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Risk Modeling Services Life - Actuarial Manager-logo
Risk Modeling Services Life - Actuarial Manager
PwCDetroit, MI
Industry/Sector 82200 Life Insurance Specialism Actuarial Services Management Level Manager Job Description & Summary A career in our Risk Modeling Services practice will provide you with the opportunity to contribute general insurance advice and consulting services to clients such as insurers, banks, regulators, and third party administrators. You'll provide advice covering solvency, economic capital, risk management, mergers and acquisitions, company restructuring and risk control, financial modelling, underwriting, new legislation, and the efficiency of claims or reporting processes. Simply put, you might help analyse the impact that new regulation will have on an insurance company's balance sheet or you could be revising businesses' projections and making sure they have adequate reserves. Our team helps insurers address new financial reporting requirements by assessing the financial and business impacts of regulations, building implementation plans, and implementing relevant requirements, particularly across areas of financial reporting change. To really stand out and make us fit for the future in a constantly changing world, each and every one of us at PwC needs to be a purpose-led and values-driven leader at every level. To help us achieve this we have the PwC Professional; our global leadership development framework. It gives us a single set of expectations across our lines, geographies and career paths, and provides transparency on the skills we need as individuals to be successful and progress in our careers, now and in the future. As a Manager, you'll work as part of a team of problem solvers, helping to solve complex business issues from strategy to execution. PwC Professional skills and responsibilities for this management level include but are not limited to: Develop new skills outside of comfort zone. Act to resolve issues which prevent the team working effectively. Coach others, recognise their strengths, and encourage them to take ownership of their personal development. Analyse complex ideas or proposals and build a range of meaningful recommendations. Use multiple sources of information including broader stakeholder views to develop solutions and recommendations. Address sub-standard work or work that does not meet firm's/client's expectations. Use data and insights to inform conclusions and support decision-making. Develop a point of view on key global trends, and how they impact clients. Manage a variety of viewpoints to build consensus and create positive outcomes for all parties. Simplify complex messages, highlighting and summarising key points. Uphold the firm's code of ethics and business conduct. The Opportunity As part of the Actuarial Life Services team you are expected to direct efforts to identify and address client needs, focusing on life and non-life industry and regulatory developments. As a Manager you are expected to lead teams and manage client accounts, focusing on strategic planning and mentoring junior staff. You are accountable for maintaining project success and upholding rigorous standards. Enhancing your leadership style, you motivate, develop and inspire others to deliver quality. You are responsible for coaching, leveraging team member's unique strengths, and managing performance to deliver on client expectations. With your growing knowledge of how business works, you play an important role in identifying opportunities that contribute to the success of our Firm. You are expected to lead with integrity and authenticity, articulating our purpose and principles in a meaningful way. You embrace technology and innovation to enhance your delivery and encourage others to do the same. Responsibilities Identify and address client needs in life and non-life industry Lead teams and manage client accounts Mentor junior staff and maintain premium standards Support regulatory developments and initiatives Manage risks and maintain project success Develop and implement strategic initiatives Foster a culture of continuous improvement Embrace technology and innovation in risk management What You Must Have Bachelor's Degree in Actuarial Science, Statistics, Mathematical Statistics, Applied Mathematics, Mathematics, Economics 5 years of experience Certification(s) Required: Associateship of the Society of Actuaries (ASA) What Sets You Apart Certification(s) Preferred: Fellowship of the Society of Actuaries (FSA) Technical actuarial subject matter specialization Developing and sustaining broad client relationships Preparing and presenting complex written and verbal documents Defining resource requirements and project workflow Using spreadsheets, database, and actuarial software Leading teams to generate a vision and motivate members Writing, communicating, and presenting cogently Travel Requirements Up to 20% Job Posting End Date Learn more about how we work: https://pwc.to/how-we-work PwC does not intend to hire experienced or entry level job seekers who will need, now or in the future, PwC sponsorship through the H-1B lottery, except as set forth within the following policy: https://pwc.to/H-1B-Lottery-Policy . As PwC is an equal opportunity employer, all qualified applicants will receive consideration for employment at PwC without regard to race; color; religion; national origin; sex (including pregnancy, sexual orientation, and gender identity); age; disability; genetic information (including family medical history); veteran, marital, or citizenship status; or, any other status protected by law. For only those qualified applicants that are impacted by the Los Angeles County Fair Chance Ordinance for Employers, the Los Angeles' Fair Chance Initiative for Hiring Ordinance, the San Francisco Fair Chance Ordinance, San Diego County Fair Chance Ordinance, and the California Fair Chance Act, where applicable, arrest or conviction records will be considered for Employment in accordance with these laws. At PwC, we recognize that conviction records may have a direct, adverse, and negative relationship to responsibilities such as accessing sensitive company or customer information, handling proprietary assets, or collaborating closely with team members. We evaluate these factors thoughtfully to establish a secure and trusted workplace for all. Applications will be accepted until the position is filled or the posting is removed, unless otherwise set forth on the following webpage. Please visit this link for information about anticipated application deadlines: https://pwc.to/us-application-deadlines The salary range for this position is: $82,500 - $291,000, plus individuals may be eligible for an annual discretionary bonus. For roles that are based in Maryland, this is the listed salary range for this position. Actual compensation within the range will be dependent upon the individual's skills, experience, qualifications and location, and applicable employment laws. PwC offers a wide range of benefits, including medical, dental, vision, 401k, holiday pay, vacation, personal and family sick leave, and more. To view our benefits at a glance, please visit the following link: https://pwc.to/benefits-at-a-glance

Posted 1 week ago

Sr Principal Quality Engineer - Product Risk Assessments, Technical Investigations & Improvements-logo
Sr Principal Quality Engineer - Product Risk Assessments, Technical Investigations & Improvements
Edwards Lifesciences CorpIrvine, CA
This position is designated as onsite at our Irvine, CA campus. However, hybrid or remote work flexibility may be available on a periodic basis. Aortic stenosis impacts millions of people globally, yet it often remains under-diagnosed and under-treated. Edwards' groundbreaking work in transcatheter aortic heart valve replacement (TAVR) pioneered an innovative, life-changing solution for patients by offering heart valve replacement without the need for open heart surgery. Our Transcatheter Heart Valve (THV) business unit continues to partner with cardiologists and clinical teams to transform patient care with devices supported by clinical evidence. It's our driving force to help patients live longer and healthier lives. Join us and be part of our inspiring journey. The Senior Principal Quality Engineer will apply knowledge of quality engineering principles and methods to ensure compliance with regulatory requirements and Edwards' systems/procedures to drive large scale comprehensive investigations across multiple sites, interfacing with internal and external partners. They will be a key partner is leveraging the learnings from those investigations to drive long term improvements in device manufacturing, design, and distribution. How you will make an impact: Initiate and lead in the investigation of highly complex product quality and compliance issues (e.g., PRAs, CAPA, non-conformances, audit observations) for all production processes based on engineering principles; analyze results, make recommendations and develop reports, based on engineering principles Drive the development and manage the execution of multiple, highly complex experiments and tests (including writing and executing protocols) to assess impact, and improve products (including evaluation of source materials and suppliers) and manufacturing processes/methods based on engineering principles; analyze results, make recommendations, and develop reports and lead team members to drive investigations to completion. Lead in the identification and ensure the optimization of highly complex processes using engineering methods (e.g., SIX Sigma and LEAN methods) for design for manufacturing and for continuous process improvement. Identify opportunities for re-design/design of highly complex equipment, tools, fixtures, etc. to improve processes, and reduce risk. Develop training and documentation materials (e.g., work instructions) to enable seamless knowledge transfer of project, manufacturing, and business processes. Oversee Quality support tasks; give instruction to engineers/technicians on conducting tests; train engineers/ technicians and provide feedback; and may coordinate engineers/ technician work. Train, coach, and guide lower-level employees on highly complex procedures. May be selected as an Independent Reviewer for design reviews. Lead training, new system procedures, and new method development What you'll need (Required): Bachelor's degree in engineering or scientific field, plus at least (8) years of experience with either Quality Engineering, Product Investigations, and/or Risk Management; OR Master's degree in engineering or scientific field, plus at least (7) years of experience with either Quality Engineering, Product Investigations, and/or Risk Management Proven experience leading cross-functional root cause investigations and Product Risk Assessments (PRAs) Experience and strong knowledge of CAPA, NCR, and complaint investigation processes Excellent communication skills and documenting complex information What else we look for (Preferred): Engineering degree Demonstrated ability to drive investigations across multiple sites and functional groups Ability to lead and train teams on Root Cause Analysis (RCA) methodologies Experience implementing systemic quality improvements across global sites Working knowledge of process and equipment validations Familiarity with FDA 21 CFR 820, ISO 13485, and ISO 14971 Experience with Class III medical devices or implantable technologies Familiarity with tools like TrackWise, Greenlight Guru, or Windchill Six Sigma Black Belt or equivalent certification Aligning our overall business objectives with performance, we offer competitive salaries, performance-based incentives, and a wide variety of benefits programs to address the diverse individual needs of our employees and their families. For California (CA), the base pay range for this position is $136,000 to $192,000 (highly experienced). The pay for the successful candidate will depend on various factors (e.g., qualifications, education, prior experience). Applications will be accepted while this position is posted on our Careers website. Edwards is an Equal Opportunity/Affirmative Action employer including protected Veterans and individuals with disabilities. COVID Vaccination Requirement Edwards is committed to protecting our vulnerable patients and the healthcare providers who are treating them. As such, all patient-facing and in-hospital positions require COVID-19 vaccination. If hired into a covered role, as a condition of employment, you will be required to submit proof that you have been vaccinated for COVID-19, unless you request and are granted a medical or religious accommodation for exemption from the vaccination requirement. This vaccination requirement does not apply in locations where it is prohibited by law to impose vaccination.

