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We are seeking a talented individual to join our Construction team at Marsh. This role will be based in one of our larger Central Zone Marsh offices in the US. This is a hybrid role that has a requirement of working at least three days a week in the office. Sr. Client Advisor - Construction What can you expect? Independently oversees and manages large or complex accounts and brings the entire team together to formulate the procedure and go to market strategy. Works to maintain a near complete understanding of the clients' business strategic priorities, risk strategies and risk management needs to provide advice accordingly to successfully serve clients. Utilizes expert risk expertise and knowledge of industry and insurance market place to review clients' exposures and loss experience and develop solutions for complex clients' needs, including recommending additional products and services as solutions. Develops, presents, and oversees the execution of renewal/placement strategies in conjunction with Placement, Advisory Leaders and Client Executives across all zones where product, industry or account criteria dictate. What is in it for you? A company with a strong brand and strong results to match Culture of internal mobility, collaboration and valued partnership with HR from the business. Employee Resource Groups which provide access to leaders, relevant volunteer and mentoring opportunities and interactions with counterparts in industry groups and client organizations. Competitive pay (salary and performance bonus potential) and full benefits package - starting day one (medical, dental, vision, STI/LTI, life insurance, generous 401k match AND contribution). We will count on you to: Independently oversees and manages large or complex accounts and brings the entire team together to formulate the procedure and go to market strategy. Works to maintain a near complete understanding of the clients' business strategic priorities, risk strategies and risk management needs to provide advice accordingly to successfully serve clients. Utilizes expert risk expertise and knowledge of industry and insurance market place to review clients' exposures and loss experience and develop solutions for complex clients' needs, including recommending additional products and services as solutions. Develops, presents, and oversees the execution of renewal/placement strategies in conjunction with Placement, Advisory Leaders and Client Executives across all zones where product, industry or account criteria dictate. Presents to prospective clients, identifies the need for new products, develops/suggests innovative solutions to client and client team members to gain new clients and projects. Builds and maintains relationships with clients, and ensures that their complex risk management needs are appropriately met. Oversees the production of client deliverables and delivering the final placement to the client to ensure the quality of materials delivered to clients. Engages in independent senior-level client interaction and demonstrates expertise in problem solving, areas of coverage and client relationships. Serves as a thought leader within the Company and maintains an in depth knowledge of changing risk and insurance market conditions. What you need to have: Bachelor's degree or equivalent work experience required Minimum of 8 years' of construction experience in a risk management or brokerage capacity required. Working knowledge of insurance coverages is required. P&C license needed, or ability to obtain. What makes you stand out: Master's degree or other advanced degree. CPCU, ARM or other insurance designations a plus. Excellent analytical, project management and problem-solving skills Marsh, a business of Marsh McLennan (NYSE: MMC), is the world's top insurance broker and risk advisor. Marsh McLennan is a global leader in risk, strategy and people, advising clients in 130 countries across four businesses: Marsh, Guy Carpenter, Mercer and Oliver Wyman. With annual revenue of $24 billion and more than 90,000 colleagues, Marsh McLennan helps build the confidence to thrive through the power of perspective. For more information, visit marsh.com, or follow on LinkedIn and X. Marsh McLennan is committed to embracing a diverse, inclusive and flexible work environment. We aim to attract and retain the best people and embrace diversity of age background, disability, ethnic origin, family duties, gender orientation or expression, marital status, nationality, parental status, personal or social status, political affiliation, race, religion and beliefs, sex/gender, sexual orientation or expression, skin color, veteran status (including protected veterans), or any other characteristic protected by applicable law. If you have a need that requires accommodation, please let us know by contacting reasonableaccommodations@mmc.com. Marsh McLennan is committed to hybrid work, which includes the flexibility of working remotely and the collaboration, connections and professional development benefits of working together in the office. All Marsh McLennan colleagues are expected to be in their local office or working onsite with clients at least three days per week. Office-based teams will identify at least one "anchor day" per week on which their full team will be together in person. The applicable base salary range for this role is $154,200 to $328,400. The base pay offered will be determined on factors such as experience, skills, training, location, certifications, education, and any applicable minimum wage requirements. Decisions will be determined on a case-by-case basis. In addition to the base salary, this position may be eligible for performance-based incentives. We are excited to offer a competitive total rewards package which includes health and welfare benefits, tuition assistance, 401K savings and other retirement programs as well as employee assistance programs.

Booking Holdings (NASDAQ: BKNG) is the world's leading provider of online travel and related services, provided to consumers and local partners in more than 220 countries and territories through five primary consumer-facing brands: Booking.com, Priceline, Agoda, KAYAK and OpenTable. The mission of Booking Holdings is to make it easier for everyone to experience the world. For more information, visit BookingHoldings.com and follow us on X (formerly known as Twitter) @BookingHoldings. This role is eligible for our hybrid work model: Two days in-office. Business Process Senior Analyst, Risk & Controls role is an integral part of the Booking Holdings Risk & Controls (R&C) Team. This position will report to the Manager, Risk & Controls and assist in performing a broad range of operational and financial risk management responsibilities, including planning and execution of Sarbanes Oxley Act (SOX) compliance, being an independent trusted advisor to the first line of defense to enable informed risk-based decisions, as well as developing and implementing guidance, training, and enablement to the Booking Holdings and brands to mature the internal controls program. In this role you will get to: Support Independent Oversight: Support oversight of operational and financial risks at Booking Holdings, including end-to-end process reviews to drive internal and external compliance and efficiencies. Risk Identification and Assessment: In close collaboration with finance teams and brand risk and controls counterparts, assist in identifying, assessing, and managing key operational and financial risks (including business process scoping and risk assessments) for Booking Holdings and Brand processes. Internal Controls Certification: Own the internal process and control certifications and perform quarterly reporting procedures to support 302 certifications. Mature R&C Program: Support key initiatives to mature the R&C program through cross-brand SOX training efforts, guidance, and enablement, including development, maintenance, and presentation of training materials. Strategic Program Support: Support management in select strategic programs and initiatives, such as new business integration and global finance transformation, by supporting designated workstreams. SOX Compliance ICFR Program Execution: Execute the ICFR Program activities for Booking Holdings, including developing and maintaining internal control documentation (process flow, narratives, risk and control matrices), and designing controls to mitigate financial reporting risk. Control Testing: Perform project management oversight related to business process SOX testing by others (including review of testing workpapers), coordinate walkthroughs, manage evidence collection, independently test controls for design and operating effectiveness, and ensure timely and accurate reporting of test results. Deficiencies Assessment and Remediation: Assist process and control owners with deficiency impact assessments (including determining root causes) and facilitate implementation of remedial changes. Perform monitoring over remediated controls to verify compliance. COSO Framework: Assist with maintenance and assessment of Entity Level Controls, including mapping to the COSO Framework to ensure enterprise-wide compliance. Collaboration and Communication Interdepartmental Collaboration: Collaborate and liaise with control and process owners, providing expert advice on critical matters related to internal controls, including identifying and documenting key controls and processes, assessing policy compliance, and serving as the primary point of contact to ensure a cohesive approach to risk management and compliance. Stakeholder Coordination: Coordinate with stakeholders, such as Global Internal Audit (GIA), external auditors, brand R&C, and others, providing direct support and maintaining relationships with these departments. What you have: Public Accounting (Big 4) Internal Audit/Risk & Controls Function of a listed company Support SOX programs, process management and/or risk management involvement within complex industries. Extensive knowledge of SOX and risk-based testing of various business processes. experience with SOX compliance. Ability to work independently and manage multiple priorities in a fast-paced environment. Strong written and verbal communication skills, with the ability to present complex information clearly and concisely. Self-directed team player and detail-oriented Strong analytical, problem-solving, and decision-making skills. US GAAP and COSO Framework knowledge Strong time management and organizational skills. Experience with AuditBoard is desirable.* Experience and/or willingness to explore AI for control compliance efficiencies Our Commitment to Inclusion Through the Booking Holdings brands, we help our customers reach all corners of the earth. Our ability to provide great service rests on how well we understand our diverse customer base, which is why having a diverse team is so important to us. We bring together employees from all walks of life and we are proud to provide the kind of inclusive environment that stimulates innovation, creativity and collaboration. There are a variety of job related factors that go into determining a salary range, including but not limited to external market benchmark data, geographic location, and years of experience sought/required. In addition to a competitive base salary, roles are eligible to be considered for an annual bonus and equity grant. The base salary range for Connecticut and the NYC-metro area is $114,300-$139,700. We are proud to offer a comprehensive benefits program designed to keep you and your family healthy, plan for the future and make the most out of life. For a glimpse of our benefits offerings, please see here. In addition to competitive health and wellness benefits, we currently offer other perks to eligible employees, such as: tuition reimbursement, fitness reimbursement, discounts, and more! If this role resonates with you, we encourage you to click the "apply" button! EEO Statement: Booking Holdings is an equal opportunity employer in accordance with all applicable federal, state and local laws. We ensure equal employment opportunity to all employees and applicants without discrimination or harassment based on race, religious creed, color, age, sex, sexual orientation, gender identity, national origin, religion, marital status, medical condition, disability, military service, pregnancy, childbirth and related medical conditions, or any other classification protected by federal, state, or local law. Booking Holdings also extends this policy to every phase of the employment process including, but not limited to, recruitment, selection, placement, transfer, training and development, position elimination, restructure, promotion, compensation, benefits, layoffs, termination, and all other conditions or privileges of employment. Booking Holdings and its Affiliated Companies are Equal Employment Opportunity employers and welcome all job seekers including individuals with disabilities and veterans with disabilities. If you have a disability and believe you need reasonable accommodation in order to search for a job opening or apply for a position, please email reasonableaccommodation@bookingholdings.com with your request. M/F/V/D/S #LI-Hybrid

Description Wage Range: $32.27 - $51.64 per hour Posted wage ranges represent the entire range from minimum to maximum. For jobs with more than one level, the posted range reflects the minimum of the lowest level and the maximum of the highest level. Some positions also offer additional premiums based on shift, certifications or degrees. Job offers are determined based on a candidate's years of relevant experience, level of education and internal equity. Job Summary: Responsible for providing expertise in the area of quality and risk adjustment coding for physicians and other qualified health care providers. Coordinates and collaborates with operational and clinic leadership to assist in the identification of clinical best practices to ensure all diagnoses are captured in accordance with CMS Risk Adjustment coding guidelines. Primary Duties: Assists providers in understanding the CMS Risk adjustment program as it relates to payment methodology and the importance of proper chart documentation of procedural and diagnosis coding. Audits provider documentation in the medical record to ensure adherence with CPT, HCPCS, ICD-10-CM coding and CMS Risk Adjustment guideline; provides thorough, timely, and accurate feedback to providers regarding documentation best practices. Evaluates HCC (Hierarchical Condition Category) auditing processes and provides analysis and recommendations to improve overall provider documentation and coding. Supports organizational strategic initiatives by routinely consulting medical providers to clarify missing or inadequate record information and to determine appropriate diagnostic and procedure codes are captured. Collaborates with clinicians, coders, and other key stakeholders to optimize education and application of HCC coding principles. Performs other duties as assigned. License, Certification, Education or Experience: REQUIRED for the position: CPC Certification 1 year coding experience Certified Risk Adjustment Coder (CRC) through the AAPC within one year of hire Experience with electronic medical record (EMR) system Knowledge of medical terminology Experience with HEDIS metrics Exceptional organizational skills and proven ability to effectively and proactively complete multiple projects simultaneously and meet deadlines Excellent communication, presentation and interpersonal skills. Must be able to communicate with individuals and groups representing all levels of the organization Strong attention to detail, accuracy and ability to work independently DESIRED for the position: 2 years HCC coding experience for professional services for multiple specialties Benefit Information: Choices that care for you and your family At EvergreenHealth, we appreciate our employees' commitment and contribution to our success. We are proud to offer a suite of quality benefits and resources that are comprehensive, flexible, and competitive to help our staff and their loved ones maintain and improve health and financial well-being. Medical, vision and dental insurance On-demand virtual health care Health Savings Account Flexible Spending Account Life and disability insurance Retirement plans 457(b) and 401(a) with employer contribution) Tuition assistance for undergraduate and graduate degrees Federal Public Service Loan Forgiveness program Paid Time Off/Vacation Extended Illness Bank/Sick Leave Paid holidays Voluntary hospital indemnity insurance Voluntary identity theft protection Voluntary legal insurance Pay in lieu of benefits premium program Free parking Commuter benefits Cafeteria & Gift Shop Discount View a summary of our total rewards available to you as an EvergreenHealth team member by clicking on the link below. EvergreenHealth Benefits Guide

