfolio management. Data Analysis: Oversee the analysis of credit portfolio performance data to identify trends, risks, and opportunities. Model Monitoring: Ensure ongoing monitoring and validation of existing models, including reporting and analysis of results. Advanced Model Building: Compile and process historical data, perform sophisticated data analysis using AI/ML tools, build and refine models using regression analysis and ML tools, and oversee implementation and production. Research: Drive research initiatives to explore new modeling methodologies and techniques, staying abreast of industry advancements. Collaboration: Coordinate with various teams to support governance, audit/compliance, and validation projects related to developed models. Leadership: Mentor and supervise more junior modeling analysts, providing guidance and support to ensure high-quality model development and implementation through the performance of technical reviews. Project Management: Manage multiple projects simultaneously, ensuring timely delivery and adherence to strict deadlines. Performance Analysis: Conduct in-depth analysis of credit portfolio performance data, providing actionable insights to senior management. Ad-Hoc Analytics: Lead ad-hoc analytics projects to address specific business needs and challenges. Other Duties: Perform additional duties as assigned, contributing to the overall success of the risk modeling team. Basic Qualifications: Master's degree in a quantitative field (mathematics, statistics, economics, engineering, finance, physics). 5+ years of experience in statistical modeling using SQL, SAS, R, and Python5+ years of experience in machine learning and data mining Preferred Qualifications: PhD in a quantitative field. Extensive knowledge of CCAR/DFAST and CECL concepts and frameworks. Proven ability to lead complex projects and supervise junior modeling analysts. Deep understanding of loss forecasting, loan origination, and portfolio management modeling concepts (PD, LGD, EAD). Exceptional analytical skills, comprehensive understanding of risk concepts and frameworks, strong communication skills, proficiency in MS Office products, and a solid grasp of economic concepts. Demonstrated passion and drive for operational excellence and quality delivery. #LI-Onsite #LI-MK2 Exempt Status: (Yes = not eligible for overtime pay) (No = eligible for overtime pay) Yes Workplace Type: Office Our Approach to Office Workplace Type Certain positions outside our branch network may be eligible for a flexible work arrangement. We're combining the best of both worlds: in-office and work from home. Our approach enables our teams to deepen connections, maintain a strong community, and do their best work. Remote roles will also have the opportunity to come together in our offices for moments that matter. Specific work arrangements will be provided by the hiring team. Compensation Range: $93,000- $189,000 annual salary The compensation range represents the low and high end of the base compensation range for this position. Actual compensation will vary and may be above or below the range based on various factors including but not limited to location, experience, and performance. Colleagues in this position are also eligible to participate in an applicable incentive compensation plan. In addition, Huntington provides a variety of benefits to colleagues, including health insurance coverage, wellness program, life and disability insurance, retirement savings plan, paid leave programs, paid holidays and paid time off (PTO). Huntington is an Equal Opportunity Employer. Tobacco-Free Hiring Practice: Visit Huntington's Career Web Site for more details. Note to Agency Recruiters: Huntington will not pay a fee for any placement resulting from the receipt of an unsolicited resume. All unsolicited resumes sent to any Huntington colleagues, directly or indirectly, will be considered Huntington property. Recruiting agencies must have a valid, written and fully executed Master Service Agreement and Statement of Work for consideration.

Posted 3 weeks ago

Senior Advisor, Supplier Risk-logo
SofiCottonwood Heights, UT
Employee Applicant Privacy Notice Who we are: Shape a brighter financial future with us. Together with our members, we're changing the way people think about and interact with personal finance. We're a next-generation financial services company and national bank using innovative, mobile-first technology to help our millions of members reach their goals. The industry is going through an unprecedented transformation, and we're at the forefront. We're proud to come to work every day knowing that what we do has a direct impact on people's lives, with our core values guiding us every step of the way. Join us to invest in yourself, your career, and the financial world. The role: We are seeking a skilled and experienced Senior Advisor, Supplier Risk to join our dynamic team. As a key contributor, you will play a crucial role in the development and execution of a supplier rationalization plan and strategy aimed at optimizing vendors across various dimensions, including quality, capacity, systems, and responsiveness. This role involves working closely with business partners, procurement, legal, third-party risk, and information security teams to facilitate new supplier evaluations and onboarding, ensuring alignment with business requirements and compliance standards. By joining SoFi, you'll become part of a forward-thinking company that is transforming financial services for the better. We offer the excitement of a rapidly growing startup with the stability of an industry leading leadership team. What you'll do: The Senior Advisor, Supplier Risk, will help SoFi improve vendor management and internal communication by: Driving supplier rationalization strategy and execution across enterprise business units. Provide risk and operational oversight across the third party lifecycle (from onboarding to offboarding). Ensure adherence to service level agreements (SLAs) performance standards, and contractual obligations. Drive governance routines to track third party performance, issue remediation and risk mitigation. Assist in negotiating favorable terms, pricing, and service level agreements with third parties Facilitate new supplier evaluations and onboarding, collaborating with cross-functional teams. Collaborate with cross-function teams (e.g., IT, legal, cybersecurity, privacy, procurement) to align risk and control expectations. Development and execution of frameworks, tools and reporting for third party engagements. Identify and escalate emerging third party risks and control gaps across engagements. Establishing process improvements for third parties and enhancing interactions within the organization. Providing reporting to various levels of executive and management forums. What you'll need: 5 + years of third party risk management experience in the financial services industry. Comprehensive knowledge of Third Party Risk Management methodologies, risk mitigation principles and regulatory expectations related to the financial services industry Proven ability to navigate interagency regulatory guidance. Strong working knowledge of supplier management best practices and industry trends Proven experience driving initiatives to achieve cost savings and efficiencies through strategic vendor partnerships and innovative solutions Proficient in computer skills, including spreadsheets, word processing, and business solutions software. Familiarity with navigating and interpreting complex procedures, policies, and agreements. Strong team-building, relationship management, and project management skills. Robust business analysis and problem-solving abilities, including data manipulation and analysis. Ability to multitask, work effectively in a team environment, and adapt to changing priorities. Bachelor's degree Nice to have: Experience in financial services with exposure to fraud prevention, credit strategy, collections and recovery, risk management, and/or a related field Compensation and Benefits The base pay range for this role is listed below. Final base pay offer will be determined based on individual factors such as the candidate's experience, skills, and location. To view all of our comprehensive and competitive benefits, visit our Benefits at SoFi page! Pay range: $99,200.00 - $186,000.00 Payment frequency: Annual This role is also eligible for a bonus and competitive benefits. More information about our employee benefits can be found in the link above. SoFi provides equal employment opportunities (EEO) to all employees and applicants for employment without regard to race, color, religion (including religious dress and grooming practices), sex (including pregnancy, childbirth and related medical conditions, breastfeeding, and conditions related to breastfeeding), gender, gender identity, gender expression, national origin, ancestry, age (40 or over), physical or medical disability, medical condition, marital status, registered domestic partner status, sexual orientation, genetic information, military and/or veteran status, or any other basis prohibited by applicable state or federal law. The Company hires the best qualified candidate for the job, without regard to protected characteristics. Pursuant to the San Francisco Fair Chance Ordinance, we will consider for employment qualified applicants with arrest and conviction records. New York applicants: Notice of Employee Rights SoFi is committed to embracing diversity. As part of this commitment, SoFi offers reasonable accommodations to candidates with physical or mental disabilities. If you need accommodations to participate in the job application or interview process, please let your recruiter know or email accommodations@sofi.com. Due to insurance coverage issues, we are unable to accommodate remote work from Hawaii or Alaska at this time. Internal Employees If you are a current employee, do not apply here - please navigate to our Internal Job Board in Greenhouse to apply to our open roles.

