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Banco Santander BrazilBoston, MA
Risk Operations Strategy & Transformation-Center of Excellence (CoE) Country: United States of America Your Journey Starts Here: Santander is a global leader and innovator in the financial services industry. We believe that our employees are our greatest asset. Our focus is on fostering an enriching journey that empowers you to explore diverse career opportunities while nurturing your personal growth. We are committed to creating an environment where continuous learning and development are prioritized, enabling you to thrive both professionally and personally. Here, you will find ample opportunities to connect and collaborate with talented colleagues from around the world, sharing insights and driving innovation together. Join us at Santander, where you are supported by a culture of engagement and a commitment to your success. An exciting journey awaits, if you are interested in exploring the possibilities We Want to Talk to You! What you will gain Our Summer Internship Program, beginning in June 2026, provides immersive training and introduction to Santander. You will be combining this training with practical experience on both technical and interpersonal skills, helping your development during the internship. The 2026 Santander Summer Internship Program is for undergraduate students who have an expected graduation date between December 2026 and May/June 2027. Santander US is a nationwide business with locations across the country. This position is located in Quincy, MA, Boston, MA, Dallas, Miami. The base pay range for this position is posted below and represents the annualized salary range. For hourly positions (non-exempt), the annual range is based on a 40-hour work week. The exact compensation may vary based on skills, experience, training, licensure and certifications and location. Salary: $67,600/year Before applying, please keep in mind that our internship program does not offer any relocation assistance. What we offer you You will be given exposure to the innerworkings of one largest financial institutions in the world. Working with best-in-class teams and contributing to projects that drive innovation across the organization. As part of the internship program, you will participate in structured professional development opportunities, create connections with peers and meet leaders across Santander. As an intern for the Santander US Process Center of Excellence (CoE), you'll gain insight into how business process management drives operational efficiency at a large financial institution. You'll support projects involving process documentation, redesign, and governance, with exposure to process analytics and dashboard development. You'll learn how governance, design, and data insights come together to support end-to-end process improvement. Responsibilities of the Risk Operations Strategy & Transformation Process CoE internship role may include but are not limited to Assist process analysts and engineers in documenting and maintaining the enterprise process catalog (business, management, and support processes). Support the creation of process maps, standards, and governance documentation. Contribute to process improvement initiatives by researching process methodologies, tools, and best practices Assist in development of process learner journeys and career paths for process analysts & engineers Help develop process ownership catalog, maturity metrics, and optimization KPIs. Assist with building presentations, dashboards, and reports to communicate process improvement opportunities. Participate in special projects related to process design, analysis, and innovation within Technology & Operations (T&O) that include use of business process optimization tools, robotic process automation (RPA), large language models (LLMs) and agentic AI. Collaborate with the Process Intelligence & Analytics team to develop insights and visualizations for decision-making. What we are looking for An undergraduate student with an expected graduation date between either December 2026 or May/June 2027. Area of Study: Business, Engineering, Information Systems, Data Analytics, or related fields. Cumulative GPA is 3.0 or above. Demonstrates intellectual curiosity and courage. Strong English communication skills both written and spoken required. Analytical thinkers with a strong attention to detail. Organized and able to manage time and multiple tasks efficiently. Ability to work independently on special projects. Ability to effectively contribute to a team environment. It would be nice to have Coursework in or exposure to accounting, finance, process management, organizational design, or business analytics. (Preferred) Experience in Visio, Miro, Power BI, or other visualization tools; large. (Preferred) Exposure to business process optimization tools, robotic process automation (RPA), large language models (LLMs), or agentic AI. (Preferred) What Else You Need To Know: The base pay range for this position is posted below and represents the annualized salary range. For hourly positions (non-exempt), the annual range is based on a 40-hour work week. The exact compensation may vary based on skills, experience, training, licensure and certifications and location. Link to Santander Benefits: Santander Benefits - 2025 Santander OnGoing/NH eGuide (foleon.com) Risk Culture: We embrace a strong risk culture and all of our professionals at all levels are expected to take a proactive and responsible approach toward risk management. EEO Statement: At Santander, we value and respect differences in our workforce. We actively encourage everyone to apply. Santander is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, genetics, disability, age, veteran status or any other characteristic protected by law. Working Conditions: Frequent minimal physical effort such as sitting, standing and walking is required for this role. Depending on location, occasional moving and lifting light equipment and/or furniture may be required. Employer Rights: This job description does not list all of the job duties of the job. You may be asked by your supervisors or managers to perform other duties. You may be evaluated in part based upon your performance of the tasks listed in this job description. The employer has the right to revise this job description at any time. This job description is not a contract for employment and either you or the employer may terminate your employment at any time for any reason. What To Do Next: If this sounds like a role you are interested in, then please apply. We are committed to providing an inclusive and accessible application process for all candidates. If you require any assistance or accommodation due to a disability or any other reason, please contact us at TAOps@santander.us to discuss your needs.

Posted 30+ days ago

FalconX logo
FalconXNew York City, NY
Impact: As a Risk Manager, Market and Credit on the Risk Team, you will play a crucial role in managing and mitigating market and credit risks across FalconX. Your expertise will help ensure the firm's financial stability and operational resilience by safeguarding against potential market fluctuations and credit exposures. Responsibilities: Create, develop, and execute strategies to manage firm-wide market and credit risks effectively by collaborating with trading, finance, and other relevant teams. Conduct comprehensive assessments of firm-wide market and credit risks, identifying potential vulnerabilities and developing strategies to mitigate these risks. Monitor and analyze market trends, price movements, and credit metrics to ensure adequate risk management under various market conditions. Develop and implement risk metrics and monitoring tools to assess the firm's market and credit exposure, ensuring accurate and timely reporting. Perform stress testing and scenario analysis to evaluate the firm's resilience to adverse market conditions and potential worst-case scenarios related to market and credit. Stay informed about industry trends, regulatory changes, and emerging risks in market and credit management, providing actionable insights to inform risk management strategies. Prepare detailed risk reports for senior management, highlighting key market and credit exposures, trends, and performance metrics. Ensure compliance with relevant regulations and internal risk policies, particularly those affecting market and credit risk management, and update practices accordingly. Identify opportunities to enhance risk management processes, including automation of risk assessment and reporting procedures, and implement internal controls to safeguard against operational risks. Continuously update your knowledge of risk management practices, financial instruments, and technologies related to market and credit. Success: As the Risk Manager, Market and Credit, you will contribute to building robust in-house capabilities for market and credit risk management, streamlining processes, and ensuring real-time, accurate risk information is available to all stakeholders. Demonstrate passion for working in a dynamic business environment, with enthusiasm to learn and grow within the digital assets industry. Collaborate effectively with all teams to achieve optimal financial outcomes for the organization. Exhibit strong multitasking abilities, work efficiently under pressure, prioritize tasks, and manage workload to meet internal needs. Required Qualifications: Bachelor's degree in Finance, Economics, or a related field, with 5-7+ years of experience in risk management, focusing on market and credit risk. Experience working in a financial institution or financial services start-up. Strong analytical skills and attention to detail, with the ability to interpret complex financial data. Self-motivated, with great initiative and the ability to work independently. Maintain a high level of accuracy in all tasks. Strong verbal and written communication skills, with the ability to present complex concepts clearly. Preferred Qualifications: Proficiency in programming languages such as Python, SQL, or R, with a focus on financial modeling and analysis. Experience with market and credit risk management tools and software. Prior experience in the cryptocurrency market is advantageous but not required. Base pay for this role is expected to be between $153,000 - $207,000 USD for New York City. This expected base pay range is based on information at the time this post was generated. This role will also be eligible for other forms of compensation such as a performance-linked bonus, equity, and a competitive benefits package. Actual compensation for a successful candidate will be determined based on a number of factors such as location, skillset, experience, and qualifications.

Posted 4 days ago

Dexis Online logo
Dexis OnlineWashington, DC
About the Position This credit analyst will be tasked with being an expert in a variety of financial products and financial principles and concepts of the private sector with limited guidance from supervisors required. The Senior Credit Risk Analyst serves as the senior credit risk analyst for financial transactions. The incumbent is responsible for conducting or assisting with credit risk assessments for proposed projects. In addition, the incumbent assists and/or leads the research and preparation of reports on economic and political environments in foreign countries, reviews new applications for financing, approval paper drafting, and executes other functions. The consultant will be stationed in the office in Washington, DC. Responsibilities Conduct credit review, analysis, and processing (80%) Gather and review due diligence documents from clients, providing feedback to origination officers. Spread financial statements from partners, borrowers, and sponsors, or prepare requests to the internal stakeholders. Assist or lead in the preparation of financing approval papers, ensuring proper formatting of data. Review newly submitted financing applications, identify parties requiring Character Risk Due Diligence (CRDD), and summarize conclusions. Travel to support transactions as necessary. Conduct country and sector-specific research (20%) Research and summarize the economic and political environment in foreign countries where proposed projects are located. Research and summarize the industrial sector relevant to proposed projects. Conduct research and writing of Market Assessments. Prepare Country Due Diligence briefing materials for project team overseas trips. Qualifications The Senior Credit Risk Analyst shall engage in complex credit risk assessment and transaction structuring, requiring a high level of expertise and judgment. Experience conducting credit review, analysis, and processing. Ability to obtain a Public Trust Clearance. Structuring guarantees and transactions aligned with strategic development priorities Assessing credit risk and other facets of risk for transactions deploying partial credit guarantees and other tools in various sectors Evaluating financial markets and private business development and identifying business opportunities in targeted regions Preparing and presenting screening memos, credit papers, and investment proposals to relevant committees. Providing training to Investment Officers on credit risk, credit methods and templates. Performing other related duties as required.