About Us Since 1989, SHI International Corp. has helped organizations change the world through technology. We've grown every year since, and today we're proud to be a $16 billion global provider of IT solutions and services. Over 17,000 organizations worldwide rely on SHI's concierge approach to help them solve what's next. But the heartbeat of SHI is our employees - all 7,000 of them. If you join our team, you'll enjoy: Our commitment to diversity, as the largest minority- and woman-owned enterprise in the U.S. Continuous professional growth and leadership opportunities. Health, wellness, and financial benefits to offer peace of mind to you and your family. World-class facilities and the technology you need to thrive - in our offices or yours. Job Summary The Senior Risk Manager plays a critical role in identifying, assessing, and mitigating risks that could impact the organization's operations, reputation, or financial standing. This leadership position is responsible for developing and implementing comprehensive risk management strategies, policies, and procedures to ensure compliance with regulatory requirements and support the organization's overall business objectives. The Senior Risk Manager works closely with senior leadership and cross-functional teams to evaluate emerging risks, recommend effective controls, and drive risk-aware decision making. Key responsibilities include conducting risk assessments, overseeing enterprise risk management programs, preparing risk reports for executive stakeholders, and facilitating risk training and awareness initiatives. Success in this role requires strong analytical skills, deep knowledge of industry standards and regulations, and the ability to communicate complex risk concepts clearly to all levels of the organization. This position will be reporting to the SHI Somerset, NJ office as determined by SHI management. Role Description Establish and maintain comprehensive risk management frameworks, policies, and procedures to ensure effective management of risks within the organization's risk appetite. Identify, analyze, and evaluate potential risks (operational, financial, strategic, compliance, reputational) that may impact the organization. Continuously monitor risk exposure and prepare regular risk reports and dashboards for senior management and stakeholders, including relevant metrics (KPI's, KRI's). Recommend, implement, and oversee risk mitigation and control measures to minimize the impact of identified risks. Collaborate with business units, leadership, auditors, and external partners to address risk-related issues and validate controls for third parties, key projects, and business changes. Ensure compliance with local, state, federal, and industry-specific regulations, staying current with industry trends and regulatory developments. Lead investigations and response actions for risk events, including root cause analysis, corrective action planning, and incident management. Conduct audits and control assessments, including liaison with internal and external auditors to ensure compliance with standards. Coordinate and enhance enterprise risk management (ERM) programs, integrating risk considerations into business planning and decision-making processes. Design and deliver training programs to increase risk awareness and foster a risk-conscious culture throughout the organization. Oversee technology platforms used for risk assessment, reporting, monitoring, and establish performance metrics (KPI's, KRI's). Provide risk insights and analysis to inform strategic business decisions, investments, and growth initiatives. Enhance and maintain the firm's Risk and Control libraries, Risk Register, and assess the accuracy and completeness of Risk and Control Self-Assessments (RCSA). Mature standard document libraries and process flows for new projects and applications. Identify and implement process improvement initiatives to strengthen the control environment, improve efficiencies, and drive cost savings. Lead and manage the risk team, providing guidance, training, performance feedback, and coordinating cross-functional risk initiatives. Behaviors and Competencies Adaptability: Can lead others through change, help teams adapt to new directions, and create a culture open to change. Analytical Thinking: Can use advanced analytical techniques to solve complex problems, draw insights, and communicate the solutions effectively. Business Acumen: Can develop and execute business plans to drive growth and profitability. Change Management: Can manage major changes in organizational processes or policies, can facilitate change management processes among others, can mentor others in effective change management, and can adapt change management style based on the situation and the organization's needs. Collaboration: Can take ownership of team initiatives, foster a collaborative environment, and ensure that all team members feel valued and heard. Communication: Can effectively communicate complex ideas and information to diverse audiences, facilitate effective communication between others, and mentor others in effective communication. Continuous Improvement: Can identify major areas for improvement, implement major changes, and support others in their continuous improvement efforts. Decision-Making: Can facilitate group decision-making processes, build consensus, and commit to a course of action even in the face of uncertainty. Leadership: Can take ownership of complex team initiatives, collaborate with others in decision-making processes, and drive team performance. Strategic Thinking: Can analyze complex situations, anticipate future trends, and align and integrate strategies across departments or functions. Skill Level Requirements Risk Management Expertise: Comprehensive understanding and hands-on experience with risk management principles and practices.- Expert/Advanced Risk Management Software Proficiency: Skilled in utilizing risk management platforms to support analysis and reporting; experience with ServiceNow is a plus.- Expert/Advanced Project Management: Ability to oversee and direct projects to completion, ensuring goals are met and resources are utilized efficiently.- Expert Commitment to Quality and Ethics: Strong dedication to producing high-quality work and upholding organizational ethics, integrity, and compliance standards.- Expert/Advanced Adaptability in Fast-Paced Environments: Ability to work effectively in dynamic team settings, managing multiple tasks with shifting priorities.- Advanced Technical Proficiency: Experience using Microsoft applications (Word, Excel, PowerPoint, Project, Outlook) to support business operations; familiarity with Asana and Lucidchart is a plus.- Expert Data Analysis: Ability to examine, clean, transform, and model data to discover useful information and support decision-making.- Expert Stakeholder Management: Ability to effectively manage and align stakeholders to achieve business objectives.- Expert Other Requirements Completed Bachelors Degree in Business, Economics, Marketing, Computer Science, or related fields required. Minimum 10 years of experience in risk management or a related field, with a strong understanding of operational risk and business process improvement methodologies. Minimum 10 years of experience in people management, with a track record of building high-performing teams. Minimum 5 years of experience implementing or managing an ERM program. Extensive knowledge of risk management frameworks and standards (e.g., ISO 31000, ISO 27001, ISO 22301, NIST, ITIL). Experience with GRC (Governance, Risk, and Compliance) tools and related interfaces. Willingness to travel up to 25% for internal business engagements and vendor assessments. Flexibility to work extended hours as needed to support special projects. Relevant certifications such as Certified Risk Manager (CRM) is required. The base salary range for this position is $150,000 - $170,000. The compensation for this position is dependent on job-related knowledge, skills, experience, and market location and, therefore, will vary from individual to individual. Benefits may include, but are not limited to, medical, vision, dental, 401K, and flexible spending. #LI-FF1 Equal Employment Opportunity- M/F/Disability/Protected Veteran Status

THE DEPARTMENT Our Enterprise Risk Management department is responsible for minimizing loss while respecting people, brand and operations. THE OPPORTUNITY With a special focus on merchandise security, our Risk Associate supports the Store team in delivering an outstanding customer experience while encouraging a safe and secure store environment. THE JOB As the Risk Associate, you will: Support a safe and secure working environment Minimize the loss of merchandise from all internal and external avenues Champion and coach the store team on the importance of inventory accuracy Safeguard the loss of financial, information and physical assets QUALIFICATIONS As the Risk Associate, you have: 1+ year experience in Loss Prevention / Risk Retail experience is an asset Post-secondary education in a related field ARITZIA Head to our About Us for the scoop on who we are and what we do. Aritzia is an Equal Opportunity employer. Aritzia believes in providing an inclusive workplace where all individuals have opportunity to succeed. We are committed to doing so by providing accessible employment practices. Requests for accommodation due to a disability can be made at any stage of the recruitment process and applicants are asked to make their accommodation needs known.

About Us Wellington Management offers comprehensive investment management capabilities that span nearly all segments of the global capital markets. Our investment solutions, tailored to the unique return and risk objectives of institutional clients in more than 60 countries, draw on a robust body of proprietary research and a collaborative culture that encourages independent thought and healthy debate. As a private partnership, we believe our ownership structure fosters a long-term view that aligns our perspectives with those of our clients. About the Role POSITION The Risk Strategy team, part of our Investment Excellence department, helps investors and managers of investors make better decisions through clarity, rigor, and partnership. Risk Strategists are independent experts who combine quantitative analysis, judgment, and curiosity to translate complex analytics into clear, actionable insights that shape portfolio decisions and strengthen investment talent. Strategists work closely with investors to align risk with conviction, ensuring portfolio structure reflects investment intent. They use data to foster reflection-creating feedback loops that sharpen judgment and build enduring investment skill. By providing an objective lens on portfolios and framing exposures within the market context, they help investors focus on the few insights that matter most. Strategists also work closely with investment platform management, providing insight into investor portfolio construction and risk-taking. This work is a key part of the firm's investment oversight process and requires in-depth understanding of client expectations, investor philosophies, and portfolio and risk analysis. As risk coaches and force multipliers, Risk Strategists elevate others by making complex data accessible and actionable in pursuit of our dual mandate: to help investors deliver on client expectations and to help managers develop investment talent. They should be sufficiently confident in their analyses to challenge the thinking of investment teams and present areas of concern or focus to additional Wellington stakeholders for further review. They also help shape Wellington's risk culture, mentor colleagues, and contribute to our ongoing dialogue about thoughtful, disciplined risk-taking. This role embodies our cultural mantra: Client, Firm, Self-anchored in intellectual rigor, humility, and partnership. RESPONSIBILITIES Apply quantitative analysis, judgment, and curiosity to help investors align risk with conviction and make better decisions. Proactively identify and communicate changes in portfolio risk dynamics, concentrations, and unintended exposures. Orchestrate and analyze data, translating complex information into clear, actionable insights that inform portfolio decisions and strengthen investment skill. Ensure reports, dashboards, or other tools of the Risk Management process are scalable, robust, and properly executed. This includes reviewing for accuracy, with outliers or areas of concern highlighted to investors Partner with investors and managers to integrate analytics into coaching and development, fostering reflection and continuous learning. Contribute to Wellington's risk culture by mentoring colleagues and promoting disciplined, thoughtful risk-taking. QUALIFICATIONS 7+ years of experience in portfolio analysis, risk management, or quantitative investment analytics Proven ability to partner effectively with investors and senior stakeholders, bringing clarity and insight to complex discussions Strong equity market knowledge, preferably with experience in hedge fund analytics. Familiarity with other asset classes such as fixed income and commodities is a plus. Proven derivatives risk expertise across equities, rates, FX, credit, and commodities. Strong understanding of portfolio construction, equity markets, and risk analytics Proficiency in Python, SQL, and market data tools (e.g., FactSet, Bloomberg) Demonstrated ability to analyze and synthesize complex data into clear, actionable recommendations Excellent communication and storytelling skills-able to translate technical concepts into meaningful insights A proactive, collaborative mindset with the ability to influence without authority and coach others toward better decision-making Advanced degree and/or professional designation (CFA, CAIA, or FRM) preferred LOCATION The Investment Risk Strategist, Equity Hedge Funds will be based in Wellington's Global Headquarters in Boston, MA. Not sure you meet 100% of our qualifications? That's ok. If you believe that you could excel in this role, we encourage you to apply and welcome a chance to review your background. We are dedicated to building and maintaining a diversified workforce and considering a broad array of candidates with a variety of skill, workplace experiences, and backgrounds. As an equal opportunity employer, Wellington Management ensures that all qualified applicants will receive equal consideration for employment without regard to race, color, sex, sexual orientation, gender identity, gender expression, religion, creed, national origin, age, ancestry, disability (physical or mental), medical condition, citizenship, marital status, pregnancy, veteran or military status, genetic information or any other characteristic protected by applicable law. If you are a candidate with a disability, or are assisting a candidate with a disability, and require an accommodation to apply for one of our jobs, please email us at GMWTalentOperations@wellington.com. At Wellington Management, our approach to compensation is designed to help us attract, inspire and retain the best talent in our industry. We strive to pay employees fairly and competitively across all levels and roles. Our approach to compensation considers all aspects of total compensation; all employees are eligible to receive salary, variable compensation, and benefits. The base salary range for this position is: USD 120,000 - 225,000 This range takes into account the wide range of factors that are considered when making compensation decisions, including but not limited to skill sets; role; skills and experience; certifications; and education. This range is an estimate, and further details on salary and total compensation aspects will be shared with candidates during the recruitment process. Base salary is only one component of Wellington's total compensation approach. Other rewards may include a discretionary Corporate Bonus and/ or Incentives, if eligible. In addition, we offer a comprehensive and high value benefit package to meet the unique needs of our employees and their families, and we are committed to fostering a flexible work environment that enables employees to thrive personally and professionally. Examples of our benefits include retirement plan, health and wellbeing, dental, vision, and pharmacy coverage, health savings account, flexible spending accounts and commuter program, employee assistance program, life and disability insurance, adoption assistance, back-up childcare, tuition/CFA reimbursement and paid time off (leave of absence, paid holidays, volunteer, sick and vacation time) We believe that in person interactions inspire and energize our community and are essential to our culture. In support of this commitment, our employees work from our offices 4 days a week with flexibility to work remotely 1 day a week. We believe that this approach ultimately supports our mission to deliver investment excellence to our clients and their beneficiaries over the long term.