Posted 4 weeks ago

IT Audit, Cybersecurity & Risk Advisory Senior-logo
IT Audit, Cybersecurity & Risk Advisory Senior
Baker Tilly Virchow Krause, LLPChicago, IL
Overview Baker Tilly is a leading advisory, tax and assurance firm, providing clients with a genuine coast-to-coast and global advantage in major regions of the U.S. and in many of the world's leading financial centers - New York, London, San Francisco, Los Angeles, Chicago and Boston. Baker Tilly Advisory Group, LP and Baker Tilly US, LLP (Baker Tilly) provide professional services through an alternative practice structure in accordance with the AICPA Code of Professional Conduct and applicable laws, regulations and professional standards. Baker Tilly US, LLP is a licensed independent CPA firm that provides attest services to its clients. Baker Tilly Advisory Group, LP and its subsidiary entities provide tax and business advisory services to their clients. Baker Tilly Advisory Group, LP and its subsidiary entities are not licensed CPA firms. Baker Tilly Advisory Group, LP and Baker Tilly US, LLP, trading as Baker Tilly, are independent members of Baker Tilly International, a worldwide network of independent accounting and business advisory firms in 141 territories, with 43,000 professionals and a combined worldwide revenue of $5.2 billion. Visit bakertilly.com or join the conversation on LinkedIn, Facebook and Instagram. Please discuss the work location status with your Baker Tilly talent acquisition professional to understand the requirements for an opportunity you are exploring. Baker Tilly is an equal opportunity/affirmative action employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, national origin, disability or protected veteran status, gender identity, sexual orientation, or any other legally protected basis, in accordance with applicable federal, state or local law. Any unsolicited resumes submitted through our website or to Baker Tilly Advisory Group, LP, employee e-mail accounts are considered property of Baker Tilly Advisory Group, LP, and are not subject to payment of agency fees. In order to be an authorized recruitment agency ("search firm") for Baker Tilly Advisory Group, LP, there must be a formal written agreement in place and the agency must be invited, by Baker Tilly's Talent Attraction team, to submit candidates for review via our applicant tracking system. Job Description: Responsibilities Are you interested in joining one of the fastest growing consulting and accounting firms in the country? Would you like the ability to join a highly dynamic team focused on providing exceptional client service in the area of informational technology risk advisory? If yes, consider joining Baker Tilly (BT) as an IT Audit, Cybersecurity & Risk Senior Consultant! Our Risk Advisory practice provides a full spectrum of services to help our clients assess their risks, develop strategies to compete in an ever-changing business environment, and achieve their goals and objectives. All of this is accomplished through deep industry knowledge of risk, governance, internal audit, compliance, IT, and cybersecurity best practices. As one of the fastest growing firms in the nation, BT has the ability to offer you upward career trajectory, flexibility in how and where you get your work done and meaningful relationships with clients, teammates and leadership who truly care about you and your development. You will enjoy this role if: You want to continue to expand your work experiences and hone your skills as an IT risk professional in the areas of compliance, cybersecurity, and internal controls You crave the opportunity to be part of a fast growing, entrepreneurial risk consulting practice where your hard work and creativity will be rewarded You do your best work when you are part of a talented, down-to-earth team that thrives in collaboration and truly enjoys working together You feel valued when you are provided the resources and support to continually sharpen your technical skills and build your career now, for tomorrow What you will do: Work closely with client executives and management teams to understand their businesses and assist in identifying and managing financial and operational risks within their business systems to ensure technology risks are managed: Develop in-depth knowledge of clients' businesses and industries by having direct client interaction while working on multiple aspects of an engagement Think independently and strategically about your clients' business, systems and risks providing recommendations for business and process improvements based upon knowledge gained relative to the client's operations, processes and business objectives Provide strategic business assurance to clients by assisting in the implementation of new processes and controls that address key risks Assess, manage and optimize information technology risk across a wide range of areas, including cybersecurity, IT strategy and governance, IT regulatory and compliance requirements, and business continuity Review clients' processes and controls against industry frameworks, identifying gaps in design and execution, and communicating issues and recommendations to clients Assist in the development of audit programs and the execution of internal audits and IT control assessments in the areas of: IT strategy and governance IT operations, business continuity and disaster recovery Cybersecurity Third party risk ITGC and application controls SOC reporting Regulatory and compliance requirements Assist in drafting comprehensive executive summaries and final reports for delivery to the client, documenting and reviewing engagement work papers in accordance with industry-accepted internal audit methodologies Act as a valued business advisor, build relationships and communicate effectively with the client to provide superior client service Facilitate professional and effective presentations to internal and external audiences Continue to develop your knowledge and experience working with a variety of technology environments, platforms, applications and tools/utilities Demonstrate the desire to continually grow, learn and develop skills and knowledge through external and internal education, training and cross-training opportunities to maximize personal contribution to the organizational goals and ongoing career development Utilize your entrepreneurial skills to network and build strong relationships internally and externally with clients Support the growth and development of team members through the Baker Tilly Care and Teach philosophy, helping associates meet their professional goals Enjoy friendships, social activities and team outings that encourage a work-life balance Qualifications Bachelor's degree in management/computer information systems, computer science, accounting information systems, computer engineering, industrial engineering, or related program CISA, CISSP, CISM, CIA, or CPA certifications preferred 2+ year(s) experience with IT audit or cybersecurity Experience as a client serving professional for a consulting firm desired Excellent analytical, technical and problem solving skills, with strong attention to detail Exceptional verbal and written communication, collaboration, and time management skills The compensation range for this role is $81,830 to $177,310. Actual compensation is influenced by a variety of factors including but not limited to skills, experience, qualifications, and geographic location. #LI-SB2 #LI-hybrid

Posted 3 weeks ago

Senior Risk Modeling Manager-logo
Senior Risk Modeling Manager
Enact Holding, Inc.Raleigh, NC
At Enact, we understand that there's no place like home. That's why we bring our deep expertise, insightful offerings, and extra mile service to work every day to help lenders put more people in homes and keep them there. We're looking for a Senior Risk Modeling Manager in Raleigh, NC to join us in fulfilling our mission, while utilizing our values of excellence, improvement, and connection. In this role, you will provide insights and expertise in model development and quantitative analysis of insurance and credit risk across structured and unstructured insurance opportunities within Enact Re, our Bermuda-domiciled business unit. Reporting directly to the Chief Risk Officer of Enact Re, you are responsible for helping Enact succeed in its long-term growth strategy. Success in this role requires a blend of strong analytical skills, financial acumen, insurance and credit risk modeling expertise, and effective communication. LOCATION Enact Headquarters, Raleigh, NC - Hybrid Schedule YOUR RESPONSIBILITIES Development of qualitative and quantitative assessments for both existing and new business opportunities using internal and external models, analytical tools, and ratings models. Use statistical techniques to analyze and model performance datasets, ratings migration, and economic trends that impact the Company's exposures and their performance. Analyze, critique, monitor, and expand upon risk models leveraged within the business and validate that these models are fit for use under Enact's Model Risk Framework. Analyze stochastic modeling frameworks and interpret their corresponding probability distributions. Perform stress testing across multiple collateral and transaction types that considers correlation between exposures while adhering to internal and regulatory standards. Develop quantitative assessments, including scenario analysis, sensitivity analysis, and what-if analysis of risk exposures and provide guidance to support capital management strategies and underwriting limits. Summarize and present analysis of expected performance and financials to both technical and non-technical stakeholders. Document the risks, limitations, and appropriate confidence in a set of analytical results. Collaborate with various internal stakeholders including teams in Risk, Finance, Operations, and IT to gather necessary data for modeling and monitoring that promotes understanding of models and their results. Provide oversight and guidance of transaction analysis and underwriting on new opportunities. Provide support in developing management and Board level reporting along with required regulatory filings, including the Company's Commercial Insurer Solvency Self-Assessment (CISSA). Engage external parties and in independent research to learn industry standard techniques and promote innovative approaches to improve the existing suite of risk models. YOUR QUALIFICATIONS Bachelor's degree or equivalent in actuarial science, statistics, financial mathematics, or a related field 7+ years of quantitative experience working with performance data and building risk models Knowledge of stochastic modeling concepts and application Experience working with capital modeling, financial cashflows and financial metrics Experience with economic, regulatory, and rating agency capital frameworks Experience developing, testing, and documenting quantitative frameworks and risk models Exceptional quantitative, analytical, and organizational skills Ability to take independent ownership of projects including the evaluation, conclusion, and presentation of findings Strong communication, presentation, and collaboration skills that allow for collaboration and at all levels within the organization, including senior management Ability to challenge and influence in a collaborative way PREFERRED QUALIFICATIONS Advanced degree preferred Proficiency in data manipulation and analysis via SQL and Excel or a programming language such as Python, R, or SAS Experience in developing risk frameworks, underwriting guidance, and pricing strategies Experience with structured credit both in single name and portfolio form COMPANY Enact Holdings, Inc. (Nasdaq: ACT), operating primarily through its wholly owned subsidiaries, is a leading publicly traded U.S. private mortgage insurance provider, offering borrower-centric products that enable lenders and other partners across the U.S. to help people responsibly achieve and maintain the dream of homeownership. By empowering customers and their borrowers, Enact seeks to positively impact the lives of those in the communities in which it serves in a sustainable way. Headquartered in Raleigh, North Carolina, we play an active role in supporting a healthier Triangle community. We also support our colleagues' philanthropic efforts in their home communities across the U.S. Enact values all perspectives, characteristics and experiences, along with providing a positive and inclusive culture for employees to grow and succeed. We strive to create an environment where employees can bring their full, authentic selves to work to help each other and their customers. We are proud to be an equal opportunity employer and all hiring decisions are based on merit, qualifications, and business needs. We do not discriminate based upon race, religion, color, national origin, gender (including pregnancy), sexual orientation, gender identity, gender expression, age, status as a protected veteran, status as an individual with a disability, or other applicable legally protected characteristics. WHY WORK AT ENACT We bring innovative thinking to the situations at hand We seek out and incorporate diverse views to strengthen our outcomes We work on challenging and rewarding projects We offer competitive benefits: Hybrid work schedule (shared in-office days Tues/Wed/Thurs) Generous Time Off 40 Hours of Volunteer Time Off Tuition Reimbursement and Student Loan Repayment Paid Family Leave and Flexible Spending Accounts 401k with up to 5% employer match Fitness and Emotional Wellness Reimbursements Onsite Gym

Posted 4 weeks ago

Client Executive, Personal Risk (Hybrid - Amherst, NY Or Remote)-logo
Client Executive, Personal Risk (Hybrid - Amherst, NY Or Remote)
National Financial Partners Corp.Amherst, OH
Who We Are: NFP, an Aon company, is a multiple Best Places to Work award winner in Business Insurance. We are an organization of consultative advisors and problem solvers. We help companies and individuals around the globe address their most significant risk, workforce, wealth management and retirement challenges through custom solutions and a people-first approach. To learn more, please visit: https://www.NFP.com . Summary: The Client Executive will be responsible for maintaining and growing a book of business, focusing on smaller accounts with the potential to handle larger, complex ones. They will receive coaching from senior leaders, service assigned accounts and develop sales by identifying prospective customers. They will collaborate with management to set targets, report results, review sales outcomes, and troubleshoot issues. Additionally, they will build relationships with key stakeholders, act as a product expert with support from senior advisors, exercise independent judgment, and perform other duties as assigned. This is a full-time opportunity with a base salary plus commission structure and flexible work arrangements outside sales. The work schedule requires a hybrid arrangement from our Amherst, NY office. However, we will also consider experienced candidates for a fully remote schedule. Essential Duties and Responsibilities: Manages smaller accounts, with expectations of developing skills to support larger, more complex accounts. May be assigned to specific business line and/or client segment. Focuses on less complex clients and prospects. Receives regular coaching/mentoring from more senior sales leaders. Services assigned accounts on an ongoing basis; May jointly service the client together with an Account Manager and/or an Account Executive. Responsible for developing and increasing sales for assigned book of business and/or territory/industry sector by compiling lists of prospective customers for use as sales leads, based on information from newspapers, business directories, industry ads, trade shows, Internet websites, and other sources Confers with management on setting and achieving integrated selling targets. May get assistance or work on the clients of a Senior Advisor / Client Executive. Reports actual results to team and utilizes tools such as Salesforce and Epic. Reviews sales results for assigned clients, strategizing changes and troubleshooting problems. Develops and maintains relationships with key prospect and client stake holders. Acts as subject matter expert for company products and services with the assistance of a Senior Advisor/ Client Executive. Increasingly exercises independent judgment subject to general supervisor support. Performs other duties as assigned. May provide informal leadership based on experience without official supervisory responsibility. Flexible work arrangements outside sales Knowledge, Skills, and/or Abilities: Knowledge of benefits administration, HealthCare Reform, industry trends, carrier products and services Ability to work independently and anticipate client and team needs Effective time management and decision making skills Diligent follow up skills Ability to express ideas clearly in both written and oral communications Strong Microsoft Excel and PowerPoint skills Commanding presentation and public speaking abilities Education and/or Experience: High School graduate (or equivalent), BA/BS preferred with 0-3 years of directly related industry experience preferred Certificates, Licenses, Registration: Insurance Broker's license required representing the coverages being sold. (e.g. P&C broker's license or Life and Health broker's license.) What We Offer: We're proud to offer a competitive salary, PTO & paid holidays, 401(k) with match, exclusive discount programs, health & wellness programs, and more. Our PeopleFirst culture focuses on building and nurturing lifelong relationships with our employees because, at the end of the day, we exist to be there for others. The base salary range for this position is $54,000 - $65,000. The base salary offered will be determined by factors including, but not limited to, experience, credentials, education, certifications, skill level required for the position, the scope of the position, and geographic location. Actual base salary offered will be determined on a case-by-case basis. In addition to the base salary, this position may be eligible for performance-based incentives. NFP and You... Better Together! NFP is an inclusive Equal Employment Opportunity employer.

