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Optum is a global organization that delivers care, aided by technology to help millions of people live healthier lives. The work you do with our team will directly improve health outcomes by connecting people with the care, pharmacy benefits, data and resources they need to feel their best. Here, you will find a culture guided by inclusion, talented peers, comprehensive benefits and career development opportunities. Come make an impact on the communities we serve as you help us advance health optimization on a global scale. Join us to start Caring. Connecting. Growing together. As the Optum Care National Risk Adjustment Healthcare Economics Team, we support all risk adjustment efforts across our enterprise, primarily focused on Medicare Advantage Risk Modeling. We are internal analytics partners who provide expertise to our finance, operations, accounting and market teams to identify coding gaps, assess opportunity, forecast, and analyze risk. If you're not a risk adjustment expert, but hungry, driven and willing to learn, we will help you become one of the best-in-class experts in the field. As a Healthcare Economics Consultant, you will help lead key efforts around risk score forecasting, revenue assessment, predictive suspecting, program evaluations, and strategic guidance related to Medicare Advantage Risk Adjustment. The role also requires the knowledge and ability to access data, construct and manipulate large datasets to support planned analyses, use SQL, SAS or similar tools. You'll enjoy the flexibility to work remotely * from anywhere within the U.S. as you take on some tough challenges. Primary Responsibilities: Support monthly and quarterly revenue forecasting processes under direction of senior analysts and managers Assist in validating data inputs, reconciling outputs, and documenting key assumptions and changes Work with large healthcare datasets using SQL and Excel to manipulate, extract, and analyze data Collaborate with data engineering and finance teams to ensure accurate and timely data availability Help build and refine standardized forecast models and dashboards Interpret CMS Risk Adjustment model logic and incorporate changes into existing templates Participate in data validation, forecast review sessions, and documentation efforts Present findings and insights in a clear and concise manner to internal stakeholders Learn risk adjustment methodologies, forecasting techniques, and CMS specifications through project work and team mentorship You'll be rewarded and recognized for your performance in an environment that will challenge you and give you clear direction on what it takes to succeed in your role as well as provide development for other roles you may be interested in. Required Qualifications: 1+ years of experience working with healthcare or financial data in a business or academic setting Exposure to Medicare Advantage data files such as MMR, MOR, and MAO-004 reports through academic or professional experience Intermediate proficiency in SQL Solid Microsoft Excel skills (e.g., PivotTables, SUMIFS, VLOOKUPs) Ability to manage multiple tasks and meet deadlines with attention to detail Preferred Qualifications: Hands-on experience working with CMS files such as Monthly Membership Report (MMR), Medicare Advantage Outbound Reconciliation (MOR), or MAO-004 submission/return files Experience working in Snowflake or similar modern data platforms Exposure to data visualization tools and reporting (e.g., Tableau, Power BI) Familiarity with Medicare Advantage or healthcare revenue forecasting Solid written and verbal communication skills Willingness to learn and grow into more advanced forecasting and modeling roles All employees working remotely will be required to adhere to UnitedHealth Group's Telecommuter Policy. Pay is based on several factors including but not limited to local labor markets, education, work experience, certifications, etc. In addition to your salary, we offer benefits such as, a comprehensive benefits package, incentive and recognition programs, equity stock purchase and 401k contribution (all benefits are subject to eligibility requirements). No matter where or when you begin a career with us, you'll find a far-reaching choice of benefits and incentives. The salary for this role will range from $71,200 to $127,200 annually based on full-time employment. We comply with all minimum wage laws as applicable. Application Deadline: This will be posted for a minimum of 2 business days or until a sufficient candidate pool has been collected. Job posting may come down early due to volume of applicants. At UnitedHealth Group, our mission is to help people live healthier lives and make the health system work better for everyone. We believe everyone-of every race, gender, sexuality, age, location and income-deserves the opportunity to live their healthiest life. Today, however, there are still far too many barriers to good health which are disproportionately experienced by people of color, historically marginalized groups and those with lower incomes. We are committed to mitigating our impact on the environment and enabling and delivering equitable care that addresses health disparities and improves health outcomes - an enterprise priority reflected in our mission. UnitedHealth Group is an Equal Employment Opportunity employer under applicable law and qualified applicants will receive consideration for employment without regard to race, national origin, religion, age, color, sex, sexual orientation, gender identity, disability, or protected veteran status, or any other characteristic protected by local, state, or federal laws, rules, or regulations. UnitedHealth Group is a drug - free workplace. Candidates are required to pass a drug test before beginning employment.

RESPONSIBILITES The MRM (Financial) Analyst will primarily provide support to the MRM team through routine annual review and validation activities of financial models. This will require review and research of model documentation and industry guidance as well as interaction with model owners from various departments within the Bank. While focused on independent annual review or validation of models, the MRM Analyst team will contribute to all administrative elements of the MRM Program including but not limited to: model identification and inventory, model risk classification, performance monitoring reporting collection and review, model change notifications follow-up, update and follow-up of items identified for remediation, preparation of management and/or committee reports. How you’ll make an impact: Provide effective challenge to Bank models through validation and of internal and external models of the Bank. Assessing model compliance with MRM Program requirements (i.e. model documentation, performance monitoring, change management, etc.) through targeted annual review activities. Documenting observations and conclusions from annual review and validation activities in MRM reports and/or supporting work papers. Becoming familiar with key models whereby model use and characteristics are understood. QUALIFICATIONS: Analyst I, II, III, or Senior determined based on years of relevant experience and demonstrated achievement. A Senior Analyst requires experience in team leadership and oversight. Minimum Requirements Bachelor’s degree in Finance, Accounting, or Economics with a minimum of 3.0 GPA. Other backgrounds will be considered if candidate has relevant experience. Knowledge of financial theory for credit, market, and asset liability management is necessary to complete most validations. Ability to read and interpret technical documentation. Strong written and verbal communication skills. Ability to communicate technical information to both technical and non-technical audiences. Ability to multitask and manage concurrent delivery of multiple projects. Ability to interface effectively and professionally with senior management. Proficiency in Microsoft Office suite. (Outlook, Excel, and Word). Preferred Experience Industry experience as a building or testing financial models. Prior work experience in the financial services industry. Familiarity with regulatory guidance on Safety and Soundness, especially OCC 2011-12 (SR 11-7).

Who Are We? Taking care of our customers, our communities and each other. That’s the Travelers Promise. By honoring this commitment, we have maintained our reputation as one of the best property casualty insurers in the industry for over 160 years. Join us to discover a culture that is rooted in innovation and thrives on collaboration. Imagine loving what you do and where you do it. Job Category Risk Control Compensation Overview The annual base salary range provided for this position is a nationwide market range and represents a broad range of salaries for this role across the country. The actual salary for this position will be determined by a number of factors, including the scope, complexity and location of the role; the skills, education, training, credentials and experience of the candidate; and other conditions of employment. As part of our comprehensive compensation and benefits program, employees are also eligible for performance-based cash incentive awards. Salary Range $123,000.00 - $203,000.00 Target Openings 1 What Is the Opportunity? Under general direction, responsible for the ownership of the Property Technical Discipline in Assigned Territory, which includes: Conducting quality Risk Assessments, assisting customers with Loss Control, providing consultation to Staff and Business Partners, and helping identify needs for Technical Training of Regional Specialist Consultants (RSCs), and Staff in assigned territory. This job serves as a technical resource to Risk Control Consultants and Underwriters and as a mentor to others. As a Senior Risk Control Specialist, has the ability to handle the most complex assignments based on technical complexity, customer service expectations, high challenge, high visibility, etc. Exhibits exceptional technical skills as well as above average interpersonal skills, training ability, etc. Ability to handle some duties of the Technical Director (e.g. job assignment responsibilities in the Director's absence, meeting attendance.) This position influences but does not manage others. What Will You Do? Conducts specialist Risk Assessment surveys at complex applicant or written client locations to determine potential hazards/risk factors and controls at the request of customers or to assist in underwriting/risk selection. Documents findings and recommendations to Account Executives and/or clients. Consults with clients on ways to control hazards in order to reduce or mitigate losses. Exhibits the ability to come up with technically correct yet flexible solutions to meet Travelers as well as the Client’s needs. Influences clients to implement recommendations. Serves as a technical expert resource to Risk Control Consultants and Underwriters. Builds and maintains productive relationships with underwriting and service teams assigned to business units, with the broker/agent community, with Claim, with other Risk Control staff, and with clients. May conduct research for underwriters or clients on class of business, operations, or any other technical subject requiring similar analysis. Maintains current knowledge of regulatory environment and emerging issues in the technical specialist discipline. Function as an Account Consultant for certain National Property accounts. Maintains timely, relevant communications with Technical Director, Field Management and Risk Control staff. Perform other duties as assigned. What Will Our Ideal Candidate Have? Bachelor's degree in related field. 8 or more years of Property/ Highly Protected Risk (HPR) skills and experience preferred. Exceptional technical and interpersonal skills preferred. Technical training experience preferred. Communication. Makes complex technical information and recommendations understandable and clear to audiences with varied levels of technical knowledge. Influences others to take action on recommendations. Listens effectively. Strong written communication skills. Business Knowledge: Understands insurance products, services, and risk selection practices. Fully understands Risk Control performance standards, policies and procedures. Technical Expertise: Demonstrated expertise / command in technical specialist discipline. Has working knowledge of relevant Risk Control computer systems applications. Customer Service: Balances customer expectations and expense constraints. Builds credibility with internal and external customers. Creates customer satisfaction by demonstrating the value of risk control services. Resource Management: Continually assesses workload in light of business priorities; directs own efforts accordingly. Identifies methods for improving personal productivity. Makes sound judgments about appropriate service levels for customers. What is a Must Have? Five years of experience in fire science or a technical science, an engineering discipline, or the property fire protection field. Valid driver's license. Must have or be able to attain appropriate certification to meet state-specific requirements, where applicable. What Is in It for You? Health Insurance : Employees and their eligible family members – including spouses, domestic partners, and children – are eligible for coverage from the first day of employment. Retirement: Travelers matches your 401(k) contributions dollar-for-dollar up to your first 5% of eligible pay, subject to an annual maximum. If you have student loan debt, you can enroll in the Paying it Forward Savings Program. When you make a payment toward your student loan, Travelers will make an annual contribution into your 401(k) account. You are also eligible for a Pension Plan that is 100% funded by Travelers. Paid Time Off: Start your career at Travelers with a minimum of 20 days Paid Time Off annually, plus nine paid company Holidays. Wellness Program: The Travelers wellness program is comprised of tools, discounts and resources that empower you to achieve your wellness goals and caregiving needs. In addition, our mental health program provides access to free professional counseling services, health coaching and other resources to support your daily life needs. Volunteer Encouragement: We have a deep commitment to the communities we serve and encourage our employees to get involved. Travelers has a Matching Gift and Volunteer Rewards program that enables you to give back to the charity of your choice. Employment Practices Travelers is an equal opportunity employer. We value the unique abilities and talents each individual brings to our organization and recognize that we benefit in numerous ways from our differences. In accordance with local law, candidates seeking employment in Colorado are not required to disclose dates of attendance at or graduation from educational institutions. If you are a candidate and have specific questions regarding the physical requirements of this role, please send us an email so we may assist you. Travelers reserves the right to fill this position at a level above or below the level included in this posting. To learn more about our comprehensive benefit programs please visit http://careers.travelers.com/life-at-travelers/benefits/ .