At U.S. Bank, we're on a journey to do our best. Helping the customers and businesses we serve to make better and smarter financial decisions and enabling the communities we support to grow and succeed. We believe it takes all of us to bring our shared ambition to life, and each person is unique in their potential. A career with U.S. Bank gives you a wide, ever-growing range of opportunities to discover what makes you thrive at every stage of your career. Try new things, learn new skills and discover what you excel at-all from Day One. Job Description The Corporate Audit Services (CAS) Senior Audit Project Manager is responsible for supporting the strategic direction, leadership, and coordination of CAS's Credit Risk Review cyclical risk-based audit plans. This role performs CAS's assurance activities over U.S. Bancorp's (USB) Credit Risk Review function. As an Independent Risk Review function, Credit Risk Review (U.S. Bancorp's loan review function) provides independent assessment and effective challenge of the Company's credit activities, including the quality of the Bank's loan portfolios (e.g., commercial, corporate, counterparty, retail, etc.) and credit related processes (credit policies, underwriting, loan administration, credit rating assignments, problem loan management, etc.). This role also supports the CAS Senior Audit Manager - Credit Risk in providing the Audit Committee and senior management with independent assurance and advisory services designed to evaluate and improve the effectiveness of credit risk management, control, and governance processes of USB. The Senior Audit Project Manager is primarily responsible for the completion of audit engagements related to credit risk (with an emphasis on loan review) with minimal supervision from senior managers. While this position may also involve supervising staff as needed, this position has no direct reports. The Senior Audit Project Manager is expected to perform and monitor progress of audit engagements against plan and schedule, assess work performed by audit engagement teams as applicable, engage in credit risk continuous monitoring activities, perform credit risk assessments, and provide business unit audit teams with advice/counsel over credit risk exposures (both wholesale and retail portfolios). Primary Responsibilities Completion of audit engagements, ensuring the highest quality work delivered timely. Perform audits to ensure work contains relevant facts to support audit scope and conclusions while adhering to internal audit policies and procedures. Reviewing issues to ensure potential exposures and significance are included, root causes are identified, and operationally effective and cost-effective actions to address those causes are developed into appropriate recommendations. Completing or assisting managers in planning audit engagements. Includes identifying and analyzing business processes, key risks and critical controls; interviewing auditees; determining audit scope; evaluating control design adequacy; and developing audit programs which provide sufficient guidance for testing control performance effectiveness and making evaluations which effectively achieve audit objectives. Assisting managers in reporting and wrap-up phases of audits. Includes appropriate disposition of issues and drafting audit reports which include issues. Monitoring progress of audit engagements against plan and schedule. Includes making necessary adjustments and promptly completing work paper reviews on a timely basis to ensure all issues are identified and dispositioned prior to report draft issuance. Providing on-the-job training for staff, particularly related to credit portfolios/products. Includes business knowledge of products, services, and delivery systems; company policies and procedures; applicable laws and regulations; and formal/informal control frameworks. Collaborating across the three lines of defense regarding business processes, risks, and controls. Coordinating audit activities by integrating other internal audit subject matter teams to ensure appropriate and efficient coverage of the business products, services and processes. Managing the team's workload to assist other audit teams when resources are needed for areas of higher risk. Performing other duties as requested by management. Basic Qualifications Bachelor's degree, or equivalent work experience Typically more than 10 years of applicable experience Preferred Skills/Experience Seven or more years of large bank credit/loan review experience through: past work in credit/loan review departments, internal audit loan review coverage, commercial loan underwriting departments at large banking institutions; regulatory agency loan review experience; or loan review experience at a large consulting firm. Strong knowledge of complex wholesale credit structures and processes (underwriting, loan structure, loan monitoring, credit risk rating, problem loan management, etc.). Strong knowledge of economic and industry events impacting banking credit portfolios. An understanding of internal audit activities and expectations around evidence gathering and documentation, risk identification and control testing, and general audit methodologies. Strong understanding of applicable laws, regulations, financial services, and regulatory trends that impact credit risk management, particularly related to credit review activities. Demonstrable experience over the following: Excellent verbal and written communication skills. Strong critical thinking and analytical skills. Proven leadership skills. Proven adaptability to changing priorities. Ability to manage multiple tasks and deadlines simultaneously. Relevant Financial Service Industry knowledge and understanding of Safety and Soundness expectations for large commercial banks Understanding of Institute of Internal Auditors (IIA) Standards and the common definition of internal controls. CIA, CPA, CRC, or other relevant professional designation or advanced degree is not required, but beneficial. Tag: INDMO This role requires working from a U.S. Bank location three (3) or more days per week. If there's anything we can do to accommodate a disability during any portion of the application or hiring process, please refer to our disability accommodations for applicants. Benefits: Our approach to benefits and total rewards considers our team members' whole selves and what may be needed to thrive in and outside work. That's why our benefits are designed to help you and your family boost your health, protect your financial security and give you peace of mind. Our benefits include the following (some may vary based on role, location or hours): Healthcare (medical, dental, vision) Basic term and optional term life insurance Short-term and long-term disability Pregnancy disability and parental leave 401(k) and employer-funded retirement plan Paid vacation (from two to five weeks depending on salary grade and tenure) Up to 11 paid holiday opportunities Adoption assistance Sick and Safe Leave accruals of one hour for every 30 worked, up to 80 hours per calendar year unless otherwise provided by law U.S. Bank is an equal opportunity employer. We consider all qualified applicants without regard to race, religion, color, sex, national origin, age, sexual orientation, gender identity, disability or veteran status, and other factors protected under applicable law. E-Verify U.S. Bank participates in the U.S. Department of Homeland Security E-Verify program in all facilities located in the United States and certain U.S. territories. The E-Verify program is an Internet-based employment eligibility verification system operated by the U.S. Citizenship and Immigration Services. Learn more about the E-Verify program. The salary range reflects figures based on the primary location, which is listed first. The actual range for the role may differ based on the location of the role. In addition to salary, U.S. Bank offers a comprehensive benefits package, including incentive and recognition programs, equity stock purchase 401(k) contribution and pension (all benefits are subject to eligibility requirements). Pay Range: $133,365.00 - $156,900.00 U.S. Bank will consider qualified applicants with arrest or conviction records for employment. U.S. Bank conducts background checks consistent with applicable local laws, including the Los Angeles County Fair Chance Ordinance and the California Fair Chance Act as well as the San Francisco Fair Chance Ordinance. U.S. Bank is subject to, and conducts background checks consistent with the requirements of Section 19 of the Federal Deposit Insurance Act (FDIA). In addition, certain positions may also be subject to the requirements of FINRA, NMLS registration, Reg Z, Reg G, OFAC, the NFA, the FCPA, the Bank Secrecy Act, the SAFE Act, and/or federal guidelines applicable to an agreement, such as those related to ethics, safety, or operational procedures. Applicants must be able to comply with U.S. Bank policies and procedures including the Code of Ethics and Business Conduct and related workplace conduct and safety policies. Posting may be closed earlier due to high volume of applicants.