Posted 30+ days ago

Financial Services Commercial Advisory - Financial Crimes, Risk & Compliance | Senior Consultant-logo
Financial Services Commercial Advisory - Financial Crimes, Risk & Compliance | Senior Consultant
GuidehouseNew York, NY
Job Family: Risk & Regulatory Compliance Consulting Travel Required: Up to 50% Clearance Required: None What You Will Do: Guidehouse has an aggressive growth strategy for its Financial Crimes, Risk and Compliance (FCRC) practice and currently seeks candidates with relevant financial crimes, fraud, consumer protection, risk management, and / or regulatory compliance experience. Responsibilities will include, but not be limited to, the following: Support Digital Onboarding, Perpetual KYC, Transaction Monitoring, Sanctions, Trade Surveillance, Anti-Bribery & Corruption, and / or Fraud projects and / or related investigations. Support enterprise risk management program, risk assessment, controls design, implementation, and testing, third party risk management, compliance program, regulatory change management, compliance testing, and / or regulatory inquiry and response projects, particularly in the areas of consumer and small business banking, commercial banking, asset and wealth management, corporate and investment banking, financial technology / digital assets, and insurance. Assist the execution of independent risk assessment, target state design, functional & technical transformation, and regulatory response management to support our client in their modernization and / or regulatory remediation journeys. Assist in the development and production of reports, presentations, analyses, and memorandums summarizing observations, trends, and / or recommendations. Assist in the development and delivery of proposals to prospective clients. Develop relationships with a variety of clients, Anticipate and address client concerns and resolving problems as they arise. Promote new ideas and business solutions that result in extended relevant services to existing clients. What You Will Need: Bachelor's degree. Minimum 3-5+ years of financial crimes, risk, and compliance work experience at a financial services or management consulting company, or comparable experience working as an advisor to a financial services firm. Solid understanding of Bank Secrecy Act (BSA) and Anti-Money Laundering (AML) laws or exposure to the consumer finance industry (Mortgage, Auto, Student, Credit Card, and / or Unsecured Lending). Experience with risk assessments, risk and controls matrices, design / operational effectiveness testing, compliance / transactional testing, and / or regulatory response. Ability to work as a team with other consultants through all phases of project life cycle. Experience creating and submitting written or oral reports to senior management including findings, analysis, conclusions, and recommended actions. Proficient in Microsoft Outlook, Word, Excel, Power Point, and SharePoint Ability and comfort in researching client inquiries and understanding emerging issues relating to financial crimes, risk, and compliance, including regulations, industry practices, and new technologies. Flexibility with respect to assigned engagements and tasks due to challenging deadlines, changing deliverables, and evolving task priorities. Excellent oral and written presentation skills. Highly motivated, driven, and dynamic attitude towards work and career. Willingness to travel whenever needed based on client and project needs. High-energy, positive, persuasive, and aptitude to lead by example. What Would Be Nice To Have: Master's degree. Certified Anti-Money Laundering Specialist (CAMS), Certified Regulatory Compliance Manager (CRCM), or Certified Public Accountant (CPA). Proficiency with BSA / AML and consumer finance / protection regulatory requirements for retail banking activities, products, and services. Strong understanding of BSA / AML, Sanctions, Fraud, and consumer finance / protection regulatory functions and requirements for financial institutions. Understanding of relevant banking regulations and supervisory expectations for national and regional financial institutions, crypto / digital assets exchanges, securities / capital markets institutions, and / or regulatory / government agencies. Knowledge and practical use of statistical analytics and testing methods. Experience working in a professional services or project-based environment. The annual salary range for this position is $98,000.00-$163,000.00. Compensation decisions depend on a wide range of factors, including but not limited to skill sets, experience and training, security clearances, licensure and certifications, and other business and organizational needs. What We Offer: Guidehouse offers a comprehensive, total rewards package that includes competitive compensation and a flexible benefits package that reflects our commitment to creating a diverse and supportive workplace. Benefits include: Medical, Rx, Dental & Vision Insurance Personal and Family Sick Time & Company Paid Holidays Position may be eligible for a discretionary variable incentive bonus Parental Leave and Adoption Assistance 401(k) Retirement Plan Basic Life & Supplemental Life Health Savings Account, Dental/Vision & Dependent Care Flexible Spending Accounts Short-Term & Long-Term Disability Student Loan PayDown Tuition Reimbursement, Personal Development & Learning Opportunities Skills Development & Certifications Employee Referral Program Corporate Sponsored Events & Community Outreach Emergency Back-Up Childcare Program Mobility Stipend About Guidehouse Guidehouse is an Equal Opportunity Employer-Protected Veterans, Individuals with Disabilities or any other basis protected by law, ordinance, or regulation. Guidehouse will consider for employment qualified applicants with criminal histories in a manner consistent with the requirements of applicable law or ordinance including the Fair Chance Ordinance of Los Angeles and San Francisco. If you have visited our website for information about employment opportunities, or to apply for a position, and you require an accommodation, please contact Guidehouse Recruiting at 1-571-633-1711 or via email at RecruitingAccommodation@guidehouse.com. All information you provide will be kept confidential and will be used only to the extent required to provide needed reasonable accommodation. All communication regarding recruitment for a Guidehouse position will be sent from Guidehouse email domains including @guidehouse.com or guidehouse@myworkday.com. Correspondence received by an applicant from any other domain should be considered unauthorized and will not be honored by Guidehouse. Note that Guidehouse will never charge a fee or require a money transfer at any stage of the recruitment process and does not collect fees from educational institutions for participation in a recruitment event. Never provide your banking information to a third party purporting to need that information to proceed in the hiring process. If any person or organization demands money related to a job opportunity with Guidehouse, please report the matter to Guidehouse's Ethics Hotline. If you want to check the validity of correspondence you have received, please contact recruiting@guidehouse.com. Guidehouse is not responsible for losses incurred (monetary or otherwise) from an applicant's dealings with unauthorized third parties. Guidehouse does not accept unsolicited resumes through or from search firms or staffing agencies. All unsolicited resumes will be considered the property of Guidehouse and Guidehouse will not be obligated to pay a placement fee.

Posted 30+ days ago

Credit Risk Manager-logo
Credit Risk Manager
PhilipsNashville, TN
Job Title Credit Risk Manager Job Description Drives operational performance of the credit management departments ensuring processes are efficiently carried out and standards are maintained globally. Your role: Determines how to allocate resources effectively to meet schedules and achieve objectives, ensuring alignment with company goals. Provides strategic direction to optimize workflow and performance. Guides subordinates within the framework of established company policies, offering support and leadership. Recommends policy changes and implements procedures that directly impact the organization. Ensures strict adherence to credit directives, maintaining compliance with company standards. Monitors and controls exceptional order block releases, ensuring they remain rare exceptions. Manages complex, multi-million-dollar accounts while administering company policies that impact team members. If in a leadership role, oversees and directs subordinates to maintain operational efficiency. You're the right fit if: You've acquired 5+ years of related experience: clear understanding of financial statement analysis, good understanding of F&A processes and tools, development and deployment of new processes & procedures related to Credit Risk, SAP and FSCM knowledge. You have a bachelor's degree or a master's degree with 3+ years of related experience. You're an excellent communicator with good negotiation skills, team player You must be able to successfully perform the following minimum Physical, Cognitive and Environmental job requirements with or without accommodation for this position. How we work together We believe that we are better together than apart. For our office-based teams, this means working in-person at least 3 days per week. Onsite roles require full-time presence in the company's facilities. Field roles are most effectively done outside of the company's main facilities, generally at the customers' or suppliers' locations. This is an office. About Philips We are a health technology company. We built our entire company around the belief that every human matters, and we won't stop until everybody everywhere has access to the quality of healthcare that we all deserve. Do the work of your life to help improve the lives of others. Learn more about our business. Discover our rich and exciting history. Learn more about our purpose. Learn more about our culture. Philips Transparency Details The pay range for this position in Nashville, TN is $84,225 to $113,000 The actual base pay offered may vary within the posted ranges depending on multiple factors including job-related knowledge/skills, experience, business needs, geographical location, and internal equity. In addition, other compensation, such as an annual incentive bonus, sales commission or long-term incentives may be offered. Employees are eligible to participate in our comprehensive Philips Total Rewards benefits program, which includes a generous PTO, 401k (up to 7% match), HSA (with company contribution), stock purchase plan, education reimbursement and much more. Details about our benefits can be found here. At Philips, it is not typical for an individual to be hired at or near the top end of the range for their role and compensation decisions are dependent upon the facts and circumstances of each case. Additional Information US work authorization is a precondition of employment. The company will not consider candidates who require sponsorship for a work-authorized visa, now or in the future. Company relocation benefits will not be provided for this position. For this position, you must reside in or within commuting distance to Nashville, TN. #LI-PH1 This requisition is expected to stay active for 45 days but may close earlier if a successful candidate is selected or business necessity dictates. Interested candidates are encouraged to apply as soon as possible to ensure consideration. Philips is an Equal Employment and Opportunity Employer including Disability/Vets and maintains a drug-free workplace.

Posted 30+ days ago

Manager, Credit & Energy Risk-logo
Manager, Credit & Energy Risk
Clearway Energy, Inc.San Diego, CA
What The Role Is The Manager of Credit and Energy Risk will reside within the middle-office function and play a key role in the risk management of energy marketing and trading activities across Clearway's portfolio of renewable and conventional generation assets. This position is responsible for counterparty credit risk management and compliance with risk policies and covenants in commercial agreements. The Manager will ensure that Clearway maintains a risk-oriented mentality as the platform expands into new technology and dynamic market structures, by understanding current and emerging risks across all North American wholesale energy markets. This is a highly visible role for a detail-oriented individual to excel within a growing risk management group. The position will report to the Senior Director of Credit and Energy Risk. This is a hybrid position located in one of our office locations in San Francisco, CA, Scottsdale, AZ, San Diego, CA, and Houston, TX. If you don't meet 100% of the qualifications but see yourself contributing, please submit your resume What You'll Be Doing Assess initial and ongoing creditworthiness of counterparties, establish credit lines with counterparties, ensure that appropriate bilateral collateral and credit support arrangements are in place with such counterparties and ISOs, and oversee daily margin calls. Collaborate with other groups in conveying the appropriate "tone at the top" of prudent risk management of Clearway's operating generation assets, including advancing training initiatives and establishing a greater fluency in risk concepts among Clearway's professionals that facilitates a strong risk management culture within the enterprise. Assist the Front Office functions (energy management, origination) with pre-transaction compliance, negotiation, administration, and maintenance of commodity enabling agreements with counterparties, brokers, futures commission merchants, commodity exchanges, and third-party service providers. Work collaboratively with front-office and back-office staff to achieve productive outcomes for the enterprise - able to identify risk in proposed transactions and undertake prudent/reasonable risk mitigations for a proposed course of action. To be viewed by peers as a 'problem solver' as opposed to a 'roadblock'. Create dashboards that present positions and exposures for Clearway: a) credit exposures including mark-to-market of energy hedges; b) Value at Risk; c) scenario/sensitivity analysis; d) outcomes of stress testing. Oversee the creation and ongoing management of Project Limits for specified projects that will serve to establish the parameters and limits for products that can be executed by the Front Office. Report credit exposures, positions, risk assessments, operational risk issues, and performance in a timely and accurate fashion for presentations going to senior management and other members of the Energy Risk Committee. Prepare risk issues that require approval of the Energy Risk Committee at committee meetings, maintain current and prior versions of the Policy, and facilitate the annual Policy review process. Serve as an active participant in Clearway's ETRM vendor review, selection, implementation, and integration initiative. Ensure that counterparty and contract information is recorded accurately in Clearway's system of record in a timely manner. Coordinate with the Senior Director on reporting incidents of non-compliance, including limit violations and policy violations. What You'll Bring Bachelor's Degree in economics, finance, business, mathematics, or a related discipline. 5+ years of credit risk experience in an energy trading or commodity environment. Solid credit analytical skills with experience negotiating energy-related agreements (ISDAs, EEIs, PPAs) and underlying collateral, including parental guarantees and letters of credit. Thorough understanding of exposure calculations (MTM, PFE), trading instruments, and hedging. Strong communication skills; able to relay complex issues in a digestible, executive-level format. What Would Be Nice Direct renewable energy experience. CPA/CFA designation (or progress towards). Advanced Excel skills, PowerBI reporting, and Bloomberg. Clearway will not sponsor non-immigrant visas for this position (H-1B, TN, E-3, etc.). #LIHybrid The pay rate for the successful candidate will depend on geographic location, skills, relevant and demonstrated experience, education, training and certifications, and other factors permitted by law. This role is eligible to earn an annual cash bonus, subject to personal and company performance goals. Salary Range Across all U.S. Locations $118,000-$160,000 USD Clearway Energy Group is leading the transition to a world powered by clean energy. Along with our public affiliate Clearway Energy, Inc., our portfolio comprises approximately 11.6 GW of gross generating capacity in 26 states, including 9.1 GW of wind, solar, and battery energy storage assets, and over 2.5 GW of conventional dispatchable power generation providing critical grid reliability services. As we develop a nationwide pipeline of new energy projects for the future, Clearway's operating fleet generates enough reliable electricity to power more than 3 million homes today. Clearway Energy Group is headquartered in San Francisco with offices in Denver, Houston, Phoenix, Princeton, and San Diego. For more information, visit clearwayenergygroup.com. Our Commitment to Diversity, Equity, & Inclusion Clearway Energy Group's vision is a world powered by clean energy. Along with our public affiliate Clearway Energy, Inc., our portfolio comprises approximately 11.8 GW of gross generating capacity in 26 states, including 9.1 GW of wind, solar, and battery energy storage assets, and over 2.8 GW of flexible dispatchable power generation providing critical grid reliability services. As we develop a nationwide pipeline of new energy projects for the future, Clearway's operating fleet generates enough reliable electricity to power more than 2 million homes today. Clearway Energy Group is headquartered in San Francisco with offices in Denver, Houston, Phoenix, Princeton, and San Diego. For more information, visit clearwayenergygroup.com. Working at Clearway, Hybrid Together Here at Clearway, we're committed to balancing flexibility while fostering strong relationships with our teammates. We do this by prioritizing new hires based near one of our offices in San Francisco, San Diego, Scottsdale, Houston, Denver, & Princeton. Our office-based employees typically work together from fabulous spaces on Tuesdays & Thursdays to collaborate & learn, build community, get to know one another, & enjoy company-provided meals & events. Clearway Energy is an equal opportunity employer that values a broad diversity of talent, knowledge, experience & expertise. We intentionally foster a culture of inclusion that empowers our employees to deliver superior performance to the communities we serve. We encourage minorities, women, individuals with disabilities & protected veterans to join the team. Clearway is a proud promoter of employment opportunities for our Military & Veterans. What We Provide Clearway offers all eligible employees working 20+ hours per week a comprehensive menu of benefits: generous PTO, medical, dental & vision care, HSAs with company contributions, health FSAs, dependent daycare FSAs, commuter benefits, relocation, & a 401(k) plan with employer match, a variety of life & accident insurances, fertility programs, adoption assistance, generous parental leave, tuition reimbursement, & benefits for employees in same-sex marriages, civil unions & domestic partnerships. For more on Clearway benefits, visit our Benefits Website. Notice to Applicants Clearway Energy is strongly committed to a philosophy of equal opportunity and fully complies with equal employment laws, ordinances, and regulations for all applicants and employees. We will make reasonable accommodations to enable individuals with disabilities to apply and compete for employment opportunities for which they are qualified. If you need a reasonable accommodation because of a disability for any part of the employment process, please send an e-mail to recruiting@clearwayenergy.com and let us know the nature of your request and your contact information. Notice to California Applicants Clearway Energy is strongly committed to a philosophy of equal opportunity and fully complies with equal employment laws, ordinances and regulations for all applicants and employees.