Posted 30+ days ago

Floqast logo
FloqastNew York City, NY
FloQast is seeking a Governance, Risk, and Compliance (GRC) Manager to play a critical role in advancing our global compliance and information security programs. This role goes beyond maintaining checklists - you will shape and scale a program that enables trust, operational excellence, and long-term growth. You will partner cross-functionally with leadership and teams across the business to embed best-in-class security, privacy, and compliance practices into how FloQast operates. You will take the strategic objectives set by leadership and translate them into actionable projects, driving execution in collaboration with stakeholders across the organization. The Compliance team at FloQast ensures the company maintains adherence to key security and privacy frameworks including SOC 1, SOC 2, ISO27001, ISO 27701, and ISO 42001. We serve as trusted advisors and program drivers-collaborating daily with stakeholders across Product, Engineering, Security, and Operations-to anticipate risks, build scalable controls, and support the company's mission with a culture of accountability and transparency. Visa sponsorship is NOT available at this time What You'll Do Manage a team to drive the development and maintenance of policies, control objectives, standards, controls, processes, and guidelines. Be an advocate for compliance best practices and the point of contact for stakeholders from departments throughout the company. This role has management/supervisory responsibilities over junior employees. Own and evolve the internal controls framework, ensuring new and existing controls are effectively designed, documented, tested, and continuously improved. Partner with business and technical leaders to embed compliance and risk management into day-to-day operations, balancing business enablement with regulatory obligations. Drive audit readiness and execution by leading preparation for annual SOC 1, SOC 2, and ISO assessments-coordinating stakeholders, reviewing evidence, and managing auditor relationships. Develop and maintain policies and standards that align with industry best practices, regulatory requirements, and FloQast's evolving business model. Proactively monitor compliance performance, performing root cause analyses for identified issues and overseeing remediation efforts. Serve as a trusted advisor and advocate for security and compliance, engaging with teams across the company to foster a strong risk-aware culture. Lead cross-functional initiatives in support of new business initiatives, customer requirements, and continuous improvement projects. Support customer assurance activities, including completion of security questionnaires and participation in customer discussions. What You'll Bring 4+ years of risk and compliance experience, with minimum of 1 year experience managing a team to successfully facilitate regulatory compliance. Proven experience with security, privacy, and compliance frameworks such as SOC 1, SOC 2, ISO 27001, ISO 27701, PCI, or HIPAA. Strong understanding of information security and privacy principles, including how to operationalize them in a SaaS environment. Exceptional communication and relationship-building skills with the ability to influence stakeholders at all levels. Experience leading information technology or information security audits. Nice To Haves/Other Familiarity with NIST, CIS, or other security frameworks. Experience in a high-growth SaaS or software development environment. Track record of driving cross-functional initiatives that improved compliance maturity or reduced risk. A collaborative, entrepreneurial mindset with the ability to thrive in a fast-paced, dynamic environment. Certification preferred in one of the following: CompTIA, CISSP, CISA, CISM, Cloud platforms such as AWS, Azure or GCP #LI-JP1 #LI-remote The base pay range for this position is $110,000 - $166,000. Compensation is not limited to base salary. FloQast values our Total Rewards, and offers a competitive and elaborate Benefits Package including, but not limited to, Medical, Dental, Vision, Family Forming benefits, Life & Disability Insurance, and Unlimited Vacation. FloQast reserves the right to amend, change, alter, and revise pay ranges and benefits offerings at any time. All applicants acknowledge that by applying to this position you understand that this specific pay range is contingent upon meeting the qualifications and requirements of the role, and for the successful completion of the interview selection and process. It is at the Company's discretion to determine what pay is provided to a candidate within the range associated with the role. About FloQast: FloQast is the leading Accounting Transformation Platform in accounting workflow automation created by actual former accountants for accountants. By streamlining and modernizing daily accounting tasks, FloQast helps teams collaborate more effectively and complete their work with greater efficiency and precision. This cloud-based, AI-powered software is trusted by over 3,000 accounting teams, including those at Snowflake, Twilio, Instacart, and The Golden State Warriors-and continues to grow. Our mission is to continuously elevate the accounting profession, enhancing both its practice and perception. Our values act as a guiding compass, shaping every decision we make, and are non-negotiable, particularly in our hiring process. Alongside our employees, partners, and customers, we embody these values every day: Unwaveringly Authentic Ambitious with Integrity Empowered to Grow Committed to Collaboration Customer Obsessed in All Ways FloQast is regularly rated as a Best Place to Work! Inc. Magazine's Best Workplaces in 2024, 2023, 2022, and 2021 Best Places to Work by LA Business Journal since 2017 (that's 8 years!) Built In's Best Place to Work in Los Angeles 6 years in a row! Because we are Customer Obsessed in All Ways, check out what our customers have to say about FloQast on G2 Crowd. If this aligns closely with what you are looking for, hit "Apply" and come join our growing team! FloQast, Inc is committed to operating fair and unbiased recruitment procedures allowing all applicants an equal opportunity for employment, free from discrimination on the basis of religion, race, sex, age, sexual orientation, disability, color, ethnic or national origin, or any other classification as may be protected by applicable law. We aim to recruit the right people for the jobs we have to offer, and to assess applications on the basis of relevant skills, education, and experience. We welcome people of different backgrounds, experiences, abilities, and perspectives. We are an equal opportunity employer and strive to provide a professional and welcoming workplace for all employees. Link to AI Usage Policy: HERE

Posted 2 weeks ago

Acrisure logo
AcrisureAustin, TX
Job Description Job Title: Manager, Third Party Risk Manager Department: Office of Enterprise Risk Management Reports To: Head of Operational Risk Management Do you have a positive attitude? Are you organized and detail-oriented? Do you take personal responsibility for your work and career, and work well in a team? If you're ready to work for a company that recognizes excellence and promotes from within, then look no further than Acrisure. About Us: Acrisure is a fintech financial services leader and among the world's top 10 insurance brokerages. Acrisure has grown from $38 million to more than $5 Billion in revenue since 2013 and deploys the best of Human and Artificial Intelligence (AI) at scale to reimagine financial service product distribution. As of December 2024, Acrisure employees over 19,0000 employees across twenty-two countries. Led by co-founder, CEO, and President Greg Williams, Acrisure provides a broad array of insurance and financial-related solutions, including commercial property and casualty, personal lines and employee benefits insurance, asset management, real estate services, cyber services, and payroll. Acrisure's massively valuable, high-margin distribution network combines the strength of trusted advisors with growth and efficiency enabled by AI. Our office is conveniently located in Downtown Grand Rapids at the exciting Studio Park complex. Our company is seeking motivated, organized, and positive employees to join our team. We are currently looking to add our team with an exciting opportunity as the Manager, Third-Party Risk Management. This position reports directly to the Head of Operational Risk and requires both strategic and tactical problem resolution skills. Essential Duties and Responsibilities: Design and implement a best-in-class third-party risk management framework, including vendor identification, evaluation and selection, risk assessment, risk decision, contracting and procurement, and reporting and record-keeping. Own the third-party lifecycle process, including onboarding, risk tiering, contract reviews, ongoing monitoring, and exit strategies. Partnering with 'first line' teams to provide guidance and oversight in the assessment of third parties, including new and existing third-party relationships, by embedding good risk practices and finding solutions to problems, identifying risks and recommending controls. Playing a key role in the management of third-party related risk incidents and issues that occur. Supporting the development and implementation of a third-party risk policy, standards, procedures, training materials, key risk indicators, key performance indicators and appetite statements. Conducting in-depth reviews of different areas of the business and reporting on third-party risk matters to oversight committees, internal stakeholders and external stakeholders. Analyze the business processes to evaluate the effectiveness of the relevant third-party controls. Lead and document due diligence processes (e.g., questionnaires, risk reviews). Promote development of educational guidance & resources. Ensure quality standards are achieved in development and maintenance of program documentation. Collaborate with legal and compliance teams to address regulatory requirements. Act as a liaison with regulatory bodies, auditors, and other external stakeholders regarding risk management practices and compliance matters. Identify, track, and escalate vendor-related incidents or issues; manage risk remediation plans. Competencies: To perform this job successfully, an individual must be able to perform each essential duty satisfactorily. The requirements listed below are representative of the knowledge, skill, and/or ability required. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions. Working knowledge of commercial insurance, preferred Minimum of 7-10 years of experience in third party risk management, vendor governance, or enterprise risk Bachelor's or advanced degree in a relevant field (e.g., Risk Management, Business Administration). Sufficient breadth and depth of Third-Party Risk Management experience to make critical assessments and sound business decisions Strong knowledge of relevant regulations and industry standards. Excellent leadership and team management skills. Effective communication and interpersonal skills. Ability to build dashboards, executive reports, and board-level summaries. Comfortable presenting KRI/KPIs, risk heatmaps, and issue trends Technology Skills: Proficiency in Microsoft Office applications (Word, Excel, PowerPoint, Outlook) Experience with third-party assessment platforms (i.e. OneTrust, AuditBoard, etc.) GRC implementation experience Other Qualifications: Ability to contribute to a collaborative environment by consistently demonstrating teamwork, high motivation, positive behavior, and effort to achieve goals and objectives Self-motivated and driven Maintain a sense of urgency and ability to work with and meet deadlines Ability to be flexible and adaptable, as priorities can pivot and shift depending on the needs of the organization Demonstrates excellent time management and organization skills Attention to detail and commitment to a high level of accuracy The ability to multi-task, prioritize, work independently, and use discretion surrounding sensitive information Ability to maintain a professional demeanor and positive attitude Demonstrated success in designing and implementing corporate-wide risk management systems and reporting for complex, multi-faceted organizations Excellent verbal and written communication skills including the ability to interact effectively with all levels of management Identify, assess, and prioritize operational risks affecting the organization and provide key operational risk insights Physical Demands: The physical demands described here are representative of those that must be met by an employee to successfully perform the essential functions of this job. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions. High finger dexterity while typing documents and forms Occasionally lift up to 20 lbs. Work Environment: The work environment characteristics described here are representative of those an employee encounters while performing the essential functions of this job, and reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions. Work is done in a temperature-controlled, non-smoking office. Workstations are cubicles with moderately high sides. The noise level in the work environment is usually moderate. Candidates should be comfortable with an on-site presence to support collaboration, team leadership, and cross-functional partnership. Benefits and Perks: Competitive compensation Generous vacation policy, paid holidays, and paid sick time Medical Insurance, Dental Insurance, and Vision Insurance (employee-paid) Company-paid Short-Term and Long-Term Disability Insurance Company-paid Group Life insurance Company-paid Employee Assistance Program (EAP) and Calm App subscription Employee-paid Pet Insurance and optional supplemental insurance coverage Vested 401(k) with company match and financial wellness programs Flexible Spending Account (FSA), Health Savings Account (HSA) and commuter benefits options Paid maternity leave, paid paternity leave, and fertility benefits Career growth and learning opportunities …and so much more! Please note: This list is not reflective of all benefits. Enrollment waiting periods or eligibility criteria may apply to certain benefits. Offerings may vary based on subsidiary entity or geographic location. Making a lasting impact on the communities it serves, Acrisure has pledged more than $22 million through its partnerships with Corewell Health Helen DeVos Children's Hospital in Grand Rapids, Michigan, UPMC Children's Hospital in Pittsburgh, Pennsylvania and Blythedale Children's Hospital in Valhalla, New York. At Acrisure, we firmly believe that an inclusive workforce drives innovation, creativity, and ultimately, our collective success. We recruit, hire, employ, train, promote, and compensate individuals based on job-related qualifications and abilities. Acrisure also has a longstanding policy of providing a work environment that respects the dignity and worth of each individual and is free from all forms of employment discrimination. Acrisure also provides reasonable accommodation to qualified individuals with disabilities or based on a sincerely held religious belief, in accordance with applicable laws. If you need to inquire about an accommodation, or need assistance with completing the application process, please email leaves@acrisure.com. California residents can learn more about our privacy practices for applicants by visiting the Acrisure California Applicant Privacy Policy available at www.Acrisure.com/privacy/caapplicant. Welcome, your new opportunity awaits you. #LI-MV1 #LI-Onsite Pay Details: The base compensation range for this position is $112,000 - $151,000. This range reflects Acrisure's good faith estimate at the time of this posting. Placement within the range will be based on a variety of factors, including but not limited to skills, experience, qualifications, location, and internal equity. Acrisure is committed to employing a diverse workforce. All applicants will be considered for employment without attention to race, color, religion, age, sex, sexual orientation, gender identity, national origin, veteran, or disability status. California residents can learn more about our privacy practices for applicants by visiting the Acrisure California Applicant Privacy Policy available at www.Acrisure.com/privacy/caapplicant. To Executive Search Firms & Staffing Agencies: Acrisure does not accept unsolicited resumes from any agencies that have not signed a mutual service agreement. All unsolicited resumes will be considered Acrisure's property, and Acrisure will not be obligated to pay a referral fee. This includes resumes submitted directly to Hiring Managers without contacting Acrisure's Human Resources Talent Department.