At U.S. Bank, we're on a journey to do our best. Helping the customers and businesses we serve to make better and smarter financial decisions and enabling the communities we support to grow and succeed. We believe it takes all of us to bring our shared ambition to life, and each person is unique in their potential. A career with U.S. Bank gives you a wide, ever-growing range of opportunities to discover what makes you thrive at every stage of your career. Try new things, learn new skills and discover what you excel at-all from Day One. Job Description U.S. Bank is seeking an experienced Model Validation Director for our Treasury & Markets risk areas and will reside within the Bank's Risk Management and Compliance organization. The Executive Leader in this role will support the Model Risk Management program at the bank. The overall structure is designed to promote effective governance and risk management with the goal to assess and manage risks that may impact the company, including credit, financial, liquidity, market, operational, reputational, strategic, and other risks as appropriate. ESSENTIAL FUNCTIONS: Leads a highly skilled analytic team to independently review and validate a wide range of models including treasury, liquidity, PPNR, mortgage servicing rights, counterparty credit risk and market risk models. Assesses model risk through pre-implementation validations, periodic validations and monitoring activities that independently challenge conceptual design/methodology, reference data, processes, and performance. Identifies corrective actions that promote model risk management process improvements and ensure timely remediation of the identified issues. Leads the team in identifying and implementing a process to conduct a diverse set of sophisticated analyses of models and for effectively managing tasks/resources to shepherd each project to its completion in a timely fashion. Validation produces reports challenging model assumptions, limitations, processes, and documentation. Develops and leads a team to establish and continuously enhance model validation processes involving execution of thorough testing and critical review of conceptual and performance aspects of the models through creation of alternative benchmark approaches, back testing, stress and sensitivity testing. Responsible for review of independently authored reports detailing results of analyses to ensure results are presented in a manner accessible to various levels of management and quantitative backgrounds. Interface with key stakeholders throughout validation process, regulators and internal audit to discuss justification and reasoning behind validation and review findings. PREFERRED SKILLS/QUALIFICATIONS: Master or Doctoral degree and 10+ years of relevant experience 6+ years of experience leading a quantitative modeling team Advanced degree in quantitative discipline such as: Mathematics, Statistics, Finance, Economics or related field Strong background in at least one statistical programming language such as SAS, Python or R. Familiarity with VBA, SQL, or Matlab is a plus Strong critical thinking skills and a detail-oriented nature to challenge models developed internally and by vendor Strong background and practical experience working with econometric concepts such as time-series models and generalized linear regression approaches Demonstrated ability to draw insights from large complex datasets Strong background and practical experience developing and/or validating market risk, counterparty credit risk, and derivatives pricing models Excellent verbal and written communication skills are necessary (ability to explain complex ideas in simple, non-technical language) Ability to build strong relations with peers, business line managers, and colleagues across the bank Highly motivated with ability to learn and understand various business lines and their function within the organization Strong leadership and organizational skills, ability to manage multiple teams and work on multiple assignments concurrently Experience with regulatory guidance (OCC 2011-12, Basel, ICAAP, FRTB, AMA, CCAR, FRTB and Market Risk Rule) Familiarity with vendor platforms such as: QRM, Polypaths, Yield Book, Risk Metrics, and Bloomberg Demonstrated experience with mortgage finance, such as mortgage servicing rights and the mortgage warehouse Experience working on teams that participate in bank stress testing exercises Strong leadership qualities, in-depth knowledge of and experience with treasury, liquidity, PPNR, counterparty credit risk and market risk models Strong understanding of various statistical, economic, and financial theories; such as econometric methods, statistical approaches, data sampling, numerical analysis, and options pricing techniques Strong understanding of regulatory rules and risk management procedures with the ability to effectively convey complex concepts (written and verbal) to a broad audience is critical Demonstrated experience leading advanced quantitative teams with multiple layers and managing talent Strong project management skills Strong experience and quantitative skills Experience presenting analytic concepts and results to senior management is highly desired. LEADERSHIP CAPABILITIES: Builds Teams and Talent: Embraces developing talent; builds and develops teams; strengthens organizational capabilities via talent Drives for Results: Drives execution, continuously improves the core, and reallocates resources at pace Disrupts & Challenges: Creates possibilities from new and innovative thinking; generates disruptive change; leads change Leads Innovation: Encourages innovative thought; challenges the status quo; scales and invests in new ideas Drives Vision and Purpose: Paints a compelling picture of the vision and strategy that motivates others to action If there's anything we can do to accommodate a disability during any portion of the application or hiring process, please refer to our disability accommodations for applicants. Benefits: Our approach to benefits and total rewards considers our team members' whole selves and what may be needed to thrive in and outside work. That's why our benefits are designed to help you and your family boost your health, protect your financial security and give you peace of mind. Our benefits include the following (some may vary based on role, location or hours): Healthcare (medical, dental, vision) Basic term and optional term life insurance Short-term and long-term disability Pregnancy disability and parental leave 401(k) and employer-funded retirement plan Paid vacation (from two to five weeks depending on salary grade and tenure) Up to 11 paid holiday opportunities Adoption assistance Sick and Safe Leave accruals of one hour for every 30 worked, up to 80 hours per calendar year unless otherwise provided by law U.S. Bank is an equal opportunity employer. We consider all qualified applicants without regard to race, religion, color, sex, national origin, age, sexual orientation, gender identity, disability or veteran status, and other factors protected under applicable law. E-Verify U.S. Bank participates in the U.S. Department of Homeland Security E-Verify program in all facilities located in the United States and certain U.S. territories. The E-Verify program is an Internet-based employment eligibility verification system operated by the U.S. Citizenship and Immigration Services. Learn more about the E-Verify program. The salary range reflects figures based on the primary location, which is listed first. The actual range for the role may differ based on the location of the role. In addition to salary, U.S. Bank offers a comprehensive benefits package, including incentive and recognition programs, equity stock purchase 401(k) contribution and pension (all benefits are subject to eligibility requirements). Pay Range: $214,795.00 - $252,700.00 U.S. Bank will consider qualified applicants with arrest or conviction records for employment. U.S. Bank conducts background checks consistent with applicable local laws, including the Los Angeles County Fair Chance Ordinance and the California Fair Chance Act as well as the San Francisco Fair Chance Ordinance. U.S. Bank is subject to, and conducts background checks consistent with the requirements of Section 19 of the Federal Deposit Insurance Act (FDIA). In addition, certain positions may also be subject to the requirements of FINRA, NMLS registration, Reg Z, Reg G, OFAC, the NFA, the FCPA, the Bank Secrecy Act, the SAFE Act, and/or federal guidelines applicable to an agreement, such as those related to ethics, safety, or operational procedures. Applicants must be able to comply with U.S. Bank policies and procedures including the Code of Ethics and Business Conduct and related workplace conduct and safety policies. Posting may be closed earlier due to high volume of applicants.

The position is described below. If you want to apply, click the Apply Now button at the top or bottom of this page. After you click Apply Now and complete your application, you'll be invited to create a profile, which will let you see your application status and any communications. If you already have a profile with us, you can log in to check status. Need Help? If you have a disability and need assistance with the application, you can request a reasonable accommodation. Send an email to Accessibility (accommodation requests only; other inquiries won't receive a response). Regular or Temporary: Regular Language Fluency: English (Required) Work Shift: 1st shift (United States of America) Please review the following job description: Engage with Business Unit leadership in its management of risks and controls as well as its execution of risk program requirements. Execute, facilitate and/or monitor execution of Risk Program requirements (e.g., RCSA, KRIs, etc.) within the Business Unit and BURM. Provide strategic insight, risk advice and influence to assigned Business Unit. Concur with material risk taking by the Business Unit and escalate unacceptable risks. Aggregate, integrate, correlate and report risks for assigned Business Unit. Present risk aggregation, key risks and emerging risks to senior Business Unit Leadership. Identify and opine on remediation to address weaknesses related to inadequate or failed processes, people, and systems, or external events and ensure effective remediation. Please note, this role is Onsite, 5 days a week Following is a summary of the essential functions for this job. Other duties may be performed, both major and minor, which are not mentioned below. Specific activities may change from time to time. Provide strategic and tactical effective challenge for all risks present within the Business Unit (BU). Concur with key risk decisions and escalate unacceptable or key emerging risks to BU CRO and/or Business Unit Risk Committee. Guide risk-taking behavior. Provide counsel and advice to BU and senior BU leaders. Monitor risk exposures, concentrations and limits. Ensure risk levels stay within risk appetite. Opine on new or revised risk program requirements to confirm they are consistent with the Bank's risk appetite, regulator expectations and industry standard. Identify areas of opportunity to improve risk visibility within BU; develop and implement plan to transform opportunity into new processes and activities. Assist in the development and opine on Risk Appetite Framework metrics and Key Risk Indicators within the BU as well as those defined by the BU for implementation across Truist (where applicable). Advocate the Bank's risk culture, compliance with enterprise risk initiatives and promote sound risk management practices. Provide connectivity between the output of risk programs as appropriate. Coordinate with stakeholders to resolve highly complex or challenging issues. Advise on the effectiveness of BU risk and control environment. Provide direction and guidance in the development of controls and governance mechanisms within the BU. Execute, facilitate and monitor risk governance mechanisms, including but not limited to, Compliance Risk and Control Self-Assessment (C-RCSA), Risk and Control Self-Assessment (RCSA), key risk indicators, policies, risk committees and other elements of the Enterprise Risk Framework. Monitor issues (all types) assigned to BU, as well as those that have downstream or upstream impact to the BU, and ensure appropriate remediation. In conjunction with Compliance Risk Management and Legal, monitor BU adherence to applicable policies, laws and regulations. Aggregate, integrate, correlate and report risks. Test controls to confirm design is adequate and they are operating effectively. Communicate to BU senior leadership, regulators and Executive Committees key activities, trends, and events pertaining to risk, regulatory and audit reviews. Continue to promote various risk initiatives and their supporting metrics. Develop and maintain effective ongoing communication with other leaders in the BU and leaders of relevant BUs. Foster a spirit of continuous improvement and offer recommendations to refine and/or enhance Business Unit and BURM processes as necessary. Make recommendations for assigned personnel regarding employment, career development, performance evaluations, salary changes, promotions, transfers and terminations within established policies and guidelines. Other duties, as needed. Qualifications Required Qualifications: The requirements listed below are representative of the knowledge, skill and/or ability required. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions. Bachelor's degree in Accounting, Business, Finance or related field, or equivalent education and related training Ten years of experience in a financial institution with emphasis on risk management, audit, operations, process engineering or line of business specialty and/or equivalent education, training and experience. Experience in compliance and operational risk mitigation and remediation Strong communication, interpersonal, presentation and negotiation skills Proven leadership and management skills Strong analytical, problem solving and decision-making skills in complex environments and with senior leadership. Strong time management and organizational skills adaptable to a dynamic and complex work environment; Capable of handling multiple projects concurrently Demonstrated proficiency in computer applications, such as Microsoft Office software products Ability to travel, occasionally overnight Preferred Qualifications: Master's degree in Finance or Business, or equivalent education and related training. 15 years of banking or relevant experience Audit experience Professional designation related to risk management or field of assigned business unit(s) Strong knowledge in field of assigned business unit(s) Knowledge of financial accounting and reporting systems General Description of Available Benefits for Eligible Employees of Truist Financial Corporation: All regular teammates (not temporary or contingent workers) working 20 hours or more per week are eligible for benefits, though eligibility for specific benefits may be determined by the division of Truist offering the position. Truist offers medical, dental, vision, life insurance, disability, accidental death and dismemberment, tax-preferred savings accounts, and a 401k plan to teammates. Teammates also receive no less than 10 days of vacation (prorated based on date of hire and by full-time or part-time status) during their first year of employment, along with 10 sick days (also prorated), and paid holidays. For more details on Truist's generous benefit plans, please visit our Benefits site. Depending on the position and division, this job may also be eligible for Truist's defined benefit pension plan, restricted stock units, and/or a deferred compensation plan. As you advance through the hiring process, you will also learn more about the specific benefits available for any non-temporary position for which you apply, based on full-time or part-time status, position, and division of work. Truist is an Equal Opportunity Employer that does not discriminate on the basis of race, gender, color, religion, citizenship or national origin, age, sexual orientation, gender identity, disability, veteran status, or other classification protected by law. Truist is a Drug Free Workplace. EEO is the Law E-Verify IER Right to Work