The position is described below. If you want to apply, click the Apply Now button at the top or bottom of this page. After you click Apply Now and complete your application, you'll be invited to create a profile, which will let you see your application status and any communications. If you already have a profile with us, you can log in to check status. Need Help? If you have a disability and need assistance with the application, you can request a reasonable accommodation. Send an email to Accessibility (accommodation requests only; other inquiries won't receive a response). Regular or Temporary: Regular Language Fluency: English (Required) Work Shift: 1st shift (United States of America) Please review the following job description: Leader within the Truist second line-of-defense (LOD2) Cyber Security Risk team responsible for independent risk oversight of one or more Cyber Security and Identity and Access Management domains within Information Risk management. Develop trusted advisor relationship with Enterprise Technology leaders in assigned oversight areas, provide credible challenge to Enterprise Technology execution activities through risk identification and mitigation strategy development, partner with other internal teams to assess and mitigate technology risk and manage teammates to execute on technology risk oversight activities and grow their professional skillsets. Essential Duties and Responsibilities Following is a summary of the essential functions for this job. Other duties may be performed, both major and minor, which are not mentioned below. Specific activities may change from time to time. Provide independent risk oversight (i.e. second line of defense/LOD2) for Truist Technology and related consult to Truist Business Units through the effective identification, mitigation, monitoring and reporting of operational, technology, and compliance related risks within Enterprise Technology. Communicate and drive the Information Risk Framework and associated Risk Program Office activities in alignment with Truist corporate risk framework and enterprise risk reduction activities. Provide independent assessment and oversight of the maturity of technology and adequacy of technology controls to achieve business outcomes for performance, stability, security and service availability. Strengthen and sustain proactive risk culture through leadership and influence with teammates and business partners and through conducting effective risk focused management and partnership routines. Review and attest to/challenge adequacy of risk assessments of Technology produced by first-line-of-defense Business Unit Risk Management and other risk partners. Ensure effectiveness and structure in regulatory engagement practices, including responses out of Enterprise Technology. Develop and maintain effective channels of communication with Enterprise Technology partners, other risk and control functions, Business Unit (BU) management, as well as regulatory agencies. Drive improved risk measurement and performance monitoring for all Cyber Security Risk domains and Enterprise Technology teams and leverage to monitor and challenge Truist Technology Risk appetite. Recruit, develop and retain high-performing teams and teammates. Develop the knowledge, skills and abilities of teammates directly & indirectly. Qualifications Required Qualifications: The requirements listed below are representative of the knowledge, skill and/or ability required. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions. Bachelor's Degree or an equivalent combination of education and experience. Twelve+ years of banking, technology, operations or risk management experience including experience working within one or more Cyber Risk oversight domains such VPM, DLP, encryption, IAM, network security, security operations. Strong business knowledge, management experience, problem solving and decision-making skills. Excellent interpersonal and communication skills demonstrating the ability to establish credibility with all levels of management effectively. 5.Adept with Microsoft Office products. Preferred Qualifications: Master's degree in Business Administration (MBA) or advanced degree in Business Management, Technology or Finance. Familiarity with financial services technology-related laws, rules, regulations, and risk management standards (e.g. Federal Financial Institutions Examination Council (FFIEC), NIST (National Institute of Standards and Technology), Control Objectives for Information and Related Technology (COBIT), Information Technology Infrastructure Library (ITIL)). Familiarity with risk measurement approaches including development of Key Risk Indicators and thresholds and associated reporting and analytics tools (e.g. Tableau, RSA Archer). Professional risk management designations such as Certified Information Systems Auditor (CISA), Certified in Risk and Information Systems Control (Information Systems Audit and Control Association), and/or Project Management certification. General Description of Available Benefits for Eligible Employees of Truist Financial Corporation: All regular teammates (not temporary or contingent workers) working 20 hours or more per week are eligible for benefits, though eligibility for specific benefits may be determined by the division of Truist offering the position. Truist offers medical, dental, vision, life insurance, disability, accidental death and dismemberment, tax-preferred savings accounts, and a 401k plan to teammates. Teammates also receive no less than 10 days of vacation (prorated based on date of hire and by full-time or part-time status) during their first year of employment, along with 10 sick days (also prorated), and paid holidays. For more details on Truist's generous benefit plans, please visit our Benefits site. Depending on the position and division, this job may also be eligible for Truist's defined benefit pension plan, restricted stock units, and/or a deferred compensation plan. As you advance through the hiring process, you will also learn more about the specific benefits available for any non-temporary position for which you apply, based on full-time or part-time status, position, and division of work. Truist is an Equal Opportunity Employer that does not discriminate on the basis of race, gender, color, religion, citizenship or national origin, age, sexual orientation, gender identity, disability, veteran status, or other classification protected by law. Truist is a Drug Free Workplace. EEO is the Law Pay Transparency Nondiscrimination Provision E-Verify

The Baldwin Group is an award-winning entrepreneur-led and inspired insurance brokerage firm delivering expertly crafted Commercial Insurance and Risk Management, Private Insurance and Risk Management, Employee Benefits and Benefit Administration, Asset and Income Protection, and Risk Mitigation strategies to clients wherever their passions and businesses take them throughout the U.S. and abroad. The Baldwin Group has award-winning industry expertise, colleagues, competencies, insurers, and most importantly, a highly differentiated culture that our clients consider an invaluable expansion of their business. The Baldwin Group (NASDAQ: BWIN), takes a holistic and tailored approach to insurance and risk management. JOB DESCRIPTION SUMMARY: The Client Service Specialist works closely with advisors, line-of-business specialists, and dedicated client servicing professionals to analyze client data, evaluate needs, and help create effective risk management solutions designed to meet clients' financial goals. PRIMARY RESPONSIBILITIES: Prepares documents for presenting risks to market. Prepares applications, summaries of insurance, insurance certificates, auto identification cards and other coverage related documents. Prepares and updates draft renewal proposals. Assists client service teams in the preparation of presentation materials. Analyzes and summarizes complex data and compiles reports with supervision. Records data into appropriate insurance company and firm software programs. Runs cancellation and expiration reports. Processes and completes endorsements and audits. Processes Notices of Cancellations. Requests Loss Runs. Quotes flood and builder's risks policies as requested by an Account Manager. Handles the renewing of bonds and flood policies. Completes special projects as assigned. Looks for opportunities to improve the firm, business segment and processes. Brings issues and discrepancies to the attention of appropriate leadership. KNOWLEDGE, SKILLS & ABILITIES: Strong analytical, research and problem-solving skills. High attention to detail. Strong verbal and written communications skills. Ability to multi-task and work effectively in a fast-paced team environment. Intermediate to advanced knowledge of Microsoft Office Suite (Word, Excel, PowerPoint, Outlook) Ability to learn any other appropriate program or software system used by the firm as necessary Demonstrates the organization's core values, exuding behavior that is aligned with the firm's culture EDUCATION & EXPERIENCE: 1 year of experience in the insurance industry required; 2+ years of experience in the insurance industry preferred Certification(s): None required; None preferred License(s): Maintains all licenses as required by the State Department of Insurance to provide service, consultation, and financial risk transfer solutions in states where the firm functions or be willing and able to obtain all required licenses within the first 90 days of employment required; Maintains all licenses as required by the State Department of Insurance to provide service, consultation, and financial risk transfer solutions in states where the firm functions or be willing and able to obtain all required licenses within the first 90 days of employment preferred OTHER: Fast paced multi-tasking environment IMPORTANT NOTICE: This position description is intended to describe the level of work required of the person performing in the role and is not a contract. The essential responsibilities are outlined; other duties may be assigned as needs arise or as required to support the organization. All requirements may be subject to reasonable accommodation to applicants and colleagues who need them for medical or religious reasons. #LI-JL1 #LI-HYBRID Click here for some insight into our culture! The Baldwin Group will not accept unsolicited resumes from any source other than directly from a candidate who applies on our career site. Any unsolicited resumes sent to The Baldwin Group, including unsolicited resumes sent via any source from an Agency, will not be considered and are not subject to any fees for any placement resulting from the receipt of an unsolicited resume.