Posted 1 week ago

Risk Advisory Services Principal - Health Care Focus-logo
Baker Tilly Virchow Krause, LLPIselin, NJ
Overview Baker Tilly is a leading advisory, tax and assurance firm, providing clients with a genuine coast-to-coast and global advantage in major regions of the U.S. and in many of the world's leading financial centers - New York, London, San Francisco, Los Angeles, Chicago and Boston. Baker Tilly Advisory Group, LP and Baker Tilly US, LLP (Baker Tilly) provide professional services through an alternative practice structure in accordance with the AICPA Code of Professional Conduct and applicable laws, regulations and professional standards. Baker Tilly US, LLP is a licensed independent CPA firm that provides attest services to its clients. Baker Tilly Advisory Group, LP and its subsidiary entities provide tax and business advisory services to their clients. Baker Tilly Advisory Group, LP and its subsidiary entities are not licensed CPA firms. Baker Tilly Advisory Group, LP and Baker Tilly US, LLP, trading as Baker Tilly, are independent members of Baker Tilly International, a worldwide network of independent accounting and business advisory firms in 141 territories, with 43,000 professionals and a combined worldwide revenue of $5.2 billion. Visit bakertilly.com or join the conversation on LinkedIn, Facebook and Instagram. Please discuss the work location status with your Baker Tilly talent acquisition professional to understand the requirements for an opportunity you are exploring. Baker Tilly is an equal opportunity/affirmative action employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, national origin, disability or protected veteran status, gender identity, sexual orientation, or any other legally protected basis, in accordance with applicable federal, state or local law. Any unsolicited resumes submitted through our website or to Baker Tilly Advisory Group, LP, employee e-mail accounts are considered property of Baker Tilly Advisory Group, LP, and are not subject to payment of agency fees. In order to be an authorized recruitment agency ("search firm") for Baker Tilly Advisory Group, LP, there must be a formal written agreement in place and the agency must be invited, by Baker Tilly's Talent Attraction team, to submit candidates for review via our applicant tracking system. Job Description: Responsibilities Are you interested in joining one of the fastest growing public accounting firms? Are you interested in being part of a National Practice in a premier Risk Services Practice? If yes, consider joining Baker Tilly (BT) as a Risk Advisory Services Principal. Our Risk Advisory practice provides a full spectrum of services to help our clients assess their risks, develop strategies to compete in an ever-changing business environment, and achieve their goals and objectives. All of this is accomplished through deep industry knowledge of risk, governance, internal audit, compliance, IT, and cybersecurity best practices. As one of the fastest growing firms in the nation, BT has the ability to provide you with an amazing ownership experience working with some of the most entrepreneurial principals in our field. If you are invigorated by these exciting challenges, then this could be the right opportunity for you! What you'll do: Provide leadership, management and strategic direction with a focus on providing an exceptional client service experience, an environment where associates can learn and grow and financial success obtained through growth and sound fiscal decision making Translate firm vision and strategy into an actionable business plan, provide specific objectives to be accomplished and monitor progress Team with marketing to develop sales and marketing plans, investigate and pursue areas for expansion of services within existing client base while also pursuing new clients, actively participate in proposals Coordinate firm resources to ensure the best products and services are provided to clients Ensure your team members are provided with meaningful training and development opportunities, are appropriately challenged by increasingly complex work, are presented with timely and thoughtful feedback and are positively recognized for their efforts Oversee the profitability of the practice to include effective utilization of personnel, appropriate rates for services provided, timely collection of fees Work closely with client executives and management teams to understand their businesses and assist in identifying and managing financial and operational risks within their business systems to ensure technology risks are managed: Develop in-depth knowledge of clients' businesses and industries by having direct client interaction while working on multiple aspects of an engagement Think independently and strategically about your clients' business, systems and risks providing recommendations for business and process improvements based upon knowledge gained relative to the client's operations, processes and business objectives Provide strategic business advice to clients by assisting in the implementation of new processes and controls that address key risks Assess, manage and optimize business risk across a wide range of areas, including operational audit, enterprise risk management (ERM) and SOX compliance Review clients' processes and controls against industry frameworks, identifying gaps in design and execution, and communicating issues and recommendations to clients Be responsible for significant new business development, including identifying, sourcing, pursuing, and winning risk advisory opportunities at large health systems in the PA, NJ, and NY region Produce comprehensive executive summaries and final reports for delivery to the client, documenting and reviewing engagement work papers in accordance with industry-accepted internal audit methodologies Act as a valued business advisor, build relationships and communicate effectively with the client to provide superior client service Lead professional and effective presentations to internal and external audiences Qualifications Strong candidates are recognized industry experts with well-rounded experience working with risk services, specifically: Bachelor's Degree in Accounting, Accounting Information Systems, or related program CPA or CIA designation(s) required Twelve (12)+ year(s) experience with risk advisory, internal/external audit, business process reengineering, and/or internal controls, with internal audit experience in the health care and or hospital setting Seven (7)+ year(s) of supervisory experience, mentoring and counseling associates Successful track record of building and growing a Risk Advisory practice, including building a team, a client base and managing revenue Proven track record of new business development in the healthcare industry in the PA, NJ, NY region Ability to lead and supervise others, provide exceptional client service, demonstrate commitment to continuous learning in order to stay current regarding applicable strategies, see the "big picture" as well as the details, display appropriate ethical knowledge and commitment, and exhibit a sense of urgency and commitment to quality and the timely completion of projects. Ability to travel as needed for client engagements