The Role Lab49 is seeking a skilled Python Developer to work on complex and challenging projects that drive transformative change for top-tier financial services clients. The role involves building next-generation financial systems, developing high-quality, scalable microservices, and creating systems to process various data streams using cutting-edge technologies. Operating in an Agile environment, this position requires strong expertise in Python, experience with market and credit counterparty risk platforms, and proficiency in developing cloud-native applications on AWS. Responsibilities: Develop scalable Python-based microservices to process data streams using streaming, messaging, and REST technologies. Design and implement robust solutions for market and credit counterparty risk platforms. Utilize advanced Python features, such as context managers, decorators, and descriptors, to build efficient and maintainable code. Architect and implement solutions using Consul, Docker, Kubernetes, Kafka, and Spark. Collaborate with cross-functional teams in an Agile environment to deliver high-quality financial systems. Create and optimize database models for SQL, MongoDB, and key-value stores. Build and maintain testing frameworks using Behave and PyTest to ensure software reliability. Design and implement asynchronous operations, multithreading, and multiprocessing in Python. Develop and deploy cloud-native applications in AWS environments. Lead the design and integration of messaging, streaming, and REST APIs. Ensure high-performance, scalable solutions with consistent deployment processes. DESIRED SKILLS AND EXPERIENCE 8+ years of commercial-grade software development experience with complex applications. Strong expertise in Python 3.4+, including advanced language features, asynchronous operations, and OOP/functional programming principles. Proven experience with market and credit counterparty risk platforms (mandatory). Experience developing cloud-native applications on AWS (mandatory). In-depth knowledge of microservices architecture and data modeling. Expertise in messaging, streaming, and REST API development. Familiarity with tools like Consul, Docker, Kubernetes, Kafka, and Spark. Proficiency in Agile development methodologies. Bachelor's or Master's degree in Computer Science, Engineering, Physics, Math, or equivalent work experience. We are hiring across multiple levels for this job. The base salary range across different levels are: Mid to Senior level - $140,000 - $210,000 Placement within the range provided above is based on the individual's relevant experience and skills for the role and level. We are hiring across multiple levels for this job. Base salary is only one component of our total compensation package. Employees may be eligible for a discretionary bonus, which is determined upon company and individual performance. Salary range disclosure as required by S9427A when hiring in New York. Lab49/ION is committed to maintaining a supportive and inclusive environment for people with diverse backgrounds and experiences. We respect the varied identities, abilities, cultures, and traditions of the individuals who comprise our organization and recognize the value that different backgrounds and points of view bring to our business. Lab49/ION adheres to an equal employment opportunity policy that prohibits discriminatory practices or harassment against applicants or employees based on any legally impermissible factor. We may use artificial intelligence (AI) tools to support parts of the hiring process, such as reviewing applications, analyzing resumes, or assessing responses. These tools assist our recruitment team but do not replace human judgment. Final hiring decisions are ultimately made by humans. If you would like more information about how your data is processed, please contact us.

Optum is a global organization that delivers care, aided by technology to help millions of people live healthier lives. The work you do with our team will directly improve health outcomes by connecting people with the care, pharmacy benefits, data and resources they need to feel their best. Here, you will find a culture guided by inclusion, talented peers, comprehensive benefits and career development opportunities. Come make an impact on the communities we serve as you help us advance health optimization on a global scale. Join us to start Caring. Connecting. Growing together. As the Optum Care National Risk Adjustment Healthcare Economics Team, we support all risk adjustment efforts across our enterprise, primarily focused on Medicare Advantage Risk Modeling. We are internal analytics partners who provide expertise to our finance, operations, accounting and market teams to identify coding gaps, assess opportunity, forecast, and analyze risk. If you're not a risk adjustment expert, but hungry, driven and willing to learn, we will help you become one of the best-in-class experts in the field. As a Healthcare Economics Consultant, you will help lead key efforts around risk score forecasting, revenue assessment, predictive suspecting, program evaluations, and strategic guidance related to Medicare Advantage Risk Adjustment. The role also requires the knowledge and ability to access data, construct and manipulate large datasets to support planned analyses, use SQL, SAS or similar tools. You'll enjoy the flexibility to work remotely * from anywhere within the U.S. as you take on some tough challenges. For all hires in the Minneapolis or Washington, D.C. area, you will be required to work in the office a minimum of four days per week. Primary Responsibilities: Support monthly and quarterly revenue forecasting processes under direction of senior analysts and managers Assist in validating data inputs, reconciling outputs, and documenting key assumptions and changes Work with large healthcare datasets using SQL and Excel to manipulate, extract, and analyze data Collaborate with data engineering and finance teams to ensure accurate and timely data availability Help build and refine standardized forecast models and dashboards Interpret CMS Risk Adjustment model logic and incorporate changes into existing templates Participate in data validation, forecast review sessions, and documentation efforts Present findings and insights in a clear and concise manner to internal stakeholders Learn risk adjustment methodologies, forecasting techniques, and CMS specifications through project work and team mentorship You'll be rewarded and recognized for your performance in an environment that will challenge you and give you clear direction on what it takes to succeed in your role as well as provide development for other roles you may be interested in. Required Qualifications: 1+ years of experience working with healthcare or financial data in a business or academic setting Exposure to Medicare Advantage data files such as MMR, MOR, and MAO-004 reports through academic or professional experience Intermediate proficiency in SQL Solid Microsoft Excel skills (e.g., PivotTables, SUMIFS, VLOOKUPs) Ability to manage multiple tasks and meet deadlines with attention to detail Preferred Qualifications: Hands-on experience working with CMS files such as Monthly Membership Report (MMR), Medicare Advantage Outbound Reconciliation (MOR), or MAO-004 submission/return files Experience working in Snowflake or similar modern data platforms Familiarity with Medicare Advantage or healthcare revenue forecasting Proven exposure to data visualization tools and reporting (e.g., Tableau, Power BI) Proven solid written and verbal communication skills Willingness to learn and grow into more advanced forecasting and modeling roles All employees working remotely will be required to adhere to UnitedHealth Group's Telecommuter Policy Pay is based on several factors including but not limited to local labor markets, education, work experience, certifications, etc. In addition to your salary, we offer benefits such as, a comprehensive benefits package, incentive and recognition programs, equity stock purchase and 401k contribution (all benefits are subject to eligibility requirements). No matter where or when you begin a career with us, you'll find a far-reaching choice of benefits and incentives. The salary for this role will range from $71,200 to $127,200 annually based on full-time employment. We comply with all minimum wage laws as applicable. Application Deadline: This will be posted for a minimum of 2 business days or until a sufficient candidate pool has been collected. Job posting may come down early due to volume of applicants. At UnitedHealth Group, our mission is to help people live healthier lives and make the health system work better for everyone. We believe everyone-of every race, gender, sexuality, age, location and income-deserves the opportunity to live their healthiest life. Today, however, there are still far too many barriers to good health which are disproportionately experienced by people of color, historically marginalized groups and those with lower incomes. We are committed to mitigating our impact on the environment and enabling and delivering equitable care that addresses health disparities and improves health outcomes - an enterprise priority reflected in our mission. UnitedHealth Group is an Equal Employment Opportunity employer under applicable law and qualified applicants will receive consideration for employment without regard to race, national origin, religion, age, color, sex, sexual orientation, gender identity, disability, or protected veteran status, or any other characteristic protected by local, state, or federal laws, rules, or regulations. UnitedHealth Group is a drug - free workplace. Candidates are required to pass a drug test before beginning employment.

Career Area: Legal and Compliance Job Description: Your Work Shapes the World at Caterpillar Inc. When you join Caterpillar, you're joining a global team who cares not just about the work we do - but also about each other. We are the makers, problem solvers, and future world builders who are creating stronger, more sustainable communities. We don't just talk about progress and innovation here - we make it happen, with our customers, where we work and live. Together, we are building a better world, so we can all enjoy living in it. The Resource Industries segment at Caterpillar is seeking a Risk & Compliance Senior Associate with an accounting or finance background to provide support for the Resource Industries business partners. Compliance support includes Controls (documentation, testing, SOX support, & Control Board reporting), Compliance Councils, Audit Issue Sharing, various Lean projects and process enhancements. The Risk and Compliance Senior Associate will have a comprehensive understanding of Caterpillar's business and accounting practices, systems and procedures. This position performs complex analysis work, identifies problems and mitigates risks. They will demonstrate knowledge and ability to handle issues independently. What You Will Do: Development and maintenance of internal controls, including Sarbanes-Oxley (SOX) control documentation Provide strong leadership and independence in reviewing findings, monitors and validates action plans, and ensures sustainable solutions are implemented. Support compliance activities and inventory counting services. Facilitate SOX testing and audits (internal & external) including outsourced accounting activities Support Control Board Meetings and Compliance Councils with participation from facility top management team. Monitors compliance performance and recommends priorities and actions for improvement. Collaborates with employees and supervisors to identify and mitigate compliance risks. Performs compliance assessments and supports compliance audits. What You Have: Education/Experience: 4 year degree preferably in Accounting or Finance; 1-3 years of job related experience Risk Management: Knowledge of processes, tools and techniques for assessing and controlling an organization's exposure to risks of various kinds; ability to apply knowledge of risk management appropriately to diverse situations. Audit and Compliance Function: Knowledge of major responsibilities and tasks of Audit and Compliance (A&C) function; ability to manage the operation of A&C function in various business environment. Effective Communications: Understanding of effective communication concepts, tools and techniques; ability to effectively transmit, receive, and accurately interpret ideas, information, and needs through the application of appropriate communication behaviors. Process Management: Knowledge of business process improvement tools and techniques; ability to understand, monitor, update, control, or enhance existing business or work processes. What Will Set You Apart: Compliance Experience Audit Experience Knowledge of local statutory accounting, currency, and tax and trade controls Have a comprehensive knowledge of Caterpillar businesses, products, suppliers and customers Initiative, leadership, good judgment and accountability Good communication skills Additional Information: This position will be located in East Peoria, Illinois Domestic relocation assistance is available for those who qualify Sponsorship is not available Summary Pay Range: $87,480.00 - $131,280.00 Compensation and benefits offered may vary depending on multiple individualized factors, job level, market location, job-related knowledge, skills, individual performance and experience. Please note that salary is only one component of total compensation at Caterpillar. Benefits: Subject to plan eligibility, terms, and guidelines. This is a summary list of benefits. Medical, dental, and vision benefits* Paid time off plan (Vacation, Holidays, Volunteer, etc.)* 401(k) savings plans* Health Savings Account (HSA)* Flexible Spending Accounts (FSAs)* Health Lifestyle Programs* Employee Assistance Program* Voluntary Benefits and Employee Discounts* Career Development* Incentive bonus* Disability benefits Life Insurance Parental leave Adoption benefits Tuition Reimbursement These benefits also apply to part-time employees Posting Dates: December 8, 2025 - December 19, 2025 Any offer of employment is conditioned upon the successful completion of a drug screen. Caterpillar is an Equal Opportunity Employer, Including Veterans and Individuals with Disabilities. Qualified applicants of any age are encouraged to apply. Not ready to apply? Join our Talent Community.