Posted 30+ days ago

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Thornburg Investment Management, Inc.Santa Fe, NM
Apply Description Thornburg is a global investment firm delivering on strategy for institutions, financial professionals and investors worldwide. The privately held firm, founded in 1982, is an active, high-conviction manager of fixed income, equities, and multi-asset solutions. As an independent firm, Thornburg can take on a wide range of opportunities, explore ideas thoroughly and work across strategies to deliver consistent risk-adjusted outperformance over the long term. The firm attracts free-thinking professionals who are eager to pursue investment outcomes beyond the confines of popular wisdom. From nimble operational capabilities to principles and actions fitting of a global citizen, Thornburg's world-class investment platform and team are aligned on strategy to serve investors. Primary Job Function: The Senior Analyst, Portfolio Analytics and Risk (Senior Buy- Side Risk Quant) is a member of the Portfolio Analytics and Risk group integrated within the Investment Team. This position is responsible for the development, enhancement, and support of risk, performance, and opportunity-set analytics for funds and strategy portfolios. The position is responsible for data quality and on-going production process maintenance, in collaboration with internal teams and external data/analytics vendors. The position is also responsible for defining and implementing best practices in the use of Portfolio Analytics and Risk tools and protocols by the broad Investment Team. The primary focus of the Portfolio Analytics group is to implement and carry out the quantitative aspects of Thornburg's risk management and portfolio construction processes, across equity and fixed income strategies. The Senior Analytics, Portfolio Analytics and Risk, will work closely with the members of the group, and sometimes with other teams across the organization to contribute to broad portfolio oversight. Additional stakeholders served by this position could include Distribution, Operations, Fund Accounting, HR, CEO and other roles. This role will help the team maintain and expand the end-user analytics delivery platform housed in Power BI, as well as build and maintain the underlying reports and data processes in FactSet and other systems. The Senior Analyst will also use PA tools, as well as onboard new tools as necessary, to fill scheduled and ad hoc requests for risk/performance/opportunity/optimization analysis from the Investment team. The role is responsible for preparing and delivering research notes, preparing the standardized risk packets, leading scheduled risk meetings with portfolio managers, and facilitating the ongoing quantitative refinement of the portfolios' Philosophy and Process documents. The role relies on the excellent knowledge of equity and fixed income analytics and portfolio management concepts, as well as formal training in statistical and quantitative aspects of investment analysis. Importantly, the role also requires an ability to convey complex statistical, portfolio analytics, and risk management concepts and processes to the members of client-facing teams at Thornburg. An active interest in acquiring new fundamental knowledge and practical analytics skills is highly encouraged. Duties & Responsibilities: Generate and implement new ideas to further improve client outcomes through quantitative analysis of portfolio construction, performance, and risk. Develop actionable insights into funds' risk profiles and performance, both for scheduled risk meetings and on an ad hoc basis. Monitor portfolio risk and performance; detect, investigate, and communicate anomalies. Collaborate with PM teams to facilitate the ongoing quantitative refinement of the portfolios' Philosophy and Process documents. Lead special initiatives that are of strategic importance for the team. Support and improve the team's production process and ensure data quality/timeliness for risk and performance analytics. Develop and prepare reporting materials and dashboards to evaluate risk across the firm's equity and fixed income investment platform. Research peer positioning, exposures, and performance using internal and third-party tools. Work with internal stakeholders to identify use cases and effectively leverage data. Review and analyze operational data to compile into reports and/or presentations. Navigate the firm to effectively complete tasks. Develop consultative partnerships with internal teams and leaders to understand their strategic objectives, key performance indicators, and reporting requirements. Contribute to the achievement of function or business unit objectives. Support data-driven decision-making. Conduct complex analyses and reporting for general business operations, initiatives, and strategic/operational activities. Collaborate with and support senior leaders and their teams to ensure analytical and reporting needs are aligned with business and operational needs. Requirements Strong academic track record; a degree in finance, economics, mathematics, or similar. Graduate degree in the above and a CFA/FRM designation is strongly preferred. At least 5 years of experience with a focus on equity and fixed income portfolio analytics, security setup and pricing, performance reporting, portfolio optimization, and quantitative market risk commentary. Extensive hands-on experience with FactSet and Bloomberg is required; experience with Investortools Perform, Intex, and Microsoft Power BI is preferred. Expert and up-to-date knowledge of statistical/quantitative approaches to investment analysis and portfolio construction. A level of comfort with programming languages such as R, Python, C#, and VBA is expected. Attention to detail is essential given the importance of communicating correct information to investors and other members of the investment team. Ability to organize, manage multiple tasks, prioritize effectively, meet deadlines, and deliver high quality, error-free work in a fast-paced environment. Ability to conduct research in a collaborative team environment. Ability to deliver independent projects with limited supervision. Grace under pressure; ability to adapt. Inherent skepticism about data and outputs. Excellent written, oral, and interpersonal communication skills. An attitude of continuous learning. Job Benefits: Medical, dental, and vision coverage. Employer 401(k) safe harbor and profit-sharing contributions. Work/life programs such as flexible work arrangements, flexible paid time off, paid parental leave, employee assistance plan, commuter benefits, student loan repayment program, education reimbursement program. Community involvement opportunities. Onsite cafeteria. Onsite fitness center. Referral program. Santa Fe is the capital of New Mexico. Founded in 1610 and nicknamed "The City Different," Santa Fe captures hearts and minds with its museums, restaurants, theater, opera, and adobe-style architecture. With an average of over 300 sunny days per year and picturesque landscape, it's no wonder that outdoor activities such as skiing and hiking in "The Land of Enchantment" attract visitors from around the world. All qualified applicants will receive consideration for employment without regard to age, race, color, religion, sex, national origin, disability, gender, gender identity or protected veteran status.

Posted 3 weeks ago

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Truist Financial CorporationRichmond, VA
The position is described below. If you want to apply, click the Apply Now button at the top or bottom of this page. After you click Apply Now and complete your application, you'll be invited to create a profile, which will let you see your application status and any communications. If you already have a profile with us, you can log in to check status. Need Help? If you have a disability and need assistance with the application, you can request a reasonable accommodation. Send an email to Accessibility (accommodation requests only; other inquiries won't receive a response). Regular or Temporary: Regular Language Fluency: English (Required) Work Shift: 1st shift (United States of America) Please review the following job description: The Business Unit Risk Specialist engages with Business Unit stakeholders, primarily within Corporate Banking, Commercial Banking, and Specialized Industries Lending, in its management of risks and controls as well as its execution of risk program requirements. Execute, facilitate, and/or monitor execution of Risk Program requirements (e.g., RCSA, Issues Management, Internal/External Loss Events, KRIs, etc.) for high complexity areas within the Business Unit. Provide risk advice and influence to assigned Business Unit. Aggregate, integrate, correlate, and report risks for the assigned Business Unit. Identify and opine on remediation to address weaknesses related to inadequate or failed processes, people, and systems, or external events and ensure effective remediation. Essential Duties and Responsibilities Following is a summary of the essential functions for this job. Other duties may be performed, both major and minor, which are not mentioned below. Specific activities may change from time to time. Provide risk advice and serve as risk Subject Matter Expert (SME) to assigned Business Unit across all risk types to promote and strengthen compliance with applicable regulations, policies, procedures, and risk program requirements. Partner with first- and second-line defense teammates across highly complex business areas in identifying, escalating and in remediating risk control gaps to ensure compliance with Enterprise Risk Management programs and policy. Monitor and report on emerging risks potentially impactful to Business Unit partners and Truist. Execute processes and record retention routines necessary to ensure Business Unit compliance with enterprise risk monitoring requirements. Understand Business Unit goals, provide risk management expertise in strategic projects and seek engagement from appropriate peers for guidance and input. Other activities and special projects, as deemed required. Qualifications Required Qualifications: The requirements listed below are representative of the knowledge, skill and/or ability required. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions. Bachelor's degree in Accounting, Business, Finance or related field, or equivalent education and related training. 5+ years of experience in a financial institution with emphasis on risk management or equivalent work experience and training, and/or equivalent education, training and experience. Experience in compliance and operational risk mitigation and remediation. Strong communication, interpersonal, presentation and negotiation skills. Proven leadership and management skills. Strong time management and organizational skills adaptable to a dynamic and complex work environment; Capable of handling multiple projects concurrently. Demonstrated proficiency in basic computer applications, such as Microsoft Office software products. Ability to travel, occasionally overnight Preferred Qualifications: Corporate Banking, Commercial Banking, and/or Specialized Industries experience. Demonstrated proficiency in identifying operational, reputational, and technology risks. Strong written and oral communication skills along with excellent decision making and judgment skills. Comfortable operating in an environment with a high degree of change. Experience in issues management (Identification, Remediation Planning, Management and Closure). Experience with Risk Control Self-Assessment to include documentation and evaluation of process, risks, and controls. Experience in Audit and/or Exam management. Proficiency and knowledge in ARCHER GRC Platform is a plus. The annual base salary for this position is $105,000-$135,000 General Description of Available Benefits for Eligible Employees of Truist Financial Corporation: All regular teammates (not temporary or contingent workers) working 20 hours or more per week are eligible for benefits, though eligibility for specific benefits may be determined by the division of Truist offering the position. Truist offers medical, dental, vision, life insurance, disability, accidental death and dismemberment, tax-preferred savings accounts, and a 401k plan to teammates. Teammates also receive no less than 10 days of vacation (prorated based on date of hire and by full-time or part-time status) during their first year of employment, along with 10 sick days (also prorated), and paid holidays. For more details on Truist's generous benefit plans, please visit our Benefits site. Depending on the position and division, this job may also be eligible for Truist's defined benefit pension plan, restricted stock units, and/or a deferred compensation plan. As you advance through the hiring process, you will also learn more about the specific benefits available for any non-temporary position for which you apply, based on full-time or part-time status, position, and division of work. Truist is an Equal Opportunity Employer that does not discriminate on the basis of race, gender, color, religion, citizenship or national origin, age, sexual orientation, gender identity, disability, veteran status, or other classification protected by law. Truist is a Drug Free Workplace. EEO is the Law Pay Transparency Nondiscrimination Provision E-Verify

Posted 30+ days ago

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BRP Group, Inc.Latham, NY
Effective Coverage provides the multi-family housing industry with the tools to succeed in meeting their Tenant Risk Management initiatives. From satisfying the insurance needs of residential tenants, to protecting property owners with comprehensive risk management solutions, we are designed to be a leader in the industry. This position is demonstrated by our state-of-the-art insurance management system that affords residents exceptional coverage at a great price, and property owners the peace of mind that their residents are protected in the event of a loss. The firm was founded with great respect for the value that experience brings to business. On average, our principals possess over 15 years of experience in the insurance industry. Our experience has allowed us to deliver best practices with a high level of individualization. Job Description Effective Coverage is hiring! We are looking for both entry level and experienced Insurance Sales Agents. We offer paid training and an innovative compensation program in addition to a generous base salary. The ideal candidate is fun-loving, hard-working, and loves to help people. This is a fantastic opportunity to get involved from the ground up at a rapidly growing enterprise business. Effective Coverage manages the insurance requirements for national apartment owners. As an Insurance Sales Agent you will speak to residents of these apartments through multiple channels, including phone, email, and chat. You will be given warm leads (no cold-calling!) and plenty of opportunities to cross-sell. You will be offered a generous base pay plus commission on additional policies sold. We are looking for the best of the best and fully believe in promoting from within. We are looking for licensed sales agents, but willing to train the right candidate. Effective Coverage: Effective Coverage partners with the nation's largest operators and insurers of single- and multi-family apartment portfolios and manages their renters' insurance compliance programs. Effective Coverage is our parent company which provides insurance agency services. LeaseTrack is a subsidiary of Effective Coverage, created for clients looking for a Saas solution. These two brands work together to meet the needs of residents and real estate owners and operators who have a vested interest in minimizing the risk of resident-caused claims. The uniqueness of our team is driven by our group's diversity. We each bring our own story which creates a very special environment for creativity, fun, strategy, and success. Your Duties: Provide a top-notch, exceptional customer service experience from beginning to end Offer expert policy recommendations to generate sales Cross-sell, develop, and close sales opportunities First-call resolution: Properly address the customer's need the first time they call by being thorough, and eliminating the need for a call-back Create, send, and edit new insurance applications to customers Meet and exceed Key Performance Indicators (KPls) and service level agreements (SLAs) in your daily work Collaborate with other operations teams to ensure first-call resolution and a seamless customer experience Schedule follow-ups on outstanding requirements for customers Requirements: Property and Casualty License 3 years experience in selling insurance Strong written and verbal communication skills Strong interpersonal skills Background in financial services or insurance a plus Fluency in Spanish a plus Perks: Competitive compensation; available Health and Dental Insurance, Health Savings Account, and Simple IRA plan A great atmosphere with a positive workplace culture Flexible PTO and Time Off Opportunities for paid training, mentorship, and coaching from leadership Inclusive workplace culture #LI-JW2 #LI-REMOTE Click here for some insight into our culture! The Baldwin Group will not accept unsolicited resumes from any source other than directly from a candidate who applies on our career site. Any unsolicited resumes sent to The Baldwin Group, including unsolicited resumes sent via any source from an Agency, will not be considered and are not subject to any fees for any placement resulting from the receipt of an unsolicited resume.