Posted 30+ days ago

B
BRP Group, Inc.Bethesda, MD
The Baldwin Group is an award-winning entrepreneur-led and inspired insurance brokerage firm delivering expertly crafted Commercial Insurance and Risk Management, Private Insurance and Risk Management, Employee Benefits and Benefit Administration, Asset and Income Protection, and Risk Mitigation strategies to clients wherever their passions and businesses take them throughout the U.S. and abroad. The Baldwin Group has award-winning industry expertise, colleagues, competencies, insurers, and most importantly, a highly differentiated culture that our clients consider an invaluable expansion of their business. The Baldwin Group (NASDAQ: BWIN), takes a holistic and tailored approach to insurance and risk management The mission is to be an integral part of the Commercial Lines team and partner with Advisors, Directors Risk Management, Client Service Specialists and others in the agency to deliver a high level of service to our commercial clients. This individual develops professional working relationships with clients, insurance companies, and agency personnel to maintain accounts and promote a positive working environment. PRIMARY RESPONSIBILITIES: Maintain client files in Agency Management System accurately and consistently; responsible for proper documentation of files and proper communication to all in accordance with company workflows, procedures, and best practices. Compose professional business correspondence via letter, email, and/or other means Capable for performing accounting/math related functions including invoicing, premium allocation, and other tasks as necessary. Monitor claims as outlined by agency procedures. Communicate claims information to others in the agency and maintain up-to-date claims information in the system. Provide guidance and assistance to the insured in coordination with claims. Interact with others effectively by utilizing good communications skills, cooperating purposefully, providing information and guidance, as needed, to achieve the goals of the company. Attend client meetings with the Advisor or Director Risk Management, when requested Assist co-workers in responding to client inquiries or processing work, when needed Manage the day-to-day activities of client accounts including, but not limited to policy review, changes and updates, contract review for certificates processing, preparing renewal documents, marketing and negotiating insurance programs, filing surplus lines, review leases, and financial statements related to the client's insurance. Assists client inquiries via telephone and email, relaying information and follow up for timely service to the insured. Counsel and advise client on coverage and exposure, recommending and placing additional coverage, as needed. Actively seeks out referrals from the current client base to solicit for new business prospects; follows up to generate new business using prospect database and automation system. Cultivates strong relationships with insurance company partners is responsible for knowing carrier requirements and attributes. Looks for opportunities to improve the firm, business segment and processes. Brings issues and discrepancies to the attention of appropriate leadership. KNOWLEDGE, SKILLS & ABILITIES: Demonstrates effective presentation skills through both verbal and written communications. Intermediate to advanced knowledge of Microsoft Word, Excel, PowerPoint, and Outlook and ability to learn any other appropriate insurance company and firm software programs. Demonstrates the firm's core values, exuding behavior that is aligned with the corporate culture. EDUCATION & EXPERIENCE: Obtain and maintain a state insurance license(s), as required by the State Department of Insurance to provide risk management consulting or risk transfer solutions as necessary in states where the firm functions (or be willing and able to obtain all required licenses within the first 90 days of employment). 3+ years of experience in a Commercial Account Manager role. OTHER: Fast paced, multi-tasking environment. Travel as required. IMPORTANT NOTICE: This position description is intended to describe the level of work required of the person performing in the role and is not a contract. The essential responsibilities are outlined; other duties may be assigned as needs arise or as required to support the organization. All requirements may be subject to reasonable accommodation to applicants and colleagues who need them for medical or religious reasons. The starting pay is $75,000- $85,000 annually. Salary is negotiable upon time of hire. #LI-JR1 #LI-Hybrid IND1 Click here for some insight into our culture! The Baldwin Group will not accept unsolicited resumes from any source other than directly from a candidate who applies on our career site. Any unsolicited resumes sent to The Baldwin Group, including unsolicited resumes sent via any source from an Agency, will not be considered and are not subject to any fees for any placement resulting from the receipt of an unsolicited resume.