Industry/Sector Banking and Capital Markets Specialism Financial Risk Management Level Senior Associate Job Description & Summary A career in our Balance Sheet Management practice, within Financial Risk and Regulatory services, will provide you with the opportunity to help business leaders embed a proactive and dynamic risk management capability and mind set into their corporate business practices. From strategy through to implementation, we help put in place people, processes and technology so they can leverage financial risk management to identify new opportunities and pursue success as smoothly, systematically and sustainably as possible in the face of changing markets, technologies and competition. Our team provides our clients with gap assessments as well as design and implement processes to facilitate asset and liability management, funding and liquidity planning and stress testing, and capital management. You'll help build tools that enable our clients to efficiently utilise capital and liquidity resources, consistent with regulatory expectations. To really stand out and make us fit for the future in a constantly changing world, each and every one of us at PwC needs to be a purpose-led and values-driven leader at every level. To help us achieve this we have the PwC Professional; our global leadership development framework. It gives us a single set of expectations across our lines, geographies and career paths, and provides transparency on the skills we need as individuals to be successful and progress in our careers, now and in the future. As a Senior Associate, you'll work as part of a team of problem solvers, helping to solve complex business issues from strategy to execution. PwC Professional skills and responsibilities for this management level include but are not limited to: Use feedback and reflection to develop self awareness, personal strengths and address development areas. Delegate to others to provide stretch opportunities, coaching them to deliver results. Demonstrate critical thinking and the ability to bring order to unstructured problems. Use a broad range of tools and techniques to extract insights from current industry or sector trends. Review your work and that of others for quality, accuracy and relevance. Know how and when to use tools available for a given situation and can explain the reasons for this choice. Seek and embrace opportunities which give exposure to different situations, environments and perspectives. Use straightforward communication, in a structured way, when influencing and connecting with others. Able to read situations and modify behavior to build quality relationships. Uphold the firm's code of ethics and business conduct. As a member of the Risk & Regulatory Advisory team, you will advise financial institutions on a broad range of credit risk management topics including, organization and governance; credit process optimization; risk rating model design, build and implementation; and Current Expected Credit Losses (CECL) process and tools. You will work on a team evaluating, designing, and implementing credit risk strategies to support our clients in addressing key market challenges focused on credit risk. Job Requirements and Preferences: Basic Qualifications: Minimum Degree Required: Bachelor Degree Minimum Years of Experience: 3 year(s) Preferred Qualifications: Degree Preferred: Master Degree Preferred Fields of Study: Business Administration/Management, Mathematics, Statistics, Finance, Accounting, Economics Preferred Knowledge/Skills: Demonstrates a thorough level of abilities and/or a proven record of success in how to lead or facilitate relevant project management or client consultations in the areas of credit-related activities and credit risk management, preferably in some combination of the following areas: Collaborating and/or playing a significant role in commercial and retail lending and credit process redesign initiatives, such as streamlining credit approval processes (including artificial intelligence), better aligning deal team execution and delivery to client segmentation schemes, implementing credit process redesign initiatives (e.g., target operating model for credit lifecycle), redesigning risk management organization or functional responsibilities, enhancing loan review processes, and/or enhancing loss mitigation/recovery processes; Familiarity with conducting credit risk processes, performing underwriting, credit analysis and assigning risk ratings (e.g., single, and dual risk rating frameworks), writing and reviewing risk management policies and procedures, 1st and 2nd line of defense experience; Developing, applying, and validating commercial and retail credit risk methodologies including obligor and facility risk rating (e.g., PD, LGD, EAD) models, pricing models, etc.; Creating and executing design and application of commercial and retail credit risk reporting and analytics in a financial services organization; Possessing knowledge of Allowance for Credit Losses, including methodology, models, and US GAAP requirements under Current Expected Credit Losses (CECL) and knowledge of IFRS 9; Selecting, implementing and/or using commercial and retail credit risk workflow, analytic tools - e.g., Moody's, S&P, nCino, and/or, reporting technologies. Possessing familiarity with commercial and retail credit regulatory guidance covering CECL, credit risk review systems, underwriting/annual reviews; and, Possessing completion of a formal credit training program. Demonstrates a thorough level of abilities and/or a proven record of success with designing and implementing process improvement solutions, leveraging PC applications including MS Office (Word, Excel, Access, PowerPoint), where applicable, including: Leveraging know-how of a wide range of commercial and retail loan types, including C&I, CRE, ABL, Leasing, Project Finance, Leveraged Lending, fund financing, etc.; Operating successfully as both an individual contributor and team member, identifying and addressing client needs. Preparing, coordinating, and delivering complex written and verbal materials to clients and senior management (e.g., PPT presentations, summary reports/ memos, oral presentations); Collaborating with teams to create a proven atmosphere of trust, seeking diverse views to encourage improvement and innovation, and coaching staff, including providing timely meaningful written and verbal feedback; Identifying and addressing client needs by building and maintaining trust (e.g., client relationship management); Considering cross-cultural differences, seeking diverse views to encourage improvement and innovation, and fostering a global mindset for the team; Demonstrating experience in working with and managing on-shore and off-shore teams; Demonstrating thorough ability to communicate project goals and objectives, project status and deliverables, building consensus and presenting standard industry practices/point of view effectively; and, Keeping leadership informed of progress and issues. Travel Requirements Up to 60% Job Posting End Date Learn more about how we work: https://pwc.to/how-we-work PwC does not intend to hire experienced or entry level job seekers who will need, now or in the future, PwC sponsorship through the H-1B lottery, except as set forth within the following policy: https://pwc.to/H-1B-Lottery-Policy . As PwC is an equal opportunity employer, all qualified applicants will receive consideration for employment at PwC without regard to race; color; religion; national origin; sex (including pregnancy, sexual orientation, and gender identity); age; disability; genetic information (including family medical history); veteran, marital, or citizenship status; or, any other status protected by law. For only those qualified applicants that are impacted by the Los Angeles County Fair Chance Ordinance for Employers, the Los Angeles' Fair Chance Initiative for Hiring Ordinance, the San Francisco Fair Chance Ordinance, San Diego County Fair Chance Ordinance, and the California Fair Chance Act, where applicable, arrest or conviction records will be considered for Employment in accordance with these laws. At PwC, we recognize that conviction records may have a direct, adverse, and negative relationship to responsibilities such as accessing sensitive company or customer information, handling proprietary assets, or collaborating closely with team members. We evaluate these factors thoughtfully to establish a secure and trusted workplace for all. The salary range for this position is: $77,000 - $202,000. Actual compensation within the range will be dependent upon the individual's skills, experience, qualifications and location, and applicable employment laws. All hired individuals are eligible for an annual discretionary bonus. PwC offers a wide range of benefits, including medical, dental, vision, 401k, holiday pay, vacation, personal and family sick leave, and more. To view our benefits at a glance, please visit the following link: https://pwc.to/benefits-at-a-glance

Industry/Sector Not Applicable Specialism IFS - Risk & Quality (R&Q) Management Level Senior Manager Job Description & Summary At PwC, our people in risk and compliance focus on maintaining regulatory compliance and managing risks for clients, providing advice, and solutions. They help organisations navigate complex regulatory landscapes and enhance their internal controls to mitigate risks effectively. Those in enterprise risk management at PwC will focus on identifying and mitigating potential risks that could impact an organisation's operations and objectives. You will be responsible for developing business strategies to effectively manage and navigate risks in a rapidly changing business environment. Growing as a strategic advisor, you leverage your influence, expertise, and network to deliver quality results. You motivate and coach others, coming together to solve complex problems. As you increase in autonomy, you apply sound judgment, recognising when to take action and when to escalate. You are expected to solve through complexity, ask thoughtful questions, and clearly communicate how things fit together. Your ability to develop and sustain high performing, diverse, and inclusive teams, and your commitment to excellence, contributes to the success of our Firm. Examples of the skills, knowledge, and experiences you need to lead and deliver value at this level include but are not limited to: Craft and convey clear, impactful and engaging messages that tell a holistic story. Apply systems thinking to identify underlying problems and/or opportunities. Validate outcomes with clients, share alternative perspectives, and act on client feedback. Direct the team through complexity, demonstrating composure through ambiguous, challenging and uncertain situations. Deepen and evolve your expertise with a focus on staying relevant. Initiate open and honest coaching conversations at all levels. Make difficult decisions and take action to resolve issues hindering team effectiveness. Model and reinforce professional and technical standards (e.g. refer to specific PwC tax and audit guidance), the Firm's code of conduct, and independence requirements. The Opportunity As part of the Risk and Compliance team you will negotiate risk, legal, and commercial terms in services contracts with PwC's clients. As a Senior Manager, you will lead large projects and innovate processes, focusing on achieving operational excellence while interacting with clients at a significant level to drive project success. This role offers the chance to leverage your knowledge in contract negotiations and build trust-based relationships with stakeholders, contributing to the overall success of our firm. Responsibilities Work with risk management and business teams to assess contract performance risks Educate stakeholders on contract provisions and compliance requirements Facilitate discussions with clients' legal and procurement teams during negotiations Develop and implement internal controls to promote adherence to contract terms Drive continuous improvement initiatives within the Risk and Compliance team What You Must Have High School Diploma At least 6 years of experience managing contract negotiations of increasing complexity What Sets You Apart Juris Doctorate preferred Demonstrating thorough team leadership abilities Leading complex commercial contract negotiations Reviewing and analyzing risk and legal terms Understanding managed services offerings and contract conditions Exercising problem-solving mentality in negotiations Communicating effectively to influence stakeholders Proactively spotting issues and driving projects forward Travel Requirements Up to 20% Job Posting End Date Learn more about how we work: https://pwc.to/how-we-work PwC does not intend to hire experienced or entry level job seekers who will need, now or in the future, PwC sponsorship through the H-1B lottery, except as set forth within the following policy: https://pwc.to/H-1B-Lottery-Policy . As PwC is an equal opportunity employer, all qualified applicants will receive consideration for employment at PwC without regard to race; color; religion; national origin; sex (including pregnancy, sexual orientation, and gender identity); age; disability; genetic information (including family medical history); veteran, marital, or citizenship status; or, any other status protected by law. For only those qualified applicants that are impacted by the Los Angeles County Fair Chance Ordinance for Employers, the Los Angeles' Fair Chance Initiative for Hiring Ordinance, the San Francisco Fair Chance Ordinance, San Diego County Fair Chance Ordinance, and the California Fair Chance Act, where applicable, arrest or conviction records will be considered for Employment in accordance with these laws. At PwC, we recognize that conviction records may have a direct, adverse, and negative relationship to responsibilities such as accessing sensitive company or customer information, handling proprietary assets, or collaborating closely with team members. We evaluate these factors thoughtfully to establish a secure and trusted workplace for all. Applications will be accepted until the position is filled or the posting is removed, unless otherwise set forth on the following webpage. Please visit this link for information about anticipated application deadlines: https://pwc.to/us-application-deadlines The salary range for this position is: $91,000 - $321,500. Actual compensation within the range will be dependent upon the individual's skills, experience, qualifications and location, and applicable employment laws. All hired individuals are eligible for an annual discretionary bonus. PwC offers a wide range of benefits, including medical, dental, vision, 401k, holiday pay, vacation, personal and family sick leave, and more. To view our benefits at a glance, please visit the following link: https://pwc.to/benefits-at-a-glance

Description Summary: The Card Risk Strategy Senior Analyst is responsible for quantitative risk strategy development for Huntington's credit card products. This will be applied through the complete card life cycle, including origination, account management, existing customer marketing, and collections /chargeoff. Duties and Responsibilities: Data extraction, manipulation, and analysis, with the goal of providing actionable policy recommendations to continually test and enhance the bank's existing credit policies. As a senior member of the Card Risk Management team, regularly works across organizational boundaries including Credit Administration, Fraud, Product, Legal/Compliance, and Collections, and will be expected to make presentations to senior management as appropriate. Maintain visibility to industry best practices, and assist with the coaching and development of junior analysts. Performs other duties as assigned. Basic Qualifications: Bachelor's degree 7+ years of Credit Card analysis and/or Credit Risk Management experience 5+ years experience with SQL, SAS, or comparable coding experience (R, Python, etc.) Preferred Qualifications: Familiarity with automated decision engines such as Zoot, Power Curve, or Strategy Manager Previous analytical experience in the Card industry, and a demonstrated understanding of the credit card P&L and credit risk management best practices Strong organization and communication skills, both verbal and written Strong leadership skills and ability to think independently Strong analytical skills and thought process, with a high degree of attention to detail Ability to articulate problem solving methodology used to research and create solutions Ability to work on multiple projects at once, prioritizing within tight time constraints Customer service orientation, with respect to both internal and external customers Master's Degree in Statistics, Business Analytics, or comparable coursework #LI-Hybrid #LI-BM1 Exempt Status: (Yes = not eligible for overtime pay) (No = eligible for overtime pay) Yes Workplace Type: Office Our Approach to Office Workplace Type Certain positions outside our branch network may be eligible for a flexible work arrangement. We're combining the best of both worlds: in-office and work from home. Our approach enables our teams to deepen connections, maintain a strong community, and do their best work. Remote roles will also have the opportunity to come together in our offices for moments that matter. Specific work arrangements will be provided by the hiring team. Compensation Range: $102,000-$208,000 Annual Salary The compensation range represents the low and high end of the base compensation range for this position. Actual compensation will vary and may be above or below the range based on various factors including but not limited to location, experience, and performance. Colleagues in this position are also eligible to participate in an applicable incentive compensation plan. In addition, Huntington provides a variety of benefits to colleagues, including health insurance coverage, wellness program, life and disability insurance, retirement savings plan, paid leave programs, paid holidays and paid time off (PTO). Huntington is an Equal Opportunity Employer. Tobacco-Free Hiring Practice: Visit Huntington's Career Web Site for more details. Note to Agency Recruiters: Huntington will not pay a fee for any placement resulting from the receipt of an unsolicited resume. All unsolicited resumes sent to any Huntington colleagues, directly or indirectly, will be considered Huntington property. Recruiting agencies must have a valid, written and fully executed Master Service Agreement and Statement of Work for consideration.