Posted 30+ days ago

CareBridge logo
CareBridgeNew Hyde Park, NY
Risk Adjustment Actuarial Analyst II - Advanced Analytics On-Site Requirement: Hybrid 1; This role requires associates to be in-office 1 - 2 days per week, fostering collaboration and connectivity, while providing flexibility to support productivity and work-life balance. This approach combines structured office engagement with the autonomy of virtual work, promoting a dynamic and adaptable workplace. Alternate locations may be considered if candidates reside within a commuting distance from an office. Please note that per our policy on hybrid/virtual work, candidates not within a reasonable commuting distance from the posting location(s) will not be considered for employment, unless an accommodation is granted as required by law. The Risk Adjustment Actuarial Analyst II - Advanced Analytics is responsible for completing projects and performing complex actuarial studies related to risk adjustment analytics in both the Medicaid and Medicare Advantage lines of business. How You Will Make an Impact Primary duties may include, but are not limited to: Analyzes and develops SAS and SQL programming to support Medicaid and Medicare Advantage risk adjustment initiatives. Performs data mining and data-driven analyses to evaluate historical program performance and to inform current operating decisions. Prepares management reports for risk adjustment related projects. Collects and documents reporting and programming requirements from internal and external requestors to ensure that the team is meeting reporting needs and facilitates seamless data transfer. Develops ad hoc risk adjustment reports using SAS and SQL as needed. Attends and actively participates in internal risk adjustment analytics and risk adjustment operations meetings. Participates in peer-to-peer review process to reduce report writing errors and rework. Minimum Requirements: Requires a BA/BS degree and to have passed a minimum of three Society of Actuaries (SOA) or Casualty Actuarial Society (CAS) actuarial exams and a minimum of 1-year related experience; or any combination of education and experience, which would provide an equivalent background. Preferred Skills, Capabilities, and Experiences: 1 year or more of risk adjustment analytics experience for government programs strongly preferred. Proficiency in SAS and SQL or experience using other programming languages and an aptitude and desire to learn these programming languages quickly. Proven written and verbal communication skills in a collaborative environment. For candidates working in person or virtually in the below location(s), the salary* range for this specific position is $71,136 to $134,784 annually. Locations: Colorado, Illinois, New Jersey, Maryland, Minnesota, and New York In addition to your salary, Elevance Health offers benefits such as, a comprehensive benefits package, incentive and recognition programs, equity stock purchase and 401k contribution (all benefits are subject to eligibility requirements). The salary offered for this specific position is based on a number of legitimate, non-discriminatory factors set by the Company. The Company is fully committed to ensuring equal pay opportunities for equal work regardless of gender, race, or any other category protected by federal, state, and local pay equity laws. The salary range is the range Elevance Health in good faith believes is the range of possible compensation for this role at the time of this posting. This range may be modified in the future and actual compensation may vary from posting based on geographic location, work experience, education and/or skill level. Even within the range, the actual compensation will vary depending on the above factors as well as market/business considerations. No amount is considered to be wages or compensation until such amount is earned, vested, and determinable under the terms and conditions of the applicable policies and plans. The amount and availability of any bonus, commission, benefits, or any other form of compensation and benefits that are allocable to a particular employee remains in the Company's sole discretion unless and until paid and may be modified at the Company's sole discretion, consistent with the law. Please be advised that Elevance Health only accepts resumes for compensation from agencies that have a signed agreement with Elevance Health. Any unsolicited resumes, including those submitted to hiring managers, are deemed to be the property of Elevance Health. Who We Are Elevance Health is a health company dedicated to improving lives and communities - and making healthcare simpler. We are a Fortune 25 company with a longstanding history in the healthcare industry, looking for leaders at all levels of the organization who are passionate about making an impact on our members and the communities we serve. How We Work At Elevance Health, we are creating a culture that is designed to advance our strategy but will also lead to personal and professional growth for our associates. Our values and behaviors are the root of our culture. They are how we achieve our strategy, power our business outcomes and drive our shared success - for our consumers, our associates, our communities and our business. We offer a range of market-competitive total rewards that include merit increases, paid holidays, Paid Time Off, and incentive bonus programs (unless covered by a collective bargaining agreement), medical, dental, vision, short and long term disability benefits, 401(k) +match, stock purchase plan, life insurance, wellness programs and financial education resources, to name a few. Elevance Health operates in a Hybrid Workforce Strategy. Unless specified as primarily virtual by the hiring manager, associates are required to work at an Elevance Health location at least once per week, and potentially several times per week. Specific requirements and expectations for time onsite will be discussed as part of the hiring process. The health of our associates and communities is a top priority for Elevance Health. We require all new candidates in certain patient/member-facing roles to become vaccinated against COVID-19 and Influenza. If you are not vaccinated, your offer will be rescinded unless you provide an acceptable explanation. Elevance Health will also follow all relevant federal, state and local laws. Elevance Health is an Equal Employment Opportunity employer and all qualified applicants will receive consideration for employment without regard to age, citizenship status, color, creed, disability, ethnicity, genetic information, gender (including gender identity and gender expression), marital status, national origin, race, religion, sex, sexual orientation, veteran status or any other status or condition protected by applicable federal, state, or local laws. Applicants who require accommodation to participate in the job application process may contact elevancehealthjobssupport@elevancehealth.com for assistance. Qualified applicants with arrest or conviction records will be considered for employment in accordance with all federal, state, and local laws, including, but not limited to, the Los Angeles County Fair Chance Ordinance and the California Fair Chance Act.

Posted 4 days ago

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Barings Corp.Charlotte, NC
At Barings, we are as invested in our associates as we are in our clients. We recognize those who work diligently for us and reward them for personal and professional integrity, communication skills, distinct competencies and expertise in specific strategies, ability to collaborate as a team member and true dedication to the interests of our clients. We thank you for your interest in joining the Barings team, and invite you to explore our current employment opportunities. Title: Director, Portfolio & Risk Analytics Department: Portfolio Solutions & Analytic s Location: Charlotte, NC / Boston, MA Barings is a leading global financial services firm dedicated to meeting the evolving investment and capital needs of our clients and customers. Through active asset management and direct origination, we provide innovative solutions and access to differentiated opportunities across public and private capital markets. A subsidiary of MassMutual, Barings maintains a strong global presence with business and investment professionals located across North America, Europe, and Asia Pacific. Job Summary The Portfolio Solutions & Analytics team at Barings is seeking a professional to support the Portfolio & Risk Analytics group. The role will be focused on quantitative and risk analytics to help the investment teams make informed decisions in the areas of asset allocation and risk management. The ideal candidate will have a combination of 7+ years of experience with quantitative and risk analytics focused on public fixed income credit markets. A successful candidate has an understanding of public fixed income credit markets as well as expertise with multi-asset class risk models. Familiarity with various risk metrics and financial risk modeling is required (credit risk, market risk, and liquidity risk). Primary Responsibilities Effectively communicate primary drivers of risk and performance, as well as the ability to discuss risk factor analysis for portfolios Develop new risk & analytics tools to support the investment platforms Conduct research and present relevant findings to stakeholders and senior management Provide ad hoc quantitative analysis to various stakeholders Aggregate, manipulate, and translate data into useful solutions to help drive decision making Participate in strategy meetings with portfolio managers Qualifications Degree in a quantitative discipline (Math, Engineering, Computer Science, Economics) 7+ years of experience in public fixed income markets and/or quantitative and risk analytics Curious, self-starter with an interest in continual professional and personal development Strong communication skills, written and verbal, in order to collaborate effectively across internal and external teams Familiarity with buy side market risk platforms Ability to communicate technical concepts to non-technical audiences Experience with programming languages: Python, SQL, Matlab, R Prior management experience is a plus Experience working with insurance clients is a plus Barings is an Equal Employment Opportunity employer; Minority/Female/Age/Sexual Orientation/Gender Identity/Individual with Disability/Protected Veteran. We welcome all persons to apply. Barings offers a comprehensive benefits package including: CORE BENEFITS & WELLNESS Medical (including Virtual Care), Prescription, Dental, and Vision Coverage Fitness Center Reimbursement Program (Including Online Memberships) Employee Assistance Program (EAP) Fertility Benefits FINANCIAL WELL-BEING Highly competitive 401(k) Plan with Company Match Health Savings Account (HSA) with Company Contributions Flexible Spending Accounts (FSA) - Health Care & Dependent Care Retirement Health Reimbursement Account LIFE INSURANCE Basic and Supplemental Life Insurance Spouse and Child Life Insurance TIME OFF, DISABILITY AND LEAVE OF ABSENCE Paid Vacation, Sick Days and Annual Holidays Paid Leave of Absences (Maternity Leave, Parental Leave, Caregiver Leave, Bereavement Time) Short and Long Term Disability Plans Paid Volunteer Time OTHER BENEFITS Education Assistance Program Charitable Matching Gifts Program Commuter Reimbursement Program Adoption and Surrogacy Reimbursement Program