The position is described below. If you want to apply, click the Apply Now button at the top or bottom of this page. After you click Apply Now and complete your application, you'll be invited to create a profile, which will let you see your application status and any communications. If you already have a profile with us, you can log in to check status. Need Help? If you have a disability and need assistance with the application, you can request a reasonable accommodation. Send an email to Accessibility (accommodation requests only; other inquiries won't receive a response). Regular or Temporary: Regular Language Fluency: English (Required) Work Shift: 1st shift (United States of America) Please review the following job description: Leader within the Truist second line-of-defense (LOD2) Cyber Security Risk team responsible for independent risk oversight of one or more Cyber Security and Identity and Access Management domains within Information Risk management. Develop trusted advisor relationship with Enterprise Technology leaders in assigned oversight areas, provide credible challenge to Enterprise Technology execution activities through risk identification and mitigation strategy development, partner with other internal teams to assess and mitigate technology risk and manage teammates to execute on technology risk oversight activities and grow their professional skillsets. Essential Duties and Responsibilities Following is a summary of the essential functions for this job. Other duties may be performed, both major and minor, which are not mentioned below. Specific activities may change from time to time. 1. Provide independent risk oversight (i.e. second line of defense/LOD2) for Truist Technology and related consult to Truist Business Units through the effective identification, mitigation, monitoring and reporting of operational, technology, and compliance related risks within Enterprise Technology. 2. Communicate and drive the Information Risk Framework and associated Risk Program Office activities in alignment with Truist corporate risk framework and enterprise risk reduction activities. 3. Provide independent assessment and oversight of the maturity of technology and adequacy of technology controls to achieve business outcomes for performance, stability, security and service availability. 4. Strengthen and sustain proactive risk culture through leadership and influence with teammates and business partners and through conducting effective risk focused management and partnership routines. 5. Review and attest to/challenge adequacy of risk assessments of Technology produced by first-line-of-defense Business Unit Risk Management and other risk partners. 6. Ensure effectiveness and structure in regulatory engagement practices, including responses out of Enterprise Technology. 7. Develop and maintain effective channels of communication with Enterprise Technology partners, other risk and control functions, Business Unit (BU) management, as well as regulatory agencies. 8. Drive improved risk measurement and performance monitoring for all Cyber Security Risk domains and Enterprise Technology teams and leverage to monitor and challenge Truist Technology Risk appetite. 9. Recruit, develop and retain high-performing teams and teammates. Develop the knowledge, skills and abilities of teammates directly & indirectly. Qualifications Required Qualifications: The requirements listed below are representative of the knowledge, skill and/or ability required. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions. 1. Bachelor's Degree or an equivalent combination of education and experience. 2. Twelve+ years of banking, technology, operations or risk management experience including experience working within one or more Cyber Risk oversight domains such VPM, DLP, encryption, IAM, network security, security operations. 3. Strong business knowledge, management experience, problem solving and decision-making skills. 4. Excellent interpersonal and communication skills demonstrating the ability to establish credibility with all levels of management effectively. 5.Adept with Microsoft Office products. Preferred Qualifications: 1. Master's degree in Business Administration (MBA) or advanced degree in Business Management, Technology or Finance. 2. Familiarity with financial services technology-related laws, rules, regulations, and risk management standards (e.g. Federal Financial Institutions Examination Council (FFIEC), NIST (National Institute of Standards and Technology), Control Objectives for Information and Related Technology (COBIT), Information Technology Infrastructure Library (ITIL)). 3. Familiarity with risk measurement approaches including development of Key Risk Indicators and thresholds and associated reporting and analytics tools (e.g. Tableau, RSA Archer). 4. Professional risk management designations such as Certified Information Systems Auditor (CISA), Certified in Risk and Information Systems Control (Information Systems Audit and Control Association), and/or Project Management certification. General Description of Available Benefits for Eligible Employees of Truist Financial Corporation: All regular teammates (not temporary or contingent workers) working 20 hours or more per week are eligible for benefits, though eligibility for specific benefits may be determined by the division of Truist offering the position. Truist offers medical, dental, vision, life insurance, disability, accidental death and dismemberment, tax-preferred savings accounts, and a 401k plan to teammates. Teammates also receive no less than 10 days of vacation (prorated based on date of hire and by full-time or part-time status) during their first year of employment, along with 10 sick days (also prorated), and paid holidays. For more details on Truist’s generous benefit plans, please visit our Benefits site . Depending on the position and division, this job may also be eligible for Truist’s defined benefit pension plan, restricted stock units, and/or a deferred compensation plan. As you advance through the hiring process, you will also learn more about the specific benefits available for any non-temporary position for which you apply, based on full-time or part-time status, position, and division of work. Truist is an Equal Opportunity Employer that does not discriminate on the basis of race, gender, color, religion, citizenship or national origin, age, sexual orientation, gender identity, disability, veteran status, or other classification protected by law. Truist is a Drug Free Workplace. EEO is the Law Pay Transparency Nondiscrimination Provision E-Verify

Location: On site in Memphis, TN, Johnson City, TN, Orlando, FL, Miami Lakes, FL, Asheboro, NC, Knoxville, TN, Longwood, FL Summary The position is responsible for performing confidential research and investigations of money laundering and other financial crimes. ESSENTIAL DUTIES AND RESPONSIBILITIES Monitor all aspects of client relationships and conduct customer due diligence and enhanced due diligence when necessary. Analyze client account transactions to detect suspicious activity. Make decisions on appropriate action to take regarding the need for further investigation. Document the summary of investigative findings (e.g., copies of statements/checks, media search results, results from internal system searches, etc.) and prepare cases for review and approval by management. Provide risk rating recommendations to management for clients' relationships reviewed, by determining if client is low or potentially high risk. Onboarding- Review and Analyze prospect client(s) prior to onboarding. Support management teams, ensuring daily, weekly, and monthly activities are completed on time. Participate in exams/audits by assisting in gathering of data for federal regulators, state examiners, independent auditors, and law enforcement. Performs all other duties as assigned. SUPERVISORY RESPONSIBILITIES No supervisory responsibilities QUALIFICATIONS To perform this job successfully, an individual must be able to perform each essential duty satisfactorily. Additionally, the qualifications listed below are representative of the knowledge, skills, and/or abilities required in this position: High school diploma or GED and 0-4 years of experience or equivalent combination of education and experience Compliance and Risk Management Experience- 0 -2 years of BSA experience. Banking experience preferred COMPUTER AND OFFICE EQUIPMENT SKILLS Microsoft Office suite About Us First Horizon Corporation is a leading regional financial services company, dedicated to helping our clients, communities and associates unlock their full potential with capital and counsel. Headquartered in Memphis, TN, the banking subsidiary First Horizon Bank operates in 12 states across the southern U.S. The Company and its subsidiaries offer commercial, private banking, consumer, small business, wealth and trust management, retail brokerage, capital markets, fixed income, and mortgage banking services. First Horizon has been recognized as one of the nation's best employers by Fortune and Forbes magazines and a Top 10 Most Reputable U.S. Bank. More information is available at www.FirstHorizon.com. Benefit Highlights Medical with wellness incentives, dental, and vision HSA with company match Maternity and parental leave Tuition reimbursement Mentor program 401(k) with 6% match More -- FirstHorizon.com/First-Horizon-National-Corporation/Careers/Our-Benefits Follow Us Facebook X formerly Twitter LinkedIn Instagram YouTube