Industry/Sector Not Applicable Specialism IFS - Risk & Quality (R&Q) Management Level Senior Manager Job Description & Summary At PwC, our people in risk and compliance focus on maintaining regulatory compliance and managing risks for clients, providing advice, and solutions. They help organisations navigate complex regulatory landscapes and enhance their internal controls to mitigate risks effectively. Those in enterprise risk management at PwC will focus on identifying and mitigating potential risks that could impact an organisation's operations and objectives. You will be responsible for developing business strategies to effectively manage and navigate risks in a rapidly changing business environment. Growing as a strategic advisor, you leverage your influence, expertise, and network to deliver quality results. You motivate and coach others, coming together to solve complex problems. As you increase in autonomy, you apply sound judgment, recognising when to take action and when to escalate. You are expected to solve through complexity, ask thoughtful questions, and clearly communicate how things fit together. Your ability to develop and sustain high performing, diverse, and inclusive teams, and your commitment to excellence, contributes to the success of our Firm. Examples of the skills, knowledge, and experiences you need to lead and deliver value at this level include but are not limited to: Craft and convey clear, impactful and engaging messages that tell a holistic story. Apply systems thinking to identify underlying problems and/or opportunities. Validate outcomes with clients, share alternative perspectives, and act on client feedback. Direct the team through complexity, demonstrating composure through ambiguous, challenging and uncertain situations. Deepen and evolve your expertise with a focus on staying relevant. Initiate open and honest coaching conversations at all levels. Make difficult decisions and take action to resolve issues hindering team effectiveness. Model and reinforce professional and technical standards (e.g. refer to specific PwC tax and audit guidance), the Firm's code of conduct, and independence requirements. The Opportunity As part of the Risk and Compliance team you will negotiate risk, legal, and commercial terms in services contracts with PwC's clients. As a Senior Manager, you will lead large projects and innovate processes, focusing on achieving operational excellence while interacting with clients at a significant level to drive project success. This role offers the chance to leverage your knowledge in contract negotiations and build trust-based relationships with stakeholders, contributing to the overall success of our firm. Responsibilities Work with risk management and business teams to assess contract performance risks Educate stakeholders on contract provisions and compliance requirements Facilitate discussions with clients' legal and procurement teams during negotiations Develop and implement internal controls to promote adherence to contract terms Drive continuous improvement initiatives within the Risk and Compliance team What You Must Have High School Diploma At least 6 years of experience managing contract negotiations of increasing complexity What Sets You Apart Juris Doctorate preferred Demonstrating thorough team leadership abilities Leading complex commercial contract negotiations Reviewing and analyzing risk and legal terms Understanding managed services offerings and contract conditions Exercising problem-solving mentality in negotiations Communicating effectively to influence stakeholders Proactively spotting issues and driving projects forward Travel Requirements Up to 20% Job Posting End Date Learn more about how we work: https://pwc.to/how-we-work PwC does not intend to hire experienced or entry level job seekers who will need, now or in the future, PwC sponsorship through the H-1B lottery, except as set forth within the following policy: https://pwc.to/H-1B-Lottery-Policy . As PwC is an equal opportunity employer, all qualified applicants will receive consideration for employment at PwC without regard to race; color; religion; national origin; sex (including pregnancy, sexual orientation, and gender identity); age; disability; genetic information (including family medical history); veteran, marital, or citizenship status; or, any other status protected by law. For only those qualified applicants that are impacted by the Los Angeles County Fair Chance Ordinance for Employers, the Los Angeles' Fair Chance Initiative for Hiring Ordinance, the San Francisco Fair Chance Ordinance, San Diego County Fair Chance Ordinance, and the California Fair Chance Act, where applicable, arrest or conviction records will be considered for Employment in accordance with these laws. At PwC, we recognize that conviction records may have a direct, adverse, and negative relationship to responsibilities such as accessing sensitive company or customer information, handling proprietary assets, or collaborating closely with team members. We evaluate these factors thoughtfully to establish a secure and trusted workplace for all. Applications will be accepted until the position is filled or the posting is removed, unless otherwise set forth on the following webpage. Please visit this link for information about anticipated application deadlines: https://pwc.to/us-application-deadlines The salary range for this position is: $91,000 - $321,500. Actual compensation within the range will be dependent upon the individual's skills, experience, qualifications and location, and applicable employment laws. All hired individuals are eligible for an annual discretionary bonus. PwC offers a wide range of benefits, including medical, dental, vision, 401k, holiday pay, vacation, personal and family sick leave, and more. To view our benefits at a glance, please visit the following link: https://pwc.to/benefits-at-a-glance

Zurich's Risk Engineering Property Midwest Team is seeking a Property Field Risk Engineering Consultant with large property highly protected risk (HPR) experience. This is a work from home role, ideally positioned within one of the following areas: Chicago, St Louis, Madison, Milwaukee or Northern Indiana. Expected travel at 30%. Our Property Field Risk Engineering Consultant responsibilities include: Provide field risk engineering to meet underwriting requirements. Develop and implementing customer service strategies that reduce loss and improve customer operations. Provide engineering support to underwriting team by attending client broker meetings Perform field engineering services where necessary, primarily for larger locations on accounts and/or prospects within the region. Deliver advanced property consultative services to customers, including identifying exposures with significant loss potential, investigation of cause/effect of major losses and property management programs Assist in marketing Zurich risk transfer insurance products in conjunction with underwriting professionals and agents across company business segments. This role will be filled at either the Consultant or Senior Consultant level. The hiring manager will determine the appropriate level based upon the selected applicant's experience and skill set relative to the qualifications listed for this position. Basic Qualifications Consultant: Bachelors Degree and 3 or more years of experience in the Property Risk Engineering area OR High School Diploma or Equivalent and 5 or more years of experience in the Property Risk Engineering area OR Zurich Certified Apprentice, including an Associates degree and 3 or more years of experience in the Property Risk Engineering area AND Experience working in a team environment Relevant experience in the assessment of risk, based on what is required by Property specific competency standards OR Senior Consultant: Bachelor's Degree and 6 or more years of experience in the Property Risk Engineering area OR High School Diploma or Equivalent and 8 or more years of experience in the Property Risk Engineering area AND Experience with Microsoft Office Experience working in a team environment Preferred Qualifications: Bachelor's Degree in Engineering, Fire Science, or related degree HPR Property experience Property Loss control/Risk Engineering experience within the insurance industry Certified Fire Protection Specialist (CFPS) Strong communication and consultative skills Outstanding collaborative skills History of working successfully in a team environment High degree of proficiency related to PC and MS-Office Software At Zurich, compensation for roles is influenced by a variety of factors, including but not limited to the specific office location, role, skill set, and level of experience. In compliance with local laws, Zurich commits to providing a fair and reasonable compensation range for each role. For more information about our Total Rewards, please click here. Additional rewards may encompass short-term incentive bonuses and merit increases. We encourage candidates with salary expectations beyond the provided range to apply as they will be considered based on their experience, skills, and education. The compensation indicated represents a nationwide market range and has not been adjusted for geographic differentials pertaining to the location where the position may be filled. The combined salary range for this position is $74,300.00 - $161,000.00. The proposed salary range for the Consultant is $74,300.00 - $121,700.00, with short-term incentive bonus eligibility set at 10%. The proposed salary range for the Senior Consultant is $98,300.00 - $161,000.00, with short-term incentive bonus eligibility set at 15%. As an insurance company, Zurich is subject to 18 U.S. Code § 1033. A future with Zurich. What can go right when you apply at Zurich? Now is the time to move forward and make a difference. At Zurich, we want you to share your unique perspectives, experiences and ideas so we can grow and drive sustainable change together. As part of a leading global organization, Zurich North America has over 150 years of experience managing risk and supporting resilience. Today, Zurich North America is a leading provider of commercial property-casualty insurance solutions and a wide range of risk management products and services for businesses and individuals. We serve more than 25 industries, from agriculture to technology, and we insure 90% of the Fortune 500. Our growth strategy is not limited to our business. As an employer, we strive to provide ongoing career development opportunities, and we foster an environment where voices are diverse, behaviors are inclusive, actions drive equity, and our people feel a sense of belonging. Be a part of the next evolution of the insurance industry. Join us in building a brighter future for our colleagues, our customers and the communities we serve. Zurich maintains a comprehensive employee benefits package for employees as well as eligible dependents and competitive compensation. Please click here to learn more. Zurich in North America is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race/ethnicity, color, religion, sex, sexual orientation, gender identity, national origin, disability, or protected veteran status. Zurich does not accept unsolicited resumes from search firms or employment agencies. Any unsolicited resume will become the property of Zurich American Insurance. If you are a preferred vendor, please use our Recruiting Agency Portal for resume submission. Location(s): AM - Milwaukee, AM - Illinois Virtual Office, AM - Missouri Virtual Office, AM - Wisconsin Virtual Office, AM - Indiana Virtual Office, AM - St. Louis, AM - Madison Remote Working: Yes Schedule: Full Time Employment Sponsorship Offered: No Linkedin Recruiter Tag: #LI-AW1 #LI-ASSOCIATE Nearest Major Market: Milwaukee