Posted 1 week ago

Senior Risk Consultant-logo
Senior Risk Consultant
American International GroupPhiladelphia, PA
Who We Are American International Group, Inc. (AIG) is a leading global insurance organization. Building on 100 years of experience, today AIG member companies provide a wide range of property casualty insurance services to customers in more than 80 countries and jurisdictions. These diverse offerings include products and services that help businesses protect their assets and manage risks. Get to know the business General Insurance is a leading provider of insurance products and services for commercial insurance customers. It includes one of the world's most far-reaching property casualty networks. General Insurance offers a broad range of products to customers through a diversified, multichannel distribution network. Risk Consulting at AIG AIG Risk Consulting helps AIG's Underwriting teams identify, understand, and mitigate risk to the portfolio and to individual accounts. Our people provide in-depth research and analysis of the issues our insureds face and provide guidance for our Underwriting teams so they can better shape insurance programs. We develop intelligence on historical loss drivers, and we stay on top of the latest emerging risk issues that could become claims activity. We are reimagining how we help the organization manage risk, transforming our operating model and getting better every day about serving our customers and stakeholders. In addition to Underwriter support, Risk Consultants work directly with clients to identify and mitigate risks to their business such as worker's compensation, auto or fleet liability, and premises and products liability. When you join AIG's Risk Consulting team, you are joining a team that is pivotal to developing and executing on AIG's strategy to be the leading insurance company, standing by our insureds for the next hundred years. About the role The Casualty Risk Consulting team of AIG has an opportunity for a Senior Casualty Risk Consultant in our Philadelphia, PA or New York, NY office. This loss control position will work closely with AIG Underwriters to evaluate the operations, controls, and safety culture of various accounts with worker's compensation, commercial auto liability, and general liability exposures and provide detailed written reports to help underwriting make informed decisions regarding risk transfer. The position also calls for the ability to work directly with insureds on worker safety programs, premises exposures, and product liability. This includes conducting casualty loss prevention surveys remotely and on-site at industrial and commercial facilities, including: Identify operational hazards and assess the adequacy of the controls Analyze of downstream risks of products to users/customers Identify and assess off-site exposures for various assets within a portfolio Identify exposures/risk within supply chain Conduct plan reviews Evaluate claims data and work with our analytics team to develop insights and potential action plans Document survey results and provide opinion of risk/recommendations to both underwriting and clients Provide documentation for underwriting files meeting state regulatory and AIG auditing guidelines While the position's focus is support for AIG's Primary Casualty lines (WC/AL/GL), there will also be opportunities to partner with Underwriting and Risk Consulting personnel in Environmental, Excess Casualty, and other lines of business. Travel: up to 25% What we're looking for: Minimum of a Bachelor's degree Minimum of five (5) years of experience in at least one of the following areas: insurance loss control; manufacturing or energy industry; or environmental, health & safety (EHS) management. Strong verbal, written and analytic skills. Highly motivated and work well independently. The individual must be able to make decisions with and without established guidelines and to provide technical support to underwriters and clients. Must be able to manage outside contractors/vendors, which AIG uses to conduct some of the on-site and/or specialized worker safety loss control and regulatory tasks. Must be a team-player able to work with individuals across AIG on diverse projects. Ability to complete assignments on-time. Excellent interpersonal and communications skills. Computer skills with knowledge in Microsoft Office products including Word, Excel, PowerPoint, Teams and Outlook. Ability to prepare and make presentations to internal and external clients both in-person or on camera with web-based applications. Familiarity with state insurance regulatory requirements and/or the state and federal litigation system. At AIG, we value in-person collaboration as a vital part of our culture, which is why we ask our team members to be primarily in the office. This approach helps us work together effectively and create a supportive, connected environment for our team and clients alike. Enjoy benefits that take care of what matters At AIG, our people are our greatest asset. We know how important it is to protect and invest in what's most important to you. That is why we created our Total Rewards Program, a comprehensive benefits package that extends beyond time spent at work to offer benefits focused on your health, wellbeing and financial security-as well as your professional development-to bring peace of mind to you and your family. Reimagining insurance to make a bigger difference to the world American International Group, Inc. (AIG) is a global leader in commercial and personal insurance solutions; we are one of the world's most far-reaching property casualty networks. It is an exciting time to join us - across our operations, we are thinking in new and innovative ways to deliver ever-better solutions to our customers. At AIG, you can go further to support individuals, businesses, and communities, helping them to manage risk, respond to times of uncertainty and discover new potential. We invest in our largest asset, our people, through continuous learning and development, in a culture that celebrates everyone for who they are and what they want to become. Welcome to a culture of inclusion We're committed to creating a culture that truly respects and celebrates each other's talents, backgrounds, cultures, opinions and goals. We foster a culture of inclusion and belonging through learning, cultural awareness activities and Employee Resource Groups (ERGs). With global chapters, ERGs are a cornerstone for our culture of inclusion. The talent of our people is one of AIG's greatest assets, and we are honored that our drive for positive change has been recognized by numerous recent awards and accreditations. AIG provides equal opportunity to all qualified individuals regardless of race, color, religion, age, gender, gender expression, national origin, veteran status, disability or any other legally protected categories. AIG is committed to working with and providing reasonable accommodations to job applicants and employees with disabilities. If you believe you need a reasonable accommodation, please send an email to candidatecare@aig.com. AIG reserves the right to conduct a criminal background check, tailored to the requirements of a job, after a conditional employment offer is made. Unless otherwise required by law, AIG does not automatically exclude any applicant with a criminal conviction for a job or class or jobs. For more information about Philadelphia law specifically, copy and paste the following link within your browser: http://www.phila.gov/HumanRelations/PDF/BTB%20POSTER%20FINAL_3-9-16.pdf Functional Area: UW - Underwriting AIG PC Global Services, Inc.

Posted 6 days ago

Sr. Credit Risk Analyst-logo
Sr. Credit Risk Analyst
Sallie Mae Inc (SLM Corp)Newark, DE
When you join Sallie Mae, you become a champion for all students. We're on a mission to power confidence as students begin their unique journey. To help them plan their higher education, successfully finish, and prepare for life after school. To help them Start smart. Learn big. Students need guidance navigating this important time in their life. They need someone who acknowledges that their education path is unique. They need a partner willing to evolve and not only meet but surpass their expectations. We're changing. Because students need a better way. We're looking for people who are excited to drive this transformation. To break barriers and think of new ways to adapt, help, and create better experiences for students-and for each other. This is where diverse backgrounds, beliefs, and perspectives matter. It's where you're empowered to bring your authentic self to work. Feeling your best allows you to do your best. Our benefits take care of the whole you-from physical and mental to financial and professional. You'll get opportunities to further your education and career, support for you and your family (including your pets!), paid time off to volunteer for the things that matter to you, and more. We're obsessed with impact and making a real difference. For us, that means putting relationships first, asking "why not?" when tackling challenges, and continuously learning new skills. Come do more than join something, change something. For students, for future generations, for the future of education. What You'll Contribute The Sr. Analyst, Credit Risk role is a key position within Sallie Mae's 2nd Line of Defense Credit Risk team. This position is responsible for performing the analytical review of credit risk related to underwriting, portfolio management, and loss mitigation processes. The Sr. Analyst role also provides design and monitoring for the credit risk oversight framework including development of credit risk appetite, risk metrics thresholds, and limits. This position executes analytical techniques to provide insights into portfolio credit quality at segment level and assessment of emerging risks. Additionally, the position will collaborate regularly with business partners and regulators during portfolio exams as part of the credit review and challenge process. What You'll Do Risk analytics & reporting Supports 2nd Line of Defense analytical review of credit risk across the entire credit life cycle. Evaluates risk impact of strategy changes, environmental changes, and related layered risk. Provides analytical support, deep diving into emerging credit trends and performing ad-hoc credit reporting. Provides narratives of observations and preparation of presentation materials. Design and develop Power BI dashboards to meet the reporting needs of the risk organization, encompassing areas such as operational risk, financial crimes risk, technology and cyber risk, enterprise risk, business controls, and compliance. Develop and optimize advanced Python scripts and SQL queries for data extraction and manipulation. Collaborate with stakeholders to understand analytic needs and reporting requirements and translate them into technical specifications. Ensure data integrity and accuracy in risk reporting processes. Assist in the continuous improvement of reporting workflows and methodologies. Portfolio monitoring and risk limit setting Uses analytical techniques to provide insights into portfolio credit quality at segment level and assessment of emerging risk. Communicates findings and recommended enhancements to business partners and review remediation. Credit components (Data, Tools and Counterparty) Develops monitoring for credit decision processes based on aggregation of component (models used in credit decisions, alt-data and other tools) risk and complexity. Designs and supports business cycle and credit impact assessments. Credit Review and Challenge Manages documentation, process, and standards for compliance with credit risk policy requirements. Assists in the compilation of the quarterly Chief Credit Risk Officer submissions. Documents and communicates results to senior leadership. The above information is intended to describe the general nature and level of work performed by employees assigned to this job; it is not designed to contain or be interpreted as a comprehensive inventory of all duties, responsibilities and qualifications required of employees in this role. What You Have Minimum Education, Skills and Experience Required Bachelor's Degree in statistics, economics, mathematics, or other quantitative science or equivalent, relevant work experience. 2+ years of credit analytics experience, financial services, credit strategy or equivalent work experience?? Applied experience using statistical tools (e.g., SAS, Python, R, Tableau etc.). Advance Python and SQL coding required, with a minimum of 2yrs work experience using these languages. 2 years of work experience building dashboards using PowerBI and the DAX coding language. Familiarity with credit policy, procedures, and standards. Be innovative - identify opportunities and drive actions. Strong understanding of regulatory environment. Has an inquisitive mindset. Strong oral and written communication skills as well as presentation skills. Strong organizational skills with attention to details. Strong team player who listens to stakeholders and works effectively toward solutions. Preferred Education, Skills and Experience Master's degree. Exposure to machine learning. Building dashboards using Tableau. The Americans with Disabilities Act The Americans with Disabilities Act of 1990 (ADA) prohibits discrimination by employers, in compensation and employment opportunities, against qualified individuals with disabilities who, with or without reasonable accommodation, can perform the "essential functions" of a job. A function may be essential for any of several reasons, including: the job exists to perform that function, the employee holding the job was hired for his/her expertise in performing the function, or only a limited number of employees are available to perform that function. Feeling your best helps you do your best: Our benefits take care of the whole you-so you can build your work around your life (not the other way around!). Competitive base salaries Bonus incentives Generous PTO, Floating Holidays and 12 Federal Holidays observed Support for financial-well-being and retirement 401k with employer match Comprehensive medical, dental, vision, hospital indemnity, critical illness, pet insurance and more Employer paid short-term/long-term disability and basic life insurance Flexible hybrid working arrangements. Paid parental leave and adoption reimbursement programs Free access to on-site staffed fitness centers (in Delaware) and gym subsidy (for locations outside Delaware) Confidential counseling support (EAP), Health Advocacy services and Wellness program with financial incentives Tuition Reimbursement and Family Scholarship Programs Career development and training opportunities Not the right fit? Let us know you're interested in a future opportunity by clicking Introduce Yourself in the top-right corner of the page or create an account to set up email alerts as new job postings become available that meet your interest! Sallie Mae is proud to be an equal opportunity (EEO) employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, gender, sexual orientation, national origin, age, genetic information, gender identity, disability, Veteran status or any other characteristic protected by federal, state or local law. Click here to view the U.S. Pay Transparency Policy, here for federal job applicant notices, and here to view the California Employee Privacy Notice. Reasonable accommodations are available for applicants with disabilities in all phases of the application and employment process. To request an accommodation please call (855) 756-2007 and choose option 9. All information you provide will be kept confidential and will be used only to the extent required to provide needed reasonable accommodations.