Posted 30+ days ago

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Texas Capital Bancshares, Inc.Dallas, TX
Texas Capital is built to help businesses and their leaders. Our depth of knowledge and expertise allows us to bring the best of the big firms at a scale that works for our clients, with highly experienced bankers who truly invest in people's success - today and tomorrow. While we are rooted in core financial products, we are differentiated by our approach. Our bankers are seasoned financial experts who possess deep experience across a multitude of industries. Equally important, they bring commitment - investing the time and resources to understand our clients' immediate needs, identify market opportunities and meet long-term objectives. At Texas Capital, we do more than build business success. We build long-lasting relationships. Texas Capital provides a variety of benefits to colleagues, including health insurance coverage, wellness program, fertility and family building aids, life and disability insurance, retirement savings plans with a generous 401K match, paid leave programs, paid holidays, and paid time off (PTO). Headquartered in Dallas with offices in Austin, Fort Worth, Houston, Richardson, Plano and San Antonio, Texas Capital was recently named Best Regional Bank in 2024 by Bankrate and was named to The Dallas Morning News' Dallas-Fort Worth metroplex Top Workplaces 2023 and GoBankingRate's 2023 list of Best Regional Banks. For more information about joining our team, please visit us at www.texascapitalbank.com. Brief Overview of Position As part of the Enterprise Risk Management (ERM) team assist the Head of Risk Programs and ERM Risk & Compliance Manager with the management and facilitation of the Risk Oversight Steering Team (ROST) process and Products and Services Lifecycle. ROST is comprised of stakeholders from each risk category that are responsible for identifying and assessing the risks with proposed initiatives and projects with specific focus on products and services. Interact with co-workers to monitor and report on the effectiveness of risk management activities across the company. Responsibilities Coordinate with the ERM Risk & Compliance Manager on ROST reviews by intake submissions from project teams and recommend a risk assessment approach as part of the Go to Market (GTM) and Products & Services Lifecyle process. Coordinate completion of the risk assessment for initiatives by gathering and reviewing feedback from all impacted risk categories including Accounting and Legal to deliver to project team. Maintain tracking and provide regular reporting on the status of various initiatives through the ROST process. Prepare and distribute reporting on the status of initiatives going through the ROST process for internal management reporting and materials for the Executive Risk Committee and Risk Committee of the Board of Directors. Facilitate development and implementation of playbook for risk assessment of initiatives supporting Texas Capital Securities. Assist LOB/Project managers, Enterprise Finance and Technology with addressing risk concerns and governance routines including preparation for executive management forums Participate as needed in ongoing project and/or lifecycle forums with Finance and Technology. Assist in developing process flows and procedures to support management routines including use of Archer Perform other duties or projects assigned to support management of enterprise risk activities. Qualifications Minimum of 5 years of experience of products and services offered in the financial industry Bachelor's degree in Business-related field or equivalent combination of education, training and experience; relevant graduate degree a plus. Knowledge of regulatory requirements including risk assessments of complicated banking products, risk management frameworks, financial reporting, corporate governance, process improvement, project management, and/or regulatory requirements preferred. Experience with broker dealer including requirements of U.S. Securities and Exchange Commission (SEC), Financial Industry Regulatory Authority (FINRA) and Municipal Securities Rulemaking Board a plus. Experience in project management or similar background; prefer experience in the financial services industry preferably with Texas Capital or at large or regional banks. Strong interpersonal skills with ability to establish positive working relationships throughout the organization across all lines of business and functional teams. Demonstrated ability in communicating effectively, both verbally and written. Ability to work independently and collaborate with others to meet project deadlines. Strong organizational skills and detail-oriented to handle diverse and concurrent assignments. Certification in audit, risk, project management or compliance a plus. Experience with Archer or similar enterprise risk management applications is preferred. Strong Microsoft application knowledge (Excel, Word, PowerPoint, and Outlook) and aptitude for grasping and using various software applications. Experience with Archer or similar enterprise risk management applications is preferred. The duties listed above are the essential functions, or fundamental duties within the job classification. The essential functions of individual positions within the classification may differ. Texas Capital Bank may assign reasonably related additional duties to individual employees consistent with standard departmental policy.Texas Capital is an Equal Opportunity Employer.

Posted 30+ days ago

Morgan Stanley logo
Morgan StanleyNew York, NY
Morgan Stanley is a leading global financial services firm providing a wide range of investment banking, securities, investment management and wealth management services. The Firm's employees serve clients worldwide including corporations, governments, and individuals from more than 1,200 offices in 43 countries. As a market leader, the talent and passion of our people is critical to our success. Together, we share a common set of values rooted in integrity, excellence, and strong team ethic. Morgan Stanley can provide a superior foundation for building a professional career - a place for people to learn, to achieve and grow. A philosophy that balances personal lifestyles, perspectives and needs is an important part of our culture. The National Risk Officer is responsible for a wide variety of supervisory, compliance and risk functions. In conjunction with the Senior Risk Officer (SRO) and the Associate/Regional Risk Officer (ARRO/RRO), the National Risk Officer has accountability for maintaining a consistent controlled environment through adherence of business ethics and practices and adherence to all applicable Federal, State and Local laws, Morgan Stanley Wealth Management policies, and other regulations. Additionally, the National Risk Officer keeps the Market and Region informed of significant matters and is a non-revenue sharing position that has dual reporting to the Head of the Centralized Review Unit (CRU) and the Associate Regional Risk Officer (ARRO). Finally, this position will support various risk and supervisory functions for a single Market and/or multiple Markets within a single Region and may provide Risk Officer coverage for functions specific to a single Market, a single Branch, or multiple branches within a Region. DUTIES AND RESPONSIBILITIES: Primarily responsible for all risk, supervisory, and compliance functions for respective branch location(s) Reviews and responds to a variety of supervisory alerts in a timely and sufficient manner Support increased Risk Officer workload due to remediation requirements, new FA/FAA recruits onboarding, etc. Fill coverage and/or resource gaps resulting from temporary Risk Officer attrition, shortages (e.g., turnover, resignations, etc.) Assist Markets during periods of high-volume supervisory alerts Manages and responds to senior or vulnerable adult, financial exploitation, diminished capacity, or other concerns affecting Morgan Stanley's senior or vulnerable clients Facilitates any supervisory inquiry or process that requires escalation from the Senior Risk Officer (SRO) and/or the Associate/Regional Risk Officer (ARRO/RRO) Provides coaching, guidance, and education to Financial Advisors on policies and procedures to promote risk awareness and a compliant environment Interview clients where necessary, and collaborates with internal partners in Legal, Compliance, Risk and Business to formulate adequate responses to close matters and/or pending supervisory alerts Liaises with the Legal and Compliance Division to respond to customer complaints and litigation Supports the preparation for and response to all branch exams and internal audits, and ensures that any audit findings are appropriately responded to and remediated National Risk Officers may travel to different Markets within the Region to provide support, as needed Bachelor's degree or equivalent work experience Previous industry experience Active Series 7, 8 (or 9 and 10), and 63, 65 (or 66) Other licenses as required for role or by management Strong knowledge of SEC, FINRA Rules and Regs including Investment and Product Knowledge Knowledge of applicable laws and regulations pertaining to senior or vulnerable adult matters preferred Effective written and verbal communication skills Ability to prioritize and resolve complex problems and escalate as necessary Ability to identify issues and trends in order to anticipate change and provide recommended comprehensive solutions and remedies Ability to organize and prioritize tasks and assignments in a deadline-oriented environment Ability to interact with Financial Advisors and clients Excellent judgment and the ability to be discreet in all matters Strong quantitative and analytical skills High motivation and energy with ability to develop strong working relationships A calm demeanor and ability to work on multiple tasks at one time Self-starter with a strong attention to detail Ability to work well with colleagues across a diverse range of working groups in a fast-paced environment Excellent problem-solving and business judgment Strong organizational, planning and time management skills Ability and willingness to voice ideas, in addition to following instructions Proficiency in MS Office, PowerPoint, Excel WHAT YOU CAN EXPECT FROM MORGAN STANLEY: We are committed to maintaining the first-class service and high standard of excellence that have defined Morgan Stanley for over 89 years. Our values - putting clients first, doing the right thing, leading with exceptional ideas, committing to diversity and inclusion, and giving back - aren't just beliefs, they guide the decisions we make every day to do what's best for our clients, communities and more than 80,000 employees in 1,200 offices across 42 countries. At Morgan Stanley, you'll find an opportunity to work alongside the best and the brightest, in an environment where you are supported and empowered. Our teams are relentless collaborators and creative thinkers, fueled by their diverse backgrounds and experiences. We are proud to support our employees and their families at every point along their work-life journey, offering some of the most attractive and comprehensive employee benefits and perks in the industry. There's also ample opportunity to move about the business for those who show passion and grit in their work. To learn more about our offices across the globe, please copy and paste https://www.morganstanley.com/about-us/global-offices into your browser. Expected base pay rates for the role will be between $120,000 and $160,000 per year at the commencement of employment. However, base pay if hired will be determined on an individualized basis and is only part of the total compensation package, which, depending on the position, may also include commission earnings, incentive compensation, discretionary bonuses, other short and long-term incentive packages, and other Morgan Stanley sponsored benefit programs. Morgan Stanley's goal is to build and maintain a workforce that is diverse in experience and background but uniform in reflecting our standards of integrity and excellence. Consequently, our recruiting efforts reflect our desire to attract and retain the best and brightest from all talent pools. We want to be the first choice for prospective employees. It is the policy of the Firm to ensure equal employment opportunity without discrimination or harassment on the basis of race, color, religion, creed, age, sex, sex stereotype, gender, gender identity or expression, transgender, sexual orientation, national origin, citizenship, disability, marital and civil partnership/union status, pregnancy, veteran or military service status, genetic information, or any other characteristic protected by law. Morgan Stanley is an equal opportunity employer committed to diversifying its workforce (M/F/Disability/Vet).