The position is described below. If you want to apply, click the Apply Now button at the top or bottom of this page. After you click Apply Now and complete your application, you'll be invited to create a profile, which will let you see your application status and any communications. If you already have a profile with us, you can log in to check status. Need Help? If you have a disability and need assistance with the application, you can request a reasonable accommodation. Send an email to Accessibility (accommodation requests only; other inquiries won't receive a response). Regular or Temporary: Regular Language Fluency: English (Required) Work Shift: 1st shift (United States of America) Please review the following job description: Leader within the Truist second line-of-defense (LOD2) Cyber Security Risk team responsible for independent risk oversight of one or more Cyber Security and Identity and Access Management domains within Information Risk management. Develop trusted advisor relationship with Enterprise Technology leaders in assigned oversight areas, provide credible challenge to Enterprise Technology execution activities through risk identification and mitigation strategy development, partner with other internal teams to assess and mitigate technology risk and manage teammates to execute on technology risk oversight activities and grow their professional skillsets. Essential Duties and Responsibilities Following is a summary of the essential functions for this job. Other duties may be performed, both major and minor, which are not mentioned below. Specific activities may change from time to time. Provide independent risk oversight (i.e. second line of defense/LOD2) for Truist Technology and related consult to Truist Business Units through the effective identification, mitigation, monitoring and reporting of operational, technology, and compliance related risks within Enterprise Technology. Communicate and drive the Information Risk Framework and associated Risk Program Office activities in alignment with Truist corporate risk framework and enterprise risk reduction activities. Provide independent assessment and oversight of the maturity of technology and adequacy of technology controls to achieve business outcomes for performance, stability, security and service availability. Strengthen and sustain proactive risk culture through leadership and influence with teammates and business partners and through conducting effective risk focused management and partnership routines. Review and attest to/challenge adequacy of risk assessments of Technology produced by first-line-of-defense Business Unit Risk Management and other risk partners. Ensure effectiveness and structure in regulatory engagement practices, including responses out of Enterprise Technology. Develop and maintain effective channels of communication with Enterprise Technology partners, other risk and control functions, Business Unit (BU) management, as well as regulatory agencies. Drive improved risk measurement and performance monitoring for all Cyber Security Risk domains and Enterprise Technology teams and leverage to monitor and challenge Truist Technology Risk appetite. Recruit, develop and retain high-performing teams and teammates. Develop the knowledge, skills and abilities of teammates directly & indirectly. Qualifications Required Qualifications: The requirements listed below are representative of the knowledge, skill and/or ability required. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions. Bachelor's Degree or an equivalent combination of education and experience. Twelve+ years of banking, technology, operations or risk management experience including experience working within one or more Cyber Risk oversight domains such VPM, DLP, encryption, IAM, network security, security operations. Strong business knowledge, management experience, problem solving and decision-making skills. Excellent interpersonal and communication skills demonstrating the ability to establish credibility with all levels of management effectively. 5.Adept with Microsoft Office products. Preferred Qualifications: Master's degree in Business Administration (MBA) or advanced degree in Business Management, Technology or Finance. Familiarity with financial services technology-related laws, rules, regulations, and risk management standards (e.g. Federal Financial Institutions Examination Council (FFIEC), NIST (National Institute of Standards and Technology), Control Objectives for Information and Related Technology (COBIT), Information Technology Infrastructure Library (ITIL)). Familiarity with risk measurement approaches including development of Key Risk Indicators and thresholds and associated reporting and analytics tools (e.g. Tableau, RSA Archer). Professional risk management designations such as Certified Information Systems Auditor (CISA), Certified in Risk and Information Systems Control (Information Systems Audit and Control Association), and/or Project Management certification. General Description of Available Benefits for Eligible Employees of Truist Financial Corporation: All regular teammates (not temporary or contingent workers) working 20 hours or more per week are eligible for benefits, though eligibility for specific benefits may be determined by the division of Truist offering the position. Truist offers medical, dental, vision, life insurance, disability, accidental death and dismemberment, tax-preferred savings accounts, and a 401k plan to teammates. Teammates also receive no less than 10 days of vacation (prorated based on date of hire and by full-time or part-time status) during their first year of employment, along with 10 sick days (also prorated), and paid holidays. For more details on Truist's generous benefit plans, please visit our Benefits site. Depending on the position and division, this job may also be eligible for Truist's defined benefit pension plan, restricted stock units, and/or a deferred compensation plan. As you advance through the hiring process, you will also learn more about the specific benefits available for any non-temporary position for which you apply, based on full-time or part-time status, position, and division of work. Truist is an Equal Opportunity Employer that does not discriminate on the basis of race, gender, color, religion, citizenship or national origin, age, sexual orientation, gender identity, disability, veteran status, or other classification protected by law. Truist is a Drug Free Workplace. EEO is the Law Pay Transparency Nondiscrimination Provision E-Verify

Upgrade is a fintech company that provides affordable and responsible credit, mobile banking, and payment products to everyday consumers. We were the fastest growing company in the Americas last year according to the Financial Times and Upgrade Card was the fastest growing credit card in America two years in a row. We have delivered over $33 billion in affordable and responsible credit to our 5.5M customers. The company is backed by some of the most prominent technology investors and was recently valued at $6.3B. We have built an energizing, collaborative and inclusive culture where team members help each other, learn and innovate to move the company and its customers in the right direction, and own the outcome of their efforts. Upgrade has been named a “Best Place to Work in the Bay Area” three years in a row, “Top Companies to work for in Arizona” and one of the "Best Engineering Department" awarded annually by Comparably. We've also received recognition for being a best company for Diversity, Women, Culture, and Veterans. We are looking for new team members who get excited about designing and delivering new and better products to join a team of 1850 talented and dedicated professionals. Come work with us if you like to tackle big problems and make a meaningful difference in people's lives.   About the Role: We are seeking a Senior Analyst – Credit Risk for Personal Loans to join our team. In this role, you will be a key analytical resource, partnering with leaders to help develop robust, data-driven credit risk strategies and comprehensive performance analytics framework to monitor portfolio. A crucial aspect of this position involves developing analytics that helps present the performance of loan portfolio and impact of key credit strategies to senior leadership and Investors. We are looking for a highly analytical and curious professional to contribute to our team's success. Your responsibilities will include supporting the development of innovative data-driven credit strategies, meticulously tracking A/B test and key credit strategies results, and collaborating with investor teams and bank partners to effectively communicate credit policy changes and loan performance. This role will be based in our San Francisco office in a hybrid capacity, 2-3 times per week.   What You’ll Do:  Analytical and results driven individual to support developing acquisition credit strategies and performance analytics for Upgrade Personal Loans Develop and manage performance reporting for executive management, and Upgrade Investor teams. Partner with Investor teams and support performance reporting & ad hoc analysis Work closely with external bank partners to submit new credit policy changes and address questions. Monitor performance of various A/B tests and make recommendations based on findings. Work closely with Product, Engineering, Marketing and BI to find opportunities in improving current KPIs and enhance customer experience. Monitor and communicate personal loans performance through hands on analysis.   What We Look For: 1-3 years of industry experience in at scale technology, start-up or high growth company, Fintech experience plus Bachelor's degree in Statistics, Economics, Operations Research, Mathematics, Computer Science, Engineering or related quantitative discipline; advanced degree preferred. Working knowledge in SQL, R/ Python required, Tableau preferred. Knowledge and experience of statistical procedures, decision tree, and financial analytic tools  Strong data-manipulation and data visualization skills Experience exploring new tools and methodologies to solve real-world problems. Detail oriented and strong analytical skill set.   What We Offer You:  Competitive salary and stock option plan 100% paid coverage of medical, dental and vision insurance  Flexible PTO Competitive 401(k) and RRSP program Opportunities for professional growth and development    Paid parental leave Health & wellness initiatives The compensation range of this position is USD $105,000 - $130,000 annually plus bonus, equity and benefits. Within this range, an individual's base pay will be dependent on a variety of factors, including without limitation, job-related knowledge, skills, education, and experience. For California residents: Upgrade's California Notice at Collection and Privacy Policy describes our practices regarding the collection, use, and disclosure of the personal information of job applicants. We are an equal opportunity employer and value diversity at our company. We do not discriminate on the basis of race, religion, color, national origin, gender, sexual orientation, age, marital status, veteran status, or disability status. Upgrade does not accept unsolicited resumes from staffing agencies, search firms, or any third parties. Any resume submitted to any employee of Upgrade without a prior written agreement in place will be considered the property of Upgrade, and Upgrade will not be obligated to pay any referral or placement fee. Agencies must obtain advance written approval from Upgrade's Talent Acquisition department to submit resumes and only in conjunction with a valid, fully executed agreement .

Zurich Resilience Solutions' Risk Engineering, loss-control and consulting services help businesses of all sizes build resilience to today's evolving, interconnected risk landscape by helping them manage and mitigate risk, improve safety and reduce claims and associated costs. These services add an important layer of protection for companies by providing solutions before, during and after an event. Simply put, companies that manage risk effectively operate more efficiently and they have an edge in a competitive marketplace. Zurich Resilience Solutions' Property Midwest Team is seeking a Senior Property Risk Account Engineer with large property highly protected risk (HPR) experience. This is a work from home role, ideally positioned within the Chicago area. Will also consider surrounding cities. This role has expected travel at 20%. Our Senior Property Risk Account Engineer is responsible for: Management of account risk portfolio and providing account level engineering to meet underwriting requirements. Developing and implementing customer service strategies that reduce loss and improve customer operations. Providing engineering support to underwriting team by attending client broker meetings Monitoring property account engineering services to ensure that delivery is proper, on-time, and cost effective. Performing field engineering services where necessary, primarily for larger location on accounts and/or prospects within the region. Providing advanced property consultative services to customers, including identifying exposures with significant loss potential, investigation of cause/effect of major losses and property management programs Assisting in marketing Zurich risk transfer insurance products in conjunction with underwriting professionals and agents across company business segments. Basic Qualifications: Bachelors Degree and 6 or more years of experience within the Property Risk Engineering area OR High School Diploma or Equivalent and 8 or more years of experience within the Property Risk Engineering area AND Experience with Microsoft Office Experience working in a team environment Preferred Qualifications: Bachelor's Degree in Engineering, Fire Science, or related degree HPR Property experience Account Executive & Loss Control/Risk Engineering experience within the insurance industry Certified Fire Protection Specialist (CFPS) Strong communication and consultative skills Outstanding collaborative skills History of working successfully in a team environment High degree of proficiency related to PC and Software or systems At Zurich, compensation for roles is influenced by a variety of factors, including but not limited to the specific office location, role, skill set, and level of experience. In compliance with local laws, Zurich commits to providing a fair and reasonable compensation range for each role. For more information about our Total Rewards, please click here. Additional rewards may encompass short-term incentive bonuses and merit increases. We encourage candidates with salary expectations beyond the provided range to apply, as they will be considered based on their experience, skills, and education. The salary indicated represents a nationwide market range and has not been adjusted for geographic differentials pertaining to the location where the position may be filled. The proposed salary range for the Senior Property Risk Account Engineer is $98,300.00 - $161,000.00 with short-term incentive bonus eligibility set at 15%. As an insurance company, Zurich is subject to 18 U.S. Code § 1033. A future with Zurich. What can go right when you apply at Zurich? Now is the time to move forward and make a difference. At Zurich, we want you to share your unique perspectives, experiences and ideas so we can grow and drive sustainable change together. As part of a leading global organization, Zurich North America has over 150 years of experience managing risk and supporting resilience. Today, Zurich North America is a leading provider of commercial property-casualty insurance solutions and a wide range of risk management products and services for businesses and individuals. We serve more than 25 industries, from agriculture to technology, and we insure 90% of the Fortune 500. Our growth strategy is not limited to our business. As an employer, we strive to provide ongoing career development opportunities, and we foster an environment where voices are diverse, behaviors are inclusive, actions drive equity, and our people feel a sense of belonging. Be a part of the next evolution of the insurance industry. Join us in building a brighter future for our colleagues, our customers and the communities we serve. Zurich maintains a comprehensive employee benefits package for employees as well as eligible dependents and competitive compensation. Please click here to learn more. Zurich in North America is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race/ethnicity, color, religion, sex, sexual orientation, gender identity, national origin, disability, or protected veteran status. Zurich does not accept unsolicited resumes from search firms or employment agencies. Any unsolicited resume will become the property of Zurich American Insurance. If you are a preferred vendor, please use our Recruiting Agency Portal for resume submission. Location(s): AM - Chicago, AM - Schaumburg, AM - Illinois Virtual Office, AM - Milwaukee, AM - Madison Remote Working: Yes Schedule: Full Time Employment Sponsorship Offered: No Linkedin Recruiter Tag: #LI-AW1 #LI-ASSOCIATE #LI-REMOTE Nearest Major Market: Chicago