Posted 2 weeks ago

Commercial Risk Advisor (Producer) - Insurance Advisory Solutions-logo
Commercial Risk Advisor (Producer) - Insurance Advisory Solutions
BRP Group, Inc.Chattanooga, TN
The Advisor, Commercial Risk sells new accounts and renews existing accounts in keeping with firm and individual goals. Advisors build and maintain relationships with clients, prospects, the service team, insurance company partners, and centers of influence while identifying and soliciting sales prospects. POSITION SUMMARY: The Advisor, Commercial Risk sells new accounts and renews existing accounts in keeping with firm and individual goals. Advisors build and maintain relationships with clients, prospects, the service team, insurance company partners, and centers of influence while identifying and soliciting sales prospects. PRIMARY RESPONSIBILITIES: Presents proposals in a professional manner, reviewing coverages in detail to ensure understanding. Communicates with clients, prospects, insurance company partners, and service team in an articulate and effective manner. Finalizes the sale and collects necessary documents, applications, etc., and briefs the service team on the policy sale. Develops prospects by becoming involved in community affiliations, attending insurance company partner hosted seminars, building and maintaining relationships with industry contacts, engaging in networking events and through referrals from current accounts. Develops information and recommendations for prospective accounts, presents proposals and adheres to firm policies and procedures for writing a new account. Maintains a concern for accuracy, timeliness and completion when interacting with current and prospective clients, the Firm, and Insurance Company Partners, to minimize potential for errors and omissions claims while demonstrating strong organizational skills with a high attention to detail. Maintains understanding and knowledge of the insurance industry and underwriting criteria for insurance company partners represented by the firm to effectively communicate to all involved. Positively represents the firm in the community and with our insurance company partners. Performs other functions as assigned by leadership. Looks for opportunities to improve the firm, business segment, and processes. Brings issues and discrepancies to the attention of appropriate leadership. Is expected to meet monthly new business goals. EDUCATION AND EXPERIENCE REQUIREMENTS: Certification(s): None required; None preferred License(s): Maintains a Property & Casualty license as required by the State Department of Insurance to provide service, consultation, and financial risk transfer solutions in states where the firm functions or be willing and able to obtain all required licenses within the first 90 days of employment required; Maintains all licenses as required by the State Department of Insurance to provide service, consultation, and financial risk transfer solutions in states where the firm functions or be willing and able to obtain all required licenses within the first 90 days of employment preferred KNOWLEDGE, SKILLS, AND ABILITIES REQUIRED: Demonstrates the organization's core values, exuding behavior that is aligned with the firm's culture TECHNICAL, COMPUTER, AND SYSTEM-SPECIFIC SKILLS REQUIRED: Intermediate to advanced knowledge of Microsoft Office Suite (Word, Excel, PowerPoint, Outlook) Ability to learn any other appropriate program or software system used by the firm as necessary OTHER REQUIREMENTS: None SPECIAL WORKING CONDITIONS: Fast paced multi-tasking environment IMPORTANT NOTICE: This position description is intended to describe the level of work required of the person performing in the role and is not a contract. The essential responsibilities are outlined; other duties may be assigned as needs arise or as required to support the organization. All requirements may be subject to reasonable accommodations to applicants and colleagues who need them for medical or religious reasons. EEOC (STATEMENT): BRP is an equal employment opportunity firm and strives to comply with all laws prohibiting discrimination based on race, color, religion, age, sex (including sexual orientation and gender identity), national origin or ancestry, disability, military status, marital status, and any other category protected by federal, state, or local laws. All such discrimination is unlawful, and all persons involved in the operations of the firm are prohibited from engaging in this conduct. #LI-JG1 Click here for some insight into our culture! The Baldwin Group will not accept unsolicited resumes from any source other than directly from a candidate who applies on our career site. Any unsolicited resumes sent to The Baldwin Group, including unsolicited resumes sent via any source from an Agency, will not be considered and are not subject to any fees for any placement resulting from the receipt of an unsolicited resume.

Posted 3 days ago

IT SOX Compliance Risk Analyst I-logo
IT SOX Compliance Risk Analyst I
First Interstate Bancsystem, Inc.Sioux Falls, SD
If you are a current FIB employee, please apply through the Career Worklet in the Employee Portal. This position can be located at Boise, ID West Myrtle, Bend, OR Moss Building, Omaha, NE 93rd & W. Dodge, Billings, MT and Sioux Falls, SD Downtown branch. What's Important to You We know your career is just one aspect of a meaningful, complex, and demanding life. That's why we designed our compensation and benefits package to provide employees and their families with as much choice as possible. Generous Paid Time Off (PTO) in addition to paid federal holidays. Student debt employer repayment program. 401(k) retirement plan with a 6% match. The health and happiness of the places we call home matter to us. Learn a little more about what we do for the communities we serve, and why we want YOU to be a part of it. We encourage you to apply. Reach for what you want and tell us why your work ethic and willingness to learn make you a natural fit for #TeamFirstInterstate. SUMMARY The IT Risk Analyst I is responsible for guiding, identifying, and measuring informational and technical risks within First Interstate Bank's (FIB) infrastructure or related third parties. This position will be responsible for performing test work to validate system and application security configurations meet industry and FIB architecture and security standards as well as establishing and leveraging risk metrics and dashboards to continuously assess and report on technical risk. This IT Risk Analyst I position will focus on supporting IT SOX compliance by performing testing and assurance to validate system and application security. ESSENTIAL DUTIES AND RESPONSIBILITIES Researches and evaluates proposed new technologies and platforms to ensure the appropriate technical security controls are specified in the requirements and are in alignment with the security reference architecture and security controls framework. Provides security consulting on projects to ensure solution is designed in accordance with security architecture and that security configurations are properly implemented. Performs technical security assessments and targeted risk assessment against FIB's existing infrastructure and products to ensure compliance with policies, standards, regulatory requirements, and industry best practices. Monitors and matures the risk-based IT security metrics, scorecards, and dashboards to measure cybersecurity performance and the effectiveness of IT risk management practices. Identifies and documents IT gaps and/or deficiencies arising from targeted risk assessments and other risk identification activities. Assesses and assigns risk ratings based on likelihood and potential impact; communicates deficiencies with key IT stakeholders. Performs root cause analysis for IT gaps and/or deficiencies and collaborates with IT stakeholders for timely remediation plan development and implementation. Performs independent validation and proactive monitoring of IT gaps and/or deficiencies through resolution. Works with various groups during product upgrades or new product design to ensure security best practices are implemented. Performs technical reviews of third parties cyber and information risk. Researches emerging technologies in support of security enhancement and development efforts. Provides policy governance, ensuring IT policies and standards are compliant with regulatory requirements, industry best practices, and ensures effective communication across FIB. QUALIFICATIONS To perform this job successfully, an individual must be able to perform each essential duty satisfactorily. The requirements listed below are representative of the knowledge, skill, and/or ability required. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions. KNOWLEDGE, SKILLS AND ABILITIES Knowledge of concepts and principles in information security functional areas such as cloud security, firewalls, and identity and access management. Strong understanding of industry standard security frameworks, security controls and compliance frameworks, such as NIST 800-53, NIST CSF, CIS, COBIT, and FFIEC. Remains up to date with emerging threats, best practices, and relevant frameworks, guidance, and legislation. Strong oral, written, and interpersonal communication skills resulting in the ability to interface with managers and staff at all levels within the organization. Ability to influence peers, colleagues, and managers to take action on complex, technical, or sensitive security topics. Capable of managing varied assignments and working independently. Ability to define problems, collect data, establish facts, and draw valid conclusions. Ability to interpret an extensive variety of technical instructions in mathematical or diagram form and deal with several abstract and concrete variables. Proficient with methods used in performing risk analyses and assessments and measuring cybersecurity compliance. Proficient in maintaining and updating documentation necessary for supporting security environments, including policies, standards, patterns, and reference architectures. Proficient in working with compliance and regulatory program requirements. EDUCATION AND/OR EXPERIENCE Bachelor's Degree in a related field required 1-3 years experience in IT security audit, IT risk management, information security, and/or equivalent combination of education and experience required Experience in a financial institution preferred LICENSES AND CERTIFICATIONS Certified Information Systems Security Professional (CISSP) preferred Certified Information Systems Auditor (CISA) preferred Certified in Risk and Information Systems Control (CRISC) preferred Certified Information Security Manager (CISM) preferred PHYSICAL DEMANDS AND WORKING ENVIRONMENT The physical demands and work environment are representative of those that must be met or encountered to successfully perform the essential functions of the job. In compliance with the Americans with Disabilities Act, the company provides reasonable accommodation to qualified individuals with disabilities and encourages both prospective and current employees to discuss potential accommodations with the employer. Dexterity of hands/fingers to operate computer keyboard and mouse- Frequently Lifting- Occasionally (up to 50 lbs) Sitting- Frequently Standing- Occasionally Noise Level- Moderate Typical Work Hours- M-F (8-5) Regular and Predictable Attendance- Required If you are a current FIB employee, please apply through the Career Worklet in the Employee Portal.