Posted 30+ days ago

Floqast logo
FloqastAustin, TX
FloQast is seeking a Governance, Risk, and Compliance (GRC) Manager to play a critical role in advancing our global compliance and information security programs. This role goes beyond maintaining checklists - you will shape and scale a program that enables trust, operational excellence, and long-term growth. You will partner cross-functionally with leadership and teams across the business to embed best-in-class security, privacy, and compliance practices into how FloQast operates. You will take the strategic objectives set by leadership and translate them into actionable projects, driving execution in collaboration with stakeholders across the organization. The Compliance team at FloQast ensures the company maintains adherence to key security and privacy frameworks including SOC 1, SOC 2, ISO27001, ISO 27701, and ISO 42001. We serve as trusted advisors and program drivers-collaborating daily with stakeholders across Product, Engineering, Security, and Operations-to anticipate risks, build scalable controls, and support the company's mission with a culture of accountability and transparency. Visa sponsorship is NOT available at this time What You'll Do Manage a team to drive the development and maintenance of policies, control objectives, standards, controls, processes, and guidelines. Be an advocate for compliance best practices and the point of contact for stakeholders from departments throughout the company. This role has management/supervisory responsibilities over junior employees. Own and evolve the internal controls framework, ensuring new and existing controls are effectively designed, documented, tested, and continuously improved. Partner with business and technical leaders to embed compliance and risk management into day-to-day operations, balancing business enablement with regulatory obligations. Drive audit readiness and execution by leading preparation for annual SOC 1, SOC 2, and ISO assessments-coordinating stakeholders, reviewing evidence, and managing auditor relationships. Develop and maintain policies and standards that align with industry best practices, regulatory requirements, and FloQast's evolving business model. Proactively monitor compliance performance, performing root cause analyses for identified issues and overseeing remediation efforts. Serve as a trusted advisor and advocate for security and compliance, engaging with teams across the company to foster a strong risk-aware culture. Lead cross-functional initiatives in support of new business initiatives, customer requirements, and continuous improvement projects. Support customer assurance activities, including completion of security questionnaires and participation in customer discussions. What You'll Bring 4+ years of risk and compliance experience, with minimum of 1 year experience managing a team to successfully facilitate regulatory compliance. Proven experience with security, privacy, and compliance frameworks such as SOC 1, SOC 2, ISO 27001, ISO 27701, PCI, or HIPAA. Strong understanding of information security and privacy principles, including how to operationalize them in a SaaS environment. Exceptional communication and relationship-building skills with the ability to influence stakeholders at all levels. Experience leading information technology or information security audits. Nice To Haves/Other Familiarity with NIST, CIS, or other security frameworks. Experience in a high-growth SaaS or software development environment. Track record of driving cross-functional initiatives that improved compliance maturity or reduced risk. A collaborative, entrepreneurial mindset with the ability to thrive in a fast-paced, dynamic environment. Certification preferred in one of the following: CompTIA, CISSP, CISA, CISM, Cloud platforms such as AWS, Azure or GCP #LI-JP1 #LI-remote The base pay range for this position is $110,000 - $166,000. Compensation is not limited to base salary. FloQast values our Total Rewards, and offers a competitive and elaborate Benefits Package including, but not limited to, Medical, Dental, Vision, Family Forming benefits, Life & Disability Insurance, and Unlimited Vacation. FloQast reserves the right to amend, change, alter, and revise pay ranges and benefits offerings at any time. All applicants acknowledge that by applying to this position you understand that this specific pay range is contingent upon meeting the qualifications and requirements of the role, and for the successful completion of the interview selection and process. It is at the Company's discretion to determine what pay is provided to a candidate within the range associated with the role. About FloQast: FloQast is the leading Accounting Transformation Platform in accounting workflow automation created by actual former accountants for accountants. By streamlining and modernizing daily accounting tasks, FloQast helps teams collaborate more effectively and complete their work with greater efficiency and precision. This cloud-based, AI-powered software is trusted by over 3,000 accounting teams, including those at Snowflake, Twilio, Instacart, and The Golden State Warriors-and continues to grow. Our mission is to continuously elevate the accounting profession, enhancing both its practice and perception. Our values act as a guiding compass, shaping every decision we make, and are non-negotiable, particularly in our hiring process. Alongside our employees, partners, and customers, we embody these values every day: Unwaveringly Authentic Ambitious with Integrity Empowered to Grow Committed to Collaboration Customer Obsessed in All Ways FloQast is regularly rated as a Best Place to Work! Inc. Magazine's Best Workplaces in 2024, 2023, 2022, and 2021 Best Places to Work by LA Business Journal since 2017 (that's 8 years!) Built In's Best Place to Work in Los Angeles 6 years in a row! Because we are Customer Obsessed in All Ways, check out what our customers have to say about FloQast on G2 Crowd. If this aligns closely with what you are looking for, hit "Apply" and come join our growing team! FloQast, Inc is committed to operating fair and unbiased recruitment procedures allowing all applicants an equal opportunity for employment, free from discrimination on the basis of religion, race, sex, age, sexual orientation, disability, color, ethnic or national origin, or any other classification as may be protected by applicable law. We aim to recruit the right people for the jobs we have to offer, and to assess applications on the basis of relevant skills, education, and experience. We welcome people of different backgrounds, experiences, abilities, and perspectives. We are an equal opportunity employer and strive to provide a professional and welcoming workplace for all employees. Link to AI Usage Policy: HERE

Posted 2 weeks ago

Aritzia logo
AritziaMurray, UT
THE DEPARTMENT Our Enterprise Risk Management department is responsible for minimizing loss while respecting people, brand and operations. THE OPPORTUNITY With a special focus on merchandise security, our Risk Associate supports the Boutique team in delivering an outstanding customer experience while encouraging a safe and secure store environment. THE JOB As the Risk Associate, you will: Support a safe and secure working environment Minimize the loss of merchandise from all internal and external avenues Champion and coach the store team on the importance of inventory accuracy Safeguard the loss of financial, information and physical assets QUALIFICATIONS As the Risk Associate, you have: 1+ year experience in Loss Prevention / Risk Retail experience is an asset Post-secondary education in a related field THE PERKS Some of the industry-leading benefits you will receive working at Aritzia: Employee Assistance Program- 24/7 support, resources, and information available to you and your family Aspirational Workspace- Every detail is considered to connect to the energy of the culture Talent Mobility Program- From out of town? no problem - we offer a highly supportive relocation program Competitive Pay Packages- A commitment to performance based pay increases and career progression Product Discount- Our famous product discount, online and in store Health Benefits- Comprehensive health, vision and dental packages for eligible employees Extras- A multitude of other perks like dry-cleaning, hotel and restaurant discounts, self-care promos, on-site medical care and more. Health & Safety- Industry-leading health and safety precautions, including on-site screenings, mask and distancing protocols, and cleaning supplies/ ARITZIA Aritzia is an Equal Employment Opportunity employer. Our goal is to be inclusive, diverse, and representative of the communities where we work while creating an environment where every person can enjoy a successful career. This commitment applies to all candidates and employees regardless of race, ethnicity, citizenship, creed, place of origin, religion, sex, gender identity, gender expression, sexual orientation, family status, marital status, disability, age, and any other protected characteristic. Requests for accommodation due to a disability or any other protected characteristic can be made at any stage of the recruitment process and during employment by contacting our People & Culture Team.

Posted 30+ days ago

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Bar Harbor BanksharesHampden, ME
Position Summary: This position is responsible for performing a variety of functions in support of the Bank's CRO & CIO. Responsibilities (Essential): Assists with coordination of legal review and communication, tracks significant defensive litigation, and researches federal and state laws/regulations as needed; Assists departments within the Bank by performing research of legal processes (e.g., subpoenas, summons, garnishments, levies, attachments, writs, etc.) and responding timely to inquiries; Manages all meeting logistics driven by the CRO and CIO, ensuring timely preparation and distribution of meeting materials; Responsible for Risk Management, IT and Operations invoices, ensuring they are accurately captured in the Bank's accounts payable system; Attends meetings driven by the CRO and CIO and record minutes of the same; Prepares reports by collecting and analyzing data; Researches, prioritizes, and follows up on incoming issues and concerns addressed to the CRO/CIO, including those of a confidential or sensitive nature; Works closely and effectively with the CRO and CIO and IT department on special projects as assigned; With oversight from the CRO and CIO, manages the Bank's Vendor Risk Management and Disaster Recovery / Business Continuity Program and associated Analyst; Tracks and ensures all Risk Management and Operations Policies are reviewed periodically as needed; maintains tracking and scheduling materials for Board review. Enthusiastically support the Bank's Guiding Principles and Brand Behaviors; Adhere to federal regulatory requirements, such as the Anti-Money Laundering and Bank Secrecy Acts, and all established policies and procedures. Responsibilities (Marginal): Perform other duties as requested. Required Education & Experience: Minimum of a high school degree or the equivalent. A Paralegal certificate or equivalent experience is strongly preferred. An Associate's or Bachelor's Degree in a relevant area with at least 5 years of experience at a bank or law firm is strongly preferred. Strong organizational, analytical, and written and oral communication skills are required. Must be able to function with a high degree of independence and collaboratively within a team, and be able to use judgment to plan and accomplish goals. Specific areas of knowledge to include: Knowledge and experience working in banking or law firm; Strong research and writing skills (may request writing sample); Strong working knowledge of bank regulatory requirements and industry practices; Knowledge of litigation/legal process (summons, subpoenas, levies, garnishments, attachments, etc.) and vendor contracts; Strong MS Office, including Word, Excel and PowerPoint; Physical Demands and Work Environment: Physical Demands: General office environment. Work Environment: General office environment. Schedule Expectations: Full time. Flexible work hours may be necessary and hours over 40 are expected as required. Required Travel: This position requires travel approximately 10% of work hours. AAP/EEO Statement: Bar Harbor Bank & Trust is an Equal Opportunity Employer, Minority/Female/Disability and Protected Veteran. These are the requirements for an employee to successfully perform the essential functions of this position. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential responsibilities

Posted 4 weeks ago

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Clear Street LLCNew York, NY
About Clear Street: Clear Street is modernizing the brokerage ecosystem. Founded in 2018, Clear Street is a diversified financial services firm replacing the legacy infrastructure used across capital markets. We started from scratch by building a completely cloud-native clearing and custody system designed for today's complex, global market. Our platform is fully integrated with central clearing houses and exchanges to support billions in trading volume per day. We've agonized about our data model abstractions, created horizontal scalability, and crafted thoughtful APIs. All so we can provide a best-in-class experience for our clients. By combining highly-skilled product and engineering talent with seasoned finance professionals, we're building the essentials to compete in today's fast-paced markets. The Team: Your team will own risk across Clear Street's business lines, playing a crucial role in the success of our growing business. As a PB Risk Manager, you will contribute to successfully creating, evolving, and executing risk frameworks and best practices. This is an impactful position that provides the opportunity to expand both your quantitative and client facing skill-sets. You will cover US and international markets, across multi assets portfolios. In this role, you will: Serve as a primary point of contact for clients, engaging in active discussions around portfolio onboarding, risk reviews, and ongoing risk management topics. Monitor intraday and end-of-day risk exposures and margin requirements across client portfolios. Track U.S. and international markets through OMS and risk systems, escalating material issues to senior management as needed. Develop and maintain robust margin, risk, and stress-testing methodologies. Generate and automate ad-hoc reporting to highlight key risk factors and portfolio exposures. Communicate critical risk observations with both senior risk management and external clients. Support ongoing initiatives related to the development and enhancement of the firm's risk and margin platforms. Collaborate with internal stakeholders, including technology and product teams, to improve risk management infrastructure and margin capabilities. Requirements: At least five (5) years of professional experience in prime brokerage risk, trading risk, or related roles covering equities and fixed income, either on the sell-side or buy-side. Should have a minimum of eight (8) years of overall professional experience in financial services Bachelor's degree in Finance, Economics, Mathematics, or Financial Engineering required; Master's degree preferred. Solid understanding of equity and fixed income products, including fundamental options pricing and associated risk measures. Familiarity with regulatory frameworks and capital/margin rules applicable to risk management. Proficiency in Python and SQL preferred. Strong communication skills, with the ability to engage confidently with clients and regulators. Proactive, collaborative, and a strong team player with a high sense of ownership. Demonstrated project management experience and the ability to work closely with engineering and cross-functional teams. Analytical and detail-oriented, with strong quantitative aptitude. Experience in risk policy development and implementation. Familiarity with industry-standard tools such as Bloomberg, ICE, FactSet, etc. We Offer: The Base Salary Range for this role is $175,000 - $250,000. This range is representative of the starting base salaries for this role at Clear Street. Where a candidate falls in this range will be based on job related factors such as relevant experience, skills, and location. This range represents Base Salary only, which is just one element of Clear Street's total compensation. The range stated does not include other factors of total compensation such as bonuses or equity. At Clear Street, we offer competitive compensation packages, company equity, 401k matching, gender neutral parental leave, and full medical, dental and vision insurance. Our belief has always been that we are better as a business when we are all together in person. As such, we are requiring employees to be in the office 4 days per week. In-office benefits include lunch stipends, fully stocked kitchens, happy hours, a great location, and amazing views. Our top priority is our people. We're continuously investing in a culture that promotes collaboration. We help each other through challenges and celebrate each other's successes. We believe that modern workplaces succeed by virtue of having high-performance workforces that are diverse - in ideas, in cultures, and in experiences. We put in the effort to make such a workplace a daily reality and are proud to be an equal opportunity employer. #LI-Hybrid