Posted 6 days ago

S
State of MassachusettsBoston, MA
INTERNAL POSTING ANNOUNCEMENT FOR COMMONWEALTH OF MASSACHUETTES EMPLOYEES OFFICE of the COMPTROLLER Statewide Risk Management and Compliance Team (SRMCT) Risk and Security Analyst- EDP III FY26-004 About the Office of the Comptroller The Office of the Comptroller ensures that the more than $50 billion in annual transactions authorized by the general appropriations act and supplemental appropriations are executed in accordance with all statutory requirements and recorded in compliance with accounting standards. We also oversee capital assets, federal funding inflows, and other transactions. We also own and maintain statewide payments and payroll systems, safeguarding critical financial information. We operate in support of our partners, the financial staff at more than 150 departments and agencies across the Commonwealth. As stewards of the public trust, CTR aspires to inspire confidence by maintaining our core principles: clarity, integrity, and accountability. The powers and obligations of the Office of the Comptroller are generally dictated by M.G.L. c. 7A. Position Summary The Office of the Comptroller is seeking a Risk and Security Analyst position assigned to the Statewide Risk Management and Compliance Team (SRMT). The position reports to the Assistant Comptroller for Risk and Compliance. This position is responsible for enterprise system access management and a variety of departmental reviews to determine compliance by over 150 Commonwealth departments with internal controls, state finance law, and Comptroller regulations and policies. Additionally, this position will apply technical knowledge and skills to assess and mitigate risks related to CTR systems The ability to mine data from the Commonwealth's Enterprise systems, to analyze, report on and draw conclusions from that data are key skills of the job. Strong analytical, communication and presentation skills, along with experience writing reports and recommendations are critical skills for the successful candidate. This position requires a self-starter with capabilities and attributes which include the following: attention to detail; superior time management and solid multitasking skills; ability to contribute and work productively as part of a team; positive attitude; capacity to remain flexible and learn new accounting, auditing and technical standards as necessary; and the ability to work well under pressure. Specific Duties: Support SRMCT Security Team with statewide enterprise system(s) access requests as additional resource Lead the semi-annual statewide Department Security Access review and approval process Perform data analysis and risk assessments of state departments: Security roles usage, compliance and access Risk ratings for overall compliance with Comptroller polices, regulations and state finance law Provide technical assistance and advice to Department Security Officers (DSO) on enterprise security access management, and provide advice and assistance to departments on other internal controls and compliance issues Serve as an analyst for the statewide Internal Control Certification (ICC) - (formerly the Internal Control Questionnaire) and sampling statewide queries for other desk reviews Participate in department ICC interviews, desk reviews and virtual and on-site visits Conduct training and retraining of Department Security Officers (DSOs) Maintain updated Security Access Management Guides for enterprise systems (including MMARS and HRCMS) To effectively assess risks, monitor compliance and the effectiveness of robust internal controls, maintain knowledge and understanding of how information systems operate, including software, hardware, and networks Assist with internal training of Comptroller employees on the relationship of department devices (laptops, cell phones, etc.) and fraud awareness/phishing training Review Commonwealth departments' written systems of internal controls and provide technical assistance and advice to departments on internal controls Participate in Incident Responses - protecting enterprise systems, aiding departments with internal control advice, tracking tasks and disabling and restoring enterprise security access roles Assist with data analytics and review of samples for department desk reviews to determine compliance with state finance law and Comptroller policies and regulations Assist SRMCT in review and support of security access, internal controls, IT and Single Audit, cybersecurity and compliance as assigned Remain current on CTR oversight policies All employees of CTR may be asked to engage in other assignments on an as needed basis Bargaining Unit / Salary Range NAGE Unit 6 / Grade 14: $ 77,289.16 - $ 113,024.34 As per the Unit 6 Collective Bargaining Agreement between the Commonwealth of Massachusetts and the National Association of Government Employees the range is based upon a series of steps. Any potential offer is determined based upon an analysis of the minimum entrance requirements, the candidate's relevant work experience and educational achievement level. Benefits Package CTR is pleased to offer a comprehensive benefits package for its employees and managers. The specific components and eligibility may vary based upon position classification, hours worked per week and other variables. Therefore, specific benefits for this position may be discussed as part of the interview and offer process. The overall benefits available include paid vacation, sick and personal leave time, health, dental and vision insurance through the Commonwealth's Group Insurance, and optional pre-tax Health Savings Account plans. Details of the various plans and the cost split between employer and employee may be reviewed by looking at the Group Insurance website, https://www.mass.gov/orgs/group-insurance-commission and/or as part of the interview process. CTR employees also participate in the Commonwealth's State Retirement Plan, which may become a Defined Benefit Plan for those that both vest and subsequently retire from State service. Follow this link for additional retirement information: http://www.mass.gov/treasury/retirement/state-board-of-retire/ In addition, CTR provides employees the opportunity to elect life insurance, long term disability insurance, deferred compensation savings, tuition remission, pre-tax commuter account plans, along with other programs. CTR Hybrid Work Model CTR operates under a hybrid work model. Under this policy, employees are currently required to work a minimum of four business days per month (two set by management and two set by the employee) on-site at CTR's Boston office and may work remotely the remainder of the time at a location approved by their supervisor, so long as they comply with the requirements of the telework policy. Under this policy, all employees must be able to report to the Boston office with little or no notice, even including the same workday should an exigent circumstance arise. Therefore, a reasonable proximity to the office is necessary. CTR does not reimburse for employees to travel to the office. In addition, the successful candidate may be required to work primarily on site in Boston during the initial training and orientation period and/or for certain positions a primarily on-site role may be necessary. Commitment to Diversity CTR is committed to building a diverse staff at all levels across its entire agency. The Commonwealth is an Equal Opportunity Employer and does not discriminate on the basis of race, religion, color, sex, gender identity or expression, sexual orientation, age, disability, national origin, veteran status, or any other basis covered by appropriate law. CTR is an Equal Opportunity Employer. Females, minorities, veterans, and persons with disabilities are strongly encouraged to apply. Application Process The Office of the Comptroller encourages interested candidates that meet the minimum entrance requirements and qualifications to apply for this position. Interested candidates must submit their materials electronically, by E-mail no later than 5:00 pm, on August 17, 2025. Submissions should include the following: a cover letter; and resume. Candidates chosen to advance to a second-round interview will also be required to submit: three business writing samples; and three professional references. Please include position title and posting number (FY26-004) in the subject line of your submission. Your application package should be submitted to: CTR-HR@mass.gov Late submissions may be considered solely at the discretion of CTR. Required Background Check- Including Tax Compliance: CTR requires a background check on all prospective employees as a condition of employment. Candidates should know that the background check is not initiated until: A candidate is invited to a second or subsequent interview and The candidate has signed the Background Check Authorization Form and related releases. This background check includes a Criminal Offender Record Information (CORI) check, and Commonwealth Department of Revenue state tax compliance on all prospective employees as a condition of their employment. Candidates with advanced degrees and professional licenses may have these credentials verified. Individuals other than those references provided by a candidate may be contacted in the course of completing a full background and qualification check. Further Information: Please visit https://www.macomptroller.org for more information about the Office of the Comptroller. Preferred Qualifications Experienced user of MMARS, HRCMS, and CIW or other enterprise accounting or payroll systems, or security access management Familiarity with ServiceNow Demonstrated experience in one or more of the following: business analysis or operations, data analytics, security, internal controls, compliance Ability to analyze and critique business processes and evaluate the effectiveness of internal controls Experience with data analytics and/or visualization tools Knowledge of the principles and practices of risk management, internal controls, and fraud detection/prevention Experience implementing Comptroller's Internal Control Guide, ERM principles and Fraud Prevention tools in a Commonwealth Agency Ability to travel within the Greater Boston area and across the Commonwealth of Massachusetts may be required from time to time Required Qualifications General knowledge of working in enterprise systems like MMARS, HRCMS, and CIW, or other state government systems Ability to work both independently and in a team setting Proficiency in assessing the impact of regulations and legislation on business functions Ability to perform accurate and timely research Skilled in the presentation of information through data analysis and interpretation Provide solid and informed advice and recommendations Ability to develop relationships with the operational and management teams at external agencies, partners or clients including with colleagues within the various Business Units of a complex organization Proficiency with Microsoft Office 365 tools Commitment to the Office of the Comptroller's core values of innovation, transparency, integrity, accountability, collaboration, excellence and customer service Minimum Entrance Requirements Applicants must have at least (A) four years of full-time, or equivalent part-time, professional experience in electronic data processing of which (B) at least two years must have been in work in which the major duties included computer systems analysis, or (C) any equivalent combination of the required experience and the substitutions below. SUBSTITUTIONS: I. An Associate's degree with a major in the field of data processing or computer programming may be substituted for a maximum of one year of the required (A) experience. * II. A Bachelor's degree with a major in the field of data processing or computer and/or information science may be substituted for a maximum of two years of the required (A) experience. * III. A Graduate degree with a major in the field of data processing or computer and/or information science may be substituted for a maximum of two years of the required (A) experience. * IV. A diploma for completion of a two year full-time, or equivalent part-time, program in a recognized non-degree granting business or vocational/technical school above the high school level with a major in the field of computer programming may be substituted for a maximum of one year of the required (A) experience. * V. An official transcript from a recognized business or vocational/ technical school as evidence of completion of a program consisting of at least 650 hours of instruction in the field of computer programming may be substituted for a maximum of one year of the required experience. VI. Graduation from the data processing course of a recognized vocational/technical high school may be substituted for a maximum of one year of the required experience. Education toward such a degree or diploma will be prorated on the basis of the proportion of the requirements actually completed. NOTE: No substitution will be allowed for more than two years of the required (A) experience. NOTE: No substitution will be allowed for the three years of the required (B) experience.

