Engineering Jobs 2026 (Now Hiring) – Smart Auto Apply

About the role

The Product Engineering teams at Betterment build the applications our customers use when they are logged in to their Betterment accounts. We are looking for Senior Full Stack Engineers to join us in furthering our mission to make people's lives better by providing delightful experiences that have been Betterment's hallmark since inception.

Our software guides customers through the most important life events in their financial journey. Whether it's saving to buy a house or planning for retirement, hundreds of thousands of people rely on us to invest and save their money. If you are passionate about financial wellness and are driven to solve complex problems that make saving and investing simple, this role is for you.

As a Senior Full-Stack Engineer, you'll work collaboratively with our Mobile, Product, and Design functions to guide and delight our customers on their financial journey.

This role is based out of our NYC office. For jobs based out of our NYC HQ, we require in office attendance Monday through Thursday, weekly. Below, we've reflected the base salary range we would offer for this position. Actual salaries may vary depending on factors including but not limited to location, experience, and performance. The range listed is just one component of Betterment's total compensation package for employees.

• New York City: $170,000 - $195,000

We offer a competitive equity package, health, dental and vision benefits, life and AD&D, short-term and long-term disability insurance, EAP, commuter and parking benefits FSA/HSA, and 401(k) with employer match as well as a flexible PTO policy. This job may also be eligible for variable compensation in the form of a company incentive bonus. For jobs based out of our NYC HQ, we require in office attendance Monday through Thursday, weekly.

A day in the life

• Lead medium-to-large scale initiatives, partnering with teammates and adhering to software development best practices in order to ship high quality software continuously and iteratively.
• Collaborate with our Product & Design teams to build delightful experiences that help our customers save and invest.
• Balance innovation with the need to maintain application performance and security.
• Maintain a high bar of excellence in your work quality, setting an example for and mentoring less experienced Engineers to do the same.
• Create efficiency. Our software helps customers save time and money. We maintain it through clean code, rigorous testing and pragmatic programming
• Collaborate with purpose. You'll work in small groups with other talented Engineers and figure out how to make Betterment's software better.
• Contribute to an environment of open communication, where engineers feel empowered to share ideas and take initiative to solve problems that contribute to achieving company objectives.

What we're looking for

• Strong experience in object-oriented programming; Ruby on Rails is preferred. Experience with Java, Python, C#, or Node.js is welcomed.
• Proficiency in building frontend applications using React.js or a similar framework
• Experience building APIs using GraphQL.
• Proficiency with relational databases, including designing schemas and writing detailed SQL queries.
• A strong command of fundamental algorithms and data structures.
• Proven ability to lead and manage projects that span one or more teams, considering tradeoffs to ensuring on-time delivery while maintaining high standards of quality, performance and security.
• Passion for building delightful front end interfaces and components.
• Passion for ongoing learning and knowledge-sharing.
• Adept at approaching complex engineering challenges with innovative and unconventional solutions.