Jobs in Texas 2026 (Now Hiring) - Smart Auto Apply

• Take Initiative – A bias to action – proactive vs reactive
• No Big Egos – Self-confidence with humility 
• Honesty – Direct forthright communication 
• Wicked Smart – Intellectually and emotionally self-aware

• Own end-to-end product lifecycle for one or more ACB fintech products — from discovery and roadmap prioritization through delivery, launch, and post-launch performance tracking.
• Define and articulate product vision and strategy grounded in market research, competitive analysis, customer needs, and regulatory constraints.
• Write high-quality PRDs, user stories, and acceptance criteria that give engineering and QA a clear, unambiguous target to build and test against.
• Lead KYC/KYB digital onboarding workflows and design product experiences that balance compliance requirements with customer conversion and usability.
• Develop financial models, pricing structures, and revenue analyses to inform product prioritization and business case development.
• Use data to drive decisions — pull and interpret behavioral analytics from platforms like Heap and Contentsquare, write SQL queries when needed, and design A/B experiments to validate hypotheses before committing resources.
• Leverage AI tools proactively to accelerate competitive research, PRD drafting, user research synthesis, and experiment design — and bring new methods to the team without being asked.
• Coordinate with engineering, QA, UX, operations, compliance, and marketing to drive delivery and manage releases with rigor and accountability.
• Monitor product KPIs, adoption, engagement, fraud indicators, and operational health post-launch; identify issues and iterate quickly.
• Represent the product to internal stakeholders, external partners, and regulators — with the confidence to defend a position and the humility to update it when the data says otherwise.

• Define and maintain product roadmaps aligned to ACB’s strategic objectives, regulatory requirements, and market opportunity.
• Prioritize ruthlessly across a large backlog — balancing customer value, compliance obligations, technical debt, and revenue impact.
• Conduct competitive and regulatory landscape analysis to ensure ACB products stay ahead of the market and inside the lines simultaneously.

• Design and interpret A/B and multivariate experiments across onboarding, engagement, and payment flows; iterate rapidly based on results.
• Pull and analyze product data using SQL and behavioral analytics tools (Heap, Contentsquare, Snowflake) to form and test hypotheses independently.
• Use AI tools to compress research cycles, synthesize user feedback, draft product specs faster, and model experiment outcomes — and proactively introduce new AI methods that improve team velocity.

• Lead agile delivery teams — sprint planning, backlog refinement, and release coordination with engineering, QA, UX, and operations.
• Train internal support and operations teams on new features before launch; maintain product documentation, and integration guides in Confluence.
• Escalate and resolve product issues proactively — from fraud flags and service outages to customer support triage — before they become systemic.

• Contribute to pre-development product definition for new products, including competitive landscape analysis, target customer segmentation, advance mechanics, pricing, and eligibility rules.
• Collaborate cross-functionally with risk, legal, compliance, and engineering on vendor evaluation, and go-to-market sequencing.

• Bachelor’s degree in Business, Computer Science, Finance, Economics, or a related field. MBA or equivalent graduate degree is a plus.
• Formal training or certification in product management, agile delivery, or data analytics is a differentiator.

• 2-5 years of experience in Product Management, with experience in fintech, consumer lending, digital banking, or a similarly regulated technology environment.
• OR – if you’re a current undergraduate, master students, or early career professionals, and are a yet-to-be discovered rockstar with high proven potential (posers will be filtered out quickly) – tell us about your superpowers.
• Demonstrated track record of owning and shipping consumer-facing digital products end-to-end, from discovery through post-launch iteration.
• Experience writing and managing detailed PRDs, user stories, and acceptance criteria in a fast-moving agile environment.
• Experience working with compliance, legal, and risk teams to navigate banking regulations as product constraints — not blockers.
• Experience with BaaS, payment rails, accounting, or core banking platforms is a strong plus.
• Experience with KYC/KYB digital onboarding and identity verification workflows (Jumio, CLEAR, Sentilink, Experian, or equivalent) is a differentiator.

• Strong SQL skills — you can pull your own data, build your own queries, and not wait for an analyst to tell you what’s happening in your product.
• Proficiency with behavioral analytics platforms (Heap, Contentsquare, Amplitude, or equivalent) and A/B testing frameworks.
• Comfort with AI-powered PM tools and a clear bias toward using them — for research, spec writing, competitive analysis, and experiment design.
• Expert ability to write clear, concise product requirements that engineering and QA can execute without repeated clarification rounds.
• Demonstrated ability to build financial models, unit economics analyses, and revenue projections in support of product prioritization.
• Strong working knowledge of payment rails: ACH, RTP, wire, card push (Visa Direct / Mastercard Send), and settlement mechanics.
• Familiarity with Jira, Confluence, and agile delivery tooling — you know how to run a clean sprint and keep a project on track.
• Exceptional communication and interpersonal skills — able to write a crisp executive summary, run a tight product review, and hold your own in a regulatory conversation.
• You’ll be building products for: Consumers rebuilding their financial lives. Families protecting their children’s identities. Savers protecting their life savings from fraud. And fintech partners who need a bank that can actually move fast.

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