Posted 1 week ago

Risk Officer-logo
Morgan StanleyPortland, OR
The Risk Officer is responsible for a wide variety of supervisory, compliance, and risk functions. In conjunction with the Senior Risk Officer, the Risk Officer has accountability for maintaining a consistent controlled environment through adherence of business ethics and practices and adherence to all applicable Federal, State and Local laws, Morgan Stanley Wealth Management policies, and other regulations. Then the Risk Officer keeps the Senior Risk Officer informed of significant matters. The Risk Officer role is a non-revenue sharing position that reports to the Senior Risk Officer. DUTIES and RESPONSIBILITIES: Surveillance and Supervision Primary responsibility for all risk, supervisory, and compliance function for respective branch location(s) Facilitates any supervisory inquiry or process that requires escalation from the Senior Risk Officer and/or the Regional Risk Officer Focuses on business ethics and regulatory and compliance practices Provides coaching and guidance on policies and procedures in order to promote risk awareness and a compliant environment Ensure proper procedures are in place to ensure that approvals are handled appropriately and timely Risk Management/Compliance/Legal Monitors and implements procedures to manage all facets of risk, including data security Facilitates regular and consistent communication of Morgan Stanley Wealth Management policies and other regulations Liaises with the Legal and Compliance Division with customer complaints and litigation Together with the Market Manager and Senior Risk Officer, ensures appropriate supervisory coverage is maintained at all times Oversees responsibilities outlined in the Branch Supervisory Manual, as well as new policies to ensure the Complex has procedures in place Supports in the preparation for and response to audits, and ensures that any audit findings are appropriately responded to and remediated Works with Market Manager and Senior Risk Officer to monitor people risk, and ensures appropriate action is taken Responsible for proactive client contact in determining suitability and managing risk Active involvement with the region regarding matters presented to the Credit Committee Primary source for intelligence on risk in regard to clients and FAs Administrative Works closely with Special Investigation Unit on any Human Resources issues as related to risk and compliance. Together with the Senior Risk Officer facilitates the training on Morgan Stanley Wealth Management compliance policies and procedures. Assists in the review and on boarding of FA recruits Qualifications- External Qualifications- External Education and/or Experience Bachelor's degree required or equivalent education or experience Previous industry experience Active Series 7, 8 (or 9 and 10), and 63, 65 (or 66) Other licenses as required for role or by management Knowledge/Skills Knowledge of SEC, FINRA and Firm Compliance Policies and Procedures Effective written and verbal communication skills Strong attention to detail Ability to prioritize and resolve market problems and escalate as necessary Ability to identify issues and trends in order to anticipate change and provide recommended comprehensive solutions and remedies Evidence of strong leadership capabilities or previous supervisory experience Ability to organize and prioritize workflow and assignments in a deadline oriented environment Ability to interact with Financial Advisors and clients Excellent judgment and the ability to be discreet in all matters Strong work ethic Reports to: Senior Risk Officer WHAT YOU CAN EXPECT FROM MORGAN STANLEY: We are committed to maintaining the first-class service and high standard of excellence that have defined Morgan Stanley for over 89 years. Our values - putting clients first, doing the right thing, leading with exceptional ideas, committing to diversity and inclusion, and giving back - aren't just beliefs, they guide the decisions we make every day to do what's best for our clients, communities and more than 80,000 employees in 1,200 offices across 42 countries. At Morgan Stanley, you'll find an opportunity to work alongside the best and the brightest, in an environment where you are supported and empowered. Our teams are relentless collaborators and creative thinkers, fueled by their diverse backgrounds and experiences. We are proud to support our employees and their families at every point along their work-life journey, offering some of the most attractive and comprehensive employee benefits and perks in the industry. There's also ample opportunity to move about the business for those who show passion and grit in their work. To learn more about our offices across the globe, please copy and paste https://www.morganstanley.com/about-us/global-offices into your browser. Morgan Stanley's goal is to build and maintain a workforce that is diverse in experience and background but uniform in reflecting our standards of integrity and excellence. Consequently, our recruiting efforts reflect our desire to attract and retain the best and brightest from all talent pools. We want to be the first choice for prospective employees. It is the policy of the Firm to ensure equal employment opportunity without discrimination or harassment on the basis of race, color, religion, creed, age, sex, sex stereotype, gender, gender identity or expression, transgender, sexual orientation, national origin, citizenship, disability, marital and civil partnership/union status, pregnancy, veteran or military service status, genetic information, or any other characteristic protected by law. Morgan Stanley is an equal opportunity employer committed to diversifying its workforce (M/F/Disability/Vet).