Posted 30+ days ago

Finastra logo
FinastraAtlanta, GA
Who are we? At Finastra, we are a dynamic global provider of open finance software solutions, dedicated to expanding access to financial services. Our innovative applications span Lending, Payments, Treasury and Capital Markets, and Universal Banking. Proudly serving over 8,000 customers, including 45 of the world's top 50 banks, we aim to boost financial inclusion for all. Join us and be part of a vibrant company that embraces diverse perspectives, and is committed to doing well by doing good. This is a hybrid role with 2 days/week in office requirement (Atlanta/Lake Mary offices). At Finastra, we are building the future of financial services through innovation, collaboration, and cutting-edge technology. We are seeking a detail-oriented and proactive Enterprise Risk Analyst to support the development and execution of our Enterprise Risk Management (ERM) program in a dynamic fintech environment. This role plays a critical part in identifying, assessing, monitoring, and reporting risks across the organization, ensuring alignment with regulatory expectations, customer trust, and Finastra's strategic objectives. Key Responsibilities Risk Identification & Assessment Identify and assess operational, technology, cybersecurity, third-party, and regulatory risks across Finastra's fintech products and services. Conduct risk assessments for new initiatives, product launches, and strategic projects. Partner with ERM stakeholders to test and validate controls across all risk domains Maintain and update the enterprise risk register and risk taxonomy. Risk Monitoring & Reporting Monitor key risk indicators (KRIs), emerging threats, and control performance. Prepare risk dashboards and reports for senior leadership, risk committees, and regulatory stakeholders. Track remediation plans and ensure timely resolution of risk issues. Generate actionable risk insights and trends through analyzing risk data across all ERM programs ERM Framework & Compliance Support the implementation and continuous improvement of Finastra's ERM framework, policies, and procedures. Maintain a comprehensive risk and control library aligned with internal policies, standards, and regulatory requirements. Ensure compliance with applicable fintech regulations (e.g., GLBA, SOX, FFIEC, CFPB, OCC). Align risk practices with industry standards such as ISO 27001, NIST CSF, and COSO ERM. Collaboration & Advisory Partner with product, engineering, compliance, and security teams to embed risk management into business processes and decision-making. Provide actionable risk insights and recommendations to support strategic initiatives. Assist in preparing for audits, regulatory examinations, and client due diligence reviews. Data & Technology Enablement Leverage GRC tools and data analytics to enhance risk visibility, reporting, and decision-making. Support the automation and digitization of risk processes to improve efficiency and scalability with a focus on control testing and generating actionable risk insights. Qualifications Bachelor's degree in Risk Management, Finance, Information Security, Business, or a related field. 3-5 years of experience in enterprise risk, operational risk, compliance, or audit within a fintech, bank, or financial services firm. Strong understanding of regulatory frameworks and risk standards relevant to the financial technology sector. Excellent analytical, problem-solving, and communication skills. Experience with GRC platforms and data visualization tools is a plus. Preferred Certifications CRMA, FRM, CISA, CRCM, or other relevant risk-related certifications. Experience working in a high-growth, agile, or startup environment. We are proud to offer a range of incentives to our employees worldwide. These benefits are available to everyone, regardless of grade, and reflect the values we uphold: Flexibility: Enjoy unlimited vacation, based on your location and business priorities. Hybrid working arrangements, and inclusive policies such as paid time off for voting, bereavement, and sick leave. Well-being: Access confidential one-on-one therapy through our Employee Assistance Program, unlimited personalized coaching via our coaching app, and access to our Gather Groups for emotional and mental support. Medical, life & disability insurance, retirement plan, lifestyle and other benefits* ESG: Benefit from paid time off for volunteering and donation matching. DEI: Participate in multiple DE&I groups for open involvement (e.g., Count Me In, Culture@Finastra, Proud@Finastra, Disabilities@Finastra, Women@Finastra). Career Development: Access online learning and accredited courses through our Skills & Career Navigator tool. Recognition: Be part of our global recognition program, Finastra Celebrates, and contribute to regular employee surveys to help shape Finastra and foster a culture where everyone is engaged and empowered to perform at their best. Specific benefits may vary by location. At Finastra, each individual is unique, bringing their own ideas, thoughts, cultural beliefs, backgrounds, and experiences together. We learn from one another, embrace and celebrate our differences, and create an environment where everyone feels safe to be themselves. Be unique, be exceptional, and help us make a difference at Finastra! Applicants for this position need to be located in the following cities or their immediate surrounding areas: Austin/Lake Mary (Orlando). Due to the requirements of this position, this job posting is not available for, and Finastra will not be considering any applicants who currently reside in New York City or California.

Posted 30+ days ago

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Fidelity National Information ServicesBrown Deer, WI
Position Type : Full time Type Of Hire : Experienced (relevant combo of work and education) Education Desired : Bachelor of Business Administration Travel Percentage : 25 - 50% Job Description The world of finance moves fast. At FIS, we're faster. Our teams are empowered to learn, grow, and make an impact-in their careers and communities. We deliver innovation that advances the way the world pays, banks and invests. If you want to grow personally and professionally, we'd like to know: Are you FIS? About the role: Manage a systematic, proactive process for identification, assessment and correction of actual and potential loss exposures throughout FIS to minimize unintended impact and potential costs from unmitigated business risks while enhancing customer and corporate value. What you will be doing: Manages execution of risk assessment activities and coordination of risk response and program testing and validation to ensure achievement of strategic objectives. Develops, leads, manages and motivates staff. Monitors staff performance, works with Human Resources on issues, works with employees to implement goals and document progress. Develops, implements and maintains systems, procedures and policies. Reviews significant events and advises business owners of action steps required to prevent future recurrence. Documents risk analysis and controls and evaluates control design and continuous control improvement. Manages specific areas of exposure and selects, develops and evaluates personnel to ensure efficient operations. Identifies areas of potential improvement. Develops and maintains knowledge of regulatory requirements. Develops policy, governance and standards. Administers budget. Manages schedules and performance standards. Participates in strategy and business plan development. What you will need: Bachelor's degree or the equivalent combination of education, training, or work experience. May be required to hold certification or equivalent in area managed. Typically requires five to seven years risk management experience. Requires strong management skills, as well as strong organizational, team building, coaching and mentoring skills General business skills, industry knowledge, financial management and planning skills, long-term vision and executive presence Ability to identify, address and resolve employee related issues Strong analytical, statistical and problem solving skills Ability to utilize judgment in decision making process and decisions related to job tasks Excellent skills in communicating ideas both verbally and in written form in a clear, concise and professional manner including presentations Ability to communicate effectively with all levels of management in an organized, professional manner Skill in productivity, planning and workload management Skill in negotiation regarding complex issues Ability to provide information to a variety of audiences and deal effectively with issues that are confidential and sensitive in nature Ability to share information with awareness of its effect on others What we offer you: At FIS, we hire the best. In return, you receive exceptional benefits including: Opportunities to innovate in fintech Tools for personal and professional growth Inclusive and diverse work environment Resources to invest in your community Competitive salary and benefits Privacy Statement FIS is committed to protecting the privacy and security of all personal information that we process in order to provide services to our clients. For specific information on how FIS protects personal information online, please see the Online Privacy Notice. EEOC Statement FIS is an equal opportunity employer. We evaluate qualified applicants without regard to race, color, religion, sex, sexual orientation, gender identity, marital status, genetic information, national origin, disability, veteran status, and other protected characteristics. The EEO is the Law poster is available here supplement document available here For positions located in the US, the following conditions apply. If you are made a conditional offer of employment, you will be required to undergo a drug test. ADA Disclaimer: In developing this job description care was taken to include all competencies needed to successfully perform in this position. However, for Americans with Disabilities Act (ADA) purposes, the essential functions of the job may or may not have been described for purposes of ADA reasonable accommodation. All reasonable accommodation requests will be reviewed and evaluated on a case-by-case basis. Sourcing Model Recruitment at FIS works primarily on a direct sourcing model; a relatively small portion of our hiring is through recruitment agencies. FIS does not accept resumes from recruitment agencies which are not on the preferred supplier list and is not responsible for any related fees for resumes submitted to job postings, our employees, or any other part of our company. #pridepass

Posted 1 week ago

PwC logo
PwCWashington, DC
Industry/Sector Banking and Capital Markets Specialism Financial Risk Management Level Senior Manager Job Description & Summary At PwC, our people in risk and compliance focus on maintaining regulatory compliance and managing risks for clients, providing advice, and solutions. They help organisations navigate complex regulatory landscapes and enhance their internal controls to mitigate risks effectively. In treasury risk management at PwC, you will focus on assessing and mitigating financial risks for clients, assisting in effective cash management and liquidity, and optimising capital allocation strategies. You will provide advice in risk analysis, hedging strategies, and regulatory compliance to help clients navigate the complexities of treasury operations. Growing as a strategic advisor, you leverage your influence, expertise, and network to deliver quality results. You motivate and coach others, coming together to solve complex problems. As you increase in autonomy, you apply sound judgment, recognising when to take action and when to escalate. You are expected to solve through complexity, ask thoughtful questions, and clearly communicate how things fit together. Your ability to develop and sustain high performing, diverse, and inclusive teams, and your commitment to excellence, contributes to the success of our Firm. Examples of the skills, knowledge, and experiences you need to lead and deliver value at this level include but are not limited to: Craft and convey clear, impactful and engaging messages that tell a holistic story. Apply systems thinking to identify underlying problems and/or opportunities. Validate outcomes with clients, share alternative perspectives, and act on client feedback. Direct the team through complexity, demonstrating composure through ambiguous, challenging and uncertain situations. Deepen and evolve your expertise with a focus on staying relevant. Initiate open and honest coaching conversations at all levels. Make difficult decisions and take action to resolve issues hindering team effectiveness. Model and reinforce professional and technical standards (e.g. refer to specific PwC tax and audit guidance), the Firm's code of conduct, and independence requirements. As a member of the Risk & Regulatory Advisory team, you will advise financial institutions on a broad range of credit risk management topics including organization and governance; credit process optimization; risk rating model design, build and implementation; credit regulatory assessments; and Current Expected Credit Losses (CECL) process and tools. You will work on a team evaluating, designing, and implementing credit risk strategies to support our clients in addressing key market challenges. Job Requirements and Preferences: Basic Qualifications: Minimum Degree Required: Bachelor Degree Minimum Years of Experience: 8 year(s) Preferred Qualifications: Degree Preferred: Master Degree Preferred Fields of Study: Business Administration/Management, Statistics, Mathematics, Finance, Economics, Accounting Preferred Knowledge/Skills: Demonstrates extensive-level abilities and/or a proven record of success in how to lead or facilitate relevant project management or client consultations in the areas of credit-related activities and credit risk management, preferably in some combination of the following areas: Leading and/or playing a significant role in commercial and retail lending and credit process redesign initiatives, such as streamlining credit approval processes (including artificial intelligence), better aligning deal team execution and delivery to client segmentation schemes, implementing credit process redesign initiatives (e.g., target operating model for credit lifecycle), redesigning risk management organization or functional responsibilities, enhancing loan review processes, and/or enhancing loss mitigation/recovery processes; Managing credit risk processes, performing underwriting, credit analysis and assigning risk ratings (e.g., single, and dual risk rating frameworks), writing and reviewing risk management policies and procedures, 1st and 2nd line of defense experience; Developing, applying, and validating commercial and retail credit risk methodologies including obligor and facility risk rating (e.g., PD, LGD, EAD) models, pricing models, etc.; Creating and executing design and application of commercial and retail credit risk reporting and analytics in a financial services organization; Possessing knowledge of Allowance for Credit Losses, including methodology, models, and US GAAP requirements under Current Expected Credit Losses (CECL) and knowledge of IFRS 9; Selecting, implementing and/or using commercial and retail credit risk workflow, analytic tools - e.g., Moody's, S&P, nCino, and/or, reporting technologies; Demonstrating familiarity with commercial and retail credit regulatory guidance covering CECL, credit risk review systems, underwriting/annual reviews; and, Possessing completion of a formal credit training program; Demonstrates extensive-level abilities and/or a proven record of success with designing and implementing process improvement solutions, leveraging PC applications including MS Office (Word, Excel, Access, PowerPoint), where applicable, including: Leveraging know-how of a wide range of commercial and retail loan types, including C&I, CRE, ABL, Leasing, Project Finance, Leveraged Lending, fund financing, etc.; Operating successfully as both an individual contributor and team member, identifying and addressing client needs. Preparing, coordinating, and delivering complex written and verbal materials to clients and senior management (e.g., PPT presentations, summary reports/ memos, oral presentations); Supervising teams to create a strong atmosphere of trust, seeking diverse views to encourage improvement and innovation, and coaching staff, including providing timely meaningful written and verbal feedback; Identifying and addressing client needs by building and maintaining trust (e.g., client relationship management); Considering cross-cultural differences, seeking diverse views to encourage improvement and innovation, and fostering a global mindset for the team; Demonstrating experience in working with and managing on-shore and off-shore teams; Demonstrating thorough ability to communicate project goals and objectives, project status and deliverables, building consensus and presenting standard industry practices/point of view effectively; and, Keeping leadership informed of progress and issues. Travel Requirements Up to 60% Job Posting End Date Learn more about how we work: https://pwc.to/how-we-work PwC does not intend to hire experienced or entry level job seekers who will need, now or in the future, PwC sponsorship through the H-1B lottery, except as set forth within the following policy: https://pwc.to/H-1B-Lottery-Policy . As PwC is an equal opportunity employer, all qualified applicants will receive consideration for employment at PwC without regard to race; color; religion; national origin; sex (including pregnancy, sexual orientation, and gender identity); age; disability; genetic information (including family medical history); veteran, marital, or citizenship status; or, any other status protected by law. For only those qualified applicants that are impacted by the Los Angeles County Fair Chance Ordinance for Employers, the Los Angeles' Fair Chance Initiative for Hiring Ordinance, the San Francisco Fair Chance Ordinance, San Diego County Fair Chance Ordinance, and the California Fair Chance Act, where applicable, arrest or conviction records will be considered for Employment in accordance with these laws. At PwC, we recognize that conviction records may have a direct, adverse, and negative relationship to responsibilities such as accessing sensitive company or customer information, handling proprietary assets, or collaborating closely with team members. We evaluate these factors thoughtfully to establish a secure and trusted workplace for all. The salary range for this position is: $124,000 - $280,000, plus individuals may be eligible for an annual discretionary bonus. For roles that are based in Maryland, this is the listed salary range for this position. Actual compensation within the range will be dependent upon the individual's skills, experience, qualifications and location, and applicable employment laws. PwC offers a wide range of benefits, including medical, dental, vision, 401k, holiday pay, vacation, personal and family sick leave, and more. To view our benefits at a glance, please visit the following link: https://pwc.to/benefits-at-a-glance