The Advisor, Commercial Risk sells new accounts and renews existing accounts in keeping with firm and individual goals. Advisors build and maintain relationships with clients, prospects, the service team, insurance company partners, and centers of influence while identifying and soliciting sales prospects. POSITION SUMMARY: The Advisor, Commercial Risk sells new accounts and renews existing accounts in keeping with firm and individual goals. Advisors build and maintain relationships with clients, prospects, the service team, insurance company partners, and centers of influence while identifying and soliciting sales prospects. PRIMARY RESPONSIBILITIES: Presents proposals in a professional manner, reviewing coverages in detail to ensure understanding. Communicates with clients, prospects, insurance company partners, and service team in an articulate and effective manner. Finalizes the sale and collects necessary documents, applications, etc., and briefs the service team on the policy sale. Develops prospects by becoming involved in community affiliations, attending insurance company partner hosted seminars, building and maintaining relationships with industry contacts, engaging in networking events and through referrals from current accounts. Develops information and recommendations for prospective accounts, presents proposals and adheres to firm policies and procedures for writing a new account. Maintains a concern for accuracy, timeliness and completion when interacting with current and prospective clients, the Firm, and Insurance Company Partners, to minimize potential for errors and omissions claims while demonstrating strong organizational skills with a high attention to detail. Maintains understanding and knowledge of the insurance industry and underwriting criteria for insurance company partners represented by the firm to effectively communicate to all involved. Positively represents the firm in the community and with our insurance company partners. Performs other functions as assigned by leadership. Looks for opportunities to improve the firm, business segment, and processes. Brings issues and discrepancies to the attention of appropriate leadership. Is expected to meet monthly new business goals. EDUCATION AND EXPERIENCE REQUIREMENTS: Certification(s): None required; None preferred License(s): Maintains a Property & Casualty license as required by the State Department of Insurance to provide service, consultation, and financial risk transfer solutions in states where the firm functions or be willing and able to obtain all required licenses within the first 90 days of employment required; Maintains all licenses as required by the State Department of Insurance to provide service, consultation, and financial risk transfer solutions in states where the firm functions or be willing and able to obtain all required licenses within the first 90 days of employment preferred KNOWLEDGE, SKILLS, AND ABILITIES REQUIRED: Demonstrates the organization's core values, exuding behavior that is aligned with the firm's culture TECHNICAL, COMPUTER, AND SYSTEM-SPECIFIC SKILLS REQUIRED: Intermediate to advanced knowledge of Microsoft Office Suite (Word, Excel, PowerPoint, Outlook) Ability to learn any other appropriate program or software system used by the firm as necessary OTHER REQUIREMENTS: None SPECIAL WORKING CONDITIONS: Fast paced multi-tasking environment IMPORTANT NOTICE: This position description is intended to describe the level of work required of the person performing in the role and is not a contract. The essential responsibilities are outlined; other duties may be assigned as needs arise or as required to support the organization. All requirements may be subject to reasonable accommodations to applicants and colleagues who need them for medical or religious reasons. EEOC (STATEMENT): BRP is an equal employment opportunity firm and strives to comply with all laws prohibiting discrimination based on race, color, religion, age, sex (including sexual orientation and gender identity), national origin or ancestry, disability, military status, marital status, and any other category protected by federal, state, or local laws. All such discrimination is unlawful, and all persons involved in the operations of the firm are prohibited from engaging in this conduct. #LI-JG1 Click here for some insight into our culture! The Baldwin Group will not accept unsolicited resumes from any source other than directly from a candidate who applies on our career site. Any unsolicited resumes sent to The Baldwin Group, including unsolicited resumes sent via any source from an Agency, will not be considered and are not subject to any fees for any placement resulting from the receipt of an unsolicited resume.

The position is described below. If you want to apply, click the Apply Now button at the top or bottom of this page. After you click Apply Now and complete your application, you'll be invited to create a profile, which will let you see your application status and any communications. If you already have a profile with us, you can log in to check status. Need Help? If you have a disability and need assistance with the application, you can request a reasonable accommodation. Send an email to Accessibility (accommodation requests only; other inquiries won't receive a response). Regular or Temporary: Regular Language Fluency: English (Required) Work Shift: 1st shift (United States of America) Please review the following job description: Engage with Technology Business Unit leadership in its management of risks and controls as well as its execution of risk program requirements. Execute, facilitate and/or monitor execution of Risk Program requirements (e.g., Issues Management, RCSA, KRIs, etc.) within the Technology Business Unit. Provide strategic insight, risk advice and influence to assigned Business Unit. Concur with material risk taking by the Business Unit and escalate unacceptable risks. Aggregate, integrate, correlate and report risks for assigned Business Unit. Present risk aggregation, key risks and emerging risks to senior Business Unit Leadership. Identify and opine on remediation to address weaknesses related to inadequate or failed processes, people, and systems, or external events and ensure effective remediation. Essential Duties and Responsibilities Following is a summary of the essential functions for this job. Other duties may be performed, both major and minor, which are not mentioned below. Specific activities may change from time to time. Provide strategic and tactical effective challenge for all risks present within the Business Unit (BU). Concur with key risk decisions and escalate unacceptable or key emerging risks to BU CRO and/or Business Unit Risk Committee. Guide risk-taking behavior. Provide counsel and advice to BU and senior BU leaders. Monitor risk exposures, concentrations and limits. Ensure risk levels stay within risk appetite. Opine on new or revised risk program requirements to confirm they are consistent with the Bank's risk appetite, regulator expectations and industry standard. Identify areas of opportunity to improve risk visibility within BU; develop and implement plan to transform opportunity into new processes and activities. Assist in the development and opine on Risk Appetite Framework metrics and Key Risk Indicators within the BU as well as those defined by the BU for implementation across Truist (where applicable). Advocate the Bank's risk culture, compliance with enterprise risk initiatives and promote sound risk management practices. Provide connectivity between the output of risk programs as appropriate. Coordinate with stakeholders to resolve highly complex or challenging issues. Advise on the effectiveness of BU risk and control environment Provide direction and guidance in the development of controls and governance mechanisms within the BU. Execute, facilitate and monitor risk governance mechanisms, including but not limited to, Risk and Control Self-Assessment (RCSA), key risk indicators, policies, risk committees and other elements of the Enterprise Risk Framework. Monitor issues (all types) assigned to BU, as well as those that have downstream or upstream impact to the BU, and ensure appropriate remediation. In conjunction with Compliance Risk Management and Legal, monitor BU adherence to applicable policies, laws and regulations. Aggregate, integrate, correlate and report risks. Test controls to confirm design is adequate and they are operating effectively. Communicate to BU senior leadership, regulators and Executive Committees key activities, trends, and events pertaining to risk, regulatory and audit reviews. Continue to promote various risk initiatives and their supporting metrics. Develop and maintain effective ongoing communication with other leaders in the BU and leaders of relevant BUs. Foster a spirit of continuous improvement and offer recommendations to refine and/or enhance Business Unit processes as necessary. Make recommendations for assigned personnel regarding employment, career development, performance evaluations, salary changes, promotions, transfers and terminations within established policies and guidelines. Other duties, as needed. Qualifications Required Qualifications The requirements listed below are representative of the knowledge, skill and/or ability required. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions. Bachelor's degree in Accounting, Business, Finance or related field, or equivalent education and related training. 6+ years of experience in a financial institution with emphasis on risk management or equivalent work experience and training, and/or equivalent education, training and experience. Experience in compliance and operational risk mitigation and remediation. Strong communication, interpersonal, presentation and negotiation skills. Proven leadership and management skills. Strong analytical, problem solving and decision-making skills in complex environments and with senior leadership. Strong time management and organizational skills adaptable to a dynamic and complex work environment; Capable of handling multiple projects concurrently. Demonstrated proficiency in basic computer applications, such as Microsoft Office software products. Ability to travel, occasionally overnight. Preferred Qualifications: Master's degree in Finance, Technology or Business, or equivalent education and related training 10 years of large financial institution or relevant experience Technology delivery experience: Cloud, Software Development, Service delivery, Product Management, Infrastructure, Enterprise Architecture Professional designation related to risk management or field of assigned business unit(s) Ability to provide effective challenge to senior levels of leadership. Proficiency and knowledge in ARCHER GRC Platform. Demonstrated experience in formal risk roles (e.g., Business Unit Risk Management, Technology Risk Oversight, Audit), specifically in support of Technology Organizations. Experience in creating issues to mitigate risk and experience validating evidence for issue closure. General Description of Available Benefits for Eligible Employees of Truist Financial Corporation: All regular teammates (not temporary or contingent workers) working 20 hours or more per week are eligible for benefits, though eligibility for specific benefits may be determined by the division of Truist offering the position. Truist offers medical, dental, vision, life insurance, disability, accidental death and dismemberment, tax-preferred savings accounts, and a 401k plan to teammates. Teammates also receive no less than 10 days of vacation (prorated based on date of hire and by full-time or part-time status) during their first year of employment, along with 10 sick days (also prorated), and paid holidays. For more details on Truist's generous benefit plans, please visit our Benefits site. Depending on the position and division, this job may also be eligible for Truist's defined benefit pension plan, restricted stock units, and/or a deferred compensation plan. As you advance through the hiring process, you will also learn more about the specific benefits available for any non-temporary position for which you apply, based on full-time or part-time status, position, and division of work. Truist is an Equal Opportunity Employer that does not discriminate on the basis of race, gender, color, religion, citizenship or national origin, age, sexual orientation, gender identity, disability, veteran status, or other classification protected by law. Truist is a Drug Free Workplace. EEO is the Law Pay Transparency Nondiscrimination Provision E-Verify