Posted 30+ days ago

Third Party Risk Analyst-logo
Third Party Risk Analyst
Austin BankLongview, TX
ESSENTIAL DUTIES AND RESPONSIBILITIES: Includes the following, other duties may be assigned; BCP o Maintain and input data into the Business Continuity Plan (BCP) application. o Make recommendations to management for enhancements to the BCP. o Use of analytical and critical thinking to determine actionable impacts to the BCP. o Assist in interviewing functional department managers each year to determine modifications within the BCP to reflect Business Impact Questionnaire results. o Assist in coordinating scenario testing for BCP documentation Vendor Management o Enter and maintain significant/critical vendor profiles in the Vendor Management (VM) application. o Responsible for the data integrity for all vendors in the VM application. o Responsible for gathering documentation to keep vendor due diligence current. o Use critical thinking to analyze new vendors and make recommendations and perform required due diligence based off criticality. o Ability to use critical thinking to make recommendations to move certain vendors between criticality levels based off new information. o Work with other departments of the bank to perform tasks that support Vendor Management. Risk Assessments o Responsible for maintaining risk assessments for the following areas of the bank: Online, Mobile, Telephone Banking Social Media Systems Access Information and Cyber Security Workflows Various applications and products o Responsible for coordinating meetings with functional department managers to perform risk assessments on various services/products. o Responsible for data entry of Risk Assessments into the online Risk Assessment application. o Use critical thinking and logic to determine if and when certain bank assets, services, or products need a risk assessment. Information Security Policies o Coordinate meetings with functional department managers to discuss and document information security policies. o Maintain Information Security Policies in the online application to include but not limited to: Change Management Core Application Incident Response Intrusion Detection and Prevention Mobile Devices Social Media Wireless Network Access Enterprise Risk Management o Assist in creating and modifying ERM Risk Assessment GAP analysis report Top 10 risks and Key Performance Indicators (KPI's) o Assist with development and maintenance of ERM Policy Mission Statements for Audit Committee and Risk/Compliance Committee Risk Profiles Data Analytics o Assist in creating and maintaining reports for users to support business functions o Assist with managing reporting to streamline reports and eliminate duplicate effort QUALIFICATION REQUIREMENTS: Physical attendance at the workplace is an inherent requirement of the role To perform this job successfully, an individual must be able to perform each essential duty satisfactorily. The requirements listed below are representative of the knowledge, skill and/or ability required. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions. o Outstanding communicator internally with department managers, directors and executives. o Excellent people and public speaking skills o Outstanding organizational and banking leadership abilities o A business acumen and exemplary work ethic o Aptitude in decision-making and problem-solving o Basic understanding of banking business functions such as HR, finance, credit, deposit operations, investments, marketing etc. EDUCATION and/or EXPERIENCE: Bachelor's degree from a four-year college or university; 3 to 5 years of work experience, preferably within a financial institution. Prefer to have completed a graduate school of banking program. Must honor bank philosophies, policies, and expectations regarding core values, customer service, human resource policies and code of conduct and ethics.

Posted 30+ days ago

Risk Manager-logo
Risk Manager
Berkshire Hathaway AutomotiveIrving, TX
The Risk Manager at Berkshire Hathaway Automotive will develop and administer organization-wide risk management programs while continuously evaluating potential risks and exposure for a group of 87 automotive dealerships with an average annual revenue of $13B. This role will office out of the Berkshire Hathaway Automotive Headquarters in Irving, TX and report to the Director of Risk Management. Benefits: Paid training and development Medical, dental, and vision coverage Paid time off 401(k) with employer match Responsibilities: Accountable for achieving strategic objectives, ensuring effective risk management and loss prevention for the company and leading and/or directing key risk stakeholders. Identify, measure, and manage insurable risks, developing reports and plans, and analyzing risk/insurance problems and defining and/or overseeing the implementation of the risk solutions that help optimize operations. Provide risk management consulting to assure compliance with all applicable state and federal safety related laws and regulations including OSHA related matters. Oversee the management of the risk assessment program for general liability, auto liability, and workers' compensation in coordination with outside third-party loss control personnel. Involved in the organization's insurance program design, marketing, procurement, and premium allocation. Manage all claims and litigation matters including mediation, involving workers' compensation, general liability, auto liability, property damage and personal injury. Oversee the management of TPA/Insurance companies to accurately set reserves for know exposure. Perform claim audits with TPA/Insurer to validate reserving practices. Participate in strategic decision making of the company's self-insured group healthcare program comprising of 5,000 plus participants with annual premiums exceeding $40M. Prepare monthly risk management training reports to ensure completion of all required training by position. Other responsibilities as assigned. Qualifications (Education, Experience, Certificates, Licenses, Registrations): Juris Doctorate (JD) from an American Bar Association accredited law school is preferred. The following combination of education and/or experience may be substituted for the above: Bachelor's degree in Business Administration, Risk Management, Legal, Safety, Engineering, Finance, or another related field with a Masters of Legal Studies (MLS) in Risk Management. Current Texas Bar License or the ability become licensed in Texas within one (1) year preferred Masters of Legal Studies (MLS) in Risk Management Qualifications (Knowledge, Skills, Ability): Experience researching legal issues, drafting and reviewing policy/legal documents. Ability to manage outside legal counsel Effective interpersonal skills - ability and desire to communicate and work patiently, respectfully, and persistently with governmental agencies, franchisors, and other third parties. Ability to work independently with strong attention to detail Proficient in Microsoft Office programs including Outlook, Excel, Word, and PowerPoint. Ability to manage numerous simultaneous priorities in a dynamic and fast-paced environment. Capable of efficiently balancing the differing requirements of multiple agencies and business partners. Flexibility and good judgment - easily adjust priorities and workflow based on needs. Self-starter with the ability to work independently as well as collaborate as a team members. Excellent communication skills, including professional writing ability. All potential employees must pass pre-employment testing including a background check and drug screen Click Here to Learn About Who We Are: https://www.berkshirehathawayautomotive.com/careers/index.htm EEOC Statement: Berkshire Hathaway Automotive is an equal opportunity employer and is committed to creating an inclusive workplace for all employees. We celebrate diversity and do not discriminate based on race, color, religion, sex, national origin, age, disability, or any other protected status. The Risk Manager at Berkshire Hathaway Automotive will develop and administer organization-wide risk management programs while continuously evaluating potential...Berkshire Hathaway Automotive, Berkshire Hathaway Automotive jobs, careers at Berkshire Hathaway Automotive, Auto jobs, careers in Auto, Irving jobs, Texas jobs, Human Resources jobs, Risk Manager

Posted 30+ days ago

Manager - Governance, Risk And Compliance (Grc)-logo
Manager - Governance, Risk And Compliance (Grc)
Holiday Inn Club VacationsOrlando, FL
At Holiday Inn Club Vacations, we believe in strengthening families. And we look for people who exhibit the courage, caring and creativity to help us become the most loved brand in family travel. We're committed to growing our people, memberships, resorts and guest love. That's why we need individuals who are passionate in life and bring those qualities to work every day. Do you instill confidence, trust and respect in those around you? Do you encourage success and build relationships? If so, we're looking for you. Holiday Inn Club Vacations seeking a highly motivated and detail-oriented Manager of Governance, Risk and Compliance to lead the development, implementation, and maturation of our enterprise GRC program. Reporting to Information Security leadership, you will oversee a team of GRC specialists and drive strategic initiatives across Third-Party Risk Management (TPRM), PCI DSS 4.0 compliance, NIST Cybersecurity Framework adoption, IT General Controls (ITGC), Vulnerability Management, and Risk Assessment. Ideal candidate is a proven GRC leader with experience in regulated environments, Expert in PCI DSS 4.0, NIST and TPRM lifecycle management, Strong people manager with strategic vision and operations execution skills. ESSENTIAL DUTIES: Program Leadership & Strategy Develop and execute the GRC roadmap aligned with business objectives. Lead, mentor, and manage a team of GRC specialists (direct reports). Oversee GRC budget, tooling (e.g., ServiceNow GRC), and vendor relationships. Team & Operational Management Assign tasks, conduct performance reviews, and develop GRC staff. Drive GRC projects (e.g., tool implementation, framework adoption). Provide training to technology/business teams on GRC processes. Governance & Compliance: Own PCI DSS 4.0 compliance, including audits, evidence collection, and remediation. Maintain policies/standards for NIST CSF, NIST 800-53, IT General Controls (ITGC), and data privacy. Coordinate internal/external audits (SOX, ISO 27001) and regulatory examinations Third-Party Risk Management (TPRM): Oversee end-to-end vendor risk lifecycle: due diligence, contracts, assessments, and remediation. Collaborate with Legal, Procurement, and business units on high-risk vendor management. Risk Management & Assessments: Direct enterprise risk assessments and threat modeling. Manage the risk register, KRIs, and executive risk reporting. Integrate vulnerability data (e.g. Rapid 7, Qualys, Tenable,) into risk prioritization Cross-Functional Collaboration & Leadership: Serve as a liaison between Cybersecurity, Technology, Legal, Risk, and business units to support security and compliance goals. Oversee and Lead GRC-related projects and initiatives, ensuring on-time delivery and alignment with organizational objectives. Provide guidance, training, and mentorship to GRC Specialist and other technology staff. REQUIREMENTS: Bachelor's degree in Cybersecurity, Risk Management, Business, or related field experience. 5-7 years in GRC, IT audit, or information security roles. 2+ years managing direct reports. Hands-on experience with PCI DSS, NIST CSF, NIST 800-53, and ITGC Experience in hospitality, timeshare, or financial services. PROFESSIONAL SKILLSET QUALIFICATIONS: Expertise in GRC platforms (e.g. ServiceNow GRC, Audit Board, Archer). Proficiency in vulnerability management (Qualys, Tenable, Rapid7). Knowledge of cloud security (AWS/Azure), data privacy laws (CCPA, GDPR), PCI DSS 4.0, and SOX. Certifications: Certified Information Systems Auditor (CISA) Certified Information Security Manager (CISM) Certified in Risk and Information Systems Control (CRISC) PCI Professional (PCIP) or ISA CISSP or equivalent Ability to build high-performing teams Strategic thinker about to align GRC initiatives with business goals Excellent verbal and written communication skills. Ability to manage multiple projects and priorities. Collaborative mindset with the ability to influence cross-functional teams. Strong attention to detail and a commitment to continuous improvement. Direct management of 2-4 GRC Specialists/Analysts. Responsibilities include hiring, training, performance management, and workload allocation

Posted 1 week ago

Senior Risk Control Representative-logo
Senior Risk Control Representative
Grange InsuranceCleveland, OH
If you're excited about this role but don't meet every qualification, we still encourage you to apply! At Grange, we value growth and are committed to supporting continuous learning and skill development as you advance in your career with us. Summary: This position is responsible for providing information regarding hazard detection, risk evaluation, and improvement recommendations initially for underwriting purposes, but primarily focused on the benefit for the insured customer. Majority of the workload performed will include evaluation of larger, more complex risks and Stewardship accounts. Between 20-40% of the work performed is expected to be consulting service for customers. What You'll Be Doing: Provides efficient and effective risk evaluation services of a complex nature through timely and accurate site surveys to identify and evaluate loss exposure, hazards and controls for complex risks. Provides ongoing consultative risk improvement services to clients, with an emphasis on the Stewardship Program, through the analysis and evaluation of existing loss control measures, report preparation, safety consultations, and the development of recommendations and corrective action plans to reduce loss potential. Prepares high quality written risk control reports to communicate and document risk evaluation to internal staff. Prepares high quality written risk control business letters to communicate and document risk evaluation activities and results to external customers and agents. Provides consultative risk improvement services to clients through analysis and evaluation of existing risk control measures, safety consultations, and the development of recommendations and corrective action plans to reduce loss potential and build safety programs. Conducts safety-training meetings for clients and staff to supplement safety programming. In addition, may conduct safety meetings and/or safety presentations to professional groups and industry. Promote marketing of Enterprise Risk Control services through professional surveys, inviting agents on surveys, accompanying field underwriters, attending and participating in meetings / presentations with agents, and identifying potential service opportunities. Achieves economic delivery of services through cost effective trip planning and territory management, which includes scheduling assigned work and maintaining a general service territory in a current condition. Contributes to overall Enterprise growth initiatives by identifying potential service opportunities. What You'll Bring To The Company: Required: Minimum 5 years Property Casualty Risk Control/Loss Prevention experience. Minimum 5 years knowledge of OSHA, NFPA and other technical standards. Minimum 5 years knowledge of commercial coverages and risk evaluation techniques. Proficient in most standard business software applications, particularly Microsoft Office (Excel, PowerPoint, Word and Outlook) Preferred: BA/BS in Occupational Safety and Health, Engineering, Science and five years' experience or equivalent combination of education and experience required. Professional industry designation or willingness to work toward a professional industry designation (e.g., CSP, ALCM, CFPS, ARM) preferred. Must possess valid driver's license and basic working knowledge of industrial trends, developments, current standards and regulations. Good analytical, organizational, interpersonal skills, and communication skills are also needed. About Us: Grange Insurance Company, with $3.2 billion in assets and more than $1.5 billion in annual revenue, is an insurance provider founded in 1935 and based in Columbus, Ohio. Through its network of independent agents, Grange offers auto, home and business insurance protection. Grange Insurance Company and its affiliates serve policyholders in Georgia, Illinois, Indiana, Iowa, Kentucky, Michigan, Minnesota, Ohio, Pennsylvania, South Carolina, Tennessee, Virginia, and Wisconsin and holds an A.M. Best rating of "A" (Excellent). Grange understands that life requires flexibility. We promote geographical diversity, allowing hybrid and remote options and flexibility in work hours (role dependent). In addition to competitive traditional benefits, Grange has also created unique benefits based on employee feedback, including a cultural appreciation holiday, family formation benefits, compassionate care leave, and expanded categories of bereavement leave. Who We Are: We are committed to an inclusive work environment that welcomes and values diversity, equity and inclusion. We hire great talent from various backgrounds, and our associates are our biggest strength. We seek individuals that represent the diversity of our communities, including those of all abilities. A diverse workforce's collective ideas, opinions and creativity are necessary to deliver the innovative solutions and service our agency partners and customers need. Our core values: Be One Team, Deliver Excellence, Communicate Openly, Do the Right Thing, and Solve Creatively for Tomorrow. Our Associate Resource Groups help us create a more diverse and inclusive mindset and workplace. They also offer professional and personal growth opportunities. These voluntary groups are open to all associates and have formed to celebrate similarities of ethnicity/race, nationality, generation, gender identity, and sexual orientation and include Multicultural Professional Network, Pride Partnership & Allies, Women's Group, and Young Professionals. Our Inclusive Culture Council, created in 2016, is focused on professional development, networking, business value and community outreach, all of which encourage and facilitate an environment that fosters learning, innovation, and growth. Together, we use our individual experiences to learn from one another and grow as professionals and as people. We are committed to maintaining a discrimination-free workplace in all aspects, terms and conditions of employment and welcome the unique contributions that you bring from education, opinions, culture, beliefs, race, color, religion, age, sex, national origin, handicap, disability, sexual orientation, gender identity or expression, ancestry, pregnancy, veteran status, and citizenship.