Posted 1 week ago

Senior Risk Analyst, Fraud Ops Strategy Forensic Investigations-logo
SofiJacksonville, FL
Employee Applicant Privacy Notice Who we are: Shape a brighter financial future with us. Together with our members, we're changing the way people think about and interact with personal finance. We're a next-generation financial services company and national bank using innovative, mobile-first technology to help our millions of members reach their goals. The industry is going through an unprecedented transformation, and we're at the forefront. We're proud to come to work every day knowing that what we do has a direct impact on people's lives, with our core values guiding us every step of the way. Join us to invest in yourself, your career, and the financial world. The role The Fraud Risk Management and Disputes Center of Excellence is looking for an experienced Senior Fraud Risk Analyst to support the areas of complex fraud ring investigations/incidents, analyst investigative systems/tools, and other special projects. This is a hybrid type role, sitting between Fraud Strategy (team that creates rules/alerts) and Fraud Operations (team that reviews/actions alerts), with a mission of "fraud ring hunting" to identify linkable patterns of fraud, and acts as a feedback loop mechanism to share learnings/enhancement opportunities on both fraud alerting strategies and analyst investigative systems/tools. The ideal candidate will have the blended skills of fraud/financial crime investigations, data analysis and leadership/communication skills during stressful fraud incidents. What you'll do: Look for linkable patterns of fraud in the ecosystem, to bulk investigate, in order to mitigate losses and improve efficiency Comb through internal data sources and build complex SQL queries needed to splice together key attributes that are most useful in fraud investigations Put on your "product manager" hat to identify pain points and propose enhanced solutions for analyst systems and tools, and estimate quantifiable impacts (e.g., loss prevented or headcount cost reduction) Support special projects or ad-hoc investigations such as regulatory exam projects, senior leadership escalations, high dollar loss cases, or other time sensitive and complex projects Collaborate with other teams on large investigations, product managers on system enhancements, and other cross functional teams Act as a feedback loop to share findings and recommendations to improve fraud strategies, including "pro tips" on investigative techniques and best practices Build presentations and business requirement documents to articulate the Fraud Ops investigative tools needed for existing and new products What you'll need: 4+ years of investigation/intel/data analysis experience, preferably with focus on risk management and/or fraud prevention in the banking, FinTech, or law enforcement space Highly skilled in SQL (e.g., Snowflake or Databricks) and experience working with large datasets Mastery of Google Sheets and Excel, and experience working with Tableau Exceptional writing and presentation skills, with the ability to articulate and consciously summarize complex investigations Proactive, highly organized, with a strong sense of ownership and accountability, and the ability to independently execute, always looking for ways to improve Nice to have: Intelligence or law enforcement background Anti-money laundering "AML" or Sanctions investigation experience Experience with Python Compensation and Benefits The base pay range for this role is listed below. Final base pay offer will be determined based on individual factors such as the candidate's experience, skills, and location. To view all of our comprehensive and competitive benefits, visit our Benefits at SoFi page! Pay range: $99,200.00 - $186,000.00 Payment frequency: Annual This role is also eligible for a bonus and competitive benefits. More information about our employee benefits can be found in the link above. SoFi provides equal employment opportunities (EEO) to all employees and applicants for employment without regard to race, color, religion (including religious dress and grooming practices), sex (including pregnancy, childbirth and related medical conditions, breastfeeding, and conditions related to breastfeeding), gender, gender identity, gender expression, national origin, ancestry, age (40 or over), physical or medical disability, medical condition, marital status, registered domestic partner status, sexual orientation, genetic information, military and/or veteran status, or any other basis prohibited by applicable state or federal law. The Company hires the best qualified candidate for the job, without regard to protected characteristics. Pursuant to the San Francisco Fair Chance Ordinance, we will consider for employment qualified applicants with arrest and conviction records. New York applicants: Notice of Employee Rights SoFi is committed to embracing diversity. As part of this commitment, SoFi offers reasonable accommodations to candidates with physical or mental disabilities. If you need accommodations to participate in the job application or interview process, please let your recruiter know or email accommodations@sofi.com. Due to insurance coverage issues, we are unable to accommodate remote work from Hawaii or Alaska at this time. Internal Employees If you are a current employee, do not apply here - please navigate to our Internal Job Board in Greenhouse to apply to our open roles.

Posted 30+ days ago

T
Truist Financial CorporationAtlanta, GA
The position is described below. If you want to apply, click the Apply Now button at the top or bottom of this page. After you click Apply Now and complete your application, you'll be invited to create a profile, which will let you see your application status and any communications. If you already have a profile with us, you can log in to check status. Need Help? If you have a disability and need assistance with the application, you can request a reasonable accommodation. Send an email to Accessibility (accommodation requests only; other inquiries won't receive a response). Regular or Temporary: Regular Language Fluency: English (Required) Work Shift: 1st shift (United States of America) Please review the following job description: Provide first line of defense risk execution for assigned business unit segments for enterprise risk and operational risk programs. Collaborate with leadership, second line of defense program owners and other applicable areas of the bank to execute on risk program deliverables. Facilitate execution of key risk framework components as delegated by LOD2 risk programs. Consult with business line management on identifying, assessing, controlling, mitigating, and communicating risks associated with business processes and decisions for the applicable business units. Job Description ESSENTIAL DUTIES AND RESPONSIBILITIES Following is a summary of the essential functions for this job. Other duties may be performed, both major and minor, which are not mentioned below. Specific activities may change from time to time. Provide first line of defense risk execution for business unit segments assigned in the execution of enterprise risk and operational risk programs Execute the creation and facilitation of Business Unit Risk Committee and other governance related activities. Execute coordination of the business and risk advisors in regulatory interactions through routine continuous monitoring activity or formal exams. Coordinate the execution of non-control-based risk programs for the business unit. Partner with the 2LOD risk program teams and the Enterprise Control & Change Office to drive consistency in risk execution within business unit. Execute risk reporting needs within the business unit for risk execution activities where reporting is not provided by the Enterprise Control & Change Office or 2LOD risk programs. QUALIFICATIONS Required Qualifications: The requirements listed below are representative of the knowledge, skill and/or ability required. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions. Bachelor's degree in business, Finance or science/academic field, or equivalent education and related training or experience. 4+ years of progressive related experience in risk or audit functions supporting risk execution and governance activities Strong facilitation and coordination skills to partner with various stakeholders on governance documentation High attention to detail and ability to think critically and strategically, multi-task, and drive change. Excellent organizational, interpersonal, communication, facilitation, and negotiation skills. Strong meeting management, conflict management, and executive presentation skills. Results-oriented and demonstrated ability to work under difficult time constraints and required delivery dates. Demonstrated proficiency in basic computer applications, such as Microsoft Office software products. Ability to travel, occasionally overnight. Preferred Qualifications Ability to think critically and strategically, with a bias for action to support change Commitment to driving a strong team culture and work from the primary office locations four days a week. MBA or advanced degree. Business Intelligence Certification/Experience (e.g. PowerBI, Tableau, Alteryx, etc.) Advanced risk certifications with focus on operational and regulatory areas of the financial services/banking industry Management Consulting experience. General Description of Available Benefits for Eligible Employees of Truist Financial Corporation: All regular teammates (not temporary or contingent workers) working 20 hours or more per week are eligible for benefits, though eligibility for specific benefits may be determined by the division of Truist offering the position. Truist offers medical, dental, vision, life insurance, disability, accidental death and dismemberment, tax-preferred savings accounts, and a 401k plan to teammates. Teammates also receive no less than 10 days of vacation (prorated based on date of hire and by full-time or part-time status) during their first year of employment, along with 10 sick days (also prorated), and paid holidays. For more details on Truist's generous benefit plans, please visit our Benefits site. Depending on the position and division, this job may also be eligible for Truist's defined benefit pension plan, restricted stock units, and/or a deferred compensation plan. As you advance through the hiring process, you will also learn more about the specific benefits available for any non-temporary position for which you apply, based on full-time or part-time status, position, and division of work. Truist is an Equal Opportunity Employer that does not discriminate on the basis of race, gender, color, religion, citizenship or national origin, age, sexual orientation, gender identity, disability, veteran status, or other classification protected by law. Truist is a Drug Free Workplace. EEO is the Law Pay Transparency Nondiscrimination Provision E-Verify