About Ramp At Ramp, we're rebuilding how modern finance teams function in the age of AI. We believe AI isn't just the next big wave. It's the new foundation for how business gets done. We're investing in that future - and in the people bold enough to build it. Ramp is a financial operations platform designed to save companies time and money. Our all-in-one solution combines payments, corporate cards, vendor management, procurement, travel booking, and automated bookkeeping with built-in intelligence to maximize the impact of every dollar and hour spent. But we're not just building features powered by AI. We're building a platform where it's agents who chase receipts, close books, flag risks, and surface insights. That way, teams can reclaim their time and reinvest in what actually matters. More than 40,000 businesses, from family-owned farms to e-commerce giants to space startups, have saved $10B and 27.5M hours with Ramp. Founded in 2019, Ramp powers the fastest-growing corporate card and bill payment platform in America, and enables over $80 billion in purchases each year. Ramp's investors include Thrive Capital, Sands Capital, General Catalyst, Founders Fund, Khosla Ventures, Sequoia Capital, Greylock, and Redpoint, as well as over 100 angel investors who were founders or executives of leading companies. Ramp has been named to Fast Company's Most Innovative Companies list and LinkedIn's Top U.S. Startups for more than 3 years, as well as the Forbes Cloud 100, CNBC Disruptor 50, and TIME Magazine's 100 Most Influential Companies. About the Role As a member of Ramp's Risk Strategy & Operations team, you will leverage data to develop and optimize credit strategies, including underwriting and customer management strategies. This role requires an understanding of credit concepts, fluency with data, and the ability to drive a broad set of projects fairly independently. The role also requires the ability to work with cross-functional teams (product, engineering, operations, finance, marketing, sales and design) to partner and execute on risk strategies, and the ability to take ownership of credit risk outcomes and lead strategic initiatives. What You'll Do Leverage internal and external data (e.g. banking data, commercial credit bureau data, financial accounting data, sales data, etc.) to create best in class credit policies (e.g. underwriting, credit limit increase programs, risk management) that will create value for Ramp and its customers Understand Ramp's exposure to risk across multiple products (charge card, reimbursements, bill pay, etc.) to create holistic underwriting and risk management strategies Investigate and evaluate efficiency of risk policies, procedures, and processes Analyze market and industry trends, identify potential macroeconomic risk factors and incorporate in credit policy Partner with product, engineering and design teams to execute credit policies, improve operational tooling, and shape the risk management infrastructure Partner with data scientists to build and leverage credit risk models in Ramp's credit policy Partner with finance teams to create and maintain risk adjusted returns framework, including loss forecasting What You Need Minimum 2 years of experience in credit risk management or quantitative strategy role Minimum 2 years of experience using SQL or Python for data retrieval and manipulations Experience within consumer/corporate/small business cards, payments, lending, or related industries Excellent written and verbal communication skills Nice-to-Haves Experience in high-growth startups Experience building complex financial products Compensation For candidates located in NYC or SF, the pay range for this role is $120,300 - $165,450. For candidates located in all other locations, the pay range for this role is $108,300 - $148,950. Benefits (for U.S.-based full-time employees) 100% medical, dental & vision insurance coverage for you Partially covered for your dependents One Medical annual membership 401k (including employer match on contributions made while employed by Ramp) Flexible PTO Fertility HRA (up to $5,000 per year) WFH stipend to support your home office needs Wellness stipend Parental Leave Relocation support to NYC or SF Pet insurance Referral Instructions If you are being referred for the role, please contact that person to apply on your behalf. Other notices Pursuant to the San Francisco Fair Chance Ordinance, we will consider for employment qualified applicants with arrest and conviction records. Ramp Applicant Privacy Notice

Position Summary As a Wire Payment Risk Specialist for Busey, you will be responsible for handling wire payment exceptions, escalations, and reconciliations related to wire transactions, within established timeframes to mitigate risk, as well as executing and improving upon our growing Wire Services.Independently analyze, research, and process complex electronic payment exceptions and requests in accordance with applicable operating rules and regulatory guidelines. Perform outbound calls to clients and internal departments to resolve exceptions. Perform account reconciliation, validation, and research out of balance conditions for assigned General Ledger/Enterprise Owned Deposit Accounts in accordance to Accounting and Financial Reporting policies. With minimal oversight, provide internal departments with appropriate payment channel/solution to meet client/business needs while mitigating associated risk. Maintain extensive and expert knowledge of the policy, operating rules, and regulations of payments channel to lead/support periodic reviews of operational procedures, streamline processes, and compliance with payments channel compliance. Duties & Responsibilities Work with Deposit Services, Digital Channels, Information Services, Accounting, Fraud, BSA/AML, Vendors and Clients to resolve any processing, reconcilement discrepancies, and disputes. Reconcile wire General Ledger accounts, process adjustments, returns and recoveries. Process requests for new wire agreements, repetitive and Associate initiated repetitive wire authorizations. Process requests for changing any wire or repetitive agreements. Process incoming wire transactions to include, but not limited to, posting transactions to customer accounts, verification of postings, following specific customer instructions. Process/Approve outgoing wire transactions to include, but not limited to, identifying and verifying that the appropriate authorizations have been obtained, posting transactions to customer accounts, verification of postings, following specific customer instructions. Education & Experience Knowledge of: General banking knowledge in the areas of payment, risk, and payment fraud. Strong accounting acumen to be able to assist in balancing activities. Job-specific knowledge that is necessary to provide the appropriate quantity and quality of work in a timely and efficient manner. MS Office tools including expert knowledge of MS Excel, MS PowerPoint. Ability to: Interact effectively with others to establish and maintain smooth working relations demonstrating excellent interpersonal relations Demonstrate responsible personal and professional conduct, which contributes to the overall goals and objectives of Busey. Display ability to review and analyze data reports and manuals; must be computer proficient. Challenge the status quo and promoting positive change. Education and Training: High School diploma and/or up to one-year related work experience is required Related experience to include a focus within operations, banking, or paymentsPayments experience preferred or specifically wire transactions Requires knowledge of Microsoft Office Benefits and Compensation Salary offered is based on factors, including but not limited to, the job duties, required qualifications and relevant experience, and local market trends. The role may be eligible for bonus or incentives based on company and individual performance. (Base Pay Range: $18-$21/hour) Busey provides a competitive Total Rewards package in return for your time, talents, efforts and ultimately, results. Your personal and professional well-being-now and in the years to come-are important to us. Busey's Total Rewards include a competitive benefits package offering 401(k) match, profit sharing, employee stock purchase plan, paid time off, medical, dental, vision, company-paid life insurance and long-term disability, supplemental voluntary life insurance, short-term and long-term disability, wellness incentives and an employee assistance program. In addition, eligible associates may take advantage of pre-tax health savings accounts and flexible spending accounts. Visit Busey Total Rewards for more information. Equal Opportunity Busey values a diverse and inclusive workplace and strives to recruit, develop and retain individuals with exceptional talent. A team with diverse talent, working together, is essential to Busey's commitment of delivering service excellence. Busey is an Equal Opportunity Employer including Disability/Vets. Visit Busey.com/Careers to learn more about Busey's Equal Opportunity Employment. Unsolicited Resumes Busey Bank, and its subsidiaries, does not accept any liability for fees for resumes from recruiters or employment agencies ("Agency"), without a binding, written recruitment agreement between Busey and Agency describing the services and specific job openings ("Agreement"). Busey may consider any candidate for whom an Agency has submitted an unsolicited resume and explicitly reserves the right to hire those candidate(s) without any financial obligation to the Agency, unless an Agreement is in place. Any email or verbal contact with any Busey associate is inadequate to create a binding agreement. Agencies without an Agreement are requested not to contact any associates of Busey with recruiting inquiries or resumes. Busey respectfully requests no phone calls or emails.