Posted 3 weeks ago

Sr Model Risk Analyst-logo
Sr Model Risk Analyst
First Horizon Corp.Houston, TX
Location:On site at any office location within the company's footprint. Summary At First Horizon, the Senior Model Risk Analyst validates statistical models developed for use by the Bank, including Stress Testing, Fraud, Generative AI, CECL, Economic Capital, Risk Ratings, econometric, and other statistical models. Primary Responsibilities Validates CECL, Stress Testing, Credit Scorecard, Fraud, Artificial Intelligence, and other economic and statistical models used by the Bank techniques. Critically evaluates the conceptual soundness of models and evaluates alternative theories. Extracts, evaluates, and assesses data from various source systems including the completeness, accuracy, and efficacy of the data for use in development and production environments. Designs and executes appropriate tests to determine whether models work as designed and monitors existing models for adequate performance. Evaluates model performance by analyzing model outputs, thresholds, and back-testing results. Work collaboratively with other model risk analysts as well as model owners, developers, and users. Effectively and succinctly documents test work and conclusions in reports that are shared with various stakeholders in the Bank as well as external parties such as external auditors and regulatory examiners. Assists and guides more junior analysts in testing approaches and report writing. Requirements M.S. degree in Mathematics, Computational Finance, Econometrics, Statistics, or related field. 7+ years' experience in model validation or development including statistical, econometric, Large Language Models, Machine Learning, or fraud models. Preferences 7+ years' experience validating Statistical, Econometric, Large Language models, Maching Learning, or Fraud models. Ph.D. preferred. Skills and Competencies Strong ability and training in various type of regression modeling, Generative AI and Machine Learning, Proficiency in R, Python, SAS, and Microsoft Office Ability to learn additional systems as needed. Ability to research, analyze data, and derive conclusions. Ability to work under pressure and meet deadlines. Strong verbal and written communication skills Strong organizational skills Ability to work within a collaborative team. About Us First Horizon Corp. (NYSE: FHN), with $82.6 billion in assets as of September 30, 2024, is a leading regional financial services company, dedicated to helping our clients, communities and associates unlock their full potential with capital and counsel. Headquartered in Memphis, TN, the banking subsidiary First Horizon Bank operates in 12 states across the southern U.S. The Company and its subsidiaries offer commercial, private banking, consumer, small business, wealth and trust management, retail brokerage, capital markets, fixed income, and mortgage banking services. First Horizon has been recognized as one of the nation's best employers by Fortune and Forbes magazines and a Top 10 Most Reputable U.S. Bank. More information is available at www.FirstHorizon.com. Benefit Highlights Medical with wellness incentives, dental, and vision HSA with company match Maternity and parental leave Tuition reimbursement Mentor program 401(k) with 6% match More -- FirstHorizon.com/First-Horizon-National-Corporation/Careers/Our-Benefits Corporate Access Commitment: At First Horizon, we focus on what matters most to our associates, clients and the communities we serve. As we continue to evolve, we remain committed to an open and supportive workplace and providing opportunity and access to capital and counsel for all. Follow Us Facebook X formerly Twitter LinkedIn Instagram YouTube

Posted 30+ days ago

Risk Assessment And Reporting Analyst, Open Banking-logo
Risk Assessment And Reporting Analyst, Open Banking
MasterCardPurchase, NY
Our Purpose Mastercard powers economies and empowers people in 200+ countries and territories worldwide. Together with our customers, we're helping build a sustainable economy where everyone can prosper. We support a wide range of digital payments choices, making transactions secure, simple, smart and accessible. Our technology and innovation, partnerships and networks combine to deliver a unique set of products and services that help people, businesses and governments realize their greatest potential. Title and Summary Risk Assessment and Reporting Analyst, Open Banking Risk Assessment and Reporting Analyst, Open Banking Compliance Overview: Who is Mastercard? Mastercard is a global technology company in the payments industry. Our mission is to connect and power an inclusive, digital economy that benefits everyone, everywhere by making transactions safe, simple, smart, and accessible. Using secure data and networks, partnerships and passion, our innovations and solutions help individuals, financial institutions, governments, and businesses realize their greatest potential. Our decency quotient, or DQ, drives our culture and everything we do inside and outside of our company. With connections across more than 210 countries and territories, we are building a sustainable world that unlocks priceless possibilities for all. Overview Leveraging Mastercard's global payments network, our account-to-account business provides domestic and cross-border solutions to enable the frictionless future of payments. We help our customers leverage rich messaging functionality and applications to capture business and consumer payment flows both domestically and cross-border; offer solutions to connect, enable, and safeguard the Open Banking ecosystem, and protect banks and their customers from financial crime. All this is supported by account-based data insights and consulting to help our clients optimise their payment strategies across the world. The Open Banking team is looking to expand its product offering on a global basis. At Mastercard we are committed to the highest standards of ethics and integrity. Ethics and Compliance are at the core of our company values and are essential to both the personal success of every Mastercard employee and to the success of the company. The role will be responsible for driving large complex projects across the Americas Open Banking Risk and Compliance organization. The role will provide subject matter expertise to product teams to identify and implement best practices in compliance and risk. The successful candidate will work cross-functionally with colleagues including, Product, Regulatory Affairs, Legal Counsel, Privacy/Data Usage, Global Ethics and Compliance and Internal Audit. Role Support risk and control self-assessments, ensuring appropriate risk identification and mitigation. Lead development + implementation of KRIs, control metrics and reporting by leveraging automation, machine learning, data analytics including but not limited to AML+ Fraud Translate key metrics into insightful presentations and visualizations for senior management and risk committees Support investments/ deals, strategic partnerships initiatives in terms of identifying and documenting key risks including but not limited to AML, Fraud Support creation and maintenance of Product / Services operational mapping and data flows to identify key risks across the business Stay updated on regulatory changes and industry trends to ensure compliance with all relevant rules and regulations. All About You Compliance and/or regulatory experience, with 4-6 years professional compliance experience, preferably within the financial services industry, particularly those related to money movement and banking. Certified Regulatory Compliance Manager (CRCM), Certified Anti-Money Laundering Specialist (CAMS) and/or similar certifications are highly desirable. Proven problem-solving abilities to address compliance issues effectively and efficiently. Excellent analytical and problem-solving skills, with the ability to assess complex risks and develop pragmatic solutions to mitigate them Strong written and verbal communication skills. Knowledge and experience of US Open Banking products would be beneficial. Preferred location is Purchase, St. Louis, Salt Lake City Corporate Security Responsibility Every person working for, or on behalf of, Mastercard is responsible for information security. All activities involving access to Mastercard assets, information, and networks comes with an inherent risk to the organization and therefore, it is expected that the successful candidate for this position must: Abide by Mastercard's security policies and practices Ensure the confidentiality and integrity of the information being accessed Report any suspected information security violation or breach Complete all periodic mandatory security training in accordance with Mastercard's guidelines Mastercard is a merit-based, inclusive, equal opportunity employer that considers applicants without regard to gender, gender identity, sexual orientation, race, ethnicity, disabled or veteran status, or any other characteristic protected by law. We hire the most qualified candidate for the role. In the US or Canada, if you require accommodations or assistance to complete the online application process or during the recruitment process, please contact reasonable_accommodation@mastercard.com and identify the type of accommodation or assistance you are requesting. Do not include any medical or health information in this email. The Reasonable Accommodations team will respond to your email promptly. Corporate Security Responsibility All activities involving access to Mastercard assets, information, and networks comes with an inherent risk to the organization and, therefore, it is expected that every person working for, or on behalf of, Mastercard is responsible for information security and must: Abide by Mastercard's security policies and practices; Ensure the confidentiality and integrity of the information being accessed; Report any suspected information security violation or breach, and Complete all periodic mandatory security trainings in accordance with Mastercard's guidelines. In line with Mastercard's total compensation philosophy and assuming that the job will be performed in the US, the successful candidate will be offered a competitive base salary based on location, experience and other qualifications for the role and may be eligible for an annual bonus or commissions depending on the role. Mastercard benefits for full time (and certain part time) employees generally include: insurance (including medical, prescription drug, dental, vision, disability, life insurance), flexible spending account and health savings account, paid leaves (including 16 weeks new parent leave, up to 20 paid days bereavement leave), 10 annual paid sick days, 10 or more annual paid vacation days based on level, 5 personal days, 10 annual paid U.S. observed holidays, 401k with a best-in-class company match, deferred compensation for eligible roles, fitness reimbursement or on-site fitness facilities, eligibility for tuition reimbursement, gender-inclusive benefits and many more. Pay Ranges Purchase, New York: $90,000 - $144,000 USD O'Fallon, Missouri: $78,000 - $125,000 USD Salt Lake City, Utah: $78,000 - $125,000 USD