Clio is the global leader in legal AI technology, empowering legal professionals and law firms of every size to work smarter, faster, and more securely. We are transforming the legal experience for all by bettering the lives of legal professionals while increasing access to justice. Summary: We are currently seeking a Fraud and Risk Team Lead to join our Payment Operations team in Toronto, Vancouver, or Calgary. What your team does: Launched in late 2021, Clio Payments is already one of the fastest-growing legal payments solutions in the world, processing billions of dollars of client payments each year. The Payment Operations team, led by the Director of Payment Operations, is responsible for the rapid scaling of its Clio Payments product throughout North America, and Clio's broader International footprint! The team is responsible for the entire customer journey - from client intake and onboarding, day to day account management, through to dispute resolution and fraud and credit monitoring. Payment Operations is a critical function within Clio which is focused on driving results for the company through strategic, operational, and data-driven improvements. Who you are: Reporting directly to the Director of Payment Operations, we are seeking an experienced Fraud and Risk Senior Specialist, with a strong track record in Fintech, Payments, Merchant and Portfolio Risk Management, to play a role in leading the development and execution of forward looking strategies to mitigate financial fraud and operational risk. We are looking for someone who understands and is deeply familiar with Fintech solutions including but not limited to card payments, ACH, wires, and credit solutions who can serve as subject matter expert inIdentifying and leading the mitigation of risks within Clio's Payments and Financial Services business. The candidate will play a critical role in developing risk management strategies, influencing decisions related to product ideation, risk vendor selection and management, and leading cross functional risk management initiatives while balancing components of day to day processes. What you'll do: Creating frameworks, policies, and implementing tools to safeguard the organization against fraud, regulatory breaches, and financial crime while maintaining a seamless customer experience. Managing various transaction monitoring operational queues with the goal of safeguarding the business, advising the fintech operations coordinator team in evaluating individual transactions and merchants, and making key tactical decisions to block potential bad actors. Identify business needs, scope requirements, plan execution of Payments and Fintech fraud and risk mitigation projects with cross-functional teams. Manage reviews and evaluations of multiple projects that are in various stages of completion. Respond to suspected fraud and fraud events working directly with the Fintech/Payments team and cross functionally with the platform security team. Lead the designation of risk tolerance levels for products both at the pilot stage and those already available to the general public. Responsible for influencing the customer experience talk tracks around fraud prevention. Design materials to educate internal teams and customers about emerging fraud techniques. Develop standard operating procedures in collaboration with the Payment Operations team and platform security for daily processes and responses to fraud alerts. Collaborate with the data team in creating dashboards and reporting on fraud exposure, the response levels of implemented fraud mitigation tools, and other key performance indicators. Proactively and regularly highlight to leadership emerging risks and to safeguard the business. Serve as an operational liaison with the key third-party fintech risk service providers & partners who are required to deliver fraud mitigation solutions to Clio and its customers. Partner with finance to budget for and manage fraud and risk across the financial services portfolio. What you may have: At least 4-5 years Payments/Fintech Fraud and Risk Prevention experience, including a solid understanding of each of the various card networks, their risk profiles, as well as that of other payments methods like ACH, wires, and emerging technologies like Buy Now Pay Later. Extensive knowledge of ACH transactions and reversal fraud risk. Comfortable collaborating cross-functionally and reporting insights to leaders at various levels of the organization. Experience working in and with global markets outside of North America in a Payments or Fintech fraud prevention capacity. Ability to identify and quantify risks and design processes with empathy for the customer experience. Strong organizational and time management skills with the ability to adapt to change in a high-growth business environment Demonstrated strong interpersonal and communication skills, both written and oral Strong data analysis skills Comfortable working in a technical operations environment with tight deadlines Serious bonus points if you have: Direct experience at a fraud prevention vendor or vertical saas platform Experience in compliance, fraud, and risk management at a fintech, neobank, merchant acquirer, or card network Technical knowledge of Artificial Intelligence fraud prevention solutions and their practical application in operations What you will find here: Compensation is one of the main components of Clio's Total Rewards Program. We have developed a series of programs and processes to ensure we are creating fair and competitive pay practices that form the foundation of our human and high-performing culture. Some highlights of our Total Rewards program include: Competitive, equitable salary with top-tier health benefits, dental, and vision insurance Hybrid work environment, with expectation for local Clions (Vancouver, Calgary, Toronto, Dublin and Sydney) to be in office minimum twice per week. Flexible time off policy, with an encouraged 20 days off per year. EAP benefits for you and household members, including counseling and online resources 401k matching and Child Education Savings Clioversary recognition program with special acknowledgement at 3, 5, 7, and 10 years The expected salary range* for this role is $91,500 to $107,700 to $123,900 USD. There are a separate set of salary bands for other regions based on local currency. Our salary bands are designed to reflect the range of skills and experience needed for the position and to allow room for growth at Clio. For experienced individuals, we typically hire at or around the midpoint of the band. The top portion of the salary band is reserved for employees who demonstrate sustained high performance and impact at Clio. Those who are new to the role may join below the midpoint and develop their skills over time. The final offer amount for this role will be dependent on geographical region, applicable experience, and skillset of the candidate. Diversity, Inclusion, Belonging and Equity (DIBE) & Accessibility Our team shows up as their authentic selves, and are united by our mission. We are dedicated to diversity, equity and inclusion. We pride ourselves in building and fostering an environment where our teams feel included, valued, and enabled to do the best work of their careers, wherever they choose to log in from. We believe that different perspectives, skills, backgrounds, and experiences result in higher-performing teams and better innovation. We are committed to equal employment and we encourage candidates from all backgrounds to apply. Clio provides accessibility accommodations during the recruitment process. Should you require any accommodation, please let us know and we will work with you to meet your needs. Learn more about our culture at clio.com/careers We're a Human and High Performing AI company, meaning we use artificial intelligence to improve all of our operations. In recruitment, AI helps us streamline the process for greater efficiency. However, we've built our systems to ensure that a human always reviews AI-generated output, and we never make automated hiring decisions. Disclaimer: We only communicate with candidates through official @clio.com email addresses.

Morgan Stanley is a global financial services firm that maintains significant market positions in each of its business segments- Institutional Securities, Wealth Management, and Investment Management. Morgan Stanley, through its subsidiaries and affiliates, provides a wide variety of products and services to a large and diversified group of clients and customers, including corporations, governments, financial institutions, and individuals. Institutional Securities provides a variety of products and services to corporations, governments, financial institutions, and ultra-high net worth clients. Wealth Management provides a comprehensive array of financial services and solutions to individual investors and small to medium-sized businesses and institutions covering: financial advisor-led brokerage and investment advisory services; self-directed brokerage services; financial and wealth planning services; workplace services including stock plan administration; annuity and insurance products; securities-based lending, residential real estate loans and other lending products; banking; and retirement plan services. Our U.S. bank subsidiaries, Morgan Stanley Bank N.A. ("MSBNA"), Morgan Stanley Private Bank, National Association ("MSPBNA"), collectively, ("the U.S. Banks") accept deposits, provide loans to a variety of customers, including large corporate and institutional clients as well as high to ultra-high net worth individuals, and invest in securities. Lending activity recorded in the U.S. Bank Subsidiaries from the Institutional Securities business segment primarily includes Secured lending facilities and Commercial real estate loans. Lending activity recorded in the U.S. Bank Subsidiaries from the Wealth Management business segment primarily includes Securities-based lending, which allows clients to borrow money against the value of qualifying securities, and Residential real estate loans. The U.S. Bank Subsidiaries seek an Assistant Vice President (AVP) to join the First Line Business Risk team to provide risk oversight for the U.S. Banks Payments Risk. He or she will be responsible for aiding in the build out of a Dedicated Business Risk Coverage team which is responsible for establishing risk management coverage model of working with the various key stakeholders within embedded risk teams ensuring continuous and consistent monitoring and escalation of the various risk frameworks (e.g. Issues/Action Plans, Operational Risk Incidents, Metrics, Reporting, Risk Assessments).. The individual will work with management, the US Bank Businesses and Risk partners to aid in the execution of key initiatives and projects while ensure compliance with U.S. Banks risk management policies and procedures. The AVP U.S. Banks Business Control Unit Officer will be responsible for the following: Job Responsibilities: Ensure the Business Risk Payments Program identifies, measures, monitors, controls, and reports current and emerging risks, maintaining a robust control environment in line with regulatory requirements. Implement effective risk management practices that support the Banks' Operational Risk frameworks for Payments, including conducting Risk and Control Assessments (RCSA) and managing operational risk incidents and issues. Collaborate with stakeholders and all three lines of defense to confirm comprehensive and consistent practices for successful oversight and proactive management of Payment Risk. Support both internal and external examinations related to payments activities by reviewing documentation and participating in meetings, walkthroughs, and issue identification. Assist in building and managing the US Banks Payments Risk Framework, and represent the Bank for firmwide alignment of Payment Frameworks. Attend and actively participate in relevant management meetings and committees to provide risk insights and support decision-making for Payment oversight. Support the Bank's execution of key payment-related projects and initiatives, focusing on process, risk, and control identification, remediation, and operational readiness. Identify, log, and track operational risk incidents and issues from daily operations, risk assessments, audits, and independent testing, ensuring timely remediation. Develop and monitor action plans to address and mitigate operational risks, ensuring completion of remediation activities and documentation before closure. Conduct and support risk and control assessments, including RCSA, Laws, Rules & Regulations (LRR), and End User Computing (EUC) tools, aligning with the Bank's Operational Risk Framework. Qualifications: 5+ years of professional risk management experience in financial services industry; preferably in a highly regulated environment. Experience in operations, finance, compliance, or audit is a plus. Experience with Payments activity/ risk management a plus Bachelor's Degree in Business Management, Finance, Accounting, Economics (Preferred). Project Management expertise is a plus. Experience interacting with regulators a plus. Required Skills: Ability to work in a fast-paced, high-demand environment, both independently and as part of a team, under tight deadlines and with the ability to manage multiple priorities concurrently, efficiently, and effectively. Attention to detail, strong analytical, quantitative, and problem-solving skills. Strong interpersonal, verbal, and written communication skills; capable of clear and concise writing, making presentations to an internal audience, and interacting positively with upper management, colleagues, and clients. Risk management experience including governance, reporting, policy procedure review, audit/regulatory support. Strong project management and reporting skills. Excellent verbal and written communication skills, presentation skills and the ability to influence and interact with senior members of the Bank. Strong sense of ownership and accountability; is willing to be fungible and has an entrepreneurial spirit. Proficient use of Microsoft Office Suite of products including Excel, Word, and PowerPoint. WHAT YOU CAN EXPECT FROM MORGAN STANLEY: We are committed to maintaining the first-class service and high standard of excellence that have defined Morgan Stanley for over 89 years. Our values - putting clients first, doing the right thing, leading with exceptional ideas, committing to diversity and inclusion, and giving back - aren't just beliefs, they guide the decisions we make every day to do what's best for our clients, communities and more than 80,000 employees in 1,200 offices across 42 countries. At Morgan Stanley, you'll find an opportunity to work alongside the best and the brightest, in an environment where you are supported and empowered. Our teams are relentless collaborators and creative thinkers, fueled by their diverse backgrounds and experiences. We are proud to support our employees and their families at every point along their work-life journey, offering some of the most attractive and comprehensive employee benefits and perks in the industry. There's also ample opportunity to move about the business for those who show passion and grit in their work. To learn more about our offices across the globe, please copy and paste https://www.morganstanley.com/about-us/global-offices into your browser. Expected base pay rates for the role will be between $85,000 and $140,000 per year at the commencement of employment. However, base pay if hired will be determined on an individualized basis and is only part of the total compensation package, which, depending on the position, may also include commission earnings, incentive compensation, discretionary bonuses, other short and long-term incentive packages, and other Morgan Stanley sponsored benefit programs. Morgan Stanley's goal is to build and maintain a workforce that is diverse in experience and background but uniform in reflecting our standards of integrity and excellence. Consequently, our recruiting efforts reflect our desire to attract and retain the best and brightest from all talent pools. We want to be the first choice for prospective employees. It is the policy of the Firm to ensure equal employment opportunity without discrimination or harassment on the basis of race, color, religion, creed, age, sex, sex stereotype, gender, gender identity or expression, transgender, sexual orientation, national origin, citizenship, disability, marital and civil partnership/union status, pregnancy, veteran or military service status, genetic information, or any other characteristic protected by law. Morgan Stanley is an equal opportunity employer committed to diversifying its workforce (M/F/Disability/Vet).