The position is described below. If you want to apply, click the Apply Now button at the top or bottom of this page. After you click Apply Now and complete your application, you'll be invited to create a profile, which will let you see your application status and any communications. If you already have a profile with us, you can log in to check status. Need Help? If you have a disability and need assistance with the application, you can request a reasonable accommodation. Send an email to Accessibility (accommodation requests only; other inquiries won't receive a response). Regular or Temporary: Regular Language Fluency: English (Required) Work Shift: 1st shift (United States of America) Please review the following job description: The Cybersecurity Senior Risk Advisory Manager II serves as the lead risk partner for the Corporate Cybersecurity group within Enterprise Technology, reporting directly to the Business Unit Risk Executive (BURE) for Enterprise Technology. The BURE reports to the Chief Information Officer for Truist. This role serves as a strategic advisor and subject matter expert responsible for effectively and proactively identifying, mitigating, managing, reporting and escalating risks within their oversight portfolio, and also contributes to effective risk management for Enterprise Technology and Truist Bank. This position will be responsible for leading a high performing team of risk advisor and governance & reporting professionals to support the execution of enterprise risk programs and focusing with the business on existing and emerging risks. Responsible for providing thought leadership, insight and advice and support for strong risk management practices in alignment with the firm's risk appetite and the assigned business unit's strategic & financial plan. Acts as a delegate to the Business Unit Risk Executive with stakeholders, including senior leadership, risk management organization, other front line risk teams, auditors or regulators. Essential Duties and Responsibilities Following is a summary of the essential functions for this job. Other duties may be performed, both major and minor, which are not mentioned below. Specific activities may change from time to time. Engage in risk management activities with the line of business, proactively identifying existing and emerging risks, evaluating the significance of the risks, and providing support in managing acceptance or mitigation of the identified risks. Lead a team of risk advisors responsible for executing the responsibilities of various operations and enterprise risk programs in accordance with the program requirements (I.e.: Risk control self-assessments, issues management). Assist business line leadership with identifying, assessing, controlling, mitigating, and communicating risks associated with business processes and decisions. Provide oversight and governance to the assigned business unit regarding its control environment. Support the business in the development of Key Performance Indicators (KPIs) and Key Risk Indicators (KRIs). Provide risk management support and oversight for change activities (both business and regulatory change). Provide oversight and support for open risk, audit and regulatory issues. Evaluate the root cause, the corrective action plans and work with business partners and advisor team to successfully implement and document remediation. Support the business for all audit and regulatory exam engagements. Communicate with assigned business unit's leadership regarding activities, trends, and events pertaining to risk, regulatory, audit and loan review activities. Promote various risk initiatives and their supporting metrics. Qualifications Required Qualifications: The requirements listed below are representative of the knowledge, skill and/or ability required. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions. Bachelor's degree in Business, Finance or science/academic field, or equivalent education and related training or experience. 12+ years of risk management experience in financial services or related field, and/or equivalent education, training and experience. 10+ years of leadership experience. Subject matter expertise in assigned/specified line of business. Broad risk and regulatory knowledge with an emphasis on: Credit, Market, Liquidity, Compliance, Operational, Reputation and Strategic Risks. Strong leadership and communication skills. Ability to think critically and strategically, multi-task, and drive change. Strong quantitative, governance, and analytic abilities. Ability to provide effective challenge to senior leaders and business partners. Demonstrated proficiency in basic computer applications, such as Microsoft Office software products. Ability to travel, occasionally overnight. Preferred Qualifications: 1.Master's degree in Finance or Business equivalent. 2.Professional designations such as Certified Information Systems Auditor (CISA), Certified in Risk and Information Systems Control (Information Systems Audit and Control Association) (CRISC), Certified Project Manager (CPM). Certified Information Systems Security Professional (CISSP), Certified Cloud Security Professional (CCSP) 3.Strategic business and financial planning experience. Experience with audit processes and techniques. General Description of Available Benefits for Eligible Employees of Truist Financial Corporation: All regular teammates (not temporary or contingent workers) working 20 hours or more per week are eligible for benefits, though eligibility for specific benefits may be determined by the division of Truist offering the position. Truist offers medical, dental, vision, life insurance, disability, accidental death and dismemberment, tax-preferred savings accounts, and a 401k plan to teammates. Teammates also receive no less than 10 days of vacation (prorated based on date of hire and by full-time or part-time status) during their first year of employment, along with 10 sick days (also prorated), and paid holidays. For more details on Truist's generous benefit plans, please visit our Benefits site. Depending on the position and division, this job may also be eligible for Truist's defined benefit pension plan, restricted stock units, and/or a deferred compensation plan. As you advance through the hiring process, you will also learn more about the specific benefits available for any non-temporary position for which you apply, based on full-time or part-time status, position, and division of work. Truist is an Equal Opportunity Employer that does not discriminate on the basis of race, gender, color, religion, citizenship or national origin, age, sexual orientation, gender identity, disability, veteran status, or other classification protected by law. Truist is a Drug Free Workplace. EEO is the Law Pay Transparency Nondiscrimination Provision E-Verify

Jump Trading Group is committed to world class research. We empower exceptional talents in Mathematics, Physics, and Computer Science to seek scientific boundaries, push through them, and apply cutting edge research to global financial markets. Our culture is unique. Constant innovation requires fearlessness, creativity, intellectual honesty, and a relentless competitive streak. We believe in winning together and unlocking unique individual talent by incenting collaboration and mutual respect. At Jump, research outcomes drive more than superior risk adjusted returns. We design, develop, and deploy technologies that change our world, fund start-ups across industries, and partner with leading global research organizations and universities to solve problems. We are seeking an experienced and driven Risk Manager to join our global team. In this role, you will play a critical role in ensuring the safety, efficiency, and operational reliability of our trading activities across multiple asset classes. This position is ideal for seasoned professionals with strong risk management expertise, technical skills, and proven experience operating at a high bar within high-pressure environments. This is a 4-day workweek role, with one weekend day (Saturday or Sunday) as part of your schedule. During onboarding and training, you'll initially work a standard Monday-Friday week before transitioning to the 4-day schedule (Wednesday-Saturday or Sunday-Wednesday). Candidates must be comfortable with and prepared for this arrangement. Flexibility and reliability to support weekend trading are essential to success in this role. What You'll Do: Take ownership of daily and real-time risk monitoring across multiple asset classes, developing insights and strategies to address risk exposures related to trading activities. Partner with stakeholders in trading, clearing, technology, treasury, and compliance teams globally. Serve as a vital communication and coordination touchstone for risk-related initiatives between regions. Use your expertise in Python, SQL, and Excel to manage and analyze large datasets, develop risk reporting tools, and create automation solutions that improve operational workflows. Support daily clearing activities, including trade reconciliation, break resolution, and the optimization of post-trade workflows across various venues and asset classes. Take an active role in cross-functional projects focused on enhancing existing risk and operational workflows. Identify inefficiencies, implement process improvements, and ensure documentation stays up-to-date. Other duties as assigned or needed Skills You'll Need: At least 7 years of relevant experience in risk management, financial operations, or trading at a high-performance organization such as a hedge fund, asset manager, proprietary trading firm, or investment bank. Bachelor's degree in a quantitative, technical, or business-related field; advanced certifications (e.g., CFA, FRM) are a plus. Hands-on experience with at least one major asset class (e.g., Equities, Treasuries, Futures, FX, or Options), with a strong desire to expand your multi-asset risk capabilities. Strong proficiency in Excel (using pivot tables, v-lookups, etc.); experience with Python (including libraries such as Pandas, NumPy, SciPy) and SQL is highly valued. Experience with Linux/Unix environments is a plus. Strong ability to interpret complex financial datasets, design reporting tools, and optimize processes through automation. Proven ability to collaborate across disciplines and communicate clearly with technical and non-technical audiences. Thrives in fast-paced, dynamic environments. Eager to learn and take ownership of responsibilities with efficient prioritization skills. Reliable and predictable availability Bonus Points: Experience with post-trade clearing systems or break resolution Familiarity with risk modeling or analytics (such as VaR, factor models, or portfolio analysis) Experience with Linux/Unix environments or in 24/7 trading operations