Posted 30+ days ago

Retail Stores - Risk Associate-logo
AritziaKing Of Prussia, PA
THE DEPARTMENT Our Enterprise Risk Management department is responsible for minimizing loss while respecting people, brand and operations. THE OPPORTUNITY With a special focus on merchandise security, our Risk Associate supports the Store team in delivering an outstanding customer experience while encouraging a safe and secure store environment. THE JOB As the Risk Associate, you will: Support a safe and secure working environment Minimize the loss of merchandise from all internal and external avenues Champion and coach the store team on the importance of inventory accuracy Safeguard the loss of financial, information and physical assets QUALIFICATIONS As the Risk Associate, you have: 1+ year experience in Loss Prevention / Risk Retail experience is an asset Post-secondary education in a related field ARITZIA Aritzia is an Equal Employment Opportunity employer. Our goal is to be inclusive, diverse, and representative of the communities where we work while creating an environment where every person can enjoy a successful career. This commitment applies to all candidates and employees regardless of race, ethnicity, citizenship, creed, place of origin, religion, sex, gender identity, gender expression, sexual orientation, family status, marital status, disability, age, and any other protected characteristic. Requests for accommodation due to a disability or any other protected characteristic can be made at any stage of the recruitment process and during employment by contacting our People & Culture Team.

Posted 30+ days ago

Risk Associate - Southdale Center-logo
AritziaEdina, MN
THE DEPARTMENT Our Enterprise Risk Management department is responsible for minimizing loss while respecting people, brand and operations. THE OPPORTUNITY With a special focus on merchandise security, our Risk Associate supports the Boutique team in delivering an outstanding customer experience while encouraging a safe and secure store environment. THE JOB As the Risk Associate, you will: Support a safe and secure working environment Minimize the loss of merchandise from all internal and external avenues Champion and coach the store team on the importance of inventory accuracy Safeguard the loss of financial, information and physical assets QUALIFICATIONS As the Risk Associate, you have: 1+ year experience in Loss Prevention / Risk Retail experience is an asset Post-secondary education in a related field THE PERKS Some of the industry-leading benefits you will receive working at Aritzia: Employee Assistance Program- 24/7 support, resources, and information available to you and your family Aspirational Workspace- Every detail is considered to connect to the energy of the culture Talent Mobility Program- From out of town? no problem - we offer a highly supportive relocation program Competitive Pay Packages- A commitment to performance based pay increases and career progression Product Discount- Our famous product discount, online and in store Health Benefits- Comprehensive health, vision and dental packages for eligible employees Extras- A multitude of other perks like dry-cleaning, hotel and restaurant discounts, self-care promos, on-site medical care and more. Health & Safety- Industry-leading health and safety precautions, including on-site screenings, mask and distancing protocols, and cleaning supplies/ ARITZIA Aritzia is an Equal Employment Opportunity employer. Our goal is to be inclusive, diverse, and representative of the communities where we work while creating an environment where every person can enjoy a successful career. This commitment applies to all candidates and employees regardless of race, ethnicity, citizenship, creed, place of origin, religion, sex, gender identity, gender expression, sexual orientation, family status, marital status, disability, age, and any other protected characteristic. Requests for accommodation due to a disability or any other protected characteristic can be made at any stage of the recruitment process and during employment by contacting our People & Culture Team.

Posted 30+ days ago

Client Executive - Risk Managament General-logo
Clark InsuranceMilan, TN
Company: Marsh Description: Client Executive - Risk Management General Are you an experienced Client Executive with Property-Liability insurance background? Are you interested in building relationships with a broad spectrum of clients (including multinational) for a market-leading, global organization that can provide long-term career progression? If so, we are currently looking to expand our Risk Management General Team on Milan office and are very interested in speaking with top talent within the insurance industry. What can you expect? The opportunity to join a growing and highly successful team working with some of the largest and best known companies on bespoke and complex insurance arrangements including global programs; A team that strive to deliver best practice, market leading service and solutions with a focus on client service excellence; To build and maintain an excellent rapport with our clients, providers and colleagues across Marsh, Excellent training and development with the ongoing career opportunities. You will be responsible for the following activities: Manage a portfolio of predominantly large, complex and/or multinational clients; Identify, and agree strategies for, clients' risk management, risk financing and insurance needs and objectives; Lead and sign off insurance program design activities; Produce budget proposals and negotiate fees; Host client and insurer meetings in conjunction with specialist broker and client service teams; Partner with the Placement Team to design strategies to achieve growth goals and provide exceptional client service; Strive to deliver best practice, market-leading service and solutions for all clients. Requirements: Master's Degree in Economics, Law or similar; Proven experience in insurance / insurance brokerage industries, preferably in a client-facing role; Property-Liability (combined) insurance experience; Excellent communication and interpersonal skills; Negotiating and influencing skills; Analytical and problem-solving skills; Fluent in written and spoken English and Italian. Why joining our team? A company with a strong brand and strong results to match; Opportunities to work on international deals; Attractive benefits coverage, outstanding learning programs, mentoring opportunities and interaction with counterparts in industry groups and client organizations. Marsh McLennan is committed to creating a diverse, inclusive and flexible work environment. We aim to attract and retain the best people and embrace diversity of age, background, disability, ethnic origin, family duties, gender orientation or expression, marital status, nationality, parental status, personal or social status, political affiliation, race, religion and beliefs, sex/gender, sexual orientation or expression, skin color, or any other characteristic protected by applicable law. Marsh McLennan is committed to hybrid work, which includes the flexibility of working remotely and the collaboration, connections and professional development benefits of working together in the office. All Marsh McLennan colleagues are expected to be in their local office or working onsite with clients at least three days per week. Office-based teams will identify at least one "anchor day" per week on which their full team will be together in person.

Posted 3 weeks ago

PwC logo

Financial Credit Risk, Manager

PwCChicago, IL

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Job Description

Industry/Sector

Banking and Capital Markets

Specialism

Financial Risk

Management Level

Manager

Job Description & Summary

A career in our Balance Sheet Management practice, within Financial Risk and Regulatory services, will provide you with the opportunity to help business leaders embed a proactive and dynamic risk management capability and mind set into their corporate business practices. From strategy through to implementation, we help put in place people, processes and technology so they can leverage financial risk management to identify new opportunities and pursue success as smoothly, systematically and sustainably as possible in the face of changing markets, technologies and competition.