Posted 1 week ago

Seller Risk Strategy Mgr 5-logo
Seller Risk Strategy Mgr 5
eBay Inc.Austin, TX
At eBay, we're more than a global ecommerce leader - we're changing the way the world shops and sells. Our platform empowers millions of buyers and sellers in more than 190 markets around the world. We're committed to pushing boundaries and leaving our mark as we reinvent the future of ecommerce for enthusiasts. Our customers are our compass, authenticity thrives, bold ideas are welcome, and everyone can bring their unique selves to work - every day. We're in this together, sustaining the future of our customers, our company, and our planet. Join a team of passionate thinkers, innovators, and dreamers - and help us connect people and build communities to create economic opportunity for all. About the Role: The Global Seller Risk Management team at eBay is committed to providing sellers of all sizes with opportunities to conduct commerce and grow their business on the eBay marketplace. We focus on delivering a simple, consistent, and customer-focused experience, while optimizing to eBay's lifecycle risk tolerance. This team is customer-centric and strives for clear, visible, and consistent risk actions to eliminate bad actors and prevent seller churn, thereby instilling confidence on the platform to promote buyer and seller growth. We are searching for a highly motivated individual to join our growing team, focusing on risk mitigation strategies for newly onboarded sellers. This individual will be responsible for developing and implementing risk management strategies to ensure new sellers have a smooth experience while optimally controlling for bad actors. The role involves analyzing risk factors, crafting policies to mitigate potential threats, and collaborating with cross-functional teams. A keen curiosity and strong analytical approach are critical to drive optimized strategies in this role. What you will accomplish: Develop and refine risk management policies tailored for new seller onboarding to address potential vulnerabilities and ensure compliance with eBay's standards. Conduct detailed assessments of risk factors associated with new seller accounts, focusing on fraud detection, account verification, and compliance checks. Collaborate with cross-functional teams including Data Science, Product Development, and Customer Service to implement effective risk mitigation strategies and improve onboarding processes. Design dashboards and reports to monitor the efficiency of risk policies and provide actionable insights for continuous improvement. Engage with stakeholders to capture feedback and drive policy enhancements that align with business objectives, improving the overall seller experience. Ensure comprehensive documentation of risk policies and procedures to maintain clarity and facilitate knowledge sharing. What you will bring: BS in a quantitative field with 3-5 years of related experience or MS in a quantitative field with 1-3 years of related experience. Dedicated to working our hybrid model with 3 days / week in office (Austin, Texas office or Draper, Utah office). Expertise in telling data-oriented stories to gain consensus and drive decisions. Proven understanding of data extraction and analytical tools (SQL, Python, R) with a curious and analytical mindset. Ability to process sophisticated and diverse information to provide summary-level insights and recommendations. Experience in using data to derive insights, validate strategies, and communicate progress and performance. Capability to write business requirement documents and drive product development roadmap, ensuring the accurate and timely implementation of strategies. Excellent communication and interpersonal skills for effective collaboration and stakeholder engagement. Familiarity with eBay's seller onboarding processes and risk management tools is a plus. Ability to work independently and manage multiple projects simultaneously, meeting various deadlines and priorities. #LI-JG1 The base pay range for this position is expected in the range below: $101,200 - $174,100 Base pay offered may vary depending on multiple individualized factors, including location, skills, and experience. The total compensation package for this position may also include other elements, including a target bonus and restricted stock units (as applicable) in addition to a full range of medical, financial, and/or other benefits (including 401(k) eligibility and various paid time off benefits, such as PTO and parental leave). Details of participation in these benefit plans will be provided if an employee receives an offer of employment. If hired, employees will be in an "at-will position" and the Company reserves the right to modify base salary (as well as any other discretionary payment or compensation program) at any time, including for reasons related to individual performance, Company or individual department/team performance, and market factors. Please see the Talent Privacy Notice for information regarding how eBay handles your personal data collected when you use the eBay Careers website or apply for a job with eBay. eBay is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, national origin, sex, sexual orientation, gender identity, veteran status, and disability, or other legally protected status. If you have a need that requires accommodation, please contact us at talent@ebay.com. We will make every effort to respond to your request for accommodation as soon as possible. View our accessibility statement to learn more about eBay's commitment to ensuring digital accessibility for people with disabilities. It is unlawful in Massachusetts to require or administer a lie detector test as a condition of employment or continued employment. An employer who violates this law shall be subject to criminal penalties and civil liability. The eBay Jobs website uses cookies to enhance your experience. By continuing to browse the site, you agree to our use of cookies. Visit our Privacy Center for more information.

Posted 2 weeks ago

Client Service Specialist, Commercial Risk - Insurance Advisory Solutions Mid-Atlantic-logo
Client Service Specialist, Commercial Risk - Insurance Advisory Solutions Mid-Atlantic
BRP Group, Inc.Leesburg, VA
The Baldwin Group is an award-winning entrepreneur-led and inspired insurance brokerage firm delivering expertly crafted Commercial Insurance and Risk Management, Private Insurance and Risk Management, Employee Benefits and Benefit Administration, Asset and Income Protection, and Risk Mitigation strategies to clients wherever their passions and businesses take them throughout the U.S. and abroad. The Baldwin Group has award-winning industry expertise, colleagues, competencies, insurers, and most importantly, a highly differentiated culture that our clients consider an invaluable expansion of their business. The Baldwin Group (NASDAQ: BWIN), takes a holistic and tailored approach to insurance and risk management. JOB DESCRIPTION SUMMARY: The Client Service Specialist works closely with advisors, line-of-business specialists, and dedicated client servicing professionals to analyze client data, evaluate needs, and help create effective risk management solutions designed to meet clients' financial goals. PRIMARY RESPONSIBILITIES: Prepares documents for presenting risks to market. Prepares applications, summaries of insurance, insurance certificates, auto identification cards and other coverage related documents. Prepares and updates draft renewal proposals. Assists client service teams in the preparation of presentation materials. Analyzes and summarizes complex data and compiles reports with supervision. Records data into appropriate insurance company and firm software programs. Runs cancellation and expiration reports. Processes and completes endorsements and audits. Processes Notices of Cancellations. Requests Loss Runs. Quotes flood and builder's risks policies as requested by an Account Manager. Handles the renewing of bonds and flood policies. Completes special projects as assigned. Looks for opportunities to improve the firm, business segment and processes. Brings issues and discrepancies to the attention of appropriate leadership. KNOWLEDGE, SKILLS & ABILITIES: Strong analytical, research and problem-solving skills. High attention to detail. Strong verbal and written communications skills. Ability to multi-task and work effectively in a fast-paced team environment. Intermediate to advanced knowledge of Microsoft Office Suite (Word, Excel, PowerPoint, Outlook) Ability to learn any other appropriate program or software system used by the firm as necessary Demonstrates the organization's core values, exuding behavior that is aligned with the firm's culture EDUCATION & EXPERIENCE: 1 year of experience in the insurance industry required; 2+ years of experience in the insurance industry preferred Certification(s): None required; None preferred License(s): Maintains all licenses as required by the State Department of Insurance to provide service, consultation, and financial risk transfer solutions in states where the firm functions or be willing and able to obtain all required licenses within the first 90 days of employment required; Maintains all licenses as required by the State Department of Insurance to provide service, consultation, and financial risk transfer solutions in states where the firm functions or be willing and able to obtain all required licenses within the first 90 days of employment preferred OTHER: Fast paced multi-tasking environment IMPORTANT NOTICE: This position description is intended to describe the level of work required of the person performing in the role and is not a contract. The essential responsibilities are outlined; other duties may be assigned as needs arise or as required to support the organization. All requirements may be subject to reasonable accommodation to applicants and colleagues who need them for medical or religious reasons. #LI-JL1 #LI-HYBRID Click here for some insight into our culture! The Baldwin Group will not accept unsolicited resumes from any source other than directly from a candidate who applies on our career site. Any unsolicited resumes sent to The Baldwin Group, including unsolicited resumes sent via any source from an Agency, will not be considered and are not subject to any fees for any placement resulting from the receipt of an unsolicited resume.

Posted 30+ days ago

PwC logo
Risk Modeling Services Life - Actuarial Manager
PwCDetroit, MI
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Job Description

Industry/Sector

82200 Life Insurance

Specialism

Actuarial Services

Management Level

Manager

Job Description & Summary

A career in our Risk Modeling Services practice will provide you with the opportunity to contribute general insurance advice and consulting services to clients such as insurers, banks, regulators, and third party administrators. You'll provide advice covering solvency, economic capital, risk management, mergers and acquisitions, company restructuring and risk control, financial modelling, underwriting, new legislation, and the efficiency of claims or reporting processes. Simply put, you might help analyse the impact that new regulation will have on an insurance company's balance sheet or you could be revising businesses' projections and making sure they have adequate reserves.

Our team helps insurers address new financial reporting requirements by assessing the financial and business impacts of regulations, building implementation plans, and implementing relevant requirements, particularly across areas of financial reporting change.

To really stand out and make us fit for the future in a constantly changing world, each and every one of us at PwC needs to be a purpose-led and values-driven leader at every level. To help us achieve this we have the PwC Professional; our global leadership development framework. It gives us a single set of expectations across our lines, geographies and career paths, and provides transparency on the skills we need as individuals to be successful and progress in our careers, now and in the future.

As a Manager, you'll work as part of a team of problem solvers, helping to solve complex business issues from strategy to execution. PwC Professional skills and responsibilities for this management level include but are not limited to:

  • Develop new skills outside of comfort zone.
  • Act to resolve issues which prevent the team working effectively.
  • Coach others, recognise their strengths, and encourage them to take ownership of their personal development.
  • Analyse complex ideas or proposals and build a range of meaningful recommendations.
  • Use multiple sources of information including broader stakeholder views to develop solutions and recommendations.
  • Address sub-standard work or work that does not meet firm's/client's expectations.
  • Use data and insights to inform conclusions and support decision-making.
  • Develop a point of view on key global trends, and how they impact clients.
  • Manage a variety of viewpoints to build consensus and create positive outcomes for all parties.
  • Simplify complex messages, highlighting and summarising key points.
  • Uphold the firm's code of ethics and business conduct.

The Opportunity

As part of the Actuarial Life Services team you are expected to direct efforts to identify and address client needs, focusing on life and non-life industry and regulatory developments. As a Manager you are expected to lead teams and manage client accounts, focusing on strategic planning and mentoring junior staff. You are accountable for maintaining project success and upholding rigorous standards. Enhancing your leadership style, you motivate, develop and inspire others to deliver quality. You are responsible for coaching, leveraging team member's unique strengths, and managing performance to deliver on client expectations. With your growing knowledge of how business works, you play an important role in identifying opportunities that contribute to the success of our Firm. You are expected to lead with integrity and authenticity, articulating our purpose and principles in a meaningful way. You embrace technology and innovation to enhance your delivery and encourage others to do the same.

Responsibilities

  • Identify and address client needs in life and non-life industry
  • Lead teams and manage client accounts
  • Mentor junior staff and maintain premium standards
  • Support regulatory developments and initiatives
  • Manage risks and maintain project success
  • Develop and implement strategic initiatives
  • Foster a culture of continuous improvement
  • Embrace technology and innovation in risk management

What You Must Have

  • Bachelor's Degree in Actuarial Science, Statistics, Mathematical Statistics, Applied Mathematics, Mathematics, Economics
  • 5 years of experience
  • Certification(s) Required: Associateship of the Society of Actuaries (ASA)

What Sets You Apart

  • Certification(s) Preferred: Fellowship of the Society of Actuaries (FSA)
  • Technical actuarial subject matter specialization
  • Developing and sustaining broad client relationships
  • Preparing and presenting complex written and verbal documents
  • Defining resource requirements and project workflow
  • Using spreadsheets, database, and actuarial software
  • Leading teams to generate a vision and motivate members
  • Writing, communicating, and presenting cogently

Travel Requirements

Up to 20%

Job Posting End Date

Learn more about how we work: https://pwc.to/how-we-work

PwC does not intend to hire experienced or entry level job seekers who will need, now or in the future, PwC sponsorship through the H-1B lottery, except as set forth within the following policy: https://pwc.to/H-1B-Lottery-Policy.

As PwC is an equal opportunity employer, all qualified applicants will receive consideration for employment at PwC without regard to race; color; religion; national origin; sex (including pregnancy, sexual orientation, and gender identity); age; disability; genetic information (including family medical history); veteran, marital, or citizenship status; or, any other status protected by law.

For only those qualified applicants that are impacted by the Los Angeles County Fair Chance Ordinance for Employers, the Los Angeles' Fair Chance Initiative for Hiring Ordinance, the San Francisco Fair Chance Ordinance, San Diego County Fair Chance Ordinance, and the California Fair Chance Act, where applicable, arrest or conviction records will be considered for Employment in accordance with these laws. At PwC, we recognize that conviction records may have a direct, adverse, and negative relationship to responsibilities such as accessing sensitive company or customer information, handling proprietary assets, or collaborating closely with team members. We evaluate these factors thoughtfully to establish a secure and trusted workplace for all.

Applications will be accepted until the position is filled or the posting is removed, unless otherwise set forth on the following webpage. Please visit this link for information about anticipated application deadlines: https://pwc.to/us-application-deadlines

The salary range for this position is: $82,500 - $291,000, plus individuals may be eligible for an annual discretionary bonus. For roles that are based in Maryland, this is the listed salary range for this position. Actual compensation within the range will be dependent upon the individual's skills, experience, qualifications and location, and applicable employment laws. PwC offers a wide range of benefits, including medical, dental, vision, 401k, holiday pay, vacation, personal and family sick leave, and more. To view our benefits at a glance, please visit the following link: https://pwc.to/benefits-at-a-glance