Finance Jobs 2026 (Now Hiring) – Smart Auto Apply

Summary: Dime Commercial Bank (Dime) is currently hiring for a Specialty Finance Senior Underwriter- Healthcare Lending at one of its Midtown Manhattan Corporate offices. The Specialty Finance Senior Underwriter- Healthcare Lending specializes in the evaluation of the credit worthiness of Healthcare and C&I clients and is responsible for preparing complete and accurate credit analyses in a timely manner. The role also determines the Borrower's ability to repay loans and lines of credit including those used to provide working capital for businesses, owner-occupied mortgages, term financing for business and/or equipment acquisition as well as letters of credit. Underwriting is prepared according to applicable regulations, approved insurance reimbursement programs, and related government guidelines.

Salary commensurate with experience, ranging from $170,000 to $190,000 annually. The exact compensation may vary based on relevant experience, skills, education, training, licensure and certifications, and location.

All applicants must attach a recent resume.

Dime does not provide relocation assistance or visa sponsorship (now or in the future).

Responsibilities:

• Provide unbiased, objective, and thorough underwriting analysis for new and existing credit proposals, including owner-occupied commercial real estate, business term loans and acquisitions, debt consolidation, lines of credit, standby letters of credit and loan participations/syndications for healthcare clients.
• Conduct in-depth cash flow analyses (e.g., business, personal and global) to evaluate borrower's loan repayment ability; this includes awareness of future Borrower impact from changes within the regulatory environment while also identifying the risks of the Borrower and the Healthcare industry.
• Analyze balance sheets and gauge financial strength of loan applicants.
• Determine risk ratings using Dime's internal tools and matrices.
• Review and analyze all third-party reports (inclusive of both business and real estate valuations).
• Establish loan covenants and closing conditions.
• Prepare requests for loan modifications, extensions and exit proposals for maturing loans and lines of credit.
• Assess Dime's collateral coverage by creating borrowing base advance formulas and reviewing accounts receivable aging reports and inventory schedules relative to the Healthcare industry.
• Identify policy exceptions and incorporate suitable mitigants into credit evaluations.
• Prepare and deliver the credit approval package to the appropriate authority level as required by Dime's Credit Policy.
• Proactively communicate with loan officers, brokers, and clients during underwriting and loan review process.
• Participate in client meetings and conference calls.
• Conduct annual reviews of the existing portfolio.
• Provide analytical support for senior management as needed.

Qualifications:

• Bachelor's degree in a business-related field and a minimum of 7 years' underwriting/credit/commercial banking/lending experience. Experience preferably in middle market banking; or equivalent combination of education and experience.
• Previous experience in Healthcare and C&I underwriting required.
• Strong understanding of loan risk factors.
• Demonstrated knowledge of credit and financial analysis techniques.
• Demonstrated ability to independently gather, consolidate, analyze, and summarize data and make recommendations for all levels of commercial credit relationships.
• Good interpersonal skills working with loan officers, credit officers, clients, and executive management.
• Ability to work in a fast-paced environment, requiring effective time management, written and oral communication skills.
• Knowledge of Abrigo/Sageworks End-to-End software system preferred.
• Strong knowledge of Microsoft Office.