About the Team The Governance, Risk, and Compliance (GRC) team sits at the core of our mission to ensure our technology benefits humanity safely and securely. We provide security assurances and robust compliance frameworks for our technology, people, and products. Our mission is to build trust with the world in our products and company. Our work is technical yet highly operational, strategically aligning with security and engineering teams to navigate and mitigate risks proactively. We prioritize impact, enable innovation, and foster a culture of continuous compliance and security awareness. About the Role As a Supply Chain Security Analyst within the GRC team, you will play a crucial role in protecting our organization against external risks posed by suppliers, vendors, partners, and hardware manufacturers. Your responsibilities will include conducting comprehensive security assessments, building a program to manage global supply chain risks, and driving security initiatives across all of our third-party relationships. You will be analytical, detail-oriented, and proactive, capable of translating complex security evaluations into clear, actionable strategies. This role requires exceptional organizational skills, the ability to effectively communicate across different business functions, and a strong commitment to operational excellence in a dynamic environment. This role can be based in San Francisco, Seattle, New York or Washington DC. We use a hybrid work model of 3 days in the office per week and offer relocation assistance to new employees. In this role, you will: Execute detailed information security risk assessments on third-party vendors, suppliers, partners, and hardware suppliers. Develop, build, and continuously improve the security supply chain risk management function at OpenAI. Develop, propose, and implement effective controls to mitigate identified supply chain risks. Conduct thorough evaluations utilizing penetration tests, security questionnaires, architectural reviews, hardware security analyses, and direct interviews to accurately gauge third-party security maturity. Advise internal teams and external suppliers on security requirements, providing remediation strategies to address gaps. Build and maintain collaborative partnerships with key internal stakeholders including Infrastructure Security, Product, Engineering, Legal, Procurement, and Threat Intelligence to ensure comprehensive security coverage of the hardware and third-party supply chain. Streamline and automate supply chain security processes to increase efficiency and reduce manual overhead. Continuously monitor emerging threats and trends within the industry, assessing their potential impact on our supply chain. You might thrive in this role if you have: Proven experience conducting third-party or supply chain security assessments, including building and scaling a supply chain security program. An in-depth understanding of information security principles and controls, including data protection, access management, proactive and reactive security measures, and application security. Strong technical and analytical skills, with a demonstrated ability to identify and assess risks from external incidents and industry breaches. Familiarity with workflow optimization tools such as Zip, Jira, or ServiceNow. A passion for integrating new AI technologies into your solutions. Exceptional verbal and written communication skills with the capability to clearly articulate complex security concepts to diverse audiences. A proactive mindset and desire to own and drive security initiatives within a fast-paced environment. Knowledge of key security frameworks and standards such as ISO-27001, NIST 800-53, SOC 2, and understanding of key regulatory requirements such as the Trade Agreement Act (TAA) About OpenAI OpenAI is an AI research and deployment company dedicated to ensuring that general-purpose artificial intelligence benefits all of humanity. We push the boundaries of the capabilities of AI systems and seek to safely deploy them to the world through our products. AI is an extremely powerful tool that must be created with safety and human needs at its core, and to achieve our mission, we must encompass and value the many different perspectives, voices, and experiences that form the full spectrum of humanity. We are an equal opportunity employer, and we do not discriminate on the basis of race, religion, color, national origin, sex, sexual orientation, age, veteran status, disability, genetic information, or other applicable legally protected characteristic. For additional information, please see OpenAI's Affirmative Action and Equal Employment Opportunity Policy Statement. Qualified applicants with arrest or conviction records will be considered for employment in accordance with applicable law, including the San Francisco Fair Chance Ordinance, the Los Angeles County Fair Chance Ordinance for Employers, and the California Fair Chance Act. For unincorporated Los Angeles County workers: we reasonably believe that criminal history may have a direct, adverse and negative relationship with the following job duties, potentially resulting in the withdrawal of a conditional offer of employment: protect computer hardware entrusted to you from theft, loss or damage; return all computer hardware in your possession (including the data contained therein) upon termination of employment or end of assignment; and maintain the confidentiality of proprietary, confidential, and non-public information. In addition, job duties require access to secure and protected information technology systems and related data security obligations. To notify OpenAI that you believe this job posting is non-compliant, please submit a report through this form. No response will be provided to inquiries unrelated to job posting compliance. We are committed to providing reasonable accommodations to applicants with disabilities, and requests can be made via this link. OpenAI Global Applicant Privacy Policy At OpenAI, we believe artificial intelligence has the potential to help people solve immense global challenges, and we want the upside of AI to be widely shared. Join us in shaping the future of technology.

The position is described below. If you want to apply, click the Apply Now button at the top or bottom of this page. After you click Apply Now and complete your application, you'll be invited to create a profile, which will let you see your application status and any communications. If you already have a profile with us, you can log in to check status. Need Help? If you have a disability and need assistance with the application, you can request a reasonable accommodation. Send an email to Accessibility (accommodation requests only; other inquiries won't receive a response). Regular or Temporary: Regular Language Fluency: English (Required) Work Shift: 1st shift (United States of America) Please review the following job description: The Operational Risk Management Programs Risk Officer I is a subject matter expert responsible for the development, implementation and execution of the Scenario Analysis and CCAR operational risk program. This includes facilitating complex cross-functional initiatives that enable the proactive management of operational risks. ESSENTIAL DUTIES AND RESPONSIBILITIES: Following is a summary of the essential functions for this job. Other duties may be performed, both major and minor, which are not mentioned below. Specific activities may change from time to time. Provide guidance, subject matter expertise, and oversight over the Scenario Analysis & CCAR program. Participate in the oversight, execution and documentation of scenario analysis exercises that ensure appropriate identification, assessment, monitoring, reporting, and mitigation operational risk at Truist. Assist in forecasting of operational risk losses as part of routine CCAR processes. Assist in ensuring program components meet regulatory expectations and are aligned with industry best practices. Develop and maintain effective working relationships with stakeholders in all Business Units and second-line functions related to scenario exercises and Operational Risk CCAR-related activities. Stay abreast of material and emerging risks, issues related to Risk Management, business process automation and design and other relevant disciplines and incorporate new learning into work processes. QUALIFICATIONS: Required Qualifications: The requirements listed below are representative of the knowledge, skill and/or ability required. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions. Bachelor's Degree or an equivalent combination of education and experience. 7 years of banking or related management experience. Strong analytical and problem-solving skills. Proficiency in data analysis and/or risk modeling. Possess and demonstrate strong operational risk management knowledge, leadership and decision-making skills. Excellent interpersonal skills with the ability to develop and maintain collaborative relationships with multiple stakeholders and interact effectively with all levels of management. Strong verbal and written communication skills, with the ability to present issues, observations, and recommendations Adept with Microsoft Office products Preferred Qualifications: Master of Business Administration, Risk Management, or relevant Master's degree. Graduate of Leadership Development Program, Banking School, or equivalent industry training program Direct experience with Operational Risk Losses and/or CCAR stress testing and regulatory requirements. General Description of Available Benefits for Eligible Employees of Truist Financial Corporation: All regular teammates (not temporary or contingent workers) working 20 hours or more per week are eligible for benefits, though eligibility for specific benefits may be determined by the division of Truist offering the position. Truist offers medical, dental, vision, life insurance, disability, accidental death and dismemberment, tax-preferred savings accounts, and a 401k plan to teammates. Teammates also receive no less than 10 days of vacation (prorated based on date of hire and by full-time or part-time status) during their first year of employment, along with 10 sick days (also prorated), and paid holidays. For more details on Truist's generous benefit plans, please visit our Benefits site. Depending on the position and division, this job may also be eligible for Truist's defined benefit pension plan, restricted stock units, and/or a deferred compensation plan. As you advance through the hiring process, you will also learn more about the specific benefits available for any non-temporary position for which you apply, based on full-time or part-time status, position, and division of work. Truist is an Equal Opportunity Employer that does not discriminate on the basis of race, gender, color, religion, citizenship or national origin, age, sexual orientation, gender identity, disability, veteran status, or other classification protected by law. Truist is a Drug Free Workplace. EEO is the Law Pay Transparency Nondiscrimination Provision E-Verify

Company Background As a leading financial technology firm, we leverage cutting-edge technology to deliver liquidity to global markets as well as innovative, transparent trading solutions and industry standard-setting analytics tools to our clients. As a market maker, Virtu provides deep liquidity that helps to create more efficient markets around the world. Our market structure expertise, broad diversification, and execution technology enables us to provide competitive bids and offers in over 19,000 securities, at over 235 venues, in 36 countries worldwide. Virtu offers a dynamic, meritocratic environment with a flat hierarchy. No finance background is necessary or expected. This is a great opportunity for the right candidate to kick start a career in the financial technology space. The Role Join Virtu's dynamic risk team, where you'll play a critical role in safeguarding our multi-business line operations through comprehensive risk monitoring and evaluation. This position offers the opportunity to work at the intersection of technology, trading, and risk management while collaborating with diverse teams across our global organization. Key Responsibilities: Monitor daily trading risk across multiple business lines using proprietary GUIs and risk management systems Coordinate cross-functional projects involving onboarding, trade support, relationship management, development, and trading teams Oversee business continuity planning initiatives and implementation Evaluate and adjust client trading limits on both daily and permanent bases Review and enhance risk policies, processes, and procedures to ensure operational excellence Collaborate with global counterparts to optimize firmwide risk processes and share best practices Support ongoing evaluation and improvement of market access controls and credit/capital control frameworks Maintain continuous communication with business units to ensure real-time risk awareness Required Qualifications: Bachelor's degree required; Master's degree preferred 2-5 years of experience in trade support, counterparty risk, or trading risk management Strong project management skills with ability to balance daily operational tasks and strategic initiatives Excellent interpersonal and communication skills for cross-functional collaboration Proficiency in Microsoft Office Suite and Confluence Ability to work on-site in our office environment Preferred Qualifications: Equities market knowledge and relevant securities licenses SQL and Python programming experience Experience with risk management systems and trading platforms Virtu Financial is an equal opportunity employer, committed to a diverse and inclusive workplace, welcoming you for who you are and does not discriminate on the basis of race, national origin, gender, gender identity, sexual orientation, protected veteran status, disability, age, or other legally protected status.