Posted 30+ days ago

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BRP Group, Inc.Holmdel, NJ
The Baldwin Group is an award-winning entrepreneur-led and inspired insurance brokerage firm delivering expertly crafted Commercial Insurance and Risk Management, Private Insurance and Risk Management, Employee Benefits and Benefit Administration, Asset and Income Protection, and Risk Mitigation strategies to clients wherever their passions and businesses take them throughout the U.S. and abroad. The Baldwin Group has award-winning industry expertise, colleagues, competencies, insurers, and most importantly, a highly differentiated culture that our clients consider an invaluable expansion of their business. The Baldwin Group (NASDAQ: BWIN), takes a holistic and tailored approach to insurance and risk management. POSITION SUMMARY: The Advisor sells new accounts and renews existing accounts in keeping with firm and individual goals. Advisors build and maintain relationships with clients, prospects, the service team, insurance company partners, and centers of influence while identifying and soliciting sales prospects. PRIMARY RESPONSIBILITIES: Presents proposals in a professional manner, reviewing coverages in detail to ensure understanding. Communicates with clients, prospects, insurance company partners, and service team in an articulate and effective manner. Finalizes the sale and collects necessary documents, applications, etc., and briefs the service team on the policy sale. Develops prospects by becoming involved in community affiliations, attending insurance company partner hosted seminars, building and maintaining relationships with industry contacts, engaging in networking events and through referrals from current accounts. Develops information and recommendations for prospective accounts, presents proposals and adheres to firm policies and procedures for writing a new account. Maintains a concern for accuracy, timeliness and completion when interacting with current and prospective clients, the Firm and Insurance Company Partners, to minimize potential for errors and omissions claims while demonstrating strong organizational skills with a high attention to detail. Maintains understanding and knowledge of the insurance industry and underwriting criteria for insurance company partners represented by the firm to effectively communicate to all involved. Positively represents the firm in the community and with our insurance company partners. Performs other functions as assigned by leadership. Looks for opportunities to improve the firm, business segment, and processes. Brings issues and discrepancies to the attention of appropriate leadership. Is expected to meet monthly new business goals. EDUCATION & EXPERIENCE: Maintains all licenses as required by the State Department of Insurance to provide risk management consulting or risk transfer solutions as necessary in states where the firm functions (or be willing and able to obtain all required licenses within the first 90 days of employment).Self-starter with the ability to influence others through effective verbal and written presentation skills. KNOWLEDGE, SKILLS & ABILITIES: Intermediate to advanced knowledge of Microsoft Word, Excel, Publisher, and PowerPoint, and the ability to learn any other appropriate insurance company and firm software programs. Demonstrates core values, exuding behavior that is aligned with corporate culture. OTHER: Fast paced, multi-tasking environment. Travel is required. Lifting up to 10 pounds, with some walking, standing, reaching, and the use of hands for the computer. IMPORTANT NOTICE: This position description is intended to describe the level of work required of the person performing in the role and is not a contract. The essential responsibilities are outlined; other duties may be assigned as needs arise or as required to support the organization. All requirements may be subject to reasonable accommodation to applicants and colleagues who need them for medical or religious reasons. #LI-JK1 Click here for some insight into our culture! The Baldwin Group will not accept unsolicited resumes from any source other than directly from a candidate who applies on our career site. Any unsolicited resumes sent to The Baldwin Group, including unsolicited resumes sent via any source from an Agency, will not be considered and are not subject to any fees for any placement resulting from the receipt of an unsolicited resume.

Posted 30+ days ago

B logo

Risk Operations Strategy & Transformation-Center Of Excellence (Coe)

Banco Santander BrazilBoston, MA

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Job Description

Risk Operations Strategy & Transformation-Center of Excellence (CoE)

Country: United States of America

Your Journey Starts Here:

Santander is a global leader and innovator in the financial services industry. We believe that our employees are our greatest asset. Our focus is on fostering an enriching journey that empowers you to explore diverse career opportunities while nurturing your personal growth. We are committed to creating an environment where continuous learning and development are prioritized, enabling you to thrive both professionally and personally. Here, you will find ample opportunities to connect and collaborate with talented colleagues from around the world, sharing insights and driving innovation together. Join us at Santander, where you are supported by a culture of engagement and a commitment to your success.

An exciting journey awaits, if you are interested in exploring the possibilities We Want to Talk to You!

What you will gain

Our Summer Internship Program, beginning in June 2026, provides immersive training and introduction to Santander. You will be combining this training with practical experience on both technical and interpersonal skills, helping your development during the internship.

The 2026 Santander Summer Internship Program is for undergraduate students who have an expected graduation date between December 2026 and May/June 2027.

Santander US is a nationwide business with locations across the country. This position is located in Quincy, MA, Boston, MA, Dallas, Miami.

  • The base pay range for this position is posted below and represents the annualized salary range. For hourly positions (non-exempt), the annual range is based on a 40-hour work week. The exact compensation may vary based on skills, experience, training, licensure and certifications and location.

Salary: $67,600/year

Before applying, please keep in mind that our internship program does not offer any relocation assistance.

What we offer you

You will be given exposure to the innerworkings of one largest financial institutions in the world. Working with best-in-class teams and contributing to projects that drive innovation across the organization. As part of the internship program, you will participate in structured professional development opportunities, create connections with peers and meet leaders across Santander.

As an intern for the Santander US Process Center of Excellence (CoE), you'll gain insight into how business process management drives operational efficiency at a large financial institution. You'll support projects involving process documentation, redesign, and governance, with exposure to process analytics and dashboard development. You'll learn how governance, design, and data insights come together to support end-to-end process improvement.

Responsibilities of the Risk Operations Strategy & Transformation Process CoE internship role may include but are not limited to

  • Assist process analysts and engineers in documenting and maintaining the enterprise process catalog (business, management, and support processes).
  • Support the creation of process maps, standards, and governance documentation.
  • Contribute to process improvement initiatives by researching process methodologies, tools, and best practices
  • Assist in development of process learner journeys and career paths for process analysts & engineers
  • Help develop process ownership catalog, maturity metrics, and optimization KPIs.
  • Assist with building presentations, dashboards, and reports to communicate process improvement opportunities.
  • Participate in special projects related to process design, analysis, and innovation within Technology & Operations (T&O) that include use of business process optimization tools, robotic process automation (RPA), large language models (LLMs) and agentic AI.
  • Collaborate with the Process Intelligence & Analytics team to develop insights and visualizations for decision-making.

What we are looking for

  • An undergraduate student with an expected graduation date between either December 2026 or May/June 2027.
  • Area of Study: Business, Engineering, Information Systems, Data Analytics, or related fields.
  • Cumulative GPA is 3.0 or above.
  • Demonstrates intellectual curiosity and courage.
  • Strong English communication skills both written and spoken required.
  • Analytical thinkers with a strong attention to detail.
  • Organized and able to manage time and multiple tasks efficiently.
  • Ability to work independently on special projects.
  • Ability to effectively contribute to a team environment.

It would be nice to have

  • Coursework in or exposure to accounting, finance, process management, organizational design, or business analytics. (Preferred)
  • Experience in Visio, Miro, Power BI, or other visualization tools; large. (Preferred)
  • Exposure to business process optimization tools, robotic process automation (RPA), large language models (LLMs), or agentic AI. (Preferred)

What Else You Need To Know:

The base pay range for this position is posted below and represents the annualized salary range. For hourly positions (non-exempt), the annual range is based on a 40-hour work week. The exact compensation may vary based on skills, experience, training, licensure and certifications and location.

Link to Santander Benefits:

Santander Benefits - 2025 Santander OnGoing/NH eGuide (foleon.com)

Risk Culture:

We embrace a strong risk culture and all of our professionals at all levels are expected to take a proactive and responsible approach toward risk management.

EEO Statement:

At Santander, we value and respect differences in our workforce. We actively encourage everyone to apply. Santander is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, genetics, disability, age, veteran status or any other characteristic protected by law.

Working Conditions:

Frequent minimal physical effort such as sitting, standing and walking is required for this role. Depending on location, occasional moving and lifting light equipment and/or furniture may be required.

Employer Rights:

This job description does not list all of the job duties of the job. You may be asked by your supervisors or managers to perform other duties. You may be evaluated in part based upon your performance of the tasks listed in this job description. The employer has the right to revise this job description at any time. This job description is not a contract for employment and either you or the employer may terminate your employment at any time for any reason.

What To Do Next:

If this sounds like a role you are interested in, then please apply.

We are committed to providing an inclusive and accessible application process for all candidates. If you require any assistance or accommodation due to a disability or any other reason, please contact us at TAOps@santander.us to discuss your needs.

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