Our team provides our clients with gap assessments as well as design and implement processes to facilitate asset and liability management, funding and liquidity planning and stress testing, and capital management. You'll help build tools that enable our clients to efficiently utilise capital and liquidity resources, consistent with regulatory expectations.

To really stand out and make us fit for the future in a constantly changing world, each and every one of us at PwC needs to be a purpose-led and values-driven leader at every level. To help us achieve this we have the PwC Professional; our global leadership development framework. It gives us a single set of expectations across our lines, geographies and career paths, and provides transparency on the skills we need as individuals to be successful and progress in our careers, now and in the future.

As a Manager, you'll work as part of a team of problem solvers, helping to solve complex business issues from strategy to execution. PwC Professional skills and responsibilities for this management level include but are not limited to:

  • Develop new skills outside of comfort zone.
  • Act to resolve issues which prevent the team working effectively.
  • Coach others, recognise their strengths, and encourage them to take ownership of their personal development.
  • Analyse complex ideas or proposals and build a range of meaningful recommendations.
  • Use multiple sources of information including broader stakeholder views to develop solutions and recommendations.
  • Address sub-standard work or work that does not meet firm's/client's expectations.
  • Use data and insights to inform conclusions and support decision-making.
  • Develop a point of view on key global trends, and how they impact clients.
  • Manage a variety of viewpoints to build consensus and create positive outcomes for all parties.
  • Simplify complex messages, highlighting and summarising key points.
  • Uphold the firm's code of ethics and business conduct.

As a member of the Risk & Regulatory Advisory team, you will advise financial institutions on a broad range of credit risk management topics including organization and governance; credit process optimization; risk rating model design, build and implementation; credit regulatory assessments; and Current Expected Credit Losses (CECL) process and tools. You will work on a team evaluating, designing, and implementing credit risk strategies to support our clients in addressing key market challenges.

Job Requirements and Preferences:

Basic Qualifications:

Minimum Degree Required:

Bachelor Degree

Minimum Years of Experience:

6 year(s)

Preferred Qualifications:

Degree Preferred:

Master Degree

Preferred Fields of Study:

Business Administration/Management, Statistics, Mathematics, Finance, Economics, Accounting

Preferred Knowledge/Skills:

Demonstrates extensive-level abilities and/or a proven record of success in how to lead or facilitate relevant project management or client consultations in the areas of credit-related activities and credit risk management, preferably in some combination of the following areas:

  • Leading and/or playing a significant role in commercial and retail lending and credit process redesign initiatives, such as streamlining credit approval processes (including artificial intelligence), better aligning deal team execution and delivery to client segmentation schemes, implementing credit process redesign initiatives (e.g., target operating model for credit lifecycle), redesigning risk management organization or functional responsibilities, enhancing loan review processes, and/or enhancing loss mitigation/recovery processes;
  • Managing credit risk processes, performing underwriting, credit analysis and assigning risk ratings (e.g., single, and dual risk rating frameworks), writing and reviewing risk management policies and procedures, 1st and 2nd line of defense experience;
  • Developing, applying, and validating commercial and retail credit risk methodologies including obligor and facility risk rating (e.g., PD, LGD, EAD) models, pricing models, etc.;
  • Creating and executing design and application of commercial and retail credit risk reporting and analytics in a financial services organization;
  • Possessing knowledge of Allowance for Credit Losses, including methodology, models, and US GAAP requirements under Current Expected Credit Losses (CECL) and knowledge of IFRS 9;
  • Selecting, implementing and/or using commercial and retail credit risk workflow, analytic tools - e.g., Moody's, S&P, nCino, and/or, reporting technologies;
  • Demonstrating familiarity with commercial and retail credit regulatory guidance covering CECL, credit risk review systems, underwriting/annual reviews; and,
  • Possessing completion of a formal credit training program;

Demonstrates extensive-level abilities and/or a proven record of success with designing and implementing process improvement solutions, leveraging PC applications including MS Office (Word, Excel, Access, PowerPoint), where applicable, including:

  • Leveraging know-how of a wide range of commercial and retail loan types, including C&I, CRE, ABL, Leasing, Project Finance, Leveraged Lending, fund financing, etc.;
  • Operating successfully as both an individual contributor and team member, identifying and addressing client needs. Preparing, coordinating, and delivering complex written and verbal materials to clients and senior management (e.g., PPT presentations, summary reports/ memos, oral presentations);
  • Supervising teams to create a strong atmosphere of trust, seeking diverse views to encourage improvement and innovation, and coaching staff, including providing timely meaningful written and verbal feedback;
  • Identifying and addressing client needs by building and maintaining trust (e.g., client relationship management);
  • Considering cross-cultural differences, seeking diverse views to encourage improvement and innovation, and fostering a global mindset for the team;
  • Demonstrating experience in working with and managing on-shore and off-shore teams;
  • Demonstrating thorough ability to communicate project goals and objectives, project status and deliverables, building consensus and presenting standard industry practices/point of view effectively; and,
  • Keeping leadership informed of progress and issues.

Travel Requirements

Up to 60%

Job Posting End Date

Learn more about how we work: https://pwc.to/how-we-work

PwC does not intend to hire experienced or entry level job seekers who will need, now or in the future, PwC sponsorship through the H-1B lottery, except as set forth within the following policy: https://pwc.to/H-1B-Lottery-Policy.

As PwC is an equal opportunity employer, all qualified applicants will receive consideration for employment at PwC without regard to race; color; religion; national origin; sex (including pregnancy, sexual orientation, and gender identity); age; disability; genetic information (including family medical history); veteran, marital, or citizenship status; or, any other status protected by law.

For only those qualified applicants that are impacted by the Los Angeles County Fair Chance Ordinance for Employers, the Los Angeles' Fair Chance Initiative for Hiring Ordinance, the San Francisco Fair Chance Ordinance, San Diego County Fair Chance Ordinance, and the California Fair Chance Act, where applicable, arrest or conviction records will be considered for Employment in accordance with these laws. At PwC, we recognize that conviction records may have a direct, adverse, and negative relationship to responsibilities such as accessing sensitive company or customer information, handling proprietary assets, or collaborating closely with team members. We evaluate these factors thoughtfully to establish a secure and trusted workplace for all.

The salary range for this position is: $99,000 - $232,000, plus individuals may be eligible for an annual discretionary bonus. For roles that are based in Maryland, this is the listed salary range for this position. Actual compensation within the range will be dependent upon the individual's skills, experience, qualifications and location, and applicable employment laws. PwC offers a wide range of benefits, including medical, dental, vision, 401k, holiday pay, vacation, personal and family sick leave, and more. To view our benefits at a glance, please visit the following link: https://pwc.to/benefits-at-a-glance

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